First National Bank Of Cc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First National Bank Of Cc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Cc P.O. Box 523 West Chester, PA 19381 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,861 |
| Total Mortgage Loan Application Amount | $3,122,385,000 |
| Average Mortgage Loan Application Amount | $215,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $5,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First National Bank Of Cc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Cc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First National Bank Of Cc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Cc serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Cc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Cc's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA | 2,427 | $ 530,870,000 | $ 218,000 | $ 90,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 641 | $ 166,174,000 | $ 259,000 | $ 115,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 555 | $ 135,977,000 | $ 245,000 | $ 119,000 |
| LANCASTER, PA | 549 | $ 100,855,000 | $ 183,000 | $ 70,000 |
| BOSTON-QUINCY, MA | 536 | $ 155,038,000 | $ 289,000 | $ 132,000 |
| HARRISBURG-CARLISLE, PA | 471 | $ 83,672,000 | $ 177,000 | $ 82,000 |
| EDISON-NEW BRUNSWICK, NJ | 448 | $ 122,449,000 | $ 273,000 | $ 108,000 |
| BALTIMORE-TOWSON, MD | 446 | $ 118,696,000 | $ 266,000 | $ 88,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 331 | $ 100,137,000 | $ 302,000 | $ 138,000 |
| YORK-HANOVER, PA | 331 | $ 66,290,000 | $ 200,000 | $ 67,000 |
| CAMDEN, NJ | 304 | $ 65,060,000 | $ 214,000 | $ 78,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 303 | $ 52,160,000 | $ 167,500 | $ 59,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 296 | $ 52,790,000 | $ 191,500 | $ 76,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 263 | $ 81,146,000 | $ 309,500 | $ 102,750 |
| WILMINGTON, DE-MD-NJ | 253 | $ 54,854,000 | $ 207,666 | $ 65,333 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 236 | $ 86,272,000 | $ 365,000 | $ 165,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 211 | $ 45,197,000 | $ 214,000 | $ 85,000 |
| MANCHESTER-NASHUA, NH | 164 | $ 37,103,000 | $ 226,000 | $ 99,000 |
| NEWARK-UNION, NJ-PA | 164 | $ 45,746,000 | $ 241,000 | $ 93,500 |
| WORCESTER, MA | 158 | $ 40,618,000 | $ 257,000 | $ 116,000 |
| PEABODY, MA | 156 | $ 41,014,000 | $ 262,000 | $ 111,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 153 | $ 50,250,000 | $ 332,500 | $ 104,000 |
| DOVER, DE | 117 | $ 25,849,000 | $ 220,000 | $ 59,000 |
| COLUMBUS, GA-AL | 103 | $ 19,488,000 | $ 163,500 | $ 66,500 |
| ST. LOUIS, MO-IL | 95 | $ 14,250,000 | $ 151,500 | $ 39,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 85 | $ 19,848,000 | $ 233,000 | $ 92,500 |
| JACKSONVILLE, FL | 81 | $ 19,219,000 | $ 237,000 | $ 135,000 |
| SPRINGFIELD, MA | 78 | $ 14,767,000 | $ 189,000 | $ 73,000 |
| WILLIAMSPORT, PA | 77 | $ 10,297,000 | $ 133,000 | $ 63,000 |
| READING, PA | 76 | $ 12,186,000 | $ 160,000 | $ 63,000 |
| OCEAN CITY, NJ | 75 | $ 19,489,000 | $ 259,000 | $ 134,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 72 | $ 14,860,000 | $ 206,000 | $ 84,000 |
| LEBANON, PA | 65 | $ 13,272,000 | $ 204,000 | $ 81,000 |
| STATE COLLEGE, PA | 59 | $ 10,278,000 | $ 174,000 | $ 60,000 |
| ASHEVILLE, NC | 58 | $ 11,192,000 | $ 192,000 | $ 59,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 57 | $ 14,417,000 | $ 246,500 | $ 111,500 |
