First National Bank Of Omaha
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First National Bank Of Omaha 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,691 |
| Total Mortgage Loan Application Amount | $2,392,295,000 |
| Average Mortgage Loan Application Amount | $179,000 |
| Highest Mortgage Loan Application Amount | $45,565,000 |
| Average Applicant Income | $120,200 |
| Highest Applicant Income | $5,127,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First National Bank Of Omaha. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Omaha's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First National Bank Of Omaha's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Omaha serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Omaha, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Omaha's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 2,658 | $ 443,800,000 | $ 166,000 | $ 126,000 |
| Larimer County Colorado | 930 | $ 203,350,000 | $ 218,000 | $ 145,000 |
| Sarpy County Nebraska | 814 | $ 210,910,000 | $ 259,000 | $ 119,000 |
| Weld County Colorado | 537 | $ 146,045,000 | $ 271,000 | $ 122,000 |
| Johnson County Kansas | 463 | $ 88,295,000 | $ 190,000 | $ 161,000 |
| Pottawattamie County Iowa | 382 | $ 55,820,000 | $ 146,000 | $ 93,000 |
| Lancaster County Nebraska | 366 | $ 69,750,000 | $ 190,000 | $ 123,000 |
| DeKalb County Illinois | 265 | $ 35,525,000 | $ 134,000 | $ 104,000 |
| Buffalo County Nebraska | 251 | $ 46,855,000 | $ 186,000 | $ 117,000 |
| Dodge County Nebraska | 237 | $ 29,155,000 | $ 123,000 | $ 92,000 |
| McHenry County Illinois | 217 | $ 25,085,000 | $ 115,000 | $ 93,000 |
| Kane County Illinois | 213 | $ 30,125,000 | $ 141,000 | $ 98,000 |
| Hall County Nebraska | 211 | $ 29,555,000 | $ 140,000 | $ 84,000 |
| Boulder County Colorado | 184 | $ 57,040,000 | $ 310,000 | $ 179,000 |
| Jackson County Missouri | 150 | $ 27,780,000 | $ 185,000 | $ 114,000 |
| Kendall County Illinois | 134 | $ 18,810,000 | $ 140,000 | $ 104,000 |
| Lincoln County Nebraska | 118 | $ 14,910,000 | $ 126,000 | $ 97,000 |
| Scotts Bluff County Nebraska | 92 | $ 12,710,000 | $ 138,000 | $ 90,000 |
| Platte County Nebraska | 85 | $ 13,715,000 | $ 161,000 | $ 109,000 |
| Mills County Iowa | 71 | $ 8,855,000 | $ 124,000 | $ 101,000 |
| Washington County Nebraska | 70 | $ 16,010,000 | $ 228,000 | $ 147,000 |
| Box Butte County Nebraska | 66 | $ 5,950,000 | $ 90,000 | $ 74,000 |
| Gage County Nebraska | 64 | $ 8,420,000 | $ 131,000 | $ 78,000 |
| Cass County Nebraska | 59 | $ 9,975,000 | $ 169,000 | $ 127,000 |
| Collin County Texas | 55 | $ 18,675,000 | $ 339,000 | $ 154,000 |
| Saunders County Nebraska | 53 | $ 9,795,000 | $ 184,000 | $ 128,000 |
| LaSalle County Illinois | 52 | $ 6,400,000 | $ 123,000 | $ 95,000 |
| Madison County Nebraska | 51 | $ 8,465,000 | $ 165,000 | $ 78,000 |
| Adams County Colorado | 50 | $ 11,320,000 | $ 226,000 | $ 169,000 |
| Cook County Illinois | 49 | $ 18,965,000 | $ 387,000 | $ 182,000 |
| Yankton County South Dakota | 49 | $ 8,125,000 | $ 165,000 | $ 113,000 |
| Dallas County Texas | 49 | $ 18,565,000 | $ 378,000 | $ 190,000 |
| Boone County Illinois | 48 | $ 4,410,000 | $ 91,000 | $ 78,000 |
| Laramie County Wyoming | 48 | $ 11,750,000 | $ 244,000 | $ 154,000 |
| Jefferson County Colorado | 40 | $ 41,340,000 | $ 1,033,000 | $ 256,000 |
| DuPage County Illinois | 40 | $ 8,320,000 | $ 208,000 | $ 104,000 |
| Denton County Texas | 40 | $ 18,930,000 | $ 473,000 | $ 224,000 |
| Wyandotte County Kansas | 38 | $ 6,030,000 | $ 158,000 | $ 91,000 |
| Minnehaha County South Dakota | 34 | $ 12,040,000 | $ 354,000 | $ 160,000 |
| Adams County Nebraska | 33 | $ 3,555,000 | $ 107,000 | $ 76,000 |
| Albany County Wyoming | 33 | $ 15,005,000 | $ 454,000 | $ 215,000 |
| Leavenworth County Kansas | 30 | $ 4,630,000 | $ 154,000 | $ 95,000 |
| Clay County Missouri | 30 | $ 5,940,000 | $ 198,000 | $ 122,000 |
| Winnebago County Illinois | 29 | $ 3,235,000 | $ 111,000 | $ 106,000 |
| Tarrant County Texas | 29 | $ 10,525,000 | $ 362,000 | $ 186,000 |
| Denver County Colorado | 27 | $ 22,925,000 | $ 849,000 | $ 153,000 |
| Will County Illinois | 27 | $ 5,055,000 | $ 187,000 | $ 99,000 |
| Harrison County Iowa | 27 | $ 3,625,000 | $ 134,000 | $ 86,000 |
| Dawson County Nebraska | 27 | $ 4,245,000 | $ 157,000 | $ 83,000 |
| Kearney County Nebraska | 26 | $ 3,000,000 | $ 115,000 | $ 66,000 |
| Butler County Nebraska | 23 | $ 2,115,000 | $ 91,000 | $ 65,000 |
