Flagstar Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Flagstar Bank, N.A. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Flagstar Bank, N.A. 5151 Corporate Drive Hicksville, NY 48098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 209,649 |
| Total Mortgage Loan Application Amount | $64,208,275,000 |
| Average Mortgage Loan Application Amount | $338,500 |
| Highest Mortgage Loan Application Amount | $18,445,000 |
| Average Applicant Income | $105,833 |
| Highest Applicant Income | $8,687,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Flagstar Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Flagstar Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Flagstar Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Flagstar Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Flagstar Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Flagstar Bank, N.A.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 14,470 | $ 3,239,860,000 | $ 231,021 | $ 123,659 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 11,532 | $ 4,805,840,000 | $ 416,000 | $ 145,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 9,668 | $ 3,096,120,000 | $ 320,000 | $ 127,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7,904 | $ 1,708,500,000 | $ 216,000 | $ 107,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 6,166 | $ 1,790,410,000 | $ 290,000 | $ 122,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 5,734 | $ 2,557,850,000 | $ 446,000 | $ 163,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5,509 | $ 1,534,715,000 | $ 278,000 | $ 145,000 |
| SAN DIEGO-CARLSBAD, CA | 4,652 | $ 2,004,310,000 | $ 430,000 | $ 153,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 4,118 | $ 1,454,870,000 | $ 353,000 | $ 150,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,869 | $ 1,054,675,000 | $ 261,500 | $ 115,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3,684 | $ 1,266,370,000 | $ 343,000 | $ 131,000 |
| CHICAGO-NAPERVILLE, IL | 3,429 | $ 900,445,000 | $ 262,000 | $ 120,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3,389 | $ 1,575,475,000 | $ 464,000 | $ 174,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,368 | $ 927,640,000 | $ 275,000 | $ 125,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3,179 | $ 1,046,875,000 | $ 327,500 | $ 131,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 2,783 | $ 499,395,000 | $ 179,000 | $ 97,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,772 | $ 1,171,970,000 | $ 422,000 | $ 158,000 |
| DALLAS-PLANO-IRVING, TX | 2,613 | $ 763,645,000 | $ 292,000 | $ 139,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 2,515 | $ 1,377,185,000 | $ 547,000 | $ 218,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 2,397 | $ 688,185,000 | $ 287,000 | $ 127,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,312 | $ 884,330,000 | $ 341,000 | $ 136,750 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,168 | $ 953,190,000 | $ 419,000 | $ 152,000 |
| KANSAS CITY, MO-KS | 2,087 | $ 503,905,000 | $ 241,000 | $ 111,500 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1,993 | $ 461,685,000 | $ 231,000 | $ 103,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,991 | $ 511,565,000 | $ 256,000 | $ 111,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,965 | $ 607,035,000 | $ 308,000 | $ 146,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,924 | $ 585,640,000 | $ 304,000 | $ 137,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1,867 | $ 1,153,195,000 | $ 617,000 | $ 220,000 |
| BOISE CITY, ID | 1,858 | $ 502,370,000 | $ 270,000 | $ 105,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,753 | $ 526,785,000 | $ 300,000 | $ 141,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,652 | $ 422,410,000 | $ 255,000 | $ 118,000 |
| NEW YORK-NEWARK, NY | 1,649 | $ 535,965,000 | $ 309,500 | $ 156,000 |
| ST. LOUIS, MO-IL | 1,596 | $ 360,830,000 | $ 213,500 | $ 119,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,578 | $ 422,430,000 | $ 266,500 | $ 121,000 |
