First National Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
First National Bank Of Pennsylvania 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First National Bank Of Pennsylvania 166 Main St Greenville, PA 16125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 25,212 |
| Total Mortgage Loan Application Amount | $4,995,090,000 |
| Average Mortgage Loan Application Amount | $192,200 |
| Highest Mortgage Loan Application Amount | $25,505,000 |
| Average Applicant Income | $129,400 |
| Highest Applicant Income | $9,505,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with First National Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First National Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down First National Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First National Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by First National Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First National Bank Of Pennsylvania's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 2,494 | $ 427,450,000 | $ 171,000 | $ 137,000 |
| Westmoreland County Pennsylvania | 984 | $ 105,340,000 | $ 107,000 | $ 104,000 |
| Cuyahoga County Ohio | 830 | $ 174,760,000 | $ 210,000 | $ 171,000 |
| Baltimore County Maryland | 748 | $ 191,230,000 | $ 255,000 | $ 164,000 |
| Mercer County Pennsylvania | 702 | $ 63,800,000 | $ 90,000 | $ 80,000 |
| Anne Arundel County Maryland | 512 | $ 199,750,000 | $ 390,000 | $ 207,000 |
| Wake County North Carolina | 468 | $ 115,270,000 | $ 246,000 | $ 194,000 |
| Cambria County Pennsylvania | 457 | $ 36,105,000 | $ 79,000 | $ 79,000 |
| Butler County Pennsylvania | 451 | $ 77,585,000 | $ 172,000 | $ 133,000 |
| Davidson County North Carolina | 439 | $ 58,895,000 | $ 134,000 | $ 96,000 |
| Erie County Pennsylvania | 422 | $ 49,480,000 | $ 117,000 | $ 109,000 |
| Lawrence County Pennsylvania | 410 | $ 41,260,000 | $ 100,000 | $ 97,000 |
| Dauphin County Pennsylvania | 401 | $ 62,435,000 | $ 155,000 | $ 128,000 |
| Harford County Maryland | 399 | $ 102,965,000 | $ 258,000 | $ 164,000 |
| Mecklenburg County North Carolina | 386 | $ 110,620,000 | $ 286,000 | $ 179,000 |
| Montgomery County Maryland | 385 | $ 175,705,000 | $ 456,000 | $ 211,000 |
| Berks County Pennsylvania | 366 | $ 42,700,000 | $ 116,000 | $ 112,000 |
| Mahoning County Ohio | 358 | $ 35,760,000 | $ 99,000 | $ 101,000 |
| Beaver County Pennsylvania | 353 | $ 39,295,000 | $ 111,000 | $ 103,000 |
| Fairfax County Virginia | 353 | $ 189,085,000 | $ 535,000 | $ 223,000 |
| Blair County Pennsylvania | 349 | $ 38,035,000 | $ 108,000 | $ 89,000 |
| Centre County Pennsylvania | 344 | $ 71,720,000 | $ 208,000 | $ 134,000 |
| Brunswick County North Carolina | 341 | $ 80,295,000 | $ 235,000 | $ 142,000 |
| York County Pennsylvania | 341 | $ 44,745,000 | $ 131,000 | $ 102,000 |
| Fayette County Pennsylvania | 329 | $ 24,715,000 | $ 75,000 | $ 80,000 |
| Lancaster County Pennsylvania | 317 | $ 68,005,000 | $ 214,000 | $ 136,000 |
| Cumberland County Pennsylvania | 309 | $ 61,695,000 | $ 199,000 | $ 172,000 |
| Loudoun County Virginia | 270 | $ 147,490,000 | $ 546,000 | $ 267,000 |
| Summit County Ohio | 255 | $ 37,745,000 | $ 148,000 | $ 135,000 |
| Washington County Pennsylvania | 251 | $ 45,055,000 | $ 179,000 | $ 143,000 |
| Crawford County Pennsylvania | 250 | $ 20,090,000 | $ 80,000 | $ 72,000 |
| Somerset County Pennsylvania | 249 | $ 23,075,000 | $ 92,000 | $ 96,000 |
| Trumbull County Ohio | 248 | $ 19,710,000 | $ 79,000 | $ 85,000 |
| Lake County Ohio | 234 | $ 37,140,000 | $ 158,000 | $ 103,000 |
| Howard County Maryland | 228 | $ 110,810,000 | $ 486,000 | $ 242,000 |
| Guilford County North Carolina | 216 | $ 40,890,000 | $ 189,000 | $ 135,000 |
| Iredell County North Carolina | 205 | $ 32,435,000 | $ 158,000 | $ 123,000 |
| Union County North Carolina | 196 | $ 42,210,000 | $ 215,000 | $ 145,000 |
| District of Columbia County District Of Columbia | 191 | $ 108,105,000 | $ 565,000 | $ 289,000 |
| New Hanover County North Carolina | 191 | $ 56,185,000 | $ 294,000 | $ 209,000 |
| Forsyth County North Carolina | 179 | $ 34,575,000 | $ 193,000 | $ 132,000 |
| Lorain County Ohio | 172 | $ 35,070,000 | $ 203,000 | $ 145,000 |
| Lackawanna County Pennsylvania | 171 | $ 23,565,000 | $ 137,000 | $ 135,000 |
