First National Bank of Pa Mortgage Lending & HMDA Data, 2006
In 2006, First National Bank of Pa of Greenville, PA reported 7,876 mortgage applications totaling $458.5 million, down 4% from 2005. The average application was for $58,219, and applicants reported an average income of $63,633. 63% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Pittsburgh, PA (1,854), Youngstown-Warren-Boardman, OH-PA (1,323) and Johnstown, PA (685) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Pa 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,876 |
| Total Mortgage Loan Application Amount | $458,534,000 |
| Average Mortgage Loan Application Amount | $58,219 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $63,633 |
| Highest Applicant Income | $3,096,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer, Pennsylvania | 889 | $ 49,407,000 | $ 55,575 | $ 56,000 |
| Cambria, Pennsylvania | 685 | $ 28,632,000 | $ 41,798 | $ 51,000 |
| Somerset, Pennsylvania | 603 | $ 26,022,000 | $ 43,154 | $ 50,000 |
| Westmoreland, Pennsylvania | 551 | $ 31,339,000 | $ 56,876 | $ 60,000 |
| Erie, Pennsylvania | 476 | $ 28,120,000 | $ 59,075 | $ 58,000 |
| Allegheny, Pennsylvania | 383 | $ 23,293,000 | $ 60,817 | $ 78,000 |
| Lawrence, Pennsylvania | 362 | $ 25,041,000 | $ 69,174 | $ 69,000 |
| Crawford, Pennsylvania | 350 | $ 18,928,000 | $ 54,080 | $ 52,000 |
| Butler, Pennsylvania | 309 | $ 20,185,000 | $ 65,323 | $ 57,000 |
| Mahoning, Ohio | 288 | $ 17,307,000 | $ 60,093 | $ 59,000 |
| Venango, Pennsylvania | 283 | $ 14,211,000 | $ 50,215 | $ 53,000 |
| Bedford, Pennsylvania | 266 | $ 13,913,000 | $ 52,304 | $ 56,000 |
| Beaver, Pennsylvania | 232 | $ 16,512,000 | $ 71,172 | $ 66,000 |
| Fayette, Pennsylvania | 222 | $ 8,915,000 | $ 40,157 | $ 51,000 |
| Indiana, Pennsylvania | 153 | $ 6,375,000 | $ 41,666 | $ 51,000 |
| Trumbull, Ohio | 146 | $ 9,441,000 | $ 64,664 | $ 57,000 |
| Armstrong, Pennsylvania | 114 | $ 4,107,000 | $ 36,026 | $ 47,000 |
| Greene, Pennsylvania | 93 | $ 3,651,000 | $ 39,258 | $ 48,000 |
| Luzerne, Pennsylvania | 74 | $ 7,317,000 | $ 98,878 | $ 66,000 |
| Blair, Pennsylvania | 72 | $ 3,309,000 | $ 45,958 | $ 52,000 |
| Schuylkill, Pennsylvania | 44 | $ 2,151,000 | $ 48,886 | $ 55,000 |
| Washington, Pennsylvania | 43 | $ 4,458,000 | $ 103,674 | $ 87,000 |
| Geauga, Ohio | 38 | $ 2,576,000 | $ 67,789 | $ 56,000 |
| Dauphin, Pennsylvania | 36 | $ 5,577,000 | $ 154,916 | $ 79,000 |
| Lycoming, Pennsylvania | 26 | $ 1,845,000 | $ 70,961 | $ 78,000 |
| Maricopa, Arizona | 24 | $ 834,000 | $ 34,750 | $ 128,000 |
| Monongalia, West Virginia | 21 | $ 1,048,000 | $ 49,904 | $ 40,000 |
| Cook, Illinois | 18 | $ 882,000 | $ 49,000 | $ 130,000 |
| Chautauqua, New York | 18 | $ 1,773,000 | $ 98,500 | $ 90,000 |
| York, Pennsylvania | 18 | $ 2,265,000 | $ 125,833 | $ 129,000 |
| Clearfield, Pennsylvania | 17 | $ 537,000 | $ 31,588 | $ 31,000 |
| Warren, Pennsylvania | 17 | $ 762,000 | $ 44,823 | $ 71,000 |
| Lee, Florida | 15 | $ 2,998,000 | $ 199,866 | $ 242,000 |
| Wayne, Michigan | 14 | $ 357,000 | $ 25,500 | $ 68,000 |
| Harrison, West Virginia | 14 | $ 738,000 | $ 52,714 | $ 37,000 |
| Polk, Iowa | 13 | $ 376,000 | $ 28,923 | $ 68,000 |
| Clarion, Pennsylvania | 13 | $ 788,000 | $ 60,615 | $ 93,000 |
| Cumberland, Pennsylvania | 12 | $ 2,134,000 | $ 177,833 | $ 147,000 |
| Collier, Florida | 11 | $ 9,058,000 | $ 823,454 | $ 162,000 |
| Palm Beach, Florida | 11 | $ 1,613,000 | $ 146,636 | $ 210,000 |
| Jefferson, Alabama | 10 | $ 348,000 | $ 34,800 | $ 96,000 |
| Columbiana, Ohio | 10 | $ 583,000 | $ 58,300 | $ 86,000 |
| Franklin, Ohio | 10 | $ 10,189,000 | $ 1,018,900 | $ 392,000 |
| Shelby, Alabama | 9 | $ 199,000 | $ 22,111 | $ 55,000 |
| Lafayette, Louisiana | 9 | $ 217,000 | $ 24,111 | $ 72,000 |
| Mecklenburg, North Carolina | 9 | $ 304,000 | $ 33,777 | $ 96,000 |
| Cuyahoga, Ohio | 9 | $ 491,000 | $ 54,555 | $ 102,000 |
| King, Washington | 9 | $ 358,000 | $ 39,777 | $ 88,000 |
