First Rate Mortgage
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for First Rate Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Rate Mortgage
10400 Linn Station Rd
Louisville, KY 40223
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 2,429
Total Mortgage Loan Application Amount $258,157,000
Average Mortgage Loan Application Amount $106,500
Highest Mortgage Loan Application Amount $1,440,000
Average Applicant Income $46,500
Highest Applicant Income $1,500,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Rate Mortgage by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson County Kentucky 215 $ 28,273,000 $ 131,000 $ 54,000
Hardin County Kentucky 53 $ 5,792,000 $ 109,000 $ 45,000
Clark County Indiana 48 $ 5,282,000 $ 110,000 $ 41,000
Shelby County Kentucky 29 $ 4,661,000 $ 160,000 $ 67,000
Marion County Indiana 26 $ 2,522,000 $ 97,000 $ 59,000
Fayette County Kentucky 26 $ 3,073,000 $ 118,000 $ 49,000
Bullitt County Kentucky 24 $ 2,715,000 $ 113,000 $ 52,000
Kenton County Kentucky 21 $ 2,474,000 $ 117,000 $ 52,000
Floyd County Indiana 16 $ 1,942,000 $ 121,000 $ 47,000
Nelson County Kentucky 15 $ 1,590,000 $ 106,000 $ 48,000
Meade County Kentucky 14 $ 1,565,000 $ 111,000 $ 80,000
Oldham County Kentucky 14 $ 2,712,000 $ 193,000 $ 108,000
Daviess County Kentucky 13 $ 1,151,000 $ 88,000 $ 42,000
Franklin County Kentucky 13 $ 1,454,000 $ 111,000 $ 46,000
Pike County Kentucky 12 $ 1,084,000 $ 90,000 $ 54,000
Jessamine County Kentucky 11 $ 1,320,000 $ 120,000 $ 53,000
Lake County Indiana 10 $ 1,018,000 $ 101,000 $ 60,000
Anderson County Kentucky 9 $ 1,072,000 $ 119,000 $ 42,000
Larue County Kentucky 9 $ 652,000 $ 72,000 $ 37,000
Madison County Kentucky 9 $ 1,135,000 $ 126,000 $ 65,000
Warren County Kentucky 9 $ 642,000 $ 71,000 $ 57,000
Allen County Indiana 8 $ 1,060,000 $ 132,000 $ 69,000
Barren County Kentucky 8 $ 1,324,000 $ 165,000 $ 92,000
Christian County Kentucky 8 $ 637,000 $ 79,000 $ 35,000
Henry County Kentucky 8 $ 980,000 $ 122,000 $ 53,000
Lincoln County Kentucky 8 $ 645,000 $ 80,000 $ 34,000
Muhlenberg County Kentucky 8 $ 528,000 $ 66,000 $ 39,000
Boone County Kentucky 7 $ 823,000 $ 117,000 $ 54,000
Boyd County Kentucky 7 $ 761,000 $ 108,000 $ 42,000
Campbell County Kentucky 7 $ 725,000 $ 103,000 $ 44,000
Carroll County Kentucky 7 $ 653,000 $ 93,000 $ 45,000
McCracken County Kentucky 7 $ 620,000 $ 88,000 $ 41,000
Pulaski County Kentucky 7 $ 624,000 $ 89,000 $ 44,000
Spencer County Kentucky 7 $ 1,004,000 $ 143,000 $ 57,000
Hamilton County Indiana 6 $ 813,000 $ 135,000 $ 48,000
Hendricks County Indiana 6 $ 1,128,000 $ 188,000 $ 80,000
St. Joseph County Indiana 6 $ 487,000 $ 81,000 $ 61,000
Green County Kentucky 6 $ 454,000 $ 75,000 $ 34,000
Greenup County Kentucky 6 $ 443,000 $ 73,000 $ 44,000
Harrison County Kentucky 6 $ 505,000 $ 84,000 $ 38,000
Hopkins County Kentucky 6 $ 553,000 $ 92,000 $ 43,000
Bartholomew County Indiana 5 $ 420,000 $ 84,000 $ 38,000
Harrison County Indiana 5 $ 572,000 $ 114,000 $ 42,000
Howard County Indiana 5 $ 406,000 $ 81,000 $ 47,000
Jefferson County Indiana 5 $ 370,000 $ 74,000 $ 31,000
Jennings County Indiana 5 $ 442,000 $ 88,000 $ 34,000
Washington County Indiana 5 $ 502,000 $ 100,000 $ 41,000
