First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First National Bank Of Omaha 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,222 |
| Total Mortgage Loan Application Amount | $1,348,778,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $4,456,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 4,146 | $ 584,971,000 | $ 141,000 | $ 76,000 |
| Sarpy County Nebraska | 1,166 | $ 168,506,000 | $ 144,000 | $ 69,000 |
| Lancaster County Nebraska | 502 | $ 75,233,000 | $ 149,000 | $ 77,000 |
| Dodge County Nebraska | 313 | $ 41,795,000 | $ 133,000 | $ 74,000 |
| Pottawattamie County Iowa | 254 | $ 31,853,000 | $ 125,000 | $ 58,000 |
| Buffalo County Nebraska | 240 | $ 36,963,000 | $ 154,000 | $ 87,000 |
| Washington County Nebraska | 221 | $ 37,738,000 | $ 170,000 | $ 83,000 |
| DeKalb County Illinois | 139 | $ 24,523,000 | $ 176,000 | $ 105,000 |
| Platte County Nebraska | 117 | $ 16,210,000 | $ 138,000 | $ 73,000 |
| Lincoln County Nebraska | 100 | $ 12,651,000 | $ 126,000 | $ 68,000 |
| Gage County Nebraska | 93 | $ 7,387,000 | $ 79,000 | $ 52,000 |
| Cass County Nebraska | 91 | $ 15,383,000 | $ 169,000 | $ 90,000 |
| Kendall County Illinois | 89 | $ 19,398,000 | $ 217,000 | $ 100,000 |
| McHenry County Illinois | 88 | $ 17,485,000 | $ 198,000 | $ 88,000 |
| Mills County Iowa | 70 | $ 8,372,000 | $ 119,000 | $ 67,000 |
| Butler County Nebraska | 70 | $ 6,122,000 | $ 87,000 | $ 58,000 |
| Saunders County Nebraska | 69 | $ 11,522,000 | $ 166,000 | $ 77,000 |
| Hall County Nebraska | 61 | $ 8,993,000 | $ 147,000 | $ 76,000 |
| Dawes County Nebraska | 60 | $ 6,573,000 | $ 109,000 | $ 63,000 |
| Box Butte County Nebraska | 58 | $ 5,712,000 | $ 98,000 | $ 53,000 |
| Collin County Texas | 56 | $ 13,430,000 | $ 239,000 | $ 124,000 |
| Yankton County South Dakota | 55 | $ 8,499,000 | $ 154,000 | $ 84,000 |
| Kane County Illinois | 43 | $ 9,228,000 | $ 214,000 | $ 104,000 |
| York County Nebraska | 41 | $ 5,038,000 | $ 122,000 | $ 82,000 |
| Madison County Nebraska | 40 | $ 5,474,000 | $ 136,000 | $ 77,000 |
| Harrison County Iowa | 39 | $ 4,726,000 | $ 121,000 | $ 65,000 |
| Polk County Iowa | 37 | $ 6,424,000 | $ 173,000 | $ 80,000 |
| Burt County Nebraska | 31 | $ 3,589,000 | $ 115,000 | $ 64,000 |
| Scotts Bluff County Nebraska | 31 | $ 2,982,000 | $ 96,000 | $ 57,000 |
| Seward County Nebraska | 30 | $ 3,996,000 | $ 133,000 | $ 74,000 |
| Denton County Texas | 27 | $ 5,081,000 | $ 188,000 | $ 105,000 |
| Otoe County Nebraska | 25 | $ 3,726,000 | $ 149,000 | $ 71,000 |
| Cook County Illinois | 24 | $ 5,383,000 | $ 224,000 | $ 280,000 |
| Johnson County Kansas | 23 | $ 3,985,000 | $ 173,000 | $ 98,000 |
| LaSalle County Illinois | 18 | $ 3,510,000 | $ 195,000 | $ 94,000 |
| Saline County Nebraska | 18 | $ 1,962,000 | $ 109,000 | $ 45,000 |
| Minnehaha County South Dakota | 18 | $ 2,814,000 | $ 156,000 | $ 61,000 |
| Colfax County Nebraska | 16 | $ 1,871,000 | $ 116,000 | $ 85,000 |
| Dallas County Texas | 16 | $ 2,882,000 | $ 180,000 | $ 258,000 |
| Maricopa County Arizona | 15 | $ 3,418,000 | $ 227,000 | $ 198,000 |
| Wayne County Nebraska | 14 | $ 1,558,000 | $ 111,000 | $ 59,000 |
| Dallas County Iowa | 13 | $ 2,022,000 | $ 155,000 | $ 107,000 |
| Davison County South Dakota | 13 | $ 1,734,000 | $ 133,000 | $ 77,000 |
| Will County Illinois | 12 | $ 2,748,000 | $ 229,000 | $ 111,000 |
| Shelby County Iowa | 12 | $ 2,064,000 | $ 172,000 | $ 85,000 |
| Beadle County South Dakota | 12 | $ 2,185,000 | $ 182,000 | $ 116,000 |
| Kearney County Nebraska | 11 | $ 1,286,000 | $ 116,000 | $ 64,000 |
