First National Bank of Pa Mortgage Lending & HMDA Data, 2017
In 2017, First National Bank of Pa of Hermitage, PA reported 15,029 mortgage applications totaling $3.0 billion, up 18% from 2016. The average application was for $197,496, and applicants reported an average income of $112,434. 61% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Pittsburgh, PA (2,967), Cleveland-Elyria, OH (1,018) and Baltimore-Columbia-Towson, MD (914) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Pa 1 Fnb Boulevard Hermitage, PA 16148 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 15,029 |
| Total Mortgage Loan Application Amount | $2,968,179,000 |
| Average Mortgage Loan Application Amount | $197,496 |
| Highest Mortgage Loan Application Amount | $14,800,000 |
| Average Applicant Income | $112,434 |
| Highest Applicant Income | $5,717,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Pa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny, Pennsylvania | 1,311 | $ 247,295,000 | $ 188,630 | $ 112,000 |
| Westmoreland, Pennsylvania | 631 | $ 67,974,000 | $ 107,724 | $ 87,000 |
| Cuyahoga, Ohio | 594 | $ 117,464,000 | $ 197,750 | $ 133,000 |
| Mercer, Pennsylvania | 523 | $ 46,363,000 | $ 88,648 | $ 77,000 |
| Cambria, Pennsylvania | 429 | $ 25,605,000 | $ 59,685 | $ 63,000 |
| Fayette, Pennsylvania | 355 | $ 19,092,000 | $ 53,780 | $ 68,000 |
| Erie, Pennsylvania | 305 | $ 33,938,000 | $ 111,272 | $ 92,000 |
| Baltimore, Maryland | 287 | $ 92,873,000 | $ 323,599 | $ 138,000 |
| Blair, Pennsylvania | 284 | $ 24,840,000 | $ 87,464 | $ 83,000 |
| Montgomery, Maryland | 274 | $ 146,209,000 | $ 533,609 | $ 197,000 |
| Somerset, Pennsylvania | 265 | $ 18,309,000 | $ 69,090 | $ 76,000 |
| Butler, Pennsylvania | 260 | $ 45,564,000 | $ 175,246 | $ 106,000 |
| Berks, Pennsylvania | 254 | $ 29,096,000 | $ 114,551 | $ 90,000 |
| Centre, Pennsylvania | 252 | $ 53,206,000 | $ 211,134 | $ 123,000 |
| Lawrence, Pennsylvania | 249 | $ 24,320,000 | $ 97,670 | $ 81,000 |
| Guilford, North Carolina | 229 | $ 41,921,000 | $ 183,061 | $ 90,000 |
| Fairfax, Virginia | 227 | $ 128,556,000 | $ 566,325 | $ 199,000 |
| Beaver, Pennsylvania | 216 | $ 21,259,000 | $ 98,421 | $ 78,000 |
| Loudoun, Virginia | 205 | $ 121,149,000 | $ 590,970 | $ 205,000 |
| Mahoning, Ohio | 202 | $ 16,035,000 | $ 79,381 | $ 71,000 |
| Anne Arundel, Maryland | 185 | $ 94,270,000 | $ 509,567 | $ 197,000 |
| Iredell, North Carolina | 185 | $ 33,202,000 | $ 179,470 | $ 128,000 |
| Bedford, Pennsylvania | 185 | $ 11,159,000 | $ 60,318 | $ 64,000 |
| Crawford, Pennsylvania | 176 | $ 14,068,000 | $ 79,931 | $ 59,000 |
| Davidson, North Carolina | 174 | $ 23,035,000 | $ 132,385 | $ 75,000 |
| Lancaster, Pennsylvania | 172 | $ 34,795,000 | $ 202,296 | $ 138,000 |
| Forsyth, North Carolina | 162 | $ 29,460,000 | $ 181,851 | $ 77,000 |
| Dauphin, Pennsylvania | 160 | $ 24,783,000 | $ 154,893 | $ 103,000 |
| Lackawanna, Pennsylvania | 160 | $ 20,122,000 | $ 125,762 | $ 105,000 |
| Trumbull, Ohio | 155 | $ 10,505,000 | $ 67,774 | $ 68,000 |
| Lake, Ohio | 153 | $ 24,255,000 | $ 158,529 | $ 99,000 |
