Firstbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Firstbank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstbank 11 Channing Way Nashville, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,108 |
| Total Mortgage Loan Application Amount | $3,644,360,000 |
| Average Mortgage Loan Application Amount | $205,600 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $138,000 |
| Highest Applicant Income | $8,345,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Firstbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Firstbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstbank's mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 10,098 | $ 1,414,920,000 | $ 215,740 | $ 119,521 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,907 | $ 702,465,000 | $ 368,000 | $ 179,000 |
| CHATTANOOGA, TN-GA | 931 | $ 213,865,000 | $ 216,500 | $ 109,500 |
| BIRMINGHAM-HOOVER, AL | 796 | $ 177,380,000 | $ 222,000 | $ 119,000 |
| HUNTSVILLE, AL | 706 | $ 213,590,000 | $ 302,000 | $ 129,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 425 | $ 46,375,000 | $ 109,000 | $ 84,000 |
| KNOXVILLE, TN | 409 | $ 85,585,000 | $ 209,000 | $ 114,000 |
| MOBILE, AL | 319 | $ 44,235,000 | $ 138,000 | $ 70,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 318 | $ 81,330,000 | $ 255,000 | $ 130,000 |
| TUSCALOOSA, AL | 245 | $ 40,605,000 | $ 165,000 | $ 92,000 |
| DALTON, GA | 239 | $ 46,605,000 | $ 195,000 | $ 90,000 |
| JACKSON, MS | 239 | $ 18,915,000 | $ 79,000 | $ 59,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 182 | $ 63,850,000 | $ 350,000 | $ 157,000 |
| JACKSON, TN | 170 | $ 27,460,000 | $ 161,000 | $ 109,000 |
| AUSTIN-ROUND ROCK, TX | 160 | $ 18,990,000 | $ 118,000 | $ 77,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 156 | $ 20,030,000 | $ 128,000 | $ 78,000 |
| CLEVELAND, TN | 113 | $ 22,595,000 | $ 199,000 | $ 87,000 |
| MEMPHIS, TN-MS-AR | 108 | $ 14,940,000 | $ 124,666 | $ 76,666 |
| BOWLING GREEN, KY | 106 | $ 18,100,000 | $ 170,000 | $ 95,000 |
| DOTHAN, AL | 103 | $ 14,005,000 | $ 135,000 | $ 63,000 |
| DALLAS-PLANO-IRVING, TX | 98 | $ 13,130,000 | $ 133,000 | $ 102,000 |
| MORRISTOWN, TN | 94 | $ 17,040,000 | $ 181,000 | $ 97,000 |
| OKLAHOMA CITY, OK | 84 | $ 6,250,000 | $ 74,000 | $ 52,000 |
| ROME, GA | 84 | $ 19,450,000 | $ 231,000 | $ 91,000 |
| MONTGOMERY, AL | 76 | $ 8,340,000 | $ 109,000 | $ 63,000 |
| HATTIESBURG, MS | 68 | $ 6,040,000 | $ 88,000 | $ 64,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 66 | $ 6,790,000 | $ 102,000 | $ 53,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 66 | $ 6,310,000 | $ 95,000 | $ 97,000 |
| GADSDEN, AL | 65 | $ 9,925,000 | $ 152,000 | $ 71,000 |
| CLARKSVILLE, TN-KY | 64 | $ 13,530,000 | $ 189,500 | $ 90,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 57 | $ 12,805,000 | $ 224,000 | $ 109,000 |
| ODESSA, TX | 55 | $ 6,205,000 | $ 112,000 | $ 77,000 |
| ALBANY, GA | 50 | $ 6,820,000 | $ 136,000 | $ 65,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 49 | $ 9,155,000 | $ 186,000 | $ 97,000 |
| DECATUR, AL | 49 | $ 9,295,000 | $ 189,000 | $ 91,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 49 | $ 2,965,000 | $ 60,000 | $ 66,000 |
| LUBBOCK, TX | 42 | $ 4,220,000 | $ 100,000 | $ 65,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 41 | $ 3,815,000 | $ 77,500 | $ 145,000 |
