First Ohio Banc & Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
First Ohio Banc & Lending Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,232 |
| Total Mortgage Loan Application Amount | $466,418,000 |
| Average Mortgage Loan Application Amount | $182,333 |
| Highest Mortgage Loan Application Amount | $941,000 |
| Average Applicant Income | $58,333 |
| Highest Applicant Income | $574,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with First Ohio Banc & Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Ohio Banc & Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down First Ohio Banc & Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Ohio Banc & Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by First Ohio Banc & Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Ohio Banc & Lending Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga County Ohio | 109 | $ 13,702,000 | $ 125,000 | $ 50,000 |
| King County Washington | 44 | $ 13,280,000 | $ 301,000 | $ 83,000 |
| Franklin County Ohio | 35 | $ 5,852,000 | $ 167,000 | $ 50,000 |
| Summit County Ohio | 31 | $ 5,127,000 | $ 165,000 | $ 66,000 |
| Snohomish County Washington | 30 | $ 9,731,000 | $ 324,000 | $ 79,000 |
| Prince George's County Maryland | 29 | $ 8,229,000 | $ 283,000 | $ 75,000 |
| Pierce County Washington | 28 | $ 7,893,000 | $ 281,000 | $ 81,000 |
| Cook County Illinois | 26 | $ 6,014,000 | $ 231,000 | $ 37,000 |
| New Haven County Connecticut | 22 | $ 5,190,000 | $ 235,000 | $ 52,000 |
| Baltimore County Maryland | 21 | $ 5,614,000 | $ 267,000 | $ 66,000 |
| Lake County Ohio | 21 | $ 3,307,000 | $ 157,000 | $ 44,000 |
| Fairfield County Connecticut | 19 | $ 6,023,000 | $ 317,000 | $ 69,000 |
| Anne Arundel County Maryland | 18 | $ 6,070,000 | $ 337,000 | $ 93,000 |
| Montgomery County Maryland | 18 | $ 6,375,000 | $ 354,000 | $ 64,000 |
| Lorain County Ohio | 18 | $ 2,677,000 | $ 148,000 | $ 71,000 |
| Los Angeles County California | 17 | $ 7,052,000 | $ 414,000 | $ 98,000 |
| Stark County Ohio | 17 | $ 2,974,000 | $ 174,000 | $ 72,000 |
| Wake County North Carolina | 16 | $ 3,501,000 | $ 218,000 | $ 61,000 |
| Hartford County Connecticut | 15 | $ 3,652,000 | $ 243,000 | $ 75,000 |
| Lake County Indiana | 15 | $ 2,755,000 | $ 183,000 | $ 50,000 |
| Medina County Ohio | 15 | $ 2,706,000 | $ 180,000 | $ 56,000 |
| Jefferson County Alabama | 13 | $ 2,491,000 | $ 191,000 | $ 61,000 |
| Sedgwick County Kansas | 13 | $ 2,330,000 | $ 179,000 | $ 81,000 |
| Geauga County Ohio | 13 | $ 2,543,000 | $ 195,000 | $ 51,000 |
| Hamilton County Ohio | 13 | $ 2,161,000 | $ 166,000 | $ 64,000 |
| Portage County Ohio | 12 | $ 2,101,000 | $ 175,000 | $ 61,000 |
| Gwinnett County Georgia | 11 | $ 2,202,000 | $ 200,000 | $ 50,000 |
| Henry County Georgia | 11 | $ 1,983,000 | $ 180,000 | $ 79,000 |
| Johnson County Kansas | 11 | $ 2,352,000 | $ 213,000 | $ 82,000 |
| Mecklenburg County North Carolina | 11 | $ 2,176,000 | $ 197,000 | $ 81,000 |
| Shelby County Tennessee | 11 | $ 1,808,000 | $ 164,000 | $ 55,000 |
| Cobb County Georgia | 10 | $ 2,051,000 | $ 205,000 | $ 63,000 |
| DuPage County Illinois | 10 | $ 2,292,000 | $ 229,000 | $ 68,000 |
| Delaware County Ohio | 10 | $ 1,857,000 | $ 185,000 | $ 76,000 |
| Madison County Alabama | 9 | $ 1,850,000 | $ 205,000 | $ 65,000 |
| New London County Connecticut | 9 | $ 2,210,000 | $ 245,000 | $ 75,000 |
| Cherokee County Georgia | 9 | $ 1,640,000 | $ 182,000 | $ 38,000 |
| DeKalb County Georgia | 9 | $ 1,855,000 | $ 206,000 | $ 57,000 |
| Washington County Maryland | 9 | $ 2,058,000 | $ 228,000 | $ 30,000 |
| Multnomah County Oregon | 9 | $ 2,110,000 | $ 234,000 | $ 71,000 |
| Lexington County South Carolina | 9 | $ 1,489,000 | $ 165,000 | $ 57,000 |
| Rutherford County Tennessee | 9 | $ 1,535,000 | $ 170,000 | $ 38,000 |
| Kitsap County Washington | 9 | $ 2,127,000 | $ 236,000 | $ 83,000 |
| Spokane County Washington | 9 | $ 1,710,000 | $ 190,000 | $ 58,000 |
| Thurston County Washington | 9 | $ 2,073,000 | $ 230,000 | $ 51,000 |
| Lee County Alabama | 8 | $ 1,640,000 | $ 205,000 | $ 52,000 |
| Mobile County Alabama | 8 | $ 1,193,000 | $ 149,000 | $ 42,000 |
| Columbia County Georgia | 8 | $ 1,549,000 | $ 193,000 | $ 45,000 |
| Fulton County Georgia | 8 | $ 2,697,000 | $ 337,000 | $ 112,000 |
| Porter County Indiana | 8 | $ 1,664,000 | $ 208,000 | $ 81,000 |
| Baltimore City County Maryland | 8 | $ 1,276,000 | $ 159,000 | $ 42,000 |
| New Hanover County North Carolina | 8 | $ 1,774,000 | $ 221,000 | $ 55,000 |
| Richland County South Carolina | 8 | $ 1,488,000 | $ 186,000 | $ 63,000 |
| Chesterfield County Virginia | 8 | $ 1,855,000 | $ 231,000 | $ 54,000 |
| Henrico County Virginia | 8 | $ 1,658,000 | $ 207,000 | $ 47,000 |
