Firstbank Mortgage Lending & HMDA Data, 2016

In 2016, Firstbank of Nashville, TN reported 24,936 mortgage applications totaling $5.6 billion, up 45% from 2015. The average application was for $223,175, and applicants reported an average income of $105,391. 77% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,689), Birmingham-Hoover, AL (1,096) and Huntsville, AL (1,076) (applications in parentheses).

Mortgage Company & Address Firstbank
1221 Broadway Suite 1300
Nashville, TN 37203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 24,936
Total Mortgage Loan Application Amount $5,565,099,000
Average Mortgage Loan Application Amount $223,175
Highest Mortgage Loan Application Amount $5,800,000
Average Applicant Income $105,391
Highest Applicant Income $3,456,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Firstbank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 954 $ 199,526,000 $ 209,146 $ 97,000
Jefferson, Alabama 535 $ 102,921,000 $ 192,375 $ 82,000
Maricopa, Arizona 505 $ 130,311,000 $ 258,041 $ 117,000
Rutherford, Tennessee 434 $ 91,969,000 $ 211,910 $ 86,000
Davidson, Tennessee 417 $ 93,596,000 $ 224,450 $ 111,000
Greenville, South Carolina 372 $ 65,689,000 $ 176,583 $ 76,000
Spartanburg, South Carolina 363 $ 54,141,000 $ 149,148 $ 58,000
Horry, South Carolina 350 $ 62,736,000 $ 179,245 $ 86,000
Clark, Nevada 295 $ 76,627,000 $ 259,752 $ 117,000
Shelby, Alabama 280 $ 52,646,000 $ 188,021 $ 77,000
Williamson, Tennessee 262 $ 76,148,000 $ 290,641 $ 127,000
Los Angeles, California 253 $ 85,411,000 $ 337,592 $ 127,000
Marshall, Alabama 248 $ 34,347,000 $ 138,495 $ 71,000
Baldwin, Alabama 236 $ 47,801,000 $ 202,546 $ 120,000
Hamilton, Tennessee 232 $ 43,380,000 $ 186,982 $ 111,000
Lexington, South Carolina 225 $ 38,225,000 $ 169,888 $ 76,000
King, Washington 213 $ 67,835,000 $ 318,474 $ 134,000
Cook, Illinois 207 $ 52,490,000 $ 253,574 $ 138,000
Fulton, Georgia 196 $ 56,947,000 $ 290,545 $ 135,000
Henderson, Tennessee 192 $ 19,693,000 $ 102,567 $ 62,000
Floyd, Georgia 190 $ 27,982,000 $ 147,273 $ 68,000
Mecklenburg, North Carolina 188 $ 46,955,000 $ 249,760 $ 123,000
St. Clair, Alabama 175 $ 30,395,000 $ 173,685 $ 71,000
San Diego, California 172 $ 56,681,000 $ 329,540 $ 133,000
Wake, North Carolina 168 $ 45,022,000 $ 267,988 $ 132,000
Cobb, Georgia 163 $ 39,001,000 $ 239,269 $ 118,000
Richland, South Carolina 158 $ 26,839,000 $ 169,867 $ 79,000
Anderson, South Carolina 156 $ 23,917,000 $ 153,314 $ 62,000
Henry, Tennessee 152 $ 18,530,000 $ 121,907 $ 67,000
Middlesex, Massachusetts 150 $ 44,720,000 $ 298,133 $ 131,000
Oakland, Michigan 148 $ 35,555,000 $ 240,236 $ 125,000
Harris, Texas 146 $ 35,882,000 $ 245,767 $ 138,000
Fairfax, Virginia 139 $ 48,764,000 $ 350,820 $ 144,000
Broward, Florida 138 $ 34,796,000 $ 252,144 $ 116,000
Cumberland, Tennessee 136 $ 18,871,000 $ 138,757 $ 63,000
Sumner, Tennessee 127 $ 27,255,000 $ 214,606 $ 87,000
Orange, California 123 $ 43,054,000 $ 350,032 $ 131,000
Limestone, Alabama 122 $ 22,252,000 $ 182,393 $ 81,000
Madison, Tennessee 120 $ 16,159,000 $ 134,658 $ 76,000
Charleston, South Carolina 115 $ 28,957,000 $ 251,800 $ 108,000
Palm Beach, Florida 113 $ 29,571,000 $ 261,690 $ 132,000
Carroll, Tennessee 112 $ 8,027,000 $ 71,669 $ 59,000
Salt Lake, Utah 112 $ 31,033,000 $ 277,080 $ 110,000
DeKalb, Georgia 111 $ 29,992,000 $ 270,198 $ 137,000
Dickson, Tennessee 111 $ 17,675,000 $ 159,234 $ 72,000
Tuscaloosa, Alabama 108 $ 19,690,000 $ 182,314 $ 79,000
Hennepin, Minnesota 108 $ 28,917,000 $ 267,750 $ 136,000
Georgetown, South Carolina 106 $ 24,298,000 $ 229,226 $ 117,000
Wilson, Tennessee 101 $ 23,924,000 $ 236,871 $ 78,000
Forsyth, Georgia 99 $ 28,472,000 $ 287,595 $ 122,000
Washoe, Nevada 99 $ 26,783,000 $ 270,535 $ 113,000