| New Hanover, North Carolina | 144 | $ 42,462,000 | $ 294,875 | $ 208,000 |
| Harford, Maryland | 143 | $ 45,117,000 | $ 315,503 | $ 163,000 |
| Summit, Ohio | 142 | $ 21,524,000 | $ 151,577 | $ 114,000 |
| Brunswick, North Carolina | 140 | $ 27,117,000 | $ 193,692 | $ 100,000 |
| Washington, Pennsylvania | 140 | $ 27,899,000 | $ 199,278 | $ 116,000 |
| Wake, North Carolina | 131 | $ 57,366,000 | $ 437,908 | $ 154,000 |
| Huntingdon, Pennsylvania | 131 | $ 8,834,000 | $ 67,435 | $ 58,000 |
| District of Columbia, District Of Columbia | 130 | $ 77,033,000 | $ 592,561 | $ 223,000 |
| Howard, Maryland | 124 | $ 65,830,000 | $ 530,887 | $ 188,000 |
| Cumberland, Pennsylvania | 124 | $ 30,905,000 | $ 249,233 | $ 184,000 |
| Luzerne, Pennsylvania | 124 | $ 15,661,000 | $ 126,298 | $ 90,000 |
| Pitt, North Carolina | 123 | $ 21,630,000 | $ 175,853 | $ 88,000 |
| York, Pennsylvania | 123 | $ 17,588,000 | $ 142,991 | $ 101,000 |
| Mecklenburg, North Carolina | 120 | $ 39,225,000 | $ 326,875 | $ 118,000 |
| Mifflin, Pennsylvania | 110 | $ 8,711,000 | $ 79,190 | $ 69,000 |
| Venango, Pennsylvania | 110 | $ 6,043,000 | $ 54,936 | $ 78,000 |
| Lorain, Ohio | 107 | $ 18,002,000 | $ 168,242 | $ 105,000 |
| Jefferson, Ohio | 100 | $ 5,616,000 | $ 56,160 | $ 56,000 |
| Baltimore City, Maryland | 97 | $ 24,172,000 | $ 249,195 | $ 142,000 |
| Union, North Carolina | 97 | $ 14,050,000 | $ 144,845 | $ 80,000 |
| Greene, Pennsylvania | 95 | $ 5,181,000 | $ 54,536 | $ 78,000 |
| Indiana, Pennsylvania | 93 | $ 6,609,000 | $ 71,064 | $ 64,000 |
| Beaufort, North Carolina | 89 | $ 16,105,000 | $ 180,955 | $ 101,000 |
| Arlington, Virginia | 85 | $ 48,205,000 | $ 567,117 | $ 217,000 |
| Medina, Ohio | 84 | $ 18,871,000 | $ 224,654 | $ 124,000 |
| Brooke, West Virginia | 81 | $ 5,464,000 | $ 67,456 | $ 67,000 |
| Geauga, Ohio | 80 | $ 18,932,000 | $ 236,650 | $ 157,000 |
| Susquehanna, Pennsylvania | 79 | $ 8,908,000 | $ 112,759 | $ 84,000 |
| Prince George's, Maryland | 74 | $ 33,352,000 | $ 450,702 | $ 166,000 |
| Northumberland, Pennsylvania | 72 | $ 5,517,000 | $ 76,625 | $ 81,000 |
| Portage, Ohio | 61 | $ 8,701,000 | $ 142,639 | $ 97,000 |
| Prince William, Virginia | 61 | $ 28,106,000 | $ 460,754 | $ 179,000 |
| Wilkes, North Carolina | 59 | $ 8,853,000 | $ 150,050 | $ 82,000 |
| Frederick, Maryland | 56 | $ 27,254,000 | $ 486,678 | $ 163,000 |
| Watauga, North Carolina | 56 | $ 13,458,000 | $ 240,321 | $ 110,000 |
| Lycoming, Pennsylvania | 55 | $ 6,929,000 | $ 125,981 | $ 93,000 |
| Rockingham, North Carolina | 54 | $ 4,225,000 | $ 78,240 | $ 54,000 |
| Armstrong, Pennsylvania | 54 | $ 3,867,000 | $ 71,611 | $ 83,000 |
| Juniata, Pennsylvania | 53 | $ 5,690,000 | $ 107,358 | $ 63,000 |
| Union, Pennsylvania | 53 | $ 12,251,000 | $ 231,150 | $ 178,000 |
| Wyoming, Pennsylvania | 50 | $ 5,472,000 | $ 109,440 | $ 78,000 |
| Ashe, North Carolina | 49 | $ 7,464,000 | $ 152,326 | $ 82,000 |
| Buncombe, North Carolina | 48 | $ 14,767,000 | $ 307,645 | $ 119,000 |
| Lebanon, Pennsylvania | 48 | $ 7,693,000 | $ 160,270 | $ 109,000 |
| Carroll, Maryland | 45 | $ 18,760,000 | $ 416,888 | $ 163,000 |
