First Republic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Republic Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Republic Bank 111 Pine Street San Francisco, CA 94111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 35,958 |
| Total Mortgage Loan Application Amount | $44,545,530,000 |
| Average Mortgage Loan Application Amount | $1,066,800 |
| Highest Mortgage Loan Application Amount | $95,005,000 |
| Average Applicant Income | $574,600 |
| Highest Applicant Income | $9,980,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Republic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Republic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Republic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Republic Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Republic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Republic Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6,011 | $ 8,609,945,000 | $ 1,432,000 | $ 565,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 5,226 | $ 6,626,260,000 | $ 1,267,000 | $ 502,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3,652 | $ 2,899,610,000 | $ 793,000 | $ 296,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3,476 | $ 4,635,610,000 | $ 1,148,000 | $ 581,500 |
| BOSTON, MA | 2,091 | $ 1,971,565,000 | $ 942,000 | $ 479,000 |
| SAN DIEGO-CARLSBAD, CA | 1,644 | $ 2,299,620,000 | $ 1,398,000 | $ 470,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,633 | $ 1,781,275,000 | $ 1,090,000 | $ 427,000 |
| SAN RAFAEL, CA | 1,395 | $ 1,695,165,000 | $ 1,215,000 | $ 557,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,281 | $ 1,705,745,000 | $ 1,331,000 | $ 552,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,249 | $ 1,009,105,000 | $ 807,000 | $ 400,000 |
| NA (OUTSIDE OF MSA/MD) | 1,041 | $ 1,991,395,000 | $ 1,559,727 | $ 1,183,523 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 754 | $ 1,120,670,000 | $ 1,486,000 | $ 757,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 650 | $ 1,220,620,000 | $ 1,877,000 | $ 1,074,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 647 | $ 425,255,000 | $ 976,500 | $ 528,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 637 | $ 818,665,000 | $ 1,285,000 | $ 796,000 |
| SANTA ROSA, CA | 495 | $ 465,615,000 | $ 940,000 | $ 490,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 341 | $ 351,635,000 | $ 1,031,000 | $ 557,000 |
| SANTA MARIA-SANTA BARBARA, CA | 335 | $ 636,355,000 | $ 1,899,000 | $ 667,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 326 | $ 712,460,000 | $ 2,185,000 | $ 1,220,000 |
| NAPA, CA | 313 | $ 385,915,000 | $ 1,232,000 | $ 652,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 218 | $ 309,150,000 | $ 1,418,000 | $ 930,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 168 | $ 255,720,000 | $ 1,522,000 | $ 547,000 |
| BARNSTABLE TOWN, MA | 156 | $ 146,940,000 | $ 941,000 | $ 824,000 |
| NEW YORK-NEWARK, NY | 148 | $ 154,740,000 | $ 1,158,500 | $ 1,110,000 |
| NEWARK, NJ-PA | 140 | $ 113,990,000 | $ 814,000 | $ 529,000 |
| SANTA CRUZ-WATSONVILLE, CA | 128 | $ 124,360,000 | $ 971,000 | $ 642,000 |
| SALINAS, CA | 114 | $ 232,950,000 | $ 2,043,000 | $ 984,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 105 | $ 124,535,000 | $ 1,186,000 | $ 486,000 |
| VALLEJO-FAIRFIELD, CA | 105 | $ 48,595,000 | $ 462,000 | $ 456,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 101 | $ 118,625,000 | $ 1,174,000 | $ 679,000 |
| PROVIDENCE-WARWICK, RI-MA | 84 | $ 96,000,000 | $ 877,000 | $ 577,500 |
| AUSTIN-ROUND ROCK, TX | 81 | $ 178,655,000 | $ 2,205,000 | $ 1,203,000 |
