First Tennessee Bank NA Mortgage Lending & HMDA Data, 2004

In 2004, First Tennessee Bank NA of Memphis, TN reported 10,271 mortgage applications totaling $907.0 million, down 56% from 2003. The average application was for $88,303, and applicants reported an average income of $64,028. 47% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Memphis, TN-MS-AR (1,672), Knoxville, TN (955) and Nashville-Davidson--Murfreesboro, TN (726) (applications in parentheses).

Mortgage Company & Address First Tennessee Bank NA
165 Madison 5th Floor
Memphis, TN 38103
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,271
Total Mortgage Loan Application Amount $906,964,000
Average Mortgage Loan Application Amount $88,303
Highest Mortgage Loan Application Amount $5,600,000
Average Applicant Income $64,028
Highest Applicant Income $1,629,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Tennessee Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Tennessee Bank NA by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 1,596 $ 96,368,000 $ 60,380 $ 69,000
Knox, Tennessee 691 $ 73,323,000 $ 106,111 $ 59,000
Hamilton, Tennessee 502 $ 78,575,000 $ 156,523 $ 80,000
Sullivan, Tennessee 476 $ 29,777,000 $ 62,556 $ 55,000
Washington, Tennessee 280 $ 23,687,000 $ 84,596 $ 62,000
Blount, Tennessee 223 $ 15,568,000 $ 69,811 $ 63,000
Davidson, Tennessee 214 $ 21,388,000 $ 99,943 $ 74,000
Greene, Tennessee 211 $ 15,348,000 $ 72,739 $ 55,000
Jefferson, Tennessee 154 $ 14,097,000 $ 91,538 $ 64,000
Rutherford, Tennessee 152 $ 10,062,000 $ 66,197 $ 87,000
Wilson, Tennessee 134 $ 13,880,000 $ 103,582 $ 69,000
Dyer, Tennessee 133 $ 7,688,000 $ 57,804 $ 55,000
Putnam, Tennessee 121 $ 9,320,000 $ 77,024 $ 64,000
Hamblen, Tennessee 109 $ 10,275,000 $ 94,266 $ 51,000
Madison, Tennessee 104 $ 8,725,000 $ 83,894 $ 67,000
DeSoto, Mississippi 99 $ 5,288,000 $ 53,414 $ 59,000
Sumner, Tennessee 95 $ 7,310,000 $ 76,947 $ 66,000
Williamson, Tennessee 93 $ 8,161,000 $ 87,752 $ 65,000
Bradley, Tennessee 83 $ 6,052,000 $ 72,915 $ 65,000
Unicoi, Tennessee 75 $ 3,948,000 $ 52,640 $ 44,000
Los Angeles, California 73 $ 9,561,000 $ 130,972 $ 57,000
Maricopa, Arizona 66 $ 6,989,000 $ 105,893 $ 70,000
Clark, Nevada 61 $ 7,535,000 $ 123,524 $ 59,000
Fairfax, Virginia 56 $ 6,326,000 $ 112,964 $ 89,000
Tate, Mississippi 51 $ 3,092,000 $ 60,627 $ 52,000
Tipton, Tennessee 50 $ 2,609,000 $ 52,180 $ 55,000
New Castle, Delaware 49 $ 3,489,000 $ 71,204 $ 40,000
Hawkins, Tennessee 49 $ 2,834,000 $ 57,836 $ 63,000
Sevier, Tennessee 49 $ 3,348,000 $ 68,326 $ 78,000
Carter, Tennessee 46 $ 2,309,000 $ 50,195 $ 54,000
Baltimore, Maryland 44 $ 3,718,000 $ 84,500 $ 49,000
Riverside, California 39 $ 5,566,000 $ 142,717 $ 49,000
Prince George's, Maryland 39 $ 4,281,000 $ 109,769 $ 42,000
Baltimore City, Maryland 38 $ 2,730,000 $ 71,842 $ 39,000
Orange, California 35 $ 4,544,000 $ 129,828 $ 85,000
Walker, Georgia 34 $ 4,545,000 $ 133,676 $ 84,000
Anne Arundel, Maryland 34 $ 3,352,000 $ 98,588 $ 58,000
Montgomery, Maryland 32 $ 3,351,000 $ 104,718 $ 71,000
Sacramento, California 31 $ 3,877,000 $ 125,064 $ 51,000
Catoosa, Georgia 29 $ 2,869,000 $ 98,931 $ 60,000
Jackson, Missouri 28 $ 2,600,000 $ 92,857 $ 34,000
San Bernardino, California 27 $ 3,530,000 $ 130,740 $ 59,000
Bristol, Virginia 27 $ 1,295,000 $ 47,962 $ 65,000
Fayette, Tennessee 26 $ 1,760,000 $ 67,692 $ 60,000
Jefferson, Alabama 25 $ 2,033,000 $ 81,320 $ 58,000
San Diego, California 25 $ 3,134,000 $ 125,360 $ 64,000
Prince William, Virginia 24 $ 2,626,000 $ 109,416 $ 115,000
