First Savings Bank Mortgage Lending & HMDA Data, 2023

In 2023, First Savings Bank of Jeffersonville, IN reported 4,842 mortgage applications totaling $1.4 billion, down 45% from 2022. The average application was for $295,648, and applicants reported an average income of $135,313. 61% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (745), Chicago-Naperville, IL (196) and New York-Jersey City-White Plains, NY-NJ (195) (applications in parentheses).

Mortgage Company & Address First Savings Bank
501 E. Lewis & Clark Parkway
Jeffersonville, IN 47130
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 4,842
Total Mortgage Loan Application Amount $1,431,530,000
Average Mortgage Loan Application Amount $295,648
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $135,313
Highest Applicant Income $4,556,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Savings Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Indiana 243 $ 40,775,000 $ 167,798 $ 110,000
Jefferson, Kentucky 149 $ 29,015,000 $ 194,731 $ 104,000
Cook, Illinois 125 $ 29,505,000 $ 236,040 $ 125,000
Floyd, Indiana 117 $ 20,645,000 $ 176,452 $ 141,000
Harrison, Indiana 106 $ 15,280,000 $ 144,150 $ 86,000
Washington, Indiana 100 $ 12,450,000 $ 124,500 $ 85,000
Broward, Florida 90 $ 28,970,000 $ 321,888 $ 168,000
Crawford, Indiana 62 $ 6,990,000 $ 112,741 $ 99,000
Miami-Dade, Florida 57 $ 23,195,000 $ 406,929 $ 201,000
Maricopa, Arizona 54 $ 23,340,000 $ 432,222 $ 163,000
Suffolk, New York 53 $ 22,745,000 $ 429,150 $ 138,000
Harris, Texas 53 $ 12,985,000 $ 245,000 $ 161,000
Palm Beach, Florida 46 $ 16,390,000 $ 356,304 $ 217,000
Wayne, Michigan 45 $ 9,165,000 $ 203,666 $ 77,000
Daviess, Indiana 44 $ 5,160,000 $ 117,272 $ 76,000
New Castle, Delaware 41 $ 9,685,000 $ 236,219 $ 106,000
Clark, Nevada 39 $ 17,155,000 $ 439,871 $ 148,000
Macomb, Michigan 38 $ 9,470,000 $ 249,210 $ 95,000
Los Angeles, California 36 $ 18,970,000 $ 526,944 $ 161,000
Nassau, New York 35 $ 18,745,000 $ 535,571 $ 184,000
Richmond, New York 34 $ 16,750,000 $ 492,647 $ 176,000
Oakland, Michigan 33 $ 8,535,000 $ 258,636 $ 102,000
Kings, New York 33 $ 24,835,000 $ 752,575 $ 222,000
Rockland, New York 33 $ 20,935,000 $ 634,393 $ 362,000
McHenry, Illinois 32 $ 7,970,000 $ 249,062 $ 143,000
Westchester, New York 32 $ 12,280,000 $ 383,750 $ 163,000
Hillsborough, Florida 31 $ 12,765,000 $ 411,774 $ 148,000
Sedgwick, Kansas 29 $ 4,755,000 $ 163,965 $ 77,000
Jackson, Missouri 29 $ 5,995,000 $ 206,724 $ 133,000
Middlesex, New Jersey 28 $ 8,220,000 $ 293,571 $ 161,000
Orange, New York 28 $ 11,310,000 $ 403,928 $ 139,000
San Diego, California 27 $ 12,555,000 $ 465,000 $ 160,000
Franklin, Ohio 27 $ 7,095,000 $ 262,777 $ 128,000
Queens, New York 25 $ 14,105,000 $ 564,200 $ 227,000
Cuyahoga, Ohio 25 $ 3,965,000 $ 158,600 $ 110,000
Lake, Illinois 24 $ 10,040,000 $ 418,333 $ 186,000
DuPage, Illinois 23 $ 5,655,000 $ 245,869 $ 156,000
Middlesex, Massachusetts 23 $ 12,725,000 $ 553,260 $ 153,000
Mecklenburg, North Carolina 23 $ 7,305,000 $ 317,608 $ 115,000
Davidson, Tennessee 22 $ 6,070,000 $ 275,909 $ 106,000
Polk, Florida 20 $ 5,740,000 $ 287,000 $ 164,000
Plymouth, Massachusetts 20 $ 7,760,000 $ 388,000 $ 115,000
Riverside, California 19 $ 9,555,000 $ 502,894 $ 163,000
Lucas, Ohio 19 $ 1,865,000 $ 98,157 $ 121,000
Delaware, Pennsylvania 19 $ 4,785,000 $ 251,842 $ 91,000
Comal, Texas 19 $ 5,335,000 $ 280,789 $ 144,000
Lee, Florida 18 $ 6,180,000 $ 343,333 $ 142,000
Pasco, Florida 18 $ 5,470,000 $ 303,888 $ 108,000
Bullitt, Kentucky 17 $ 3,555,000 $ 209,117 $ 82,000
Essex, New Jersey 17 $ 6,705,000 $ 394,411 $ 117,000
Erie, New York 17 $ 2,545,000 $ 149,705 $ 40,000
Pierce, Washington 17 $ 7,755,000 $ 456,176 $ 172,000
