First Savings Bank Mortgage Lending & HMDA Data, 2018

In 2018, First Savings Bank of Jeffersonville, IN reported 1,826 mortgage applications totaling $398.7 million, up 284% from 2017. The average application was for $218,346, and applicants reported an average income of $94,198. 47% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (573), Cincinnati, OH-KY-IN (101) and Tampa-St. Petersburg-Clearwater, FL (84) (applications in parentheses).

Mortgage Company & Address First Savings Bank
501 E. Lewis & Clark Parkway
Jeffersonville, IN 47130
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,826
Total Mortgage Loan Application Amount $398,700,000
Average Mortgage Loan Application Amount $218,346
Highest Mortgage Loan Application Amount $8,005,000
Average Applicant Income $94,198
Highest Applicant Income $1,476,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Savings Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Indiana 162 $ 23,890,000 $ 147,469 $ 82,000
Harrison, Indiana 111 $ 15,465,000 $ 139,324 $ 78,000
Floyd, Indiana 106 $ 29,620,000 $ 279,433 $ 86,000
Jefferson, Kentucky 84 $ 19,560,000 $ 232,857 $ 114,000
Washington, Indiana 76 $ 8,530,000 $ 112,236 $ 74,000
Crawford, Indiana 62 $ 6,520,000 $ 105,161 $ 76,000
Daviess, Indiana 53 $ 6,095,000 $ 115,000 $ 81,000
Pinellas, Florida 52 $ 15,300,000 $ 294,230 $ 137,000
Lee, Florida 51 $ 9,975,000 $ 195,588 $ 98,000
Hamilton, Ohio 48 $ 6,720,000 $ 140,000 $ 93,000
Cook, Illinois 27 $ 6,105,000 $ 226,111 $ 68,000
Hillsborough, Florida 21 $ 5,355,000 $ 255,000 $ 135,000
Ada, Idaho 20 $ 4,670,000 $ 233,500 $ 125,000
Tarrant, Texas 19 $ 4,225,000 $ 222,368 $ 92,000
Marion, Florida 17 $ 2,695,000 $ 158,529 $ 72,000
Butler, Ohio 17 $ 3,465,000 $ 203,823 $ 87,000
Bexar, Texas 16 $ 3,040,000 $ 190,000 $ 86,000
Hidalgo, Texas 16 $ 2,620,000 $ 163,750 $ 77,000
Fulton, Georgia 15 $ 3,415,000 $ 227,666 $ 69,000
Oakland, Michigan 15 $ 4,705,000 $ 313,666 $ 106,000
Warren, Ohio 14 $ 2,390,000 $ 170,714 $ 97,000
Los Angeles, California 13 $ 8,995,000 $ 691,923 $ 165,000
Scott, Indiana 13 $ 1,475,000 $ 113,461 $ 85,000
DuPage, Illinois 12 $ 3,640,000 $ 303,333 $ 152,000
Davidson, Tennessee 12 $ 1,520,000 $ 126,666 $ 45,000
Canyon, Idaho 10 $ 2,020,000 $ 202,000 $ 59,000
Orange, Indiana 10 $ 1,010,000 $ 101,000 $ 63,000
Maricopa, Arizona 9 $ 2,505,000 $ 278,333 $ 146,000
Miami-Dade, Florida 9 $ 2,045,000 $ 227,222 $ 80,000
Palm Beach, Florida 9 $ 2,475,000 $ 275,000 $ 79,000
Pasco, Florida 9 $ 1,685,000 $ 187,222 $ 58,000
Elmore, Idaho 8 $ 1,050,000 $ 131,250 $ 60,000
Greene, Indiana 8 $ 700,000 $ 87,500 $ 66,000
Oldham, Kentucky 8 $ 1,970,000 $ 246,250 $ 97,000
Clermont, Ohio 8 $ 1,240,000 $ 155,000 $ 76,000
Montgomery, Ohio 8 $ 1,770,000 $ 221,250 $ 88,000
Riverside, California 7 $ 3,035,000 $ 433,571 $ 148,000