| BINGHAMTON, NY | 55 | $ 6,602,000 | $ 120,000 | $ 62,000 |
| MADISON, WI | 54 | $ 11,558,000 | $ 214,000 | $ 96,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 53 | $ 12,595,000 | $ 237,000 | $ 97,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 51 | $ 10,547,000 | $ 206,000 | $ 77,000 |
| TRENTON-EWING, NJ | 49 | $ 11,278,000 | $ 230,000 | $ 80,000 |
| SCRANTON--WILKES-BARRE, PA | 48 | $ 6,283,000 | $ 130,000 | $ 60,000 |
| LEWISTON-AUBURN, ME | 46 | $ 7,563,000 | $ 164,000 | $ 71,000 |
| ALBANY-SCHENECTADY-TROY, NY | 45 | $ 8,214,000 | $ 182,000 | $ 81,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 45 | $ 10,575,000 | $ 231,000 | $ 64,000 |
| BARNSTABLE TOWN, MA | 39 | $ 11,651,000 | $ 298,000 | $ 197,000 |
| PITTSBURGH, PA | 33 | $ 5,687,000 | $ 172,000 | $ 65,000 |
| DALTON, GA | 32 | $ 3,622,000 | $ 113,000 | $ 41,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 30 | $ 11,228,000 | $ 374,000 | $ 184,000 |
| CANTON-MASSILLON, OH | 30 | $ 3,947,000 | $ 131,000 | $ 57,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 27 | $ 6,986,000 | $ 258,000 | $ 103,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 23 | $ 3,903,000 | $ 169,000 | $ 75,000 |
| JOHNSTOWN, PA | 21 | $ 2,092,000 | $ 99,000 | $ 61,000 |
| RALEIGH-CARY, NC | 21 | $ 4,323,000 | $ 205,000 | $ 99,000 |
| ANDERSON, SC | 20 | $ 2,233,000 | $ 111,000 | $ 48,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 20 | $ 2,718,000 | $ 135,000 | $ 38,000 |
| COLUMBUS, OH | 19 | $ 3,877,000 | $ 204,000 | $ 58,000 |
| RICHMOND, VA | 18 | $ 4,101,000 | $ 227,000 | $ 88,000 |
| SAVANNAH, GA | 17 | $ 4,828,000 | $ 284,000 | $ 85,000 |
| SALISBURY, MD | 16 | $ 3,092,000 | $ 193,000 | $ 42,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 15 | $ 4,296,000 | $ 286,000 | $ 102,000 |
| NASSAU-SUFFOLK, NY | 15 | $ 4,791,000 | $ 319,000 | $ 118,000 |
| SPARTANBURG, SC | 15 | $ 2,021,000 | $ 134,000 | $ 49,000 |
| BRUNSWICK, GA | 14 | $ 2,702,000 | $ 193,000 | $ 85,000 |
| HICKORY-LENOIR-MORGANTON, NC | 14 | $ 3,305,000 | $ 236,000 | $ 83,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 14 | $ 2,838,000 | $ 298,000 | $ 199,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 13 | $ 2,420,000 | $ 186,000 | $ 85,000 |
| ALTOONA, PA | 12 | $ 2,037,000 | $ 169,000 | $ 94,000 |
| DENVER-AURORA-BROOMFIELD, CO | 12 | $ 2,694,000 | $ 224,000 | $ 74,000 |
| WILMINGTON, NC | 12 | $ 2,365,000 | $ 197,000 | $ 56,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 1,910,000 | $ 173,000 | $ 100,000 |
| NEW HAVEN-MILFORD, CT | 11 | $ 2,737,000 | $ 248,000 | $ 98,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 11 | $ 3,182,000 | $ 289,000 | $ 118,000 |
| WINSTON-SALEM, NC | 11 | $ 2,111,000 | $ 191,000 | $ 93,000 |
| DURHAM-CHAPEL HILL, NC | 10 | $ 2,044,000 | $ 204,000 | $ 81,000 |
| UTICA-ROME, NY | 10 | $ 1,364,000 | $ 136,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 9 | $ 1,407,000 | $ 156,000 | $ 58,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 9 | $ 2,090,000 | $ 232,000 | $ 133,000 |
| FLORENCE, SC | 8 | $ 769,000 | $ 96,000 | $ 36,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 2,101,000 | $ 237,000 | $ 94,500 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 1,765,000 | $ 220,000 | $ 148,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 7 | $ 1,340,000 | $ 191,000 | $ 53,000 |
| GLENS FALLS, NY | 7 | $ 1,310,000 | $ 187,000 | $ 127,000 |
| ROCHESTER, NY | 7 | $ 1,302,000 | $ 186,000 | $ 72,000 |
