Prosperity Home Mortgage, LLC Mortgage Lending & HMDA Data, 2017

In 2017, Prosperity Home Mortgage, LLC of Chantilly, VA reported 13,413 mortgage applications totaling $3.8 billion, down 9% from 2016. The average application was for $283,057, and applicants reported an average income of $116,915. 81% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,998), Richmond, VA (1,374) and Baltimore-Columbia-Towson, MD (1,357) (applications in parentheses).

Mortgage Company & Address Prosperity Home Mortgage, LLC
14501 George Carter Way Suite 300
Chantilly, VA 20151
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 13,413
Total Mortgage Loan Application Amount $3,796,653,000
Average Mortgage Loan Application Amount $283,057
Highest Mortgage Loan Application Amount $3,762,000
Average Applicant Income $116,915
Highest Applicant Income $12,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prosperity Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Prosperity Home Mortgage, LLC by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 925 $ 242,012,000 $ 261,634 $ 111,000
Montgomery, Maryland 873 $ 390,087,000 $ 446,835 $ 161,000
Fairfax, Virginia 779 $ 338,479,000 $ 434,504 $ 154,000
District of Columbia, District Of Columbia 579 $ 272,393,000 $ 470,454 $ 203,000
Chesterfield, Virginia 524 $ 124,518,000 $ 237,629 $ 94,000
Delaware, Pennsylvania 455 $ 95,936,000 $ 210,848 $ 102,000
Baltimore, Maryland 402 $ 101,705,000 $ 252,997 $ 97,000
Henrico, Virginia 341 $ 83,322,000 $ 244,346 $ 104,000
Prince George's, Maryland 314 $ 86,330,000 $ 274,936 $ 99,000
Montgomery, Pennsylvania 312 $ 83,464,000 $ 267,512 $ 120,000
Loudoun, Virginia 300 $ 121,429,000 $ 404,763 $ 134,000
Prince William, Virginia 297 $ 102,002,000 $ 343,441 $ 116,000
Anne Arundel, Maryland 265 $ 83,798,000 $ 316,218 $ 114,000
Allegheny, Pennsylvania 260 $ 42,167,000 $ 162,180 $ 80,000
Durham, North Carolina 243 $ 49,082,000 $ 201,983 $ 87,000
Howard, Maryland 233 $ 82,783,000 $ 355,291 $ 126,000
Richmond City, Virginia 225 $ 58,979,000 $ 262,128 $ 129,000
Hamilton, Tennessee 217 $ 37,310,000 $ 171,935 $ 84,000
New Castle, Delaware 208 $ 48,605,000 $ 233,677 $ 112,000
Charleston, South Carolina 208 $ 61,647,000 $ 296,379 $ 130,000
Chester, Pennsylvania 205 $ 58,205,000 $ 283,926 $ 124,000
Baltimore City, Maryland 180 $ 40,120,000 $ 222,888 $ 95,000
Bucks, Pennsylvania 176 $ 46,243,000 $ 262,744 $ 113,000
Frederick, Maryland 151 $ 41,490,000 $ 274,768 $ 101,000
Sussex, Delaware 148 $ 33,607,000 $ 227,074 $ 122,000
Alexandria, Virginia 144 $ 62,742,000 $ 435,708 $ 181,000
Philadelphia, Pennsylvania 138 $ 30,950,000 $ 224,275 $ 107,000
Arlington, Virginia 134 $ 65,422,000 $ 488,223 $ 186,000
Harford, Maryland 133 $ 31,767,000 $ 238,849 $ 86,000
Carroll, Maryland 131 $ 37,586,000 $ 286,916 $ 95,000
James City, Virginia 127 $ 39,447,000 $ 310,606 $ 146,000
Virginia Beach, Virginia 124 $ 28,322,000 $ 228,403 $ 92,000
