First National Bank Of America 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,227 |
| Total Mortgage Loan Application Amount | $365,376,000 |
| Average Mortgage Loan Application Amount | $153,333 |
| Highest Mortgage Loan Application Amount | $5,775,000 |
| Average Applicant Income | $46,333 |
| Highest Applicant Income | $1,481,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with First National Bank Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down First National Bank Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of America's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee County Florida | 72 | $ 10,443,000 | $ 145,000 | $ 14,000 |
| Miami-Dade County Florida | 68 | $ 11,306,000 | $ 166,000 | $ 213,000 |
| Los Angeles County California | 58 | $ 22,146,000 | $ 381,000 | $ 5,000 |
| Broward County Florida | 58 | $ 7,929,000 | $ 136,000 | $ 38,000 |
| Cook County Illinois | 49 | $ 6,705,000 | $ 136,000 | $ 47,000 |
| Oakland County Michigan | 48 | $ 8,985,000 | $ 187,000 | $ 115,000 |
| Orange County Florida | 45 | $ 8,564,000 | $ 190,000 | $ 106,000 |
| Maricopa County Arizona | 35 | $ 7,240,000 | $ 206,000 | $ 16,000 |
| Pinellas County Florida | 34 | $ 4,881,000 | $ 143,000 | $ 76,000 |
| Palm Beach County Florida | 32 | $ 8,142,000 | $ 254,000 | $ 82,000 |
| Hillsborough County Florida | 30 | $ 4,498,000 | $ 149,000 | $ 67,000 |
| Wayne County Michigan | 29 | $ 3,361,000 | $ 115,000 | $ 73,000 |
| Marion County Florida | 28 | $ 2,031,000 | $ 72,000 | $ 13,000 |
| Osceola County Florida | 27 | $ 3,951,000 | $ 146,000 | $ 93,000 |
| Ingham County Michigan | 27 | $ 4,395,000 | $ 162,000 | $ 66,000 |
| Clark County Nevada | 26 | $ 6,923,000 | $ 266,000 | $ 38,000 |
| Polk County Florida | 25 | $ 2,234,000 | $ 89,000 | $ 85,000 |
| Macomb County Michigan | 25 | $ 3,337,000 | $ 133,000 | $ 71,000 |
| Gwinnett County Georgia | 22 | $ 2,107,000 | $ 95,000 | $ 35,000 |
| Harris County Texas | 21 | $ 2,126,000 | $ 101,000 | $ 25,000 |
| Sarasota County Florida | 20 | $ 2,671,000 | $ 133,000 | $ 33,000 |
| Orange County California | 19 | $ 10,202,000 | $ 536,000 | $ 0 |
| Collier County Florida | 19 | $ 4,970,000 | $ 261,000 | $ 36,000 |
| Contra Costa County California | 17 | $ 4,532,000 | $ 266,000 | $ 0 |
| Riverside County California | 17 | $ 4,355,000 | $ 256,000 | $ 6,000 |
| St. Lucie County Florida | 17 | $ 2,350,000 | $ 138,000 | $ 98,000 |
| San Diego County California | 16 | $ 6,076,000 | $ 379,000 | $ 7,000 |
| San Bernardino County California | 15 | $ 2,454,000 | $ 163,000 | $ 0 |
| Volusia County Florida | 14 | $ 1,312,000 | $ 93,000 | $ 48,000 |
| Brevard County Florida | 13 | $ 1,632,000 | $ 125,000 | $ 79,000 |
| Montgomery County Maryland | 13 | $ 3,876,000 | $ 298,000 | $ 26,000 |
| Pasco County Florida | 12 | $ 1,927,000 | $ 160,000 | $ 107,000 |
| Cobb County Georgia | 12 | $ 1,533,000 | $ 127,000 | $ 44,000 |
| DeKalb County Georgia | 12 | $ 1,624,000 | $ 135,000 | $ 46,000 |
| Kent County Michigan | 12 | $ 3,117,000 | $ 259,000 | $ 40,000 |
| Sacramento County California | 11 | $ 1,635,000 | $ 148,000 | $ 17,000 |
| Prince George's County Maryland | 11 | $ 1,957,000 | $ 177,000 | $ 21,000 |
| Dallas County Texas | 11 | $ 1,639,000 | $ 149,000 | $ 5,000 |
| Lake County Florida | 10 | $ 1,468,000 | $ 146,000 | $ 68,000 |
| Fulton County Georgia | 10 | $ 1,268,000 | $ 126,000 | $ 86,000 |
| Genesee County Michigan | 10 | $ 824,000 | $ 82,000 | $ 55,000 |
| Newaygo County Michigan | 10 | $ 431,000 | $ 43,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 10 | $ 789,000 | $ 78,000 | $ 37,000 |
| Manatee County Florida | 9 | $ 1,726,000 | $ 191,000 | $ 60,000 |
| Marion County Indiana | 9 | $ 1,041,000 | $ 115,000 | $ 47,000 |
| Eaton County Michigan | 9 | $ 857,000 | $ 95,000 | $ 55,000 |
| Fairfield County Connecticut | 8 | $ 999,000 | $ 124,000 | $ 43,000 |
| Clay County Florida | 8 | $ 967,000 | $ 120,000 | $ 63,000 |
| Hernando County Florida | 8 | $ 789,000 | $ 98,000 | $ 43,000 |
| Baltimore County Maryland | 8 | $ 1,095,000 | $ 136,000 | $ 18,000 |
| Mecosta County Michigan | 8 | $ 401,000 | $ 50,000 | $ 35,000 |
| Hennepin County Minnesota | 8 | $ 1,820,000 | $ 227,000 | $ 99,000 |
| Tarrant County Texas | 8 | $ 1,259,000 | $ 157,000 | $ 24,000 |
| Clark County Washington | 8 | $ 1,138,000 | $ 142,000 | $ 45,000 |
| Santa Clara County California | 7 | $ 2,975,000 | $ 425,000 | $ 35,000 |
| Stanislaus County California | 7 | $ 1,531,000 | $ 218,000 | $ 0 |
| Charlotte County Florida | 7 | $ 1,469,000 | $ 209,000 | $ 42,000 |
