First National Bank of America Mortgage Lending & HMDA Data, 2018
In 2018, First National Bank of America of East Lansing, MI reported 3,606 mortgage applications totaling $680.8 million, up 12% from 2017. The average application was for $188,790, and applicants reported an average income of $82,219. 48% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (262), Washington-Arlington-Alexandria, DC-VA-MD-WV (136) and Las Vegas-Henderson-Paradise, NV (116) (applications in parentheses).
| Mortgage Company & Address | First National Bank of America 241 East Saginaw East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,606 |
| Total Mortgage Loan Application Amount | $680,780,000 |
| Average Mortgage Loan Application Amount | $188,790 |
| Highest Mortgage Loan Application Amount | $7,305,000 |
| Average Applicant Income | $82,219 |
| Highest Applicant Income | $1,684,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of America filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 265 | $ 44,275,000 | $ 167,075 | $ 75,793 |
| Chicago-Naperville-Arlington Heights, IL | 262 | $ 37,970,000 | $ 144,923 | $ 65,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 136 | $ 30,900,000 | $ 227,205 | $ 78,294 |
| Las Vegas-Henderson-Paradise, NV | 116 | $ 21,210,000 | $ 182,844 | $ 82,000 |
| Bridgeport-Stamford-Norwalk, CT | 106 | $ 24,170,000 | $ 228,018 | $ 99,000 |
| Atlanta-Sandy Springs-Roswell, GA | 105 | $ 16,285,000 | $ 155,095 | $ 113,000 |
| Houston-The Woodlands-Sugar Land, TX | 88 | $ 14,170,000 | $ 161,022 | $ 89,000 |
| Tampa-St. Petersburg-Clearwater, FL | 77 | $ 11,295,000 | $ 146,688 | $ 75,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 75 | $ 13,475,000 | $ 179,666 | $ 63,000 |
| Cambridge-Newton-Framingham, MA | 74 | $ 21,160,000 | $ 285,945 | $ 120,000 |
| New York-Jersey City-White Plains, NY-NJ | 74 | $ 21,280,000 | $ 287,567 | $ 128,648 |
| Baltimore-Columbia-Towson, MD | 71 | $ 15,505,000 | $ 218,380 | $ 83,000 |
| Phoenix-Mesa-Scottsdale, AZ | 64 | $ 12,740,000 | $ 199,062 | $ 84,000 |
| Orlando-Kissimmee-Sanford, FL | 59 | $ 10,475,000 | $ 177,542 | $ 88,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 58 | $ 13,970,000 | $ 240,862 | $ 100,000 |
| Denver-Aurora-Lakewood, CO | 56 | $ 13,780,000 | $ 246,071 | $ 76,000 |
| Silver Spring-Frederick-Rockville, MD | 56 | $ 17,200,000 | $ 307,142 | $ 102,000 |
| Salt Lake City, UT | 54 | $ 10,860,000 | $ 201,111 | $ 65,000 |
| Elgin, IL | 51 | $ 7,625,000 | $ 149,509 | $ 60,000 |
| Dallas-Plano-Irving, TX | 49 | $ 8,325,000 | $ 169,897 | $ 64,000 |
| Lansing-East Lansing, MI | 46 | $ 9,840,000 | $ 213,913 | $ 87,000 |
| Worcester, MA-CT | 46 | $ 9,470,000 | $ 205,869 | $ 82,913 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 44 | $ 7,500,000 | $ 170,454 | $ 56,386 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 42 | $ 7,000,000 | $ 166,666 | $ 65,000 |
| Riverside-San Bernardino-Ontario, CA | 39 | $ 9,225,000 | $ 236,538 | $ 76,000 |
| Miami-Miami Beach-Kendall, FL | 37 | $ 7,825,000 | $ 211,486 | $ 108,000 |
| Grand Rapids-Wyoming, MI | 36 | $ 5,840,000 | $ 162,222 | $ 79,000 |
| New Haven-Milford, CT | 36 | $ 5,840,000 | $ 162,222 | $ 67,000 |
| Los Angeles-Long Beach-Glendale, CA | 35 | $ 10,775,000 | $ 307,857 | $ 102,000 |
| Boston, MA | 34 | $ 9,460,000 | $ 278,235 | $ 83,000 |
| Richmond, VA | 32 | $ 4,970,000 | $ 155,312 | $ 62,000 |
| Seattle-Bellevue-Everett, WA | 31 | $ 8,575,000 | $ 276,612 | $ 100,000 |
| Warren-Troy-Farmington Hills, MI | 31 | $ 5,425,000 | $ 175,000 | $ 80,000 |
| North Port-Sarasota-Bradenton, FL | 30 | $ 4,630,000 | $ 154,333 | $ 62,000 |
