First National Bank of America Mortgage Lending & HMDA Data, 2015
In 2015, First National Bank of America of East Lansing, MI reported 2,227 mortgage applications totaling $365.4 million, up 10% from 2014. The average application was for $164,066, and applicants reported an average income of $50,595. 20% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Orlando-Kissimmee-Sanford, FL (89), Tampa-St. Petersburg-Clearwater, FL (84) and Atlanta-Sandy Springs-Roswell, GA (81) (applications in parentheses).
| Mortgage Company & Address | First National Bank of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,227 |
| Total Mortgage Loan Application Amount | $365,376,000 |
| Average Mortgage Loan Application Amount | $164,066 |
| Highest Mortgage Loan Application Amount | $5,775,000 |
| Average Applicant Income | $50,595 |
| Highest Applicant Income | $1,481,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lee, Florida | 72 | $ 10,443,000 | $ 145,041 | $ 14,000 |
| Miami-Dade, Florida | 68 | $ 11,306,000 | $ 166,264 | $ 213,000 |
| Los Angeles, California | 58 | $ 22,146,000 | $ 381,827 | $ 5,000 |
| Broward, Florida | 58 | $ 7,929,000 | $ 136,706 | $ 38,000 |
| Cook, Illinois | 49 | $ 6,705,000 | $ 136,836 | $ 47,000 |
| Oakland, Michigan | 48 | $ 8,985,000 | $ 187,187 | $ 115,000 |
| Orange, Florida | 45 | $ 8,564,000 | $ 190,311 | $ 106,000 |
| Maricopa, Arizona | 35 | $ 7,240,000 | $ 206,857 | $ 16,000 |
| Pinellas, Florida | 34 | $ 4,881,000 | $ 143,558 | $ 76,000 |
| Palm Beach, Florida | 32 | $ 8,142,000 | $ 254,437 | $ 82,000 |
| Hillsborough, Florida | 30 | $ 4,498,000 | $ 149,933 | $ 67,000 |
| Wayne, Michigan | 29 | $ 3,361,000 | $ 115,896 | $ 73,000 |
| Marion, Florida | 28 | $ 2,031,000 | $ 72,535 | $ 13,000 |
| Osceola, Florida | 27 | $ 3,951,000 | $ 146,333 | $ 93,000 |
| Ingham, Michigan | 27 | $ 4,395,000 | $ 162,777 | $ 66,000 |
| Clark, Nevada | 26 | $ 6,923,000 | $ 266,269 | $ 38,000 |
| Polk, Florida | 25 | $ 2,234,000 | $ 89,360 | $ 85,000 |
| Macomb, Michigan | 25 | $ 3,337,000 | $ 133,480 | $ 71,000 |
| Gwinnett, Georgia | 22 | $ 2,107,000 | $ 95,772 | $ 35,000 |
| Harris, Texas | 21 | $ 2,126,000 | $ 101,238 | $ 25,000 |
| Sarasota, Florida | 20 | $ 2,671,000 | $ 133,550 | $ 33,000 |
| Orange, California | 19 | $ 10,202,000 | $ 536,947 | $ 0 |
| Collier, Florida | 19 | $ 4,970,000 | $ 261,578 | $ 36,000 |
| Contra Costa, California | 17 | $ 4,532,000 | $ 266,588 | $ 0 |
| Riverside, California | 17 | $ 4,355,000 | $ 256,176 | $ 6,000 |
| St. Lucie, Florida | 17 | $ 2,350,000 | $ 138,235 | $ 98,000 |
| San Diego, California | 16 | $ 6,076,000 | $ 379,750 | $ 7,000 |
| San Bernardino, California | 15 | $ 2,454,000 | $ 163,600 | $ 0 |
| Volusia, Florida | 14 | $ 1,312,000 | $ 93,714 | $ 48,000 |
| Brevard, Florida | 13 | $ 1,632,000 | $ 125,538 | $ 79,000 |
| Montgomery, Maryland | 13 | $ 3,876,000 | $ 298,153 | $ 26,000 |
| Pasco, Florida | 12 | $ 1,927,000 | $ 160,583 | $ 107,000 |
| Cobb, Georgia | 12 | $ 1,533,000 | $ 127,750 | $ 44,000 |
| DeKalb, Georgia | 12 | $ 1,624,000 | $ 135,333 | $ 46,000 |
| Kent, Michigan | 12 | $ 3,117,000 | $ 259,750 | $ 40,000 |
| Sacramento, California | 11 | $ 1,635,000 | $ 148,636 | $ 17,000 |
| Prince George's, Maryland | 11 | $ 1,957,000 | $ 177,909 | $ 21,000 |
| Dallas, Texas | 11 | $ 1,639,000 | $ 149,000 | $ 5,000 |
| Lake, Florida | 10 | $ 1,468,000 | $ 146,800 | $ 68,000 |
| Fulton, Georgia | 10 | $ 1,268,000 | $ 126,800 | $ 86,000 |
| Genesee, Michigan | 10 | $ 824,000 | $ 82,400 | $ 55,000 |
| Newaygo, Michigan | 10 | $ 431,000 | $ 43,100 | $ 45,000 |
| Philadelphia, Pennsylvania | 10 | $ 789,000 | $ 78,900 | $ 37,000 |
| Manatee, Florida | 9 | $ 1,726,000 | $ 191,777 | $ 60,000 |
| Marion, Indiana | 9 | $ 1,041,000 | $ 115,666 | $ 47,000 |
| Eaton, Michigan | 9 | $ 857,000 | $ 95,222 | $ 55,000 |
| Fairfield, Connecticut | 8 | $ 999,000 | $ 124,875 | $ 43,000 |
| Clay, Florida | 8 | $ 967,000 | $ 120,875 | $ 63,000 |
| Hernando, Florida | 8 | $ 789,000 | $ 98,625 | $ 43,000 |
| Baltimore, Maryland | 8 | $ 1,095,000 | $ 136,875 | $ 18,000 |
| Mecosta, Michigan | 8 | $ 401,000 | $ 50,125 | $ 35,000 |
| Hennepin, Minnesota | 8 | $ 1,820,000 | $ 227,500 | $ 99,000 |
| Tarrant, Texas | 8 | $ 1,259,000 | $ 157,375 | $ 24,000 |
| Clark, Washington | 8 | $ 1,138,000 | $ 142,250 | $ 45,000 |