| SALT LAKE CITY, UT | 1,578 | $ 477,160,000 | $ 302,000 | $ 109,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1,474 | $ 701,580,000 | $ 475,000 | $ 188,000 |
| PROVIDENCE-WARWICK, RI-MA | 1,447 | $ 429,945,000 | $ 294,500 | $ 122,500 |
| SANTA ROSA, CA | 1,442 | $ 614,630,000 | $ 426,000 | $ 153,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1,336 | $ 570,030,000 | $ 426,000 | $ 152,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1,306 | $ 689,040,000 | $ 527,000 | $ 199,000 |
| AUSTIN-ROUND ROCK, TX | 1,282 | $ 425,770,000 | $ 332,000 | $ 168,000 |
| LANSING-EAST LANSING, MI | 1,281 | $ 206,105,000 | $ 160,000 | $ 85,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,205 | $ 367,695,000 | $ 305,000 | $ 124,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1,117 | $ 333,515,000 | $ 298,000 | $ 127,000 |
| OGDEN-CLEARFIELD, UT | 1,106 | $ 319,360,000 | $ 288,000 | $ 104,000 |
| GRAND RAPIDS-WYOMING, MI | 1,055 | $ 179,705,000 | $ 170,000 | $ 82,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,047 | $ 452,585,000 | $ 432,000 | $ 156,000 |
| VALLEJO-FAIRFIELD, CA | 1,011 | $ 362,225,000 | $ 358,000 | $ 130,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 986 | $ 372,440,000 | $ 377,000 | $ 142,000 |
| FRESNO, CA | 974 | $ 278,250,000 | $ 285,000 | $ 141,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 968 | $ 368,600,000 | $ 380,000 | $ 150,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 961 | $ 241,845,000 | $ 251,000 | $ 120,000 |
| PROVO-OREM, UT | 859 | $ 257,335,000 | $ 299,000 | $ 110,000 |
| TUCSON, AZ | 840 | $ 207,100,000 | $ 246,000 | $ 111,000 |
| BOSTON, MA | 836 | $ 312,140,000 | $ 373,000 | $ 136,000 |
| CAPE CORAL-FORT MYERS, FL | 835 | $ 222,035,000 | $ 265,000 | $ 141,000 |
| SPOKANE-SPOKANE VALLEY, WA | 834 | $ 210,900,000 | $ 252,000 | $ 102,000 |
| FORT WORTH-ARLINGTON, TX | 815 | $ 206,895,000 | $ 253,000 | $ 126,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 799 | $ 224,245,000 | $ 280,000 | $ 135,000 |
| COLUMBUS, OH | 798 | $ 178,310,000 | $ 223,000 | $ 98,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 777 | $ 175,375,000 | $ 223,000 | $ 106,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 728 | $ 193,090,000 | $ 265,000 | $ 157,000 |
| EUGENE, OR | 725 | $ 203,865,000 | $ 281,000 | $ 125,000 |
| NAPA, CA | 725 | $ 305,045,000 | $ 420,000 | $ 146,000 |
| RALEIGH, NC | 724 | $ 211,150,000 | $ 291,000 | $ 136,000 |
| RENO, NV | 700 | $ 224,880,000 | $ 321,000 | $ 131,000 |
| STOCKTON-LODI, CA | 659 | $ 220,745,000 | $ 334,000 | $ 126,000 |
| PORT ST. LUCIE, FL | 634 | $ 157,650,000 | $ 248,000 | $ 121,000 |
| ALBUQUERQUE, NM | 632 | $ 161,830,000 | $ 256,000 | $ 117,000 |
| FORT WAYNE, IN | 631 | $ 73,955,000 | $ 117,000 | $ 67,000 |
| NEWARK, NJ-PA | 629 | $ 212,135,000 | $ 273,500 | $ 122,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 605 | $ 182,195,000 | $ 301,000 | $ 126,000 |
| TACOMA-LAKEWOOD, WA | 600 | $ 195,900,000 | $ 326,000 | $ 124,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 588 | $ 151,280,000 | $ 257,000 | $ 131,000 |
| JACKSONVILLE, FL | 580 | $ 156,270,000 | $ 269,000 | $ 127,000 |
| GREEN BAY, WI | 573 | $ 114,285,000 | $ 199,000 | $ 95,000 |
| ANN ARBOR, MI | 560 | $ 134,240,000 | $ 239,000 | $ 132,000 |
| NEW ORLEANS-METAIRIE, LA | 554 | $ 136,630,000 | $ 246,000 | $ 115,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 541 | $ 116,355,000 | $ 229,000 | $ 103,500 |
| JACKSON, MI | 540 | $ 76,030,000 | $ 140,000 | $ 84,000 |
| KENNEWICK-RICHLAND, WA | 539 | $ 147,755,000 | $ 274,000 | $ 123,000 |
| REDDING, CA | 533 | $ 146,265,000 | $ 274,000 | $ 114,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 522 | $ 129,140,000 | $ 233,000 | $ 107,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 515 | $ 114,575,000 | $ 222,000 | $ 103,000 |
| COLORADO SPRINGS, CO | 505 | $ 148,545,000 | $ 294,000 | $ 109,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 501 | $ 115,505,000 | $ 230,000 | $ 102,000 |
| PITTSBURGH, PA | 501 | $ 102,075,000 | $ 203,000 | $ 101,000 |
| CAMDEN, NJ | 482 | $ 111,360,000 | $ 231,000 | $ 129,000 |