| Tolland County Connecticut | 7 | $ 1,614,000 | $ 230,000 | $ 87,000 |
| District of Columbia County District Of Columbia | 7 | $ 2,950,000 | $ 421,000 | $ 40,000 |
| Broward County Florida | 7 | $ 1,853,000 | $ 264,000 | $ 51,000 |
| Palm Beach County Florida | 7 | $ 1,641,000 | $ 234,000 | $ 67,000 |
| Forsyth County Georgia | 7 | $ 1,605,000 | $ 229,000 | $ 49,000 |
| Marion County Indiana | 7 | $ 1,041,000 | $ 148,000 | $ 34,000 |
| Cecil County Maryland | 7 | $ 1,828,000 | $ 261,000 | $ 69,000 |
| Frederick County Maryland | 7 | $ 2,319,000 | $ 331,000 | $ 84,000 |
| St. Charles County Missouri | 7 | $ 1,210,000 | $ 172,000 | $ 40,000 |
| St. Louis County Missouri | 7 | $ 1,181,000 | $ 168,000 | $ 51,000 |
| Lucas County Ohio | 7 | $ 1,281,000 | $ 183,000 | $ 84,000 |
| Warren County Ohio | 7 | $ 1,686,000 | $ 240,000 | $ 60,000 |
| Wayne County Ohio | 7 | $ 1,247,000 | $ 178,000 | $ 78,000 |
| Lane County Oregon | 7 | $ 1,694,000 | $ 242,000 | $ 57,000 |
| Washington County Oregon | 7 | $ 1,681,000 | $ 240,000 | $ 64,000 |
| Horry County South Carolina | 7 | $ 1,493,000 | $ 213,000 | $ 46,000 |
| York County South Carolina | 7 | $ 1,154,000 | $ 164,000 | $ 61,000 |
| Davidson County Tennessee | 7 | $ 1,389,000 | $ 198,000 | $ 69,000 |
| Washington County Tennessee | 7 | $ 1,105,000 | $ 157,000 | $ 54,000 |
| Hampton County Virginia | 7 | $ 1,631,000 | $ 233,000 | $ 82,000 |
| Montgomery County Virginia | 7 | $ 1,127,000 | $ 161,000 | $ 38,000 |
| Whatcom County Washington | 7 | $ 1,666,000 | $ 238,000 | $ 58,000 |
| Baldwin County Alabama | 6 | $ 1,044,000 | $ 174,000 | $ 45,000 |
| Montgomery County Alabama | 6 | $ 1,179,000 | $ 196,000 | $ 64,000 |
| St. Clair County Alabama | 6 | $ 1,068,000 | $ 178,000 | $ 54,000 |
| Chatham County Georgia | 6 | $ 1,211,000 | $ 201,000 | $ 108,000 |
| Paulding County Georgia | 6 | $ 1,520,000 | $ 253,000 | $ 76,000 |
| Hendricks County Indiana | 6 | $ 1,010,000 | $ 168,000 | $ 80,000 |
| St. Joseph County Indiana | 6 | $ 929,000 | $ 154,000 | $ 42,000 |
| Harford County Maryland | 6 | $ 1,788,000 | $ 298,000 | $ 82,000 |
| Guilford County North Carolina | 6 | $ 1,058,000 | $ 176,000 | $ 28,000 |
| Butler County Ohio | 6 | $ 1,217,000 | $ 202,000 | $ 101,000 |
| Trumbull County Ohio | 6 | $ 853,000 | $ 142,000 | $ 56,000 |
| Clackamas County Oregon | 6 | $ 1,575,000 | $ 262,000 | $ 56,000 |
| Marion County Oregon | 6 | $ 1,158,000 | $ 193,000 | $ 61,000 |
| Aiken County South Carolina | 6 | $ 1,036,000 | $ 172,000 | $ 53,000 |
| Montgomery County Tennessee | 6 | $ 1,018,000 | $ 169,000 | $ 42,000 |
| Norfolk County Virginia | 6 | $ 1,248,000 | $ 208,000 | $ 37,000 |
| Prince William County Virginia | 6 | $ 1,634,000 | $ 272,000 | $ 65,000 |
| Benton County Washington | 6 | $ 1,124,000 | $ 187,000 | $ 49,000 |
| Skagit County Washington | 6 | $ 1,428,000 | $ 238,000 | $ 72,000 |
| Talladega County Alabama | 5 | $ 908,000 | $ 181,000 | $ 77,000 |
| Litchfield County Connecticut | 5 | $ 1,416,000 | $ 283,000 | $ 130,000 |
| Middlesex County Connecticut | 5 | $ 1,313,000 | $ 262,000 | $ 96,000 |
| Lee County Florida | 5 | $ 986,000 | $ 197,000 | $ 42,000 |
| Douglas County Georgia | 5 | $ 753,000 | $ 150,000 | $ 25,000 |
| Houston County Georgia | 5 | $ 1,002,000 | $ 200,000 | $ 64,000 |
| Muscogee County Georgia | 5 | $ 924,000 | $ 184,000 | $ 25,000 |
| Newton County Georgia | 5 | $ 830,000 | $ 166,000 | $ 26,000 |
| Kendall County Illinois | 5 | $ 1,728,000 | $ 345,000 | $ 90,000 |
| Johnson County Indiana | 5 | $ 846,000 | $ 169,000 | $ 49,000 |
| Calvert County Maryland | 5 | $ 1,561,000 | $ 312,000 | $ 72,000 |
| Charles County Maryland | 5 | $ 1,710,000 | $ 342,000 | $ 113,000 |
| Howard County Maryland | 5 | $ 1,851,000 | $ 370,000 | $ 127,000 |
| Livingston County Michigan | 5 | $ 1,014,000 | $ 202,000 | $ 32,000 |
| Wayne County Michigan | 5 | $ 592,000 | $ 118,000 | $ 12,000 |
| Hennepin County Minnesota | 5 | $ 1,133,000 | $ 226,000 | $ 65,000 |
| Boone County Missouri | 5 | $ 710,000 | $ 142,000 | $ 34,000 |
| Jackson County Missouri | 5 | $ 728,000 | $ 145,000 | $ 49,000 |
| Jefferson County Missouri | 5 | $ 1,017,000 | $ 203,000 | $ 38,000 |
| Alexander County North Carolina | 5 | $ 940,000 | $ 188,000 | $ 60,000 |
| Cabarrus County North Carolina | 5 | $ 842,000 | $ 168,000 | $ 65,000 |
| Cumberland County North Carolina | 5 | $ 857,000 | $ 171,000 | $ 70,000 |
| Johnston County North Carolina | 5 | $ 662,000 | $ 132,000 | $ 52,000 |
| Randolph County North Carolina | 5 | $ 751,000 | $ 150,000 | $ 26,000 |
| Ashtabula County Ohio | 5 | $ 827,000 | $ 165,000 | $ 45,000 |
| Dorchester County South Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 68,000 |