DeKalb, Georgia 7 $ 2,135,000 $ 305,000 $ 93,000
Bullitt, Kentucky 7 $ 1,265,000 $ 180,714 $ 64,000
Cuyahoga, Ohio 7 $ 755,000 $ 107,857 $ 56,000
Collin, Texas 7 $ 1,615,000 $ 230,714 $ 157,000
Cobb, Georgia 6 $ 1,470,000 $ 245,000 $ 79,000
Dearborn, Indiana 6 $ 1,590,000 $ 265,000 $ 91,000
Clark, Nevada 6 $ 1,810,000 $ 301,666 $ 82,000
Dallas, Texas 6 $ 1,560,000 $ 260,000 $ 60,000
Denton, Texas 6 $ 1,900,000 $ 316,666 $ 109,000
Harris, Texas 6 $ 1,310,000 $ 218,333 $ 69,000
District of Columbia, District Of Columbia 5 $ 2,285,000 $ 457,000 $ 124,000
Bay, Florida 5 $ 1,245,000 $ 249,000 $ 102,000
Brevard, Florida 5 $ 995,000 $ 199,000 $ 51,000
Broward, Florida 5 $ 1,945,000 $ 389,000 $ 117,000
Orleans, Louisiana 5 $ 775,000 $ 155,000 $ 88,000
Middlesex, Massachusetts 5 $ 2,015,000 $ 403,000 $ 103,000
Wayne, Michigan 5 $ 745,000 $ 149,000 $ 69,000
St. Louis, Missouri 5 $ 875,000 $ 175,000 $ 65,000
Erie, New York 5 $ 545,000 $ 109,000 $ 60,000
Onondaga, New York 5 $ 425,000 $ 85,000 $ 59,000
Guilford, North Carolina 5 $ 1,065,000 $ 213,000 $ 56,000
Mecklenburg, North Carolina 5 $ 1,095,000 $ 219,000 $ 67,000
Beaufort, South Carolina 5 $ 2,925,000 $ 585,000 $ 598,000
Snohomish, Washington 5 $ 2,665,000 $ 533,000 $ 123,000
Alameda, California 4 $ 2,080,000 $ 520,000 $ 81,000
Santa Clara, California 4 $ 2,570,000 $ 642,500 $ 132,000
Arapahoe, Colorado 4 $ 1,140,000 $ 285,000 $ 66,000
Collier, Florida 4 $ 810,000 $ 202,500 $ 446,000
Seminole, Florida 4 $ 870,000 $ 217,500 $ 73,000
Gwinnett, Georgia 4 $ 970,000 $ 242,500 $ 74,000
Henry, Georgia 4 $ 1,210,000 $ 302,500 $ 70,000
Perry, Indiana 4 $ 550,000 $ 137,500 $ 94,000
Spencer, Kentucky 4 $ 1,000,000 $ 250,000 $ 147,000
Livingston, Michigan 4 $ 600,000 $ 150,000 $ 86,000
Macomb, Michigan 4 $ 870,000 $ 217,500 $ 60,000
Monmouth, New Jersey 4 $ 1,540,000 $ 385,000 $ 135,000
Bronx, New York 4 $ 1,820,000 $ 455,000 $ 97,000
Queens, New York 4 $ 1,570,000 $ 392,500 $ 77,000
Franklin, Ohio 4 $ 610,000 $ 152,500 $ 50,000
Montgomery, Tennessee 4 $ 1,070,000 $ 267,500 $ 89,000
Ellis, Texas 4 $ 770,000 $ 192,500 $ 62,000
Guadalupe, Texas 4 $ 820,000 $ 205,000 $ 78,000
Baldwin, Alabama 3 $ 345,000 $ 115,000 $ 43,000
Orange, California 3 $ 2,905,000 $ 968,333 $ 300,000
Denver, Colorado 3 $ 1,105,000 $ 368,333 $ 113,000
El Paso, Colorado 3 $ 855,000 $ 285,000 $ 155,000
Jefferson, Colorado 3 $ 865,000 $ 288,333 $ 78,000
Duval, Florida 3 $ 495,000 $ 165,000 $ 67,000
Lake, Florida 3 $ 885,000 $ 295,000 $ 96,000
Martin, Florida 3 $ 585,000 $ 195,000 $ 119,000
Okaloosa, Florida 3 $ 1,805,000 $ 601,666 $ 202,000
Orange, Florida 3 $ 1,665,000 $ 555,000 $ 146,000
Polk, Florida 3 $ 555,000 $ 185,000 $ 121,000
Sarasota, Florida 3 $ 945,000 $ 315,000 $ 106,000
Douglas, Georgia 3 $ 595,000 $ 198,333 $ 77,000
Murray, Georgia 3 $ 545,000 $ 181,666 $ 182,000
