First Tennessee Bank NA Mortgage Lending & HMDA Data, 2003

In 2003, First Tennessee Bank NA of Memphis, TN reported 23,559 mortgage applications totaling $2.0 billion. The average application was for $85,240, and applicants reported an average income of $72,625. 51% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Memphis, TN-AR-MS (3,159), Knoxville, TN (1,952) and Johnson City-Kingsport-Bristol, TN-VA (1,561) (applications in parentheses).

Mortgage Company & Address First Tennessee Bank NA
165 Madison 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 23,559
Total Mortgage Loan Application Amount $2,008,187,000
Average Mortgage Loan Application Amount $85,240
Highest Mortgage Loan Application Amount $1,700,000
Average Applicant Income $72,625
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Tennessee Bank NA by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 3,000 $ 199,072,000 $ 66,357 $ 78,000
Knox, Tennessee 1,380 $ 126,438,000 $ 91,621 $ 56,000
Hamilton, Tennessee 1,084 $ 178,872,000 $ 165,011 $ 101,000
Sullivan, Tennessee 720 $ 54,537,000 $ 75,745 $ 63,000
Washington, Tennessee 525 $ 39,302,000 $ 74,860 $ 62,000
Blount, Tennessee 352 $ 24,201,000 $ 68,752 $ 66,000
Davidson, Tennessee 341 $ 30,405,000 $ 89,164 $ 79,000
Greene, Tennessee 307 $ 23,000,000 $ 74,918 $ 46,000
Rutherford, Tennessee 280 $ 17,561,000 $ 62,717 $ 61,000
Los Angeles, California 230 $ 24,521,000 $ 106,613 $ 83,000
Putnam, Tennessee 218 $ 15,762,000 $ 72,302 $ 64,000
Hamblen, Tennessee 209 $ 13,289,000 $ 63,583 $ 73,000
Bradley, Tennessee 207 $ 26,080,000 $ 125,990 $ 95,000
Jefferson, Tennessee 201 $ 14,183,000 $ 70,562 $ 51,000
Maricopa, Arizona 199 $ 17,525,000 $ 88,065 $ 71,000
Sumner, Tennessee 195 $ 16,038,000 $ 82,246 $ 87,000
Wilson, Tennessee 190 $ 21,021,000 $ 110,636 $ 78,000
Dyer, Tennessee 181 $ 9,786,000 $ 54,066 $ 55,000
DeSoto, Mississippi 173 $ 11,785,000 $ 68,121 $ 61,000
Williamson, Tennessee 164 $ 19,932,000 $ 121,536 $ 100,000
Fairfax, Virginia 161 $ 17,058,000 $ 105,950 $ 94,000
Madison, Tennessee 152 $ 11,074,000 $ 72,855 $ 61,000
Baltimore, Maryland 143 $ 10,483,000 $ 73,307 $ 60,000
Anne Arundel, Maryland 136 $ 10,529,000 $ 77,419 $ 68,000
Unicoi, Tennessee 130 $ 6,806,000 $ 52,353 $ 46,000
Prince George's, Maryland 129 $ 9,301,000 $ 72,100 $ 75,000
Orange, California 128 $ 15,524,000 $ 121,281 $ 101,000
Clark, Nevada 116 $ 10,569,000 $ 91,112 $ 70,000
Montgomery, Maryland 114 $ 12,495,000 $ 109,605 $ 81,000
Sevier, Tennessee 109 $ 8,988,000 $ 82,458 $ 131,000
Riverside, California 108 $ 9,700,000 $ 89,814 $ 77,000
New Castle, Delaware 108 $ 8,167,000 $ 75,620 $ 48,000
Cook, Illinois 106 $ 9,225,000 $ 87,028 $ 70,000
Franklin, Ohio 105 $ 5,300,000 $ 50,476 $ 63,000
Allegheny, Pennsylvania 105 $ 4,955,000 $ 47,190 $ 69,000
San Bernardino, California 98 $ 9,402,000 $ 95,938 $ 68,000
San Diego, California 97 $ 12,255,000 $ 126,340 $ 107,000
Hawkins, Tennessee 97 $ 6,879,000 $ 70,917 $ 95,000
King, Washington 96 $ 11,225,000 $ 116,927 $ 68,000
Tate, Mississippi 95 $ 5,715,000 $ 60,157 $ 49,000
Tipton, Tennessee 95 $ 4,942,000 $ 52,021 $ 63,000
Carter, Tennessee 89 $ 5,340,000 $ 60,000 $ 51,000
Orange, Florida 86 $ 8,161,000 $ 94,895 $ 56,000
Cobb, Georgia 83 $ 9,539,000 $ 114,927 $ 84,000
Prince William, Virginia 80 $ 7,517,000 $ 93,962 $ 76,000
Baltimore City, Maryland 79 $ 5,091,000 $ 64,443 $ 55,000
Gwinnett, Georgia 76 $ 8,019,000 $ 105,513 $ 66,000
Jackson, Missouri 73 $ 4,924,000 $ 67,452 $ 58,000
Sacramento, California 69 $ 6,853,000 $ 99,318 $ 71,000
Middlesex, Massachusetts 66 $ 7,306,000 $ 110,696 $ 85,000