| Bedford County Pennsylvania | 164 | $ 15,870,000 | $ 96,000 | $ 90,000 |
| Geauga County Ohio | 159 | $ 34,745,000 | $ 218,000 | $ 161,000 |
| Medina County Ohio | 157 | $ 29,855,000 | $ 190,000 | $ 132,000 |
| Luzerne County Pennsylvania | 151 | $ 17,175,000 | $ 113,000 | $ 92,000 |
| Rockingham County North Carolina | 148 | $ 12,700,000 | $ 85,000 | $ 75,000 |
| Venango County Pennsylvania | 141 | $ 10,925,000 | $ 77,000 | $ 75,000 |
| Durham County North Carolina | 139 | $ 34,645,000 | $ 249,000 | $ 133,000 |
| Prince George's County Maryland | 138 | $ 43,460,000 | $ 314,000 | $ 151,000 |
| Huntingdon County Pennsylvania | 138 | $ 12,940,000 | $ 93,000 | $ 77,000 |
| Wilkes County North Carolina | 137 | $ 15,055,000 | $ 109,000 | $ 80,000 |
| Baltimore City County Maryland | 136 | $ 21,870,000 | $ 160,000 | $ 126,000 |
| Mifflin County Pennsylvania | 133 | $ 10,805,000 | $ 81,000 | $ 70,000 |
| Brooke County West Virginia | 130 | $ 9,630,000 | $ 74,000 | $ 76,000 |
| Beaufort County North Carolina | 125 | $ 21,315,000 | $ 170,000 | $ 97,000 |
| Jefferson County Ohio | 116 | $ 9,300,000 | $ 80,000 | $ 69,000 |
| Northumberland County Pennsylvania | 116 | $ 10,640,000 | $ 91,000 | $ 73,000 |
| Prince William County Virginia | 114 | $ 46,820,000 | $ 410,000 | $ 196,000 |
| Orange County North Carolina | 111 | $ 31,425,000 | $ 283,000 | $ 145,000 |
| Frederick County Maryland | 109 | $ 41,735,000 | $ 382,000 | $ 176,000 |
| Portage County Ohio | 107 | $ 15,805,000 | $ 147,000 | $ 128,000 |
| Dare County North Carolina | 104 | $ 19,750,000 | $ 189,000 | $ 112,000 |
| Indiana County Pennsylvania | 102 | $ 9,490,000 | $ 93,000 | $ 87,000 |
| Lycoming County Pennsylvania | 101 | $ 11,815,000 | $ 116,000 | $ 92,000 |
| Ashe County North Carolina | 99 | $ 14,445,000 | $ 145,000 | $ 108,000 |
| Lebanon County Pennsylvania | 99 | $ 16,735,000 | $ 169,000 | $ 100,000 |
| Clinton County Pennsylvania | 97 | $ 10,575,000 | $ 109,000 | $ 86,000 |
| Yadkin County North Carolina | 94 | $ 7,310,000 | $ 77,000 | $ 70,000 |
| Pitt County North Carolina | 91 | $ 15,125,000 | $ 166,000 | $ 124,000 |
| Armstrong County Pennsylvania | 88 | $ 7,350,000 | $ 83,000 | $ 102,000 |
| Carroll County Maryland | 84 | $ 29,710,000 | $ 353,000 | $ 142,000 |
| Randolph County North Carolina | 81 | $ 11,015,000 | $ 135,000 | $ 75,000 |
| Arlington County Virginia | 79 | $ 42,945,000 | $ 543,000 | $ 257,000 |
| Snyder County Pennsylvania | 78 | $ 6,900,000 | $ 88,000 | $ 91,000 |
| Moore County North Carolina | 77 | $ 16,205,000 | $ 210,000 | $ 123,000 |
| Susquehanna County Pennsylvania | 76 | $ 10,720,000 | $ 141,000 | $ 107,000 |
| Rowan County North Carolina | 66 | $ 10,300,000 | $ 156,000 | $ 93,000 |
| Johnston County North Carolina | 65 | $ 9,285,000 | $ 142,000 | $ 124,000 |
| Greene County Pennsylvania | 65 | $ 5,955,000 | $ 91,000 | $ 95,000 |
| Union County Pennsylvania | 65 | $ 12,875,000 | $ 198,000 | $ 157,000 |
| Alexandria County Virginia | 65 | $ 35,515,000 | $ 546,000 | $ 264,000 |
| Juniata County Pennsylvania | 63 | $ 5,695,000 | $ 90,000 | $ 63,000 |
| Watauga County North Carolina | 62 | $ 15,700,000 | $ 253,000 | $ 202,000 |
| Schuylkill County Pennsylvania | 62 | $ 3,910,000 | $ 63,000 | $ 60,000 |
| Queen Anne's County Maryland | 60 | $ 12,790,000 | $ 213,000 | $ 143,000 |
| Chester County Pennsylvania | 58 | $ 18,350,000 | $ 316,000 | $ 147,000 |
| Wyoming County Pennsylvania | 58 | $ 6,430,000 | $ 110,000 | $ 81,000 |
| York County South Carolina | 58 | $ 14,290,000 | $ 246,000 | $ 133,000 |
| Alamance County North Carolina | 57 | $ 7,735,000 | $ 135,000 | $ 66,000 |
| Pender County North Carolina | 52 | $ 12,610,000 | $ 242,000 | $ 209,000 |
| Horry County South Carolina | 47 | $ 10,215,000 | $ 217,000 | $ 169,000 |
| Surry County North Carolina | 46 | $ 4,360,000 | $ 94,000 | $ 102,000 |
| Montgomery County Pennsylvania | 46 | $ 20,100,000 | $ 436,000 | $ 251,000 |
| Henrico County Virginia | 45 | $ 13,475,000 | $ 299,000 | $ 144,000 |
| Cecil County Maryland | 44 | $ 10,440,000 | $ 237,000 | $ 153,000 |
| Lee County North Carolina | 44 | $ 4,260,000 | $ 96,000 | $ 130,000 |
| Chesterfield County Virginia | 44 | $ 12,360,000 | $ 280,000 | $ 83,000 |