| Beaufort, South Carolina | 41 | $ 13,978,000 | $ 340,926 | $ 182,000 |
| Alamance, North Carolina | 38 | $ 6,843,000 | $ 180,078 | $ 170,000 |
| Snyder, Pennsylvania | 38 | $ 3,698,000 | $ 97,315 | $ 62,000 |
| Moore, North Carolina | 37 | $ 8,335,000 | $ 225,270 | $ 109,000 |
| Rowan, North Carolina | 37 | $ 5,595,000 | $ 151,216 | $ 65,000 |
| Clinton, Pennsylvania | 37 | $ 3,282,000 | $ 88,702 | $ 64,000 |
| Queen Anne's, Maryland | 33 | $ 10,028,000 | $ 303,878 | $ 145,000 |
| Durham, North Carolina | 32 | $ 6,352,000 | $ 198,500 | $ 107,000 |
| Belmont, Ohio | 30 | $ 2,592,000 | $ 86,400 | $ 72,000 |
| Yadkin, North Carolina | 29 | $ 3,371,000 | $ 116,241 | $ 86,000 |
| Gaston, North Carolina | 27 | $ 5,175,000 | $ 191,666 | $ 52,000 |
| Avery, North Carolina | 26 | $ 5,883,000 | $ 226,269 | $ 206,000 |
| Dare, North Carolina | 26 | $ 6,990,000 | $ 268,846 | $ 142,000 |
| Randolph, North Carolina | 26 | $ 4,122,000 | $ 158,538 | $ 60,000 |
| Surry, North Carolina | 25 | $ 2,373,000 | $ 94,920 | $ 69,000 |
| Chester, Pennsylvania | 25 | $ 8,713,000 | $ 348,520 | $ 140,000 |
| Clearfield, Pennsylvania | 25 | $ 2,117,000 | $ 84,680 | $ 61,000 |
| Montgomery, Pennsylvania | 25 | $ 6,369,000 | $ 254,760 | $ 117,000 |
| Alexandria, Virginia | 25 | $ 13,207,000 | $ 528,280 | $ 199,000 |
| Catawba, North Carolina | 24 | $ 3,083,000 | $ 128,458 | $ 76,000 |
| Monroe, Pennsylvania | 24 | $ 2,559,000 | $ 106,625 | $ 143,000 |
| Pender, North Carolina | 23 | $ 4,939,000 | $ 214,739 | $ 98,000 |
| Johnston, North Carolina | 21 | $ 3,685,000 | $ 175,476 | $ 95,000 |
| Ashtabula, Ohio | 21 | $ 2,437,000 | $ 116,047 | $ 61,000 |
| Schuylkill, Pennsylvania | 21 | $ 1,862,000 | $ 88,666 | $ 64,000 |
| Fauquier, Virginia | 20 | $ 9,463,000 | $ 473,150 | $ 152,000 |
| Nash, North Carolina | 19 | $ 3,439,000 | $ 181,000 | $ 124,000 |
| Perquimans, North Carolina | 17 | $ 2,628,000 | $ 154,588 | $ 67,000 |
| Stokes, North Carolina | 17 | $ 1,723,000 | $ 101,352 | $ 67,000 |
| Horry, South Carolina | 17 | $ 2,871,000 | $ 168,882 | $ 154,000 |
| Hancock, West Virginia | 17 | $ 878,000 | $ 51,647 | $ 42,000 |
| Cabarrus, North Carolina | 16 | $ 3,505,000 | $ 219,062 | $ 95,000 |
| Wayne, Pennsylvania | 16 | $ 2,474,000 | $ 154,625 | $ 92,000 |
| Chesterfield, Virginia | 16 | $ 6,530,000 | $ 408,125 | $ 233,000 |
| Chautauqua, New York | 15 | $ 3,001,000 | $ 200,066 | $ 118,000 |
| Perry, Pennsylvania | 15 | $ 2,082,000 | $ 138,800 | $ 98,000 |
| Worcester, Maryland | 14 | $ 4,041,000 | $ 288,642 | $ 290,000 |
| Carteret, North Carolina | 14 | $ 6,419,000 | $ 458,500 | $ 164,000 |
| Henderson, North Carolina | 14 | $ 3,279,000 | $ 234,214 | $ 145,000 |
| Onslow, North Carolina | 14 | $ 2,969,000 | $ 212,071 | $ 126,000 |
| Orange, North Carolina | 14 | $ 3,895,000 | $ 278,214 | $ 108,000 |
| Stark, Ohio | 14 | $ 4,715,000 | $ 336,785 | $ 159,000 |
| Montour, Pennsylvania | 13 | $ 4,913,000 | $ 377,923 | $ 313,000 |
| Warren, Pennsylvania | 13 | $ 1,168,000 | $ 89,846 | $ 64,000 |
| Cherokee, South Carolina | 13 | $ 2,038,000 | $ 156,769 | $ 81,000 |