| Dane, Wisconsin | 9 | $ 387,000 | $ 43,000 | $ 118,000 |
| Pima, Arizona | 8 | $ 282,000 | $ 35,250 | $ 63,000 |
| East Baton Rouge, Louisiana | 8 | $ 215,000 | $ 26,875 | $ 68,000 |
| Macomb, Michigan | 8 | $ 225,000 | $ 28,125 | $ 80,000 |
| Hamilton, Ohio | 8 | $ 364,000 | $ 45,500 | $ 76,000 |
| Richland, Ohio | 8 | $ 491,000 | $ 61,375 | $ 64,000 |
| Jefferson, Pennsylvania | 8 | $ 523,000 | $ 65,375 | $ 60,000 |
| Leon, Florida | 7 | $ 227,000 | $ 32,428 | $ 88,000 |
| Fulton, Georgia | 7 | $ 226,000 | $ 32,285 | $ 73,000 |
| Washtenaw, Michigan | 7 | $ 237,000 | $ 33,857 | $ 65,000 |
| Bernalillo, New Mexico | 7 | $ 433,000 | $ 61,857 | $ 129,000 |
| Lake, Ohio | 7 | $ 1,252,000 | $ 178,857 | $ 91,000 |
| Yakima, Washington | 7 | $ 262,000 | $ 37,428 | $ 121,000 |
| Broward, Florida | 6 | $ 1,170,000 | $ 195,000 | $ 206,000 |
| Cobb, Georgia | 6 | $ 172,000 | $ 28,666 | $ 74,000 |
| DuPage, Illinois | 6 | $ 233,000 | $ 38,833 | $ 131,000 |
| Monroe, New York | 6 | $ 291,000 | $ 48,500 | $ 93,000 |
| Wake, North Carolina | 6 | $ 183,000 | $ 30,500 | $ 78,000 |
| Ashtabula, Ohio | 6 | $ 956,000 | $ 159,333 | $ 121,000 |
| Warren, Ohio | 6 | $ 337,000 | $ 56,166 | $ 97,000 |
| Bucks, Pennsylvania | 6 | $ 1,163,000 | $ 193,833 | $ 233,000 |
| Utah, Utah | 6 | $ 111,000 | $ 18,500 | $ 78,000 |
| Marion, West Virginia | 6 | $ 302,000 | $ 50,333 | $ 30,000 |
| Anchorage, Alaska | 5 | $ 293,000 | $ 58,600 | $ 116,000 |
| Brevard, Florida | 5 | $ 215,000 | $ 43,000 | $ 69,000 |
| Miami-Dade, Florida | 5 | $ 375,000 | $ 75,000 | $ 150,000 |
| Orange, Florida | 5 | $ 528,000 | $ 105,600 | $ 168,000 |
| Dallas, Iowa | 5 | $ 320,000 | $ 64,000 | $ 77,000 |
| Story, Iowa | 5 | $ 115,000 | $ 23,000 | $ 70,000 |
| Hennepin, Minnesota | 5 | $ 191,000 | $ 38,200 | $ 91,000 |
| St. Charles, Missouri | 5 | $ 156,000 | $ 31,200 | $ 68,000 |
| Stone, Missouri | 5 | $ 86,000 | $ 17,200 | $ 169,000 |
| Yellowstone, Montana | 5 | $ 118,000 | $ 23,600 | $ 72,000 |
| Butler, Ohio | 5 | $ 273,000 | $ 54,600 | $ 84,000 |
| Multnomah, Oregon | 5 | $ 136,000 | $ 27,200 | $ 84,000 |
| Washington, Oregon | 5 | $ 163,000 | $ 32,600 | $ 71,000 |
| Chester, Pennsylvania | 5 | $ 221,000 | $ 44,200 | $ 87,000 |
| Forest, Pennsylvania | 5 | $ 364,000 | $ 72,800 | $ 69,000 |
| Montgomery, Pennsylvania | 5 | $ 408,000 | $ 81,600 | $ 78,000 |
| Philadelphia, Pennsylvania | 5 | $ 144,000 | $ 28,800 | $ 121,000 |
| Davidson, Tennessee | 5 | $ 159,000 | $ 31,800 | $ 59,000 |
| Harris, Texas | 5 | $ 136,000 | $ 27,200 | $ 103,000 |
| Fairfax, Virginia | 5 | $ 467,000 | $ 93,400 | $ 117,000 |
| Denver, Colorado | 4 | $ 118,000 | $ 29,500 | $ 88,000 |
| Clay, Florida | 4 | $ 177,000 | $ 44,250 | $ 103,000 |
| Duval, Florida | 4 | $ 211,000 | $ 52,750 | $ 158,000 |
| Ada, Idaho | 4 | $ 114,000 | $ 28,500 | $ 56,000 |
| Jefferson, Kentucky | 4 | $ 74,000 | $ 18,500 | $ 65,000 |
| Kent, Michigan | 4 | $ 132,000 | $ 33,000 | $ 105,000 |
| Oakland, Michigan | 4 | $ 99,000 | $ 24,750 | $ 88,000 |
| Ramsey, Minnesota | 4 | $ 158,000 | $ 39,500 | $ 151,000 |
| St. Louis, Missouri | 4 | $ 108,000 | $ 27,000 | $ 56,000 |
| Lorain, Ohio | 4 | $ 129,000 | $ 32,250 | $ 66,000 |
| Tulsa, Oklahoma | 4 | $ 68,000 | $ 17,000 | $ 91,000 |
| Berks, Pennsylvania | 4 | $ 143,000 | $ 35,750 | $ 61,000 |
| Carbon, Pennsylvania | 4 | $ 227,000 | $ 56,750 | $ 39,000 |
| Delaware, Pennsylvania | 4 | $ 159,000 | $ 39,750 | $ 100,000 |
| Clark, Washington | 4 | $ 124,000 | $ 31,000 | $ 71,000 |
| Taylor, West Virginia | 4 | $ 180,000 | $ 45,000 | $ 50,000 |
| Baldwin, Alabama | 3 | $ 88,000 | $ 29,333 | $ 96,000 |
| Los Angeles, California | 3 | $ 224,000 | $ 74,666 | $ 176,000 |
| New Haven, Connecticut | 3 | $ 206,000 | $ 68,666 | $ 99,000 |
| New Castle, Delaware | 3 | $ 136,000 | $ 45,333 | $ 92,000 |
| Hillsborough, Florida | 3 | $ 279,000 | $ 93,000 | $ 504,000 |
| Polk, Florida | 3 | $ 395,000 | $ 131,666 | $ 161,000 |