| Cabarrus County North Carolina | 42 | $ 12,640,000 | $ 300,000 | $ 178,000 |
| Gaston County North Carolina | 40 | $ 7,650,000 | $ 191,000 | $ 117,000 |
| Perquimans County North Carolina | 40 | $ 6,160,000 | $ 154,000 | $ 84,000 |
| Monroe County Pennsylvania | 40 | $ 5,480,000 | $ 137,000 | $ 153,000 |
| Worcester County Maryland | 38 | $ 10,720,000 | $ 282,000 | $ 678,000 |
| Stokes County North Carolina | 38 | $ 4,690,000 | $ 123,000 | $ 74,000 |
| Beaufort County South Carolina | 38 | $ 12,690,000 | $ 333,000 | $ 302,000 |
| Catawba County North Carolina | 37 | $ 7,875,000 | $ 212,000 | $ 133,000 |
| Virginia Beach County Virginia | 36 | $ 10,930,000 | $ 303,000 | $ 234,000 |
| Sussex County Delaware | 35 | $ 11,795,000 | $ 337,000 | $ 219,000 |
| Avery County North Carolina | 32 | $ 8,780,000 | $ 274,000 | $ 194,000 |
| Belmont County Ohio | 32 | $ 1,760,000 | $ 55,000 | $ 66,000 |
| Wayne County Pennsylvania | 31 | $ 4,715,000 | $ 152,000 | $ 116,000 |
| Charleston County South Carolina | 31 | $ 15,185,000 | $ 489,000 | $ 227,000 |
| Franklin County Ohio | 30 | $ 8,100,000 | $ 270,000 | $ 190,000 |
| Columbiana County Ohio | 29 | $ 3,215,000 | $ 110,000 | $ 114,000 |
| Cherokee County South Carolina | 29 | $ 2,375,000 | $ 81,000 | $ 55,000 |
| Perry County Pennsylvania | 28 | $ 3,990,000 | $ 142,000 | $ 114,000 |
| Fauquier County Virginia | 28 | $ 10,540,000 | $ 376,000 | $ 159,000 |
| Clearfield County Pennsylvania | 27 | $ 2,725,000 | $ 100,000 | $ 88,000 |
| Philadelphia County Pennsylvania | 27 | $ 9,465,000 | $ 350,000 | $ 147,000 |
| Stafford County Virginia | 27 | $ 10,355,000 | $ 383,000 | $ 130,000 |
| Washington County Maryland | 26 | $ 3,650,000 | $ 140,000 | $ 85,000 |
| Charles County Maryland | 24 | $ 9,820,000 | $ 409,000 | $ 126,000 |
| Chautauqua County New York | 24 | $ 2,920,000 | $ 121,000 | $ 148,000 |
| Carteret County North Carolina | 24 | $ 9,060,000 | $ 377,000 | $ 232,000 |
| Adams County Pennsylvania | 24 | $ 7,760,000 | $ 323,000 | $ 159,000 |
| New Castle County Delaware | 23 | $ 8,425,000 | $ 366,000 | $ 252,000 |
| Onslow County North Carolina | 23 | $ 5,455,000 | $ 237,000 | $ 202,000 |
| Lexington County South Carolina | 23 | $ 5,405,000 | $ 235,000 | $ 76,000 |
| Chatham County North Carolina | 22 | $ 9,210,000 | $ 418,000 | $ 244,000 |
| Stark County Ohio | 22 | $ 2,710,000 | $ 123,000 | $ 74,000 |
| Jefferson County Pennsylvania | 22 | $ 2,020,000 | $ 91,000 | $ 57,000 |
| Chesapeake County Virginia | 22 | $ 6,850,000 | $ 311,000 | $ 183,000 |
| Lancaster County South Carolina | 21 | $ 7,865,000 | $ 374,000 | $ 171,000 |
| Hancock County West Virginia | 21 | $ 1,965,000 | $ 93,000 | $ 222,000 |
| Calvert County Maryland | 20 | $ 5,860,000 | $ 293,000 | $ 194,000 |
| Currituck County North Carolina | 20 | $ 4,380,000 | $ 219,000 | $ 121,000 |
| Lincoln County North Carolina | 20 | $ 5,590,000 | $ 279,000 | $ 138,000 |
| Cumberland County North Carolina | 19 | $ 3,455,000 | $ 181,000 | $ 102,000 |
| Hanover County Virginia | 19 | $ 5,235,000 | $ 275,000 | $ 250,000 |
| James City County Virginia | 19 | $ 5,845,000 | $ 307,000 | $ 185,000 |
| Davie County North Carolina | 18 | $ 3,370,000 | $ 187,000 | $ 197,000 |
| Harnett County North Carolina | 17 | $ 2,995,000 | $ 176,000 | $ 107,000 |
| Albemarle County Virginia | 17 | $ 7,105,000 | $ 417,000 | $ 158,000 |
| Ashtabula County Ohio | 16 | $ 2,030,000 | $ 126,000 | $ 174,000 |
| Frederick County Virginia | 16 | $ 4,190,000 | $ 261,000 | $ 171,000 |
| Richmond City County Virginia | 16 | $ 4,340,000 | $ 271,000 | $ 184,000 |
| Spotsylvania County Virginia | 16 | $ 4,670,000 | $ 291,000 | $ 154,000 |
| Monongalia County West Virginia | 16 | $ 3,440,000 | $ 215,000 | $ 109,000 |
| Delaware County Pennsylvania | 15 | $ 4,735,000 | $ 315,000 | $ 187,000 |
| Fulton County Georgia | 14 | $ 5,350,000 | $ 382,000 | $ 221,000 |
| Garrett County Maryland | 14 | $ 3,680,000 | $ 262,000 | $ 178,000 |
| Stanly County North Carolina | 14 | $ 2,510,000 | $ 179,000 | $ 158,000 |
| Caldwell County North Carolina | 13 | $ 3,445,000 | $ 265,000 | $ 189,000 |
| Martin County North Carolina | 13 | $ 1,465,000 | $ 112,000 | $ 102,000 |
| Person County North Carolina | 13 | $ 3,035,000 | $ 233,000 | $ 102,000 |
| Northampton County Pennsylvania | 13 | $ 3,015,000 | $ 231,000 | $ 173,000 |