Johnston, North Carolina 118 $ 21,440,000 $ 181,694 $ 69,000
Cape May, New Jersey 113 $ 35,547,000 $ 314,575 $ 182,000
Wicomico, Maryland 92 $ 15,000,000 $ 163,043 $ 62,000
Spotsylvania, Virginia 90 $ 23,306,000 $ 258,955 $ 101,000
Westmoreland, Pennsylvania 87 $ 11,725,000 $ 134,770 $ 66,000
Montgomery, Virginia 82 $ 18,289,000 $ 223,036 $ 101,000
Berkeley, South Carolina 81 $ 17,425,000 $ 215,123 $ 74,000
Burlington, New Jersey 79 $ 15,340,000 $ 194,177 $ 99,000
Worcester, Maryland 77 $ 16,687,000 $ 216,714 $ 154,000
Atlantic, New Jersey 76 $ 15,890,000 $ 209,078 $ 154,000
Stafford, Virginia 74 $ 21,288,000 $ 287,675 $ 97,000
Hanover, Virginia 70 $ 18,195,000 $ 259,928 $ 97,000
Orange, North Carolina 68 $ 17,168,000 $ 252,470 $ 126,000
Washington, Maryland 66 $ 12,320,000 $ 186,666 $ 76,000
Norfolk, Virginia 65 $ 12,871,000 $ 198,015 $ 87,000
Chesapeake, Virginia 63 $ 16,714,000 $ 265,301 $ 97,000
Charles, Maryland 61 $ 17,539,000 $ 287,524 $ 87,000
Dorchester, South Carolina 58 $ 10,353,000 $ 178,500 $ 65,000
Camden, New Jersey 55 $ 11,407,000 $ 207,400 $ 109,000
Accomack, Virginia 51 $ 7,450,000 $ 146,078 $ 77,000
Berkeley, West Virginia 51 $ 8,647,000 $ 169,549 $ 69,000
Catoosa, Georgia 48 $ 7,551,000 $ 157,312 $ 73,000
Fauquier, Virginia 47 $ 16,553,000 $ 352,191 $ 118,000
Roanoke, Virginia 46 $ 8,310,000 $ 180,652 $ 77,000
Calvert, Maryland 45 $ 15,066,000 $ 334,800 $ 105,000
Washington, Pennsylvania 43 $ 7,328,000 $ 170,418 $ 95,000
Franklin, North Carolina 41 $ 7,631,000 $ 186,121 $ 71,000
Newport News, Virginia 40 $ 6,455,000 $ 161,375 $ 65,000
Albemarle, Virginia 38 $ 13,238,000 $ 348,368 $ 152,000
Bedford, Virginia 38 $ 7,669,000 $ 201,815 $ 77,000
Powhatan, Virginia 38 $ 9,550,000 $ 251,315 $ 91,000
Beaver, Pennsylvania 37 $ 4,705,000 $ 127,162 $ 69,000
Hampton, Virginia 37 $ 5,076,000 $ 137,189 $ 60,000
Oakland, Michigan 36 $ 6,635,000 $ 184,305 $ 85,000
Augusta, Virginia 34 $ 7,334,000 $ 215,705 $ 82,000
York, Virginia 34 $ 10,102,000 $ 297,117 $ 111,000
Roanoke City, Virginia 33 $ 3,725,000 $ 112,878 $ 58,000
Butler, Pennsylvania 32 $ 6,311,000 $ 197,218 $ 76,000
New Kent, Virginia 32 $ 7,885,000 $ 246,406 $ 86,000
Portsmouth, Virginia 32 $ 4,347,000 $ 135,843 $ 55,000
Chatham, North Carolina 31 $ 8,264,000 $ 266,580 $ 97,000
York, Pennsylvania 31 $ 5,723,000 $ 184,612 $ 73,000
Granville, North Carolina 30 $ 4,908,000 $ 163,600 $ 68,000
Louisa, Virginia 29 $ 7,426,000 $ 256,068 $ 259,000
Macomb, Michigan 28 $ 4,417,000 $ 157,750 $ 61,000
Jefferson, West Virginia 27 $ 5,491,000 $ 203,370 $ 81,000
Waynesboro, Virginia 26 $ 5,321,000 $ 204,653 $ 515,000
Berks, Pennsylvania 25 $ 4,738,000 $ 189,520 $ 86,000
Manassas, Virginia 25 $ 5,402,000 $ 216,080 $ 97,000
Cecil, Maryland 24 $ 4,873,000 $ 203,041 $ 99,000
Prince George, Virginia 24 $ 4,827,000 $ 201,125 $ 75,000
Harnett, North Carolina 23 $ 3,974,000 $ 172,782 $ 71,000
Lynchburg, Virginia 23 $ 3,551,000 $ 154,391 $ 73,000