| Knox County Nebraska | 11 | $ 1,432,000 | $ 130,000 | $ 88,000 |
| DuPage County Illinois | 9 | $ 2,485,000 | $ 276,000 | $ 130,000 |
| Adams County Nebraska | 9 | $ 1,249,000 | $ 138,000 | $ 179,000 |
| Phelps County Nebraska | 9 | $ 1,552,000 | $ 172,000 | $ 121,000 |
| Richardson County Nebraska | 9 | $ 829,000 | $ 92,000 | $ 66,000 |
| Boone County Nebraska | 8 | $ 1,009,000 | $ 126,000 | $ 61,000 |
| Cedar County Nebraska | 8 | $ 948,000 | $ 118,000 | $ 73,000 |
| Jefferson County Nebraska | 8 | $ 643,000 | $ 80,000 | $ 61,000 |
| Linn County Iowa | 7 | $ 1,004,000 | $ 143,000 | $ 61,000 |
| Montgomery County Iowa | 7 | $ 840,000 | $ 120,000 | $ 77,000 |
| Fillmore County Nebraska | 7 | $ 1,009,000 | $ 144,000 | $ 111,000 |
| Pierce County Nebraska | 7 | $ 1,243,000 | $ 177,000 | $ 137,000 |
| Lincoln County South Dakota | 7 | $ 1,619,000 | $ 231,000 | $ 183,000 |
| Crawford County Iowa | 6 | $ 729,000 | $ 121,000 | $ 52,000 |
| Woodbury County Iowa | 6 | $ 1,002,000 | $ 167,000 | $ 94,000 |
| Dawson County Nebraska | 6 | $ 672,000 | $ 112,000 | $ 75,000 |
| Howard County Nebraska | 6 | $ 780,000 | $ 130,000 | $ 77,000 |
| Nemaha County Nebraska | 6 | $ 972,000 | $ 162,000 | $ 94,000 |
| Tarrant County Texas | 6 | $ 817,000 | $ 136,000 | $ 156,000 |
| Douglas County Colorado | 5 | $ 875,000 | $ 175,000 | $ 207,000 |
| Fremont County Iowa | 5 | $ 721,000 | $ 144,000 | $ 54,000 |
| Page County Iowa | 5 | $ 543,000 | $ 108,000 | $ 72,000 |
| Story County Iowa | 5 | $ 789,000 | $ 157,000 | $ 72,000 |
| Barton County Kansas | 5 | $ 307,000 | $ 61,000 | $ 88,000 |
| Jackson County Missouri | 5 | $ 696,000 | $ 139,000 | $ 88,000 |
| Cheyenne County Nebraska | 5 | $ 813,000 | $ 162,000 | $ 91,000 |
| Cuming County Nebraska | 5 | $ 745,000 | $ 149,000 | $ 135,000 |
| Hamilton County Nebraska | 5 | $ 622,000 | $ 124,000 | $ 81,000 |
| Nance County Nebraska | 5 | $ 591,000 | $ 118,000 | $ 69,000 |
| McCurtain County Oklahoma | 5 | $ 813,000 | $ 162,000 | $ 197,000 |
| Walworth County Wisconsin | 5 | $ 1,101,000 | $ 220,000 | $ 145,000 |
| Platte County Wyoming | 5 | $ 955,000 | $ 191,000 | $ 90,000 |
| Boulder County Colorado | 4 | $ 911,000 | $ 227,000 | $ 141,000 |
| Jefferson County Colorado | 4 | $ 1,103,000 | $ 275,000 | $ 157,000 |
| Larimer County Colorado | 4 | $ 976,000 | $ 244,000 | $ 90,000 |
| Boone County Illinois | 4 | $ 634,000 | $ 158,000 | $ 71,000 |
| Audubon County Iowa | 4 | $ 489,000 | $ 122,000 | $ 41,000 |
| Carroll County Iowa | 4 | $ 393,000 | $ 98,000 | $ 62,000 |
| Dickinson County Iowa | 4 | $ 1,398,000 | $ 349,000 | $ 296,000 |
| Camden County Missouri | 4 | $ 719,000 | $ 179,000 | $ 166,000 |
| Johnson County Nebraska | 4 | $ 399,000 | $ 99,000 | $ 33,000 |
| Morrill County Nebraska | 4 | $ 389,000 | $ 97,000 | $ 77,000 |
| Sheridan County Nebraska | 4 | $ 342,000 | $ 85,000 | $ 36,000 |
| Laramie County Wyoming | 4 | $ 959,000 | $ 239,000 | $ 81,000 |
| Solano County California | 3 | $ 929,000 | $ 309,000 | $ 558,000 |
| Weld County Colorado | 3 | $ 435,000 | $ 145,000 | $ 77,000 |
| Jo Daviess County Illinois | 3 | $ 802,000 | $ 267,000 | $ 231,000 |
| Lee County Illinois | 3 | $ 664,000 | $ 221,000 | $ 121,000 |
| Ogle County Illinois | 3 | $ 329,000 | $ 109,000 | $ 29,000 |
| Cass County Iowa | 3 | $ 237,000 | $ 79,000 | $ 48,000 |
| Guthrie County Iowa | 3 | $ 893,000 | $ 297,000 | $ 60,000 |
| Warren County Iowa | 3 | $ 828,000 | $ 276,000 | $ 146,000 |
| Gosper County Nebraska | 3 | $ 375,000 | $ 125,000 | $ 50,000 |
| Keith County Nebraska | 3 | $ 178,000 | $ 59,000 | $ 34,000 |
