First Savings Bank Mortgage Lending & HMDA Data, 2022

In 2022, First Savings Bank of Jeffersonville, IN reported 8,747 mortgage applications totaling $2.7 billion, down 54% from 2021. The average application was for $311,171, and applicants reported an average income of $124,315. 54% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Louisville/Jefferson County, KY-IN (1,007), Chicago-Naperville, IL (425) and New York-Jersey City-White Plains, NY-NJ (322) (applications in parentheses).

Mortgage Company & Address First Savings Bank
501 E. Lewis & Clark Parkway
Jeffersonville, IN 47130
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 8,747
Total Mortgage Loan Application Amount $2,721,815,000
Average Mortgage Loan Application Amount $311,171
Highest Mortgage Loan Application Amount $4,965,000
Average Applicant Income $124,315
Highest Applicant Income $2,538,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Savings Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 317 $ 91,995,000 $ 290,205 $ 143,000
Clark, Indiana 302 $ 50,270,000 $ 166,456 $ 89,000
Jefferson, Kentucky 227 $ 50,055,000 $ 220,506 $ 95,000
Broward, Florida 205 $ 69,035,000 $ 336,756 $ 131,000
Macomb, Michigan 184 $ 45,190,000 $ 245,597 $ 82,000
Harrison, Indiana 154 $ 26,750,000 $ 173,701 $ 100,000
Harris, Texas 154 $ 36,330,000 $ 235,909 $ 129,000
Floyd, Indiana 151 $ 28,525,000 $ 188,907 $ 118,000
Miami-Dade, Florida 145 $ 49,045,000 $ 338,241 $ 138,000
Los Angeles, California 126 $ 82,110,000 $ 651,666 $ 194,000
Washington, Indiana 112 $ 12,910,000 $ 115,267 $ 75,000
Crawford, Indiana 108 $ 11,620,000 $ 107,592 $ 67,000
Oakland, Michigan 97 $ 24,235,000 $ 249,845 $ 143,000
Palm Beach, Florida 94 $ 32,430,000 $ 345,000 $ 148,000
Suffolk, New York 93 $ 44,265,000 $ 475,967 $ 162,000
Maricopa, Arizona 91 $ 34,555,000 $ 379,725 $ 141,000
Nassau, New York 81 $ 38,805,000 $ 479,074 $ 160,000
Clark, Nevada 80 $ 29,770,000 $ 372,125 $ 115,000
San Diego, California 73 $ 38,465,000 $ 526,917 $ 138,000
Middlesex, Massachusetts 72 $ 41,220,000 $ 572,500 $ 211,000
Lake, Illinois 70 $ 19,330,000 $ 276,142 $ 135,000
Wayne, Michigan 69 $ 10,805,000 $ 156,594 $ 68,000
Daviess, Indiana 66 $ 7,860,000 $ 119,090 $ 67,000
Pinellas, Florida 63 $ 18,295,000 $ 290,396 $ 156,000
Riverside, California 62 $ 25,780,000 $ 415,806 $ 143,000
Queens, New York 62 $ 34,330,000 $ 553,709 $ 139,000
Kings, New York 59 $ 43,335,000 $ 734,491 $ 176,000
McHenry, Illinois 57 $ 13,155,000 $ 230,789 $ 118,000
New Castle, Delaware 55 $ 13,365,000 $ 243,000 $ 73,000
Orange, California 52 $ 34,640,000 $ 666,153 $ 203,000
Sacramento, California 48 $ 18,530,000 $ 386,041 $ 120,000
Marion, Indiana 47 $ 7,675,000 $ 163,297 $ 81,000
Dallas, Texas 45 $ 10,965,000 $ 243,666 $ 166,000
San Bernardino, California 43 $ 15,925,000 $ 370,348 $ 125,000
Davidson, Tennessee 43 $ 12,545,000 $ 291,744 $ 101,000
Greenville, South Carolina 42 $ 10,810,000 $ 257,380 $ 113,000
Passaic, New Jersey 41 $ 12,015,000 $ 293,048 $ 131,000
Tarrant, Texas 41 $ 13,365,000 $ 325,975 $ 136,000
Hillsborough, Florida 40 $ 11,820,000 $ 295,500 $ 110,000
Orange, Florida 39 $ 13,995,000 $ 358,846 $ 130,000
Middlesex, New Jersey 39 $ 12,445,000 $ 319,102 $ 132,000
Collin, Texas 39 $ 15,835,000 $ 406,025 $ 186,000
Essex, Massachusetts 38 $ 17,350,000 $ 456,578 $ 231,000
Westchester, New York 36 $ 15,480,000 $ 430,000 $ 147,000
Kent, Michigan 35 $ 9,905,000 $ 283,000 $ 81,000
Fort Bend, Texas 35 $ 10,175,000 $ 290,714 $ 138,000
Mecklenburg, North Carolina 34 $ 9,830,000 $ 289,117 $ 101,000
DuPage, Illinois 32 $ 9,560,000 $ 298,750 $ 125,000
Worcester, Massachusetts 32 $ 11,750,000 $ 367,187 $ 155,000
Lee, Florida 31 $ 9,865,000 $ 318,225 $ 108,000
Kane, Illinois 31 $ 7,465,000 $ 240,806 $ 87,000