| Dawes County Nebraska | 22 | $ 2,810,000 | $ 127,000 | $ 109,000 |
| Arapahoe County Colorado | 19 | $ 4,755,000 | $ 250,000 | $ 134,000 |
| Broomfield County Colorado | 19 | $ 41,455,000 | $ 2,181,000 | $ 173,000 |
| Ogle County Illinois | 19 | $ 2,175,000 | $ 114,000 | $ 100,000 |
| Miami County Kansas | 19 | $ 3,375,000 | $ 177,000 | $ 162,000 |
| Davison County South Dakota | 19 | $ 2,505,000 | $ 131,000 | $ 75,000 |
| Otoe County Nebraska | 18 | $ 2,320,000 | $ 128,000 | $ 74,000 |
| Phelps County Nebraska | 17 | $ 4,315,000 | $ 253,000 | $ 204,000 |
| Maricopa County Arizona | 16 | $ 7,430,000 | $ 464,000 | $ 201,000 |
| Shelby County Iowa | 15 | $ 2,445,000 | $ 163,000 | $ 69,000 |
| Lincoln County South Dakota | 15 | $ 4,675,000 | $ 311,000 | $ 202,000 |
| Cass County Missouri | 14 | $ 3,650,000 | $ 260,000 | $ 181,000 |
| Merrick County Nebraska | 14 | $ 2,170,000 | $ 155,000 | $ 73,000 |
| Douglas County Colorado | 12 | $ 3,780,000 | $ 315,000 | $ 308,000 |
| Hamilton County Nebraska | 12 | $ 2,210,000 | $ 184,000 | $ 74,000 |
| Lake County Illinois | 10 | $ 3,020,000 | $ 302,000 | $ 244,000 |
| Platte County Missouri | 10 | $ 1,820,000 | $ 182,000 | $ 216,000 |
| Cedar County Nebraska | 10 | $ 940,000 | $ 94,000 | $ 81,000 |
| Custer County Nebraska | 10 | $ 960,000 | $ 96,000 | $ 63,000 |
| Saline County Nebraska | 10 | $ 1,000,000 | $ 100,000 | $ 77,000 |
| Bon Homme County South Dakota | 10 | $ 1,410,000 | $ 141,000 | $ 78,000 |
| Harris County Texas | 10 | $ 3,700,000 | $ 370,000 | $ 130,000 |
| Oklahoma County Oklahoma | 9 | $ 2,015,000 | $ 223,000 | $ 104,000 |
| Knox County Nebraska | 8 | $ 1,270,000 | $ 158,000 | $ 79,000 |
| Eagle County Colorado | 7 | $ 2,005,000 | $ 286,000 | $ 151,000 |
| Fremont County Iowa | 7 | $ 865,000 | $ 123,000 | $ 89,000 |
| Burt County Nebraska | 7 | $ 1,475,000 | $ 210,000 | $ 81,000 |
| Cheyenne County Nebraska | 7 | $ 805,000 | $ 115,000 | $ 75,000 |
| Jefferson County Nebraska | 7 | $ 625,000 | $ 89,000 | $ 93,000 |
| Keith County Nebraska | 7 | $ 1,785,000 | $ 255,000 | $ 104,000 |
| Morrill County Nebraska | 7 | $ 875,000 | $ 125,000 | $ 73,000 |
| Polk County Nebraska | 7 | $ 865,000 | $ 123,000 | $ 66,000 |
| Seward County Nebraska | 7 | $ 815,000 | $ 116,000 | $ 78,000 |
| Stanton County Nebraska | 7 | $ 915,000 | $ 130,000 | $ 64,000 |
| Walworth County Wisconsin | 7 | $ 1,785,000 | $ 255,000 | $ 136,000 |
| El Paso County Colorado | 6 | $ 2,220,000 | $ 370,000 | $ 228,000 |
| Grand County Colorado | 6 | $ 1,350,000 | $ 225,000 | $ 150,000 |
| Lee County Florida | 6 | $ 1,640,000 | $ 273,000 | $ 106,000 |
| Grundy County Illinois | 6 | $ 1,320,000 | $ 220,000 | $ 118,000 |
| Polk County Iowa | 6 | $ 1,770,000 | $ 295,000 | $ 135,000 |
| Douglas County Kansas | 6 | $ 500,000 | $ 83,000 | $ 125,000 |
| Howard County Nebraska | 6 | $ 770,000 | $ 128,000 | $ 91,000 |
| Collier County Florida | 5 | $ 2,225,000 | $ 445,000 | $ 212,000 |
| Hennepin County Minnesota | 5 | $ 104,445,000 | $ 20,889,000 | $ 102,000 |
| Colfax County Nebraska | 5 | $ 535,000 | $ 107,000 | $ 60,000 |
| York County Nebraska | 5 | $ 855,000 | $ 171,000 | $ 82,000 |
| Bexar County Texas | 5 | $ 2,095,000 | $ 419,000 | $ 291,000 |
| Hunt County Texas | 5 | $ 1,415,000 | $ 283,000 | $ 112,000 |
| Logan County Colorado | 4 | $ 820,000 | $ 205,000 | $ 77,000 |
| Morgan County Colorado | 4 | $ 520,000 | $ 130,000 | $ 104,000 |
| Park County Colorado | 4 | $ 1,020,000 | $ 255,000 | $ 159,000 |
| Summit County Colorado | 4 | $ 2,210,000 | $ 552,000 | $ 192,000 |
| Yuma County Colorado | 4 | $ 1,310,000 | $ 327,000 | $ 192,000 |
| Marion County Indiana | 4 | $ 630,000 | $ 157,000 | $ 113,000 |
| Monona County Iowa | 4 | $ 530,000 | $ 132,000 | $ 116,000 |
| Montgomery County Iowa | 4 | $ 260,000 | $ 65,000 | $ 110,000 |
| Page County Iowa | 4 | $ 620,000 | $ 155,000 | $ 75,000 |
| Franklin County Kansas | 4 | $ 420,000 | $ 105,000 | $ 69,000 |
| Sedgwick County Kansas | 4 | $ 1,180,000 | $ 295,000 | $ 95,000 |
| Gosper County Nebraska | 4 | $ 510,000 | $ 127,000 | $ 67,000 |
| Holt County Nebraska | 4 | $ 590,000 | $ 147,000 | $ 156,000 |
| Kimball County Nebraska | 4 | $ 540,000 | $ 135,000 | $ 69,000 |
| Nemaha County Nebraska | 4 | $ 510,000 | $ 127,000 | $ 104,000 |
| Sheridan County Nebraska | 4 | $ 260,000 | $ 65,000 | $ 63,000 |
| Bucks County Pennsylvania | 4 | $ 970,000 | $ 242,000 | $ 97,000 |
| Beadle County South Dakota | 4 | $ 380,000 | $ 95,000 | $ 44,000 |