| Santa Clara, California | 7 | $ 2,975,000 | $ 425,000 | $ 35,000 |
| Stanislaus, California | 7 | $ 1,531,000 | $ 218,714 | $ 0 |
| Charlotte, Florida | 7 | $ 1,469,000 | $ 209,857 | $ 42,000 |
| Citrus, Florida | 7 | $ 663,000 | $ 94,714 | $ 13,000 |
| Seminole, Florida | 7 | $ 900,000 | $ 128,571 | $ 47,000 |
| Muskegon, Michigan | 7 | $ 1,127,000 | $ 161,000 | $ 149,000 |
| Bexar, Texas | 7 | $ 1,335,000 | $ 190,714 | $ 0 |
| Denton, Texas | 7 | $ 1,689,000 | $ 241,285 | $ 48,000 |
| Travis, Texas | 7 | $ 770,000 | $ 110,000 | $ 0 |
| Milwaukee, Wisconsin | 7 | $ 897,000 | $ 128,142 | $ 30,000 |
| Mohave, Arizona | 6 | $ 184,000 | $ 30,666 | $ 26,000 |
| Alameda, California | 6 | $ 1,550,000 | $ 258,333 | $ 0 |
| Fresno, California | 6 | $ 1,271,000 | $ 211,833 | $ 0 |
| Indian River, Florida | 6 | $ 857,000 | $ 142,833 | $ 149,000 |
| Lake, Illinois | 6 | $ 1,008,000 | $ 168,000 | $ 71,000 |
| Will, Illinois | 6 | $ 1,096,000 | $ 182,666 | $ 24,000 |
| Shiawassee, Michigan | 6 | $ 462,000 | $ 77,000 | $ 37,000 |
| Yavapai, Arizona | 5 | $ 908,000 | $ 181,600 | $ 0 |
| Kern, California | 5 | $ 319,000 | $ 63,800 | $ 5,000 |
| Hall, Georgia | 5 | $ 277,000 | $ 55,400 | $ 18,000 |
| Oconee, Georgia | 5 | $ 621,000 | $ 124,200 | $ 0 |
| Plymouth, Massachusetts | 5 | $ 1,322,000 | $ 264,400 | $ 91,000 |
| Barry, Michigan | 5 | $ 460,000 | $ 92,000 | $ 33,000 |
| Clinton, Michigan | 5 | $ 391,000 | $ 78,200 | $ 45,000 |
| Emmet, Michigan | 5 | $ 466,000 | $ 93,200 | $ 47,000 |
| Hillsdale, Michigan | 5 | $ 315,000 | $ 63,000 | $ 48,000 |
| Jackson, Michigan | 5 | $ 353,000 | $ 70,600 | $ 64,000 |
| Osceola, Michigan | 5 | $ 323,000 | $ 64,600 | $ 66,000 |
| St. Clair, Michigan | 5 | $ 608,000 | $ 121,600 | $ 49,000 |
| Washtenaw, Michigan | 5 | $ 961,000 | $ 192,200 | $ 155,000 |
| St. Louis, Missouri | 5 | $ 585,000 | $ 117,000 | $ 48,000 |
| Middlesex, New Jersey | 5 | $ 1,704,000 | $ 340,800 | $ 47,000 |
| Kings, New York | 5 | $ 1,955,000 | $ 391,000 | $ 0 |
| Wake, North Carolina | 5 | $ 768,000 | $ 153,600 | $ 27,000 |
| Cuyahoga, Ohio | 5 | $ 744,000 | $ 148,800 | $ 29,000 |
| Multnomah, Oregon | 5 | $ 963,000 | $ 192,600 | $ 10,000 |
| Lackawanna, Pennsylvania | 5 | $ 395,000 | $ 79,000 | $ 29,000 |
| Fort Bend, Texas | 5 | $ 528,000 | $ 105,600 | $ 0 |
| Prince William, Virginia | 5 | $ 889,000 | $ 177,800 | $ 0 |
| Jefferson, Alabama | 4 | $ 92,000 | $ 23,000 | $ 0 |
| Pima, Arizona | 4 | $ 743,000 | $ 185,750 | $ 0 |
| Benton, Arkansas | 4 | $ 176,000 | $ 44,000 | $ 8,000 |
| Placer, California | 4 | $ 1,013,000 | $ 253,250 | $ 0 |
| San Francisco, California | 4 | $ 2,519,000 | $ 629,750 | $ 81,000 |
| San Joaquin, California | 4 | $ 820,000 | $ 205,000 | $ 0 |
| Ventura, California | 4 | $ 1,562,000 | $ 390,500 | $ 0 |
| District of Columbia, District Of Columbia | 4 | $ 1,096,000 | $ 274,000 | $ 33,000 |
| Leon, Florida | 4 | $ 365,000 | $ 91,250 | $ 45,000 |
| St. Johns, Florida | 4 | $ 962,000 | $ 240,500 | $ 67,000 |
| Hamilton, Indiana | 4 | $ 1,544,000 | $ 386,000 | $ 107,000 |
| Lake, Indiana | 4 | $ 339,000 | $ 84,750 | $ 15,000 |
| St. Joseph, Indiana | 4 | $ 138,000 | $ 34,500 | $ 34,000 |
| Jefferson, Louisiana | 4 | $ 235,000 | $ 58,750 | $ 39,000 |
| Howard, Maryland | 4 | $ 1,438,000 | $ 359,500 | $ 50,000 |
| Essex, Massachusetts | 4 | $ 1,385,000 | $ 346,250 | $ 38,000 |
| Berrien, Michigan | 4 | $ 1,614,000 | $ 403,500 | $ 167,000 |
| Ionia, Michigan | 4 | $ 175,000 | $ 43,750 | $ 38,000 |
| Kalamazoo, Michigan | 4 | $ 7,145,000 | $ 1,786,250 | $ 104,000 |
| Lenawee, Michigan | 4 | $ 225,000 | $ 56,250 | $ 64,000 |
| Montcalm, Michigan | 4 | $ 151,000 | $ 37,750 | $ 59,000 |
| Oceana, Michigan | 4 | $ 154,000 | $ 38,500 | $ 38,000 |
| Ottawa, Michigan | 4 | $ 386,000 | $ 96,500 | $ 55,000 |
| St. Joseph, Michigan | 4 | $ 298,000 | $ 74,500 | $ 75,000 |
| Van Buren, Michigan | 4 | $ 256,000 | $ 64,000 | $ 59,000 |
| Passaic, New Jersey | 4 | $ 835,000 | $ 208,750 | $ 14,000 |
| Somerset, New Jersey | 4 | $ 952,000 | $ 238,000 | $ 49,000 |
| Union, New Jersey | 4 | $ 1,734,000 | $ 433,500 | $ 278,000 |
| Clackamas, Oregon | 4 | $ 1,140,000 | $ 285,000 | $ 24,000 |
| Washington, Oregon | 4 | $ 778,000 | $ 194,500 | $ 52,000 |
| Delaware, Pennsylvania | 4 | $ 321,000 | $ 80,250 | $ 69,000 |
| Jefferson, Texas | 4 | $ 182,000 | $ 45,500 | $ 55,000 |