Ocean, New Jersey 31 $ 11,235,000 $ 362,419 $ 132,000
King, Washington 30 $ 15,530,000 $ 517,666 $ 163,000
Gwinnett, Georgia 29 $ 9,145,000 $ 315,344 $ 104,000
Bexar, Texas 29 $ 8,585,000 $ 296,034 $ 124,000
Rockland, New York 28 $ 14,690,000 $ 524,642 $ 159,000
Placer, California 27 $ 12,195,000 $ 451,666 $ 151,000
Polk, Florida 27 $ 9,355,000 $ 346,481 $ 120,000
Bergen, New Jersey 27 $ 11,765,000 $ 435,740 $ 162,000
Brazoria, Texas 27 $ 5,825,000 $ 215,740 $ 119,000
Pierce, Washington 27 $ 10,365,000 $ 383,888 $ 107,000
Essex, New Jersey 26 $ 9,210,000 $ 354,230 $ 133,000
Erie, New York 26 $ 3,870,000 $ 148,846 $ 66,000
Denton, Texas 26 $ 9,160,000 $ 352,307 $ 183,000
San Joaquin, California 25 $ 11,735,000 $ 469,400 $ 125,000
Plymouth, Massachusetts 25 $ 9,405,000 $ 376,200 $ 114,000
Pasco, Florida 24 $ 6,930,000 $ 288,750 $ 129,000
Burlington, New Jersey 24 $ 5,610,000 $ 233,750 $ 143,000
Bronx, New York 24 $ 11,170,000 $ 465,416 $ 107,000
Santa Clara, California 23 $ 19,075,000 $ 829,347 $ 237,000
Hartford, Connecticut 23 $ 5,785,000 $ 251,521 $ 154,000
Bullitt, Kentucky 23 $ 4,905,000 $ 213,260 $ 68,000
Franklin, Ohio 23 $ 5,555,000 $ 241,521 $ 108,000
Charleston, South Carolina 23 $ 8,175,000 $ 355,434 $ 150,000
Mobile, Alabama 22 $ 5,230,000 $ 237,727 $ 152,000
Alameda, California 22 $ 13,950,000 $ 634,090 $ 182,000
Fresno, California 22 $ 8,050,000 $ 365,909 $ 125,000
Madera, California 22 $ 6,850,000 $ 311,363 $ 116,000
Duval, Florida 22 $ 5,570,000 $ 253,181 $ 85,000
Polk, Iowa 22 $ 5,030,000 $ 228,636 $ 110,000
Hennepin, Minnesota 22 $ 8,420,000 $ 382,727 $ 195,000
Philadelphia, Pennsylvania 22 $ 3,790,000 $ 172,272 $ 145,000
Contra Costa, California 21 $ 11,845,000 $ 564,047 $ 178,000
Brevard, Florida 21 $ 6,485,000 $ 308,809 $ 102,000
St. Lucie, Florida 21 $ 6,795,000 $ 323,571 $ 110,000
Norfolk, Massachusetts 21 $ 9,525,000 $ 453,571 $ 157,000
Hillsborough, New Hampshire 21 $ 7,035,000 $ 335,000 $ 114,000
Monmouth, New Jersey 21 $ 11,335,000 $ 539,761 $ 208,000
Union, New Jersey 21 $ 8,325,000 $ 396,428 $ 136,000
Richmond, New York 21 $ 9,425,000 $ 448,809 $ 165,000
Montgomery, Texas 21 $ 6,005,000 $ 285,952 $ 149,000
Travis, Texas 21 $ 7,985,000 $ 380,238 $ 144,000
Fulton, Georgia 20 $ 6,450,000 $ 322,500 $ 118,000
Comal, Texas 20 $ 6,460,000 $ 323,000 $ 124,000
Williamson, Texas 20 $ 7,450,000 $ 372,500 $ 115,000
Pinal, Arizona 19 $ 6,365,000 $ 335,000 $ 102,000
Fairfield, Connecticut 19 $ 8,695,000 $ 457,631 $ 174,000
Volusia, Florida 19 $ 4,255,000 $ 223,947 $ 92,000
Will, Illinois 19 $ 5,355,000 $ 281,842 $ 117,000
Orange, Indiana 19 $ 2,165,000 $ 113,947 $ 74,000
Oldham, Kentucky 19 $ 5,455,000 $ 287,105 $ 118,000
Bristol, Massachusetts 19 $ 6,645,000 $ 349,736 $ 106,000
St. Louis, Missouri 19 $ 4,675,000 $ 246,052 $ 96,000
Spartanburg, South Carolina 19 $ 5,015,000 $ 263,947 $ 102,000
Clark, Washington 19 $ 7,645,000 $ 402,368 $ 120,000
Milwaukee, Wisconsin 19 $ 2,835,000 $ 149,210 $ 84,000
Arapahoe, Colorado 18 $ 6,600,000 $ 366,666 $ 110,000
Marion, Florida 18 $ 3,140,000 $ 174,444 $ 55,000
Albany, New York 18 $ 4,610,000 $ 256,111 $ 110,000
Cumberland, Pennsylvania 18 $ 4,950,000 $ 275,000 $ 137,000
Montgomery, Pennsylvania 18 $ 8,810,000 $ 489,444 $ 262,000
Williamson, Tennessee 18 $ 8,630,000 $ 479,444 $ 112,000
Collier, Florida 17 $ 9,375,000 $ 551,470 $ 182,000
St. Johns, Florida 17 $ 6,495,000 $ 382,058 $ 199,000
Scott, Indiana 17 $ 3,335,000 $ 196,176 $ 90,000
Orleans, Louisiana 17 $ 5,405,000 $ 317,941 $ 215,000
Hampden, Massachusetts 17 $ 4,535,000 $ 266,764 $ 118,000
Genesee, Michigan 17 $ 4,205,000 $ 247,352 $ 79,000
Jackson, Michigan 17 $ 3,715,000 $ 218,529 $ 79,000
Somerset, New Jersey 17 $ 7,215,000 $ 424,411 $ 183,000