Paulding, Georgia 3 $ 345,000 $ 115,000 $ 52,000
Kane, Illinois 3 $ 1,035,000 $ 345,000 $ 109,000
Martin, Indiana 3 $ 185,000 $ 61,666 $ 29,000
Kenton, Kentucky 3 $ 235,000 $ 78,333 $ 39,000
Warren, Kentucky 3 $ 445,000 $ 148,333 $ 38,000
Genesee, Michigan 3 $ 435,000 $ 145,000 $ 65,000
Anoka, Minnesota 3 $ 735,000 $ 245,000 $ 66,000
Union, New Jersey 3 $ 715,000 $ 238,333 $ 66,000
Dona Ana, New Mexico 3 $ 485,000 $ 161,666 $ 96,000
Kings, New York 3 $ 2,305,000 $ 768,333 $ 60,000
Westchester, New York 3 $ 2,235,000 $ 745,000 $ 155,000
Delaware, Ohio 3 $ 605,000 $ 201,666 $ 95,000
Miami, Ohio 3 $ 535,000 $ 178,333 $ 69,000
Allegheny, Pennsylvania 3 $ 625,000 $ 208,333 $ 57,000
Delaware, Pennsylvania 3 $ 275,000 $ 91,666 $ 35,000
Philadelphia, Pennsylvania 3 $ 265,000 $ 88,333 $ 48,000
Charleston, South Carolina 3 $ 1,045,000 $ 348,333 $ 163,000
Rutherford, Tennessee 3 $ 535,000 $ 178,333 $ 45,000
El Paso, Texas 3 $ 495,000 $ 165,000 $ 71,000
Utah, Utah 3 $ 975,000 $ 325,000 $ 80,000
Fairfax, Virginia 3 $ 1,195,000 $ 398,333 $ 136,000
Prince William, Virginia 3 $ 1,135,000 $ 378,333 $ 109,000
Clark, Washington 3 $ 1,135,000 $ 378,333 $ 84,000
Pierce, Washington 3 $ 725,000 $ 241,666 $ 65,000
Ketchikan Gateway, Alaska 2 $ 230,000 $ 115,000 $ 55,000
Contra Costa, California 2 $ 1,060,000 $ 530,000 $ 127,000
Merced, California 2 $ 530,000 $ 265,000 $ 631,000
Sacramento, California 2 $ 1,110,000 $ 555,000 $ 138,000
San Luis Obispo, California 2 $ 510,000 $ 255,000 $ 24,000
San Mateo, California 2 $ 1,270,000 $ 635,000 $ 106,000
Solano, California 2 $ 1,180,000 $ 590,000 $ 96,000
Ventura, California 2 $ 750,000 $ 375,000 $ 59,000
Adams, Colorado 2 $ 620,000 $ 310,000 $ 60,000
Alachua, Florida 2 $ 300,000 $ 150,000 $ 21,000
Hernando, Florida 2 $ 430,000 $ 215,000 $ 57,000
Clayton, Georgia 2 $ 210,000 $ 105,000 $ 64,000
Columbia, Georgia 2 $ 630,000 $ 315,000 $ 100,000
Forsyth, Georgia 2 $ 880,000 $ 440,000 $ 116,000
Hall, Georgia 2 $ 290,000 $ 145,000 $ 63,000
Honolulu, Hawaii 2 $ 1,260,000 $ 630,000 $ 81,000
Maui, Hawaii 2 $ 1,170,000 $ 585,000 $ 123,000
Dubois, Indiana 2 $ 390,000 $ 195,000 $ 147,000
Hamilton, Indiana 2 $ 1,190,000 $ 595,000 $ 165,000
Jefferson, Indiana 2 $ 200,000 $ 100,000 $ 84,000
Lawrence, Indiana 2 $ 310,000 $ 155,000 $ 84,000
Marion, Indiana 2 $ 530,000 $ 265,000 $ 111,000
Ripley, Indiana 2 $ 240,000 $ 120,000 $ 44,000
Sullivan, Indiana 2 $ 80,000 $ 40,000 $ 47,000
Johnson, Kansas 2 $ 610,000 $ 305,000 $ 79,000
Campbell, Kentucky 2 $ 590,000 $ 295,000 $ 138,000
Grayson, Kentucky 2 $ 180,000 $ 90,000 $ 62,000
Hardin, Kentucky 2 $ 280,000 $ 140,000 $ 54,000
Shelby, Kentucky 2 $ 430,000 $ 215,000 $ 100,000
Trigg, Kentucky 2 $ 450,000 $ 225,000 $ 65,000
Caddo, Louisiana 2 $ 280,000 $ 140,000 $ 35,000
Montgomery, Maryland 2 $ 470,000 $ 235,000 $ 63,000
