Flagstar Bank NA Mortgage Lending & HMDA Data, 2020
In 2020, Flagstar Bank NA of Troy, MI reported 209,649 mortgage applications totaling $64.2 billion, up 36% from 2019. The average application was for $306,265, and applicants reported an average income of $129,370. 58% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (11,532), Riverside-San Bernardino-Ontario, CA (9,668) and Warren-Troy-Farmington Hills, MI (7,904) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 209,649 |
| Total Mortgage Loan Application Amount | $64,208,275,000 |
| Average Mortgage Loan Application Amount | $306,265 |
| Highest Mortgage Loan Application Amount | $18,445,000 |
| Average Applicant Income | $129,370 |
| Highest Applicant Income | $8,687,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 14,470 | $ 3,239,860,000 | $ 223,901 | $ 113,656 |
| Los Angeles-Long Beach-Glendale, CA | 11,532 | $ 4,805,840,000 | $ 416,739 | $ 145,000 |
| Riverside-San Bernardino-Ontario, CA | 9,668 | $ 3,096,120,000 | $ 320,244 | $ 127,000 |
| Warren-Troy-Farmington Hills, MI | 7,904 | $ 1,708,500,000 | $ 216,156 | $ 107,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6,166 | $ 1,790,410,000 | $ 290,368 | $ 122,000 |
| Anaheim-Santa Ana-Irvine, CA | 5,734 | $ 2,557,850,000 | $ 446,084 | $ 163,000 |
| Houston-The Woodlands-Sugar Land, TX | 5,509 | $ 1,534,715,000 | $ 278,583 | $ 145,000 |
| San Diego-Carlsbad, CA | 4,652 | $ 2,004,310,000 | $ 430,849 | $ 153,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4,118 | $ 1,454,870,000 | $ 353,295 | $ 150,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,869 | $ 1,054,675,000 | $ 272,596 | $ 119,684 |
| Denver-Aurora-Lakewood, CO | 3,684 | $ 1,266,370,000 | $ 343,748 | $ 131,000 |
| Chicago-Naperville, IL | 3,429 | $ 900,445,000 | $ 262,596 | $ 120,000 |
| Oakland-Hayward-Berkeley, CA | 3,389 | $ 1,575,475,000 | $ 464,879 | $ 174,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3,368 | $ 927,640,000 | $ 275,427 | $ 125,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3,179 | $ 1,046,875,000 | $ 329,309 | $ 131,853 |
| Detroit-Dearborn-Livonia, MI | 2,783 | $ 499,395,000 | $ 179,444 | $ 97,000 |
| Seattle-Bellevue-Everett, WA | 2,772 | $ 1,171,970,000 | $ 422,788 | $ 158,000 |
| Dallas-Plano-Irving, TX | 2,613 | $ 763,645,000 | $ 292,248 | $ 139,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,515 | $ 1,377,185,000 | $ 547,588 | $ 218,000 |
| Las Vegas-Henderson-Paradise, NV | 2,397 | $ 688,185,000 | $ 287,102 | $ 127,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,312 | $ 884,330,000 | $ 382,495 | $ 140,398 |
| New York-Jersey City-White Plains, NY-NJ | 2,168 | $ 953,190,000 | $ 439,663 | $ 153,472 |
| Kansas City, MO-KS | 2,087 | $ 503,905,000 | $ 241,449 | $ 111,586 |
| Indianapolis-Carmel-Anderson, IN | 1,993 | $ 461,685,000 | $ 231,653 | $ 103,000 |
| Orlando-Kissimmee-Sanford, FL | 1,991 | $ 511,565,000 | $ 256,938 | $ 111,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1,965 | $ 607,035,000 | $ 308,923 | $ 146,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,924 | $ 585,640,000 | $ 304,386 | $ 137,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1,867 | $ 1,153,195,000 | $ 617,672 | $ 220,000 |
| Boise City, ID | 1,858 | $ 502,370,000 | $ 270,382 | $ 105,000 |
| Miami-Miami Beach-Kendall, FL | 1,753 | $ 526,785,000 | $ 300,504 | $ 141,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,652 | $ 422,410,000 | $ 255,696 | $ 118,000 |
| New York-Newark, NY | 1,649 | $ 535,965,000 | $ 325,024 | $ 163,125 |
| St. Louis, MO-IL | 1,596 | $ 360,830,000 | $ 226,083 | $ 118,105 |
| Charlotte-Concord-Gastonia, NC-SC | 1,578 | $ 422,430,000 | $ 267,699 | $ 126,546 |
| Salt Lake City, UT | 1,578 | $ 477,160,000 | $ 302,382 | $ 109,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1,474 | $ 701,580,000 | $ 475,970 | $ 188,000 |
| Providence-Warwick, RI-MA | 1,447 | $ 429,945,000 | $ 297,128 | $ 133,493 |