Fulton, Georgia 16 $ 5,740,000 $ 358,750 $ 112,000
Will, Illinois 16 $ 4,360,000 $ 272,500 $ 97,000
Hancock, Maine 16 $ 6,650,000 $ 415,625 $ 175,000
Norfolk, Massachusetts 16 $ 7,410,000 $ 463,125 $ 164,000
Ocean, New Jersey 16 $ 6,650,000 $ 415,625 $ 162,000
Union, New Jersey 16 $ 5,260,000 $ 328,750 $ 173,000
Shelby, Tennessee 16 $ 4,060,000 $ 253,750 $ 203,000
Marion, Florida 15 $ 2,735,000 $ 182,333 $ 75,000
Pinellas, Florida 15 $ 5,285,000 $ 352,333 $ 177,000
Kane, Illinois 15 $ 3,995,000 $ 266,333 $ 101,000
Scott, Indiana 15 $ 2,095,000 $ 139,666 $ 74,000
Greenville, South Carolina 15 $ 4,705,000 $ 313,666 $ 131,000
Galveston, Texas 15 $ 2,925,000 $ 195,000 $ 128,000
Collier, Florida 14 $ 3,770,000 $ 269,285 $ 369,000
Orange, Florida 14 $ 5,620,000 $ 401,428 $ 175,000
Sarasota, Florida 14 $ 6,940,000 $ 495,714 $ 217,000
Cobb, Georgia 14 $ 6,750,000 $ 482,142 $ 128,000
Orange, Indiana 14 $ 1,930,000 $ 137,857 $ 59,000
Tarrant, Texas 14 $ 3,620,000 $ 258,571 $ 156,000
Clay, Minnesota 13 $ 2,355,000 $ 181,153 $ 79,000
Onondaga, New York 13 $ 1,995,000 $ 153,461 $ 120,000
Chester, Pennsylvania 13 $ 4,345,000 $ 334,230 $ 148,000
Dallas, Texas 13 $ 3,095,000 $ 238,076 $ 120,000
Milwaukee, Wisconsin 13 $ 2,475,000 $ 190,384 $ 114,000
San Bernardino, California 12 $ 4,490,000 $ 374,166 $ 174,000
Fairfield, Connecticut 12 $ 4,760,000 $ 396,666 $ 217,000
Brevard, Florida 12 $ 3,180,000 $ 265,000 $ 83,000
Johnson, Kansas 12 $ 4,300,000 $ 358,333 $ 227,000
Monmouth, New Jersey 12 $ 7,190,000 $ 599,166 $ 231,000
Sullivan, New York 12 $ 4,000,000 $ 333,333 $ 138,000
Lorain, Ohio 12 $ 2,050,000 $ 170,833 $ 98,000
Philadelphia, Pennsylvania 12 $ 3,340,000 $ 278,333 $ 127,000
Sacramento, California 11 $ 4,765,000 $ 433,181 $ 162,000
Marion, Indiana 11 $ 2,695,000 $ 245,000 $ 137,000
Polk, Iowa 11 $ 2,535,000 $ 230,454 $ 97,000
St. Tammany, Louisiana 11 $ 1,965,000 $ 178,636 $ 88,000
Prince George's, Maryland 11 $ 4,565,000 $ 415,000 $ 135,000
Rockingham, New Hampshire 11 $ 5,735,000 $ 521,363 $ 221,000
Bergen, New Jersey 11 $ 6,465,000 $ 587,727 $ 217,000
Cass, North Dakota 11 $ 1,995,000 $ 181,363 $ 72,000
Oklahoma, Oklahoma 11 $ 3,575,000 $ 325,000 $ 107,000
Montgomery, Pennsylvania 11 $ 3,885,000 $ 353,181 $ 122,000
Hidalgo, Texas 11 $ 2,875,000 $ 261,363 $ 96,000
Alameda, California 10 $ 4,430,000 $ 443,000 $ 201,000
Duval, Florida 10 $ 3,440,000 $ 344,000 $ 113,000
Manatee, Florida 10 $ 5,670,000 $ 567,000 $ 281,000
Washtenaw, Michigan 10 $ 2,750,000 $ 275,000 $ 105,000
Wake, North Carolina 10 $ 3,640,000 $ 364,000 $ 118,000
Tulsa, Oklahoma 10 $ 2,690,000 $ 269,000 $ 173,000
Charleston, South Carolina 10 $ 4,070,000 $ 407,000 $ 118,000
Fort Bend, Texas 10 $ 3,150,000 $ 315,000 $ 214,000
Guadalupe, Texas 10 $ 3,110,000 $ 311,000 $ 106,000
Arapahoe, Colorado 9 $ 3,845,000 $ 427,222 $ 147,000
DeKalb, Georgia 9 $ 3,505,000 $ 389,444 $ 166,000
Clinton, Illinois 9 $ 1,955,000 $ 217,222 $ 127,000
Jefferson, Louisiana 9 $ 1,355,000 $ 150,555 $ 89,000
Essex, Massachusetts 9 $ 4,485,000 $ 498,333 $ 265,000
Worcester, Massachusetts 9 $ 2,615,000 $ 290,555 $ 114,000
Hillsborough, New Hampshire 9 $ 4,175,000 $ 463,888 $ 152,000
Hudson, New Jersey 9 $ 4,535,000 $ 503,888 $ 185,000
Dutchess, New York 9 $ 2,985,000 $ 331,666 $ 136,000
Schenectady, New York 9 $ 2,045,000 $ 227,222 $ 137,000
Anderson, South Carolina 9 $ 2,265,000 $ 251,666 $ 139,000
Williamson, Tennessee 9 $ 5,155,000 $ 572,777 $ 325,000
Bexar, Texas 9 $ 1,795,000 $ 199,444 $ 134,000
Salt Lake, Utah 9 $ 4,835,000 $ 537,222 $ 156,000
Kern, California 8 $ 2,100,000 $ 262,500 $ 83,000
El Paso, Colorado 8 $ 4,470,000 $ 558,750 $ 150,000
Clay, Florida 8 $ 2,570,000 $ 321,250 $ 101,000
Lake, Florida 8 $ 2,860,000 $ 357,500 $ 133,000
