First National Bank of America Mortgage Lending & HMDA Data, 2018

In 2018, First National Bank of America of East Lansing, MI reported 3,606 mortgage applications totaling $680.8 million, up 12% from 2017. The average application was for $188,790, and applicants reported an average income of $82,219. 48% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (262), Washington-Arlington-Alexandria, DC-VA-MD-WV (136) and Las Vegas-Henderson-Paradise, NV (116) (applications in parentheses).

Mortgage Company & Address First National Bank of America
241 East Saginaw
East Lansing, MI 48823
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,606
Total Mortgage Loan Application Amount $680,780,000
Average Mortgage Loan Application Amount $188,790
Highest Mortgage Loan Application Amount $7,305,000
Average Applicant Income $82,219
Highest Applicant Income $1,684,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of America by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 195 $ 27,115,000 $ 139,051 $ 64,000
Clark, Nevada 116 $ 21,210,000 $ 182,844 $ 82,000
Fairfield, Connecticut 106 $ 24,170,000 $ 228,018 $ 99,000
Prince George's, Maryland 78 $ 15,510,000 $ 198,846 $ 77,000
Harris, Texas 64 $ 10,020,000 $ 156,562 $ 84,000
Maricopa, Arizona 61 $ 12,495,000 $ 204,836 $ 87,000
Broward, Florida 58 $ 13,970,000 $ 240,862 $ 100,000
Middlesex, Massachusetts 55 $ 16,205,000 $ 294,636 $ 133,000
Salt Lake, Utah 54 $ 10,860,000 $ 201,111 $ 65,000
Kane, Illinois 49 $ 7,415,000 $ 151,326 $ 62,000
Montgomery, Maryland 45 $ 12,745,000 $ 283,222 $ 97,000
Palm Beach, Florida 42 $ 7,000,000 $ 166,666 $ 65,000
Davidson, Tennessee 42 $ 6,920,000 $ 164,761 $ 64,000
Worcester, Massachusetts 39 $ 8,355,000 $ 214,230 $ 82,000
Miami-Dade, Florida 37 $ 7,825,000 $ 211,486 $ 108,000
New Haven, Connecticut 36 $ 5,840,000 $ 162,222 $ 67,000
Los Angeles, California 35 $ 10,775,000 $ 307,857 $ 102,000
Gwinnett, Georgia 34 $ 5,670,000 $ 166,764 $ 240,000
Hillsborough, Florida 33 $ 5,435,000 $ 164,696 $ 80,000
Dallas, Texas 33 $ 5,135,000 $ 155,606 $ 60,000
Orange, Florida 32 $ 5,580,000 $ 174,375 $ 81,000
Ingham, Michigan 32 $ 8,050,000 $ 251,562 $ 78,000
Baltimore, Maryland 31 $ 4,515,000 $ 145,645 $ 59,000
Anne Arundel, Maryland 27 $ 5,585,000 $ 206,851 $ 75,000
Utah, Utah 26 $ 5,940,000 $ 228,461 $ 78,000
Suffolk, New York 25 $ 5,925,000 $ 237,000 $ 111,000
DuPage, Illinois 24 $ 3,850,000 $ 160,416 $ 69,000
Lake, Illinois 24 $ 3,550,000 $ 147,916 $ 66,000
Wayne, Michigan 24 $ 3,260,000 $ 135,833 $ 126,000
Hennepin, Minnesota 24 $ 3,820,000 $ 159,166 $ 48,000
Rutherford, Tennessee 24 $ 4,680,000 $ 195,000 $ 63,000
Manatee, Florida 23 $ 3,645,000 $ 158,478 $ 60,000
Will, Illinois 23 $ 3,785,000 $ 164,565 $ 68,000
San Bernardino, California 21 $ 4,585,000 $ 218,333 $ 55,000
Cobb, Georgia 20 $ 2,780,000 $ 139,000 $ 92,000
King, Washington 20 $ 5,440,000 $ 272,000 $ 97,000
Pasco, Florida 19 $ 2,545,000 $ 133,947 $ 69,000
Essex, Massachusetts 19 $ 4,955,000 $ 260,789 $ 82,000
Fairfax, Virginia 19 $ 6,455,000 $ 339,736 $ 94,000
Riverside, California 18 $ 4,640,000 $ 257,777 $ 98,000
Arapahoe, Colorado 18 $ 4,280,000 $ 237,777 $ 67,000
Volusia, Florida 18 $ 2,350,000 $ 130,555 $ 92,000
Plymouth, Massachusetts 18 $ 4,630,000 $ 257,222 $ 79,000
Kent, Michigan 18 $ 2,860,000 $ 158,888 $ 99,000
Franklin, Ohio 18 $ 1,770,000 $ 98,333 $ 67,000
Adams, Colorado 17 $ 4,615,000 $ 271,470 $ 82,000
Marion, Florida 17 $ 2,155,000 $ 126,764 $ 79,000
McHenry, Illinois 17 $ 2,765,000 $ 162,647 $ 65,000
Ocean, New Jersey 17 $ 3,305,000 $ 194,411 $ 100,000
