First National Bank Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

First National Bank Of America 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address First National Bank Of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,227
Total Mortgage Loan Application Amount $365,376,000
Average Mortgage Loan Application Amount $153,333
Highest Mortgage Loan Application Amount $5,775,000
Average Applicant Income $46,333
Highest Applicant Income $1,481,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.

Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2015.

Mortgage Loan Application Totals for First National Bank Of America by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lee County Florida 72 $ 10,443,000 $ 145,000 $ 14,000
Miami-Dade County Florida 68 $ 11,306,000 $ 166,000 $ 213,000
Los Angeles County California 58 $ 22,146,000 $ 381,000 $ 5,000
Broward County Florida 58 $ 7,929,000 $ 136,000 $ 38,000
Cook County Illinois 49 $ 6,705,000 $ 136,000 $ 47,000
Oakland County Michigan 48 $ 8,985,000 $ 187,000 $ 115,000
Orange County Florida 45 $ 8,564,000 $ 190,000 $ 106,000
Maricopa County Arizona 35 $ 7,240,000 $ 206,000 $ 16,000
Pinellas County Florida 34 $ 4,881,000 $ 143,000 $ 76,000
Palm Beach County Florida 32 $ 8,142,000 $ 254,000 $ 82,000
Hillsborough County Florida 30 $ 4,498,000 $ 149,000 $ 67,000
Wayne County Michigan 29 $ 3,361,000 $ 115,000 $ 73,000
Marion County Florida 28 $ 2,031,000 $ 72,000 $ 13,000
Osceola County Florida 27 $ 3,951,000 $ 146,000 $ 93,000
Ingham County Michigan 27 $ 4,395,000 $ 162,000 $ 66,000
Clark County Nevada 26 $ 6,923,000 $ 266,000 $ 38,000
Polk County Florida 25 $ 2,234,000 $ 89,000 $ 85,000
Macomb County Michigan 25 $ 3,337,000 $ 133,000 $ 71,000
Gwinnett County Georgia 22 $ 2,107,000 $ 95,000 $ 35,000
Harris County Texas 21 $ 2,126,000 $ 101,000 $ 25,000
Sarasota County Florida 20 $ 2,671,000 $ 133,000 $ 33,000
Orange County California 19 $ 10,202,000 $ 536,000 $ 0
Collier County Florida 19 $ 4,970,000 $ 261,000 $ 36,000
Contra Costa County California 17 $ 4,532,000 $ 266,000 $ 0
Riverside County California 17 $ 4,355,000 $ 256,000 $ 6,000
St. Lucie County Florida 17 $ 2,350,000 $ 138,000 $ 98,000
San Diego County California 16 $ 6,076,000 $ 379,000 $ 7,000
San Bernardino County California 15 $ 2,454,000 $ 163,000 $ 0
Volusia County Florida 14 $ 1,312,000 $ 93,000 $ 48,000
Brevard County Florida 13 $ 1,632,000 $ 125,000 $ 79,000
Montgomery County Maryland 13 $ 3,876,000 $ 298,000 $ 26,000
Pasco County Florida 12 $ 1,927,000 $ 160,000 $ 107,000
Cobb County Georgia 12 $ 1,533,000 $ 127,000 $ 44,000
DeKalb County Georgia 12 $ 1,624,000 $ 135,000 $ 46,000
Kent County Michigan 12 $ 3,117,000 $ 259,000 $ 40,000
Sacramento County California 11 $ 1,635,000 $ 148,000 $ 17,000
Prince George's County Maryland 11 $ 1,957,000 $ 177,000 $ 21,000
Dallas County Texas 11 $ 1,639,000 $ 149,000 $ 5,000
Lake County Florida 10 $ 1,468,000 $ 146,000 $ 68,000
Fulton County Georgia 10 $ 1,268,000 $ 126,000 $ 86,000
Genesee County Michigan 10 $ 824,000 $ 82,000 $ 55,000
Newaygo County Michigan 10 $ 431,000 $ 43,000 $ 45,000
Philadelphia County Pennsylvania 10 $ 789,000 $ 78,000 $ 37,000
Manatee County Florida 9 $ 1,726,000 $ 191,000 $ 60,000
Marion County Indiana 9 $ 1,041,000 $ 115,000 $ 47,000
Eaton County Michigan 9 $ 857,000 $ 95,000 $ 55,000
Fairfield County Connecticut 8 $ 999,000 $ 124,000 $ 43,000
Clay County Florida 8 $ 967,000 $ 120,000 $ 63,000
Hernando County Florida 8 $ 789,000 $ 98,000 $ 43,000
Baltimore County Maryland 8 $ 1,095,000 $ 136,000 $ 18,000
Mecosta County Michigan 8 $ 401,000 $ 50,000 $ 35,000
Hennepin County Minnesota 8 $ 1,820,000 $ 227,000 $ 99,000
Tarrant County Texas 8 $ 1,259,000 $ 157,000 $ 24,000