Monroe, Michigan 2 $ 340,000 $ 170,000 $ 88,000
Washtenaw, Michigan 2 $ 560,000 $ 280,000 $ 164,000
Hennepin, Minnesota 2 $ 590,000 $ 295,000 $ 76,000
Ramsey, Minnesota 2 $ 410,000 $ 205,000 $ 41,000
DeSoto, Mississippi 2 $ 540,000 $ 270,000 $ 71,000
Camden, Missouri 2 $ 280,000 $ 140,000 $ 39,000
Douglas, Nebraska 2 $ 250,000 $ 125,000 $ 48,000
Washoe, Nevada 2 $ 670,000 $ 335,000 $ 141,000
Sullivan, New Hampshire 2 $ 250,000 $ 125,000 $ 39,000
Morris, New Jersey 2 $ 1,640,000 $ 820,000 $ 299,000
Bernalillo, New Mexico 2 $ 300,000 $ 150,000 $ 48,000
Monroe, New York 2 $ 300,000 $ 150,000 $ 49,000
Nassau, New York 2 $ 670,000 $ 335,000 $ 70,000
New York, New York 2 $ 1,110,000 $ 555,000 $ 205,000
Oswego, New York 2 $ 240,000 $ 120,000 $ 62,000
Richmond, New York 2 $ 420,000 $ 210,000 $ 48,000
Suffolk, New York 2 $ 480,000 $ 240,000 $ 57,000
Cabarrus, North Carolina 2 $ 460,000 $ 230,000 $ 66,000
Craven, North Carolina 2 $ 410,000 $ 205,000 $ 64,000
Currituck, North Carolina 2 $ 940,000 $ 470,000 $ 207,000
Johnston, North Carolina 2 $ 560,000 $ 280,000 $ 113,000
Lincoln, North Carolina 2 $ 340,000 $ 170,000 $ 41,000
Onslow, North Carolina 2 $ 460,000 $ 230,000 $ 64,000
Stanly, North Carolina 2 $ 290,000 $ 145,000 $ 33,000
Wake, North Carolina 2 $ 770,000 $ 385,000 $ 58,000
Ashland, Ohio 2 $ 230,000 $ 115,000 $ 51,000
Brown, Ohio 2 $ 420,000 $ 210,000 $ 59,000
Clark, Ohio 2 $ 250,000 $ 125,000 $ 66,000
Greene, Ohio 2 $ 490,000 $ 245,000 $ 100,000
Huron, Ohio 2 $ 250,000 $ 125,000 $ 42,000
Lake, Ohio 2 $ 320,000 $ 160,000 $ 85,000
Lorain, Ohio 2 $ 470,000 $ 235,000 $ 78,000
Lucas, Ohio 2 $ 410,000 $ 205,000 $ 68,000
Mahoning, Ohio 2 $ 300,000 $ 150,000 $ 63,000
Pickaway, Ohio 2 $ 190,000 $ 95,000 $ 31,000
Summit, Ohio 2 $ 280,000 $ 140,000 $ 100,000
Marion, Oregon 2 $ 830,000 $ 415,000 $ 113,000
Multnomah, Oregon 2 $ 330,000 $ 165,000 $ 40,000
Providence, Rhode Island 2 $ 510,000 $ 255,000 $ 119,000
Lancaster, South Carolina 2 $ 190,000 $ 95,000 $ 87,000
Richland, South Carolina 2 $ 490,000 $ 245,000 $ 90,000
Maury, Tennessee 2 $ 350,000 $ 175,000 $ 49,000
Putnam, Tennessee 2 $ 250,000 $ 125,000 $ 85,000
Sumner, Tennessee 2 $ 450,000 $ 225,000 $ 40,000
Atascosa, Texas 2 $ 360,000 $ 180,000 $ 160,000
Kaufman, Texas 2 $ 500,000 $ 250,000 $ 85,000
Montgomery, Texas 2 $ 430,000 $ 215,000 $ 121,000
Duchesne, Utah 2 $ 290,000 $ 145,000 $ 324,000
Salt Lake, Utah 2 $ 730,000 $ 365,000 $ 87,000
Roanoke, Virginia 2 $ 310,000 $ 155,000 $ 48,000
King, Washington 2 $ 1,050,000 $ 525,000 $ 82,000
Yakima, Washington 2 $ 410,000 $ 205,000 $ 0
Kanawha, West Virginia 2 $ 570,000 $ 285,000 $ 149,000
Milwaukee, Wisconsin 2 $ 460,000 $ 230,000 $ 141,000
Blount, Alabama 1 $ 115,000 $ 115,000 $ 40,000
Cherokee, Alabama 1 $ 195,000 $ 195,000 $ 62,000
Jefferson, Alabama 1 $ 85,000 $ 85,000 $ 33,000