St. Louis, Missouri 66 $ 4,440,000 $ 67,272 $ 64,000
Broward, Florida 65 $ 6,581,000 $ 101,246 $ 63,000
Fayette, Tennessee 64 $ 6,397,000 $ 99,953 $ 76,000
Harford, Maryland 63 $ 5,718,000 $ 90,761 $ 68,000
Frederick, Maryland 61 $ 5,555,000 $ 91,065 $ 78,000
Multnomah, Oregon 61 $ 5,316,000 $ 87,147 $ 46,000
Snohomish, Washington 61 $ 5,204,000 $ 85,311 $ 63,000
Anderson, Tennessee 60 $ 3,634,000 $ 60,566 $ 62,000
Jefferson, Alabama 59 $ 4,965,000 $ 84,152 $ 57,000
Mecklenburg, North Carolina 59 $ 5,346,000 $ 90,610 $ 64,000
Delaware, Pennsylvania 59 $ 4,564,000 $ 77,355 $ 72,000
Suffolk, New York 57 $ 5,908,000 $ 103,649 $ 158,000
Palm Beach, Florida 55 $ 6,356,000 $ 115,563 $ 93,000
Walker, Georgia 54 $ 7,959,000 $ 147,388 $ 74,000
Johnson, Kansas 54 $ 4,161,000 $ 77,055 $ 92,000
Wayne, Michigan 53 $ 3,206,000 $ 60,490 $ 53,000
Bucks, Pennsylvania 53 $ 4,228,000 $ 79,773 $ 73,000
Sedgwick, Kansas 51 $ 3,345,000 $ 65,588 $ 59,000
Camden, New Jersey 51 $ 4,398,000 $ 86,235 $ 63,000
Montgomery, Pennsylvania 51 $ 5,130,000 $ 100,588 $ 90,000
Howard, Maryland 50 $ 4,714,000 $ 94,280 $ 106,000
Wake, North Carolina 50 $ 4,890,000 $ 97,800 $ 73,000
Contra Costa, California 49 $ 5,323,000 $ 108,632 $ 117,000
El Paso, Colorado 49 $ 3,922,000 $ 80,040 $ 64,000
Ocean, New Jersey 49 $ 4,446,000 $ 90,734 $ 65,000
Carroll, Maryland 48 $ 3,957,000 $ 82,437 $ 71,000
Pima, Arizona 47 $ 3,611,000 $ 76,829 $ 57,000
Monmouth, New Jersey 47 $ 4,477,000 $ 95,255 $ 81,000
Pierce, Washington 47 $ 3,921,000 $ 83,425 $ 78,000
Gloucester, New Jersey 46 $ 4,030,000 $ 87,608 $ 69,000
Middlesex, New Jersey 46 $ 4,791,000 $ 104,152 $ 69,000
Loudoun, Virginia 46 $ 4,716,000 $ 102,521 $ 79,000
Pinellas, Florida 45 $ 3,330,000 $ 74,000 $ 51,000
Catoosa, Georgia 45 $ 6,334,000 $ 140,755 $ 109,000
Fulton, Georgia 45 $ 4,994,000 $ 110,977 $ 61,000
Hamilton, Ohio 45 $ 1,802,000 $ 40,044 $ 49,000
Cocke, Tennessee 45 $ 2,502,000 $ 55,600 $ 45,000
Virginia Beach, Virginia 45 $ 3,840,000 $ 85,333 $ 68,000
Miami-Dade, Florida 44 $ 3,822,000 $ 86,863 $ 63,000
Lehigh, Pennsylvania 44 $ 2,656,000 $ 60,363 $ 69,000
Burlington, New Jersey 43 $ 3,580,000 $ 83,255 $ 70,000
York, Pennsylvania 43 $ 1,934,000 $ 44,976 $ 61,000
DeKalb, Georgia 42 $ 4,627,000 $ 110,166 $ 71,000
Nassau, New York 42 $ 5,958,000 $ 141,857 $ 103,000
Washoe, Nevada 41 $ 3,605,000 $ 87,926 $ 69,000
Jefferson, Colorado 40 $ 3,944,000 $ 98,600 $ 74,000
Chester, Pennsylvania 40 $ 4,002,000 $ 100,050 $ 71,000
Morris, New Jersey 39 $ 4,674,000 $ 119,846 $ 95,000
Guilford, North Carolina 39 $ 3,254,000 $ 83,435 $ 56,000
Cuyahoga, Ohio 39 $ 2,650,000 $ 67,948 $ 83,000
Seminole, Florida 38 $ 3,271,000 $ 86,078 $ 76,000
Northampton, Pennsylvania 38 $ 2,409,000 $ 63,394 $ 61,000
Hillsborough, New Hampshire 37 $ 3,132,000 $ 84,648 $ 56,000
Oklahoma, Oklahoma 37 $ 3,279,000 $ 88,621 $ 64,000
Philadelphia, Pennsylvania 37 $ 2,349,000 $ 63,486 $ 47,000
Crittenden, Arkansas 36 $ 2,222,000 $ 61,722 $ 60,000
Arapahoe, Colorado 36 $ 3,460,000 $ 96,111 $ 71,000
Hillsborough, Florida 36 $ 3,349,000 $ 93,027 $ 55,000
Union, New Jersey 36 $ 4,250,000 $ 118,055 $ 81,000
Lane, Oregon 36 $ 3,114,000 $ 86,500 $ 60,000
Loudon, Tennessee 36 $ 4,205,000 $ 116,805 $ 196,000
St. Charles, Missouri 35 $ 1,672,000 $ 47,771 $ 70,000
Bergen, New Jersey 35 $ 3,886,000 $ 111,028 $ 116,000
Westmoreland, Pennsylvania 35 $ 1,509,000 $ 43,114 $ 62,000
Lee, Florida 34 $ 3,788,000 $ 111,411 $ 70,000
Marshall, Mississippi 34 $ 1,960,000 $ 57,647 $ 53,000
Providence, Rhode Island 34 $ 2,925,000 $ 86,029 $ 62,000
Fresno, California 33 $ 2,890,000 $ 87,575 $ 53,000
DuPage, Illinois 33 $ 2,195,000 $ 66,515 $ 56,000