Contra Costa, California 16 $ 4,960,000 $ 310,000 $ 99,000
Fresno, California 16 $ 2,490,000 $ 155,625 $ 62,000
Marion, Indiana 16 $ 1,830,000 $ 114,375 $ 52,000
Pierce, Washington 16 $ 3,420,000 $ 213,750 $ 87,000
San Joaquin, California 15 $ 3,795,000 $ 253,000 $ 72,000
Pinellas, Florida 15 $ 2,105,000 $ 140,333 $ 70,000
Chesterfield, Virginia 15 $ 2,635,000 $ 175,666 $ 63,000
Lake, Florida 14 $ 1,850,000 $ 132,142 $ 77,000
Oakland, Michigan 14 $ 2,950,000 $ 210,714 $ 93,000
Parker, Texas 14 $ 1,580,000 $ 112,857 $ 0
Merced, California 13 $ 2,585,000 $ 198,846 $ 52,000
Litchfield, Connecticut 13 $ 2,995,000 $ 230,384 $ 77,000
Norfolk, Massachusetts 13 $ 3,655,000 $ 281,153 $ 84,000
Alameda, California 12 $ 4,730,000 $ 394,166 $ 83,000
Atlantic, New Jersey 12 $ 950,000 $ 79,166 $ 57,000
Burlington, New Jersey 12 $ 1,740,000 $ 145,000 $ 70,000
Berkeley, South Carolina 12 $ 1,960,000 $ 163,333 $ 61,000
Orange, California 11 $ 4,625,000 $ 420,454 $ 145,000
Solano, California 11 $ 2,765,000 $ 251,363 $ 105,000
Lee, Florida 11 $ 1,525,000 $ 138,636 $ 79,000
DeKalb, Georgia 11 $ 1,625,000 $ 147,727 $ 76,000
Frederick, Maryland 11 $ 4,455,000 $ 405,000 $ 121,000
Eaton, Michigan 11 $ 1,465,000 $ 133,181 $ 99,000
Macomb, Michigan 11 $ 1,555,000 $ 141,363 $ 76,000
Marion, Oregon 11 $ 1,915,000 $ 174,090 $ 149,000
Prince William, Virginia 11 $ 2,695,000 $ 245,000 $ 97,000
Snohomish, Washington 11 $ 3,135,000 $ 285,000 $ 103,000
Kern, California 10 $ 1,370,000 $ 137,000 $ 32,000
Sacramento, California 10 $ 3,130,000 $ 313,000 $ 181,000
Stanislaus, California 10 $ 2,090,000 $ 209,000 $ 59,000
Denver, Colorado 10 $ 1,950,000 $ 195,000 $ 63,000
Hernando, Florida 10 $ 1,210,000 $ 121,000 $ 82,000
Polk, Florida 10 $ 1,130,000 $ 113,000 $ 77,000
St. Lucie, Florida 10 $ 1,670,000 $ 167,000 $ 82,000
Ottawa, Michigan 10 $ 1,760,000 $ 176,000 $ 70,000
Westchester, New York 10 $ 4,670,000 $ 467,000 $ 234,000
Bexar, Texas 10 $ 1,390,000 $ 139,000 $ 65,000
Fort Bend, Texas 10 $ 1,880,000 $ 188,000 $ 91,000
San Diego, California 9 $ 2,685,000 $ 298,333 $ 65,000
Hartford, Connecticut 9 $ 1,555,000 $ 172,777 $ 107,000
New Castle, Delaware 9 $ 1,375,000 $ 152,777 $ 47,000
Cherokee, Georgia 9 $ 1,655,000 $ 183,888 $ 76,000
Anoka, Minnesota 9 $ 1,655,000 $ 183,888 $ 52,000
Travis, Texas 9 $ 1,445,000 $ 160,555 $ 66,000
Duval, Florida 8 $ 1,250,000 $ 156,250 $ 67,000
Bristol, Massachusetts 8 $ 1,690,000 $ 211,250 $ 62,000
Bergen, New Jersey 8 $ 2,790,000 $ 348,750 $ 163,000
Hudson, New Jersey 8 $ 2,670,000 $ 333,750 $ 89,000
Union, New Jersey 8 $ 2,310,000 $ 288,750 $ 136,000
Washington, Oregon 8 $ 1,920,000 $ 240,000 $ 102,000
Hamilton, Tennessee 8 $ 1,110,000 $ 138,750 $ 60,000
El Paso, Colorado 7 $ 1,445,000 $ 206,428 $ 75,000
Jefferson, Colorado 7 $ 2,005,000 $ 286,428 $ 90,000
Windham, Connecticut 7 $ 1,115,000 $ 159,285 $ 88,000
Collier, Florida 7 $ 1,265,000 $ 180,714 $ 100,000
Okaloosa, Florida 7 $ 1,365,000 $ 195,000 $ 131,000
Osceola, Florida 7 $ 1,405,000 $ 200,714 $ 111,000
Sarasota, Florida 7 $ 985,000 $ 140,714 $ 67,000
Howard, Maryland 7 $ 4,235,000 $ 605,000 $ 211,000
Barnstable, Massachusetts 7 $ 1,425,000 $ 203,571 $ 82,000
Newaygo, Michigan 7 $ 365,000 $ 52,142 $ 52,000
Middlesex, New Jersey 7 $ 1,515,000 $ 216,428 $ 81,000
Monmouth, New Jersey 7 $ 1,485,000 $ 212,142 $ 139,000
Passaic, New Jersey 7 $ 1,475,000 $ 210,714 $ 123,000
Dutchess, New York 7 $ 1,255,000 $ 179,285 $ 291,000
Tarrant, Texas 7 $ 1,205,000 $ 172,142 $ 45,000
Monterey, California 6 $ 1,420,000 $ 236,666 $ 69,000
