First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Republic Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 35,958 |
| Total Mortgage Loan Application Amount | $44,545,530,000 |
| Average Mortgage Loan Application Amount | $1,066,800 |
| Highest Mortgage Loan Application Amount | $95,005,000 |
| Average Applicant Income | $574,600 |
| Highest Applicant Income | $9,980,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 6,011 | $ 8,609,945,000 | $ 1,432,000 | $ 565,000 |
| San Francisco County California | 3,398 | $ 4,109,030,000 | $ 1,209,000 | $ 467,000 |
| Alameda County California | 2,041 | $ 1,667,635,000 | $ 817,000 | $ 284,000 |
| San Mateo County California | 1,828 | $ 2,517,230,000 | $ 1,377,000 | $ 562,000 |
| New York County New York | 1,822 | $ 2,866,670,000 | $ 1,573,000 | $ 814,000 |
| San Diego County California | 1,644 | $ 2,299,620,000 | $ 1,398,000 | $ 470,000 |
| Santa Clara County California | 1,631 | $ 1,776,565,000 | $ 1,089,000 | $ 427,000 |
| Contra Costa County California | 1,611 | $ 1,231,975,000 | $ 764,000 | $ 311,000 |
| Marin County California | 1,395 | $ 1,695,165,000 | $ 1,215,000 | $ 557,000 |
| Orange County California | 1,281 | $ 1,705,745,000 | $ 1,331,000 | $ 552,000 |
| Suffolk County Massachusetts | 1,245 | $ 1,183,145,000 | $ 950,000 | $ 447,000 |
| Middlesex County Massachusetts | 1,107 | $ 892,215,000 | $ 805,000 | $ 381,000 |
| Kings County New York | 927 | $ 1,054,615,000 | $ 1,137,000 | $ 487,000 |
| Palm Beach County Florida | 754 | $ 1,120,670,000 | $ 1,486,000 | $ 757,000 |
| Norfolk County Massachusetts | 675 | $ 644,985,000 | $ 955,000 | $ 530,000 |
| Fairfield County Connecticut | 637 | $ 818,665,000 | $ 1,285,000 | $ 796,000 |
| Sonoma County California | 495 | $ 465,615,000 | $ 940,000 | $ 490,000 |
| Suffolk County New York | 418 | $ 944,480,000 | $ 2,259,000 | $ 1,290,000 |
| Multnomah County Oregon | 388 | $ 250,200,000 | $ 644,000 | $ 269,000 |
| Santa Barbara County California | 335 | $ 636,355,000 | $ 1,899,000 | $ 667,000 |
| Miami-Dade County Florida | 326 | $ 712,460,000 | $ 2,185,000 | $ 1,220,000 |
| Napa County California | 313 | $ 385,915,000 | $ 1,232,000 | $ 652,000 |
| Westchester County New York | 303 | $ 362,695,000 | $ 1,197,000 | $ 856,000 |
| Riverside County California | 298 | $ 227,380,000 | $ 763,000 | $ 538,000 |
| Nassau County New York | 232 | $ 276,140,000 | $ 1,190,000 | $ 703,000 |
| Teton County Wyoming | 215 | $ 396,455,000 | $ 1,843,000 | $ 808,000 |
| Queens County New York | 174 | $ 126,940,000 | $ 729,000 | $ 238,000 |
| Plymouth County Massachusetts | 171 | $ 143,435,000 | $ 838,000 | $ 507,000 |
| King County Washington | 161 | $ 249,105,000 | $ 1,547,000 | $ 548,000 |
| Barnstable County Massachusetts | 156 | $ 146,940,000 | $ 941,000 | $ 824,000 |
| Placer County California | 150 | $ 235,260,000 | $ 1,568,000 | $ 1,125,000 |
| Essex County Massachusetts | 142 | $ 116,890,000 | $ 823,000 | $ 550,000 |
| Santa Cruz County California | 128 | $ 124,360,000 | $ 971,000 | $ 642,000 |
| Washington County Oregon | 116 | $ 53,760,000 | $ 463,000 | $ 217,000 |
| Monterey County California | 114 | $ 232,950,000 | $ 2,043,000 | $ 984,000 |