| Fort Worth-Arlington, TX | 29 | $ 4,055,000 | $ 139,827 | $ 61,000 |
| Nassau County-Suffolk County, NY | 29 | $ 7,545,000 | $ 260,172 | $ 120,000 |
| Oakland-Hayward-Berkeley, CA | 28 | $ 9,690,000 | $ 346,071 | $ 95,000 |
| Provo-Orem, UT | 26 | $ 5,940,000 | $ 228,461 | $ 78,000 |
| Indianapolis-Carmel-Anderson, IN | 25 | $ 3,655,000 | $ 146,200 | $ 58,000 |
| Detroit-Dearborn-Livonia, MI | 24 | $ 3,260,000 | $ 135,833 | $ 126,000 |
| Lake County-Kenosha County, IL-WI | 24 | $ 3,550,000 | $ 147,916 | $ 66,000 |
| Columbus, OH | 22 | $ 2,480,000 | $ 112,727 | $ 125,000 |
| Austin-Round Rock, TX | 21 | $ 3,865,000 | $ 184,047 | $ 79,000 |
| Camden, NJ | 20 | $ 2,860,000 | $ 143,000 | $ 77,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 20 | $ 2,760,000 | $ 138,000 | $ 93,000 |
| Charleston-North Charleston, SC | 19 | $ 3,095,000 | $ 162,894 | $ 72,000 |
| Newark, NJ-PA | 18 | $ 4,490,000 | $ 249,444 | $ 92,833 |
| Ocala, FL | 17 | $ 2,155,000 | $ 126,764 | $ 79,000 |
| Fresno, CA | 16 | $ 2,490,000 | $ 155,625 | $ 62,000 |
| Jacksonville, FL | 16 | $ 2,760,000 | $ 172,500 | $ 147,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 4,500,000 | $ 281,250 | $ 88,250 |
| Tacoma-Lakewood, WA | 16 | $ 3,420,000 | $ 213,750 | $ 87,000 |
| Hartford-West Hartford-East Hartford, CT | 15 | $ 2,395,000 | $ 159,666 | $ 81,000 |
| Stockton-Lodi, CA | 15 | $ 3,795,000 | $ 253,000 | $ 72,000 |
| Kansas City, MO-KS | 14 | $ 1,680,000 | $ 120,000 | $ 53,357 |
| Merced, CA | 13 | $ 2,585,000 | $ 198,846 | $ 52,000 |
| Atlantic City-Hammonton, NJ | 12 | $ 950,000 | $ 79,166 | $ 57,000 |
| Salem, OR | 12 | $ 2,010,000 | $ 167,500 | $ 139,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 4,625,000 | $ 420,454 | $ 145,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 1,525,000 | $ 138,636 | $ 79,000 |
| Montgomery County-Bucks County-Chester County, PA | 11 | $ 2,735,000 | $ 248,636 | $ 87,000 |
| Providence-Warwick, RI-MA | 11 | $ 2,195,000 | $ 199,545 | $ 65,272 |
| Vallejo-Fairfield, CA | 11 | $ 2,765,000 | $ 251,363 | $ 105,000 |
| Wilmington, DE-MD-NJ | 11 | $ 1,825,000 | $ 165,909 | $ 66,363 |
| Bakersfield, CA | 10 | $ 1,370,000 | $ 137,000 | $ 32,000 |
| Chattanooga, TN-GA | 10 | $ 1,190,000 | $ 119,000 | $ 60,800 |
| Dutchess County-Putnam County, NY | 10 | $ 2,810,000 | $ 281,000 | $ 336,000 |
| Lakeland-Winter Haven, FL | 10 | $ 1,130,000 | $ 113,000 | $ 77,000 |
| Louisville/Jefferson County, KY-IN | 10 | $ 1,550,000 | $ 155,000 | $ 59,000 |
| Modesto, CA | 10 | $ 2,090,000 | $ 209,000 | $ 59,000 |
| Pittsburgh, PA | 10 | $ 750,000 | $ 75,000 | $ 67,000 |
| Port St. Lucie, FL | 10 | $ 1,670,000 | $ 167,000 | $ 82,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 10 | $ 3,130,000 | $ 313,000 | $ 181,000 |
| San Antonio-New Braunfels, TX | 10 | $ 1,390,000 | $ 139,000 | $ 65,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 1,815,000 | $ 201,666 | $ 125,000 |
| San Diego-Carlsbad, CA | 9 | $ 2,685,000 | $ 298,333 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 8 | $ 1,880,000 | $ 235,000 | $ 99,125 |
| Cincinnati, OH-KY-IN | 8 | $ 1,530,000 | $ 191,250 | $ 89,375 |
| Rochester, NY | 8 | $ 860,000 | $ 107,500 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 8 | $ 2,160,000 | $ 270,000 | $ 84,000 |
| Albuquerque, NM | 7 | $ 995,000 | $ 142,142 | $ 89,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,115,000 | $ 159,285 | $ 93,857 |
| Barnstable Town, MA | 7 | $ 1,425,000 | $ 203,571 | $ 82,000 |
| Colorado Springs, CO | 7 | $ 1,445,000 | $ 206,428 | $ 75,000 |