Jefferson, Colorado 97 $ 28,101,000 $ 289,701 $ 127,000
Miami-Dade, Florida 94 $ 24,216,000 $ 257,617 $ 128,000
Riverside, California 93 $ 24,510,000 $ 263,548 $ 120,000
Douglas, Colorado 92 $ 28,171,000 $ 306,206 $ 122,000
Gwinnett, Georgia 90 $ 20,522,000 $ 228,022 $ 118,000
Laurens, Georgia 89 $ 15,574,000 $ 174,988 $ 93,000
Lee, Alabama 86 $ 14,836,000 $ 172,511 $ 114,000
Marion, Indiana 86 $ 12,961,000 $ 150,709 $ 72,000
Rankin, Mississippi 86 $ 15,781,000 $ 183,500 $ 73,000
Orange, Florida 85 $ 21,046,000 $ 247,600 $ 115,000
Catoosa, Georgia 83 $ 11,359,000 $ 136,855 $ 69,000
York, South Carolina 83 $ 19,603,000 $ 236,180 $ 103,000
DuPage, Illinois 82 $ 20,356,000 $ 248,243 $ 124,000
Arapahoe, Colorado 81 $ 23,100,000 $ 285,185 $ 122,000
Denver, Colorado 80 $ 21,804,000 $ 272,550 $ 119,000
Fort Bend, Texas 80 $ 21,972,000 $ 274,650 $ 137,000
Blount, Alabama 79 $ 10,830,000 $ 137,088 $ 63,000
Johnson, Kansas 79 $ 19,140,000 $ 242,278 $ 126,000
Loudoun, Virginia 79 $ 29,043,000 $ 367,632 $ 149,000
Warren, Tennessee 78 $ 8,798,000 $ 112,794 $ 48,000
Sacramento, California 77 $ 20,951,000 $ 272,090 $ 114,000
Middlesex, New Jersey 77 $ 23,139,000 $ 300,506 $ 144,000
Tallapoosa, Alabama 76 $ 14,799,000 $ 194,723 $ 104,000
Collin, Texas 76 $ 18,850,000 $ 248,026 $ 143,000
Alameda, California 75 $ 29,672,000 $ 395,626 $ 151,000
Maury, Tennessee 75 $ 13,281,000 $ 177,080 $ 72,000
Multnomah, Oregon 74 $ 20,434,000 $ 276,135 $ 118,000
Snohomish, Washington 74 $ 22,586,000 $ 305,216 $ 114,000
St. Louis, Missouri 73 $ 19,363,000 $ 265,246 $ 143,000
Washington, Oregon 72 $ 19,361,000 $ 268,902 $ 113,000
Hillsborough, Florida 71 $ 18,039,000 $ 254,070 $ 118,000
Muscogee, Georgia 71 $ 9,707,000 $ 136,718 $ 58,000
Pima, Arizona 68 $ 15,768,000 $ 231,882 $ 127,000
Johnson, Indiana 68 $ 14,179,000 $ 208,514 $ 113,000
New Castle, Delaware 67 $ 17,153,000 $ 256,014 $ 126,000
Gordon, Georgia 66 $ 8,553,000 $ 129,590 $ 56,000
Lowndes, Mississippi 65 $ 8,612,000 $ 132,492 $ 52,000
Humphreys, Tennessee 65 $ 6,703,000 $ 103,123 $ 71,000
Tarrant, Texas 65 $ 16,295,000 $ 250,692 $ 125,000
Elmore, Alabama 64 $ 12,009,000 $ 187,640 $ 79,000
Ada, Idaho 64 $ 15,896,000 $ 248,375 $ 124,000
Oconee, South Carolina 64 $ 11,865,000 $ 185,390 $ 69,000
Wayne, Michigan 62 $ 14,372,000 $ 231,806 $ 123,000
Denton, Texas 62 $ 16,100,000 $ 259,677 $ 127,000
Norfolk, Massachusetts 60 $ 19,168,000 $ 319,466 $ 140,000
Travis, Texas 60 $ 15,735,000 $ 262,250 $ 132,000
Calhoun, Alabama 59 $ 8,057,000 $ 136,559 $ 60,000
El Paso, Colorado 57 $ 13,014,000 $ 228,315 $ 106,000
Cherokee, Georgia 57 $ 13,910,000 $ 244,035 $ 118,000
Pickens, South Carolina 57 $ 8,799,000 $ 154,368 $ 71,000
Pinellas, Florida 56 $ 13,284,000 $ 237,214 $ 127,000
Essex, Massachusetts 56 $ 17,672,000 $ 315,571 $ 125,000
Wayne, Tennessee 56 $ 7,178,000 $ 128,178 $ 62,000
Ventura, California 55 $ 18,731,000 $ 340,563 $ 135,000
Rhea, Tennessee 55 $ 7,848,000 $ 142,690 $ 70,000
Talladega, Alabama 54 $ 8,010,000 $ 148,333 $ 58,000
Union, North Carolina 54 $ 13,563,000 $ 251,166 $ 101,000
Chesterfield, Virginia 54 $ 12,523,000 $ 231,907 $ 98,000
San Bernardino, California 53 $ 14,517,000 $ 273,905 $ 115,000
Adams, Colorado 53 $ 13,791,000 $ 260,207 $ 109,000
Montgomery, Pennsylvania 53 $ 14,577,000 $ 275,037 $ 128,000
Utah, Utah 53 $ 14,457,000 $ 272,773 $ 103,000
District of Columbia, District Of Columbia 52 $ 18,253,000 $ 351,019 $ 146,000
Dallas, Texas 52 $ 12,953,000 $ 249,096 $ 125,000
Santa Clara, California 51 $ 19,475,000 $ 381,862 $ 144,000
Will, Illinois 51 $ 13,027,000 $ 255,431 $ 131,000
Buncombe, North Carolina 51 $ 10,400,000 $ 203,921 $ 99,000
Chester, Pennsylvania 51 $ 14,475,000 $ 283,823 $ 140,000
Marion, Tennessee 51 $ 7,814,000 $ 153,215 $ 65,000