| Clackamas County Oregon | 107 | $ 82,115,000 | $ 767,000 | $ 407,000 |
| Solano County California | 105 | $ 48,595,000 | $ 462,000 | $ 456,000 |
| Broward County Florida | 105 | $ 124,535,000 | $ 1,186,000 | $ 486,000 |
| Nantucket County Massachusetts | 104 | $ 267,410,000 | $ 2,571,000 | $ 1,323,000 |
| Ventura County California | 101 | $ 118,625,000 | $ 1,174,000 | $ 679,000 |
| Bergen County New Jersey | 88 | $ 99,950,000 | $ 1,135,000 | $ 552,000 |
| Monmouth County New Jersey | 80 | $ 93,460,000 | $ 1,168,000 | $ 1,335,000 |
| Travis County Texas | 80 | $ 177,290,000 | $ 2,216,000 | $ 1,203,000 |
| Essex County New Jersey | 75 | $ 62,515,000 | $ 833,000 | $ 547,000 |
| Summit County Utah | 69 | $ 154,685,000 | $ 2,241,000 | $ 1,364,000 |
| Washoe County Nevada | 66 | $ 104,260,000 | $ 1,579,000 | $ 834,000 |
| Hudson County New Jersey | 66 | $ 52,250,000 | $ 791,000 | $ 406,000 |
| Nevada County California | 56 | $ 43,010,000 | $ 768,000 | $ 578,000 |
| Maricopa County Arizona | 52 | $ 44,610,000 | $ 857,000 | $ 481,000 |
| Dukes County Massachusetts | 52 | $ 92,560,000 | $ 1,780,000 | $ 1,139,000 |
| Deschutes County Oregon | 50 | $ 39,390,000 | $ 787,000 | $ 460,000 |
| Collier County Florida | 49 | $ 58,575,000 | $ 1,195,000 | $ 1,123,000 |
| Blaine County Idaho | 47 | $ 92,215,000 | $ 1,962,000 | $ 1,325,000 |
| District of Columbia County District Of Columbia | 45 | $ 66,865,000 | $ 1,485,000 | $ 1,029,000 |
| Litchfield County Connecticut | 44 | $ 38,500,000 | $ 875,000 | $ 873,000 |
| Hawaii County Hawaii | 44 | $ 129,710,000 | $ 2,947,000 | $ 2,165,000 |
| Maui County Hawaii | 44 | $ 51,410,000 | $ 1,168,000 | $ 851,000 |
| San Bernardino County California | 43 | $ 124,255,000 | $ 2,889,000 | $ 721,000 |
| Bronx County New York | 43 | $ 39,885,000 | $ 927,000 | $ 122,000 |
| El Dorado County California | 38 | $ 58,940,000 | $ 1,551,000 | $ 509,000 |
| Clark County Nevada | 36 | $ 40,380,000 | $ 1,121,000 | $ 470,000 |
| Pitkin County Colorado | 35 | $ 179,495,000 | $ 5,128,000 | $ 1,934,000 |
| Ocean County New Jersey | 34 | $ 28,120,000 | $ 827,000 | $ 590,000 |
| Newport County Rhode Island | 34 | $ 46,710,000 | $ 1,373,000 | $ 632,000 |
| Honolulu County Hawaii | 32 | $ 48,530,000 | $ 1,516,000 | $ 661,000 |
| Union County New Jersey | 32 | $ 28,170,000 | $ 880,000 | $ 550,000 |
| Gallatin County Montana | 30 | $ 64,540,000 | $ 2,151,000 | $ 1,469,000 |
| Madison County Montana | 30 | $ 165,580,000 | $ 5,519,000 | $ 2,766,000 |
| Washington County Rhode Island | 30 | $ 36,600,000 | $ 1,220,000 | $ 1,235,000 |
| Denver County Colorado | 28 | $ 28,640,000 | $ 1,022,000 | $ 523,000 |
| Dallas County Texas | 28 | $ 61,790,000 | $ 2,206,000 | $ 1,277,000 |
| Morris County New Jersey | 26 | $ 18,040,000 | $ 693,000 | $ 438,000 |
| Clark County Washington | 26 | $ 34,430,000 | $ 1,324,000 | $ 770,000 |
| San Luis Obispo County California | 25 | $ 20,685,000 | $ 827,000 | $ 589,000 |
| Boulder County Colorado | 25 | $ 28,365,000 | $ 1,134,000 | $ 571,000 |
| Richmond County New York | 23 | $ 12,025,000 | $ 522,000 | $ 237,000 |
| Sacramento County California | 22 | $ 10,060,000 | $ 457,000 | $ 311,000 |