| Erath County Texas | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Rock County Wisconsin | 4 | $ 940,000 | $ 235,000 | $ 170,000 |
| Pinal County Arizona | 3 | $ 1,595,000 | $ 531,000 | $ 460,000 |
| Mesa County Colorado | 3 | $ 555,000 | $ 185,000 | $ 65,000 |
| Ouray County Colorado | 3 | $ 995,000 | $ 331,000 | $ 197,000 |
| San Miguel County Colorado | 3 | $ 1,175,000 | $ 391,000 | $ 173,000 |
| Stephenson County Illinois | 3 | $ 615,000 | $ 205,000 | $ 86,000 |
| Cass County Iowa | 3 | $ 265,000 | $ 88,000 | $ 69,000 |
| Crawford County Iowa | 3 | $ 325,000 | $ 108,000 | $ 55,000 |
| Oakland County Michigan | 3 | $ 695,000 | $ 231,000 | $ 170,000 |
| Camden County Missouri | 3 | $ 815,000 | $ 271,000 | $ 268,000 |
| Ray County Missouri | 3 | $ 625,000 | $ 208,000 | $ 76,000 |
| Boone County Nebraska | 3 | $ 445,000 | $ 148,000 | $ 100,000 |
| Cuming County Nebraska | 3 | $ 495,000 | $ 165,000 | $ 125,000 |
| Deuel County Nebraska | 3 | $ 475,000 | $ 158,000 | $ 65,000 |
| Franklin County Nebraska | 3 | $ 175,000 | $ 58,000 | $ 64,000 |
| Furnas County Nebraska | 3 | $ 515,000 | $ 171,000 | $ 91,000 |
| Perkins County Nebraska | 3 | $ 585,000 | $ 195,000 | $ 305,000 |
| Richardson County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 72,000 |
| Morris County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 134,000 |
| Franklin County Ohio | 3 | $ 395,000 | $ 131,000 | $ 79,000 |
| Tulsa County Oklahoma | 3 | $ 1,095,000 | $ 365,000 | $ 123,000 |
| Lawrence County South Dakota | 3 | $ 765,000 | $ 255,000 | $ 458,000 |
| Sanborn County South Dakota | 3 | $ 195,000 | $ 65,000 | $ 88,000 |
| Fort Bend County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 145,000 |
| Grayson County Texas | 3 | $ 915,000 | $ 305,000 | $ 172,000 |
| McLennan County Texas | 3 | $ 785,000 | $ 261,000 | $ 70,000 |
| Montgomery County Texas | 3 | $ 1,415,000 | $ 471,000 | $ 244,000 |
| Parker County Texas | 3 | $ 1,305,000 | $ 435,000 | $ 217,000 |
| Rockwall County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 164,000 |
| Travis County Texas | 3 | $ 1,875,000 | $ 625,000 | $ 642,000 |
| Carbon County Wyoming | 3 | $ 505,000 | $ 168,000 | $ 98,000 |
| Pima County Arizona | 2 | $ 630,000 | $ 315,000 | $ 119,000 |
| Yavapai County Arizona | 2 | $ 260,000 | $ 130,000 | $ 139,000 |
| Los Angeles County California | 2 | $ 2,160,000 | $ 1,080,000 | $ 271,000 |
| Riverside County California | 2 | $ 750,000 | $ 375,000 | $ 99,000 |
| San Bernardino County California | 2 | $ 790,000 | $ 395,000 | $ 215,000 |
| La Plata County Colorado | 2 | $ 710,000 | $ 355,000 | $ 146,000 |
| Lake County Colorado | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Pueblo County Colorado | 2 | $ 620,000 | $ 310,000 | $ 134,000 |
| Routt County Colorado | 2 | $ 400,000 | $ 200,000 | $ 196,000 |
| Fairfield County Connecticut | 2 | $ 380,000 | $ 190,000 | $ 158,000 |
| Escambia County Florida | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Marion County Florida | 2 | $ 630,000 | $ 315,000 | $ 159,000 |
| Palm Beach County Florida | 2 | $ 730,000 | $ 365,000 | $ 80,000 |
| Sarasota County Florida | 2 | $ 1,960,000 | $ 980,000 | $ 588,000 |
| Fulton County Georgia | 2 | $ 420,000 | $ 210,000 | $ 83,000 |
| Ada County Idaho | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Adams County Illinois | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Lee County Illinois | 2 | $ 160,000 | $ 80,000 | $ 42,000 |
| Lake County Indiana | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| Dallas County Iowa | 2 | $ 690,000 | $ 345,000 | $ 223,000 |
| Scott County Iowa | 2 | $ 620,000 | $ 310,000 | $ 125,000 |
| Webster County Iowa | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Crawford County Kansas | 2 | $ 430,000 | $ 215,000 | $ 159,000 |
| Shawnee County Kansas | 2 | $ 190,000 | $ 95,000 | $ 85,000 |
| Jefferson County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| Montgomery County Maryland | 2 | $ 1,100,000 | $ 550,000 | $ 134,000 |
| Macomb County Michigan | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Wayne County Michigan | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| Atchison County Missouri | 2 | $ 170,000 | $ 85,000 | $ 86,000 |
| Benton County Missouri | 2 | $ 420,000 | $ 210,000 | $ 104,000 |
| Buchanan County Missouri | 2 | $ 510,000 | $ 255,000 | $ 60,000 |