Walker, Georgia 50 $ 6,424,000 $ 128,480 $ 58,000
Lake, Illinois 50 $ 13,587,000 $ 271,740 $ 147,000
Jefferson, Kentucky 50 $ 11,245,000 $ 224,900 $ 118,000
Contra Costa, California 49 $ 17,454,000 $ 356,204 $ 143,000
Worcester, Massachusetts 48 $ 13,086,000 $ 272,625 $ 138,000
Decatur, Tennessee 48 $ 5,166,000 $ 107,625 $ 59,000
Hamilton, Indiana 47 $ 13,227,000 $ 281,425 $ 154,000
Botetourt, Virginia 47 $ 8,807,000 $ 187,382 $ 84,000
Bedford, Tennessee 46 $ 8,224,000 $ 178,782 $ 72,000
Montgomery, Alabama 45 $ 9,688,000 $ 215,288 $ 98,000
Fairfield, Connecticut 45 $ 14,327,000 $ 318,377 $ 163,000
Berkeley, South Carolina 45 $ 10,340,000 $ 229,777 $ 85,000
Benton, Tennessee 45 $ 4,258,000 $ 94,622 $ 77,000
Rockingham, New Hampshire 44 $ 11,976,000 $ 272,181 $ 132,000
Guilford, North Carolina 44 $ 9,721,000 $ 220,931 $ 111,000
Boulder, Colorado 43 $ 12,205,000 $ 283,837 $ 143,000
Chattooga, Georgia 43 $ 4,858,000 $ 112,976 $ 49,000
Dakota, Minnesota 43 $ 11,134,000 $ 258,930 $ 121,000
Morgan, Alabama 42 $ 5,722,000 $ 136,238 $ 66,000
Seminole, Florida 42 $ 10,634,000 $ 253,190 $ 109,000
Cabarrus, North Carolina 42 $ 10,161,000 $ 241,928 $ 109,000
Hickman, Tennessee 42 $ 4,883,000 $ 116,261 $ 51,000
Prince William, Virginia 42 $ 12,981,000 $ 309,071 $ 139,000
Lee, Florida 41 $ 9,646,000 $ 235,268 $ 158,000
Bartow, Georgia 41 $ 6,341,000 $ 154,658 $ 71,000
Hillsborough, New Hampshire 41 $ 10,550,000 $ 257,317 $ 126,000
Franklin, Ohio 41 $ 10,176,000 $ 248,195 $ 133,000
Cheatham, Tennessee 41 $ 7,667,000 $ 187,000 $ 66,000
Lee, Georgia 40 $ 6,740,000 $ 168,500 $ 74,000
Washington, Minnesota 40 $ 9,663,000 $ 241,575 $ 120,000
Delaware, Ohio 40 $ 9,265,000 $ 231,625 $ 114,000
Bexar, Texas 40 $ 9,928,000 $ 248,200 $ 144,000
Clark, Washington 40 $ 10,605,000 $ 265,125 $ 112,000
Larimer, Colorado 39 $ 10,707,000 $ 274,538 $ 110,000
Hinds, Mississippi 39 $ 6,668,000 $ 170,974 $ 68,000
Knox, Tennessee 38 $ 9,052,000 $ 238,210 $ 207,000
Roanoke, Virginia 38 $ 6,770,000 $ 178,157 $ 68,000
Monmouth, New Jersey 37 $ 12,000,000 $ 324,324 $ 133,000
Plymouth, Massachusetts 36 $ 11,396,000 $ 316,555 $ 143,000
Cuyahoga, Ohio 36 $ 8,368,000 $ 232,444 $ 140,000
Clackamas, Oregon 36 $ 10,089,000 $ 280,250 $ 111,000
Independence, Arkansas 35 $ 3,429,000 $ 97,971 $ 49,000
Bergen, New Jersey 35 $ 11,787,000 $ 336,771 $ 149,000
Robertson, Tennessee 35 $ 6,913,000 $ 197,514 $ 69,000
Livingston, Michigan 34 $ 7,984,000 $ 234,823 $ 122,000
Macomb, Michigan 34 $ 7,587,000 $ 223,147 $ 117,000
Jackson, Missouri 34 $ 8,418,000 $ 247,588 $ 152,000
St. Charles, Missouri 34 $ 8,009,000 $ 235,558 $ 133,000
Oklahoma, Oklahoma 34 $ 8,596,000 $ 252,823 $ 155,000
Philadelphia, Pennsylvania 34 $ 8,988,000 $ 264,352 $ 105,000
Placer, California 33 $ 9,506,000 $ 288,060 $ 114,000
Thomas, Georgia 33 $ 6,750,000 $ 204,545 $ 112,000
Kane, Illinois 33 $ 7,776,000 $ 235,636 $ 140,000
Washtenaw, Michigan 33 $ 7,180,000 $ 217,575 $ 113,000
Ramsey, Minnesota 33 $ 7,975,000 $ 241,666 $ 136,000
Collier, Florida 32 $ 9,334,000 $ 291,687 $ 153,000
Bristol, Massachusetts 32 $ 7,847,000 $ 245,218 $ 104,000
Jackson, Mississippi 32 $ 5,697,000 $ 178,031 $ 94,000
Morris, New Jersey 32 $ 10,539,000 $ 329,343 $ 158,000
Butler, Ohio 32 $ 6,735,000 $ 210,468 $ 108,000
Aiken, South Carolina 32 $ 6,027,000 $ 188,343 $ 73,000
Davis, Utah 32 $ 9,478,000 $ 296,187 $ 112,000
Houston, Alabama 31 $ 3,327,000 $ 107,322 $ 37,000
Duval, Florida 31 $ 7,465,000 $ 240,806 $ 131,000
Allegheny, Pennsylvania 31 $ 8,146,000 $ 262,774 $ 150,000
Autauga, Alabama 30 $ 6,024,000 $ 200,800 $ 95,000
Cullman, Alabama 30 $ 4,480,000 $ 149,333 $ 60,000
Hartford, Connecticut 30 $ 7,187,000 $ 239,566 $ 142,000
Houston, Georgia 30 $ 6,489,000 $ 216,300 $ 91,000
