Firstbank Mortgage Lending & HMDA Data, 2023

In 2023, Firstbank of Nashville, TN reported 20,108 mortgage applications totaling $3.6 billion, down 23% from 2022. The average application was for $181,239, and applicants reported an average income of $96,510. 32% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (1,907), Chattanooga, TN-GA (931) and Birmingham-Hoover, AL (796) (applications in parentheses).

Mortgage Company & Address Firstbank
1221 Broadway Suite 1300
Nashville, TN 37203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 20,108
Total Mortgage Loan Application Amount $3,644,360,000
Average Mortgage Loan Application Amount $181,239
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $96,510
Highest Applicant Income $8,345,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Firstbank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 589 $ 179,965,000 $ 305,543 $ 130,000
Davidson, Tennessee 576 $ 232,770,000 $ 404,114 $ 202,000
Hamilton, Tennessee 530 $ 144,390,000 $ 272,433 $ 135,000
Rutherford, Tennessee 398 $ 120,210,000 $ 302,035 $ 130,000
Williamson, Tennessee 394 $ 181,290,000 $ 460,126 $ 267,000
Baldwin, Alabama 318 $ 81,330,000 $ 255,754 $ 130,000
Mobile, Alabama 300 $ 42,040,000 $ 140,133 $ 69,000
Jefferson, Alabama 299 $ 81,305,000 $ 271,923 $ 161,000
Shelby, Alabama 210 $ 52,930,000 $ 252,047 $ 125,000
Walker, Georgia 207 $ 30,885,000 $ 149,202 $ 80,000
Whitfield, Georgia 195 $ 39,315,000 $ 201,615 $ 93,000
Knox, Tennessee 182 $ 44,710,000 $ 245,659 $ 140,000
Tuscaloosa, Alabama 165 $ 31,715,000 $ 192,212 $ 104,000
Henderson, Tennessee 153 $ 19,245,000 $ 125,784 $ 93,000
Putnam, Tennessee 142 $ 29,260,000 $ 206,056 $ 104,000
Harris, Texas 141 $ 12,825,000 $ 90,957 $ 66,000
Rankin, Mississippi 129 $ 7,355,000 $ 57,015 $ 55,000
Maury, Tennessee 128 $ 59,200,000 $ 462,500 $ 126,000
Dickson, Tennessee 120 $ 29,360,000 $ 244,666 $ 108,000
Marshall, Alabama 118 $ 26,900,000 $ 227,966 $ 105,000
Limestone, Alabama 117 $ 33,625,000 $ 287,393 $ 120,000
Coffee, Tennessee 117 $ 23,415,000 $ 200,128 $ 140,000
Travis, Texas 115 $ 14,265,000 $ 124,043 $ 76,000
Catoosa, Georgia 112 $ 23,820,000 $ 212,678 $ 91,000
Walker, Alabama 110 $ 15,210,000 $ 138,272 $ 83,000
Carroll, Tennessee 107 $ 12,855,000 $ 120,140 $ 91,000
Laurel, Kentucky 105 $ 11,305,000 $ 107,666 $ 58,000
Chilton, Alabama 102 $ 15,850,000 $ 155,392 $ 76,000
Talladega, Alabama 101 $ 12,515,000 $ 123,910 $ 61,000
Henry, Tennessee 100 $ 13,510,000 $ 135,100 $ 85,000
Sumner, Tennessee 96 $ 33,240,000 $ 346,250 $ 177,000
Bradley, Tennessee 95 $ 19,505,000 $ 205,315 $ 92,000
Bedford, Tennessee 94 $ 18,240,000 $ 194,042 $ 120,000
Madison, Tennessee 94 $ 14,500,000 $ 154,255 $ 111,000
St. Clair, Alabama 90 $ 14,040,000 $ 156,000 $ 71,000
Franklin, Tennessee 85 $ 18,885,000 $ 222,176 $ 138,000
Floyd, Georgia 84 $ 19,450,000 $ 231,547 $ 91,000
Montgomery, Texas 84 $ 9,440,000 $ 112,380 $ 88,000
Wilson, Tennessee 81 $ 19,985,000 $ 246,728 $ 150,000
Cumberland, Tennessee 78 $ 10,560,000 $ 135,384 $ 84,000
DeKalb, Tennessee 74 $ 12,500,000 $ 168,918 $ 116,000
Whitley, Kentucky 72 $ 8,230,000 $ 114,305 $ 61,000
Jefferson, Tennessee 71 $ 13,415,000 $ 188,943 $ 107,000
Benton, Tennessee 68 $ 7,990,000 $ 117,500 $ 91,000
Humphreys, Tennessee 68 $ 12,780,000 $ 187,941 $ 111,000
Calhoun, Alabama 66 $ 6,790,000 $ 102,878 $ 53,000
Cullman, Alabama 66 $ 11,480,000 $ 173,939 $ 81,000
Etowah, Alabama 65 $ 9,925,000 $ 152,692 $ 71,000
Hickman, Tennessee 65 $ 12,875,000 $ 198,076 $ 71,000
Liberty, Texas 64 $ 7,080,000 $ 110,625 $ 81,000
Houston, Alabama 63 $ 9,255,000 $ 146,904 $ 64,000
Pulaski, Kentucky 62 $ 6,530,000 $ 105,322 $ 64,000