Marion, Indiana 33 $ 2,302,000 $ 69,757 $ 53,000
Grainger, Tennessee 33 $ 2,110,000 $ 63,939 $ 70,000
Greene, Missouri 32 $ 1,822,000 $ 56,937 $ 53,000
Washington, Virginia 32 $ 2,364,000 $ 73,875 $ 78,000
Alameda, California 31 $ 3,340,000 $ 107,741 $ 107,000
Santa Clara, California 31 $ 4,477,000 $ 144,419 $ 98,000
Solano, California 31 $ 3,273,000 $ 105,580 $ 89,000
Kent, Delaware 31 $ 2,406,000 $ 77,612 $ 53,000
St. Mary's, Maryland 31 $ 3,155,000 $ 101,774 $ 80,000
Plymouth, Massachusetts 31 $ 3,394,000 $ 109,483 $ 76,000
Hennepin, Minnesota 31 $ 2,989,000 $ 96,419 $ 70,000
Clackamas, Oregon 31 $ 3,643,000 $ 117,516 $ 77,000
San Joaquin, California 30 $ 3,302,000 $ 110,066 $ 94,000
Brevard, Florida 30 $ 2,210,000 $ 73,666 $ 46,000
Charles, Maryland 30 $ 2,432,000 $ 81,066 $ 92,000
Worcester, Maryland 30 $ 3,162,000 $ 105,400 $ 63,000
Norfolk, Massachusetts 30 $ 3,844,000 $ 128,133 $ 75,000
Washington, Oregon 30 $ 3,339,000 $ 111,300 $ 75,000
Madison, Alabama 29 $ 2,280,000 $ 78,620 $ 64,000
Washington, Maryland 29 $ 2,548,000 $ 87,862 $ 43,000
Chesterfield, Virginia 29 $ 2,201,000 $ 75,896 $ 70,000
Essex, Massachusetts 28 $ 1,731,000 $ 61,821 $ 62,000
Summit, Ohio 28 $ 1,495,000 $ 53,392 $ 47,000
Kern, California 27 $ 2,206,000 $ 81,703 $ 63,000
Sussex, Delaware 27 $ 2,687,000 $ 99,518 $ 71,000
Duval, Florida 27 $ 2,108,000 $ 78,074 $ 71,000
Cecil, Maryland 27 $ 2,528,000 $ 93,629 $ 87,000
Wicomico, Maryland 27 $ 2,060,000 $ 76,296 $ 43,000
Worcester, Massachusetts 27 $ 1,751,000 $ 64,851 $ 76,000
Oakland, Michigan 27 $ 1,936,000 $ 71,703 $ 70,000
Panola, Mississippi 27 $ 1,123,000 $ 41,592 $ 43,000
Essex, New Jersey 27 $ 2,594,000 $ 96,074 $ 68,000
Clermont, Ohio 27 $ 927,000 $ 34,333 $ 64,000
Berks, Pennsylvania 27 $ 1,418,000 $ 52,518 $ 67,000
Lancaster, Pennsylvania 27 $ 1,636,000 $ 60,592 $ 61,000
Sonoma, California 26 $ 3,071,000 $ 118,115 $ 83,000
Denver, Colorado 26 $ 2,643,000 $ 101,653 $ 70,000
Calvert, Maryland 26 $ 2,416,000 $ 92,923 $ 83,000
Delaware, Ohio 26 $ 910,000 $ 35,000 $ 113,000
Chesapeake, Virginia 26 $ 1,336,000 $ 51,384 $ 55,000
Clark, Washington 26 $ 2,553,000 $ 98,192 $ 67,000
Volusia, Florida 25 $ 1,681,000 $ 67,240 $ 49,000
Bristol, Massachusetts 25 $ 2,181,000 $ 87,240 $ 68,000
Bernalillo, New Mexico 25 $ 1,863,000 $ 74,520 $ 47,000
Richmond, New York 25 $ 2,664,000 $ 106,560 $ 74,000
Bristol, Virginia 25 $ 2,020,000 $ 80,800 $ 53,000
Stafford, Virginia 25 $ 2,249,000 $ 89,960 $ 69,000
Mississippi, Arkansas 24 $ 1,067,000 $ 44,458 $ 48,000
Hartford, Connecticut 24 $ 1,581,000 $ 65,875 $ 71,000
Cherokee, Georgia 24 $ 2,260,000 $ 94,166 $ 76,000
Queens, New York 24 $ 3,497,000 $ 145,708 $ 73,000
Cumberland, North Carolina 24 $ 1,691,000 $ 70,458 $ 50,000
Rankin, Mississippi 23 $ 1,558,000 $ 67,739 $ 110,000
Douglas, Nebraska 23 $ 1,957,000 $ 85,086 $ 60,000
Marion, Oregon 23 $ 2,072,000 $ 90,086 $ 59,000
Beaver, Pennsylvania 23 $ 1,368,000 $ 59,478 $ 55,000
Luzerne, Pennsylvania 23 $ 1,080,000 $ 46,956 $ 53,000
Cheatham, Tennessee 23 $ 1,023,000 $ 44,478 $ 68,000
Stanislaus, California 22 $ 1,772,000 $ 80,545 $ 68,000
Somerset, New Jersey 22 $ 2,285,000 $ 103,863 $ 79,000
Stark, Ohio 22 $ 1,233,000 $ 56,045 $ 51,000
White, Tennessee 22 $ 2,028,000 $ 92,181 $ 48,000
Mohave, Arizona 21 $ 1,959,000 $ 93,285 $ 48,000
New Haven, Connecticut 21 $ 1,592,000 $ 75,809 $ 83,000
Pasco, Florida 21 $ 2,241,000 $ 106,714 $ 62,000
Henry, Georgia 21 $ 2,299,000 $ 109,476 $ 72,000
Hinds, Mississippi 21 $ 2,025,000 $ 96,428 $ 59,000
Clay, Missouri 21 $ 1,643,000 $ 78,238 $ 91,000
Monroe, Pennsylvania 21 $ 1,187,000 $ 56,523 $ 49,000
