First Ohio Banc & Lending Inc Mortgage Lending & HMDA Data, 2009
In 2009, First Ohio Banc & Lending Inc of Independence, OH reported 2,232 mortgage applications totaling $466.4 million, down 18% from 2008. The average application was for $208,968, and applicants reported an average income of $60,652. 91% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (176), Atlanta-Sandy Springs-Marietta, GA (105) and Seattle-Bellevue-Everett, WA (74) (applications in parentheses).
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,232 |
| Total Mortgage Loan Application Amount | $466,418,000 |
| Average Mortgage Loan Application Amount | $208,968 |
| Highest Mortgage Loan Application Amount | $941,000 |
| Average Applicant Income | $60,652 |
| Highest Applicant Income | $574,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Ohio Banc & Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga, Ohio | 109 | $ 13,702,000 | $ 125,706 | $ 50,000 |
| King, Washington | 44 | $ 13,280,000 | $ 301,818 | $ 83,000 |
| Franklin, Ohio | 35 | $ 5,852,000 | $ 167,200 | $ 50,000 |
| Summit, Ohio | 31 | $ 5,127,000 | $ 165,387 | $ 66,000 |
| Snohomish, Washington | 30 | $ 9,731,000 | $ 324,366 | $ 79,000 |
| Prince George's, Maryland | 29 | $ 8,229,000 | $ 283,758 | $ 75,000 |
| Pierce, Washington | 28 | $ 7,893,000 | $ 281,892 | $ 81,000 |
| Cook, Illinois | 26 | $ 6,014,000 | $ 231,307 | $ 37,000 |
| New Haven, Connecticut | 22 | $ 5,190,000 | $ 235,909 | $ 52,000 |
| Baltimore, Maryland | 21 | $ 5,614,000 | $ 267,333 | $ 66,000 |
| Lake, Ohio | 21 | $ 3,307,000 | $ 157,476 | $ 44,000 |
| Fairfield, Connecticut | 19 | $ 6,023,000 | $ 317,000 | $ 69,000 |
| Anne Arundel, Maryland | 18 | $ 6,070,000 | $ 337,222 | $ 93,000 |
| Montgomery, Maryland | 18 | $ 6,375,000 | $ 354,166 | $ 64,000 |
| Lorain, Ohio | 18 | $ 2,677,000 | $ 148,722 | $ 71,000 |
| Los Angeles, California | 17 | $ 7,052,000 | $ 414,823 | $ 98,000 |
| Stark, Ohio | 17 | $ 2,974,000 | $ 174,941 | $ 72,000 |
| Wake, North Carolina | 16 | $ 3,501,000 | $ 218,812 | $ 61,000 |
| Hartford, Connecticut | 15 | $ 3,652,000 | $ 243,466 | $ 75,000 |
| Lake, Indiana | 15 | $ 2,755,000 | $ 183,666 | $ 50,000 |
| Medina, Ohio | 15 | $ 2,706,000 | $ 180,400 | $ 56,000 |
| Jefferson, Alabama | 13 | $ 2,491,000 | $ 191,615 | $ 61,000 |
| Sedgwick, Kansas | 13 | $ 2,330,000 | $ 179,230 | $ 81,000 |
| Geauga, Ohio | 13 | $ 2,543,000 | $ 195,615 | $ 51,000 |
| Hamilton, Ohio | 13 | $ 2,161,000 | $ 166,230 | $ 64,000 |
| Portage, Ohio | 12 | $ 2,101,000 | $ 175,083 | $ 61,000 |
| Gwinnett, Georgia | 11 | $ 2,202,000 | $ 200,181 | $ 50,000 |
| Henry, Georgia | 11 | $ 1,983,000 | $ 180,272 | $ 79,000 |
| Johnson, Kansas | 11 | $ 2,352,000 | $ 213,818 | $ 82,000 |
| Mecklenburg, North Carolina | 11 | $ 2,176,000 | $ 197,818 | $ 81,000 |
| Shelby, Tennessee | 11 | $ 1,808,000 | $ 164,363 | $ 55,000 |
| Cobb, Georgia | 10 | $ 2,051,000 | $ 205,100 | $ 63,000 |
| DuPage, Illinois | 10 | $ 2,292,000 | $ 229,200 | $ 68,000 |
| Delaware, Ohio | 10 | $ 1,857,000 | $ 185,700 | $ 76,000 |
| Madison, Alabama | 9 | $ 1,850,000 | $ 205,555 | $ 65,000 |
| New London, Connecticut | 9 | $ 2,210,000 | $ 245,555 | $ 75,000 |
| Cherokee, Georgia | 9 | $ 1,640,000 | $ 182,222 | $ 38,000 |
| DeKalb, Georgia | 9 | $ 1,855,000 | $ 206,111 | $ 57,000 |
| Washington, Maryland | 9 | $ 2,058,000 | $ 228,666 | $ 30,000 |
| Multnomah, Oregon | 9 | $ 2,110,000 | $ 234,444 | $ 71,000 |
| Lexington, South Carolina | 9 | $ 1,489,000 | $ 165,444 | $ 57,000 |
| Rutherford, Tennessee | 9 | $ 1,535,000 | $ 170,555 | $ 38,000 |
| Kitsap, Washington | 9 | $ 2,127,000 | $ 236,333 | $ 83,000 |
| Spokane, Washington | 9 | $ 1,710,000 | $ 190,000 | $ 58,000 |
| Thurston, Washington | 9 | $ 2,073,000 | $ 230,333 | $ 51,000 |
| Lee, Alabama | 8 | $ 1,640,000 | $ 205,000 | $ 52,000 |
| Mobile, Alabama | 8 | $ 1,193,000 | $ 149,125 | $ 42,000 |
| Columbia, Georgia | 8 | $ 1,549,000 | $ 193,625 | $ 45,000 |
| Fulton, Georgia | 8 | $ 2,697,000 | $ 337,125 | $ 112,000 |
| Porter, Indiana | 8 | $ 1,664,000 | $ 208,000 | $ 81,000 |
| Baltimore City, Maryland | 8 | $ 1,276,000 | $ 159,500 | $ 42,000 |
| New Hanover, North Carolina | 8 | $ 1,774,000 | $ 221,750 | $ 55,000 |
| Richland, South Carolina | 8 | $ 1,488,000 | $ 186,000 | $ 63,000 |
| Chesterfield, Virginia | 8 | $ 1,855,000 | $ 231,875 | $ 54,000 |