Warren, Kentucky 61 $ 12,425,000 $ 203,688 $ 117,000
Blount, Tennessee 59 $ 10,335,000 $ 175,169 $ 92,000
Oklahoma, Oklahoma 58 $ 4,730,000 $ 81,551 $ 50,000
Sevier, Tennessee 55 $ 16,385,000 $ 297,909 $ 128,000
Ector, Texas 55 $ 6,205,000 $ 112,818 $ 77,000
Bibb, Alabama 54 $ 5,990,000 $ 110,925 $ 59,000
Lincoln, Tennessee 54 $ 10,600,000 $ 196,296 $ 100,000
Anderson, Tennessee 53 $ 7,285,000 $ 137,452 $ 85,000
Harrison, Mississippi 51 $ 6,515,000 $ 127,745 $ 76,000
Jackson, Mississippi 50 $ 6,840,000 $ 136,800 $ 87,000
White, Tennessee 50 $ 7,940,000 $ 158,800 $ 73,000
Brazoria, Texas 50 $ 6,930,000 $ 138,600 $ 114,000
Marion, Tennessee 46 $ 9,040,000 $ 196,521 $ 115,000
Panola, Mississippi 45 $ 5,085,000 $ 113,000 $ 56,000
Decatur, Tennessee 45 $ 5,625,000 $ 125,000 $ 74,000
Montgomery, Tennessee 45 $ 10,735,000 $ 238,555 $ 111,000
Washington, Texas 45 $ 5,215,000 $ 115,888 $ 71,000
Murray, Georgia 44 $ 7,290,000 $ 165,681 $ 80,000
Marshall, Tennessee 44 $ 11,470,000 $ 260,681 $ 101,000
Knox, Kentucky 43 $ 4,385,000 $ 101,976 $ 50,000
Monroe, Mississippi 43 $ 4,145,000 $ 96,395 $ 58,000
Rhea, Tennessee 43 $ 6,065,000 $ 141,046 $ 88,000
Ellis, Texas 43 $ 4,765,000 $ 110,813 $ 87,000
Hale, Alabama 42 $ 4,660,000 $ 110,952 $ 71,000
Clay, Kentucky 42 $ 4,920,000 $ 117,142 $ 66,000
Blount, Alabama 41 $ 7,265,000 $ 177,195 $ 81,000
Colquitt, Georgia 40 $ 5,220,000 $ 130,500 $ 66,000
Lubbock, Texas 40 $ 3,950,000 $ 98,750 $ 64,000
Thomas, Georgia 39 $ 5,445,000 $ 139,615 $ 75,000
Webb, Texas 39 $ 3,555,000 $ 91,153 $ 58,000
Grady, Georgia 38 $ 5,320,000 $ 140,000 $ 71,000
McMinn, Tennessee 37 $ 6,215,000 $ 167,972 $ 69,000
Autauga, Alabama 36 $ 3,740,000 $ 103,888 $ 61,000
Chattooga, Georgia 36 $ 5,690,000 $ 158,055 $ 67,000
Chester, Tennessee 36 $ 5,940,000 $ 165,000 $ 121,000
Gibson, Tennessee 36 $ 6,200,000 $ 172,222 $ 90,000
Allen, Kentucky 35 $ 4,485,000 $ 128,142 $ 67,000
Overton, Tennessee 35 $ 4,695,000 $ 134,142 $ 72,000
Shelby, Tennessee 35 $ 5,885,000 $ 168,142 $ 154,000
Warren, Tennessee 35 $ 7,445,000 $ 212,714 $ 91,000
Morgan, Alabama 34 $ 7,020,000 $ 206,470 $ 97,000
Cobb, Georgia 34 $ 12,380,000 $ 364,117 $ 151,000
Roane, Tennessee 34 $ 7,310,000 $ 215,000 $ 106,000
Bay, Florida 33 $ 8,365,000 $ 253,484 $ 141,000
Mitchell, Georgia 33 $ 4,215,000 $ 127,727 $ 68,000
Macomb, Michigan 33 $ 2,005,000 $ 60,757 $ 66,000
Walton, Florida 32 $ 5,680,000 $ 177,500 $ 111,000
Worth, Georgia 32 $ 4,460,000 $ 139,375 $ 65,000
Escambia, Alabama 31 $ 3,505,000 $ 113,064 $ 60,000
Santa Rosa, Florida 31 $ 7,225,000 $ 233,064 $ 99,000
Pontotoc, Mississippi 31 $ 3,215,000 $ 103,709 $ 57,000
Lawrence, Tennessee 31 $ 4,055,000 $ 130,806 $ 63,000
Monroe, Tennessee 31 $ 4,615,000 $ 148,870 $ 80,000
Robertson, Tennessee 31 $ 10,805,000 $ 348,548 $ 135,000
Dallas, Texas 31 $ 3,175,000 $ 102,419 $ 125,000
Jackson, Kentucky 30 $ 3,340,000 $ 111,333 $ 61,000
Muhlenberg, Kentucky 30 $ 3,100,000 $ 103,333 $ 51,000
Cannon, Tennessee 30 $ 4,570,000 $ 152,333 $ 81,000
Claiborne, Tennessee 30 $ 4,000,000 $ 133,333 $ 67,000
Pickens, Alabama 29 $ 2,965,000 $ 102,241 $ 59,000
Harlan, Kentucky 28 $ 3,160,000 $ 112,857 $ 51,000
Hancock, Mississippi 28 $ 3,280,000 $ 117,142 $ 76,000
Jones, Mississippi 28 $ 2,550,000 $ 91,071 $ 53,000
Bexar, Texas 28 $ 2,400,000 $ 85,714 $ 72,000
Jackson, Alabama 27 $ 6,205,000 $ 229,814 $ 87,000
Lee, Mississippi 27 $ 2,885,000 $ 106,851 $ 58,000
Stone, Mississippi 27 $ 3,395,000 $ 125,740 $ 67,000
Dale, Alabama 26 $ 3,570,000 $ 137,307 $ 84,000
Elmore, Alabama 26 $ 3,020,000 $ 116,153 $ 73,000
Escambia, Florida 26 $ 5,580,000 $ 214,615 $ 120,000