| Eagle County Colorado | 22 | $ 52,330,000 | $ 2,378,000 | $ 1,019,000 |
| Charleston County South Carolina | 22 | $ 31,870,000 | $ 1,448,000 | $ 1,248,000 |
| New Haven County Connecticut | 21 | $ 15,335,000 | $ 730,000 | $ 950,000 |
| Salt Lake County Utah | 21 | $ 15,045,000 | $ 716,000 | $ 408,000 |
| Martin County Florida | 18 | $ 26,690,000 | $ 1,482,000 | $ 777,000 |
| Sarasota County Florida | 18 | $ 21,880,000 | $ 1,215,000 | $ 582,000 |
| Cook County Illinois | 18 | $ 19,780,000 | $ 1,098,000 | $ 1,136,000 |
| Cumberland County Maine | 18 | $ 12,480,000 | $ 693,000 | $ 786,000 |
| Arapahoe County Colorado | 17 | $ 19,675,000 | $ 1,157,000 | $ 358,000 |
| Orange County Florida | 17 | $ 13,095,000 | $ 770,000 | $ 663,000 |
| Dutchess County New York | 17 | $ 24,435,000 | $ 1,437,000 | $ 1,331,000 |
| Lane County Oregon | 17 | $ 6,335,000 | $ 372,000 | $ 288,000 |
| Indian River County Florida | 16 | $ 25,370,000 | $ 1,585,000 | $ 1,173,000 |
| York County Maine | 15 | $ 12,385,000 | $ 825,000 | $ 562,000 |
| Douglas County Nevada | 15 | $ 39,025,000 | $ 2,601,000 | $ 1,160,000 |
| Rockland County New York | 15 | $ 12,305,000 | $ 820,000 | $ 418,000 |
| Fulton County Georgia | 14 | $ 9,670,000 | $ 690,000 | $ 633,000 |
| Kauai County Hawaii | 14 | $ 38,690,000 | $ 2,763,000 | $ 1,654,000 |
| Teton County Idaho | 14 | $ 7,020,000 | $ 501,000 | $ 369,000 |
| Cape May County New Jersey | 14 | $ 28,470,000 | $ 2,033,000 | $ 1,744,000 |
| Columbia County New York | 14 | $ 9,620,000 | $ 687,000 | $ 434,000 |
| Worcester County Massachusetts | 13 | $ 6,775,000 | $ 521,000 | $ 294,000 |
| Mono County California | 12 | $ 6,460,000 | $ 538,000 | $ 1,400,000 |
| Berkshire County Massachusetts | 12 | $ 8,930,000 | $ 744,000 | $ 886,000 |
| Wayne County Michigan | 12 | $ 1,220,000 | $ 101,000 | $ 0 |
| Mercer County New Jersey | 12 | $ 10,100,000 | $ 841,000 | $ 886,000 |
| Montgomery County Pennsylvania | 12 | $ 11,460,000 | $ 955,000 | $ 919,000 |
| Windham County Vermont | 12 | $ 8,790,000 | $ 732,000 | $ 874,000 |
| Lincoln County Wyoming | 12 | $ 5,120,000 | $ 426,000 | $ 330,000 |
| Lee County Florida | 11 | $ 9,985,000 | $ 907,000 | $ 1,001,000 |
| Ada County Idaho | 11 | $ 6,515,000 | $ 592,000 | $ 405,000 |
| Kootenai County Idaho | 11 | $ 13,355,000 | $ 1,214,000 | $ 1,294,000 |
| Passaic County New Jersey | 11 | $ 3,475,000 | $ 315,000 | $ 329,000 |
| Ulster County New York | 11 | $ 5,085,000 | $ 462,000 | $ 614,000 |
| Pierce County Washington | 11 | $ 8,805,000 | $ 800,000 | $ 834,000 |
| St. Johns County Florida | 10 | $ 12,460,000 | $ 1,246,000 | $ 906,000 |
| Santa Fe County New Mexico | 10 | $ 6,740,000 | $ 674,000 | $ 1,238,000 |
| Yamhill County Oregon | 10 | $ 4,750,000 | $ 475,000 | $ 387,000 |
| Tarrant County Texas | 10 | $ 12,330,000 | $ 1,233,000 | $ 1,060,000 |
| Wasatch County Utah | 10 | $ 19,670,000 | $ 1,967,000 | $ 988,000 |
| Pima County Arizona | 9 | $ 5,375,000 | $ 597,000 | $ 640,000 |
| Gwinnett County Georgia | 9 | $ 1,185,000 | $ 131,000 | $ 1,045,000 |
| Carroll County New Hampshire | 9 | $ 8,475,000 | $ 941,000 | $ 907,000 |
| Mecklenburg County North Carolina | 9 | $ 10,775,000 | $ 1,197,000 | $ 557,000 |
