First Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
First Savings Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Savings Bank 501 E. Lewis & Clark Parkway Jeffersonville, IN 47129 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 8,747 |
| Total Mortgage Loan Application Amount | $2,721,815,000 |
| Average Mortgage Loan Application Amount | $213,400 |
| Highest Mortgage Loan Application Amount | $4,965,000 |
| Average Applicant Income | $110,200 |
| Highest Applicant Income | $2,538,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with First Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down First Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Savings Bank's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,007 | $ 182,775,000 | $ 193,500 | $ 95,500 |
| NA (OUTSIDE OF MSA/MD) | 781 | $ 169,455,000 | $ 268,733 | $ 109,466 |
| CHICAGO-NAPERVILLE, IL | 425 | $ 120,065,000 | $ 282,000 | $ 137,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 322 | $ 164,810,000 | $ 458,000 | $ 151,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 303 | $ 73,905,000 | $ 243,000 | $ 102,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 259 | $ 62,635,000 | $ 241,000 | $ 133,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 205 | $ 69,035,000 | $ 336,000 | $ 131,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 174 | $ 83,070,000 | $ 477,000 | $ 161,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 145 | $ 49,045,000 | $ 338,000 | $ 138,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 138 | $ 45,350,000 | $ 328,000 | $ 111,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 137 | $ 40,065,000 | $ 292,000 | $ 135,000 |
| NEW YORK-NEWARK, NY | 132 | $ 50,870,000 | $ 375,500 | $ 145,000 |
| DALLAS-PLANO-IRVING, TX | 128 | $ 42,550,000 | $ 332,000 | $ 170,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 126 | $ 82,110,000 | $ 651,000 | $ 194,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 110 | $ 58,570,000 | $ 532,000 | $ 218,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 110 | $ 40,920,000 | $ 372,000 | $ 134,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 105 | $ 41,705,000 | $ 397,000 | $ 136,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 95 | $ 20,525,000 | $ 216,000 | $ 86,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 94 | $ 32,430,000 | $ 345,000 | $ 148,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 91 | $ 31,395,000 | $ 345,000 | $ 104,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 88 | $ 26,890,000 | $ 324,500 | $ 115,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 87 | $ 35,705,000 | $ 410,000 | $ 134,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 82 | $ 27,760,000 | $ 338,000 | $ 124,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 80 | $ 29,770,000 | $ 372,000 | $ 115,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 73 | $ 19,715,000 | $ 202,000 | $ 145,000 |
| SAN DIEGO-CARLSBAD, CA | 73 | $ 38,465,000 | $ 526,000 | $ 138,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 70 | $ 17,540,000 | $ 250,000 | $ 110,000 |
| NEWARK, NJ-PA | 70 | $ 25,380,000 | $ 265,000 | $ 88,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 69 | $ 10,805,000 | $ 156,000 | $ 68,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 61 | $ 18,495,000 | $ 303,000 | $ 129,000 |