| LAREDO, TX | 39 | $ 3,555,000 | $ 91,000 | $ 58,000 |
| TALLAHASSEE, FL | 38 | $ 6,050,000 | $ 159,000 | $ 66,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 36 | $ 1,740,000 | $ 48,000 | $ 103,000 |
| KILLEEN-TEMPLE, TX | 35 | $ 2,885,000 | $ 82,000 | $ 111,000 |
| CINCINNATI, OH-KY-IN | 33 | $ 3,385,000 | $ 128,000 | $ 129,500 |
| PANAMA CITY, FL | 33 | $ 8,365,000 | $ 253,000 | $ 141,000 |
| OWENSBORO, KY | 31 | $ 4,415,000 | $ 142,000 | $ 74,000 |
| FLORENCE-MUSCLE SHOALS, AL | 30 | $ 5,380,000 | $ 179,000 | $ 128,000 |
| COLLEGE STATION-BRYAN, TX | 29 | $ 2,935,000 | $ 101,000 | $ 70,000 |
| FORT WORTH-ARLINGTON, TX | 28 | $ 2,610,000 | $ 93,000 | $ 79,000 |
| VALDOSTA, GA | 28 | $ 4,050,000 | $ 144,000 | $ 68,000 |
| MCALLEN-EDINBURG-MISSION, TX | 26 | $ 2,640,000 | $ 101,000 | $ 84,000 |
| TULSA, OK | 26 | $ 2,370,000 | $ 91,000 | $ 67,000 |
| MIDLAND, TX | 25 | $ 3,245,000 | $ 129,000 | $ 89,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 23 | $ 2,725,000 | $ 118,000 | $ 73,000 |
| MACON-BIBB COUNTY, GA | 23 | $ 4,135,000 | $ 179,000 | $ 77,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 23 | $ 5,285,000 | $ 229,000 | $ 128,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 21 | $ 1,935,000 | $ 92,000 | $ 63,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 21 | $ 3,905,000 | $ 185,000 | $ 200,000 |
| WARNER ROBINS, GA | 20 | $ 3,170,000 | $ 158,000 | $ 63,000 |
| BEAUMONT-PORT ARTHUR, TX | 19 | $ 1,715,000 | $ 90,000 | $ 88,000 |
| JACKSONVILLE, FL | 19 | $ 3,065,000 | $ 161,000 | $ 136,000 |
| KANSAS CITY, MO-KS | 18 | $ 2,260,000 | $ 125,000 | $ 182,000 |
| COLUMBUS, GA-AL | 17 | $ 2,285,000 | $ 121,000 | $ 87,500 |
| ST. LOUIS, MO-IL | 17 | $ 3,855,000 | $ 226,000 | $ 155,000 |
| LEXINGTON-FAYETTE, KY | 16 | $ 2,030,000 | $ 126,000 | $ 72,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 16 | $ 1,500,000 | $ 93,000 | $ 278,000 |
| EVANSVILLE, IN-KY | 14 | $ 1,960,000 | $ 123,000 | $ 129,500 |
| LANSING-EAST LANSING, MI | 14 | $ 740,000 | $ 52,000 | $ 40,000 |
| BROWNSVILLE-HARLINGEN, TX | 13 | $ 1,155,000 | $ 88,000 | $ 64,000 |
| BRUNSWICK, GA | 13 | $ 2,555,000 | $ 196,000 | $ 78,000 |
| LAKELAND-WINTER HAVEN, FL | 13 | $ 1,575,000 | $ 121,000 | $ 86,000 |
| AMARILLO, TX | 12 | $ 850,000 | $ 70,000 | $ 110,000 |
| AUBURN-OPELIKA, AL | 12 | $ 1,380,000 | $ 115,000 | $ 64,000 |
| BATTLE CREEK, MI | 12 | $ 520,000 | $ 43,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 1,060,000 | $ 88,000 | $ 76,000 |
| FORT WAYNE, IN | 11 | $ 405,000 | $ 36,000 | $ 0 |
| SAVANNAH, GA | 11 | $ 2,005,000 | $ 182,000 | $ 84,000 |
| TYLER, TX | 11 | $ 1,345,000 | $ 122,000 | $ 75,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 3,465,000 | $ 315,000 | $ 291,000 |
| BOSTON, MA | 10 | $ 6,850,000 | $ 685,000 | $ 3,252,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,270,000 | $ 227,000 | $ 127,000 |
| OCALA, FL | 10 | $ 1,690,000 | $ 169,000 | $ 68,000 |
| VICTORIA, TX | 10 | $ 1,210,000 | $ 121,000 | $ 91,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 2,885,000 | $ 382,500 | $ 189,000 |
| DENVER-AURORA-LAKEWOOD, CO | 9 | $ 1,575,000 | $ 175,000 | $ 82,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 9 | $ 1,025,000 | $ 113,000 | $ 75,000 |