Roane, Tennessee 21 $ 1,734,000 $ 82,571 $ 101,000
Henrico, Virginia 21 $ 1,701,000 $ 81,000 $ 63,000
Adams, Colorado 20 $ 1,738,000 $ 86,900 $ 63,000
Polk, Florida 20 $ 1,433,000 $ 71,650 $ 55,000
Mercer, New Jersey 20 $ 1,696,000 $ 84,800 $ 67,000
Butler, Ohio 20 $ 667,000 $ 33,350 $ 52,000
Montgomery, Ohio 20 $ 1,057,000 $ 52,850 $ 54,000
Pulaski, Arkansas 19 $ 1,451,000 $ 76,368 $ 63,000
Fairfield, Connecticut 19 $ 1,978,000 $ 104,105 $ 80,000
Osceola, Florida 19 $ 1,660,000 $ 87,368 $ 55,000
Jefferson, Kentucky 19 $ 1,198,000 $ 63,052 $ 54,000
Rockingham, New Hampshire 19 $ 1,957,000 $ 103,000 $ 60,000
Passaic, New Jersey 19 $ 1,634,000 $ 86,000 $ 50,000
Deschutes, Oregon 19 $ 1,877,000 $ 98,789 $ 64,000
Scott, Virginia 19 $ 1,195,000 $ 62,894 $ 44,000
Spotsylvania, Virginia 19 $ 1,459,000 $ 76,789 $ 68,000
Lake, Florida 18 $ 1,651,000 $ 91,722 $ 55,000
Douglas, Georgia 18 $ 1,256,000 $ 69,777 $ 57,000
Licking, Ohio 18 $ 743,000 $ 41,277 $ 57,000
Jackson, Oregon 18 $ 1,968,000 $ 109,333 $ 67,000
Cumberland, Tennessee 18 $ 1,094,000 $ 60,777 $ 56,000
Robertson, Tennessee 18 $ 1,303,000 $ 72,388 $ 115,000
Ventura, California 17 $ 2,207,000 $ 129,823 $ 95,000
Escambia, Florida 17 $ 1,660,000 $ 97,647 $ 50,000
Okaloosa, Florida 17 $ 2,715,000 $ 159,705 $ 103,000
Paulding, Georgia 17 $ 2,150,000 $ 126,470 $ 92,000
Ada, Idaho 17 $ 1,128,000 $ 66,352 $ 64,000
Lake, Indiana 17 $ 1,140,000 $ 67,058 $ 48,000
Macomb, Michigan 17 $ 1,181,000 $ 69,470 $ 66,000
Hudson, New Jersey 17 $ 1,280,000 $ 75,294 $ 60,000
Union, North Carolina 17 $ 1,297,000 $ 76,294 $ 51,000
Mahoning, Ohio 17 $ 653,000 $ 38,411 $ 51,000
Lackawanna, Pennsylvania 17 $ 664,000 $ 39,058 $ 52,000
Jackson, Tennessee 17 $ 1,529,000 $ 89,941 $ 71,000
Benton, Washington 17 $ 1,536,000 $ 90,352 $ 65,000
Spokane, Washington 17 $ 1,269,000 $ 74,647 $ 64,000
Shelby, Alabama 16 $ 1,412,000 $ 88,250 $ 57,000
El Dorado, California 16 $ 1,880,000 $ 117,500 $ 71,000
Placer, California 16 $ 2,235,000 $ 139,687 $ 113,000
St. Lucie, Florida 16 $ 1,116,000 $ 69,750 $ 44,000
Forsyth, Georgia 16 $ 1,906,000 $ 119,125 $ 74,000
Warren, Ohio 16 $ 1,007,000 $ 62,937 $ 68,000
Salt Lake, Utah 16 $ 1,030,000 $ 64,375 $ 49,000
Cowlitz, Washington 16 $ 1,663,000 $ 103,937 $ 73,000
Bay, Florida 15 $ 1,282,000 $ 85,466 $ 90,000
Dade, Georgia 15 $ 3,871,000 $ 258,066 $ 157,000
Lake, Illinois 15 $ 1,293,000 $ 86,200 $ 98,000
Jefferson, Louisiana 15 $ 1,081,000 $ 72,066 $ 55,000
Atlantic, New Jersey 15 $ 2,094,000 $ 139,600 $ 102,000
Saratoga, New York 15 $ 1,265,000 $ 84,333 $ 52,000
Forsyth, North Carolina 15 $ 1,186,000 $ 79,066 $ 72,000
Adams, Pennsylvania 15 $ 1,374,000 $ 91,600 $ 51,000
Centre, Pennsylvania 15 $ 910,000 $ 60,666 $ 80,000
Marion, Tennessee 15 $ 3,304,000 $ 220,266 $ 135,000
Union, Tennessee 15 $ 655,000 $ 43,666 $ 38,000
Kitsap, Washington 15 $ 993,000 $ 66,200 $ 69,000
Benton, Arkansas 14 $ 691,000 $ 49,357 $ 60,000
Santa Rosa, Florida 14 $ 1,639,000 $ 117,071 $ 83,000
Clayton, Georgia 14 $ 1,307,000 $ 93,357 $ 54,000
Coweta, Georgia 14 $ 1,251,000 $ 89,357 $ 64,000
Madison, Indiana 14 $ 581,000 $ 41,500 $ 57,000
Calcasieu, Louisiana 14 $ 1,105,000 $ 78,928 $ 55,000
Kent, Michigan 14 $ 1,176,000 $ 84,000 $ 52,000
Anoka, Minnesota 14 $ 883,000 $ 63,071 $ 64,000
Jefferson, Missouri 14 $ 821,000 $ 58,642 $ 85,000
Platte, Missouri 14 $ 979,000 $ 69,928 $ 54,000
Cape May, New Jersey 14 $ 1,601,000 $ 114,357 $ 74,000
Warren, New Jersey 14 $ 1,577,000 $ 112,642 $ 77,000
Kings, New York 14 $ 1,797,000 $ 128,357 $ 91,000
Westchester, New York 14 $ 1,801,000 $ 128,642 $ 118,000
Josephine, Oregon 14 $ 1,036,000 $ 74,000 $ 27,000