| BAKERSFIELD, CA | 466 | $ 119,560,000 | $ 256,000 | $ 119,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 458 | $ 107,570,000 | $ 234,000 | $ 90,000 |
| FORT COLLINS, CO | 452 | $ 142,520,000 | $ 315,000 | $ 121,000 |
| MEMPHIS, TN-MS-AR | 448 | $ 103,080,000 | $ 231,000 | $ 114,333 |
| ELGIN, IL | 445 | $ 102,845,000 | $ 231,000 | $ 114,000 |
| SALEM, OR | 434 | $ 116,740,000 | $ 268,000 | $ 106,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 432 | $ 142,850,000 | $ 330,000 | $ 181,000 |
| OLYMPIA-TUMWATER, WA | 430 | $ 137,260,000 | $ 319,000 | $ 140,000 |
| FLINT, MI | 419 | $ 63,525,000 | $ 151,000 | $ 81,000 |
| URBAN HONOLULU, HI | 411 | $ 196,195,000 | $ 477,000 | $ 144,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 402 | $ 116,280,000 | $ 289,000 | $ 146,000 |
| ALBANY-SCHENECTADY-TROY, NY | 397 | $ 101,545,000 | $ 255,000 | $ 113,000 |
| VISALIA-PORTERVILLE, CA | 394 | $ 101,070,000 | $ 256,000 | $ 118,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 391 | $ 92,405,000 | $ 236,000 | $ 115,000 |
| SAN RAFAEL, CA | 387 | $ 235,285,000 | $ 607,000 | $ 219,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 379 | $ 94,635,000 | $ 249,000 | $ 119,000 |
| OKLAHOMA CITY, OK | 373 | $ 84,045,000 | $ 225,000 | $ 130,000 |
| WORCESTER, MA-CT | 364 | $ 99,450,000 | $ 261,000 | $ 109,000 |
| MODESTO, CA | 359 | $ 101,895,000 | $ 283,000 | $ 124,000 |
| GREELEY, CO | 357 | $ 108,835,000 | $ 304,000 | $ 111,000 |
| BATON ROUGE, LA | 356 | $ 89,190,000 | $ 250,000 | $ 110,000 |
| LAKELAND-WINTER HAVEN, FL | 345 | $ 69,065,000 | $ 200,000 | $ 83,000 |
| WICHITA, KS | 344 | $ 60,050,000 | $ 174,000 | $ 88,000 |
| BEND-REDMOND, OR | 342 | $ 110,940,000 | $ 324,000 | $ 149,000 |
| IDAHO FALLS, ID | 338 | $ 84,550,000 | $ 250,000 | $ 92,000 |
| SALINAS, CA | 336 | $ 155,190,000 | $ 461,000 | $ 180,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 335 | $ 89,485,000 | $ 266,500 | $ 102,500 |
| PHILADELPHIA, PA | 334 | $ 82,890,000 | $ 248,000 | $ 117,000 |
| CLEVELAND-ELYRIA, OH | 309 | $ 60,425,000 | $ 195,000 | $ 104,000 |
| CINCINNATI, OH-KY-IN | 307 | $ 64,485,000 | $ 202,000 | $ 100,000 |
| NEW HAVEN-MILFORD, CT | 299 | $ 65,525,000 | $ 219,000 | $ 102,000 |
| RICHMOND, VA | 294 | $ 76,980,000 | $ 261,000 | $ 102,000 |
| PORTLAND-SOUTH PORTLAND, ME | 283 | $ 74,635,000 | $ 263,000 | $ 98,000 |
| BIRMINGHAM-HOOVER, AL | 277 | $ 60,225,000 | $ 217,000 | $ 93,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 276 | $ 93,970,000 | $ 340,000 | $ 155,000 |
| ST. GEORGE, UT | 270 | $ 78,380,000 | $ 290,000 | $ 118,000 |
| SANTA MARIA-SANTA BARBARA, CA | 264 | $ 104,620,000 | $ 396,000 | $ 155,000 |
| ALBANY, GA | 261 | $ 48,425,000 | $ 185,000 | $ 96,000 |
| DURHAM-CHAPEL HILL, NC | 259 | $ 75,505,000 | $ 291,000 | $ 142,000 |
| SAVANNAH, GA | 257 | $ 57,245,000 | $ 222,000 | $ 97,000 |
| ASHEVILLE, NC | 255 | $ 76,095,000 | $ 298,000 | $ 146,000 |
| COEUR D'ALENE, ID | 251 | $ 68,985,000 | $ 274,000 | $ 102,000 |
| KALAMAZOO-PORTAGE, MI | 247 | $ 41,515,000 | $ 168,000 | $ 81,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 242 | $ 66,480,000 | $ 274,000 | $ 123,000 |
| BOULDER, CO | 238 | $ 92,450,000 | $ 388,000 | $ 150,000 |
| CLARKSVILLE, TN-KY | 236 | $ 52,270,000 | $ 196,000 | $ 68,500 |
| LEXINGTON-FAYETTE, KY | 232 | $ 45,610,000 | $ 196,000 | $ 90,000 |
| SIOUX FALLS, SD | 231 | $ 54,105,000 | $ 234,000 | $ 98,000 |
| LAREDO, TX | 227 | $ 47,515,000 | $ 209,000 | $ 110,000 |
| MADISON, WI | 227 | $ 60,955,000 | $ 268,000 | $ 107,000 |
| DES MOINES-WEST DES MOINES, IA | 215 | $ 48,315,000 | $ 224,000 | $ 105,000 |
| HARRISBURG-CARLISLE, PA | 214 | $ 44,520,000 | $ 208,000 | $ 89,000 |
| COLUMBIA, SC | 213 | $ 45,015,000 | $ 211,000 | $ 92,000 |
| BILLINGS, MT | 206 | $ 50,220,000 | $ 243,000 | $ 105,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 206 | $ 50,300,000 | $ 244,000 | $ 129,000 |
| HUNTSVILLE, AL | 205 | $ 46,545,000 | $ 227,000 | $ 102,000 |
| ALTOONA, PA | 194 | $ 30,390,000 | $ 156,000 | $ 75,000 |