St. Louis, Missouri 23 $ 1,794,000 $ 78,000 $ 54,000
King, Washington 23 $ 2,314,000 $ 100,608 $ 68,000
Broward, Florida 22 $ 2,408,000 $ 109,454 $ 85,000
Nassau, New York 22 $ 3,369,000 $ 153,136 $ 85,000
Mecklenburg, North Carolina 22 $ 2,011,000 $ 91,409 $ 42,000
Cocke, Tennessee 22 $ 1,138,000 $ 51,727 $ 55,000
Miami-Dade, Florida 21 $ 2,596,000 $ 123,619 $ 71,000
Gwinnett, Georgia 21 $ 2,052,000 $ 97,714 $ 56,000
Gloucester, New Jersey 21 $ 2,217,000 $ 105,571 $ 73,000
Delaware, Pennsylvania 21 $ 1,894,000 $ 90,190 $ 47,000
Wayne, Michigan 20 $ 1,236,000 $ 61,800 $ 27,000
Allegheny, Pennsylvania 20 $ 1,490,000 $ 74,500 $ 44,000
Fulton, Georgia 19 $ 2,952,000 $ 155,368 $ 81,000
Cook, Illinois 19 $ 2,487,000 $ 130,894 $ 56,000
Middlesex, Massachusetts 19 $ 3,108,000 $ 163,578 $ 45,000
Washington, Virginia 19 $ 1,729,000 $ 91,000 $ 75,000
Pima, Arizona 18 $ 1,902,000 $ 105,666 $ 50,000
Cobb, Georgia 18 $ 1,528,000 $ 84,888 $ 54,000
Washoe, Nevada 18 $ 2,624,000 $ 145,777 $ 63,000
Camden, New Jersey 18 $ 1,490,000 $ 82,777 $ 54,000
Philadelphia, Pennsylvania 18 $ 1,199,000 $ 66,611 $ 44,000
Loudoun, Virginia 18 $ 1,844,000 $ 102,444 $ 102,000
Brevard, Florida 17 $ 1,848,000 $ 108,705 $ 48,000
Orange, Florida 17 $ 1,443,000 $ 84,882 $ 37,000
Anderson, Tennessee 17 $ 1,649,000 $ 97,000 $ 82,000
Hillsborough, Florida 16 $ 1,312,000 $ 82,000 $ 68,000
Suffolk, New York 16 $ 2,060,000 $ 128,750 $ 28,000
Providence, Rhode Island 16 $ 1,738,000 $ 108,625 $ 68,000
Virginia Beach, Virginia 16 $ 1,376,000 $ 86,000 $ 71,000
Snohomish, Washington 16 $ 1,674,000 $ 104,625 $ 85,000
Arapahoe, Colorado 15 $ 1,819,000 $ 121,266 $ 53,000
El Paso, Colorado 15 $ 2,200,000 $ 146,666 $ 100,000
New Haven, Connecticut 15 $ 1,278,000 $ 85,200 $ 65,000
Duval, Florida 15 $ 1,289,000 $ 85,933 $ 61,000
Johnson, Kansas 15 $ 1,621,000 $ 108,066 $ 30,000
Charles, Maryland 15 $ 1,931,000 $ 128,733 $ 52,000
Wake, North Carolina 15 $ 977,000 $ 65,133 $ 60,000
Bucks, Pennsylvania 15 $ 1,432,000 $ 95,466 $ 107,000
Alameda, California 14 $ 1,613,000 $ 115,214 $ 76,000
Contra Costa, California 14 $ 2,548,000 $ 182,000 $ 217,000
Kent, Delaware 14 $ 833,000 $ 59,500 $ 52,000
Sussex, Delaware 14 $ 1,365,000 $ 97,500 $ 59,000
Palm Beach, Florida 14 $ 1,470,000 $ 105,000 $ 55,000
Sedgwick, Kansas 14 $ 915,000 $ 65,357 $ 71,000
Harford, Maryland 14 $ 1,399,000 $ 99,928 $ 50,000
Panola, Mississippi 14 $ 734,000 $ 52,428 $ 58,000
Hillsborough, New Hampshire 14 $ 1,173,000 $ 83,785 $ 49,000
Rockingham, New Hampshire 14 $ 1,650,000 $ 117,857 $ 43,000
Union, New Jersey 14 $ 1,611,000 $ 115,071 $ 64,000
Montgomery, Pennsylvania 14 $ 1,430,000 $ 102,142 $ 73,000
Grainger, Tennessee 14 $ 767,000 $ 54,785 $ 50,000
Crittenden, Arkansas 13 $ 600,000 $ 46,153 $ 53,000
Fairfield, Connecticut 13 $ 1,492,000 $ 114,769 $ 82,000
Pinellas, Florida 13 $ 1,027,000 $ 79,000 $ 52,000
Ada, Idaho 13 $ 1,182,000 $ 90,923 $ 45,000
Howard, Maryland 13 $ 1,170,000 $ 90,000 $ 70,000
Marshall, Mississippi 13 $ 487,000 $ 37,461 $ 39,000
Douglas, Nebraska 13 $ 943,000 $ 72,538 $ 41,000
Chester, Pennsylvania 13 $ 1,341,000 $ 103,153 $ 68,000
Loudon, Tennessee 13 $ 1,062,000 $ 81,692 $ 56,000
Clark, Washington 13 $ 1,361,000 $ 104,692 $ 56,000
Pierce, Washington 13 $ 481,000 $ 37,000 $ 65,000
Mississippi, Arkansas 12 $ 948,000 $ 79,000 $ 60,000
Volusia, Florida 12 $ 815,000 $ 67,916 $ 52,000
Worcester, Massachusetts 12 $ 1,098,000 $ 91,500 $ 75,000
Monmouth, New Jersey 12 $ 1,488,000 $ 124,000 $ 100,000
Passaic, New Jersey 12 $ 1,384,000 $ 115,333 $ 141,000