Iredell, North Carolina 17 $ 4,985,000 $ 293,235 $ 104,000
Wake, North Carolina 17 $ 5,945,000 $ 349,705 $ 103,000
Snohomish, Washington 17 $ 7,395,000 $ 435,000 $ 121,000
Osceola, Florida 16 $ 5,610,000 $ 350,625 $ 159,000
Hudson, New Jersey 16 $ 5,450,000 $ 340,625 $ 155,000
Lucas, Ohio 16 $ 1,730,000 $ 108,125 $ 288,000
Anderson, South Carolina 16 $ 4,310,000 $ 269,375 $ 123,000
Flagler, Florida 15 $ 3,935,000 $ 262,333 $ 120,000
Cobb, Georgia 15 $ 4,905,000 $ 327,000 $ 80,000
Clinton, Illinois 15 $ 3,245,000 $ 216,333 $ 100,000
Kandiyohi, Minnesota 15 $ 3,745,000 $ 249,666 $ 104,000
Tulsa, Oklahoma 15 $ 2,855,000 $ 190,333 $ 75,000
Bucks, Pennsylvania 15 $ 4,675,000 $ 311,666 $ 221,000
Utah, Utah 15 $ 8,835,000 $ 589,000 $ 141,000
Sarasota, Florida 14 $ 4,950,000 $ 353,571 $ 122,000
Seminole, Florida 14 $ 4,280,000 $ 305,714 $ 97,000
Hendricks, Indiana 14 $ 4,310,000 $ 307,857 $ 84,000
Johnson, Indiana 14 $ 3,310,000 $ 236,428 $ 83,000
Sedgwick, Kansas 14 $ 2,740,000 $ 195,714 $ 81,000
Rockingham, New Hampshire 14 $ 4,390,000 $ 313,571 $ 198,000
Oklahoma, Oklahoma 14 $ 4,000,000 $ 285,714 $ 86,000
Multnomah, Oregon 14 $ 6,950,000 $ 496,428 $ 174,000
Delaware, Pennsylvania 14 $ 2,580,000 $ 184,285 $ 71,000
Berkeley, South Carolina 14 $ 4,270,000 $ 305,000 $ 84,000
Horry, South Carolina 14 $ 3,080,000 $ 220,000 $ 106,000
Fairfax, Virginia 14 $ 5,610,000 $ 400,714 $ 136,000
Prince William, Virginia 14 $ 4,740,000 $ 338,571 $ 115,000
San Mateo, California 13 $ 16,055,000 $ 1,235,000 $ 265,000
New Haven, Connecticut 13 $ 2,955,000 $ 227,307 $ 68,000
Charlotte, Florida 13 $ 2,645,000 $ 203,461 $ 198,000
Lake, Florida 13 $ 3,875,000 $ 298,076 $ 91,000
Cuyahoga, Ohio 13 $ 2,215,000 $ 170,384 $ 60,000
Kern, California 12 $ 3,780,000 $ 315,000 $ 81,000
Ventura, California 12 $ 6,060,000 $ 505,000 $ 129,000
DeKalb, Georgia 12 $ 5,990,000 $ 499,166 $ 160,000
East Baton Rouge, Louisiana 12 $ 2,500,000 $ 208,333 $ 85,000
St. Tammany, Louisiana 12 $ 2,870,000 $ 239,166 $ 109,000
Suffolk, Massachusetts 12 $ 5,610,000 $ 467,500 $ 172,000
Washtenaw, Michigan 12 $ 2,690,000 $ 224,166 $ 52,000
Atlantic, New Jersey 12 $ 3,400,000 $ 283,333 $ 102,000
Mercer, New Jersey 12 $ 4,530,000 $ 377,500 $ 146,000
Bernalillo, New Mexico 12 $ 3,350,000 $ 279,166 $ 105,000
Dutchess, New York 12 $ 4,410,000 $ 367,500 $ 145,000
Orange, New York 12 $ 4,230,000 $ 352,500 $ 125,000
Washington, Oregon 12 $ 6,860,000 $ 571,666 $ 260,000
Adams, Colorado 11 $ 4,185,000 $ 380,454 $ 114,000
Kent, Delaware 11 $ 3,305,000 $ 300,454 $ 89,000
Jefferson, Louisiana 11 $ 2,275,000 $ 206,818 $ 62,000
Allegheny, Pennsylvania 11 $ 2,925,000 $ 265,909 $ 237,000
Chester, Pennsylvania 11 $ 3,735,000 $ 339,545 $ 125,000
Rutherford, Tennessee 11 $ 3,385,000 $ 307,727 $ 90,000
Loudoun, Virginia 11 $ 5,785,000 $ 525,909 $ 193,000
Roanoke City, Virginia 11 $ 1,765,000 $ 160,454 $ 40,000
Pulaski, Arkansas 10 $ 2,590,000 $ 259,000 $ 94,000
Sonoma, California 10 $ 4,260,000 $ 426,000 $ 114,000
Denver, Colorado 10 $ 4,020,000 $ 402,000 $ 134,000
El Paso, Colorado 10 $ 4,480,000 $ 448,000 $ 157,000
Jefferson, Colorado 10 $ 5,790,000 $ 579,000 $ 164,000
Hernando, Florida 10 $ 3,020,000 $ 302,000 $ 121,000
Ada, Idaho 10 $ 4,660,000 $ 466,000 $ 141,000
Hamilton, Indiana 10 $ 2,690,000 $ 269,000 $ 102,000
Barnstable, Massachusetts 10 $ 4,540,000 $ 454,000 $ 204,000
Livingston, Michigan 10 $ 2,050,000 $ 205,000 $ 93,000
Jackson, Missouri 10 $ 3,140,000 $ 314,000 $ 123,000
Morris, New Jersey 10 $ 3,840,000 $ 384,000 $ 133,000
Union, North Carolina 10 $ 3,510,000 $ 351,000 $ 118,000
Canadian, Oklahoma 10 $ 1,830,000 $ 183,000 $ 99,000
Richland, South Carolina 10 $ 1,970,000 $ 197,000 $ 146,000
York, South Carolina 10 $ 3,490,000 $ 349,000 $ 130,000
Shelby, Tennessee 10 $ 2,190,000 $ 219,000 $ 100,000
