First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First National Bank Of Omaha 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,236 |
| Total Mortgage Loan Application Amount | $690,467,000 |
| Average Mortgage Loan Application Amount | $80,000 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $74,333 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 3,282 | $ 278,798,000 | $ 84,000 | $ 75,000 |
| Sarpy County Nebraska | 779 | $ 65,053,000 | $ 83,000 | $ 72,000 |
| Lancaster County Nebraska | 546 | $ 59,265,000 | $ 108,000 | $ 80,000 |
| Buffalo County Nebraska | 197 | $ 25,758,000 | $ 130,000 | $ 65,000 |
| Pottawattamie County Iowa | 184 | $ 13,714,000 | $ 74,000 | $ 60,000 |
| Platte County Nebraska | 134 | $ 15,081,000 | $ 112,000 | $ 60,000 |
| Gage County Nebraska | 132 | $ 8,186,000 | $ 62,000 | $ 51,000 |
| Dodge County Nebraska | 126 | $ 13,103,000 | $ 103,000 | $ 65,000 |
| Linn County Iowa | 110 | $ 16,051,000 | $ 145,000 | $ 72,000 |
| DeKalb County Illinois | 107 | $ 14,137,000 | $ 132,000 | $ 84,000 |
| Washington County Nebraska | 106 | $ 12,972,000 | $ 122,000 | $ 73,000 |
| Butler County Nebraska | 95 | $ 5,331,000 | $ 56,000 | $ 49,000 |
| Cass County Nebraska | 93 | $ 8,450,000 | $ 90,000 | $ 80,000 |
| Polk County Iowa | 65 | $ 4,117,000 | $ 63,000 | $ 81,000 |
| Kendall County Illinois | 60 | $ 10,285,000 | $ 171,000 | $ 88,000 |
| Saunders County Nebraska | 53 | $ 5,565,000 | $ 105,000 | $ 72,000 |
| Seward County Nebraska | 50 | $ 7,122,000 | $ 142,000 | $ 73,000 |
| Otoe County Nebraska | 45 | $ 4,351,000 | $ 96,000 | $ 51,000 |
| Hall County Nebraska | 39 | $ 5,044,000 | $ 129,000 | $ 71,000 |
| Minnehaha County South Dakota | 34 | $ 4,818,000 | $ 141,000 | $ 63,000 |
| LaSalle County Illinois | 31 | $ 3,597,000 | $ 116,000 | $ 63,000 |
| Harrison County Iowa | 29 | $ 1,691,000 | $ 58,000 | $ 66,000 |
| Saline County Nebraska | 27 | $ 2,376,000 | $ 88,000 | $ 53,000 |
| Crawford County Iowa | 26 | $ 2,101,000 | $ 80,000 | $ 53,000 |
| Burt County Nebraska | 24 | $ 2,514,000 | $ 104,000 | $ 60,000 |
| Shelby County Iowa | 23 | $ 2,348,000 | $ 102,000 | $ 62,000 |
| Madison County Nebraska | 23 | $ 2,426,000 | $ 105,000 | $ 59,000 |
| Lincoln County Nebraska | 21 | $ 2,144,000 | $ 102,000 | $ 64,000 |
| Adams County Nebraska | 20 | $ 1,733,000 | $ 86,000 | $ 58,000 |
| York County Nebraska | 20 | $ 1,566,000 | $ 78,000 | $ 59,000 |
| Kane County Illinois | 19 | $ 3,053,000 | $ 160,000 | $ 128,000 |
| Barton County Kansas | 19 | $ 1,736,000 | $ 91,000 | $ 59,000 |
| Johnson County Kansas | 19 | $ 1,695,000 | $ 89,000 | $ 81,000 |
| Yankton County South Dakota | 18 | $ 1,936,000 | $ 107,000 | $ 48,000 |
| Knox County Nebraska | 16 | $ 1,825,000 | $ 114,000 | $ 55,000 |
| Wayne County Nebraska | 16 | $ 1,899,000 | $ 118,000 | $ 94,000 |
| Mills County Iowa | 15 | $ 1,688,000 | $ 112,000 | $ 102,000 |
| McHenry County Illinois | 14 | $ 2,142,000 | $ 153,000 | $ 68,000 |
| Montgomery County Iowa | 14 | $ 1,155,000 | $ 82,000 | $ 71,000 |
| Scotts Bluff County Nebraska | 14 | $ 1,412,000 | $ 100,000 | $ 59,000 |
| Maricopa County Arizona | 13 | $ 2,544,000 | $ 195,000 | $ 1,732,000 |
| Audubon County Iowa | 13 | $ 995,000 | $ 76,000 | $ 50,000 |
| Page County Iowa | 13 | $ 1,178,000 | $ 90,000 | $ 51,000 |
| Colfax County Nebraska | 11 | $ 919,000 | $ 83,000 | $ 70,000 |
| Lincoln County South Dakota | 11 | $ 2,275,000 | $ 206,000 | $ 96,000 |
| Ogle County Illinois | 10 | $ 1,297,000 | $ 129,000 | $ 79,000 |
| Cheyenne County Nebraska | 10 | $ 941,000 | $ 94,000 | $ 82,000 |
| Dallas County Iowa | 9 | $ 437,000 | $ 48,000 | $ 74,000 |
| Box Butte County Nebraska | 9 | $ 654,000 | $ 72,000 | $ 58,000 |
| Dawson County Nebraska | 9 | $ 584,000 | $ 64,000 | $ 48,000 |
| DuPage County Illinois | 8 | $ 1,792,000 | $ 224,000 | $ 96,000 |
| Dakota County Minnesota | 8 | $ 1,757,000 | $ 219,000 | $ 83,000 |