| BOSTON, MA | 58 | $ 24,540,000 | $ 423,000 | $ 142,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 58 | $ 22,740,000 | $ 362,000 | $ 151,666 |
| WILMINGTON, DE-MD-NJ | 56 | $ 13,450,000 | $ 164,000 | $ 73,500 |
| FORT WORTH-ARLINGTON, TX | 54 | $ 18,120,000 | $ 335,000 | $ 135,000 |
| DENVER-AURORA-LAKEWOOD, CO | 53 | $ 22,685,000 | $ 428,000 | $ 126,000 |
| ST. LOUIS, MO-IL | 53 | $ 12,175,000 | $ 229,000 | $ 101,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 52 | $ 34,640,000 | $ 666,000 | $ 203,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 50 | $ 23,960,000 | $ 466,500 | $ 160,000 |
| AUSTIN-ROUND ROCK, TX | 48 | $ 18,820,000 | $ 392,000 | $ 131,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 48 | $ 17,240,000 | $ 352,000 | $ 125,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 47 | $ 22,925,000 | $ 487,000 | $ 148,000 |
| JACKSONVILLE, FL | 45 | $ 13,925,000 | $ 309,000 | $ 136,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 44 | $ 17,220,000 | $ 391,000 | $ 214,000 |
| NEW ORLEANS-METAIRIE, LA | 44 | $ 11,510,000 | $ 261,000 | $ 145,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 43 | $ 25,795,000 | $ 599,000 | $ 180,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 42 | $ 13,710,000 | $ 326,000 | $ 120,000 |
| GRAND RAPIDS-WYOMING, MI | 40 | $ 11,060,000 | $ 276,000 | $ 82,000 |
| ELGIN, IL | 39 | $ 10,255,000 | $ 262,000 | $ 97,000 |
| PROVIDENCE-WARWICK, RI-MA | 38 | $ 11,560,000 | $ 303,500 | $ 98,000 |
| WORCESTER, MA-CT | 37 | $ 13,655,000 | $ 374,000 | $ 140,500 |
| PHILADELPHIA, PA | 36 | $ 6,370,000 | $ 176,000 | $ 116,000 |
| COLUMBUS, OH | 34 | $ 9,310,000 | $ 273,000 | $ 106,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 34 | $ 8,190,000 | $ 240,000 | $ 105,000 |
| CAMDEN, NJ | 33 | $ 7,745,000 | $ 234,000 | $ 133,000 |
| CAPE CORAL-FORT MYERS, FL | 31 | $ 9,865,000 | $ 318,000 | $ 108,000 |
| OKLAHOMA CITY, OK | 30 | $ 6,750,000 | $ 225,000 | $ 86,000 |
| TULSA, OK | 30 | $ 5,840,000 | $ 194,000 | $ 69,000 |
| CINCINNATI, OH-KY-IN | 29 | $ 6,675,000 | $ 245,666 | $ 149,333 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 28 | $ 7,620,000 | $ 272,000 | $ 89,000 |
| DES MOINES-WEST DES MOINES, IA | 27 | $ 6,435,000 | $ 238,000 | $ 108,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 27 | $ 7,205,000 | $ 266,000 | $ 150,000 |
| LAKELAND-WINTER HAVEN, FL | 27 | $ 9,355,000 | $ 346,000 | $ 120,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 27 | $ 5,175,000 | $ 191,000 | $ 96,000 |
| TACOMA-LAKEWOOD, WA | 27 | $ 10,365,000 | $ 383,000 | $ 107,000 |
| ALBANY-SCHENECTADY-TROY, NY | 26 | $ 7,040,000 | $ 270,000 | $ 113,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 26 | $ 3,870,000 | $ 148,000 | $ 66,000 |
| PORT ST. LUCIE, FL | 26 | $ 8,930,000 | $ 343,000 | $ 112,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 26 | $ 20,870,000 | $ 802,000 | $ 226,000 |
| SPRINGFIELD, MA | 25 | $ 6,765,000 | $ 270,000 | $ 114,000 |
| STOCKTON-LODI, CA | 25 | $ 11,735,000 | $ 469,000 | $ 125,000 |
| CLEVELAND-ELYRIA, OH | 23 | $ 3,935,000 | $ 171,000 | $ 62,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 23 | $ 8,335,000 | $ 362,000 | $ 137,000 |
| FRESNO, CA | 22 | $ 8,050,000 | $ 365,000 | $ 125,000 |