| Citrus County Florida | 7 | $ 663,000 | $ 94,000 | $ 13,000 |
| Seminole County Florida | 7 | $ 900,000 | $ 128,000 | $ 47,000 |
| Muskegon County Michigan | 7 | $ 1,127,000 | $ 161,000 | $ 149,000 |
| Bexar County Texas | 7 | $ 1,335,000 | $ 190,000 | $ 0 |
| Denton County Texas | 7 | $ 1,689,000 | $ 241,000 | $ 48,000 |
| Travis County Texas | 7 | $ 770,000 | $ 110,000 | $ 0 |
| Milwaukee County Wisconsin | 7 | $ 897,000 | $ 128,000 | $ 30,000 |
| Mohave County Arizona | 6 | $ 184,000 | $ 30,000 | $ 26,000 |
| Alameda County California | 6 | $ 1,550,000 | $ 258,000 | $ 0 |
| Fresno County California | 6 | $ 1,271,000 | $ 211,000 | $ 0 |
| Indian River County Florida | 6 | $ 857,000 | $ 142,000 | $ 149,000 |
| Lake County Illinois | 6 | $ 1,008,000 | $ 168,000 | $ 71,000 |
| Will County Illinois | 6 | $ 1,096,000 | $ 182,000 | $ 24,000 |
| Shiawassee County Michigan | 6 | $ 462,000 | $ 77,000 | $ 37,000 |
| Yavapai County Arizona | 5 | $ 908,000 | $ 181,000 | $ 0 |
| Kern County California | 5 | $ 319,000 | $ 63,000 | $ 5,000 |
| Hall County Georgia | 5 | $ 277,000 | $ 55,000 | $ 18,000 |
| Oconee County Georgia | 5 | $ 621,000 | $ 124,000 | $ 0 |
| Plymouth County Massachusetts | 5 | $ 1,322,000 | $ 264,000 | $ 91,000 |
| Barry County Michigan | 5 | $ 460,000 | $ 92,000 | $ 33,000 |
| Clinton County Michigan | 5 | $ 391,000 | $ 78,000 | $ 45,000 |
| Emmet County Michigan | 5 | $ 466,000 | $ 93,000 | $ 47,000 |
| Hillsdale County Michigan | 5 | $ 315,000 | $ 63,000 | $ 48,000 |
| Jackson County Michigan | 5 | $ 353,000 | $ 70,000 | $ 64,000 |
| Osceola County Michigan | 5 | $ 323,000 | $ 64,000 | $ 66,000 |
| St. Clair County Michigan | 5 | $ 608,000 | $ 121,000 | $ 49,000 |
| Washtenaw County Michigan | 5 | $ 961,000 | $ 192,000 | $ 155,000 |
| St. Louis County Missouri | 5 | $ 585,000 | $ 117,000 | $ 48,000 |
| Middlesex County New Jersey | 5 | $ 1,704,000 | $ 340,000 | $ 47,000 |
| Kings County New York | 5 | $ 1,955,000 | $ 391,000 | $ 0 |
| Wake County North Carolina | 5 | $ 768,000 | $ 153,000 | $ 27,000 |
| Cuyahoga County Ohio | 5 | $ 744,000 | $ 148,000 | $ 29,000 |
| Multnomah County Oregon | 5 | $ 963,000 | $ 192,000 | $ 10,000 |
| Lackawanna County Pennsylvania | 5 | $ 395,000 | $ 79,000 | $ 29,000 |
| Fort Bend County Texas | 5 | $ 528,000 | $ 105,000 | $ 0 |
| Prince William County Virginia | 5 | $ 889,000 | $ 177,000 | $ 0 |
| Jefferson County Alabama | 4 | $ 92,000 | $ 23,000 | $ 0 |
| Pima County Arizona | 4 | $ 743,000 | $ 185,000 | $ 0 |
| Benton County Arkansas | 4 | $ 176,000 | $ 44,000 | $ 8,000 |
| Placer County California | 4 | $ 1,013,000 | $ 253,000 | $ 0 |
| San Francisco County California | 4 | $ 2,519,000 | $ 629,000 | $ 81,000 |
| San Joaquin County California | 4 | $ 820,000 | $ 205,000 | $ 0 |
| Ventura County California | 4 | $ 1,562,000 | $ 390,000 | $ 0 |
| District of Columbia County District Of Columbia | 4 | $ 1,096,000 | $ 274,000 | $ 33,000 |
| Leon County Florida | 4 | $ 365,000 | $ 91,000 | $ 45,000 |
| St. Johns County Florida | 4 | $ 962,000 | $ 240,000 | $ 67,000 |
| Hamilton County Indiana | 4 | $ 1,544,000 | $ 386,000 | $ 107,000 |
| Lake County Indiana | 4 | $ 339,000 | $ 84,000 | $ 15,000 |
| St. Joseph County Indiana | 4 | $ 138,000 | $ 34,000 | $ 34,000 |
| Jefferson County Louisiana | 4 | $ 235,000 | $ 58,000 | $ 39,000 |
| Howard County Maryland | 4 | $ 1,438,000 | $ 359,000 | $ 50,000 |
| Essex County Massachusetts | 4 | $ 1,385,000 | $ 346,000 | $ 38,000 |
| Berrien County Michigan | 4 | $ 1,614,000 | $ 403,000 | $ 167,000 |
| Ionia County Michigan | 4 | $ 175,000 | $ 43,000 | $ 38,000 |
| Kalamazoo County Michigan | 4 | $ 7,145,000 | $ 1,786,000 | $ 104,000 |
| Lenawee County Michigan | 4 | $ 225,000 | $ 56,000 | $ 64,000 |
| Montcalm County Michigan | 4 | $ 151,000 | $ 37,000 | $ 59,000 |
| Oceana County Michigan | 4 | $ 154,000 | $ 38,000 | $ 38,000 |
| Ottawa County Michigan | 4 | $ 386,000 | $ 96,000 | $ 55,000 |
| St. Joseph County Michigan | 4 | $ 298,000 | $ 74,000 | $ 75,000 |
| Van Buren County Michigan | 4 | $ 256,000 | $ 64,000 | $ 59,000 |
| Passaic County New Jersey | 4 | $ 835,000 | $ 208,000 | $ 14,000 |
| Somerset County New Jersey | 4 | $ 952,000 | $ 238,000 | $ 49,000 |
| Union County New Jersey | 4 | $ 1,734,000 | $ 433,000 | $ 278,000 |
| Clackamas County Oregon | 4 | $ 1,140,000 | $ 285,000 | $ 24,000 |
| Washington County Oregon | 4 | $ 778,000 | $ 194,000 | $ 52,000 |
| Delaware County Pennsylvania | 4 | $ 321,000 | $ 80,000 | $ 69,000 |