St. Lucie, Florida 8 $ 2,250,000 $ 281,250 $ 106,000
Volusia, Florida 8 $ 2,280,000 $ 285,000 $ 99,000
Gwinnett, Georgia 8 $ 2,450,000 $ 306,250 $ 108,000
Allen, Indiana 8 $ 1,720,000 $ 215,000 $ 93,000
Wyandotte, Kansas 8 $ 1,330,000 $ 166,250 $ 90,000
Kandiyohi, Minnesota 8 $ 2,160,000 $ 270,000 $ 129,000
Olmsted, Minnesota 8 $ 2,320,000 $ 290,000 $ 129,000
St. Louis, Missouri 8 $ 1,950,000 $ 243,750 $ 83,000
Hamilton, Ohio 8 $ 2,030,000 $ 253,750 $ 109,000
Cumberland, Pennsylvania 8 $ 2,460,000 $ 307,500 $ 170,000
Providence, Rhode Island 8 $ 2,680,000 $ 335,000 $ 96,000
Utah, Utah 8 $ 3,730,000 $ 466,250 $ 137,000
Fairfax, Virginia 8 $ 3,930,000 $ 491,250 $ 192,000
King, Washington 8 $ 4,120,000 $ 515,000 $ 202,000
Snohomish, Washington 8 $ 3,720,000 $ 465,000 $ 207,000
Pima, Arizona 7 $ 1,725,000 $ 246,428 $ 114,000
Placer, California 7 $ 2,765,000 $ 395,000 $ 196,000
Kent, Delaware 7 $ 1,815,000 $ 259,285 $ 104,000
Osceola, Florida 7 $ 2,565,000 $ 366,428 $ 788,000
Clayton, Georgia 7 $ 1,545,000 $ 220,714 $ 95,000
Hendricks, Indiana 7 $ 2,505,000 $ 357,857 $ 114,000
Anne Arundel, Maryland 7 $ 3,375,000 $ 482,142 $ 168,000
Bristol, Massachusetts 7 $ 2,285,000 $ 326,428 $ 160,000
Suffolk, Massachusetts 7 $ 3,305,000 $ 472,142 $ 212,000
Bernalillo, New Mexico 7 $ 1,275,000 $ 182,142 $ 96,000
Putnam, New York 7 $ 1,785,000 $ 255,000 $ 178,000
Guilford, North Carolina 7 $ 1,485,000 $ 212,142 $ 80,000
Lancaster, Pennsylvania 7 $ 2,135,000 $ 305,000 $ 146,000
Monroe, Pennsylvania 7 $ 1,485,000 $ 212,142 $ 228,000
Dorchester, South Carolina 7 $ 2,365,000 $ 337,857 $ 98,000
Rutherford, Tennessee 7 $ 2,725,000 $ 389,285 $ 109,000
Brazoria, Texas 7 $ 1,625,000 $ 232,142 $ 131,000
Denton, Texas 7 $ 2,965,000 $ 423,571 $ 153,000
Madison, Alabama 6 $ 2,040,000 $ 340,000 $ 160,000
Benton, Arkansas 6 $ 2,700,000 $ 450,000 $ 134,000
Pulaski, Arkansas 6 $ 1,420,000 $ 236,666 $ 107,000
Contra Costa, California 6 $ 3,540,000 $ 590,000 $ 163,000
Fresno, California 6 $ 1,530,000 $ 255,000 $ 83,000
Madera, California 6 $ 2,030,000 $ 338,333 $ 172,000
Ventura, California 6 $ 2,240,000 $ 373,333 $ 144,000
Adams, Colorado 6 $ 2,400,000 $ 400,000 $ 120,000
District of Columbia, District Of Columbia 6 $ 2,630,000 $ 438,333 $ 132,000
Greene, Indiana 6 $ 410,000 $ 68,333 $ 101,000
Jackson, Indiana 6 $ 910,000 $ 151,666 $ 58,000
Lake, Indiana 6 $ 1,110,000 $ 185,000 $ 75,000
Martin, Indiana 6 $ 1,130,000 $ 188,333 $ 100,000
Fayette, Kentucky 6 $ 1,770,000 $ 295,000 $ 240,000
Nelson, Kentucky 6 $ 1,020,000 $ 170,000 $ 79,000
Calhoun, Michigan 6 $ 850,000 $ 141,666 $ 113,000
Grand Traverse, Michigan 6 $ 1,830,000 $ 305,000 $ 95,000
Hennepin, Minnesota 6 $ 2,090,000 $ 348,333 $ 103,000
Merrimack, New Hampshire 6 $ 1,660,000 $ 276,666 $ 85,000
Morris, New Jersey 6 $ 2,410,000 $ 401,666 $ 156,000
Bronx, New York 6 $ 2,630,000 $ 438,333 $ 114,000
Brunswick, North Carolina 6 $ 1,610,000 $ 268,333 $ 84,000
Buncombe, North Carolina 6 $ 2,450,000 $ 408,333 $ 110,000
Lexington, South Carolina 6 $ 1,340,000 $ 223,333 $ 81,000
Knox, Tennessee 6 $ 1,860,000 $ 310,000 $ 86,000
Ellis, Texas 6 $ 1,550,000 $ 258,333 $ 179,000
Grayson, Texas 6 $ 1,530,000 $ 255,000 $ 194,000
Travis, Texas 6 $ 2,920,000 $ 486,666 $ 198,000
Baldwin, Alabama 5 $ 1,275,000 $ 255,000 $ 90,000
Mobile, Alabama 5 $ 875,000 $ 175,000 $ 64,000
Shelby, Alabama 5 $ 1,505,000 $ 301,000 $ 170,000
Pinal, Arizona 5 $ 1,655,000 $ 331,000 $ 103,000
Mariposa, California 5 $ 1,715,000 $ 343,000 $ 129,000
Tulare, California 5 $ 1,155,000 $ 231,000 $ 110,000
Denver, Colorado 5 $ 4,095,000 $ 819,000 $ 221,000
Hartford, Connecticut 5 $ 995,000 $ 199,000 $ 89,000
New Haven, Connecticut 5 $ 855,000 $ 171,000 $ 142,000
