First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
First Republic Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 12,536 |
| Total Mortgage Loan Application Amount | $11,617,998,000 |
| Average Mortgage Loan Application Amount | $851,666 |
| Highest Mortgage Loan Application Amount | $32,650,000 |
| Average Applicant Income | $387,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Francisco County California | 2,523 | $ 2,408,256,000 | $ 954,000 | $ 362,000 |
| New York County New York | 913 | $ 1,332,207,000 | $ 1,459,000 | $ 761,000 |
| Los Angeles County California | 906 | $ 880,039,000 | $ 971,000 | $ 443,000 |
| San Mateo County California | 895 | $ 915,697,000 | $ 1,023,000 | $ 422,000 |
| Santa Clara County California | 699 | $ 622,149,000 | $ 890,000 | $ 378,000 |
| Contra Costa County California | 689 | $ 386,595,000 | $ 561,000 | $ 245,000 |
| Alameda County California | 645 | $ 390,789,000 | $ 605,000 | $ 236,000 |
| Marin County California | 612 | $ 618,008,000 | $ 1,009,000 | $ 479,000 |
| Suffolk County Massachusetts | 494 | $ 347,151,000 | $ 702,000 | $ 429,000 |
| San Diego County California | 432 | $ 390,511,000 | $ 903,000 | $ 376,000 |
| Orange County California | 390 | $ 431,645,000 | $ 1,106,000 | $ 532,000 |
| Middlesex County Massachusetts | 312 | $ 238,358,000 | $ 763,000 | $ 442,000 |
| Solano County California | 219 | $ 22,413,000 | $ 102,000 | $ 27,000 |
| Norfolk County Massachusetts | 207 | $ 177,152,000 | $ 855,000 | $ 432,000 |
| Sonoma County California | 201 | $ 166,731,000 | $ 829,000 | $ 412,000 |
| Fairfield County Connecticut | 165 | $ 262,787,000 | $ 1,592,000 | $ 989,000 |
| Suffolk County New York | 156 | $ 231,480,000 | $ 1,483,000 | $ 1,065,000 |
| Santa Barbara County California | 155 | $ 158,219,000 | $ 1,020,000 | $ 516,000 |
| Westchester County New York | 143 | $ 167,654,000 | $ 1,172,000 | $ 879,000 |
| Multnomah County Oregon | 125 | $ 79,994,000 | $ 639,000 | $ 236,000 |
| Napa County California | 124 | $ 123,461,000 | $ 995,000 | $ 457,000 |
| Kings County New York | 86 | $ 99,230,000 | $ 1,153,000 | $ 555,000 |
| Monterey County California | 77 | $ 71,519,000 | $ 928,000 | $ 572,000 |
| Placer County California | 72 | $ 60,549,000 | $ 840,000 | $ 708,000 |
| Barnstable County Massachusetts | 68 | $ 44,402,000 | $ 652,000 | $ 652,000 |
| Nassau County New York | 63 | $ 82,296,000 | $ 1,306,000 | $ 531,000 |
| Riverside County California | 56 | $ 34,456,000 | $ 615,000 | $ 520,000 |
| Essex County Massachusetts | 55 | $ 32,386,000 | $ 588,000 | $ 534,000 |
| Santa Cruz County California | 53 | $ 36,469,000 | $ 688,000 | $ 429,000 |
| Plymouth County Massachusetts | 50 | $ 33,628,000 | $ 672,000 | $ 567,000 |
| Clackamas County Oregon | 38 | $ 14,947,000 | $ 393,000 | $ 138,000 |
| Nantucket County Massachusetts | 37 | $ 52,314,000 | $ 1,413,000 | $ 1,146,000 |
| Ventura County California | 32 | $ 15,856,000 | $ 495,000 | $ 466,000 |
| Bergen County New Jersey | 30 | $ 26,975,000 | $ 899,000 | $ 382,000 |