| Santa Rosa, CA | 1,442 | $ 614,630,000 | $ 426,234 | $ 153,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,336 | $ 570,030,000 | $ 426,669 | $ 152,000 |
| Santa Cruz-Watsonville, CA | 1,306 | $ 689,040,000 | $ 527,595 | $ 199,000 |
| Austin-Round Rock, TX | 1,282 | $ 425,770,000 | $ 332,113 | $ 168,000 |
| Lansing-East Lansing, MI | 1,281 | $ 206,105,000 | $ 160,893 | $ 85,000 |
| Baltimore-Columbia-Towson, MD | 1,205 | $ 367,695,000 | $ 305,141 | $ 124,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,117 | $ 333,515,000 | $ 298,581 | $ 127,000 |
| Ogden-Clearfield, UT | 1,106 | $ 319,360,000 | $ 288,752 | $ 104,000 |
| Grand Rapids-Wyoming, MI | 1,055 | $ 179,705,000 | $ 170,336 | $ 82,000 |
| Nassau County-Suffolk County, NY | 1,047 | $ 452,585,000 | $ 432,268 | $ 156,000 |
| Vallejo-Fairfield, CA | 1,011 | $ 362,225,000 | $ 358,283 | $ 130,000 |
| Cambridge-Newton-Framingham, MA | 986 | $ 372,440,000 | $ 377,728 | $ 142,000 |
| Fresno, CA | 974 | $ 278,250,000 | $ 285,677 | $ 141,000 |
| Washington-Baltimore-Arlington, DC | 968 | $ 368,600,000 | $ 380,785 | $ 150,000 |
| Milwaukee-Waukesha-West Allis, WI | 961 | $ 241,845,000 | $ 251,659 | $ 120,000 |
| Provo-Orem, UT | 859 | $ 257,335,000 | $ 299,575 | $ 110,000 |
| Tucson, AZ | 840 | $ 207,100,000 | $ 246,547 | $ 111,000 |
| Boston, MA | 836 | $ 312,140,000 | $ 373,373 | $ 136,000 |
| Cape Coral-Fort Myers, FL | 835 | $ 222,035,000 | $ 265,910 | $ 141,000 |
| Spokane-Spokane Valley, WA | 834 | $ 210,900,000 | $ 252,877 | $ 102,000 |
| Fort Worth-Arlington, TX | 815 | $ 206,895,000 | $ 253,858 | $ 126,000 |
| North Port-Sarasota-Bradenton, FL | 799 | $ 224,245,000 | $ 280,657 | $ 135,000 |
| Columbus, OH | 798 | $ 178,310,000 | $ 223,446 | $ 98,000 |
| Omaha-Council Bluffs, NE-IA | 777 | $ 175,375,000 | $ 225,707 | $ 111,162 |
| San Antonio-New Braunfels, TX | 728 | $ 193,090,000 | $ 265,233 | $ 157,000 |
| Eugene, OR | 725 | $ 203,865,000 | $ 281,193 | $ 125,000 |
| Napa, CA | 725 | $ 305,045,000 | $ 420,751 | $ 146,000 |
| Raleigh, NC | 724 | $ 211,150,000 | $ 291,643 | $ 136,000 |
| Reno, NV | 700 | $ 224,880,000 | $ 321,257 | $ 131,000 |
| Stockton-Lodi, CA | 659 | $ 220,745,000 | $ 334,969 | $ 126,000 |
| Port St. Lucie, FL | 634 | $ 157,650,000 | $ 248,659 | $ 121,000 |
| Albuquerque, NM | 632 | $ 161,830,000 | $ 256,060 | $ 117,000 |
| Fort Wayne, IN | 631 | $ 73,955,000 | $ 117,202 | $ 67,000 |
| Newark, NJ-PA | 629 | $ 212,135,000 | $ 337,257 | $ 148,073 |
| Charleston-North Charleston, SC | 605 | $ 182,195,000 | $ 301,148 | $ 126,000 |
| Tacoma-Lakewood, WA | 600 | $ 195,900,000 | $ 326,500 | $ 124,000 |
| Lake Havasu City-Kingman, AZ | 588 | $ 151,280,000 | $ 257,278 | $ 131,000 |
| Jacksonville, FL | 580 | $ 156,270,000 | $ 269,431 | $ 127,000 |
| Green Bay, WI | 573 | $ 114,285,000 | $ 199,450 | $ 95,000 |
| Ann Arbor, MI | 560 | $ 134,240,000 | $ 239,714 | $ 132,000 |
| New Orleans-Metairie, LA | 554 | $ 136,630,000 | $ 246,624 | $ 115,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 541 | $ 116,355,000 | $ 215,073 | $ 97,552 |
| Jackson, MI | 540 | $ 76,030,000 | $ 140,796 | $ 84,000 |
| Kennewick-Richland, WA | 539 | $ 147,755,000 | $ 274,128 | $ 123,000 |
| Redding, CA | 533 | $ 146,265,000 | $ 274,418 | $ 114,000 |
| Lake County-Kenosha County, IL-WI | 522 | $ 129,140,000 | $ 247,394 | $ 117,681 |
| Deltona-Daytona Beach-Ormond Beach, FL | 515 | $ 114,575,000 | $ 222,475 | $ 103,000 |
| Colorado Springs, CO | 505 | $ 148,545,000 | $ 294,148 | $ 109,000 |
| Louisville/Jefferson County, KY-IN | 501 | $ 115,505,000 | $ 230,548 | $ 102,000 |
| Pittsburgh, PA | 501 | $ 102,075,000 | $ 203,742 | $ 101,000 |
| Camden, NJ | 482 | $ 111,360,000 | $ 231,037 | $ 129,000 |
| Bakersfield, CA | 466 | $ 119,560,000 | $ 256,566 | $ 119,000 |
| Greenville-Anderson-Mauldin, SC | 458 | $ 107,570,000 | $ 234,868 | $ 90,000 |
| Fort Collins, CO | 452 | $ 142,520,000 | $ 315,309 | $ 121,000 |
| Memphis, TN-MS-AR | 448 | $ 103,080,000 | $ 230,089 | $ 121,607 |