Charlotte, Florida 5 $ 1,395,000 $ 279,000 $ 107,000
Escambia, Florida 5 $ 915,000 $ 183,000 $ 118,000
Flagler, Florida 5 $ 1,655,000 $ 331,000 $ 155,000
Forsyth, Georgia 5 $ 2,425,000 $ 485,000 $ 174,000
Hall, Georgia 5 $ 1,615,000 $ 323,000 $ 79,000
Dubois, Indiana 5 $ 895,000 $ 179,000 $ 81,000
Hamilton, Indiana 5 $ 1,465,000 $ 293,000 $ 102,000
Hardin, Kentucky 5 $ 1,885,000 $ 377,000 $ 130,000
Oldham, Kentucky 5 $ 2,095,000 $ 419,000 $ 195,000
Shelby, Kentucky 5 $ 615,000 $ 123,000 $ 77,000
Caddo, Louisiana 5 $ 2,145,000 $ 429,000 $ 127,000
Cecil, Maryland 5 $ 1,325,000 $ 265,000 $ 115,000
Charles, Maryland 5 $ 2,355,000 $ 471,000 $ 132,000
Ramsey, Minnesota 5 $ 1,265,000 $ 253,000 $ 95,000
St. Charles, Missouri 5 $ 2,315,000 $ 463,000 $ 125,000
Sarpy, Nebraska 5 $ 1,385,000 $ 277,000 $ 92,000
Mercer, New Jersey 5 $ 1,015,000 $ 203,000 $ 162,000
Passaic, New Jersey 5 $ 1,885,000 $ 377,000 $ 125,000
Albany, New York 5 $ 1,385,000 $ 277,000 $ 165,000
Monroe, New York 5 $ 1,285,000 $ 257,000 $ 95,000
Oswego, New York 5 $ 1,445,000 $ 289,000 $ 123,000
Iredell, North Carolina 5 $ 1,905,000 $ 381,000 $ 141,000
Medina, Ohio 5 $ 1,265,000 $ 253,000 $ 86,000
Summit, Ohio 5 $ 1,095,000 $ 219,000 $ 106,000
Northampton, Pennsylvania 5 $ 1,785,000 $ 357,000 $ 120,000
Pickens, South Carolina 5 $ 805,000 $ 161,000 $ 93,000
Richland, South Carolina 5 $ 2,035,000 $ 407,000 $ 162,000
York, South Carolina 5 $ 1,395,000 $ 279,000 $ 117,000
Collin, Texas 5 $ 1,505,000 $ 301,000 $ 144,000
Hays, Texas 5 $ 1,135,000 $ 227,000 $ 130,000
Montgomery, Texas 5 $ 805,000 $ 161,000 $ 125,000
Jefferson, Alabama 4 $ 1,050,000 $ 262,500 $ 73,000
Saline, Arkansas 4 $ 860,000 $ 215,000 $ 220,000
Washington, Arkansas 4 $ 1,160,000 $ 290,000 $ 102,000
Orange, California 4 $ 2,170,000 $ 542,500 $ 173,000
Stanislaus, California 4 $ 1,510,000 $ 377,500 $ 108,000
Jefferson, Colorado 4 $ 2,140,000 $ 535,000 $ 208,000
Citrus, Florida 4 $ 1,370,000 $ 342,500 $ 106,000
Hernando, Florida 4 $ 1,750,000 $ 437,500 $ 148,000
Okaloosa, Florida 4 $ 1,060,000 $ 265,000 $ 96,000
Seminole, Florida 4 $ 1,670,000 $ 417,500 $ 164,000
Walton, Florida 4 $ 3,230,000 $ 807,500 $ 306,000
Bibb, Georgia 4 $ 600,000 $ 150,000 $ 276,000
Fayette, Georgia 4 $ 1,310,000 $ 327,500 $ 104,000
Muscogee, Georgia 4 $ 270,000 $ 67,500 $ 118,000
St. Clair, Illinois 4 $ 1,050,000 $ 262,500 $ 114,000
LaPorte, Indiana 4 $ 420,000 $ 105,000 $ 95,000
Leavenworth, Kansas 4 $ 670,000 $ 167,500 $ 146,000
St. John the Baptist, Louisiana 4 $ 640,000 $ 160,000 $ 254,000
Baltimore, Maryland 4 $ 1,220,000 $ 305,000 $ 132,000
Montgomery, Maryland 4 $ 2,960,000 $ 740,000 $ 213,000
Jackson, Michigan 4 $ 1,200,000 $ 300,000 $ 104,000
Meeker, Minnesota 4 $ 550,000 $ 137,500 $ 55,000
Cass, Missouri 4 $ 1,150,000 $ 287,500 $ 103,000
Clay, Missouri 4 $ 1,080,000 $ 270,000 $ 147,000
Jefferson, Missouri 4 $ 790,000 $ 197,500 $ 132,000
Ravalli, Montana 4 $ 1,800,000 $ 450,000 $ 154,000
Washoe, Nevada 4 $ 1,960,000 $ 490,000 $ 126,000
Belknap, New Hampshire 4 $ 1,400,000 $ 350,000 $ 141,000
Strafford, New Hampshire 4 $ 850,000 $ 212,500 $ 83,000
Atlantic, New Jersey 4 $ 1,100,000 $ 275,000 $ 65,000
Somerset, New Jersey 4 $ 1,280,000 $ 320,000 $ 175,000
Oneida, New York 4 $ 520,000 $ 130,000 $ 152,000
Forsyth, North Carolina 4 $ 1,310,000 $ 327,500 $ 102,000
Ransom, North Dakota 4 $ 480,000 $ 120,000 $ 53,000
Sargent, North Dakota 4 $ 500,000 $ 125,000 $ 94,000
Allegheny, Pennsylvania 4 $ 770,000 $ 192,500 $ 90,000
Bucks, Pennsylvania 4 $ 1,360,000 $ 340,000 $ 118,000
Dauphin, Pennsylvania 4 $ 880,000 $ 220,000 $ 102,000
Pike, Pennsylvania 4 $ 740,000 $ 185,000 $ 71,000
Aiken, South Carolina 4 $ 1,560,000 $ 390,000 $ 197,000
Sumner, Tennessee 4 $ 1,840,000 $ 460,000 $ 115,000