| Jefferson County Texas | 4 | $ 182,000 | $ 45,000 | $ 55,000 |
| Smith County Texas | 4 | $ 220,000 | $ 55,000 | $ 12,000 |
| King County Washington | 4 | $ 1,442,000 | $ 360,000 | $ 89,000 |
| Adams County Wisconsin | 4 | $ 338,000 | $ 84,000 | $ 123,000 |
| Baldwin County Alabama | 3 | $ 1,299,000 | $ 433,000 | $ 10,000 |
| Monterey County California | 3 | $ 876,000 | $ 292,000 | $ 0 |
| San Luis Obispo County California | 3 | $ 454,000 | $ 151,000 | $ 29,000 |
| San Mateo County California | 3 | $ 1,357,000 | $ 452,000 | $ 59,000 |
| Solano County California | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Sonoma County California | 3 | $ 723,000 | $ 241,000 | $ 0 |
| Tulare County California | 3 | $ 972,000 | $ 324,000 | $ 105,000 |
| El Paso County Colorado | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Alachua County Florida | 3 | $ 367,000 | $ 122,000 | $ 0 |
| Bay County Florida | 3 | $ 376,000 | $ 125,000 | $ 134,000 |
| Duval County Florida | 3 | $ 827,000 | $ 275,000 | $ 160,000 |
| Flagler County Florida | 3 | $ 309,000 | $ 103,000 | $ 82,000 |
| Highlands County Florida | 3 | $ 164,000 | $ 54,000 | $ 54,000 |
| Martin County Florida | 3 | $ 568,000 | $ 189,000 | $ 111,000 |
| Monroe County Florida | 3 | $ 589,000 | $ 196,000 | $ 82,000 |
| Suwannee County Florida | 3 | $ 147,000 | $ 49,000 | $ 37,000 |
| Barrow County Georgia | 3 | $ 347,000 | $ 115,000 | $ 36,000 |
| Bibb County Georgia | 3 | $ 108,000 | $ 36,000 | $ 60,000 |
| Clayton County Georgia | 3 | $ 149,000 | $ 49,000 | $ 54,000 |
| Henry County Georgia | 3 | $ 413,000 | $ 137,000 | $ 0 |
| Paulding County Georgia | 3 | $ 371,000 | $ 123,000 | $ 43,000 |
| Peoria County Illinois | 3 | $ 173,000 | $ 57,000 | $ 37,000 |
| Delaware County Indiana | 3 | $ 247,000 | $ 82,000 | $ 43,000 |
| Porter County Indiana | 3 | $ 496,000 | $ 165,000 | $ 101,000 |
| Jefferson County Kentucky | 3 | $ 525,000 | $ 175,000 | $ 66,000 |
| Meade County Kentucky | 3 | $ 110,000 | $ 36,000 | $ 28,000 |
| Cumberland County Maine | 3 | $ 376,000 | $ 125,000 | $ 20,000 |
| Calhoun County Michigan | 3 | $ 163,000 | $ 54,000 | $ 47,000 |
| Clare County Michigan | 3 | $ 118,000 | $ 39,000 | $ 65,000 |
| Grand Traverse County Michigan | 3 | $ 182,000 | $ 60,000 | $ 41,000 |
| Isabella County Michigan | 3 | $ 118,000 | $ 39,000 | $ 21,000 |
| Kalkaska County Michigan | 3 | $ 160,000 | $ 53,000 | $ 65,000 |
| Lake County Michigan | 3 | $ 99,000 | $ 33,000 | $ 64,000 |
| Midland County Michigan | 3 | $ 205,000 | $ 68,000 | $ 76,000 |
| Missaukee County Michigan | 3 | $ 124,000 | $ 41,000 | $ 25,000 |
| Ogemaw County Michigan | 3 | $ 90,000 | $ 30,000 | $ 45,000 |
| Saginaw County Michigan | 3 | $ 114,000 | $ 38,000 | $ 57,000 |
| Dakota County Minnesota | 3 | $ 210,000 | $ 70,000 | $ 43,000 |
| Atlantic County New Jersey | 3 | $ 138,000 | $ 46,000 | $ 63,000 |
| Bergen County New Jersey | 3 | $ 753,000 | $ 251,000 | $ 79,000 |
| Burlington County New Jersey | 3 | $ 619,000 | $ 206,000 | $ 33,000 |
| Hudson County New Jersey | 3 | $ 695,000 | $ 231,000 | $ 27,000 |
| Bernalillo County New Mexico | 3 | $ 529,000 | $ 176,000 | $ 71,000 |
| Valencia County New Mexico | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
| Orange County New York | 3 | $ 764,000 | $ 254,000 | $ 71,000 |
| Queens County New York | 3 | $ 528,000 | $ 176,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 32,000 |
| Robeson County North Carolina | 3 | $ 104,000 | $ 34,000 | $ 32,000 |
| Douglas County Oregon | 3 | $ 426,000 | $ 142,000 | $ 15,000 |
| Bucks County Pennsylvania | 3 | $ 727,000 | $ 242,000 | $ 5,000 |
| Montgomery County Pennsylvania | 3 | $ 1,139,000 | $ 379,000 | $ 92,000 |
| Charleston County South Carolina | 3 | $ 1,190,000 | $ 396,000 | $ 24,000 |
| Davidson County Tennessee | 3 | $ 283,000 | $ 94,000 | $ 0 |
| Collin County Texas | 3 | $ 883,000 | $ 294,000 | $ 0 |
| Hays County Texas | 3 | $ 358,000 | $ 119,000 | $ 18,000 |
| Medina County Texas | 3 | $ 1,416,000 | $ 472,000 | $ 104,000 |
| Polk County Texas | 3 | $ 127,000 | $ 42,000 | $ 23,000 |
| San Jacinto County Texas | 3 | $ 162,000 | $ 54,000 | $ 39,000 |
| Alexandria County Virginia | 3 | $ 341,000 | $ 113,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 642,000 | $ 214,000 | $ 0 |
| Loudoun County Virginia | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 71,000 | $ 35,000 | $ 20,000 |
| Cochise County Arizona | 2 | $ 290,000 | $ 145,000 | $ 3,000 |
| El Dorado County California | 2 | $ 811,000 | $ 405,000 | $ 0 |
| Humboldt County California | 2 | $ 612,000 | $ 306,000 | $ 31,000 |