| Milwaukee-Waukesha-West Allis, WI | 7 | $ 795,000 | $ 113,571 | $ 57,000 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 1,265,000 | $ 180,714 | $ 100,000 |
| New Orleans-Metairie, LA | 7 | $ 935,000 | $ 133,571 | $ 58,000 |
| Ogden-Clearfield, UT | 7 | $ 1,165,000 | $ 166,428 | $ 55,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 3,335,000 | $ 476,428 | $ 216,000 |
| Tulsa, OK | 7 | $ 695,000 | $ 99,285 | $ 29,000 |
| Birmingham-Hoover, AL | 6 | $ 830,000 | $ 138,333 | $ 59,000 |
| Fort Collins, CO | 6 | $ 1,350,000 | $ 225,000 | $ 69,000 |
| Greeley, CO | 6 | $ 1,480,000 | $ 246,666 | $ 74,000 |
| Greenville-Anderson-Mauldin, SC | 6 | $ 300,000 | $ 50,000 | $ 51,000 |
| Kalamazoo-Portage, MI | 6 | $ 530,000 | $ 88,333 | $ 69,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,310,000 | $ 218,333 | $ 113,333 |
| Oklahoma City, OK | 6 | $ 770,000 | $ 128,333 | $ 106,000 |
| Panama City, FL | 6 | $ 1,340,000 | $ 223,333 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 6 | $ 860,000 | $ 143,333 | $ 71,000 |
| Salinas, CA | 6 | $ 1,420,000 | $ 236,666 | $ 69,000 |
| St. George, UT | 6 | $ 1,020,000 | $ 170,000 | $ 55,000 |
| St. Louis, MO-IL | 6 | $ 1,220,000 | $ 203,333 | $ 83,833 |
| Columbia, SC | 5 | $ 365,000 | $ 73,000 | $ 76,000 |
| Flagstaff, AZ | 5 | $ 775,000 | $ 155,000 | $ 61,000 |
| Jackson, MI | 5 | $ 335,000 | $ 67,000 | $ 81,000 |
| Lexington-Fayette, KY | 5 | $ 1,065,000 | $ 213,000 | $ 88,000 |
| Memphis, TN-MS-AR | 5 | $ 395,000 | $ 79,000 | $ 35,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 735,000 | $ 147,000 | $ 61,000 |
| Philadelphia, PA | 5 | $ 1,085,000 | $ 217,000 | $ 68,000 |
| Roanoke, VA | 5 | $ 495,000 | $ 99,000 | $ 38,000 |
| San Rafael, CA | 5 | $ 2,585,000 | $ 517,000 | $ 113,000 |
| Tucson, AZ | 5 | $ 405,000 | $ 81,000 | $ 36,000 |
| Yuba City, CA | 5 | $ 885,000 | $ 177,000 | $ 88,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 550,000 | $ 137,500 | $ 130,000 |
| Battle Creek, MI | 4 | $ 190,000 | $ 47,500 | $ 53,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 560,000 | $ 140,000 | $ 68,000 |
| Clarksville, TN-KY | 4 | $ 680,000 | $ 170,000 | $ 43,000 |
| Des Moines-West Des Moines, IA | 4 | $ 500,000 | $ 125,000 | $ 56,000 |
| East Stroudsburg, PA | 4 | $ 490,000 | $ 122,500 | $ 76,000 |
| Fond Du Lac, WI | 4 | $ 490,000 | $ 122,500 | $ 76,000 |
| Gary, IN | 4 | $ 540,000 | $ 135,000 | $ 69,000 |
| Lincoln, NE | 4 | $ 820,000 | $ 205,000 | $ 30,000 |
| Madison, WI | 4 | $ 880,000 | $ 220,000 | $ 171,000 |
| Montgomery, AL | 4 | $ 290,000 | $ 72,500 | $ 42,000 |
| Prescott, AZ | 4 | $ 660,000 | $ 165,000 | $ 137,000 |
| Rockford, IL | 4 | $ 430,000 | $ 107,500 | $ 31,000 |
| Springfield, MA | 4 | $ 360,000 | $ 90,000 | $ 60,000 |
| Tallahassee, FL | 4 | $ 410,000 | $ 102,500 | $ 58,000 |
| Akron, OH | 3 | $ 315,000 | $ 105,000 | $ 75,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 415,000 | $ 138,333 | $ 97,666 |
| Chambersburg-Waynesboro, PA | 3 | $ 375,000 | $ 125,000 | $ 81,000 |
| Cleveland, TN | 3 | $ 995,000 | $ 331,666 | $ 135,000 |
| Cleveland-Elyria, OH | 3 | $ 205,000 | $ 68,333 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 225,000 | $ 75,000 | $ 37,000 |
| Dover, DE | 3 | $ 575,000 | $ 191,666 | $ 66,000 |
| Elkhart-Goshen, IN | 3 | $ 285,000 | $ 95,000 | $ 85,000 |
| Flint, MI | 3 | $ 215,000 | $ 71,666 | $ 45,000 |
| Fort Wayne, IN | 3 | $ 255,000 | $ 85,000 | $ 30,000 |
| Gainesville, FL | 3 | $ 325,000 | $ 108,333 | $ 81,000 |
| Gainesville, GA | 3 | $ 465,000 | $ 155,000 | $ 99,000 |