Boyle County Kentucky 5 $ 608,000 $ 121,000 $ 40,000
Butler County Kentucky 5 $ 236,000 $ 47,000 $ 49,000
Calloway County Kentucky 5 $ 614,000 $ 122,000 $ 69,000
Grant County Kentucky 5 $ 556,000 $ 111,000 $ 38,000
Grayson County Kentucky 5 $ 416,000 $ 83,000 $ 26,000
Marshall County Kentucky 5 $ 511,000 $ 102,000 $ 75,000
Montgomery County Kentucky 5 $ 558,000 $ 111,000 $ 45,000
Scott County Kentucky 5 $ 983,000 $ 196,000 $ 82,000
Washington County Kentucky 5 $ 418,000 $ 83,000 $ 41,000
Pike County Indiana 4 $ 290,000 $ 72,000 $ 65,000
Tippecanoe County Indiana 4 $ 501,000 $ 125,000 $ 48,000
Vanderburgh County Indiana 4 $ 345,000 $ 86,000 $ 45,000
Allen County Kentucky 4 $ 282,000 $ 70,000 $ 43,000
Graves County Kentucky 4 $ 390,000 $ 97,000 $ 47,000
Harlan County Kentucky 4 $ 340,000 $ 85,000 $ 47,000
Henderson County Kentucky 4 $ 413,000 $ 103,000 $ 37,000
Letcher County Kentucky 4 $ 236,000 $ 59,000 $ 47,000
Monroe County Kentucky 4 $ 255,000 $ 63,000 $ 28,000
Whitley County Kentucky 4 $ 276,000 $ 69,000 $ 47,000
Elkhart County Indiana 3 $ 368,000 $ 122,000 $ 79,000
Grant County Indiana 3 $ 255,000 $ 85,000 $ 38,000
Hancock County Indiana 3 $ 391,000 $ 130,000 $ 96,000
Rush County Indiana 3 $ 217,000 $ 72,000 $ 18,000
Bell County Kentucky 3 $ 208,000 $ 69,000 $ 25,000
Carter County Kentucky 3 $ 241,000 $ 80,000 $ 53,000
Clark County Kentucky 3 $ 474,000 $ 158,000 $ 64,000
Edmonson County Kentucky 3 $ 189,000 $ 63,000 $ 49,000
Garrard County Kentucky 3 $ 245,000 $ 81,000 $ 62,000
Laurel County Kentucky 3 $ 205,000 $ 68,000 $ 51,000
Ohio County Kentucky 3 $ 181,000 $ 60,000 $ 40,000
Rowan County Kentucky 3 $ 255,000 $ 85,000 $ 28,000
Taylor County Kentucky 3 $ 294,000 $ 98,000 $ 48,000
Trigg County Kentucky 3 $ 230,000 $ 76,000 $ 42,000
Woodford County Kentucky 3 $ 457,000 $ 152,000 $ 67,000
Cass County Indiana 2 $ 126,000 $ 63,000 $ 34,000
Delaware County Indiana 2 $ 165,000 $ 82,000 $ 47,000
Fayette County Indiana 2 $ 144,000 $ 72,000 $ 28,000
Johnson County Indiana 2 $ 517,000 $ 258,000 $ 161,000
Madison County Indiana 2 $ 165,000 $ 82,000 $ 44,000
Martin County Indiana 2 $ 124,000 $ 62,000 $ 33,000
Morgan County Indiana 2 $ 229,000 $ 114,000 $ 54,000
Posey County Indiana 2 $ 162,000 $ 81,000 $ 39,000
Scott County Indiana 2 $ 257,000 $ 128,000 $ 69,000
Wayne County Indiana 2 $ 140,000 $ 70,000 $ 24,000
Ballard County Kentucky 2 $ 133,000 $ 66,000 $ 383,000
Bourbon County Kentucky 2 $ 308,000 $ 154,000 $ 92,000
Bracken County Kentucky 2 $ 184,000 $ 92,000 $ 39,000
Breckinridge County Kentucky 2 $ 103,000 $ 51,000 $ 33,000
Caldwell County Kentucky 2 $ 105,000 $ 52,000 $ 14,000
Casey County Kentucky 2 $ 350,000 $ 175,000 $ 73,000
Fleming County Kentucky 2 $ 115,000 $ 57,000 $ 21,000
Floyd County Kentucky 2 $ 215,000 $ 107,000 $ 39,000
Fulton County Kentucky 2 $ 134,000 $ 67,000 $ 55,000
Hancock County Kentucky 2 $ 157,000 $ 78,000 $ 61,000
Hart County Kentucky 2 $ 215,000 $ 107,000 $ 51,000
Johnson County Kentucky 2 $ 110,000 $ 55,000 $ 38,000
Knox County Kentucky 2 $ 205,000 $ 102,000 $ 46,000
Logan County Kentucky 2 $ 230,000 $ 115,000 $ 44,000
Magoffin County Kentucky 2 $ 262,000 $ 131,000 $ 55,000