Chesterfield, Virginia 4 $ 1,290,000 $ 322,500 $ 146,000
Henrico, Virginia 4 $ 1,720,000 $ 430,000 $ 191,000
Virginia Beach, Virginia 4 $ 900,000 $ 225,000 $ 109,000
Clark, Washington 4 $ 1,370,000 $ 342,500 $ 138,000
Spokane, Washington 4 $ 1,030,000 $ 257,500 $ 62,000
La Crosse, Wisconsin 4 $ 710,000 $ 177,500 $ 72,000
Walworth, Wisconsin 4 $ 940,000 $ 235,000 $ 125,000
Waukesha, Wisconsin 4 $ 2,090,000 $ 522,500 $ 666,000
Houston, Alabama 3 $ 1,035,000 $ 345,000 $ 95,000
Lee, Alabama 3 $ 1,475,000 $ 491,666 $ 109,000
Mohave, Arizona 3 $ 1,285,000 $ 428,333 $ 107,000
Yavapai, Arizona 3 $ 1,645,000 $ 548,333 $ 161,000
San Joaquin, California 3 $ 1,145,000 $ 381,666 $ 151,000
San Mateo, California 3 $ 1,925,000 $ 641,666 $ 199,000
Garfield, Colorado 3 $ 1,715,000 $ 571,666 $ 286,000
La Plata, Colorado 3 $ 2,235,000 $ 745,000 $ 165,000
New London, Connecticut 3 $ 545,000 $ 181,666 $ 178,000
Levy, Florida 3 $ 1,075,000 $ 358,333 $ 98,000
St. Johns, Florida 3 $ 2,315,000 $ 771,666 $ 352,000
Chatham, Georgia 3 $ 925,000 $ 308,333 $ 121,000
Henry, Georgia 3 $ 1,645,000 $ 548,333 $ 165,000
Kootenai, Idaho 3 $ 1,595,000 $ 531,666 $ 112,000
Champaign, Illinois 3 $ 395,000 $ 131,666 $ 131,000
Winnebago, Illinois 3 $ 415,000 $ 138,333 $ 107,000
Perry, Indiana 3 $ 355,000 $ 118,333 $ 260,000
Carroll, Kentucky 3 $ 555,000 $ 185,000 $ 104,000
Meade, Kentucky 3 $ 375,000 $ 125,000 $ 95,000
Pulaski, Kentucky 3 $ 445,000 $ 148,333 $ 98,000
Trimble, Kentucky 3 $ 545,000 $ 181,666 $ 133,000
Ascension, Louisiana 3 $ 885,000 $ 295,000 $ 113,000
East Baton Rouge, Louisiana 3 $ 645,000 $ 215,000 $ 78,000
Baltimore City, Maryland 3 $ 1,055,000 $ 351,666 $ 98,000
Genesee, Michigan 3 $ 695,000 $ 231,666 $ 158,000
Kent, Michigan 3 $ 875,000 $ 291,666 $ 145,000
Lenawee, Michigan 3 $ 955,000 $ 318,333 $ 123,000
Anoka, Minnesota 3 $ 1,135,000 $ 378,333 $ 92,000
Dakota, Minnesota 3 $ 745,000 $ 248,333 $ 85,000
Steele, Minnesota 3 $ 685,000 $ 228,333 $ 125,000
Scotland, Missouri 3 $ 455,000 $ 151,666 $ 106,000
Richland, Montana 3 $ 475,000 $ 158,333 $ 95,000
Grafton, New Hampshire 3 $ 725,000 $ 241,666 $ 98,000
Hunterdon, New Jersey 3 $ 1,335,000 $ 445,000 $ 351,000
Sandoval, New Mexico 3 $ 825,000 $ 275,000 $ 111,000
Saratoga, New York 3 $ 1,125,000 $ 375,000 $ 242,000
Catawba, North Carolina 3 $ 1,045,000 $ 348,333 $ 88,000
Durham, North Carolina 3 $ 1,195,000 $ 398,333 $ 84,000
Johnston, North Carolina 3 $ 1,045,000 $ 348,333 $ 139,000
Rowan, North Carolina 3 $ 785,000 $ 261,666 $ 95,000
Burleigh, North Dakota 3 $ 1,595,000 $ 531,666 $ 218,000
Lake, Ohio 3 $ 455,000 $ 151,666 $ 154,000
Montgomery, Ohio 3 $ 615,000 $ 205,000 $ 92,000
Warren, Ohio 3 $ 745,000 $ 248,333 $ 80,000
Washington, Oregon 3 $ 1,525,000 $ 508,333 $ 175,000
Berks, Pennsylvania 3 $ 545,000 $ 181,666 $ 154,000
Cambria, Pennsylvania 3 $ 485,000 $ 161,666 $ 82,000
Lehigh, Pennsylvania 3 $ 1,115,000 $ 371,666 $ 301,000
Kent, Rhode Island 3 $ 1,185,000 $ 395,000 $ 129,000
Lancaster, South Carolina 3 $ 945,000 $ 315,000 $ 101,000
Laurens, South Carolina 3 $ 1,005,000 $ 335,000 $ 133,000
Spartanburg, South Carolina 3 $ 715,000 $ 238,333 $ 100,000
Minnehaha, South Dakota 3 $ 615,000 $ 205,000 $ 148,000
Morgan, Tennessee 3 $ 985,000 $ 328,333 $ 109,000
Hunt, Texas 3 $ 525,000 $ 175,000 $ 139,000
Jefferson, Texas 3 $ 445,000 $ 148,333 $ 183,000
Kaufman, Texas 3 $ 645,000 $ 215,000 $ 121,000
San Jacinto, Texas 3 $ 435,000 $ 145,000 $ 151,000
Wichita, Texas 3 $ 575,000 $ 191,666 $ 137,000
Davis, Utah 3 $ 2,055,000 $ 685,000 $ 215,000
Arlington, Virginia 3 $ 2,525,000 $ 841,666 $ 417,000
Newport News, Virginia 3 $ 885,000 $ 295,000 $ 113,000
Portsmouth, Virginia 3 $ 635,000 $ 211,666 $ 129,000
Prince William, Virginia 3 $ 1,485,000 $ 495,000 $ 202,000
