First State Bank Of St. Charles, Missouri
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
First State Bank Of St. Charles, Missouri 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First State Bank Of St. Charles, Missouri 2850 West Clay St St Charles, MO 63301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,997 |
| Total Mortgage Loan Application Amount | $775,878,000 |
| Average Mortgage Loan Application Amount | $195,000 |
| Highest Mortgage Loan Application Amount | $1,680,000 |
| Average Applicant Income | $99,666 |
| Highest Applicant Income | $1,780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with First State Bank Of St. Charles, Missouri. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First State Bank Of St. Charles, Missouri's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down First State Bank Of St. Charles, Missouri's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First State Bank Of St. Charles, Missouri serves its applicants.
Each category highlights the total number of mortgage applications processed by First State Bank Of St. Charles, Missouri, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First State Bank Of St. Charles, Missouri's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,112 | $ 256,067,000 | $ 230,000 | $ 119,000 |
| Jackson County Missouri | 525 | $ 100,068,000 | $ 190,000 | $ 106,000 |
| St. Charles County Missouri | 494 | $ 83,436,000 | $ 168,000 | $ 75,000 |
| St. Louis County Missouri | 443 | $ 91,065,000 | $ 205,000 | $ 100,000 |
| Camden County Missouri | 208 | $ 34,124,000 | $ 164,000 | $ 149,000 |
| Jefferson County Missouri | 92 | $ 14,252,000 | $ 154,000 | $ 76,000 |
| Clay County Missouri | 85 | $ 15,603,000 | $ 183,000 | $ 78,000 |
| St. Louis City County Missouri | 84 | $ 13,329,000 | $ 158,000 | $ 102,000 |
| Madison County Illinois | 68 | $ 8,881,000 | $ 130,000 | $ 63,000 |
| Cass County Missouri | 63 | $ 14,230,000 | $ 225,000 | $ 110,000 |
| Wyandotte County Kansas | 57 | $ 7,531,000 | $ 132,000 | $ 65,000 |
| Leavenworth County Kansas | 51 | $ 9,377,000 | $ 183,000 | $ 80,000 |
| Miller County Missouri | 46 | $ 6,204,000 | $ 134,000 | $ 64,000 |
| Platte County Missouri | 46 | $ 10,734,000 | $ 233,000 | $ 111,000 |
| Franklin County Missouri | 45 | $ 6,697,000 | $ 148,000 | $ 64,000 |
| St. Francois County Missouri | 39 | $ 4,288,000 | $ 109,000 | $ 60,000 |
| Lincoln County Missouri | 24 | $ 3,720,000 | $ 155,000 | $ 54,000 |
| Cape Girardeau County Missouri | 22 | $ 4,205,000 | $ 191,000 | $ 83,000 |
| St. Clair County Illinois | 20 | $ 3,260,000 | $ 163,000 | $ 56,000 |
| Morgan County Missouri | 20 | $ 2,928,000 | $ 146,000 | $ 116,000 |
| Warren County Missouri | 20 | $ 3,123,000 | $ 156,000 | $ 79,000 |
| Clinton County Illinois | 17 | $ 2,722,000 | $ 160,000 | $ 75,000 |
| Cole County Missouri | 15 | $ 2,910,000 | $ 194,000 | $ 83,000 |
| Osage County Missouri | 15 | $ 1,949,000 | $ 129,000 | $ 55,000 |
| Miami County Kansas | 13 | $ 2,231,000 | $ 171,000 | $ 73,000 |
| Washington County Missouri | 12 | $ 1,054,000 | $ 87,000 | $ 44,000 |
| Boone County Missouri | 11 | $ 3,158,000 | $ 287,000 | $ 129,000 |
| Union County New Jersey | 10 | $ 4,880,000 | $ 488,000 | $ 196,000 |
| Johnson County Missouri | 9 | $ 1,602,000 | $ 178,000 | $ 72,000 |
| Monroe County Illinois | 8 | $ 1,440,000 | $ 180,000 | $ 95,000 |
| Douglas County Kansas | 8 | $ 1,219,000 | $ 152,000 | $ 71,000 |