| Dawes County Nebraska | 8 | $ 943,000 | $ 117,000 | $ 75,000 |
| Hamilton County Nebraska | 8 | $ 1,014,000 | $ 126,000 | $ 80,000 |
| Kearney County Nebraska | 8 | $ 635,000 | $ 79,000 | $ 48,000 |
| Richardson County Nebraska | 8 | $ 349,000 | $ 43,000 | $ 47,000 |
| Scott County Minnesota | 7 | $ 1,754,000 | $ 250,000 | $ 72,000 |
| Cedar County Nebraska | 7 | $ 504,000 | $ 72,000 | $ 32,000 |
| Johnson County Nebraska | 7 | $ 578,000 | $ 82,000 | $ 47,000 |
| Nemaha County Nebraska | 7 | $ 643,000 | $ 91,000 | $ 105,000 |
| Phelps County Nebraska | 7 | $ 594,000 | $ 84,000 | $ 33,000 |
| Jasper County Iowa | 6 | $ 523,000 | $ 87,000 | $ 59,000 |
| Johnson County Iowa | 6 | $ 931,000 | $ 155,000 | $ 76,000 |
| Cuming County Nebraska | 6 | $ 870,000 | $ 145,000 | $ 79,000 |
| Dixon County Nebraska | 6 | $ 526,000 | $ 87,000 | $ 86,000 |
| Merrick County Nebraska | 6 | $ 355,000 | $ 59,000 | $ 61,000 |
| Stanton County Nebraska | 6 | $ 463,000 | $ 77,000 | $ 50,000 |
| Davison County South Dakota | 6 | $ 696,000 | $ 116,000 | $ 76,000 |
| Dickinson County Iowa | 5 | $ 1,515,000 | $ 303,000 | $ 215,000 |
| Leavenworth County Kansas | 5 | $ 213,000 | $ 42,000 | $ 68,000 |
| Hennepin County Minnesota | 5 | $ 1,196,000 | $ 239,000 | $ 116,000 |
| Denver County Colorado | 4 | $ 986,000 | $ 246,000 | $ 72,000 |
| El Paso County Colorado | 4 | $ 472,000 | $ 118,000 | $ 72,000 |
| Boone County Illinois | 4 | $ 571,000 | $ 142,000 | $ 66,000 |
| Cook County Illinois | 4 | $ 821,000 | $ 205,000 | $ 80,000 |
| Fremont County Iowa | 4 | $ 355,000 | $ 88,000 | $ 48,000 |
| Guthrie County Iowa | 4 | $ 631,000 | $ 157,000 | $ 45,000 |
| Story County Iowa | 4 | $ 322,000 | $ 80,000 | $ 60,000 |
| Warren County Iowa | 4 | $ 198,000 | $ 49,000 | $ 62,000 |
| Woodbury County Iowa | 4 | $ 138,000 | $ 34,000 | $ 44,000 |
| Jackson County Missouri | 4 | $ 323,000 | $ 80,000 | $ 62,000 |
| Clay County Nebraska | 4 | $ 247,000 | $ 61,000 | $ 56,000 |
| Howard County Nebraska | 4 | $ 557,000 | $ 139,000 | $ 74,000 |
| Nance County Nebraska | 4 | $ 204,000 | $ 51,000 | $ 60,000 |
| Pierce County Nebraska | 4 | $ 341,000 | $ 85,000 | $ 53,000 |
| Polk County Nebraska | 4 | $ 269,000 | $ 67,000 | $ 61,000 |
| Codington County South Dakota | 4 | $ 581,000 | $ 145,000 | $ 51,000 |
| McLean County Illinois | 3 | $ 315,000 | $ 105,000 | $ 74,000 |
| Will County Illinois | 3 | $ 480,000 | $ 160,000 | $ 121,000 |
| Carroll County Iowa | 3 | $ 303,000 | $ 101,000 | $ 81,000 |
| Marion County Iowa | 3 | $ 261,000 | $ 87,000 | $ 89,000 |
| Monona County Iowa | 3 | $ 196,000 | $ 65,000 | $ 47,000 |
| Winnebago County Iowa | 3 | $ 292,000 | $ 97,000 | $ 77,000 |
| Rush County Kansas | 3 | $ 152,000 | $ 50,000 | $ 43,000 |
| Sedgwick County Kansas | 3 | $ 289,000 | $ 96,000 | $ 65,000 |
| Buchanan County Missouri | 3 | $ 230,000 | $ 76,000 | $ 61,000 |
| Camden County Missouri | 3 | $ 956,000 | $ 318,000 | $ 537,000 |
| Brown County Nebraska | 3 | $ 144,000 | $ 48,000 | $ 30,000 |
| Franklin County Nebraska | 3 | $ 216,000 | $ 72,000 | $ 36,000 |
| Hitchcock County Nebraska | 3 | $ 186,000 | $ 62,000 | $ 51,000 |
| Jefferson County Nebraska | 3 | $ 205,000 | $ 68,000 | $ 49,000 |
| Nuckolls County Nebraska | 3 | $ 460,000 | $ 153,000 | $ 75,000 |
| Pawnee County Nebraska | 3 | $ 141,000 | $ 47,000 | $ 66,000 |
| Beadle County South Dakota | 3 | $ 288,000 | $ 96,000 | $ 82,000 |
| Hamlin County South Dakota | 3 | $ 214,000 | $ 71,000 | $ 63,000 |
| Turner County South Dakota | 3 | $ 244,000 | $ 81,000 | $ 61,000 |
| Dallas County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 129,000 |
| Boulder County Colorado | 2 | $ 30,000 | $ 15,000 | $ 73,000 |
| Lee County Florida | 2 | $ 329,000 | $ 164,000 | $ 364,000 |
| Winnebago County Illinois | 2 | $ 194,000 | $ 97,000 | $ 73,000 |
| Benton County Iowa | 2 | $ 151,000 | $ 75,000 | $ 68,000 |
| Black Hawk County Iowa | 2 | $ 476,000 | $ 238,000 | $ 157,000 |