| Napa County California | 2 | $ 736,000 | $ 368,000 | $ 0 |
| Arapahoe County Colorado | 2 | $ 229,000 | $ 114,000 | $ 27,000 |
| Jefferson County Colorado | 2 | $ 621,000 | $ 310,000 | $ 0 |
| Weld County Colorado | 2 | $ 114,000 | $ 57,000 | $ 14,000 |
| New Castle County Delaware | 2 | $ 279,000 | $ 139,000 | $ 0 |
| DeSoto County Florida | 2 | $ 59,000 | $ 29,000 | $ 20,000 |
| Escambia County Florida | 2 | $ 93,000 | $ 46,000 | $ 13,000 |
| Levy County Florida | 2 | $ 81,000 | $ 40,000 | $ 71,000 |
| Nassau County Florida | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Sumter County Florida | 2 | $ 194,000 | $ 97,000 | $ 24,000 |
| Candler County Georgia | 2 | $ 78,000 | $ 39,000 | $ 51,000 |
| Cherokee County Georgia | 2 | $ 235,000 | $ 117,000 | $ 96,000 |
| Walton County Georgia | 2 | $ 164,000 | $ 82,000 | $ 0 |
| DuPage County Illinois | 2 | $ 190,000 | $ 95,000 | $ 27,000 |
| Fulton County Illinois | 2 | $ 41,000 | $ 20,000 | $ 27,000 |
| St. Clair County Illinois | 2 | $ 303,000 | $ 151,000 | $ 18,000 |
| Allen County Indiana | 2 | $ 84,000 | $ 42,000 | $ 38,000 |
| Elkhart County Indiana | 2 | $ 147,000 | $ 73,000 | $ 71,000 |
| Hancock County Indiana | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Kosciusko County Indiana | 2 | $ 34,000 | $ 17,000 | $ 14,000 |
| Jasper County Iowa | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Johnson County Kansas | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Sedgwick County Kansas | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Graves County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| Kenton County Kentucky | 2 | $ 118,000 | $ 59,000 | $ 52,000 |
| Knox County Kentucky | 2 | $ 64,000 | $ 32,000 | $ 19,000 |
| Oldham County Kentucky | 2 | $ 84,000 | $ 42,000 | $ 67,000 |
| Pulaski County Kentucky | 2 | $ 116,000 | $ 58,000 | $ 96,000 |
| Androscoggin County Maine | 2 | $ 128,000 | $ 64,000 | $ 39,000 |
| Kennebec County Maine | 2 | $ 99,000 | $ 49,000 | $ 32,000 |
| Allegany County Maryland | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 147,000 | $ 73,000 | $ 44,000 |
| Cecil County Maryland | 2 | $ 44,000 | $ 22,000 | $ 15,000 |
| Charles County Maryland | 2 | $ 263,000 | $ 131,000 | $ 95,000 |
| Harford County Maryland | 2 | $ 361,000 | $ 180,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 487,000 | $ 243,000 | $ 0 |
| Allegan County Michigan | 2 | $ 74,000 | $ 37,000 | $ 61,000 |
| Alpena County Michigan | 2 | $ 325,000 | $ 162,000 | $ 0 |
| Arenac County Michigan | 2 | $ 74,000 | $ 37,000 | $ 47,000 |
| Bay County Michigan | 2 | $ 86,000 | $ 43,000 | $ 33,000 |
| Branch County Michigan | 2 | $ 164,000 | $ 82,000 | $ 59,000 |
| Cass County Michigan | 2 | $ 87,000 | $ 43,000 | $ 42,000 |
| Cheboygan County Michigan | 2 | $ 112,000 | $ 56,000 | $ 32,000 |
| Gladwin County Michigan | 2 | $ 66,000 | $ 33,000 | $ 18,000 |
| Mackinac County Michigan | 2 | $ 366,000 | $ 183,000 | $ 155,000 |
| Mason County Michigan | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| Roscommon County Michigan | 2 | $ 91,000 | $ 45,000 | $ 43,000 |
| Anoka County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Le Sueur County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| McLeod County Minnesota | 2 | $ 82,000 | $ 41,000 | $ 11,000 |
| Ramsey County Minnesota | 2 | $ 155,000 | $ 77,000 | $ 22,000 |
| St. Louis City County Missouri | 2 | $ 67,000 | $ 33,000 | $ 49,000 |
| Lyon County Nevada | 2 | $ 157,000 | $ 78,000 | $ 68,000 |
| Hunterdon County New Jersey | 2 | $ 877,000 | $ 438,000 | $ 53,000 |
| Monmouth County New Jersey | 2 | $ 686,000 | $ 343,000 | $ 0 |
| Sussex County New Jersey | 2 | $ 214,000 | $ 107,000 | $ 53,000 |
| Torrance County New Mexico | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Chautauqua County New York | 2 | $ 119,000 | $ 59,000 | $ 25,000 |
| Monroe County New York | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Nassau County New York | 2 | $ 559,000 | $ 279,000 | $ 0 |
| Schenectady County New York | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Suffolk County New York | 2 | $ 788,000 | $ 394,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 26,000 |
| Davidson County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Harnett County North Carolina | 2 | $ 52,000 | $ 26,000 | $ 31,000 |
| Johnston County North Carolina | 2 | $ 47,000 | $ 23,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 180,000 | $ 90,000 | $ 17,000 |
| Franklin County Ohio | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 64,000 | $ 32,000 | $ 14,000 |