Cuyahoga, Ohio 12 $ 1,170,000 $ 97,500 $ 30,000
Northampton, Pennsylvania 12 $ 837,000 $ 69,750 $ 45,000
Roane, Tennessee 12 $ 747,000 $ 62,250 $ 92,000
White, Tennessee 12 $ 704,000 $ 58,666 $ 51,000
Fresno, California 11 $ 1,190,000 $ 108,181 $ 64,000
Lee, Florida 11 $ 1,444,000 $ 131,272 $ 139,000
DeKalb, Georgia 11 $ 1,106,000 $ 100,545 $ 63,000
Hinds, Mississippi 11 $ 555,000 $ 50,454 $ 54,000
Bergen, New Jersey 11 $ 1,154,000 $ 104,909 $ 75,000
Ocean, New Jersey 11 $ 1,117,000 $ 101,545 $ 57,000
Jackson, Tennessee 11 $ 985,000 $ 89,545 $ 84,000
Montgomery, Tennessee 11 $ 879,000 $ 79,909 $ 71,000
Union, Tennessee 11 $ 537,000 $ 48,818 $ 58,000
Chesterfield, Virginia 11 $ 961,000 $ 87,363 $ 50,000
Yuma, Arizona 10 $ 981,000 $ 98,100 $ 38,000
Jefferson, Colorado 10 $ 908,000 $ 90,800 $ 53,000
Hartford, Connecticut 10 $ 787,000 $ 78,700 $ 85,000
Seminole, Florida 10 $ 702,000 $ 70,200 $ 58,000
Polk, Iowa 10 $ 908,000 $ 90,800 $ 55,000
Cecil, Maryland 10 $ 776,000 $ 77,600 $ 96,000
Oakland, Michigan 10 $ 1,177,000 $ 117,700 $ 68,000
Cass, Missouri 10 $ 1,174,000 $ 117,400 $ 50,000
Cumberland, North Carolina 10 $ 802,000 $ 80,200 $ 53,000
Guilford, North Carolina 10 $ 774,000 $ 77,400 $ 33,000
Clackamas, Oregon 10 $ 1,482,000 $ 148,200 $ 71,000
Lane, Oregon 10 $ 966,000 $ 96,600 $ 39,000
Multnomah, Oregon 10 $ 1,063,000 $ 106,300 $ 50,000
Lehigh, Pennsylvania 10 $ 816,000 $ 81,600 $ 50,000
York, Pennsylvania 10 $ 1,022,000 $ 102,200 $ 36,000
Cheatham, Tennessee 10 $ 717,000 $ 71,700 $ 50,000
Lauderdale, Tennessee 10 $ 457,000 $ 45,700 $ 55,000
Kern, California 9 $ 917,000 $ 101,888 $ 69,000
Santa Clara, California 9 $ 1,429,000 $ 158,777 $ 52,000
Adams, Colorado 9 $ 1,133,000 $ 125,888 $ 52,000
Henry, Georgia 9 $ 790,000 $ 87,777 $ 47,000
Essex, Massachusetts 9 $ 902,000 $ 100,222 $ 21,000
Plymouth, Massachusetts 9 $ 1,204,000 $ 133,777 $ 56,000
Clay, Missouri 9 $ 1,055,000 $ 117,222 $ 47,000
Essex, New Jersey 9 $ 1,303,000 $ 144,777 $ 79,000
Bernalillo, New Mexico 9 $ 1,042,000 $ 115,777 $ 70,000
Kings, New York 9 $ 1,339,000 $ 148,777 $ 55,000
Hamilton, Ohio 9 $ 590,000 $ 65,555 $ 39,000
Berks, Pennsylvania 9 $ 548,000 $ 60,888 $ 56,000
Lancaster, Pennsylvania 9 $ 889,000 $ 98,777 $ 54,000
Maury, Tennessee 9 $ 632,000 $ 70,222 $ 46,000
Robertson, Tennessee 9 $ 580,000 $ 64,444 $ 70,000
Salt Lake, Utah 9 $ 509,000 $ 56,555 $ 50,000
Scott, Virginia 9 $ 640,000 $ 71,111 $ 85,000
Benton, Arkansas 8 $ 653,000 $ 81,625 $ 30,000
Pasco, Florida 8 $ 598,000 $ 74,750 $ 30,000
DuPage, Illinois 8 $ 831,000 $ 103,875 $ 88,000
Lake, Illinois 8 $ 613,000 $ 76,625 $ 44,000
Calvert, Maryland 8 $ 1,273,000 $ 159,125 $ 77,000
Carroll, Maryland 8 $ 1,005,000 $ 125,625 $ 72,000
Frederick, Maryland 8 $ 721,000 $ 90,125 $ 49,000
Suffolk, Massachusetts 8 $ 998,000 $ 124,750 $ 59,000
Burlington, New Jersey 8 $ 761,000 $ 95,125 $ 67,000
Union, North Carolina 8 $ 831,000 $ 103,875 $ 68,000
Marion, Oregon 8 $ 706,000 $ 88,250 $ 40,000
Washington, Oregon 8 $ 797,000 $ 99,625 $ 78,000
Luzerne, Pennsylvania 8 $ 565,000 $ 70,625 $ 36,000
Richland, South Carolina 8 $ 573,000 $ 71,625 $ 41,000
Cumberland, Tennessee 8 $ 922,000 $ 115,250 $ 117,000
Sequatchie, Tennessee 8 $ 613,000 $ 76,625 $ 103,000
Arlington, Virginia 8 $ 1,581,000 $ 197,625 $ 112,000
San Joaquin, California 7 $ 1,012,000 $ 144,571 $ 81,000
Solano, California 7 $ 1,345,000 $ 192,142 $ 76,000
Collier, Florida 7 $ 2,085,000 $ 297,857 $ 81,000
Walton, Florida 7 $ 1,607,000 $ 229,571 $ 311,000
Barrow, Georgia 7 $ 535,000 $ 76,428 $ 42,000
Paulding, Georgia 7 $ 611,000 $ 87,285 $ 50,000
