First National Bank Of Pennsylvania 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pennsylvania 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 15,029 |
| Total Mortgage Loan Application Amount | $2,968,179,000 |
| Average Mortgage Loan Application Amount | $171,333 |
| Highest Mortgage Loan Application Amount | $14,800,000 |
| Average Applicant Income | $106,666 |
| Highest Applicant Income | $5,717,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First National Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First National Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pennsylvania's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,311 | $ 247,295,000 | $ 188,000 | $ 112,000 |
| Westmoreland County Pennsylvania | 631 | $ 67,974,000 | $ 107,000 | $ 87,000 |
| Cuyahoga County Ohio | 594 | $ 117,464,000 | $ 197,000 | $ 133,000 |
| Mercer County Pennsylvania | 523 | $ 46,363,000 | $ 88,000 | $ 77,000 |
| Cambria County Pennsylvania | 429 | $ 25,605,000 | $ 59,000 | $ 63,000 |
| Fayette County Pennsylvania | 355 | $ 19,092,000 | $ 53,000 | $ 68,000 |
| Erie County Pennsylvania | 305 | $ 33,938,000 | $ 111,000 | $ 92,000 |
| Baltimore County Maryland | 287 | $ 92,873,000 | $ 323,000 | $ 138,000 |
| Blair County Pennsylvania | 284 | $ 24,840,000 | $ 87,000 | $ 83,000 |
| Montgomery County Maryland | 274 | $ 146,209,000 | $ 533,000 | $ 197,000 |
| Somerset County Pennsylvania | 265 | $ 18,309,000 | $ 69,000 | $ 76,000 |
| Butler County Pennsylvania | 260 | $ 45,564,000 | $ 175,000 | $ 106,000 |
| Berks County Pennsylvania | 254 | $ 29,096,000 | $ 114,000 | $ 90,000 |
| Centre County Pennsylvania | 252 | $ 53,206,000 | $ 211,000 | $ 123,000 |
| Lawrence County Pennsylvania | 249 | $ 24,320,000 | $ 97,000 | $ 81,000 |
| Guilford County North Carolina | 229 | $ 41,921,000 | $ 183,000 | $ 90,000 |
| Fairfax County Virginia | 227 | $ 128,556,000 | $ 566,000 | $ 199,000 |
| Beaver County Pennsylvania | 216 | $ 21,259,000 | $ 98,000 | $ 78,000 |
| Loudoun County Virginia | 205 | $ 121,149,000 | $ 590,000 | $ 205,000 |
| Mahoning County Ohio | 202 | $ 16,035,000 | $ 79,000 | $ 71,000 |
| Anne Arundel County Maryland | 185 | $ 94,270,000 | $ 509,000 | $ 197,000 |
| Iredell County North Carolina | 185 | $ 33,202,000 | $ 179,000 | $ 128,000 |
| Bedford County Pennsylvania | 185 | $ 11,159,000 | $ 60,000 | $ 64,000 |
| Crawford County Pennsylvania | 176 | $ 14,068,000 | $ 79,000 | $ 59,000 |
| Davidson County North Carolina | 174 | $ 23,035,000 | $ 132,000 | $ 75,000 |
| Lancaster County Pennsylvania | 172 | $ 34,795,000 | $ 202,000 | $ 138,000 |
| Forsyth County North Carolina | 162 | $ 29,460,000 | $ 181,000 | $ 77,000 |
| Dauphin County Pennsylvania | 160 | $ 24,783,000 | $ 154,000 | $ 103,000 |
| Lackawanna County Pennsylvania | 160 | $ 20,122,000 | $ 125,000 | $ 105,000 |
| Trumbull County Ohio | 155 | $ 10,505,000 | $ 67,000 | $ 68,000 |
| Lake County Ohio | 153 | $ 24,255,000 | $ 158,000 | $ 99,000 |
| New Hanover County North Carolina | 144 | $ 42,462,000 | $ 294,000 | $ 208,000 |
| Harford County Maryland | 143 | $ 45,117,000 | $ 315,000 | $ 163,000 |
| Summit County Ohio | 142 | $ 21,524,000 | $ 151,000 | $ 114,000 |
| Brunswick County North Carolina | 140 | $ 27,117,000 | $ 193,000 | $ 100,000 |
