Fnb Of Nassau County
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Fnb Of Nassau County 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fnb Of Nassau County 1891 S. 14Th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,620 |
| Total Mortgage Loan Application Amount | $755,542,000 |
| Average Mortgage Loan Application Amount | $207,531 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $95,968 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Fnb Of Nassau County. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fnb Of Nassau County's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Fnb Of Nassau County's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fnb Of Nassau County serves its applicants.
Each category highlights the total number of mortgage applications processed by Fnb Of Nassau County, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fnb Of Nassau County's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rockingham County New Hampshire | 391 | $ 80,774,000 | $ 206,000 | $ 79,000 |
| Cumberland County Maine | 250 | $ 51,698,000 | $ 206,000 | $ 72,000 |
| Monmouth County New Jersey | 247 | $ 59,863,000 | $ 242,000 | $ 129,000 |
| Hillsborough County New Hampshire | 210 | $ 41,117,000 | $ 195,000 | $ 83,000 |
| Nassau County Florida | 184 | $ 31,505,000 | $ 171,000 | $ 82,000 |
| Norfolk County Massachusetts | 156 | $ 42,180,000 | $ 270,000 | $ 145,000 |
| Essex County Massachusetts | 135 | $ 31,831,000 | $ 235,000 | $ 104,000 |
| Duval County Florida | 125 | $ 20,551,000 | $ 164,000 | $ 70,000 |
| Beaufort County South Carolina | 107 | $ 23,905,000 | $ 223,000 | $ 100,000 |
| York County Maine | 105 | $ 22,919,000 | $ 218,000 | $ 111,000 |
| Strafford County New Hampshire | 101 | $ 16,751,000 | $ 165,000 | $ 85,000 |
| Middlesex County Massachusetts | 88 | $ 27,824,000 | $ 316,000 | $ 114,000 |
| St. Johns County Florida | 86 | $ 18,295,000 | $ 212,000 | $ 150,000 |
| Plymouth County Massachusetts | 85 | $ 23,083,000 | $ 271,000 | $ 113,000 |
| Bucks County Pennsylvania | 78 | $ 18,096,000 | $ 232,000 | $ 118,000 |
| Ocean County New Jersey | 70 | $ 13,198,000 | $ 188,000 | $ 72,000 |
| Wake County North Carolina | 68 | $ 12,847,000 | $ 188,000 | $ 96,000 |
| Hampden County Massachusetts | 67 | $ 8,440,000 | $ 125,000 | $ 55,000 |
| Merrimack County New Hampshire | 54 | $ 9,742,000 | $ 180,000 | $ 88,000 |
| Suffolk County Massachusetts | 52 | $ 12,300,000 | $ 236,000 | $ 134,000 |
| Fairfield County Connecticut | 51 | $ 14,261,000 | $ 279,000 | $ 140,000 |
| Middlesex County New Jersey | 50 | $ 10,000,000 | $ 200,000 | $ 97,000 |
| Montgomery County Pennsylvania | 49 | $ 12,047,000 | $ 245,000 | $ 124,000 |
| Mecklenburg County North Carolina | 35 | $ 6,145,000 | $ 175,000 | $ 73,000 |
| Barnstable County Massachusetts | 26 | $ 6,020,000 | $ 231,000 | $ 107,000 |
| Bristol County Massachusetts | 25 | $ 4,645,000 | $ 185,000 | $ 103,000 |
| Windham County Vermont | 23 | $ 2,784,000 | $ 121,000 | $ 73,000 |
| Hampshire County Massachusetts | 17 | $ 2,533,000 | $ 149,000 | $ 90,000 |
| Worcester County Massachusetts | 17 | $ 3,863,000 | $ 227,000 | $ 99,000 |
| Greenville County South Carolina | 16 | $ 2,709,000 | $ 169,000 | $ 78,000 |
| Hunterdon County New Jersey | 13 | $ 3,144,000 | $ 241,000 | $ 103,000 |
| Morris County New Jersey | 13 | $ 3,016,000 | $ 232,000 | $ 93,000 |
| Union County New Jersey | 13 | $ 2,230,000 | $ 171,000 | $ 51,000 |
| Fairfax County Virginia | 13 | $ 4,038,000 | $ 310,000 | $ 159,000 |