| WATERLOO-CEDAR FALLS, IA | 9 | $ 315,000 | $ 35,000 | $ 0 |
| GAINESVILLE, FL | 8 | $ 1,120,000 | $ 140,000 | $ 65,000 |
| GRAND RAPIDS-WYOMING, MI | 8 | $ 720,000 | $ 90,000 | $ 171,000 |
| LONGVIEW, TX | 8 | $ 900,000 | $ 112,000 | $ 74,000 |
| EL PASO, TX | 7 | $ 805,000 | $ 115,000 | $ 61,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 1,245,000 | $ 177,000 | $ 78,000 |
| HINESVILLE, GA | 7 | $ 1,085,000 | $ 155,000 | $ 64,000 |
| SAN ANGELO, TX | 7 | $ 785,000 | $ 112,000 | $ 105,000 |
| SEBRING, FL | 7 | $ 1,145,000 | $ 163,000 | $ 81,000 |
| TUCSON, AZ | 7 | $ 605,000 | $ 86,000 | $ 93,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 3,775,000 | $ 539,000 | $ 153,000 |
| COLUMBIA, MO | 6 | $ 400,000 | $ 66,000 | $ 0 |
| JOHNSON CITY, TN | 6 | $ 940,000 | $ 156,000 | $ 63,000 |
| WACO, TX | 6 | $ 860,000 | $ 143,000 | $ 73,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 605,000 | $ 121,000 | $ 103,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 665,000 | $ 133,000 | $ 50,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 1,605,000 | $ 321,000 | $ 141,000 |
| ABILENE, TX | 4 | $ 590,000 | $ 147,000 | $ 83,000 |
| CHICAGO-NAPERVILLE, IL | 4 | $ 960,000 | $ 240,000 | $ 177,000 |
| CORPUS CHRISTI, TX | 4 | $ 330,000 | $ 82,000 | $ 63,000 |
| DES MOINES-WEST DES MOINES, IA | 4 | $ 230,000 | $ 57,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 170,000 | $ 42,000 | $ 0 |
| FLINT, MI | 4 | $ 120,000 | $ 30,000 | $ 0 |
| GAINESVILLE, GA | 4 | $ 1,380,000 | $ 345,000 | $ 110,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 1,260,000 | $ 315,000 | $ 117,000 |
| WICHITA, KS | 4 | $ 160,000 | $ 40,000 | $ 0 |
| COLORADO SPRINGS, CO | 3 | $ 505,000 | $ 168,000 | $ 71,000 |
| COLUMBUS, OH | 3 | $ 385,000 | $ 128,000 | $ 120,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 625,000 | $ 208,000 | $ 122,000 |
| DUBUQUE, IA | 3 | $ 85,000 | $ 28,000 | $ 0 |
| IOWA CITY, IA | 3 | $ 215,000 | $ 71,000 | $ 0 |
| JACKSON, MI | 3 | $ 225,000 | $ 75,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 565,000 | $ 188,000 | $ 57,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 585,000 | $ 195,000 | $ 194,000 |
| MUNCIE, IN | 3 | $ 205,000 | $ 68,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 625,000 | $ 208,000 | $ 118,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 1,305,000 | $ 435,000 | $ 145,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3 | $ 1,795,000 | $ 547,500 | $ 182,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 955,000 | $ 318,000 | $ 163,000 |
| PITTSBURGH, PA | 3 | $ 1,075,000 | $ 358,000 | $ 117,000 |
| PROVIDENCE-WARWICK, RI-MA | 3 | $ 1,805,000 | $ 601,000 | $ 280,000 |
| RALEIGH, NC | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| RAPID CITY, SD | 3 | $ 655,000 | $ 218,000 | $ 106,000 |
| SPRINGFIELD, MO | 3 | $ 195,000 | $ 65,000 | $ 0 |
| SYRACUSE, NY | 3 | $ 545,000 | $ 181,000 | $ 199,000 |
| WAUSAU, WI | 3 | $ 75,000 | $ 25,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 720,000 | $ 360,000 | $ 130,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| COLUMBIA, SC | 2 | $ 320,000 | $ 160,000 | $ 700,000 |