| Jones County Iowa | 2 | $ 107,000 | $ 53,000 | $ 65,000 |
| Wright County Minnesota | 2 | $ 448,000 | $ 224,000 | $ 74,000 |
| Clay County Missouri | 2 | $ 198,000 | $ 99,000 | $ 89,000 |
| Holt County Missouri | 2 | $ 118,000 | $ 59,000 | $ 68,000 |
| Morgan County Missouri | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Nodaway County Missouri | 2 | $ 286,000 | $ 143,000 | $ 60,000 |
| Boone County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Fillmore County Nebraska | 2 | $ 417,000 | $ 208,000 | $ 139,000 |
| Kimball County Nebraska | 2 | $ 161,000 | $ 80,000 | $ 34,000 |
| Red Willow County Nebraska | 2 | $ 77,000 | $ 38,000 | $ 36,000 |
| Sheridan County Nebraska | 2 | $ 314,000 | $ 157,000 | $ 128,000 |
| Sherman County Nebraska | 2 | $ 147,000 | $ 73,000 | $ 46,000 |
| Ramsey County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Moody County South Dakota | 2 | $ 184,000 | $ 92,000 | $ 86,000 |
| Pennington County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 138,000 |
| Collin County Texas | 2 | $ 136,000 | $ 68,000 | $ 80,000 |
| Sheboygan County Wisconsin | 2 | $ 384,000 | $ 192,000 | $ 79,000 |
| Walworth County Wisconsin | 2 | $ 323,000 | $ 161,000 | $ 63,000 |
| Pima County Arizona | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Kern County California | 1 | $ 226,000 | $ 226,000 | $ 55,000 |
| Ventura County California | 1 | $ 190,000 | $ 190,000 | $ 131,000 |
| Adams County Colorado | 1 | $ 417,000 | $ 417,000 | $ 98,000 |
| Arapahoe County Colorado | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Douglas County Colorado | 1 | $ 87,000 | $ 87,000 | $ 386,000 |
| Morgan County Colorado | 1 | $ 162,000 | $ 162,000 | $ 49,000 |
| Routt County Colorado | 1 | $ 264,000 | $ 264,000 | $ 74,000 |
| Summit County Colorado | 1 | $ 350,000 | $ 350,000 | $ 150,000 |
| Weld County Colorado | 1 | $ 172,000 | $ 172,000 | $ 70,000 |
| Lake County Florida | 1 | $ 254,000 | $ 254,000 | $ 93,000 |
| DeKalb County Georgia | 1 | $ 350,000 | $ 350,000 | $ 170,000 |
| Ada County Idaho | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Bond County Illinois | 1 | $ 214,000 | $ 214,000 | $ 47,000 |
| Carroll County Illinois | 1 | $ 37,000 | $ 37,000 | $ 76,000 |
| Champaign County Illinois | 1 | $ 132,000 | $ 132,000 | $ 84,000 |
| Coles County Illinois | 1 | $ 33,000 | $ 33,000 | $ 14,000 |
| Jo Daviess County Illinois | 1 | $ 114,000 | $ 114,000 | $ 129,000 |
| Lee County Illinois | 1 | $ 109,000 | $ 109,000 | $ 29,000 |
| Mercer County Illinois | 1 | $ 191,000 | $ 191,000 | $ 44,000 |
| Shelby County Illinois | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| LaPorte County Indiana | 1 | $ 304,000 | $ 304,000 | $ 151,000 |
| Marion County Indiana | 1 | $ 417,000 | $ 417,000 | $ 160,000 |
| Boone County Iowa | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Bremer County Iowa | 1 | $ 249,000 | $ 249,000 | $ 85,000 |
| Buchanan County Iowa | 1 | $ 166,000 | $ 166,000 | $ 100,000 |
| Buena Vista County Iowa | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Calhoun County Iowa | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Cass County Iowa | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Cedar County Iowa | 1 | $ 383,000 | $ 383,000 | $ 340,000 |
| Cherokee County Iowa | 1 | $ 14,000 | $ 14,000 | $ 51,000 |
| Davis County Iowa | 1 | $ 120,000 | $ 120,000 | $ 91,000 |
| Delaware County Iowa | 1 | $ 81,000 | $ 81,000 | $ 194,000 |
| Ida County Iowa | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Iowa County Iowa | 1 | $ 232,000 | $ 232,000 | $ 104,000 |
| Louisa County Iowa | 1 | $ 162,000 | $ 162,000 | $ 59,000 |
| Lyon County Iowa | 1 | $ 67,000 | $ 67,000 | $ 54,000 |
| Madison County Iowa | 1 | $ 150,000 | $ 150,000 | $ 124,000 |
| Monroe County Iowa | 1 | $ 19,000 | $ 19,000 | $ 37,000 |
| O'Brien County Iowa | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Plymouth County Iowa | 1 | $ 390,000 | $ 390,000 | $ 336,000 |
