Flagstar Bank NA Mortgage Lending & HMDA Data, 2020

In 2020, Flagstar Bank NA of Troy, MI reported 209,649 mortgage applications totaling $64.2 billion, up 36% from 2019. The average application was for $306,265, and applicants reported an average income of $129,370. 58% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (11,532), Riverside-San Bernardino-Ontario, CA (9,668) and Warren-Troy-Farmington Hills, MI (7,904) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 209,649
Total Mortgage Loan Application Amount $64,208,275,000
Average Mortgage Loan Application Amount $306,265
Highest Mortgage Loan Application Amount $18,445,000
Average Applicant Income $129,370
Highest Applicant Income $8,687,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 11,532 $ 4,805,840,000 $ 416,739 $ 145,000
Maricopa, Arizona 5,738 $ 1,691,510,000 $ 294,790 $ 125,000
Orange, California 5,734 $ 2,557,850,000 $ 446,084 $ 163,000
Riverside, California 4,957 $ 1,641,205,000 $ 331,088 $ 134,000
San Bernardino, California 4,711 $ 1,454,915,000 $ 308,833 $ 120,000
San Diego, California 4,652 $ 2,004,310,000 $ 430,849 $ 153,000
Oakland, Michigan 4,320 $ 1,036,550,000 $ 239,942 $ 125,000
Harris, Texas 2,959 $ 829,825,000 $ 280,441 $ 145,000
Wayne, Michigan 2,783 $ 499,395,000 $ 179,444 $ 97,000
Macomb, Michigan 2,748 $ 488,420,000 $ 177,736 $ 80,000
Santa Clara, California 2,465 $ 1,354,145,000 $ 549,348 $ 219,000
Clark, Nevada 2,397 $ 688,185,000 $ 287,102 $ 127,000
Sacramento, California 2,381 $ 774,955,000 $ 325,474 $ 134,000
Cook, Illinois 2,113 $ 569,615,000 $ 269,576 $ 123,000
King, Washington 2,106 $ 926,420,000 $ 439,895 $ 167,000
Palm Beach, Florida 1,965 $ 607,035,000 $ 308,923 $ 146,000
Broward, Florida 1,924 $ 585,640,000 $ 304,386 $ 137,000
Alameda, California 1,846 $ 864,650,000 $ 468,391 $ 176,000
Miami-Dade, Florida 1,753 $ 526,785,000 $ 300,504 $ 141,000
Contra Costa, California 1,543 $ 710,825,000 $ 460,677 $ 171,000
San Luis Obispo, California 1,474 $ 701,580,000 $ 475,970 $ 188,000
Salt Lake, Utah 1,468 $ 446,180,000 $ 303,937 $ 110,000
Sonoma, California 1,442 $ 614,630,000 $ 426,234 $ 153,000
Hennepin, Minnesota 1,423 $ 406,485,000 $ 285,653 $ 134,000
Ventura, California 1,336 $ 570,030,000 $ 426,669 $ 152,000
Santa Cruz, California 1,306 $ 689,040,000 $ 527,595 $ 199,000
Ada, Idaho 1,279 $ 361,575,000 $ 282,701 $ 113,000
Placer, California 1,136 $ 460,510,000 $ 405,378 $ 178,000
San Mateo, California 1,063 $ 624,985,000 $ 587,944 $ 215,000
Fort Bend, Texas 1,058 $ 303,760,000 $ 287,107 $ 144,000
Orange, Florida 1,024 $ 267,850,000 $ 261,572 $ 114,000
Solano, California 1,011 $ 362,225,000 $ 358,283 $ 130,000
Fresno, California 974 $ 278,250,000 $ 285,677 $ 141,000
Multnomah, Oregon 913 $ 304,785,000 $ 333,828 $ 133,000
Johnson, Kansas 911 $ 245,835,000 $ 269,851 $ 121,000
Montgomery, Texas 908 $ 255,150,000 $ 281,002 $ 145,000
Clark, Washington 899 $ 291,415,000 $ 324,154 $ 130,000
Collin, Texas 859 $ 259,595,000 $ 302,206 $ 145,000
Utah, Utah 854 $ 255,870,000 $ 299,613 $ 111,000
Pima, Arizona 840 $ 207,100,000 $ 246,547 $ 111,000
Lee, Florida 835 $ 222,035,000 $ 265,910 $ 141,000
Dallas, Texas 812 $ 227,010,000 $ 279,568 $ 131,000
San Francisco, California 804 $ 528,210,000 $ 656,977 $ 226,000
Spokane, Washington 802 $ 203,430,000 $ 253,653 $ 102,000
Jefferson, Colorado 800 $ 276,490,000 $ 345,612 $ 131,000
Montgomery, Maryland 799 $ 313,125,000 $ 391,896 $ 154,000
Marion, Indiana 774 $ 163,880,000 $ 211,731 $ 99,000
Arapahoe, Colorado 773 $ 253,665,000 $ 328,156 $ 121,000
Mecklenburg, North Carolina 763 $ 214,955,000 $ 281,723 $ 139,000
Ingham, Michigan 756 $ 116,560,000 $ 154,179 $ 84,000
Hillsborough, Florida 745 $ 193,485,000 $ 259,711 $ 116,000
Douglas, Colorado 739 $ 269,375,000 $ 364,512 $ 140,000
Travis, Texas 728 $ 271,060,000 $ 372,335 $ 187,000
Napa, California 725 $ 305,045,000 $ 420,751 $ 146,000
Lane, Oregon 725 $ 203,865,000 $ 281,193 $ 125,000