| BISMARCK, ND | 193 | $ 50,465,000 | $ 261,000 | $ 100,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 193 | $ 55,505,000 | $ 287,000 | $ 110,000 |
| LOGAN, UT-ID | 184 | $ 45,710,000 | $ 241,000 | $ 88,000 |
| SHEBOYGAN, WI | 178 | $ 31,450,000 | $ 176,000 | $ 88,000 |
| SPARTANBURG, SC | 177 | $ 34,175,000 | $ 193,000 | $ 78,000 |
| GARY, IN | 176 | $ 40,520,000 | $ 230,000 | $ 108,000 |
| BREMERTON-SILVERDALE, WA | 175 | $ 59,295,000 | $ 338,000 | $ 159,000 |
| EAU CLAIRE, WI | 174 | $ 28,630,000 | $ 164,000 | $ 82,000 |
| OCALA, FL | 173 | $ 29,275,000 | $ 169,000 | $ 89,000 |
| ALBANY, OR | 172 | $ 43,680,000 | $ 253,000 | $ 89,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 170 | $ 33,980,000 | $ 195,500 | $ 93,500 |
| WINSTON-SALEM, NC | 162 | $ 38,040,000 | $ 234,000 | $ 116,000 |
| SANTA FE, NM | 161 | $ 51,865,000 | $ 322,000 | $ 120,000 |
| KILLEEN-TEMPLE, TX | 156 | $ 31,570,000 | $ 202,000 | $ 116,000 |
| CHATTANOOGA, TN-GA | 154 | $ 34,940,000 | $ 211,500 | $ 100,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 152 | $ 33,600,000 | $ 233,000 | $ 117,000 |
| BEAUMONT-PORT ARTHUR, TX | 149 | $ 29,285,000 | $ 196,000 | $ 107,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 148 | $ 36,040,000 | $ 243,000 | $ 106,000 |
| MCALLEN-EDINBURG-MISSION, TX | 147 | $ 33,075,000 | $ 225,000 | $ 148,000 |
| SALISBURY, MD-DE | 145 | $ 36,665,000 | $ 242,500 | $ 161,500 |
| SPRINGFIELD, MO | 144 | $ 29,330,000 | $ 203,000 | $ 77,000 |
| MANCHESTER-NASHUA, NH | 143 | $ 38,855,000 | $ 271,000 | $ 149,000 |
| YUBA CITY, CA | 142 | $ 38,220,000 | $ 269,000 | $ 100,000 |
| AKRON, OH | 141 | $ 25,625,000 | $ 181,000 | $ 109,000 |
| ANCHORAGE, AK | 141 | $ 46,895,000 | $ 332,000 | $ 134,000 |
| NILES-BENTON HARBOR, MI | 139 | $ 20,925,000 | $ 150,000 | $ 81,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 137 | $ 17,825,000 | $ 139,500 | $ 66,000 |
| WILMINGTON, DE-MD-NJ | 137 | $ 33,645,000 | $ 233,000 | $ 102,333 |
| LAFAYETTE, LA | 136 | $ 26,230,000 | $ 192,000 | $ 92,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 134 | $ 23,370,000 | $ 174,000 | $ 90,000 |
| FLAGSTAFF, AZ | 132 | $ 40,580,000 | $ 307,000 | $ 174,000 |
| COLLEGE STATION-BRYAN, TX | 131 | $ 32,695,000 | $ 249,000 | $ 146,000 |
| KNOXVILLE, TN | 130 | $ 32,260,000 | $ 248,000 | $ 109,000 |
| BATTLE CREEK, MI | 129 | $ 15,725,000 | $ 121,000 | $ 65,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 124 | $ 40,400,000 | $ 325,000 | $ 187,000 |
| GAINESVILLE, GA | 124 | $ 34,060,000 | $ 274,000 | $ 122,000 |
| GREENSBORO-HIGH POINT, NC | 120 | $ 26,940,000 | $ 224,000 | $ 115,000 |
| MONROE, MI | 118 | $ 20,520,000 | $ 173,000 | $ 87,000 |
| ERIE, PA | 112 | $ 16,410,000 | $ 146,000 | $ 71,000 |
| MADERA, CA | 109 | $ 28,985,000 | $ 265,000 | $ 119,000 |
| HANFORD-CORCORAN, CA | 108 | $ 29,100,000 | $ 269,000 | $ 100,000 |
| MERCED, CA | 107 | $ 25,305,000 | $ 236,000 | $ 100,000 |
| MEDFORD, OR | 106 | $ 31,160,000 | $ 293,000 | $ 117,000 |
| GREAT FALLS, MT | 105 | $ 21,855,000 | $ 208,000 | $ 87,000 |
| BARNSTABLE TOWN, MA | 104 | $ 34,100,000 | $ 327,000 | $ 169,000 |
| CHICO, CA | 104 | $ 32,260,000 | $ 310,000 | $ 153,000 |
| MISSOULA, MT | 104 | $ 30,160,000 | $ 290,000 | $ 157,000 |
| LINCOLN, NE | 103 | $ 22,525,000 | $ 218,000 | $ 106,000 |
| PUNTA GORDA, FL | 103 | $ 23,675,000 | $ 229,000 | $ 116,000 |
| SPRINGFIELD, MA | 103 | $ 22,805,000 | $ 221,000 | $ 107,000 |
| APPLETON, WI | 102 | $ 22,840,000 | $ 223,000 | $ 108,000 |
| WILMINGTON, NC | 99 | $ 43,435,000 | $ 438,000 | $ 117,000 |
| TRENTON, NJ | 96 | $ 23,000,000 | $ 239,000 | $ 142,000 |
| ST. CLOUD, MN | 94 | $ 22,560,000 | $ 240,000 | $ 122,000 |
| YAKIMA, WA | 93 | $ 19,715,000 | $ 211,000 | $ 88,000 |
| CAPE GIRARDEAU, MO-IL | 92 | $ 16,190,000 | $ 175,000 | $ 92,000 |
| EVANSVILLE, IN-KY | 92 | $ 15,670,000 | $ 170,000 | $ 88,000 |
| SEBRING, FL | 92 | $ 14,750,000 | $ 160,000 | $ 77,000 |
| TULSA, OK | 91 | $ 19,125,000 | $ 210,000 | $ 102,000 |
| JACKSON, MS | 90 | $ 18,050,000 | $ 200,000 | $ 102,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 89 | $ 45,545,000 | $ 511,000 | $ 188,000 |