| Gasconade County Missouri | 8 | $ 906,000 | $ 113,000 | $ 49,000 |
| Franklin County Kansas | 7 | $ 925,000 | $ 132,000 | $ 88,000 |
| Greene County Missouri | 7 | $ 1,059,000 | $ 151,000 | $ 96,000 |
| Polk County Missouri | 7 | $ 839,000 | $ 119,000 | $ 94,000 |
| Ste. Genevieve County Missouri | 7 | $ 836,000 | $ 119,000 | $ 60,000 |
| Lafayette County Missouri | 6 | $ 856,000 | $ 142,000 | $ 100,000 |
| Scott County Missouri | 6 | $ 535,000 | $ 89,000 | $ 63,000 |
| Platte County Nebraska | 6 | $ 1,174,000 | $ 195,000 | $ 62,000 |
| Jefferson County Illinois | 5 | $ 589,000 | $ 117,000 | $ 52,000 |
| Williamson County Illinois | 5 | $ 592,000 | $ 118,000 | $ 65,000 |
| Shannon County Missouri | 5 | $ 699,000 | $ 139,000 | $ 58,000 |
| Maricopa County Arizona | 4 | $ 751,000 | $ 187,000 | $ 62,000 |
| Cook County Illinois | 4 | $ 1,135,000 | $ 283,000 | $ 158,000 |
| Macon County Illinois | 4 | $ 501,000 | $ 125,000 | $ 162,000 |
| Moniteau County Missouri | 4 | $ 364,000 | $ 91,000 | $ 37,000 |
| Pulaski County Missouri | 4 | $ 694,000 | $ 173,000 | $ 120,000 |
| Stone County Missouri | 4 | $ 607,000 | $ 151,000 | $ 66,000 |
| Bexar County Texas | 4 | $ 1,097,000 | $ 274,000 | $ 163,000 |
| Denton County Texas | 4 | $ 1,064,000 | $ 266,000 | $ 113,000 |
| Pinal County Arizona | 3 | $ 826,000 | $ 275,000 | $ 129,000 |
| Lee County Florida | 3 | $ 717,000 | $ 239,000 | $ 110,000 |
| Manatee County Florida | 3 | $ 748,000 | $ 249,000 | $ 191,000 |
| Franklin County Illinois | 3 | $ 412,000 | $ 137,000 | $ 78,000 |
| Buchanan County Missouri | 3 | $ 491,000 | $ 163,000 | $ 81,000 |
| Callaway County Missouri | 3 | $ 347,000 | $ 115,000 | $ 17,000 |
| Christian County Missouri | 3 | $ 355,000 | $ 118,000 | $ 59,000 |
| Crawford County Missouri | 3 | $ 721,000 | $ 240,000 | $ 87,000 |
| Madison County Missouri | 3 | $ 324,000 | $ 108,000 | $ 63,000 |
| Monroe County Missouri | 3 | $ 554,000 | $ 184,000 | $ 91,000 |
| Randolph County Missouri | 3 | $ 295,000 | $ 98,000 | $ 46,000 |
| Taney County Missouri | 3 | $ 328,000 | $ 109,000 | $ 115,000 |
| Douglas County Nebraska | 3 | $ 745,000 | $ 248,000 | $ 208,000 |
| Bergen County New Jersey | 3 | $ 892,000 | $ 297,000 | $ 181,000 |
| Davidson County Tennessee | 3 | $ 748,000 | $ 249,000 | $ 84,000 |
| Dallas County Texas | 3 | $ 1,071,000 | $ 357,000 | $ 166,000 |
| Harris County Texas | 3 | $ 432,000 | $ 144,000 | $ 63,000 |
| Montgomery County Texas | 3 | $ 1,053,000 | $ 351,000 | $ 123,000 |
| King County Washington | 3 | $ 1,233,000 | $ 411,000 | $ 133,000 |
| Denver County Colorado | 2 | $ 571,000 | $ 285,000 | $ 147,000 |
| Summit County Colorado | 2 | $ 716,000 | $ 358,000 | $ 187,000 |
| Collier County Florida | 2 | $ 1,167,000 | $ 583,000 | $ 463,000 |
| Lake County Florida | 2 | $ 325,000 | $ 162,000 | $ 97,000 |
| Macoupin County Illinois | 2 | $ 321,000 | $ 160,000 | $ 84,000 |
| Washington County Illinois | 2 | $ 283,000 | $ 141,000 | $ 123,000 |
| Sedgwick County Kansas | 2 | $ 457,000 | $ 228,000 | $ 130,000 |
| Shawnee County Kansas | 2 | $ 269,000 | $ 134,000 | $ 64,000 |
| Andrew County Missouri | 2 | $ 159,000 | $ 79,000 | $ 74,000 |
| Bollinger County Missouri | 2 | $ 444,000 | $ 222,000 | $ 149,000 |
| Cooper County Missouri | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Hickory County Missouri | 2 | $ 118,000 | $ 59,000 | $ 54,000 |
| Iron County Missouri | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Laclede County Missouri | 2 | $ 319,000 | $ 159,000 | $ 56,000 |