| Washington County Pennsylvania | 140 | $ 27,899,000 | $ 199,000 | $ 116,000 |
| Wake County North Carolina | 131 | $ 57,366,000 | $ 437,000 | $ 154,000 |
| Huntingdon County Pennsylvania | 131 | $ 8,834,000 | $ 67,000 | $ 58,000 |
| District of Columbia County District Of Columbia | 130 | $ 77,033,000 | $ 592,000 | $ 223,000 |
| Howard County Maryland | 124 | $ 65,830,000 | $ 530,000 | $ 188,000 |
| Cumberland County Pennsylvania | 124 | $ 30,905,000 | $ 249,000 | $ 184,000 |
| Luzerne County Pennsylvania | 124 | $ 15,661,000 | $ 126,000 | $ 90,000 |
| Pitt County North Carolina | 123 | $ 21,630,000 | $ 175,000 | $ 88,000 |
| York County Pennsylvania | 123 | $ 17,588,000 | $ 142,000 | $ 101,000 |
| Mecklenburg County North Carolina | 120 | $ 39,225,000 | $ 326,000 | $ 118,000 |
| Mifflin County Pennsylvania | 110 | $ 8,711,000 | $ 79,000 | $ 69,000 |
| Venango County Pennsylvania | 110 | $ 6,043,000 | $ 54,000 | $ 78,000 |
| Lorain County Ohio | 107 | $ 18,002,000 | $ 168,000 | $ 105,000 |
| Jefferson County Ohio | 100 | $ 5,616,000 | $ 56,000 | $ 56,000 |
| Baltimore City County Maryland | 97 | $ 24,172,000 | $ 249,000 | $ 142,000 |
| Union County North Carolina | 97 | $ 14,050,000 | $ 144,000 | $ 80,000 |
| Greene County Pennsylvania | 95 | $ 5,181,000 | $ 54,000 | $ 78,000 |
| Indiana County Pennsylvania | 93 | $ 6,609,000 | $ 71,000 | $ 64,000 |
| Beaufort County North Carolina | 89 | $ 16,105,000 | $ 180,000 | $ 101,000 |
| Arlington County Virginia | 85 | $ 48,205,000 | $ 567,000 | $ 217,000 |
| Medina County Ohio | 84 | $ 18,871,000 | $ 224,000 | $ 124,000 |
| Brooke County West Virginia | 81 | $ 5,464,000 | $ 67,000 | $ 67,000 |
| Geauga County Ohio | 80 | $ 18,932,000 | $ 236,000 | $ 157,000 |
| Susquehanna County Pennsylvania | 79 | $ 8,908,000 | $ 112,000 | $ 84,000 |
| Prince George's County Maryland | 74 | $ 33,352,000 | $ 450,000 | $ 166,000 |
| Northumberland County Pennsylvania | 72 | $ 5,517,000 | $ 76,000 | $ 81,000 |
| Portage County Ohio | 61 | $ 8,701,000 | $ 142,000 | $ 97,000 |
| Prince William County Virginia | 61 | $ 28,106,000 | $ 460,000 | $ 179,000 |
| Wilkes County North Carolina | 59 | $ 8,853,000 | $ 150,000 | $ 82,000 |
| Frederick County Maryland | 56 | $ 27,254,000 | $ 486,000 | $ 163,000 |
| Watauga County North Carolina | 56 | $ 13,458,000 | $ 240,000 | $ 110,000 |
| Lycoming County Pennsylvania | 55 | $ 6,929,000 | $ 125,000 | $ 93,000 |
| Rockingham County North Carolina | 54 | $ 4,225,000 | $ 78,000 | $ 54,000 |
| Armstrong County Pennsylvania | 54 | $ 3,867,000 | $ 71,000 | $ 83,000 |
| Juniata County Pennsylvania | 53 | $ 5,690,000 | $ 107,000 | $ 63,000 |
| Union County Pennsylvania | 53 | $ 12,251,000 | $ 231,000 | $ 178,000 |
| Wyoming County Pennsylvania | 50 | $ 5,472,000 | $ 109,000 | $ 78,000 |
| Ashe County North Carolina | 49 | $ 7,464,000 | $ 152,000 | $ 82,000 |
| Buncombe County North Carolina | 48 | $ 14,767,000 | $ 307,000 | $ 119,000 |
| Lebanon County Pennsylvania | 48 | $ 7,693,000 | $ 160,000 | $ 109,000 |
| Carroll County Maryland | 45 | $ 18,760,000 | $ 416,000 | $ 163,000 |
| Beaufort County South Carolina | 41 | $ 13,978,000 | $ 340,000 | $ 182,000 |
| Alamance County North Carolina | 38 | $ 6,843,000 | $ 180,000 | $ 170,000 |