| CHATTANOOGA, TN-GA | 6 | $ 1,197,000 | $ 201,500 | $ 98,000 |
| ELMIRA, NY | 6 | $ 683,000 | $ 113,000 | $ 57,000 |
| ERIE, PA | 6 | $ 860,000 | $ 143,000 | $ 54,000 |
| ORLANDO-KISSIMMEE, FL | 6 | $ 1,207,000 | $ 201,000 | $ 112,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,137,000 | $ 189,000 | $ 109,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 943,000 | $ 149,000 | $ 68,500 |
| AKRON, OH | 5 | $ 883,000 | $ 176,000 | $ 76,000 |
| BIRMINGHAM-HOOVER, AL | 5 | $ 1,172,000 | $ 234,000 | $ 96,000 |
| FORT WAYNE, IN | 5 | $ 489,000 | $ 97,000 | $ 51,000 |
| TOLEDO, OH | 5 | $ 910,000 | $ 182,000 | $ 62,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 1,263,000 | $ 252,000 | $ 387,000 |
| BANGOR, ME | 4 | $ 554,000 | $ 138,000 | $ 51,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 4 | $ 639,000 | $ 152,000 | $ 75,000 |
| COLUMBIA, SC | 4 | $ 986,000 | $ 246,000 | $ 102,000 |
| DANVILLE, VA | 4 | $ 894,000 | $ 223,000 | $ 74,000 |
| GAINESVILLE, FL | 4 | $ 904,000 | $ 226,000 | $ 66,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 872,000 | $ 218,000 | $ 89,000 |
| NAPLES-MARCO ISLAND, FL | 4 | $ 763,000 | $ 190,000 | $ 161,000 |
| OWENSBORO, KY | 4 | $ 341,000 | $ 85,000 | $ 48,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 4 | $ 786,000 | $ 196,000 | $ 107,000 |
| RACINE, WI | 4 | $ 547,000 | $ 136,000 | $ 54,000 |
| SYRACUSE, NY | 4 | $ 702,000 | $ 175,000 | $ 56,000 |
| BATON ROUGE, LA | 3 | $ 513,000 | $ 171,000 | $ 66,000 |
| BRADENTON-SARASOTA-VENICE, FL | 3 | $ 790,000 | $ 263,000 | $ 172,000 |
| BURLINGTON, NC | 3 | $ 227,000 | $ 75,000 | $ 29,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 661,000 | $ 220,000 | $ 133,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 657,000 | $ 219,000 | $ 177,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 682,000 | $ 227,000 | $ 177,000 |
| KNOXVILLE, TN | 3 | $ 880,000 | $ 293,000 | $ 187,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 3 | $ 654,000 | $ 218,000 | $ 151,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 3 | $ 1,336,000 | $ 445,000 | $ 138,000 |
| TALLAHASSEE, FL | 3 | $ 582,000 | $ 194,000 | $ 76,000 |
| ALBANY, GA | 2 | $ 213,000 | $ 106,000 | $ 67,000 |
| AUBURN-OPELIKA, AL | 2 | $ 328,000 | $ 164,000 | $ 52,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 491,000 | $ 245,000 | $ 185,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 361,000 | $ 180,000 | $ 36,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 356,000 | $ 178,000 | $ 25,000 |
| CHARLESTON, WV | 2 | $ 389,000 | $ 194,000 | $ 106,000 |
| CHARLOTTESVILLE, VA | 2 | $ 287,000 | $ 143,000 | $ 101,000 |
| CUMBERLAND, MD-WV | 2 | $ 229,000 | $ 114,500 | $ 79,500 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 592,000 | $ 296,000 | $ 184,000 |
| DAYTON, OH | 2 | $ 304,000 | $ 152,000 | $ 28,000 |
| ELKHART-GOSHEN, IN | 2 | $ 370,000 | $ 185,000 | $ 255,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 394,000 | $ 197,000 | $ 114,000 |
| FORT SMITH, AR-OK | 2 | $ 491,000 | $ 245,500 | $ 80,000 |
| GREEN BAY, WI | 2 | $ 188,000 | $ 94,000 | $ 50,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2 | $ 291,000 | $ 145,000 | $ 63,000 |
| HUNTSVILLE, AL | 2 | $ 390,000 | $ 195,000 | $ 115,000 |
| ITHACA, NY | 2 | $ 480,000 | $ 240,000 | $ 108,000 |
| JANESVILLE, WI | 2 | $ 255,000 | $ 127,000 | $ 39,000 |
| JOHNSON CITY, TN | 2 | $ 410,000 | $ 205,000 | $ 367,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 590,000 | $ 295,000 | $ 135,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 589,000 | $ 294,500 | $ 98,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 383,000 | $ 191,000 | $ 0 |