Washoe, Nevada 698 $ 224,340,000 $ 321,404 $ 131,000
Denton, Texas 689 $ 209,585,000 $ 304,187 $ 145,000
Tarrant, Texas 689 $ 173,715,000 $ 252,126 $ 126,000
Denver, Colorado 686 $ 242,360,000 $ 353,294 $ 137,000
Fairfax, Virginia 678 $ 286,480,000 $ 422,536 $ 158,000
Davis, Utah 673 $ 203,155,000 $ 301,864 $ 105,000
Snohomish, Washington 666 $ 245,550,000 $ 368,693 $ 131,000
San Joaquin, California 659 $ 220,745,000 $ 334,969 $ 126,000
Wake, North Carolina 644 $ 192,970,000 $ 299,642 $ 141,000
Fulton, Georgia 643 $ 212,135,000 $ 329,914 $ 174,000
Providence, Rhode Island 639 $ 183,545,000 $ 287,237 $ 133,000
Kent, Michigan 633 $ 112,475,000 $ 177,685 $ 82,000
Ocean, New Jersey 632 $ 206,540,000 $ 326,803 $ 167,000
Clackamas, Oregon 624 $ 215,340,000 $ 345,096 $ 132,000
Middlesex, Massachusetts 618 $ 239,950,000 $ 388,268 $ 152,000
Allen, Indiana 613 $ 70,055,000 $ 114,282 $ 66,000
Hamilton, Indiana 604 $ 162,260,000 $ 268,642 $ 120,000
Nassau, New York 602 $ 271,480,000 $ 450,963 $ 156,000
Washington, Oregon 602 $ 195,290,000 $ 324,401 $ 140,000
Jackson, Missouri 600 $ 130,910,000 $ 218,183 $ 103,000
Pierce, Washington 600 $ 195,900,000 $ 326,500 $ 124,000
Cobb, Georgia 596 $ 169,880,000 $ 285,033 $ 128,000
St. Louis, Missouri 593 $ 147,255,000 $ 248,322 $ 120,000
Mohave, Arizona 588 $ 151,280,000 $ 257,278 $ 131,000
Livingston, Michigan 575 $ 130,965,000 $ 227,765 $ 107,000
Pinellas, Florida 563 $ 151,215,000 $ 268,587 $ 129,000
Washtenaw, Michigan 560 $ 134,240,000 $ 239,714 $ 132,000
DuPage, Illinois 557 $ 150,515,000 $ 270,224 $ 121,000
Gwinnett, Georgia 549 $ 132,205,000 $ 240,810 $ 103,000
Jackson, Michigan 540 $ 76,030,000 $ 140,796 $ 84,000
Shasta, California 533 $ 146,265,000 $ 274,418 $ 114,000
Bexar, Texas 513 $ 128,775,000 $ 251,023 $ 164,000
Canyon, Idaho 509 $ 123,175,000 $ 241,994 $ 85,000
Will, Illinois 496 $ 122,350,000 $ 246,673 $ 115,000
Adams, Colorado 486 $ 153,720,000 $ 316,296 $ 117,000
Nevada, California 485 $ 169,805,000 $ 350,113 $ 154,000
Horry, South Carolina 485 $ 102,495,000 $ 211,329 $ 96,000
El Paso, Colorado 475 $ 139,385,000 $ 293,442 $ 108,000
Kern, California 466 $ 119,560,000 $ 256,566 $ 119,000
Bernalillo, New Mexico 463 $ 118,825,000 $ 256,641 $ 122,000
St. Lucie, Florida 459 $ 107,255,000 $ 233,671 $ 111,000
Larimer, Colorado 452 $ 142,520,000 $ 315,309 $ 121,000
Douglas, Nebraska 451 $ 101,055,000 $ 224,068 $ 113,000
Franklin, Ohio 448 $ 93,030,000 $ 207,656 $ 95,000
Seminole, Florida 445 $ 117,915,000 $ 264,977 $ 117,000
Suffolk, New York 445 $ 181,105,000 $ 406,977 $ 157,000
Brown, Wisconsin 438 $ 89,430,000 $ 204,178 $ 96,000
Collier, Florida 432 $ 142,850,000 $ 330,671 $ 181,000
Volusia, Florida 432 $ 94,630,000 $ 219,050 $ 103,000
Queens, New York 431 $ 219,345,000 $ 508,921 $ 124,000
Thurston, Washington 430 $ 137,260,000 $ 319,209 $ 140,000
Pinal, Arizona 428 $ 98,900,000 $ 231,074 $ 87,000
Lake, Illinois 425 $ 108,645,000 $ 255,635 $ 124,000
Sarasota, Florida 423 $ 115,385,000 $ 272,777 $ 131,000
Genesee, Michigan 419 $ 63,525,000 $ 151,610 $ 81,000
Benton, Washington 412 $ 114,270,000 $ 277,354 $ 126,000
Honolulu, Hawaii 411 $ 196,195,000 $ 477,360 $ 144,000
Dakota, Minnesota 396 $ 105,930,000 $ 267,500 $ 115,000
Tulare, California 394 $ 101,070,000 $ 256,522 $ 118,000
El Dorado, California 389 $ 150,265,000 $ 386,285 $ 182,000
Marin, California 387 $ 235,285,000 $ 607,971 $ 219,000
Bergen, New Jersey 384 $ 142,470,000 $ 371,015 $ 146,000
Waukesha, Wisconsin 383 $ 104,985,000 $ 274,112 $ 127,000
Monmouth, New Jersey 382 $ 132,460,000 $ 346,753 $ 191,000
Brevard, Florida 379 $ 94,635,000 $ 249,696 $ 119,000
Kings, New York 378 $ 212,070,000 $ 561,031 $ 173,000
Manatee, Florida 376 $ 108,860,000 $ 289,521 $ 139,000
Milwaukee, Wisconsin 376 $ 80,480,000 $ 214,042 $ 108,000
Anoka, Minnesota 375 $ 96,735,000 $ 257,960 $ 107,000
Charleston, South Carolina 372 $ 126,550,000 $ 340,188 $ 147,000
Williamson, Texas 370 $ 100,480,000 $ 271,567 $ 142,000