Guadalupe, Texas 10 $ 2,720,000 $ 272,000 $ 144,000
Solano, California 9 $ 4,335,000 $ 481,666 $ 142,000
Stanislaus, California 9 $ 3,085,000 $ 342,777 $ 113,000
Sussex, Delaware 9 $ 2,215,000 $ 246,111 $ 86,000
District of Columbia, District Of Columbia 9 $ 3,145,000 $ 349,444 $ 136,000
Manatee, Florida 9 $ 3,385,000 $ 376,111 $ 160,000
Okaloosa, Florida 9 $ 3,295,000 $ 366,111 $ 133,000
Santa Rosa, Florida 9 $ 3,245,000 $ 360,555 $ 153,000
Champaign, Illinois 9 $ 1,935,000 $ 215,000 $ 131,000
Fayette, Kentucky 9 $ 2,455,000 $ 272,777 $ 160,000
Nelson, Kentucky 9 $ 1,455,000 $ 161,666 $ 87,000
Shelby, Kentucky 9 $ 1,495,000 $ 166,111 $ 81,000
Meeker, Minnesota 9 $ 2,105,000 $ 233,888 $ 164,000
New Hanover, North Carolina 9 $ 1,845,000 $ 205,000 $ 86,000
Hamilton, Ohio 9 $ 1,915,000 $ 212,777 $ 239,000
Monroe, Pennsylvania 9 $ 2,045,000 $ 227,222 $ 107,000
Providence, Rhode Island 9 $ 2,135,000 $ 237,222 $ 103,000
Pickens, South Carolina 9 $ 1,745,000 $ 193,888 $ 88,000
Knox, Tennessee 9 $ 2,815,000 $ 312,777 $ 80,000
Sumner, Tennessee 9 $ 3,415,000 $ 379,444 $ 105,000
Bell, Texas 9 $ 2,295,000 $ 255,000 $ 236,000
Liberty, Texas 9 $ 1,455,000 $ 161,666 $ 139,000
Spokane, Washington 9 $ 2,455,000 $ 272,777 $ 74,000
El Dorado, California 8 $ 3,620,000 $ 452,500 $ 171,000
Henry, Georgia 8 $ 2,440,000 $ 305,000 $ 103,000
Martin, Indiana 8 $ 960,000 $ 120,000 $ 60,000
Lapeer, Michigan 8 $ 1,630,000 $ 203,750 $ 81,000
Anoka, Minnesota 8 $ 2,960,000 $ 370,000 $ 98,000
Cabarrus, North Carolina 8 $ 2,140,000 $ 267,500 $ 83,000
Durham, North Carolina 8 $ 2,080,000 $ 260,000 $ 76,000
Galveston, Texas 8 $ 1,840,000 $ 230,000 $ 213,000
Hidalgo, Texas 8 $ 2,140,000 $ 267,500 $ 98,000
Rockwall, Texas 8 $ 3,740,000 $ 467,500 $ 156,000
Salt Lake, Utah 8 $ 4,850,000 $ 606,250 $ 190,000
Virginia Beach, Virginia 8 $ 2,250,000 $ 281,250 $ 152,000
Thurston, Washington 8 $ 2,800,000 $ 350,000 $ 84,000
San Luis Obispo, California 7 $ 3,445,000 $ 492,142 $ 172,000
Citrus, Florida 7 $ 1,605,000 $ 229,285 $ 104,000
Chatham, Georgia 7 $ 1,455,000 $ 207,857 $ 102,000
Cherokee, Georgia 7 $ 2,335,000 $ 333,571 $ 100,000
Clayton, Georgia 7 $ 1,405,000 $ 200,714 $ 75,000
Hawaii, Hawaii 7 $ 3,215,000 $ 459,285 $ 189,000
Kendall, Illinois 7 $ 2,535,000 $ 362,142 $ 135,000
LaPorte, Indiana 7 $ 655,000 $ 93,571 $ 85,000
Kalamazoo, Michigan 7 $ 1,995,000 $ 285,000 $ 85,000
McLeod, Minnesota 7 $ 2,125,000 $ 303,571 $ 135,000
St. Charles, Missouri 7 $ 1,765,000 $ 252,142 $ 111,000
Camden, New Jersey 7 $ 1,665,000 $ 237,857 $ 102,000
Hunterdon, New Jersey 7 $ 2,025,000 $ 289,285 $ 183,000
Ulster, New York 7 $ 2,395,000 $ 342,142 $ 156,000
Brunswick, North Carolina 7 $ 1,715,000 $ 245,000 $ 150,000
Hamilton, Tennessee 7 $ 1,955,000 $ 279,285 $ 94,000
Ellis, Texas 7 $ 2,265,000 $ 323,571 $ 121,000
Chesterfield, Virginia 7 $ 1,775,000 $ 253,571 $ 121,000
Dane, Wisconsin 7 $ 2,185,000 $ 312,142 $ 121,000
Waukesha, Wisconsin 7 $ 2,085,000 $ 297,857 $ 130,000
Baldwin, Alabama 6 $ 1,830,000 $ 305,000 $ 62,000
Jefferson, Alabama 6 $ 1,610,000 $ 268,333 $ 194,000
Yavapai, Arizona 6 $ 2,700,000 $ 450,000 $ 130,000
Marin, California 6 $ 5,440,000 $ 906,666 $ 209,000
Merced, California 6 $ 2,570,000 $ 428,333 $ 142,000
Nevada, California 6 $ 2,500,000 $ 416,666 $ 118,000
Santa Barbara, California 6 $ 2,270,000 $ 378,333 $ 150,000
Weld, Colorado 6 $ 2,590,000 $ 431,666 $ 103,000
Litchfield, Connecticut 6 $ 1,880,000 $ 313,333 $ 97,000
Alachua, Florida 6 $ 1,570,000 $ 261,666 $ 75,000
Escambia, Florida 6 $ 1,100,000 $ 183,333 $ 55,000
Monroe, Indiana 6 $ 2,210,000 $ 368,333 $ 125,000
Hardin, Kentucky 6 $ 1,210,000 $ 201,666 $ 57,000
Spencer, Kentucky 6 $ 1,800,000 $ 300,000 $ 128,000
Hampshire, Massachusetts 6 $ 1,730,000 $ 288,333 $ 119,000