Mobile, Alabama 1 $ 155,000 $ 155,000 $ 117,000
Matanuska-Susitna, Alaska 1 $ 305,000 $ 305,000 $ 87,000
Graham, Arizona 1 $ 195,000 $ 195,000 $ 76,000
Pima, Arizona 1 $ 145,000 $ 145,000 $ 0
Pinal, Arizona 1 $ 145,000 $ 145,000 $ 31,000
Benton, Arkansas 1 $ 405,000 $ 405,000 $ 68,000
Faulkner, Arkansas 1 $ 185,000 $ 185,000 $ 0
El Dorado, California 1 $ 255,000 $ 255,000 $ 0
Fresno, California 1 $ 365,000 $ 365,000 $ 62,000
Mendocino, California 1 $ 405,000 $ 405,000 $ 80,000
Monterey, California 1 $ 615,000 $ 615,000 $ 206,000
San Bernardino, California 1 $ 375,000 $ 375,000 $ 103,000
San Francisco, California 1 $ 705,000 $ 705,000 $ 98,000
San Joaquin, California 1 $ 415,000 $ 415,000 $ 96,000
Boulder, Colorado 1 $ 165,000 $ 165,000 $ 123,000
Montrose, Colorado 1 $ 175,000 $ 175,000 $ 56,000
Routt, Colorado 1 $ 295,000 $ 295,000 $ 0
Teller, Colorado 1 $ 305,000 $ 305,000 $ 99,000
Fairfield, Connecticut 1 $ 175,000 $ 175,000 $ 52,000
Hartford, Connecticut 1 $ 145,000 $ 145,000 $ 16,000
New Haven, Connecticut 1 $ 275,000 $ 275,000 $ 67,000
New Castle, Delaware 1 $ 115,000 $ 115,000 $ 30,000
Sussex, Delaware 1 $ 355,000 $ 355,000 $ 72,000
Citrus, Florida 1 $ 195,000 $ 195,000 $ 73,000
Manatee, Florida 1 $ 705,000 $ 705,000 $ 683,000
Osceola, Florida 1 $ 245,000 $ 245,000 $ 65,000
Sumter, Florida 1 $ 195,000 $ 195,000 $ 0
Volusia, Florida 1 $ 445,000 $ 445,000 $ 138,000
Walton, Florida 1 $ 455,000 $ 455,000 $ 425,000
Barrow, Georgia 1 $ 175,000 $ 175,000 $ 46,000
Bartow, Georgia 1 $ 165,000 $ 165,000 $ 75,000
Cherokee, Georgia 1 $ 285,000 $ 285,000 $ 171,000
Coweta, Georgia 1 $ 225,000 $ 225,000 $ 63,000
Glynn, Georgia 1 $ 75,000 $ 75,000 $ 29,000
Lowndes, Georgia 1 $ 65,000 $ 65,000 $ 58,000
Richmond, Georgia 1 $ 55,000 $ 55,000 $ 126,000
Spalding, Georgia 1 $ 185,000 $ 185,000 $ 59,000
Towns, Georgia 1 $ 225,000 $ 225,000 $ 180,000
Whitfield, Georgia 1 $ 135,000 $ 135,000 $ 37,000
Boise, Idaho 1 $ 135,000 $ 135,000 $ 101,000
Jefferson, Idaho 1 $ 255,000 $ 255,000 $ 51,000
Latah, Idaho 1 $ 165,000 $ 165,000 $ 59,000
Valley, Idaho 1 $ 185,000 $ 185,000 $ 77,000
Lake, Illinois 1 $ 305,000 $ 305,000 $ 277,000
Will, Illinois 1 $ 345,000 $ 345,000 $ 178,000
Williamson, Illinois 1 $ 265,000 $ 265,000 $ 132,000
Franklin, Indiana 1 $ 175,000 $ 175,000 $ 90,000
Hancock, Indiana 1 $ 305,000 $ 305,000 $ 125,000
Tippecanoe, Indiana 1 $ 195,000 $ 195,000 $ 101,000
Warrick, Indiana 1 $ 255,000 $ 255,000 $ 60,000
Dallas, Iowa 1 $ 235,000 $ 235,000 $ 61,000
Linn, Iowa 1 $ 125,000 $ 125,000 $ 12,000
Polk, Iowa 1 $ 145,000 $ 145,000 $ 42,000
Scott, Iowa 1 $ 215,000 $ 215,000 $ 56,000
Wyandotte, Kansas 1 $ 135,000 $ 135,000 $ 32,000
Bell, Kentucky 1 $ 135,000 $ 135,000 $ 120,000
Boone, Kentucky 1 $ 165,000 $ 165,000 $ 20,000
Breckinridge, Kentucky 1 $ 255,000 $ 255,000 $ 83,000