| Ohio, West Virginia | 13 | $ 1,247,000 | $ 95,923 | $ 71,000 |
| Cecil, Maryland | 12 | $ 5,084,000 | $ 423,666 | $ 120,000 |
| Lee, North Carolina | 12 | $ 1,501,000 | $ 125,083 | $ 66,000 |
| Philadelphia, Pennsylvania | 12 | $ 3,504,000 | $ 292,000 | $ 99,000 |
| Richland, South Carolina | 12 | $ 1,852,000 | $ 154,333 | $ 81,000 |
| Davie, North Carolina | 11 | $ 2,424,000 | $ 220,363 | $ 81,000 |
| Tyrrell, North Carolina | 11 | $ 591,000 | $ 53,727 | $ 62,000 |
| Lexington, South Carolina | 11 | $ 1,377,000 | $ 125,181 | $ 80,000 |
| Sussex, Delaware | 10 | $ 4,977,000 | $ 497,700 | $ 428,000 |
| Currituck, North Carolina | 10 | $ 2,091,000 | $ 209,100 | $ 88,000 |
| Lincoln, North Carolina | 10 | $ 4,958,000 | $ 495,800 | $ 125,000 |
| Franklin, Ohio | 10 | $ 2,024,000 | $ 202,400 | $ 135,000 |
| Spotsylvania, Virginia | 10 | $ 4,284,000 | $ 428,400 | $ 166,000 |
| Adams, Pennsylvania | 9 | $ 2,582,000 | $ 286,888 | $ 149,000 |
| Clarion, Pennsylvania | 9 | $ 704,000 | $ 78,222 | $ 154,000 |
| Lehigh, Pennsylvania | 9 | $ 2,768,000 | $ 307,555 | $ 153,000 |
| Charleston, South Carolina | 9 | $ 3,639,000 | $ 404,333 | $ 212,000 |
| Virginia Beach, Virginia | 9 | $ 3,010,000 | $ 334,444 | $ 157,000 |
| Haywood, North Carolina | 8 | $ 2,273,000 | $ 284,125 | $ 111,000 |
| Stanly, North Carolina | 8 | $ 1,159,000 | $ 144,875 | $ 72,000 |
| Wayne, North Carolina | 8 | $ 1,482,000 | $ 185,250 | $ 78,000 |
| Columbiana, Ohio | 8 | $ 395,000 | $ 49,375 | $ 56,000 |
| Carbon, Pennsylvania | 8 | $ 972,000 | $ 121,500 | $ 63,000 |
| Kershaw, South Carolina | 8 | $ 1,553,000 | $ 194,125 | $ 95,000 |
| York, South Carolina | 8 | $ 1,745,000 | $ 218,125 | $ 90,000 |
| Albemarle, Virginia | 8 | $ 4,205,000 | $ 525,625 | $ 224,000 |
| Fairfax City, Virginia | 8 | $ 4,309,000 | $ 538,625 | $ 208,000 |
| Falls Church, Virginia | 8 | $ 3,886,000 | $ 485,750 | $ 201,000 |
| Henrico, Virginia | 8 | $ 3,369,000 | $ 421,125 | $ 149,000 |
| Collier, Florida | 7 | $ 5,240,000 | $ 748,571 | $ 663,000 |
| Lee, Florida | 7 | $ 3,248,000 | $ 464,000 | $ 589,000 |
| Garrett, Maryland | 7 | $ 2,812,000 | $ 401,714 | $ 346,000 |
| Washington, Maryland | 7 | $ 1,294,000 | $ 184,857 | $ 90,000 |
| Caldwell, North Carolina | 7 | $ 638,000 | $ 91,142 | $ 32,000 |
| Chatham, North Carolina | 7 | $ 1,967,000 | $ 281,000 | $ 200,000 |
| Harnett, North Carolina | 7 | $ 1,118,000 | $ 159,714 | $ 89,000 |
| Hyde, North Carolina | 7 | $ 497,000 | $ 71,000 | $ 50,000 |
| Jackson, North Carolina | 7 | $ 2,189,000 | $ 312,714 | $ 198,000 |
| Martin, North Carolina | 7 | $ 910,000 | $ 130,000 | $ 54,000 |
| Delaware, Ohio | 7 | $ 3,139,000 | $ 448,428 | $ 193,000 |
| Columbia, Pennsylvania | 7 | $ 1,185,000 | $ 169,285 | $ 64,000 |
| Stafford, Virginia | 7 | $ 2,804,000 | $ 400,571 | $ 162,000 |
| Pinellas, Florida | 6 | $ 1,493,000 | $ 248,833 | $ 216,000 |
| Calvert, Maryland | 6 | $ 2,770,000 | $ 461,666 | $ 222,000 |
| Burke, North Carolina | 6 | $ 668,000 | $ 111,333 | $ 46,000 |
| Caswell, North Carolina | 6 | $ 1,045,000 | $ 174,166 | $ 79,000 |
| Columbus, North Carolina | 6 | $ 786,000 | $ 131,000 | $ 45,000 |