| Montgomery County Ohio | 2 | $ 188,000 | $ 94,000 | $ 40,000 |
| Summit County Ohio | 2 | $ 120,000 | $ 60,000 | $ 91,000 |
| Wood County Ohio | 2 | $ 105,000 | $ 52,000 | $ 19,000 |
| Tulsa County Oklahoma | 2 | $ 199,000 | $ 99,000 | $ 56,000 |
| Beaver County Pennsylvania | 2 | $ 123,000 | $ 61,000 | $ 65,000 |
| Chester County Pennsylvania | 2 | $ 215,000 | $ 107,000 | $ 28,000 |
| Lancaster County Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 72,000 |
| Northampton County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 60,000 |
| Westmoreland County Pennsylvania | 2 | $ 219,000 | $ 109,000 | $ 74,000 |
| York County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 116,000 |
| Kent County Rhode Island | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 266,000 | $ 133,000 | $ 11,000 |
| Horry County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Lexington County South Carolina | 2 | $ 431,000 | $ 215,000 | $ 66,000 |
| Hamblen County Tennessee | 2 | $ 339,000 | $ 169,000 | $ 105,000 |
| Shelby County Tennessee | 2 | $ 127,000 | $ 63,000 | $ 0 |
| Warren County Tennessee | 2 | $ 128,000 | $ 64,000 | $ 67,000 |
| Williamson County Tennessee | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Bandera County Texas | 2 | $ 83,000 | $ 41,000 | $ 48,000 |
| Brazoria County Texas | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Brazos County Texas | 2 | $ 143,000 | $ 71,000 | $ 0 |
| El Paso County Texas | 2 | $ 223,000 | $ 111,000 | $ 48,000 |
| Ellis County Texas | 2 | $ 283,000 | $ 141,000 | $ 24,000 |
| Galveston County Texas | 2 | $ 161,000 | $ 80,000 | $ 39,000 |
| Hale County Texas | 2 | $ 48,000 | $ 24,000 | $ 57,000 |
| Hidalgo County Texas | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Johnson County Texas | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Montgomery County Texas | 2 | $ 138,000 | $ 69,000 | $ 51,000 |
| Williamson County Texas | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 936,000 | $ 468,000 | $ 0 |
| Clallam County Washington | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Pierce County Washington | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Spokane County Washington | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Chippewa County Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 81,000 |
| La Crosse County Wisconsin | 2 | $ 251,000 | $ 125,000 | $ 38,000 |
| Ozaukee County Wisconsin | 2 | $ 334,000 | $ 167,000 | $ 34,000 |
| Walworth County Wisconsin | 2 | $ 452,000 | $ 226,000 | $ 232,000 |
| Mobile County Alabama | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| St. Clair County Alabama | 1 | $ 22,000 | $ 22,000 | $ 38,000 |
| Tuscaloosa County Alabama | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Navajo County Arizona | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pinal County Arizona | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Logan County Arkansas | 1 | $ 19,000 | $ 19,000 | $ 26,000 |
| Pulaski County Arkansas | 1 | $ 990,000 | $ 990,000 | $ 57,000 |
| Stone County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| White County Arkansas | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
| Butte County California | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Imperial County California | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Lake County California | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Madera County California | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Marin County California | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Merced County California | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Nevada County California | 1 | $ 481,000 | $ 481,000 | $ 0 |
| Santa Barbara County California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Sutter County California | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Yolo County California | 1 | $ 861,000 | $ 861,000 | $ 0 |
| Yuba County California | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Adams County Colorado | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Boulder County Colorado | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Douglas County Colorado | 1 | $ 87,000 | $ 87,000 | $ 0 |
| La Plata County Colorado | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Larimer County Colorado | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Moffat County Colorado | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Saguache County Colorado | 1 | $ 825,000 | $ 825,000 | $ 1,133,000 |