| Clinton County Missouri | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Jefferson County Missouri | 2 | $ 670,000 | $ 335,000 | $ 122,000 |
| Dundy County Nebraska | 2 | $ 670,000 | $ 335,000 | $ 79,000 |
| Garden County Nebraska | 2 | $ 50,000 | $ 25,000 | $ 64,000 |
| Harlan County Nebraska | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Johnson County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 53,000 |
| Logan County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Pierce County Nebraska | 2 | $ 170,000 | $ 85,000 | $ 47,000 |
| Sherman County Nebraska | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Sioux County Nebraska | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Valley County Nebraska | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Camden County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 89,000 |
| Middlesex County New Jersey | 2 | $ 790,000 | $ 395,000 | $ 116,000 |
| Monmouth County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 141,000 |
| Brunswick County North Carolina | 2 | $ 590,000 | $ 295,000 | $ 167,000 |
| Hamilton County Ohio | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Lancaster County Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Aurora County South Dakota | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Clay County South Dakota | 2 | $ 1,110,000 | $ 555,000 | $ 66,000 |
| Hutchinson County South Dakota | 2 | $ 80,000 | $ 40,000 | $ 41,000 |
| McCook County South Dakota | 2 | $ 430,000 | $ 215,000 | $ 25,000 |
| Turner County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Brazoria County Texas | 2 | $ 400,000 | $ 200,000 | $ 51,000 |
| El Paso County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 332,000 |
| Salt Lake County Utah | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Augusta County Virginia | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Spokane County Washington | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Milwaukee County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 137,000 |
| Price County Wisconsin | 2 | $ 170,000 | $ 85,000 | $ 88,000 |
| Baldwin County Alabama | 1 | $ 355,000 | $ 355,000 | $ 350,000 |
| Calhoun County Alabama | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Cleburne County Alabama | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Lee County Alabama | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Haines County Alaska | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Benton County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| El Dorado County California | 1 | $ 825,000 | $ 825,000 | $ 394,000 |
| Monterey County California | 1 | $ 525,000 | $ 525,000 | $ 76,000 |
| Placer County California | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| San Diego County California | 1 | $ 495,000 | $ 495,000 | $ 138,000 |
| San Francisco County California | 1 | $ 975,000 | $ 975,000 | $ 344,000 |
| Santa Clara County California | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Shasta County California | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Solano County California | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Tehama County California | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Custer County Colorado | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Elbert County Colorado | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Garfield County Colorado | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Gilpin County Colorado | 1 | $ 1,105,000 | $ 1,105,000 | $ 97,000 |
| Gunnison County Colorado | 1 | $ 645,000 | $ 645,000 | $ 258,000 |
| Phillips County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Middlesex County Connecticut | 1 | $ 285,000 | $ 285,000 | $ 310,000 |
| New London County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Sussex County Delaware | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Alachua County Florida | 1 | $ 745,000 | $ 745,000 | $ 288,000 |
| Broward County Florida | 1 | $ 415,000 | $ 415,000 | $ 288,000 |
| Franklin County Florida | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Hillsborough County Florida | 1 | $ 425,000 | $ 425,000 | $ 143,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Manatee County Florida | 1 | $ 485,000 | $ 485,000 | $ 221,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Orange County Florida | 1 | $ 625,000 | $ 625,000 | $ 380,000 |
| Pasco County Florida | 1 | $ 425,000 | $ 425,000 | $ 696,000 |