| Snyder County Pennsylvania | 38 | $ 3,698,000 | $ 97,000 | $ 62,000 |
| Moore County North Carolina | 37 | $ 8,335,000 | $ 225,000 | $ 109,000 |
| Rowan County North Carolina | 37 | $ 5,595,000 | $ 151,000 | $ 65,000 |
| Clinton County Pennsylvania | 37 | $ 3,282,000 | $ 88,000 | $ 64,000 |
| Queen Anne's County Maryland | 33 | $ 10,028,000 | $ 303,000 | $ 145,000 |
| Durham County North Carolina | 32 | $ 6,352,000 | $ 198,000 | $ 107,000 |
| Belmont County Ohio | 30 | $ 2,592,000 | $ 86,000 | $ 72,000 |
| Yadkin County North Carolina | 29 | $ 3,371,000 | $ 116,000 | $ 86,000 |
| Gaston County North Carolina | 27 | $ 5,175,000 | $ 191,000 | $ 52,000 |
| Avery County North Carolina | 26 | $ 5,883,000 | $ 226,000 | $ 206,000 |
| Dare County North Carolina | 26 | $ 6,990,000 | $ 268,000 | $ 142,000 |
| Randolph County North Carolina | 26 | $ 4,122,000 | $ 158,000 | $ 60,000 |
| Surry County North Carolina | 25 | $ 2,373,000 | $ 94,000 | $ 69,000 |
| Chester County Pennsylvania | 25 | $ 8,713,000 | $ 348,000 | $ 140,000 |
| Clearfield County Pennsylvania | 25 | $ 2,117,000 | $ 84,000 | $ 61,000 |
| Montgomery County Pennsylvania | 25 | $ 6,369,000 | $ 254,000 | $ 117,000 |
| Alexandria County Virginia | 25 | $ 13,207,000 | $ 528,000 | $ 199,000 |
| Catawba County North Carolina | 24 | $ 3,083,000 | $ 128,000 | $ 76,000 |
| Monroe County Pennsylvania | 24 | $ 2,559,000 | $ 106,000 | $ 143,000 |
| Pender County North Carolina | 23 | $ 4,939,000 | $ 214,000 | $ 98,000 |
| Johnston County North Carolina | 21 | $ 3,685,000 | $ 175,000 | $ 95,000 |
| Ashtabula County Ohio | 21 | $ 2,437,000 | $ 116,000 | $ 61,000 |
| Schuylkill County Pennsylvania | 21 | $ 1,862,000 | $ 88,000 | $ 64,000 |
| Fauquier County Virginia | 20 | $ 9,463,000 | $ 473,000 | $ 152,000 |
| Nash County North Carolina | 19 | $ 3,439,000 | $ 181,000 | $ 124,000 |
| Perquimans County North Carolina | 17 | $ 2,628,000 | $ 154,000 | $ 67,000 |
| Stokes County North Carolina | 17 | $ 1,723,000 | $ 101,000 | $ 67,000 |
| Horry County South Carolina | 17 | $ 2,871,000 | $ 168,000 | $ 154,000 |
| Hancock County West Virginia | 17 | $ 878,000 | $ 51,000 | $ 42,000 |
| Cabarrus County North Carolina | 16 | $ 3,505,000 | $ 219,000 | $ 95,000 |
| Wayne County Pennsylvania | 16 | $ 2,474,000 | $ 154,000 | $ 92,000 |
| Chesterfield County Virginia | 16 | $ 6,530,000 | $ 408,000 | $ 233,000 |
| Chautauqua County New York | 15 | $ 3,001,000 | $ 200,000 | $ 118,000 |
| Perry County Pennsylvania | 15 | $ 2,082,000 | $ 138,000 | $ 98,000 |
| Worcester County Maryland | 14 | $ 4,041,000 | $ 288,000 | $ 290,000 |
| Carteret County North Carolina | 14 | $ 6,419,000 | $ 458,000 | $ 164,000 |
| Henderson County North Carolina | 14 | $ 3,279,000 | $ 234,000 | $ 145,000 |
| Onslow County North Carolina | 14 | $ 2,969,000 | $ 212,000 | $ 126,000 |
| Orange County North Carolina | 14 | $ 3,895,000 | $ 278,000 | $ 108,000 |
| Stark County Ohio | 14 | $ 4,715,000 | $ 336,000 | $ 159,000 |
| Montour County Pennsylvania | 13 | $ 4,913,000 | $ 377,000 | $ 313,000 |
| Warren County Pennsylvania | 13 | $ 1,168,000 | $ 89,000 | $ 64,000 |
| Cherokee County South Carolina | 13 | $ 2,038,000 | $ 156,000 | $ 81,000 |
| Ohio County West Virginia | 13 | $ 1,247,000 | $ 95,000 | $ 71,000 |