| Washington County Oregon | 30 | $ 34,346,000 | $ 1,144,000 | $ 136,000 |
| Miami-Dade County Florida | 29 | $ 30,031,000 | $ 1,035,000 | $ 1,370,000 |
| Washoe County Nevada | 29 | $ 17,778,000 | $ 613,000 | $ 446,000 |
| Nevada County California | 28 | $ 13,594,000 | $ 485,000 | $ 393,000 |
| Monmouth County New Jersey | 23 | $ 19,302,000 | $ 839,000 | $ 646,000 |
| Hudson County New Jersey | 21 | $ 11,852,000 | $ 564,000 | $ 543,000 |
| Dukes County Massachusetts | 20 | $ 25,491,000 | $ 1,274,000 | $ 1,030,000 |
| Queens County New York | 20 | $ 16,648,000 | $ 832,000 | $ 325,000 |
| Summit County Utah | 19 | $ 17,025,000 | $ 896,000 | $ 569,000 |
| Litchfield County Connecticut | 17 | $ 10,607,000 | $ 623,000 | $ 772,000 |
| Palm Beach County Florida | 17 | $ 22,605,000 | $ 1,329,000 | $ 891,000 |
| Hawaii County Hawaii | 17 | $ 25,851,000 | $ 1,520,000 | $ 1,058,000 |
| District of Columbia County District Of Columbia | 15 | $ 13,027,000 | $ 868,000 | $ 1,067,000 |
| King County Washington | 15 | $ 10,657,000 | $ 710,000 | $ 573,000 |
| San Bernardino County California | 14 | $ 7,154,000 | $ 511,000 | $ 192,000 |
| Essex County New Jersey | 13 | $ 10,740,000 | $ 826,000 | $ 457,000 |
| Deschutes County Oregon | 13 | $ 6,150,000 | $ 473,000 | $ 439,000 |
| Maui County Hawaii | 12 | $ 15,866,000 | $ 1,322,000 | $ 913,000 |
| Maricopa County Arizona | 11 | $ 5,303,000 | $ 482,000 | $ 308,000 |
| Honolulu County Hawaii | 11 | $ 9,669,000 | $ 879,000 | $ 485,000 |
| Cook County Illinois | 11 | $ 7,239,000 | $ 658,000 | $ 629,000 |
| Clark County Washington | 11 | $ 6,017,000 | $ 547,000 | $ 292,000 |
| Worcester County Massachusetts | 10 | $ 5,006,000 | $ 500,000 | $ 545,000 |
| Mercer County New Jersey | 10 | $ 7,318,000 | $ 731,000 | $ 804,000 |
| New Haven County Connecticut | 9 | $ 5,243,000 | $ 582,000 | $ 574,000 |
| Collier County Florida | 9 | $ 7,143,000 | $ 793,000 | $ 1,587,000 |
| Carroll County New Hampshire | 9 | $ 2,901,000 | $ 322,000 | $ 475,000 |
| Union County New Jersey | 9 | $ 8,669,000 | $ 963,000 | $ 406,000 |
| El Dorado County California | 8 | $ 4,303,000 | $ 537,000 | $ 711,000 |
| Sacramento County California | 8 | $ 5,873,000 | $ 734,000 | $ 484,000 |
| Morris County New Jersey | 8 | $ 9,073,000 | $ 1,134,000 | $ 543,000 |
| Ocean County New Jersey | 7 | $ 5,990,000 | $ 855,000 | $ 1,176,000 |
| Newport County Rhode Island | 7 | $ 13,893,000 | $ 1,984,000 | $ 1,096,000 |
| Mendocino County California | 6 | $ 2,816,000 | $ 469,000 | $ 385,000 |
| Blaine County Idaho | 6 | $ 5,743,000 | $ 957,000 | $ 852,000 |
| Clark County Nevada | 6 | $ 4,015,000 | $ 669,000 | $ 597,000 |
| Charleston County South Carolina | 6 | $ 7,118,000 | $ 1,186,000 | $ 1,011,000 |
| Alpine County California | 5 | $ 2,672,000 | $ 534,000 | $ 561,000 |
| San Luis Obispo County California | 5 | $ 2,509,000 | $ 501,000 | $ 403,000 |
| Kauai County Hawaii | 5 | $ 5,645,000 | $ 1,129,000 | $ 622,000 |
| York County Maine | 5 | $ 4,475,000 | $ 895,000 | $ 865,000 |