| Pinellas County Florida | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Bibb County Georgia | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Douglas County Georgia | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Gordon County Georgia | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Muscogee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 147,000 |
| Bannock County Idaho | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Boise County Idaho | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Bonneville County Idaho | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Canyon County Idaho | 1 | $ 505,000 | $ 505,000 | $ 147,000 |
| Kootenai County Idaho | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Champaign County Illinois | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Jo Daviess County Illinois | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Johnson County Illinois | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Kankakee County Illinois | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Knox County Illinois | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Livingston County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marshall County Illinois | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Peoria County Illinois | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Piatt County Illinois | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Rock Island County Illinois | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stark County Illinois | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Vermilion County Illinois | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| St. Joseph County Indiana | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Audubon County Iowa | 1 | $ 415,000 | $ 415,000 | $ 206,000 |
| Benton County Iowa | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Calhoun County Iowa | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Cerro Gordo County Iowa | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Clarke County Iowa | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Clay County Iowa | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Clinton County Iowa | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Dickinson County Iowa | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Johnson County Iowa | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Linn County Iowa | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| O'Brien County Iowa | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Plymouth County Iowa | 1 | $ 355,000 | $ 355,000 | $ 122,000 |
| Winneshiek County Iowa | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Woodbury County Iowa | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Wright County Iowa | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Anderson County Kansas | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Bourbon County Kansas | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Ford County Kansas | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Gove County Kansas | 1 | $ 65,000 | $ 65,000 | $ 360,000 |
| Jefferson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Riley County Kansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Saline County Kansas | 1 | $ 565,000 | $ 565,000 | $ 217,000 |
| Wabaunsee County Kansas | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Boone County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 66,000 |
| Calloway County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Tangipahoa County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Anne Arundel County Maryland | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Baltimore County Maryland | 1 | $ 395,000 | $ 395,000 | $ 79,000 |
| Baltimore City County Maryland | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Caroline County Maryland | 1 | $ 215,000 | $ 215,000 | $ 77,000 |
| Harford County Maryland | 1 | $ 485,000 | $ 485,000 | $ 216,000 |
| Middlesex County Massachusetts | 1 | $ 45,565,000 | $ 45,565,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 197,000 |
| Worcester County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Jackson County Michigan | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Keweenaw County Michigan | 1 | $ 195,000 | $ 195,000 | $ 223,000 |