Suffolk, Virginia 23 $ 5,506,000 $ 239,391 $ 81,000
St. Mary's, Maryland 22 $ 4,643,000 $ 211,045 $ 82,000
Alamance, North Carolina 22 $ 3,430,000 $ 155,909 $ 70,000
Fairfax City, Virginia 21 $ 7,625,000 $ 363,095 $ 117,000
Walker, Georgia 20 $ 2,707,000 $ 135,350 $ 62,000
Culpeper, Virginia 20 $ 5,886,000 $ 294,300 $ 99,000
Bradley, Tennessee 19 $ 2,625,000 $ 138,157 $ 55,000
Mercer, New Jersey 18 $ 4,868,000 $ 270,444 $ 119,000
Dinwiddie, Virginia 18 $ 3,055,000 $ 169,722 $ 79,000
Gloucester, New Jersey 17 $ 2,662,000 $ 156,588 $ 73,000
Goochland, Virginia 17 $ 7,513,000 $ 441,941 $ 178,000
Staunton, Virginia 17 $ 1,880,000 $ 110,588 $ 49,000
Colonial Heights, Virginia 15 $ 2,613,000 $ 174,200 $ 72,000
Orange, Virginia 15 $ 4,084,000 $ 272,266 $ 175,000
Caroline, Virginia 14 $ 2,390,000 $ 170,714 $ 49,000
Franklin, Virginia 14 $ 2,227,000 $ 159,071 $ 68,000
Hopewell, Virginia 14 $ 1,470,000 $ 105,000 $ 57,000
Petersburg, Virginia 14 $ 1,592,000 $ 113,714 $ 54,000
Queen Anne's, Maryland 13 $ 4,409,000 $ 339,153 $ 158,000
Talbot, Maryland 13 $ 3,399,000 $ 261,461 $ 114,000
Adams, Pennsylvania 13 $ 2,204,000 $ 169,538 $ 54,000
Amherst, Virginia 13 $ 1,660,000 $ 127,692 $ 51,000
Frederick, Virginia 13 $ 3,138,000 $ 241,384 $ 95,000
King George, Virginia 13 $ 3,878,000 $ 298,307 $ 83,000
Fluvanna, Virginia 12 $ 2,295,000 $ 191,250 $ 77,000
Giles, Virginia 12 $ 1,908,000 $ 159,000 $ 65,000
Gloucester, Virginia 12 $ 3,030,000 $ 252,500 $ 114,000
Salem, Virginia 12 $ 1,905,000 $ 158,750 $ 60,000
Brunswick, North Carolina 11 $ 2,703,000 $ 245,727 $ 178,000
Northampton, Pennsylvania 11 $ 1,866,000 $ 169,636 $ 67,000
Amelia, Virginia 11 $ 1,651,000 $ 150,090 $ 55,000
Botetourt, Virginia 11 $ 1,973,000 $ 179,363 $ 81,000
King William, Virginia 11 $ 1,761,000 $ 160,090 $ 69,000
Kent, Delaware 10 $ 1,421,000 $ 142,100 $ 89,000
New Hanover, North Carolina 10 $ 2,280,000 $ 228,000 $ 97,000
Lehigh, Pennsylvania 10 $ 2,303,000 $ 230,300 $ 82,000
Campbell, Virginia 10 $ 1,598,000 $ 159,800 $ 55,000
Fredericksburg, Virginia 10 $ 2,817,000 $ 281,700 $ 101,000
Pulaski, Virginia 10 $ 1,842,000 $ 184,200 $ 67,000
Warren, Virginia 10 $ 2,297,000 $ 229,700 $ 117,000
Whitfield, Georgia 9 $ 1,053,000 $ 117,000 $ 35,000
Caroline, Maryland 9 $ 1,768,000 $ 196,444 $ 68,000
Wayne, Michigan 9 $ 1,654,000 $ 183,777 $ 86,000
Lawrence, Pennsylvania 9 $ 769,000 $ 85,444 $ 54,000
Floyd, Virginia 9 $ 1,367,000 $ 151,888 $ 55,000
Halifax, Virginia 9 $ 1,387,000 $ 154,111 $ 75,000
Mecklenburg, Virginia 9 $ 1,385,000 $ 153,888 $ 93,000
Westmoreland, Virginia 9 $ 1,876,000 $ 208,444 $ 117,000
Dorchester, Maryland 8 $ 1,024,000 $ 128,000 $ 44,000
Fayette, Pennsylvania 8 $ 1,264,000 $ 158,000 $ 68,000
Williamsburg, Virginia 8 $ 1,956,000 $ 244,500 $ 94,000
Carteret, North Carolina 7 $ 2,231,000 $ 318,714 $ 207,000
Guilford, North Carolina 7 $ 1,587,000 $ 226,714 $ 227,000
Person, North Carolina 7 $ 1,019,000 $ 145,571 $ 63,000