| Henrico, Virginia | 8 | $ 1,658,000 | $ 207,250 | $ 47,000 |
| Tolland, Connecticut | 7 | $ 1,614,000 | $ 230,571 | $ 87,000 |
| District of Columbia, District Of Columbia | 7 | $ 2,950,000 | $ 421,428 | $ 40,000 |
| Broward, Florida | 7 | $ 1,853,000 | $ 264,714 | $ 51,000 |
| Palm Beach, Florida | 7 | $ 1,641,000 | $ 234,428 | $ 67,000 |
| Forsyth, Georgia | 7 | $ 1,605,000 | $ 229,285 | $ 49,000 |
| Marion, Indiana | 7 | $ 1,041,000 | $ 148,714 | $ 34,000 |
| Cecil, Maryland | 7 | $ 1,828,000 | $ 261,142 | $ 69,000 |
| Frederick, Maryland | 7 | $ 2,319,000 | $ 331,285 | $ 84,000 |
| St. Charles, Missouri | 7 | $ 1,210,000 | $ 172,857 | $ 40,000 |
| St. Louis, Missouri | 7 | $ 1,181,000 | $ 168,714 | $ 51,000 |
| Lucas, Ohio | 7 | $ 1,281,000 | $ 183,000 | $ 84,000 |
| Warren, Ohio | 7 | $ 1,686,000 | $ 240,857 | $ 60,000 |
| Wayne, Ohio | 7 | $ 1,247,000 | $ 178,142 | $ 78,000 |
| Lane, Oregon | 7 | $ 1,694,000 | $ 242,000 | $ 57,000 |
| Washington, Oregon | 7 | $ 1,681,000 | $ 240,142 | $ 64,000 |
| Horry, South Carolina | 7 | $ 1,493,000 | $ 213,285 | $ 46,000 |
| York, South Carolina | 7 | $ 1,154,000 | $ 164,857 | $ 61,000 |
| Davidson, Tennessee | 7 | $ 1,389,000 | $ 198,428 | $ 69,000 |
| Washington, Tennessee | 7 | $ 1,105,000 | $ 157,857 | $ 54,000 |
| Hampton, Virginia | 7 | $ 1,631,000 | $ 233,000 | $ 82,000 |
| Montgomery, Virginia | 7 | $ 1,127,000 | $ 161,000 | $ 38,000 |
| Whatcom, Washington | 7 | $ 1,666,000 | $ 238,000 | $ 58,000 |
| Baldwin, Alabama | 6 | $ 1,044,000 | $ 174,000 | $ 45,000 |
| Montgomery, Alabama | 6 | $ 1,179,000 | $ 196,500 | $ 64,000 |
| St. Clair, Alabama | 6 | $ 1,068,000 | $ 178,000 | $ 54,000 |
| Chatham, Georgia | 6 | $ 1,211,000 | $ 201,833 | $ 108,000 |
| Paulding, Georgia | 6 | $ 1,520,000 | $ 253,333 | $ 76,000 |
| Hendricks, Indiana | 6 | $ 1,010,000 | $ 168,333 | $ 80,000 |
| St. Joseph, Indiana | 6 | $ 929,000 | $ 154,833 | $ 42,000 |
| Harford, Maryland | 6 | $ 1,788,000 | $ 298,000 | $ 82,000 |
| Guilford, North Carolina | 6 | $ 1,058,000 | $ 176,333 | $ 28,000 |
| Butler, Ohio | 6 | $ 1,217,000 | $ 202,833 | $ 101,000 |
| Trumbull, Ohio | 6 | $ 853,000 | $ 142,166 | $ 56,000 |
| Clackamas, Oregon | 6 | $ 1,575,000 | $ 262,500 | $ 56,000 |
| Marion, Oregon | 6 | $ 1,158,000 | $ 193,000 | $ 61,000 |
| Aiken, South Carolina | 6 | $ 1,036,000 | $ 172,666 | $ 53,000 |
| Montgomery, Tennessee | 6 | $ 1,018,000 | $ 169,666 | $ 42,000 |
| Norfolk, Virginia | 6 | $ 1,248,000 | $ 208,000 | $ 37,000 |
| Prince William, Virginia | 6 | $ 1,634,000 | $ 272,333 | $ 65,000 |
| Benton, Washington | 6 | $ 1,124,000 | $ 187,333 | $ 49,000 |
| Skagit, Washington | 6 | $ 1,428,000 | $ 238,000 | $ 72,000 |
| Talladega, Alabama | 5 | $ 908,000 | $ 181,600 | $ 77,000 |
| Litchfield, Connecticut | 5 | $ 1,416,000 | $ 283,200 | $ 130,000 |
| Middlesex, Connecticut | 5 | $ 1,313,000 | $ 262,600 | $ 96,000 |
| Lee, Florida | 5 | $ 986,000 | $ 197,200 | $ 42,000 |
| Douglas, Georgia | 5 | $ 753,000 | $ 150,600 | $ 25,000 |
| Houston, Georgia | 5 | $ 1,002,000 | $ 200,400 | $ 64,000 |
| Muscogee, Georgia | 5 | $ 924,000 | $ 184,800 | $ 25,000 |
| Newton, Georgia | 5 | $ 830,000 | $ 166,000 | $ 26,000 |
| Kendall, Illinois | 5 | $ 1,728,000 | $ 345,600 | $ 90,000 |
| Johnson, Indiana | 5 | $ 846,000 | $ 169,200 | $ 49,000 |
| Calvert, Maryland | 5 | $ 1,561,000 | $ 312,200 | $ 72,000 |
| Charles, Maryland | 5 | $ 1,710,000 | $ 342,000 | $ 113,000 |
| Howard, Maryland | 5 | $ 1,851,000 | $ 370,200 | $ 127,000 |
| Livingston, Michigan | 5 | $ 1,014,000 | $ 202,800 | $ 32,000 |
| Wayne, Michigan | 5 | $ 592,000 | $ 118,400 | $ 12,000 |
| Hennepin, Minnesota | 5 | $ 1,133,000 | $ 226,600 | $ 65,000 |
| Boone, Missouri | 5 | $ 710,000 | $ 142,000 | $ 34,000 |
| Jackson, Missouri | 5 | $ 728,000 | $ 145,600 | $ 49,000 |
| Jefferson, Missouri | 5 | $ 1,017,000 | $ 203,400 | $ 38,000 |
| Alexander, North Carolina | 5 | $ 940,000 | $ 188,000 | $ 60,000 |
| Cabarrus, North Carolina | 5 | $ 842,000 | $ 168,400 | $ 65,000 |
| Cumberland, North Carolina | 5 | $ 857,000 | $ 171,400 | $ 70,000 |
| Johnston, North Carolina | 5 | $ 662,000 | $ 132,400 | $ 52,000 |
| Randolph, North Carolina | 5 | $ 751,000 | $ 150,200 | $ 26,000 |
| Ashtabula, Ohio | 5 | $ 827,000 | $ 165,400 | $ 45,000 |
| Dorchester, South Carolina | 5 | $ 1,045,000 | $ 209,000 | $ 68,000 |