| Knox County Tennessee | 5 | $ 850,000 | $ 170,000 | $ 40,000 |
| Williamson County Tennessee | 5 | $ 1,113,000 | $ 222,000 | $ 61,000 |
| Augusta County Virginia | 5 | $ 962,000 | $ 192,000 | $ 56,000 |
| Chesapeake County Virginia | 5 | $ 1,304,000 | $ 260,000 | $ 99,000 |
| Virginia Beach County Virginia | 5 | $ 1,414,000 | $ 282,000 | $ 34,000 |
| Clark County Washington | 5 | $ 1,180,000 | $ 236,000 | $ 66,000 |
| Yakima County Washington | 5 | $ 1,153,000 | $ 230,000 | $ 102,000 |
| Houston County Alabama | 4 | $ 700,000 | $ 175,000 | $ 101,000 |
| Hillsborough County Florida | 4 | $ 881,000 | $ 220,000 | $ 46,000 |
| Miami-Dade County Florida | 4 | $ 1,027,000 | $ 256,000 | $ 94,000 |
| Orange County Florida | 4 | $ 1,058,000 | $ 264,000 | $ 53,000 |
| Coweta County Georgia | 4 | $ 930,000 | $ 232,000 | $ 78,000 |
| Jackson County Georgia | 4 | $ 871,000 | $ 217,000 | $ 26,000 |
| Richmond County Georgia | 4 | $ 709,000 | $ 177,000 | $ 59,000 |
| Will County Illinois | 4 | $ 753,000 | $ 188,000 | $ 35,000 |
| Winnebago County Illinois | 4 | $ 778,000 | $ 194,000 | $ 79,000 |
| Hamilton County Indiana | 4 | $ 986,000 | $ 246,000 | $ 86,000 |
| Franklin County Kansas | 4 | $ 488,000 | $ 122,000 | $ 66,000 |
| Allegany County Maryland | 4 | $ 611,000 | $ 152,000 | $ 35,000 |
| Queen Anne's County Maryland | 4 | $ 1,105,000 | $ 276,000 | $ 104,000 |
| Middlesex County Massachusetts | 4 | $ 1,214,000 | $ 303,000 | $ 111,000 |
| Macomb County Michigan | 4 | $ 683,000 | $ 170,000 | $ 41,000 |
| Clay County Missouri | 4 | $ 741,000 | $ 185,000 | $ 77,000 |
| Franklin County Missouri | 4 | $ 658,000 | $ 164,000 | $ 33,000 |
| Catawba County North Carolina | 4 | $ 542,000 | $ 135,000 | $ 42,000 |
| Currituck County North Carolina | 4 | $ 762,000 | $ 190,000 | $ 30,000 |
| Forsyth County North Carolina | 4 | $ 685,000 | $ 171,000 | $ 21,000 |
| Henderson County North Carolina | 4 | $ 961,000 | $ 240,000 | $ 63,000 |
| Rowan County North Carolina | 4 | $ 640,000 | $ 160,000 | $ 46,000 |
| Stokes County North Carolina | 4 | $ 748,000 | $ 187,000 | $ 45,000 |
| Allen County Ohio | 4 | $ 574,000 | $ 143,000 | $ 75,000 |
| Hancock County Ohio | 4 | $ 712,000 | $ 178,000 | $ 88,000 |
| Huron County Ohio | 4 | $ 720,000 | $ 180,000 | $ 46,000 |
| Montgomery County Ohio | 4 | $ 617,000 | $ 154,000 | $ 25,000 |
| Berkeley County South Carolina | 4 | $ 816,000 | $ 204,000 | $ 70,000 |
| Greenville County South Carolina | 4 | $ 764,000 | $ 191,000 | $ 72,000 |
| Sumter County South Carolina | 4 | $ 528,000 | $ 132,000 | $ 54,000 |
| Hamilton County Tennessee | 4 | $ 526,000 | $ 131,000 | $ 34,000 |
| Sevier County Tennessee | 4 | $ 862,000 | $ 215,000 | $ 61,000 |
| Tipton County Tennessee | 4 | $ 588,000 | $ 147,000 | $ 40,000 |
| Wilson County Tennessee | 4 | $ 902,000 | $ 225,000 | $ 62,000 |
| Clallam County Washington | 4 | $ 713,000 | $ 178,000 | $ 24,000 |
| Lewis County Washington | 4 | $ 902,000 | $ 225,000 | $ 75,000 |
| Calhoun County Alabama | 3 | $ 546,000 | $ 182,000 | $ 80,000 |
| Shelby County Alabama | 3 | $ 536,000 | $ 178,000 | $ 48,000 |
| Tuscaloosa County Alabama | 3 | $ 559,000 | $ 186,000 | $ 51,000 |
| Orange County California | 3 | $ 1,888,000 | $ 629,000 | $ 144,000 |
| San Diego County California | 3 | $ 1,065,000 | $ 355,000 | $ 92,000 |
| Santa Clara County California | 3 | $ 1,275,000 | $ 425,000 | $ 102,000 |
| Windham County Connecticut | 3 | $ 675,000 | $ 225,000 | $ 51,000 |
| Marion County Florida | 3 | $ 567,000 | $ 189,000 | $ 55,000 |
| Santa Rosa County Florida | 3 | $ 698,000 | $ 232,000 | $ 136,000 |
| Bartow County Georgia | 3 | $ 633,000 | $ 211,000 | $ 66,000 |
| Clarke County Georgia | 3 | $ 602,000 | $ 200,000 | $ 102,000 |
| Dougherty County Georgia | 3 | $ 584,000 | $ 194,000 | $ 19,000 |
| Gordon County Georgia | 3 | $ 597,000 | $ 199,000 | $ 64,000 |
| Rockdale County Georgia | 3 | $ 501,000 | $ 167,000 | $ 28,000 |
| Whitfield County Georgia | 3 | $ 542,000 | $ 180,000 | $ 27,000 |
| DeKalb County Illinois | 3 | $ 616,000 | $ 205,000 | $ 61,000 |
| Kane County Illinois | 3 | $ 961,000 | $ 320,000 | $ 102,000 |
| McHenry County Illinois | 3 | $ 757,000 | $ 252,000 | $ 82,000 |
| McLean County Illinois | 3 | $ 491,000 | $ 163,000 | $ 66,000 |
| Sangamon County Illinois | 3 | $ 466,000 | $ 155,000 | $ 70,000 |
| St. Clair County Illinois | 3 | $ 480,000 | $ 160,000 | $ 50,000 |
| Hancock County Indiana | 3 | $ 459,000 | $ 153,000 | $ 46,000 |
| Jackson County Kansas | 3 | $ 628,000 | $ 209,000 | $ 44,000 |
| Reno County Kansas | 3 | $ 477,000 | $ 159,000 | $ 111,000 |
| Garrett County Maryland | 3 | $ 577,000 | $ 192,000 | $ 41,000 |
| Wicomico County Maryland | 3 | $ 521,000 | $ 173,000 | $ 60,000 |