Marion, Indiana 7 $ 433,000 $ 61,857 $ 53,000
Bristol, Massachusetts 7 $ 882,000 $ 126,000 $ 100,000
Norfolk, Massachusetts 7 $ 616,000 $ 88,000 $ 63,000
Kent, Michigan 7 $ 643,000 $ 91,857 $ 62,000
Greene, Missouri 7 $ 507,000 $ 72,428 $ 44,000
Atlantic, New Jersey 7 $ 701,000 $ 100,142 $ 59,000
Mercer, New Jersey 7 $ 742,000 $ 106,000 $ 75,000
Middlesex, New Jersey 7 $ 1,186,000 $ 169,428 $ 64,000
Morris, New Jersey 7 $ 937,000 $ 133,857 $ 63,000
Queens, New York 7 $ 1,198,000 $ 171,142 $ 108,000
Oklahoma, Oklahoma 7 $ 601,000 $ 85,857 $ 58,000
Cannon, Tennessee 7 $ 297,000 $ 42,428 $ 79,000
Henderson, Tennessee 7 $ 369,000 $ 52,714 $ 46,000
Marion, Tennessee 7 $ 1,799,000 $ 257,000 $ 105,000
McMinn, Tennessee 7 $ 545,000 $ 77,857 $ 81,000
Overton, Tennessee 7 $ 361,000 $ 51,571 $ 30,000
Baldwin, Alabama 6 $ 1,543,000 $ 257,166 $ 406,000
DeKalb, Alabama 6 $ 1,175,000 $ 195,833 $ 152,000
Mohave, Arizona 6 $ 467,000 $ 77,833 $ 52,000
Sonoma, California 6 $ 544,000 $ 90,666 $ 53,000
Douglas, Colorado 6 $ 570,000 $ 95,000 $ 83,000
District of Columbia, District Of Columbia 6 $ 398,000 $ 66,333 $ 52,000
Cherokee, Georgia 6 $ 449,000 $ 74,833 $ 60,000
Clayton, Georgia 6 $ 430,000 $ 71,666 $ 44,000
Forsyth, Georgia 6 $ 824,000 $ 137,333 $ 98,000
Bannock, Idaho 6 $ 480,000 $ 80,000 $ 34,000
Will, Illinois 6 $ 403,000 $ 67,166 $ 56,000
East Baton Rouge, Louisiana 6 $ 593,000 $ 98,833 $ 46,000
Kennebec, Maine 6 $ 424,000 $ 70,666 $ 36,000
York, Maine 6 $ 727,000 $ 121,166 $ 53,000
St. Mary's, Maryland 6 $ 521,000 $ 86,833 $ 41,000
Wicomico, Maryland 6 $ 616,000 $ 102,666 $ 59,000
Washtenaw, Michigan 6 $ 589,000 $ 98,166 $ 48,000
Lancaster, Nebraska 6 $ 631,000 $ 105,166 $ 81,000
Merrimack, New Hampshire 6 $ 635,000 $ 105,833 $ 75,000
Strafford, New Hampshire 6 $ 940,000 $ 156,666 $ 66,000
Sussex, New Jersey 6 $ 528,000 $ 88,000 $ 55,000
Ulster, New York 6 $ 498,000 $ 83,000 $ 69,000
Montgomery, Ohio 6 $ 517,000 $ 86,166 $ 64,000
Tulsa, Oklahoma 6 $ 457,000 $ 76,166 $ 39,000
Lackawanna, Pennsylvania 6 $ 601,000 $ 100,166 $ 25,000
Pike, Pennsylvania 6 $ 796,000 $ 132,666 $ 51,000
Kent, Rhode Island 6 $ 562,000 $ 93,666 $ 51,000
Greenville, South Carolina 6 $ 520,000 $ 86,666 $ 67,000
Polk, Tennessee 6 $ 178,000 $ 29,666 $ 34,000
Pinal, Arizona 5 $ 236,000 $ 47,200 $ 27,000
Butte, California 5 $ 598,000 $ 119,600 $ 82,000
El Dorado, California 5 $ 742,000 $ 148,400 $ 122,000
Placer, California 5 $ 570,000 $ 114,000 $ 70,000
Shasta, California 5 $ 488,000 $ 97,600 $ 74,000
Stanislaus, California 5 $ 540,000 $ 108,000 $ 57,000
Ventura, California 5 $ 440,000 $ 88,000 $ 55,000
Pueblo, Colorado 5 $ 505,000 $ 101,000 $ 50,000
Summit, Colorado 5 $ 422,000 $ 84,400 $ 60,000
Tolland, Connecticut 5 $ 406,000 $ 81,200 $ 44,000
Hernando, Florida 5 $ 321,000 $ 64,200 $ 45,000
Leon, Florida 5 $ 476,000 $ 95,200 $ 84,000
Okaloosa, Florida 5 $ 359,000 $ 71,800 $ 62,000
Polk, Florida 5 $ 324,000 $ 64,800 $ 29,000
Santa Rosa, Florida 5 $ 925,000 $ 185,000 $ 157,000
Sarasota, Florida 5 $ 456,000 $ 91,200 $ 99,000
Chatham, Georgia 5 $ 507,000 $ 101,400 $ 36,000
Dade, Georgia 5 $ 583,000 $ 116,600 $ 85,000
Douglas, Georgia 5 $ 387,000 $ 77,400 $ 52,000
Canyon, Idaho 5 $ 407,000 $ 81,400 $ 34,000
McHenry, Illinois 5 $ 374,000 $ 74,800 $ 70,000
St. Clair, Illinois 5 $ 459,000 $ 91,800 $ 66,000
Lake, Indiana 5 $ 406,000 $ 81,200 $ 54,000
Madison, Indiana 5 $ 186,000 $ 37,200 $ 67,000
Wyandotte, Kansas 5 $ 377,000 $ 75,400 $ 37,000
Jefferson, Kentucky 5 $ 535,000 $ 107,000 $ 61,000