Clark County Washington 8 $ 1,138,000 $ 142,000 $ 45,000
Santa Clara County California 7 $ 2,975,000 $ 425,000 $ 35,000
Stanislaus County California 7 $ 1,531,000 $ 218,000 $ 0
Charlotte County Florida 7 $ 1,469,000 $ 209,000 $ 42,000
Citrus County Florida 7 $ 663,000 $ 94,000 $ 13,000
Seminole County Florida 7 $ 900,000 $ 128,000 $ 47,000
Muskegon County Michigan 7 $ 1,127,000 $ 161,000 $ 149,000
Bexar County Texas 7 $ 1,335,000 $ 190,000 $ 0
Denton County Texas 7 $ 1,689,000 $ 241,000 $ 48,000
Travis County Texas 7 $ 770,000 $ 110,000 $ 0
Milwaukee County Wisconsin 7 $ 897,000 $ 128,000 $ 30,000
Mohave County Arizona 6 $ 184,000 $ 30,000 $ 26,000
Alameda County California 6 $ 1,550,000 $ 258,000 $ 0
Fresno County California 6 $ 1,271,000 $ 211,000 $ 0
Indian River County Florida 6 $ 857,000 $ 142,000 $ 149,000
Lake County Illinois 6 $ 1,008,000 $ 168,000 $ 71,000
Will County Illinois 6 $ 1,096,000 $ 182,000 $ 24,000
Shiawassee County Michigan 6 $ 462,000 $ 77,000 $ 37,000
Yavapai County Arizona 5 $ 908,000 $ 181,000 $ 0
Kern County California 5 $ 319,000 $ 63,000 $ 5,000
Hall County Georgia 5 $ 277,000 $ 55,000 $ 18,000
Oconee County Georgia 5 $ 621,000 $ 124,000 $ 0
Plymouth County Massachusetts 5 $ 1,322,000 $ 264,000 $ 91,000
Barry County Michigan 5 $ 460,000 $ 92,000 $ 33,000
Clinton County Michigan 5 $ 391,000 $ 78,000 $ 45,000
Emmet County Michigan 5 $ 466,000 $ 93,000 $ 47,000
Hillsdale County Michigan 5 $ 315,000 $ 63,000 $ 48,000
Jackson County Michigan 5 $ 353,000 $ 70,000 $ 64,000
Osceola County Michigan 5 $ 323,000 $ 64,000 $ 66,000
St. Clair County Michigan 5 $ 608,000 $ 121,000 $ 49,000
Washtenaw County Michigan 5 $ 961,000 $ 192,000 $ 155,000
St. Louis County Missouri 5 $ 585,000 $ 117,000 $ 48,000
Middlesex County New Jersey 5 $ 1,704,000 $ 340,000 $ 47,000
Kings County New York 5 $ 1,955,000 $ 391,000 $ 0
Wake County North Carolina 5 $ 768,000 $ 153,000 $ 27,000
Cuyahoga County Ohio 5 $ 744,000 $ 148,000 $ 29,000
Multnomah County Oregon 5 $ 963,000 $ 192,000 $ 10,000
Lackawanna County Pennsylvania 5 $ 395,000 $ 79,000 $ 29,000
Fort Bend County Texas 5 $ 528,000 $ 105,000 $ 0
Prince William County Virginia 5 $ 889,000 $ 177,000 $ 0
Jefferson County Alabama 4 $ 92,000 $ 23,000 $ 0
Pima County Arizona 4 $ 743,000 $ 185,000 $ 0
Benton County Arkansas 4 $ 176,000 $ 44,000 $ 8,000
Placer County California 4 $ 1,013,000 $ 253,000 $ 0
San Francisco County California 4 $ 2,519,000 $ 629,000 $ 81,000
San Joaquin County California 4 $ 820,000 $ 205,000 $ 0
Ventura County California 4 $ 1,562,000 $ 390,000 $ 0
District of Columbia County District Of Columbia 4 $ 1,096,000 $ 274,000 $ 33,000
Leon County Florida 4 $ 365,000 $ 91,000 $ 45,000
St. Johns County Florida 4 $ 962,000 $ 240,000 $ 67,000
Hamilton County Indiana 4 $ 1,544,000 $ 386,000 $ 107,000
Lake County Indiana 4 $ 339,000 $ 84,000 $ 15,000
St. Joseph County Indiana 4 $ 138,000 $ 34,000 $ 34,000
Jefferson County Louisiana 4 $ 235,000 $ 58,000 $ 39,000
Howard County Maryland 4 $ 1,438,000 $ 359,000 $ 50,000
Essex County Massachusetts 4 $ 1,385,000 $ 346,000 $ 38,000
Berrien County Michigan 4 $ 1,614,000 $ 403,000 $ 167,000
Ionia County Michigan 4 $ 175,000 $ 43,000 $ 38,000
Kalamazoo County Michigan 4 $ 7,145,000 $ 1,786,000 $ 104,000
Lenawee County Michigan 4 $ 225,000 $ 56,000 $ 64,000
Montcalm County Michigan 4 $ 151,000 $ 37,000 $ 59,000
Oceana County Michigan 4 $ 154,000 $ 38,000 $ 38,000
Ottawa County Michigan 4 $ 386,000 $ 96,000 $ 55,000
St. Joseph County Michigan 4 $ 298,000 $ 74,000 $ 75,000
Van Buren County Michigan 4 $ 256,000 $ 64,000 $ 59,000
Passaic County New Jersey 4 $ 835,000 $ 208,000 $ 14,000
Somerset County New Jersey 4 $ 952,000 $ 238,000 $ 49,000
Union County New Jersey 4 $ 1,734,000 $ 433,000 $ 278,000