| Belknap County New Hampshire | 12 | $ 2,253,000 | $ 187,000 | $ 151,000 |
| Carroll County New Hampshire | 11 | $ 2,652,000 | $ 241,000 | $ 114,000 |
| Charleston County South Carolina | 11 | $ 3,184,000 | $ 289,000 | $ 70,000 |
| Jefferson County Alabama | 10 | $ 1,363,000 | $ 136,000 | $ 71,000 |
| Lee County Alabama | 10 | $ 1,128,000 | $ 112,000 | $ 54,000 |
| Kennebec County Maine | 10 | $ 1,688,000 | $ 168,000 | $ 134,000 |
| Sagadahoc County Maine | 10 | $ 1,701,000 | $ 170,000 | $ 91,000 |
| Greene County Georgia | 9 | $ 3,523,000 | $ 391,000 | $ 217,000 |
| Oxford County Maine | 9 | $ 1,324,000 | $ 147,000 | $ 89,000 |
| Volusia County Florida | 8 | $ 1,172,000 | $ 146,000 | $ 87,000 |
| Putnam County Georgia | 8 | $ 2,184,000 | $ 273,000 | $ 138,000 |
| Bergen County New Jersey | 8 | $ 1,882,000 | $ 235,000 | $ 60,000 |
| Buncombe County North Carolina | 8 | $ 1,019,000 | $ 127,000 | $ 25,000 |
| Clay County Florida | 7 | $ 910,000 | $ 130,000 | $ 31,000 |
| Cobb County Georgia | 7 | $ 947,000 | $ 135,000 | $ 70,000 |
| Montgomery County Maryland | 7 | $ 1,392,000 | $ 198,000 | $ 93,000 |
| Somerset County New Jersey | 7 | $ 1,654,000 | $ 236,000 | $ 122,000 |
| Guilford County North Carolina | 7 | $ 899,000 | $ 128,000 | $ 66,000 |
| Person County North Carolina | 7 | $ 847,000 | $ 121,000 | $ 60,000 |
| Horry County South Carolina | 7 | $ 1,597,000 | $ 228,000 | $ 124,000 |
| Lexington County South Carolina | 7 | $ 1,186,000 | $ 169,000 | $ 92,000 |
| Chittenden County Vermont | 7 | $ 1,524,000 | $ 217,000 | $ 102,000 |
| Arlington County Virginia | 7 | $ 2,403,000 | $ 343,000 | $ 121,000 |
| Broward County Florida | 6 | $ 631,000 | $ 105,000 | $ 250,000 |
| Androscoggin County Maine | 6 | $ 652,000 | $ 108,000 | $ 55,000 |
| Burlington County New Jersey | 6 | $ 1,414,000 | $ 235,000 | $ 87,000 |
| Essex County New Jersey | 6 | $ 2,048,000 | $ 341,000 | $ 162,000 |
| Mercer County New Jersey | 6 | $ 1,854,000 | $ 309,000 | $ 192,000 |
| Durham County North Carolina | 6 | $ 780,000 | $ 130,000 | $ 62,000 |
| Aiken County South Carolina | 6 | $ 707,000 | $ 117,000 | $ 62,000 |
| Anderson County South Carolina | 6 | $ 726,000 | $ 121,000 | $ 47,000 |
| Rutland County Vermont | 6 | $ 1,080,000 | $ 180,000 | $ 199,000 |
| Prince William County Virginia | 6 | $ 1,694,000 | $ 282,000 | $ 83,000 |
| Montgomery County Alabama | 5 | $ 419,000 | $ 83,000 | $ 28,000 |
| New Haven County Connecticut | 5 | $ 1,087,000 | $ 217,000 | $ 101,000 |
| DeKalb County Georgia | 5 | $ 638,000 | $ 127,000 | $ 50,000 |
| Cheshire County New Hampshire | 5 | $ 1,413,000 | $ 282,000 | $ 102,000 |
| Grafton County New Hampshire | 5 | $ 727,000 | $ 145,000 | $ 55,000 |
| Atlantic County New Jersey | 5 | $ 648,000 | $ 129,000 | $ 111,000 |
| Passaic County New Jersey | 5 | $ 840,000 | $ 168,000 | $ 100,000 |
| Cumberland County North Carolina | 5 | $ 489,000 | $ 97,000 | $ 53,000 |
| Union County North Carolina | 5 | $ 967,000 | $ 193,000 | $ 56,000 |
| Delaware County Pennsylvania | 5 | $ 1,500,000 | $ 300,000 | $ 61,000 |
| Spartanburg County South Carolina | 5 | $ 669,000 | $ 133,000 | $ 71,000 |
| York County South Carolina | 5 | $ 686,000 | $ 137,000 | $ 51,000 |
| Flagler County Florida | 4 | $ 1,117,000 | $ 279,000 | $ 148,000 |
| Fulton County Georgia | 4 | $ 1,494,000 | $ 373,000 | $ 201,000 |
| Knox County Maine | 4 | $ 775,000 | $ 193,000 | $ 109,000 |
| Nantucket County Massachusetts | 4 | $ 1,411,000 | $ 352,000 | $ 238,000 |