St. Louis City, Missouri 6 $ 1,180,000 $ 196,666 $ 141,000
Washoe, Nevada 6 $ 2,840,000 $ 473,333 $ 110,000
Columbia, New York 6 $ 1,610,000 $ 268,333 $ 240,000
Saratoga, New York 6 $ 2,050,000 $ 341,666 $ 134,000
Sullivan, New York 6 $ 1,160,000 $ 193,333 $ 110,000
Gaston, North Carolina 6 $ 2,250,000 $ 375,000 $ 102,000
Guilford, North Carolina 6 $ 2,120,000 $ 353,333 $ 119,000
Onslow, North Carolina 6 $ 1,020,000 $ 170,000 $ 229,000
Cass, North Dakota 6 $ 1,760,000 $ 293,333 $ 89,000
Delaware, Ohio 6 $ 2,150,000 $ 358,333 $ 93,000
Summit, Ohio 6 $ 810,000 $ 135,000 $ 74,000
Lancaster, Pennsylvania 6 $ 1,150,000 $ 191,666 $ 63,000
Sullivan, Tennessee 6 $ 1,250,000 $ 208,333 $ 74,000
Brazos, Texas 6 $ 2,580,000 $ 430,000 $ 274,000
Grayson, Texas 6 $ 1,310,000 $ 218,333 $ 124,000
Jefferson, Texas 6 $ 810,000 $ 135,000 $ 202,000
Johnson, Texas 6 $ 1,420,000 $ 236,666 $ 114,000
Parker, Texas 6 $ 2,480,000 $ 413,333 $ 130,000
Davis, Utah 6 $ 2,850,000 $ 475,000 $ 172,000
Suffolk, Virginia 6 $ 1,920,000 $ 320,000 $ 72,000
Yakima, Washington 6 $ 1,460,000 $ 243,333 $ 84,000
Lee, Alabama 5 $ 1,275,000 $ 255,000 $ 172,000
Anchorage, Alaska 5 $ 1,365,000 $ 273,000 $ 61,000
Saline, Arkansas 5 $ 1,765,000 $ 353,000 $ 137,000
Monterey, California 5 $ 3,415,000 $ 683,000 $ 126,000
Shasta, California 5 $ 1,665,000 $ 333,000 $ 121,000
Windham, Connecticut 5 $ 1,905,000 $ 381,000 $ 126,000
Clay, Florida 5 $ 1,445,000 $ 289,000 $ 109,000
Indian River, Florida 5 $ 1,265,000 $ 253,000 $ 92,000
Martin, Florida 5 $ 2,135,000 $ 427,000 $ 118,000
Bryan, Georgia 5 $ 1,915,000 $ 383,000 $ 100,000
Douglas, Georgia 5 $ 1,555,000 $ 311,000 $ 138,000
Forsyth, Georgia 5 $ 2,175,000 $ 435,000 $ 176,000
Newton, Georgia 5 $ 1,375,000 $ 275,000 $ 80,000
Paulding, Georgia 5 $ 1,035,000 $ 207,000 $ 71,000
Troup, Georgia 5 $ 935,000 $ 187,000 $ 59,000
Walton, Georgia 5 $ 1,565,000 $ 313,000 $ 79,000
Honolulu, Hawaii 5 $ 2,365,000 $ 473,000 $ 83,000
Canyon, Idaho 5 $ 1,965,000 $ 393,000 $ 96,000
Piatt, Illinois 5 $ 1,255,000 $ 251,000 $ 161,000
Jefferson, Indiana 5 $ 1,045,000 $ 209,000 $ 68,000
Dickinson, Iowa 5 $ 1,165,000 $ 233,000 $ 72,000
Johnson, Kansas 5 $ 1,495,000 $ 299,000 $ 110,000
Caddo, Louisiana 5 $ 1,975,000 $ 395,000 $ 131,000
Hancock, Maine 5 $ 2,085,000 $ 417,000 $ 151,000
York, Maine 5 $ 1,655,000 $ 331,000 $ 160,000
Belknap, New Hampshire 5 $ 1,275,000 $ 255,000 $ 103,000
Strafford, New Hampshire 5 $ 1,485,000 $ 297,000 $ 87,000
Sussex, New Jersey 5 $ 1,815,000 $ 363,000 $ 115,000
Warren, New Jersey 5 $ 1,445,000 $ 289,000 $ 145,000
Monroe, New York 5 $ 755,000 $ 151,000 $ 76,000
Graham, North Carolina 5 $ 2,305,000 $ 461,000 $ 259,000
Orange, North Carolina 5 $ 1,845,000 $ 369,000 $ 148,000
Bottineau, North Dakota 5 $ 895,000 $ 179,000 $ 140,000
Sargent, North Dakota 5 $ 625,000 $ 125,000 $ 53,000
Clermont, Ohio 5 $ 1,175,000 $ 235,000 $ 48,000
Lorain, Ohio 5 $ 885,000 $ 177,000 $ 60,000
Comanche, Oklahoma 5 $ 1,165,000 $ 233,000 $ 73,000
Rogers, Oklahoma 5 $ 1,085,000 $ 217,000 $ 64,000
Wagoner, Oklahoma 5 $ 1,225,000 $ 245,000 $ 76,000
Centre, Pennsylvania 5 $ 1,085,000 $ 217,000 $ 83,000
Northampton, Pennsylvania 5 $ 1,275,000 $ 255,000 $ 124,000
Dorchester, South Carolina 5 $ 1,265,000 $ 253,000 $ 80,000
Lexington, South Carolina 5 $ 1,405,000 $ 281,000 $ 83,000
Hays, Texas 5 $ 2,995,000 $ 599,000 $ 166,000
McLennan, Texas 5 $ 1,085,000 $ 217,000 $ 92,000
Weber, Utah 5 $ 1,585,000 $ 317,000 $ 76,000
Kitsap, Washington 5 $ 2,155,000 $ 431,000 $ 91,000
Mason, Washington 5 $ 3,065,000 $ 613,000 $ 136,000
Houston, Alabama 4 $ 1,330,000 $ 332,500 $ 153,000
Limestone, Alabama 4 $ 1,140,000 $ 285,000 $ 98,000
Montgomery, Alabama 4 $ 1,330,000 $ 332,500 $ 76,000