Clackamas County Oregon 4 $ 1,140,000 $ 285,000 $ 24,000
Washington County Oregon 4 $ 778,000 $ 194,000 $ 52,000
Delaware County Pennsylvania 4 $ 321,000 $ 80,000 $ 69,000
Jefferson County Texas 4 $ 182,000 $ 45,000 $ 55,000
Smith County Texas 4 $ 220,000 $ 55,000 $ 12,000
King County Washington 4 $ 1,442,000 $ 360,000 $ 89,000
Adams County Wisconsin 4 $ 338,000 $ 84,000 $ 123,000
Baldwin County Alabama 3 $ 1,299,000 $ 433,000 $ 10,000
Monterey County California 3 $ 876,000 $ 292,000 $ 0
San Luis Obispo County California 3 $ 454,000 $ 151,000 $ 29,000
San Mateo County California 3 $ 1,357,000 $ 452,000 $ 59,000
Solano County California 3 $ 585,000 $ 195,000 $ 0
Sonoma County California 3 $ 723,000 $ 241,000 $ 0
Tulare County California 3 $ 972,000 $ 324,000 $ 105,000
El Paso County Colorado 3 $ 255,000 $ 85,000 $ 0
Alachua County Florida 3 $ 367,000 $ 122,000 $ 0
Bay County Florida 3 $ 376,000 $ 125,000 $ 134,000
Duval County Florida 3 $ 827,000 $ 275,000 $ 160,000
Flagler County Florida 3 $ 309,000 $ 103,000 $ 82,000
Highlands County Florida 3 $ 164,000 $ 54,000 $ 54,000
Martin County Florida 3 $ 568,000 $ 189,000 $ 111,000
Monroe County Florida 3 $ 589,000 $ 196,000 $ 82,000
Suwannee County Florida 3 $ 147,000 $ 49,000 $ 37,000
Barrow County Georgia 3 $ 347,000 $ 115,000 $ 36,000
Bibb County Georgia 3 $ 108,000 $ 36,000 $ 60,000
Clayton County Georgia 3 $ 149,000 $ 49,000 $ 54,000
Henry County Georgia 3 $ 413,000 $ 137,000 $ 0
Paulding County Georgia 3 $ 371,000 $ 123,000 $ 43,000
Peoria County Illinois 3 $ 173,000 $ 57,000 $ 37,000
Delaware County Indiana 3 $ 247,000 $ 82,000 $ 43,000
Porter County Indiana 3 $ 496,000 $ 165,000 $ 101,000
Jefferson County Kentucky 3 $ 525,000 $ 175,000 $ 66,000
Meade County Kentucky 3 $ 110,000 $ 36,000 $ 28,000
Cumberland County Maine 3 $ 376,000 $ 125,000 $ 20,000
Calhoun County Michigan 3 $ 163,000 $ 54,000 $ 47,000
Clare County Michigan 3 $ 118,000 $ 39,000 $ 65,000
Grand Traverse County Michigan 3 $ 182,000 $ 60,000 $ 41,000
Isabella County Michigan 3 $ 118,000 $ 39,000 $ 21,000
Kalkaska County Michigan 3 $ 160,000 $ 53,000 $ 65,000
Lake County Michigan 3 $ 99,000 $ 33,000 $ 64,000
Midland County Michigan 3 $ 205,000 $ 68,000 $ 76,000
Missaukee County Michigan 3 $ 124,000 $ 41,000 $ 25,000
Ogemaw County Michigan 3 $ 90,000 $ 30,000 $ 45,000
Saginaw County Michigan 3 $ 114,000 $ 38,000 $ 57,000
Dakota County Minnesota 3 $ 210,000 $ 70,000 $ 43,000
Atlantic County New Jersey 3 $ 138,000 $ 46,000 $ 63,000
Bergen County New Jersey 3 $ 753,000 $ 251,000 $ 79,000
Burlington County New Jersey 3 $ 619,000 $ 206,000 $ 33,000
Hudson County New Jersey 3 $ 695,000 $ 231,000 $ 27,000
Bernalillo County New Mexico 3 $ 529,000 $ 176,000 $ 71,000
Valencia County New Mexico 3 $ 135,000 $ 45,000 $ 40,000
Orange County New York 3 $ 764,000 $ 254,000 $ 71,000
Queens County New York 3 $ 528,000 $ 176,000 $ 0
Mecklenburg County North Carolina 3 $ 445,000 $ 148,000 $ 32,000
Robeson County North Carolina 3 $ 104,000 $ 34,000 $ 32,000
Douglas County Oregon 3 $ 426,000 $ 142,000 $ 15,000
Bucks County Pennsylvania 3 $ 727,000 $ 242,000 $ 5,000
Montgomery County Pennsylvania 3 $ 1,139,000 $ 379,000 $ 92,000
Charleston County South Carolina 3 $ 1,190,000 $ 396,000 $ 24,000
Davidson County Tennessee 3 $ 283,000 $ 94,000 $ 0
Collin County Texas 3 $ 883,000 $ 294,000 $ 0
Hays County Texas 3 $ 358,000 $ 119,000 $ 18,000
Medina County Texas 3 $ 1,416,000 $ 472,000 $ 104,000
Polk County Texas 3 $ 127,000 $ 42,000 $ 23,000
San Jacinto County Texas 3 $ 162,000 $ 54,000 $ 39,000
Alexandria County Virginia 3 $ 341,000 $ 113,000 $ 0
Fairfax County Virginia 3 $ 642,000 $ 214,000 $ 0
Loudoun County Virginia 3 $ 795,000 $ 265,000 $ 0
Montgomery County Alabama 2 $ 71,000 $ 35,000 $ 20,000