| ELKHART-GOSHEN, IN | 2 | $ 610,000 | $ 305,000 | $ 100,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| GREEN BAY, WI | 2 | $ 170,000 | $ 85,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 360,000 | $ 180,000 | $ 150,000 |
| HAMMOND, LA | 2 | $ 600,000 | $ 300,000 | $ 87,000 |
| JOPLIN, MO | 2 | $ 40,000 | $ 20,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2 | $ 800,000 | $ 400,000 | $ 0 |
| LYNCHBURG, VA | 2 | $ 310,000 | $ 155,000 | $ 76,000 |
| NEW YORK-NEWARK, NY | 2 | $ 710,000 | $ 355,000 | $ 0 |
| NEWARK, NJ-PA | 2 | $ 1,670,000 | $ 835,000 | $ 291,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 420,000 | $ 210,000 | $ 197,000 |
| PUEBLO, CO | 2 | $ 80,000 | $ 40,000 | $ 0 |
| PUNTA GORDA, FL | 2 | $ 830,000 | $ 415,000 | $ 1,711,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 790,000 | $ 395,000 | $ 202,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| SPOKANE-SPOKANE VALLEY, WA | 2 | $ 890,000 | $ 445,000 | $ 156,000 |
| TOPEKA, KS | 2 | $ 100,000 | $ 50,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 45,000 | $ 45,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| APPLETON, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 605,000 | $ 605,000 | $ 1,425,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| BLOOMINGTON, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| BOISE CITY, ID | 1 | $ 725,000 | $ 725,000 | $ 230,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 1,305,000 | $ 1,305,000 | $ 971,000 |
| CANTON-MASSILLON, OH | 1 | $ 305,000 | $ 305,000 | $ 162,000 |
| CHARLESTON, WV | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| DANVILLE, IL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| DECATUR, IL | 1 | $ 25,000 | $ 25,000 | $ 0 |
| EUGENE, OR | 1 | $ 455,000 | $ 455,000 | $ 139,000 |
| FAYETTEVILLE, NC | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| FLAGSTAFF, AZ | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| GARY, IN | 1 | $ 135,000 | $ 135,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 485,000 | $ 485,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 315,000 | $ 315,000 | $ 667,000 |
| JONESBORO, AR | 1 | $ 205,000 | $ 205,000 | $ 234,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| LINCOLN, NE | 1 | $ 145,000 | $ 145,000 | $ 0 |
| NEW BERN, NC | 1 | $ 535,000 | $ 535,000 | $ 190,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 305,000 | $ 305,000 | $ 201,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 505,000 | $ 505,000 | $ 270,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| PEORIA, IL | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| PHILADELPHIA, PA | 1 | $ 665,000 | $ 665,000 | $ 242,000 |
| PORT ST. LUCIE, FL | 1 | $ 355,000 | $ 355,000 | $ 133,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| RICHMOND, VA | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1 | $ 525,000 | $ 525,000 | $ 125,000 |
| ROANOKE, VA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| SALINAS, CA | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| SALT LAKE CITY, UT | 1 | $ 485,000 | $ 485,000 | $ 526,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 1,105,000 | $ 1,105,000 | $ 403,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| SPRINGFIELD, IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| ST. GEORGE, UT | 1 | $ 385,000 | $ 385,000 | $ 86,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| WHEELING, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| WICHITA FALLS, TX | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| WINSTON-SALEM, NC | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,839 | $3,142,055,000 | $176,000 | $5,005,000 | $88,000 | $8,345,000 |