| Plymouth County Massachusetts | 3 | $ 691,000 | $ 230,000 | $ 90,000 |
| Oakland County Michigan | 3 | $ 633,000 | $ 211,000 | $ 61,000 |
| Anoka County Minnesota | 3 | $ 668,000 | $ 222,000 | $ 91,000 |
| Chisago County Minnesota | 3 | $ 590,000 | $ 196,000 | $ 76,000 |
| Greene County Missouri | 3 | $ 548,000 | $ 182,000 | $ 54,000 |
| Haywood County North Carolina | 3 | $ 488,000 | $ 162,000 | $ 31,000 |
| Iredell County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 25,000 |
| Onslow County North Carolina | 3 | $ 563,000 | $ 187,000 | $ 32,000 |
| Ashland County Ohio | 3 | $ 571,000 | $ 190,000 | $ 44,000 |
| Columbiana County Ohio | 3 | $ 389,000 | $ 129,000 | $ 31,000 |
| Fairfield County Ohio | 3 | $ 453,000 | $ 151,000 | $ 37,000 |
| Greene County Ohio | 3 | $ 379,000 | $ 126,000 | $ 54,000 |
| Licking County Ohio | 3 | $ 640,000 | $ 213,000 | $ 24,000 |
| Marion County Ohio | 3 | $ 628,000 | $ 209,000 | $ 94,000 |
| Morrow County Ohio | 3 | $ 426,000 | $ 142,000 | $ 25,000 |
| Muskingum County Ohio | 3 | $ 367,000 | $ 122,000 | $ 8,000 |
| Pickaway County Ohio | 3 | $ 773,000 | $ 257,000 | $ 67,000 |
| Scioto County Ohio | 3 | $ 622,000 | $ 207,000 | $ 81,000 |
| Deschutes County Oregon | 3 | $ 832,000 | $ 277,000 | $ 58,000 |
| Douglas County Oregon | 3 | $ 681,000 | $ 227,000 | $ 60,000 |
| Anderson County South Carolina | 3 | $ 726,000 | $ 242,000 | $ 84,000 |
| Florence County South Carolina | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| Cumberland County Tennessee | 3 | $ 800,000 | $ 266,000 | $ 76,000 |
| Henry County Tennessee | 3 | $ 432,000 | $ 144,000 | $ 28,000 |
| Madison County Tennessee | 3 | $ 490,000 | $ 163,000 | $ 78,000 |
| Sullivan County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Albemarle County Virginia | 3 | $ 824,000 | $ 274,000 | $ 83,000 |
| Carroll County Virginia | 3 | $ 530,000 | $ 176,000 | $ 45,000 |
| Fairfax County Virginia | 3 | $ 793,000 | $ 264,000 | $ 88,000 |
| Hanover County Virginia | 3 | $ 747,000 | $ 249,000 | $ 67,000 |
| Isle of Wight County Virginia | 3 | $ 698,000 | $ 232,000 | $ 56,000 |
| James City County Virginia | 3 | $ 620,000 | $ 206,000 | $ 23,000 |
| Loudoun County Virginia | 3 | $ 838,000 | $ 279,000 | $ 94,000 |
| Louisa County Virginia | 3 | $ 606,000 | $ 202,000 | $ 29,000 |
| Rockingham County Virginia | 3 | $ 589,000 | $ 196,000 | $ 58,000 |
| York County Virginia | 3 | $ 1,300,000 | $ 433,000 | $ 111,000 |
| Asotin County Washington | 3 | $ 412,000 | $ 137,000 | $ 29,000 |
| Island County Washington | 3 | $ 789,000 | $ 263,000 | $ 76,000 |
| Autauga County Alabama | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Coffee County Alabama | 2 | $ 362,000 | $ 181,000 | $ 35,000 |
| Etowah County Alabama | 2 | $ 323,000 | $ 161,000 | $ 50,000 |
| Jackson County Alabama | 2 | $ 291,000 | $ 145,000 | $ 19,000 |
| Marion County Alabama | 2 | $ 288,000 | $ 144,000 | $ 57,000 |
| Tallapoosa County Alabama | 2 | $ 183,000 | $ 91,000 | $ 42,000 |
| Alameda County California | 2 | $ 946,000 | $ 473,000 | $ 153,000 |
| Sacramento County California | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Ventura County California | 2 | $ 1,021,000 | $ 510,000 | $ 122,000 |
| Brevard County Florida | 2 | $ 290,000 | $ 145,000 | $ 21,000 |
| Duval County Florida | 2 | $ 489,000 | $ 244,000 | $ 23,000 |
| Escambia County Florida | 2 | $ 418,000 | $ 209,000 | $ 23,000 |
| Hernando County Florida | 2 | $ 305,000 | $ 152,000 | $ 28,000 |
| Osceola County Florida | 2 | $ 264,000 | $ 132,000 | $ 34,000 |
| Pasco County Florida | 2 | $ 327,000 | $ 163,000 | $ 68,000 |
| Sumter County Florida | 2 | $ 335,000 | $ 167,000 | $ 69,000 |
| Appling County Georgia | 2 | $ 367,000 | $ 183,000 | $ 80,000 |
| Barrow County Georgia | 2 | $ 401,000 | $ 200,000 | $ 67,000 |
| Bulloch County Georgia | 2 | $ 406,000 | $ 203,000 | $ 56,000 |
| Carroll County Georgia | 2 | $ 297,000 | $ 148,000 | $ 71,000 |
| Clayton County Georgia | 2 | $ 281,000 | $ 140,000 | $ 14,000 |
| Fayette County Georgia | 2 | $ 579,000 | $ 289,000 | $ 101,000 |
| Glynn County Georgia | 2 | $ 388,000 | $ 194,000 | $ 39,000 |
| Jeff Davis County Georgia | 2 | $ 243,000 | $ 121,000 | $ 14,000 |
| Liberty County Georgia | 2 | $ 233,000 | $ 116,000 | $ 34,000 |
| Pickens County Georgia | 2 | $ 528,000 | $ 264,000 | $ 32,000 |
| Rabun County Georgia | 2 | $ 372,000 | $ 186,000 | $ 57,000 |
| Stephens County Georgia | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Walker County Georgia | 2 | $ 287,000 | $ 143,000 | $ 44,000 |
| LaSalle County Illinois | 2 | $ 327,000 | $ 163,000 | $ 70,000 |
| Macon County Illinois | 2 | $ 257,000 | $ 128,000 | $ 47,000 |
| Madison County Illinois | 2 | $ 388,000 | $ 194,000 | $ 68,000 |