| Sarasota, Florida | 3 | $ 1,076,000 | $ 358,666 | $ 129,000 |
| Kendall, Illinois | 3 | $ 94,000 | $ 31,333 | $ 57,000 |
| Johnson, Iowa | 3 | $ 119,000 | $ 39,666 | $ 116,000 |
| Douglas, Kansas | 3 | $ 54,000 | $ 18,000 | $ 72,000 |
| Johnson, Kansas | 3 | $ 91,000 | $ 30,333 | $ 72,000 |
| Boone, Kentucky | 3 | $ 110,000 | $ 36,666 | $ 83,000 |
| Garrett, Maryland | 3 | $ 1,543,000 | $ 514,333 | $ 174,000 |
| Middlesex, Massachusetts | 3 | $ 134,000 | $ 44,666 | $ 88,000 |
| Buchanan, Missouri | 3 | $ 92,000 | $ 30,666 | $ 100,000 |
| Clay, Missouri | 3 | $ 140,000 | $ 46,666 | $ 137,000 |
| Jackson, Missouri | 3 | $ 101,000 | $ 33,666 | $ 107,000 |
| Platte, Missouri | 3 | $ 89,000 | $ 29,666 | $ 61,000 |
| Carson City, Nevada | 3 | $ 113,000 | $ 37,666 | $ 80,000 |
| Saratoga, New York | 3 | $ 94,000 | $ 31,333 | $ 72,000 |
| Suffolk, New York | 3 | $ 168,000 | $ 56,000 | $ 74,000 |
| New Hanover, North Carolina | 3 | $ 82,000 | $ 27,333 | $ 34,000 |
| Burleigh, North Dakota | 3 | $ 59,000 | $ 19,666 | $ 74,000 |
| Clermont, Ohio | 3 | $ 83,000 | $ 27,666 | $ 70,000 |
| Portage, Ohio | 3 | $ 221,000 | $ 73,666 | $ 49,000 |
| Stark, Ohio | 3 | $ 507,000 | $ 169,000 | $ 347,000 |
| Clackamas, Oregon | 3 | $ 89,000 | $ 29,666 | $ 50,000 |
| Huntingdon, Pennsylvania | 3 | $ 303,000 | $ 101,000 | $ 215,000 |
| Lebanon, Pennsylvania | 3 | $ 515,000 | $ 171,666 | $ 104,000 |
| Charleston, South Carolina | 3 | $ 651,000 | $ 217,000 | $ 156,000 |
| Pennington, South Dakota | 3 | $ 96,000 | $ 32,000 | $ 83,000 |
| Wilson, Tennessee | 3 | $ 1,352,000 | $ 450,666 | $ 130,000 |
| Dallas, Texas | 3 | $ 108,000 | $ 36,000 | $ 241,000 |
| Montgomery, Virginia | 3 | $ 48,000 | $ 16,000 | $ 121,000 |
| Pierce, Washington | 3 | $ 147,000 | $ 49,000 | $ 111,000 |
| Thurston, Washington | 3 | $ 95,000 | $ 31,666 | $ 77,000 |
| Milwaukee, Wisconsin | 3 | $ 52,000 | $ 17,333 | $ 78,000 |
| Waukesha, Wisconsin | 3 | $ 126,000 | $ 42,000 | $ 81,000 |
| Mohave, Arizona | 2 | $ 75,000 | $ 37,500 | $ 103,000 |
| Benton, Arkansas | 2 | $ 77,000 | $ 38,500 | $ 130,000 |
| Ventura, California | 2 | $ 163,000 | $ 81,500 | $ 176,000 |
| Arapahoe, Colorado | 2 | $ 67,000 | $ 33,500 | $ 141,000 |
| Broomfield, Colorado | 2 | $ 79,000 | $ 39,500 | $ 89,000 |
| La Plata, Colorado | 2 | $ 87,000 | $ 43,500 | $ 122,000 |
| Larimer, Colorado | 2 | $ 82,000 | $ 41,000 | $ 92,000 |
| Sussex, Delaware | 2 | $ 90,000 | $ 45,000 | $ 159,000 |
| Alachua, Florida | 2 | $ 58,000 | $ 29,000 | $ 67,000 |
| Manatee, Florida | 2 | $ 640,000 | $ 320,000 | $ 137,000 |
| Marion, Florida | 2 | $ 44,000 | $ 22,000 | $ 40,000 |
| Monroe, Florida | 2 | $ 85,000 | $ 42,500 | $ 120,000 |
| Pasco, Florida | 2 | $ 82,000 | $ 41,000 | $ 156,000 |
| St. Johns, Florida | 2 | $ 451,000 | $ 225,500 | $ 104,000 |
| Forsyth, Georgia | 2 | $ 87,000 | $ 43,500 | $ 81,000 |
| Gwinnett, Georgia | 2 | $ 39,000 | $ 19,500 | $ 62,000 |
| Henry, Georgia | 2 | $ 42,000 | $ 21,000 | $ 41,000 |
| Pickens, Georgia | 2 | $ 80,000 | $ 40,000 | $ 88,000 |
| Honolulu, Hawaii | 2 | $ 187,000 | $ 93,500 | $ 139,000 |
| Canyon, Idaho | 2 | $ 75,000 | $ 37,500 | $ 99,000 |
| Latah, Idaho | 2 | $ 43,000 | $ 21,500 | $ 120,000 |
| Champaign, Illinois | 2 | $ 93,000 | $ 46,500 | $ 100,000 |
| Kane, Illinois | 2 | $ 45,000 | $ 22,500 | $ 73,000 |
| Lake, Illinois | 2 | $ 72,000 | $ 36,000 | $ 107,000 |
| Marion, Indiana | 2 | $ 34,000 | $ 17,000 | $ 34,000 |
| Black Hawk, Iowa | 2 | $ 42,000 | $ 21,000 | $ 71,000 |
| Wyandotte, Kansas | 2 | $ 41,000 | $ 20,500 | $ 51,000 |
| Fayette, Kentucky | 2 | $ 45,000 | $ 22,500 | $ 74,000 |
| Ascension, Louisiana | 2 | $ 58,000 | $ 29,000 | $ 108,000 |
| Rapides, Louisiana | 2 | $ 47,000 | $ 23,500 | $ 86,000 |
| St. Tammany, Louisiana | 2 | $ 101,000 | $ 50,500 | $ 103,000 |
| Frederick, Maryland | 2 | $ 83,000 | $ 41,500 | $ 142,000 |
| Genesee, Michigan | 2 | $ 50,000 | $ 25,000 | $ 61,000 |
| Livingston, Michigan | 2 | $ 90,000 | $ 45,000 | $ 81,000 |