| RACINE, WI | 89 | $ 19,345,000 | $ 217,000 | $ 89,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 86 | $ 18,210,000 | $ 211,000 | $ 115,000 |
| RAPID CITY, SD | 85 | $ 20,535,000 | $ 241,000 | $ 130,000 |
| LAWRENCE, KS | 83 | $ 19,725,000 | $ 237,000 | $ 115,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 82 | $ 18,170,000 | $ 221,000 | $ 146,000 |
| FARGO, ND-MN | 81 | $ 19,035,000 | $ 217,500 | $ 95,000 |
| BELLINGHAM, WA | 80 | $ 27,050,000 | $ 338,000 | $ 129,000 |
| TOLEDO, OH | 79 | $ 11,985,000 | $ 151,000 | $ 85,000 |
| SEBASTIAN-VERO BEACH, FL | 78 | $ 16,950,000 | $ 217,000 | $ 97,000 |
| GRAND JUNCTION, CO | 77 | $ 21,915,000 | $ 284,000 | $ 115,000 |
| CHAMPAIGN-URBANA, IL | 74 | $ 14,290,000 | $ 193,000 | $ 116,000 |
| LONGVIEW, WA | 74 | $ 21,880,000 | $ 295,000 | $ 113,000 |
| TOPEKA, KS | 74 | $ 12,940,000 | $ 174,000 | $ 98,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 73 | $ 19,845,000 | $ 271,000 | $ 166,000 |
| EL PASO, TX | 71 | $ 13,245,000 | $ 186,000 | $ 128,000 |
| MOBILE, AL | 70 | $ 12,150,000 | $ 173,000 | $ 75,000 |
| MOUNT VERNON-ANACORTES, WA | 70 | $ 20,200,000 | $ 288,000 | $ 103,000 |
| BLOOMINGTON, IN | 67 | $ 14,045,000 | $ 209,000 | $ 105,000 |
| COLUMBIA, MO | 67 | $ 13,505,000 | $ 201,000 | $ 94,000 |
| CANTON-MASSILLON, OH | 66 | $ 11,320,000 | $ 171,000 | $ 91,000 |
| TALLAHASSEE, FL | 65 | $ 14,175,000 | $ 218,000 | $ 82,000 |
| CHARLOTTESVILLE, VA | 62 | $ 18,960,000 | $ 305,000 | $ 150,000 |
| CORVALLIS, OR | 62 | $ 18,690,000 | $ 301,000 | $ 127,000 |
| DULUTH, MN-WI | 62 | $ 13,170,000 | $ 205,500 | $ 88,000 |
| JOHNSTOWN, PA | 62 | $ 8,790,000 | $ 141,000 | $ 84,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 61 | $ 12,255,000 | $ 200,000 | $ 129,000 |
| SIOUX CITY, IA-NE-SD | 61 | $ 9,305,000 | $ 150,000 | $ 68,333 |
| HAMMOND, LA | 60 | $ 12,000,000 | $ 200,000 | $ 72,000 |
| FAYETTEVILLE, NC | 59 | $ 9,295,000 | $ 157,000 | $ 77,000 |
| GLENS FALLS, NY | 59 | $ 10,965,000 | $ 185,000 | $ 89,000 |
| SAGINAW, MI | 57 | $ 7,495,000 | $ 131,000 | $ 65,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 55 | $ 8,975,000 | $ 158,500 | $ 87,500 |
| JOPLIN, MO | 55 | $ 8,325,000 | $ 151,000 | $ 77,000 |
| WACO, TX | 55 | $ 11,755,000 | $ 213,000 | $ 130,000 |
| CORPUS CHRISTI, TX | 54 | $ 13,770,000 | $ 255,000 | $ 145,000 |
| CARSON CITY, NV | 53 | $ 15,035,000 | $ 283,000 | $ 115,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 53 | $ 10,415,000 | $ 196,000 | $ 95,000 |
| MUSKEGON, MI | 52 | $ 8,290,000 | $ 159,000 | $ 76,000 |
| BROWNSVILLE-HARLINGEN, TX | 50 | $ 10,700,000 | $ 214,000 | $ 124,000 |
| YORK-HANOVER, PA | 50 | $ 10,800,000 | $ 216,000 | $ 93,000 |
| TWIN FALLS, ID | 49 | $ 12,755,000 | $ 260,000 | $ 101,000 |
| WINCHESTER, VA-WV | 49 | $ 13,535,000 | $ 256,000 | $ 90,000 |
| HOMOSASSA SPRINGS, FL | 48 | $ 9,630,000 | $ 200,000 | $ 75,000 |
| THE VILLAGES, FL | 48 | $ 10,310,000 | $ 214,000 | $ 116,000 |
| YUMA, AZ | 48 | $ 9,730,000 | $ 202,000 | $ 94,000 |
| ATHENS-CLARKE COUNTY, GA | 47 | $ 11,095,000 | $ 236,000 | $ 109,000 |
| HOUMA-THIBODAUX, LA | 47 | $ 9,105,000 | $ 193,000 | $ 94,000 |
| NORWICH-NEW LONDON, CT | 47 | $ 11,105,000 | $ 236,000 | $ 116,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 47 | $ 7,115,000 | $ 150,000 | $ 66,000 |
| HICKORY-LENOIR-MORGANTON, NC | 46 | $ 10,300,000 | $ 223,000 | $ 96,000 |
| LYNCHBURG, VA | 46 | $ 9,420,000 | $ 204,000 | $ 105,000 |
| DECATUR, AL | 45 | $ 9,265,000 | $ 205,000 | $ 93,000 |
| OSHKOSH-NEENAH, WI | 45 | $ 8,215,000 | $ 182,000 | $ 106,000 |
| AUBURN-OPELIKA, AL | 44 | $ 11,210,000 | $ 254,000 | $ 117,000 |
| LANCASTER, PA | 44 | $ 9,760,000 | $ 221,000 | $ 96,000 |
| BLOOMINGTON, IL | 43 | $ 8,355,000 | $ 194,000 | $ 99,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 43 | $ 9,375,000 | $ 219,000 | $ 94,500 |
| JANESVILLE-BELOIT, WI | 43 | $ 8,825,000 | $ 205,000 | $ 110,000 |
| LAKE CHARLES, LA | 43 | $ 9,225,000 | $ 214,000 | $ 93,000 |
| WALLA WALLA, WA | 43 | $ 9,305,000 | $ 216,000 | $ 101,000 |
| MICHIGAN CITY-LA PORTE, IN | 42 | $ 5,900,000 | $ 140,000 | $ 75,000 |