| Delaware County Ohio | 12 | $ 3,250,000 | $ 270,000 | $ 472,000 |
| Erie County Ohio | 11 | $ 1,995,000 | $ 181,000 | $ 268,000 |
| Franklin County Pennsylvania | 11 | $ 3,725,000 | $ 338,000 | $ 106,000 |
| Montour County Pennsylvania | 11 | $ 2,295,000 | $ 208,000 | $ 206,000 |
| Richland County South Carolina | 11 | $ 3,285,000 | $ 298,000 | $ 130,000 |
| Anson County North Carolina | 10 | $ 670,000 | $ 67,000 | $ 127,000 |
| Hyde County North Carolina | 10 | $ 1,410,000 | $ 141,000 | $ 114,000 |
| Washington County North Carolina | 10 | $ 630,000 | $ 63,000 | $ 69,000 |
| Carbon County Pennsylvania | 10 | $ 1,760,000 | $ 176,000 | $ 63,000 |
| Kanawha County West Virginia | 10 | $ 1,520,000 | $ 152,000 | $ 0 |
| Ohio County West Virginia | 10 | $ 820,000 | $ 82,000 | $ 87,000 |
| St. Mary's County Maryland | 9 | $ 2,775,000 | $ 308,000 | $ 126,000 |
| Talbot County Maryland | 9 | $ 2,495,000 | $ 277,000 | $ 174,000 |
| Franklin County North Carolina | 9 | $ 1,905,000 | $ 211,000 | $ 71,000 |
| Bucks County Pennsylvania | 9 | $ 2,935,000 | $ 326,000 | $ 134,000 |
| Greenville County South Carolina | 9 | $ 2,005,000 | $ 222,000 | $ 119,000 |
| Davidson County Tennessee | 9 | $ 3,295,000 | $ 366,000 | $ 196,000 |
| Culpeper County Virginia | 9 | $ 2,935,000 | $ 326,000 | $ 0 |
| Falls Church County Virginia | 9 | $ 5,565,000 | $ 618,000 | $ 161,000 |
| Norfolk County Virginia | 9 | $ 2,585,000 | $ 287,000 | $ 180,000 |
| Cobb County Georgia | 8 | $ 2,660,000 | $ 332,000 | $ 221,000 |
| Pasquotank County North Carolina | 8 | $ 1,890,000 | $ 236,000 | $ 107,000 |
| Wayne County Ohio | 8 | $ 990,000 | $ 123,000 | $ 117,000 |
| Clarion County Pennsylvania | 8 | $ 1,160,000 | $ 145,000 | $ 113,000 |
| Columbia County Pennsylvania | 8 | $ 1,900,000 | $ 237,000 | $ 135,000 |
| Forest County Pennsylvania | 8 | $ 780,000 | $ 97,000 | $ 129,000 |
| Berkeley County South Carolina | 8 | $ 2,880,000 | $ 360,000 | $ 157,000 |
| Dorchester County South Carolina | 8 | $ 1,100,000 | $ 137,000 | $ 108,000 |
| Louisa County Virginia | 8 | $ 3,230,000 | $ 403,000 | $ 154,000 |
| Caswell County North Carolina | 7 | $ 1,415,000 | $ 202,000 | $ 123,000 |
| Henderson County North Carolina | 7 | $ 1,455,000 | $ 207,000 | $ 109,000 |
| Jackson County North Carolina | 7 | $ 2,065,000 | $ 295,000 | $ 186,000 |
| Ottawa County Ohio | 7 | $ 1,385,000 | $ 197,000 | $ 301,000 |
| Bradford County Pennsylvania | 7 | $ 875,000 | $ 125,000 | $ 118,000 |
| Georgetown County South Carolina | 7 | $ 1,445,000 | $ 206,000 | $ 256,000 |
| Spartanburg County South Carolina | 7 | $ 1,815,000 | $ 259,000 | $ 95,000 |
| Franklin County Virginia | 7 | $ 3,015,000 | $ 430,000 | $ 184,000 |
| Suffolk County Virginia | 7 | $ 2,345,000 | $ 335,000 | $ 278,000 |
| Berkeley County West Virginia | 7 | $ 1,425,000 | $ 203,000 | $ 131,000 |
| Collier County Florida | 6 | $ 4,320,000 | $ 720,000 | $ 433,000 |
| DeKalb County Georgia | 6 | $ 2,390,000 | $ 398,000 | $ 212,000 |
| Buncombe County North Carolina | 6 | $ 2,430,000 | $ 405,000 | $ 185,000 |
| Granville County North Carolina | 6 | $ 790,000 | $ 131,000 | $ 169,000 |
| Hoke County North Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 200,000 |
| Montgomery County North Carolina | 6 | $ 2,100,000 | $ 350,000 | $ 221,000 |
| Nash County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 88,000 |
| Tuscarawas County Ohio | 6 | $ 840,000 | $ 140,000 | $ 131,000 |
| Lehigh County Pennsylvania | 6 | $ 1,430,000 | $ 238,000 | $ 200,000 |
| Warren County Pennsylvania | 6 | $ 600,000 | $ 100,000 | $ 57,000 |
| Anderson County South Carolina | 6 | $ 1,020,000 | $ 170,000 | $ 109,000 |
| Broward County Florida | 5 | $ 3,795,000 | $ 759,000 | $ 2,627,000 |
| Charlotte County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 209,000 |
| Palm Beach County Florida | 5 | $ 3,625,000 | $ 725,000 | $ 827,000 |
| Pinellas County Florida | 5 | $ 1,115,000 | $ 223,000 | $ 178,000 |
| Alleghany County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 95,000 |
| Duplin County North Carolina | 5 | $ 765,000 | $ 153,000 | $ 87,000 |
| Rutherford County North Carolina | 5 | $ 1,105,000 | $ 221,000 | $ 106,000 |
| Sampson County North Carolina | 5 | $ 525,000 | $ 105,000 | $ 92,000 |