| Jackson County Oregon | 9 | $ 53,475,000 | $ 5,941,000 | $ 159,000 |
| Tillamook County Oregon | 9 | $ 4,355,000 | $ 483,000 | $ 420,000 |
| Lamoille County Vermont | 9 | $ 6,575,000 | $ 730,000 | $ 535,000 |
| Mendocino County California | 8 | $ 4,690,000 | $ 586,000 | $ 450,000 |
| Yolo County California | 8 | $ 4,890,000 | $ 611,000 | $ 571,000 |
| Flathead County Montana | 8 | $ 13,510,000 | $ 1,688,000 | $ 518,000 |
| Belknap County New Hampshire | 8 | $ 9,120,000 | $ 1,140,000 | $ 779,000 |
| Rockingham County New Hampshire | 8 | $ 6,430,000 | $ 803,000 | $ 467,000 |
| Somerset County New Jersey | 8 | $ 5,740,000 | $ 717,000 | $ 449,000 |
| Windsor County Vermont | 8 | $ 6,160,000 | $ 770,000 | $ 515,000 |
| Kitsap County Washington | 8 | $ 6,260,000 | $ 782,000 | $ 694,000 |
| San Miguel County Colorado | 7 | $ 16,545,000 | $ 2,363,000 | $ 1,159,000 |
| Hartford County Connecticut | 7 | $ 4,565,000 | $ 652,000 | $ 459,000 |
| Hillsborough County Florida | 7 | $ 5,345,000 | $ 763,000 | $ 904,000 |
| Bristol County Massachusetts | 7 | $ 3,915,000 | $ 559,000 | $ 317,000 |
| Macomb County Michigan | 7 | $ 335,000 | $ 47,000 | $ 0 |
| Middlesex County New Jersey | 7 | $ 2,495,000 | $ 356,000 | $ 208,000 |
| Sullivan County New York | 7 | $ 2,985,000 | $ 426,000 | $ 382,000 |
| Clatsop County Oregon | 7 | $ 3,945,000 | $ 563,000 | $ 443,000 |
| Providence County Rhode Island | 7 | $ 2,885,000 | $ 412,000 | $ 457,000 |
| Beaufort County South Carolina | 7 | $ 10,645,000 | $ 1,520,000 | $ 764,000 |
| Harris County Texas | 7 | $ 3,075,000 | $ 439,000 | $ 1,064,000 |
| Bennington County Vermont | 7 | $ 2,705,000 | $ 386,000 | $ 1,552,000 |
| Fairfax County Virginia | 7 | $ 17,675,000 | $ 2,525,000 | $ 1,236,000 |
| Snohomish County Washington | 7 | $ 6,615,000 | $ 945,000 | $ 514,000 |
| Calaveras County California | 6 | $ 2,560,000 | $ 426,000 | $ 620,000 |
| Jefferson County Colorado | 6 | $ 3,510,000 | $ 585,000 | $ 180,000 |
| Duval County Florida | 6 | $ 5,620,000 | $ 936,000 | $ 585,000 |
| Pinellas County Florida | 6 | $ 4,160,000 | $ 693,000 | $ 563,000 |
| Grafton County New Hampshire | 6 | $ 2,450,000 | $ 408,000 | $ 641,000 |
| Hillsborough County New Hampshire | 6 | $ 2,890,000 | $ 481,000 | $ 249,000 |
| Atlantic County New Jersey | 6 | $ 3,570,000 | $ 595,000 | $ 688,000 |
| Wake County North Carolina | 6 | $ 4,000,000 | $ 666,000 | $ 293,000 |
| Marion County Oregon | 6 | $ 1,290,000 | $ 215,000 | $ 307,000 |
| Polk County Oregon | 6 | $ 1,210,000 | $ 201,000 | $ 98,000 |
| Delaware County Pennsylvania | 6 | $ 4,360,000 | $ 726,000 | $ 357,000 |
| Albemarle County Virginia | 6 | $ 5,810,000 | $ 968,000 | $ 831,000 |
| San Joaquin County California | 5 | $ 2,515,000 | $ 503,000 | $ 273,000 |
| Larimer County Colorado | 5 | $ 2,325,000 | $ 465,000 | $ 188,000 |
| New London County Connecticut | 5 | $ 2,885,000 | $ 577,000 | $ 338,000 |
| Monroe County Florida | 5 | $ 10,235,000 | $ 2,047,000 | $ 2,886,000 |
| Oakland County Michigan | 5 | $ 3,685,000 | $ 737,000 | $ 557,000 |
| Merrimack County New Hampshire | 5 | $ 3,335,000 | $ 667,000 | $ 354,000 |