Stafford, Virginia 3 $ 1,805,000 $ 601,666 $ 244,000
Mason, Washington 3 $ 985,000 $ 328,333 $ 126,000
Kanawha, West Virginia 3 $ 1,285,000 $ 428,333 $ 170,000
Oneida, Wisconsin 3 $ 695,000 $ 231,666 $ 173,000
Washington, Wisconsin 3 $ 595,000 $ 198,333 $ 88,000
Morgan, Alabama 2 $ 540,000 $ 270,000 $ 196,000
Talladega, Alabama 2 $ 950,000 $ 475,000 $ 79,000
Anchorage, Alaska 2 $ 620,000 $ 310,000 $ 82,000
Cochise, Arizona 2 $ 430,000 $ 215,000 $ 66,000
Gila, Arizona 2 $ 1,010,000 $ 505,000 $ 224,000
Faulkner, Arkansas 2 $ 310,000 $ 155,000 $ 144,000
Izard, Arkansas 2 $ 410,000 $ 205,000 $ 113,000
Amador, California 2 $ 750,000 $ 375,000 $ 156,000
Imperial, California 2 $ 370,000 $ 185,000 $ 97,000
Santa Clara, California 2 $ 870,000 $ 435,000 $ 179,000
Douglas, Colorado 2 $ 1,430,000 $ 715,000 $ 297,000
Larimer, Colorado 2 $ 760,000 $ 380,000 $ 478,000
Rio Blanco, Colorado 2 $ 330,000 $ 165,000 $ 54,000
Middlesex, Connecticut 2 $ 920,000 $ 460,000 $ 113,000
Tolland, Connecticut 2 $ 360,000 $ 180,000 $ 115,000
Sussex, Delaware 2 $ 620,000 $ 310,000 $ 153,000
Bay, Florida 2 $ 750,000 $ 375,000 $ 164,000
Columbia, Florida 2 $ 780,000 $ 390,000 $ 108,000
Indian River, Florida 2 $ 530,000 $ 265,000 $ 131,000
Martin, Florida 2 $ 810,000 $ 405,000 $ 141,000
Nassau, Florida 2 $ 570,000 $ 285,000 $ 181,000
Columbia, Georgia 2 $ 540,000 $ 270,000 $ 121,000
Douglas, Georgia 2 $ 800,000 $ 400,000 $ 171,000
Liberty, Georgia 2 $ 420,000 $ 210,000 $ 150,000
Peach, Georgia 2 $ 540,000 $ 270,000 $ 67,000
Troup, Georgia 2 $ 340,000 $ 170,000 $ 23,000
Walker, Georgia 2 $ 370,000 $ 185,000 $ 118,000
Ada, Idaho 2 $ 800,000 $ 400,000 $ 94,000
DeKalb, Illinois 2 $ 450,000 $ 225,000 $ 97,000
Jersey, Illinois 2 $ 280,000 $ 140,000 $ 123,000
LaSalle, Illinois 2 $ 610,000 $ 305,000 $ 82,000
Madison, Illinois 2 $ 210,000 $ 105,000 $ 40,000
Marion, Illinois 2 $ 470,000 $ 235,000 $ 120,000
McLean, Illinois 2 $ 310,000 $ 155,000 $ 117,000
Bartholomew, Indiana 2 $ 170,000 $ 85,000 $ 118,000
Johnson, Indiana 2 $ 760,000 $ 380,000 $ 154,000
Morgan, Indiana 2 $ 560,000 $ 280,000 $ 174,000
Porter, Indiana 2 $ 540,000 $ 270,000 $ 157,000
St. Joseph, Indiana 2 $ 570,000 $ 285,000 $ 89,000
Dallas, Iowa 2 $ 530,000 $ 265,000 $ 93,000
Dubuque, Iowa 2 $ 520,000 $ 260,000 $ 143,000
Anderson, Kansas 2 $ 170,000 $ 85,000 $ 54,000
Cowley, Kansas 2 $ 180,000 $ 90,000 $ 50,000
Miami, Kansas 2 $ 470,000 $ 235,000 $ 100,000
Reno, Kansas 2 $ 280,000 $ 140,000 $ 102,000
Breckinridge, Kentucky 2 $ 210,000 $ 105,000 $ 122,000
Floyd, Kentucky 2 $ 430,000 $ 215,000 $ 74,000
Grayson, Kentucky 2 $ 1,410,000 $ 705,000 $ 245,000
Henry, Kentucky 2 $ 280,000 $ 140,000 $ 43,000
Kenton, Kentucky 2 $ 630,000 $ 315,000 $ 174,000
Logan, Kentucky 2 $ 460,000 $ 230,000 $ 81,000
Marion, Kentucky 2 $ 190,000 $ 95,000 $ 103,000
Lafayette, Louisiana 2 $ 410,000 $ 205,000 $ 152,000
Orleans, Louisiana 2 $ 530,000 $ 265,000 $ 331,000
Rapides, Louisiana 2 $ 210,000 $ 105,000 $ 45,000
York, Maine 2 $ 760,000 $ 380,000 $ 203,000
Harford, Maryland 2 $ 730,000 $ 365,000 $ 89,000
Howard, Maryland 2 $ 760,000 $ 380,000 $ 118,000
Barnstable, Massachusetts 2 $ 1,890,000 $ 945,000 $ 237,000
Hampden, Massachusetts 2 $ 570,000 $ 285,000 $ 114,000
Ingham, Michigan 2 $ 1,140,000 $ 570,000 $ 302,000
Livingston, Michigan 2 $ 370,000 $ 185,000 $ 103,000
St. Clair, Michigan 2 $ 330,000 $ 165,000 $ 109,000
Dodge, Minnesota 2 $ 680,000 $ 340,000 $ 103,000
Freeborn, Minnesota 2 $ 430,000 $ 215,000 $ 100,000
McLeod, Minnesota 2 $ 340,000 $ 170,000 $ 45,000
Otter Tail, Minnesota 2 $ 360,000 $ 180,000 $ 165,000
St. Louis, Minnesota 2 $ 380,000 $ 190,000 $ 79,000
Waseca, Minnesota 2 $ 450,000 $ 225,000 $ 104,000
