First National Bank Of Pa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
First National Bank Of Pa 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pa 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,876 |
| Total Mortgage Loan Application Amount | $458,534,000 |
| Average Mortgage Loan Application Amount | $58,666 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $64,333 |
| Highest Applicant Income | $3,096,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with First National Bank Of Pa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down First National Bank Of Pa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pa serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pa's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County Pennsylvania | 889 | $ 49,407,000 | $ 55,000 | $ 56,000 |
| Cambria County Pennsylvania | 685 | $ 28,632,000 | $ 41,000 | $ 51,000 |
| Somerset County Pennsylvania | 603 | $ 26,022,000 | $ 43,000 | $ 50,000 |
| Westmoreland County Pennsylvania | 551 | $ 31,339,000 | $ 56,000 | $ 60,000 |
| Erie County Pennsylvania | 476 | $ 28,120,000 | $ 59,000 | $ 58,000 |
| Allegheny County Pennsylvania | 383 | $ 23,293,000 | $ 60,000 | $ 78,000 |
| Lawrence County Pennsylvania | 362 | $ 25,041,000 | $ 69,000 | $ 69,000 |
| Crawford County Pennsylvania | 350 | $ 18,928,000 | $ 54,000 | $ 52,000 |
| Butler County Pennsylvania | 309 | $ 20,185,000 | $ 65,000 | $ 57,000 |
| Mahoning County Ohio | 288 | $ 17,307,000 | $ 60,000 | $ 59,000 |
| Venango County Pennsylvania | 283 | $ 14,211,000 | $ 50,000 | $ 53,000 |
| Bedford County Pennsylvania | 266 | $ 13,913,000 | $ 52,000 | $ 56,000 |
| Beaver County Pennsylvania | 232 | $ 16,512,000 | $ 71,000 | $ 66,000 |
| Fayette County Pennsylvania | 222 | $ 8,915,000 | $ 40,000 | $ 51,000 |
| Indiana County Pennsylvania | 153 | $ 6,375,000 | $ 41,000 | $ 51,000 |
| Trumbull County Ohio | 146 | $ 9,441,000 | $ 64,000 | $ 57,000 |
| Armstrong County Pennsylvania | 114 | $ 4,107,000 | $ 36,000 | $ 47,000 |
| Greene County Pennsylvania | 93 | $ 3,651,000 | $ 39,000 | $ 48,000 |
| Luzerne County Pennsylvania | 74 | $ 7,317,000 | $ 98,000 | $ 66,000 |
| Blair County Pennsylvania | 72 | $ 3,309,000 | $ 45,000 | $ 52,000 |
| Schuylkill County Pennsylvania | 44 | $ 2,151,000 | $ 48,000 | $ 55,000 |
| Washington County Pennsylvania | 43 | $ 4,458,000 | $ 103,000 | $ 87,000 |
| Geauga County Ohio | 38 | $ 2,576,000 | $ 67,000 | $ 56,000 |
| Dauphin County Pennsylvania | 36 | $ 5,577,000 | $ 154,000 | $ 79,000 |
| Lycoming County Pennsylvania | 26 | $ 1,845,000 | $ 70,000 | $ 78,000 |
| Maricopa County Arizona | 24 | $ 834,000 | $ 34,000 | $ 128,000 |
| Monongalia County West Virginia | 21 | $ 1,048,000 | $ 49,000 | $ 40,000 |
| Cook County Illinois | 18 | $ 882,000 | $ 49,000 | $ 130,000 |
| Chautauqua County New York | 18 | $ 1,773,000 | $ 98,000 | $ 90,000 |
| York County Pennsylvania | 18 | $ 2,265,000 | $ 125,000 | $ 129,000 |
| Clearfield County Pennsylvania | 17 | $ 537,000 | $ 31,000 | $ 31,000 |
| Warren County Pennsylvania | 17 | $ 762,000 | $ 44,000 | $ 71,000 |
| Lee County Florida | 15 | $ 2,998,000 | $ 199,000 | $ 242,000 |
| Wayne County Michigan | 14 | $ 357,000 | $ 25,000 | $ 68,000 |
| Harrison County West Virginia | 14 | $ 738,000 | $ 52,000 | $ 37,000 |
| Polk County Iowa | 13 | $ 376,000 | $ 28,000 | $ 68,000 |
| Clarion County Pennsylvania | 13 | $ 788,000 | $ 60,000 | $ 93,000 |
| Cumberland County Pennsylvania | 12 | $ 2,134,000 | $ 177,000 | $ 147,000 |
| Collier County Florida | 11 | $ 9,058,000 | $ 823,000 | $ 162,000 |
| Palm Beach County Florida | 11 | $ 1,613,000 | $ 146,000 | $ 210,000 |
| Jefferson County Alabama | 10 | $ 348,000 | $ 34,000 | $ 96,000 |
| Columbiana County Ohio | 10 | $ 583,000 | $ 58,000 | $ 86,000 |
| Franklin County Ohio | 10 | $ 10,189,000 | $ 1,018,000 | $ 392,000 |
| Shelby County Alabama | 9 | $ 199,000 | $ 22,000 | $ 55,000 |
| Lafayette County Louisiana | 9 | $ 217,000 | $ 24,000 | $ 72,000 |
| Mecklenburg County North Carolina | 9 | $ 304,000 | $ 33,000 | $ 96,000 |
| Cuyahoga County Ohio | 9 | $ 491,000 | $ 54,000 | $ 102,000 |
| King County Washington | 9 | $ 358,000 | $ 39,000 | $ 88,000 |
| Dane County Wisconsin | 9 | $ 387,000 | $ 43,000 | $ 118,000 |
| Pima County Arizona | 8 | $ 282,000 | $ 35,000 | $ 63,000 |