| Hunterdon County New Jersey | 5 | $ 3,455,000 | $ 691,000 | $ 405,000 |
| Crook County Oregon | 5 | $ 2,455,000 | $ 491,000 | $ 2,207,000 |
| Bristol County Rhode Island | 5 | $ 5,545,000 | $ 1,109,000 | $ 751,000 |
| Berkeley County South Carolina | 5 | $ 9,275,000 | $ 1,855,000 | $ 405,000 |
| Utah County Utah | 5 | $ 2,825,000 | $ 565,000 | $ 1,305,000 |
| Weber County Utah | 5 | $ 965,000 | $ 193,000 | $ 250,000 |
| Middlesex County Connecticut | 4 | $ 2,960,000 | $ 740,000 | $ 327,000 |
| Brevard County Florida | 4 | $ 2,570,000 | $ 642,000 | $ 723,000 |
| St. Lucie County Florida | 4 | $ 4,720,000 | $ 1,180,000 | $ 429,000 |
| Park County Montana | 4 | $ 13,690,000 | $ 3,422,000 | $ 1,098,000 |
| Albany County New York | 4 | $ 1,020,000 | $ 255,000 | $ 251,000 |
| Putnam County New York | 4 | $ 4,800,000 | $ 1,200,000 | $ 598,000 |
| Saratoga County New York | 4 | $ 1,070,000 | $ 267,000 | $ 700,000 |
| Hood River County Oregon | 4 | $ 5,230,000 | $ 1,307,000 | $ 196,000 |
| Philadelphia County Pennsylvania | 4 | $ 2,980,000 | $ 745,000 | $ 317,000 |
| Alpine County California | 3 | $ 3,605,000 | $ 1,201,000 | $ 1,544,000 |
| Kern County California | 3 | $ 925,000 | $ 308,000 | $ 653,000 |
| Shasta County California | 3 | $ 1,215,000 | $ 405,000 | $ 634,000 |
| Douglas County Colorado | 3 | $ 1,635,000 | $ 545,000 | $ 247,000 |
| Manatee County Florida | 3 | $ 1,125,000 | $ 375,000 | $ 508,000 |
| Volusia County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 329,000 |
| Bonner County Idaho | 3 | $ 2,025,000 | $ 675,000 | $ 217,000 |
| Oxford County Maine | 3 | $ 1,115,000 | $ 371,000 | $ 1,215,000 |
| Burlington County New Jersey | 3 | $ 1,125,000 | $ 375,000 | $ 850,000 |
| Buncombe County North Carolina | 3 | $ 1,805,000 | $ 601,000 | $ 899,000 |
| New Hanover County North Carolina | 3 | $ 4,305,000 | $ 1,435,000 | $ 819,000 |
| Orange County North Carolina | 3 | $ 2,535,000 | $ 845,000 | $ 1,438,000 |
| Benton County Oregon | 3 | $ 925,000 | $ 308,000 | $ 0 |
| Bucks County Pennsylvania | 3 | $ 3,825,000 | $ 1,275,000 | $ 545,000 |
| Chester County Pennsylvania | 3 | $ 1,585,000 | $ 528,000 | $ 226,000 |
| Davidson County Tennessee | 3 | $ 3,155,000 | $ 1,051,000 | $ 686,000 |
| Bexar County Texas | 3 | $ 2,175,000 | $ 725,000 | $ 716,000 |
| Montgomery County Texas | 3 | $ 7,555,000 | $ 2,518,000 | $ 3,211,000 |
| Loudoun County Virginia | 3 | $ 1,905,000 | $ 635,000 | $ 713,000 |
| San Juan County Washington | 3 | $ 1,885,000 | $ 628,000 | $ 233,000 |
| Spokane County Washington | 3 | $ 785,000 | $ 261,000 | $ 396,000 |
| Whatcom County Washington | 3 | $ 1,505,000 | $ 501,000 | $ 452,000 |
| Coconino County Arizona | 2 | $ 2,080,000 | $ 1,040,000 | $ 1,136,000 |
| Amador County California | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Butte County California | 2 | $ 1,650,000 | $ 825,000 | $ 321,000 |
| Lake County California | 2 | $ 1,150,000 | $ 575,000 | $ 534,000 |
| San Benito County California | 2 | $ 4,710,000 | $ 2,355,000 | $ 0 |
| Grand County Colorado | 2 | $ 1,700,000 | $ 850,000 | $ 753,000 |
| Summit County Colorado | 2 | $ 4,710,000 | $ 2,355,000 | $ 503,000 |
| Flagler County Florida | 2 | $ 570,000 | $ 285,000 | $ 242,000 |