| Harrisburg-Carlisle, PA | 3 | $ 225,000 | $ 75,000 | $ 29,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 765,000 | $ 255,000 | $ 65,000 |
| Lafayette-West Lafayette, IN | 3 | $ 785,000 | $ 261,666 | $ 77,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 1,035,000 | $ 345,000 | $ 152,000 |
| Lancaster, PA | 3 | $ 745,000 | $ 248,333 | $ 80,000 |
| Niles-Benton Harbor, MI | 3 | $ 525,000 | $ 175,000 | $ 116,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 585,000 | $ 195,000 | $ 55,000 |
| Peoria, IL | 3 | $ 325,000 | $ 108,333 | $ 66,000 |
| Portland-South Portland, ME | 3 | $ 585,000 | $ 195,000 | $ 59,000 |
| Punta Gorda, FL | 3 | $ 255,000 | $ 85,000 | $ 47,000 |
| Rockingham County-Strafford County, NH | 3 | $ 755,000 | $ 251,666 | $ 102,000 |
| Salisbury, MD-DE | 3 | $ 615,000 | $ 205,000 | $ 208,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 185,000 | $ 61,666 | $ 42,000 |
| Sebastian-Vero Beach, FL | 3 | $ 455,000 | $ 151,666 | $ 196,000 |
| Sebring, FL | 3 | $ 195,000 | $ 65,000 | $ 39,000 |
| Sioux City, IA-NE-SD | 3 | $ 215,000 | $ 71,666 | $ 72,666 |
| South Bend-Mishawaka, IN-MI | 3 | $ 155,000 | $ 51,666 | $ 31,666 |
| Trenton, NJ | 3 | $ 325,000 | $ 108,333 | $ 35,000 |
| Tyler, TX | 3 | $ 685,000 | $ 228,333 | $ 66,000 |
| Urban Honolulu, HI | 3 | $ 1,265,000 | $ 421,666 | $ 99,000 |
| Visalia-Porterville, CA | 3 | $ 515,000 | $ 171,666 | $ 53,000 |
| Watertown-Fort Drum, NY | 3 | $ 125,000 | $ 41,666 | $ 65,000 |
| Albany, OR | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| Altoona, PA | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Amarillo, TX | 2 | $ 150,000 | $ 75,000 | $ 64,000 |
| Baton Rouge, LA | 2 | $ 330,000 | $ 165,000 | $ 72,000 |
| Beaumont-Port Arthur, TX | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Bend-Redmond, OR | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Canton-Massillon, OH | 2 | $ 140,000 | $ 70,000 | $ 33,000 |
| Charlottesville, VA | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| College Station-Bryan, TX | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 50,000 | $ 25,000 | $ 77,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 490,000 | $ 245,000 | $ 159,000 |
| Dayton, OH | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Duluth, MN-WI | 2 | $ 300,000 | $ 150,000 | $ 95,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 180,000 | $ 90,000 | $ 55,000 |
| Hanford-Corcoran, CA | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Idaho Falls, ID | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 810,000 | $ 405,000 | $ 208,000 |
| Killeen-Temple, TX | 2 | $ 90,000 | $ 45,000 | $ 58,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 190,000 | $ 95,000 | $ 65,000 |
| Kingston, NY | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Knoxville, TN | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 200,000 | $ 100,000 | $ 42,000 |
| Madera, CA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Manchester-Nashua, NH | 2 | $ 470,000 | $ 235,000 | $ 56,000 |
| Midland, MI | 2 | $ 180,000 | $ 90,000 | $ 54,000 |
| Monroe, MI | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Muskegon, MI | 2 | $ 70,000 | $ 35,000 | $ 25,000 |
| Norwich-New London, CT | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Racine, WI | 2 | $ 490,000 | $ 245,000 | $ 65,000 |
| Reno, NV | 2 | $ 270,000 | $ 135,000 | $ 66,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 690,000 | $ 345,000 | $ 102,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Savannah, GA | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Springfield, MO | 2 | $ 540,000 | $ 270,000 | $ 320,000 |