| Knox, Tennessee | 5 | $ 850,000 | $ 170,000 | $ 40,000 |
| Williamson, Tennessee | 5 | $ 1,113,000 | $ 222,600 | $ 61,000 |
| Augusta, Virginia | 5 | $ 962,000 | $ 192,400 | $ 56,000 |
| Chesapeake, Virginia | 5 | $ 1,304,000 | $ 260,800 | $ 99,000 |
| Virginia Beach, Virginia | 5 | $ 1,414,000 | $ 282,800 | $ 34,000 |
| Clark, Washington | 5 | $ 1,180,000 | $ 236,000 | $ 66,000 |
| Yakima, Washington | 5 | $ 1,153,000 | $ 230,600 | $ 102,000 |
| Houston, Alabama | 4 | $ 700,000 | $ 175,000 | $ 101,000 |
| Hillsborough, Florida | 4 | $ 881,000 | $ 220,250 | $ 46,000 |
| Miami-Dade, Florida | 4 | $ 1,027,000 | $ 256,750 | $ 94,000 |
| Orange, Florida | 4 | $ 1,058,000 | $ 264,500 | $ 53,000 |
| Coweta, Georgia | 4 | $ 930,000 | $ 232,500 | $ 78,000 |
| Jackson, Georgia | 4 | $ 871,000 | $ 217,750 | $ 26,000 |
| Richmond, Georgia | 4 | $ 709,000 | $ 177,250 | $ 59,000 |
| Will, Illinois | 4 | $ 753,000 | $ 188,250 | $ 35,000 |
| Winnebago, Illinois | 4 | $ 778,000 | $ 194,500 | $ 79,000 |
| Hamilton, Indiana | 4 | $ 986,000 | $ 246,500 | $ 86,000 |
| Franklin, Kansas | 4 | $ 488,000 | $ 122,000 | $ 66,000 |
| Allegany, Maryland | 4 | $ 611,000 | $ 152,750 | $ 35,000 |
| Queen Anne's, Maryland | 4 | $ 1,105,000 | $ 276,250 | $ 104,000 |
| Middlesex, Massachusetts | 4 | $ 1,214,000 | $ 303,500 | $ 111,000 |
| Macomb, Michigan | 4 | $ 683,000 | $ 170,750 | $ 41,000 |
| Clay, Missouri | 4 | $ 741,000 | $ 185,250 | $ 77,000 |
| Franklin, Missouri | 4 | $ 658,000 | $ 164,500 | $ 33,000 |
| Catawba, North Carolina | 4 | $ 542,000 | $ 135,500 | $ 42,000 |
| Currituck, North Carolina | 4 | $ 762,000 | $ 190,500 | $ 30,000 |
| Forsyth, North Carolina | 4 | $ 685,000 | $ 171,250 | $ 21,000 |
| Henderson, North Carolina | 4 | $ 961,000 | $ 240,250 | $ 63,000 |
| Rowan, North Carolina | 4 | $ 640,000 | $ 160,000 | $ 46,000 |
| Stokes, North Carolina | 4 | $ 748,000 | $ 187,000 | $ 45,000 |
| Allen, Ohio | 4 | $ 574,000 | $ 143,500 | $ 75,000 |
| Hancock, Ohio | 4 | $ 712,000 | $ 178,000 | $ 88,000 |
| Huron, Ohio | 4 | $ 720,000 | $ 180,000 | $ 46,000 |
| Montgomery, Ohio | 4 | $ 617,000 | $ 154,250 | $ 25,000 |
| Berkeley, South Carolina | 4 | $ 816,000 | $ 204,000 | $ 70,000 |
| Greenville, South Carolina | 4 | $ 764,000 | $ 191,000 | $ 72,000 |
| Sumter, South Carolina | 4 | $ 528,000 | $ 132,000 | $ 54,000 |
| Hamilton, Tennessee | 4 | $ 526,000 | $ 131,500 | $ 34,000 |
| Sevier, Tennessee | 4 | $ 862,000 | $ 215,500 | $ 61,000 |
| Tipton, Tennessee | 4 | $ 588,000 | $ 147,000 | $ 40,000 |
| Wilson, Tennessee | 4 | $ 902,000 | $ 225,500 | $ 62,000 |
| Clallam, Washington | 4 | $ 713,000 | $ 178,250 | $ 24,000 |
| Lewis, Washington | 4 | $ 902,000 | $ 225,500 | $ 75,000 |
| Calhoun, Alabama | 3 | $ 546,000 | $ 182,000 | $ 80,000 |
| Shelby, Alabama | 3 | $ 536,000 | $ 178,666 | $ 48,000 |
| Tuscaloosa, Alabama | 3 | $ 559,000 | $ 186,333 | $ 51,000 |
| Orange, California | 3 | $ 1,888,000 | $ 629,333 | $ 144,000 |
| San Diego, California | 3 | $ 1,065,000 | $ 355,000 | $ 92,000 |
| Santa Clara, California | 3 | $ 1,275,000 | $ 425,000 | $ 102,000 |
| Windham, Connecticut | 3 | $ 675,000 | $ 225,000 | $ 51,000 |
| Marion, Florida | 3 | $ 567,000 | $ 189,000 | $ 55,000 |
| Santa Rosa, Florida | 3 | $ 698,000 | $ 232,666 | $ 136,000 |
| Bartow, Georgia | 3 | $ 633,000 | $ 211,000 | $ 66,000 |
| Clarke, Georgia | 3 | $ 602,000 | $ 200,666 | $ 102,000 |
| Dougherty, Georgia | 3 | $ 584,000 | $ 194,666 | $ 19,000 |
| Gordon, Georgia | 3 | $ 597,000 | $ 199,000 | $ 64,000 |
| Rockdale, Georgia | 3 | $ 501,000 | $ 167,000 | $ 28,000 |
| Whitfield, Georgia | 3 | $ 542,000 | $ 180,666 | $ 27,000 |
| DeKalb, Illinois | 3 | $ 616,000 | $ 205,333 | $ 61,000 |
| Kane, Illinois | 3 | $ 961,000 | $ 320,333 | $ 102,000 |
| McHenry, Illinois | 3 | $ 757,000 | $ 252,333 | $ 82,000 |
| McLean, Illinois | 3 | $ 491,000 | $ 163,666 | $ 66,000 |
| Sangamon, Illinois | 3 | $ 466,000 | $ 155,333 | $ 70,000 |
| St. Clair, Illinois | 3 | $ 480,000 | $ 160,000 | $ 50,000 |
| Hancock, Indiana | 3 | $ 459,000 | $ 153,000 | $ 46,000 |
| Jackson, Kansas | 3 | $ 628,000 | $ 209,333 | $ 44,000 |
| Reno, Kansas | 3 | $ 477,000 | $ 159,000 | $ 111,000 |
| Garrett, Maryland | 3 | $ 577,000 | $ 192,333 | $ 41,000 |
| Wicomico, Maryland | 3 | $ 521,000 | $ 173,666 | $ 60,000 |
| Plymouth, Massachusetts | 3 | $ 691,000 | $ 230,333 | $ 90,000 |