| MADERA, CA | 22 | $ 6,850,000 | $ 311,000 | $ 116,000 |
| MOBILE, AL | 22 | $ 5,230,000 | $ 237,000 | $ 152,000 |
| MANCHESTER-NASHUA, NH | 21 | $ 7,035,000 | $ 335,000 | $ 114,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 21 | $ 4,795,000 | $ 232,500 | $ 128,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 21 | $ 6,485,000 | $ 308,000 | $ 102,000 |
| HARRISBURG-CARLISLE, PA | 20 | $ 5,250,000 | $ 262,000 | $ 128,000 |
| RALEIGH, NC | 20 | $ 6,940,000 | $ 347,000 | $ 104,000 |
| TOLEDO, OH | 20 | $ 3,140,000 | $ 157,000 | $ 281,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 19 | $ 8,695,000 | $ 457,000 | $ 174,000 |
| KANSAS CITY, MO-KS | 19 | $ 5,595,000 | $ 295,500 | $ 116,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 19 | $ 5,875,000 | $ 309,000 | $ 169,000 |
| SPARTANBURG, SC | 19 | $ 5,015,000 | $ 263,000 | $ 102,000 |
| COLUMBIA, SC | 18 | $ 4,150,000 | $ 230,000 | $ 117,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 18 | $ 5,110,000 | $ 283,000 | $ 102,000 |
| OCALA, FL | 18 | $ 3,140,000 | $ 174,000 | $ 55,000 |
| FLINT, MI | 17 | $ 4,205,000 | $ 247,000 | $ 79,000 |
| JACKSON, MI | 17 | $ 3,715,000 | $ 218,000 | $ 79,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 17 | $ 9,375,000 | $ 551,000 | $ 182,000 |
| KNOXVILLE, TN | 16 | $ 5,140,000 | $ 321,000 | $ 84,000 |
| PITTSBURGH, PA | 16 | $ 4,050,000 | $ 253,000 | $ 194,000 |
| RICHMOND, VA | 16 | $ 4,660,000 | $ 291,000 | $ 121,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 16 | $ 18,480,000 | $ 1,155,000 | $ 263,000 |
| WICHITA, KS | 16 | $ 3,210,000 | $ 200,000 | $ 82,000 |
| BOISE CITY, ID | 15 | $ 6,625,000 | $ 441,000 | $ 126,000 |
| DURHAM-CHAPEL HILL, NC | 15 | $ 4,325,000 | $ 288,000 | $ 100,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 15 | $ 4,345,000 | $ 289,000 | $ 114,000 |
| PROVO-OREM, UT | 15 | $ 8,835,000 | $ 589,000 | $ 141,000 |
| ALBUQUERQUE, NM | 14 | $ 3,880,000 | $ 277,000 | $ 105,000 |
| BATON ROUGE, LA | 14 | $ 3,400,000 | $ 242,000 | $ 91,000 |
| CHAMPAIGN-URBANA, IL | 14 | $ 3,190,000 | $ 227,000 | $ 141,000 |
| ROANOKE, VA | 14 | $ 2,440,000 | $ 174,000 | $ 45,000 |
| MEMPHIS, TN-MS-AR | 13 | $ 3,235,000 | $ 308,500 | $ 181,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 2,955,000 | $ 227,000 | $ 68,000 |
| OGDEN-CLEARFIELD, UT | 13 | $ 5,075,000 | $ 390,000 | $ 126,000 |
| PUNTA GORDA, FL | 13 | $ 2,645,000 | $ 203,000 | $ 198,000 |
| WILMINGTON, NC | 13 | $ 2,415,000 | $ 185,000 | $ 80,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 12 | $ 3,400,000 | $ 284,000 | $ 136,500 |
| ANN ARBOR, MI | 12 | $ 2,690,000 | $ 224,000 | $ 52,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 12 | $ 3,400,000 | $ 283,000 | $ 102,000 |
| BAKERSFIELD, CA | 12 | $ 3,780,000 | $ 315,000 | $ 81,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 12 | $ 5,770,000 | $ 480,000 | $ 210,000 |
| LEXINGTON-FAYETTE, KY | 12 | $ 3,170,000 | $ 264,000 | $ 142,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 6,060,000 | $ 505,000 | $ 129,000 |
| SAVANNAH, GA | 12 | $ 3,370,000 | $ 280,000 | $ 101,000 |
| TRENTON, NJ | 12 | $ 4,530,000 | $ 377,000 | $ 146,000 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 2,845,000 | $ 258,000 | $ 140,000 |
| DOVER, DE | 11 | $ 3,305,000 | $ 300,000 | $ 89,000 |