Franklin, Pennsylvania 7 $ 904,000 $ 129,142 $ 47,000
Charlottesville, Virginia 7 $ 1,886,000 $ 269,428 $ 129,000
Murray, Georgia 6 $ 646,000 $ 107,666 $ 48,000
Cumberland, North Carolina 6 $ 1,259,000 $ 209,833 $ 92,000
Dare, North Carolina 6 $ 1,735,000 $ 289,166 $ 245,000
Lancaster, Pennsylvania 6 $ 1,449,000 $ 241,500 $ 91,000
Luzerne, Pennsylvania 6 $ 864,000 $ 144,000 $ 83,000
Colleton, South Carolina 6 $ 1,237,000 $ 206,166 $ 80,000
Clarke, Virginia 6 $ 1,908,000 $ 318,000 $ 104,000
Falls Church, Virginia 6 $ 2,771,000 $ 461,833 $ 156,000
Manassas Park, Virginia 6 $ 1,661,000 $ 276,833 $ 75,000
Radford, Virginia 6 $ 949,000 $ 158,166 $ 75,000
Somerset, Maryland 5 $ 666,000 $ 133,200 $ 44,000
Washtenaw, Michigan 5 $ 1,193,000 $ 238,600 $ 387,000
Forsyth, North Carolina 5 $ 820,000 $ 164,000 $ 160,000
Horry, South Carolina 5 $ 708,000 $ 141,600 $ 127,000
Essex, Virginia 5 $ 887,000 $ 177,400 $ 65,000
Isle of Wight, Virginia 5 $ 1,120,000 $ 224,000 $ 72,000
Nelson, Virginia 5 $ 868,000 $ 173,600 $ 128,000
Rockingham, Virginia 5 $ 955,000 $ 191,000 $ 95,000
Ocean, New Jersey 4 $ 908,000 $ 227,000 $ 174,000
Lee, North Carolina 4 $ 518,000 $ 129,500 $ 94,000
Vance, North Carolina 4 $ 476,000 $ 119,000 $ 60,000
Greenville, South Carolina 4 $ 929,000 $ 232,250 $ 173,000
Lexington, South Carolina 4 $ 501,000 $ 125,250 $ 105,000
Sumter, South Carolina 4 $ 548,000 $ 137,000 $ 95,000
Charles City, Virginia 4 $ 656,000 $ 164,000 $ 75,000
Greene, Virginia 4 $ 884,000 $ 221,000 $ 95,000
Middlesex, Virginia 4 $ 1,498,000 $ 374,500 $ 155,000
Northampton, Virginia 4 $ 558,000 $ 139,500 $ 99,000
Poquoson, Virginia 4 $ 1,026,000 $ 256,500 $ 102,000
Shenandoah, Virginia 4 $ 1,310,000 $ 327,500 $ 129,000
Southampton, Virginia 4 $ 374,000 $ 93,500 $ 48,000
Winchester, Virginia 4 $ 614,000 $ 153,500 $ 55,000
Cobb, Georgia 3 $ 822,000 $ 274,000 $ 96,000
Dade, Georgia 3 $ 391,000 $ 130,333 $ 49,000
Genesee, Michigan 3 $ 452,000 $ 150,666 $ 88,000
Middlesex, New Jersey 3 $ 939,000 $ 313,000 $ 98,000
Morris, New Jersey 3 $ 1,106,000 $ 368,666 $ 90,000
Somerset, New Jersey 3 $ 787,000 $ 262,333 $ 162,000
Mecklenburg, North Carolina 3 $ 382,000 $ 127,333 $ 71,000
Sampson, North Carolina 3 $ 295,000 $ 98,333 $ 39,000
Marion, Tennessee 3 $ 386,000 $ 128,666 $ 90,000
Rhea, Tennessee 3 $ 572,000 $ 190,666 $ 99,000
Craig, Virginia 3 $ 615,000 $ 205,000 $ 85,000
Mathews, Virginia 3 $ 1,120,000 $ 373,333 $ 255,000
Northumberland, Virginia 3 $ 513,000 $ 171,000 $ 77,000
Page, Virginia 3 $ 532,000 $ 177,333 $ 101,000
Prince Edward, Virginia 3 $ 745,000 $ 248,333 $ 98,000
Rappahannock, Virginia 3 $ 498,000 $ 166,000 $ 50,000
Surry, Virginia 3 $ 368,000 $ 122,666 $ 53,000
Allegany, Maryland 2 $ 328,000 $ 164,000 $ 68,000
Kent, Maryland 2 $ 497,000 $ 248,500 $ 144,000
Livingston, Michigan 2 $ 603,000 $ 301,500 $ 125,000
Bergen, New Jersey 2 $ 1,050,000 $ 525,000 $ 277,000
Cumberland, New Jersey 2 $ 473,000 $ 236,500 $ 88,000