| Summit County Colorado | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Tolland County Connecticut | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Windham County Connecticut | 1 | $ 253,000 | $ 253,000 | $ 120,000 |
| Sussex County Delaware | 1 | $ 833,000 | $ 833,000 | $ 0 |
| Calhoun County Florida | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Hamilton County Florida | 1 | $ 219,000 | $ 219,000 | $ 395,000 |
| Hardee County Florida | 1 | $ 23,000 | $ 23,000 | $ 129,000 |
| Hendry County Florida | 1 | $ 61,000 | $ 61,000 | $ 144,000 |
| Okeechobee County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 126,000 | $ 126,000 | $ 94,000 |
| Taylor County Florida | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Baldwin County Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bartow County Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 147,000 | $ 147,000 | $ 102,000 |
| Butts County Georgia | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Carroll County Georgia | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Catoosa County Georgia | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Clarke County Georgia | 1 | $ 46,000 | $ 46,000 | $ 34,000 |
| Coffee County Georgia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Coweta County Georgia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Dawson County Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Dodge County Georgia | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Douglas County Georgia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Effingham County Georgia | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Fayette County Georgia | 1 | $ 503,000 | $ 503,000 | $ 190,000 |
| Glascock County Georgia | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Greene County Georgia | 1 | $ 300,000 | $ 300,000 | $ 123,000 |
| Haralson County Georgia | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| McIntosh County Georgia | 1 | $ 26,000 | $ 26,000 | $ 25,000 |
| Mitchell County Georgia | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Muscogee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Rockdale County Georgia | 1 | $ 298,000 | $ 298,000 | $ 91,000 |
| Tattnall County Georgia | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
| Walker County Georgia | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Maui County Hawaii | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Ada County Idaho | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Bingham County Idaho | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Bonneville County Idaho | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Jerome County Idaho | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Kane County Illinois | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Kankakee County Illinois | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Kendall County Illinois | 1 | $ 71,000 | $ 71,000 | $ 55,000 |
| Madison County Illinois | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Pike County Illinois | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Woodford County Illinois | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Bartholomew County Indiana | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Harrison County Indiana | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| Jackson County Indiana | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Montgomery County Indiana | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Orange County Indiana | 1 | $ 54,000 | $ 54,000 | $ 68,000 |
| Scott County Indiana | 1 | $ 160,000 | $ 160,000 | $ 187,000 |
| Vanderburgh County Indiana | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Wabash County Indiana | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Warrick County Indiana | 1 | $ 57,000 | $ 57,000 | $ 0 |
| White County Indiana | 1 | $ 144,000 | $ 144,000 | $ 32,000 |
| Black Hawk County Iowa | 1 | $ 21,000 | $ 21,000 | $ 63,000 |
| Boone County Iowa | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Cerro Gordo County Iowa | 1 | $ 21,000 | $ 21,000 | $ 26,000 |
| Clinton County Iowa | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Hancock County Iowa | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
| Johnson County Iowa | 1 | $ 229,000 | $ 229,000 | $ 40,000 |
| Kossuth County Iowa | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| Mahaska County Iowa | 1 | $ 29,000 | $ 29,000 | $ 16,000 |