| Maries County Missouri | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Ralls County Missouri | 2 | $ 480,000 | $ 240,000 | $ 243,000 |
| Ray County Missouri | 2 | $ 387,000 | $ 193,000 | $ 89,000 |
| Saline County Missouri | 2 | $ 162,000 | $ 81,000 | $ 41,000 |
| Scotland County Missouri | 2 | $ 248,000 | $ 124,000 | $ 145,000 |
| Texas County Missouri | 2 | $ 226,000 | $ 113,000 | $ 43,000 |
| Red Willow County Nebraska | 2 | $ 221,000 | $ 110,000 | $ 49,000 |
| Onslow County North Carolina | 2 | $ 394,000 | $ 197,000 | $ 28,000 |
| Delaware County Oklahoma | 2 | $ 766,000 | $ 383,000 | $ 134,000 |
| Ottawa County Oklahoma | 2 | $ 361,000 | $ 180,000 | $ 117,000 |
| Payne County Oklahoma | 2 | $ 229,000 | $ 114,000 | $ 196,000 |
| Allegheny County Pennsylvania | 2 | $ 516,000 | $ 258,000 | $ 106,000 |
| Collin County Texas | 2 | $ 343,000 | $ 171,000 | $ 53,000 |
| Baldwin County Alabama | 1 | $ 405,000 | $ 405,000 | $ 179,000 |
| Pima County Arizona | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Baxter County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 197,000 |
| Faulkner County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Garland County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 138,000 |
| Independence County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| San Diego County California | 1 | $ 900,000 | $ 900,000 | $ 101,000 |
| San Francisco County California | 1 | $ 333,000 | $ 333,000 | $ 268,000 |
| Santa Clara County California | 1 | $ 400,000 | $ 400,000 | $ 118,000 |
| Sonoma County California | 1 | $ 270,000 | $ 270,000 | $ 76,000 |
| Arapahoe County Colorado | 1 | $ 168,000 | $ 168,000 | $ 246,000 |
| Boulder County Colorado | 1 | $ 350,000 | $ 350,000 | $ 646,000 |
| Fremont County Colorado | 1 | $ 80,000 | $ 80,000 | $ 98,000 |
| Jefferson County Colorado | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Weld County Colorado | 1 | $ 110,000 | $ 110,000 | $ 104,000 |
| DeSoto County Florida | 1 | $ 226,000 | $ 226,000 | $ 89,000 |
| Hillsborough County Florida | 1 | $ 227,000 | $ 227,000 | $ 100,000 |
| Palm Beach County Florida | 1 | $ 199,000 | $ 199,000 | $ 68,000 |
| Pinellas County Florida | 1 | $ 229,000 | $ 229,000 | $ 89,000 |
| Polk County Florida | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Santa Rosa County Florida | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Walton County Florida | 1 | $ 188,000 | $ 188,000 | $ 130,000 |
| Coweta County Georgia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Forsyth County Georgia | 1 | $ 348,000 | $ 348,000 | $ 171,000 |
| Gwinnett County Georgia | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Crawford County Illinois | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| Jackson County Illinois | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Johnson County Illinois | 1 | $ 188,000 | $ 188,000 | $ 58,000 |
| Kendall County Illinois | 1 | $ 370,000 | $ 370,000 | $ 151,000 |
| Lake County Illinois | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| Marion County Illinois | 1 | $ 81,000 | $ 81,000 | $ 76,000 |
| Bartholomew County Indiana | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Daviess County Indiana | 1 | $ 163,000 | $ 163,000 | $ 81,000 |
| Hendricks County Indiana | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Decatur County Iowa | 1 | $ 92,000 | $ 92,000 | $ 92,000 |