Yamhill, Oregon 14 $ 1,342,000 $ 95,857 $ 61,000
Fauquier, Virginia 14 $ 1,260,000 $ 90,000 $ 92,000
Thurston, Washington 14 $ 1,114,000 $ 79,571 $ 72,000
Washington, Arkansas 13 $ 814,000 $ 62,615 $ 43,000
Shasta, California 13 $ 1,045,000 $ 80,384 $ 50,000
Boulder, Colorado 13 $ 1,487,000 $ 114,384 $ 90,000
Douglas, Colorado 13 $ 1,799,000 $ 138,384 $ 86,000
Larimer, Colorado 13 $ 1,301,000 $ 100,076 $ 63,000
Walton, Florida 13 $ 4,346,000 $ 334,307 $ 231,000
Madison, Illinois 13 $ 1,037,000 $ 79,769 $ 54,000
York, Maine 13 $ 944,000 $ 72,615 $ 44,000
Barnstable, Massachusetts 13 $ 1,540,000 $ 118,461 $ 94,000
Orange, New York 13 $ 952,000 $ 73,230 $ 49,000
Blair, Pennsylvania 13 $ 478,000 $ 36,769 $ 49,000
Pike, Pennsylvania 13 $ 1,254,000 $ 96,461 $ 47,000
Lauderdale, Tennessee 13 $ 716,000 $ 55,076 $ 63,000
Maury, Tennessee 13 $ 1,243,000 $ 95,615 $ 83,000
Overton, Tennessee 13 $ 894,000 $ 68,769 $ 57,000
Hanover, Virginia 13 $ 964,000 $ 74,153 $ 53,000
Leon, Florida 12 $ 1,416,000 $ 118,000 $ 114,000
Manatee, Florida 12 $ 1,145,000 $ 95,416 $ 84,000
Sarasota, Florida 12 $ 958,000 $ 79,833 $ 54,000
Bannock, Idaho 12 $ 678,000 $ 56,500 $ 48,000
Kane, Illinois 12 $ 1,226,000 $ 102,166 $ 73,000
Will, Illinois 12 $ 1,082,000 $ 90,166 $ 75,000
Wyandotte, Kansas 12 $ 580,000 $ 48,333 $ 38,000
Caroline, Maryland 12 $ 726,000 $ 60,500 $ 63,000
Harrison, Mississippi 12 $ 757,000 $ 63,083 $ 41,000
Erie, New York 12 $ 715,000 $ 59,583 $ 42,000
Lorain, Ohio 12 $ 665,000 $ 55,416 $ 56,000
Portage, Ohio 12 $ 589,000 $ 49,083 $ 62,000
Douglas, Oregon 12 $ 1,228,000 $ 102,333 $ 52,000
Rhea, Tennessee 12 $ 1,232,000 $ 102,666 $ 173,000
Alexandria, Virginia 12 $ 1,230,000 $ 102,500 $ 47,000
Arlington, Virginia 12 $ 1,377,000 $ 114,750 $ 64,000
Jefferson, West Virginia 12 $ 968,000 $ 80,666 $ 99,000
Monterey, California 11 $ 1,229,000 $ 111,727 $ 92,000
San Mateo, California 11 $ 1,630,000 $ 148,181 $ 57,000
Weld, Colorado 11 $ 597,000 $ 54,272 $ 56,000
Clay, Florida 11 $ 649,000 $ 59,000 $ 56,000
Reno, Kansas 11 $ 578,000 $ 52,545 $ 36,000
Orleans, Louisiana 11 $ 622,000 $ 56,545 $ 48,000
Dakota, Minnesota 11 $ 1,458,000 $ 132,545 $ 80,000
Ramsey, Minnesota 11 $ 653,000 $ 59,363 $ 52,000
Strafford, New Hampshire 11 $ 1,071,000 $ 97,363 $ 57,000
Rensselaer, New York 11 $ 847,000 $ 77,000 $ 44,000
Fairfield, Ohio 11 $ 324,000 $ 29,454 $ 61,000
Cleveland, Oklahoma 11 $ 1,105,000 $ 100,454 $ 67,000
Tulsa, Oklahoma 11 $ 1,035,000 $ 94,090 $ 52,000
Dauphin, Pennsylvania 11 $ 488,000 $ 44,363 $ 65,000
Washington, Rhode Island 11 $ 794,000 $ 72,181 $ 73,000
Beaufort, South Carolina 11 $ 3,149,000 $ 286,272 $ 175,000
Charleston, South Carolina 11 $ 1,296,000 $ 117,818 $ 102,000
Spartanburg, South Carolina 11 $ 853,000 $ 77,545 $ 31,000
Campbell, Tennessee 11 $ 936,000 $ 85,090 $ 79,000
McMinn, Tennessee 11 $ 965,000 $ 87,727 $ 59,000
Monroe, Tennessee 11 $ 815,000 $ 74,090 $ 71,000
Sequatchie, Tennessee 11 $ 2,131,000 $ 193,727 $ 241,000
Washington, Utah 11 $ 1,110,000 $ 100,909 $ 70,000
Roanoke, Virginia 11 $ 1,703,000 $ 154,818 $ 140,000
Milwaukee, Wisconsin 11 $ 825,000 $ 75,000 $ 52,000
Lauderdale, Alabama 10 $ 1,307,000 $ 130,700 $ 93,000
Cochise, Arizona 10 $ 866,000 $ 86,600 $ 59,000
Yuma, Arizona 10 $ 653,000 $ 65,300 $ 46,000
Marin, California 10 $ 1,657,000 $ 165,700 $ 104,000
St. Johns, Florida 10 $ 661,000 $ 66,100 $ 62,000
McHenry, Illinois 10 $ 925,000 $ 92,500 $ 75,000
Boone, Kentucky 10 $ 468,000 $ 46,800 $ 67,000
Kenton, Kentucky 10 $ 256,000 $ 25,600 $ 58,000
St. Tammany, Louisiana 10 $ 410,000 $ 41,000 $ 50,000