| Ontonagon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Washtenaw County Michigan | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Crow Wing County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Dakota County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 238,000 |
| Douglas County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 72,000 |
| Faribault County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 100,000 |
| Lac qui Parle County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 182,000 |
| Morrison County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Mower County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 119,000 |
| Scott County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Washington County Minnesota | 1 | $ 40,025,000 | $ 40,025,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Oktibbeha County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Pearl River County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Washington County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Boone County Missouri | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Cedar County Missouri | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Chariton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Christian County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Greene County Missouri | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Henry County Missouri | 1 | $ 135,000 | $ 135,000 | $ 124,000 |
| Howell County Missouri | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Miller County Missouri | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Morgan County Missouri | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Newton County Missouri | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Polk County Missouri | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| St. Charles County Missouri | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| St. Louis County Missouri | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| St. Louis City County Missouri | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Taney County Missouri | 1 | $ 405,000 | $ 405,000 | $ 1,764,000 |
| Webster County Missouri | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Worth County Missouri | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Beaverhead County Montana | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Gallatin County Montana | 1 | $ 605,000 | $ 605,000 | $ 1,097,000 |
| Chase County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Cherry County Nebraska | 1 | $ 625,000 | $ 625,000 | $ 291,000 |
| Clay County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 136,000 |
| Greeley County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Hitchcock County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Hooker County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Loup County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Nance County Nebraska | 1 | $ 455,000 | $ 455,000 | $ 192,000 |
| Webster County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Wheeler County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 208,000 |
| Elko County Nevada | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Merrimack County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Bergen County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Cape May County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Mercer County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 114,000 |
| Ocean County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Union County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Curry County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kings County New York | 1 | $ 755,000 | $ 755,000 | $ 179,000 |
| Madison County New York | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Onondaga County New York | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Saratoga County New York | 1 | $ 405,000 | $ 405,000 | $ 105,000 |
| Warren County New York | 1 | $ 105,000 | $ 105,000 | $ 8,000 |
| Catawba County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 53,000 |
| Forsyth County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Surry County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Cass County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Sargent County North Dakota | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Stark County North Dakota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Erie County Ohio | 1 | $ 325,000 | $ 325,000 | $ 362,000 |