| RENO, NV | 66 | $ 104,260,000 | $ 1,579,000 | $ 834,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 57 | $ 89,345,000 | $ 1,679,000 | $ 995,500 |
| DENVER-AURORA-LAKEWOOD, CO | 55 | $ 54,165,000 | $ 984,000 | $ 406,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 52 | $ 44,610,000 | $ 857,000 | $ 481,000 |
| BEND-REDMOND, OR | 50 | $ 39,390,000 | $ 787,000 | $ 460,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 49 | $ 58,575,000 | $ 1,195,000 | $ 1,123,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 44 | $ 51,410,000 | $ 1,168,000 | $ 851,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 36 | $ 40,380,000 | $ 1,121,000 | $ 470,000 |
| PORTLAND-SOUTH PORTLAND, ME | 33 | $ 24,865,000 | $ 753,000 | $ 692,000 |
| URBAN HONOLULU, HI | 32 | $ 48,530,000 | $ 1,516,000 | $ 661,000 |
| DALLAS-PLANO-IRVING, TX | 29 | $ 65,245,000 | $ 2,249,000 | $ 1,277,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 27 | $ 41,145,000 | $ 1,523,000 | $ 1,086,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 26 | $ 13,190,000 | $ 507,000 | $ 758,000 |
| BOULDER, CO | 25 | $ 28,365,000 | $ 1,134,000 | $ 571,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 25 | $ 20,685,000 | $ 827,000 | $ 589,000 |
| PORT ST. LUCIE, FL | 22 | $ 31,410,000 | $ 1,427,000 | $ 704,000 |
| NEW HAVEN-MILFORD, CT | 21 | $ 15,335,000 | $ 730,000 | $ 950,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 21 | $ 23,005,000 | $ 1,095,000 | $ 571,000 |
| SALT LAKE CITY, UT | 21 | $ 15,045,000 | $ 716,000 | $ 408,000 |
| CHICAGO-NAPERVILLE, IL | 20 | $ 21,490,000 | $ 1,074,000 | $ 1,067,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 18 | $ 16,870,000 | $ 937,000 | $ 742,000 |
| EUGENE, OR | 17 | $ 6,335,000 | $ 372,000 | $ 288,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 17 | $ 13,095,000 | $ 770,000 | $ 663,000 |
| JACKSONVILLE, FL | 16 | $ 18,080,000 | $ 1,130,000 | $ 778,000 |
| SEBASTIAN-VERO BEACH, FL | 16 | $ 25,370,000 | $ 1,585,000 | $ 1,173,000 |
| OCEAN CITY, NJ | 14 | $ 28,470,000 | $ 2,033,000 | $ 1,744,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 13 | $ 13,465,000 | $ 1,035,000 | $ 1,437,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 13 | $ 9,505,000 | $ 731,000 | $ 746,000 |
| WORCESTER, MA-CT | 13 | $ 6,775,000 | $ 521,000 | $ 294,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 12 | $ 1,220,000 | $ 101,000 | $ 0 |
| PITTSFIELD, MA | 12 | $ 8,930,000 | $ 744,000 | $ 886,000 |
| SALEM, OR | 12 | $ 2,500,000 | $ 208,000 | $ 140,000 |
| TRENTON, NJ | 12 | $ 10,100,000 | $ 841,000 | $ 886,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 12 | $ 4,020,000 | $ 335,000 | $ 557,000 |
| BOISE CITY, ID | 11 | $ 6,515,000 | $ 592,000 | $ 405,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 9,985,000 | $ 907,000 | $ 1,001,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 11 | $ 11,845,000 | $ 819,500 | $ 349,000 |
| COEUR D'ALENE, ID | 11 | $ 13,355,000 | $ 1,214,000 | $ 1,294,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 11 | $ 7,525,000 | $ 684,000 | $ 411,000 |
| KINGSTON, NY | 11 | $ 5,085,000 | $ 462,000 | $ 614,000 |
| TACOMA-LAKEWOOD, WA | 11 | $ 8,805,000 | $ 800,000 | $ 834,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 12,330,000 | $ 1,233,000 | $ 1,060,000 |
| PHILADELPHIA, PA | 10 | $ 7,340,000 | $ 734,000 | $ 341,000 |
| SANTA FE, NM | 10 | $ 6,740,000 | $ 674,000 | $ 1,238,000 |
| MEDFORD, OR | 9 | $ 53,475,000 | $ 5,941,000 | $ 159,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 9 | $ 7,835,000 | $ 870,000 | $ 454,000 |