McLean County Kentucky 2 $ 60,000 $ 30,000 $ 44,000
Mercer County Kentucky 2 $ 190,000 $ 95,000 $ 43,000
Nicholas County Kentucky 2 $ 164,000 $ 82,000 $ 74,000
Owen County Kentucky 2 $ 320,000 $ 160,000 $ 39,000
Rockcastle County Kentucky 2 $ 199,000 $ 99,000 $ 42,000
Russell County Kentucky 2 $ 160,000 $ 80,000 $ 37,000
Simpson County Kentucky 2 $ 276,000 $ 138,000 $ 38,000
Trimble County Kentucky 2 $ 128,000 $ 64,000 $ 29,000
Wayne County Kentucky 2 $ 145,000 $ 72,000 $ 25,000
Butler County Ohio 2 $ 236,000 $ 118,000 $ 48,000
Anderson County Tennessee 2 $ 593,000 $ 296,000 $ 68,000
Marshall County Tennessee 2 $ 165,000 $ 82,000 $ 47,000
Monroe County Tennessee 2 $ 371,000 $ 185,000 $ 53,000
Shelby County Tennessee 2 $ 295,000 $ 147,000 $ 43,000
Lee County Florida 1 $ 277,000 $ 277,000 $ 73,000
Adams County Indiana 1 $ 96,000 $ 96,000 $ 16,000
Blackford County Indiana 1 $ 70,000 $ 70,000 $ 22,000
Boone County Indiana 1 $ 73,000 $ 73,000 $ 67,000
Brown County Indiana 1 $ 105,000 $ 105,000 $ 120,000
Clay County Indiana 1 $ 77,000 $ 77,000 $ 27,000
Clinton County Indiana 1 $ 95,000 $ 95,000 $ 45,000
Crawford County Indiana 1 $ 15,000 $ 15,000 $ 44,000
Daviess County Indiana 1 $ 99,000 $ 99,000 $ 27,000
Henry County Indiana 1 $ 166,000 $ 166,000 $ 33,000
Jasper County Indiana 1 $ 146,000 $ 146,000 $ 120,000
Jay County Indiana 1 $ 89,000 $ 89,000 $ 38,000
Knox County Indiana 1 $ 55,000 $ 55,000 $ 53,000
Kosciusko County Indiana 1 $ 73,000 $ 73,000 $ 29,000
LaGrange County Indiana 1 $ 70,000 $ 70,000 $ 26,000
LaPorte County Indiana 1 $ 65,000 $ 65,000 $ 33,000
Lawrence County Indiana 1 $ 73,000 $ 73,000 $ 38,000
Marshall County Indiana 1 $ 105,000 $ 105,000 $ 23,000
Miami County Indiana 1 $ 57,000 $ 57,000 $ 25,000
Monroe County Indiana 1 $ 75,000 $ 75,000 $ 40,000
Noble County Indiana 1 $ 74,000 $ 74,000 $ 56,000
Owen County Indiana 1 $ 148,000 $ 148,000 $ 57,000
Perry County Indiana 1 $ 83,000 $ 83,000 $ 46,000
Porter County Indiana 1 $ 52,000 $ 52,000 $ 31,000
Putnam County Indiana 1 $ 228,000 $ 228,000 $ 89,000
Randolph County Indiana 1 $ 69,000 $ 69,000 $ 30,000
Shelby County Indiana 1 $ 181,000 $ 181,000 $ 57,000
Starke County Indiana 1 $ 44,000 $ 44,000 $ 68,000
Sullivan County Indiana 1 $ 144,000 $ 144,000 $ 75,000
Switzerland County Indiana 1 $ 115,000 $ 115,000 $ 42,000
Warrick County Indiana 1 $ 75,000 $ 75,000 $ 24,000
White County Indiana 1 $ 65,000 $ 65,000 $ 68,000
Whitley County Indiana 1 $ 65,000 $ 65,000 $ 18,000
Bath County Kentucky 1 $ 45,000 $ 45,000 $ 30,000
Clay County Kentucky 1 $ 136,000 $ 136,000 $ 32,000
Clinton County Kentucky 1 $ 50,000 $ 50,000 $ 24,000
Elliott County Kentucky 1 $ 29,000 $ 29,000 $ 18,000
Estill County Kentucky 1 $ 93,000 $ 93,000 $ 26,000
Knott County Kentucky 1 $ 50,000 $ 50,000 $ 44,000
Lawrence County Kentucky 1 $ 83,000 $ 83,000 $ 70,000
Lee County Kentucky 1 $ 42,000 $ 42,000 $ 28,000
Leslie County Kentucky 1 $ 50,000 $ 50,000 $ 52,000
Lyon County Kentucky 1 $ 150,000 $ 150,000 $ 22,000
Marion County Kentucky 1 $ 82,000 $ 82,000 $ 30,000
Martin County Kentucky 1 $ 98,000 $ 98,000 $ 39,000
Mason County Kentucky 1 $ 20,000 $ 20,000 $ 45,000
McCreary County Kentucky 1 $ 53,000 $ 53,000 $ 11,000