| Craven, North Carolina | 6 | $ 1,165,000 | $ 194,166 | $ 125,000 |
| Franklin, North Carolina | 6 | $ 1,083,000 | $ 180,500 | $ 85,000 |
| Pasquotank, North Carolina | 6 | $ 958,000 | $ 159,666 | $ 64,000 |
| Ottawa, Ohio | 6 | $ 1,584,000 | $ 264,000 | $ 261,000 |
| Franklin, Pennsylvania | 6 | $ 2,262,000 | $ 377,000 | $ 76,000 |
| Monongalia, West Virginia | 6 | $ 2,719,000 | $ 453,166 | $ 371,000 |
| Allegany, Maryland | 5 | $ 385,000 | $ 77,000 | $ 176,000 |
| Alexander, North Carolina | 5 | $ 665,000 | $ 133,000 | $ 59,000 |
| Anson, North Carolina | 5 | $ 615,000 | $ 123,000 | $ 54,000 |
| Cumberland, North Carolina | 5 | $ 1,669,000 | $ 333,800 | $ 491,000 |
| Wilson, North Carolina | 5 | $ 772,000 | $ 154,400 | $ 76,000 |
| Pike, Pennsylvania | 5 | $ 1,532,000 | $ 306,400 | $ 239,000 |
| Greenville, South Carolina | 5 | $ 863,000 | $ 172,600 | $ 72,000 |
| Palm Beach, Florida | 4 | $ 2,085,000 | $ 521,250 | $ 834,000 |
| Sarasota, Florida | 4 | $ 1,635,000 | $ 408,750 | $ 446,000 |
| Talbot, Maryland | 4 | $ 2,346,000 | $ 586,500 | $ 173,000 |
| Granville, North Carolina | 4 | $ 954,000 | $ 238,500 | $ 122,000 |
| Montgomery, North Carolina | 4 | $ 1,868,000 | $ 467,000 | $ 364,000 |
| Sampson, North Carolina | 4 | $ 757,000 | $ 189,250 | $ 141,000 |
| Transylvania, North Carolina | 4 | $ 830,000 | $ 207,500 | $ 55,000 |
| Chesapeake, Virginia | 4 | $ 1,685,000 | $ 421,250 | $ 134,000 |
| Frederick, Virginia | 4 | $ 1,700,000 | $ 425,000 | $ 330,000 |
| Hanover, Virginia | 4 | $ 1,514,000 | $ 378,500 | $ 96,000 |
| Orange, Virginia | 4 | $ 1,424,000 | $ 356,000 | $ 140,000 |
| Richmond City, Virginia | 4 | $ 1,367,000 | $ 341,750 | $ 121,000 |
| Charlotte, Florida | 3 | $ 844,000 | $ 281,333 | $ 621,000 |
| Caroline, Maryland | 3 | $ 420,000 | $ 140,000 | $ 78,000 |
| Kent, Maryland | 3 | $ 903,000 | $ 301,000 | $ 241,000 |
| Greene, North Carolina | 3 | $ 350,000 | $ 116,666 | $ 50,000 |
| Madison, North Carolina | 3 | $ 3,939,000 | $ 1,313,000 | $ 37,000 |
| McDowell, North Carolina | 3 | $ 388,000 | $ 129,333 | $ 72,000 |
| Washington, North Carolina | 3 | $ 261,000 | $ 87,000 | $ 398,000 |
| Elk, Pennsylvania | 3 | $ 83,000 | $ 27,666 | $ 76,000 |
| Forest, Pennsylvania | 3 | $ 204,000 | $ 68,000 | $ 105,000 |
| Northampton, Pennsylvania | 3 | $ 789,000 | $ 263,000 | $ 211,000 |
| Lancaster, South Carolina | 3 | $ 1,026,000 | $ 342,000 | $ 100,000 |
| Grayson, Virginia | 3 | $ 185,000 | $ 61,666 | $ 67,000 |
| Manassas, Virginia | 3 | $ 889,000 | $ 296,333 | $ 73,000 |
| Rockingham, Virginia | 3 | $ 318,000 | $ 106,000 | $ 47,000 |
| New Castle, Delaware | 2 | $ 1,120,000 | $ 560,000 | $ 188,000 |
| Broward, Florida | 2 | $ 554,000 | $ 277,000 | $ 862,000 |
| Volusia, Florida | 2 | $ 488,000 | $ 244,000 | $ 540,000 |
| St. Mary's, Maryland | 2 | $ 731,000 | $ 365,500 | $ 78,000 |
| Morris, New Jersey | 2 | $ 392,000 | $ 196,000 | $ 118,000 |
| Alleghany, North Carolina | 2 | $ 173,000 | $ 86,500 | $ 40,000 |
| Camden, North Carolina | 2 | $ 366,000 | $ 183,000 | $ 66,000 |
| Cleveland, North Carolina | 2 | $ 192,000 | $ 96,000 | $ 44,000 |