| St. Cloud, MN | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Terre Haute, IN | 2 | $ 50,000 | $ 25,000 | $ 88,000 |
| Toledo, OH | 2 | $ 180,000 | $ 90,000 | $ 69,000 |
| Utica-Rome, NY | 2 | $ 170,000 | $ 85,000 | $ 54,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Appleton, WI | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Athens-Clarke County, GA | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Bangor, ME | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Binghamton, NY | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| Boise City, ID | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Boulder, CO | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Bowling Green, KY | 1 | $ 205,000 | $ 205,000 | $ 219,000 |
| Bremerton-Silverdale, WA | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Champaign-Urbana, IL | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Cheyenne, WY | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Chico, CA | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Columbus, IN | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Dothan, AL | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Dubuque, IA | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Eau Claire, WI | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| El Centro, CA | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| El Paso, TX | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Erie, PA | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Eugene, OR | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Fayetteville, NC | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Goldsboro, NC | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Grand Junction, CO | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Great Falls, MT | 1 | $ 25,000 | $ 25,000 | $ 16,000 |
| Greensboro-High Point, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Hammond, LA | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Hattiesburg, MS | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Homosassa Springs, FL | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Houma-Thibodaux, LA | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Huntsville, AL | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Iowa City, IA | 1 | $ 135,000 | $ 135,000 | $ 250,000 |
| Jackson, TN | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Jacksonville, NC | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Janesville-Beloit, WI | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Jonesboro, AR | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Kennewick-Richland, WA | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Lebanon, PA | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Logan, UT-ID | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Macon-Bibb County, GA | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mobile, AL | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Muncie, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Ocean City, NJ | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Olympia-Tumwater, WA | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Pine Bluff, AR | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Raleigh, NC | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Rochester, MN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rome, GA | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Santa Fe, NM | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Sheboygan, WI | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Sherman-Denison, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sumter, SC | 1 | $ 85,000 | $ 85,000 | $ 200,000 |