Larimer, Colorado 6 $ 1,350,000 $ 225,000 $ 69,000
Weld, Colorado 6 $ 1,480,000 $ 246,666 $ 74,000
Bay, Florida 6 $ 1,340,000 $ 223,333 $ 0
Seminole, Florida 6 $ 1,640,000 $ 273,333 $ 125,000
Jefferson, Kentucky 6 $ 920,000 $ 153,333 $ 55,000
Charles, Maryland 6 $ 1,070,000 $ 178,333 $ 73,000
Montcalm, Michigan 6 $ 300,000 $ 50,000 $ 41,000
Roscommon, Michigan 6 $ 620,000 $ 103,333 $ 104,000
Camden, New Jersey 6 $ 780,000 $ 130,000 $ 92,000
Chester, Pennsylvania 6 $ 1,720,000 $ 286,666 $ 91,000
Charleston, South Carolina 6 $ 920,000 $ 153,333 $ 89,000
Denton, Texas 6 $ 1,240,000 $ 206,666 $ 56,000
Williamson, Texas 6 $ 1,480,000 $ 246,666 $ 108,000
Washington, Utah 6 $ 1,020,000 $ 170,000 $ 55,000
Henrico, Virginia 6 $ 930,000 $ 155,000 $ 68,000
Richmond City, Virginia 6 $ 590,000 $ 98,333 $ 20,000
Milwaukee, Wisconsin 6 $ 670,000 $ 111,666 $ 57,000
Coconino, Arizona 5 $ 775,000 $ 155,000 $ 61,000
Pima, Arizona 5 $ 405,000 $ 81,000 $ 36,000
Marin, California 5 $ 2,585,000 $ 517,000 $ 113,000
Santa Clara, California 5 $ 2,335,000 $ 467,000 $ 183,000
District of Columbia, District Of Columbia 5 $ 1,655,000 $ 331,000 $ 40,000
Brevard, Florida 5 $ 735,000 $ 147,000 $ 61,000
Escambia, Florida 5 $ 665,000 $ 133,000 $ 76,000
Clayton, Georgia 5 $ 665,000 $ 133,000 $ 57,000
Douglas, Georgia 5 $ 575,000 $ 115,000 $ 47,000
Jackson, Michigan 5 $ 335,000 $ 67,000 $ 81,000
Kalamazoo, Michigan 5 $ 495,000 $ 99,000 $ 74,000
Jackson, Missouri 5 $ 525,000 $ 105,000 $ 69,000
Mecklenburg, North Carolina 5 $ 845,000 $ 169,000 $ 78,000
Allegheny, Pennsylvania 5 $ 395,000 $ 79,000 $ 68,000
Shelby, Tennessee 5 $ 395,000 $ 79,000 $ 35,000
Sumner, Tennessee 5 $ 915,000 $ 183,000 $ 50,000
Collin, Texas 5 $ 1,015,000 $ 203,000 $ 68,000
Hays, Texas 5 $ 785,000 $ 157,000 $ 52,000
Montgomery, Texas 5 $ 1,015,000 $ 203,000 $ 112,000
Spotsylvania, Virginia 5 $ 865,000 $ 173,000 $ 49,000
Jefferson, Alabama 4 $ 530,000 $ 132,500 $ 62,000
Montgomery, Alabama 4 $ 290,000 $ 72,500 $ 42,000
Yavapai, Arizona 4 $ 660,000 $ 165,000 $ 137,000
Sutter, California 4 $ 740,000 $ 185,000 $ 83,000
Middlesex, Connecticut 4 $ 610,000 $ 152,500 $ 46,000
Clay, Florida 4 $ 260,000 $ 65,000 $ 42,000
Monroe, Florida 4 $ 1,110,000 $ 277,500 $ 104,000
Polk, Iowa 4 $ 500,000 $ 125,000 $ 56,000
Fayette, Kentucky 4 $ 970,000 $ 242,500 $ 101,000
Dukes, Massachusetts 4 $ 1,740,000 $ 435,000 $ 107,000
Allegan, Michigan 4 $ 280,000 $ 70,000 $ 42,000
Calhoun, Michigan 4 $ 190,000 $ 47,500 $ 53,000
Ionia, Michigan 4 $ 1,200,000 $ 300,000 $ 50,000
St. Louis, Missouri 4 $ 960,000 $ 240,000 $ 109,000
Nassau, New York 4 $ 1,620,000 $ 405,000 $ 176,000
Monroe, Pennsylvania 4 $ 490,000 $ 122,500 $ 76,000
Philadelphia, Pennsylvania 4 $ 820,000 $ 205,000 $ 58,000
Anderson, South Carolina 4 $ 210,000 $ 52,500 $ 56,000
Horry, South Carolina 4 $ 950,000 $ 237,500 $ 88,000
Montgomery, Tennessee 4 $ 680,000 $ 170,000 $ 43,000
Galveston, Texas 4 $ 500,000 $ 125,000 $ 69,000
Hood, Texas 4 $ 220,000 $ 55,000 $ 36,000
Weber, Utah 4 $ 750,000 $ 187,500 $ 64,000
Manassas, Virginia 4 $ 790,000 $ 197,500 $ 69,000
Roanoke City, Virginia 4 $ 290,000 $ 72,500 $ 38,000
Fond du Lac, Wisconsin 4 $ 490,000 $ 122,500 $ 76,000
Gila, Arizona 3 $ 215,000 $ 71,666 $ 88,000
Mohave, Arizona 3 $ 1,035,000 $ 345,000 $ 152,000
Pinal, Arizona 3 $ 245,000 $ 81,666 $ 33,000
Lake, California 3 $ 445,000 $ 148,333 $ 82,000
Tulare, California 3 $ 515,000 $ 171,666 $ 53,000
Ventura, California 3 $ 585,000 $ 195,000 $ 55,000
Kent, Delaware 3 $ 575,000 $ 191,666 $ 66,000
Charlotte, Florida 3 $ 255,000 $ 85,000 $ 47,000