| Duplin, North Carolina | 2 | $ 229,000 | $ 114,500 | $ 120,000 |
| Hoke, North Carolina | 2 | $ 442,000 | $ 221,000 | $ 225,000 |
| Person, North Carolina | 2 | $ 538,000 | $ 269,000 | $ 776,000 |
| Polk, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 70,000 |
| Rutherford, North Carolina | 2 | $ 645,000 | $ 322,500 | $ 226,000 |
| Carroll, Ohio | 2 | $ 267,000 | $ 133,500 | $ 89,000 |
| Erie, Ohio | 2 | $ 534,000 | $ 267,000 | $ 305,000 |
| Guernsey, Ohio | 2 | $ 134,000 | $ 67,000 | $ 147,000 |
| Huron, Ohio | 2 | $ 1,052,000 | $ 526,000 | $ 273,000 |
| Bucks, Pennsylvania | 2 | $ 1,063,000 | $ 531,500 | $ 256,000 |
| Delaware, Pennsylvania | 2 | $ 568,000 | $ 284,000 | $ 122,000 |
| McKean, Pennsylvania | 2 | $ 115,000 | $ 57,500 | $ 61,000 |
| Chesterfield, South Carolina | 2 | $ 225,000 | $ 112,500 | $ 50,000 |
| Pickens, South Carolina | 2 | $ 11,092,000 | $ 5,546,000 | $ 89,000 |
| Montgomery, Tennessee | 2 | $ 261,000 | $ 130,500 | $ 108,000 |
| Williamson, Tennessee | 2 | $ 826,000 | $ 413,000 | $ 97,000 |
| Bell, Texas | 2 | $ 2,000 | $ 1,000 | $ 24,000 |
| Carroll, Virginia | 2 | $ 162,000 | $ 81,000 | $ 54,000 |
| Culpeper, Virginia | 2 | $ 733,000 | $ 366,500 | $ 122,000 |
| Henry, Virginia | 2 | $ 120,000 | $ 60,000 | $ 32,000 |
| Cabell, West Virginia | 2 | $ 268,000 | $ 134,000 | $ 56,000 |
| Harrison, West Virginia | 2 | $ 847,000 | $ 423,500 | $ 287,000 |
| Preston, West Virginia | 2 | $ 268,000 | $ 134,000 | $ 92,000 |
| Baldwin, Alabama | 1 | $ 2,000 | $ 2,000 | $ 17,000 |
| Jefferson, Alabama | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Kent, Delaware | 1 | $ 347,000 | $ 347,000 | $ 110,000 |
| Duval, Florida | 1 | $ 210,000 | $ 210,000 | $ 108,000 |
| Indian River, Florida | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,466,000 |
| Miami-Dade, Florida | 1 | $ 462,000 | $ 462,000 | $ 113,000 |
| Sumter, Florida | 1 | $ 129,000 | $ 129,000 | $ 78,000 |
| Baldwin, Georgia | 1 | $ 118,000 | $ 118,000 | $ 103,000 |
| Chatham, Georgia | 1 | $ 9,000,000 | $ 9,000,000 | $ 0 |
| Coweta, Georgia | 1 | $ 4,000 | $ 4,000 | $ 41,000 |
| Walker, Georgia | 1 | $ 126,000 | $ 126,000 | $ 38,000 |
| Reno, Kansas | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Fayette, Kentucky | 1 | $ 83,000 | $ 83,000 | $ 31,000 |
| Dorchester, Maryland | 1 | $ 257,000 | $ 257,000 | $ 107,000 |
| Somerset, Maryland | 1 | $ 110,000 | $ 110,000 | $ 111,000 |
| Hampden, Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Atlantic, New Jersey | 1 | $ 322,000 | $ 322,000 | $ 4,175,000 |
| Camden, New Jersey | 1 | $ 300,000 | $ 300,000 | $ 276,000 |
| Mercer, New Jersey | 1 | $ 1,499,000 | $ 1,499,000 | $ 464,000 |
| Ocean, New Jersey | 1 | $ 400,000 | $ 400,000 | $ 539,000 |
| Cattaraugus, New York | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Delaware, New York | 1 | $ 276,000 | $ 276,000 | $ 108,000 |
| Steuben, New York | 1 | $ 248,000 | $ 248,000 | $ 304,000 |
| Bertie, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 58,000 |