| Sullivan County New Hampshire | 4 | $ 468,000 | $ 117,000 | $ 74,000 |
| Cape May County New Jersey | 4 | $ 997,000 | $ 249,000 | $ 172,000 |
| Gaston County North Carolina | 4 | $ 502,000 | $ 125,000 | $ 65,000 |
| Johnston County North Carolina | 4 | $ 447,000 | $ 111,000 | $ 76,000 |
| Moore County North Carolina | 4 | $ 835,000 | $ 208,000 | $ 116,000 |
| Stanly County North Carolina | 4 | $ 474,000 | $ 118,000 | $ 72,000 |
| Alexandria County Virginia | 4 | $ 1,174,000 | $ 293,000 | $ 122,000 |
| Collier County Florida | 3 | $ 529,000 | $ 176,000 | $ 204,000 |
| Bibb County Georgia | 3 | $ 395,000 | $ 131,000 | $ 77,000 |
| Houston County Georgia | 3 | $ 353,000 | $ 117,000 | $ 47,000 |
| Hancock County Maine | 3 | $ 481,000 | $ 160,000 | $ 52,000 |
| Brunswick County North Carolina | 3 | $ 222,000 | $ 74,000 | $ 24,000 |
| Carteret County North Carolina | 3 | $ 1,208,000 | $ 402,000 | $ 165,000 |
| Catawba County North Carolina | 3 | $ 392,000 | $ 130,000 | $ 56,000 |
| Davidson County North Carolina | 3 | $ 283,000 | $ 94,000 | $ 36,000 |
| Granville County North Carolina | 3 | $ 580,000 | $ 193,000 | $ 66,000 |
| Lee County North Carolina | 3 | $ 350,000 | $ 116,000 | $ 57,000 |
| Randolph County North Carolina | 3 | $ 363,000 | $ 121,000 | $ 62,000 |
| Vance County North Carolina | 3 | $ 227,000 | $ 75,000 | $ 41,000 |
| Chester County Pennsylvania | 3 | $ 814,000 | $ 271,000 | $ 130,000 |
| Laurens County South Carolina | 3 | $ 358,000 | $ 119,000 | $ 54,000 |
| Oconee County South Carolina | 3 | $ 979,000 | $ 326,000 | $ 96,000 |
| Richland County South Carolina | 3 | $ 518,000 | $ 172,000 | $ 59,000 |
| Windsor County Vermont | 3 | $ 229,000 | $ 76,000 | $ 133,000 |
| Loudoun County Virginia | 3 | $ 740,000 | $ 246,000 | $ 86,000 |
| Macon County Alabama | 2 | $ 227,000 | $ 113,000 | $ 130,000 |
| Randolph County Alabama | 2 | $ 168,000 | $ 84,000 | $ 56,000 |
| Shelby County Alabama | 2 | $ 422,000 | $ 211,000 | $ 76,000 |
| Escambia County Florida | 2 | $ 400,000 | $ 200,000 | $ 220,000 |
| Hillsborough County Florida | 2 | $ 378,000 | $ 189,000 | $ 168,000 |
| Lee County Florida | 2 | $ 362,000 | $ 181,000 | $ 71,000 |
| Palm Beach County Florida | 2 | $ 599,000 | $ 299,000 | $ 217,000 |
| Sarasota County Florida | 2 | $ 413,000 | $ 206,000 | $ 61,000 |
| Seminole County Florida | 2 | $ 233,000 | $ 116,000 | $ 54,000 |
| Baldwin County Georgia | 2 | $ 1,055,000 | $ 527,000 | $ 120,000 |
| Camden County Georgia | 2 | $ 489,000 | $ 244,000 | $ 92,000 |
| Gwinnett County Georgia | 2 | $ 423,000 | $ 211,000 | $ 61,000 |
| Hall County Georgia | 2 | $ 758,000 | $ 379,000 | $ 238,000 |
| Haralson County Georgia | 2 | $ 306,000 | $ 153,000 | $ 71,000 |
| Henry County Georgia | 2 | $ 291,000 | $ 145,000 | $ 75,000 |
| Monroe County Georgia | 2 | $ 448,000 | $ 224,000 | $ 78,000 |
| Rockdale County Georgia | 2 | $ 305,000 | $ 152,000 | $ 95,000 |
| Franklin County Maine | 2 | $ 258,000 | $ 129,000 | $ 97,000 |
| Lincoln County Maine | 2 | $ 1,334,000 | $ 667,000 | $ 416,000 |
| Waldo County Maine | 2 | $ 626,000 | $ 313,000 | $ 100,000 |
| Franklin County Massachusetts | 2 | $ 203,000 | $ 101,000 | $ 52,000 |
| Coos County New Hampshire | 2 | $ 353,000 | $ 176,000 | $ 159,000 |
| Camden County New Jersey | 2 | $ 299,000 | $ 149,000 | $ 82,000 |
| Gloucester County New Jersey | 2 | $ 326,000 | $ 163,000 | $ 116,000 |
| Hudson County New Jersey | 2 | $ 326,000 | $ 163,000 | $ 51,000 |
| Cabarrus County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 49,000 |