| TUCSON, AZ | 9 | $ 5,375,000 | $ 597,000 | $ 640,000 |
| ALBANY-SCHENECTADY-TROY, NY | 8 | $ 2,090,000 | $ 261,000 | $ 475,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 6,260,000 | $ 782,000 | $ 694,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 10,645,000 | $ 1,520,000 | $ 764,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 3,570,000 | $ 595,000 | $ 688,000 |
| CHARLOTTESVILLE, VA | 6 | $ 5,810,000 | $ 968,000 | $ 831,000 |
| MANCHESTER-NASHUA, NH | 6 | $ 2,890,000 | $ 481,000 | $ 249,000 |
| RALEIGH, NC | 6 | $ 4,000,000 | $ 666,000 | $ 293,000 |
| CAMDEN, NJ | 5 | $ 1,995,000 | $ 399,000 | $ 696,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 1,725,000 | $ 345,000 | $ 294,000 |
| FORT COLLINS, CO | 5 | $ 2,325,000 | $ 465,000 | $ 188,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 2,885,000 | $ 577,000 | $ 338,000 |
| OGDEN-CLEARFIELD, UT | 5 | $ 965,000 | $ 193,000 | $ 250,000 |
| PROVO-OREM, UT | 5 | $ 2,825,000 | $ 565,000 | $ 1,305,000 |
| SPRINGFIELD, MA | 5 | $ 1,435,000 | $ 287,000 | $ 1,739,000 |
| STOCKTON-LODI, CA | 5 | $ 2,515,000 | $ 503,000 | $ 273,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 4 | $ 3,940,000 | $ 985,000 | $ 675,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 2,570,000 | $ 642,000 | $ 723,000 |
| ASHEVILLE, NC | 3 | $ 1,805,000 | $ 601,000 | $ 899,000 |
| BAKERSFIELD, CA | 3 | $ 925,000 | $ 308,000 | $ 653,000 |
| BELLINGHAM, WA | 3 | $ 1,505,000 | $ 501,000 | $ 452,000 |
| CORVALLIS, OR | 3 | $ 925,000 | $ 308,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 3 | $ 2,535,000 | $ 845,000 | $ 1,438,000 |
| REDDING, CA | 3 | $ 1,215,000 | $ 405,000 | $ 634,000 |
| RICHMOND, VA | 3 | $ 4,415,000 | $ 1,471,000 | $ 407,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3 | $ 2,175,000 | $ 725,000 | $ 716,000 |
| SPOKANE-SPOKANE VALLEY, WA | 3 | $ 785,000 | $ 261,000 | $ 396,000 |
| WILMINGTON, NC | 3 | $ 4,305,000 | $ 1,435,000 | $ 819,000 |
| ALBUQUERQUE, NM | 2 | $ 1,150,000 | $ 575,000 | $ 652,000 |
| CARSON CITY, NV | 2 | $ 5,260,000 | $ 2,630,000 | $ 369,000 |
| CHICO, CA | 2 | $ 1,650,000 | $ 825,000 | $ 321,000 |
| FLAGSTAFF, AZ | 2 | $ 2,080,000 | $ 1,040,000 | $ 1,136,000 |
| GLENS FALLS, NY | 2 | $ 3,640,000 | $ 1,820,000 | $ 642,000 |
| KNOXVILLE, TN | 2 | $ 1,310,000 | $ 655,000 | $ 171,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 2,140,000 | $ 1,070,000 | $ 936,000 |
| LOGAN, UT-ID | 2 | $ 4,580,000 | $ 2,290,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 2,580,000 | $ 1,290,000 | $ 1,103,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 440,000 | $ 220,000 | $ 0 |
| ROCHESTER, NY | 2 | $ 710,000 | $ 355,000 | $ 509,000 |
| WACO, TX | 2 | $ 360,000 | $ 180,000 | $ 400,000 |
| ALBANY, OR | 1 | $ 5,105,000 | $ 5,105,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 375,000 | $ 375,000 | $ 560,000 |
| BILLINGS, MT | 1 | $ 1,175,000 | $ 1,175,000 | $ 1,660,000 |
| BRUNSWICK, GA | 1 | $ 1,375,000 | $ 1,375,000 | $ 2,108,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 605,000 | $ 605,000 | $ 714,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 2,205,000 | $ 2,205,000 | $ 832,000 |
| EAST STROUDSBURG, PA | 1 | $ 95,000 | $ 95,000 | $ 405,000 |
| FRESNO, CA | 1 | $ 345,000 | $ 345,000 | $ 1,324,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 455,000 | $ 455,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
| MADISON, WI | 1 | $ 1,655,000 | $ 1,655,000 | $ 4,519,000 |
| MISSOULA, MT | 1 | $ 265,000 | $ 265,000 | $ 438,000 |
| MODESTO, CA | 1 | $ 675,000 | $ 675,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 1 | $ 325,000 | $ 325,000 | $ 218,000 |