Monmouth, New Jersey 2 $ 1,230,000 $ 615,000 $ 216,000
Passaic, New Jersey 2 $ 664,000 $ 332,000 $ 91,000
Craven, North Carolina 2 $ 398,000 $ 199,000 $ 136,000
Halifax, North Carolina 2 $ 368,000 $ 184,000 $ 47,000
Nash, North Carolina 2 $ 363,000 $ 181,500 $ 74,000
Northampton, North Carolina 2 $ 776,000 $ 388,000 $ 249,000
Perquimans, North Carolina 2 $ 666,000 $ 333,000 $ 134,000
Pitt, North Carolina 2 $ 208,000 $ 104,000 $ 78,000
Pike, Pennsylvania 2 $ 126,000 $ 63,000 $ 46,000
Schuylkill, Pennsylvania 2 $ 358,000 $ 179,000 $ 84,000
Venango, Pennsylvania 2 $ 210,000 $ 105,000 $ 57,000
Beaufort, South Carolina 2 $ 658,000 $ 329,000 $ 116,000
Orangeburg, South Carolina 2 $ 184,000 $ 92,000 $ 57,000
Richland, South Carolina 2 $ 362,000 $ 181,000 $ 72,000
Sequatchie, Tennessee 2 $ 243,000 $ 121,500 $ 47,000
Brunswick, Virginia 2 $ 241,000 $ 120,500 $ 52,000
King and Queen, Virginia 2 $ 218,000 $ 109,000 $ 74,000
Lancaster, Virginia 2 $ 232,000 $ 116,000 $ 50,000
Sussex, Virginia 2 $ 361,000 $ 180,500 $ 88,000
Morgan, West Virginia 2 $ 283,000 $ 141,500 $ 70,000
Chatham, Georgia 1 $ 148,000 $ 148,000 $ 87,000
Gwinnett, Georgia 1 $ 218,000 $ 218,000 $ 74,000
Garrett, Maryland 1 $ 576,000 $ 576,000 $ 568,000
Eaton, Michigan 1 $ 152,000 $ 152,000 $ 46,000
Kent, Michigan 1 $ 182,000 $ 182,000 $ 59,000
Lapeer, Michigan 1 $ 61,000 $ 61,000 $ 69,000
St. Clair, Michigan 1 $ 212,000 $ 212,000 $ 90,000
Hunterdon, New Jersey 1 $ 252,000 $ 252,000 $ 138,000
Avery, North Carolina 1 $ 77,000 $ 77,000 $ 109,000
Cabarrus, North Carolina 1 $ 310,000 $ 310,000 $ 121,000
Camden, North Carolina 1 $ 294,000 $ 294,000 $ 89,000
Caswell, North Carolina 1 $ 111,000 $ 111,000 $ 47,000
Catawba, North Carolina 1 $ 262,000 $ 262,000 $ 79,000
Currituck, North Carolina 1 $ 237,000 $ 237,000 $ 64,000
Davidson, North Carolina 1 $ 192,000 $ 192,000 $ 202,000
Edgecombe, North Carolina 1 $ 208,000 $ 208,000 $ 162,000
Gates, North Carolina 1 $ 128,000 $ 128,000 $ 58,000
Montgomery, North Carolina 1 $ 162,000 $ 162,000 $ 269,000
Pender, North Carolina 1 $ 320,000 $ 320,000 $ 115,000
Randolph, North Carolina 1 $ 184,000 $ 184,000 $ 100,000
Union, North Carolina 1 $ 284,000 $ 284,000 $ 78,000
Watauga, North Carolina 1 $ 220,000 $ 220,000 $ 164,000
Wilson, North Carolina 1 $ 424,000 $ 424,000 $ 118,000
Cambria, Pennsylvania 1 $ 90,000 $ 90,000 $ 48,000
Lycoming, Pennsylvania 1 $ 270,000 $ 270,000 $ 90,000
Mercer, Pennsylvania 1 $ 50,000 $ 50,000 $ 33,000
Monroe, Pennsylvania 1 $ 96,000 $ 96,000 $ 34,000
Somerset, Pennsylvania 1 $ 79,000 $ 79,000 $ 31,000
Warren, Pennsylvania 1 $ 25,000 $ 25,000 $ 71,000
Clarendon, South Carolina 1 $ 56,000 $ 56,000 $ 65,000
Florence, South Carolina 1 $ 155,000 $ 155,000 $ 149,000
Georgetown, South Carolina 1 $ 594,000 $ 594,000 $ 473,000
Cumberland, Tennessee 1 $ 385,000 $ 385,000 $ 169,000
Giles, Tennessee 1 $ 53,000 $ 53,000 $ 53,000
Maury, Tennessee 1 $ 217,000 $ 217,000 $ 57,000