Jackson, Mississippi 2 $ 550,000 $ 275,000 $ 69,000
Rankin, Mississippi 2 $ 480,000 $ 240,000 $ 110,000
Buchanan, Missouri 2 $ 240,000 $ 120,000 $ 61,000
Camden, Missouri 2 $ 650,000 $ 325,000 $ 111,000
Greene, Missouri 2 $ 650,000 $ 325,000 $ 135,000
Johnson, Missouri 2 $ 590,000 $ 295,000 $ 88,000
Taney, Missouri 2 $ 520,000 $ 260,000 $ 126,000
Gallatin, Montana 2 $ 980,000 $ 490,000 $ 101,000
Lyon, Nevada 2 $ 1,180,000 $ 590,000 $ 138,000
Burlington, New Jersey 2 $ 580,000 $ 290,000 $ 117,000
Gloucester, New Jersey 2 $ 830,000 $ 415,000 $ 234,000
Otero, New Mexico 2 $ 310,000 $ 155,000 $ 64,000
Chenango, New York 2 $ 150,000 $ 75,000 $ 50,000
Niagara, New York 2 $ 490,000 $ 245,000 $ 86,000
Rensselaer, New York 2 $ 420,000 $ 210,000 $ 112,000
Alamance, North Carolina 2 $ 590,000 $ 295,000 $ 103,000
Cabarrus, North Carolina 2 $ 550,000 $ 275,000 $ 92,000
Craven, North Carolina 2 $ 580,000 $ 290,000 $ 103,000
Cumberland, North Carolina 2 $ 910,000 $ 455,000 $ 148,000
Franklin, North Carolina 2 $ 530,000 $ 265,000 $ 83,000
Gaston, North Carolina 2 $ 620,000 $ 310,000 $ 88,000
Granville, North Carolina 2 $ 630,000 $ 315,000 $ 82,000
Harnett, North Carolina 2 $ 400,000 $ 200,000 $ 101,000
Henderson, North Carolina 2 $ 460,000 $ 230,000 $ 69,000
New Hanover, North Carolina 2 $ 440,000 $ 220,000 $ 76,000
Randolph, North Carolina 2 $ 460,000 $ 230,000 $ 104,000
Union, North Carolina 2 $ 590,000 $ 295,000 $ 84,000
Clermont, Ohio 2 $ 380,000 $ 190,000 $ 53,000
Fulton, Ohio 2 $ 440,000 $ 220,000 $ 82,000
Ottawa, Ohio 2 $ 400,000 $ 200,000 $ 82,000
Richland, Ohio 2 $ 270,000 $ 135,000 $ 83,000
Sandusky, Ohio 2 $ 400,000 $ 200,000 $ 95,000
Stark, Ohio 2 $ 430,000 $ 215,000 $ 98,000
Grady, Oklahoma 2 $ 330,000 $ 165,000 $ 54,000
Rogers, Oklahoma 2 $ 670,000 $ 335,000 $ 73,000
Clackamas, Oregon 2 $ 830,000 $ 415,000 $ 101,000
Linn, Oregon 2 $ 670,000 $ 335,000 $ 72,000
Lackawanna, Pennsylvania 2 $ 280,000 $ 140,000 $ 58,000
Luzerne, Pennsylvania 2 $ 310,000 $ 155,000 $ 75,000
Washington, Pennsylvania 2 $ 480,000 $ 240,000 $ 103,000
Berkeley, South Carolina 2 $ 630,000 $ 315,000 $ 134,000
Cherokee, South Carolina 2 $ 240,000 $ 120,000 $ 83,000
Chesterfield, South Carolina 2 $ 310,000 $ 155,000 $ 46,000
Kershaw, South Carolina 2 $ 690,000 $ 345,000 $ 162,000
Greene, Tennessee 2 $ 850,000 $ 425,000 $ 147,000
Hamilton, Tennessee 2 $ 500,000 $ 250,000 $ 143,000
Stewart, Tennessee 2 $ 550,000 $ 275,000 $ 85,000
Wilson, Tennessee 2 $ 840,000 $ 420,000 $ 124,000
Aransas, Texas 2 $ 530,000 $ 265,000 $ 196,000
Cameron, Texas 2 $ 150,000 $ 75,000 $ 116,000
Jackson, Texas 2 $ 290,000 $ 145,000 $ 188,000
Matagorda, Texas 2 $ 260,000 $ 130,000 $ 134,000
Smith, Texas 2 $ 270,000 $ 135,000 $ 61,000
Williamson, Texas 2 $ 840,000 $ 420,000 $ 239,000
Iron, Utah 2 $ 1,100,000 $ 550,000 $ 149,000
Tooele, Utah 2 $ 800,000 $ 400,000 $ 102,000
Weber, Utah 2 $ 740,000 $ 370,000 $ 516,000
Hampton, Virginia 2 $ 440,000 $ 220,000 $ 164,000
Hanover, Virginia 2 $ 970,000 $ 485,000 $ 196,000
Isle of Wight, Virginia 2 $ 830,000 $ 415,000 $ 138,000
James City, Virginia 2 $ 210,000 $ 105,000 $ 33,000
Loudoun, Virginia 2 $ 1,200,000 $ 600,000 $ 219,000
Montgomery, Virginia 2 $ 1,050,000 $ 525,000 $ 218,000
Norfolk, Virginia 2 $ 500,000 $ 250,000 $ 91,000
Petersburg, Virginia 2 $ 370,000 $ 185,000 $ 90,000
Pittsylvania, Virginia 2 $ 270,000 $ 135,000 $ 80,000
York, Virginia 2 $ 600,000 $ 300,000 $ 109,000
Chelan, Washington 2 $ 400,000 $ 200,000 $ 112,000
Clallam, Washington 2 $ 750,000 $ 375,000 $ 177,000
Thurston, Washington 2 $ 500,000 $ 250,000 $ 170,000
Walla Walla, Washington 2 $ 550,000 $ 275,000 $ 131,000
Berkeley, West Virginia 2 $ 740,000 $ 370,000 $ 140,000
Calumet, Wisconsin 2 $ 740,000 $ 370,000 $ 122,000