| Greene County Ohio | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Hardin County Ohio | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Lorain County Ohio | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Lucas County Ohio | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Mahoning County Ohio | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Medina County Ohio | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Monroe County Ohio | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Montgomery County Ohio | 1 | $ 775,000 | $ 775,000 | $ 88,000 |
| Pike County Ohio | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Portage County Ohio | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Sandusky County Ohio | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Summit County Ohio | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Warren County Ohio | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Canadian County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Grady County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 173,000 |
| Noble County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Pittsburg County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 181,000 |
| Clackamas County Oregon | 1 | $ 1,305,000 | $ 1,305,000 | $ 240,000 |
| Jackson County Oregon | 1 | $ 215,000 | $ 215,000 | $ 237,000 |
| Lane County Oregon | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Washington County Oregon | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Butler County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Cumberland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Franklin County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Montgomery County Pennsylvania | 1 | $ 645,000 | $ 645,000 | $ 330,000 |
| Washington County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| San German County Puerto Rico | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Greenville County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| Brule County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Charles Mix County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fall River County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Gregory County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Haakon County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Jerauld County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 178,000 |
| Kingsbury County South Dakota | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Pennington County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Union County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 260,000 |
| Davidson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 480,000 |
| Knox County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 185,000 |
| Bandera County Texas | 1 | $ 405,000 | $ 405,000 | $ 74,000 |
| Cameron County Texas | 1 | $ 265,000 | $ 265,000 | $ 140,000 |
| Cherokee County Texas | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Comal County Texas | 1 | $ 255,000 | $ 255,000 | $ 446,000 |
| Cooke County Texas | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Henderson County Texas | 1 | $ 315,000 | $ 315,000 | $ 186,000 |
| Hood County Texas | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Kaufman County Texas | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Llano County Texas | 1 | $ 705,000 | $ 705,000 | $ 238,000 |
| Rains County Texas | 1 | $ 125,000 | $ 125,000 | $ 246,000 |
| Smith County Texas | 1 | $ 1,485,000 | $ 1,485,000 | $ 423,000 |
| Williamson County Texas | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Wood County Texas | 1 | $ 485,000 | $ 485,000 | $ 237,000 |
| Washington County Utah | 1 | $ 995,000 | $ 995,000 | $ 1,438,000 |
| Weber County Utah | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Orleans County Vermont | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Campbell County Virginia | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Chesterfield County Virginia | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Newport News County Virginia | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Williamsburg County Virginia | 1 | $ 43,505,000 | $ 43,505,000 | $ 0 |
| York County Virginia | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Snohomish County Washington | 1 | $ 755,000 | $ 755,000 | $ 235,000 |
| Stevens County Washington | 1 | $ 325,000 | $ 325,000 | $ 37,000 |