| Smith, Texas | 4 | $ 220,000 | $ 55,000 | $ 12,000 |
| King, Washington | 4 | $ 1,442,000 | $ 360,500 | $ 89,000 |
| Adams, Wisconsin | 4 | $ 338,000 | $ 84,500 | $ 123,000 |
| Baldwin, Alabama | 3 | $ 1,299,000 | $ 433,000 | $ 10,000 |
| Monterey, California | 3 | $ 876,000 | $ 292,000 | $ 0 |
| San Luis Obispo, California | 3 | $ 454,000 | $ 151,333 | $ 29,000 |
| San Mateo, California | 3 | $ 1,357,000 | $ 452,333 | $ 59,000 |
| Solano, California | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Sonoma, California | 3 | $ 723,000 | $ 241,000 | $ 0 |
| Tulare, California | 3 | $ 972,000 | $ 324,000 | $ 105,000 |
| El Paso, Colorado | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Alachua, Florida | 3 | $ 367,000 | $ 122,333 | $ 0 |
| Bay, Florida | 3 | $ 376,000 | $ 125,333 | $ 134,000 |
| Duval, Florida | 3 | $ 827,000 | $ 275,666 | $ 160,000 |
| Flagler, Florida | 3 | $ 309,000 | $ 103,000 | $ 82,000 |
| Highlands, Florida | 3 | $ 164,000 | $ 54,666 | $ 54,000 |
| Martin, Florida | 3 | $ 568,000 | $ 189,333 | $ 111,000 |
| Monroe, Florida | 3 | $ 589,000 | $ 196,333 | $ 82,000 |
| Suwannee, Florida | 3 | $ 147,000 | $ 49,000 | $ 37,000 |
| Barrow, Georgia | 3 | $ 347,000 | $ 115,666 | $ 36,000 |
| Bibb, Georgia | 3 | $ 108,000 | $ 36,000 | $ 60,000 |
| Clayton, Georgia | 3 | $ 149,000 | $ 49,666 | $ 54,000 |
| Henry, Georgia | 3 | $ 413,000 | $ 137,666 | $ 0 |
| Paulding, Georgia | 3 | $ 371,000 | $ 123,666 | $ 43,000 |
| Peoria, Illinois | 3 | $ 173,000 | $ 57,666 | $ 37,000 |
| Delaware, Indiana | 3 | $ 247,000 | $ 82,333 | $ 43,000 |
| Porter, Indiana | 3 | $ 496,000 | $ 165,333 | $ 101,000 |
| Jefferson, Kentucky | 3 | $ 525,000 | $ 175,000 | $ 66,000 |
| Meade, Kentucky | 3 | $ 110,000 | $ 36,666 | $ 28,000 |
| Cumberland, Maine | 3 | $ 376,000 | $ 125,333 | $ 20,000 |
| Calhoun, Michigan | 3 | $ 163,000 | $ 54,333 | $ 47,000 |
| Clare, Michigan | 3 | $ 118,000 | $ 39,333 | $ 65,000 |
| Grand Traverse, Michigan | 3 | $ 182,000 | $ 60,666 | $ 41,000 |
| Isabella, Michigan | 3 | $ 118,000 | $ 39,333 | $ 21,000 |
| Kalkaska, Michigan | 3 | $ 160,000 | $ 53,333 | $ 65,000 |
| Lake, Michigan | 3 | $ 99,000 | $ 33,000 | $ 64,000 |
| Midland, Michigan | 3 | $ 205,000 | $ 68,333 | $ 76,000 |
| Missaukee, Michigan | 3 | $ 124,000 | $ 41,333 | $ 25,000 |
| Ogemaw, Michigan | 3 | $ 90,000 | $ 30,000 | $ 45,000 |
| Saginaw, Michigan | 3 | $ 114,000 | $ 38,000 | $ 57,000 |
| Dakota, Minnesota | 3 | $ 210,000 | $ 70,000 | $ 43,000 |
| Atlantic, New Jersey | 3 | $ 138,000 | $ 46,000 | $ 63,000 |
| Bergen, New Jersey | 3 | $ 753,000 | $ 251,000 | $ 79,000 |
| Burlington, New Jersey | 3 | $ 619,000 | $ 206,333 | $ 33,000 |
| Hudson, New Jersey | 3 | $ 695,000 | $ 231,666 | $ 27,000 |
| Bernalillo, New Mexico | 3 | $ 529,000 | $ 176,333 | $ 71,000 |
| Valencia, New Mexico | 3 | $ 135,000 | $ 45,000 | $ 40,000 |
| Orange, New York | 3 | $ 764,000 | $ 254,666 | $ 71,000 |
| Queens, New York | 3 | $ 528,000 | $ 176,000 | $ 0 |
| Mecklenburg, North Carolina | 3 | $ 445,000 | $ 148,333 | $ 32,000 |
| Robeson, North Carolina | 3 | $ 104,000 | $ 34,666 | $ 32,000 |
| Douglas, Oregon | 3 | $ 426,000 | $ 142,000 | $ 15,000 |
| Bucks, Pennsylvania | 3 | $ 727,000 | $ 242,333 | $ 5,000 |
| Montgomery, Pennsylvania | 3 | $ 1,139,000 | $ 379,666 | $ 92,000 |
| Charleston, South Carolina | 3 | $ 1,190,000 | $ 396,666 | $ 24,000 |
| Davidson, Tennessee | 3 | $ 283,000 | $ 94,333 | $ 0 |
| Collin, Texas | 3 | $ 883,000 | $ 294,333 | $ 0 |
| Hays, Texas | 3 | $ 358,000 | $ 119,333 | $ 18,000 |
| Medina, Texas | 3 | $ 1,416,000 | $ 472,000 | $ 104,000 |
| Polk, Texas | 3 | $ 127,000 | $ 42,333 | $ 23,000 |
| San Jacinto, Texas | 3 | $ 162,000 | $ 54,000 | $ 39,000 |
| Alexandria, Virginia | 3 | $ 341,000 | $ 113,666 | $ 0 |
| Fairfax, Virginia | 3 | $ 642,000 | $ 214,000 | $ 0 |
| Loudoun, Virginia | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Montgomery, Alabama | 2 | $ 71,000 | $ 35,500 | $ 20,000 |
| Cochise, Arizona | 2 | $ 290,000 | $ 145,000 | $ 3,000 |
| El Dorado, California | 2 | $ 811,000 | $ 405,500 | $ 0 |
| Humboldt, California | 2 | $ 612,000 | $ 306,000 | $ 31,000 |
| Napa, California | 2 | $ 736,000 | $ 368,000 | $ 0 |
| Arapahoe, Colorado | 2 | $ 229,000 | $ 114,500 | $ 27,000 |
| Jefferson, Colorado | 2 | $ 621,000 | $ 310,500 | $ 0 |
| Weld, Colorado | 2 | $ 114,000 | $ 57,000 | $ 14,000 |