| Tyrrell County North Carolina | 5 | $ 215,000 | $ 43,000 | $ 41,000 |
| Wilson County North Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 189,000 |
| Pike County Pennsylvania | 5 | $ 515,000 | $ 103,000 | $ 106,000 |
| Sullivan County Pennsylvania | 5 | $ 515,000 | $ 103,000 | $ 100,000 |
| Sumter County South Carolina | 5 | $ 1,775,000 | $ 355,000 | $ 86,000 |
| Fairfax City County Virginia | 5 | $ 2,325,000 | $ 465,000 | $ 104,000 |
| New Kent County Virginia | 5 | $ 1,475,000 | $ 295,000 | $ 0 |
| Newport News County Virginia | 5 | $ 785,000 | $ 157,000 | $ 54,000 |
| Northumberland County Virginia | 5 | $ 1,565,000 | $ 313,000 | $ 240,000 |
| Orange County Virginia | 5 | $ 1,145,000 | $ 229,000 | $ 52,000 |
| Brevard County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 107,000 |
| Forsyth County Georgia | 4 | $ 1,590,000 | $ 397,000 | $ 451,000 |
| Gwinnett County Georgia | 4 | $ 1,260,000 | $ 315,000 | $ 150,000 |
| Alexander County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 58,000 |
| Hamilton County Ohio | 4 | $ 920,000 | $ 230,000 | $ 125,000 |
| Harrison County Ohio | 4 | $ 140,000 | $ 35,000 | $ 70,000 |
| Warren County Ohio | 4 | $ 1,020,000 | $ 255,000 | $ 120,000 |
| Goochland County Virginia | 4 | $ 1,380,000 | $ 345,000 | $ 128,000 |
| Rockingham County Virginia | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Logan County West Virginia | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Marion County West Virginia | 4 | $ 660,000 | $ 165,000 | $ 40,000 |
| Marshall County West Virginia | 4 | $ 180,000 | $ 45,000 | $ 22,000 |
| Lee County Florida | 3 | $ 975,000 | $ 325,000 | $ 143,000 |
| Martin County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 254,000 |
| Sarasota County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 112,000 |
| Hall County Georgia | 3 | $ 925,000 | $ 308,000 | $ 104,000 |
| Henry County Georgia | 3 | $ 1,615,000 | $ 538,000 | $ 233,000 |
| Caroline County Maryland | 3 | $ 635,000 | $ 211,000 | $ 82,000 |
| Kent County Maryland | 3 | $ 1,025,000 | $ 341,000 | $ 178,000 |
| Lenawee County Michigan | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Washtenaw County Michigan | 3 | $ 995,000 | $ 331,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 5,825,000 | $ 1,941,000 | $ 1,084,000 |
| Burke County North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 350,000 |
| Chowan County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 26,000 |
| Craven County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 155,000 |
| McDowell County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 103,000 |
| Polk County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 170,000 |
| Warren County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 100,000 |
| Ashland County Ohio | 3 | $ 255,000 | $ 85,000 | $ 67,000 |
| Butler County Ohio | 3 | $ 935,000 | $ 311,000 | $ 0 |
| Carroll County Ohio | 3 | $ 235,000 | $ 78,000 | $ 420,000 |
| Licking County Ohio | 3 | $ 595,000 | $ 198,000 | $ 81,000 |
| Miami County Ohio | 3 | $ 775,000 | $ 258,000 | $ 158,000 |
| Montgomery County Ohio | 3 | $ 1,205,000 | $ 401,000 | $ 235,000 |
| Tioga County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 69,000 |
| Hamilton County Tennessee | 3 | $ 805,000 | $ 268,000 | $ 78,000 |
| Bedford County Virginia | 3 | $ 455,000 | $ 151,000 | $ 129,000 |
| Grayson County Virginia | 3 | $ 325,000 | $ 108,000 | $ 97,000 |
| Isle of Wight County Virginia | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Lancaster County Virginia | 3 | $ 1,385,000 | $ 461,000 | $ 318,000 |
| Mecklenburg County Virginia | 3 | $ 175,000 | $ 58,000 | $ 54,000 |
| Nelson County Virginia | 3 | $ 525,000 | $ 175,000 | $ 291,000 |
| Roanoke County Virginia | 3 | $ 675,000 | $ 225,000 | $ 53,000 |
| Harrison County West Virginia | 3 | $ 1,145,000 | $ 381,000 | $ 397,000 |
| Jefferson County West Virginia | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Duval County Florida | 2 | $ 450,000 | $ 225,000 | $ 86,000 |
| Flagler County Florida | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Miami-Dade County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 313,000 |
| Walton County Florida | 2 | $ 890,000 | $ 445,000 | $ 605,000 |