Appling, Georgia 26 $ 3,940,000 $ 151,538 $ 65,000
Bell, Kentucky 26 $ 3,270,000 $ 125,769 $ 68,000
Chickasaw, Mississippi 26 $ 2,230,000 $ 85,769 $ 47,000
Pearl River, Mississippi 26 $ 3,000,000 $ 115,384 $ 60,000
Campbell, Tennessee 26 $ 3,130,000 $ 120,384 $ 59,000
Cheatham, Tennessee 26 $ 6,070,000 $ 233,461 $ 110,000
Grundy, Tennessee 26 $ 3,340,000 $ 128,461 $ 73,000
Bell, Texas 26 $ 2,060,000 $ 79,230 $ 98,000
Hidalgo, Texas 26 $ 2,640,000 $ 101,538 $ 84,000
Coffee, Alabama 25 $ 3,565,000 $ 142,600 $ 77,000
DeKalb, Alabama 25 $ 3,675,000 $ 147,000 $ 76,000
Perry, Kentucky 25 $ 2,615,000 $ 104,600 $ 69,000
Simpson, Mississippi 25 $ 2,705,000 $ 108,200 $ 66,000
Midland, Texas 25 $ 3,245,000 $ 129,800 $ 89,000
Gwinnett, Georgia 24 $ 9,640,000 $ 401,666 $ 182,000
Marshall, Kentucky 24 $ 3,020,000 $ 125,833 $ 81,000
George, Mississippi 24 $ 2,370,000 $ 98,750 $ 66,000
Lauderdale, Mississippi 24 $ 2,190,000 $ 91,250 $ 54,000
Giles, Tennessee 24 $ 4,120,000 $ 171,666 $ 92,000
Chambers, Texas 24 $ 2,550,000 $ 106,250 $ 71,000
Fulton, Georgia 23 $ 10,245,000 $ 445,434 $ 213,000
Jeff Davis, Georgia 23 $ 3,425,000 $ 148,913 $ 63,000
Hinds, Mississippi 23 $ 3,025,000 $ 131,521 $ 61,000
Loudon, Tennessee 23 $ 7,875,000 $ 342,391 $ 150,000
Perry, Tennessee 23 $ 3,255,000 $ 141,521 $ 93,000
Bastrop, Texas 23 $ 2,305,000 $ 100,217 $ 95,000
Geneva, Alabama 22 $ 2,590,000 $ 117,727 $ 59,000
Copiah, Mississippi 22 $ 2,550,000 $ 115,909 $ 74,000
Jasper, Mississippi 22 $ 2,480,000 $ 112,727 $ 62,000
Madison, Mississippi 22 $ 1,550,000 $ 70,454 $ 53,000
Pike, Mississippi 22 $ 2,040,000 $ 92,727 $ 63,000
Winston, Alabama 21 $ 2,825,000 $ 134,523 $ 84,000
Dade, Georgia 21 $ 3,155,000 $ 150,238 $ 116,000
Marion, Indiana 21 $ 1,035,000 $ 49,285 $ 103,000
Hopkins, Kentucky 21 $ 2,635,000 $ 125,476 $ 78,000
McCreary, Kentucky 21 $ 1,975,000 $ 94,047 $ 53,000
Lamar, Mississippi 21 $ 1,975,000 $ 94,047 $ 73,000
Cherokee, Alabama 20 $ 3,370,000 $ 168,500 $ 101,000
Fayette, Alabama 20 $ 3,000,000 $ 150,000 $ 71,000
Gordon, Georgia 20 $ 3,480,000 $ 174,000 $ 76,000
Daviess, Kentucky 20 $ 2,740,000 $ 137,000 $ 68,000
Marshall, Mississippi 20 $ 2,200,000 $ 110,000 $ 78,000
Union, Mississippi 20 $ 2,030,000 $ 101,500 $ 62,000
Wagoner, Oklahoma 20 $ 1,170,000 $ 58,500 $ 58,000
McNairy, Tennessee 20 $ 2,680,000 $ 134,000 $ 58,000
Lauderdale, Alabama 19 $ 3,385,000 $ 178,157 $ 104,000
Washington, Alabama 19 $ 2,195,000 $ 115,526 $ 92,000
Gilmer, Georgia 19 $ 7,495,000 $ 394,473 $ 270,000
Jefferson, Kentucky 19 $ 1,675,000 $ 88,157 $ 62,000
Letcher, Kentucky 19 $ 2,085,000 $ 109,736 $ 74,000
Fayette, Tennessee 19 $ 2,995,000 $ 157,631 $ 97,000
Jackson, Tennessee 19 $ 3,415,000 $ 179,736 $ 78,000
Meigs, Tennessee 19 $ 3,205,000 $ 168,684 $ 83,000
Scott, Tennessee 19 $ 2,095,000 $ 110,263 $ 58,000
Smith, Tennessee 19 $ 3,965,000 $ 208,684 $ 79,000
Galveston, Texas 19 $ 2,305,000 $ 121,315 $ 109,000
Dallas, Alabama 18 $ 1,970,000 $ 109,444 $ 45,000
Henry, Alabama 18 $ 2,160,000 $ 120,000 $ 63,000
Sumter, Alabama 18 $ 1,910,000 $ 106,111 $ 152,000
Jackson, Florida 18 $ 2,630,000 $ 146,111 $ 61,000
Leon, Florida 18 $ 2,470,000 $ 137,222 $ 69,000
Decatur, Georgia 18 $ 2,880,000 $ 160,000 $ 68,000
Grayson, Kentucky 18 $ 2,700,000 $ 150,000 $ 91,000
Leslie, Kentucky 18 $ 2,280,000 $ 126,666 $ 71,000
Ohio, Kentucky 18 $ 2,430,000 $ 135,000 $ 80,000
Itawamba, Mississippi 18 $ 2,010,000 $ 111,666 $ 56,000
Jefferson Davis, Mississippi 18 $ 1,870,000 $ 103,888 $ 49,000
Oktibbeha, Mississippi 18 $ 1,680,000 $ 93,333 $ 60,000
Warren, Mississippi 18 $ 1,770,000 $ 98,333 $ 68,000
Polk, Tennessee 18 $ 3,090,000 $ 171,666 $ 61,000