| Monroe County Iowa | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Polk County Iowa | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Ringgold County Iowa | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| Wapello County Iowa | 1 | $ 14,000 | $ 14,000 | $ 69,000 |
| Douglas County Kansas | 1 | $ 106,000 | $ 106,000 | $ 92,000 |
| Lyon County Kansas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Russell County Kansas | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Sumner County Kansas | 1 | $ 18,000 | $ 18,000 | $ 51,000 |
| Fayette County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Hopkins County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Montgomery County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
| Pendleton County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Powell County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 76,000 |
| Whitley County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| East Baton Rouge County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Franklin County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Livingston County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Ouachita County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Oxford County Maine | 1 | $ 228,000 | $ 228,000 | $ 122,000 |
| Dorchester County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 184,000 | $ 184,000 | $ 102,000 |
| Hampshire County Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Middlesex County Massachusetts | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Alcona County Michigan | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Antrim County Michigan | 1 | $ 51,000 | $ 51,000 | $ 90,000 |
| Benzie County Michigan | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Charlevoix County Michigan | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Crawford County Michigan | 1 | $ 34,000 | $ 34,000 | $ 39,000 |
| Iosco County Michigan | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Lapeer County Michigan | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Leelanau County Michigan | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Livingston County Michigan | 1 | $ 39,000 | $ 39,000 | $ 74,000 |
| Menominee County Michigan | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Monroe County Michigan | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Sanilac County Michigan | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Tuscola County Michigan | 1 | $ 17,000 | $ 17,000 | $ 21,000 |
| Wexford County Michigan | 1 | $ 23,000 | $ 23,000 | $ 16,000 |
| Blue Earth County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 17,000 |
| Kanabec County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Meeker County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 228,000 |
| Sherburne County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 83,000 |
| St. Louis County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Watonwan County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Wright County Minnesota | 1 | $ 800,000 | $ 800,000 | $ 200,000 |
| Hinds County Mississippi | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Warren County Mississippi | 1 | $ 21,000 | $ 21,000 | $ 53,000 |
| Buchanan County Missouri | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Camden County Missouri | 1 | $ 17,000 | $ 17,000 | $ 67,000 |
| Christian County Missouri | 1 | $ 72,000 | $ 72,000 | $ 164,000 |
| Greene County Missouri | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Howard County Missouri | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Jackson County Missouri | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Jefferson County Missouri | 1 | $ 243,000 | $ 243,000 | $ 400,000 |
| Polk County Missouri | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| St. Charles County Missouri | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Flathead County Montana | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Humboldt County Nevada | 1 | $ 400,000 | $ 400,000 | $ 168,000 |
| Storey County Nevada | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Cheshire County New Hampshire | 1 | $ 46,000 | $ 46,000 | $ 25,000 |