| New Castle, Delaware | 2 | $ 279,000 | $ 139,500 | $ 0 |
| DeSoto, Florida | 2 | $ 59,000 | $ 29,500 | $ 20,000 |
| Escambia, Florida | 2 | $ 93,000 | $ 46,500 | $ 13,000 |
| Levy, Florida | 2 | $ 81,000 | $ 40,500 | $ 71,000 |
| Nassau, Florida | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Sumter, Florida | 2 | $ 194,000 | $ 97,000 | $ 24,000 |
| Candler, Georgia | 2 | $ 78,000 | $ 39,000 | $ 51,000 |
| Cherokee, Georgia | 2 | $ 235,000 | $ 117,500 | $ 96,000 |
| Walton, Georgia | 2 | $ 164,000 | $ 82,000 | $ 0 |
| DuPage, Illinois | 2 | $ 190,000 | $ 95,000 | $ 27,000 |
| Fulton, Illinois | 2 | $ 41,000 | $ 20,500 | $ 27,000 |
| St. Clair, Illinois | 2 | $ 303,000 | $ 151,500 | $ 18,000 |
| Allen, Indiana | 2 | $ 84,000 | $ 42,000 | $ 38,000 |
| Elkhart, Indiana | 2 | $ 147,000 | $ 73,500 | $ 71,000 |
| Hancock, Indiana | 2 | $ 82,000 | $ 41,000 | $ 0 |
| Kosciusko, Indiana | 2 | $ 34,000 | $ 17,000 | $ 14,000 |
| Jasper, Iowa | 2 | $ 70,000 | $ 35,000 | $ 45,000 |
| Johnson, Kansas | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Sedgwick, Kansas | 2 | $ 160,000 | $ 80,000 | $ 30,000 |
| Graves, Kentucky | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| Kenton, Kentucky | 2 | $ 118,000 | $ 59,000 | $ 52,000 |
| Knox, Kentucky | 2 | $ 64,000 | $ 32,000 | $ 19,000 |
| Oldham, Kentucky | 2 | $ 84,000 | $ 42,000 | $ 67,000 |
| Pulaski, Kentucky | 2 | $ 116,000 | $ 58,000 | $ 96,000 |
| Androscoggin, Maine | 2 | $ 128,000 | $ 64,000 | $ 39,000 |
| Kennebec, Maine | 2 | $ 99,000 | $ 49,500 | $ 32,000 |
| Allegany, Maryland | 2 | $ 124,000 | $ 62,000 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Baltimore City, Maryland | 2 | $ 147,000 | $ 73,500 | $ 44,000 |
| Cecil, Maryland | 2 | $ 44,000 | $ 22,000 | $ 15,000 |
| Charles, Maryland | 2 | $ 263,000 | $ 131,500 | $ 95,000 |
| Harford, Maryland | 2 | $ 361,000 | $ 180,500 | $ 0 |
| Barnstable, Massachusetts | 2 | $ 487,000 | $ 243,500 | $ 0 |
| Allegan, Michigan | 2 | $ 74,000 | $ 37,000 | $ 61,000 |
| Alpena, Michigan | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Arenac, Michigan | 2 | $ 74,000 | $ 37,000 | $ 47,000 |
| Bay, Michigan | 2 | $ 86,000 | $ 43,000 | $ 33,000 |
| Branch, Michigan | 2 | $ 164,000 | $ 82,000 | $ 59,000 |
| Cass, Michigan | 2 | $ 87,000 | $ 43,500 | $ 42,000 |
| Cheboygan, Michigan | 2 | $ 112,000 | $ 56,000 | $ 32,000 |
| Gladwin, Michigan | 2 | $ 66,000 | $ 33,000 | $ 18,000 |
| Mackinac, Michigan | 2 | $ 366,000 | $ 183,000 | $ 155,000 |
| Mason, Michigan | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| Roscommon, Michigan | 2 | $ 91,000 | $ 45,500 | $ 43,000 |
| Anoka, Minnesota | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Le Sueur, Minnesota | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| McLeod, Minnesota | 2 | $ 82,000 | $ 41,000 | $ 11,000 |
| Ramsey, Minnesota | 2 | $ 155,000 | $ 77,500 | $ 22,000 |
| St. Louis City, Missouri | 2 | $ 67,000 | $ 33,500 | $ 49,000 |
| Lyon, Nevada | 2 | $ 157,000 | $ 78,500 | $ 68,000 |
| Hunterdon, New Jersey | 2 | $ 877,000 | $ 438,500 | $ 53,000 |
| Monmouth, New Jersey | 2 | $ 686,000 | $ 343,000 | $ 0 |
| Sussex, New Jersey | 2 | $ 214,000 | $ 107,000 | $ 53,000 |
| Torrance, New Mexico | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Chautauqua, New York | 2 | $ 119,000 | $ 59,500 | $ 25,000 |
| Monroe, New York | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Nassau, New York | 2 | $ 559,000 | $ 279,500 | $ 0 |
| Schenectady, New York | 2 | $ 84,000 | $ 42,000 | $ 0 |
| Suffolk, New York | 2 | $ 788,000 | $ 394,000 | $ 0 |
| Buncombe, North Carolina | 2 | $ 314,000 | $ 157,000 | $ 26,000 |
| Davidson, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Harnett, North Carolina | 2 | $ 52,000 | $ 26,000 | $ 31,000 |
| Johnston, North Carolina | 2 | $ 47,000 | $ 23,500 | $ 0 |
| Onslow, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 17,000 |
| Franklin, Ohio | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Mahoning, Ohio | 2 | $ 64,000 | $ 32,000 | $ 14,000 |
| Montgomery, Ohio | 2 | $ 188,000 | $ 94,000 | $ 40,000 |
| Summit, Ohio | 2 | $ 120,000 | $ 60,000 | $ 91,000 |
| Wood, Ohio | 2 | $ 105,000 | $ 52,500 | $ 19,000 |
| Tulsa, Oklahoma | 2 | $ 199,000 | $ 99,500 | $ 56,000 |
| Beaver, Pennsylvania | 2 | $ 123,000 | $ 61,500 | $ 65,000 |
| Chester, Pennsylvania | 2 | $ 215,000 | $ 107,500 | $ 28,000 |