| Bristol County Massachusetts | 5 | $ 6,568,000 | $ 1,313,000 | $ 572,000 |
| Rockingham County New Hampshire | 5 | $ 7,670,000 | $ 1,534,000 | $ 459,000 |
| Bronx County New York | 5 | $ 5,634,000 | $ 1,126,000 | $ 1,323,000 |
| Putnam County New York | 5 | $ 3,663,000 | $ 732,000 | $ 357,000 |
| Windsor County Vermont | 5 | $ 2,902,000 | $ 580,000 | $ 648,000 |
| Teton County Wyoming | 5 | $ 5,755,000 | $ 1,151,000 | $ 2,257,000 |
| Mono County California | 4 | $ 2,179,000 | $ 544,000 | $ 848,000 |
| Arapahoe County Colorado | 4 | $ 5,230,000 | $ 1,307,000 | $ 418,000 |
| Boulder County Colorado | 4 | $ 1,744,000 | $ 436,000 | $ 218,000 |
| Eagle County Colorado | 4 | $ 5,508,000 | $ 1,377,000 | $ 728,000 |
| Pitkin County Colorado | 4 | $ 4,807,000 | $ 1,201,000 | $ 503,000 |
| Grafton County New Hampshire | 4 | $ 2,297,000 | $ 574,000 | $ 702,000 |
| Merrimack County New Hampshire | 4 | $ 1,448,000 | $ 362,000 | $ 287,000 |
| Cape May County New Jersey | 4 | $ 4,465,000 | $ 1,116,000 | $ 1,069,000 |
| Columbia County New York | 4 | $ 1,630,000 | $ 407,000 | $ 288,000 |
| Dutchess County New York | 4 | $ 4,678,000 | $ 1,169,000 | $ 1,367,000 |
| Rockland County New York | 4 | $ 1,750,000 | $ 437,000 | $ 342,000 |
| Ulster County New York | 4 | $ 2,095,000 | $ 523,000 | $ 826,000 |
| Clatsop County Oregon | 4 | $ 1,667,000 | $ 416,000 | $ 339,000 |
| Tillamook County Oregon | 4 | $ 1,172,000 | $ 293,000 | $ 141,000 |
| Pima County Arizona | 3 | $ 923,000 | $ 307,000 | $ 92,000 |
| Amador County California | 3 | $ 2,351,000 | $ 783,000 | $ 468,000 |
| Fresno County California | 3 | $ 1,252,000 | $ 417,000 | $ 1,175,000 |
| Tuolumne County California | 3 | $ 1,438,000 | $ 479,000 | $ 293,000 |
| Yolo County California | 3 | $ 841,000 | $ 280,000 | $ 529,000 |
| La Plata County Colorado | 3 | $ 1,972,000 | $ 657,000 | $ 310,000 |
| San Miguel County Colorado | 3 | $ 2,209,000 | $ 736,000 | $ 733,000 |
| New London County Connecticut | 3 | $ 1,610,000 | $ 536,000 | $ 434,000 |
| Hillsborough County Florida | 3 | $ 1,059,000 | $ 353,000 | $ 310,000 |
| Monroe County Florida | 3 | $ 1,747,000 | $ 582,000 | $ 337,000 |
| Bonner County Idaho | 3 | $ 874,000 | $ 291,000 | $ 284,000 |
| Passaic County New Jersey | 3 | $ 1,010,000 | $ 336,000 | $ 130,000 |
| Somerset County New Jersey | 3 | $ 2,030,000 | $ 676,000 | $ 670,000 |
| Sussex County New Jersey | 3 | $ 1,360,000 | $ 453,000 | $ 244,000 |
| Orange County New York | 3 | $ 1,954,000 | $ 651,000 | $ 366,000 |
| Saratoga County New York | 3 | $ 1,174,000 | $ 391,000 | $ 354,000 |
| Mecklenburg County North Carolina | 3 | $ 1,715,000 | $ 571,000 | $ 318,000 |
| Marion County Oregon | 3 | $ 5,646,000 | $ 1,882,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 3,200,000 | $ 1,066,000 | $ 662,000 |
| Travis County Texas | 3 | $ 1,937,000 | $ 645,000 | $ 772,000 |
| Lamoille County Vermont | 3 | $ 3,537,000 | $ 1,179,000 | $ 1,607,000 |
| Pierce County Washington | 3 | $ 1,577,000 | $ 525,000 | $ 115,000 |
