Wheeler County, NE Mortgage Lenders & HMDA Data, 2006
In 2006, lenders reported 12 mortgage applications in Wheeler County, NE totaling $1.8 million, down 29% from 2005. The average application was for $146,000, and applicants reported an average income of $53,000. 33% of applications resulted in an originated loan and 50% were denied. The most active lender was First Dakota National Bak, with 2 applications, followed by Citifinancial, Inc. and Hfc Company LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12 |
| Total Mortgage Loan Application Amount | $1,762,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $470,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $94,000 |
Top Mortgage Lenders in Wheeler County, NE (2006)
Ranked by the number of mortgage applications each lender reported in Wheeler County, NE in 2006.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | First Dakota National Bak Yankton, SD |
2 | $785,000 | $392,000 | $13,000 |
| 2 | Citifinancial, Inc. Baltimore, MD |
2 | $242,000 | $121,000 | $94,000 |
| 3 | Hfc Company LLC Elmhurst, IL |
1 | $67,000 | $67,000 | $52,000 |
| 4 | Wells Fargo Funding, Inc Winston-Salem, NC |
1 | $80,000 | $80,000 | $66,000 |
| 5 | Wells Fargo Bank, NA Des Moines, IA |
1 | $20,000 | $20,000 | $19,000 |
| 6 | First National Bank of Omaha Omaha, NE |
1 | $79,000 | $79,000 | $41,000 |
| 7 | Franklin American Mortgage Co Franklin, TN |
1 | $80,000 | $80,000 | $66,000 |
| 8 | Citifinancial Mtg Co, Inc Irving, TX |
1 | $135,000 | $135,000 | $90,000 |
| 9 | Decision One Mortgage Mettawa, IL |
1 | $137,000 | $137,000 | $90,000 |
| 10 | HSBC Mortgage Services, Inc. Mettawa, IL |
1 | $137,000 | $137,000 | $0 |
The tables below break down 2006 mortgage applications in Wheeler County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Wheeler County, NE in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10 | $1,621,000 | $162,000 | $470,000 | $52,000 | $94,000 |
| Home Improvement | 1 | $121,000 | $121,000 | $121,000 | $94,000 | $94,000 |
| Home Purchase | 1 | $20,000 | $20,000 | $20,000 | $19,000 | $19,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10 | $1,155,000 | $115,000 | $315,000 | $63,000 | $94,000 |
| Not applicable | 2 | $607,000 | $303,000 | $470,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11 | $1,447,000 | $131,000 | $470,000 | $55,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $315,000 | $315,000 | $315,000 | $27,000 | $27,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 6 | $779,000 | $129,000 | $315,000 | $62,000 | $94,000 |
| Loan Originated | 4 | $766,000 | $191,000 | $470,000 | $49,000 | $90,000 |
| Loan Purchased By The Institution | 2 | $217,000 | $108,000 | $137,000 | $33,000 | $66,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2 | $335,000 | $167,000 | $315,000 | $23,000 | $27,000 |
| Credit History | 1 | $135,000 | $135,000 | $135,000 | $90,000 | $90,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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