| Lancaster, Pennsylvania | 2 | $ 222,000 | $ 111,000 | $ 72,000 |
| Northampton, Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 60,000 |
| Westmoreland, Pennsylvania | 2 | $ 219,000 | $ 109,500 | $ 74,000 |
| York, Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 116,000 |
| Kent, Rhode Island | 2 | $ 462,000 | $ 231,000 | $ 0 |
| Providence, Rhode Island | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Greenville, South Carolina | 2 | $ 266,000 | $ 133,000 | $ 11,000 |
| Horry, South Carolina | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Lexington, South Carolina | 2 | $ 431,000 | $ 215,500 | $ 66,000 |
| Hamblen, Tennessee | 2 | $ 339,000 | $ 169,500 | $ 105,000 |
| Shelby, Tennessee | 2 | $ 127,000 | $ 63,500 | $ 0 |
| Warren, Tennessee | 2 | $ 128,000 | $ 64,000 | $ 67,000 |
| Williamson, Tennessee | 2 | $ 548,000 | $ 274,000 | $ 0 |
| Bandera, Texas | 2 | $ 83,000 | $ 41,500 | $ 48,000 |
| Brazoria, Texas | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Brazos, Texas | 2 | $ 143,000 | $ 71,500 | $ 0 |
| El Paso, Texas | 2 | $ 223,000 | $ 111,500 | $ 48,000 |
| Ellis, Texas | 2 | $ 283,000 | $ 141,500 | $ 24,000 |
| Galveston, Texas | 2 | $ 161,000 | $ 80,500 | $ 39,000 |
| Hale, Texas | 2 | $ 48,000 | $ 24,000 | $ 57,000 |
| Hidalgo, Texas | 2 | $ 151,000 | $ 75,500 | $ 0 |
| Johnson, Texas | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Montgomery, Texas | 2 | $ 138,000 | $ 69,000 | $ 51,000 |
| Williamson, Texas | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Fauquier, Virginia | 2 | $ 936,000 | $ 468,000 | $ 0 |
| Clallam, Washington | 2 | $ 215,000 | $ 107,500 | $ 0 |
| Pierce, Washington | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Spokane, Washington | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Chippewa, Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 81,000 |
| La Crosse, Wisconsin | 2 | $ 251,000 | $ 125,500 | $ 38,000 |
| Ozaukee, Wisconsin | 2 | $ 334,000 | $ 167,000 | $ 34,000 |
| Walworth, Wisconsin | 2 | $ 452,000 | $ 226,000 | $ 232,000 |
| Mobile, Alabama | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| St. Clair, Alabama | 1 | $ 22,000 | $ 22,000 | $ 38,000 |
| Tuscaloosa, Alabama | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Navajo, Arizona | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pinal, Arizona | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Logan, Arkansas | 1 | $ 19,000 | $ 19,000 | $ 26,000 |
| Pulaski, Arkansas | 1 | $ 990,000 | $ 990,000 | $ 57,000 |
| Stone, Arkansas | 1 | $ 36,000 | $ 36,000 | $ 0 |
| White, Arkansas | 1 | $ 116,000 | $ 116,000 | $ 63,000 |
| Butte, California | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Imperial, California | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Lake, California | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Madera, California | 1 | $ 170,000 | $ 170,000 | $ 44,000 |
| Marin, California | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Merced, California | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Nevada, California | 1 | $ 481,000 | $ 481,000 | $ 0 |
| Santa Barbara, California | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Sutter, California | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Yolo, California | 1 | $ 861,000 | $ 861,000 | $ 0 |
| Yuba, California | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Adams, Colorado | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Boulder, Colorado | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Broomfield, Colorado | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Douglas, Colorado | 1 | $ 87,000 | $ 87,000 | $ 0 |
| La Plata, Colorado | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Larimer, Colorado | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Moffat, Colorado | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Saguache, Colorado | 1 | $ 825,000 | $ 825,000 | $ 1,133,000 |
| Summit, Colorado | 1 | $ 466,000 | $ 466,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Tolland, Connecticut | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Windham, Connecticut | 1 | $ 253,000 | $ 253,000 | $ 120,000 |
| Sussex, Delaware | 1 | $ 833,000 | $ 833,000 | $ 0 |
| Calhoun, Florida | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Hamilton, Florida | 1 | $ 219,000 | $ 219,000 | $ 395,000 |