| Elgin, IL | 445 | $ 102,845,000 | $ 231,112 | $ 114,000 |
| Salem, OR | 434 | $ 116,740,000 | $ 268,986 | $ 106,000 |
| Naples-Immokalee-Marco Island, FL | 432 | $ 142,850,000 | $ 330,671 | $ 181,000 |
| Olympia-Tumwater, WA | 430 | $ 137,260,000 | $ 319,209 | $ 140,000 |
| Flint, MI | 419 | $ 63,525,000 | $ 151,610 | $ 81,000 |
| Urban Honolulu, HI | 411 | $ 196,195,000 | $ 477,360 | $ 144,000 |
| Montgomery County-Bucks County-Chester County, PA | 402 | $ 116,280,000 | $ 289,253 | $ 146,000 |
| Albany-Schenectady-Troy, NY | 397 | $ 101,545,000 | $ 255,780 | $ 113,000 |
| Visalia-Porterville, CA | 394 | $ 101,070,000 | $ 256,522 | $ 118,000 |
| Hartford-West Hartford-East Hartford, CT | 391 | $ 92,405,000 | $ 236,329 | $ 115,000 |
| San Rafael, CA | 387 | $ 235,285,000 | $ 607,971 | $ 219,000 |
| Palm Bay-Melbourne-Titusville, FL | 379 | $ 94,635,000 | $ 249,696 | $ 119,000 |
| Oklahoma City, OK | 373 | $ 84,045,000 | $ 225,321 | $ 130,000 |
| Worcester, MA-CT | 364 | $ 99,450,000 | $ 273,214 | $ 111,945 |
| Modesto, CA | 359 | $ 101,895,000 | $ 283,830 | $ 124,000 |
| Greeley, CO | 357 | $ 108,835,000 | $ 304,859 | $ 111,000 |
| Baton Rouge, LA | 356 | $ 89,190,000 | $ 250,533 | $ 110,000 |
| Lakeland-Winter Haven, FL | 345 | $ 69,065,000 | $ 200,188 | $ 83,000 |
| Wichita, KS | 344 | $ 60,050,000 | $ 174,563 | $ 88,000 |
| Bend-Redmond, OR | 342 | $ 110,940,000 | $ 324,385 | $ 149,000 |
| Idaho Falls, ID | 338 | $ 84,550,000 | $ 250,147 | $ 92,000 |
| Salinas, CA | 336 | $ 155,190,000 | $ 461,875 | $ 180,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 335 | $ 89,485,000 | $ 267,119 | $ 106,650 |
| Philadelphia, PA | 334 | $ 82,890,000 | $ 248,173 | $ 117,000 |
| Cleveland-Elyria, OH | 309 | $ 60,425,000 | $ 195,550 | $ 104,000 |
| Cincinnati, OH-KY-IN | 307 | $ 64,485,000 | $ 210,048 | $ 98,035 |
| New Haven-Milford, CT | 299 | $ 65,525,000 | $ 219,147 | $ 102,000 |
| Richmond, VA | 294 | $ 76,980,000 | $ 261,836 | $ 102,000 |
| Portland-South Portland, ME | 283 | $ 74,635,000 | $ 263,727 | $ 98,000 |
| Birmingham-Hoover, AL | 277 | $ 60,225,000 | $ 217,418 | $ 93,000 |
| Bridgeport-Stamford-Norwalk, CT | 276 | $ 93,970,000 | $ 340,471 | $ 155,000 |
| St. George, UT | 270 | $ 78,380,000 | $ 290,296 | $ 118,000 |
| Santa Maria-Santa Barbara, CA | 264 | $ 104,620,000 | $ 396,287 | $ 155,000 |
| Albany, GA | 261 | $ 48,425,000 | $ 185,536 | $ 96,000 |
| Durham-Chapel Hill, NC | 259 | $ 75,505,000 | $ 291,525 | $ 142,000 |
| Savannah, GA | 257 | $ 57,245,000 | $ 222,743 | $ 97,000 |
| Asheville, NC | 255 | $ 76,095,000 | $ 298,411 | $ 146,000 |
| Coeur D'Alene, ID | 251 | $ 68,985,000 | $ 274,840 | $ 102,000 |
| Kalamazoo-Portage, MI | 247 | $ 41,515,000 | $ 168,076 | $ 81,000 |
| Rockingham County-Strafford County, NH | 242 | $ 66,480,000 | $ 274,710 | $ 123,000 |
| Boulder, CO | 238 | $ 92,450,000 | $ 388,445 | $ 150,000 |
| Clarksville, TN-KY | 236 | $ 52,270,000 | $ 221,483 | $ 87,338 |
| Lexington-Fayette, KY | 232 | $ 45,610,000 | $ 196,594 | $ 90,000 |
| Sioux Falls, SD | 231 | $ 54,105,000 | $ 234,220 | $ 98,000 |
| Laredo, TX | 227 | $ 47,515,000 | $ 209,317 | $ 110,000 |
| Madison, WI | 227 | $ 60,955,000 | $ 268,524 | $ 107,000 |
| Des Moines-West Des Moines, IA | 215 | $ 48,315,000 | $ 224,720 | $ 105,000 |
| Harrisburg-Carlisle, PA | 214 | $ 44,520,000 | $ 208,037 | $ 89,000 |
| Columbia, SC | 213 | $ 45,015,000 | $ 211,338 | $ 92,000 |
| Billings, MT | 206 | $ 50,220,000 | $ 243,786 | $ 105,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 206 | $ 50,300,000 | $ 244,174 | $ 129,000 |
| Huntsville, AL | 205 | $ 46,545,000 | $ 227,048 | $ 102,000 |
| Altoona, PA | 194 | $ 30,390,000 | $ 156,649 | $ 75,000 |
| Bismarck, ND | 193 | $ 50,465,000 | $ 261,476 | $ 100,000 |
| Prescott Valley-Prescott, AZ | 193 | $ 55,505,000 | $ 287,590 | $ 110,000 |
| Logan, UT-ID | 184 | $ 45,710,000 | $ 248,423 | $ 90,956 |
| Sheboygan, WI | 178 | $ 31,450,000 | $ 176,685 | $ 88,000 |