| Peoria County Illinois | 2 | $ 351,000 | $ 175,000 | $ 117,000 |
| Tazewell County Illinois | 2 | $ 378,000 | $ 189,000 | $ 91,000 |
| Allen County Indiana | 2 | $ 236,000 | $ 118,000 | $ 30,000 |
| Clark County Indiana | 2 | $ 419,000 | $ 209,000 | $ 62,000 |
| Dearborn County Indiana | 2 | $ 413,000 | $ 206,000 | $ 50,000 |
| Elkhart County Indiana | 2 | $ 341,000 | $ 170,000 | $ 31,000 |
| Jackson County Indiana | 2 | $ 407,000 | $ 203,000 | $ 39,000 |
| Jennings County Indiana | 2 | $ 211,000 | $ 105,000 | $ 18,000 |
| LaPorte County Indiana | 2 | $ 323,000 | $ 161,000 | $ 33,000 |
| Marshall County Indiana | 2 | $ 323,000 | $ 161,000 | $ 54,000 |
| Randolph County Indiana | 2 | $ 179,000 | $ 89,000 | $ 0 |
| Steuben County Indiana | 2 | $ 275,000 | $ 137,000 | $ 40,000 |
| Vanderburgh County Indiana | 2 | $ 332,000 | $ 166,000 | $ 40,000 |
| Leavenworth County Kansas | 2 | $ 385,000 | $ 192,000 | $ 100,000 |
| Wyandotte County Kansas | 2 | $ 438,000 | $ 219,000 | $ 65,000 |
| Somerset County Maryland | 2 | $ 292,000 | $ 146,000 | $ 81,000 |
| Worcester County Maryland | 2 | $ 398,000 | $ 199,000 | $ 50,000 |
| Bristol County Massachusetts | 2 | $ 641,000 | $ 320,000 | $ 113,000 |
| Essex County Massachusetts | 2 | $ 871,000 | $ 435,000 | $ 105,000 |
| Norfolk County Massachusetts | 2 | $ 809,000 | $ 404,000 | $ 128,000 |
| Suffolk County Massachusetts | 2 | $ 731,000 | $ 365,000 | $ 38,000 |
| Worcester County Massachusetts | 2 | $ 523,000 | $ 261,000 | $ 133,000 |
| Ingham County Michigan | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Midland County Michigan | 2 | $ 275,000 | $ 137,000 | $ 30,000 |
| Ottawa County Michigan | 2 | $ 403,000 | $ 201,000 | $ 93,000 |
| Saginaw County Michigan | 2 | $ 309,000 | $ 154,000 | $ 31,000 |
| Carver County Minnesota | 2 | $ 367,000 | $ 183,000 | $ 40,000 |
| Dakota County Minnesota | 2 | $ 381,000 | $ 190,000 | $ 59,000 |
| Isanti County Minnesota | 2 | $ 372,000 | $ 186,000 | $ 27,000 |
| Mower County Minnesota | 2 | $ 408,000 | $ 204,000 | $ 47,000 |
| Wright County Minnesota | 2 | $ 454,000 | $ 227,000 | $ 84,000 |
| Barry County Missouri | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Clinton County Missouri | 2 | $ 303,000 | $ 151,000 | $ 61,000 |
| Nodaway County Missouri | 2 | $ 323,000 | $ 161,000 | $ 86,000 |
| Phelps County Missouri | 2 | $ 276,000 | $ 138,000 | $ 49,000 |
| Platte County Missouri | 2 | $ 336,000 | $ 168,000 | $ 52,000 |
| Bernalillo County New Mexico | 2 | $ 576,000 | $ 288,000 | $ 128,000 |
| Alleghany County North Carolina | 2 | $ 376,000 | $ 188,000 | $ 35,000 |
| Brunswick County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 26,000 |
| Buncombe County North Carolina | 2 | $ 401,000 | $ 200,000 | $ 22,000 |
| Burke County North Carolina | 2 | $ 353,000 | $ 176,000 | $ 54,000 |
| Carteret County North Carolina | 2 | $ 529,000 | $ 264,000 | $ 51,000 |
| Cleveland County North Carolina | 2 | $ 341,000 | $ 170,000 | $ 48,000 |
| Davidson County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 39,000 |
| Edgecombe County North Carolina | 2 | $ 472,000 | $ 236,000 | $ 144,000 |
| Gaston County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 28,000 |
| Granville County North Carolina | 2 | $ 375,000 | $ 187,000 | $ 0 |
| Lenoir County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 37,000 |
| Lincoln County North Carolina | 2 | $ 459,000 | $ 229,000 | $ 65,000 |
| McDowell County North Carolina | 2 | $ 321,000 | $ 160,000 | $ 34,000 |
| Moore County North Carolina | 2 | $ 403,000 | $ 201,000 | $ 65,000 |
| Nash County North Carolina | 2 | $ 275,000 | $ 137,000 | $ 42,000 |
| Pender County North Carolina | 2 | $ 466,000 | $ 233,000 | $ 93,000 |
| Stanly County North Carolina | 2 | $ 797,000 | $ 398,000 | $ 91,000 |
| Surry County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| Union County North Carolina | 2 | $ 495,000 | $ 247,000 | $ 40,000 |
| Warren County North Carolina | 2 | $ 458,000 | $ 229,000 | $ 82,000 |
| Wayne County North Carolina | 2 | $ 295,000 | $ 147,000 | $ 92,000 |
| Auglaize County Ohio | 2 | $ 363,000 | $ 181,000 | $ 55,000 |
| Erie County Ohio | 2 | $ 430,000 | $ 215,000 | $ 31,000 |
| Logan County Ohio | 2 | $ 357,000 | $ 178,000 | $ 50,000 |
| Mahoning County Ohio | 2 | $ 331,000 | $ 165,000 | $ 46,000 |
| Mercer County Ohio | 2 | $ 444,000 | $ 222,000 | $ 90,000 |
| Perry County Ohio | 2 | $ 415,000 | $ 207,000 | $ 59,000 |
| Preble County Ohio | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Richland County Ohio | 2 | $ 234,000 | $ 117,000 | $ 32,000 |
| Ross County Ohio | 2 | $ 394,000 | $ 197,000 | $ 61,000 |
| Seneca County Ohio | 2 | $ 316,000 | $ 158,000 | $ 11,000 |