Clark, Kentucky 1 $ 105,000 $ 105,000 $ 37,000
Daviess, Kentucky 1 $ 175,000 $ 175,000 $ 28,000
Fayette, Kentucky 1 $ 135,000 $ 135,000 $ 464,000
Marion, Kentucky 1 $ 165,000 $ 165,000 $ 71,000
Marshall, Kentucky 1 $ 65,000 $ 65,000 $ 105,000
Nelson, Kentucky 1 $ 295,000 $ 295,000 $ 114,000
Calcasieu, Louisiana 1 $ 105,000 $ 105,000 $ 114,000
East Baton Rouge, Louisiana 1 $ 155,000 $ 155,000 $ 54,000
Jefferson, Louisiana 1 $ 305,000 $ 305,000 $ 80,000
Rapides, Louisiana 1 $ 125,000 $ 125,000 $ 0
Baltimore City, Maryland 1 $ 245,000 $ 245,000 $ 94,000
Calvert, Maryland 1 $ 395,000 $ 395,000 $ 128,000
Prince George's, Maryland 1 $ 155,000 $ 155,000 $ 0
Barnstable, Massachusetts 1 $ 465,000 $ 465,000 $ 97,000
Dukes, Massachusetts 1 $ 665,000 $ 665,000 $ 114,000
Suffolk, Massachusetts 1 $ 285,000 $ 285,000 $ 36,000
Douglas, Minnesota 1 $ 305,000 $ 305,000 $ 60,000
Washington, Minnesota 1 $ 205,000 $ 205,000 $ 48,000
Itawamba, Mississippi 1 $ 135,000 $ 135,000 $ 35,000
Jackson, Mississippi 1 $ 275,000 $ 275,000 $ 127,000
Pearl River, Mississippi 1 $ 85,000 $ 85,000 $ 19,000
Adair, Missouri 1 $ 165,000 $ 165,000 $ 40,000
Cass, Missouri 1 $ 755,000 $ 755,000 $ 0
Macon, Missouri 1 $ 115,000 $ 115,000 $ 56,000
St. Charles, Missouri 1 $ 245,000 $ 245,000 $ 87,000
Missoula, Montana 1 $ 265,000 $ 265,000 $ 72,000
Yellowstone, Montana 1 $ 215,000 $ 215,000 $ 103,000
Sarpy, Nebraska 1 $ 165,000 $ 165,000 $ 72,000
Nye, Nevada 1 $ 165,000 $ 165,000 $ 45,000
Hillsborough, New Hampshire 1 $ 345,000 $ 345,000 $ 145,000
Rockingham, New Hampshire 1 $ 955,000 $ 955,000 $ 189,000
Bergen, New Jersey 1 $ 1,005,000 $ 1,005,000 $ 271,000
Camden, New Jersey 1 $ 205,000 $ 205,000 $ 68,000
Hudson, New Jersey 1 $ 245,000 $ 245,000 $ 24,000
Mercer, New Jersey 1 $ 85,000 $ 85,000 $ 129,000
Ocean, New Jersey 1 $ 375,000 $ 375,000 $ 79,000
Passaic, New Jersey 1 $ 305,000 $ 305,000 $ 120,000
Albany, New York 1 $ 305,000 $ 305,000 $ 117,000
Broome, New York 1 $ 165,000 $ 165,000 $ 81,000
Clinton, New York 1 $ 95,000 $ 95,000 $ 27,000
Madison, New York 1 $ 155,000 $ 155,000 $ 36,000
Oneida, New York 1 $ 125,000 $ 125,000 $ 42,000
Schenectady, New York 1 $ 195,000 $ 195,000 $ 84,000
Alamance, North Carolina 1 $ 95,000 $ 95,000 $ 138,000
Buncombe, North Carolina 1 $ 445,000 $ 445,000 $ 103,000
Camden, North Carolina 1 $ 285,000 $ 285,000 $ 87,000
Forsyth, North Carolina 1 $ 185,000 $ 185,000 $ 72,000
Gaston, North Carolina 1 $ 175,000 $ 175,000 $ 35,000
Haywood, North Carolina 1 $ 185,000 $ 185,000 $ 34,000
Rutherford, North Carolina 1 $ 315,000 $ 315,000 $ 72,000
Burleigh, North Dakota 1 $ 95,000 $ 95,000 $ 155,000
Erie, Ohio 1 $ 95,000 $ 95,000 $ 60,000
Medina, Ohio 1 $ 285,000 $ 285,000 $ 77,000
Alfalfa, Oklahoma 1 $ 95,000 $ 95,000 $ 90,000
Canadian, Oklahoma 1 $ 115,000 $ 115,000 $ 149,000