| Hardee, Florida | 1 | $ 23,000 | $ 23,000 | $ 129,000 |
| Hendry, Florida | 1 | $ 61,000 | $ 61,000 | $ 144,000 |
| Okeechobee, Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 126,000 | $ 126,000 | $ 94,000 |
| Taylor, Florida | 1 | $ 53,000 | $ 53,000 | $ 22,000 |
| Baldwin, Georgia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bartow, Georgia | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 147,000 | $ 147,000 | $ 102,000 |
| Butts, Georgia | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Carroll, Georgia | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Catoosa, Georgia | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Clarke, Georgia | 1 | $ 46,000 | $ 46,000 | $ 34,000 |
| Coffee, Georgia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Coweta, Georgia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Dawson, Georgia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Dodge, Georgia | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Douglas, Georgia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Effingham, Georgia | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Fayette, Georgia | 1 | $ 503,000 | $ 503,000 | $ 190,000 |
| Glascock, Georgia | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Greene, Georgia | 1 | $ 300,000 | $ 300,000 | $ 123,000 |
| Haralson, Georgia | 1 | $ 70,000 | $ 70,000 | $ 70,000 |
| McIntosh, Georgia | 1 | $ 26,000 | $ 26,000 | $ 25,000 |
| Mitchell, Georgia | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Muscogee, Georgia | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Rockdale, Georgia | 1 | $ 298,000 | $ 298,000 | $ 91,000 |
| Tattnall, Georgia | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
| Walker, Georgia | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Maui, Hawaii | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Ada, Idaho | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Bingham, Idaho | 1 | $ 139,000 | $ 139,000 | $ 63,000 |
| Bonneville, Idaho | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Jerome, Idaho | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Kane, Illinois | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Kankakee, Illinois | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Kendall, Illinois | 1 | $ 71,000 | $ 71,000 | $ 55,000 |
| Madison, Illinois | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Pike, Illinois | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Woodford, Illinois | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Bartholomew, Indiana | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Harrison, Indiana | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| Jackson, Indiana | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Montgomery, Indiana | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Orange, Indiana | 1 | $ 54,000 | $ 54,000 | $ 68,000 |
| Scott, Indiana | 1 | $ 160,000 | $ 160,000 | $ 187,000 |
| Vanderburgh, Indiana | 1 | $ 36,000 | $ 36,000 | $ 41,000 |
| Wabash, Indiana | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Warrick, Indiana | 1 | $ 57,000 | $ 57,000 | $ 0 |
| White, Indiana | 1 | $ 144,000 | $ 144,000 | $ 32,000 |
| Black Hawk, Iowa | 1 | $ 21,000 | $ 21,000 | $ 63,000 |
| Boone, Iowa | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Cerro Gordo, Iowa | 1 | $ 21,000 | $ 21,000 | $ 26,000 |
| Clinton, Iowa | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Hancock, Iowa | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
| Johnson, Iowa | 1 | $ 229,000 | $ 229,000 | $ 40,000 |
| Kossuth, Iowa | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| Mahaska, Iowa | 1 | $ 29,000 | $ 29,000 | $ 16,000 |
| Monroe, Iowa | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Polk, Iowa | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Ringgold, Iowa | 1 | $ 19,000 | $ 19,000 | $ 27,000 |
| Wapello, Iowa | 1 | $ 14,000 | $ 14,000 | $ 69,000 |
| Douglas, Kansas | 1 | $ 106,000 | $ 106,000 | $ 92,000 |
| Lyon, Kansas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Russell, Kansas | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Sumner, Kansas | 1 | $ 18,000 | $ 18,000 | $ 51,000 |
| Fayette, Kentucky | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Hopkins, Kentucky | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Montgomery, Kentucky | 1 | $ 17,000 | $ 17,000 | $ 25,000 |