| Ottawa, Michigan | 2 | $ 66,000 | $ 33,000 | $ 62,000 |
| Saginaw, Michigan | 2 | $ 24,000 | $ 12,000 | $ 44,000 |
| Dakota, Minnesota | 2 | $ 139,000 | $ 69,500 | $ 101,000 |
| Wright, Minnesota | 2 | $ 88,000 | $ 44,000 | $ 62,000 |
| Lamar, Mississippi | 2 | $ 28,000 | $ 14,000 | $ 55,000 |
| Madison, Mississippi | 2 | $ 53,000 | $ 26,500 | $ 86,000 |
| Rankin, Mississippi | 2 | $ 63,000 | $ 31,500 | $ 81,000 |
| Boone, Missouri | 2 | $ 49,000 | $ 24,500 | $ 63,000 |
| Franklin, Missouri | 2 | $ 60,000 | $ 30,000 | $ 75,000 |
| St. Louis City, Missouri | 2 | $ 23,000 | $ 11,500 | $ 22,000 |
| Gallatin, Montana | 2 | $ 93,000 | $ 46,500 | $ 110,000 |
| Lancaster, Nebraska | 2 | $ 57,000 | $ 28,500 | $ 44,000 |
| Washoe, Nevada | 2 | $ 69,000 | $ 34,500 | $ 43,000 |
| Burlington, New Jersey | 2 | $ 195,000 | $ 97,500 | $ 125,000 |
| Sandoval, New Mexico | 2 | $ 28,000 | $ 14,000 | $ 98,000 |
| Santa Fe, New Mexico | 2 | $ 135,000 | $ 67,500 | $ 81,000 |
| Albany, New York | 2 | $ 71,000 | $ 35,500 | $ 68,000 |
| Nassau, New York | 2 | $ 175,000 | $ 87,500 | $ 115,000 |
| Orange, New York | 2 | $ 107,000 | $ 53,500 | $ 98,000 |
| Brunswick, North Carolina | 2 | $ 39,000 | $ 19,500 | $ 104,000 |
| Onslow, North Carolina | 2 | $ 134,000 | $ 67,000 | $ 38,000 |
| Transylvania, North Carolina | 2 | $ 43,000 | $ 21,500 | $ 77,000 |
| Delaware, Ohio | 2 | $ 86,000 | $ 43,000 | $ 119,000 |
| Klamath, Oregon | 2 | $ 68,000 | $ 34,000 | $ 66,000 |
| Lane, Oregon | 2 | $ 71,000 | $ 35,500 | $ 85,000 |
| Marion, Oregon | 2 | $ 61,000 | $ 30,500 | $ 57,000 |
| Polk, Oregon | 2 | $ 63,000 | $ 31,500 | $ 117,000 |
| Centre, Pennsylvania | 2 | $ 322,000 | $ 161,000 | $ 284,000 |
| Fulton, Pennsylvania | 2 | $ 92,000 | $ 46,000 | $ 27,000 |
| Lackawanna, Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 70,000 |
| Lancaster, Pennsylvania | 2 | $ 35,000 | $ 17,500 | $ 90,000 |
| Lehigh, Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 87,000 |
| McKean, Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 112,000 |
| Beaufort, South Carolina | 2 | $ 359,000 | $ 179,500 | $ 69,000 |
| Hardeman, Tennessee | 2 | $ 19,000 | $ 9,500 | $ 36,000 |
| Knox, Tennessee | 2 | $ 32,000 | $ 16,000 | $ 26,000 |
| Sumner, Tennessee | 2 | $ 173,000 | $ 86,500 | $ 140,000 |
| Williamson, Tennessee | 2 | $ 68,000 | $ 34,000 | $ 91,000 |
| Travis, Texas | 2 | $ 76,000 | $ 38,000 | $ 96,000 |
| Prince William, Virginia | 2 | $ 115,000 | $ 57,500 | $ 93,000 |
| Snohomish, Washington | 2 | $ 148,000 | $ 74,000 | $ 104,000 |
| Spokane, Washington | 2 | $ 102,000 | $ 51,000 | $ 77,000 |
| Doddridge, West Virginia | 2 | $ 78,000 | $ 39,000 | $ 49,000 |
| Kanawha, West Virginia | 2 | $ 39,000 | $ 19,500 | $ 56,000 |
| Lewis, West Virginia | 2 | $ 114,000 | $ 57,000 | $ 41,000 |
| Putnam, West Virginia | 2 | $ 57,000 | $ 28,500 | $ 72,000 |
| Tyler, West Virginia | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Upshur, West Virginia | 2 | $ 119,000 | $ 59,500 | $ 41,000 |
| Dodge, Wisconsin | 2 | $ 59,000 | $ 29,500 | $ 55,000 |
| Walworth, Wisconsin | 2 | $ 52,000 | $ 26,000 | $ 69,000 |
| Colbert, Alabama | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Jackson, Alabama | 1 | $ 20,000 | $ 20,000 | $ 44,000 |
| Madison, Alabama | 1 | $ 21,000 | $ 21,000 | $ 80,000 |
| St. Clair, Alabama | 1 | $ 20,000 | $ 20,000 | $ 33,000 |
| Tuscaloosa, Alabama | 1 | $ 61,000 | $ 61,000 | $ 137,000 |
| Matanuska-Susitna, Alaska | 1 | $ 29,000 | $ 29,000 | $ 75,000 |
| Pinal, Arizona | 1 | $ 52,000 | $ 52,000 | $ 83,000 |
| Yavapai, Arizona | 1 | $ 29,000 | $ 29,000 | $ 94,000 |
| Orange, California | 1 | $ 158,000 | $ 158,000 | $ 156,000 |
| San Bernardino, California | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Shasta, California | 1 | $ 31,000 | $ 31,000 | $ 236,000 |
| Douglas, Colorado | 1 | $ 30,000 | $ 30,000 | $ 107,000 |
| Gunnison, Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 168,000 |