| Poweshiek County Iowa | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Sac County Iowa | 1 | $ 71,000 | $ 71,000 | $ 59,000 |
| Tama County Iowa | 1 | $ 8,000 | $ 8,000 | $ 67,000 |
| Wapello County Iowa | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Ellis County Kansas | 1 | $ 110,000 | $ 110,000 | $ 96,000 |
| Franklin County Kansas | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Morris County Kansas | 1 | $ 48,000 | $ 48,000 | $ 62,000 |
| Ness County Kansas | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| Norton County Kansas | 1 | $ 56,000 | $ 56,000 | $ 45,000 |
| Pawnee County Kansas | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Pottawatomie County Kansas | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| Shawnee County Kansas | 1 | $ 31,000 | $ 31,000 | $ 112,000 |
| Grand Traverse County Michigan | 1 | $ 214,000 | $ 214,000 | $ 46,000 |
| Carver County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Goodhue County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 24,000 |
| Le Sueur County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 60,000 |
| Nicollet County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 64,000 |
| Nobles County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Olmsted County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 75,000 |
| Ramsey County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 180,000 |
| Rice County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Washington County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 42,000 |
| Barry County Missouri | 1 | $ 98,000 | $ 98,000 | $ 102,000 |
| Boone County Missouri | 1 | $ 108,000 | $ 108,000 | $ 31,000 |
| Caldwell County Missouri | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Cass County Missouri | 1 | $ 252,000 | $ 252,000 | $ 98,000 |
| Newton County Missouri | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Polk County Missouri | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
| St. Louis County Missouri | 1 | $ 71,000 | $ 71,000 | $ 99,000 |
| Stone County Missouri | 1 | $ 300,000 | $ 300,000 | $ 286,000 |
| Beaverhead County Montana | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Flathead County Montana | 1 | $ 350,000 | $ 350,000 | $ 83,000 |
| Gallatin County Montana | 1 | $ 226,000 | $ 226,000 | $ 89,000 |
| Antelope County Nebraska | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
| Chase County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 55,000 |
| Custer County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Gosper County Nebraska | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Greeley County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Harlan County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Keith County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Thayer County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 47,000 |
| Valley County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Webster County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Wheeler County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Clark County Nevada | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 108,000 | $ 108,000 | $ 56,000 |
| Craven County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 96,000 |
| Garfield County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Oklahoma County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 152,000 |
| Aurora County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Bon Homme County South Dakota | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Deuel County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Hughes County South Dakota | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Lawrence County South Dakota | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