| Pendleton, Kentucky | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Powell, Kentucky | 1 | $ 39,000 | $ 39,000 | $ 76,000 |
| Whitley, Kentucky | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| East Baton Rouge, Louisiana | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Franklin, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Livingston, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Ouachita, Louisiana | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Oxford, Maine | 1 | $ 228,000 | $ 228,000 | $ 122,000 |
| Dorchester, Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 184,000 | $ 184,000 | $ 102,000 |
| Hampshire, Massachusetts | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Middlesex, Massachusetts | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Worcester, Massachusetts | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Alcona, Michigan | 1 | $ 50,000 | $ 50,000 | $ 17,000 |
| Antrim, Michigan | 1 | $ 51,000 | $ 51,000 | $ 90,000 |
| Benzie, Michigan | 1 | $ 59,000 | $ 59,000 | $ 83,000 |
| Charlevoix, Michigan | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Crawford, Michigan | 1 | $ 34,000 | $ 34,000 | $ 39,000 |
| Iosco, Michigan | 1 | $ 23,000 | $ 23,000 | $ 46,000 |
| Lapeer, Michigan | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Leelanau, Michigan | 1 | $ 400,000 | $ 400,000 | $ 167,000 |
| Livingston, Michigan | 1 | $ 39,000 | $ 39,000 | $ 74,000 |
| Menominee, Michigan | 1 | $ 90,000 | $ 90,000 | $ 112,000 |
| Monroe, Michigan | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Sanilac, Michigan | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Tuscola, Michigan | 1 | $ 17,000 | $ 17,000 | $ 21,000 |
| Wexford, Michigan | 1 | $ 23,000 | $ 23,000 | $ 16,000 |
| Blue Earth, Minnesota | 1 | $ 41,000 | $ 41,000 | $ 17,000 |
| Kanabec, Minnesota | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Meeker, Minnesota | 1 | $ 140,000 | $ 140,000 | $ 228,000 |
| Sherburne, Minnesota | 1 | $ 139,000 | $ 139,000 | $ 83,000 |
| St. Louis, Minnesota | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Watonwan, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Wright, Minnesota | 1 | $ 800,000 | $ 800,000 | $ 200,000 |
| Hinds, Mississippi | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Warren, Mississippi | 1 | $ 21,000 | $ 21,000 | $ 53,000 |
| Buchanan, Missouri | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Camden, Missouri | 1 | $ 17,000 | $ 17,000 | $ 67,000 |
| Christian, Missouri | 1 | $ 72,000 | $ 72,000 | $ 164,000 |
| Greene, Missouri | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Howard, Missouri | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Jackson, Missouri | 1 | $ 53,000 | $ 53,000 | $ 70,000 |
| Jefferson, Missouri | 1 | $ 243,000 | $ 243,000 | $ 400,000 |
| Polk, Missouri | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| St. Charles, Missouri | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Flathead, Montana | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Douglas, Nebraska | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Lancaster, Nebraska | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Humboldt, Nevada | 1 | $ 400,000 | $ 400,000 | $ 168,000 |
| Storey, Nevada | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Cheshire, New Hampshire | 1 | $ 46,000 | $ 46,000 | $ 25,000 |
| Grafton, New Hampshire | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Cumberland, New Jersey | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Essex, New Jersey | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Morris, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Ocean, New Jersey | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Salem, New Jersey | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Bronx, New York | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Chenango, New York | 1 | $ 33,000 | $ 33,000 | $ 28,000 |
| Erie, New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Essex, New York | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Niagara, New York | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Rensselaer, New York | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Saratoga, New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Schoharie, New York | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Steuben, New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Westchester, New York | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Chatham, North Carolina | 1 | $ 166,000 | $ 166,000 | $ 44,000 |