Lowndes, Mississippi 10 $ 739,000 $ 73,900 $ 76,000
Christian, Missouri 10 $ 643,000 $ 64,300 $ 43,000
Hunterdon, New Jersey 10 $ 1,391,000 $ 139,100 $ 115,000
Crockett, Tennessee 10 $ 333,000 $ 33,300 $ 42,000
Dickson, Tennessee 10 $ 707,000 $ 70,700 $ 49,000
Polk, Tennessee 10 $ 865,000 $ 86,500 $ 89,000
Norfolk, Virginia 10 $ 661,000 $ 66,100 $ 40,000
Marshall, Alabama 9 $ 755,000 $ 83,888 $ 69,000
Mobile, Alabama 9 $ 696,000 $ 77,333 $ 80,000
Montgomery, Alabama 9 $ 616,000 $ 68,444 $ 42,000
Pinal, Arizona 9 $ 1,074,000 $ 119,333 $ 58,000
Madera, California 9 $ 1,117,000 $ 124,111 $ 53,000
Santa Cruz, California 9 $ 1,037,000 $ 115,222 $ 107,000
Tehama, California 9 $ 1,040,000 $ 115,555 $ 71,000
Tulare, California 9 $ 660,000 $ 73,333 $ 39,000
Genesee, Michigan 9 $ 569,000 $ 63,222 $ 84,000
Washtenaw, Michigan 9 $ 463,000 $ 51,444 $ 54,000
Cass, Missouri 9 $ 737,000 $ 81,888 $ 86,000
Belknap, New Hampshire 9 $ 396,000 $ 44,000 $ 51,000
Schenectady, New York 9 $ 528,000 $ 58,666 $ 53,000
Butler, Pennsylvania 9 $ 511,000 $ 56,777 $ 57,000
Cumberland, Pennsylvania 9 $ 353,000 $ 39,222 $ 62,000
Fayette, Pennsylvania 9 $ 501,000 $ 55,666 $ 47,000
Washington, Pennsylvania 9 $ 377,000 $ 41,888 $ 58,000
Dane, Wisconsin 9 $ 746,000 $ 82,888 $ 45,000
Yavapai, Arizona 8 $ 1,032,000 $ 129,000 $ 40,000
Hernando, Florida 8 $ 499,000 $ 62,375 $ 57,000
Marion, Florida 8 $ 773,000 $ 96,625 $ 44,000
Barrow, Georgia 8 $ 821,000 $ 102,625 $ 40,000
Bartow, Georgia 8 $ 884,000 $ 110,500 $ 53,000
St. Clair, Illinois 8 $ 799,000 $ 99,875 $ 109,000
Hamilton, Indiana 8 $ 793,000 $ 99,125 $ 61,000
Hendricks, Indiana 8 $ 565,000 $ 70,625 $ 59,000
Johnson, Indiana 8 $ 610,000 $ 76,250 $ 58,000
Tippecanoe, Indiana 8 $ 559,000 $ 69,875 $ 44,000
Campbell, Kentucky 8 $ 505,000 $ 63,125 $ 58,000
Ascension, Louisiana 8 $ 415,000 $ 51,875 $ 84,000
East Baton Rouge, Louisiana 8 $ 419,000 $ 52,375 $ 39,000
Queen Anne's, Maryland 8 $ 432,000 $ 54,000 $ 84,000
Suffolk, Massachusetts 8 $ 878,000 $ 109,750 $ 73,000
Buchanan, Missouri 8 $ 327,000 $ 40,875 $ 52,000
Lincoln, Missouri 8 $ 756,000 $ 94,500 $ 45,000
Merrimack, New Hampshire 8 $ 894,000 $ 111,750 $ 122,000
Salem, New Jersey 8 $ 710,000 $ 88,750 $ 48,000
Otero, New Mexico 8 $ 763,000 $ 95,375 $ 54,000
Rockland, New York 8 $ 858,000 $ 107,250 $ 79,000
Catawba, North Carolina 8 $ 945,000 $ 118,125 $ 36,000
Gaston, North Carolina 8 $ 422,000 $ 52,750 $ 53,000
Randolph, North Carolina 8 $ 726,000 $ 90,750 $ 58,000
Rockingham, North Carolina 8 $ 580,000 $ 72,500 $ 63,000
Lake, Ohio 8 $ 374,000 $ 46,750 $ 72,000
Miami, Ohio 8 $ 425,000 $ 53,125 $ 48,000
Wayne, Ohio 8 $ 667,000 $ 83,375 $ 50,000
Canadian, Oklahoma 8 $ 475,000 $ 59,375 $ 47,000
Klamath, Oregon 8 $ 832,000 $ 104,000 $ 77,000
Crawford, Pennsylvania 8 $ 232,000 $ 29,000 $ 57,000
Franklin, Pennsylvania 8 $ 367,000 $ 45,875 $ 58,000
Lebanon, Pennsylvania 8 $ 306,000 $ 38,250 $ 61,000
Kent, Rhode Island 8 $ 616,000 $ 77,000 $ 44,000
Chester, Tennessee 8 $ 489,000 $ 61,125 $ 54,000
DeKalb, Tennessee 8 $ 921,000 $ 115,125 $ 168,000
Macon, Tennessee 8 $ 476,000 $ 59,500 $ 55,000
Franklin, Vermont 8 $ 503,000 $ 62,875 $ 35,000
Franklin, Washington 8 $ 553,000 $ 69,125 $ 52,000
Berkeley, West Virginia 8 $ 459,000 $ 57,375 $ 49,000
Talladega, Alabama 7 $ 431,000 $ 61,571 $ 52,000
Tuscaloosa, Alabama 7 $ 652,000 $ 93,142 $ 104,000
Walker, Alabama 7 $ 400,000 $ 57,142 $ 28,000
Craighead, Arkansas 7 $ 523,000 $ 74,714 $ 53,000
Saline, Arkansas 7 $ 378,000 $ 54,000 $ 47,000
Calaveras, California 7 $ 843,000 $ 120,428 $ 128,000
Humboldt, California 7 $ 377,000 $ 53,857 $ 44,000
Lake, California 7 $ 664,000 $ 94,857 $ 84,000