| Tuscarawas County Ohio | 2 | $ 524,000 | $ 262,000 | $ 105,000 |
| Union County Ohio | 2 | $ 343,000 | $ 171,000 | $ 61,000 |
| Jackson County Oregon | 2 | $ 409,000 | $ 204,000 | $ 54,000 |
| Lincoln County Oregon | 2 | $ 422,000 | $ 211,000 | $ 22,000 |
| Yamhill County Oregon | 2 | $ 580,000 | $ 290,000 | $ 63,000 |
| Barnwell County South Carolina | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Beaufort County South Carolina | 2 | $ 438,000 | $ 219,000 | $ 47,000 |
| Spartanburg County South Carolina | 2 | $ 293,000 | $ 146,000 | $ 0 |
| Blount County Tennessee | 2 | $ 353,000 | $ 176,000 | $ 74,000 |
| Cheatham County Tennessee | 2 | $ 261,000 | $ 130,000 | $ 79,000 |
| Hamblen County Tennessee | 2 | $ 514,000 | $ 257,000 | $ 90,000 |
| Houston County Tennessee | 2 | $ 301,000 | $ 150,000 | $ 77,000 |
| Loudon County Tennessee | 2 | $ 306,000 | $ 153,000 | $ 73,000 |
| Maury County Tennessee | 2 | $ 402,000 | $ 201,000 | $ 68,000 |
| Obion County Tennessee | 2 | $ 231,000 | $ 115,000 | $ 42,000 |
| Sumner County Tennessee | 2 | $ 346,000 | $ 173,000 | $ 73,000 |
| Amelia County Virginia | 2 | $ 302,000 | $ 151,000 | $ 22,000 |
| Arlington County Virginia | 2 | $ 824,000 | $ 412,000 | $ 119,000 |
| Caroline County Virginia | 2 | $ 637,000 | $ 318,000 | $ 64,000 |
| Fluvanna County Virginia | 2 | $ 440,000 | $ 220,000 | $ 17,000 |
| Franklin County Virginia | 2 | $ 334,000 | $ 167,000 | $ 54,000 |
| Frederick County Virginia | 2 | $ 354,000 | $ 177,000 | $ 59,000 |
| Giles County Virginia | 2 | $ 476,000 | $ 238,000 | $ 53,000 |
| Goochland County Virginia | 2 | $ 338,000 | $ 169,000 | $ 85,000 |
| Greensville County Virginia | 2 | $ 313,000 | $ 156,000 | $ 67,000 |
| Henry County Virginia | 2 | $ 296,000 | $ 148,000 | $ 44,000 |
| Lynchburg County Virginia | 2 | $ 307,000 | $ 153,000 | $ 43,000 |
| Manassas County Virginia | 2 | $ 712,000 | $ 356,000 | $ 42,000 |
| Portsmouth County Virginia | 2 | $ 376,000 | $ 188,000 | $ 54,000 |
| Richmond City County Virginia | 2 | $ 210,000 | $ 105,000 | $ 23,000 |
| Spotsylvania County Virginia | 2 | $ 980,000 | $ 490,000 | $ 331,000 |
| Suffolk County Virginia | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Surry County Virginia | 2 | $ 343,000 | $ 171,000 | $ 26,000 |
| Warren County Virginia | 2 | $ 392,000 | $ 196,000 | $ 86,000 |
| Chelan County Washington | 2 | $ 408,000 | $ 204,000 | $ 49,000 |
| Cowlitz County Washington | 2 | $ 481,000 | $ 240,000 | $ 0 |
| Grant County Washington | 2 | $ 296,000 | $ 148,000 | $ 27,000 |
| Grays Harbor County Washington | 2 | $ 436,000 | $ 218,000 | $ 63,000 |
| Kittitas County Washington | 2 | $ 398,000 | $ 199,000 | $ 24,000 |
| Blount County Alabama | 1 | $ 214,000 | $ 214,000 | $ 121,000 |
| Chambers County Alabama | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Cherokee County Alabama | 1 | $ 232,000 | $ 232,000 | $ 130,000 |
| Chilton County Alabama | 1 | $ 192,000 | $ 192,000 | $ 26,000 |
| Cleburne County Alabama | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Colbert County Alabama | 1 | $ 234,000 | $ 234,000 | $ 133,000 |
| Cullman County Alabama | 1 | $ 257,000 | $ 257,000 | $ 78,000 |
| Dallas County Alabama | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Elmore County Alabama | 1 | $ 261,000 | $ 261,000 | $ 97,000 |
| Escambia County Alabama | 1 | $ 166,000 | $ 166,000 | $ 42,000 |
| Henry County Alabama | 1 | $ 212,000 | $ 212,000 | $ 144,000 |
| Lauderdale County Alabama | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Macon County Alabama | 1 | $ 207,000 | $ 207,000 | $ 33,000 |
| Marengo County Alabama | 1 | $ 271,000 | $ 271,000 | $ 45,000 |
| Monroe County Alabama | 1 | $ 190,000 | $ 190,000 | $ 158,000 |
| Walker County Alabama | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Fairbanks North Star County Alaska | 1 | $ 202,000 | $ 202,000 | $ 95,000 |
| Contra Costa County California | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Nevada County California | 1 | $ 532,000 | $ 532,000 | $ 300,000 |
| San Bernardino County California | 1 | $ 321,000 | $ 321,000 | $ 0 |
| San Francisco County California | 1 | $ 483,000 | $ 483,000 | $ 95,000 |
| San Joaquin County California | 1 | $ 294,000 | $ 294,000 | $ 82,000 |
| San Mateo County California | 1 | $ 389,000 | $ 389,000 | $ 94,000 |
| New Castle County Delaware | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Bay County Florida | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Citrus County Florida | 1 | $ 276,000 | $ 276,000 | $ 67,000 |
| Clay County Florida | 1 | $ 128,000 | $ 128,000 | $ 29,000 |
| Collier County Florida | 1 | $ 273,000 | $ 273,000 | $ 98,000 |
| Columbia County Florida | 1 | $ 69,000 | $ 69,000 | $ 80,000 |