Livingston, Louisiana 5 $ 564,000 $ 112,800 $ 66,000
Orleans, Louisiana 5 $ 485,000 $ 97,000 $ 61,000
Penobscot, Maine 5 $ 179,000 $ 35,800 $ 28,000
Washington, Maryland 5 $ 567,000 $ 113,400 $ 67,000
Saginaw, Michigan 5 $ 345,000 $ 69,000 $ 57,000
Johnson, Missouri 5 $ 233,000 $ 46,600 $ 31,000
Belknap, New Hampshire 5 $ 538,000 $ 107,600 $ 57,000
Cumberland, New Jersey 5 $ 306,000 $ 61,200 $ 48,000
Albany, New York 5 $ 498,000 $ 99,600 $ 88,000
Erie, New York 5 $ 321,000 $ 64,200 $ 30,000
Monroe, New York 5 $ 356,000 $ 71,200 $ 34,000
Westchester, New York 5 $ 1,000,000 $ 200,000 $ 102,000
Forsyth, North Carolina 5 $ 291,000 $ 58,200 $ 108,000
Butler, Pennsylvania 5 $ 294,000 $ 58,800 $ 26,000
Dauphin, Pennsylvania 5 $ 475,000 $ 95,000 $ 64,000
Washington, Pennsylvania 5 $ 154,000 $ 30,800 $ 30,000
Chester, Tennessee 5 $ 228,000 $ 45,600 $ 64,000
Claiborne, Tennessee 5 $ 288,000 $ 57,600 $ 43,000
Dickson, Tennessee 5 $ 316,000 $ 63,200 $ 64,000
Gibson, Tennessee 5 $ 358,000 $ 71,600 $ 109,000
Henry, Tennessee 5 $ 293,000 $ 58,600 $ 92,000
Marshall, Tennessee 5 $ 286,000 $ 57,200 $ 85,000
Rhea, Tennessee 5 $ 926,000 $ 185,200 $ 313,000
Chesapeake, Virginia 5 $ 472,000 $ 94,400 $ 59,000
Hanover, Virginia 5 $ 353,000 $ 70,600 $ 70,000
Henrico, Virginia 5 $ 573,000 $ 114,600 $ 58,000
Norfolk, Virginia 5 $ 267,000 $ 53,400 $ 72,000
Spotsylvania, Virginia 5 $ 267,000 $ 53,400 $ 78,000
Stafford, Virginia 5 $ 444,000 $ 88,800 $ 101,000
Cowlitz, Washington 5 $ 285,000 $ 57,000 $ 41,000
Spokane, Washington 5 $ 555,000 $ 111,000 $ 54,000
Washington, Arkansas 4 $ 242,000 $ 60,500 $ 74,000
Kings, California 4 $ 371,000 $ 92,750 $ 56,000
Monterey, California 4 $ 777,000 $ 194,250 $ 107,000
Nevada, California 4 $ 782,000 $ 195,500 $ 73,000
Mesa, Colorado 4 $ 381,000 $ 95,250 $ 55,000
New London, Connecticut 4 $ 431,000 $ 107,750 $ 48,000
Citrus, Florida 4 $ 269,000 $ 67,250 $ 36,000
Escambia, Florida 4 $ 1,130,000 $ 282,500 $ 363,000
Marion, Florida 4 $ 323,000 $ 80,750 $ 58,000
St. Lucie, Florida 4 $ 333,000 $ 83,250 $ 49,000
Fayette, Georgia 4 $ 375,000 $ 93,750 $ 66,000
Hall, Georgia 4 $ 488,000 $ 122,000 $ 80,000
Kane, Illinois 4 $ 408,000 $ 102,000 $ 31,000
Madison, Illinois 4 $ 195,000 $ 48,750 $ 45,000
Hamilton, Indiana 4 $ 327,000 $ 81,750 $ 20,000
Hancock, Indiana 4 $ 399,000 $ 99,750 $ 37,000
Seward, Kansas 4 $ 158,000 $ 39,500 $ 33,000
Bossier, Louisiana 4 $ 327,000 $ 81,750 $ 42,000
Caddo, Louisiana 4 $ 195,000 $ 48,750 $ 35,000
Cumberland, Maine 4 $ 337,000 $ 84,250 $ 45,000
Barnstable, Massachusetts 4 $ 461,000 $ 115,250 $ 119,000
Genesee, Michigan 4 $ 355,000 $ 88,750 $ 57,000
Macomb, Michigan 4 $ 307,000 $ 76,750 $ 50,000
Dakota, Minnesota 4 $ 229,000 $ 57,250 $ 54,000
Hennepin, Minnesota 4 $ 242,000 $ 60,500 $ 63,000
Isanti, Minnesota 4 $ 381,000 $ 95,250 $ 39,000
St. Louis, Minnesota 4 $ 272,000 $ 68,000 $ 42,000
Buchanan, Missouri 4 $ 271,000 $ 67,750 $ 20,000
St. Charles, Missouri 4 $ 253,000 $ 63,250 $ 94,000
Somerset, New Jersey 4 $ 677,000 $ 169,250 $ 143,000
Warren, New Jersey 4 $ 426,000 $ 106,500 $ 78,000
Dutchess, New York 4 $ 313,000 $ 78,250 $ 149,000
Onondaga, New York 4 $ 260,000 $ 65,000 $ 24,000
Orange, New York 4 $ 750,000 $ 187,500 $ 119,000
Rockland, New York 4 $ 224,000 $ 56,000 $ 96,000
Buncombe, North Carolina 4 $ 407,000 $ 101,750 $ 46,000
Carteret, North Carolina 4 $ 317,000 $ 79,250 $ 53,000
New Hanover, North Carolina 4 $ 656,000 $ 164,000 $ 75,000
Franklin, Ohio 4 $ 213,000 $ 53,250 $ 56,000
Cleveland, Oklahoma 4 $ 235,000 $ 58,750 $ 49,000
Douglas, Oregon 4 $ 344,000 $ 86,000 $ 51,000