| San Juan County Washington | 3 | $ 1,892,000 | $ 630,000 | $ 258,000 |
| Kern County California | 2 | $ 387,000 | $ 193,000 | $ 155,000 |
| Hartford County Connecticut | 2 | $ 1,297,000 | $ 648,000 | $ 533,000 |
| Middlesex County Connecticut | 2 | $ 1,006,000 | $ 503,000 | $ 2,164,000 |
| Charlotte County Florida | 2 | $ 1,960,000 | $ 980,000 | $ 152,000 |
| Indian River County Florida | 2 | $ 2,085,000 | $ 1,042,000 | $ 1,458,000 |
| Lee County Florida | 2 | $ 805,000 | $ 402,000 | $ 665,000 |
| Pinellas County Florida | 2 | $ 1,412,000 | $ 706,000 | $ 250,000 |
| Sarasota County Florida | 2 | $ 629,000 | $ 314,000 | $ 1,236,000 |
| Kootenai County Idaho | 2 | $ 1,326,000 | $ 663,000 | $ 324,000 |
| Douglas County Nevada | 2 | $ 3,005,000 | $ 1,502,000 | $ 309,000 |
| Hillsborough County New Hampshire | 2 | $ 733,000 | $ 366,000 | $ 198,000 |
| Middlesex County New Jersey | 2 | $ 473,000 | $ 236,000 | $ 50,000 |
| Richmond County New York | 2 | $ 893,000 | $ 446,000 | $ 153,000 |
| Jackson County Oregon | 2 | $ 751,000 | $ 375,000 | $ 204,000 |
| Linn County Oregon | 2 | $ 5,169,000 | $ 2,584,000 | $ 38,000 |
| Wasco County Oregon | 2 | $ 6,225,000 | $ 3,112,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 1,467,000 | $ 733,000 | $ 619,000 |
| Providence County Rhode Island | 2 | $ 967,000 | $ 483,000 | $ 210,000 |
| Washington County Rhode Island | 2 | $ 5,000,000 | $ 2,500,000 | $ 1,736,000 |
| Berkeley County South Carolina | 2 | $ 1,756,000 | $ 878,000 | $ 673,000 |
| Tarrant County Texas | 2 | $ 1,588,000 | $ 794,000 | $ 2,301,000 |
| Washington County Vermont | 2 | $ 789,000 | $ 394,000 | $ 325,000 |
| Fairfax County Virginia | 2 | $ 1,445,000 | $ 722,000 | $ 232,000 |
| Portsmouth County Virginia | 2 | $ 292,000 | $ 146,000 | $ 190,000 |
| Snohomish County Washington | 2 | $ 1,887,000 | $ 943,000 | $ 1,329,000 |
| Coconino County Arizona | 1 | $ 280,000 | $ 280,000 | $ 596,000 |
| Calaveras County California | 1 | $ 387,000 | $ 387,000 | $ 425,000 |
| Del Norte County California | 1 | $ 37,000 | $ 37,000 | $ 36,000 |
| Lake County California | 1 | $ 300,000 | $ 300,000 | $ 652,000 |
| Madera County California | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Plumas County California | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,504,000 |
| San Benito County California | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Shasta County California | 1 | $ 355,000 | $ 355,000 | $ 859,000 |
| Siskiyou County California | 1 | $ 167,000 | $ 167,000 | $ 311,000 |
| Adams County Colorado | 1 | $ 407,000 | $ 407,000 | $ 282,000 |
| Denver County Colorado | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Douglas County Colorado | 1 | $ 720,000 | $ 720,000 | $ 524,000 |
| Fremont County Colorado | 1 | $ 980,000 | $ 980,000 | $ 4,091,000 |
| Garfield County Colorado | 1 | $ 993,000 | $ 993,000 | $ 897,000 |
| Grand County Colorado | 1 | $ 715,000 | $ 715,000 | $ 300,000 |
| Summit County Colorado | 1 | $ 1,056,000 | $ 1,056,000 | $ 2,140,000 |