Highlands, Florida 3 $ 195,000 $ 65,000 $ 39,000
Indian River, Florida 3 $ 455,000 $ 151,666 $ 196,000
St. Johns, Florida 3 $ 1,035,000 $ 345,000 $ 405,000
Bartow, Georgia 3 $ 405,000 $ 135,000 $ 42,000
Fulton, Georgia 3 $ 505,000 $ 168,333 $ 101,000
Hall, Georgia 3 $ 465,000 $ 155,000 $ 99,000
Hawaii, Hawaii 3 $ 315,000 $ 105,000 $ 64,000
Honolulu, Hawaii 3 $ 1,265,000 $ 421,666 $ 99,000
Kauai, Hawaii 3 $ 1,945,000 $ 648,333 $ 141,000
Kendall, Illinois 3 $ 455,000 $ 151,666 $ 62,000
Rock Island, Illinois 3 $ 225,000 $ 75,000 $ 37,000
Allen, Indiana 3 $ 255,000 $ 85,000 $ 30,000
Elkhart, Indiana 3 $ 285,000 $ 95,000 $ 85,000
Hendricks, Indiana 3 $ 365,000 $ 121,666 $ 72,000
Tippecanoe, Indiana 3 $ 785,000 $ 261,666 $ 77,000
Johnson, Kansas 3 $ 465,000 $ 155,000 $ 50,000
Jefferson, Louisiana 3 $ 445,000 $ 148,333 $ 39,000
York, Maine 3 $ 585,000 $ 195,000 $ 59,000
Baltimore City, Maryland 3 $ 325,000 $ 108,333 $ 42,000
Carroll, Maryland 3 $ 845,000 $ 281,666 $ 64,000
Hampden, Massachusetts 3 $ 255,000 $ 85,000 $ 56,000
Suffolk, Massachusetts 3 $ 1,175,000 $ 391,666 $ 98,000
Berrien, Michigan 3 $ 525,000 $ 175,000 $ 116,000
Clare, Michigan 3 $ 185,000 $ 61,666 $ 40,000
Clinton, Michigan 3 $ 325,000 $ 108,333 $ 89,000
Genesee, Michigan 3 $ 215,000 $ 71,666 $ 45,000
Gladwin, Michigan 3 $ 155,000 $ 51,666 $ 85,000
Lenawee, Michigan 3 $ 255,000 $ 85,000 $ 134,000
Livingston, Michigan 3 $ 615,000 $ 205,000 $ 59,000
St. Clair, Michigan 3 $ 305,000 $ 101,666 $ 38,000
Dakota, Minnesota 3 $ 575,000 $ 191,666 $ 123,000
Ramsey, Minnesota 3 $ 395,000 $ 131,666 $ 37,000
Lancaster, Nebraska 3 $ 745,000 $ 248,333 $ 33,000
Essex, New Jersey 3 $ 785,000 $ 261,666 $ 81,000
Mercer, New Jersey 3 $ 325,000 $ 108,333 $ 35,000
Bernalillo, New Mexico 3 $ 385,000 $ 128,333 $ 86,000
Erie, New York 3 $ 495,000 $ 165,000 $ 82,000
Jefferson, New York 3 $ 125,000 $ 41,666 $ 65,000
Putnam, New York 3 $ 1,555,000 $ 518,333 $ 442,000
Hamilton, Ohio 3 $ 415,000 $ 138,333 $ 107,000
Tulsa, Oklahoma 3 $ 375,000 $ 125,000 $ 0
Yamhill, Oregon 3 $ 785,000 $ 261,666 $ 50,000
Franklin, Pennsylvania 3 $ 375,000 $ 125,000 $ 81,000
Lancaster, Pennsylvania 3 $ 745,000 $ 248,333 $ 80,000
Montgomery, Pennsylvania 3 $ 515,000 $ 171,666 $ 53,000
Northampton, Pennsylvania 3 $ 395,000 $ 131,666 $ 60,000
Washington, Pennsylvania 3 $ 145,000 $ 48,333 $ 57,000
Richland, South Carolina 3 $ 235,000 $ 78,333 $ 42,000
Bradley, Tennessee 3 $ 995,000 $ 331,666 $ 135,000
Wilson, Tennessee 3 $ 745,000 $ 248,333 $ 66,000
Brazoria, Texas 3 $ 475,000 $ 158,333 $ 135,000
Johnson, Texas 3 $ 895,000 $ 298,333 $ 86,000
Smith, Texas 3 $ 685,000 $ 228,333 $ 66,000
Chesapeake, Virginia 3 $ 485,000 $ 161,666 $ 66,000
Kittitas, Washington 3 $ 445,000 $ 148,333 $ 83,000
Dane, Wisconsin 3 $ 765,000 $ 255,000 $ 196,000
Baldwin, Alabama 2 $ 490,000 $ 245,000 $ 159,000
Russell, Alabama 2 $ 50,000 $ 25,000 $ 77,000
Shelby, Alabama 2 $ 300,000 $ 150,000 $ 45,000
Boone, Arkansas 2 $ 310,000 $ 155,000 $ 141,000
Pulaski, Arkansas 2 $ 200,000 $ 100,000 $ 42,000
Kings, California 2 $ 310,000 $ 155,000 $ 86,000
Lassen, California 2 $ 260,000 $ 130,000 $ 63,000
Madera, California 2 $ 300,000 $ 150,000 $ 0
San Benito, California 2 $ 1,000,000 $ 500,000 $ 283,000
San Mateo, California 2 $ 690,000 $ 345,000 $ 102,000
Santa Barbara, California 2 $ 1,020,000 $ 510,000 $ 0
Sonoma, California 2 $ 410,000 $ 205,000 $ 82,000
Douglas, Colorado 2 $ 650,000 $ 325,000 $ 85,000
New London, Connecticut 2 $ 380,000 $ 190,000 $ 89,000
Tolland, Connecticut 2 $ 230,000 $ 115,000 $ 61,000