Jackson, Oregon 4 $ 399,000 $ 99,750 $ 24,000
Josephine, Oregon 4 $ 485,000 $ 121,250 $ 51,000
Monroe, Pennsylvania 4 $ 363,000 $ 90,750 $ 61,000
Spartanburg, South Carolina 4 $ 257,000 $ 64,250 $ 50,000
Crockett, Tennessee 4 $ 161,000 $ 40,250 $ 57,000
Decatur, Tennessee 4 $ 391,000 $ 97,750 $ 85,000
Meigs, Tennessee 4 $ 105,000 $ 26,250 $ 24,000
Alexandria, Virginia 4 $ 217,000 $ 54,250 $ 72,000
Fairfax City, Virginia 4 $ 471,000 $ 117,750 $ 107,000
Fauquier, Virginia 4 $ 360,000 $ 90,000 $ 49,000
Frederick, Virginia 4 $ 190,000 $ 47,500 $ 50,000
Manassas, Virginia 4 $ 347,000 $ 86,750 $ 66,000
Kitsap, Washington 4 $ 536,000 $ 134,000 $ 81,000
Jefferson, West Virginia 4 $ 380,000 $ 95,000 $ 22,000
Blount, Alabama 3 $ 184,000 $ 61,333 $ 53,000
Cullman, Alabama 3 $ 296,000 $ 98,666 $ 42,000
Jackson, Alabama 3 $ 172,000 $ 57,333 $ 66,000
Lawrence, Alabama 3 $ 214,000 $ 71,333 $ 35,000
Madison, Alabama 3 $ 84,000 $ 28,000 $ 46,000
Montgomery, Alabama 3 $ 191,000 $ 63,666 $ 27,000
Navajo, Arizona 3 $ 322,000 $ 107,333 $ 55,000
Yavapai, Arizona 3 $ 432,000 $ 144,000 $ 49,000
Pulaski, Arkansas 3 $ 220,000 $ 73,333 $ 39,000
Saline, Arkansas 3 $ 205,000 $ 68,333 $ 116,000
Madera, California 3 $ 224,000 $ 74,666 $ 33,000
Mendocino, California 3 $ 559,000 $ 186,333 $ 66,000
Santa Cruz, California 3 $ 285,000 $ 95,000 $ 32,000
Tulare, California 3 $ 99,000 $ 33,000 $ 24,000
Yolo, California 3 $ 219,000 $ 73,000 $ 40,000
Yuba, California 3 $ 111,000 $ 37,000 $ 53,000
Boulder, Colorado 3 $ 244,000 $ 81,333 $ 144,000
Denver, Colorado 3 $ 459,000 $ 153,000 $ 63,000
Litchfield, Connecticut 3 $ 386,000 $ 128,666 $ 77,000
Charlotte, Florida 3 $ 226,000 $ 75,333 $ 73,000
Lake, Florida 3 $ 287,000 $ 95,666 $ 47,000
Manatee, Florida 3 $ 765,000 $ 255,000 $ 157,000
Habersham, Georgia 3 $ 160,000 $ 53,333 $ 25,000
Houston, Georgia 3 $ 415,000 $ 138,333 $ 95,000
Lowndes, Georgia 3 $ 285,000 $ 95,000 $ 110,000
Richmond, Georgia 3 $ 315,000 $ 105,000 $ 64,000
Elmore, Idaho 3 $ 268,000 $ 89,333 $ 27,000
Linn, Iowa 3 $ 131,000 $ 43,666 $ 18,000
Butler, Kansas 3 $ 389,000 $ 129,666 $ 60,000
Scott, Kansas 3 $ 312,000 $ 104,000 $ 26,000
Calcasieu, Louisiana 3 $ 255,000 $ 85,000 $ 31,000
Jefferson, Louisiana 3 $ 163,000 $ 54,333 $ 29,000
Ouachita, Louisiana 3 $ 277,000 $ 92,333 $ 17,000
Caroline, Maryland 3 $ 218,000 $ 72,666 $ 39,000
Worcester, Maryland 3 $ 228,000 $ 76,000 $ 103,000
Kalamazoo, Michigan 3 $ 245,000 $ 81,666 $ 121,000
Washington, Minnesota 3 $ 202,000 $ 67,333 $ 57,000
Harrison, Mississippi 3 $ 404,000 $ 134,666 $ 45,000
Jackson, Mississippi 3 $ 285,000 $ 95,000 $ 34,000
Madison, Mississippi 3 $ 253,000 $ 84,333 $ 27,000
Tishomingo, Mississippi 3 $ 222,000 $ 74,000 $ 86,000
Jasper, Missouri 3 $ 396,000 $ 132,000 $ 69,000
Jefferson, Missouri 3 $ 216,000 $ 72,000 $ 40,000
Pettis, Missouri 3 $ 207,000 $ 69,000 $ 25,000
St. Louis City, Missouri 3 $ 204,000 $ 68,000 $ 29,000
Churchill, Nevada 3 $ 339,000 $ 113,000 $ 77,000
Lyon, Nevada 3 $ 191,000 $ 63,666 $ 57,000
Cape May, New Jersey 3 $ 298,000 $ 99,333 $ 40,000
Hudson, New Jersey 3 $ 181,000 $ 60,333 $ 43,000
Hunterdon, New Jersey 3 $ 305,000 $ 101,666 $ 118,000
Grant, New Mexico 3 $ 210,000 $ 70,000 $ 0
Putnam, New York 3 $ 475,000 $ 158,333 $ 67,000
Rensselaer, New York 3 $ 216,000 $ 72,000 $ 74,000
Richmond, New York 3 $ 258,000 $ 86,000 $ 60,000
Saratoga, New York 3 $ 191,000 $ 63,666 $ 18,000
Warren, New York 3 $ 635,000 $ 211,666 $ 63,000
Catawba, North Carolina 3 $ 351,000 $ 117,000 $ 42,000
Durham, North Carolina 3 $ 273,000 $ 91,000 $ 41,000