| ASHEVILLE, NC | 10 | $ 3,530,000 | $ 353,000 | $ 190,000 |
| BARNSTABLE TOWN, MA | 10 | $ 4,540,000 | $ 454,000 | $ 204,000 |
| CHATTANOOGA, TN-GA | 10 | $ 2,980,000 | $ 244,000 | $ 77,000 |
| COLORADO SPRINGS, CO | 10 | $ 4,480,000 | $ 448,000 | $ 157,000 |
| FARGO, ND-MN | 10 | $ 2,360,000 | $ 221,500 | $ 74,500 |
| ROCHESTER, NY | 10 | $ 1,400,000 | $ 140,000 | $ 68,000 |
| SANTA ROSA, CA | 10 | $ 4,260,000 | $ 426,000 | $ 114,000 |
| EAST STROUDSBURG, PA | 9 | $ 2,045,000 | $ 227,000 | $ 107,000 |
| GAINESVILLE, FL | 9 | $ 2,525,000 | $ 280,000 | $ 83,000 |
| KILLEEN-TEMPLE, TX | 9 | $ 2,295,000 | $ 255,000 | $ 236,000 |
| MADISON, WI | 9 | $ 2,625,000 | $ 291,000 | $ 111,000 |
| MODESTO, CA | 9 | $ 3,085,000 | $ 342,000 | $ 113,000 |
| SALISBURY, MD-DE | 9 | $ 2,215,000 | $ 246,000 | $ 86,000 |
| SPOKANE-SPOKANE VALLEY, WA | 9 | $ 2,455,000 | $ 272,000 | $ 74,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 4,335,000 | $ 481,000 | $ 142,000 |
| AKRON, OH | 8 | $ 1,070,000 | $ 133,000 | $ 74,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 8 | $ 1,480,000 | $ 185,000 | $ 72,000 |
| JACKSON, MS | 8 | $ 2,520,000 | $ 315,000 | $ 145,000 |
| LANSING-EAST LANSING, MI | 8 | $ 2,050,000 | $ 256,000 | $ 161,000 |
| MCALLEN-EDINBURG-MISSION, TX | 8 | $ 2,140,000 | $ 267,000 | $ 98,000 |
| OLYMPIA-TUMWATER, WA | 8 | $ 2,800,000 | $ 350,000 | $ 84,000 |
| SALT LAKE CITY, UT | 8 | $ 4,850,000 | $ 606,000 | $ 190,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 3,050,000 | $ 381,000 | $ 123,000 |
| ANCHORAGE, AK | 7 | $ 1,975,000 | $ 282,000 | $ 90,000 |
| COLLEGE STATION-BRYAN, TX | 7 | $ 2,735,000 | $ 390,000 | $ 242,000 |
| FAYETTEVILLE, NC | 7 | $ 1,775,000 | $ 253,000 | $ 98,000 |
| GREENSBORO-HIGH POINT, NC | 7 | $ 2,195,000 | $ 313,000 | $ 149,000 |
| HOMOSASSA SPRINGS, FL | 7 | $ 1,605,000 | $ 229,000 | $ 104,000 |
| KALAMAZOO-PORTAGE, MI | 7 | $ 1,995,000 | $ 285,000 | $ 85,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 7 | $ 1,665,000 | $ 311,500 | $ 160,000 |
| KINGSTON, NY | 7 | $ 2,395,000 | $ 342,000 | $ 156,000 |
| MICHIGAN CITY-LA PORTE, IN | 7 | $ 655,000 | $ 93,000 | $ 85,000 |
| PORTLAND-SOUTH PORTLAND, ME | 7 | $ 2,295,000 | $ 327,000 | $ 138,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 7 | $ 3,445,000 | $ 492,000 | $ 172,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 1,360,000 | $ 217,500 | $ 79,000 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 810,000 | $ 135,000 | $ 202,000 |
| BLOOMINGTON, IN | 6 | $ 2,210,000 | $ 368,000 | $ 125,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 6 | $ 1,830,000 | $ 305,000 | $ 62,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $ 1,210,000 | $ 201,000 | $ 57,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,740,000 | $ 290,000 | $ 103,000 |
| GARY, IN | 6 | $ 1,280,000 | $ 213,000 | $ 75,000 |
| GREELEY, CO | 6 | $ 2,590,000 | $ 431,000 | $ 103,000 |
| HUNTSVILLE, AL | 6 | $ 1,900,000 | $ 316,000 | $ 110,000 |
| JACKSONVILLE, NC | 6 | $ 1,020,000 | $ 170,000 | $ 229,000 |
| LANCASTER, PA | 6 | $ 1,150,000 | $ 191,000 | $ 63,000 |
| MERCED, CA | 6 | $ 2,570,000 | $ 428,000 | $ 142,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 6 | $ 1,510,000 | $ 285,000 | $ 104,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 6 | $ 2,700,000 | $ 450,000 | $ 130,000 |