| LYNCHBURG, VA | 2 | $ 693,000 | $ 346,000 | $ 163,000 |
| MACON, GA | 2 | $ 417,000 | $ 208,000 | $ 55,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 601,000 | $ 300,000 | $ 114,000 |
| MORRISTOWN, TN | 2 | $ 367,000 | $ 183,000 | $ 53,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 383,000 | $ 191,000 | $ 141,000 |
| OKLAHOMA CITY, OK | 2 | $ 156,000 | $ 78,000 | $ 64,000 |
| PITTSFIELD, MA | 2 | $ 580,000 | $ 290,000 | $ 80,000 |
| PORT ST. LUCIE, FL | 2 | $ 412,000 | $ 206,000 | $ 224,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 2 | $ 441,000 | $ 220,000 | $ 62,000 |
| PUNTA GORDA, FL | 2 | $ 295,000 | $ 147,000 | $ 127,000 |
| RENO-SPARKS, NV | 2 | $ 569,000 | $ 284,000 | $ 0 |
| ROANOKE, VA | 2 | $ 399,000 | $ 199,000 | $ 28,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2 | $ 1,137,000 | $ 568,000 | $ 141,000 |
| SALT LAKE CITY, UT | 2 | $ 564,000 | $ 282,000 | $ 108,000 |
| SANDUSKY, OH | 2 | $ 380,000 | $ 190,000 | $ 92,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 573,000 | $ 286,000 | $ 155,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 384,000 | $ 192,000 | $ 60,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 185,000 | $ 92,000 | $ 44,000 |
| WINCHESTER, VA-WV | 2 | $ 332,000 | $ 166,000 | $ 163,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 156,000 | $ 156,000 | $ 40,000 |
| BATTLE CREEK, MI | 1 | $ 153,000 | $ 153,000 | $ 72,000 |
| CLARKSVILLE, TN-KY | 1 | $ 130,000 | $ 130,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 320,000 | $ 320,000 | $ 98,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 57,000 | $ 57,000 | $ 20,000 |
| EVANSVILLE, IN-KY | 1 | $ 288,000 | $ 288,000 | $ 130,000 |
| FARMINGTON, NM | 1 | $ 93,000 | $ 93,000 | $ 90,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 257,000 | $ 257,000 | $ 64,000 |
| GAINESVILLE, GA | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| HARRISONBURG, VA | 1 | $ 183,000 | $ 183,000 | $ 49,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| JACKSON, MS | 1 | $ 54,000 | $ 54,000 | $ 23,000 |
| JACKSONVILLE, NC | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| KANSAS CITY, MO-KS | 1 | $ 417,000 | $ 417,000 | $ 147,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 297,000 | $ 297,000 | $ 199,000 |
| KINGSTON, NY | 1 | $ 260,000 | $ 260,000 | $ 108,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 317,000 | $ 317,000 | $ 57,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 212,000 | $ 212,000 | $ 113,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1 | $ 383,000 | $ 383,000 | $ 148,000 |
| MONROE, MI | 1 | $ 340,000 | $ 340,000 | $ 110,000 |
| MONTGOMERY, AL | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 190,000 | $ 190,000 | $ 87,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 280,000 | $ 280,000 | $ 109,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 114,000 | $ 114,000 | $ 18,000 |
| PEORIA, IL | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 270,000 | $ 270,000 | $ 68,000 |
| ROCKFORD, IL | 1 | $ 158,000 | $ 158,000 | $ 76,000 |
| ROCKY MOUNT, NC | 1 | $ 350,000 | $ 350,000 | $ 63,000 |
| SALINAS, CA | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| SAN ANTONIO, TX | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 638,000 | $ 638,000 | $ 258,000 |
| SHEBOYGAN, WI | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| SHERMAN-DENISON, TX | 1 | $ 213,000 | $ 213,000 | $ 147,000 |