| Other Purpose | 1,191 | $187,095,000 | $157,000 | $3,005,000 | $183,000 | $3,431,000 |
| Refinancing | 621 | $207,505,000 | $334,000 | $2,745,000 | $151,000 | $3,265,000 |
| Cash-out Refinancing | 409 | $102,355,000 | $250,000 | $1,925,000 | $128,000 | $5,426,000 |
| Home Improvement | 48 | $5,350,000 | $111,000 | $1,105,000 | $140,000 | $700,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,380 | $2,371,270,000 | $191,000 | $3,005,000 | $99,000 | $8,345,000 |
| Black or African American | 3,001 | $442,865,000 | $147,000 | $3,345,000 | $78,000 | $7,227,000 |
| Hispanic | 1,933 | $261,085,000 | $135,000 | $1,505,000 | $72,000 | $720,000 |
| Not Provided | 1,671 | $337,145,000 | $201,000 | $3,005,000 | $143,000 | $3,431,000 |
| Not applicable | 726 | $138,590,000 | $190,000 | $5,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 166 | $26,450,000 | $159,000 | $805,000 | $70,000 | $368,000 |
| Asian | 144 | $42,220,000 | $293,000 | $1,055,000 | $141,000 | $800,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,450,000 | $245,000 | $585,000 | $138,000 | $317,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,447 | $3,171,815,000 | $171,000 | $5,005,000 | $97,000 | $8,345,000 |
| FHA-insured (Federal Housing Administration) | 1,138 | $298,970,000 | $262,000 | $775,000 | $85,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 377 | $144,495,000 | $383,000 | $1,145,000 | $128,000 | $452,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 146 | $29,080,000 | $199,000 | $1,445,000 | $69,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 8,813 | $1,196,535,000 | $135,000 | $1,445,000 | $65,000 | $1,299,000 |
| Loan Originated | 6,396 | $1,680,010,000 | $262,000 | $5,005,000 | $141,000 | $8,345,000 |
| Application Approved But Not Accepted | 2,877 | $308,545,000 | $107,000 | $1,005,000 | $76,000 | $1,800,000 |
| Application Withdrawn By Applicant | 1,391 | $398,315,000 | $286,000 | $2,805,000 | $136,000 | $7,227,000 |
| Loan Purchased By The Institution | 585 | $43,015,000 | $73,000 | $635,000 | $0 | $0 |
| File Closed For Incompleteness | 46 | $17,940,000 | $390,000 | $3,345,000 | $319,000 | $5,426,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,295 | $2,447,825,000 | $216,000 | $5,005,000 | $123,000 | $8,345,000 |
| Credit History | 5,966 | $791,590,000 | $132,000 | $1,205,000 | $66,000 | $546,000 |
| Debt-To-Income Ratio | 1,766 | $245,930,000 | $139,000 | $1,445,000 | $52,000 | $314,000 |
| Other | 444 | $65,480,000 | $147,000 | $635,000 | $101,000 | $1,299,000 |
| Unverifiable Information | 347 | $42,935,000 | $123,000 | $625,000 | $73,000 | $540,000 |
| Employment History | 188 | $29,660,000 | $157,000 | $645,000 | $61,000 | $244,000 |
| Collateral | 59 | $10,415,000 | $176,000 | $605,000 | $101,000 | $1,049,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $10,470,000 | $249,000 | $715,000 | $110,000 | $422,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.