| Santa Rosa County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 309,000 |
| Rabun County Georgia | 2 | $ 2,270,000 | $ 1,135,000 | $ 334,000 |
| Valley County Idaho | 2 | $ 2,020,000 | $ 1,010,000 | $ 489,000 |
| DuPage County Illinois | 2 | $ 1,710,000 | $ 855,000 | $ 550,000 |
| Lake County Illinois | 2 | $ 2,140,000 | $ 1,070,000 | $ 936,000 |
| Franklin County Massachusetts | 2 | $ 290,000 | $ 145,000 | $ 3,295,000 |
| Hampshire County Massachusetts | 2 | $ 920,000 | $ 460,000 | $ 327,000 |
| Hennepin County Minnesota | 2 | $ 2,580,000 | $ 1,290,000 | $ 1,103,000 |
| Ravalli County Montana | 2 | $ 3,310,000 | $ 1,655,000 | $ 1,406,000 |
| Carson City County Nevada | 2 | $ 5,260,000 | $ 2,630,000 | $ 369,000 |
| Sullivan County New Hampshire | 2 | $ 5,780,000 | $ 2,890,000 | $ 1,973,000 |
| Sussex County New Jersey | 2 | $ 1,810,000 | $ 905,000 | $ 975,000 |
| Bernalillo County New Mexico | 2 | $ 1,150,000 | $ 575,000 | $ 652,000 |
| Delaware County New York | 2 | $ 780,000 | $ 390,000 | $ 651,000 |
| Essex County New York | 2 | $ 1,780,000 | $ 890,000 | $ 529,000 |
| Greene County New York | 2 | $ 790,000 | $ 395,000 | $ 415,000 |
| Ontario County New York | 2 | $ 710,000 | $ 355,000 | $ 509,000 |
| Orange County New York | 2 | $ 490,000 | $ 245,000 | $ 210,000 |
| Warren County New York | 2 | $ 3,640,000 | $ 1,820,000 | $ 642,000 |
| Polk County North Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 344,000 |
| Coos County Oregon | 2 | $ 1,380,000 | $ 690,000 | $ 876,000 |
| Fort Bend County Texas | 2 | $ 1,540,000 | $ 770,000 | $ 172,000 |
| McLennan County Texas | 2 | $ 360,000 | $ 180,000 | $ 400,000 |
| Cache County Utah | 2 | $ 4,580,000 | $ 2,290,000 | $ 0 |
| Washington County Vermont | 2 | $ 1,950,000 | $ 975,000 | $ 393,000 |
| Arlington County Virginia | 2 | $ 2,900,000 | $ 1,450,000 | $ 514,000 |
| Richmond City County Virginia | 2 | $ 1,750,000 | $ 875,000 | $ 407,000 |
| Anchorage County Alaska | 1 | $ 375,000 | $ 375,000 | $ 560,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 350,000 |
| Fresno County California | 1 | $ 345,000 | $ 345,000 | $ 1,324,000 |
| Humboldt County California | 1 | $ 785,000 | $ 785,000 | $ 511,000 |
| Plumas County California | 1 | $ 525,000 | $ 525,000 | $ 1,296,000 |
| Stanislaus County California | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Tuolumne County California | 1 | $ 505,000 | $ 505,000 | $ 959,000 |
| Broomfield County Colorado | 1 | $ 705,000 | $ 705,000 | $ 125,000 |
| Garfield County Colorado | 1 | $ 1,405,000 | $ 1,405,000 | $ 376,000 |
| Gunnison County Colorado | 1 | $ 965,000 | $ 965,000 | $ 199,000 |
| Walton County Florida | 1 | $ 2,205,000 | $ 2,205,000 | $ 832,000 |
| Chatham County Georgia | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,582,000 |
| Cobb County Georgia | 1 | $ 1,275,000 | $ 1,275,000 | $ 834,000 |
| Glynn County Georgia | 1 | $ 1,375,000 | $ 1,375,000 | $ 2,108,000 |
| Greene County Georgia | 1 | $ 1,905,000 | $ 1,905,000 | $ 5,623,000 |
| Kennebec County Maine | 1 | $ 1,165,000 | $ 1,165,000 | $ 2,502,000 |
| Lincoln County Maine | 1 | $ 875,000 | $ 875,000 | $ 411,000 |