Essex, Massachusetts 368 $ 132,490,000 $ 360,027 $ 127,000
Stanislaus, California 359 $ 101,895,000 $ 283,830 $ 124,000
St. Charles, Missouri 358 $ 86,140,000 $ 240,614 $ 116,000
Weld, Colorado 357 $ 108,835,000 $ 304,859 $ 111,000
Davidson, Tennessee 354 $ 109,570,000 $ 309,519 $ 140,000
Loudoun, Virginia 352 $ 152,740,000 $ 433,920 $ 139,000
Ramsey, Minnesota 348 $ 85,140,000 $ 244,655 $ 110,000
Polk, Florida 345 $ 69,065,000 $ 200,188 $ 83,000
Greenville, South Carolina 345 $ 82,975,000 $ 240,507 $ 92,000
Marion, Oregon 343 $ 91,695,000 $ 267,332 $ 107,000
Deschutes, Oregon 342 $ 110,940,000 $ 324,385 $ 149,000
Norfolk, Massachusetts 337 $ 125,945,000 $ 373,724 $ 138,000
Monterey, California 336 $ 155,190,000 $ 461,875 $ 180,000
Wright, Minnesota 331 $ 86,205,000 $ 260,438 $ 105,000
Weber, Utah 326 $ 88,280,000 $ 270,797 $ 103,000
Prince George's, Maryland 320 $ 99,510,000 $ 310,968 $ 128,000
Plymouth, Massachusetts 318 $ 109,580,000 $ 344,591 $ 124,000
Worcester, Massachusetts 316 $ 87,670,000 $ 277,436 $ 113,000
Baltimore, Maryland 310 $ 82,610,000 $ 266,483 $ 109,000
Ottawa, Michigan 309 $ 52,365,000 $ 169,466 $ 86,000
Washington, Minnesota 308 $ 90,060,000 $ 292,402 $ 130,000
Anne Arundel, Maryland 302 $ 99,840,000 $ 330,596 $ 128,000
Middlesex, New Jersey 302 $ 95,820,000 $ 317,284 $ 126,000
DeKalb, Georgia 301 $ 90,585,000 $ 300,946 $ 133,000
New Haven, Connecticut 299 $ 65,525,000 $ 219,147 $ 102,000
Forsyth, Georgia 297 $ 89,345,000 $ 300,824 $ 125,000
Hartford, Connecticut 295 $ 68,905,000 $ 233,576 $ 110,000
Sedgwick, Kansas 291 $ 51,435,000 $ 176,752 $ 88,000
Eaton, Michigan 283 $ 46,615,000 $ 164,717 $ 83,000
Duval, Florida 282 $ 67,500,000 $ 239,361 $ 121,000
Prince William, Virginia 281 $ 97,035,000 $ 345,320 $ 108,000
Fairfield, Connecticut 276 $ 93,970,000 $ 340,471 $ 155,000
Galveston, Texas 274 $ 69,550,000 $ 253,832 $ 161,000
Oklahoma, Oklahoma 271 $ 61,665,000 $ 227,546 $ 140,000
Washington, Utah 270 $ 78,380,000 $ 290,296 $ 118,000
Bristol, Massachusetts 269 $ 78,385,000 $ 291,394 $ 105,000
Osceola, Florida 266 $ 61,780,000 $ 232,255 $ 96,000
Kane, Illinois 266 $ 62,510,000 $ 235,000 $ 112,000
Pasco, Florida 265 $ 61,425,000 $ 231,792 $ 108,000
Santa Barbara, California 264 $ 104,620,000 $ 396,287 $ 155,000
Cherokee, Georgia 261 $ 70,005,000 $ 268,218 $ 111,000
Lake, Florida 256 $ 64,020,000 $ 250,078 $ 103,000
Bonneville, Idaho 253 $ 59,245,000 $ 234,169 $ 92,000
Howard, Maryland 252 $ 91,670,000 $ 363,769 $ 135,000
Kootenai, Idaho 251 $ 68,985,000 $ 274,840 $ 102,000
Kalamazoo, Michigan 247 $ 41,515,000 $ 168,076 $ 81,000
Camden, Missouri 243 $ 50,005,000 $ 205,781 $ 140,000
Philadelphia, Pennsylvania 239 $ 61,135,000 $ 255,794 $ 117,000
Boulder, Colorado 238 $ 92,450,000 $ 388,445 $ 150,000
Saratoga, New York 233 $ 65,835,000 $ 282,553 $ 120,000
McHenry, Illinois 232 $ 50,810,000 $ 219,008 $ 101,000
Webb, Texas 227 $ 47,515,000 $ 209,317 $ 110,000
Montgomery, Tennessee 226 $ 50,190,000 $ 222,079 $ 88,000
Allegheny, Pennsylvania 225 $ 50,095,000 $ 222,644 $ 120,000
Brazoria, Texas 220 $ 51,280,000 $ 233,090 $ 128,000
St. Johns, Florida 217 $ 67,795,000 $ 312,419 $ 141,000
Rockland, New York 216 $ 84,160,000 $ 389,629 $ 172,000
Yolo, California 212 $ 69,140,000 $ 326,132 $ 130,000
Lincoln, New Mexico 211 $ 53,775,000 $ 254,857 $ 173,000
Burlington, New Jersey 207 $ 50,285,000 $ 242,922 $ 132,000
Rutherford, Tennessee 201 $ 52,515,000 $ 261,268 $ 102,000
Dane, Wisconsin 198 $ 54,810,000 $ 276,818 $ 112,000
Blair, Pennsylvania 194 $ 30,390,000 $ 156,649 $ 75,000
Yavapai, Arizona 193 $ 55,505,000 $ 287,590 $ 110,000
St. Tammany, Louisiana 192 $ 48,120,000 $ 250,625 $ 114,000
Essex, New Jersey 192 $ 68,350,000 $ 355,989 $ 151,000
Shelby, Tennessee 188 $ 45,750,000 $ 243,351 $ 139,000
Sarpy, Nebraska 187 $ 43,855,000 $ 234,518 $ 119,000
Klamath, Oregon 187 $ 39,595,000 $ 211,737 $ 104,000
Jefferson, Kentucky 186 $ 41,880,000 $ 225,161 $ 107,000
Rockingham, New Hampshire 185 $ 53,375,000 $ 288,513 $ 131,000