Manitowoc, Wisconsin 2 $ 170,000 $ 85,000 $ 62,000
Marquette, Wisconsin 2 $ 250,000 $ 125,000 $ 53,000
Monroe, Wisconsin 2 $ 330,000 $ 165,000 $ 72,000
Oconto, Wisconsin 2 $ 490,000 $ 245,000 $ 88,000
Polk, Wisconsin 2 $ 2,660,000 $ 1,330,000 $ 346,000
Racine, Wisconsin 2 $ 410,000 $ 205,000 $ 61,000
Sheboygan, Wisconsin 2 $ 540,000 $ 270,000 $ 121,000
Winnebago, Wisconsin 2 $ 670,000 $ 335,000 $ 122,000
Laramie, Wyoming 2 $ 440,000 $ 220,000 $ 73,000
Calhoun, Alabama 1 $ 95,000 $ 95,000 $ 29,000
Coffee, Alabama 1 $ 195,000 $ 195,000 $ 51,000
Colbert, Alabama 1 $ 265,000 $ 265,000 $ 104,000
Dale, Alabama 1 $ 195,000 $ 195,000 $ 45,000
Etowah, Alabama 1 $ 135,000 $ 135,000 $ 52,000
Lauderdale, Alabama 1 $ 235,000 $ 235,000 $ 97,000
Limestone, Alabama 1 $ 145,000 $ 145,000 $ 250,000
Matanuska-Susitna, Alaska 1 $ 295,000 $ 295,000 $ 89,000
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Mortgage Loan Application Detail Totals for First Savings Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,774 $826,750,000 $298,000 $3,005,000 $139,000 $2,475,000
Cash-out Refinancing 1,558 $509,210,000 $326,000 $2,935,000 $129,000 $1,429,000
Refinancing 324 $83,650,000 $258,000 $2,005,000 $154,000 $4,556,000
Other Purpose 98 $6,540,000 $66,000 $265,000 $121,000 $2,809,000
Home Improvement 88 $5,380,000 $61,000 $285,000 $78,000 $500,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,952 $851,740,000 $288,000 $3,005,000 $136,000 $4,556,000
Not Provided 676 $214,120,000 $316,000 $1,555,000 $138,000 $2,809,000
Black or African American 419 $124,925,000 $298,000 $885,000 $116,000 $1,129,000
Asian 403 $121,555,000 $301,000 $1,215,000 $149,000 $1,344,000
Hispanic 363 $109,615,000 $301,000 $1,505,000 $133,000 $2,475,000
Not applicable 13 $3,715,000 $285,000 $925,000 $0 $0
American Indian or Alaskan Native 12 $4,440,000 $370,000 $755,000 $98,000 $161,000
Native Hawaiian or Other Pacific Islander 4 $1,420,000 $355,000 $645,000 $130,000 $189,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,176 $1,213,400,000 $290,000 $3,005,000 $141,000 $4,556,000
FHA-insured (Federal Housing Administration) 409 $122,465,000 $299,000 $1,105,000 $97,000 $1,129,000
VA-guaranteed (Veterans Administration) 234 $91,520,000 $391,000 $2,935,000 $111,000 $650,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $4,145,000 $180,000 $355,000 $68,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,974 $840,090,000 $282,000 $3,005,000 $137,000 $4,556,000
Application Withdrawn By Applicant 1,233 $409,775,000 $332,000 $2,935,000 $141,000 $2,365,000
Application Denied By Financial Institution 444 $119,380,000 $268,000 $1,725,000 $101,000 $1,129,000
File Closed For Incompleteness 145 $48,615,000 $335,000 $1,085,000 $162,000 $2,028,000
Application Approved But Not Accepted 33 $10,625,000 $321,000 $815,000 $113,000 $352,000
Preapproval Approved but not Accepted 12 $2,530,000 $210,000 $645,000 $75,000 $162,000
Preapproval Denied by Financial Institution 1 $515,000 $515,000 $515,000 $90,000 $90,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,397 $1,311,635,000 $298,000 $3,005,000 $139,000 $4,556,000
Debt-To-Income Ratio 189 $55,525,000 $293,000 $1,725,000 $80,000 $450,000
Credit History 100 $18,370,000 $183,000 $1,075,000 $96,000 $1,129,000
Collateral 72 $17,700,000 $245,000 $1,655,000 $121,000 $577,000
Employment History 27 $9,725,000 $360,000 $605,000 $127,000 $467,000
Unverifiable Information 25 $10,295,000 $411,000 $1,085,000 $186,000 $1,006,000
Other 20 $5,330,000 $266,000 $555,000 $117,000 $621,000
Insufficient Cash (Downpayment, Closing Cost) 12 $2,950,000 $245,000 $475,000 $73,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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