| SPOKANE, WA | 1 | $ 344,000 | $ 344,000 | $ 147,000 |
| SPRINGFIELD, IL | 1 | $ 87,000 | $ 87,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 148,000 | $ 148,000 | $ 82,000 |
| ST. GEORGE, UT | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| ST. JOSEPH, MO-KS | 1 | $ 256,000 | $ 256,000 | $ 0 |
| SUMTER, SC | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| VICTORIA, TX | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 332,000 | $ 332,000 | $ 261,000 |
| WHEELING, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Cc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,302 | $1,794,673,000 | $245,000 | $2,000,000 | $106,000 | $2,400,000 |
| Home Purchase | 6,332 | $1,282,608,000 | $202,000 | $1,488,000 | $80,000 | $5,600,000 |
| Home Improvement | 227 | $45,104,000 | $198,000 | $1,050,000 | $116,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,746 | $2,664,144,000 | $226,000 | $2,000,000 | $98,000 | $5,600,000 |
| Black or African American | 822 | $160,733,000 | $195,000 | $578,000 | $56,000 | $310,000 |
| Not Provided | 464 | $112,418,000 | $242,000 | $865,000 | $103,000 | $743,000 |
| Hispanic | 446 | $90,062,000 | $201,000 | $1,000,000 | $62,000 | $407,000 |
| Asian | 321 | $79,329,000 | $247,000 | $730,000 | $96,000 | $670,000 |
| American Indian or Alaskan Native | 30 | $6,691,000 | $223,000 | $495,000 | $78,000 | $332,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $4,972,000 | $207,000 | $324,000 | $88,000 | $287,000 |
| Not applicable | 8 | $4,036,000 | $504,000 | $1,500,000 | $623,000 | $1,898,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,614 | $2,083,264,000 | $241,000 | $2,000,000 | $118,000 | $5,600,000 |
| FHA-insured (Federal Housing Administration) | 4,419 | $876,744,000 | $198,000 | $739,000 | $57,000 | $1,017,000 |
| VA-guaranteed (Veterans Administration) | 469 | $107,593,000 | $229,000 | $1,036,000 | $59,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 359 | $54,784,000 | $152,000 | $372,000 | $48,000 | $151,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,250 | $2,532,953,000 | $225,000 | $1,500,000 | $96,000 | $5,600,000 |
| Application Withdrawn By Applicant | 916 | $209,001,000 | $228,000 | $2,000,000 | $92,000 | $1,100,000 |
| Application Denied By Financial Institution | 867 | $181,039,000 | $208,000 | $1,275,000 | $73,000 | $560,000 |
| Application Approved But Not Accepted | 828 | $199,392,000 | $240,000 | $759,000 | $102,000 | $773,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 279 | $58,649,000 | $210,000 | $1,050,000 | $85,000 | $500,000 |
| Credit History | 166 | $28,180,000 | $169,000 | $588,000 | $55,000 | $336,000 |
| Debt-To-Income Ratio | 163 | $37,517,000 | $230,000 | $1,275,000 | $63,000 | $560,000 |
| Other | 77 | $16,945,000 | $220,000 | $524,000 | $97,000 | $456,000 |
| Credit Application Incomplete | 58 | $12,433,000 | $214,000 | $510,000 | $69,000 | $270,000 |
| Unverifiable Information | 44 | $8,897,000 | $202,000 | $516,000 | $71,000 | $275,000 |
| Employment History | 30 | $6,819,000 | $227,000 | $1,000,000 | $51,000 | $233,000 |
| Mortgage Insurance Denied | 30 | $8,083,000 | $269,000 | $412,000 | $102,000 | $186,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $3,516,000 | $175,000 | $424,000 | $60,000 | $126,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Cc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Cc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.