| East Baton Rouge County Louisiana | 8 | $ 215,000 | $ 26,000 | $ 68,000 |
| Macomb County Michigan | 8 | $ 225,000 | $ 28,000 | $ 80,000 |
| Hamilton County Ohio | 8 | $ 364,000 | $ 45,000 | $ 76,000 |
| Richland County Ohio | 8 | $ 491,000 | $ 61,000 | $ 64,000 |
| Jefferson County Pennsylvania | 8 | $ 523,000 | $ 65,000 | $ 60,000 |
| Leon County Florida | 7 | $ 227,000 | $ 32,000 | $ 88,000 |
| Fulton County Georgia | 7 | $ 226,000 | $ 32,000 | $ 73,000 |
| Washtenaw County Michigan | 7 | $ 237,000 | $ 33,000 | $ 65,000 |
| Bernalillo County New Mexico | 7 | $ 433,000 | $ 61,000 | $ 129,000 |
| Lake County Ohio | 7 | $ 1,252,000 | $ 178,000 | $ 91,000 |
| Yakima County Washington | 7 | $ 262,000 | $ 37,000 | $ 121,000 |
| Broward County Florida | 6 | $ 1,170,000 | $ 195,000 | $ 206,000 |
| Cobb County Georgia | 6 | $ 172,000 | $ 28,000 | $ 74,000 |
| DuPage County Illinois | 6 | $ 233,000 | $ 38,000 | $ 131,000 |
| Monroe County New York | 6 | $ 291,000 | $ 48,000 | $ 93,000 |
| Wake County North Carolina | 6 | $ 183,000 | $ 30,000 | $ 78,000 |
| Ashtabula County Ohio | 6 | $ 956,000 | $ 159,000 | $ 121,000 |
| Warren County Ohio | 6 | $ 337,000 | $ 56,000 | $ 97,000 |
| Bucks County Pennsylvania | 6 | $ 1,163,000 | $ 193,000 | $ 233,000 |
| Utah County Utah | 6 | $ 111,000 | $ 18,000 | $ 78,000 |
| Marion County West Virginia | 6 | $ 302,000 | $ 50,000 | $ 30,000 |
| Anchorage County Alaska | 5 | $ 293,000 | $ 58,000 | $ 116,000 |
| Brevard County Florida | 5 | $ 215,000 | $ 43,000 | $ 69,000 |
| Miami-Dade County Florida | 5 | $ 375,000 | $ 75,000 | $ 150,000 |
| Orange County Florida | 5 | $ 528,000 | $ 105,000 | $ 168,000 |
| Dallas County Iowa | 5 | $ 320,000 | $ 64,000 | $ 77,000 |
| Story County Iowa | 5 | $ 115,000 | $ 23,000 | $ 70,000 |
| Hennepin County Minnesota | 5 | $ 191,000 | $ 38,000 | $ 91,000 |
| St. Charles County Missouri | 5 | $ 156,000 | $ 31,000 | $ 68,000 |
| Stone County Missouri | 5 | $ 86,000 | $ 17,000 | $ 169,000 |
| Yellowstone County Montana | 5 | $ 118,000 | $ 23,000 | $ 72,000 |
| Butler County Ohio | 5 | $ 273,000 | $ 54,000 | $ 84,000 |
| Multnomah County Oregon | 5 | $ 136,000 | $ 27,000 | $ 84,000 |
| Washington County Oregon | 5 | $ 163,000 | $ 32,000 | $ 71,000 |
| Chester County Pennsylvania | 5 | $ 221,000 | $ 44,000 | $ 87,000 |
| Forest County Pennsylvania | 5 | $ 364,000 | $ 72,000 | $ 69,000 |
| Montgomery County Pennsylvania | 5 | $ 408,000 | $ 81,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 5 | $ 144,000 | $ 28,000 | $ 121,000 |
| Davidson County Tennessee | 5 | $ 159,000 | $ 31,000 | $ 59,000 |
| Harris County Texas | 5 | $ 136,000 | $ 27,000 | $ 103,000 |
| Fairfax County Virginia | 5 | $ 467,000 | $ 93,000 | $ 117,000 |
| Denver County Colorado | 4 | $ 118,000 | $ 29,000 | $ 88,000 |
| Clay County Florida | 4 | $ 177,000 | $ 44,000 | $ 103,000 |
| Duval County Florida | 4 | $ 211,000 | $ 52,000 | $ 158,000 |
| Ada County Idaho | 4 | $ 114,000 | $ 28,000 | $ 56,000 |
| Jefferson County Kentucky | 4 | $ 74,000 | $ 18,000 | $ 65,000 |
| Kent County Michigan | 4 | $ 132,000 | $ 33,000 | $ 105,000 |
| Oakland County Michigan | 4 | $ 99,000 | $ 24,000 | $ 88,000 |
| Ramsey County Minnesota | 4 | $ 158,000 | $ 39,000 | $ 151,000 |
| St. Louis County Missouri | 4 | $ 108,000 | $ 27,000 | $ 56,000 |
| Lorain County Ohio | 4 | $ 129,000 | $ 32,000 | $ 66,000 |
| Tulsa County Oklahoma | 4 | $ 68,000 | $ 17,000 | $ 91,000 |
| Berks County Pennsylvania | 4 | $ 143,000 | $ 35,000 | $ 61,000 |
| Carbon County Pennsylvania | 4 | $ 227,000 | $ 56,000 | $ 39,000 |
| Delaware County Pennsylvania | 4 | $ 159,000 | $ 39,000 | $ 100,000 |
| Clark County Washington | 4 | $ 124,000 | $ 31,000 | $ 71,000 |
| Taylor County West Virginia | 4 | $ 180,000 | $ 45,000 | $ 50,000 |
| Baldwin County Alabama | 3 | $ 88,000 | $ 29,000 | $ 96,000 |
| Los Angeles County California | 3 | $ 224,000 | $ 74,000 | $ 176,000 |
| New Haven County Connecticut | 3 | $ 206,000 | $ 68,000 | $ 99,000 |
| New Castle County Delaware | 3 | $ 136,000 | $ 45,000 | $ 92,000 |
| Hillsborough County Florida | 3 | $ 279,000 | $ 93,000 | $ 504,000 |
| Polk County Florida | 3 | $ 395,000 | $ 131,000 | $ 161,000 |
| Sarasota County Florida | 3 | $ 1,076,000 | $ 358,000 | $ 129,000 |
| Kendall County Illinois | 3 | $ 94,000 | $ 31,000 | $ 57,000 |
| Johnson County Iowa | 3 | $ 119,000 | $ 39,000 | $ 116,000 |