| Jefferson, Colorado | 1 | $ 24,000 | $ 24,000 | $ 117,000 |
| Teller, Colorado | 1 | $ 22,000 | $ 22,000 | $ 108,000 |
| Fairfield, Connecticut | 1 | $ 40,000 | $ 40,000 | $ 70,000 |
| Hartford, Connecticut | 1 | $ 57,000 | $ 57,000 | $ 106,000 |
| District of Columbia, District Of Columbia | 1 | $ 200,000 | $ 200,000 | $ 232,000 |
| Charlotte, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin, Florida | 1 | $ 39,000 | $ 39,000 | $ 281,000 |
| Lake, Florida | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Nassau, Florida | 1 | $ 32,000 | $ 32,000 | $ 75,000 |
| Pinellas, Florida | 1 | $ 34,000 | $ 34,000 | $ 116,000 |
| Volusia, Florida | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
| Wakulla, Florida | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Baldwin, Georgia | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
| Bibb, Georgia | 1 | $ 66,000 | $ 66,000 | $ 123,000 |
| Camden, Georgia | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Chatham, Georgia | 1 | $ 22,000 | $ 22,000 | $ 35,000 |
| Cherokee, Georgia | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Coweta, Georgia | 1 | $ 27,000 | $ 27,000 | $ 68,000 |
| DeKalb, Georgia | 1 | $ 12,000 | $ 12,000 | $ 59,000 |
| Gilmer, Georgia | 1 | $ 22,000 | $ 22,000 | $ 148,000 |
| Glynn, Georgia | 1 | $ 44,000 | $ 44,000 | $ 203,000 |
| Houston, Georgia | 1 | $ 77,000 | $ 77,000 | $ 224,000 |
| Walton, Georgia | 1 | $ 40,000 | $ 40,000 | $ 101,000 |
| Maui, Hawaii | 1 | $ 48,000 | $ 48,000 | $ 123,000 |
| Bannock, Idaho | 1 | $ 17,000 | $ 17,000 | $ 48,000 |
| Jefferson, Idaho | 1 | $ 7,000 | $ 7,000 | $ 41,000 |
| Kootenai, Idaho | 1 | $ 30,000 | $ 30,000 | $ 158,000 |
| Madison, Idaho | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| McHenry, Illinois | 1 | $ 26,000 | $ 26,000 | $ 77,000 |
| Allen, Indiana | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Clark, Indiana | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| DeKalb, Indiana | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Floyd, Indiana | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Franklin, Indiana | 1 | $ 20,000 | $ 20,000 | $ 47,000 |
| Grant, Indiana | 1 | $ 17,000 | $ 17,000 | $ 90,000 |
| Hamilton, Indiana | 1 | $ 32,000 | $ 32,000 | $ 61,000 |
| Hancock, Indiana | 1 | $ 46,000 | $ 46,000 | $ 90,000 |
| Henry, Indiana | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Johnson, Indiana | 1 | $ 14,000 | $ 14,000 | $ 141,000 |
| LaPorte, Indiana | 1 | $ 34,000 | $ 34,000 | $ 176,000 |
| Miami, Indiana | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Morgan, Indiana | 1 | $ 31,000 | $ 31,000 | $ 67,000 |
| Dubuque, Iowa | 1 | $ 17,000 | $ 17,000 | $ 55,000 |
| Linn, Iowa | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Scott, Iowa | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Shelby, Iowa | 1 | $ 18,000 | $ 18,000 | $ 50,000 |
| Tama, Iowa | 1 | $ 19,000 | $ 19,000 | $ 55,000 |
| Warren, Iowa | 1 | $ 7,000 | $ 7,000 | $ 147,000 |
| Atchison, Kansas | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
| Leavenworth, Kansas | 1 | $ 36,000 | $ 36,000 | $ 76,000 |
| Republic, Kansas | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Kenton, Kentucky | 1 | $ 29,000 | $ 29,000 | $ 38,000 |
| Lincoln, Kentucky | 1 | $ 30,000 | $ 30,000 | $ 63,000 |
| Calcasieu, Louisiana | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Orleans, Louisiana | 1 | $ 131,000 | $ 131,000 | $ 154,000 |
| St. John the Baptist, Louisiana | 1 | $ 29,000 | $ 29,000 | $ 67,000 |
| St. Mary, Louisiana | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Anne Arundel, Maryland | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Baltimore City, Maryland | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Carroll, Maryland | 1 | $ 22,000 | $ 22,000 | $ 73,000 |
| Charles, Maryland | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Howard, Maryland | 1 | $ 33,000 | $ 33,000 | $ 144,000 |