Cochise County Arizona 2 $ 290,000 $ 145,000 $ 3,000
El Dorado County California 2 $ 811,000 $ 405,000 $ 0
Humboldt County California 2 $ 612,000 $ 306,000 $ 31,000
Napa County California 2 $ 736,000 $ 368,000 $ 0
Arapahoe County Colorado 2 $ 229,000 $ 114,000 $ 27,000
Jefferson County Colorado 2 $ 621,000 $ 310,000 $ 0
Weld County Colorado 2 $ 114,000 $ 57,000 $ 14,000
New Castle County Delaware 2 $ 279,000 $ 139,000 $ 0
DeSoto County Florida 2 $ 59,000 $ 29,000 $ 20,000
Escambia County Florida 2 $ 93,000 $ 46,000 $ 13,000
Levy County Florida 2 $ 81,000 $ 40,000 $ 71,000
Nassau County Florida 2 $ 130,000 $ 65,000 $ 42,000
Sumter County Florida 2 $ 194,000 $ 97,000 $ 24,000
Candler County Georgia 2 $ 78,000 $ 39,000 $ 51,000
Cherokee County Georgia 2 $ 235,000 $ 117,000 $ 96,000
Walton County Georgia 2 $ 164,000 $ 82,000 $ 0
DuPage County Illinois 2 $ 190,000 $ 95,000 $ 27,000
Fulton County Illinois 2 $ 41,000 $ 20,000 $ 27,000
St. Clair County Illinois 2 $ 303,000 $ 151,000 $ 18,000
Allen County Indiana 2 $ 84,000 $ 42,000 $ 38,000
Elkhart County Indiana 2 $ 147,000 $ 73,000 $ 71,000
Hancock County Indiana 2 $ 82,000 $ 41,000 $ 0
Kosciusko County Indiana 2 $ 34,000 $ 17,000 $ 14,000
Jasper County Iowa 2 $ 70,000 $ 35,000 $ 45,000
Johnson County Kansas 2 $ 400,000 $ 200,000 $ 47,000
Sedgwick County Kansas 2 $ 160,000 $ 80,000 $ 30,000
Graves County Kentucky 2 $ 280,000 $ 140,000 $ 110,000
Kenton County Kentucky 2 $ 118,000 $ 59,000 $ 52,000
Knox County Kentucky 2 $ 64,000 $ 32,000 $ 19,000
Oldham County Kentucky 2 $ 84,000 $ 42,000 $ 67,000
Pulaski County Kentucky 2 $ 116,000 $ 58,000 $ 96,000
Androscoggin County Maine 2 $ 128,000 $ 64,000 $ 39,000
Kennebec County Maine 2 $ 99,000 $ 49,000 $ 32,000
Allegany County Maryland 2 $ 124,000 $ 62,000 $ 0
Anne Arundel County Maryland 2 $ 350,000 $ 175,000 $ 0
Baltimore City County Maryland 2 $ 147,000 $ 73,000 $ 44,000
Cecil County Maryland 2 $ 44,000 $ 22,000 $ 15,000
Charles County Maryland 2 $ 263,000 $ 131,000 $ 95,000
Harford County Maryland 2 $ 361,000 $ 180,000 $ 0
Barnstable County Massachusetts 2 $ 487,000 $ 243,000 $ 0
Allegan County Michigan 2 $ 74,000 $ 37,000 $ 61,000
Alpena County Michigan 2 $ 325,000 $ 162,000 $ 0
Arenac County Michigan 2 $ 74,000 $ 37,000 $ 47,000
Bay County Michigan 2 $ 86,000 $ 43,000 $ 33,000
Branch County Michigan 2 $ 164,000 $ 82,000 $ 59,000
Cass County Michigan 2 $ 87,000 $ 43,000 $ 42,000
Cheboygan County Michigan 2 $ 112,000 $ 56,000 $ 32,000
Gladwin County Michigan 2 $ 66,000 $ 33,000 $ 18,000
Mackinac County Michigan 2 $ 366,000 $ 183,000 $ 155,000
Mason County Michigan 2 $ 190,000 $ 95,000 $ 96,000
Roscommon County Michigan 2 $ 91,000 $ 45,000 $ 43,000
Anoka County Minnesota 2 $ 280,000 $ 140,000 $ 37,000
Le Sueur County Minnesota 2 $ 140,000 $ 70,000 $ 74,000
McLeod County Minnesota 2 $ 82,000 $ 41,000 $ 11,000
Ramsey County Minnesota 2 $ 155,000 $ 77,000 $ 22,000
St. Louis City County Missouri 2 $ 67,000 $ 33,000 $ 49,000
Lyon County Nevada 2 $ 157,000 $ 78,000 $ 68,000
Hunterdon County New Jersey 2 $ 877,000 $ 438,000 $ 53,000
Monmouth County New Jersey 2 $ 686,000 $ 343,000 $ 0
Sussex County New Jersey 2 $ 214,000 $ 107,000 $ 53,000
Torrance County New Mexico 2 $ 70,000 $ 35,000 $ 32,000
Chautauqua County New York 2 $ 119,000 $ 59,000 $ 25,000
Monroe County New York 2 $ 96,000 $ 48,000 $ 0
Nassau County New York 2 $ 559,000 $ 279,000 $ 0
Schenectady County New York 2 $ 84,000 $ 42,000 $ 0
Suffolk County New York 2 $ 788,000 $ 394,000 $ 0
Buncombe County North Carolina 2 $ 314,000 $ 157,000 $ 26,000
Davidson County North Carolina 2 $ 100,000 $ 50,000 $ 49,000
Harnett County North Carolina 2 $ 52,000 $ 26,000 $ 31,000
Johnston County North Carolina 2 $ 47,000 $ 23,000 $ 0