| Grafton County New Hampshire | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Cumberland County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Essex County New Jersey | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Morris County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Ocean County New Jersey | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Salem County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Bronx County New York | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Chenango County New York | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Erie County New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Essex County New York | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Niagara County New York | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Rensselaer County New York | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Saratoga County New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Schoharie County New York | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Steuben County New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Westchester County New York | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 44,000 |
| Cherokee County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Cumberland County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 46,000 |
| Forsyth County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 158,000 |
| Henderson County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 411,000 | $ 411,000 | $ 149,000 |
| Nash County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Pamlico County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Rowan County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Stokes County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| Union County North Carolina | 1 | $ 317,000 | $ 317,000 | $ 108,000 |
| Vance County North Carolina | 1 | $ 23,000 | $ 23,000 | $ 34,000 |
| Burleigh County North Dakota | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Richland County North Dakota | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Butler County Ohio | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Clark County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Clermont County Ohio | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Highland County Ohio | 1 | $ 21,000 | $ 21,000 | $ 25,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,409 | $230,916,000 | $163,000 | $5,775,000 | $56,000 | $1,481,000 |
| Refinancing | 584 | $108,091,000 | $185,000 | $1,894,000 | $41,000 | $497,000 |
| Home Improvement | 234 | $26,369,000 | $112,000 | $1,320,000 | $42,000 | $226,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 969 | $198,135,000 | $204,000 | $5,775,000 | $0 | $0 |
| White | 697 | $100,407,000 | $144,000 | $1,307,000 | $89,000 | $1,133,000 |
| Hispanic | 203 | $26,958,000 | $132,000 | $716,000 | $125,000 | $1,481,000 |
| Not Provided | 197 | $20,746,000 | $105,000 | $900,000 | $67,000 | $399,000 |
| Black or African American | 118 | $13,375,000 | $113,000 | $576,000 | $72,000 | $362,000 |
| Asian | 31 | $4,920,000 | $158,000 | $434,000 | $112,000 | $983,000 |
| American Indian or Alaskan Native | 11 | $690,000 | $62,000 | $123,000 | $40,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $145,000 | $145,000 | $145,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,227 | $365,376,000 | $164,000 | $5,775,000 | $51,000 | $1,481,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 939 | $186,212,000 | $198,000 | $1,907,000 | $0 | $0 |
| Application Denied By Financial Institution | 597 | $83,510,000 | $139,000 | $1,307,000 | $80,000 | $1,481,000 |
| Loan Originated | 441 | $65,445,000 | $148,000 | $5,775,000 | $83,000 | $505,000 |
| Application Approved But Not Accepted | 141 | $16,682,000 | $118,000 | $576,000 | $72,000 | $350,000 |
| Application Withdrawn By Applicant | 108 | $13,503,000 | $125,000 | $900,000 | $172,000 | $1,481,000 |
| File Closed For Incompleteness | 1 | $24,000 | $24,000 | $24,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 265 | $32,899,000 | $124,000 | $1,307,000 | $77,000 | $690,000 |
| Debt-To-Income Ratio | 169 | $26,370,000 | $156,000 | $1,200,000 | $57,000 | $351,000 |
| Collateral | 88 | $12,317,000 | $139,000 | $1,100,000 | $99,000 | $1,133,000 |
| Other | 37 | $5,482,000 | $148,000 | $900,000 | $137,000 | $1,481,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,636,000 | $181,000 | $713,000 | $120,000 | $435,000 |
| Unverifiable Information | 13 | $2,441,000 | $187,000 | $1,200,000 | $104,000 | $635,000 |
| Employment History | 3 | $196,000 | $65,000 | $96,000 | $49,000 | $71,000 |
| Credit Application Incomplete | 2 | $169,000 | $84,000 | $115,000 | $40,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of America's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.