| READING, PA | 42 | $ 7,550,000 | $ 179,000 | $ 80,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 41 | $ 8,525,000 | $ 207,000 | $ 91,000 |
| LUBBOCK, TX | 41 | $ 9,285,000 | $ 226,000 | $ 162,000 |
| PUEBLO, CO | 41 | $ 7,545,000 | $ 184,000 | $ 78,000 |
| SHERMAN-DENISON, TX | 41 | $ 9,345,000 | $ 227,000 | $ 136,000 |
| MORGANTOWN, WV | 40 | $ 8,810,000 | $ 220,000 | $ 109,000 |
| PANAMA CITY, FL | 39 | $ 9,225,000 | $ 236,000 | $ 151,000 |
| ELKHART-GOSHEN, IN | 38 | $ 6,960,000 | $ 183,000 | $ 92,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 38 | $ 6,210,000 | $ 163,000 | $ 70,000 |
| ROCHESTER, MN | 38 | $ 8,840,000 | $ 232,000 | $ 120,000 |
| EL CENTRO, CA | 37 | $ 8,105,000 | $ 219,000 | $ 210,000 |
| GAINESVILLE, FL | 36 | $ 7,470,000 | $ 207,000 | $ 99,000 |
| SHREVEPORT-BOSSIER CITY, LA | 36 | $ 8,320,000 | $ 231,000 | $ 93,000 |
| MONTGOMERY, AL | 35 | $ 7,975,000 | $ 227,000 | $ 110,000 |
| OCEAN CITY, NJ | 35 | $ 10,815,000 | $ 309,000 | $ 203,000 |
| SIERRA VISTA-DOUGLAS, AZ | 34 | $ 6,750,000 | $ 198,000 | $ 105,000 |
| WENATCHEE, WA | 34 | $ 11,060,000 | $ 325,000 | $ 153,000 |
| ROANOKE, VA | 33 | $ 7,745,000 | $ 234,000 | $ 85,000 |
| TYLER, TX | 33 | $ 7,825,000 | $ 237,000 | $ 147,000 |
| BAY CITY, MI | 32 | $ 4,110,000 | $ 128,000 | $ 86,000 |
| JEFFERSON CITY, MO | 32 | $ 5,430,000 | $ 169,000 | $ 67,000 |
| ROCHESTER, NY | 32 | $ 4,260,000 | $ 133,000 | $ 87,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 31 | $ 4,815,000 | $ 155,000 | $ 87,000 |
| CARBONDALE-MARION, IL | 30 | $ 4,210,000 | $ 140,000 | $ 66,000 |
| DOVER, DE | 30 | $ 7,050,000 | $ 235,000 | $ 87,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 29 | $ 8,165,000 | $ 281,000 | $ 125,000 |
| CHEYENNE, WY | 29 | $ 8,725,000 | $ 300,000 | $ 100,000 |
| POCATELLO, ID | 29 | $ 6,535,000 | $ 225,000 | $ 95,000 |
| STATE COLLEGE, PA | 29 | $ 7,575,000 | $ 261,000 | $ 139,000 |
| FLORENCE, SC | 28 | $ 4,440,000 | $ 158,000 | $ 72,000 |
| MANHATTAN, KS | 28 | $ 5,680,000 | $ 202,000 | $ 101,000 |
| VALDOSTA, GA | 28 | $ 4,420,000 | $ 157,000 | $ 64,000 |
| ROCKFORD, IL | 27 | $ 3,545,000 | $ 131,000 | $ 88,000 |
| BURLINGTON, NC | 26 | $ 5,590,000 | $ 215,000 | $ 139,000 |
| SAN ANGELO, TX | 26 | $ 5,130,000 | $ 197,000 | $ 103,000 |
| EAST STROUDSBURG, PA | 25 | $ 4,335,000 | $ 173,000 | $ 131,000 |
| MANKATO-NORTH MANKATO, MN | 25 | $ 5,015,000 | $ 200,000 | $ 110,000 |
| PARKERSBURG-VIENNA, WV | 25 | $ 3,055,000 | $ 122,000 | $ 64,000 |
| AMARILLO, TX | 24 | $ 5,660,000 | $ 235,000 | $ 114,000 |
| HARRISONBURG, VA | 24 | $ 4,980,000 | $ 207,000 | $ 88,000 |
| SPRINGFIELD, OH | 24 | $ 3,720,000 | $ 155,000 | $ 69,000 |
| COLUMBUS, GA-AL | 23 | $ 5,335,000 | $ 215,500 | $ 134,500 |
| HATTIESBURG, MS | 23 | $ 5,015,000 | $ 218,000 | $ 81,000 |
| JACKSONVILLE, NC | 23 | $ 4,895,000 | $ 212,000 | $ 98,000 |
| LEWISTON, ID-WA | 23 | $ 5,135,000 | $ 220,000 | $ 94,000 |
| MIDLAND, TX | 23 | $ 5,895,000 | $ 256,000 | $ 160,000 |
| SYRACUSE, NY | 23 | $ 5,225,000 | $ 227,000 | $ 154,000 |
| PEORIA, IL | 22 | $ 4,220,000 | $ 191,000 | $ 137,000 |
| FOND DU LAC, WI | 21 | $ 3,545,000 | $ 168,000 | $ 111,000 |
| LONGVIEW, TX | 21 | $ 3,885,000 | $ 185,000 | $ 105,000 |
| ST. JOSEPH, MO-KS | 21 | $ 4,055,000 | $ 193,000 | $ 178,000 |
| GRANTS PASS, OR | 20 | $ 5,350,000 | $ 267,000 | $ 107,000 |
| KINGSTON, NY | 20 | $ 4,460,000 | $ 223,000 | $ 142,000 |
| WARNER ROBINS, GA | 20 | $ 3,540,000 | $ 177,000 | $ 107,000 |
| GRAND FORKS, ND-MN | 19 | $ 4,125,000 | $ 212,500 | $ 80,500 |
| KANKAKEE, IL | 19 | $ 3,645,000 | $ 191,000 | $ 80,000 |
| SPRINGFIELD, IL | 19 | $ 3,335,000 | $ 175,000 | $ 84,000 |
| WHEELING, WV-OH | 19 | $ 2,585,000 | $ 137,000 | $ 73,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 18 | $ 4,450,000 | $ 247,000 | $ 148,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 18 | $ 2,740,000 | $ 152,000 | $ 58,000 |
| FORT SMITH, AR-OK | 18 | $ 3,260,000 | $ 135,500 | $ 74,000 |
| ODESSA, TX | 18 | $ 3,700,000 | $ 205,000 | $ 99,000 |