| Polk County Nebraska | 3 | $ 388,000 | $ 129,000 | $ 65,000 |
| Stanton County Nebraska | 3 | $ 646,000 | $ 215,000 | $ 173,000 |
| Codington County South Dakota | 3 | $ 563,000 | $ 187,000 | $ 113,000 |
| Hanson County South Dakota | 3 | $ 417,000 | $ 139,000 | $ 46,000 |
| Harris County Texas | 3 | $ 382,000 | $ 127,000 | $ 91,000 |
| Pima County Arizona | 2 | $ 480,000 | $ 240,000 | $ 238,000 |
| Riverside County California | 2 | $ 505,000 | $ 252,000 | $ 313,000 |
| Adams County Colorado | 2 | $ 403,000 | $ 201,000 | $ 90,000 |
| Arapahoe County Colorado | 2 | $ 220,000 | $ 110,000 | $ 83,000 |
| El Paso County Colorado | 2 | $ 587,000 | $ 293,000 | $ 91,000 |
| Summit County Colorado | 2 | $ 1,048,000 | $ 524,000 | $ 410,000 |
| Fulton County Georgia | 2 | $ 564,000 | $ 282,000 | $ 243,000 |
| Gwinnett County Georgia | 2 | $ 30,000 | $ 15,000 | $ 58,000 |
| Lake County Illinois | 2 | $ 477,000 | $ 238,000 | $ 92,000 |
| Winnebago County Illinois | 2 | $ 288,000 | $ 144,000 | $ 90,000 |
| Boone County Iowa | 2 | $ 262,000 | $ 131,000 | $ 73,000 |
| Cedar County Iowa | 2 | $ 606,000 | $ 303,000 | $ 318,000 |
| Johnson County Iowa | 2 | $ 648,000 | $ 324,000 | $ 111,000 |
| Poweshiek County Iowa | 2 | $ 391,000 | $ 195,000 | $ 62,000 |
| Ringgold County Iowa | 2 | $ 405,000 | $ 202,000 | $ 147,000 |
| Leavenworth County Kansas | 2 | $ 559,000 | $ 279,000 | $ 92,000 |
| Shawnee County Kansas | 2 | $ 336,000 | $ 168,000 | $ 57,000 |
| Hennepin County Minnesota | 2 | $ 474,000 | $ 237,000 | $ 158,000 |
| Barry County Missouri | 2 | $ 195,000 | $ 97,000 | $ 104,000 |
| Morgan County Missouri | 2 | $ 376,000 | $ 188,000 | $ 138,000 |
| Platte County Missouri | 2 | $ 266,000 | $ 133,000 | $ 163,000 |
| St. Louis County Missouri | 2 | $ 465,000 | $ 232,000 | $ 77,000 |
| Stone County Missouri | 2 | $ 277,000 | $ 138,000 | $ 101,000 |
| Custer County Nebraska | 2 | $ 329,000 | $ 164,000 | $ 74,000 |
| Dixon County Nebraska | 2 | $ 154,000 | $ 77,000 | $ 13,000 |
| Frontier County Nebraska | 2 | $ 105,000 | $ 52,000 | $ 59,000 |
| Harlan County Nebraska | 2 | $ 158,000 | $ 79,000 | $ 38,000 |
| Merrick County Nebraska | 2 | $ 193,000 | $ 96,000 | $ 49,000 |
| Pawnee County Nebraska | 2 | $ 182,000 | $ 91,000 | $ 45,000 |
| Red Willow County Nebraska | 2 | $ 338,000 | $ 169,000 | $ 98,000 |
| Bon Homme County South Dakota | 2 | $ 381,000 | $ 190,000 | $ 97,000 |
| Fall River County South Dakota | 2 | $ 456,000 | $ 228,000 | $ 115,000 |
| Lawrence County South Dakota | 2 | $ 333,000 | $ 166,000 | $ 115,000 |
| Union County South Dakota | 2 | $ 291,000 | $ 145,000 | $ 240,000 |
| Wood County Texas | 2 | $ 170,000 | $ 85,000 | $ 123,000 |
| Pinal County Arizona | 1 | $ 414,000 | $ 414,000 | $ 196,000 |
| Yavapai County Arizona | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Orange County California | 1 | $ 648,000 | $ 648,000 | $ 275,000 |
| Ventura County California | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Custer County Colorado | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Denver County Colorado | 1 | $ 390,000 | $ 390,000 | $ 81,000 |
| Elbert County Colorado | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Garfield County Colorado | 1 | $ 400,000 | $ 400,000 | $ 233,000 |
| Grand County Colorado | 1 | $ 195,000 | $ 195,000 | $ 373,000 |
| Hinsdale County Colorado | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Logan County Colorado | 1 | $ 162,000 | $ 162,000 | $ 112,000 |
| Ouray County Colorado | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| San Miguel County Colorado | 1 | $ 345,000 | $ 345,000 | $ 1,149,000 |