| Spartanburg, SC | 177 | $ 34,175,000 | $ 193,079 | $ 78,000 |
| Gary, IN | 176 | $ 40,520,000 | $ 230,227 | $ 108,000 |
| Bremerton-Silverdale, WA | 175 | $ 59,295,000 | $ 338,828 | $ 159,000 |
| Eau Claire, WI | 174 | $ 28,630,000 | $ 164,540 | $ 82,000 |
| Ocala, FL | 173 | $ 29,275,000 | $ 169,219 | $ 89,000 |
| Albany, OR | 172 | $ 43,680,000 | $ 253,953 | $ 89,000 |
| Augusta-Richmond County, GA-SC | 170 | $ 33,980,000 | $ 199,882 | $ 94,100 |
| Winston-Salem, NC | 162 | $ 38,040,000 | $ 234,814 | $ 116,000 |
| Santa Fe, NM | 161 | $ 51,865,000 | $ 322,142 | $ 120,000 |
| Killeen-Temple, TX | 156 | $ 31,570,000 | $ 202,371 | $ 116,000 |
| Chattanooga, TN-GA | 154 | $ 34,940,000 | $ 226,883 | $ 107,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 152 | $ 33,600,000 | $ 221,052 | $ 121,263 |
| Beaumont-Port Arthur, TX | 149 | $ 29,285,000 | $ 196,543 | $ 107,000 |
| Pensacola-Ferry Pass-Brent, FL | 148 | $ 36,040,000 | $ 243,513 | $ 106,000 |
| McAllen-Edinburg-Mission, TX | 147 | $ 33,075,000 | $ 225,000 | $ 148,000 |
| Salisbury, MD-DE | 145 | $ 36,665,000 | $ 252,862 | $ 157,613 |
| Springfield, MO | 144 | $ 29,330,000 | $ 203,680 | $ 77,000 |
| Manchester-Nashua, NH | 143 | $ 38,855,000 | $ 271,713 | $ 149,000 |
| Yuba City, CA | 142 | $ 38,220,000 | $ 269,154 | $ 100,000 |
| Akron, OH | 141 | $ 25,625,000 | $ 181,737 | $ 109,000 |
| Anchorage, AK | 141 | $ 46,895,000 | $ 332,588 | $ 134,000 |
| Niles-Benton Harbor, MI | 139 | $ 20,925,000 | $ 150,539 | $ 81,000 |
| South Bend-Mishawaka, IN-MI | 137 | $ 17,825,000 | $ 130,109 | $ 67,554 |
| Wilmington, DE-MD-NJ | 137 | $ 33,645,000 | $ 245,583 | $ 108,124 |
| Lafayette, LA | 136 | $ 26,230,000 | $ 192,867 | $ 92,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 134 | $ 23,370,000 | $ 174,402 | $ 90,000 |
| Flagstaff, AZ | 132 | $ 40,580,000 | $ 307,424 | $ 174,000 |
| College Station-Bryan, TX | 131 | $ 32,695,000 | $ 249,580 | $ 146,000 |
| Knoxville, TN | 130 | $ 32,260,000 | $ 248,153 | $ 109,000 |
| Battle Creek, MI | 129 | $ 15,725,000 | $ 121,899 | $ 65,000 |
| Crestview-Fort Walton Beach-Destin, FL | 124 | $ 40,400,000 | $ 325,806 | $ 187,000 |
| Gainesville, GA | 124 | $ 34,060,000 | $ 274,677 | $ 122,000 |
| Greensboro-High Point, NC | 120 | $ 26,940,000 | $ 224,500 | $ 115,000 |
| Monroe, MI | 118 | $ 20,520,000 | $ 173,898 | $ 87,000 |
| Erie, PA | 112 | $ 16,410,000 | $ 146,517 | $ 71,000 |
| Madera, CA | 109 | $ 28,985,000 | $ 265,917 | $ 119,000 |
| Hanford-Corcoran, CA | 108 | $ 29,100,000 | $ 269,444 | $ 100,000 |
| Merced, CA | 107 | $ 25,305,000 | $ 236,495 | $ 100,000 |
| Medford, OR | 106 | $ 31,160,000 | $ 293,962 | $ 117,000 |
| Great Falls, MT | 105 | $ 21,855,000 | $ 208,142 | $ 87,000 |
| Barnstable Town, MA | 104 | $ 34,100,000 | $ 327,884 | $ 169,000 |
| Chico, CA | 104 | $ 32,260,000 | $ 310,192 | $ 153,000 |
| Missoula, MT | 104 | $ 30,160,000 | $ 290,000 | $ 157,000 |
| Lincoln, NE | 103 | $ 22,525,000 | $ 218,689 | $ 106,000 |
| Punta Gorda, FL | 103 | $ 23,675,000 | $ 229,854 | $ 116,000 |
| Springfield, MA | 103 | $ 22,805,000 | $ 221,407 | $ 107,000 |
| Appleton, WI | 102 | $ 22,840,000 | $ 223,921 | $ 108,000 |
| Wilmington, NC | 99 | $ 43,435,000 | $ 438,737 | $ 117,000 |
| Trenton, NJ | 96 | $ 23,000,000 | $ 239,583 | $ 142,000 |
| St. Cloud, MN | 94 | $ 22,560,000 | $ 240,000 | $ 122,000 |
| Yakima, WA | 93 | $ 19,715,000 | $ 211,989 | $ 88,000 |
| Cape Girardeau, MO-IL | 92 | $ 16,190,000 | $ 175,978 | $ 92,000 |
| Evansville, IN-KY | 92 | $ 15,670,000 | $ 170,326 | $ 88,000 |
| Sebring, FL | 92 | $ 14,750,000 | $ 160,326 | $ 77,000 |
| Tulsa, OK | 91 | $ 19,125,000 | $ 210,164 | $ 102,000 |
| Jackson, MS | 90 | $ 18,050,000 | $ 200,555 | $ 102,000 |
| Kahului-Wailuku-Lahaina, HI | 89 | $ 45,545,000 | $ 511,741 | $ 188,000 |
| Racine, WI | 89 | $ 19,345,000 | $ 217,359 | $ 89,000 |
| Little Rock-North Little Rock-Conway, AR | 86 | $ 18,210,000 | $ 211,744 | $ 115,000 |