| Bladen, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Chowan, North Carolina | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Edgecombe, North Carolina | 1 | $ 320,000 | $ 320,000 | $ 1,352,000 |
| Graham, North Carolina | 1 | $ 89,000 | $ 89,000 | $ 234,000 |
| Halifax, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 118,000 |
| Jones, North Carolina | 1 | $ 515,000 | $ 515,000 | $ 345,000 |
| Pamlico, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 266,000 |
| Warren, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Yancey, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Ashland, Ohio | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Brown, Ohio | 1 | $ 48,000 | $ 48,000 | $ 205,000 |
| Clark, Ohio | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
| Hamilton, Ohio | 1 | $ 221,000 | $ 221,000 | $ 67,000 |
| Harrison, Ohio | 1 | $ 88,000 | $ 88,000 | $ 83,000 |
| Pickaway, Ohio | 1 | $ 69,000 | $ 69,000 | $ 130,000 |
| Wayne, Ohio | 1 | $ 106,000 | $ 106,000 | $ 26,000 |
| Wyandot, Ohio | 1 | $ 260,000 | $ 260,000 | $ 57,000 |
| Bradford, Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
| Cameron, Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 134,000 |
| Fulton, Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Jefferson, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| Aiken, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Anderson, South Carolina | 1 | $ 132,000 | $ 132,000 | $ 43,000 |
| Berkeley, South Carolina | 1 | $ 500,000 | $ 500,000 | $ 130,000 |
| Clarendon, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Fairfield, South Carolina | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Jasper, South Carolina | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| Davidson, Tennessee | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Johnson, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Lewis, Tennessee | 1 | $ 7,000 | $ 7,000 | $ 114,000 |
| Marshall, Tennessee | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Sumner, Tennessee | 1 | $ 393,000 | $ 393,000 | $ 97,000 |
| Bedford, Virginia | 1 | $ 300,000 | $ 300,000 | $ 183,000 |
| Charlottesville, Virginia | 1 | $ 266,000 | $ 266,000 | $ 144,000 |
| Clarke, Virginia | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Fredericksburg, Virginia | 1 | $ 600,000 | $ 600,000 | $ 152,000 |
| Greene, Virginia | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| James City, Virginia | 1 | $ 459,000 | $ 459,000 | $ 260,000 |
| Louisa, Virginia | 1 | $ 504,000 | $ 504,000 | $ 255,000 |
| Nelson, Virginia | 1 | $ 212,000 | $ 212,000 | $ 169,000 |
| Pittsylvania, Virginia | 1 | $ 192,000 | $ 192,000 | $ 147,000 |
| Winchester, Virginia | 1 | $ 30,000 | $ 30,000 | $ 105,000 |
| Berkeley, West Virginia | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Marshall, West Virginia | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Raleigh, West Virginia | 1 | $ 38,000 | $ 38,000 | $ 16,000 |
| Summers, West Virginia | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Wood, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for First National Bank of Pa in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,771 | $2,014,153,000 | $297,000 | $14,800,000 | $134,000 | $4,004,000 |