DeSoto, Mississippi 183 $ 42,055,000 $ 229,808 $ 108,000
Hendricks, Indiana 181 $ 40,255,000 $ 222,403 $ 93,000
Suffolk, Massachusetts 181 $ 76,615,000 $ 423,287 $ 148,000
Williamson, Tennessee 181 $ 70,535,000 $ 389,696 $ 166,000
Kent, Rhode Island 180 $ 48,530,000 $ 269,611 $ 126,000
Morris, New Jersey 179 $ 64,255,000 $ 358,966 $ 156,000
Sheboygan, Wisconsin 178 $ 31,450,000 $ 176,685 $ 88,000
Spartanburg, South Carolina 177 $ 34,175,000 $ 193,079 $ 78,000
Clay, Missouri 176 $ 39,460,000 $ 224,204 $ 113,000
York, South Carolina 176 $ 46,810,000 $ 265,965 $ 114,000
Martin, Florida 175 $ 50,395,000 $ 287,971 $ 146,000
Kitsap, Washington 175 $ 59,295,000 $ 338,828 $ 159,000
Marion, Florida 173 $ 29,275,000 $ 169,219 $ 89,000
Linn, Oregon 172 $ 43,680,000 $ 253,953 $ 89,000
Madison, Alabama 170 $ 38,650,000 $ 227,352 $ 102,000
Washington, Rhode Island 170 $ 53,960,000 $ 317,411 $ 151,000
Jefferson, Louisiana 169 $ 36,935,000 $ 218,550 $ 96,000
Frederick, Maryland 169 $ 55,475,000 $ 328,254 $ 125,000
Montgomery, Pennsylvania 168 $ 45,150,000 $ 268,750 $ 131,000
Westchester, New York 167 $ 66,275,000 $ 396,856 $ 187,000
Elko, Nevada 166 $ 33,690,000 $ 202,951 $ 87,000
Benton, Arkansas 164 $ 40,890,000 $ 249,329 $ 132,000
Scott, Minnesota 164 $ 45,770,000 $ 279,085 $ 116,000
Chatham, Georgia 163 $ 37,085,000 $ 227,515 $ 100,000
Clinton, Michigan 162 $ 31,980,000 $ 197,407 $ 99,000
Camden, New Jersey 162 $ 36,020,000 $ 222,345 $ 128,000
Flathead, Montana 161 $ 45,145,000 $ 280,403 $ 106,000
Santa Fe, New Mexico 161 $ 51,865,000 $ 322,142 $ 120,000
Orange, New York 160 $ 47,740,000 $ 298,375 $ 160,000
Cache, Utah 160 $ 40,120,000 $ 250,750 $ 92,000
St. Clair, Michigan 158 $ 33,160,000 $ 209,873 $ 118,000
Fayette, Kentucky 157 $ 30,655,000 $ 195,254 $ 92,000
Passaic, New Jersey 157 $ 49,615,000 $ 316,019 $ 145,000
District of Columbia, District Of Columbia 153 $ 70,055,000 $ 457,875 $ 174,000
Union, New Jersey 153 $ 51,355,000 $ 335,653 $ 144,000
Burleigh, North Dakota 153 $ 41,305,000 $ 269,967 $ 104,000
Kendall, Illinois 152 $ 35,750,000 $ 235,197 $ 126,000
Cumberland, Maine 151 $ 44,035,000 $ 291,622 $ 124,000
Cuyahoga, Ohio 151 $ 27,715,000 $ 183,543 $ 112,000
Litchfield, Connecticut 147 $ 35,525,000 $ 241,666 $ 100,000
Cabarrus, North Carolina 147 $ 36,755,000 $ 250,034 $ 123,000
Hidalgo, Texas 147 $ 33,075,000 $ 225,000 $ 148,000
Minnehaha, South Dakota 146 $ 31,990,000 $ 219,109 $ 93,000
Taos, New Mexico 145 $ 41,795,000 $ 288,241 $ 146,000
Lake, California 144 $ 39,500,000 $ 274,305 $ 100,000
Hawaii, Hawaii 144 $ 54,190,000 $ 376,319 $ 131,000
Hudson, New Jersey 144 $ 57,670,000 $ 400,486 $ 158,000
Madison, Illinois 143 $ 27,695,000 $ 193,671 $ 123,000
Hillsborough, New Hampshire 143 $ 38,855,000 $ 271,713 $ 149,000
Bell, Texas 143 $ 29,245,000 $ 204,510 $ 117,000
Buncombe, North Carolina 142 $ 46,780,000 $ 329,436 $ 180,000
East Baton Rouge, Louisiana 141 $ 37,885,000 $ 268,687 $ 126,000
Wilson, Tennessee 140 $ 38,030,000 $ 271,642 $ 133,000
Berrien, Michigan 139 $ 20,925,000 $ 150,539 $ 81,000
Sherburne, Minnesota 137 $ 33,285,000 $ 242,956 $ 95,000
Richmond, New York 137 $ 58,815,000 $ 429,306 $ 137,000
Johnson, Indiana 135 $ 28,225,000 $ 209,074 $ 89,000
Crow Wing, Minnesota 135 $ 30,945,000 $ 229,222 $ 135,000
Lee, Georgia 134 $ 27,640,000 $ 206,268 $ 105,000
Jefferson, Alabama 132 $ 28,720,000 $ 217,575 $ 93,000
Coconino, Arizona 132 $ 40,580,000 $ 307,424 $ 174,000
Polk, Iowa 132 $ 27,940,000 $ 211,666 $ 101,000
Carver, Minnesota 132 $ 42,350,000 $ 320,833 $ 132,000
Durham, North Carolina 132 $ 32,740,000 $ 248,030 $ 116,000
Union, North Carolina 132 $ 40,870,000 $ 309,621 $ 149,000
Hays, Texas 132 $ 41,460,000 $ 314,090 $ 154,000
Orleans, Louisiana 131 $ 38,115,000 $ 290,954 $ 145,000
Sandoval, New Mexico 130 $ 35,340,000 $ 271,846 $ 110,000
Monroe, Florida 129 $ 55,295,000 $ 428,643 $ 207,000
Calhoun, Michigan 129 $ 15,725,000 $ 121,899 $ 65,000