| Wapello County Iowa | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Butler County Kansas | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Jefferson County Kansas | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Kingman County Kansas | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Linn County Kansas | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Lyon County Kansas | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
| Pottawatomie County Kansas | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Riley County Kansas | 1 | $ 128,000 | $ 128,000 | $ 119,000 |
| Jefferson County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| Marshall County Kentucky | 1 | $ 417,000 | $ 417,000 | $ 400,000 |
| East Baton Rouge County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 117,000 |
| Jefferson County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 221,000 |
| Prince George's County Maryland | 1 | $ 480,000 | $ 480,000 | $ 111,000 |
| Washtenaw County Michigan | 1 | $ 224,000 | $ 224,000 | $ 488,000 |
| Hennepin County Minnesota | 1 | $ 233,000 | $ 233,000 | $ 197,000 |
| Pine County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Barry County Missouri | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Bates County Missouri | 1 | $ 276,000 | $ 276,000 | $ 60,000 |
| Benton County Missouri | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Caldwell County Missouri | 1 | $ 160,000 | $ 160,000 | $ 94,000 |
| Cedar County Missouri | 1 | $ 89,000 | $ 89,000 | $ 41,000 |
| Douglas County Missouri | 1 | $ 94,000 | $ 94,000 | $ 119,000 |
| Jasper County Missouri | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Knox County Missouri | 1 | $ 32,000 | $ 32,000 | $ 40,000 |
| Lawrence County Missouri | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Marion County Missouri | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Mississippi County Missouri | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Montgomery County Missouri | 1 | $ 43,000 | $ 43,000 | $ 46,000 |
| Ozark County Missouri | 1 | $ 65,000 | $ 65,000 | $ 212,000 |
| Perry County Missouri | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Stoddard County Missouri | 1 | $ 48,000 | $ 48,000 | $ 233,000 |
| Vernon County Missouri | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Wayne County Missouri | 1 | $ 94,000 | $ 94,000 | $ 34,000 |
| Webster County Missouri | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Frontier County Nebraska | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Sarpy County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Clark County Nevada | 1 | $ 220,000 | $ 220,000 | $ 40,000 |
| Essex County New Jersey | 1 | $ 431,000 | $ 431,000 | $ 160,000 |
| Middlesex County New Jersey | 1 | $ 347,000 | $ 347,000 | $ 144,000 |
| Morris County New Jersey | 1 | $ 430,000 | $ 430,000 | $ 91,000 |
| Ocean County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 219,000 |
| Transylvania County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
| Cass County North Dakota | 1 | $ 306,000 | $ 306,000 | $ 91,000 |
| Cuyahoga County Ohio | 1 | $ 266,000 | $ 266,000 | $ 218,000 |
| Delaware County Ohio | 1 | $ 353,000 | $ 353,000 | $ 134,000 |
| Lorain County Ohio | 1 | $ 408,000 | $ 408,000 | $ 198,000 |
| Noble County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Oklahoma County Oklahoma | 1 | $ 349,000 | $ 349,000 | $ 139,000 |