Fort Bend, Texas 18 $ 2,270,000 $ 126,111 $ 72,000
Waller, Texas 18 $ 1,900,000 $ 105,555 $ 163,000
Covington, Alabama 17 $ 2,065,000 $ 121,470 $ 74,000
Okaloosa, Florida 17 $ 3,475,000 $ 204,411 $ 69,000
Carroll, Georgia 17 $ 3,355,000 $ 197,352 $ 137,000
Houston, Georgia 17 $ 2,745,000 $ 161,470 $ 67,000
Forrest, Mississippi 17 $ 1,385,000 $ 81,470 $ 64,000
Prentiss, Mississippi 17 $ 1,695,000 $ 99,705 $ 59,000
Scott, Mississippi 17 $ 1,675,000 $ 98,529 $ 70,000
Morgan, Tennessee 17 $ 2,775,000 $ 163,235 $ 76,000
Knott, Kentucky 16 $ 2,230,000 $ 139,375 $ 72,000
Rockcastle, Kentucky 16 $ 1,920,000 $ 120,000 $ 69,000
Perry, Mississippi 16 $ 1,380,000 $ 86,250 $ 54,000
Brazos, Texas 16 $ 1,320,000 $ 82,500 $ 50,000
Hockley, Texas 16 $ 1,730,000 $ 108,125 $ 79,000
Lawrence, Alabama 15 $ 2,275,000 $ 151,666 $ 78,000
Maricopa, Arizona 15 $ 1,385,000 $ 92,333 $ 278,000
Cook, Georgia 15 $ 1,895,000 $ 126,333 $ 70,000
Laurens, Georgia 15 $ 2,185,000 $ 145,666 $ 74,000
Wayne, Georgia 15 $ 6,505,000 $ 433,666 $ 57,000
Madison, Kentucky 15 $ 2,045,000 $ 136,333 $ 78,000
DeSoto, Mississippi 15 $ 1,525,000 $ 101,666 $ 57,000
Lafayette, Mississippi 15 $ 1,395,000 $ 93,000 $ 62,000
Marion, Mississippi 15 $ 1,305,000 $ 87,000 $ 52,000
Moore, Tennessee 15 $ 2,615,000 $ 174,333 $ 100,000
Sequatchie, Tennessee 15 $ 2,575,000 $ 171,666 $ 99,000
Union, Tennessee 15 $ 2,165,000 $ 144,333 $ 77,000
Clay, Alabama 14 $ 1,860,000 $ 132,857 $ 67,000
Marengo, Alabama 14 $ 1,470,000 $ 105,000 $ 62,000
Pike, Alabama 14 $ 1,790,000 $ 127,857 $ 98,000
Tallapoosa, Alabama 14 $ 3,890,000 $ 277,857 $ 326,000
Wilcox, Alabama 14 $ 1,360,000 $ 97,142 $ 84,000
Lowndes, Georgia 14 $ 1,960,000 $ 140,000 $ 70,000
Johnson, Indiana 14 $ 630,000 $ 45,000 $ 0
Carter, Kentucky 14 $ 1,320,000 $ 94,285 $ 60,000
Grant, Kentucky 14 $ 1,260,000 $ 90,000 $ 112,000
Lincoln, Kentucky 14 $ 1,600,000 $ 114,285 $ 54,000
Attala, Mississippi 14 $ 1,470,000 $ 105,000 $ 71,000
Covington, Mississippi 14 $ 1,300,000 $ 92,857 $ 62,000
Noxubee, Mississippi 14 $ 1,280,000 $ 91,428 $ 49,000
Greene, Tennessee 14 $ 2,470,000 $ 176,428 $ 81,000
Lee, Texas 14 $ 1,750,000 $ 125,000 $ 103,000
Tarrant, Texas 14 $ 1,100,000 $ 78,571 $ 64,000
Clarke, Alabama 13 $ 1,705,000 $ 131,153 $ 65,000
Duval, Florida 13 $ 1,325,000 $ 101,923 $ 130,000
Polk, Florida 13 $ 1,575,000 $ 121,153 $ 86,000
Bulloch, Georgia 13 $ 1,995,000 $ 153,461 $ 78,000
DeKalb, Georgia 13 $ 5,195,000 $ 399,615 $ 179,000
Montgomery, Georgia 13 $ 1,525,000 $ 117,307 $ 58,000
Tift, Georgia 13 $ 2,035,000 $ 156,538 $ 60,000
Toombs, Georgia 13 $ 1,855,000 $ 142,692 $ 77,000
Graves, Kentucky 13 $ 1,815,000 $ 139,615 $ 83,000
Eaton, Michigan 13 $ 715,000 $ 55,000 $ 0
Alcorn, Mississippi 13 $ 1,335,000 $ 102,692 $ 72,000
Calhoun, Mississippi 13 $ 1,425,000 $ 109,615 $ 60,000
Lincoln, Mississippi 13 $ 1,255,000 $ 96,538 $ 73,000
Walthall, Mississippi 13 $ 1,115,000 $ 85,769 $ 51,000
Wayne, Mississippi 13 $ 1,395,000 $ 107,307 $ 55,000
Bledsoe, Tennessee 13 $ 2,075,000 $ 159,615 $ 79,000
Grainger, Tennessee 13 $ 1,925,000 $ 148,076 $ 64,000
Angelina, Texas 13 $ 1,515,000 $ 116,538 $ 83,000
Cameron, Texas 13 $ 1,155,000 $ 88,846 $ 64,000
Polk, Texas 13 $ 1,415,000 $ 108,846 $ 74,000
Butler, Alabama 12 $ 1,250,000 $ 104,166 $ 48,000
Cleburne, Alabama 12 $ 1,190,000 $ 99,166 $ 72,000
Lee, Alabama 12 $ 1,380,000 $ 115,000 $ 64,000
Marion, Alabama 12 $ 1,240,000 $ 103,333 $ 60,000
Fannin, Georgia 12 $ 4,830,000 $ 402,500 $ 193,000
Floyd, Kentucky 12 $ 1,330,000 $ 110,833 $ 73,000
Wayne, Kentucky 12 $ 1,180,000 $ 98,333 $ 58,000
Calhoun, Michigan 12 $ 520,000 $ 43,333 $ 0