| Cecil County Maryland | 12 | $ 5,084,000 | $ 423,000 | $ 120,000 |
| Lee County North Carolina | 12 | $ 1,501,000 | $ 125,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 12 | $ 3,504,000 | $ 292,000 | $ 99,000 |
| Richland County South Carolina | 12 | $ 1,852,000 | $ 154,000 | $ 81,000 |
| Davie County North Carolina | 11 | $ 2,424,000 | $ 220,000 | $ 81,000 |
| Tyrrell County North Carolina | 11 | $ 591,000 | $ 53,000 | $ 62,000 |
| Lexington County South Carolina | 11 | $ 1,377,000 | $ 125,000 | $ 80,000 |
| Sussex County Delaware | 10 | $ 4,977,000 | $ 497,000 | $ 428,000 |
| Currituck County North Carolina | 10 | $ 2,091,000 | $ 209,000 | $ 88,000 |
| Lincoln County North Carolina | 10 | $ 4,958,000 | $ 495,000 | $ 125,000 |
| Franklin County Ohio | 10 | $ 2,024,000 | $ 202,000 | $ 135,000 |
| Spotsylvania County Virginia | 10 | $ 4,284,000 | $ 428,000 | $ 166,000 |
| Adams County Pennsylvania | 9 | $ 2,582,000 | $ 286,000 | $ 149,000 |
| Clarion County Pennsylvania | 9 | $ 704,000 | $ 78,000 | $ 154,000 |
| Lehigh County Pennsylvania | 9 | $ 2,768,000 | $ 307,000 | $ 153,000 |
| Charleston County South Carolina | 9 | $ 3,639,000 | $ 404,000 | $ 212,000 |
| Virginia Beach County Virginia | 9 | $ 3,010,000 | $ 334,000 | $ 157,000 |
| Haywood County North Carolina | 8 | $ 2,273,000 | $ 284,000 | $ 111,000 |
| Stanly County North Carolina | 8 | $ 1,159,000 | $ 144,000 | $ 72,000 |
| Wayne County North Carolina | 8 | $ 1,482,000 | $ 185,000 | $ 78,000 |
| Columbiana County Ohio | 8 | $ 395,000 | $ 49,000 | $ 56,000 |
| Carbon County Pennsylvania | 8 | $ 972,000 | $ 121,000 | $ 63,000 |
| Kershaw County South Carolina | 8 | $ 1,553,000 | $ 194,000 | $ 95,000 |
| York County South Carolina | 8 | $ 1,745,000 | $ 218,000 | $ 90,000 |
| Albemarle County Virginia | 8 | $ 4,205,000 | $ 525,000 | $ 224,000 |
| Fairfax City County Virginia | 8 | $ 4,309,000 | $ 538,000 | $ 208,000 |
| Falls Church County Virginia | 8 | $ 3,886,000 | $ 485,000 | $ 201,000 |
| Henrico County Virginia | 8 | $ 3,369,000 | $ 421,000 | $ 149,000 |
| Collier County Florida | 7 | $ 5,240,000 | $ 748,000 | $ 663,000 |
| Lee County Florida | 7 | $ 3,248,000 | $ 464,000 | $ 589,000 |
| Garrett County Maryland | 7 | $ 2,812,000 | $ 401,000 | $ 346,000 |
| Washington County Maryland | 7 | $ 1,294,000 | $ 184,000 | $ 90,000 |
| Caldwell County North Carolina | 7 | $ 638,000 | $ 91,000 | $ 32,000 |
| Chatham County North Carolina | 7 | $ 1,967,000 | $ 281,000 | $ 200,000 |
| Harnett County North Carolina | 7 | $ 1,118,000 | $ 159,000 | $ 89,000 |
| Hyde County North Carolina | 7 | $ 497,000 | $ 71,000 | $ 50,000 |
| Jackson County North Carolina | 7 | $ 2,189,000 | $ 312,000 | $ 198,000 |
| Martin County North Carolina | 7 | $ 910,000 | $ 130,000 | $ 54,000 |
| Delaware County Ohio | 7 | $ 3,139,000 | $ 448,000 | $ 193,000 |
| Columbia County Pennsylvania | 7 | $ 1,185,000 | $ 169,000 | $ 64,000 |
| Stafford County Virginia | 7 | $ 2,804,000 | $ 400,000 | $ 162,000 |
| Pinellas County Florida | 6 | $ 1,493,000 | $ 248,000 | $ 216,000 |
| Calvert County Maryland | 6 | $ 2,770,000 | $ 461,000 | $ 222,000 |
| Burke County North Carolina | 6 | $ 668,000 | $ 111,000 | $ 46,000 |
| Caswell County North Carolina | 6 | $ 1,045,000 | $ 174,000 | $ 79,000 |