| Cherokee County Georgia | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Johnson County Indiana | 2 | $ 350,000 | $ 175,000 | $ 0 |
| York County Maine | 2 | $ 470,000 | $ 235,000 | $ 189,000 |
| Wicomico County Maryland | 2 | $ 240,000 | $ 120,000 | $ 262,000 |
| Monroe County Michigan | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Oakland County Michigan | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Bladen County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Camden County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 93,000 |
| Greene County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 57,000 |
| Haywood County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 407,000 |
| Lenoir County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 131,000 |
| Mitchell County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 142,000 |
| Vance County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 41,000 |
| Yancey County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 51,000 |
| Clermont County Ohio | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Greene County Ohio | 2 | $ 500,000 | $ 250,000 | $ 250,000 |
| Hancock County Ohio | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Huron County Ohio | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Noble County Ohio | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Union County Ohio | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Wood County Ohio | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Fulton County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 48,000 |
| McKean County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 110,000 |
| Newberry County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Oconee County South Carolina | 2 | $ 660,000 | $ 330,000 | $ 208,000 |
| Sevier County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 86,000 |
| Charlottesville County Virginia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Craig County Virginia | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Greene County Virginia | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Hampton County Virginia | 2 | $ 440,000 | $ 220,000 | $ 0 |
| King George County Virginia | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Lynchburg County Virginia | 2 | $ 730,000 | $ 365,000 | $ 375,000 |
| Manassas Park County Virginia | 2 | $ 690,000 | $ 345,000 | $ 65,000 |
| Montgomery County Virginia | 2 | $ 540,000 | $ 270,000 | $ 189,000 |
| Pittsylvania County Virginia | 2 | $ 240,000 | $ 120,000 | $ 112,000 |
| Powhatan County Virginia | 2 | $ 860,000 | $ 430,000 | $ 177,000 |
| Richmond County Virginia | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 1,830,000 | $ 915,000 | $ 700,000 |
| Surry County Virginia | 2 | $ 790,000 | $ 395,000 | $ 463,000 |
| York County Virginia | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Cabell County West Virginia | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Hampshire County West Virginia | 2 | $ 590,000 | $ 295,000 | $ 266,000 |
| Jackson County West Virginia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Preston County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Tucker County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 78,000 |
| Kent County Delaware | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bay County Florida | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Hillsborough County Florida | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Okaloosa County Florida | 1 | $ 425,000 | $ 425,000 | $ 216,000 |
| Orange County Florida | 1 | $ 35,000 | $ 35,000 | $ 495,000 |
| Osceola County Florida | 1 | $ 285,000 | $ 285,000 | $ 1,108,000 |
| St. Johns County Florida | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Catoosa County Georgia | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Chatham County Georgia | 1 | $ 12,005,000 | $ 12,005,000 | $ 0 |
| Clarke County Georgia | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Coweta County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Fannin County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Fayette County Georgia | 1 | $ 715,000 | $ 715,000 | $ 286,000 |
| Lowndes County Georgia | 1 | $ 665,000 | $ 665,000 | $ 342,000 |
| Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Paulding County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pike County Georgia | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Richmond County Georgia | 1 | $ 415,000 | $ 415,000 | $ 264,000 |
| Schley County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kane County Illinois | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hancock County Indiana | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Warren County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Casey County Kentucky | 1 | $ 625,000 | $ 625,000 | $ 100,000 |
| Dorchester County Maryland | 1 | $ 275,000 | $ 275,000 | $ 291,000 |
| Lapeer County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Macomb County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Camden County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 255,000 |
| Ocean County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Putnam County New York | 1 | $ 285,000 | $ 285,000 | $ 198,000 |
| Schuyler County New York | 1 | $ 215,000 | $ 215,000 | $ 759,000 |
| Seneca County New York | 1 | $ 275,000 | $ 275,000 | $ 309,000 |
| Bertie County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Columbus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Halifax County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Macon County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Madison County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Northampton County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Pamlico County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 236,000 |
| Robeson County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Scotland County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Crawford County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fayette County Ohio | 1 | $ 35,000 | $ 35,000 | $ 175,000 |
| Guernsey County Ohio | 1 | $ 115,000 | $ 115,000 | $ 206,000 |
| Holmes County Ohio | 1 | $ 65,000 | $ 65,000 | $ 208,000 |
| Lucas County Ohio | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Marion County Ohio | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Monroe County Ohio | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Cameron County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Elk County Pennsylvania | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Potter County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Newport County Rhode Island | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Providence County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 1,000 |
| Aiken County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 895,000 |
| Calhoun County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Chester County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Clarendon County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Fairfield County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 113,000 |
| Florence County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Marlboro County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Carter County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Knox County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Marshall County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Montgomery County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Rutherford County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| Accomack County Virginia | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Amelia County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 625,000 | $ 625,000 | $ 231,000 |
| Clarke County Virginia | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Essex County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fredericksburg County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Giles County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Henry County Virginia | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| King William County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Manassas County Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Middlesex County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Prince Edward County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Prince George County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Salem County Virginia | 1 | $ 455,000 | $ 455,000 | $ 216,000 |