Nevada, California 7 $ 710,000 $ 101,428 $ 73,000
San Luis Obispo, California 7 $ 543,000 $ 77,571 $ 71,000
Yolo, California 7 $ 1,075,000 $ 153,571 $ 71,000
Collier, Florida 7 $ 763,000 $ 109,000 $ 73,000
Martin, Florida 7 $ 823,000 $ 117,571 $ 52,000
Carroll, Georgia 7 $ 654,000 $ 93,428 $ 54,000
Fayette, Georgia 7 $ 649,000 $ 92,714 $ 81,000
Walton, Georgia 7 $ 499,000 $ 71,285 $ 33,000
Douglas, Kansas 7 $ 263,000 $ 37,571 $ 64,000
Penobscot, Maine 7 $ 516,000 $ 73,714 $ 63,000
Lee, Mississippi 7 $ 273,000 $ 39,000 $ 56,000
Grafton, New Hampshire 7 $ 401,000 $ 57,285 $ 28,000
Sussex, New Jersey 7 $ 711,000 $ 101,571 $ 60,000
Dutchess, New York 7 $ 944,000 $ 134,857 $ 85,000
Durham, North Carolina 7 $ 469,000 $ 67,000 $ 69,000
Knox, Ohio 7 $ 281,000 $ 40,142 $ 52,000
Lucas, Ohio 7 $ 456,000 $ 65,142 $ 48,000
Pickaway, Ohio 7 $ 377,000 $ 53,857 $ 84,000
Erie, Pennsylvania 7 $ 539,000 $ 77,000 $ 61,000
Anderson, South Carolina 7 $ 506,000 $ 72,285 $ 30,000
York, South Carolina 7 $ 1,024,000 $ 146,285 $ 82,000
Coffee, Tennessee 7 $ 319,000 $ 45,571 $ 90,000
Johnson, Tennessee 7 $ 747,000 $ 106,714 $ 83,000
Davis, Utah 7 $ 736,000 $ 105,142 $ 69,000
Manassas, Virginia 7 $ 819,000 $ 117,000 $ 75,000
Baldwin, Alabama 6 $ 866,000 $ 144,333 $ 241,000
Calhoun, Alabama 6 $ 400,000 $ 66,666 $ 49,000
Elmore, Alabama 6 $ 553,000 $ 92,166 $ 53,000
Sebastian, Arkansas 6 $ 522,000 $ 87,000 $ 56,000
Charlotte, Florida 6 $ 354,000 $ 59,000 $ 39,000
Citrus, Florida 6 $ 288,000 $ 48,000 $ 46,000
Monroe, Florida 6 $ 845,000 $ 140,833 $ 112,000
Hall, Georgia 6 $ 932,000 $ 155,333 $ 72,000
Muscogee, Georgia 6 $ 671,000 $ 111,833 $ 78,000
Kootenai, Idaho 6 $ 597,000 $ 99,500 $ 62,000
Sangamon, Illinois 6 $ 431,000 $ 71,833 $ 62,000
Clark, Indiana 6 $ 476,000 $ 79,333 $ 68,000
Henry, Indiana 6 $ 365,000 $ 60,833 $ 30,000
Huntington, Indiana 6 $ 341,000 $ 56,833 $ 52,000
Polk, Iowa 6 $ 379,000 $ 63,166 $ 39,000
Leavenworth, Kansas 6 $ 318,000 $ 53,000 $ 75,000
Somerset, Maryland 6 $ 315,000 $ 52,500 $ 39,000
Hampden, Massachusetts 6 $ 622,000 $ 103,666 $ 63,000
Ingham, Michigan 6 $ 384,000 $ 64,000 $ 67,000
Ottawa, Michigan 6 $ 555,000 $ 92,500 $ 70,000
Washington, Minnesota 6 $ 768,000 $ 128,000 $ 106,000
Jackson, Mississippi 6 $ 319,000 $ 53,166 $ 38,000
Lafayette, Mississippi 6 $ 535,000 $ 89,166 $ 111,000
Jasper, Missouri 6 $ 455,000 $ 75,833 $ 48,000
Phelps, Missouri 6 $ 351,000 $ 58,500 $ 46,000
Sarpy, Nebraska 6 $ 380,000 $ 63,333 $ 64,000
Carroll, New Hampshire 6 $ 343,000 $ 57,166 $ 39,000
Cumberland, New Jersey 6 $ 343,000 $ 57,166 $ 40,000
Sandoval, New Mexico 6 $ 903,000 $ 150,500 $ 85,000
Albany, New York 6 $ 409,000 $ 68,166 $ 81,000
Putnam, New York 6 $ 641,000 $ 106,833 $ 132,000
Cabarrus, North Carolina 6 $ 400,000 $ 66,666 $ 69,000
Dare, North Carolina 6 $ 405,000 $ 67,500 $ 40,000
Wayne, North Carolina 6 $ 378,000 $ 63,000 $ 29,000
Wilson, North Carolina 6 $ 473,000 $ 78,833 $ 58,000
Clark, Ohio 6 $ 290,000 $ 48,333 $ 53,000
Columbiana, Ohio 6 $ 412,000 $ 68,666 $ 42,000
Bryan, Oklahoma 6 $ 234,000 $ 39,000 $ 31,000
Cambria, Pennsylvania 6 $ 133,000 $ 22,166 $ 51,000
Carbon, Pennsylvania 6 $ 301,000 $ 50,166 $ 54,000
Lycoming, Pennsylvania 6 $ 280,000 $ 46,666 $ 49,000
Lexington, South Carolina 6 $ 575,000 $ 95,833 $ 113,000
Carroll, Tennessee 6 $ 393,000 $ 65,500 $ 97,000
Gibson, Tennessee 6 $ 329,000 $ 54,833 $ 58,000
Montgomery, Tennessee 6 $ 370,000 $ 61,666 $ 52,000
Chittenden, Vermont 6 $ 745,000 $ 124,166 $ 84,000
Hampton, Virginia 6 $ 467,000 $ 77,833 $ 71,000
Newport News, Virginia 6 $ 358,000 $ 59,666 $ 63,000
Portsmouth, Virginia 6 $ 467,000 $ 77,833 $ 49,000