Greene, Mississippi 12 $ 1,200,000 $ 100,000 $ 113,000
Lowndes, Mississippi 12 $ 1,450,000 $ 120,833 $ 57,000
Newton, Mississippi 12 $ 1,280,000 $ 106,666 $ 63,000
Cocke, Tennessee 12 $ 2,330,000 $ 194,166 $ 87,000
Van Buren, Tennessee 12 $ 2,520,000 $ 210,000 $ 89,000
Hardin, Texas 12 $ 1,260,000 $ 105,000 $ 105,000
Barbour, Alabama 11 $ 1,495,000 $ 135,909 $ 66,000
Colbert, Alabama 11 $ 1,995,000 $ 181,363 $ 173,000
Conecuh, Alabama 11 $ 1,205,000 $ 109,545 $ 61,000
Montgomery, Alabama 11 $ 1,165,000 $ 105,909 $ 37,000
Palm Beach, Florida 11 $ 3,465,000 $ 315,000 $ 291,000
Pinellas, Florida 11 $ 2,855,000 $ 259,545 $ 175,000
Berrien, Georgia 11 $ 1,285,000 $ 116,818 $ 77,000
Coffee, Georgia 11 $ 1,235,000 $ 112,272 $ 74,000
Dougherty, Georgia 11 $ 1,345,000 $ 122,272 $ 49,000
Haralson, Georgia 11 $ 1,915,000 $ 174,090 $ 84,000
Allen, Indiana 11 $ 405,000 $ 36,818 $ 0
Calloway, Kentucky 11 $ 1,555,000 $ 141,363 $ 61,000
Oakland, Michigan 11 $ 635,000 $ 57,727 $ 66,000
Holmes, Mississippi 11 $ 1,145,000 $ 104,090 $ 71,000
Leake, Mississippi 11 $ 1,295,000 $ 117,727 $ 66,000
Smith, Mississippi 11 $ 1,195,000 $ 108,636 $ 63,000
Yalobusha, Mississippi 11 $ 1,115,000 $ 101,363 $ 54,000
Cleveland, Oklahoma 11 $ 595,000 $ 54,090 $ 54,000
Logan, Oklahoma 11 $ 625,000 $ 56,818 $ 57,000
Fentress, Tennessee 11 $ 1,645,000 $ 149,545 $ 71,000
Hardeman, Tennessee 11 $ 1,535,000 $ 139,545 $ 70,000
Atascosa, Texas 11 $ 655,000 $ 59,545 $ 54,000
Burleson, Texas 11 $ 1,355,000 $ 123,181 $ 81,000
Palo Pinto, Texas 11 $ 935,000 $ 85,000 $ 72,000
San Jacinto, Texas 11 $ 1,125,000 $ 102,272 $ 69,000
Smith, Texas 11 $ 1,345,000 $ 122,272 $ 75,000
Coosa, Alabama 10 $ 2,390,000 $ 239,000 $ 119,000
Monroe, Alabama 10 $ 1,210,000 $ 121,000 $ 86,000
Gadsden, Florida 10 $ 1,700,000 $ 170,000 $ 59,000
Gulf, Florida 10 $ 3,860,000 $ 386,000 $ 326,000
Lee, Florida 10 $ 2,270,000 $ 227,000 $ 127,000
Marion, Florida 10 $ 1,690,000 $ 169,000 $ 68,000
Washington, Florida 10 $ 1,440,000 $ 144,000 $ 104,000
Brooks, Georgia 10 $ 1,540,000 $ 154,000 $ 72,000
Calhoun, Georgia 10 $ 1,180,000 $ 118,000 $ 54,000
Cherokee, Georgia 10 $ 6,800,000 $ 680,000 $ 264,000
Breckinridge, Kentucky 10 $ 1,390,000 $ 139,000 $ 87,000
Casey, Kentucky 10 $ 960,000 $ 96,000 $ 59,000
Hardin, Kentucky 10 $ 980,000 $ 98,000 $ 62,000
Lee, Kentucky 10 $ 950,000 $ 95,000 $ 69,000
McCracken, Kentucky 10 $ 1,190,000 $ 119,000 $ 42,000
Mercer, Kentucky 10 $ 1,330,000 $ 133,000 $ 75,000
Owen, Kentucky 10 $ 1,080,000 $ 108,000 $ 56,000
Trigg, Kentucky 10 $ 1,440,000 $ 144,000 $ 68,000
Jefferson, Mississippi 10 $ 840,000 $ 84,000 $ 49,000
Tippah, Mississippi 10 $ 1,080,000 $ 108,000 $ 57,000
Clay, Tennessee 10 $ 1,140,000 $ 114,000 $ 65,000
Hamblen, Tennessee 10 $ 1,700,000 $ 170,000 $ 63,000
Hardin, Tennessee 10 $ 1,740,000 $ 174,000 $ 85,000
Weakley, Tennessee 10 $ 1,490,000 $ 149,000 $ 80,000
Collin, Texas 10 $ 1,590,000 $ 159,000 $ 161,000
Potter, Texas 10 $ 640,000 $ 64,000 $ 60,000
Zapata, Texas 10 $ 1,140,000 $ 114,000 $ 75,000
Greene, Alabama 9 $ 1,265,000 $ 140,555 $ 80,000
Lake, Florida 9 $ 1,945,000 $ 216,111 $ 124,000
Manatee, Florida 9 $ 735,000 $ 81,666 $ 104,000
Early, Georgia 9 $ 1,115,000 $ 123,888 $ 79,000
Forsyth, Georgia 9 $ 4,355,000 $ 483,888 $ 205,000
Polk, Georgia 9 $ 1,585,000 $ 176,111 $ 75,000
Seminole, Georgia 9 $ 1,165,000 $ 129,444 $ 89,000
Johnson, Kansas 9 $ 915,000 $ 101,666 $ 97,000
Breathitt, Kentucky 9 $ 795,000 $ 88,333 $ 51,000
Harrison, Kentucky 9 $ 1,415,000 $ 157,222 $ 77,000
Henderson, Kentucky 9 $ 1,635,000 $ 181,666 $ 115,000
Adams, Mississippi 9 $ 1,015,000 $ 112,777 $ 75,000