| RENO, NV | 6 | $ 2,840,000 | $ 473,000 | $ 110,000 |
| ROCKFORD, IL | 6 | $ 1,310,000 | $ 218,000 | $ 102,000 |
| SAN RAFAEL, CA | 6 | $ 5,440,000 | $ 906,000 | $ 209,000 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 2,270,000 | $ 378,000 | $ 150,000 |
| SHERMAN-DENISON, TX | 6 | $ 1,310,000 | $ 218,000 | $ 124,000 |
| YAKIMA, WA | 6 | $ 1,460,000 | $ 243,000 | $ 84,000 |
| AUBURN-OPELIKA, AL | 5 | $ 1,275,000 | $ 255,000 | $ 172,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 2,155,000 | $ 431,000 | $ 91,000 |
| CLARKSVILLE, TN-KY | 5 | $ 935,000 | $ 163,500 | $ 151,500 |
| EVANSVILLE, IN-KY | 5 | $ 925,000 | $ 185,000 | $ 81,000 |
| LAWTON, OK | 5 | $ 1,165,000 | $ 233,000 | $ 73,000 |
| MONTGOMERY, AL | 5 | $ 1,545,000 | $ 309,000 | $ 85,000 |
| REDDING, CA | 5 | $ 1,665,000 | $ 333,000 | $ 121,000 |
| SALINAS, CA | 5 | $ 3,415,000 | $ 683,000 | $ 126,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,265,000 | $ 253,000 | $ 92,000 |
| STATE COLLEGE, PA | 5 | $ 1,085,000 | $ 217,000 | $ 83,000 |
| SYRACUSE, NY | 5 | $ 875,000 | $ 175,000 | $ 116,000 |
| URBAN HONOLULU, HI | 5 | $ 2,365,000 | $ 473,000 | $ 83,000 |
| WACO, TX | 5 | $ 1,085,000 | $ 217,000 | $ 92,000 |
| BANGOR, ME | 4 | $ 910,000 | $ 227,000 | $ 128,000 |
| CHICO, CA | 4 | $ 1,620,000 | $ 405,000 | $ 185,000 |
| CLEVELAND, TN | 4 | $ 970,000 | $ 242,000 | $ 48,000 |
| COLUMBIA, MO | 4 | $ 910,000 | $ 227,000 | $ 73,000 |
| COLUMBUS, GA-AL | 4 | $ 960,000 | $ 231,500 | $ 91,500 |
| CORPUS CHRISTI, TX | 4 | $ 770,000 | $ 192,000 | $ 107,000 |
| DOTHAN, AL | 4 | $ 1,330,000 | $ 332,000 | $ 153,000 |
| IDAHO FALLS, ID | 4 | $ 1,520,000 | $ 380,000 | $ 98,000 |
| LONGVIEW, WA | 4 | $ 1,140,000 | $ 285,000 | $ 60,000 |
| MONROE, MI | 4 | $ 1,030,000 | $ 257,000 | $ 112,000 |
| RACINE, WI | 4 | $ 780,000 | $ 195,000 | $ 103,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 790,000 | $ 197,000 | $ 133,000 |
| SEBRING, FL | 4 | $ 1,100,000 | $ 275,000 | $ 123,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 770,000 | $ 192,000 | $ 210,000 |
| ST. GEORGE, UT | 4 | $ 2,310,000 | $ 577,000 | $ 122,000 |
| WINSTON-SALEM, NC | 4 | $ 770,000 | $ 192,000 | $ 76,000 |
| YUBA CITY, CA | 4 | $ 1,580,000 | $ 395,000 | $ 126,000 |
| ABILENE, TX | 3 | $ 745,000 | $ 248,000 | $ 146,000 |
| APPLETON, WI | 3 | $ 685,000 | $ 228,000 | $ 46,000 |
| CANTON-MASSILLON, OH | 3 | $ 655,000 | $ 218,000 | $ 65,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 3 | $ 625,000 | $ 208,000 | $ 94,000 |
| DULUTH, MN-WI | 3 | $ 565,000 | $ 157,500 | $ 82,500 |
| EL CENTRO, CA | 3 | $ 685,000 | $ 228,000 | $ 104,000 |
| FORT COLLINS, CO | 3 | $ 1,875,000 | $ 625,000 | $ 200,000 |
| GLENS FALLS, NY | 3 | $ 735,000 | $ 245,000 | $ 65,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 845,000 | $ 281,000 | $ 105,000 |
| HANFORD-CORCORAN, CA | 3 | $ 525,000 | $ 175,000 | $ 120,000 |
| HINESVILLE, GA | 3 | $ 615,000 | $ 205,000 | $ 101,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 645,000 | $ 210,000 | $ 64,000 |
| KENNEWICK-RICHLAND, WA | 3 | $ 1,135,000 | $ 378,000 | $ 152,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 735,000 | $ 245,000 | $ 75,000 |
| LAREDO, TX | 3 | $ 625,000 | $ 208,000 | $ 153,000 |
| LAS CRUCES, NM | 3 | $ 1,105,000 | $ 368,000 | $ 137,000 |