| PITTSBURGH, PA | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 1 | $ 305,000 | $ 305,000 | $ 350,000 |
| SAVANNAH, GA | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,582,000 |
| SPARTANBURG, SC | 1 | $ 465,000 | $ 465,000 | $ 486,000 |
| SYRACUSE, NY | 1 | $ 3,085,000 | $ 3,085,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 285,000 | $ 285,000 | $ 572,000 |
| WENATCHEE, WA | 1 | $ 1,005,000 | $ 1,005,000 | $ 515,000 |
Mortgage Loan Application Detail Totals for First Republic Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,958 | $23,232,700,000 | $1,553,000 | $75,005,000 | $626,000 | $9,958,000 |
| Refinancing | 10,483 | $10,008,695,000 | $954,000 | $85,005,000 | $443,000 | $9,980,000 |
| Cash-out Refinancing | 6,283 | $6,902,715,000 | $1,098,000 | $95,005,000 | $544,000 | $9,771,000 |
| Other Purpose | 3,033 | $3,846,665,000 | $1,268,000 | $32,505,000 | $773,000 | $9,363,000 |
| Home Improvement | 1,201 | $554,755,000 | $461,000 | $8,505,000 | $487,000 | $9,922,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,609 | $22,769,585,000 | $1,161,000 | $41,305,000 | $622,000 | $9,980,000 |
| Not applicable | 4,925 | $9,648,855,000 | $1,959,000 | $95,005,000 | $67,000 | $342,000 |
| Not Provided | 4,458 | $6,030,510,000 | $1,352,000 | $32,505,000 | $722,000 | $9,771,000 |
| Asian | 3,208 | $2,948,100,000 | $918,000 | $10,005,000 | $391,000 | $7,728,000 |
| Hispanic | 1,495 | $1,119,285,000 | $748,000 | $8,505,000 | $359,000 | $9,148,000 |
| Black or African American | 727 | $453,625,000 | $623,000 | $4,605,000 | $259,000 | $7,461,000 |
| American Indian or Alaskan Native | 103 | $94,955,000 | $921,000 | $6,825,000 | $485,000 | $5,592,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $21,685,000 | $867,000 | $3,005,000 | $330,000 | $1,500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 35,958 | $44,545,530,000 | $1,238,000 | $95,005,000 | $565,000 | $9,980,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,630 | $37,439,940,000 | $1,307,000 | $95,005,000 | $622,000 | $9,980,000 |
| Loan Purchased By The Institution | 3,601 | $1,090,835,000 | $302,000 | $665,000 | $73,000 | $663,000 |
| Application Withdrawn By Applicant | 2,628 | $4,409,180,000 | $1,677,000 | $54,005,000 | $686,000 | $9,247,000 |
| Application Approved But Not Accepted | 590 | $888,160,000 | $1,505,000 | $21,005,000 | $759,000 | $8,301,000 |
| File Closed For Incompleteness | 325 | $493,775,000 | $1,519,000 | $50,005,000 | $651,000 | $7,815,000 |
| Application Denied By Financial Institution | 184 | $223,640,000 | $1,215,000 | $21,005,000 | $411,000 | $3,533,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 35,774 | $44,321,890,000 | $1,238,000 | $95,005,000 | $566,000 | $9,980,000 |
| Debt-To-Income Ratio | 59 | $73,135,000 | $1,239,000 | $10,005,000 | $260,000 | $3,345,000 |
| Collateral | 58 | $72,700,000 | $1,253,000 | $4,505,000 | $426,000 | $2,673,000 |
| Credit History | 27 | $21,955,000 | $813,000 | $5,005,000 | $288,000 | $1,200,000 |
| Other | 23 | $34,415,000 | $1,496,000 | $21,005,000 | $780,000 | $3,291,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $20,250,000 | $1,446,000 | $5,005,000 | $797,000 | $3,533,000 |
| Unverifiable Information | 2 | $960,000 | $480,000 | $605,000 | $157,000 | $157,000 |
| Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $437,000 | $437,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Republic Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Republic Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.