| Douglas County Kansas | 3 | $ 54,000 | $ 18,000 | $ 72,000 |
| Johnson County Kansas | 3 | $ 91,000 | $ 30,000 | $ 72,000 |
| Boone County Kentucky | 3 | $ 110,000 | $ 36,000 | $ 83,000 |
| Garrett County Maryland | 3 | $ 1,543,000 | $ 514,000 | $ 174,000 |
| Middlesex County Massachusetts | 3 | $ 134,000 | $ 44,000 | $ 88,000 |
| Buchanan County Missouri | 3 | $ 92,000 | $ 30,000 | $ 100,000 |
| Clay County Missouri | 3 | $ 140,000 | $ 46,000 | $ 137,000 |
| Jackson County Missouri | 3 | $ 101,000 | $ 33,000 | $ 107,000 |
| Platte County Missouri | 3 | $ 89,000 | $ 29,000 | $ 61,000 |
| Carson City County Nevada | 3 | $ 113,000 | $ 37,000 | $ 80,000 |
| Saratoga County New York | 3 | $ 94,000 | $ 31,000 | $ 72,000 |
| Suffolk County New York | 3 | $ 168,000 | $ 56,000 | $ 74,000 |
| New Hanover County North Carolina | 3 | $ 82,000 | $ 27,000 | $ 34,000 |
| Burleigh County North Dakota | 3 | $ 59,000 | $ 19,000 | $ 74,000 |
| Clermont County Ohio | 3 | $ 83,000 | $ 27,000 | $ 70,000 |
| Portage County Ohio | 3 | $ 221,000 | $ 73,000 | $ 49,000 |
| Stark County Ohio | 3 | $ 507,000 | $ 169,000 | $ 347,000 |
| Clackamas County Oregon | 3 | $ 89,000 | $ 29,000 | $ 50,000 |
| Huntingdon County Pennsylvania | 3 | $ 303,000 | $ 101,000 | $ 215,000 |
| Lebanon County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 104,000 |
| Charleston County South Carolina | 3 | $ 651,000 | $ 217,000 | $ 156,000 |
| Pennington County South Dakota | 3 | $ 96,000 | $ 32,000 | $ 83,000 |
| Wilson County Tennessee | 3 | $ 1,352,000 | $ 450,000 | $ 130,000 |
| Dallas County Texas | 3 | $ 108,000 | $ 36,000 | $ 241,000 |
| Montgomery County Virginia | 3 | $ 48,000 | $ 16,000 | $ 121,000 |
| Pierce County Washington | 3 | $ 147,000 | $ 49,000 | $ 111,000 |
| Thurston County Washington | 3 | $ 95,000 | $ 31,000 | $ 77,000 |
| Milwaukee County Wisconsin | 3 | $ 52,000 | $ 17,000 | $ 78,000 |
| Waukesha County Wisconsin | 3 | $ 126,000 | $ 42,000 | $ 81,000 |
| Mohave County Arizona | 2 | $ 75,000 | $ 37,000 | $ 103,000 |
| Benton County Arkansas | 2 | $ 77,000 | $ 38,000 | $ 130,000 |
| Ventura County California | 2 | $ 163,000 | $ 81,000 | $ 176,000 |
| Arapahoe County Colorado | 2 | $ 67,000 | $ 33,000 | $ 141,000 |
| Broomfield County Colorado | 2 | $ 79,000 | $ 39,000 | $ 89,000 |
| La Plata County Colorado | 2 | $ 87,000 | $ 43,000 | $ 122,000 |
| Larimer County Colorado | 2 | $ 82,000 | $ 41,000 | $ 92,000 |
| Sussex County Delaware | 2 | $ 90,000 | $ 45,000 | $ 159,000 |
| Alachua County Florida | 2 | $ 58,000 | $ 29,000 | $ 67,000 |
| Manatee County Florida | 2 | $ 640,000 | $ 320,000 | $ 137,000 |
| Marion County Florida | 2 | $ 44,000 | $ 22,000 | $ 40,000 |
| Monroe County Florida | 2 | $ 85,000 | $ 42,000 | $ 120,000 |
| Pasco County Florida | 2 | $ 82,000 | $ 41,000 | $ 156,000 |
| St. Johns County Florida | 2 | $ 451,000 | $ 225,000 | $ 104,000 |
| Forsyth County Georgia | 2 | $ 87,000 | $ 43,000 | $ 81,000 |
| Gwinnett County Georgia | 2 | $ 39,000 | $ 19,000 | $ 62,000 |
| Henry County Georgia | 2 | $ 42,000 | $ 21,000 | $ 41,000 |
| Pickens County Georgia | 2 | $ 80,000 | $ 40,000 | $ 88,000 |
| Honolulu County Hawaii | 2 | $ 187,000 | $ 93,000 | $ 139,000 |
| Canyon County Idaho | 2 | $ 75,000 | $ 37,000 | $ 99,000 |
| Latah County Idaho | 2 | $ 43,000 | $ 21,000 | $ 120,000 |
| Champaign County Illinois | 2 | $ 93,000 | $ 46,000 | $ 100,000 |
| Kane County Illinois | 2 | $ 45,000 | $ 22,000 | $ 73,000 |
| Lake County Illinois | 2 | $ 72,000 | $ 36,000 | $ 107,000 |
| Marion County Indiana | 2 | $ 34,000 | $ 17,000 | $ 34,000 |
| Black Hawk County Iowa | 2 | $ 42,000 | $ 21,000 | $ 71,000 |
| Wyandotte County Kansas | 2 | $ 41,000 | $ 20,000 | $ 51,000 |
| Fayette County Kentucky | 2 | $ 45,000 | $ 22,000 | $ 74,000 |
| Ascension County Louisiana | 2 | $ 58,000 | $ 29,000 | $ 108,000 |
| Rapides County Louisiana | 2 | $ 47,000 | $ 23,000 | $ 86,000 |
| St. Tammany County Louisiana | 2 | $ 101,000 | $ 50,000 | $ 103,000 |
| Frederick County Maryland | 2 | $ 83,000 | $ 41,000 | $ 142,000 |
| Genesee County Michigan | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Livingston County Michigan | 2 | $ 90,000 | $ 45,000 | $ 81,000 |
| Ottawa County Michigan | 2 | $ 66,000 | $ 33,000 | $ 62,000 |
| Saginaw County Michigan | 2 | $ 24,000 | $ 12,000 | $ 44,000 |