| LONGVIEW, TX | 3 | $ 725,000 | $ 241,000 | $ 104,000 |
| MACON-BIBB COUNTY, GA | 3 | $ 455,000 | $ 151,000 | $ 132,000 |
| OCEAN CITY, NJ | 3 | $ 1,175,000 | $ 391,000 | $ 125,000 |
| PANAMA CITY, FL | 3 | $ 1,365,000 | $ 455,000 | $ 174,000 |
| PEORIA, IL | 3 | $ 665,000 | $ 221,000 | $ 99,000 |
| PINE BLUFF, AR | 3 | $ 435,000 | $ 145,000 | $ 44,000 |
| PUEBLO, CO | 3 | $ 885,000 | $ 295,000 | $ 140,000 |
| RAPID CITY, SD | 3 | $ 585,000 | $ 195,000 | $ 64,000 |
| ROCHESTER, MN | 3 | $ 845,000 | $ 281,000 | $ 104,000 |
| SALEM, OR | 3 | $ 935,000 | $ 311,000 | $ 87,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 4,075,000 | $ 1,358,000 | $ 1,049,000 |
| SHEBOYGAN, WI | 3 | $ 885,000 | $ 295,000 | $ 126,000 |
| TERRE HAUTE, IN | 3 | $ 65,000 | $ 21,000 | $ 23,000 |
| TYLER, TX | 3 | $ 435,000 | $ 145,000 | $ 116,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 585,000 | $ 195,000 | $ 48,000 |
| WENATCHEE, WA | 3 | $ 1,205,000 | $ 401,000 | $ 71,000 |
| WHEELING, WV-OH | 3 | $ 605,000 | $ 201,000 | $ 88,000 |
| ALBANY, OR | 2 | $ 640,000 | $ 320,000 | $ 51,000 |
| ALEXANDRIA, LA | 2 | $ 270,000 | $ 135,000 | $ 41,000 |
| AMARILLO, TX | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| AMES, IA | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| BELLINGHAM, WA | 2 | $ 620,000 | $ 310,000 | $ 88,000 |
| BEND-REDMOND, OR | 2 | $ 1,670,000 | $ 835,000 | $ 345,000 |
| BILLINGS, MT | 2 | $ 340,000 | $ 170,000 | $ 40,000 |
| BINGHAMTON, NY | 2 | $ 490,000 | $ 245,000 | $ 100,000 |
| BISMARCK, ND | 2 | $ 690,000 | $ 345,000 | $ 77,000 |
| CHARLOTTESVILLE, VA | 2 | $ 570,000 | $ 285,000 | $ 168,000 |
| COEUR D'ALENE, ID | 2 | $ 1,000,000 | $ 500,000 | $ 140,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| DECATUR, AL | 2 | $ 680,000 | $ 340,000 | $ 276,000 |
| ELKHART-GOSHEN, IN | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| ERIE, PA | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| FORT SMITH, AR-OK | 2 | $ 320,000 | $ 160,000 | $ 73,500 |
| FORT WAYNE, IN | 2 | $ 280,000 | $ 140,000 | $ 125,000 |
| GAINESVILLE, GA | 2 | $ 450,000 | $ 225,000 | $ 98,000 |
| GRAND FORKS, ND-MN | 2 | $ 590,000 | $ 295,000 | $ 159,000 |
| GRAND ISLAND, NE | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 680,000 | $ 340,000 | $ 150,000 |
| HOT SPRINGS, AR | 2 | $ 420,000 | $ 210,000 | $ 124,000 |
| JOHNSON CITY, TN | 2 | $ 1,180,000 | $ 590,000 | $ 302,000 |
| LAKE CHARLES, LA | 2 | $ 500,000 | $ 250,000 | $ 101,000 |
| MIDLAND, TX | 2 | $ 420,000 | $ 210,000 | $ 177,000 |
| MISSOULA, MT | 2 | $ 500,000 | $ 250,000 | $ 57,000 |
| MUNCIE, IN | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| MUSKEGON, MI | 2 | $ 520,000 | $ 260,000 | $ 69,000 |
| NEW BERN, NC | 2 | $ 590,000 | $ 295,000 | $ 71,000 |
| ODESSA, TX | 2 | $ 620,000 | $ 310,000 | $ 41,000 |
| PITTSFIELD, MA | 2 | $ 1,410,000 | $ 705,000 | $ 395,000 |
| READING, PA | 2 | $ 460,000 | $ 230,000 | $ 113,000 |
| ROCKY MOUNT, NC | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| SAGINAW, MI | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| SANTA FE, NM | 2 | $ 850,000 | $ 425,000 | $ 140,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 520,000 | $ 260,000 | $ 98,000 |