Suffolk, Massachusetts 30 $ 9,826,000 $ 327,533 $ 110,000
Somerset, New Jersey 30 $ 9,352,000 $ 311,733 $ 140,000
Summit, Ohio 30 $ 6,944,000 $ 231,466 $ 149,000
Bucks, Pennsylvania 30 $ 8,806,000 $ 293,533 $ 124,000
Dorchester, South Carolina 30 $ 5,301,000 $ 176,700 $ 90,000
Etowah, Alabama 29 $ 3,695,000 $ 127,413 $ 62,000
Brevard, Florida 29 $ 7,458,000 $ 257,172 $ 150,000
Manatee, Florida 29 $ 7,520,000 $ 259,310 $ 147,000
Volusia, Florida 29 $ 6,310,000 $ 217,586 $ 92,000
Jones, Georgia 29 $ 4,359,000 $ 150,310 $ 94,000
Madison, Mississippi 29 $ 7,031,000 $ 242,448 $ 94,000
Cumberland, Pennsylvania 29 $ 7,272,000 $ 250,758 $ 105,000
Marshall, Tennessee 29 $ 3,668,000 $ 126,482 $ 52,000
Montgomery, Tennessee 29 $ 5,401,000 $ 186,241 $ 72,000
San Joaquin, California 28 $ 7,340,000 $ 262,142 $ 138,000
Wayne, Indiana 28 $ 2,398,000 $ 85,642 $ 39,000
Cumberland, Maine 28 $ 7,171,000 $ 256,107 $ 106,000
Kent, Michigan 28 $ 6,334,000 $ 226,214 $ 104,000
Pierce, Washington 28 $ 7,156,000 $ 255,571 $ 116,000
New Haven, Connecticut 27 $ 6,680,000 $ 247,407 $ 123,000
Pasco, Florida 27 $ 6,765,000 $ 250,555 $ 110,000
Douglas, Nebraska 27 $ 6,309,000 $ 233,666 $ 140,000
Williamson, Texas 27 $ 6,433,000 $ 238,259 $ 111,000
St. Johns, Florida 26 $ 6,853,000 $ 263,576 $ 131,000
East Baton Rouge, Louisiana 26 $ 6,340,000 $ 243,846 $ 125,000
DeSoto, Mississippi 26 $ 4,919,000 $ 189,192 $ 69,000
Florence, South Carolina 26 $ 3,938,000 $ 151,461 $ 79,000
Franklin, Virginia 26 $ 4,999,000 $ 192,269 $ 101,000
Waukesha, Wisconsin 26 $ 6,753,000 $ 259,730 $ 131,000
Weld, Colorado 25 $ 6,393,000 $ 255,720 $ 101,000
Essex, New Jersey 25 $ 8,239,000 $ 329,560 $ 163,000
Durham, North Carolina 25 $ 5,268,000 $ 210,720 $ 124,000
Providence, Rhode Island 25 $ 6,273,000 $ 250,920 $ 102,000
Perry, Tennessee 25 $ 1,923,000 $ 76,920 $ 68,000
Milwaukee, Wisconsin 25 $ 5,523,000 $ 220,920 $ 130,000
Yavapai, Arizona 24 $ 6,709,000 $ 279,541 $ 149,000
Lake, Indiana 24 $ 6,476,000 $ 269,833 $ 115,000
Scott, Minnesota 24 $ 6,673,000 $ 278,041 $ 134,000
Copiah, Mississippi 24 $ 4,344,000 $ 181,000 $ 81,000
Union, New Jersey 24 $ 7,537,000 $ 314,041 $ 148,000
Bernalillo, New Mexico 24 $ 6,032,000 $ 251,333 $ 116,000
Iredell, North Carolina 24 $ 7,135,000 $ 297,291 $ 178,000
Hamilton, Ohio 24 $ 5,387,000 $ 224,458 $ 141,000
Cherokee, South Carolina 24 $ 2,938,000 $ 122,416 $ 50,000
Spokane, Washington 24 $ 5,176,000 $ 215,666 $ 93,000
Colbert, Alabama 23 $ 3,997,000 $ 173,782 $ 93,000
White, Arkansas 23 $ 2,645,000 $ 115,000 $ 48,000
Lancaster, South Carolina 23 $ 5,518,000 $ 239,913 $ 80,000
Cannon, Tennessee 23 $ 2,709,000 $ 117,782 $ 68,000
Sussex, Delaware 22 $ 6,145,000 $ 279,318 $ 152,000
Ocean, New Jersey 22 $ 5,776,000 $ 262,545 $ 125,000
Nassau, New York 22 $ 7,386,000 $ 335,727 $ 156,000
Beaufort, South Carolina 22 $ 6,346,000 $ 288,454 $ 149,000
Lincoln, Tennessee 22 $ 2,968,000 $ 134,909 $ 64,000
Shelby, Tennessee 22 $ 3,760,000 $ 170,909 $ 102,000
Dinwiddie, Virginia 22 $ 3,357,000 $ 152,590 $ 62,000
Roanoke City, Virginia 22 $ 2,668,000 $ 121,272 $ 64,000
Jackson, Arkansas 21 $ 1,968,000 $ 93,714 $ 65,000
Solano, California 21 $ 6,165,000 $ 293,571 $ 126,000
Orleans, Louisiana 21 $ 5,529,000 $ 263,285 $ 112,000
Barnstable, Massachusetts 21 $ 5,376,000 $ 256,000 $ 129,000
Anoka, Minnesota 21 $ 4,932,000 $ 234,857 $ 123,000
Camden, New Jersey 21 $ 5,156,000 $ 245,523 $ 111,000
Kershaw, South Carolina 21 $ 3,657,000 $ 174,142 $ 75,000
Gibson, Tennessee 21 $ 2,809,000 $ 133,761 $ 71,000
El Dorado, California 20 $ 6,625,000 $ 331,250 $ 137,000
Sarasota, Florida 20 $ 5,312,000 $ 265,600 $ 125,000
Hendricks, Indiana 20 $ 3,809,000 $ 190,450 $ 84,000