Alachua, Florida 2 $ 290,000 $ 145,000 $ 77,000
Flagler, Florida 2 $ 410,000 $ 205,000 $ 105,000
Leon, Florida 2 $ 220,000 $ 110,000 $ 32,000
Levy, Florida 2 $ 90,000 $ 45,000 $ 31,000
Okeechobee, Florida 2 $ 120,000 $ 60,000 $ 61,000
Suwannee, Florida 2 $ 90,000 $ 45,000 $ 27,000
Walton, Florida 2 $ 450,000 $ 225,000 $ 107,000
Barrow, Georgia 2 $ 250,000 $ 125,000 $ 0
Chatham, Georgia 2 $ 190,000 $ 95,000 $ 75,000
Columbia, Georgia 2 $ 180,000 $ 90,000 $ 42,000
Coweta, Georgia 2 $ 370,000 $ 185,000 $ 90,000
Henry, Georgia 2 $ 250,000 $ 125,000 $ 29,000
Walton, Georgia 2 $ 540,000 $ 270,000 $ 50,000
Maui, Hawaii 2 $ 810,000 $ 405,000 $ 208,000
Bonneville, Idaho 2 $ 250,000 $ 125,000 $ 36,000
Boone, Illinois 2 $ 210,000 $ 105,000 $ 30,000
DeKalb, Illinois 2 $ 210,000 $ 105,000 $ 30,000
Winnebago, Illinois 2 $ 220,000 $ 110,000 $ 35,000
Hamilton, Indiana 2 $ 440,000 $ 220,000 $ 59,000
Jefferson, Indiana 2 $ 200,000 $ 100,000 $ 59,000
Johnson, Indiana 2 $ 330,000 $ 165,000 $ 88,000
Porter, Indiana 2 $ 310,000 $ 155,000 $ 88,000
St. Joseph, Indiana 2 $ 130,000 $ 65,000 $ 39,000
Steuben, Indiana 2 $ 70,000 $ 35,000 $ 47,000
Appanoose, Iowa 2 $ 610,000 $ 305,000 $ 120,000
Louisa, Iowa 2 $ 190,000 $ 95,000 $ 71,000
Wyandotte, Kansas 2 $ 190,000 $ 95,000 $ 41,000
Boone, Kentucky 2 $ 570,000 $ 285,000 $ 91,000
Boyle, Kentucky 2 $ 710,000 $ 355,000 $ 74,000
Oldham, Kentucky 2 $ 390,000 $ 195,000 $ 57,000
Livingston, Louisiana 2 $ 330,000 $ 165,000 $ 72,000
St. Bernard, Louisiana 2 $ 200,000 $ 100,000 $ 85,000
St. Tammany, Louisiana 2 $ 290,000 $ 145,000 $ 60,000
Washington, Maryland 2 $ 180,000 $ 90,000 $ 55,000
Worcester, Maryland 2 $ 370,000 $ 185,000 $ 209,000
Barry, Michigan 2 $ 920,000 $ 460,000 $ 109,000
Emmet, Michigan 2 $ 300,000 $ 150,000 $ 62,000
Grand Traverse, Michigan 2 $ 7,350,000 $ 3,675,000 $ 47,000
Huron, Michigan 2 $ 150,000 $ 75,000 $ 105,000
Mason, Michigan 2 $ 440,000 $ 220,000 $ 80,000
Midland, Michigan 2 $ 180,000 $ 90,000 $ 54,000
Monroe, Michigan 2 $ 150,000 $ 75,000 $ 36,000
Muskegon, Michigan 2 $ 70,000 $ 35,000 $ 25,000
Oceana, Michigan 2 $ 150,000 $ 75,000 $ 55,000
Shiawassee, Michigan 2 $ 2,070,000 $ 1,035,000 $ 74,000
St. Joseph, Michigan 2 $ 110,000 $ 55,000 $ 71,000
Scott, Minnesota 2 $ 450,000 $ 225,000 $ 77,000
Stearns, Minnesota 2 $ 130,000 $ 65,000 $ 55,000
Camden, Missouri 2 $ 60,000 $ 30,000 $ 24,000
Cass, Missouri 2 $ 240,000 $ 120,000 $ 47,000
Sarpy, Nebraska 2 $ 150,000 $ 75,000 $ 70,000
Washoe, Nevada 2 $ 270,000 $ 135,000 $ 66,000
Hillsborough, New Hampshire 2 $ 470,000 $ 235,000 $ 56,000
Rockingham, New Hampshire 2 $ 640,000 $ 320,000 $ 126,000
Gloucester, New Jersey 2 $ 340,000 $ 170,000 $ 90,000
Morris, New Jersey 2 $ 710,000 $ 355,000 $ 0
Somerset, New Jersey 2 $ 270,000 $ 135,000 $ 58,000
Sussex, New Jersey 2 $ 220,000 $ 110,000 $ 70,000
Warren, New Jersey 2 $ 330,000 $ 165,000 $ 86,000
Sandoval, New Mexico 2 $ 510,000 $ 255,000 $ 94,000
Albany, New York 2 $ 320,000 $ 160,000 $ 103,000
Bronx, New York 2 $ 790,000 $ 395,000 $ 241,000
Kings, New York 2 $ 510,000 $ 255,000 $ 53,000
Livingston, New York 2 $ 120,000 $ 60,000 $ 50,000
Monroe, New York 2 $ 340,000 $ 170,000 $ 113,000
Oneida, New York 2 $ 170,000 $ 85,000 $ 54,000
Ontario, New York 2 $ 330,000 $ 165,000 $ 64,000
Queens, New York 2 $ 910,000 $ 455,000 $ 80,000
Richmond, New York 2 $ 640,000 $ 320,000 $ 95,000
Ulster, New York 2 $ 320,000 $ 160,000 $ 70,000
Brunswick, North Carolina 2 $ 360,000 $ 180,000 $ 164,000
Stark, North Dakota 2 $ 130,000 $ 65,000 $ 165,000
Butler, Ohio 2 $ 290,000 $ 145,000 $ 69,000