| Refinancing | 4,581 | $783,582,000 | $171,000 | $14,000,000 | $109,000 | $5,717,000 |
| Home Improvement | 3,677 | $170,444,000 | $46,000 | $3,367,000 | $77,000 | $1,688,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,440 | $2,143,173,000 | $172,000 | $3,570,000 | $111,000 | $4,175,000 |
| Not Provided | 767 | $278,354,000 | $362,000 | $1,858,000 | $156,000 | $1,621,000 |
| Black or African American | 527 | $123,552,000 | $234,000 | $1,996,000 | $130,000 | $5,717,000 |
| Asian | 473 | $194,436,000 | $411,000 | $1,725,000 | $158,000 | $800,000 |
| Hispanic | 411 | $76,628,000 | $186,000 | $833,000 | $94,000 | $1,015,000 |
| Not applicable | 373 | $144,175,000 | $386,000 | $14,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $4,272,000 | $170,000 | $516,000 | $125,000 | $1,005,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,589,000 | $276,000 | $637,000 | $203,000 | $866,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,206 | $2,842,204,000 | $200,000 | $14,800,000 | $115,000 | $5,717,000 |
| FHA-insured (Federal Housing Administration) | 469 | $68,694,000 | $146,000 | $600,000 | $62,000 | $406,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 190 | $23,887,000 | $125,000 | $349,000 | $45,000 | $94,000 |
| VA-guaranteed (Veterans Administration) | 164 | $33,394,000 | $203,000 | $800,000 | $73,000 | $255,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,107 | $1,714,177,000 | $188,000 | $14,800,000 | $115,000 | $5,717,000 |
| Application Denied By Financial Institution | 3,171 | $386,344,000 | $121,000 | $3,200,000 | $82,000 | $1,974,000 |
| Loan Purchased By The Institution | 1,440 | $640,260,000 | $444,000 | $780,000 | $163,000 | $574,000 |
| Application Withdrawn By Applicant | 680 | $136,794,000 | $201,000 | $1,560,000 | $117,000 | $1,352,000 |
| File Closed For Incompleteness | 411 | $67,287,000 | $163,000 | $2,522,000 | $121,000 | $1,688,000 |
| Application Approved But Not Accepted | 220 | $23,317,000 | $105,000 | $946,000 | $86,000 | $550,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,193 | $116,252,000 | $97,000 | $1,500,000 | $49,000 | $405,000 |
| Credit History | 926 | $63,501,000 | $68,000 | $2,660,000 | $82,000 | $1,081,000 |
| Collateral | 569 | $89,694,000 | $157,000 | $2,378,000 | $110,000 | $1,974,000 |
| Other | 117 | $18,541,000 | $158,000 | $3,200,000 | $107,000 | $1,104,000 |
| Employment History | 37 | $8,291,000 | $224,000 | $1,960,000 | $160,000 | $1,802,000 |
| Unverifiable Information | 34 | $6,773,000 | $199,000 | $841,000 | $144,000 | $558,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,338,000 | $333,000 | $1,481,000 | $91,000 | $374,000 |
| Credit Application Incomplete | 16 | $4,026,000 | $251,000 | $721,000 | $75,000 | $237,000 |
| Mortgage Insurance Denied | 3 | $1,627,000 | $542,000 | $1,314,000 | $196,000 | $460,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Pa's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Pa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About