| ALEXANDRIA, LA | 17 | $ 3,465,000 | $ 203,000 | $ 80,000 |
| BRUNSWICK, GA | 17 | $ 4,835,000 | $ 284,000 | $ 145,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 17 | $ 3,335,000 | $ 196,000 | $ 79,000 |
| DOTHAN, AL | 17 | $ 3,425,000 | $ 201,000 | $ 108,000 |
| GREENVILLE, NC | 17 | $ 3,605,000 | $ 212,000 | $ 172,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 17 | $ 3,125,000 | $ 163,333 | $ 172,666 |
| LAS CRUCES, NM | 17 | $ 3,325,000 | $ 195,000 | $ 108,000 |
| MACON-BIBB COUNTY, GA | 17 | $ 3,325,000 | $ 195,000 | $ 72,000 |
| VINELAND-BRIDGETON, NJ | 16 | $ 2,830,000 | $ 176,000 | $ 88,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 16 | $ 1,830,000 | $ 111,000 | $ 60,500 |
| LEWISTON-AUBURN, ME | 15 | $ 2,775,000 | $ 185,000 | $ 63,000 |
| MIDLAND, MI | 15 | $ 2,075,000 | $ 138,000 | $ 85,000 |
| MORRISTOWN, TN | 15 | $ 3,145,000 | $ 209,000 | $ 89,000 |
| WAUSAU, WI | 15 | $ 3,085,000 | $ 205,000 | $ 166,000 |
| ABILENE, TX | 14 | $ 2,760,000 | $ 197,000 | $ 126,000 |
| BOWLING GREEN, KY | 14 | $ 2,610,000 | $ 186,000 | $ 88,000 |
| CASPER, WY | 14 | $ 3,140,000 | $ 224,000 | $ 112,000 |
| CLEVELAND, TN | 14 | $ 2,390,000 | $ 170,000 | $ 68,000 |
| KOKOMO, IN | 14 | $ 2,450,000 | $ 175,000 | $ 75,000 |
| LA CROSSE-ONALASKA, WI-MN | 13 | $ 2,565,000 | $ 197,000 | $ 89,000 |
| MANSFIELD, OH | 13 | $ 1,865,000 | $ 143,000 | $ 59,000 |
| MONROE, LA | 13 | $ 2,605,000 | $ 200,000 | $ 88,000 |
| PITTSFIELD, MA | 13 | $ 2,715,000 | $ 208,000 | $ 81,000 |
| TUSCALOOSA, AL | 13 | $ 2,345,000 | $ 180,000 | $ 88,000 |
| AMES, IA | 12 | $ 2,340,000 | $ 195,000 | $ 102,000 |
| CEDAR RAPIDS, IA | 12 | $ 2,110,000 | $ 175,000 | $ 110,000 |
| COLUMBUS, IN | 12 | $ 3,280,000 | $ 273,000 | $ 128,000 |
| DALTON, GA | 12 | $ 1,960,000 | $ 163,000 | $ 99,000 |
| ENID, OK | 12 | $ 1,610,000 | $ 134,000 | $ 84,000 |
| FARMINGTON, NM | 12 | $ 2,500,000 | $ 208,000 | $ 78,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 12 | $ 2,470,000 | $ 209,000 | $ 78,500 |
| NEW BERN, NC | 12 | $ 2,470,000 | $ 205,000 | $ 96,000 |
| ROME, GA | 12 | $ 2,160,000 | $ 180,000 | $ 81,000 |
| STAUNTON-WAYNESBORO, VA | 12 | $ 2,390,000 | $ 199,000 | $ 77,000 |
| VICTORIA, TX | 12 | $ 3,160,000 | $ 263,000 | $ 129,000 |
| BANGOR, ME | 11 | $ 2,435,000 | $ 221,000 | $ 266,000 |
| HINESVILLE, GA | 11 | $ 1,745,000 | $ 158,000 | $ 87,000 |
| IOWA CITY, IA | 11 | $ 2,205,000 | $ 200,000 | $ 111,000 |
| JOHNSON CITY, TN | 11 | $ 2,835,000 | $ 257,000 | $ 106,000 |
| MUNCIE, IN | 11 | $ 1,395,000 | $ 126,000 | $ 83,000 |
| OWENSBORO, KY | 11 | $ 1,735,000 | $ 157,000 | $ 94,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 10 | $ 1,650,000 | $ 165,000 | $ 73,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 10 | $ 2,840,000 | $ 284,000 | $ 114,000 |
| HOT SPRINGS, AR | 10 | $ 1,780,000 | $ 178,000 | $ 68,000 |
| SUMTER, SC | 10 | $ 1,890,000 | $ 189,000 | $ 125,000 |
| TERRE HAUTE, IN | 10 | $ 1,300,000 | $ 130,000 | $ 107,000 |
| FAIRBANKS, AK | 9 | $ 2,565,000 | $ 285,000 | $ 260,000 |
| GADSDEN, AL | 9 | $ 1,215,000 | $ 135,000 | $ 83,000 |
| JACKSON, TN | 9 | $ 1,595,000 | $ 177,000 | $ 120,000 |
| LEBANON, PA | 9 | $ 1,615,000 | $ 179,000 | $ 82,000 |
| TEXARKANA, TX-AR | 9 | $ 2,225,000 | $ 248,000 | $ 226,500 |
| FLORENCE-MUSCLE SHOALS, AL | 8 | $ 1,510,000 | $ 188,000 | $ 57,000 |
| GOLDSBORO, NC | 8 | $ 760,000 | $ 95,000 | $ 99,000 |
| UTICA-ROME, NY | 8 | $ 1,060,000 | $ 132,000 | $ 86,000 |
| WICHITA FALLS, TX | 8 | $ 1,590,000 | $ 198,000 | $ 139,000 |
| BECKLEY, WV | 7 | $ 945,000 | $ 135,000 | $ 63,000 |
| BINGHAMTON, NY | 7 | $ 1,505,000 | $ 215,000 | $ 125,000 |
| CHARLESTON, WV | 7 | $ 1,855,000 | $ 265,000 | $ 96,000 |
| CUMBERLAND, MD-WV | 7 | $ 535,000 | $ 84,000 | $ 85,000 |
| GRAND ISLAND, NE | 7 | $ 1,425,000 | $ 203,000 | $ 84,000 |
| LAWTON, OK | 7 | $ 1,175,000 | $ 167,000 | $ 79,000 |
| PINE BLUFF, AR | 7 | $ 1,215,000 | $ 173,000 | $ 62,000 |
| DANVILLE, IL | 6 | $ 410,000 | $ 68,000 | $ 50,000 |
| DUBUQUE, IA | 6 | $ 1,160,000 | $ 193,000 | $ 92,000 |
| GETTYSBURG, PA | 6 | $ 930,000 | $ 155,000 | $ 100,000 |