| Dakota County Minnesota | 2 | $ 139,000 | $ 69,000 | $ 101,000 |
| Wright County Minnesota | 2 | $ 88,000 | $ 44,000 | $ 62,000 |
| Lamar County Mississippi | 2 | $ 28,000 | $ 14,000 | $ 55,000 |
| Madison County Mississippi | 2 | $ 53,000 | $ 26,000 | $ 86,000 |
| Rankin County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 81,000 |
| Boone County Missouri | 2 | $ 49,000 | $ 24,000 | $ 63,000 |
| Franklin County Missouri | 2 | $ 60,000 | $ 30,000 | $ 75,000 |
| St. Louis City County Missouri | 2 | $ 23,000 | $ 11,000 | $ 22,000 |
| Gallatin County Montana | 2 | $ 93,000 | $ 46,000 | $ 110,000 |
| Lancaster County Nebraska | 2 | $ 57,000 | $ 28,000 | $ 44,000 |
| Washoe County Nevada | 2 | $ 69,000 | $ 34,000 | $ 43,000 |
| Burlington County New Jersey | 2 | $ 195,000 | $ 97,000 | $ 125,000 |
| Sandoval County New Mexico | 2 | $ 28,000 | $ 14,000 | $ 98,000 |
| Santa Fe County New Mexico | 2 | $ 135,000 | $ 67,000 | $ 81,000 |
| Albany County New York | 2 | $ 71,000 | $ 35,000 | $ 68,000 |
| Nassau County New York | 2 | $ 175,000 | $ 87,000 | $ 115,000 |
| Orange County New York | 2 | $ 107,000 | $ 53,000 | $ 98,000 |
| Brunswick County North Carolina | 2 | $ 39,000 | $ 19,000 | $ 104,000 |
| Onslow County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 38,000 |
| Transylvania County North Carolina | 2 | $ 43,000 | $ 21,000 | $ 77,000 |
| Delaware County Ohio | 2 | $ 86,000 | $ 43,000 | $ 119,000 |
| Klamath County Oregon | 2 | $ 68,000 | $ 34,000 | $ 66,000 |
| Lane County Oregon | 2 | $ 71,000 | $ 35,000 | $ 85,000 |
| Marion County Oregon | 2 | $ 61,000 | $ 30,000 | $ 57,000 |
| Polk County Oregon | 2 | $ 63,000 | $ 31,000 | $ 117,000 |
| Centre County Pennsylvania | 2 | $ 322,000 | $ 161,000 | $ 284,000 |
| Fulton County Pennsylvania | 2 | $ 92,000 | $ 46,000 | $ 27,000 |
| Lackawanna County Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 70,000 |
| Lancaster County Pennsylvania | 2 | $ 35,000 | $ 17,000 | $ 90,000 |
| Lehigh County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 87,000 |
| McKean County Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 112,000 |
| Beaufort County South Carolina | 2 | $ 359,000 | $ 179,000 | $ 69,000 |
| Hardeman County Tennessee | 2 | $ 19,000 | $ 9,000 | $ 36,000 |
| Knox County Tennessee | 2 | $ 32,000 | $ 16,000 | $ 26,000 |
| Sumner County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 140,000 |
| Williamson County Tennessee | 2 | $ 68,000 | $ 34,000 | $ 91,000 |
| Travis County Texas | 2 | $ 76,000 | $ 38,000 | $ 96,000 |
| Prince William County Virginia | 2 | $ 115,000 | $ 57,000 | $ 93,000 |
| Snohomish County Washington | 2 | $ 148,000 | $ 74,000 | $ 104,000 |
| Spokane County Washington | 2 | $ 102,000 | $ 51,000 | $ 77,000 |
| Doddridge County West Virginia | 2 | $ 78,000 | $ 39,000 | $ 49,000 |
| Kanawha County West Virginia | 2 | $ 39,000 | $ 19,000 | $ 56,000 |
| Lewis County West Virginia | 2 | $ 114,000 | $ 57,000 | $ 41,000 |
| Putnam County West Virginia | 2 | $ 57,000 | $ 28,000 | $ 72,000 |
| Tyler County West Virginia | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Upshur County West Virginia | 2 | $ 119,000 | $ 59,000 | $ 41,000 |
| Dodge County Wisconsin | 2 | $ 59,000 | $ 29,000 | $ 55,000 |
| Walworth County Wisconsin | 2 | $ 52,000 | $ 26,000 | $ 69,000 |
| Colbert County Alabama | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Jackson County Alabama | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Madison County Alabama | 1 | $ 21,000 | $ 21,000 | $ 80,000 |
| St. Clair County Alabama | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Tuscaloosa County Alabama | 1 | $ 61,000 | $ 61,000 | $ 137,000 |
| Matanuska-Susitna County Alaska | 1 | $ 29,000 | $ 29,000 | $ 75,000 |
| Pinal County Arizona | 1 | $ 52,000 | $ 52,000 | $ 83,000 |
| Yavapai County Arizona | 1 | $ 29,000 | $ 29,000 | $ 94,000 |
| Orange County California | 1 | $ 158,000 | $ 158,000 | $ 156,000 |
| San Bernardino County California | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Shasta County California | 1 | $ 31,000 | $ 31,000 | $ 236,000 |
| Douglas County Colorado | 1 | $ 30,000 | $ 30,000 | $ 107,000 |
| Gunnison County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 168,000 |
| Jefferson County Colorado | 1 | $ 24,000 | $ 24,000 | $ 117,000 |