Cuyahoga, Ohio 2 $ 130,000 $ 65,000 $ 43,000
Delaware, Ohio 2 $ 490,000 $ 245,000 $ 207,000
Lucas, Ohio 2 $ 180,000 $ 90,000 $ 69,000
Summit, Ohio 2 $ 110,000 $ 55,000 $ 45,000
Canadian, Oklahoma 2 $ 270,000 $ 135,000 $ 69,000
Oklahoma, Oklahoma 2 $ 220,000 $ 110,000 $ 59,000
Wagoner, Oklahoma 2 $ 270,000 $ 135,000 $ 0
Deschutes, Oregon 2 $ 340,000 $ 170,000 $ 61,000
Linn, Oregon 2 $ 330,000 $ 165,000 $ 49,000
Multnomah, Oregon 2 $ 1,180,000 $ 590,000 $ 69,000
Blair, Pennsylvania 2 $ 120,000 $ 60,000 $ 38,000
Bucks, Pennsylvania 2 $ 500,000 $ 250,000 $ 127,000
Crawford, Pennsylvania 2 $ 110,000 $ 55,000 $ 49,000
Dauphin, Pennsylvania 2 $ 160,000 $ 80,000 $ 14,000
Lackawanna, Pennsylvania 2 $ 70,000 $ 35,000 $ 33,000
Lehigh, Pennsylvania 2 $ 390,000 $ 195,000 $ 154,000
Schuylkill, Pennsylvania 2 $ 50,000 $ 25,000 $ 41,000
Westmoreland, Pennsylvania 2 $ 210,000 $ 105,000 $ 80,000
Providence, Rhode Island 2 $ 430,000 $ 215,000 $ 78,000
Beaufort, South Carolina 2 $ 700,000 $ 350,000 $ 62,000
Georgetown, South Carolina 2 $ 310,000 $ 155,000 $ 147,000
Greenville, South Carolina 2 $ 90,000 $ 45,000 $ 41,000
Bedford, Tennessee 2 $ 280,000 $ 140,000 $ 0
Roane, Tennessee 2 $ 140,000 $ 70,000 $ 69,000
Brazos, Texas 2 $ 400,000 $ 200,000 $ 0
Houston, Texas 2 $ 560,000 $ 280,000 $ 138,000
Lampasas, Texas 2 $ 90,000 $ 45,000 $ 58,000
Orange, Texas 2 $ 180,000 $ 90,000 $ 72,000
Polk, Texas 2 $ 110,000 $ 55,000 $ 100,000
Rockwall, Texas 2 $ 360,000 $ 180,000 $ 57,000
Davis, Utah 2 $ 280,000 $ 140,000 $ 42,000
Wasatch, Utah 2 $ 440,000 $ 220,000 $ 58,000
Loudoun, Virginia 2 $ 510,000 $ 255,000 $ 47,000
Middlesex, Virginia 2 $ 240,000 $ 120,000 $ 79,000
Stafford, Virginia 2 $ 410,000 $ 205,000 $ 96,000
Clark, Washington 2 $ 400,000 $ 200,000 $ 97,000
Hancock, West Virginia 2 $ 140,000 $ 70,000 $ 44,000
Racine, Wisconsin 2 $ 490,000 $ 245,000 $ 65,000
Houston, Alabama 1 $ 15,000 $ 15,000 $ 66,000
Madison, Alabama 1 $ 55,000 $ 55,000 $ 127,000
Marion, Alabama 1 $ 75,000 $ 75,000 $ 0
Mobile, Alabama 1 $ 15,000 $ 15,000 $ 51,000
Tuscaloosa, Alabama 1 $ 85,000 $ 85,000 $ 45,000
Southeast Fairbanks, Alaska 1 $ 125,000 $ 125,000 $ 46,000
Apache, Arizona 1 $ 75,000 $ 75,000 $ 63,000
Benton, Arkansas 1 $ 175,000 $ 175,000 $ 83,000
Craighead, Arkansas 1 $ 175,000 $ 175,000 $ 119,000
Jefferson, Arkansas 1 $ 195,000 $ 195,000 $ 130,000
Washington, Arkansas 1 $ 35,000 $ 35,000 $ 43,000
Butte, California 1 $ 85,000 $ 85,000 $ 108,000
Imperial, California 1 $ 85,000 $ 85,000 $ 52,000
Mendocino, California 1 $ 155,000 $ 155,000 $ 0
Yuba, California 1 $ 145,000 $ 145,000 $ 112,000
Boulder, Colorado 1 $ 265,000 $ 265,000 $ 56,000
Broomfield, Colorado 1 $ 105,000 $ 105,000 $ 120,000
Fremont, Colorado 1 $ 55,000 $ 55,000 $ 24,000
Grand, Colorado 1 $ 425,000 $ 425,000 $ 542,000
Mesa, Colorado 1 $ 205,000 $ 205,000 $ 71,000
Park, Colorado 1 $ 175,000 $ 175,000 $ 90,000
Saguache, Colorado 1 $ 55,000 $ 55,000 $ 67,000
Citrus, Florida 1 $ 165,000 $ 165,000 $ 49,000
Columbia, Florida 1 $ 175,000 $ 175,000 $ 87,000
DeSoto, Florida 1 $ 55,000 $ 55,000 $ 94,000
Gadsden, Florida 1 $ 145,000 $ 145,000 $ 52,000
Gilchrist, Florida 1 $ 35,000 $ 35,000 $ 90,000
Jackson, Florida 1 $ 75,000 $ 75,000 $ 39,000
Nassau, Florida 1 $ 215,000 $ 215,000 $ 252,000
Putnam, Florida 1 $ 45,000 $ 45,000 $ 85,000
Santa Rosa, Florida 1 $ 195,000 $ 195,000 $ 50,000
Sumter, Florida 1 $ 75,000 $ 75,000 $ 40,000
Taylor, Florida 1 $ 25,000 $ 25,000 $ 61,000
Wakulla, Florida 1 $ 45,000 $ 45,000 $ 118,000
Baldwin, Georgia 1 $ 35,000 $ 35,000 $ 19,000