| Prince George's, Maryland | 1 | $ 50,000 | $ 50,000 | $ 106,000 |
| Worcester, Maryland | 1 | $ 47,000 | $ 47,000 | $ 178,000 |
| Barnstable, Massachusetts | 1 | $ 33,000 | $ 33,000 | $ 276,000 |
| Hampden, Massachusetts | 1 | $ 33,000 | $ 33,000 | $ 107,000 |
| Clinton, Michigan | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Jackson, Michigan | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Leelanau, Michigan | 1 | $ 27,000 | $ 27,000 | $ 65,000 |
| Monroe, Michigan | 1 | $ 29,000 | $ 29,000 | $ 83,000 |
| Muskegon, Michigan | 1 | $ 19,000 | $ 19,000 | $ 110,000 |
| Aitkin, Minnesota | 1 | $ 26,000 | $ 26,000 | $ 100,000 |
| Anoka, Minnesota | 1 | $ 31,000 | $ 31,000 | $ 76,000 |
| Carver, Minnesota | 1 | $ 60,000 | $ 60,000 | $ 83,000 |
| Clay, Minnesota | 1 | $ 14,000 | $ 14,000 | $ 43,000 |
| Morrison, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Norman, Minnesota | 1 | $ 8,000 | $ 8,000 | $ 31,000 |
| Otter Tail, Minnesota | 1 | $ 8,000 | $ 8,000 | $ 59,000 |
| Pine, Minnesota | 1 | $ 38,000 | $ 38,000 | $ 136,000 |
| Scott, Minnesota | 1 | $ 23,000 | $ 23,000 | $ 81,000 |
| Sherburne, Minnesota | 1 | $ 5,000 | $ 5,000 | $ 92,000 |
| St. Louis, Minnesota | 1 | $ 42,000 | $ 42,000 | $ 98,000 |
| Steele, Minnesota | 1 | $ 29,000 | $ 29,000 | $ 71,000 |
| Washington, Minnesota | 1 | $ 91,000 | $ 91,000 | $ 157,000 |
| Forrest, Mississippi | 1 | $ 41,000 | $ 41,000 | $ 102,000 |
| Pearl River, Mississippi | 1 | $ 27,000 | $ 27,000 | $ 53,000 |
| Yazoo, Mississippi | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Benton, Missouri | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Jefferson, Missouri | 1 | $ 26,000 | $ 26,000 | $ 54,000 |
| Lincoln, Missouri | 1 | $ 39,000 | $ 39,000 | $ 66,000 |
| Taney, Missouri | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Warren, Missouri | 1 | $ 42,000 | $ 42,000 | $ 54,000 |
| Flathead, Montana | 1 | $ 8,000 | $ 8,000 | $ 51,000 |
| Granite, Montana | 1 | $ 21,000 | $ 21,000 | $ 176,000 |
| Lake, Montana | 1 | $ 1,000,000 | $ 1,000,000 | $ 330,000 |
| Missoula, Montana | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Douglas, Nebraska | 1 | $ 16,000 | $ 16,000 | $ 36,000 |
| Grafton, New Hampshire | 1 | $ 42,000 | $ 42,000 | $ 215,000 |
| Atlantic, New Jersey | 1 | $ 18,000 | $ 18,000 | $ 66,000 |
| Camden, New Jersey | 1 | $ 7,000 | $ 7,000 | $ 20,000 |
| Essex, New Jersey | 1 | $ 88,000 | $ 88,000 | $ 171,000 |
| Hudson, New Jersey | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Hunterdon, New Jersey | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Middlesex, New Jersey | 1 | $ 63,000 | $ 63,000 | $ 132,000 |
| Monmouth, New Jersey | 1 | $ 59,000 | $ 59,000 | $ 100,000 |
| Morris, New Jersey | 1 | $ 306,000 | $ 306,000 | $ 434,000 |
| Ocean, New Jersey | 1 | $ 39,000 | $ 39,000 | $ 73,000 |
| Chaves, New Mexico | 1 | $ 18,000 | $ 18,000 | $ 49,000 |
| San Juan, New Mexico | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| San Miguel, New Mexico | 1 | $ 21,000 | $ 21,000 | $ 84,000 |
| Valencia, New Mexico | 1 | $ 41,000 | $ 41,000 | $ 108,000 |
| Bronx, New York | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Cattaraugus, New York | 1 | $ 500,000 | $ 500,000 | $ 168,000 |
| Erie, New York | 1 | $ 27,000 | $ 27,000 | $ 83,000 |
| Madison, New York | 1 | $ 12,000 | $ 12,000 | $ 44,000 |
| Oswego, New York | 1 | $ 41,000 | $ 41,000 | $ 107,000 |
| Putnam, New York | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Franklin, North Carolina | 1 | $ 17,000 | $ 17,000 | $ 169,000 |
| Gaston, North Carolina | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Henderson, North Carolina | 1 | $ 29,000 | $ 29,000 | $ 300,000 |
| Hyde, North Carolina | 1 | $ 442,000 | $ 442,000 | $ 210,000 |
| Iredell, North Carolina | 1 | $ 181,000 | $ 181,000 | $ 59,000 |
| Jackson, North Carolina | 1 | $ 42,000 | $ 42,000 | $ 132,000 |