St. Clair, Illinois 128 $ 24,080,000 $ 188,125 $ 152,000
York, Maine 128 $ 29,740,000 $ 232,343 $ 90,000
Dorchester, South Carolina 128 $ 32,390,000 $ 253,046 $ 92,000
Franklin, Washington 127 $ 33,485,000 $ 263,661 $ 114,000
Clark, Indiana 126 $ 28,470,000 $ 225,952 $ 90,000
Harford, Maryland 125 $ 35,195,000 $ 281,560 $ 127,000
Delaware, Ohio 125 $ 34,865,000 $ 278,920 $ 126,000
Hall, Georgia 124 $ 34,060,000 $ 274,677 $ 122,000
Bucks, Pennsylvania 124 $ 35,630,000 $ 287,338 $ 133,000
Lee, Mississippi 122 $ 22,030,000 $ 180,573 $ 79,000
Hamilton, Tennessee 121 $ 28,705,000 $ 237,231 $ 113,000
Baltimore City, Maryland 119 $ 27,285,000 $ 229,285 $ 127,000
Bristol, Rhode Island 119 $ 40,435,000 $ 339,789 $ 158,000
Lake, Indiana 118 $ 27,410,000 $ 232,288 $ 104,000
Monroe, Michigan 118 $ 20,520,000 $ 173,898 $ 87,000
Cumberland, Pennsylvania 117 $ 25,945,000 $ 221,752 $ 90,000
Ozaukee, Wisconsin 117 $ 34,635,000 $ 296,025 $ 136,000
Forsyth, North Carolina 116 $ 27,890,000 $ 240,431 $ 127,000
Summit, Ohio 115 $ 21,405,000 $ 186,130 $ 109,000
Yellowstone, Montana 114 $ 26,120,000 $ 229,122 $ 88,000
Anchorage, Alaska 113 $ 38,875,000 $ 344,026 $ 138,000
Gallatin, Montana 113 $ 34,035,000 $ 301,194 $ 117,000
Gloucester, New Jersey 113 $ 25,055,000 $ 221,725 $ 126,000
Lexington, South Carolina 113 $ 23,405,000 $ 207,123 $ 93,000
Oconto, Wisconsin 113 $ 20,695,000 $ 183,141 $ 95,000
Cass, Missouri 112 $ 23,740,000 $ 211,964 $ 90,000
Erie, Pennsylvania 112 $ 16,410,000 $ 146,517 $ 71,000
Chester, Pennsylvania 110 $ 35,500,000 $ 322,727 $ 195,000
Westmoreland, Pennsylvania 110 $ 19,550,000 $ 177,727 $ 79,000
Cumberland, Tennessee 110 $ 18,330,000 $ 166,636 $ 70,000
Sumner, Tennessee 110 $ 32,050,000 $ 291,363 $ 110,000
Tooele, Utah 110 $ 30,980,000 $ 281,636 $ 98,000
Madera, California 109 $ 28,985,000 $ 265,917 $ 119,000
St. Louis City, Missouri 109 $ 20,875,000 $ 191,513 $ 101,000
Kings, California 108 $ 29,100,000 $ 269,444 $ 100,000
Merced, California 107 $ 25,305,000 $ 236,495 $ 100,000
Lafayette, Louisiana 106 $ 21,190,000 $ 199,905 $ 93,000
Jackson, Oregon 106 $ 31,160,000 $ 293,962 $ 117,000
Fayette, Georgia 105 $ 30,525,000 $ 290,714 $ 131,000
Cascade, Montana 105 $ 21,855,000 $ 208,142 $ 87,000
Berkeley, South Carolina 105 $ 23,255,000 $ 221,476 $ 84,000
Butte, California 104 $ 32,260,000 $ 310,192 $ 153,000
New Castle, Delaware 104 $ 25,970,000 $ 249,711 $ 109,000
Paulding, Georgia 104 $ 23,070,000 $ 221,826 $ 87,000
St. Joseph, Indiana 104 $ 12,590,000 $ 121,057 $ 69,000
Barnstable, Massachusetts 104 $ 34,100,000 $ 327,884 $ 169,000
Missoula, Montana 104 $ 30,160,000 $ 290,000 $ 157,000
Comal, Texas 104 $ 33,550,000 $ 322,596 $ 158,000
Charlotte, Florida 103 $ 23,675,000 $ 229,854 $ 116,000
Lapeer, Michigan 103 $ 19,405,000 $ 188,398 $ 95,000
Navajo, Arizona 102 $ 24,420,000 $ 239,411 $ 113,000
Broomfield, Colorado 102 $ 35,720,000 $ 350,196 $ 155,000
Brazos, Texas 102 $ 26,120,000 $ 256,078 $ 144,000
Lancaster, Nebraska 101 $ 22,125,000 $ 219,059 $ 107,000
Floyd, Indiana 100 $ 23,720,000 $ 237,200 $ 112,000
Ascension, Louisiana 99 $ 24,715,000 $ 249,646 $ 98,000
Eau Claire, Wisconsin 99 $ 16,495,000 $ 166,616 $ 87,000
Lincoln, Oregon 98 $ 26,610,000 $ 271,530 $ 93,000
Val Verde, Texas 98 $ 16,390,000 $ 167,244 $ 83,000
Sussex, Delaware 97 $ 26,365,000 $ 271,804 $ 150,000
Kenosha, Wisconsin 97 $ 20,495,000 $ 211,288 $ 90,000
Mercer, New Jersey 96 $ 23,000,000 $ 239,583 $ 142,000
Somerset, New Jersey 96 $ 32,780,000 $ 341,458 $ 164,000
Henrico, Virginia 96 $ 26,130,000 $ 272,187 $ 111,000
Dougherty, Georgia 95 $ 15,255,000 $ 160,578 $ 81,000
Iredell, North Carolina 95 $ 25,655,000 $ 270,052 $ 126,000
Delaware, Pennsylvania 95 $ 21,755,000 $ 229,000 $ 119,000
Rowan, North Carolina 94 $ 16,900,000 $ 179,787 $ 78,000
Boone, Indiana 93 $ 26,685,000 $ 286,935 $ 121,000
Guilford, North Carolina 93 $ 22,425,000 $ 241,129 $ 123,000
Yakima, Washington 93 $ 19,715,000 $ 211,989 $ 88,000