| Chatham County North Carolina | 2 | $ 258,000 | $ 129,000 | $ 37,000 |
| Chowan County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 96,000 |
| Columbus County North Carolina | 2 | $ 239,000 | $ 119,000 | $ 94,000 |
| Forsyth County North Carolina | 2 | $ 288,000 | $ 144,000 | $ 15,000 |
| Iredell County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 57,000 |
| Macon County North Carolina | 2 | $ 343,000 | $ 171,000 | $ 26,000 |
| New Hanover County North Carolina | 2 | $ 221,000 | $ 110,000 | $ 76,000 |
| Onslow County North Carolina | 2 | $ 261,000 | $ 130,000 | $ 58,000 |
| Orange County North Carolina | 2 | $ 596,000 | $ 298,000 | $ 88,000 |
| Rowan County North Carolina | 2 | $ 379,000 | $ 189,000 | $ 67,000 |
| Transylvania County North Carolina | 2 | $ 196,000 | $ 98,000 | $ 50,000 |
| Watauga County North Carolina | 2 | $ 441,000 | $ 220,000 | $ 54,000 |
| Philadelphia County Pennsylvania | 2 | $ 403,000 | $ 201,000 | $ 49,000 |
| York County Pennsylvania | 2 | $ 167,000 | $ 83,000 | $ 42,000 |
| Berkeley County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 96,000 |
| Dorchester County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 56,000 |
| Florence County South Carolina | 2 | $ 293,000 | $ 146,000 | $ 46,000 |
| Georgetown County South Carolina | 2 | $ 494,000 | $ 247,000 | $ 77,000 |
| Kershaw County South Carolina | 2 | $ 176,000 | $ 88,000 | $ 50,000 |
| Pickens County South Carolina | 2 | $ 293,000 | $ 146,000 | $ 16,000 |
| Addison County Vermont | 2 | $ 426,000 | $ 213,000 | $ 160,000 |
| Russell County Alabama | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| Talladega County Alabama | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| New London County Connecticut | 1 | $ 238,000 | $ 238,000 | $ 115,000 |
| Alachua County Florida | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Gilchrist County Florida | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Martin County Florida | 1 | $ 192,000 | $ 192,000 | $ 133,000 |
| Okaloosa County Florida | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Orange County Florida | 1 | $ 106,000 | $ 106,000 | $ 137,000 |
| Pasco County Florida | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Pinellas County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Sumter County Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Brooks County Georgia | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| Butts County Georgia | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
| Carroll County Georgia | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| Chatham County Georgia | 1 | $ 702,000 | $ 702,000 | $ 276,000 |
| Chattooga County Georgia | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
| Cherokee County Georgia | 1 | $ 188,000 | $ 188,000 | $ 35,000 |
| Clayton County Georgia | 1 | $ 144,000 | $ 144,000 | $ 79,000 |
| Columbia County Georgia | 1 | $ 70,000 | $ 70,000 | $ 41,000 |
| Dawson County Georgia | 1 | $ 92,000 | $ 92,000 | $ 21,000 |
| Fayette County Georgia | 1 | $ 395,000 | $ 395,000 | $ 214,000 |
| Forsyth County Georgia | 1 | $ 174,000 | $ 174,000 | $ 56,000 |
| Glynn County Georgia | 1 | $ 80,000 | $ 80,000 | $ 76,000 |
| Hart County Georgia | 1 | $ 57,000 | $ 57,000 | $ 66,000 |
| Liberty County Georgia | 1 | $ 231,000 | $ 231,000 | $ 91,000 |
| Morgan County Georgia | 1 | $ 175,000 | $ 175,000 | $ 27,000 |
| Muscogee County Georgia | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Oglethorpe County Georgia | 1 | $ 113,000 | $ 113,000 | $ 59,000 |