| SIOUX FALLS, SD | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| SPRINGFIELD, MO | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 560,000 | $ 280,000 | $ 54,000 |
| TALLAHASSEE, FL | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| TUCSON, AZ | 2 | $ 650,000 | $ 325,000 | $ 79,000 |
| VALDOSTA, GA | 2 | $ 370,000 | $ 185,000 | $ 54,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 440,000 | $ 220,000 | $ 99,000 |
| YUMA, AZ | 2 | $ 530,000 | $ 265,000 | $ 67,000 |
| ALBANY, GA | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| ALTOONA, PA | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| BECKLEY, WV | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| BLOOMINGTON, IL | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| CARBONDALE-MARION, IL | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| CARSON CITY, NV | 1 | $ 225,000 | $ 225,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| CHARLESTON, WV | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| DUBUQUE, IA | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| EAU CLAIRE, WI | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| EL PASO, TX | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| EUGENE, OR | 1 | $ 385,000 | $ 385,000 | $ 106,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| FOND DU LAC, WI | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| GOLDSBORO, NC | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| GRAND JUNCTION, CO | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| GREAT FALLS, MT | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| GREEN BAY, WI | 1 | $ 125,000 | $ 125,000 | $ 265,000 |
| GREENVILLE, NC | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| HAMMOND, LA | 1 | $ 315,000 | $ 315,000 | $ 52,000 |
| HARRISONBURG, VA | 1 | $ 595,000 | $ 595,000 | $ 118,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| IOWA CITY, IA | 1 | $ 425,000 | $ 425,000 | $ 348,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| JONESBORO, AR | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| KANKAKEE, IL | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| LAWRENCE, KS | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| LYNCHBURG, VA | 1 | $ 295,000 | $ 295,000 | $ 191,000 |
| MANSFIELD, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MEDFORD, OR | 1 | $ 465,000 | $ 465,000 | $ 67,000 |
| MIDLAND, MI | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| MORGANTOWN, WV | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| NAPA, CA | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 505,000 | $ 505,000 | $ 132,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| OWENSBORO, KY | 1 | $ 325,000 | $ 325,000 | $ 42,000 |
| SPRINGFIELD, IL | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| SPRINGFIELD, OH | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| ST. CLOUD, MN | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| THE VILLAGES, FL | 1 | $ 435,000 | $ 435,000 | $ 280,000 |
| TUSCALOOSA, AL | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| VICTORIA, TX | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| WARNER ROBINS, GA | 1 | $ 445,000 | $ 445,000 | $ 160,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| WICHITA FALLS, TX | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| WILLIAMSPORT, PA | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| YORK-HANOVER, PA | 1 | $ 345,000 | $ 345,000 | $ 76,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for First Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,829 | $1,224,425,000 | $319,000 | $4,965,000 | $127,000 | $2,365,000 |