| Rapid City, SD | 85 | $ 20,535,000 | $ 241,588 | $ 130,000 |
| Lawrence, KS | 83 | $ 19,725,000 | $ 237,650 | $ 115,000 |
| Daphne-Fairhope-Foley, AL | 82 | $ 18,170,000 | $ 221,585 | $ 146,000 |
| Fargo, ND-MN | 81 | $ 19,035,000 | $ 235,000 | $ 96,111 |
| Bellingham, WA | 80 | $ 27,050,000 | $ 338,125 | $ 129,000 |
| Toledo, OH | 79 | $ 11,985,000 | $ 151,708 | $ 85,000 |
| Sebastian-Vero Beach, FL | 78 | $ 16,950,000 | $ 217,307 | $ 97,000 |
| Grand Junction, CO | 77 | $ 21,915,000 | $ 284,610 | $ 115,000 |
| Champaign-Urbana, IL | 74 | $ 14,290,000 | $ 193,108 | $ 116,000 |
| Longview, WA | 74 | $ 21,880,000 | $ 295,675 | $ 113,000 |
| Topeka, KS | 74 | $ 12,940,000 | $ 174,864 | $ 98,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 73 | $ 19,845,000 | $ 271,849 | $ 166,000 |
| El Paso, TX | 71 | $ 13,245,000 | $ 186,549 | $ 128,000 |
| Mobile, AL | 70 | $ 12,150,000 | $ 173,571 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 70 | $ 20,200,000 | $ 288,571 | $ 103,000 |
| Bloomington, IN | 67 | $ 14,045,000 | $ 209,626 | $ 105,000 |
| Columbia, MO | 67 | $ 13,505,000 | $ 201,567 | $ 94,000 |
| Canton-Massillon, OH | 66 | $ 11,320,000 | $ 171,515 | $ 91,000 |
| Tallahassee, FL | 65 | $ 14,175,000 | $ 218,076 | $ 82,000 |
| Charlottesville, VA | 62 | $ 18,960,000 | $ 305,806 | $ 150,000 |
| Corvallis, OR | 62 | $ 18,690,000 | $ 301,451 | $ 127,000 |
| Duluth, MN-WI | 62 | $ 13,170,000 | $ 212,419 | $ 93,935 |
| Johnstown, PA | 62 | $ 8,790,000 | $ 141,774 | $ 84,000 |
| Atlantic City-Hammonton, NJ | 61 | $ 12,255,000 | $ 200,901 | $ 129,000 |
| Sioux City, IA-NE-SD | 61 | $ 9,305,000 | $ 152,540 | $ 60,065 |
| Hammond, LA | 60 | $ 12,000,000 | $ 200,000 | $ 72,000 |
| Fayetteville, NC | 59 | $ 9,295,000 | $ 157,542 | $ 77,000 |
| Glens Falls, NY | 59 | $ 10,965,000 | $ 185,847 | $ 89,000 |
| Saginaw, MI | 57 | $ 7,495,000 | $ 131,491 | $ 65,000 |
| Davenport-Moline-Rock Island, IA-IL | 55 | $ 8,975,000 | $ 163,181 | $ 91,890 |
| Joplin, MO | 55 | $ 8,325,000 | $ 151,363 | $ 77,000 |
| Waco, TX | 55 | $ 11,755,000 | $ 213,727 | $ 130,000 |
| Corpus Christi, TX | 54 | $ 13,770,000 | $ 255,000 | $ 145,000 |
| Carson City, NV | 53 | $ 15,035,000 | $ 283,679 | $ 115,000 |
| Dayton-Springfield-Kettering, OH | 53 | $ 10,415,000 | $ 196,509 | $ 95,000 |
| Muskegon, MI | 52 | $ 8,290,000 | $ 159,423 | $ 76,000 |
| Brownsville-Harlingen, TX | 50 | $ 10,700,000 | $ 214,000 | $ 124,000 |
| York-Hanover, PA | 50 | $ 10,800,000 | $ 216,000 | $ 93,000 |
| Twin Falls, ID | 49 | $ 12,755,000 | $ 260,306 | $ 101,000 |
| Winchester, VA-WV | 49 | $ 13,535,000 | $ 276,224 | $ 78,489 |
| Homosassa Springs, FL | 48 | $ 9,630,000 | $ 200,625 | $ 75,000 |
| The Villages, FL | 48 | $ 10,310,000 | $ 214,791 | $ 116,000 |
| Yuma, AZ | 48 | $ 9,730,000 | $ 202,708 | $ 94,000 |
| Athens-Clarke County, GA | 47 | $ 11,095,000 | $ 236,063 | $ 109,000 |
| Houma-Thibodaux, LA | 47 | $ 9,105,000 | $ 193,723 | $ 94,000 |
| Norwich-New London, CT | 47 | $ 11,105,000 | $ 236,276 | $ 116,000 |
| Youngstown-Warren-Boardman, OH-PA | 47 | $ 7,115,000 | $ 151,382 | $ 66,000 |
| Hickory-Lenoir-Morganton, NC | 46 | $ 10,300,000 | $ 223,913 | $ 96,000 |
| Lynchburg, VA | 46 | $ 9,420,000 | $ 204,782 | $ 105,000 |
| Decatur, AL | 45 | $ 9,265,000 | $ 205,888 | $ 93,000 |
| Oshkosh-Neenah, WI | 45 | $ 8,215,000 | $ 182,555 | $ 106,000 |
| Auburn-Opelika, AL | 44 | $ 11,210,000 | $ 254,772 | $ 117,000 |
| Lancaster, PA | 44 | $ 9,760,000 | $ 221,818 | $ 96,000 |
| Bloomington, IL | 43 | $ 8,355,000 | $ 194,302 | $ 99,000 |
| Hagerstown-Martinsburg, MD-WV | 43 | $ 9,375,000 | $ 218,023 | $ 94,325 |
| Janesville-Beloit, WI | 43 | $ 8,825,000 | $ 205,232 | $ 110,000 |
| Lake Charles, LA | 43 | $ 9,225,000 | $ 214,534 | $ 93,000 |
| Walla Walla, WA | 43 | $ 9,305,000 | $ 216,395 | $ 101,000 |
| Michigan City-La Porte, IN | 42 | $ 5,900,000 | $ 140,476 | $ 75,000 |
| Reading, PA | 42 | $ 7,550,000 | $ 179,761 | $ 80,000 |