| Oakland, Michigan | 3 | $ 633,000 | $ 211,000 | $ 61,000 |
| Anoka, Minnesota | 3 | $ 668,000 | $ 222,666 | $ 91,000 |
| Chisago, Minnesota | 3 | $ 590,000 | $ 196,666 | $ 76,000 |
| Greene, Missouri | 3 | $ 548,000 | $ 182,666 | $ 54,000 |
| Haywood, North Carolina | 3 | $ 488,000 | $ 162,666 | $ 31,000 |
| Iredell, North Carolina | 3 | $ 585,000 | $ 195,000 | $ 25,000 |
| Onslow, North Carolina | 3 | $ 563,000 | $ 187,666 | $ 32,000 |
| Ashland, Ohio | 3 | $ 571,000 | $ 190,333 | $ 44,000 |
| Columbiana, Ohio | 3 | $ 389,000 | $ 129,666 | $ 31,000 |
| Fairfield, Ohio | 3 | $ 453,000 | $ 151,000 | $ 37,000 |
| Greene, Ohio | 3 | $ 379,000 | $ 126,333 | $ 54,000 |
| Licking, Ohio | 3 | $ 640,000 | $ 213,333 | $ 24,000 |
| Marion, Ohio | 3 | $ 628,000 | $ 209,333 | $ 94,000 |
| Morrow, Ohio | 3 | $ 426,000 | $ 142,000 | $ 25,000 |
| Muskingum, Ohio | 3 | $ 367,000 | $ 122,333 | $ 8,000 |
| Pickaway, Ohio | 3 | $ 773,000 | $ 257,666 | $ 67,000 |
| Scioto, Ohio | 3 | $ 622,000 | $ 207,333 | $ 81,000 |
| Deschutes, Oregon | 3 | $ 832,000 | $ 277,333 | $ 58,000 |
| Douglas, Oregon | 3 | $ 681,000 | $ 227,000 | $ 60,000 |
| Anderson, South Carolina | 3 | $ 726,000 | $ 242,000 | $ 84,000 |
| Florence, South Carolina | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| Cumberland, Tennessee | 3 | $ 800,000 | $ 266,666 | $ 76,000 |
| Henry, Tennessee | 3 | $ 432,000 | $ 144,000 | $ 28,000 |
| Madison, Tennessee | 3 | $ 490,000 | $ 163,333 | $ 78,000 |
| Sullivan, Tennessee | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Albemarle, Virginia | 3 | $ 824,000 | $ 274,666 | $ 83,000 |
| Carroll, Virginia | 3 | $ 530,000 | $ 176,666 | $ 45,000 |
| Fairfax, Virginia | 3 | $ 793,000 | $ 264,333 | $ 88,000 |
| Hanover, Virginia | 3 | $ 747,000 | $ 249,000 | $ 67,000 |
| Isle of Wight, Virginia | 3 | $ 698,000 | $ 232,666 | $ 56,000 |
| James City, Virginia | 3 | $ 620,000 | $ 206,666 | $ 23,000 |
| Loudoun, Virginia | 3 | $ 838,000 | $ 279,333 | $ 94,000 |
| Louisa, Virginia | 3 | $ 606,000 | $ 202,000 | $ 29,000 |
| Rockingham, Virginia | 3 | $ 589,000 | $ 196,333 | $ 58,000 |
| York, Virginia | 3 | $ 1,300,000 | $ 433,333 | $ 111,000 |
| Asotin, Washington | 3 | $ 412,000 | $ 137,333 | $ 29,000 |
| Island, Washington | 3 | $ 789,000 | $ 263,000 | $ 76,000 |
| Autauga, Alabama | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Coffee, Alabama | 2 | $ 362,000 | $ 181,000 | $ 35,000 |
| Etowah, Alabama | 2 | $ 323,000 | $ 161,500 | $ 50,000 |
| Jackson, Alabama | 2 | $ 291,000 | $ 145,500 | $ 19,000 |
| Marion, Alabama | 2 | $ 288,000 | $ 144,000 | $ 57,000 |
| Tallapoosa, Alabama | 2 | $ 183,000 | $ 91,500 | $ 42,000 |
| Alameda, California | 2 | $ 946,000 | $ 473,000 | $ 153,000 |
| Sacramento, California | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Ventura, California | 2 | $ 1,021,000 | $ 510,500 | $ 122,000 |
| Brevard, Florida | 2 | $ 290,000 | $ 145,000 | $ 21,000 |
| Duval, Florida | 2 | $ 489,000 | $ 244,500 | $ 23,000 |
| Escambia, Florida | 2 | $ 418,000 | $ 209,000 | $ 23,000 |
| Hernando, Florida | 2 | $ 305,000 | $ 152,500 | $ 28,000 |
| Osceola, Florida | 2 | $ 264,000 | $ 132,000 | $ 34,000 |
| Pasco, Florida | 2 | $ 327,000 | $ 163,500 | $ 68,000 |
| Sumter, Florida | 2 | $ 335,000 | $ 167,500 | $ 69,000 |
| Appling, Georgia | 2 | $ 367,000 | $ 183,500 | $ 80,000 |
| Barrow, Georgia | 2 | $ 401,000 | $ 200,500 | $ 67,000 |
| Bulloch, Georgia | 2 | $ 406,000 | $ 203,000 | $ 56,000 |
| Carroll, Georgia | 2 | $ 297,000 | $ 148,500 | $ 71,000 |
| Clayton, Georgia | 2 | $ 281,000 | $ 140,500 | $ 14,000 |
| Fayette, Georgia | 2 | $ 579,000 | $ 289,500 | $ 101,000 |
| Glynn, Georgia | 2 | $ 388,000 | $ 194,000 | $ 39,000 |
| Jeff Davis, Georgia | 2 | $ 243,000 | $ 121,500 | $ 14,000 |
| Liberty, Georgia | 2 | $ 233,000 | $ 116,500 | $ 34,000 |
| Pickens, Georgia | 2 | $ 528,000 | $ 264,000 | $ 32,000 |
| Rabun, Georgia | 2 | $ 372,000 | $ 186,000 | $ 57,000 |
| Stephens, Georgia | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Walker, Georgia | 2 | $ 287,000 | $ 143,500 | $ 44,000 |
| LaSalle, Illinois | 2 | $ 327,000 | $ 163,500 | $ 70,000 |
| Macon, Illinois | 2 | $ 257,000 | $ 128,500 | $ 47,000 |
| Madison, Illinois | 2 | $ 388,000 | $ 194,000 | $ 68,000 |
| Peoria, Illinois | 2 | $ 351,000 | $ 175,500 | $ 117,000 |
| Tazewell, Illinois | 2 | $ 378,000 | $ 189,000 | $ 91,000 |