Bulloch, Georgia 1 $ 85,000 $ 85,000 $ 40,000
Catoosa, Georgia 1 $ 55,000 $ 55,000 $ 86,000
Dawson, Georgia 1 $ 175,000 $ 175,000 $ 0
Fannin, Georgia 1 $ 65,000 $ 65,000 $ 18,000
Fayette, Georgia 1 $ 235,000 $ 235,000 $ 144,000
Floyd, Georgia 1 $ 55,000 $ 55,000 $ 57,000
Forsyth, Georgia 1 $ 185,000 $ 185,000 $ 0
Lowndes, Georgia 1 $ 35,000 $ 35,000 $ 67,000
Macon, Georgia 1 $ 125,000 $ 125,000 $ 74,000
Madison, Georgia 1 $ 55,000 $ 55,000 $ 36,000
Monroe, Georgia 1 $ 55,000 $ 55,000 $ 41,000
Newton, Georgia 1 $ 65,000 $ 65,000 $ 0
Paulding, Georgia 1 $ 115,000 $ 115,000 $ 0
Pickens, Georgia 1 $ 65,000 $ 65,000 $ 82,000
Rockdale, Georgia 1 $ 155,000 $ 155,000 $ 0
Union, Georgia 1 $ 225,000 $ 225,000 $ 115,000
White, Georgia 1 $ 75,000 $ 75,000 $ 40,000
Bonner, Idaho 1 $ 405,000 $ 405,000 $ 95,000
Canyon, Idaho 1 $ 105,000 $ 105,000 $ 37,000
Champaign, Illinois 1 $ 25,000 $ 25,000 $ 69,000
Marshall, Illinois 1 $ 85,000 $ 85,000 $ 39,000
Ogle, Illinois 1 $ 145,000 $ 145,000 $ 112,000
Peoria, Illinois 1 $ 115,000 $ 115,000 $ 94,000
St. Clair, Illinois 1 $ 105,000 $ 105,000 $ 53,000
Tazewell, Illinois 1 $ 125,000 $ 125,000 $ 65,000
Bartholomew, Indiana 1 $ 125,000 $ 125,000 $ 86,000
Boone, Indiana 1 $ 595,000 $ 595,000 $ 0
Clay, Indiana 1 $ 35,000 $ 35,000 $ 150,000
DeKalb, Indiana 1 $ 55,000 $ 55,000 $ 61,000
Delaware, Indiana 1 $ 165,000 $ 165,000 $ 0
Fountain, Indiana 1 $ 95,000 $ 95,000 $ 45,000
Greene, Indiana 1 $ 55,000 $ 55,000 $ 54,000
Jackson, Indiana 1 $ 125,000 $ 125,000 $ 0
Jennings, Indiana 1 $ 55,000 $ 55,000 $ 30,000
Lake, Indiana 1 $ 155,000 $ 155,000 $ 49,000
Miami, Indiana 1 $ 155,000 $ 155,000 $ 35,000
Montgomery, Indiana 1 $ 95,000 $ 95,000 $ 76,000
Morgan, Indiana 1 $ 95,000 $ 95,000 $ 66,000
Newton, Indiana 1 $ 75,000 $ 75,000 $ 52,000
Vigo, Indiana 1 $ 15,000 $ 15,000 $ 27,000
Wabash, Indiana 1 $ 75,000 $ 75,000 $ 75,000
Allamakee, Iowa 1 $ 55,000 $ 55,000 $ 60,000
Black Hawk, Iowa 1 $ 45,000 $ 45,000 $ 45,000
Dubuque, Iowa 1 $ 135,000 $ 135,000 $ 24,000
Johnson, Iowa 1 $ 135,000 $ 135,000 $ 250,000
Woodbury, Iowa 1 $ 75,000 $ 75,000 $ 34,000
Pratt, Kansas 1 $ 145,000 $ 145,000 $ 63,000
Bracken, Kentucky 1 $ 255,000 $ 255,000 $ 74,000
Bullitt, Kentucky 1 $ 125,000 $ 125,000 $ 92,000
Hardin, Kentucky 1 $ 155,000 $ 155,000 $ 112,000
Marion, Kentucky 1 $ 75,000 $ 75,000 $ 43,000
Mason, Kentucky 1 $ 55,000 $ 55,000 $ 85,000
Mercer, Kentucky 1 $ 145,000 $ 145,000 $ 104,000
Montgomery, Kentucky 1 $ 35,000 $ 35,000 $ 91,000
Nelson, Kentucky 1 $ 95,000 $ 95,000 $ 65,000
Shelby, Kentucky 1 $ 115,000 $ 115,000 $ 49,000
Warren, Kentucky 1 $ 205,000 $ 205,000 $ 219,000
Woodford, Kentucky 1 $ 95,000 $ 95,000 $ 40,000
Tangipahoa, Louisiana 1 $ 75,000 $ 75,000 $ 25,000
Terrebonne, Louisiana 1 $ 175,000 $ 175,000 $ 70,000
Kennebec, Maine 1 $ 75,000 $ 75,000 $ 78,000
Knox, Maine 1 $ 405,000 $ 405,000 $ 0
Penobscot, Maine 1 $ 75,000 $ 75,000 $ 48,000
Piscataquis, Maine 1 $ 25,000 $ 25,000 $ 37,000
Waldo, Maine 1 $ 85,000 $ 85,000 $ 23,000
Calvert, Maryland 1 $ 205,000 $ 205,000 $ 169,000
Caroline, Maryland 1 $ 115,000 $ 115,000 $ 0
Cecil, Maryland 1 $ 185,000 $ 185,000 $ 93,000
Wicomico, Maryland 1 $ 245,000 $ 245,000 $ 206,000
Hampshire, Massachusetts 1 $ 105,000 $ 105,000 $ 72,000
Alcona, Michigan 1 $ 65,000 $ 65,000 $ 46,000
Antrim, Michigan 1 $ 35,000 $ 35,000 $ 87,000
Benzie, Michigan 1 $ 155,000 $ 155,000 $ 64,000
Cass, Michigan 1 $ 25,000 $ 25,000 $ 17,000
Charlevoix, Michigan 1 $ 45,000 $ 45,000 $ 36,000
Crawford, Michigan 1 $ 65,000 $ 65,000 $ 28,000
Gratiot, Michigan 1 $ 165,000 $ 165,000 $ 50,000