| Gulfport-Biloxi-Pascagoula, MS | 41 | $ 8,525,000 | $ 207,926 | $ 91,000 |
| Lubbock, TX | 41 | $ 9,285,000 | $ 226,463 | $ 162,000 |
| Pueblo, CO | 41 | $ 7,545,000 | $ 184,024 | $ 78,000 |
| Sherman-Denison, TX | 41 | $ 9,345,000 | $ 227,926 | $ 136,000 |
| Morgantown, WV | 40 | $ 8,810,000 | $ 220,250 | $ 109,000 |
| Panama City, FL | 39 | $ 9,225,000 | $ 236,538 | $ 151,000 |
| Elkhart-Goshen, IN | 38 | $ 6,960,000 | $ 183,157 | $ 92,000 |
| Lafayette-West Lafayette, IN | 38 | $ 6,210,000 | $ 163,421 | $ 70,000 |
| Rochester, MN | 38 | $ 8,840,000 | $ 232,631 | $ 120,000 |
| El Centro, CA | 37 | $ 8,105,000 | $ 219,054 | $ 210,000 |
| Gainesville, FL | 36 | $ 7,470,000 | $ 207,500 | $ 99,000 |
| Shreveport-Bossier City, LA | 36 | $ 8,320,000 | $ 231,111 | $ 93,000 |
| Montgomery, AL | 35 | $ 7,975,000 | $ 227,857 | $ 110,000 |
| Ocean City, NJ | 35 | $ 10,815,000 | $ 309,000 | $ 203,000 |
| Sierra Vista-Douglas, AZ | 34 | $ 6,750,000 | $ 198,529 | $ 105,000 |
| Wenatchee, WA | 34 | $ 11,060,000 | $ 325,294 | $ 153,000 |
| Roanoke, VA | 33 | $ 7,745,000 | $ 234,696 | $ 85,000 |
| Tyler, TX | 33 | $ 7,825,000 | $ 237,121 | $ 147,000 |
| Bay City, MI | 32 | $ 4,110,000 | $ 128,437 | $ 86,000 |
| Jefferson City, MO | 32 | $ 5,430,000 | $ 169,687 | $ 67,000 |
| Rochester, NY | 32 | $ 4,260,000 | $ 133,125 | $ 87,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 31 | $ 4,815,000 | $ 155,322 | $ 87,000 |
| Carbondale-Marion, IL | 30 | $ 4,210,000 | $ 140,333 | $ 66,000 |
| Dover, DE | 30 | $ 7,050,000 | $ 235,000 | $ 87,000 |
| California-Lexington Park, MD | 29 | $ 8,165,000 | $ 281,551 | $ 125,000 |
| Cheyenne, WY | 29 | $ 8,725,000 | $ 300,862 | $ 100,000 |
| Pocatello, ID | 29 | $ 6,535,000 | $ 225,344 | $ 95,000 |
| State College, PA | 29 | $ 7,575,000 | $ 261,206 | $ 139,000 |
| Florence, SC | 28 | $ 4,440,000 | $ 158,571 | $ 72,000 |
| Manhattan, KS | 28 | $ 5,680,000 | $ 202,857 | $ 101,000 |
| Valdosta, GA | 28 | $ 4,420,000 | $ 157,857 | $ 64,000 |
| Rockford, IL | 27 | $ 3,545,000 | $ 131,296 | $ 88,000 |
| Burlington, NC | 26 | $ 5,590,000 | $ 215,000 | $ 139,000 |
| San Angelo, TX | 26 | $ 5,130,000 | $ 197,307 | $ 103,000 |
| East Stroudsburg, PA | 25 | $ 4,335,000 | $ 173,400 | $ 131,000 |
| Mankato-North Mankato, MN | 25 | $ 5,015,000 | $ 200,600 | $ 110,000 |
| Parkersburg-Vienna, WV | 25 | $ 3,055,000 | $ 122,200 | $ 64,000 |
| Amarillo, TX | 24 | $ 5,660,000 | $ 235,833 | $ 114,000 |
| Harrisonburg, VA | 24 | $ 4,980,000 | $ 207,500 | $ 88,000 |
| Springfield, OH | 24 | $ 3,720,000 | $ 155,000 | $ 69,000 |
| Columbus, GA-AL | 23 | $ 5,335,000 | $ 231,956 | $ 121,782 |
| Hattiesburg, MS | 23 | $ 5,015,000 | $ 218,043 | $ 81,000 |
| Jacksonville, NC | 23 | $ 4,895,000 | $ 212,826 | $ 98,000 |
| Lewiston, ID-WA | 23 | $ 5,135,000 | $ 223,260 | $ 94,304 |
| Midland, TX | 23 | $ 5,895,000 | $ 256,304 | $ 160,000 |
| Syracuse, NY | 23 | $ 5,225,000 | $ 227,173 | $ 154,000 |
| Peoria, IL | 22 | $ 4,220,000 | $ 191,818 | $ 137,000 |
| Fond Du Lac, WI | 21 | $ 3,545,000 | $ 168,809 | $ 111,000 |
| Longview, TX | 21 | $ 3,885,000 | $ 185,000 | $ 105,000 |
| St. Joseph, MO-KS | 21 | $ 4,055,000 | $ 193,095 | $ 178,000 |
| Grants Pass, OR | 20 | $ 5,350,000 | $ 267,500 | $ 107,000 |
| Kingston, NY | 20 | $ 4,460,000 | $ 223,000 | $ 142,000 |
| Warner Robins, GA | 20 | $ 3,540,000 | $ 177,000 | $ 107,000 |
| Grand Forks, ND-MN | 19 | $ 4,125,000 | $ 217,105 | $ 88,894 |
| Kankakee, IL | 19 | $ 3,645,000 | $ 191,842 | $ 80,000 |
| Springfield, IL | 19 | $ 3,335,000 | $ 175,526 | $ 84,000 |
| Wheeling, WV-OH | 19 | $ 2,585,000 | $ 136,052 | $ 73,631 |
| Blacksburg-Christiansburg-Radford, VA | 18 | $ 4,450,000 | $ 247,222 | $ 148,000 |
| Elizabethtown-Fort Knox, KY | 18 | $ 2,740,000 | $ 152,222 | $ 58,000 |
| Fort Smith, AR-OK | 18 | $ 3,260,000 | $ 181,111 | $ 100,666 |
| Odessa, TX | 18 | $ 3,700,000 | $ 205,555 | $ 99,000 |
| Alexandria, LA | 17 | $ 3,465,000 | $ 203,823 | $ 80,000 |