| Allen, Indiana | 2 | $ 236,000 | $ 118,000 | $ 30,000 |
| Clark, Indiana | 2 | $ 419,000 | $ 209,500 | $ 62,000 |
| Dearborn, Indiana | 2 | $ 413,000 | $ 206,500 | $ 50,000 |
| Elkhart, Indiana | 2 | $ 341,000 | $ 170,500 | $ 31,000 |
| Jackson, Indiana | 2 | $ 407,000 | $ 203,500 | $ 39,000 |
| Jennings, Indiana | 2 | $ 211,000 | $ 105,500 | $ 18,000 |
| LaPorte, Indiana | 2 | $ 323,000 | $ 161,500 | $ 33,000 |
| Marshall, Indiana | 2 | $ 323,000 | $ 161,500 | $ 54,000 |
| Randolph, Indiana | 2 | $ 179,000 | $ 89,500 | $ 0 |
| Steuben, Indiana | 2 | $ 275,000 | $ 137,500 | $ 40,000 |
| Vanderburgh, Indiana | 2 | $ 332,000 | $ 166,000 | $ 40,000 |
| Leavenworth, Kansas | 2 | $ 385,000 | $ 192,500 | $ 100,000 |
| Wyandotte, Kansas | 2 | $ 438,000 | $ 219,000 | $ 65,000 |
| Somerset, Maryland | 2 | $ 292,000 | $ 146,000 | $ 81,000 |
| Worcester, Maryland | 2 | $ 398,000 | $ 199,000 | $ 50,000 |
| Bristol, Massachusetts | 2 | $ 641,000 | $ 320,500 | $ 113,000 |
| Essex, Massachusetts | 2 | $ 871,000 | $ 435,500 | $ 105,000 |
| Norfolk, Massachusetts | 2 | $ 809,000 | $ 404,500 | $ 128,000 |
| Suffolk, Massachusetts | 2 | $ 731,000 | $ 365,500 | $ 38,000 |
| Worcester, Massachusetts | 2 | $ 523,000 | $ 261,500 | $ 133,000 |
| Ingham, Michigan | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Midland, Michigan | 2 | $ 275,000 | $ 137,500 | $ 30,000 |
| Ottawa, Michigan | 2 | $ 403,000 | $ 201,500 | $ 93,000 |
| Saginaw, Michigan | 2 | $ 309,000 | $ 154,500 | $ 31,000 |
| Carver, Minnesota | 2 | $ 367,000 | $ 183,500 | $ 40,000 |
| Dakota, Minnesota | 2 | $ 381,000 | $ 190,500 | $ 59,000 |
| Isanti, Minnesota | 2 | $ 372,000 | $ 186,000 | $ 27,000 |
| Mower, Minnesota | 2 | $ 408,000 | $ 204,000 | $ 47,000 |
| Wright, Minnesota | 2 | $ 454,000 | $ 227,000 | $ 84,000 |
| Barry, Missouri | 2 | $ 262,000 | $ 131,000 | $ 54,000 |
| Clinton, Missouri | 2 | $ 303,000 | $ 151,500 | $ 61,000 |
| Nodaway, Missouri | 2 | $ 323,000 | $ 161,500 | $ 86,000 |
| Phelps, Missouri | 2 | $ 276,000 | $ 138,000 | $ 49,000 |
| Platte, Missouri | 2 | $ 336,000 | $ 168,000 | $ 52,000 |
| Bernalillo, New Mexico | 2 | $ 576,000 | $ 288,000 | $ 128,000 |
| Alleghany, North Carolina | 2 | $ 376,000 | $ 188,000 | $ 35,000 |
| Brunswick, North Carolina | 2 | $ 247,000 | $ 123,500 | $ 26,000 |
| Buncombe, North Carolina | 2 | $ 401,000 | $ 200,500 | $ 22,000 |
| Burke, North Carolina | 2 | $ 353,000 | $ 176,500 | $ 54,000 |
| Carteret, North Carolina | 2 | $ 529,000 | $ 264,500 | $ 51,000 |
| Cleveland, North Carolina | 2 | $ 341,000 | $ 170,500 | $ 48,000 |
| Davidson, North Carolina | 2 | $ 268,000 | $ 134,000 | $ 39,000 |
| Edgecombe, North Carolina | 2 | $ 472,000 | $ 236,000 | $ 144,000 |
| Gaston, North Carolina | 2 | $ 297,000 | $ 148,500 | $ 28,000 |
| Granville, North Carolina | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Lenoir, North Carolina | 2 | $ 300,000 | $ 150,000 | $ 37,000 |
| Lincoln, North Carolina | 2 | $ 459,000 | $ 229,500 | $ 65,000 |
| McDowell, North Carolina | 2 | $ 321,000 | $ 160,500 | $ 34,000 |
| Moore, North Carolina | 2 | $ 403,000 | $ 201,500 | $ 65,000 |
| Nash, North Carolina | 2 | $ 275,000 | $ 137,500 | $ 42,000 |
| Pender, North Carolina | 2 | $ 466,000 | $ 233,000 | $ 93,000 |
| Stanly, North Carolina | 2 | $ 797,000 | $ 398,500 | $ 91,000 |
| Surry, North Carolina | 2 | $ 320,000 | $ 160,000 | $ 85,000 |
| Union, North Carolina | 2 | $ 495,000 | $ 247,500 | $ 40,000 |
| Warren, North Carolina | 2 | $ 458,000 | $ 229,000 | $ 82,000 |
| Wayne, North Carolina | 2 | $ 295,000 | $ 147,500 | $ 92,000 |
| Auglaize, Ohio | 2 | $ 363,000 | $ 181,500 | $ 55,000 |
| Erie, Ohio | 2 | $ 430,000 | $ 215,000 | $ 31,000 |
| Logan, Ohio | 2 | $ 357,000 | $ 178,500 | $ 50,000 |
| Mahoning, Ohio | 2 | $ 331,000 | $ 165,500 | $ 46,000 |
| Mercer, Ohio | 2 | $ 444,000 | $ 222,000 | $ 90,000 |
| Perry, Ohio | 2 | $ 415,000 | $ 207,500 | $ 59,000 |
| Preble, Ohio | 2 | $ 450,000 | $ 225,000 | $ 81,000 |
| Richland, Ohio | 2 | $ 234,000 | $ 117,000 | $ 32,000 |
| Ross, Ohio | 2 | $ 394,000 | $ 197,000 | $ 61,000 |
| Seneca, Ohio | 2 | $ 316,000 | $ 158,000 | $ 11,000 |
| Tuscarawas, Ohio | 2 | $ 524,000 | $ 262,000 | $ 105,000 |
| Union, Ohio | 2 | $ 343,000 | $ 171,500 | $ 61,000 |
| Jackson, Oregon | 2 | $ 409,000 | $ 204,500 | $ 54,000 |
| Lincoln, Oregon | 2 | $ 422,000 | $ 211,000 | $ 22,000 |