Highlands, Florida 92 $ 14,750,000 $ 160,326 $ 77,000
Allegan, Michigan 92 $ 15,670,000 $ 170,326 $ 86,000
Greene, Missouri 92 $ 19,020,000 $ 206,739 $ 78,000
Marinette, Wisconsin 92 $ 11,700,000 $ 127,173 $ 75,000
Platte, Missouri 91 $ 25,865,000 $ 284,230 $ 156,000
Polk, Oregon 91 $ 25,045,000 $ 275,219 $ 102,000
Jefferson, Missouri 90 $ 19,410,000 $ 215,666 $ 89,000
Escambia, Florida 89 $ 20,735,000 $ 232,977 $ 112,000
Maui, Hawaii 89 $ 45,545,000 $ 511,741 $ 188,000
Racine, Wisconsin 89 $ 19,345,000 $ 217,359 $ 89,000
St. Croix, Wisconsin 88 $ 21,420,000 $ 243,409 $ 100,000
St. Joseph, Michigan 87 $ 12,065,000 $ 138,678 $ 72,000
Cape Girardeau, Missouri 87 $ 15,565,000 $ 178,908 $ 93,000
Virginia Beach, Virginia 87 $ 24,475,000 $ 281,321 $ 102,000
Lincoln, Wyoming 87 $ 24,195,000 $ 278,103 $ 131,000
Park, Montana 86 $ 24,020,000 $ 279,302 $ 111,000
Richland, South Carolina 86 $ 18,760,000 $ 218,139 $ 88,000
Box Elder, Utah 86 $ 21,370,000 $ 248,488 $ 92,000
Stafford, Virginia 86 $ 27,100,000 $ 315,116 $ 113,000
Jefferson, Idaho 85 $ 25,305,000 $ 297,705 $ 93,000
Outagamie, Wisconsin 85 $ 18,705,000 $ 220,058 $ 107,000
Washington, Wisconsin 85 $ 21,745,000 $ 255,823 $ 124,000
Pottawattamie, Iowa 84 $ 18,760,000 $ 223,333 $ 88,000
Flagler, Florida 83 $ 19,945,000 $ 240,301 $ 101,000
Douglas, Kansas 83 $ 19,725,000 $ 237,650 $ 115,000
Erie, New York 83 $ 15,885,000 $ 191,385 $ 101,000
Hamilton, Ohio 83 $ 16,215,000 $ 195,361 $ 103,000
Chesterfield, Virginia 83 $ 21,815,000 $ 262,831 $ 94,000
Baldwin, Alabama 82 $ 18,170,000 $ 221,585 $ 146,000
Shelby, Alabama 82 $ 19,990,000 $ 243,780 $ 103,000
Lenawee, Michigan 82 $ 13,510,000 $ 164,756 $ 81,000
Pontotoc, Mississippi 82 $ 15,950,000 $ 194,512 $ 82,000
New Hanover, North Carolina 82 $ 21,410,000 $ 261,097 $ 119,000
Watauga, North Carolina 82 $ 23,710,000 $ 289,146 $ 156,000
Yamhill, Oregon 82 $ 22,640,000 $ 276,097 $ 106,000
Hampden, Massachusetts 81 $ 17,255,000 $ 213,024 $ 105,000
Dickinson, Michigan 81 $ 9,825,000 $ 121,296 $ 87,000
Bronx, New York 81 $ 31,675,000 $ 391,049 $ 134,000
Jefferson, Texas 81 $ 16,045,000 $ 198,086 $ 108,000
Shiawassee, Michigan 80 $ 10,950,000 $ 136,875 $ 71,000
Lincoln, South Dakota 80 $ 21,170,000 $ 264,625 $ 97,000
Whatcom, Washington 80 $ 27,050,000 $ 338,125 $ 129,000
Sutter, California 79 $ 20,205,000 $ 255,759 $ 104,000
Hernando, Florida 79 $ 16,285,000 $ 206,139 $ 84,000
Carbon, Montana 79 $ 20,185,000 $ 255,506 $ 122,000
Indian River, Florida 78 $ 16,950,000 $ 217,307 $ 97,000
Morrison, Minnesota 78 $ 15,480,000 $ 198,461 $ 100,000
Mesa, Colorado 77 $ 21,915,000 $ 284,610 $ 115,000
Albany, New York 77 $ 18,755,000 $ 243,571 $ 126,000
Dutchess, New York 77 $ 20,625,000 $ 267,857 $ 124,000
Fairfield, Ohio 77 $ 18,115,000 $ 235,259 $ 95,000
Walworth, Wisconsin 77 $ 17,755,000 $ 230,584 $ 106,000
Carroll, Maryland 76 $ 24,410,000 $ 321,184 $ 109,000
Rockwall, Texas 76 $ 21,630,000 $ 284,605 $ 132,000
Arlington, Virginia 76 $ 34,550,000 $ 454,605 $ 186,000
Henry, Georgia 75 $ 16,295,000 $ 217,266 $ 103,000
Ellis, Texas 75 $ 22,615,000 $ 301,533 $ 144,000
Kaufman, Texas 75 $ 17,005,000 $ 226,733 $ 103,000
Walker, Texas 75 $ 18,245,000 $ 243,266 $ 106,000
Chippewa, Wisconsin 75 $ 12,135,000 $ 161,800 $ 75,000
Hancock, Indiana 74 $ 15,010,000 $ 202,837 $ 97,000
Wyandotte, Kansas 74 $ 12,440,000 $ 168,108 $ 92,000
Lehigh, Pennsylvania 74 $ 16,190,000 $ 218,783 $ 122,000
Cowlitz, Washington 74 $ 21,880,000 $ 295,675 $ 113,000
Columbia, Georgia 73 $ 17,675,000 $ 242,123 $ 113,000
Ward, North Dakota 73 $ 15,725,000 $ 215,410 $ 96,000
Calaveras, California 72 $ 20,270,000 $ 281,527 $ 147,000
Tuolumne, California 72 $ 16,740,000 $ 232,500 $ 128,000
Mendocino, California 71 $ 25,095,000 $ 353,450 $ 137,000
El Paso, Texas 71 $ 13,245,000 $ 186,549 $ 128,000
Livingston, Louisiana 70 $ 16,170,000 $ 231,000 $ 99,000
Marquette, Michigan 70 $ 7,670,000 $ 109,571 $ 71,000
Orange, North Carolina 70 $ 23,100,000 $ 330,000 $ 186,000