| Brunswick, GA | 17 | $ 4,835,000 | $ 284,411 | $ 145,000 |
| Chambersburg-Waynesboro, PA | 17 | $ 3,335,000 | $ 196,176 | $ 79,000 |
| Dothan, AL | 17 | $ 3,425,000 | $ 201,470 | $ 108,000 |
| Greenville, NC | 17 | $ 3,605,000 | $ 212,058 | $ 172,000 |
| Huntington-Ashland, WV-KY-OH | 17 | $ 3,125,000 | $ 183,823 | $ 121,764 |
| Las Cruces, NM | 17 | $ 3,325,000 | $ 195,588 | $ 108,000 |
| Macon-Bibb County, GA | 17 | $ 3,325,000 | $ 195,588 | $ 72,000 |
| Vineland-Bridgeton, NJ | 16 | $ 2,830,000 | $ 176,875 | $ 88,000 |
| Weirton-Steubenville, WV-OH | 16 | $ 1,830,000 | $ 114,375 | $ 65,937 |
| Lewiston-Auburn, ME | 15 | $ 2,775,000 | $ 185,000 | $ 63,000 |
| Midland, MI | 15 | $ 2,075,000 | $ 138,333 | $ 85,000 |
| Morristown, TN | 15 | $ 3,145,000 | $ 209,666 | $ 89,000 |
| Wausau, WI | 15 | $ 3,085,000 | $ 205,666 | $ 166,000 |
| Abilene, TX | 14 | $ 2,760,000 | $ 197,142 | $ 126,000 |
| Bowling Green, KY | 14 | $ 2,610,000 | $ 186,428 | $ 88,000 |
| Casper, WY | 14 | $ 3,140,000 | $ 224,285 | $ 112,000 |
| Cleveland, TN | 14 | $ 2,390,000 | $ 170,714 | $ 68,000 |
| Kokomo, IN | 14 | $ 2,450,000 | $ 175,000 | $ 75,000 |
| La Crosse-Onalaska, WI-MN | 13 | $ 2,565,000 | $ 197,307 | $ 89,000 |
| Mansfield, OH | 13 | $ 1,865,000 | $ 143,461 | $ 59,000 |
| Monroe, LA | 13 | $ 2,605,000 | $ 200,384 | $ 88,000 |
| Pittsfield, MA | 13 | $ 2,715,000 | $ 208,846 | $ 81,000 |
| Tuscaloosa, AL | 13 | $ 2,345,000 | $ 180,384 | $ 88,000 |
| Ames, IA | 12 | $ 2,340,000 | $ 195,000 | $ 102,000 |
| Cedar Rapids, IA | 12 | $ 2,110,000 | $ 175,833 | $ 110,000 |
| Columbus, IN | 12 | $ 3,280,000 | $ 273,333 | $ 128,000 |
| Dalton, GA | 12 | $ 1,960,000 | $ 163,333 | $ 99,000 |
| Enid, OK | 12 | $ 1,610,000 | $ 134,166 | $ 84,000 |
| Farmington, NM | 12 | $ 2,500,000 | $ 208,333 | $ 78,000 |
| Kingsport-Bristol-Bristol, TN-VA | 12 | $ 2,470,000 | $ 205,833 | $ 79,666 |
| New Bern, NC | 12 | $ 2,470,000 | $ 205,833 | $ 96,000 |
| Rome, GA | 12 | $ 2,160,000 | $ 180,000 | $ 81,000 |
| Staunton-Waynesboro, VA | 12 | $ 2,390,000 | $ 199,166 | $ 77,000 |
| Victoria, TX | 12 | $ 3,160,000 | $ 263,333 | $ 129,000 |
| Bangor, ME | 11 | $ 2,435,000 | $ 221,363 | $ 266,000 |
| Hinesville, GA | 11 | $ 1,745,000 | $ 158,636 | $ 87,000 |
| Iowa City, IA | 11 | $ 2,205,000 | $ 200,454 | $ 111,000 |
| Johnson City, TN | 11 | $ 2,835,000 | $ 257,727 | $ 106,000 |
| Muncie, IN | 11 | $ 1,395,000 | $ 126,818 | $ 83,000 |
| Owensboro, KY | 11 | $ 1,735,000 | $ 157,727 | $ 94,000 |
| Anniston-Oxford-Jacksonville, AL | 10 | $ 1,650,000 | $ 165,000 | $ 73,000 |
| Burlington-South Burlington, VT | 10 | $ 2,840,000 | $ 284,000 | $ 114,000 |
| Hot Springs, AR | 10 | $ 1,780,000 | $ 178,000 | $ 68,000 |
| Sumter, SC | 10 | $ 1,890,000 | $ 189,000 | $ 125,000 |
| Terre Haute, IN | 10 | $ 1,300,000 | $ 130,000 | $ 107,000 |
| Fairbanks, AK | 9 | $ 2,565,000 | $ 285,000 | $ 260,000 |
| Gadsden, AL | 9 | $ 1,215,000 | $ 135,000 | $ 83,000 |
| Jackson, TN | 9 | $ 1,595,000 | $ 177,222 | $ 120,000 |
| Lebanon, PA | 9 | $ 1,615,000 | $ 179,444 | $ 82,000 |
| Texarkana, TX-AR | 9 | $ 2,225,000 | $ 247,222 | $ 214,111 |
| Florence-Muscle Shoals, AL | 8 | $ 1,510,000 | $ 188,750 | $ 57,000 |
| Goldsboro, NC | 8 | $ 760,000 | $ 95,000 | $ 99,000 |
| Utica-Rome, NY | 8 | $ 1,060,000 | $ 132,500 | $ 86,000 |
| Wichita Falls, TX | 8 | $ 1,590,000 | $ 198,750 | $ 139,000 |
| Beckley, WV | 7 | $ 945,000 | $ 135,000 | $ 63,000 |
| Binghamton, NY | 7 | $ 1,505,000 | $ 215,000 | $ 125,000 |
| Charleston, WV | 7 | $ 1,855,000 | $ 265,000 | $ 96,000 |
| Cumberland, MD-WV | 7 | $ 535,000 | $ 76,428 | $ 85,000 |
| Grand Island, NE | 7 | $ 1,425,000 | $ 203,571 | $ 84,000 |
| Lawton, OK | 7 | $ 1,175,000 | $ 167,857 | $ 79,000 |
| Pine Bluff, AR | 7 | $ 1,215,000 | $ 173,571 | $ 62,000 |
| Danville, IL | 6 | $ 410,000 | $ 68,333 | $ 50,000 |
| Dubuque, IA | 6 | $ 1,160,000 | $ 193,333 | $ 92,000 |
| Gettysburg, PA | 6 | $ 930,000 | $ 155,000 | $ 100,000 |