| Teller County Colorado | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| New Castle County Delaware | 1 | $ 300,000 | $ 300,000 | $ 174,000 |
| Broward County Florida | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Collier County Florida | 1 | $ 417,000 | $ 417,000 | $ 328,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 456,000 |
| Hillsborough County Florida | 1 | $ 149,000 | $ 149,000 | $ 125,000 |
| Lake County Florida | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Martin County Florida | 1 | $ 350,000 | $ 350,000 | $ 105,000 |
| Miami-Dade County Florida | 1 | $ 382,000 | $ 382,000 | $ 100,000 |
| Okaloosa County Florida | 1 | $ 356,000 | $ 356,000 | $ 784,000 |
| Osceola County Florida | 1 | $ 122,000 | $ 122,000 | $ 174,000 |
| Palm Beach County Florida | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| St. Johns County Florida | 1 | $ 258,000 | $ 258,000 | $ 85,000 |
| Camden County Georgia | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
| Ada County Idaho | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Bonner County Idaho | 1 | $ 270,000 | $ 270,000 | $ 193,000 |
| Nez Perce County Idaho | 1 | $ 99,000 | $ 99,000 | $ 88,000 |
| Carroll County Illinois | 1 | $ 411,000 | $ 411,000 | $ 300,000 |
| Grundy County Illinois | 1 | $ 111,000 | $ 111,000 | $ 130,000 |
| Kankakee County Illinois | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Livingston County Illinois | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Marshall County Illinois | 1 | $ 300,000 | $ 300,000 | $ 905,000 |
| McLean County Illinois | 1 | $ 330,000 | $ 330,000 | $ 170,000 |
| Sangamon County Illinois | 1 | $ 131,000 | $ 131,000 | $ 150,000 |
| Shelby County Illinois | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Whiteside County Illinois | 1 | $ 260,000 | $ 260,000 | $ 116,000 |
| Floyd County Indiana | 1 | $ 367,000 | $ 367,000 | $ 183,000 |
| Hendricks County Indiana | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Adair County Iowa | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Appanoose County Iowa | 1 | $ 254,000 | $ 254,000 | $ 123,000 |
| Delaware County Iowa | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Henry County Iowa | 1 | $ 98,000 | $ 98,000 | $ 100,000 |
| Keokuk County Iowa | 1 | $ 127,000 | $ 127,000 | $ 183,000 |
| Marshall County Iowa | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| Monona County Iowa | 1 | $ 124,000 | $ 124,000 | $ 70,000 |
| Palo Alto County Iowa | 1 | $ 263,000 | $ 263,000 | $ 78,000 |
| Sac County Iowa | 1 | $ 132,000 | $ 132,000 | $ 88,000 |
| Wapello County Iowa | 1 | $ 128,000 | $ 128,000 | $ 108,000 |
| Finney County Kansas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Geary County Kansas | 1 | $ 112,000 | $ 112,000 | $ 91,000 |
| Lyon County Kansas | 1 | $ 78,000 | $ 78,000 | $ 68,000 |
| Miami County Kansas | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Pottawatomie County Kansas | 1 | $ 268,000 | $ 268,000 | $ 105,000 |
| Orleans County Louisiana | 1 | $ 344,000 | $ 344,000 | $ 71,000 |
| Dukes County Massachusetts | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Charlevoix County Michigan | 1 | $ 417,000 | $ 417,000 | $ 618,000 |
| Houghton County Michigan | 1 | $ 125,000 | $ 125,000 | $ 215,000 |
| Carver County Minnesota | 1 | $ 229,000 | $ 229,000 | $ 80,000 |
| Faribault County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Itasca County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 203,000 |