Onslow County North Carolina 2 $ 180,000 $ 90,000 $ 17,000
Franklin County Ohio 2 $ 196,000 $ 98,000 $ 0
Mahoning County Ohio 2 $ 64,000 $ 32,000 $ 14,000
Montgomery County Ohio 2 $ 188,000 $ 94,000 $ 40,000
Summit County Ohio 2 $ 120,000 $ 60,000 $ 91,000
Wood County Ohio 2 $ 105,000 $ 52,000 $ 19,000
Tulsa County Oklahoma 2 $ 199,000 $ 99,000 $ 56,000
Beaver County Pennsylvania 2 $ 123,000 $ 61,000 $ 65,000
Chester County Pennsylvania 2 $ 215,000 $ 107,000 $ 28,000
Lancaster County Pennsylvania 2 $ 222,000 $ 111,000 $ 72,000
Northampton County Pennsylvania 2 $ 218,000 $ 109,000 $ 60,000
Westmoreland County Pennsylvania 2 $ 219,000 $ 109,000 $ 74,000
York County Pennsylvania 2 $ 218,000 $ 109,000 $ 116,000
Kent County Rhode Island 2 $ 462,000 $ 231,000 $ 0
Providence County Rhode Island 2 $ 260,000 $ 130,000 $ 0
Greenville County South Carolina 2 $ 266,000 $ 133,000 $ 11,000
Horry County South Carolina 2 $ 120,000 $ 60,000 $ 82,000
Lexington County South Carolina 2 $ 431,000 $ 215,000 $ 66,000
Hamblen County Tennessee 2 $ 339,000 $ 169,000 $ 105,000
Shelby County Tennessee 2 $ 127,000 $ 63,000 $ 0
Warren County Tennessee 2 $ 128,000 $ 64,000 $ 67,000
Williamson County Tennessee 2 $ 548,000 $ 274,000 $ 0
Bandera County Texas 2 $ 83,000 $ 41,000 $ 48,000
Brazoria County Texas 2 $ 520,000 $ 260,000 $ 0
Brazos County Texas 2 $ 143,000 $ 71,000 $ 0
El Paso County Texas 2 $ 223,000 $ 111,000 $ 48,000
Ellis County Texas 2 $ 283,000 $ 141,000 $ 24,000
Galveston County Texas 2 $ 161,000 $ 80,000 $ 39,000
Hale County Texas 2 $ 48,000 $ 24,000 $ 57,000
Hidalgo County Texas 2 $ 151,000 $ 75,000 $ 0
Johnson County Texas 2 $ 96,000 $ 48,000 $ 0
Montgomery County Texas 2 $ 138,000 $ 69,000 $ 51,000
Williamson County Texas 2 $ 216,000 $ 108,000 $ 0
Fauquier County Virginia 2 $ 936,000 $ 468,000 $ 0
Clallam County Washington 2 $ 215,000 $ 107,000 $ 0
Pierce County Washington 2 $ 394,000 $ 197,000 $ 0
Spokane County Washington 2 $ 272,000 $ 136,000 $ 0
Chippewa County Wisconsin 2 $ 216,000 $ 108,000 $ 81,000
La Crosse County Wisconsin 2 $ 251,000 $ 125,000 $ 38,000
Ozaukee County Wisconsin 2 $ 334,000 $ 167,000 $ 34,000
Walworth County Wisconsin 2 $ 452,000 $ 226,000 $ 232,000
Mobile County Alabama 1 $ 25,000 $ 25,000 $ 14,000
St. Clair County Alabama 1 $ 22,000 $ 22,000 $ 38,000
Tuscaloosa County Alabama 1 $ 50,000 $ 50,000 $ 49,000
Navajo County Arizona 1 $ 45,000 $ 45,000 $ 0
Pinal County Arizona 1 $ 153,000 $ 153,000 $ 0
Logan County Arkansas 1 $ 19,000 $ 19,000 $ 26,000
Pulaski County Arkansas 1 $ 990,000 $ 990,000 $ 57,000
Stone County Arkansas 1 $ 36,000 $ 36,000 $ 0
White County Arkansas 1 $ 116,000 $ 116,000 $ 63,000
Butte County California 1 $ 38,000 $ 38,000 $ 0
Imperial County California 1 $ 122,000 $ 122,000 $ 0
Lake County California 1 $ 145,000 $ 145,000 $ 112,000
Madera County California 1 $ 170,000 $ 170,000 $ 44,000
Marin County California 1 $ 398,000 $ 398,000 $ 0
Merced County California 1 $ 303,000 $ 303,000 $ 0
Nevada County California 1 $ 481,000 $ 481,000 $ 0
Santa Barbara County California 1 $ 250,000 $ 250,000 $ 0
Sutter County California 1 $ 57,000 $ 57,000 $ 0
Yolo County California 1 $ 861,000 $ 861,000 $ 0
Yuba County California 1 $ 69,000 $ 69,000 $ 0
Adams County Colorado 1 $ 42,000 $ 42,000 $ 0
Boulder County Colorado 1 $ 293,000 $ 293,000 $ 0
Broomfield County Colorado 1 $ 423,000 $ 423,000 $ 0
Douglas County Colorado 1 $ 87,000 $ 87,000 $ 0
La Plata County Colorado 1 $ 360,000 $ 360,000 $ 0
Larimer County Colorado 1 $ 315,000 $ 315,000 $ 77,000
Moffat County Colorado 1 $ 142,000 $ 142,000 $ 0
Saguache County Colorado 1 $ 825,000 $ 825,000 $ 1,133,000
Summit County Colorado 1 $ 466,000 $ 466,000 $ 0
Hartford County Connecticut 1 $ 126,000 $ 126,000 $ 0