| Paulding County Georgia | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Peach County Georgia | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Polk County Georgia | 1 | $ 126,000 | $ 126,000 | $ 83,000 |
| Richmond County Georgia | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Stephens County Georgia | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Union County Georgia | 1 | $ 120,000 | $ 120,000 | $ 202,000 |
| Upson County Georgia | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| Washington County Georgia | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Penobscot County Maine | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Baltimore City County Maryland | 1 | $ 216,000 | $ 216,000 | $ 187,000 |
| Howard County Maryland | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Prince George's County Maryland | 1 | $ 247,000 | $ 247,000 | $ 122,000 |
| Salem County New Jersey | 1 | $ 174,000 | $ 174,000 | $ 81,000 |
| Alamance County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Ashe County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 112,000 |
| Camden County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Caswell County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| Craven County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Dare County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
| Franklin County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Halifax County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Harnett County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 57,000 |
| Haywood County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Henderson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Hertford County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 74,000 |
| Hoke County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Jackson County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 589,000 |
| Lenoir County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Lincoln County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 63,000 |
| Pitt County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 82,000 |
| Scotland County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Surry County North Carolina | 1 | $ 177,000 | $ 177,000 | $ 108,000 |
| Swain County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 24,000 |
| Warren County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 52,000 |
| Wayne County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 40,000 |
| Wilkes County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 44,000 |
| Wilson County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Yadkin County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Lehigh County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Northampton County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 55,000 |
| Newport County Rhode Island | 1 | $ 448,000 | $ 448,000 | $ 112,000 |
| Providence County Rhode Island | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Washington County Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Cherokee County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 31,000 |
| Chester County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Darlington County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 64,000 |
| Edgefield County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 54,000 |
| Jasper County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 69,000 |