| Yamhill, Oregon | 2 | $ 580,000 | $ 290,000 | $ 63,000 |
| Barnwell, South Carolina | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Beaufort, South Carolina | 2 | $ 438,000 | $ 219,000 | $ 47,000 |
| Spartanburg, South Carolina | 2 | $ 293,000 | $ 146,500 | $ 0 |
| Blount, Tennessee | 2 | $ 353,000 | $ 176,500 | $ 74,000 |
| Cheatham, Tennessee | 2 | $ 261,000 | $ 130,500 | $ 79,000 |
| Hamblen, Tennessee | 2 | $ 514,000 | $ 257,000 | $ 90,000 |
| Houston, Tennessee | 2 | $ 301,000 | $ 150,500 | $ 77,000 |
| Loudon, Tennessee | 2 | $ 306,000 | $ 153,000 | $ 73,000 |
| Maury, Tennessee | 2 | $ 402,000 | $ 201,000 | $ 68,000 |
| Obion, Tennessee | 2 | $ 231,000 | $ 115,500 | $ 42,000 |
| Sumner, Tennessee | 2 | $ 346,000 | $ 173,000 | $ 73,000 |
| Amelia, Virginia | 2 | $ 302,000 | $ 151,000 | $ 22,000 |
| Arlington, Virginia | 2 | $ 824,000 | $ 412,000 | $ 119,000 |
| Caroline, Virginia | 2 | $ 637,000 | $ 318,500 | $ 64,000 |
| Fluvanna, Virginia | 2 | $ 440,000 | $ 220,000 | $ 17,000 |
| Franklin, Virginia | 2 | $ 334,000 | $ 167,000 | $ 54,000 |
| Frederick, Virginia | 2 | $ 354,000 | $ 177,000 | $ 59,000 |
| Giles, Virginia | 2 | $ 476,000 | $ 238,000 | $ 53,000 |
| Goochland, Virginia | 2 | $ 338,000 | $ 169,000 | $ 85,000 |
| Greensville, Virginia | 2 | $ 313,000 | $ 156,500 | $ 67,000 |
| Henry, Virginia | 2 | $ 296,000 | $ 148,000 | $ 44,000 |
| Lynchburg, Virginia | 2 | $ 307,000 | $ 153,500 | $ 43,000 |
| Manassas, Virginia | 2 | $ 712,000 | $ 356,000 | $ 42,000 |
| Portsmouth, Virginia | 2 | $ 376,000 | $ 188,000 | $ 54,000 |
| Richmond City, Virginia | 2 | $ 210,000 | $ 105,000 | $ 23,000 |
| Spotsylvania, Virginia | 2 | $ 980,000 | $ 490,000 | $ 331,000 |
| Suffolk, Virginia | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Surry, Virginia | 2 | $ 343,000 | $ 171,500 | $ 26,000 |
| Warren, Virginia | 2 | $ 392,000 | $ 196,000 | $ 86,000 |
| Chelan, Washington | 2 | $ 408,000 | $ 204,000 | $ 49,000 |
| Cowlitz, Washington | 2 | $ 481,000 | $ 240,500 | $ 0 |
| Grant, Washington | 2 | $ 296,000 | $ 148,000 | $ 27,000 |
| Grays Harbor, Washington | 2 | $ 436,000 | $ 218,000 | $ 63,000 |
| Kittitas, Washington | 2 | $ 398,000 | $ 199,000 | $ 24,000 |
| Blount, Alabama | 1 | $ 214,000 | $ 214,000 | $ 121,000 |
| Chambers, Alabama | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Cherokee, Alabama | 1 | $ 232,000 | $ 232,000 | $ 130,000 |
| Chilton, Alabama | 1 | $ 192,000 | $ 192,000 | $ 26,000 |
| Cleburne, Alabama | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Colbert, Alabama | 1 | $ 234,000 | $ 234,000 | $ 133,000 |
| Cullman, Alabama | 1 | $ 257,000 | $ 257,000 | $ 78,000 |
| Dallas, Alabama | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Elmore, Alabama | 1 | $ 261,000 | $ 261,000 | $ 97,000 |
| Escambia, Alabama | 1 | $ 166,000 | $ 166,000 | $ 42,000 |
| Henry, Alabama | 1 | $ 212,000 | $ 212,000 | $ 144,000 |
| Lauderdale, Alabama | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Macon, Alabama | 1 | $ 207,000 | $ 207,000 | $ 33,000 |
| Marengo, Alabama | 1 | $ 271,000 | $ 271,000 | $ 45,000 |
| Monroe, Alabama | 1 | $ 190,000 | $ 190,000 | $ 158,000 |
| Walker, Alabama | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Fairbanks North Star, Alaska | 1 | $ 202,000 | $ 202,000 | $ 95,000 |
| Contra Costa, California | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
| Nevada, California | 1 | $ 532,000 | $ 532,000 | $ 300,000 |
| San Bernardino, California | 1 | $ 321,000 | $ 321,000 | $ 0 |
| San Francisco, California | 1 | $ 483,000 | $ 483,000 | $ 95,000 |
| San Joaquin, California | 1 | $ 294,000 | $ 294,000 | $ 82,000 |
| San Mateo, California | 1 | $ 389,000 | $ 389,000 | $ 94,000 |
| New Castle, Delaware | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Bay, Florida | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Citrus, Florida | 1 | $ 276,000 | $ 276,000 | $ 67,000 |
| Clay, Florida | 1 | $ 128,000 | $ 128,000 | $ 29,000 |
| Collier, Florida | 1 | $ 273,000 | $ 273,000 | $ 98,000 |
| Columbia, Florida | 1 | $ 69,000 | $ 69,000 | $ 80,000 |
| Highlands, Florida | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Indian River, Florida | 1 | $ 217,000 | $ 217,000 | $ 106,000 |
| Leon, Florida | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Madison, Florida | 1 | $ 149,000 | $ 149,000 | $ 48,000 |