Harrison, Mississippi 20 $ 4,257,000 $ 212,850 $ 82,000
Burlington, New Jersey 20 $ 5,241,000 $ 262,050 $ 158,000
Marion, Oregon 20 $ 4,661,000 $ 233,050 $ 100,000
Delaware, Pennsylvania 20 $ 5,449,000 $ 272,450 $ 121,000
Bedford, Virginia 20 $ 4,144,000 $ 207,200 $ 82,000
Henrico, Virginia 20 $ 4,734,000 $ 236,700 $ 107,000
Polk, Georgia 19 $ 2,874,000 $ 151,263 $ 75,000
Oktibbeha, Mississippi 19 $ 3,592,000 $ 189,052 $ 73,000
Hudson, New Jersey 19 $ 5,991,000 $ 315,315 $ 142,000
Mercer, New Jersey 19 $ 5,313,000 $ 279,631 $ 126,000
Warren, Ohio 19 $ 4,327,000 $ 227,736 $ 131,000
Lane, Oregon 19 $ 4,991,000 $ 262,684 $ 121,000
Coconino, Arizona 18 $ 4,583,000 $ 254,611 $ 116,000
Kern, California 18 $ 4,152,000 $ 230,666 $ 134,000
St. Lucie, Florida 18 $ 3,529,000 $ 196,055 $ 124,000
McHenry, Illinois 18 $ 4,663,000 $ 259,055 $ 133,000
Haywood, North Carolina 18 $ 2,406,000 $ 133,666 $ 86,000
New Hanover, North Carolina 18 $ 4,331,000 $ 240,611 $ 109,000
Jackson, Oregon 18 $ 4,288,000 $ 238,222 $ 104,000
Newberry, South Carolina 18 $ 2,988,000 $ 166,000 $ 58,000
Montgomery, Texas 18 $ 4,896,000 $ 272,000 $ 142,000
Dane, Wisconsin 18 $ 4,928,000 $ 273,777 $ 140,000
Benton, Arkansas 17 $ 5,289,000 $ 311,117 $ 173,000
Fresno, California 17 $ 3,671,000 $ 215,941 $ 117,000
San Mateo, California 17 $ 6,934,000 $ 407,882 $ 149,000
Sonoma, California 17 $ 5,282,000 $ 310,705 $ 107,000
Glynn, Georgia 17 $ 3,881,000 $ 228,294 $ 164,000
Hall, Georgia 17 $ 4,568,000 $ 268,705 $ 147,000
Henderson, North Carolina 17 $ 3,541,000 $ 208,294 $ 107,000
Medina, Ohio 17 $ 3,828,000 $ 225,176 $ 138,000
Putnam, Tennessee 17 $ 2,172,000 $ 127,764 $ 53,000
Weakley, Tennessee 17 $ 1,982,000 $ 116,588 $ 83,000
Rockbridge, Virginia 17 $ 3,132,000 $ 184,235 $ 84,000
Stanislaus, California 16 $ 3,408,000 $ 213,000 $ 102,000
Walton, Florida 16 $ 5,899,000 $ 368,687 $ 313,000
Dougherty, Georgia 16 $ 1,989,000 $ 124,312 $ 63,000
Orange, North Carolina 16 $ 4,756,000 $ 297,250 $ 154,000
Washington, Utah 16 $ 4,294,000 $ 268,375 $ 93,000
Pinal, Arizona 15 $ 3,375,000 $ 225,000 $ 76,000
Lake, Florida 15 $ 3,113,000 $ 207,533 $ 91,000
Osceola, Florida 15 $ 3,238,000 $ 215,866 $ 128,000
Newton, Georgia 15 $ 3,014,000 $ 200,933 $ 78,000
Paulding, Georgia 15 $ 3,119,000 $ 207,933 $ 99,000
Porter, Indiana 15 $ 3,520,000 $ 234,666 $ 95,000
Ottawa, Michigan 15 $ 3,415,000 $ 227,666 $ 127,000
Santa Fe, New Mexico 15 $ 4,376,000 $ 291,733 $ 108,000
Forsyth, North Carolina 15 $ 4,155,000 $ 277,000 $ 156,000
Macon, North Carolina 15 $ 2,537,000 $ 169,133 $ 102,000
Tulsa, Oklahoma 15 $ 3,435,000 $ 229,000 $ 125,000
Deschutes, Oregon 15 $ 3,938,000 $ 262,533 $ 102,000
Coffee, Tennessee 15 $ 1,929,000 $ 128,600 $ 48,000
Arlington, Virginia 15 $ 5,411,000 $ 360,733 $ 148,000
Virginia Beach, Virginia 15 $ 3,911,000 $ 260,733 $ 96,000
Chilton, Alabama 14 $ 2,190,000 $ 156,428 $ 104,000
Martin, Florida 14 $ 3,889,000 $ 277,785 $ 157,000
Walton, Georgia 14 $ 2,768,000 $ 197,714 $ 116,000
Ingham, Michigan 14 $ 3,206,000 $ 229,000 $ 127,000
Brunswick, North Carolina 14 $ 3,197,000 $ 228,357 $ 161,000
Geauga, Ohio 14 $ 3,072,000 $ 219,428 $ 100,000
Bradley, Tennessee 14 $ 2,380,000 $ 170,000 $ 53,000
Sevier, Tennessee 14 $ 2,396,000 $ 171,142 $ 117,000
Galveston, Texas 14 $ 3,662,000 $ 261,571 $ 140,000
Pulaski, Arkansas 13 $ 2,737,000 $ 210,538 $ 127,000
Broomfield, Colorado 13 $ 3,637,000 $ 279,769 $ 132,000
Leon, Florida 13 $ 3,118,000 $ 239,846 $ 136,000
Bibb, Georgia 13 $ 2,031,000 $ 156,230 $ 84,000
Bulloch, Georgia 13 $ 1,762,000 $ 135,538 $ 60,000
Coweta, Georgia 13 $ 3,427,000 $ 263,615 $ 126,000
Fayette, Georgia 13 $ 3,388,000 $ 260,615 $ 111,000
Jackson, Georgia 13 $ 2,847,000 $ 219,000 $ 91,000
Toombs, Georgia 13 $ 1,732,000 $ 133,230 $ 65,000