Douglas, Oregon 70 $ 17,350,000 $ 247,857 $ 105,000
Newport, Rhode Island 70 $ 25,090,000 $ 358,428 $ 186,000
Anderson, South Carolina 70 $ 15,610,000 $ 223,000 $ 93,000
Pennington, South Dakota 70 $ 16,960,000 $ 242,285 $ 125,000
Clallam, Washington 70 $ 18,590,000 $ 265,571 $ 115,000
Skagit, Washington 70 $ 20,200,000 $ 288,571 $ 103,000
Mobile, Alabama 69 $ 11,925,000 $ 172,826 $ 74,000
Champaign, Illinois 69 $ 12,845,000 $ 186,159 $ 106,000
Ionia, Michigan 69 $ 8,815,000 $ 127,753 $ 70,000
Gaston, North Carolina 69 $ 13,695,000 $ 198,478 $ 89,000
Dauphin, Pennsylvania 69 $ 14,775,000 $ 214,130 $ 93,000
Beaufort, South Carolina 68 $ 18,730,000 $ 275,441 $ 170,000
Knox, Tennessee 68 $ 17,550,000 $ 258,088 $ 107,000
Summit, Colorado 67 $ 28,935,000 $ 431,865 $ 239,000
Effingham, Georgia 67 $ 14,055,000 $ 209,776 $ 91,000
Okaloosa, Florida 66 $ 18,840,000 $ 285,454 $ 102,000
Henderson, North Carolina 66 $ 17,650,000 $ 267,424 $ 105,000
Monroe, Indiana 65 $ 13,815,000 $ 212,538 $ 107,000
Lewis and Clark, Montana 65 $ 17,255,000 $ 265,461 $ 94,000
Tehama, California 64 $ 15,670,000 $ 244,843 $ 107,000
Eagle, Colorado 64 $ 28,210,000 $ 440,781 $ 188,000
Charles, Maryland 64 $ 20,170,000 $ 315,156 $ 120,000
Menominee, Michigan 64 $ 6,920,000 $ 108,125 $ 79,000
Boone, Missouri 64 $ 12,780,000 $ 199,687 $ 94,000
Summit, Utah 64 $ 27,400,000 $ 428,125 $ 243,000
Chesapeake, Virginia 64 $ 16,560,000 $ 258,750 $ 103,000
Yuba, California 63 $ 18,015,000 $ 285,952 $ 96,000
Thomas, Georgia 63 $ 10,365,000 $ 164,523 $ 78,000
Troup, Georgia 63 $ 11,755,000 $ 186,587 $ 82,000
Johnston, North Carolina 63 $ 14,415,000 $ 228,809 $ 98,000
Cass, North Dakota 63 $ 15,655,000 $ 248,492 $ 97,000
Lancaster, South Carolina 63 $ 16,975,000 $ 269,444 $ 112,000
Chisago, Minnesota 62 $ 15,450,000 $ 249,193 $ 104,000
Stark, Ohio 62 $ 10,660,000 $ 171,935 $ 91,000
Benton, Oregon 62 $ 18,690,000 $ 301,451 $ 127,000
Cambria, Pennsylvania 62 $ 8,790,000 $ 141,774 $ 84,000
Stearns, Minnesota 61 $ 14,055,000 $ 230,409 $ 139,000
Atlantic, New Jersey 61 $ 12,255,000 $ 200,901 $ 129,000
Amador, California 60 $ 18,500,000 $ 308,333 $ 145,000
Douglas, Georgia 60 $ 13,370,000 $ 222,833 $ 76,000
Tangipahoa, Louisiana 60 $ 12,000,000 $ 200,000 $ 72,000
Union, Mississippi 60 $ 10,970,000 $ 182,833 $ 83,000
Tulsa, Oklahoma 60 $ 12,940,000 $ 215,666 $ 107,000
Washington, Pennsylvania 60 $ 12,560,000 $ 209,333 $ 92,000
Johnson, Texas 60 $ 14,380,000 $ 239,666 $ 123,000
Gila, Arizona 59 $ 14,675,000 $ 248,728 $ 155,000
Santa Rosa, Florida 59 $ 15,305,000 $ 259,406 $ 98,000
Lucas, Ohio 59 $ 8,135,000 $ 137,881 $ 84,000
Walton, Florida 58 $ 21,560,000 $ 371,724 $ 282,000
Barry, Michigan 58 $ 10,940,000 $ 188,620 $ 100,000
Lewis, Washington 58 $ 15,430,000 $ 266,034 $ 99,000
Leon, Florida 57 $ 12,765,000 $ 223,947 $ 86,000
Coweta, Georgia 57 $ 14,725,000 $ 258,333 $ 109,000
Gogebic, Michigan 57 $ 5,565,000 $ 97,631 $ 79,000
Hillsdale, Michigan 57 $ 7,015,000 $ 123,070 $ 84,000
Saginaw, Michigan 57 $ 7,495,000 $ 131,491 $ 65,000
Strafford, New Hampshire 57 $ 13,105,000 $ 229,912 $ 93,000
Brunswick, North Carolina 56 $ 13,860,000 $ 247,500 $ 111,000
Lorain, Ohio 56 $ 10,580,000 $ 188,928 $ 91,000
Parker, Texas 56 $ 16,600,000 $ 296,428 $ 133,000
Spotsylvania, Virginia 56 $ 16,500,000 $ 294,642 $ 98,000
Clay, Florida 54 $ 11,890,000 $ 220,185 $ 85,000
Shawnee, Kansas 54 $ 9,100,000 $ 168,518 $ 99,000
Iron, Michigan 54 $ 6,820,000 $ 126,296 $ 78,000
Lyon, Nevada 54 $ 12,880,000 $ 238,518 $ 76,000
Bonner, Idaho 53 $ 17,445,000 $ 329,150 $ 220,000
Clinton, Illinois 53 $ 9,675,000 $ 182,547 $ 81,000
Carson City, Nevada 53 $ 15,035,000 $ 283,679 $ 115,000
McLennan, Texas 53 $ 11,375,000 $ 214,622 $ 133,000
Vanderburgh, Indiana 52 $ 7,550,000 $ 145,192 $ 68,000
Leavenworth, Kansas 52 $ 11,130,000 $ 214,038 $ 82,000
Muskegon, Michigan 52 $ 8,290,000 $ 159,423 $ 76,000
Lafayette, Mississippi 52 $ 12,820,000 $ 246,538 $ 145,000