| Sarasota, Florida | 1 | $ 270,000 | $ 270,000 | $ 55,000 |
| Seminole, Florida | 1 | $ 264,000 | $ 264,000 | $ 67,000 |
| St. Johns, Florida | 1 | $ 206,000 | $ 206,000 | $ 37,000 |
| Atkinson, Georgia | 1 | $ 272,000 | $ 272,000 | $ 67,000 |
| Bacon, Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Baldwin, Georgia | 1 | $ 249,000 | $ 249,000 | $ 79,000 |
| Ben Hill, Georgia | 1 | $ 185,000 | $ 185,000 | $ 107,000 |
| Catoosa, Georgia | 1 | $ 219,000 | $ 219,000 | $ 79,000 |
| Clinch, Georgia | 1 | $ 276,000 | $ 276,000 | $ 142,000 |
| Coffee, Georgia | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Dawson, Georgia | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Effingham, Georgia | 1 | $ 232,000 | $ 232,000 | $ 56,000 |
| Fannin, Georgia | 1 | $ 312,000 | $ 312,000 | $ 69,000 |
| Habersham, Georgia | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Hall, Georgia | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Haralson, Georgia | 1 | $ 157,000 | $ 157,000 | $ 47,000 |
| Harris, Georgia | 1 | $ 276,000 | $ 276,000 | $ 209,000 |
| Heard, Georgia | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Irwin, Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Jones, Georgia | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Laurens, Georgia | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
| Lincoln, Georgia | 1 | $ 153,000 | $ 153,000 | $ 109,000 |
| Lumpkin, Georgia | 1 | $ 247,000 | $ 247,000 | $ 72,000 |
| Madison, Georgia | 1 | $ 203,000 | $ 203,000 | $ 48,000 |
| Miller, Georgia | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Morgan, Georgia | 1 | $ 261,000 | $ 261,000 | $ 92,000 |
| Murray, Georgia | 1 | $ 199,000 | $ 199,000 | $ 91,000 |
| Oglethorpe, Georgia | 1 | $ 198,000 | $ 198,000 | $ 64,000 |
| Pierce, Georgia | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Polk, Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Pulaski, Georgia | 1 | $ 166,000 | $ 166,000 | $ 116,000 |
| Spalding, Georgia | 1 | $ 109,000 | $ 109,000 | $ 83,000 |
| Thomas, Georgia | 1 | $ 380,000 | $ 380,000 | $ 114,000 |
| Toombs, Georgia | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Upson, Georgia | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Wilkes, Georgia | 1 | $ 174,000 | $ 174,000 | $ 43,000 |
| Champaign, Illinois | 1 | $ 137,000 | $ 137,000 | $ 64,000 |
| Franklin, Illinois | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Iroquois, Illinois | 1 | $ 124,000 | $ 124,000 | $ 77,000 |
| Lake, Illinois | 1 | $ 264,000 | $ 264,000 | $ 96,000 |
| Lee, Illinois | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Macoupin, Illinois | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Ogle, Illinois | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Cass, Indiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Clinton, Indiana | 1 | $ 232,000 | $ 232,000 | $ 81,000 |
| Daviess, Indiana | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Decatur, Indiana | 1 | $ 157,000 | $ 157,000 | $ 43,000 |
| Floyd, Indiana | 1 | $ 437,000 | $ 437,000 | $ 80,000 |
| Gibson, Indiana | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Grant, Indiana | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Huntington, Indiana | 1 | $ 127,000 | $ 127,000 | $ 105,000 |
| Jasper, Indiana | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Jefferson, Indiana | 1 | $ 141,000 | $ 141,000 | $ 52,000 |
| Kosciusko, Indiana | 1 | $ 184,000 | $ 184,000 | $ 44,000 |
| LaGrange, Indiana | 1 | $ 159,000 | $ 159,000 | $ 85,000 |
| Lawrence, Indiana | 1 | $ 194,000 | $ 194,000 | $ 69,000 |
| Madison, Indiana | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Miami, Indiana | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Montgomery, Indiana | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Noble, Indiana | 1 | $ 154,000 | $ 154,000 | $ 44,000 |
| Posey, Indiana | 1 | $ 113,000 | $ 113,000 | $ 51,000 |
| Putnam, Indiana | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Tippecanoe, Indiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Butler, Kansas | 1 | $ 203,000 | $ 203,000 | $ 54,000 |
| Clark, Kansas | 1 | $ 164,000 | $ 164,000 | $ 116,000 |
| Coffey, Kansas | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Douglas, Kansas | 1 | $ 218,000 | $ 218,000 | $ 61,000 |