| Columbus County North Carolina | 6 | $ 786,000 | $ 131,000 | $ 45,000 |
| Craven County North Carolina | 6 | $ 1,165,000 | $ 194,000 | $ 125,000 |
| Franklin County North Carolina | 6 | $ 1,083,000 | $ 180,000 | $ 85,000 |
| Pasquotank County North Carolina | 6 | $ 958,000 | $ 159,000 | $ 64,000 |
| Ottawa County Ohio | 6 | $ 1,584,000 | $ 264,000 | $ 261,000 |
| Franklin County Pennsylvania | 6 | $ 2,262,000 | $ 377,000 | $ 76,000 |
| Monongalia County West Virginia | 6 | $ 2,719,000 | $ 453,000 | $ 371,000 |
| Allegany County Maryland | 5 | $ 385,000 | $ 77,000 | $ 176,000 |
| Alexander County North Carolina | 5 | $ 665,000 | $ 133,000 | $ 59,000 |
| Anson County North Carolina | 5 | $ 615,000 | $ 123,000 | $ 54,000 |
| Cumberland County North Carolina | 5 | $ 1,669,000 | $ 333,000 | $ 491,000 |
| Wilson County North Carolina | 5 | $ 772,000 | $ 154,000 | $ 76,000 |
| Pike County Pennsylvania | 5 | $ 1,532,000 | $ 306,000 | $ 239,000 |
| Greenville County South Carolina | 5 | $ 863,000 | $ 172,000 | $ 72,000 |
| Palm Beach County Florida | 4 | $ 2,085,000 | $ 521,000 | $ 834,000 |
| Sarasota County Florida | 4 | $ 1,635,000 | $ 408,000 | $ 446,000 |
| Talbot County Maryland | 4 | $ 2,346,000 | $ 586,000 | $ 173,000 |
| Granville County North Carolina | 4 | $ 954,000 | $ 238,000 | $ 122,000 |
| Montgomery County North Carolina | 4 | $ 1,868,000 | $ 467,000 | $ 364,000 |
| Sampson County North Carolina | 4 | $ 757,000 | $ 189,000 | $ 141,000 |
| Transylvania County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 55,000 |
| Chesapeake County Virginia | 4 | $ 1,685,000 | $ 421,000 | $ 134,000 |
| Frederick County Virginia | 4 | $ 1,700,000 | $ 425,000 | $ 330,000 |
| Hanover County Virginia | 4 | $ 1,514,000 | $ 378,000 | $ 96,000 |
| Orange County Virginia | 4 | $ 1,424,000 | $ 356,000 | $ 140,000 |
| Richmond City County Virginia | 4 | $ 1,367,000 | $ 341,000 | $ 121,000 |
| Charlotte County Florida | 3 | $ 844,000 | $ 281,000 | $ 621,000 |
| Caroline County Maryland | 3 | $ 420,000 | $ 140,000 | $ 78,000 |
| Kent County Maryland | 3 | $ 903,000 | $ 301,000 | $ 241,000 |
| Greene County North Carolina | 3 | $ 350,000 | $ 116,000 | $ 50,000 |
| Madison County North Carolina | 3 | $ 3,939,000 | $ 1,313,000 | $ 37,000 |
| McDowell County North Carolina | 3 | $ 388,000 | $ 129,000 | $ 72,000 |
| Washington County North Carolina | 3 | $ 261,000 | $ 87,000 | $ 398,000 |
| Elk County Pennsylvania | 3 | $ 83,000 | $ 27,000 | $ 76,000 |
| Forest County Pennsylvania | 3 | $ 204,000 | $ 68,000 | $ 105,000 |
| Northampton County Pennsylvania | 3 | $ 789,000 | $ 263,000 | $ 211,000 |
| Lancaster County South Carolina | 3 | $ 1,026,000 | $ 342,000 | $ 100,000 |
| Grayson County Virginia | 3 | $ 185,000 | $ 61,000 | $ 67,000 |
| Manassas County Virginia | 3 | $ 889,000 | $ 296,000 | $ 73,000 |
| Rockingham County Virginia | 3 | $ 318,000 | $ 106,000 | $ 47,000 |
| New Castle County Delaware | 2 | $ 1,120,000 | $ 560,000 | $ 188,000 |
| Broward County Florida | 2 | $ 554,000 | $ 277,000 | $ 862,000 |
| Volusia County Florida | 2 | $ 488,000 | $ 244,000 | $ 540,000 |
| St. Mary's County Maryland | 2 | $ 731,000 | $ 365,000 | $ 78,000 |
| Morris County New Jersey | 2 | $ 392,000 | $ 196,000 | $ 118,000 |