Island, Washington 52 $ 18,030,000 $ 346,730 $ 141,000
Mason, Washington 52 $ 14,760,000 $ 283,846 $ 136,000
Bartow, Georgia 51 $ 10,515,000 $ 206,176 $ 87,000
Cass, Minnesota 51 $ 11,445,000 $ 224,411 $ 134,000
Niagara, New York 51 $ 7,485,000 $ 146,764 $ 75,000
San Benito, California 50 $ 23,040,000 $ 460,800 $ 173,000
Middlesex, Connecticut 50 $ 13,710,000 $ 274,200 $ 147,000
Morgan, Indiana 50 $ 11,300,000 $ 226,000 $ 90,000
Porter, Indiana 50 $ 12,020,000 $ 240,400 $ 129,000
Woodbury, Iowa 50 $ 7,660,000 $ 153,200 $ 57,000
Sussex, New Jersey 50 $ 12,740,000 $ 254,800 $ 125,000
York, Pennsylvania 50 $ 10,800,000 $ 216,000 $ 93,000
Cameron, Texas 50 $ 10,700,000 $ 214,000 $ 124,000
Nueces, Texas 50 $ 13,000,000 $ 260,000 $ 148,000
Guadalupe, Texas 49 $ 12,405,000 $ 253,163 $ 120,000
Wasatch, Utah 49 $ 18,875,000 $ 385,204 $ 189,000
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Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 103,965 $32,638,715,000 $313,000 $3,005,000 $135,000 $8,687,000
Home Purchase 70,581 $21,799,625,000 $308,000 $3,005,000 $124,000 $6,561,000
Cash-out Refinancing 31,371 $9,221,365,000 $293,000 $2,805,000 $123,000 $5,684,000
Other Purpose 2,198 $372,140,000 $169,000 $1,365,000 $133,000 $4,657,000
Home Improvement 1,531 $173,925,000 $113,000 $18,445,000 $120,000 $3,503,000
Not Applicable 3 $2,505,000 $835,000 $1,875,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 101,746 $29,933,010,000 $294,000 $3,005,000 $130,000 $8,687,000
Not applicable 36,582 $11,884,350,000 $324,000 $18,445,000 $0 $0
Not Provided 29,373 $8,819,195,000 $300,000 $3,005,000 $132,000 $4,530,000
Asian 18,994 $7,074,710,000 $372,000 $3,005,000 $146,000 $5,536,000
Hispanic 15,281 $4,477,065,000 $292,000 $2,105,000 $109,000 $5,684,000
Black or African American 6,335 $1,598,805,000 $252,000 $2,425,000 $103,000 $6,561,000
American Indian or Alaskan Native 563 $156,385,000 $277,000 $1,685,000 $113,000 $903,000
Native Hawaiian or Other Pacific Islander 365 $129,865,000 $355,000 $1,205,000 $129,000 $691,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 188,685 $58,364,805,000 $309,000 $18,445,000 $134,000 $8,687,000
FHA-insured (Federal Housing Administration) 11,438 $2,776,160,000 $242,000 $1,345,000 $74,000 $981,000
VA-guaranteed (Veterans Administration) 8,189 $2,846,375,000 $347,000 $2,045,000 $102,000 $1,025,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,337 $220,935,000 $165,000 $655,000 $54,000 $226,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 121,216 $36,792,330,000 $303,000 $18,445,000 $132,000 $5,288,000
Loan Purchased By The Institution 36,578 $11,864,320,000 $324,000 $1,995,000 $0 $0
Application Denied By Financial Institution 26,245 $7,969,315,000 $303,000 $2,805,000 $118,000 $8,687,000
Application Withdrawn By Applicant 19,861 $6,059,115,000 $305,000 $3,005,000 $132,000 $6,561,000
File Closed For Incompleteness 3,953 $1,072,545,000 $271,000 $3,005,000 $126,000 $2,400,000
Application Approved But Not Accepted 1,796 $450,650,000 $250,000 $2,005,000 $124,000 $1,135,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 183,404 $56,238,960,000 $306,000 $18,445,000 $131,000 $6,561,000
Credit Application Incomplete 14,144 $4,452,320,000 $314,000 $2,805,000 $131,000 $4,530,000
Debt-To-Income Ratio 5,755 $1,764,315,000 $306,000 $2,505,000 $81,000 $979,000
Collateral 2,132 $573,290,000 $268,000 $2,775,000 $128,000 $3,223,000
Credit History 1,876 $417,430,000 $222,000 $2,505,000 $108,000 $8,687,000
Other 1,816 $600,610,000 $330,000 $2,255,000 $140,000 $2,882,000
Unverifiable Information 276 $89,590,000 $324,000 $1,565,000 $135,000 $1,684,000
Employment History 153 $45,305,000 $296,000 $2,005,000 $85,000 $829,000
Insufficient Cash (Downpayment, Closing Cost) 85 $24,545,000 $288,000 $805,000 $111,000 $495,000
Mortgage Insurance Denied 8 $1,910,000 $238,000 $575,000 $99,000 $149,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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