St. Tammany, Louisiana 13 $ 3,213,000 $ 247,153 $ 129,000
Sarpy, Nebraska 13 $ 3,119,000 $ 239,923 $ 123,000
Strafford, New Hampshire 13 $ 3,213,000 $ 247,153 $ 162,000
Gaston, North Carolina 13 $ 2,955,000 $ 227,307 $ 91,000
Clermont, Ohio 13 $ 2,884,000 $ 221,846 $ 94,000
Brazoria, Texas 13 $ 2,841,000 $ 218,538 $ 111,000
El Paso, Texas 13 $ 3,023,000 $ 232,538 $ 139,000
Nueces, Texas 13 $ 2,534,000 $ 194,923 $ 111,000
Whatcom, Washington 13 $ 3,553,000 $ 273,307 $ 92,000
Jackson, Alabama 12 $ 3,544,000 $ 295,333 $ 120,000
Lauderdale, Alabama 12 $ 1,766,000 $ 147,166 $ 58,000
Tulare, California 12 $ 2,759,000 $ 229,916 $ 105,000
Sumter, Florida 12 $ 3,523,000 $ 293,583 $ 132,000
Chatham, Georgia 12 $ 3,275,000 $ 272,916 $ 114,000
Harris, Georgia 12 $ 2,265,000 $ 188,750 $ 90,000
Mitchell, Georgia 12 $ 1,345,000 $ 112,083 $ 47,000
Canyon, Idaho 12 $ 2,440,000 $ 203,333 $ 92,000
Tippecanoe, Indiana 12 $ 2,758,000 $ 229,833 $ 119,000
Polk, Iowa 12 $ 2,320,000 $ 193,333 $ 138,000
Fayette, Kentucky 12 $ 3,242,000 $ 270,166 $ 130,000
Jefferson, Louisiana 12 $ 2,550,000 $ 212,500 $ 141,000
Clay, Missouri 12 $ 3,087,000 $ 257,250 $ 136,000
Gallatin, Montana 12 $ 2,983,000 $ 248,583 $ 125,000
Sandoval, New Mexico 12 $ 2,902,000 $ 241,833 $ 115,000
Johnston, North Carolina 12 $ 2,755,000 $ 229,583 $ 107,000
Lehigh, Pennsylvania 12 $ 3,125,000 $ 260,416 $ 162,000
Sumter, South Carolina 12 $ 2,325,000 $ 193,750 $ 53,000
Alexandria, Virginia 12 $ 3,976,000 $ 331,333 $ 210,000
Benton, Washington 12 $ 2,788,000 $ 232,333 $ 116,000
Washington, Arkansas 11 $ 2,593,000 $ 235,727 $ 115,000
San Francisco, California 11 $ 4,352,000 $ 395,636 $ 134,000
Alachua, Florida 11 $ 2,199,000 $ 199,909 $ 106,000
Polk, Florida 11 $ 2,054,000 $ 186,727 $ 93,000
Dade, Georgia 11 $ 1,665,000 $ 151,363 $ 63,000
Henry, Georgia 11 $ 2,595,000 $ 235,909 $ 115,000
Sedgwick, Kansas 11 $ 2,161,000 $ 196,454 $ 111,000
York, Maine 11 $ 2,395,000 $ 217,727 $ 122,000
Clay, Mississippi 11 $ 1,226,000 $ 111,454 $ 49,000
Jefferson, Missouri 11 $ 1,890,000 $ 171,818 $ 82,000
Lancaster, Nebraska 11 $ 2,906,000 $ 264,181 $ 141,000
Hunterdon, New Jersey 11 $ 3,644,000 $ 331,272 $ 163,000
Passaic, New Jersey 11 $ 3,518,000 $ 319,818 $ 121,000
Suffolk, New York 11 $ 3,177,000 $ 288,818 $ 143,000
Lincoln, North Carolina 11 $ 2,663,000 $ 242,090 $ 124,000
Cleveland, Oklahoma 11 $ 2,303,000 $ 209,363 $ 102,000
Laurens, South Carolina 11 $ 1,226,000 $ 111,454 $ 47,000
Chester, Tennessee 11 $ 1,456,000 $ 132,363 $ 85,000
Albemarle, Virginia 11 $ 3,200,000 $ 290,909 $ 126,000
Hanover, Virginia 11 $ 2,848,000 $ 258,909 $ 151,000
Richmond City, Virginia 11 $ 2,766,000 $ 251,454 $ 127,000
Tazewell, Virginia 11 $ 1,492,000 $ 135,636 $ 61,000
Kitsap, Washington 11 $ 3,028,000 $ 275,272 $ 154,000
Laramie, Wyoming 11 $ 2,376,000 $ 216,000 $ 98,000
Covington, Alabama 10 $ 1,385,000 $ 138,500 $ 46,000
Marin, California 10 $ 3,677,000 $ 367,700 $ 159,000
Santa Barbara, California 10 $ 3,912,000 $ 391,200 $ 128,000
Barrow, Georgia 10 $ 1,683,000 $ 168,300 $ 79,000
Douglas, Georgia 10 $ 1,595,000 $ 159,500 $ 135,000
Elbert, Georgia 10 $ 1,306,000 $ 130,600 $ 60,000
Ascension, Louisiana 10 $ 1,837,000 $ 183,700 $ 80,000
Lafayette, Louisiana 10 $ 2,155,000 $ 215,500 $ 114,000
Kalamazoo, Michigan 10 $ 2,322,000 $ 232,200 $ 129,000
Carver, Minnesota 10 $ 2,720,000 $ 272,000 $ 166,000
Sherburne, Minnesota 10 $ 2,187,000 $ 218,700 $ 108,000
Wright, Minnesota 10 $ 2,403,000 $ 240,300 $ 89,000
Lamar, Mississippi 10 $ 1,817,000 $ 181,700 $ 78,000
Flathead, Montana 10 $ 2,652,000 $ 265,200 $ 121,000
Douglas, Nevada 10 $ 2,727,000 $ 272,700 $ 117,000
Westchester, New York 10 $ 3,547,000 $ 354,700 $ 153,000
Greene, Ohio 10 $ 2,792,000 $ 279,200 $ 135,000