Island, Washington 6 $ 674,000 $ 112,333 $ 70,000
Kenosha, Wisconsin 6 $ 422,000 $ 70,333 $ 72,000
Blount, Alabama 5 $ 425,000 $ 85,000 $ 51,000
DeKalb, Alabama 5 $ 354,000 $ 70,800 $ 52,000
Jackson, Alabama 5 $ 230,000 $ 46,000 $ 32,000
Limestone, Alabama 5 $ 412,000 $ 82,400 $ 75,000
Morgan, Alabama 5 $ 359,000 $ 71,800 $ 77,000
Jefferson, Arkansas 5 $ 496,000 $ 99,200 $ 46,000
Amador, California 5 $ 449,000 $ 89,800 $ 27,000
Butte, California 5 $ 285,000 $ 57,000 $ 47,000
Imperial, California 5 $ 328,000 $ 65,600 $ 44,000
Merced, California 5 $ 544,000 $ 108,800 $ 52,000
Santa Barbara, California 5 $ 493,000 $ 98,600 $ 125,000
Siskiyou, California 5 $ 433,000 $ 86,600 $ 46,000
Elbert, Colorado 5 $ 547,000 $ 109,400 $ 99,000
Pueblo, Colorado 5 $ 440,000 $ 88,000 $ 55,000
Middlesex, Connecticut 5 $ 348,000 $ 69,600 $ 70,000
New London, Connecticut 5 $ 345,000 $ 69,000 $ 46,000
Tolland, Connecticut 5 $ 374,000 $ 74,800 $ 56,000
Highlands, Florida 5 $ 299,000 $ 59,800 $ 117,000
Indian River, Florida 5 $ 447,000 $ 89,400 $ 53,000
Putnam, Florida 5 $ 309,000 $ 61,800 $ 53,000
Dawson, Georgia 5 $ 1,008,000 $ 201,600 $ 100,000
Oconee, Georgia 5 $ 1,249,000 $ 249,800 $ 136,000
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Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 19,163 $1,709,065,000 $87,755 $1,700,000 $65,571 $6,000,000
Home Improvement (one-to-four family) 2,942 $140,806,000 $49,717 $611,000 $58,000 $675,000
Home Purchase (one-to-four family) 1,443 $155,365,000 $89,666 $1,366,000 $113,848 $1,487,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 11 $2,951,000 $268,000 $480,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,169 $1,134,251,000 $81,770 $1,697,000 $65,812 $6,000,000
Information not provided by applicant in mail or telephone application 6,711 $613,085,000 $84,291 $1,700,000 $64,020 $2,400,000
Black 2,237 $133,773,000 $71,454 $1,328,000 $59,030 $1,029,000
Hispanic 458 $41,570,000 $83,625 $598,000 $56,675 $478,000
Asian or Pacific Islander 373 $40,671,000 $109,473 $671,000 $78,578 $840,000
Not applicable 291 $15,288,000 $53,153 $249,000 $81,358 $450,000
American Indian or Alaskan Native 188 $13,956,000 $83,888 $400,000 $56,518 $300,000
Other 132 $15,593,000 $107,826 $611,000 $66,304 $380,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,559 $2,008,187,000 $82,224 $1,700,000 $65,469 $6,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,065 $1,132,088,000 $89,000 $1,700,000 $72,195 $6,000,000
Application Denied By Financial Institution 5,581 $411,464,000 $79,428 $1,100,000 $56,326 $996,000
Application Approved But Not Accepted 5,226 $404,801,000 $75,958 $1,029,000 $65,895 $2,400,000
Application Withdrawn By Applicant 447 $46,679,000 $102,125 $660,000 $67,925 $653,000
Loan Purchased By The Institution 240 $13,155,000 $53,871 $250,000 $81,487 $390,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3,568 $247,479,000 $76,354 $1,100,000 $55,500 $996,000
Debt-To-Income Ratio 985 $74,881,000 $83,489 $700,000 $45,170 $384,000
Collateral 483 $38,649,000 $94,909 $484,000 $68,522 $600,000
Other 406 $37,055,000 $83,227 $960,000 $70,318 $437,000
Unverifiable Information 77 $8,455,000 $105,571 $550,000 $63,761 $360,000
Employment History 59 $4,727,000 $79,923 $250,000 $53,615 $240,000
Insufficient Cash (Downpayment, Closing Cost) 2 $182,000 $91,000 $99,000 $72,000 $96,000
Credit Application Incomplete 1 $36,000 $36,000 $36,000 $126,000 $126,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Tennessee Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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