| Cherokee, North Carolina | 1 | $ 32,000 | $ 32,000 | $ 18,000 |
| Cumberland, North Carolina | 1 | $ 44,000 | $ 44,000 | $ 46,000 |
| Forsyth, North Carolina | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Franklin, North Carolina | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Gaston, North Carolina | 1 | $ 138,000 | $ 138,000 | $ 158,000 |
| Henderson, North Carolina | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Iredell, North Carolina | 1 | $ 411,000 | $ 411,000 | $ 149,000 |
| Nash, North Carolina | 1 | $ 61,000 | $ 61,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Pamlico, North Carolina | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Rowan, North Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Stokes, North Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Transylvania, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 155,000 |
| Union, North Carolina | 1 | $ 317,000 | $ 317,000 | $ 108,000 |
| Vance, North Carolina | 1 | $ 23,000 | $ 23,000 | $ 34,000 |
| Burleigh, North Dakota | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Richland, North Dakota | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Ashtabula, Ohio | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Butler, Ohio | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Clark, Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Clermont, Ohio | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 309,000 | $ 309,000 | $ 0 |
| Highland, Ohio | 1 | $ 21,000 | $ 21,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for First National Bank of America in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,409 | $230,916,000 | $163,000 | $5,775,000 | $56,000 | $1,481,000 |
| Refinancing | 584 | $108,091,000 | $185,000 | $1,894,000 | $41,000 | $497,000 |
| Home Improvement | 234 | $26,369,000 | $112,000 | $1,320,000 | $42,000 | $226,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 969 | $198,135,000 | $204,000 | $5,775,000 | $0 | $0 |
| White | 697 | $100,407,000 | $144,000 | $1,307,000 | $89,000 | $1,133,000 |
| Hispanic | 203 | $26,958,000 | $132,000 | $716,000 | $125,000 | $1,481,000 |
| Not Provided | 197 | $20,746,000 | $105,000 | $900,000 | $67,000 | $399,000 |
| Black or African American | 118 | $13,375,000 | $113,000 | $576,000 | $72,000 | $362,000 |
| Asian | 31 | $4,920,000 | $158,000 | $434,000 | $112,000 | $983,000 |
| American Indian or Alaskan Native | 11 | $690,000 | $62,000 | $123,000 | $40,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $145,000 | $145,000 | $145,000 | $41,000 | $41,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,227 | $365,376,000 | $164,000 | $5,775,000 | $51,000 | $1,481,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 939 | $186,212,000 | $198,000 | $1,907,000 | $0 | $0 |
| Application Denied By Financial Institution | 597 | $83,510,000 | $139,000 | $1,307,000 | $80,000 | $1,481,000 |
| Loan Originated | 441 | $65,445,000 | $148,000 | $5,775,000 | $83,000 | $505,000 |
| Application Approved But Not Accepted | 141 | $16,682,000 | $118,000 | $576,000 | $72,000 | $350,000 |
| Application Withdrawn By Applicant | 108 | $13,503,000 | $125,000 | $900,000 | $172,000 | $1,481,000 |
| File Closed For Incompleteness | 1 | $24,000 | $24,000 | $24,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 265 | $32,899,000 | $124,000 | $1,307,000 | $77,000 | $690,000 |
| Debt-To-Income Ratio | 169 | $26,370,000 | $156,000 | $1,200,000 | $57,000 | $351,000 |
| Collateral | 88 | $12,317,000 | $139,000 | $1,100,000 | $99,000 | $1,133,000 |
| Other | 37 | $5,482,000 | $148,000 | $900,000 | $137,000 | $1,481,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,636,000 | $181,000 | $713,000 | $120,000 | $435,000 |
| Unverifiable Information | 13 | $2,441,000 | $187,000 | $1,200,000 | $104,000 | $635,000 |
| Employment History | 3 | $196,000 | $65,000 | $96,000 | $49,000 | $71,000 |
| Credit Application Incomplete | 2 | $169,000 | $84,000 | $115,000 | $40,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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