| Teller County Colorado | 1 | $ 22,000 | $ 22,000 | $ 108,000 |
| Fairfield County Connecticut | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Hartford County Connecticut | 1 | $ 57,000 | $ 57,000 | $ 106,000 |
| District of Columbia County District Of Columbia | 1 | $ 200,000 | $ 200,000 | $ 232,000 |
| Charlotte County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin County Florida | 1 | $ 39,000 | $ 39,000 | $ 281,000 |
| Lake County Florida | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Nassau County Florida | 1 | $ 32,000 | $ 32,000 | $ 75,000 |
| Pinellas County Florida | 1 | $ 34,000 | $ 34,000 | $ 116,000 |
| Volusia County Florida | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
| Wakulla County Florida | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Baldwin County Georgia | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
| Bibb County Georgia | 1 | $ 66,000 | $ 66,000 | $ 123,000 |
| Camden County Georgia | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Chatham County Georgia | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Cherokee County Georgia | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Coweta County Georgia | 1 | $ 27,000 | $ 27,000 | $ 68,000 |
| DeKalb County Georgia | 1 | $ 12,000 | $ 12,000 | $ 59,000 |
| Gilmer County Georgia | 1 | $ 22,000 | $ 22,000 | $ 148,000 |
| Glynn County Georgia | 1 | $ 44,000 | $ 44,000 | $ 203,000 |
| Houston County Georgia | 1 | $ 77,000 | $ 77,000 | $ 224,000 |
| Walton County Georgia | 1 | $ 40,000 | $ 40,000 | $ 101,000 |
| Maui County Hawaii | 1 | $ 48,000 | $ 48,000 | $ 123,000 |
| Bannock County Idaho | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Jefferson County Idaho | 1 | $ 7,000 | $ 7,000 | $ 41,000 |
| Kootenai County Idaho | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Madison County Idaho | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| McHenry County Illinois | 1 | $ 26,000 | $ 26,000 | $ 77,000 |
| Allen County Indiana | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Clark County Indiana | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| DeKalb County Indiana | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Floyd County Indiana | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Franklin County Indiana | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Grant County Indiana | 1 | $ 17,000 | $ 17,000 | $ 90,000 |
| Hamilton County Indiana | 1 | $ 32,000 | $ 32,000 | $ 61,000 |
| Hancock County Indiana | 1 | $ 46,000 | $ 46,000 | $ 90,000 |
| Henry County Indiana | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Johnson County Indiana | 1 | $ 14,000 | $ 14,000 | $ 141,000 |
| LaPorte County Indiana | 1 | $ 34,000 | $ 34,000 | $ 176,000 |
| Miami County Indiana | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Morgan County Indiana | 1 | $ 31,000 | $ 31,000 | $ 67,000 |
| Dubuque County Iowa | 1 | $ 17,000 | $ 17,000 | $ 55,000 |
| Linn County Iowa | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Scott County Iowa | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Shelby County Iowa | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Tama County Iowa | 1 | $ 19,000 | $ 19,000 | $ 55,000 |
| Warren County Iowa | 1 | $ 7,000 | $ 7,000 | $ 147,000 |
| Atchison County Kansas | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
| Leavenworth County Kansas | 1 | $ 36,000 | $ 36,000 | $ 76,000 |
| Republic County Kansas | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Kenton County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 38,000 |
| Lincoln County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Calcasieu County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Orleans County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 154,000 |
| St. John the Baptist County Louisiana | 1 | $ 29,000 | $ 29,000 | $ 67,000 |
| St. Mary County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Anne Arundel County Maryland | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Baltimore City County Maryland | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Carroll County Maryland | 1 | $ 22,000 | $ 22,000 | $ 73,000 |
| Charles County Maryland | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Howard County Maryland | 1 | $ 33,000 | $ 33,000 | $ 144,000 |