| Otter Tail County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 121,000 |
| Wright County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Buchanan County Missouri | 1 | $ 186,000 | $ 186,000 | $ 105,000 |
| Clay County Missouri | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Holt County Missouri | 1 | $ 28,000 | $ 28,000 | $ 115,000 |
| Jefferson County Missouri | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Polk County Missouri | 1 | $ 270,000 | $ 270,000 | $ 59,000 |
| St. Charles County Missouri | 1 | $ 288,000 | $ 288,000 | $ 71,000 |
| Antelope County Nebraska | 1 | $ 220,000 | $ 220,000 | $ 65,000 |
| Clay County Nebraska | 1 | $ 247,000 | $ 247,000 | $ 71,000 |
| Garfield County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Grant County Nebraska | 1 | $ 82,000 | $ 82,000 | $ 10,000 |
| Sherman County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 68,000 |
| Sioux County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 66,000 |
| Thayer County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 144,000 |
| Thomas County Nebraska | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Thurston County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 97,000 |
| Wheeler County Nebraska | 1 | $ 79,000 | $ 79,000 | $ 40,000 |
| Santa Fe County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 98,000 |
| Wells County North Dakota | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 360,000 | $ 360,000 | $ 146,000 |
| Haskell County Oklahoma | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| McIntosh County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Multnomah County Oregon | 1 | $ 196,000 | $ 196,000 | $ 43,000 |
| Tillamook County Oregon | 1 | $ 185,000 | $ 185,000 | $ 185,000 |
| Brookings County South Dakota | 1 | $ 176,000 | $ 176,000 | $ 96,000 |
| Brown County South Dakota | 1 | $ 209,000 | $ 209,000 | $ 98,000 |
| Charles Mix County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Clay County South Dakota | 1 | $ 88,000 | $ 88,000 | $ 190,000 |
| Hutchinson County South Dakota | 1 | $ 92,000 | $ 92,000 | $ 137,000 |
| Jerauld County South Dakota | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Roberts County South Dakota | 1 | $ 32,000 | $ 32,000 | $ 27,000 |
| Turner County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Bexar County Texas | 1 | $ 154,000 | $ 154,000 | $ 85,000 |
| Ellis County Texas | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Fisher County Texas | 1 | $ 3,500,000 | $ 3,500,000 | $ 0 |
| Freestone County Texas | 1 | $ 350,000 | $ 350,000 | $ 752,000 |
| Gaines County Texas | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Grayson County Texas | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Hays County Texas | 1 | $ 22,000 | $ 22,000 | $ 90,000 |
| Hood County Texas | 1 | $ 385,000 | $ 385,000 | $ 118,000 |
| Jefferson County Texas | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| McLennan County Texas | 1 | $ 35,000 | $ 35,000 | $ 400,000 |
| Midland County Texas | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| Rockwall County Texas | 1 | $ 10,000 | $ 10,000 | $ 178,000 |
| Van Zandt County Texas | 1 | $ 147,000 | $ 147,000 | $ 77,000 |
| Kane County Utah | 1 | $ 83,000 | $ 83,000 | $ 111,000 |
| Chesapeake County Virginia | 1 | $ 210,000 | $ 210,000 | $ 100,000 |
| Benton County Washington | 1 | $ 222,000 | $ 222,000 | $ 153,000 |
| Mason County Washington | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 240,000 |