| Alleghany County North Carolina | 2 | $ 173,000 | $ 86,000 | $ 40,000 |
| Camden County North Carolina | 2 | $ 366,000 | $ 183,000 | $ 66,000 |
| Cleveland County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| Duplin County North Carolina | 2 | $ 229,000 | $ 114,000 | $ 120,000 |
| Hoke County North Carolina | 2 | $ 442,000 | $ 221,000 | $ 225,000 |
| Person County North Carolina | 2 | $ 538,000 | $ 269,000 | $ 776,000 |
| Polk County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Rutherford County North Carolina | 2 | $ 645,000 | $ 322,000 | $ 226,000 |
| Carroll County Ohio | 2 | $ 267,000 | $ 133,000 | $ 89,000 |
| Erie County Ohio | 2 | $ 534,000 | $ 267,000 | $ 305,000 |
| Guernsey County Ohio | 2 | $ 134,000 | $ 67,000 | $ 147,000 |
| Huron County Ohio | 2 | $ 1,052,000 | $ 526,000 | $ 273,000 |
| Bucks County Pennsylvania | 2 | $ 1,063,000 | $ 531,000 | $ 256,000 |
| Delaware County Pennsylvania | 2 | $ 568,000 | $ 284,000 | $ 122,000 |
| McKean County Pennsylvania | 2 | $ 115,000 | $ 57,000 | $ 61,000 |
| Chesterfield County South Carolina | 2 | $ 225,000 | $ 112,000 | $ 50,000 |
| Pickens County South Carolina | 2 | $ 11,092,000 | $ 5,546,000 | $ 89,000 |
| Montgomery County Tennessee | 2 | $ 261,000 | $ 130,000 | $ 108,000 |
| Williamson County Tennessee | 2 | $ 826,000 | $ 413,000 | $ 97,000 |
| Bell County Texas | 2 | $ 2,000 | $ 1,000 | $ 24,000 |
| Carroll County Virginia | 2 | $ 162,000 | $ 81,000 | $ 54,000 |
| Culpeper County Virginia | 2 | $ 733,000 | $ 366,000 | $ 122,000 |
| Henry County Virginia | 2 | $ 120,000 | $ 60,000 | $ 32,000 |
| Cabell County West Virginia | 2 | $ 268,000 | $ 134,000 | $ 56,000 |
| Harrison County West Virginia | 2 | $ 847,000 | $ 423,000 | $ 287,000 |
| Preston County West Virginia | 2 | $ 268,000 | $ 134,000 | $ 92,000 |
| Baldwin County Alabama | 1 | $ 2,000 | $ 2,000 | $ 17,000 |
| Jefferson County Alabama | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Kent County Delaware | 1 | $ 347,000 | $ 347,000 | $ 110,000 |
| Duval County Florida | 1 | $ 210,000 | $ 210,000 | $ 108,000 |
| Indian River County Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,466,000 |
| Miami-Dade County Florida | 1 | $ 462,000 | $ 462,000 | $ 113,000 |
| Sumter County Florida | 1 | $ 129,000 | $ 129,000 | $ 78,000 |
| Baldwin County Georgia | 1 | $ 118,000 | $ 118,000 | $ 103,000 |
| Chatham County Georgia | 1 | $ 9,000,000 | $ 9,000,000 | $ 0 |
| Coweta County Georgia | 1 | $ 4,000 | $ 4,000 | $ 41,000 |
| Walker County Georgia | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Reno County Kansas | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Fayette County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Dorchester County Maryland | 1 | $ 257,000 | $ 257,000 | $ 107,000 |
| Somerset County Maryland | 1 | $ 110,000 | $ 110,000 | $ 111,000 |
| Hampden County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Atlantic County New Jersey | 1 | $ 322,000 | $ 322,000 | $ 4,175,000 |
| Camden County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 276,000 |
| Mercer County New Jersey | 1 | $ 1,499,000 | $ 1,499,000 | $ 464,000 |
| Ocean County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 539,000 |
| Cattaraugus County New York | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Delaware County New York | 1 | $ 276,000 | $ 276,000 | $ 108,000 |