| Sanborn County South Dakota | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Bexar County Texas | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Denton County Texas | 1 | $ 128,000 | $ 128,000 | $ 151,000 |
| Hays County Texas | 1 | $ 98,000 | $ 98,000 | $ 79,000 |
| Tarrant County Texas | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Chesapeake County Virginia | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Adams County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 63,000 |
| Dane County Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 40,000 |
| Dunn County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Jefferson County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Kenosha County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| St. Croix County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Vilas County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 170,000 |
| Albany County Wyoming | 1 | $ 208,000 | $ 208,000 | $ 38,000 |
| Converse County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,529 | $426,749,000 | $120,000 | $6,000,000 | $79,000 | $6,000,000 |
| Refinancing | 2,470 | $227,050,000 | $91,000 | $9,000,000 | $73,000 | $1,000,000 |
| Home Improvement | 1,237 | $36,668,000 | $29,000 | $1,000,000 | $71,000 | $738,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,045 | $570,639,000 | $94,000 | $1,000,000 | $74,000 | $1,179,000 |
| Not Provided | 488 | $44,348,000 | $90,000 | $588,000 | $90,000 | $6,000,000 |
| Hispanic | 378 | $25,001,000 | $66,000 | $393,000 | $44,000 | $212,000 |
| Black or African American | 189 | $11,076,000 | $58,000 | $287,000 | $54,000 | $248,000 |
| Asian | 87 | $10,848,000 | $124,000 | $1,100,000 | $85,000 | $1,000,000 |
| Not applicable | 33 | $26,883,000 | $814,000 | $9,000,000 | $651,000 | $5,022,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $988,000 | $109,000 | $202,000 | $53,000 | $90,000 |
| American Indian or Alaskan Native | 7 | $684,000 | $97,000 | $248,000 | $43,000 | $88,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,074 | $670,801,000 | $94,000 | $9,000,000 | $76,000 | $6,000,000 |
| VA-guaranteed (Veterans Administration) | 79 | $11,198,000 | $141,000 | $323,000 | $55,000 | $145,000 |
| FHA-insured (Federal Housing Administration) | 76 | $8,121,000 | $106,000 | $203,000 | $55,000 | $327,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $347,000 | $49,000 | $76,000 | $27,000 | $33,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,390 | $545,266,000 | $101,000 | $9,000,000 | $77,000 | $5,022,000 |
| Application Approved But Not Accepted | 755 | $40,810,000 | $54,000 | $1,000,000 | $75,000 | $474,000 |
| Application Denied By Financial Institution | 593 | $30,955,000 | $52,000 | $535,000 | $56,000 | $286,000 |
| Loan Purchased By The Institution | 280 | $46,533,000 | $166,000 | $500,000 | $84,000 | $560,000 |
| Application Withdrawn By Applicant | 135 | $16,164,000 | $119,000 | $614,000 | $120,000 | $6,000,000 |
| Preapproval Denied by Financial Institution | 63 | $7,303,000 | $115,000 | $1,000,000 | $41,000 | $428,000 |
| File Closed For Incompleteness | 20 | $3,436,000 | $171,000 | $620,000 | $63,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 315 | $14,130,000 | $44,000 | $235,000 | $51,000 | $248,000 |
| Debt-To-Income Ratio | 188 | $9,596,000 | $51,000 | $535,000 | $51,000 | $286,000 |
| Collateral | 61 | $3,548,000 | $58,000 | $298,000 | $73,000 | $280,000 |
| Credit Application Incomplete | 53 | $7,438,000 | $140,000 | $432,000 | $58,000 | $240,000 |
| Other | 25 | $2,359,000 | $94,000 | $1,000,000 | $91,000 | $428,000 |
| Employment History | 6 | $466,000 | $77,000 | $138,000 | $24,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $613,000 | $122,000 | $187,000 | $24,000 | $58,000 |
| Unverifiable Information | 2 | $51,000 | $25,000 | $26,000 | $79,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $57,000 | $57,000 | $57,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.