Navajo, Arizona 4 $ 1,120,000 $ 280,000 $ 135,000
Butte, California 4 $ 1,620,000 $ 405,000 $ 185,000
Yolo, California 4 $ 1,360,000 $ 340,000 $ 108,000
Douglas, Colorado 4 $ 2,090,000 $ 522,500 $ 121,000
Highlands, Florida 4 $ 1,100,000 $ 275,000 $ 123,000
Spalding, Georgia 4 $ 1,350,000 $ 337,500 $ 87,000
Bonneville, Idaho 4 $ 1,520,000 $ 380,000 $ 98,000
Boone, Illinois 4 $ 1,040,000 $ 260,000 $ 96,000
Dubois, Indiana 4 $ 590,000 $ 147,500 $ 75,000
Knox, Indiana 4 $ 420,000 $ 105,000 $ 39,000
St. Joseph, Indiana 4 $ 770,000 $ 192,500 $ 210,000
Vanderburgh, Indiana 4 $ 630,000 $ 157,500 $ 59,000
Henry, Kentucky 4 $ 610,000 $ 152,500 $ 115,000
Penobscot, Maine 4 $ 910,000 $ 227,500 $ 128,000
Baltimore, Maryland 4 $ 660,000 $ 165,000 $ 47,000
Ingham, Michigan 4 $ 990,000 $ 247,500 $ 122,000
Lenawee, Michigan 4 $ 850,000 $ 212,500 $ 97,000
Monroe, Michigan 4 $ 1,030,000 $ 257,500 $ 112,000
Ottawa, Michigan 4 $ 920,000 $ 230,000 $ 78,000
St. Clair, Michigan 4 $ 800,000 $ 200,000 $ 110,000
Clay, Minnesota 4 $ 600,000 $ 150,000 $ 60,000
Madison, Mississippi 4 $ 1,660,000 $ 415,000 $ 152,000
Boone, Missouri 4 $ 910,000 $ 227,500 $ 73,000
Greene, New York 4 $ 1,330,000 $ 332,500 $ 138,000
New York, New York 4 $ 5,740,000 $ 1,435,000 $ 605,000
Putnam, New York 4 $ 1,410,000 $ 352,500 $ 100,000
Cumberland, North Carolina 4 $ 1,130,000 $ 282,500 $ 108,000
Pender, North Carolina 4 $ 570,000 $ 142,500 $ 65,000
Ransom, North Dakota 4 $ 690,000 $ 172,500 $ 69,000
Stutsman, North Dakota 4 $ 650,000 $ 162,500 $ 59,000
Butler, Ohio 4 $ 970,000 $ 242,500 $ 92,000
Creek, Oklahoma 4 $ 360,000 $ 90,000 $ 49,000
Clackamas, Oregon 4 $ 2,090,000 $ 522,500 $ 116,000
Butler, Pennsylvania 4 $ 1,050,000 $ 262,500 $ 87,000
Maury, Tennessee 4 $ 1,080,000 $ 270,000 $ 52,000
Montgomery, Tennessee 4 $ 810,000 $ 202,500 $ 63,000
Wilson, Tennessee 4 $ 1,710,000 $ 427,500 $ 210,000
Polk, Texas 4 $ 480,000 $ 120,000 $ 109,000
Washington, Utah 4 $ 2,310,000 $ 577,500 $ 122,000
Hampton, Virginia 4 $ 970,000 $ 242,500 $ 70,000
Hanover, Virginia 4 $ 1,400,000 $ 350,000 $ 145,000
Clallam, Washington 4 $ 1,110,000 $ 277,500 $ 76,000
Cowlitz, Washington 4 $ 1,140,000 $ 285,000 $ 60,000
Racine, Wisconsin 4 $ 780,000 $ 195,000 $ 103,000
Shelby, Alabama 3 $ 1,015,000 $ 338,333 $ 95,000
Mohave, Arizona 3 $ 735,000 $ 245,000 $ 75,000
Benton, Arkansas 3 $ 775,000 $ 258,333 $ 123,000
Faulkner, Arkansas 3 $ 755,000 $ 251,666 $ 70,000
Jefferson, Arkansas 3 $ 435,000 $ 145,000 $ 44,000
Imperial, California 3 $ 685,000 $ 228,333 $ 104,000
Kings, California 3 $ 525,000 $ 175,000 $ 120,000
Mariposa, California 3 $ 1,295,000 $ 431,666 $ 178,000
San Benito, California 3 $ 1,795,000 $ 598,333 $ 138,000
San Francisco, California 3 $ 2,425,000 $ 808,333 $ 256,000
Santa Cruz, California 3 $ 4,075,000 $ 1,358,333 $ 1,049,000
Tulare, California 3 $ 585,000 $ 195,000 $ 48,000
La Plata, Colorado 3 $ 2,095,000 $ 698,333 $ 215,000
Larimer, Colorado 3 $ 1,875,000 $ 625,000 $ 200,000
Pueblo, Colorado 3 $ 885,000 $ 295,000 $ 140,000
Middlesex, Connecticut 3 $ 1,065,000 $ 355,000 $ 103,000
Bay, Florida 3 $ 1,365,000 $ 455,000 $ 174,000
Columbia, Florida 3 $ 675,000 $ 225,000 $ 79,000
Hendry, Florida 3 $ 565,000 $ 188,333 $ 116,000
Monroe, Florida 3 $ 1,605,000 $ 535,000 $ 152,000
Walton, Florida 3 $ 2,475,000 $ 825,000 $ 440,000
Bartow, Georgia 3 $ 1,645,000 $ 548,333 $ 246,000
Bibb, Georgia 3 $ 455,000 $ 151,666 $ 132,000
Coweta, Georgia 3 $ 765,000 $ 255,000 $ 202,000
Jackson, Georgia 3 $ 765,000 $ 255,000 $ 263,000
Liberty, Georgia 3 $ 615,000 $ 205,000 $ 101,000
Polk, Georgia 3 $ 685,000 $ 228,333 $ 135,000
Rockdale, Georgia 3 $ 665,000 $ 221,666 $ 61,000
Kauai, Hawaii 3 $ 1,455,000 $ 485,000 $ 83,000
St. Clair, Illinois 3 $ 845,000 $ 281,666 $ 96,000
Greene, Indiana 3 $ 215,000 $ 71,666 $ 50,000