| Syracuse, NY | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| The Villages, FL | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Tuscaloosa, AL | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Valdosta, GA | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Wausau, WI | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Wenatchee, WA | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Wichita Falls, TX | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Winston-Salem, NC | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for First National Bank of America in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,785 | $528,165,000 | $189,000 | $7,305,000 | $81,000 | $1,386,000 |
| Cash-out Refinancing | 352 | $72,610,000 | $206,000 | $6,005,000 | $85,000 | $959,000 |
| Refinancing | 193 | $38,625,000 | $200,000 | $1,365,000 | $107,000 | $1,684,000 |
| Other Purpose | 157 | $25,665,000 | $163,000 | $1,745,000 | $74,000 | $475,000 |
| Home Improvement | 105 | $11,615,000 | $110,000 | $305,000 | $72,000 | $293,000 |
| Not Applicable | 14 | $4,100,000 | $292,000 | $875,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,613 | $307,215,000 | $190,000 | $1,745,000 | $75,000 | $1,094,000 |
| White | 844 | $147,820,000 | $175,000 | $6,005,000 | $96,000 | $1,684,000 |
| Not applicable | 726 | $158,610,000 | $218,000 | $7,305,000 | $0 | $0 |
| Not Provided | 200 | $31,660,000 | $158,000 | $715,000 | $82,000 | $600,000 |
| Black or African American | 152 | $19,850,000 | $130,000 | $605,000 | $82,000 | $500,000 |
| Asian | 43 | $10,685,000 | $248,000 | $885,000 | $84,000 | $324,000 |
| American Indian or Alaskan Native | 21 | $3,085,000 | $146,000 | $435,000 | $92,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $695,000 | $231,000 | $395,000 | $88,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,606 | $680,780,000 | $188,000 | $7,305,000 | $82,000 | $1,684,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,743 | $330,395,000 | $189,000 | $2,105,000 | $81,000 | $643,000 |
| Loan Purchased By The Institution | 674 | $133,440,000 | $197,000 | $1,295,000 | $0 | $0 |
| Application Denied By Financial Institution | 661 | $107,415,000 | $162,000 | $885,000 | $81,000 | $1,684,000 |
| Application Withdrawn By Applicant | 450 | $97,980,000 | $217,000 | $7,305,000 | $91,000 | $1,094,000 |
| File Closed For Incompleteness | 50 | $6,730,000 | $134,000 | $485,000 | $67,000 | $220,000 |
| Application Approved But Not Accepted | 28 | $4,820,000 | $172,000 | $355,000 | $75,000 | $206,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,945 | $573,365,000 | $194,000 | $7,305,000 | $83,000 | $1,094,000 |
| Credit History | 258 | $40,590,000 | $157,000 | $775,000 | $97,000 | $1,684,000 |
| Collateral | 201 | $32,075,000 | $159,000 | $715,000 | $81,000 | $317,000 |
| Debt-To-Income Ratio | 100 | $18,220,000 | $182,000 | $885,000 | $53,000 | $384,000 |
| Other | 50 | $9,150,000 | $183,000 | $605,000 | $71,000 | $220,000 |
| Unverifiable Information | 33 | $4,935,000 | $149,000 | $345,000 | $70,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,835,000 | $166,000 | $275,000 | $67,000 | $180,000 |
| Credit Application Incomplete | 5 | $155,000 | $31,000 | $55,000 | $37,000 | $51,000 |
| Employment History | 3 | $455,000 | $151,000 | $295,000 | $71,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of America's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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