| Broward County Florida | 1 | $ 400,000 | $ 400,000 | $ 315,000 |
| Martin County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 776,000 |
| Nassau County Florida | 1 | $ 400,000 | $ 400,000 | $ 780,000 |
| St. Lucie County Florida | 1 | $ 250,000 | $ 250,000 | $ 571,000 |
| Walton County Florida | 1 | $ 250,000 | $ 250,000 | $ 296,000 |
| Clayton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 262,000 |
| Fulton County Georgia | 1 | $ 900,000 | $ 900,000 | $ 266,000 |
| Lincoln County Idaho | 1 | $ 548,000 | $ 548,000 | $ 1,679,000 |
| Teton County Idaho | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Valley County Idaho | 1 | $ 1,400,000 | $ 1,400,000 | $ 1,210,000 |
| Champaign County Illinois | 1 | $ 123,000 | $ 123,000 | $ 164,000 |
| Polk County Iowa | 1 | $ 300,000 | $ 300,000 | $ 215,000 |
| Cumberland County Maine | 1 | $ 335,000 | $ 335,000 | $ 500,000 |
| Kennebec County Maine | 1 | $ 143,000 | $ 143,000 | $ 407,000 |
| Knox County Maine | 1 | $ 690,000 | $ 690,000 | $ 315,000 |
| Oxford County Maine | 1 | $ 417,000 | $ 417,000 | $ 1,272,000 |
| Waldo County Maine | 1 | $ 739,000 | $ 739,000 | $ 1,040,000 |
| Baltimore City County Maryland | 1 | $ 8,500,000 | $ 8,500,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 1,250,000 | $ 1,250,000 | $ 234,000 |
| Berkshire County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 624,000 |
| Hampden County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 258,000 |
| Oakland County Michigan | 1 | $ 680,000 | $ 680,000 | $ 500,000 |
| Washtenaw County Michigan | 1 | $ 722,000 | $ 722,000 | $ 530,000 |
| Hennepin County Minnesota | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,088,000 |
| Flathead County Montana | 1 | $ 2,700,000 | $ 2,700,000 | $ 5,668,000 |
| Gallatin County Montana | 1 | $ 970,000 | $ 970,000 | $ 1,598,000 |
| Madison County Montana | 1 | $ 812,000 | $ 812,000 | $ 450,000 |
| Ravalli County Montana | 1 | $ 560,000 | $ 560,000 | $ 218,000 |
| Belknap County New Hampshire | 1 | $ 998,000 | $ 998,000 | $ 848,000 |
| Atlantic County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 132,000 |
| Chautauqua County New York | 1 | $ 550,000 | $ 550,000 | $ 431,000 |
| Greene County New York | 1 | $ 358,000 | $ 358,000 | $ 172,000 |
| Lewis County New York | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Rensselaer County New York | 1 | $ 135,000 | $ 135,000 | $ 200,000 |
| Chatham County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Franklin County Ohio | 1 | $ 200,000 | $ 200,000 | $ 15,000 |
| Columbia County Oregon | 1 | $ 119,000 | $ 119,000 | $ 171,000 |
| Crook County Oregon | 1 | $ 1,000,000 | $ 1,000,000 | $ 551,000 |
| Lane County Oregon | 1 | $ 1,640,000 | $ 1,640,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 701,000 | $ 701,000 | $ 255,000 |
| Luzerne County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 190,000 |
| Montgomery County Pennsylvania | 1 | $ 1,500,000 | $ 1,500,000 | $ 791,000 |