| Whitman County Washington | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Calumet County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Columbia County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Dane County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 211,000 |
| Green Lake County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Kenosha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Marinette County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Outagamie County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Racine County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Sawyer County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Vilas County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 1,682,000 |
| Waukesha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Big Horn County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Converse County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Crook County Wyoming | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Goshen County Wyoming | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Sheridan County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Sublette County Wyoming | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Weston County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Omaha in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,714 | $1,648,500,000 | $349,000 | $45,565,000 | $131,000 | $3,892,000 |
| Home Improvement | 2,197 | $184,495,000 | $83,000 | $3,505,000 | $125,000 | $1,996,000 |
| Refinancing | 1,565 | $257,055,000 | $164,000 | $3,505,000 | $123,000 | $3,531,000 |
| Other Purpose | 1,315 | $102,945,000 | $78,000 | $1,255,000 | $116,000 | $2,127,000 |
| Cash-out Refinancing | 900 | $199,300,000 | $221,000 | $965,000 | $106,000 | $5,127,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,712 | $1,358,950,000 | $176,000 | $3,505,000 | $126,000 | $5,127,000 |
| Not Provided | 1,198 | $277,350,000 | $231,000 | $2,025,000 | $147,000 | $3,531,000 |
| Hispanic | 1,108 | $166,210,000 | $150,000 | $1,795,000 | $87,000 | $1,103,000 |
| Asian | 217 | $55,545,000 | $255,000 | $1,245,000 | $158,000 | $1,190,000 |
| Black or African American | 193 | $36,875,000 | $191,000 | $1,765,000 | $116,000 | $1,051,000 |
| Not applicable | 192 | $485,320,000 | $2,527,000 | $45,565,000 | $0 | $0 |
| American Indian or Alaskan Native | 40 | $6,260,000 | $156,000 | $425,000 | $85,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $680,000 | $85,000 | $235,000 | $109,000 | $232,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,048 | $2,251,020,000 | $224,000 | $45,565,000 | $128,000 | $5,127,000 |
| FHA-insured (Federal Housing Administration) | 468 | $95,420,000 | $203,000 | $525,000 | $72,000 | $304,000 |
| VA-guaranteed (Veterans Administration) | 128 | $38,960,000 | $304,000 | $965,000 | $102,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,895,000 | $146,000 | $375,000 | $57,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,171 | $1,741,655,000 | $242,000 | $45,565,000 | $127,000 | $3,531,000 |
| Application Withdrawn By Applicant | 1,763 | $390,825,000 | $221,000 | $1,885,000 | $131,000 | $5,127,000 |
| Application Denied By Financial Institution | 1,306 | $160,620,000 | $122,000 | $1,105,000 | $101,000 | $1,176,000 |
| File Closed For Incompleteness | 280 | $70,340,000 | $251,000 | $1,255,000 | $122,000 | $630,000 |
| Application Approved But Not Accepted | 171 | $28,855,000 | $168,000 | $1,535,000 | $119,000 | $966,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,385 | $2,231,675,000 | $237,000 | $45,565,000 | $128,000 | $5,127,000 |
| Debt-To-Income Ratio | 549 | $80,265,000 | $146,000 | $875,000 | $68,000 | $410,000 |
| Credit History | 405 | $30,285,000 | $74,000 | $955,000 | $110,000 | $1,176,000 |
| Collateral | 244 | $32,180,000 | $131,000 | $1,045,000 | $143,000 | $879,000 |
| Other | 64 | $11,140,000 | $174,000 | $1,105,000 | $159,000 | $747,000 |
| Unverifiable Information | 20 | $2,610,000 | $130,000 | $545,000 | $147,000 | $559,000 |
| Employment History | 13 | $1,825,000 | $140,000 | $315,000 | $56,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,850,000 | $231,000 | $885,000 | $64,000 | $135,000 |
| Credit Application Incomplete | 3 | $465,000 | $155,000 | $175,000 | $121,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Omaha's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.