| Pitt, North Carolina | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Union, North Carolina | 1 | $ 49,000 | $ 49,000 | $ 91,000 |
| Morton, North Dakota | 1 | $ 22,000 | $ 22,000 | $ 42,000 |
| Ward, North Dakota | 1 | $ 43,000 | $ 43,000 | $ 86,000 |
| Allen, Ohio | 1 | $ 6,000 | $ 6,000 | $ 115,000 |
| Brown, Ohio | 1 | $ 20,000 | $ 20,000 | $ 72,000 |
| Clinton, Ohio | 1 | $ 14,000 | $ 14,000 | $ 92,000 |
| Coshocton, Ohio | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Hocking, Ohio | 1 | $ 23,000 | $ 23,000 | $ 38,000 |
| Knox, Ohio | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Lawrence, Ohio | 1 | $ 32,000 | $ 32,000 | $ 120,000 |
| Medina, Ohio | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Miami, Ohio | 1 | $ 17,000 | $ 17,000 | $ 232,000 |
| Montgomery, Ohio | 1 | $ 33,000 | $ 33,000 | $ 113,000 |
| Ottawa, Ohio | 1 | $ 120,000 | $ 120,000 | $ 80,000 |
| Ross, Ohio | 1 | $ 32,000 | $ 32,000 | $ 59,000 |
| Sandusky, Ohio | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Shelby, Ohio | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Summit, Ohio | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Wayne, Ohio | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Wood, Ohio | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Custer, Oklahoma | 1 | $ 19,000 | $ 19,000 | $ 38,000 |
| Oklahoma, Oklahoma | 1 | $ 18,000 | $ 18,000 | $ 68,000 |
| Payne, Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Pontotoc, Oklahoma | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Rogers, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Washington, Oklahoma | 1 | $ 37,000 | $ 37,000 | $ 66,000 |
| Clatsop, Oregon | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Douglas, Oregon | 1 | $ 32,000 | $ 32,000 | $ 42,000 |
| Columbia, Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 79,000 |
| Franklin, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Mifflin, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Montour, Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 80,000 |
| Northumberland, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Perry, Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 50,000 |
| Union, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 320,000 |
| Kent, Rhode Island | 1 | $ 21,000 | $ 21,000 | $ 64,000 |
| Clarendon, South Carolina | 1 | $ 63,000 | $ 63,000 | $ 117,000 |
| Dorchester, South Carolina | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Greenville, South Carolina | 1 | $ 23,000 | $ 23,000 | $ 47,000 |
| Minnehaha, South Dakota | 1 | $ 21,000 | $ 21,000 | $ 27,000 |
| Hamilton, Tennessee | 1 | $ 47,000 | $ 47,000 | $ 222,000 |
| Maury, Tennessee | 1 | $ 16,000 | $ 16,000 | $ 124,000 |
| Montgomery, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Rutherford, Tennessee | 1 | $ 31,000 | $ 31,000 | $ 108,000 |
| Shelby, Tennessee | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Cameron, Texas | 1 | $ 31,000 | $ 31,000 | $ 556,000 |
| Denton, Texas | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| Fort Bend, Texas | 1 | $ 14,000 | $ 14,000 | $ 66,000 |
| Galveston, Texas | 1 | $ 19,000 | $ 19,000 | $ 112,000 |
| McLennan, Texas | 1 | $ 15,000 | $ 15,000 | $ 187,000 |
| Walker, Texas | 1 | $ 27,000 | $ 27,000 | $ 130,000 |
| Washington, Utah | 1 | $ 74,000 | $ 74,000 | $ 196,000 |
| Albemarle, Virginia | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| Alexandria, Virginia | 1 | $ 71,000 | $ 71,000 | $ 94,000 |
| Arlington, Virginia | 1 | $ 26,000 | $ 26,000 | $ 69,000 |
| Bedford, Virginia | 1 | $ 53,000 | $ 53,000 | $ 144,000 |
| Charlottesville, Virginia | 1 | $ 43,000 | $ 43,000 | $ 73,000 |
| Franklin, Virginia | 1 | $ 61,000 | $ 61,000 | $ 159,000 |
| Frederick, Virginia | 1 | $ 71,000 | $ 71,000 | $ 70,000 |
| Hanover, Virginia | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Loudoun, Virginia | 1 | $ 69,000 | $ 69,000 | $ 150,000 |
| Louisa, Virginia | 1 | $ 39,000 | $ 39,000 | $ 222,000 |