Claiborne, Mississippi 9 $ 805,000 $ 89,444 $ 52,000
Coahoma, Mississippi 9 $ 925,000 $ 102,777 $ 43,000
Neshoba, Mississippi 9 $ 1,015,000 $ 112,777 $ 66,000
Tishomingo, Mississippi 9 $ 1,085,000 $ 120,555 $ 167,000
Winston, Mississippi 9 $ 805,000 $ 89,444 $ 63,000
Dyer, Tennessee 9 $ 1,185,000 $ 131,666 $ 96,000
Hopkins, Texas 9 $ 985,000 $ 109,444 $ 81,000
Wharton, Texas 9 $ 955,000 $ 106,111 $ 73,000
Wilson, Texas 9 $ 1,065,000 $ 118,333 $ 85,000
Choctaw, Alabama 8 $ 920,000 $ 115,000 $ 68,000
Randolph, Alabama 8 $ 1,080,000 $ 135,000 $ 63,000
Baldwin, Georgia 8 $ 1,150,000 $ 143,750 $ 60,000
Telfair, Georgia 8 $ 1,070,000 $ 133,750 $ 77,000
Black Hawk, Iowa 8 $ 290,000 $ 36,250 $ 0
Bath, Kentucky 8 $ 930,000 $ 116,250 $ 72,000
Christian, Kentucky 8 $ 1,090,000 $ 136,250 $ 72,000
Estill, Kentucky 8 $ 970,000 $ 121,250 $ 83,000
Garrard, Kentucky 8 $ 1,510,000 $ 188,750 $ 102,000
Lawrence, Kentucky 8 $ 910,000 $ 113,750 $ 77,000
Logan, Kentucky 8 $ 1,540,000 $ 192,500 $ 98,000
McLean, Kentucky 8 $ 1,160,000 $ 145,000 $ 74,000
Meade, Kentucky 8 $ 1,180,000 $ 147,500 $ 76,000
Pike, Kentucky 8 $ 820,000 $ 102,500 $ 60,000
Webster, Kentucky 8 $ 1,240,000 $ 155,000 $ 81,000
Norfolk, Massachusetts 8 $ 5,710,000 $ 713,750 $ 3,957,000
Clay, Mississippi 8 $ 940,000 $ 117,500 $ 51,000
Lawrence, Mississippi 8 $ 810,000 $ 101,250 $ 58,000
Montgomery, Mississippi 8 $ 660,000 $ 82,500 $ 43,000
Sharkey, Mississippi 8 $ 530,000 $ 66,250 $ 67,000
Denton, Texas 8 $ 2,860,000 $ 357,500 $ 77,000
Gaines, Texas 8 $ 1,220,000 $ 152,500 $ 75,000
Grimes, Texas 8 $ 960,000 $ 120,000 $ 73,000
Guadalupe, Texas 8 $ 1,100,000 $ 137,500 $ 74,000
Johnson, Texas 8 $ 750,000 $ 93,750 $ 67,000
Victoria, Texas 8 $ 910,000 $ 113,750 $ 87,000
Williamson, Texas 8 $ 1,090,000 $ 136,250 $ 63,000
Lamar, Alabama 7 $ 885,000 $ 126,428 $ 73,000
Perry, Alabama 7 $ 595,000 $ 85,000 $ 52,000
Pima, Arizona 7 $ 605,000 $ 86,428 $ 93,000
Park, Colorado 7 $ 885,000 $ 126,428 $ 0
Highlands, Florida 7 $ 1,145,000 $ 163,571 $ 81,000
Jefferson, Florida 7 $ 1,215,000 $ 173,571 $ 68,000
Pasco, Florida 7 $ 1,455,000 $ 207,857 $ 105,000
Atkinson, Georgia 7 $ 995,000 $ 142,142 $ 58,000
Brantley, Georgia 7 $ 1,325,000 $ 189,285 $ 86,000
Dodge, Georgia 7 $ 905,000 $ 129,285 $ 97,000
Greenup, Kentucky 7 $ 615,000 $ 87,857 $ 70,000
Johnson, Kentucky 7 $ 955,000 $ 136,428 $ 68,000
Livingston, Kentucky 7 $ 845,000 $ 120,714 $ 51,000
Ottawa, Michigan 7 $ 665,000 $ 95,000 $ 171,000
Choctaw, Mississippi 7 $ 835,000 $ 119,285 $ 71,000
Tallahatchie, Mississippi 7 $ 585,000 $ 83,571 $ 64,000
Washington, Mississippi 7 $ 625,000 $ 89,285 $ 56,000
Yazoo, Mississippi 7 $ 585,000 $ 83,571 $ 63,000
St. Louis City, Missouri 7 $ 1,445,000 $ 206,428 $ 158,000
Houston, Tennessee 7 $ 1,125,000 $ 160,714 $ 101,000
Pickett, Tennessee 7 $ 1,165,000 $ 166,428 $ 96,000
Austin, Texas 7 $ 1,075,000 $ 153,571 $ 73,000
Caldwell, Texas 7 $ 605,000 $ 86,428 $ 100,000
Coryell, Texas 7 $ 585,000 $ 83,571 $ 150,000
Hays, Texas 7 $ 725,000 $ 103,571 $ 41,000
Leon, Texas 7 $ 565,000 $ 80,714 $ 83,000
Matagorda, Texas 7 $ 1,095,000 $ 156,428 $ 119,000
Milam, Texas 7 $ 605,000 $ 86,428 $ 77,000
Reeves, Texas 7 $ 765,000 $ 109,285 $ 56,000
Tom Green, Texas 7 $ 785,000 $ 112,142 $ 105,000
Wood, Texas 7 $ 785,000 $ 112,142 $ 77,000
Fairfax, Virginia 7 $ 3,775,000 $ 539,285 $ 153,000
Orange, Florida 6 $ 440,000 $ 73,333 $ 0
Osceola, Florida 6 $ 1,520,000 $ 253,333 $ 301,000
Baker, Georgia 6 $ 870,000 $ 145,000 $ 59,000
Bryan, Georgia 6 $ 1,120,000 $ 186,666 $ 66,000
Crawford, Georgia 6 $ 1,150,000 $ 191,666 $ 76,000
Irwin, Georgia 6 $ 1,100,000 $ 183,333 $ 108,000
Liberty, Georgia 6 $ 1,020,000 $ 170,000 $ 73,000