Northampton, Pennsylvania 10 $ 2,315,000 $ 231,500 $ 102,000
Kent, Rhode Island 10 $ 2,704,000 $ 270,400 $ 119,000
Newport, Rhode Island 10 $ 3,240,000 $ 324,000 $ 221,000
Marion, South Carolina 10 $ 1,238,000 $ 123,800 $ 72,000
McMinn, Tennessee 10 $ 2,025,000 $ 202,500 $ 84,000
White, Tennessee 10 $ 1,482,000 $ 148,200 $ 55,000
Summit, Utah 10 $ 2,784,000 $ 278,400 $ 121,000
Spotsylvania, Virginia 10 $ 2,667,000 $ 266,700 $ 126,000
DeKalb, Alabama 9 $ 1,324,000 $ 147,111 $ 69,000
Mobile, Alabama 9 $ 1,629,000 $ 181,000 $ 91,000
Russell, Alabama 9 $ 943,000 $ 104,777 $ 55,000
Walker, Alabama 9 $ 882,000 $ 98,000 $ 74,000
Santa Cruz, California 9 $ 2,760,000 $ 306,666 $ 99,000
Yolo, California 9 $ 2,825,000 $ 313,888 $ 124,000
Summit, Colorado 9 $ 3,048,000 $ 338,666 $ 179,000
Middlesex, Connecticut 9 $ 2,487,000 $ 276,333 $ 129,000
Kent, Delaware 9 $ 2,335,000 $ 259,444 $ 128,000
Columbia, Georgia 9 $ 2,421,000 $ 269,000 $ 148,000
Kootenai, Idaho 9 $ 2,254,000 $ 250,444 $ 146,000
Elkhart, Indiana 9 $ 2,079,000 $ 231,000 $ 99,000
Penobscot, Maine 9 $ 1,429,000 $ 158,777 $ 88,000
Hampden, Massachusetts 9 $ 2,110,000 $ 234,444 $ 118,000
Genesee, Michigan 9 $ 2,025,000 $ 225,000 $ 120,000
St. Louis City, Missouri 9 $ 1,683,000 $ 187,000 $ 118,000
Yellowstone, Montana 9 $ 1,662,000 $ 184,666 $ 107,000
Gloucester, New Jersey 9 $ 2,085,000 $ 231,666 $ 137,000
Erie, New York 9 $ 1,994,000 $ 221,555 $ 214,000
Alamance, North Carolina 9 $ 1,822,000 $ 202,444 $ 101,000
Chatham, North Carolina 9 $ 2,938,000 $ 326,444 $ 122,000
Fairfield, Ohio 9 $ 2,040,000 $ 226,666 $ 122,000
Montgomery, Ohio 9 $ 2,360,000 $ 262,222 $ 128,000
York, Pennsylvania 9 $ 2,031,000 $ 225,666 $ 98,000
DeKalb, Tennessee 9 $ 577,000 $ 64,111 $ 41,000
Grundy, Tennessee 9 $ 1,035,000 $ 115,000 $ 39,000
Trousdale, Tennessee 9 $ 1,322,000 $ 146,888 $ 46,000
Skagit, Washington 9 $ 2,534,000 $ 281,555 $ 100,000
Thurston, Washington 9 $ 2,437,000 $ 270,777 $ 118,000
Jefferson, West Virginia 9 $ 2,256,000 $ 250,666 $ 126,000
Monongalia, West Virginia 9 $ 1,817,000 $ 201,888 $ 149,000
Racine, Wisconsin 9 $ 2,204,000 $ 244,888 $ 135,000
Cherokee, Alabama 8 $ 1,234,000 $ 154,250 $ 118,000
Lawrence, Alabama 8 $ 1,281,000 $ 160,125 $ 55,000
Mohave, Arizona 8 $ 1,973,000 $ 246,625 $ 142,000
San Luis Obispo, California 8 $ 2,973,000 $ 371,625 $ 119,000
Routt, Colorado 8 $ 2,803,000 $ 350,375 $ 114,000
Bay, Florida 8 $ 1,717,000 $ 214,625 $ 127,000
Indian River, Florida 8 $ 1,625,000 $ 203,125 $ 147,000
Marion, Florida 8 $ 1,709,000 $ 213,625 $ 94,000
Clarke, Georgia 8 $ 1,578,000 $ 197,250 $ 138,000
Putnam, Georgia 8 $ 1,713,000 $ 214,125 $ 99,000
Worth, Georgia 8 $ 1,197,000 $ 149,625 $ 69,000
Kendall, Illinois 8 $ 1,822,000 $ 227,750 $ 120,000
Morgan, Indiana 8 $ 1,778,000 $ 222,250 $ 96,000
Kenton, Kentucky 8 $ 2,274,000 $ 284,250 $ 83,000
Oldham, Kentucky 8 $ 2,203,000 $ 275,375 $ 97,000
Kennebec, Maine 8 $ 1,841,000 $ 230,125 $ 138,000
Lafayette, Mississippi 8 $ 1,474,000 $ 184,250 $ 135,000
Webster, Mississippi 8 $ 771,000 $ 96,375 $ 49,000
Greene, Missouri 8 $ 1,571,000 $ 196,375 $ 106,000
Platte, Missouri 8 $ 2,088,000 $ 261,000 $ 129,000
Carson City, Nevada 8 $ 2,060,000 $ 257,500 $ 79,000
Merrimack, New Hampshire 8 $ 1,815,000 $ 226,875 $ 138,000
Warren, New Jersey 8 $ 2,099,000 $ 262,375 $ 113,000
Cumberland, North Carolina 8 $ 1,775,000 $ 221,875 $ 152,000
Pitt, North Carolina 8 $ 1,835,000 $ 229,375 $ 123,000
Lucas, Ohio 8 $ 1,739,000 $ 217,375 $ 109,000
Lancaster, Pennsylvania 8 $ 1,714,000 $ 214,250 $ 82,000
Washington, Rhode Island 8 $ 1,817,000 $ 227,125 $ 132,000
Campbell, Tennessee 8 $ 1,906,000 $ 238,250 $ 163,000
Lawrence, Tennessee 8 $ 1,010,000 $ 126,250 $ 59,000
Sequatchie, Tennessee 8 $ 1,717,000 $ 214,625 $ 90,000