| Harvey, Kansas | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Jefferson, Kansas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lyon, Kansas | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Miami, Kansas | 1 | $ 217,000 | $ 217,000 | $ 95,000 |
| Osage, Kansas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Saline, Kansas | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Seward, Kansas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Sumner, Kansas | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Boone, Kentucky | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Caroline, Maryland | 1 | $ 184,000 | $ 184,000 | $ 52,000 |
| Carroll, Maryland | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| St. Mary's, Maryland | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Talbot, Maryland | 1 | $ 342,000 | $ 342,000 | $ 94,000 |
| Barnstable, Massachusetts | 1 | $ 370,000 | $ 370,000 | $ 112,000 |
| Hampden, Massachusetts | 1 | $ 132,000 | $ 132,000 | $ 62,000 |
| Allegan, Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Alpena, Michigan | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Barry, Michigan | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Benzie, Michigan | 1 | $ 209,000 | $ 209,000 | $ 112,000 |
| Berrien, Michigan | 1 | $ 151,000 | $ 151,000 | $ 74,000 |
| Cass, Michigan | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Charlevoix, Michigan | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Clinton, Michigan | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Genesee, Michigan | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Isabella, Michigan | 1 | $ 198,000 | $ 198,000 | $ 114,000 |
| Jackson, Michigan | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 216,000 | $ 216,000 | $ 54,000 |
| Muskegon, Michigan | 1 | $ 139,000 | $ 139,000 | $ 67,000 |
| Schoolcraft, Michigan | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Washtenaw, Michigan | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Beltrami, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Big Stone, Minnesota | 1 | $ 216,000 | $ 216,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,116 | $450,211,000 | $212,000 | $941,000 | $61,000 | $574,000 |
| Home Purchase | 97 | $12,217,000 | $125,000 | $336,000 | $53,000 | $300,000 |
| Home Improvement | 19 | $3,990,000 | $210,000 | $277,000 | $61,000 | $177,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,680 | $349,949,000 | $208,000 | $941,000 | $62,000 | $574,000 |
| Black or African American | 258 | $51,077,000 | $197,000 | $735,000 | $53,000 | $170,000 |
| Not Provided | 179 | $38,105,000 | $212,000 | $540,000 | $65,000 | $300,000 |
| Hispanic | 83 | $18,562,000 | $223,000 | $531,000 | $60,000 | $292,000 |
| Asian | 22 | $5,418,000 | $246,000 | $519,000 | $67,000 | $204,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,400,000 | $342,000 | $478,000 | $110,000 | $260,000 |
| American Indian or Alaskan Native | 3 | $907,000 | $302,000 | $346,000 | $38,000 | $59,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,116 | $439,825,000 | $207,000 | $742,000 | $60,000 | $574,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 108 | $24,751,000 | $229,000 | $941,000 | $80,000 | $366,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,842,000 | $230,000 | $395,000 | $85,000 | $199,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,041 | $424,322,000 | $207,000 | $742,000 | $61,000 | $574,000 |
| Application Denied By Financial Institution | 191 | $42,096,000 | $220,000 | $941,000 | $63,000 | $300,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 80 | $16,297,000 | $203,000 | $540,000 | $53,000 | $154,000 |
| Debt-To-Income Ratio | 39 | $10,566,000 | $270,000 | $941,000 | $76,000 | $300,000 |
| Collateral | 38 | $8,684,000 | $228,000 | $510,000 | $76,000 | $269,000 |
| Credit History | 23 | $4,772,000 | $207,000 | $478,000 | $61,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,120,000 | $160,000 | $271,000 | $47,000 | $88,000 |
| Employment History | 2 | $299,000 | $149,000 | $172,000 | $22,000 | $44,000 |
| Mortgage Insurance Denied | 1 | $206,000 | $206,000 | $206,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $152,000 | $152,000 | $152,000 | $55,000 | $55,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Banc & Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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