Johnston, North Carolina 3 $ 299,000 $ 99,666 $ 57,000
Randolph, North Carolina 3 $ 178,000 $ 59,333 $ 20,000
Richmond, North Carolina 3 $ 131,000 $ 43,666 $ 21,000
Miami, Ohio 3 $ 162,000 $ 54,000 $ 43,000
Stark, Ohio 3 $ 99,000 $ 33,000 $ 16,000
Trumbull, Ohio 3 $ 166,000 $ 55,333 $ 38,000
Warren, Ohio 3 $ 359,000 $ 119,666 $ 67,000
Rogers, Oklahoma 3 $ 230,000 $ 76,666 $ 50,000
Klamath, Oregon 3 $ 345,000 $ 115,000 $ 65,000
Beaver, Pennsylvania 3 $ 222,000 $ 74,000 $ 17,000
Cambria, Pennsylvania 3 $ 128,000 $ 42,666 $ 29,000
Clearfield, Pennsylvania 3 $ 121,000 $ 40,333 $ 19,000
Schuylkill, Pennsylvania 3 $ 143,000 $ 47,666 $ 37,000
Westmoreland, Pennsylvania 3 $ 153,000 $ 51,000 $ 67,000
Aiken, South Carolina 3 $ 182,000 $ 60,666 $ 24,000
Lexington, South Carolina 3 $ 199,000 $ 66,333 $ 62,000
Bedford, Tennessee 3 $ 128,000 $ 42,666 $ 34,000
Campbell, Tennessee 3 $ 259,000 $ 86,333 $ 183,000
Hardeman, Tennessee 3 $ 157,000 $ 52,333 $ 38,000
Morgan, Tennessee 3 $ 135,000 $ 45,000 $ 68,000
Obion, Tennessee 3 $ 56,000 $ 18,666 $ 21,000
Gloucester, Virginia 3 $ 193,000 $ 64,333 $ 41,000
Newport News, Virginia 3 $ 257,000 $ 85,666 $ 37,000
Portsmouth, Virginia 3 $ 175,000 $ 58,333 $ 59,000
Tazewell, Virginia 3 $ 71,000 $ 23,666 $ 53,000
Whatcom, Washington 3 $ 154,000 $ 51,333 $ 84,000
Yakima, Washington 3 $ 280,000 $ 93,333 $ 50,000
Milwaukee, Wisconsin 3 $ 99,000 $ 33,000 $ 38,000
Racine, Wisconsin 3 $ 293,000 $ 97,666 $ 70,000
Sheboygan, Wisconsin 3 $ 469,000 $ 156,333 $ 108,000
Lincoln, Wyoming 3 $ 199,000 $ 66,333 $ 57,000
Cleburne, Alabama 2 $ 189,000 $ 94,500 $ 80,000
Coffee, Alabama 2 $ 200,000 $ 100,000 $ 26,000
Dale, Alabama 2 $ 125,000 $ 62,500 $ 23,000
Lauderdale, Alabama 2 $ 253,000 $ 126,500 $ 65,000
Lee, Alabama 2 $ 244,000 $ 122,000 $ 393,000
Marshall, Alabama 2 $ 141,000 $ 70,500 $ 33,000
Morgan, Alabama 2 $ 169,000 $ 84,500 $ 85,000
St. Clair, Alabama 2 $ 125,000 $ 62,500 $ 48,000
Craighead, Arkansas 2 $ 31,000 $ 15,500 $ 50,000
Crawford, Arkansas 2 $ 259,000 $ 129,500 $ 102,000
Cross, Arkansas 2 $ 59,000 $ 29,500 $ 56,000
Poinsett, Arkansas 2 $ 118,000 $ 59,000 $ 82,000
Union, Arkansas 2 $ 65,000 $ 32,500 $ 21,000
Amador, California 2 $ 158,000 $ 79,000 $ 32,000
Napa, California 2 $ 321,000 $ 160,500 $ 23,000
San Luis Obispo, California 2 $ 263,000 $ 131,500 $ 66,000
Siskiyou, California 2 $ 182,000 $ 91,000 $ 16,000
Sutter, California 2 $ 232,000 $ 116,000 $ 84,000
Tehama, California 2 $ 138,000 $ 69,000 $ 52,000
Crowley, Colorado 2 $ 74,000 $ 37,000 $ 22,000
Larimer, Colorado 2 $ 215,000 $ 107,500 $ 66,000
Weld, Colorado 2 $ 111,000 $ 55,500 $ 25,000
Alachua, Florida 2 $ 99,000 $ 49,500 $ 14,000
Flagler, Florida 2 $ 292,000 $ 146,000 $ 43,000
Indian River, Florida 2 $ 122,000 $ 61,000 $ 30,000
Bartow, Georgia 2 $ 175,000 $ 87,500 $ 59,000
Burke, Georgia 2 $ 50,000 $ 25,000 $ 42,000
Clarke, Georgia 2 $ 166,000 $ 83,000 $ 7,000
Coweta, Georgia 2 $ 233,000 $ 116,500 $ 58,000
Decatur, Georgia 2 $ 259,000 $ 129,500 $ 75,000
Floyd, Georgia 2 $ 129,000 $ 64,500 $ 41,000
Bonner, Idaho 2 $ 137,000 $ 68,500 $ 40,000
Franklin, Idaho 2 $ 110,000 $ 55,000 $ 26,000
Twin Falls, Idaho 2 $ 282,000 $ 141,000 $ 62,000
Henry, Illinois 2 $ 188,000 $ 94,000 $ 46,000
Massac, Illinois 2 $ 45,000 $ 22,500 $ 38,000
Mercer, Illinois 2 $ 168,000 $ 84,000 $ 35,000
Sangamon, Illinois 2 $ 194,000 $ 97,000 $ 63,000
Adams, Indiana 2 $ 159,000 $ 79,500 $ 52,000
Hendricks, Indiana 2 $ 76,000 $ 38,000 $ 74,000
Porter, Indiana 2 $ 112,000 $ 56,000 $ 59,000
Tippecanoe, Indiana 2 $ 94,000 $ 47,000 $ 45,000