Macon, Georgia 6 $ 770,000 $ 128,333 $ 94,000
Miller, Georgia 6 $ 830,000 $ 138,333 $ 65,000
Paulding, Georgia 6 $ 1,780,000 $ 296,666 $ 78,000
Randolph, Georgia 6 $ 780,000 $ 130,000 $ 55,000
Schley, Georgia 6 $ 1,000,000 $ 166,666 $ 76,000
Talbot, Georgia 6 $ 1,090,000 $ 181,666 $ 100,000
Taylor, Georgia 6 $ 850,000 $ 141,666 $ 48,000
Treutlen, Georgia 6 $ 640,000 $ 106,666 $ 83,000
Turner, Georgia 6 $ 930,000 $ 155,000 $ 60,000
Adair, Kentucky 6 $ 680,000 $ 113,333 $ 70,000
Bullitt, Kentucky 6 $ 530,000 $ 88,333 $ 53,000
Caldwell, Kentucky 6 $ 680,000 $ 113,333 $ 57,000
Clinton, Kentucky 6 $ 850,000 $ 141,666 $ 85,000
Edmonson, Kentucky 6 $ 720,000 $ 120,000 $ 70,000
Lyon, Kentucky 6 $ 1,100,000 $ 183,333 $ 96,000
Marion, Kentucky 6 $ 820,000 $ 136,666 $ 71,000
Russell, Kentucky 6 $ 710,000 $ 118,333 $ 43,000
Simpson, Kentucky 6 $ 680,000 $ 113,333 $ 98,000
Lenawee, Michigan 6 $ 230,000 $ 38,333 $ 0
Franklin, Mississippi 6 $ 560,000 $ 93,333 $ 63,000
Grenada, Mississippi 6 $ 640,000 $ 106,666 $ 68,000
Tate, Mississippi 6 $ 780,000 $ 130,000 $ 46,000
Tunica, Mississippi 6 $ 570,000 $ 95,000 $ 41,000
Boone, Missouri 6 $ 400,000 $ 66,666 $ 0
Mecklenburg, North Carolina 6 $ 1,550,000 $ 258,333 $ 163,000
Hawkins, Tennessee 6 $ 670,000 $ 111,666 $ 86,000
Lewis, Tennessee 6 $ 1,760,000 $ 293,333 $ 92,000
Tipton, Tennessee 6 $ 880,000 $ 146,666 $ 75,000
El Paso, Texas 6 $ 710,000 $ 118,333 $ 65,000
Hill, Texas 6 $ 700,000 $ 116,666 $ 82,000
McLennan, Texas 6 $ 860,000 $ 143,333 $ 73,000
Nacogdoches, Texas 6 $ 630,000 $ 105,000 $ 91,000
Navarro, Texas 6 $ 400,000 $ 66,666 $ 63,000
Starr, Texas 6 $ 480,000 $ 80,000 $ 53,000
Wise, Texas 6 $ 760,000 $ 126,666 $ 121,000
Franklin, Alabama 5 $ 795,000 $ 159,000 $ 88,000
Citrus, Florida 5 $ 665,000 $ 133,000 $ 50,000
Franklin, Florida 5 $ 3,595,000 $ 719,000 $ 256,000
Hillsborough, Florida 5 $ 975,000 $ 195,000 $ 90,000
Levy, Florida 5 $ 725,000 $ 145,000 $ 64,000
Bartow, Georgia 5 $ 1,655,000 $ 331,000 $ 156,000
Bibb, Georgia 5 $ 715,000 $ 143,000 $ 49,000
Crisp, Georgia 5 $ 575,000 $ 115,000 $ 49,000
Emanuel, Georgia 5 $ 645,000 $ 129,000 $ 59,000
Jackson, Georgia 5 $ 2,305,000 $ 461,000 $ 186,000
Lamar, Georgia 5 $ 935,000 $ 187,000 $ 87,000
Monroe, Georgia 5 $ 805,000 $ 161,000 $ 67,000
Pulaski, Georgia 5 $ 855,000 $ 171,000 $ 84,000
Putnam, Georgia 5 $ 755,000 $ 151,000 $ 169,000
Screven, Georgia 5 $ 845,000 $ 169,000 $ 54,000
Sumter, Georgia 5 $ 765,000 $ 153,000 $ 47,000
Clark, Kentucky 5 $ 745,000 $ 149,000 $ 62,000
Gallatin, Kentucky 5 $ 395,000 $ 79,000 $ 102,000
Larue, Kentucky 5 $ 565,000 $ 113,000 $ 90,000
Magoffin, Kentucky 5 $ 565,000 $ 113,000 $ 74,000
Menifee, Kentucky 5 $ 785,000 $ 157,000 $ 75,000
Nelson, Kentucky 5 $ 745,000 $ 149,000 $ 121,000
Owsley, Kentucky 5 $ 585,000 $ 117,000 $ 62,000
Scott, Kentucky 5 $ 645,000 $ 129,000 $ 62,000
Wolfe, Kentucky 5 $ 565,000 $ 113,000 $ 52,000
Chippewa, Michigan 5 $ 125,000 $ 25,000 $ 0
Sunflower, Mississippi 5 $ 475,000 $ 95,000 $ 53,000
Webster, Mississippi 5 $ 495,000 $ 99,000 $ 127,000
St. Louis, Missouri 5 $ 1,785,000 $ 357,000 $ 161,000
Macon, Tennessee 5 $ 615,000 $ 123,000 $ 85,000
Obion, Tennessee 5 $ 625,000 $ 125,000 $ 59,000
Wayne, Tennessee 5 $ 385,000 $ 77,000 $ 40,000
Hale, Texas 5 $ 575,000 $ 115,000 $ 61,000
Lamar, Texas 5 $ 455,000 $ 91,000 $ 60,000
Lamb, Texas 5 $ 455,000 $ 91,000 $ 51,000
Lavaca, Texas 5 $ 575,000 $ 115,000 $ 93,000
Orange, Texas 5 $ 365,000 $ 73,000 $ 61,000
Tyler, Texas 5 $ 465,000 $ 93,000 $ 139,000
Walker, Texas 5 $ 535,000 $ 107,000 $ 82,000
Ward, Texas 5 $ 625,000 $ 125,000 $ 74,000
Wood, Wisconsin 5 $ 325,000 $ 65,000 $ 0