| Steuben County New York | 1 | $ 248,000 | $ 248,000 | $ 304,000 |
| Bertie County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Bladen County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Chowan County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Edgecombe County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 1,352,000 |
| Graham County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 234,000 |
| Halifax County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 118,000 |
| Jones County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 345,000 |
| Pamlico County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 266,000 |
| Warren County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Yancey County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Ashland County Ohio | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Brown County Ohio | 1 | $ 48,000 | $ 48,000 | $ 205,000 |
| Clark County Ohio | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
| Hamilton County Ohio | 1 | $ 221,000 | $ 221,000 | $ 67,000 |
| Harrison County Ohio | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Pickaway County Ohio | 1 | $ 69,000 | $ 69,000 | $ 130,000 |
| Wayne County Ohio | 1 | $ 106,000 | $ 106,000 | $ 26,000 |
| Wyandot County Ohio | 1 | $ 260,000 | $ 260,000 | $ 57,000 |
| Bradford County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Cameron County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 134,000 |
| Fulton County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Jefferson County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| Aiken County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Anderson County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Berkeley County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 130,000 |
| Clarendon County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Fairfield County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Jasper County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| Davidson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Johnson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Lewis County Tennessee | 1 | $ 7,000 | $ 7,000 | $ 114,000 |
| Marshall County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Sumner County Tennessee | 1 | $ 393,000 | $ 393,000 | $ 97,000 |
| Bedford County Virginia | 1 | $ 300,000 | $ 300,000 | $ 183,000 |
| Charlottesville County Virginia | 1 | $ 266,000 | $ 266,000 | $ 144,000 |
| Clarke County Virginia | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Fredericksburg County Virginia | 1 | $ 600,000 | $ 600,000 | $ 152,000 |
| Greene County Virginia | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| James City County Virginia | 1 | $ 459,000 | $ 459,000 | $ 260,000 |
| Louisa County Virginia | 1 | $ 504,000 | $ 504,000 | $ 255,000 |
| Nelson County Virginia | 1 | $ 212,000 | $ 212,000 | $ 169,000 |
| Pittsylvania County Virginia | 1 | $ 192,000 | $ 192,000 | $ 147,000 |