Lake, Indiana 3 $ 935,000 $ 311,666 $ 86,000
Porter, Indiana 3 $ 345,000 $ 115,000 $ 64,000
Shelby, Indiana 3 $ 615,000 $ 205,000 $ 73,000
Dallas, Iowa 3 $ 885,000 $ 295,000 $ 92,000
Anderson, Kansas 3 $ 375,000 $ 125,000 $ 66,000
St. Bernard, Louisiana 3 $ 755,000 $ 251,666 $ 225,000
Baltimore City, Maryland 3 $ 435,000 $ 145,000 $ 93,000
Barry, Michigan 3 $ 1,035,000 $ 345,000 $ 75,000
Scott, Minnesota 3 $ 1,195,000 $ 398,333 $ 107,000
Washington, Minnesota 3 $ 1,185,000 $ 395,000 $ 143,000
Rankin, Mississippi 3 $ 585,000 $ 195,000 $ 112,000
Scotland, Missouri 3 $ 325,000 $ 108,333 $ 46,000
Douglas, Nebraska 3 $ 535,000 $ 178,333 $ 191,000
Cheshire, New Hampshire 3 $ 915,000 $ 305,000 $ 138,000
Grafton, New Hampshire 3 $ 835,000 $ 278,333 $ 108,000
Cape May, New Jersey 3 $ 1,175,000 $ 391,666 $ 125,000
Dona Ana, New Mexico 3 $ 1,105,000 $ 368,333 $ 137,000
Delaware, New York 3 $ 415,000 $ 138,333 $ 85,000
Onondaga, New York 3 $ 515,000 $ 171,666 $ 133,000
Buncombe, North Carolina 3 $ 1,485,000 $ 495,000 $ 347,000
Forsyth, North Carolina 3 $ 665,000 $ 221,666 $ 68,000
Haywood, North Carolina 3 $ 925,000 $ 308,333 $ 113,000
Henderson, North Carolina 3 $ 735,000 $ 245,000 $ 142,000
Dickey, North Dakota 3 $ 235,000 $ 78,333 $ 57,000
Belmont, Ohio 3 $ 605,000 $ 201,666 $ 88,000
Highland, Ohio 3 $ 555,000 $ 185,000 $ 74,000
Huron, Ohio 3 $ 415,000 $ 138,333 $ 79,000
Medina, Ohio 3 $ 535,000 $ 178,333 $ 87,000
Montgomery, Ohio 3 $ 625,000 $ 208,333 $ 94,000
Stark, Ohio 3 $ 655,000 $ 218,333 $ 65,000
Warren, Ohio 3 $ 745,000 $ 248,333 $ 110,000
Cherokee, Oklahoma 3 $ 645,000 $ 215,000 $ 75,000
Cleveland, Oklahoma 3 $ 405,000 $ 135,000 $ 64,000
Lackawanna, Pennsylvania 3 $ 625,000 $ 208,333 $ 145,000
Mifflin, Pennsylvania 3 $ 395,000 $ 131,666 $ 43,000
Kent, Rhode Island 3 $ 775,000 $ 258,333 $ 77,000
Washington, Rhode Island 3 $ 705,000 $ 235,000 $ 54,000
Kershaw, South Carolina 3 $ 775,000 $ 258,333 $ 75,000
Laurens, South Carolina 3 $ 675,000 $ 225,000 $ 60,000
Bradley, Tennessee 3 $ 575,000 $ 191,666 $ 41,000
Sevier, Tennessee 3 $ 935,000 $ 311,666 $ 183,000
Nueces, Texas 3 $ 555,000 $ 185,000 $ 107,000
Smith, Texas 3 $ 435,000 $ 145,000 $ 116,000
Taylor, Texas 3 $ 745,000 $ 248,333 $ 146,000
Waller, Texas 3 $ 715,000 $ 238,333 $ 68,000
Webb, Texas 3 $ 625,000 $ 208,333 $ 153,000
Willacy, Texas 3 $ 215,000 $ 71,666 $ 79,000
Chesapeake, Virginia 3 $ 875,000 $ 291,666 $ 110,000
Newport News, Virginia 3 $ 665,000 $ 221,666 $ 50,000
Stafford, Virginia 3 $ 1,365,000 $ 455,000 $ 134,000
Chelan, Washington 3 $ 1,205,000 $ 401,666 $ 71,000
Lewis, Washington 3 $ 2,015,000 $ 671,666 $ 322,000
Berkeley, West Virginia 3 $ 845,000 $ 281,666 $ 105,000
Kenosha, Wisconsin 3 $ 385,000 $ 128,333 $ 155,000
Outagamie, Wisconsin 3 $ 685,000 $ 228,333 $ 46,000
Sheboygan, Wisconsin 3 $ 885,000 $ 295,000 $ 126,000
Chambers, Alabama 2 $ 160,000 $ 80,000 $ 142,000
Chilton, Alabama 2 $ 220,000 $ 110,000 $ 44,000
Madison, Alabama 2 $ 760,000 $ 380,000 $ 134,000
Matanuska-Susitna, Alaska 2 $ 610,000 $ 305,000 $ 161,000
Cochise, Arizona 2 $ 520,000 $ 260,000 $ 98,000
Graham, Arizona 2 $ 620,000 $ 310,000 $ 51,000
Pima, Arizona 2 $ 650,000 $ 325,000 $ 79,000
Yuma, Arizona 2 $ 530,000 $ 265,000 $ 67,000
Cleburne, Arkansas 2 $ 780,000 $ 390,000 $ 188,000
Garland, Arkansas 2 $ 420,000 $ 210,000 $ 124,000
Phillips, Arkansas 2 $ 290,000 $ 145,000 $ 53,000
Sharp, Arkansas 2 $ 270,000 $ 135,000 $ 124,000
Washington, Arkansas 2 $ 850,000 $ 425,000 $ 95,000
Amador, California 2 $ 690,000 $ 345,000 $ 104,000
Humboldt, California 2 $ 710,000 $ 355,000 $ 71,000
Lake, California 2 $ 530,000 $ 265,000 $ 78,000
Sutter, California 2 $ 940,000 $ 470,000 $ 133,000
Yuba, California 2 $ 640,000 $ 320,000 $ 119,000