| Prince George's County Maryland | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Worcester County Maryland | 1 | $ 47,000 | $ 47,000 | $ 178,000 |
| Barnstable County Massachusetts | 1 | $ 33,000 | $ 33,000 | $ 276,000 |
| Hampden County Massachusetts | 1 | $ 33,000 | $ 33,000 | $ 107,000 |
| Clinton County Michigan | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Jackson County Michigan | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Leelanau County Michigan | 1 | $ 27,000 | $ 27,000 | $ 65,000 |
| Monroe County Michigan | 1 | $ 29,000 | $ 29,000 | $ 83,000 |
| Muskegon County Michigan | 1 | $ 19,000 | $ 19,000 | $ 110,000 |
| Aitkin County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 100,000 |
| Anoka County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 76,000 |
| Carver County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Clay County Minnesota | 1 | $ 14,000 | $ 14,000 | $ 43,000 |
| Morrison County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Norman County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| Otter Tail County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 59,000 |
| Pine County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 136,000 |
| Scott County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 81,000 |
| Sherburne County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 92,000 |
| St. Louis County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 98,000 |
| Steele County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 71,000 |
| Washington County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 157,000 |
| Forrest County Mississippi | 1 | $ 41,000 | $ 41,000 | $ 102,000 |
| Pearl River County Mississippi | 1 | $ 27,000 | $ 27,000 | $ 53,000 |
| Yazoo County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Benton County Missouri | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Jefferson County Missouri | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Lincoln County Missouri | 1 | $ 39,000 | $ 39,000 | $ 66,000 |
| Taney County Missouri | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Warren County Missouri | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Flathead County Montana | 1 | $ 8,000 | $ 8,000 | $ 51,000 |
| Granite County Montana | 1 | $ 21,000 | $ 21,000 | $ 176,000 |
| Lake County Montana | 1 | $ 1,000,000 | $ 1,000,000 | $ 330,000 |
| Missoula County Montana | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Douglas County Nebraska | 1 | $ 16,000 | $ 16,000 | $ 36,000 |
| Grafton County New Hampshire | 1 | $ 42,000 | $ 42,000 | $ 215,000 |
| Atlantic County New Jersey | 1 | $ 18,000 | $ 18,000 | $ 66,000 |
| Camden County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 20,000 |
| Essex County New Jersey | 1 | $ 88,000 | $ 88,000 | $ 171,000 |
| Hudson County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Hunterdon County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Middlesex County New Jersey | 1 | $ 63,000 | $ 63,000 | $ 132,000 |
| Monmouth County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 100,000 |
| Morris County New Jersey | 1 | $ 306,000 | $ 306,000 | $ 434,000 |
| Ocean County New Jersey | 1 | $ 39,000 | $ 39,000 | $ 73,000 |
| Chaves County New Mexico | 1 | $ 18,000 | $ 18,000 | $ 49,000 |
| San Juan County New Mexico | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| San Miguel County New Mexico | 1 | $ 21,000 | $ 21,000 | $ 84,000 |
| Valencia County New Mexico | 1 | $ 41,000 | $ 41,000 | $ 108,000 |
| Bronx County New York | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Cattaraugus County New York | 1 | $ 500,000 | $ 500,000 | $ 168,000 |
| Erie County New York | 1 | $ 27,000 | $ 27,000 | $ 83,000 |
| Madison County New York | 1 | $ 12,000 | $ 12,000 | $ 44,000 |
| Oswego County New York | 1 | $ 41,000 | $ 41,000 | $ 107,000 |
| Putnam County New York | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Franklin County North Carolina | 1 | $ 17,000 | $ 17,000 | $ 169,000 |
| Gaston County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Henderson County North Carolina | 1 | $ 29,000 | $ 29,000 | $ 300,000 |
| Hyde County North Carolina | 1 | $ 442,000 | $ 442,000 | $ 210,000 |
| Iredell County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 59,000 |
| Jackson County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 132,000 |