| Hampden County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 1,452,000 |
| Grand Traverse County Michigan | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Lincoln County Montana | 1 | $ 255,000 | $ 255,000 | $ 617,000 |
| Missoula County Montana | 1 | $ 265,000 | $ 265,000 | $ 438,000 |
| Yellowstone County Montana | 1 | $ 1,175,000 | $ 1,175,000 | $ 1,660,000 |
| Cheshire County New Hampshire | 1 | $ 635,000 | $ 635,000 | $ 156,000 |
| Coos County New Hampshire | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 1,405,000 | $ 1,405,000 | $ 350,000 |
| Camden County New Jersey | 1 | $ 615,000 | $ 615,000 | $ 217,000 |
| Gloucester County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 715,000 |
| Chautauqua County New York | 1 | $ 865,000 | $ 865,000 | $ 699,000 |
| Onondaga County New York | 1 | $ 3,085,000 | $ 3,085,000 | $ 0 |
| Dare County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 129,000 |
| Iredell County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 258,000 |
| Macon County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 3,348,000 |
| Swain County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 0 |
| Douglas County Oregon | 1 | $ 755,000 | $ 755,000 | $ 578,000 |
| Linn County Oregon | 1 | $ 5,105,000 | $ 5,105,000 | $ 0 |
| Wallowa County Oregon | 1 | $ 155,000 | $ 155,000 | $ 416,000 |
| Allegheny County Pennsylvania | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 405,000 |
| Kent County Rhode Island | 1 | $ 345,000 | $ 345,000 | $ 206,000 |
| Georgetown County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 1,331,000 |
| Greenville County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Horry County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 218,000 |
| Spartanburg County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 486,000 |
| York County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 175,000 |
| Blount County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 193,000 |
| Knox County Tennessee | 1 | $ 1,055,000 | $ 1,055,000 | $ 150,000 |
| Williamson County Tennessee | 1 | $ 785,000 | $ 785,000 | $ 645,000 |
| Burnet County Texas | 1 | $ 925,000 | $ 925,000 | $ 569,000 |
| Denton County Texas | 1 | $ 3,455,000 | $ 3,455,000 | $ 0 |
| Gillespie County Texas | 1 | $ 3,325,000 | $ 3,325,000 | $ 1,149,000 |
| Hays County Texas | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Waller County Texas | 1 | $ 1,295,000 | $ 1,295,000 | $ 1,259,000 |
| Chittenden County Vermont | 1 | $ 605,000 | $ 605,000 | $ 714,000 |
| Henrico County Virginia | 1 | $ 2,665,000 | $ 2,665,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 285,000 | $ 285,000 | $ 572,000 |
| Benton County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Chelan County Washington | 1 | $ 1,005,000 | $ 1,005,000 | $ 515,000 |
| Clallam County Washington | 1 | $ 195,000 | $ 195,000 | $ 490,000 |
| Cowlitz County Washington | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
| Island County Washington | 1 | $ 865,000 | $ 865,000 | $ 597,000 |
| Kittitas County Washington | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Klickitat County Washington | 1 | $ 425,000 | $ 425,000 | $ 436,000 |