| Lynchburg, Virginia | 1 | $ 16,000 | $ 16,000 | $ 190,000 |
| Richmond City, Virginia | 1 | $ 36,000 | $ 36,000 | $ 108,000 |
| Roanoke City, Virginia | 1 | $ 39,000 | $ 39,000 | $ 61,000 |
| Salem, Virginia | 1 | $ 26,000 | $ 26,000 | $ 53,000 |
| Washington, Virginia | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
| Island, Washington | 1 | $ 44,000 | $ 44,000 | $ 146,000 |
| Kitsap, Washington | 1 | $ 39,000 | $ 39,000 | $ 60,000 |
| Whatcom, Washington | 1 | $ 31,000 | $ 31,000 | $ 157,000 |
| Greenbrier, West Virginia | 1 | $ 33,000 | $ 33,000 | $ 60,000 |
| Jackson, West Virginia | 1 | $ 53,000 | $ 53,000 | $ 107,000 |
| Preston, West Virginia | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Randolph, West Virginia | 1 | $ 42,000 | $ 42,000 | $ 38,000 |
| Brown, Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 153,000 |
| Eau Claire, Wisconsin | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Oneida, Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 173,000 |
| Outagamie, Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Ozaukee, Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Pepin, Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Pierce, Wisconsin | 1 | $ 29,000 | $ 29,000 | $ 72,000 |
| Racine, Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Winnebago, Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 57,000 |
| Wood, Wisconsin | 1 | $ 24,000 | $ 24,000 | $ 66,000 |
| Albany, Wyoming | 1 | $ 27,000 | $ 27,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for First National Bank of Pa in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,847 | $183,210,000 | $64,000 | $1,400,000 | $62,000 | $1,020,000 |
| Home Improvement | 2,690 | $77,823,000 | $28,000 | $880,000 | $52,000 | $461,000 |
| Home Purchase | 2,339 | $197,501,000 | $84,000 | $10,000,000 | $79,000 | $3,096,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,185 | $415,675,000 | $57,000 | $10,000,000 | $63,000 | $3,096,000 |
| Not Provided | 410 | $15,800,000 | $38,000 | $680,000 | $83,000 | $628,000 |
| Black or African American | 113 | $4,881,000 | $43,000 | $376,000 | $70,000 | $504,000 |
| Hispanic | 55 | $2,795,000 | $50,000 | $466,000 | $71,000 | $287,000 |
| Not applicable | 55 | $15,401,000 | $280,000 | $6,290,000 | $0 | $0 |
| Asian | 40 | $3,063,000 | $76,000 | $310,000 | $121,000 | $461,000 |
| American Indian or Alaskan Native | 11 | $608,000 | $55,000 | $204,000 | $74,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $311,000 | $44,000 | $100,000 | $115,000 | $394,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,876 | $458,534,000 | $58,000 | $10,000,000 | $64,000 | $3,096,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,992 | $310,843,000 | $62,000 | $6,290,000 | $63,000 | $1,383,000 |
| Application Denied By Financial Institution | 1,511 | $67,735,000 | $44,000 | $1,000,000 | $47,000 | $800,000 |
| Loan Purchased By The Institution | 858 | $29,880,000 | $34,000 | $236,000 | $93,000 | $844,000 |
| Application Approved But Not Accepted | 355 | $16,947,000 | $47,000 | $417,000 | $62,000 | $450,000 |
| Application Withdrawn By Applicant | 160 | $33,129,000 | $207,000 | $10,000,000 | $103,000 | $3,096,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 855 | $30,056,000 | $35,000 | $290,000 | $42,000 | $404,000 |
| Collateral | 308 | $16,518,000 | $53,000 | $333,000 | $65,000 | $800,000 |
| Debt-To-Income Ratio | 301 | $18,044,000 | $59,000 | $1,000,000 | $36,000 | $330,000 |
| Other | 25 | $1,775,000 | $71,000 | $250,000 | $105,000 | $504,000 |
| Unverifiable Information | 10 | $773,000 | $77,000 | $245,000 | $58,000 | $122,000 |
| Credit Application Incomplete | 7 | $312,000 | $44,000 | $75,000 | $46,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $205,000 | $68,000 | $119,000 | $58,000 | $82,000 |
| Employment History | 2 | $52,000 | $26,000 | $38,000 | $22,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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