| Winchester County Virginia | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Berkeley County West Virginia | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Marshall County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Raleigh County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Summers County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Wood County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,771 | $2,014,153,000 | $297,000 | $14,800,000 | $134,000 | $4,004,000 |
| Refinancing | 4,581 | $783,582,000 | $171,000 | $14,000,000 | $109,000 | $5,717,000 |
| Home Improvement | 3,677 | $170,444,000 | $46,000 | $3,367,000 | $77,000 | $1,688,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,440 | $2,143,173,000 | $172,000 | $3,570,000 | $111,000 | $4,175,000 |
| Not Provided | 767 | $278,354,000 | $362,000 | $1,858,000 | $156,000 | $1,621,000 |
| Black or African American | 527 | $123,552,000 | $234,000 | $1,996,000 | $130,000 | $5,717,000 |
| Asian | 473 | $194,436,000 | $411,000 | $1,725,000 | $158,000 | $800,000 |
| Hispanic | 411 | $76,628,000 | $186,000 | $833,000 | $94,000 | $1,015,000 |
| Not applicable | 373 | $144,175,000 | $386,000 | $14,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $4,272,000 | $170,000 | $516,000 | $125,000 | $1,005,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,589,000 | $276,000 | $637,000 | $203,000 | $866,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,206 | $2,842,204,000 | $200,000 | $14,800,000 | $115,000 | $5,717,000 |
| FHA-insured (Federal Housing Administration) | 469 | $68,694,000 | $146,000 | $600,000 | $62,000 | $406,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 190 | $23,887,000 | $125,000 | $349,000 | $45,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 164 | $33,394,000 | $203,000 | $800,000 | $73,000 | $255,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,107 | $1,714,177,000 | $188,000 | $14,800,000 | $115,000 | $5,717,000 |
| Application Denied By Financial Institution | 3,171 | $386,344,000 | $121,000 | $3,200,000 | $82,000 | $1,974,000 |
| Loan Purchased By The Institution | 1,440 | $640,260,000 | $444,000 | $780,000 | $163,000 | $574,000 |
| Application Withdrawn By Applicant | 680 | $136,794,000 | $201,000 | $1,560,000 | $117,000 | $1,352,000 |
| File Closed For Incompleteness | 411 | $67,287,000 | $163,000 | $2,522,000 | $121,000 | $1,688,000 |
| Application Approved But Not Accepted | 220 | $23,317,000 | $105,000 | $946,000 | $86,000 | $550,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,193 | $116,252,000 | $97,000 | $1,500,000 | $49,000 | $405,000 |
| Credit History | 926 | $63,501,000 | $68,000 | $2,660,000 | $82,000 | $1,081,000 |
| Collateral | 569 | $89,694,000 | $157,000 | $2,378,000 | $110,000 | $1,974,000 |
| Other | 117 | $18,541,000 | $158,000 | $3,200,000 | $107,000 | $1,104,000 |
| Employment History | 37 | $8,291,000 | $224,000 | $1,960,000 | $160,000 | $1,802,000 |
| Unverifiable Information | 34 | $6,773,000 | $199,000 | $841,000 | $144,000 | $558,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,338,000 | $333,000 | $1,481,000 | $91,000 | $374,000 |
| Credit Application Incomplete | 16 | $4,026,000 | $251,000 | $721,000 | $75,000 | $237,000 |
| Mortgage Insurance Denied | 3 | $1,627,000 | $542,000 | $1,314,000 | $196,000 | $460,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pennsylvania's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.