Clarke, Iowa 2 $ 95,000 $ 47,500 $ 10,000
Cherokee, Kansas 2 $ 84,000 $ 42,000 $ 42,000
Franklin, Kansas 2 $ 765,000 $ 382,500 $ 15,000
Harvey, Kansas 2 $ 84,000 $ 42,000 $ 22,000
Leavenworth, Kansas 2 $ 187,000 $ 93,500 $ 82,000
Reno, Kansas 2 $ 89,000 $ 44,500 $ 31,000
Shawnee, Kansas 2 $ 129,000 $ 64,500 $ 16,000
Sheridan, Kansas 2 $ 156,000 $ 78,000 $ 71,000
Warren, Kentucky 2 $ 196,000 $ 98,000 $ 149,000
Ascension, Louisiana 2 $ 153,000 $ 76,500 $ 37,000
Lafayette, Louisiana 2 $ 89,000 $ 44,500 $ 0
Richland, Louisiana 2 $ 224,000 $ 112,000 $ 61,000
St. Tammany, Louisiana 2 $ 243,000 $ 121,500 $ 40,000
Terrebonne, Louisiana 2 $ 132,000 $ 66,000 $ 0
Washington, Louisiana 2 $ 105,000 $ 52,500 $ 37,000
Androscoggin, Maine 2 $ 125,000 $ 62,500 $ 36,000
Aroostook, Maine 2 $ 112,000 $ 56,000 $ 25,000
Allegany, Maryland 2 $ 125,000 $ 62,500 $ 27,000
Dorchester, Maryland 2 $ 50,000 $ 25,000 $ 47,000
Garrett, Maryland 2 $ 78,000 $ 39,000 $ 48,000
Queen Anne's, Maryland 2 $ 243,000 $ 121,500 $ 70,000
Hampshire, Massachusetts 2 $ 297,000 $ 148,500 $ 88,000
Bay, Michigan 2 $ 137,000 $ 68,500 $ 74,000
Eaton, Michigan 2 $ 276,000 $ 138,000 $ 78,000
Jackson, Michigan 2 $ 130,000 $ 65,000 $ 21,000
Anoka, Minnesota 2 $ 249,000 $ 124,500 $ 65,000
Olmsted, Minnesota 2 $ 330,000 $ 165,000 $ 70,000
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Mortgage Loan Application Detail Totals for First Tennessee Bank NA in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,088 $721,236,000 $93,285 $3,500,000 $54,755 $1,629,000
Home Purchase 1,154 $147,688,000 $474,500 $5,600,000 $165,375 $1,100,000
Home Improvement 1,029 $38,040,000 $40,302 $345,000 $50,139 $1,200,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,995 $427,659,000 $92,130 $1,800,000 $61,630 $1,568,000
Not Provided 2,760 $249,546,000 $80,285 $1,500,000 $49,530 $1,629,000
Black or African American 1,063 $60,570,000 $85,787 $699,000 $45,848 $600,000
Not applicable 1,025 $129,914,000 $146,739 $5,600,000 $65,630 $432,000
Hispanic 218 $20,446,000 $104,516 $715,000 $49,161 $470,000
Asian 119 $11,234,000 $113,000 $460,000 $65,041 $377,000
American Indian or Alaskan Native 73 $5,090,000 $75,470 $258,000 $67,588 $174,000
Native Hawaiian or Other Pacific Islander 18 $2,505,000 $153,400 $424,000 $61,200 $295,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,271 $906,964,000 $104,591 $5,600,000 $56,244 $1,629,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,836 $446,926,000 $150,200 $5,600,000 $69,400 $1,629,000
Application Denied By Financial Institution 2,589 $196,263,000 $84,416 $715,000 $45,291 $1,000,000
Application Approved But Not Accepted 1,272 $97,069,000 $71,619 $1,108,000 $54,047 $1,200,000
Loan Purchased By The Institution 981 $106,534,000 $100,652 $981,000 $67,021 $432,000
Application Withdrawn By Applicant 593 $60,172,000 $92,750 $1,500,000 $47,354 $691,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,527 $107,722,000 $85,978 $575,000 $43,744 $1,000,000
Other 446 $39,780,000 $87,581 $715,000 $54,302 $963,000
Debt-To-Income Ratio 347 $26,411,000 $83,948 $460,000 $41,948 $297,000
Collateral 241 $20,868,000 $96,818 $660,000 $56,212 $336,000
Unverifiable Information 18 $865,000 $52,777 $148,000 $30,555 $89,000
Employment History 10 $617,000 $65,375 $200,000 $41,125 $80,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Tennessee Bank NA's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Tennessee Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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