| Pitt County North Carolina | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Union County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 91,000 |
| Morton County North Dakota | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Ward County North Dakota | 1 | $ 43,000 | $ 43,000 | $ 86,000 |
| Allen County Ohio | 1 | $ 6,000 | $ 6,000 | $ 115,000 |
| Brown County Ohio | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Clinton County Ohio | 1 | $ 14,000 | $ 14,000 | $ 92,000 |
| Coshocton County Ohio | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Hocking County Ohio | 1 | $ 23,000 | $ 23,000 | $ 38,000 |
| Knox County Ohio | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Lawrence County Ohio | 1 | $ 32,000 | $ 32,000 | $ 120,000 |
| Medina County Ohio | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Miami County Ohio | 1 | $ 17,000 | $ 17,000 | $ 232,000 |
| Montgomery County Ohio | 1 | $ 33,000 | $ 33,000 | $ 113,000 |
| Ottawa County Ohio | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Ross County Ohio | 1 | $ 32,000 | $ 32,000 | $ 59,000 |
| Sandusky County Ohio | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Shelby County Ohio | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Summit County Ohio | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Wayne County Ohio | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Wood County Ohio | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Custer County Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| Oklahoma County Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 68,000 |
| Payne County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Pontotoc County Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Rogers County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Washington County Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 66,000 |
| Clatsop County Oregon | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Douglas County Oregon | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Columbia County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 79,000 |
| Franklin County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Mifflin County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Montour County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 80,000 |
| Northumberland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Perry County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 50,000 |
| Union County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 320,000 |
| Kent County Rhode Island | 1 | $ 21,000 | $ 21,000 | $ 64,000 |
| Clarendon County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 117,000 |
| Dorchester County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Greenville County South Carolina | 1 | $ 23,000 | $ 23,000 | $ 47,000 |
| Minnehaha County South Dakota | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| Hamilton County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 222,000 |
| Maury County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 124,000 |
| Montgomery County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Rutherford County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 108,000 |
| Shelby County Tennessee | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Cameron County Texas | 1 | $ 31,000 | $ 31,000 | $ 556,000 |
| Denton County Texas | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Fort Bend County Texas | 1 | $ 14,000 | $ 14,000 | $ 66,000 |
| Galveston County Texas | 1 | $ 19,000 | $ 19,000 | $ 112,000 |
| McLennan County Texas | 1 | $ 15,000 | $ 15,000 | $ 187,000 |
| Walker County Texas | 1 | $ 27,000 | $ 27,000 | $ 130,000 |
| Washington County Utah | 1 | $ 74,000 | $ 74,000 | $ 196,000 |
| Albemarle County Virginia | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| Alexandria County Virginia | 1 | $ 71,000 | $ 71,000 | $ 94,000 |
| Arlington County Virginia | 1 | $ 26,000 | $ 26,000 | $ 69,000 |
| Bedford County Virginia | 1 | $ 53,000 | $ 53,000 | $ 144,000 |
| Charlottesville County Virginia | 1 | $ 43,000 | $ 43,000 | $ 73,000 |
| Franklin County Virginia | 1 | $ 61,000 | $ 61,000 | $ 159,000 |
| Frederick County Virginia | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Hanover County Virginia | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Loudoun County Virginia | 1 | $ 69,000 | $ 69,000 | $ 150,000 |