Cache, Utah 8 $ 1,989,000 $ 248,625 $ 102,000
Weber, Utah 8 $ 1,782,000 $ 222,750 $ 105,000
Campbell, Virginia 8 $ 1,217,000 $ 152,125 $ 75,000
Fauquier, Virginia 8 $ 2,421,000 $ 302,625 $ 117,000
Russell, Virginia 8 $ 702,000 $ 87,750 $ 42,000
Kenosha, Wisconsin 8 $ 1,534,000 $ 191,750 $ 104,000
Merced, California 7 $ 1,307,000 $ 186,714 $ 76,000
Nevada, California 7 $ 2,139,000 $ 305,571 $ 148,000
Gunnison, Colorado 7 $ 2,192,000 $ 313,142 $ 117,000
Charlotte, Florida 7 $ 1,400,000 $ 200,000 $ 88,000
Clay, Florida 7 $ 1,808,000 $ 258,285 $ 120,000
Escambia, Florida 7 $ 1,476,000 $ 210,857 $ 256,000
Flagler, Florida 7 $ 1,473,000 $ 210,428 $ 118,000
Hernando, Florida 7 $ 1,367,000 $ 195,285 $ 74,000
Dawson, Georgia 7 $ 2,111,000 $ 301,571 $ 124,000
Hart, Georgia 7 $ 1,172,000 $ 167,428 $ 92,000
Rockdale, Georgia 7 $ 1,062,000 $ 151,714 $ 82,000
Whitfield, Georgia 7 $ 1,023,000 $ 146,142 $ 44,000
Bonneville, Idaho 7 $ 1,282,000 $ 183,142 $ 88,000
Bartholomew, Indiana 7 $ 1,493,000 $ 213,285 $ 112,000
Boone, Indiana 7 $ 1,698,000 $ 242,571 $ 118,000
Boone, Kentucky 7 $ 2,040,000 $ 291,428 $ 120,000
Tishomingo, Mississippi 7 $ 1,111,000 $ 158,714 $ 111,000
Atlantic, New Jersey 7 $ 1,880,000 $ 268,571 $ 163,000
Cape May, New Jersey 7 $ 1,848,000 $ 264,000 $ 180,000
Burke, North Carolina 7 $ 997,000 $ 142,428 $ 53,000
Davidson, North Carolina 7 $ 1,202,000 $ 171,714 $ 73,000
Moore, North Carolina 7 $ 1,818,000 $ 259,714 $ 130,000
Orangeburg, South Carolina 7 $ 1,062,000 $ 151,714 $ 75,000
Anderson, Tennessee 7 $ 1,743,000 $ 249,000 $ 126,000
Bledsoe, Tennessee 7 $ 1,083,000 $ 154,714 $ 69,000
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Mortgage Loan Application Detail Totals for Firstbank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,442 $3,357,542,000 $249,000 $3,685,000 $120,000 $2,186,000
Home Purchase 11,052 $2,136,102,000 $193,000 $5,800,000 $88,000 $3,456,000
Home Improvement 442 $71,455,000 $161,000 $653,000 $96,000 $654,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,575 $4,002,032,000 $215,000 $3,685,000 $103,000 $3,456,000
Not Provided 2,551 $669,477,000 $262,000 $700,000 $127,000 $1,024,000
Asian 1,737 $479,578,000 $276,000 $800,000 $125,000 $745,000
Black or African American 1,078 $185,810,000 $172,000 $600,000 $73,000 $498,000
Hispanic 808 $182,688,000 $226,000 $675,000 $97,000 $430,000
American Indian or Alaskan Native 86 $18,974,000 $220,000 $453,000 $134,000 $2,392,000
Not applicable 59 $16,750,000 $283,000 $5,800,000 $0 $0
Native Hawaiin or Other Pacific Islander 42 $9,790,000 $233,000 $556,000 $106,000 $523,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,773 $4,696,966,000 $237,000 $5,800,000 $117,000 $3,456,000
FHA-insured (Federal Housing Administration) 2,815 $450,467,000 $160,000 $771,000 $58,000 $482,000
VA-guaranteed (Veterans Administration) 1,204 $275,585,000 $228,000 $1,400,000 $82,000 $498,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,144 $142,081,000 $124,000 $328,000 $44,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,143 $4,207,661,000 $219,000 $5,800,000 $105,000 $3,456,000
Application Withdrawn By Applicant 4,349 $1,061,900,000 $244,000 $1,400,000 $114,000 $2,392,000
Application Denied By Financial Institution 835 $158,218,000 $189,000 $680,000 $83,000 $2,178,000
Application Approved But Not Accepted 360 $77,133,000 $214,000 $744,000 $105,000 $975,000
File Closed For Incompleteness 204 $52,513,000 $257,000 $1,136,000 $125,000 $2,123,000
Loan Purchased By The Institution 45 $7,674,000 $170,000 $416,000 $66,000 $230,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firstbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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