Sedgwick, Colorado 2 $ 290,000 $ 145,000 $ 31,000
Levy, Florida 2 $ 470,000 $ 235,000 $ 80,000
Columbia, Georgia 2 $ 740,000 $ 370,000 $ 71,000
Hall, Georgia 2 $ 450,000 $ 225,000 $ 98,000
Hancock, Georgia 2 $ 650,000 $ 325,000 $ 180,000
Laurens, Georgia 2 $ 210,000 $ 105,000 $ 95,000
Lowndes, Georgia 2 $ 370,000 $ 185,000 $ 54,000
Muscogee, Georgia 2 $ 380,000 $ 190,000 $ 88,000
Richmond, Georgia 2 $ 240,000 $ 120,000 $ 172,000
Wayne, Georgia 2 $ 210,000 $ 105,000 $ 38,000
Kootenai, Idaho 2 $ 1,000,000 $ 500,000 $ 140,000
LaSalle, Illinois 2 $ 390,000 $ 195,000 $ 81,000
Marion, Illinois 2 $ 420,000 $ 210,000 $ 91,000
Peoria, Illinois 2 $ 500,000 $ 250,000 $ 125,000
Winnebago, Illinois 2 $ 270,000 $ 135,000 $ 115,000
Allen, Indiana 2 $ 280,000 $ 140,000 $ 125,000
Brown, Indiana 2 $ 380,000 $ 190,000 $ 62,000
Clay, Indiana 2 $ 40,000 $ 20,000 $ 30,000
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Mortgage Loan Application Detail Totals for First Savings Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,829 $1,224,425,000 $319,000 $4,965,000 $127,000 $2,365,000
Cash-out Refinancing 3,090 $1,014,650,000 $328,000 $2,925,000 $122,000 $2,538,000
Refinancing 1,602 $467,960,000 $292,000 $4,475,000 $127,000 $1,592,000
Other Purpose 160 $10,720,000 $67,000 $475,000 $97,000 $1,746,000
Home Improvement 66 $4,060,000 $61,000 $425,000 $78,000 $331,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,542 $1,665,840,000 $300,000 $4,205,000 $123,000 $2,365,000
Not Provided 1,097 $373,035,000 $340,000 $4,965,000 $131,000 $2,538,000
Hispanic 745 $232,605,000 $312,000 $1,355,000 $116,000 $857,000
Black or African American 661 $189,375,000 $286,000 $1,295,000 $101,000 $641,000
Asian 621 $240,435,000 $387,000 $4,475,000 $162,000 $2,241,000
Not applicable 50 $11,480,000 $229,000 $2,305,000 $77,000 $77,000
American Indian or Alaskan Native 20 $5,540,000 $277,000 $1,025,000 $104,000 $426,000
Native Hawaiian or Other Pacific Islander 10 $3,320,000 $332,000 $605,000 $123,000 $358,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,578 $2,379,640,000 $314,000 $4,965,000 $131,000 $2,538,000
FHA-insured (Federal Housing Administration) 732 $199,880,000 $273,000 $975,000 $78,000 $276,000
VA-guaranteed (Veterans Administration) 386 $131,330,000 $340,000 $975,000 $89,000 $266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $10,965,000 $215,000 $1,065,000 $59,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,719 $1,401,285,000 $296,000 $4,965,000 $127,000 $2,365,000
Application Withdrawn By Applicant 2,350 $789,080,000 $335,000 $4,765,000 $124,000 $2,201,000
Application Denied By Financial Institution 870 $286,880,000 $329,000 $4,245,000 $109,000 $2,241,000
File Closed For Incompleteness 704 $210,960,000 $299,000 $1,005,000 $124,000 $1,100,000
Application Approved But Not Accepted 104 $33,610,000 $323,000 $2,725,000 $140,000 $2,538,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,877 $2,434,935,000 $309,000 $4,965,000 $126,000 $2,538,000
Debt-To-Income Ratio 329 $116,685,000 $354,000 $2,805,000 $96,000 $2,241,000
Credit History 284 $73,580,000 $259,000 $1,575,000 $83,000 $450,000
Collateral 70 $20,900,000 $298,000 $805,000 $118,000 $400,000
Credit Application Incomplete 63 $21,375,000 $339,000 $1,095,000 $160,000 $1,459,000
Other 56 $18,940,000 $338,000 $1,015,000 $132,000 $416,000
Unverifiable Information 33 $20,905,000 $633,000 $4,245,000 $254,000 $1,768,000
Employment History 19 $7,715,000 $406,000 $1,165,000 $109,000 $305,000
Insufficient Cash (Downpayment, Closing Cost) 11 $5,675,000 $515,000 $4,005,000 $212,000 $875,000
Mortgage Insurance Denied 5 $1,105,000 $221,000 $335,000 $127,000 $234,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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