Menifee County Kentucky 1 $ 126,000 $ 126,000 $ 25,000
Metcalfe County Kentucky 1 $ 100,000 $ 100,000 $ 25,000
Morgan County Kentucky 1 $ 75,000 $ 75,000 $ 13,000
Pendleton County Kentucky 1 $ 80,000 $ 80,000 $ 29,000
Perry County Kentucky 1 $ 112,000 $ 112,000 $ 62,000
Powell County Kentucky 1 $ 75,000 $ 75,000 $ 36,000
Union County Kentucky 1 $ 120,000 $ 120,000 $ 75,000
Wolfe County Kentucky 1 $ 82,000 $ 82,000 $ 39,000
Coffee County Tennessee 1 $ 110,000 $ 110,000 $ 16,000
Hamilton County Tennessee 1 $ 165,000 $ 165,000 $ 51,000
Houston County Tennessee 1 $ 100,000 $ 100,000 $ 24,000
Jefferson County Tennessee 1 $ 87,000 $ 87,000 $ 37,000
Knox County Tennessee 1 $ 217,000 $ 217,000 $ 51,000
Madison County Tennessee 1 $ 100,000 $ 100,000 $ 25,000
Montgomery County Tennessee 1 $ 168,000 $ 168,000 $ 45,000
Obion County Tennessee 1 $ 58,000 $ 58,000 $ 15,000
Sevier County Tennessee 1 $ 134,000 $ 134,000 $ 83,000
Washington County Tennessee 1 $ 52,000 $ 52,000 $ 20,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Rate Mortgage in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,439 $147,444,000 $102,000 $1,440,000 $41,000 $1,500,000
Refinancing 990 $110,713,000 $111,000 $1,250,000 $52,000 $720,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,030 $213,725,000 $105,000 $1,440,000 $46,000 $1,500,000
Black or African American 302 $32,486,000 $107,000 $330,000 $41,000 $222,000
Not Provided 40 $4,287,000 $107,000 $540,000 $46,000 $300,000
Hispanic 25 $2,629,000 $105,000 $200,000 $39,000 $77,000
Asian 21 $2,394,000 $114,000 $208,000 $44,000 $84,000
Native Hawaiian or Other Pacific Islander 9 $2,316,000 $257,000 $1,250,000 $101,000 $582,000
American Indian or Alaskan Native 2 $320,000 $160,000 $180,000 $74,000 $81,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,081 $220,805,000 $106,000 $1,440,000 $46,000 $1,500,000
FHA-insured (Federal Housing Administration) 312 $33,212,000 $106,000 $330,000 $42,000 $240,000
VA-guaranteed (Veterans Administration) 32 $3,788,000 $118,000 $226,000 $42,000 $72,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $352,000 $88,000 $134,000 $31,000 $50,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,641 $167,944,000 $102,000 $730,000 $41,000 $720,000
Application Withdrawn By Applicant 783 $89,813,000 $114,000 $1,440,000 $56,000 $1,500,000
File Closed For Incompleteness 4 $312,000 $78,000 $85,000 $41,000 $60,000
Application Approved But Not Accepted 1 $88,000 $88,000 $88,000 $44,000 $44,000
Loan Originated 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,315 $130,438,000 $99,000 $540,000 $40,000 $720,000
Debt-To-Income Ratio 100 $12,014,000 $120,000 $660,000 $32,000 $143,000
Credit Application Incomplete 53 $6,625,000 $125,000 $730,000 $57,000 $300,000
Collateral 42 $5,114,000 $121,000 $277,000 $59,000 $118,000
Other 41 $4,084,000 $99,000 $340,000 $41,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 29 $2,795,000 $96,000 $242,000 $34,000 $82,000
Employment History 21 $1,894,000 $90,000 $158,000 $32,000 $120,000
Unverifiable Information 15 $1,457,000 $97,000 $217,000 $46,000 $180,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.

Download the Kentucky Lender List