| Grant County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| La Crosse County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Oneida County Wisconsin | 1 | $ 276,000 | $ 276,000 | $ 173,000 |
| Racine County Wisconsin | 1 | $ 233,000 | $ 233,000 | $ 90,000 |
| Vernon County Wisconsin | 1 | $ 266,000 | $ 266,000 | $ 183,000 |
| Washington County Wisconsin | 1 | $ 257,000 | $ 257,000 | $ 140,000 |
| Fremont County Wyoming | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Teton County Wyoming | 1 | $ 500,000 | $ 500,000 | $ 334,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,665 | $918,001,000 | $162,000 | $3,500,000 | $84,000 | $1,509,000 |
| Home Purchase | 2,961 | $395,297,000 | $133,000 | $680,000 | $67,000 | $4,456,000 |
| Home Improvement | 596 | $35,480,000 | $59,000 | $416,000 | $83,000 | $2,096,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,273 | $1,088,211,000 | $149,000 | $2,559,000 | $80,000 | $4,456,000 |
| Not Provided | 1,273 | $185,516,000 | $145,000 | $417,000 | $84,000 | $1,250,000 |
| Hispanic | 357 | $32,021,000 | $89,000 | $407,000 | $45,000 | $327,000 |
| Black or African American | 123 | $12,123,000 | $98,000 | $417,000 | $56,000 | $540,000 |
| Asian | 106 | $15,242,000 | $143,000 | $417,000 | $82,000 | $923,000 |
| Not applicable | 74 | $13,843,000 | $187,000 | $3,500,000 | $14,000 | $470,000 |
| American Indian or Alaskan Native | 11 | $1,266,000 | $115,000 | $250,000 | $61,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $556,000 | $111,000 | $257,000 | $97,000 | $260,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,041 | $1,057,354,000 | $150,000 | $3,500,000 | $87,000 | $4,456,000 |
| FHA-insured (Federal Housing Administration) | 1,838 | $240,796,000 | $131,000 | $376,000 | $51,000 | $891,000 |
| VA-guaranteed (Veterans Administration) | 258 | $43,192,000 | $167,000 | $417,000 | $48,000 | $171,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $7,436,000 | $87,000 | $179,000 | $40,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,323 | $1,091,241,000 | $149,000 | $3,500,000 | $78,000 | $4,456,000 |
| Application Denied By Financial Institution | 631 | $65,209,000 | $103,000 | $1,000,000 | $63,000 | $616,000 |
| Application Approved But Not Accepted | 435 | $50,749,000 | $116,000 | $417,000 | $86,000 | $2,096,000 |
| Loan Purchased By The Institution | 404 | $78,255,000 | $193,000 | $417,000 | $104,000 | $905,000 |
| Application Withdrawn By Applicant | 257 | $39,691,000 | $154,000 | $2,559,000 | $87,000 | $1,250,000 |
| File Closed For Incompleteness | 84 | $12,673,000 | $150,000 | $417,000 | $89,000 | $626,000 |
| Preapproval Denied by Financial Institution | 51 | $5,955,000 | $116,000 | $271,000 | $41,000 | $148,000 |
| Preapproval Approved but not Accepted | 37 | $5,005,000 | $135,000 | $376,000 | $68,000 | $240,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 226 | $11,574,000 | $51,000 | $417,000 | $62,000 | $616,000 |
| Debt-To-Income Ratio | 207 | $24,360,000 | $117,000 | $1,000,000 | $47,000 | $400,000 |
| Collateral | 170 | $24,660,000 | $145,000 | $417,000 | $81,000 | $500,000 |
| Other | 32 | $3,680,000 | $115,000 | $416,000 | $54,000 | $219,000 |
| Employment History | 16 | $2,214,000 | $138,000 | $220,000 | $20,000 | $80,000 |
| Mortgage Insurance Denied | 13 | $2,335,000 | $179,000 | $346,000 | $79,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,306,000 | $163,000 | $319,000 | $72,000 | $123,000 |
| Unverifiable Information | 8 | $910,000 | $113,000 | $230,000 | $34,000 | $77,000 |
| Credit Application Incomplete | 2 | $125,000 | $62,000 | $75,000 | $20,000 | $41,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.