| Pike County Pennsylvania | 1 | $ 483,000 | $ 483,000 | $ 598,000 |
| Wayne County Pennsylvania | 1 | $ 193,000 | $ 193,000 | $ 769,000 |
| Spartanburg County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 119,000 |
| Dallas County Texas | 1 | $ 1,050,000 | $ 1,050,000 | $ 1,100,000 |
| Davis County Utah | 1 | $ 224,000 | $ 224,000 | $ 73,000 |
| Salt Lake County Utah | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,929,000 |
| Washington County Utah | 1 | $ 235,000 | $ 235,000 | $ 543,000 |
| Rutland County Vermont | 1 | $ 182,000 | $ 182,000 | $ 310,000 |
| Windham County Vermont | 1 | $ 825,000 | $ 825,000 | $ 2,407,000 |
| Alexandria County Virginia | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Arlington County Virginia | 1 | $ 1,136,000 | $ 1,136,000 | $ 387,000 |
| Loudoun County Virginia | 1 | $ 940,000 | $ 940,000 | $ 470,000 |
| Spotsylvania County Virginia | 1 | $ 700,000 | $ 700,000 | $ 200,000 |
| Virginia Beach County Virginia | 1 | $ 382,000 | $ 382,000 | $ 387,000 |
| Ferry County Washington | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Thurston County Washington | 1 | $ 1,250,000 | $ 1,250,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,939 | $5,877,276,000 | $846,000 | $32,650,000 | $436,000 | $9,999,000 |
| Home Purchase | 4,718 | $5,208,895,000 | $1,104,000 | $22,600,000 | $531,000 | $9,999,000 |
| Home Improvement | 879 | $531,827,000 | $605,000 | $10,000,000 | $196,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,361 | $4,672,720,000 | $871,000 | $10,000,000 | $486,000 | $9,999,000 |
| Not Provided | 4,607 | $4,769,346,000 | $1,035,000 | $30,000,000 | $586,000 | $9,999,000 |
| Not applicable | 1,529 | $1,383,099,000 | $904,000 | $32,650,000 | $0 | $48,000 |
| Asian | 767 | $607,919,000 | $792,000 | $9,700,000 | $363,000 | $9,999,000 |
| Hispanic | 186 | $118,073,000 | $634,000 | $3,500,000 | $393,000 | $9,999,000 |
| Black or African American | 60 | $49,399,000 | $823,000 | $4,700,000 | $594,000 | $7,000,000 |
| American Indian or Alaskan Native | 15 | $10,946,000 | $729,000 | $1,810,000 | $598,000 | $2,336,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $6,496,000 | $590,000 | $1,975,000 | $362,000 | $857,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,536 | $11,617,998,000 | $926,000 | $32,650,000 | $455,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,378 | $9,400,054,000 | $905,000 | $32,650,000 | $435,000 | $9,999,000 |
| Application Withdrawn By Applicant | 1,165 | $1,285,395,000 | $1,103,000 | $22,500,000 | $638,000 | $9,999,000 |
| Application Denied By Financial Institution | 493 | $488,307,000 | $990,000 | $30,000,000 | $382,000 | $6,000,000 |
| File Closed For Incompleteness | 251 | $285,589,000 | $1,137,000 | $10,000,000 | $770,000 | $9,999,000 |
| Application Approved But Not Accepted | 140 | $136,554,000 | $975,000 | $7,000,000 | $445,000 | $8,900,000 |
| Loan Purchased By The Institution | 109 | $22,099,000 | $202,000 | $498,000 | $57,000 | $413,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.