Tolland County Connecticut 1 $ 128,000 $ 128,000 $ 0
Windham County Connecticut 1 $ 253,000 $ 253,000 $ 120,000
Sussex County Delaware 1 $ 833,000 $ 833,000 $ 0
Calhoun County Florida 1 $ 46,000 $ 46,000 $ 24,000
Hamilton County Florida 1 $ 219,000 $ 219,000 $ 395,000
Hardee County Florida 1 $ 23,000 $ 23,000 $ 129,000
Hendry County Florida 1 $ 61,000 $ 61,000 $ 144,000
Okeechobee County Florida 1 $ 75,000 $ 75,000 $ 0
Santa Rosa County Florida 1 $ 126,000 $ 126,000 $ 94,000
Taylor County Florida 1 $ 53,000 $ 53,000 $ 22,000
Baldwin County Georgia 1 $ 60,000 $ 60,000 $ 0
Bartow County Georgia 1 $ 106,000 $ 106,000 $ 0
Bulloch County Georgia 1 $ 147,000 $ 147,000 $ 102,000
Butts County Georgia 1 $ 130,000 $ 130,000 $ 78,000
Carroll County Georgia 1 $ 115,000 $ 115,000 $ 70,000
Catoosa County Georgia 1 $ 40,000 $ 40,000 $ 25,000
Clarke County Georgia 1 $ 46,000 $ 46,000 $ 34,000
Coffee County Georgia 1 $ 48,000 $ 48,000 $ 0
Coweta County Georgia 1 $ 308,000 $ 308,000 $ 0
Dawson County Georgia 1 $ 116,000 $ 116,000 $ 0
Dodge County Georgia 1 $ 33,000 $ 33,000 $ 30,000
Douglas County Georgia 1 $ 75,000 $ 75,000 $ 52,000
Effingham County Georgia 1 $ 12,000 $ 12,000 $ 0
Fayette County Georgia 1 $ 503,000 $ 503,000 $ 190,000
Glascock County Georgia 1 $ 39,000 $ 39,000 $ 0
Greene County Georgia 1 $ 300,000 $ 300,000 $ 123,000
Haralson County Georgia 1 $ 70,000 $ 70,000 $ 70,000
McIntosh County Georgia 1 $ 26,000 $ 26,000 $ 25,000
Mitchell County Georgia 1 $ 10,000 $ 10,000 $ 32,000
Muscogee County Georgia 1 $ 25,000 $ 25,000 $ 69,000
Rockdale County Georgia 1 $ 298,000 $ 298,000 $ 91,000
Tattnall County Georgia 1 $ 47,000 $ 47,000 $ 41,000
Walker County Georgia 1 $ 30,000 $ 30,000 $ 15,000
Maui County Hawaii 1 $ 226,000 $ 226,000 $ 0
Ada County Idaho 1 $ 302,000 $ 302,000 $ 0
Bingham County Idaho 1 $ 139,000 $ 139,000 $ 63,000
Bonneville County Idaho 1 $ 67,000 $ 67,000 $ 30,000
Jerome County Idaho 1 $ 156,000 $ 156,000 $ 0
Kane County Illinois 1 $ 105,000 $ 105,000 $ 31,000
Kankakee County Illinois 1 $ 146,000 $ 146,000 $ 59,000
Kendall County Illinois 1 $ 71,000 $ 71,000 $ 55,000
Madison County Illinois 1 $ 80,000 $ 80,000 $ 61,000
Pike County Illinois 1 $ 14,000 $ 14,000 $ 0
Woodford County Illinois 1 $ 125,000 $ 125,000 $ 55,000
Bartholomew County Indiana 1 $ 85,000 $ 85,000 $ 45,000
Harrison County Indiana 1 $ 22,000 $ 22,000 $ 31,000
Jackson County Indiana 1 $ 42,000 $ 42,000 $ 41,000
Montgomery County Indiana 1 $ 72,000 $ 72,000 $ 0
Orange County Indiana 1 $ 54,000 $ 54,000 $ 68,000
Scott County Indiana 1 $ 160,000 $ 160,000 $ 187,000
Vanderburgh County Indiana 1 $ 36,000 $ 36,000 $ 41,000
Wabash County Indiana 1 $ 25,000 $ 25,000 $ 67,000
Warrick County Indiana 1 $ 57,000 $ 57,000 $ 0
White County Indiana 1 $ 144,000 $ 144,000 $ 32,000
Black Hawk County Iowa 1 $ 21,000 $ 21,000 $ 63,000
Boone County Iowa 1 $ 50,000 $ 50,000 $ 39,000
Cerro Gordo County Iowa 1 $ 21,000 $ 21,000 $ 26,000
Clinton County Iowa 1 $ 32,000 $ 32,000 $ 0
Hancock County Iowa 1 $ 26,000 $ 26,000 $ 75,000
Johnson County Iowa 1 $ 229,000 $ 229,000 $ 40,000
Kossuth County Iowa 1 $ 46,000 $ 46,000 $ 64,000
Mahaska County Iowa 1 $ 29,000 $ 29,000 $ 16,000
Monroe County Iowa 1 $ 48,000 $ 48,000 $ 0
Polk County Iowa 1 $ 100,000 $ 100,000 $ 53,000
Ringgold County Iowa 1 $ 19,000 $ 19,000 $ 27,000
Wapello County Iowa 1 $ 14,000 $ 14,000 $ 69,000
Douglas County Kansas 1 $ 106,000 $ 106,000 $ 92,000
Lyon County Kansas 1 $ 33,000 $ 33,000 $ 0
Russell County Kansas 1 $ 104,000 $ 104,000 $ 86,000
Sumner County Kansas 1 $ 18,000 $ 18,000 $ 51,000
Fayette County Kentucky 1 $ 108,000 $ 108,000 $ 0
Hopkins County Kentucky 1 $ 40,000 $ 40,000 $ 30,000
Montgomery County Kentucky 1 $ 17,000 $ 17,000 $ 25,000
Pendleton County Kentucky 1 $ 150,000 $ 150,000 $ 120,000