Clackamas, Oregon 1 $ 295,000 $ 295,000 $ 130,000
Deschutes, Oregon 1 $ 205,000 $ 205,000 $ 40,000
Douglas, Oregon 1 $ 245,000 $ 245,000 $ 15,000
Klamath, Oregon 1 $ 155,000 $ 155,000 $ 23,000
Polk, Oregon 1 $ 105,000 $ 105,000 $ 0
Washington, Oregon 1 $ 345,000 $ 345,000 $ 108,000
Yamhill, Oregon 1 $ 335,000 $ 335,000 $ 51,000
Luzerne, Pennsylvania 1 $ 115,000 $ 115,000 $ 146,000
Mercer, Pennsylvania 1 $ 105,000 $ 105,000 $ 47,000
Montgomery, Pennsylvania 1 $ 195,000 $ 195,000 $ 97,000
Aiken, South Carolina 1 $ 385,000 $ 385,000 $ 1,348,000
Barnwell, South Carolina 1 $ 55,000 $ 55,000 $ 38,000
Darlington, South Carolina 1 $ 105,000 $ 105,000 $ 26,000
Edgefield, South Carolina 1 $ 185,000 $ 185,000 $ 0
Florence, South Carolina 1 $ 135,000 $ 135,000 $ 74,000
Laurens, South Carolina 1 $ 245,000 $ 245,000 $ 1,476,000
Spartanburg, South Carolina 1 $ 275,000 $ 275,000 $ 0
York, South Carolina 1 $ 335,000 $ 335,000 $ 150,000
Lawrence, South Dakota 1 $ 225,000 $ 225,000 $ 290,000
Blount, Tennessee 1 $ 205,000 $ 205,000 $ 68,000
Cheatham, Tennessee 1 $ 315,000 $ 315,000 $ 0
Cumberland, Tennessee 1 $ 105,000 $ 105,000 $ 84,000
Greene, Tennessee 1 $ 85,000 $ 85,000 $ 78,000
Houston, Tennessee 1 $ 135,000 $ 135,000 $ 31,000
Knox, Tennessee 1 $ 455,000 $ 455,000 $ 154,000
Lincoln, Tennessee 1 $ 125,000 $ 125,000 $ 39,000
Macon, Tennessee 1 $ 215,000 $ 215,000 $ 67,000
Madison, Tennessee 1 $ 165,000 $ 165,000 $ 0
Bandera, Texas 1 $ 85,000 $ 85,000 $ 32,000
Bell, Texas 1 $ 125,000 $ 125,000 $ 0
Brazos, Texas 1 $ 235,000 $ 235,000 $ 72,000
Comal, Texas 1 $ 175,000 $ 175,000 $ 80,000
Fort Bend, Texas 1 $ 105,000 $ 105,000 $ 55,000
Hays, Texas 1 $ 255,000 $ 255,000 $ 91,000
Johnson, Texas 1 $ 195,000 $ 195,000 $ 122,000
Lubbock, Texas 1 $ 205,000 $ 205,000 $ 0
Randall, Texas 1 $ 135,000 $ 135,000 $ 34,000
Travis, Texas 1 $ 395,000 $ 395,000 $ 124,000
Washington, Texas 1 $ 105,000 $ 105,000 $ 0
Wasatch, Utah 1 $ 475,000 $ 475,000 $ 105,000
Washington, Utah 1 $ 275,000 $ 275,000 $ 70,000
Botetourt, Virginia 1 $ 565,000 $ 565,000 $ 208,000
Chesapeake, Virginia 1 $ 315,000 $ 315,000 $ 0
Henrico, Virginia 1 $ 325,000 $ 325,000 $ 32,000
Loudoun, Virginia 1 $ 475,000 $ 475,000 $ 98,000
Orange, Virginia 1 $ 1,495,000 $ 1,495,000 $ 330,000
Portsmouth, Virginia 1 $ 215,000 $ 215,000 $ 90,000
Powhatan, Virginia 1 $ 265,000 $ 265,000 $ 205,000
Richmond City, Virginia 1 $ 145,000 $ 145,000 $ 62,000
Roanoke City, Virginia 1 $ 125,000 $ 125,000 $ 31,000
Spotsylvania, Virginia 1 $ 435,000 $ 435,000 $ 153,000
Benton, Washington 1 $ 345,000 $ 345,000 $ 93,000
Franklin, Washington 1 $ 185,000 $ 185,000 $ 45,000
Thurston, Washington 1 $ 375,000 $ 375,000 $ 0
Whatcom, Washington 1 $ 335,000 $ 335,000 $ 55,000
Taylor, West Virginia 1 $ 75,000 $ 75,000 $ 93,000
Barron, Wisconsin 1 $ 125,000 $ 125,000 $ 42,000