| Shenandoah County Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Staunton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Warren County Virginia | 1 | $ 175,000 | $ 175,000 | $ 19,000 |
| Washington County Virginia | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Waynesboro County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monroe County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nicholas County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Upshur County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Wayne County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wood County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
Mortgage Loan Application Detail Totals for First National Bank Of Pennsylvania in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,409 | $1,554,135,000 | $184,000 | $25,505,000 | $133,000 | $9,505,000 |
| Home Purchase | 8,047 | $2,478,075,000 | $307,000 | $4,005,000 | $147,000 | $6,033,000 |
| Home Improvement | 4,453 | $357,115,000 | $80,000 | $12,505,000 | $117,000 | $4,020,000 |
| Other Purpose | 3,239 | $281,775,000 | $86,000 | $1,605,000 | $120,000 | $2,498,000 |
| Cash-out Refinancing | 1,064 | $323,990,000 | $304,000 | $2,605,000 | $130,000 | $1,171,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,452 | $2,999,950,000 | $162,000 | $12,505,000 | $127,000 | $6,248,000 |
| Not applicable | 2,827 | $955,565,000 | $338,000 | $25,505,000 | $0 | $0 |
| Not Provided | 1,632 | $560,290,000 | $343,000 | $4,605,000 | $181,000 | $9,505,000 |
| Asian | 737 | $220,845,000 | $299,000 | $2,605,000 | $173,000 | $2,278,000 |
| Black or African American | 707 | $135,765,000 | $192,000 | $3,155,000 | $116,000 | $5,430,000 |
| Hispanic | 417 | $58,085,000 | $139,000 | $1,505,000 | $110,000 | $2,298,000 |
| Native Hawaiian or Other Pacific Islander | 191 | $18,845,000 | $98,000 | $675,000 | $108,000 | $1,176,000 |
| American Indian or Alaskan Native | 184 | $25,420,000 | $138,000 | $1,005,000 | $148,000 | $1,232,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,461 | $4,866,245,000 | $198,000 | $25,505,000 | $134,000 | $9,505,000 |
| FHA-insured (Federal Housing Administration) | 465 | $73,595,000 | $158,000 | $735,000 | $63,000 | $277,000 |
| VA-guaranteed (Veterans Administration) | 145 | $36,775,000 | $253,000 | $805,000 | $90,000 | $377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 141 | $18,475,000 | $131,000 | $265,000 | $50,000 | $91,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,851 | $2,910,155,000 | $195,000 | $25,505,000 | $142,000 | $9,505,000 |
| Application Denied By Financial Institution | 5,403 | $730,355,000 | $135,000 | $4,605,000 | $94,000 | $3,904,000 |
| Loan Purchased By The Institution | 2,258 | $757,120,000 | $335,000 | $1,065,000 | $93,000 | $138,000 |
| Application Withdrawn By Applicant | 1,532 | $388,170,000 | $253,000 | $12,505,000 | $155,000 | $6,033,000 |
| File Closed For Incompleteness | 1,027 | $187,345,000 | $182,000 | $4,005,000 | $153,000 | $3,918,000 |
| Application Approved But Not Accepted | 141 | $21,945,000 | $155,000 | $675,000 | $117,000 | $776,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,809 | $4,264,735,000 | $215,000 | $25,505,000 | $144,000 | $9,505,000 |
| Credit History | 2,354 | $215,530,000 | $91,000 | $1,785,000 | $88,000 | $3,904,000 |
| Debt-To-Income Ratio | 1,368 | $237,900,000 | $173,000 | $2,605,000 | $63,000 | $630,000 |
| Collateral | 1,303 | $178,045,000 | $136,000 | $3,845,000 | $124,000 | $2,041,000 |
| Other | 233 | $55,945,000 | $240,000 | $4,605,000 | $144,000 | $2,019,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 53 | $17,245,000 | $325,000 | $2,005,000 | $129,000 | $1,319,000 |
| Employment History | 43 | $11,915,000 | $277,000 | $3,155,000 | $144,000 | $1,584,000 |
| Unverifiable Information | 35 | $7,395,000 | $211,000 | $765,000 | $92,000 | $303,000 |
| Credit Application Incomplete | 14 | $6,380,000 | $455,000 | $1,375,000 | $269,000 | $990,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank Of Pennsylvania's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.