| Lima, OH | 6 | $ 780,000 | $ 130,000 | $ 62,000 |
| Decatur, IL | 5 | $ 685,000 | $ 137,000 | $ 88,000 |
| Rocky Mount, NC | 5 | $ 1,375,000 | $ 275,000 | $ 82,000 |
| Bloomsburg-Berwick, PA | 3 | $ 605,000 | $ 201,666 | $ 194,000 |
| Waterloo-Cedar Falls, IA | 3 | $ 425,000 | $ 141,666 | $ 35,000 |
| Jonesboro, AR | 2 | $ 990,000 | $ 495,000 | $ 267,000 |
| Watertown-Fort Drum, NY | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| Williamsport, PA | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 103,965 | $32,638,715,000 | $313,000 | $3,005,000 | $135,000 | $8,687,000 |
| Home Purchase | 70,581 | $21,799,625,000 | $308,000 | $3,005,000 | $124,000 | $6,561,000 |
| Cash-out Refinancing | 31,371 | $9,221,365,000 | $293,000 | $2,805,000 | $123,000 | $5,684,000 |
| Other Purpose | 2,198 | $372,140,000 | $169,000 | $1,365,000 | $133,000 | $4,657,000 |
| Home Improvement | 1,531 | $173,925,000 | $113,000 | $18,445,000 | $120,000 | $3,503,000 |
| Not Applicable | 3 | $2,505,000 | $835,000 | $1,875,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 101,746 | $29,933,010,000 | $294,000 | $3,005,000 | $130,000 | $8,687,000 |
| Not applicable | 36,582 | $11,884,350,000 | $324,000 | $18,445,000 | $0 | $0 |
| Not Provided | 29,373 | $8,819,195,000 | $300,000 | $3,005,000 | $132,000 | $4,530,000 |
| Asian | 18,994 | $7,074,710,000 | $372,000 | $3,005,000 | $146,000 | $5,536,000 |
| Hispanic | 15,281 | $4,477,065,000 | $292,000 | $2,105,000 | $109,000 | $5,684,000 |
| Black or African American | 6,335 | $1,598,805,000 | $252,000 | $2,425,000 | $103,000 | $6,561,000 |
| American Indian or Alaskan Native | 563 | $156,385,000 | $277,000 | $1,685,000 | $113,000 | $903,000 |
| Native Hawaiian or Other Pacific Islander | 365 | $129,865,000 | $355,000 | $1,205,000 | $129,000 | $691,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 188,685 | $58,364,805,000 | $309,000 | $18,445,000 | $134,000 | $8,687,000 |
| FHA-insured (Federal Housing Administration) | 11,438 | $2,776,160,000 | $242,000 | $1,345,000 | $74,000 | $981,000 |
| VA-guaranteed (Veterans Administration) | 8,189 | $2,846,375,000 | $347,000 | $2,045,000 | $102,000 | $1,025,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,337 | $220,935,000 | $165,000 | $655,000 | $54,000 | $226,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 121,216 | $36,792,330,000 | $303,000 | $18,445,000 | $132,000 | $5,288,000 |
| Loan Purchased By The Institution | 36,578 | $11,864,320,000 | $324,000 | $1,995,000 | $0 | $0 |
| Application Denied By Financial Institution | 26,245 | $7,969,315,000 | $303,000 | $2,805,000 | $118,000 | $8,687,000 |
| Application Withdrawn By Applicant | 19,861 | $6,059,115,000 | $305,000 | $3,005,000 | $132,000 | $6,561,000 |
| File Closed For Incompleteness | 3,953 | $1,072,545,000 | $271,000 | $3,005,000 | $126,000 | $2,400,000 |
| Application Approved But Not Accepted | 1,796 | $450,650,000 | $250,000 | $2,005,000 | $124,000 | $1,135,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 183,404 | $56,238,960,000 | $306,000 | $18,445,000 | $131,000 | $6,561,000 |
| Credit Application Incomplete | 14,144 | $4,452,320,000 | $314,000 | $2,805,000 | $131,000 | $4,530,000 |
| Debt-To-Income Ratio | 5,755 | $1,764,315,000 | $306,000 | $2,505,000 | $81,000 | $979,000 |
| Collateral | 2,132 | $573,290,000 | $268,000 | $2,775,000 | $128,000 | $3,223,000 |
| Credit History | 1,876 | $417,430,000 | $222,000 | $2,505,000 | $108,000 | $8,687,000 |
| Other | 1,816 | $600,610,000 | $330,000 | $2,255,000 | $140,000 | $2,882,000 |
| Unverifiable Information | 276 | $89,590,000 | $324,000 | $1,565,000 | $135,000 | $1,684,000 |
| Employment History | 153 | $45,305,000 | $296,000 | $2,005,000 | $85,000 | $829,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 85 | $24,545,000 | $288,000 | $805,000 | $111,000 | $495,000 |
| Mortgage Insurance Denied | 8 | $1,910,000 | $238,000 | $575,000 | $99,000 | $149,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About