Crenshaw, Alabama 4 $ 300,000 $ 75,000 $ 63,000
Calhoun, Florida 4 $ 530,000 $ 132,500 $ 67,000
Holmes, Florida 4 $ 790,000 $ 197,500 $ 89,000
Madison, Florida 4 $ 590,000 $ 147,500 $ 148,000
Bacon, Georgia 4 $ 440,000 $ 110,000 $ 65,000
Charlton, Georgia 4 $ 620,000 $ 155,000 $ 84,000
Glynn, Georgia 4 $ 760,000 $ 190,000 $ 74,000
Greene, Georgia 4 $ 350,000 $ 87,500 $ 53,000
Hall, Georgia 4 $ 1,380,000 $ 345,000 $ 110,000
Jones, Georgia 4 $ 720,000 $ 180,000 $ 99,000
Marion, Georgia 4 $ 460,000 $ 115,000 $ 41,000
Pierce, Georgia 4 $ 470,000 $ 117,500 $ 62,000
Quitman, Georgia 4 $ 350,000 $ 87,500 $ 58,000
Spalding, Georgia 4 $ 770,000 $ 192,500 $ 72,000
Tattnall, Georgia 4 $ 790,000 $ 197,500 $ 98,000
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Mortgage Loan Application Detail Totals for Firstbank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,839 $3,142,055,000 $176,000 $5,005,000 $88,000 $8,345,000
Other Purpose 1,191 $187,095,000 $157,000 $3,005,000 $183,000 $3,431,000
Refinancing 621 $207,505,000 $334,000 $2,745,000 $151,000 $3,265,000
Cash-out Refinancing 409 $102,355,000 $250,000 $1,925,000 $128,000 $5,426,000
Home Improvement 48 $5,350,000 $111,000 $1,105,000 $140,000 $700,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,380 $2,371,270,000 $191,000 $3,005,000 $99,000 $8,345,000
Black or African American 3,001 $442,865,000 $147,000 $3,345,000 $78,000 $7,227,000
Hispanic 1,933 $261,085,000 $135,000 $1,505,000 $72,000 $720,000
Not Provided 1,671 $337,145,000 $201,000 $3,005,000 $143,000 $3,431,000
Not applicable 726 $138,590,000 $190,000 $5,005,000 $0 $0
American Indian or Alaskan Native 166 $26,450,000 $159,000 $805,000 $70,000 $368,000
Asian 144 $42,220,000 $293,000 $1,055,000 $141,000 $800,000
Native Hawaiian or Other Pacific Islander 10 $2,450,000 $245,000 $585,000 $138,000 $317,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 18,447 $3,171,815,000 $171,000 $5,005,000 $97,000 $8,345,000
FHA-insured (Federal Housing Administration) 1,138 $298,970,000 $262,000 $775,000 $85,000 $350,000
VA-guaranteed (Veterans Administration) 377 $144,495,000 $383,000 $1,145,000 $128,000 $452,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 146 $29,080,000 $199,000 $1,445,000 $69,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,813 $1,196,535,000 $135,000 $1,445,000 $65,000 $1,299,000
Loan Originated 6,396 $1,680,010,000 $262,000 $5,005,000 $141,000 $8,345,000
Application Approved But Not Accepted 2,877 $308,545,000 $107,000 $1,005,000 $76,000 $1,800,000
Application Withdrawn By Applicant 1,391 $398,315,000 $286,000 $2,805,000 $136,000 $7,227,000
Loan Purchased By The Institution 585 $43,015,000 $73,000 $635,000 $0 $0
File Closed For Incompleteness 46 $17,940,000 $390,000 $3,345,000 $319,000 $5,426,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,295 $2,447,825,000 $216,000 $5,005,000 $123,000 $8,345,000
Credit History 5,966 $791,590,000 $132,000 $1,205,000 $66,000 $546,000
Debt-To-Income Ratio 1,766 $245,930,000 $139,000 $1,445,000 $52,000 $314,000
Other 444 $65,480,000 $147,000 $635,000 $101,000 $1,299,000
Unverifiable Information 347 $42,935,000 $123,000 $625,000 $73,000 $540,000
Employment History 188 $29,660,000 $157,000 $645,000 $61,000 $244,000
Collateral 59 $10,415,000 $176,000 $605,000 $101,000 $1,049,000
Insufficient Cash (Downpayment, Closing Cost) 42 $10,470,000 $249,000 $715,000 $110,000 $422,000
Credit Application Incomplete 1 $55,000 $55,000 $55,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Firstbank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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