| Newberry County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 120,000 |
| Williamson County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Bennington County Vermont | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Caledonia County Vermont | 1 | $ 85,000 | $ 85,000 | $ 169,000 |
| Franklin County Vermont | 1 | $ 142,000 | $ 142,000 | $ 48,000 |
| Orange County Vermont | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Albemarle County Virginia | 1 | $ 323,000 | $ 323,000 | $ 53,000 |
| Fluvanna County Virginia | 1 | $ 111,000 | $ 111,000 | $ 164,000 |
| Halifax County Virginia | 1 | $ 143,000 | $ 143,000 | $ 91,000 |
| Westmoreland County Virginia | 1 | $ 292,000 | $ 292,000 | $ 315,000 |
Mortgage Loan Application Detail Totals for Fnb Of Nassau County in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,318 | $486,298,000 | $206,750 | $1,950,000 | $93,250 | $1,500,000 |
| Home Purchase (one-to-four family) | 1,287 | $268,761,000 | $220,066 | $1,000,000 | $102,866 | $944,000 |
| Home Improvement (one-to-four family) | 15 | $483,000 | $32,000 | $150,000 | $36,000 | $123,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,271 | $684,717,000 | $209,375 | $1,950,000 | $96,000 | $1,500,000 |
| Information not provided by applicant in mail or telephone application | 182 | $38,672,000 | $222,615 | $824,000 | $92,923 | $678,000 |
| Black | 72 | $12,168,000 | $193,000 | $880,000 | $81,272 | $207,000 |
| Hispanic | 41 | $7,552,000 | $184,222 | $500,000 | $81,444 | $394,000 |
| Asian or Pacific Islander | 36 | $7,643,000 | $215,888 | $575,000 | $105,777 | $528,000 |
| Other | 11 | $2,859,000 | $272,166 | $436,000 | $156,666 | $499,000 |
| Not applicable | 6 | $1,421,000 | $236,000 | $452,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $510,000 | $510,000 | $510,000 | $154,000 | $154,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,608 | $753,514,000 | $208,312 | $1,950,000 | $94,625 | $1,500,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,028,000 | $174,666 | $240,000 | $67,666 | $160,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,863 | $605,308,000 | $215,187 | $1,000,000 | $98,812 | $1,296,000 |
| Application Approved But Not Accepted | 455 | $89,113,000 | $184,357 | $1,950,000 | $97,357 | $1,500,000 |
| Application Denied By Financial Institution | 267 | $53,744,000 | $193,428 | $824,000 | $91,214 | $678,000 |
| Application Withdrawn By Applicant | 32 | $6,142,000 | $156,833 | $825,000 | $65,500 | $941,000 |
| File Closed For Incompleteness | 2 | $235,000 | $117,500 | $131,000 | $31,000 | $62,000 |
| Loan Purchased By The Institution | 1 | $1,000,000 | $1,000,000 | $1,000,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 116 | $24,060,000 | $234,666 | $770,000 | $90,416 | $678,000 |
| Other | 47 | $9,945,000 | $185,181 | $760,000 | $68,727 | $375,000 |
| Debt-To-Income Ratio | 40 | $9,132,000 | $244,666 | $824,000 | $104,555 | $359,000 |
| Collateral | 37 | $6,247,000 | $174,636 | $563,000 | $94,090 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,983,000 | $137,800 | $200,000 | $61,800 | $120,000 |
| Unverifiable Information | 10 | $2,192,000 | $217,000 | $500,000 | $67,600 | $300,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $62,000 | $62,000 |
| Employment History | 1 | $100,000 | $100,000 | $100,000 | $62,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fnb Of Nassau County's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fnb Of Nassau County's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.