| Louisa County Virginia | 1 | $ 39,000 | $ 39,000 | $ 222,000 |
| Lynchburg County Virginia | 1 | $ 16,000 | $ 16,000 | $ 190,000 |
| Richmond City County Virginia | 1 | $ 36,000 | $ 36,000 | $ 108,000 |
| Roanoke City County Virginia | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
| Salem County Virginia | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Washington County Virginia | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
| Island County Washington | 1 | $ 44,000 | $ 44,000 | $ 146,000 |
| Kitsap County Washington | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Whatcom County Washington | 1 | $ 31,000 | $ 31,000 | $ 157,000 |
| Greenbrier County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
| Jackson County West Virginia | 1 | $ 53,000 | $ 53,000 | $ 107,000 |
| Preston County West Virginia | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Randolph County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Brown County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 153,000 |
| Eau Claire County Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Oneida County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 173,000 |
| Outagamie County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Ozaukee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Pepin County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Pierce County Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 72,000 |
| Racine County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Winnebago County Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 57,000 |
| Wood County Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 66,000 |
| Albany County Wyoming | 1 | $ 27,000 | $ 27,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for First National Bank Of Pa in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,847 | $183,210,000 | $64,000 | $1,400,000 | $62,000 | $1,020,000 |
| Home Improvement | 2,690 | $77,823,000 | $28,000 | $880,000 | $52,000 | $461,000 |
| Home Purchase | 2,339 | $197,501,000 | $84,000 | $10,000,000 | $79,000 | $3,096,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,185 | $415,675,000 | $57,000 | $10,000,000 | $63,000 | $3,096,000 |
| Not Provided | 410 | $15,800,000 | $38,000 | $680,000 | $83,000 | $628,000 |
| Black or African American | 113 | $4,881,000 | $43,000 | $376,000 | $70,000 | $504,000 |
| Hispanic | 55 | $2,795,000 | $50,000 | $466,000 | $71,000 | $287,000 |
| Not applicable | 55 | $15,401,000 | $280,000 | $6,290,000 | $0 | $0 |
| Asian | 40 | $3,063,000 | $76,000 | $310,000 | $121,000 | $461,000 |
| American Indian or Alaskan Native | 11 | $608,000 | $55,000 | $204,000 | $74,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $311,000 | $44,000 | $100,000 | $115,000 | $394,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,876 | $458,534,000 | $58,000 | $10,000,000 | $64,000 | $3,096,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,992 | $310,843,000 | $62,000 | $6,290,000 | $63,000 | $1,383,000 |
| Application Denied By Financial Institution | 1,511 | $67,735,000 | $44,000 | $1,000,000 | $47,000 | $800,000 |
| Loan Purchased By The Institution | 858 | $29,880,000 | $34,000 | $236,000 | $93,000 | $844,000 |
| Application Approved But Not Accepted | 355 | $16,947,000 | $47,000 | $417,000 | $62,000 | $450,000 |
| Application Withdrawn By Applicant | 160 | $33,129,000 | $207,000 | $10,000,000 | $103,000 | $3,096,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 855 | $30,056,000 | $35,000 | $290,000 | $42,000 | $404,000 |
| Collateral | 308 | $16,518,000 | $53,000 | $333,000 | $65,000 | $800,000 |
| Debt-To-Income Ratio | 301 | $18,044,000 | $59,000 | $1,000,000 | $36,000 | $330,000 |
| Other | 25 | $1,775,000 | $71,000 | $250,000 | $105,000 | $504,000 |
| Unverifiable Information | 10 | $773,000 | $77,000 | $245,000 | $58,000 | $122,000 |
| Credit Application Incomplete | 7 | $312,000 | $44,000 | $75,000 | $46,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $205,000 | $68,000 | $119,000 | $58,000 | $82,000 |
| Employment History | 2 | $52,000 | $26,000 | $38,000 | $22,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pa's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.