| Cash-out Refinancing | 3,090 | $1,014,650,000 | $328,000 | $2,925,000 | $122,000 | $2,538,000 |
| Refinancing | 1,602 | $467,960,000 | $292,000 | $4,475,000 | $127,000 | $1,592,000 |
| Other Purpose | 160 | $10,720,000 | $67,000 | $475,000 | $97,000 | $1,746,000 |
| Home Improvement | 66 | $4,060,000 | $61,000 | $425,000 | $78,000 | $331,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,542 | $1,665,840,000 | $300,000 | $4,205,000 | $123,000 | $2,365,000 |
| Not Provided | 1,097 | $373,035,000 | $340,000 | $4,965,000 | $131,000 | $2,538,000 |
| Hispanic | 745 | $232,605,000 | $312,000 | $1,355,000 | $116,000 | $857,000 |
| Black or African American | 661 | $189,375,000 | $286,000 | $1,295,000 | $101,000 | $641,000 |
| Asian | 621 | $240,435,000 | $387,000 | $4,475,000 | $162,000 | $2,241,000 |
| Not applicable | 50 | $11,480,000 | $229,000 | $2,305,000 | $77,000 | $77,000 |
| American Indian or Alaskan Native | 20 | $5,540,000 | $277,000 | $1,025,000 | $104,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,320,000 | $332,000 | $605,000 | $123,000 | $358,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,578 | $2,379,640,000 | $314,000 | $4,965,000 | $131,000 | $2,538,000 |
| FHA-insured (Federal Housing Administration) | 732 | $199,880,000 | $273,000 | $975,000 | $78,000 | $276,000 |
| VA-guaranteed (Veterans Administration) | 386 | $131,330,000 | $340,000 | $975,000 | $89,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $10,965,000 | $215,000 | $1,065,000 | $59,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,719 | $1,401,285,000 | $296,000 | $4,965,000 | $127,000 | $2,365,000 |
| Application Withdrawn By Applicant | 2,350 | $789,080,000 | $335,000 | $4,765,000 | $124,000 | $2,201,000 |
| Application Denied By Financial Institution | 870 | $286,880,000 | $329,000 | $4,245,000 | $109,000 | $2,241,000 |
| File Closed For Incompleteness | 704 | $210,960,000 | $299,000 | $1,005,000 | $124,000 | $1,100,000 |
| Application Approved But Not Accepted | 104 | $33,610,000 | $323,000 | $2,725,000 | $140,000 | $2,538,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,877 | $2,434,935,000 | $309,000 | $4,965,000 | $126,000 | $2,538,000 |
| Debt-To-Income Ratio | 329 | $116,685,000 | $354,000 | $2,805,000 | $96,000 | $2,241,000 |
| Credit History | 284 | $73,580,000 | $259,000 | $1,575,000 | $83,000 | $450,000 |
| Collateral | 70 | $20,900,000 | $298,000 | $805,000 | $118,000 | $400,000 |
| Credit Application Incomplete | 63 | $21,375,000 | $339,000 | $1,095,000 | $160,000 | $1,459,000 |
| Other | 56 | $18,940,000 | $338,000 | $1,015,000 | $132,000 | $416,000 |
| Unverifiable Information | 33 | $20,905,000 | $633,000 | $4,245,000 | $254,000 | $1,768,000 |
| Employment History | 19 | $7,715,000 | $406,000 | $1,165,000 | $109,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $5,675,000 | $515,000 | $4,005,000 | $212,000 | $875,000 |
| Mortgage Insurance Denied | 5 | $1,105,000 | $221,000 | $335,000 | $127,000 | $234,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.