| Highlands County Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Indian River County Florida | 1 | $ 217,000 | $ 217,000 | $ 106,000 |
| Leon County Florida | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Madison County Florida | 1 | $ 149,000 | $ 149,000 | $ 48,000 |
| Sarasota County Florida | 1 | $ 270,000 | $ 270,000 | $ 55,000 |
| Seminole County Florida | 1 | $ 264,000 | $ 264,000 | $ 67,000 |
| St. Johns County Florida | 1 | $ 206,000 | $ 206,000 | $ 37,000 |
| Atkinson County Georgia | 1 | $ 272,000 | $ 272,000 | $ 67,000 |
| Bacon County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 249,000 | $ 249,000 | $ 79,000 |
| Ben Hill County Georgia | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Catoosa County Georgia | 1 | $ 219,000 | $ 219,000 | $ 79,000 |
| Clinch County Georgia | 1 | $ 276,000 | $ 276,000 | $ 142,000 |
| Coffee County Georgia | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Dawson County Georgia | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Effingham County Georgia | 1 | $ 232,000 | $ 232,000 | $ 56,000 |
| Fannin County Georgia | 1 | $ 312,000 | $ 312,000 | $ 69,000 |
| Habersham County Georgia | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Hall County Georgia | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Haralson County Georgia | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Harris County Georgia | 1 | $ 276,000 | $ 276,000 | $ 209,000 |
| Heard County Georgia | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Irwin County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Jones County Georgia | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Laurens County Georgia | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
| Lincoln County Georgia | 1 | $ 153,000 | $ 153,000 | $ 109,000 |
| Lumpkin County Georgia | 1 | $ 247,000 | $ 247,000 | $ 72,000 |
| Madison County Georgia | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Miller County Georgia | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Morgan County Georgia | 1 | $ 261,000 | $ 261,000 | $ 92,000 |
| Murray County Georgia | 1 | $ 199,000 | $ 199,000 | $ 91,000 |
| Oglethorpe County Georgia | 1 | $ 198,000 | $ 198,000 | $ 64,000 |
| Pierce County Georgia | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Polk County Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Pulaski County Georgia | 1 | $ 166,000 | $ 166,000 | $ 116,000 |
| Spalding County Georgia | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Thomas County Georgia | 1 | $ 380,000 | $ 380,000 | $ 114,000 |
| Toombs County Georgia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Upson County Georgia | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Wilkes County Georgia | 1 | $ 174,000 | $ 174,000 | $ 43,000 |
| Champaign County Illinois | 1 | $ 137,000 | $ 137,000 | $ 64,000 |
| Franklin County Illinois | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Iroquois County Illinois | 1 | $ 124,000 | $ 124,000 | $ 77,000 |
| Lake County Illinois | 1 | $ 264,000 | $ 264,000 | $ 96,000 |
| Lee County Illinois | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Macoupin County Illinois | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Ogle County Illinois | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Cass County Indiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Clinton County Indiana | 1 | $ 232,000 | $ 232,000 | $ 81,000 |
| Daviess County Indiana | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Decatur County Indiana | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| Floyd County Indiana | 1 | $ 437,000 | $ 437,000 | $ 80,000 |
| Gibson County Indiana | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Grant County Indiana | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Huntington County Indiana | 1 | $ 127,000 | $ 127,000 | $ 105,000 |
| Jasper County Indiana | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Jefferson County Indiana | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Kosciusko County Indiana | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| LaGrange County Indiana | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
| Lawrence County Indiana | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| Madison County Indiana | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Miami County Indiana | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Montgomery County Indiana | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Noble County Indiana | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Posey County Indiana | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Putnam County Indiana | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Tippecanoe County Indiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Butler County Kansas | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Clark County Kansas | 1 | $ 164,000 | $ 164,000 | $ 116,000 |