| LIMA, OH | 6 | $ 780,000 | $ 130,000 | $ 62,000 |
| DECATUR, IL | 5 | $ 685,000 | $ 137,000 | $ 88,000 |
| ROCKY MOUNT, NC | 5 | $ 1,375,000 | $ 275,000 | $ 82,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 605,000 | $ 201,000 | $ 194,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 425,000 | $ 141,000 | $ 35,000 |
| JONESBORO, AR | 2 | $ 990,000 | $ 495,000 | $ 267,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 510,000 | $ 255,000 | $ 101,000 |
| WILLIAMSPORT, PA | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank, N.A. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 103,965 | $32,638,715,000 | $313,000 | $3,005,000 | $135,000 | $8,687,000 |
| Home Purchase | 70,581 | $21,799,625,000 | $308,000 | $3,005,000 | $124,000 | $6,561,000 |
| Cash-out Refinancing | 31,371 | $9,221,365,000 | $293,000 | $2,805,000 | $123,000 | $5,684,000 |
| Other Purpose | 2,198 | $372,140,000 | $169,000 | $1,365,000 | $133,000 | $4,657,000 |
| Home Improvement | 1,531 | $173,925,000 | $113,000 | $18,445,000 | $120,000 | $3,503,000 |
| Not Applicable | 3 | $2,505,000 | $835,000 | $1,875,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 101,746 | $29,933,010,000 | $294,000 | $3,005,000 | $130,000 | $8,687,000 |
| Not applicable | 36,582 | $11,884,350,000 | $324,000 | $18,445,000 | $0 | $0 |
| Not Provided | 29,373 | $8,819,195,000 | $300,000 | $3,005,000 | $132,000 | $4,530,000 |
| Asian | 18,994 | $7,074,710,000 | $372,000 | $3,005,000 | $146,000 | $5,536,000 |
| Hispanic | 15,281 | $4,477,065,000 | $292,000 | $2,105,000 | $109,000 | $5,684,000 |
| Black or African American | 6,335 | $1,598,805,000 | $252,000 | $2,425,000 | $103,000 | $6,561,000 |
| American Indian or Alaskan Native | 563 | $156,385,000 | $277,000 | $1,685,000 | $113,000 | $903,000 |
| Native Hawaiian or Other Pacific Islander | 365 | $129,865,000 | $355,000 | $1,205,000 | $129,000 | $691,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 188,685 | $58,364,805,000 | $309,000 | $18,445,000 | $134,000 | $8,687,000 |
| FHA-insured (Federal Housing Administration) | 11,438 | $2,776,160,000 | $242,000 | $1,345,000 | $74,000 | $981,000 |
| VA-guaranteed (Veterans Administration) | 8,189 | $2,846,375,000 | $347,000 | $2,045,000 | $102,000 | $1,025,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,337 | $220,935,000 | $165,000 | $655,000 | $54,000 | $226,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 121,216 | $36,792,330,000 | $303,000 | $18,445,000 | $132,000 | $5,288,000 |
| Loan Purchased By The Institution | 36,578 | $11,864,320,000 | $324,000 | $1,995,000 | $0 | $0 |
| Application Denied By Financial Institution | 26,245 | $7,969,315,000 | $303,000 | $2,805,000 | $118,000 | $8,687,000 |
| Application Withdrawn By Applicant | 19,861 | $6,059,115,000 | $305,000 | $3,005,000 | $132,000 | $6,561,000 |
| File Closed For Incompleteness | 3,953 | $1,072,545,000 | $271,000 | $3,005,000 | $126,000 | $2,400,000 |
| Application Approved But Not Accepted | 1,796 | $450,650,000 | $250,000 | $2,005,000 | $124,000 | $1,135,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 183,404 | $56,238,960,000 | $306,000 | $18,445,000 | $131,000 | $6,561,000 |
| Credit Application Incomplete | 14,144 | $4,452,320,000 | $314,000 | $2,805,000 | $131,000 | $4,530,000 |
| Debt-To-Income Ratio | 5,755 | $1,764,315,000 | $306,000 | $2,505,000 | $81,000 | $979,000 |
| Collateral | 2,132 | $573,290,000 | $268,000 | $2,775,000 | $128,000 | $3,223,000 |
| Credit History | 1,876 | $417,430,000 | $222,000 | $2,505,000 | $108,000 | $8,687,000 |
| Other | 1,816 | $600,610,000 | $330,000 | $2,255,000 | $140,000 | $2,882,000 |
| Unverifiable Information | 276 | $89,590,000 | $324,000 | $1,565,000 | $135,000 | $1,684,000 |
| Employment History | 153 | $45,305,000 | $296,000 | $2,005,000 | $85,000 | $829,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 85 | $24,545,000 | $288,000 | $805,000 | $111,000 | $495,000 |
| Mortgage Insurance Denied | 8 | $1,910,000 | $238,000 | $575,000 | $99,000 | $149,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.