Hillsdale, Michigan 1 $ 115,000 $ 115,000 $ 37,000
Iron, Michigan 1 $ 275,000 $ 275,000 $ 122,000
Isabella, Michigan 1 $ 105,000 $ 105,000 $ 31,000
Lake, Michigan 1 $ 85,000 $ 85,000 $ 67,000
Mecosta, Michigan 1 $ 25,000 $ 25,000 $ 19,000
Ogemaw, Michigan 1 $ 35,000 $ 35,000 $ 21,000
Ontonagon, Michigan 1 $ 25,000 $ 25,000 $ 28,000
Osceola, Michigan 1 $ 95,000 $ 95,000 $ 100,000
Van Buren, Michigan 1 $ 35,000 $ 35,000 $ 42,000
Wexford, Michigan 1 $ 55,000 $ 55,000 $ 30,000
Brown, Minnesota 1 $ 75,000 $ 75,000 $ 57,000
Dodge, Minnesota 1 $ 145,000 $ 145,000 $ 0
Hubbard, Minnesota 1 $ 195,000 $ 195,000 $ 110,000
Kanabec, Minnesota 1 $ 35,000 $ 35,000 $ 55,000
McLeod, Minnesota 1 $ 175,000 $ 175,000 $ 49,000
Otter Tail, Minnesota 1 $ 35,000 $ 35,000 $ 40,000
Roseau, Minnesota 1 $ 125,000 $ 125,000 $ 44,000
Sherburne, Minnesota 1 $ 355,000 $ 355,000 $ 143,000
St. Louis, Minnesota 1 $ 45,000 $ 45,000 $ 52,000
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Mortgage Loan Application Detail Totals for First National Bank of America in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,785 $528,165,000 $189,000 $7,305,000 $81,000 $1,386,000
Cash-out Refinancing 352 $72,610,000 $206,000 $6,005,000 $85,000 $959,000
Refinancing 193 $38,625,000 $200,000 $1,365,000 $107,000 $1,684,000
Other Purpose 157 $25,665,000 $163,000 $1,745,000 $74,000 $475,000
Home Improvement 105 $11,615,000 $110,000 $305,000 $72,000 $293,000
Not Applicable 14 $4,100,000 $292,000 $875,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,613 $307,215,000 $190,000 $1,745,000 $75,000 $1,094,000
White 844 $147,820,000 $175,000 $6,005,000 $96,000 $1,684,000
Not applicable 726 $158,610,000 $218,000 $7,305,000 $0 $0
Not Provided 200 $31,660,000 $158,000 $715,000 $82,000 $600,000
Black or African American 152 $19,850,000 $130,000 $605,000 $82,000 $500,000
Asian 43 $10,685,000 $248,000 $885,000 $84,000 $324,000
American Indian or Alaskan Native 21 $3,085,000 $146,000 $435,000 $92,000 $194,000
Native Hawaiian or Other Pacific Islander 3 $695,000 $231,000 $395,000 $88,000 $104,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,606 $680,780,000 $188,000 $7,305,000 $82,000 $1,684,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,743 $330,395,000 $189,000 $2,105,000 $81,000 $643,000
Loan Purchased By The Institution 674 $133,440,000 $197,000 $1,295,000 $0 $0
Application Denied By Financial Institution 661 $107,415,000 $162,000 $885,000 $81,000 $1,684,000
Application Withdrawn By Applicant 450 $97,980,000 $217,000 $7,305,000 $91,000 $1,094,000
File Closed For Incompleteness 50 $6,730,000 $134,000 $485,000 $67,000 $220,000
Application Approved But Not Accepted 28 $4,820,000 $172,000 $355,000 $75,000 $206,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,945 $573,365,000 $194,000 $7,305,000 $83,000 $1,094,000
Credit History 258 $40,590,000 $157,000 $775,000 $97,000 $1,684,000
Collateral 201 $32,075,000 $159,000 $715,000 $81,000 $317,000
Debt-To-Income Ratio 100 $18,220,000 $182,000 $885,000 $53,000 $384,000
Other 50 $9,150,000 $183,000 $605,000 $71,000 $220,000
Unverifiable Information 33 $4,935,000 $149,000 $345,000 $70,000 $216,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,835,000 $166,000 $275,000 $67,000 $180,000
Credit Application Incomplete 5 $155,000 $31,000 $55,000 $37,000 $51,000
Employment History 3 $455,000 $151,000 $295,000 $71,000 $120,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of America's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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