| Coffey County Kansas | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Douglas County Kansas | 1 | $ 218,000 | $ 218,000 | $ 61,000 |
| Harvey County Kansas | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Jefferson County Kansas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lyon County Kansas | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Miami County Kansas | 1 | $ 217,000 | $ 217,000 | $ 95,000 |
| Osage County Kansas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Saline County Kansas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Seward County Kansas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Sumner County Kansas | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Boone County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Caroline County Maryland | 1 | $ 184,000 | $ 184,000 | $ 52,000 |
| Carroll County Maryland | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| St. Mary's County Maryland | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Talbot County Maryland | 1 | $ 342,000 | $ 342,000 | $ 94,000 |
| Barnstable County Massachusetts | 1 | $ 370,000 | $ 370,000 | $ 112,000 |
| Hampden County Massachusetts | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Allegan County Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Alpena County Michigan | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Barry County Michigan | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Benzie County Michigan | 1 | $ 209,000 | $ 209,000 | $ 112,000 |
| Berrien County Michigan | 1 | $ 151,000 | $ 151,000 | $ 74,000 |
| Cass County Michigan | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Clinton County Michigan | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Genesee County Michigan | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Isabella County Michigan | 1 | $ 198,000 | $ 198,000 | $ 114,000 |
| Jackson County Michigan | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 216,000 | $ 216,000 | $ 54,000 |
| Muskegon County Michigan | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Schoolcraft County Michigan | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Washtenaw County Michigan | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Big Stone County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,116 | $450,211,000 | $212,000 | $941,000 | $61,000 | $574,000 |
| Home Purchase | 97 | $12,217,000 | $125,000 | $336,000 | $53,000 | $300,000 |
| Home Improvement | 19 | $3,990,000 | $210,000 | $277,000 | $61,000 | $177,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,680 | $349,949,000 | $208,000 | $941,000 | $62,000 | $574,000 |
| Black or African American | 258 | $51,077,000 | $197,000 | $735,000 | $53,000 | $170,000 |
| Not Provided | 179 | $38,105,000 | $212,000 | $540,000 | $65,000 | $300,000 |
| Hispanic | 83 | $18,562,000 | $223,000 | $531,000 | $60,000 | $292,000 |
| Asian | 22 | $5,418,000 | $246,000 | $519,000 | $67,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,400,000 | $342,000 | $478,000 | $110,000 | $260,000 |
| American Indian or Alaskan Native | 3 | $907,000 | $302,000 | $346,000 | $38,000 | $59,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,116 | $439,825,000 | $207,000 | $742,000 | $60,000 | $574,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 108 | $24,751,000 | $229,000 | $941,000 | $80,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,842,000 | $230,000 | $395,000 | $85,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,041 | $424,322,000 | $207,000 | $742,000 | $61,000 | $574,000 |
| Application Denied By Financial Institution | 191 | $42,096,000 | $220,000 | $941,000 | $63,000 | $300,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 80 | $16,297,000 | $203,000 | $540,000 | $53,000 | $154,000 |
| Debt-To-Income Ratio | 39 | $10,566,000 | $270,000 | $941,000 | $76,000 | $300,000 |
| Collateral | 38 | $8,684,000 | $228,000 | $510,000 | $76,000 | $269,000 |
| Credit History | 23 | $4,772,000 | $207,000 | $478,000 | $61,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,120,000 | $160,000 | $271,000 | $47,000 | $88,000 |
| Employment History | 2 | $299,000 | $149,000 | $172,000 | $22,000 | $44,000 |
| Mortgage Insurance Denied | 1 | $206,000 | $206,000 | $206,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $152,000 | $152,000 | $152,000 | $55,000 | $55,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Banc & Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.