Powell County Kentucky 1 $ 39,000 $ 39,000 $ 76,000
Whitley County Kentucky 1 $ 20,000 $ 20,000 $ 18,000
East Baton Rouge County Louisiana 1 $ 51,000 $ 51,000 $ 0
Franklin County Louisiana 1 $ 50,000 $ 50,000 $ 44,000
Livingston County Louisiana 1 $ 50,000 $ 50,000 $ 52,000
Ouachita County Louisiana 1 $ 133,000 $ 133,000 $ 0
Oxford County Maine 1 $ 228,000 $ 228,000 $ 122,000
Dorchester County Maryland 1 $ 175,000 $ 175,000 $ 0
Bristol County Massachusetts 1 $ 184,000 $ 184,000 $ 102,000
Hampshire County Massachusetts 1 $ 195,000 $ 195,000 $ 36,000
Middlesex County Massachusetts 1 $ 48,000 $ 48,000 $ 0
Norfolk County Massachusetts 1 $ 290,000 $ 290,000 $ 0
Worcester County Massachusetts 1 $ 261,000 $ 261,000 $ 0
Alcona County Michigan 1 $ 50,000 $ 50,000 $ 17,000
Antrim County Michigan 1 $ 51,000 $ 51,000 $ 90,000
Benzie County Michigan 1 $ 59,000 $ 59,000 $ 83,000
Charlevoix County Michigan 1 $ 15,000 $ 15,000 $ 64,000
Crawford County Michigan 1 $ 34,000 $ 34,000 $ 39,000
Iosco County Michigan 1 $ 23,000 $ 23,000 $ 46,000
Lapeer County Michigan 1 $ 65,000 $ 65,000 $ 51,000
Leelanau County Michigan 1 $ 400,000 $ 400,000 $ 167,000
Livingston County Michigan 1 $ 39,000 $ 39,000 $ 74,000
Menominee County Michigan 1 $ 90,000 $ 90,000 $ 112,000
Monroe County Michigan 1 $ 225,000 $ 225,000 $ 58,000
Sanilac County Michigan 1 $ 50,000 $ 50,000 $ 71,000
Tuscola County Michigan 1 $ 17,000 $ 17,000 $ 21,000
Wexford County Michigan 1 $ 23,000 $ 23,000 $ 16,000
Blue Earth County Minnesota 1 $ 41,000 $ 41,000 $ 17,000
Kanabec County Minnesota 1 $ 37,000 $ 37,000 $ 33,000
Meeker County Minnesota 1 $ 140,000 $ 140,000 $ 228,000
Sherburne County Minnesota 1 $ 139,000 $ 139,000 $ 83,000
St. Louis County Minnesota 1 $ 30,000 $ 30,000 $ 31,000
Watonwan County Minnesota 1 $ 35,000 $ 35,000 $ 48,000
Wright County Minnesota 1 $ 800,000 $ 800,000 $ 200,000
Hinds County Mississippi 1 $ 161,000 $ 161,000 $ 0
Warren County Mississippi 1 $ 21,000 $ 21,000 $ 53,000
Buchanan County Missouri 1 $ 30,000 $ 30,000 $ 92,000
Camden County Missouri 1 $ 17,000 $ 17,000 $ 67,000
Christian County Missouri 1 $ 72,000 $ 72,000 $ 164,000
Greene County Missouri 1 $ 50,000 $ 50,000 $ 28,000
Howard County Missouri 1 $ 12,000 $ 12,000 $ 0
Jackson County Missouri 1 $ 53,000 $ 53,000 $ 70,000
Jefferson County Missouri 1 $ 243,000 $ 243,000 $ 400,000
Polk County Missouri 1 $ 65,000 $ 65,000 $ 71,000
St. Charles County Missouri 1 $ 33,000 $ 33,000 $ 30,000
Flathead County Montana 1 $ 134,000 $ 134,000 $ 0
Douglas County Nebraska 1 $ 79,000 $ 79,000 $ 0
Lancaster County Nebraska 1 $ 150,000 $ 150,000 $ 78,000
Humboldt County Nevada 1 $ 400,000 $ 400,000 $ 168,000
Storey County Nevada 1 $ 176,000 $ 176,000 $ 55,000
Cheshire County New Hampshire 1 $ 46,000 $ 46,000 $ 25,000
Grafton County New Hampshire 1 $ 616,000 $ 616,000 $ 0
Hillsborough County New Hampshire 1 $ 359,000 $ 359,000 $ 0
Cape May County New Jersey 1 $ 105,000 $ 105,000 $ 65,000
Cumberland County New Jersey 1 $ 22,000 $ 22,000 $ 51,000
Essex County New Jersey 1 $ 207,000 $ 207,000 $ 0
Morris County New Jersey 1 $ 300,000 $ 300,000 $ 80,000
Ocean County New Jersey 1 $ 171,000 $ 171,000 $ 0
Salem County New Jersey 1 $ 75,000 $ 75,000 $ 127,000
Bronx County New York 1 $ 72,000 $ 72,000 $ 0
Chenango County New York 1 $ 33,000 $ 33,000 $ 28,000
Erie County New York 1 $ 52,000 $ 52,000 $ 0
Essex County New York 1 $ 4,000 $ 4,000 $ 0
Niagara County New York 1 $ 38,000 $ 38,000 $ 0
Rensselaer County New York 1 $ 128,000 $ 128,000 $ 0
Saratoga County New York 1 $ 130,000 $ 130,000 $ 0
Schoharie County New York 1 $ 20,000 $ 20,000 $ 49,000
Steuben County New York 1 $ 52,000 $ 52,000 $ 0
Westchester County New York 1 $ 228,000 $ 228,000 $ 0