| Franklin County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| York County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 183,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 985,000 |
| Berkeley County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Charleston County South Carolina | 1 | $ 388,000 | $ 388,000 | $ 181,000 |
| Georgetown County South Carolina | 1 | $ 770,000 | $ 770,000 | $ 438,000 |
| Coffee County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Randall County Texas | 1 | $ 372,000 | $ 372,000 | $ 150,000 |
| Wilson County Texas | 1 | $ 272,000 | $ 272,000 | $ 179,000 |
| Wise County Texas | 1 | $ 116,000 | $ 116,000 | $ 179,000 |
| Davis County Utah | 1 | $ 336,000 | $ 336,000 | $ 95,000 |
| Iron County Utah | 1 | $ 203,000 | $ 203,000 | $ 56,000 |
| Salt Lake County Utah | 1 | $ 213,000 | $ 213,000 | $ 90,000 |
| Loudoun County Virginia | 1 | $ 576,000 | $ 576,000 | $ 156,000 |
| Jefferson County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Outagamie County Wisconsin | 1 | $ 383,000 | $ 383,000 | $ 300,000 |
| Walworth County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for First State Bank Of St. Charles, Missouri in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,984 | $566,965,000 | $190,000 | $1,125,000 | $100,000 | $1,396,000 |
| Refinancing | 988 | $204,176,000 | $206,000 | $1,680,000 | $107,000 | $1,780,000 |
| Home Improvement | 25 | $4,737,000 | $189,000 | $417,000 | $92,000 | $214,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,577 | $708,507,000 | $198,000 | $1,680,000 | $106,000 | $1,780,000 |
| Not applicable | 115 | $11,156,000 | $97,000 | $889,000 | $0 | $0 |
| Black or African American | 105 | $17,144,000 | $163,000 | $504,000 | $84,000 | $400,000 |
| Asian | 97 | $20,323,000 | $209,000 | $433,000 | $111,000 | $488,000 |
| Hispanic | 66 | $11,945,000 | $180,000 | $766,000 | $87,000 | $482,000 |
| Not Provided | 19 | $3,846,000 | $202,000 | $400,000 | $98,000 | $266,000 |
| American Indian or Alaskan Native | 16 | $2,428,000 | $151,000 | $231,000 | $65,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $529,000 | $264,000 | $376,000 | $218,000 | $364,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,101 | $633,077,000 | $204,000 | $1,680,000 | $113,000 | $1,780,000 |
| FHA-insured (Federal Housing Administration) | 518 | $76,056,000 | $146,000 | $536,000 | $63,000 | $293,000 |
| VA-guaranteed (Veterans Administration) | 219 | $48,304,000 | $220,000 | $994,000 | $75,000 | $274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 159 | $18,441,000 | $115,000 | $280,000 | $43,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,185 | $613,051,000 | $192,000 | $1,125,000 | $100,000 | $1,286,000 |
| Application Withdrawn By Applicant | 487 | $94,266,000 | $193,000 | $960,000 | $105,000 | $1,396,000 |
| Application Denied By Financial Institution | 234 | $42,397,000 | $181,000 | $1,500,000 | $88,000 | $1,260,000 |
| File Closed For Incompleteness | 85 | $25,553,000 | $300,000 | $1,680,000 | $194,000 | $1,780,000 |
| Application Approved But Not Accepted | 3 | $291,000 | $97,000 | $165,000 | $31,000 | $54,000 |
| Preapproval Denied by Financial Institution | 3 | $320,000 | $106,000 | $123,000 | $36,000 | $58,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First State Bank Of St. Charles, Missouri's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First State Bank Of St. Charles, Missouri's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.