| Mason County Washington | 1 | $ 345,000 | $ 345,000 | $ 996,000 |
| Okanogan County Washington | 1 | $ 895,000 | $ 895,000 | $ 346,000 |
| Dane County Wisconsin | 1 | $ 1,655,000 | $ 1,655,000 | $ 4,519,000 |
| Park County Wyoming | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,958 | $23,232,700,000 | $1,553,000 | $75,005,000 | $626,000 | $9,958,000 |
| Refinancing | 10,483 | $10,008,695,000 | $954,000 | $85,005,000 | $443,000 | $9,980,000 |
| Cash-out Refinancing | 6,283 | $6,902,715,000 | $1,098,000 | $95,005,000 | $544,000 | $9,771,000 |
| Other Purpose | 3,033 | $3,846,665,000 | $1,268,000 | $32,505,000 | $773,000 | $9,363,000 |
| Home Improvement | 1,201 | $554,755,000 | $461,000 | $8,505,000 | $487,000 | $9,922,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,609 | $22,769,585,000 | $1,161,000 | $41,305,000 | $622,000 | $9,980,000 |
| Not applicable | 4,925 | $9,648,855,000 | $1,959,000 | $95,005,000 | $67,000 | $342,000 |
| Not Provided | 4,458 | $6,030,510,000 | $1,352,000 | $32,505,000 | $722,000 | $9,771,000 |
| Asian | 3,208 | $2,948,100,000 | $918,000 | $10,005,000 | $391,000 | $7,728,000 |
| Hispanic | 1,495 | $1,119,285,000 | $748,000 | $8,505,000 | $359,000 | $9,148,000 |
| Black or African American | 727 | $453,625,000 | $623,000 | $4,605,000 | $259,000 | $7,461,000 |
| American Indian or Alaskan Native | 103 | $94,955,000 | $921,000 | $6,825,000 | $485,000 | $5,592,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $21,685,000 | $867,000 | $3,005,000 | $330,000 | $1,500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35,958 | $44,545,530,000 | $1,238,000 | $95,005,000 | $565,000 | $9,980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,630 | $37,439,940,000 | $1,307,000 | $95,005,000 | $622,000 | $9,980,000 |
| Loan Purchased By The Institution | 3,601 | $1,090,835,000 | $302,000 | $665,000 | $73,000 | $663,000 |
| Application Withdrawn By Applicant | 2,628 | $4,409,180,000 | $1,677,000 | $54,005,000 | $686,000 | $9,247,000 |
| Application Approved But Not Accepted | 590 | $888,160,000 | $1,505,000 | $21,005,000 | $759,000 | $8,301,000 |
| File Closed For Incompleteness | 325 | $493,775,000 | $1,519,000 | $50,005,000 | $651,000 | $7,815,000 |
| Application Denied By Financial Institution | 184 | $223,640,000 | $1,215,000 | $21,005,000 | $411,000 | $3,533,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 35,774 | $44,321,890,000 | $1,238,000 | $95,005,000 | $566,000 | $9,980,000 |
| Debt-To-Income Ratio | 59 | $73,135,000 | $1,239,000 | $10,005,000 | $260,000 | $3,345,000 |
| Collateral | 58 | $72,700,000 | $1,253,000 | $4,505,000 | $426,000 | $2,673,000 |
| Credit History | 27 | $21,955,000 | $813,000 | $5,005,000 | $288,000 | $1,200,000 |
| Other | 23 | $34,415,000 | $1,496,000 | $21,005,000 | $780,000 | $3,291,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $20,250,000 | $1,446,000 | $5,005,000 | $797,000 | $3,533,000 |
| Unverifiable Information | 2 | $960,000 | $480,000 | $605,000 | $157,000 | $157,000 |
| Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $437,000 | $437,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.