Portage, Wisconsin 1 $ 145,000 $ 145,000 $ 89,000
Albany, Wyoming 1 $ 325,000 $ 325,000 $ 76,000

Mortgage Loan Application Detail Totals for First Savings Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,117 $240,415,000 $215,000 $8,005,000 $94,000 $1,476,000
Cash-out Refinancing 421 $101,065,000 $240,000 $1,655,000 $97,000 $1,441,000
Refinancing 262 $55,090,000 $210,000 $1,485,000 $90,000 $777,000
Other Purpose 12 $1,030,000 $85,000 $165,000 $110,000 $220,000
Home Improvement 12 $860,000 $71,000 $255,000 $91,000 $211,000
Not Applicable 2 $240,000 $120,000 $135,000 $90,000 $102,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,238 $239,900,000 $193,000 $1,655,000 $93,000 $1,441,000
Black or African American 172 $36,940,000 $214,000 $855,000 $79,000 $414,000
Not Provided 159 $49,095,000 $308,000 $1,495,000 $120,000 $1,476,000
Hispanic 103 $22,755,000 $220,000 $555,000 $83,000 $323,000
Asian 102 $28,050,000 $275,000 $995,000 $111,000 $1,140,000
Not applicable 38 $17,910,000 $471,000 $8,005,000 $0 $0
American Indian or Alaskan Native 9 $1,535,000 $170,000 $305,000 $49,000 $97,000
Native Hawaiian or Other Pacific Islander 3 $1,965,000 $655,000 $705,000 $86,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,316 $278,950,000 $211,000 $8,005,000 $103,000 $1,476,000
FHA-insured (Federal Housing Administration) 287 $57,665,000 $200,000 $655,000 $67,000 $290,000
VA-guaranteed (Veterans Administration) 186 $56,310,000 $302,000 $1,495,000 $86,000 $330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $5,775,000 $156,000 $275,000 $48,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 857 $172,245,000 $200,000 $8,005,000 $95,000 $1,357,000
Application Withdrawn By Applicant 606 $153,540,000 $253,000 $1,655,000 $106,000 $1,476,000
Application Denied By Financial Institution 329 $65,695,000 $199,000 $1,505,000 $67,000 $995,000
File Closed For Incompleteness 26 $5,250,000 $201,000 $995,000 $88,000 $360,000
Application Approved But Not Accepted 8 $1,970,000 $246,000 $705,000 $279,000 $777,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,497 $333,005,000 $222,000 $8,005,000 $100,000 $1,476,000
Credit History 161 $28,255,000 $175,000 $1,505,000 $67,000 $995,000
Debt-To-Income Ratio 101 $23,685,000 $234,000 $1,485,000 $61,000 $290,000
Collateral 24 $5,260,000 $219,000 $985,000 $83,000 $208,000
Other 17 $2,955,000 $173,000 $615,000 $77,000 $171,000
Employment History 10 $1,860,000 $186,000 $335,000 $69,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 6 $970,000 $161,000 $225,000 $64,000 $125,000
Credit Application Incomplete 6 $2,030,000 $338,000 $635,000 $114,000 $210,000
Unverifiable Information 4 $680,000 $170,000 $225,000 $4,000 $18,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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