Cabarrus County North Carolina 1 $ 64,000 $ 64,000 $ 0
Catawba County North Carolina 1 $ 89,000 $ 89,000 $ 0
Chatham County North Carolina 1 $ 166,000 $ 166,000 $ 44,000
Cherokee County North Carolina 1 $ 32,000 $ 32,000 $ 18,000
Cumberland County North Carolina 1 $ 44,000 $ 44,000 $ 46,000
Forsyth County North Carolina 1 $ 121,000 $ 121,000 $ 0
Franklin County North Carolina 1 $ 179,000 $ 179,000 $ 0
Gaston County North Carolina 1 $ 138,000 $ 138,000 $ 158,000
Henderson County North Carolina 1 $ 80,000 $ 80,000 $ 0
Iredell County North Carolina 1 $ 411,000 $ 411,000 $ 149,000
Nash County North Carolina 1 $ 61,000 $ 61,000 $ 0
New Hanover County North Carolina 1 $ 140,000 $ 140,000 $ 28,000
Pamlico County North Carolina 1 $ 40,000 $ 40,000 $ 36,000
Rowan County North Carolina 1 $ 54,000 $ 54,000 $ 0
Stokes County North Carolina 1 $ 31,000 $ 31,000 $ 0
Transylvania County North Carolina 1 $ 165,000 $ 165,000 $ 155,000
Union County North Carolina 1 $ 317,000 $ 317,000 $ 108,000
Vance County North Carolina 1 $ 23,000 $ 23,000 $ 34,000
Burleigh County North Dakota 1 $ 140,000 $ 140,000 $ 0
Richland County North Dakota 1 $ 28,000 $ 28,000 $ 0
Ashtabula County Ohio 1 $ 84,000 $ 84,000 $ 0
Butler County Ohio 1 $ 202,000 $ 202,000 $ 0
Clark County Ohio 1 $ 105,000 $ 105,000 $ 0
Clermont County Ohio 1 $ 220,000 $ 220,000 $ 0
Hamilton County Ohio 1 $ 309,000 $ 309,000 $ 0
Highland County Ohio 1 $ 21,000 $ 21,000 $ 25,000
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Mortgage Loan Application Detail Totals for First National Bank Of America in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,409 $230,916,000 $163,000 $5,775,000 $56,000 $1,481,000
Refinancing 584 $108,091,000 $185,000 $1,894,000 $41,000 $497,000
Home Improvement 234 $26,369,000 $112,000 $1,320,000 $42,000 $226,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 969 $198,135,000 $204,000 $5,775,000 $0 $0
White 697 $100,407,000 $144,000 $1,307,000 $89,000 $1,133,000
Hispanic 203 $26,958,000 $132,000 $716,000 $125,000 $1,481,000
Not Provided 197 $20,746,000 $105,000 $900,000 $67,000 $399,000
Black or African American 118 $13,375,000 $113,000 $576,000 $72,000 $362,000
Asian 31 $4,920,000 $158,000 $434,000 $112,000 $983,000
American Indian or Alaskan Native 11 $690,000 $62,000 $123,000 $40,000 $71,000
Native Hawaiian or Other Pacific Islander 1 $145,000 $145,000 $145,000 $41,000 $41,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,227 $365,376,000 $164,000 $5,775,000 $51,000 $1,481,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 939 $186,212,000 $198,000 $1,907,000 $0 $0
Application Denied By Financial Institution 597 $83,510,000 $139,000 $1,307,000 $80,000 $1,481,000
Loan Originated 441 $65,445,000 $148,000 $5,775,000 $83,000 $505,000
Application Approved But Not Accepted 141 $16,682,000 $118,000 $576,000 $72,000 $350,000
Application Withdrawn By Applicant 108 $13,503,000 $125,000 $900,000 $172,000 $1,481,000
File Closed For Incompleteness 1 $24,000 $24,000 $24,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 265 $32,899,000 $124,000 $1,307,000 $77,000 $690,000
Debt-To-Income Ratio 169 $26,370,000 $156,000 $1,200,000 $57,000 $351,000
Collateral 88 $12,317,000 $139,000 $1,100,000 $99,000 $1,133,000
Other 37 $5,482,000 $148,000 $900,000 $137,000 $1,481,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,636,000 $181,000 $713,000 $120,000 $435,000
Unverifiable Information 13 $2,441,000 $187,000 $1,200,000 $104,000 $635,000
Employment History 3 $196,000 $65,000 $96,000 $49,000 $71,000
Credit Application Incomplete 2 $169,000 $84,000 $115,000 $40,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank Of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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