Polk, Tennessee 1 $ 93,000 $ 93,000 $ 31,000
Williamson, Tennessee 1 $ 337,000 $ 337,000 $ 70,000
Buena Vista, Virginia 1 $ 157,000 $ 157,000 $ 43,000
Carroll, Virginia 1 $ 90,000 $ 90,000 $ 39,000
Cumberland, Virginia 1 $ 216,000 $ 216,000 $ 75,000
Henry, Virginia 1 $ 63,000 $ 63,000 $ 28,000
Lunenburg, Virginia 1 $ 65,000 $ 65,000 $ 40,000
Madison, Virginia 1 $ 228,000 $ 228,000 $ 110,000
Martinsville, Virginia 1 $ 136,000 $ 136,000 $ 64,000
Pittsylvania, Virginia 1 $ 97,000 $ 97,000 $ 32,000
Wythe, Virginia 1 $ 262,000 $ 262,000 $ 129,000
Fayette, West Virginia 1 $ 110,000 $ 110,000 $ 119,000
Hardy, West Virginia 1 $ 116,000 $ 116,000 $ 27,000
Monongalia, West Virginia 1 $ 100,000 $ 100,000 $ 178,000

Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,384 $3,496,207,000 $282,000 $2,376,000 $114,000 $12,500,000
Refinancing 1,029 $300,446,000 $291,000 $3,762,000 $152,000 $11,149,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,177 $2,530,854,000 $275,000 $2,376,000 $116,000 $11,149,000
Not Provided 1,976 $646,694,000 $327,000 $3,762,000 $138,000 $12,500,000
Black or African American 1,096 $272,150,000 $248,000 $1,245,000 $92,000 $4,380,000
Asian 563 $187,773,000 $333,000 $2,000,000 $126,000 $831,000
Hispanic 551 $146,268,000 $265,000 $1,376,000 $100,000 $3,312,000
American Indian or Alaskan Native 29 $7,798,000 $268,000 $784,000 $104,000 $237,000
Native Hawaiian or Other Pacific Islander 17 $4,154,000 $244,000 $475,000 $91,000 $186,000
Not applicable 4 $962,000 $240,000 $355,000 $75,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,734 $2,864,996,000 $294,000 $3,762,000 $129,000 $12,500,000
FHA-insured (Federal Housing Administration) 2,034 $434,739,000 $213,000 $1,089,000 $76,000 $634,000
VA-guaranteed (Veterans Administration) 1,305 $438,565,000 $336,000 $1,220,000 $107,000 $524,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 340 $58,353,000 $171,000 $428,000 $54,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,801 $3,062,841,000 $283,000 $2,376,000 $115,000 $12,500,000
Application Withdrawn By Applicant 2,135 $607,363,000 $284,000 $2,072,000 $125,000 $4,380,000
Application Denied By Financial Institution 360 $88,064,000 $244,000 $3,762,000 $97,000 $1,160,000
File Closed For Incompleteness 117 $38,385,000 $328,000 $1,440,000 $229,000 $11,149,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 118 $32,532,000 $275,000 $2,115,000 $77,000 $693,000
Collateral 94 $17,426,000 $185,000 $750,000 $105,000 $666,000
Credit History 51 $14,004,000 $274,000 $3,762,000 $103,000 $685,000
Insufficient Cash (Downpayment, Closing Cost) 31 $6,219,000 $200,000 $513,000 $87,000 $426,000
Other 29 $7,479,000 $257,000 $720,000 $142,000 $1,160,000
Employment History 15 $3,144,000 $209,000 $398,000 $82,000 $180,000
Unverifiable Information 8 $1,669,000 $208,000 $496,000 $112,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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