Franklin Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Franklin Financial 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Financial 26060 Acero Street, #200 Mission Viejo, CA 92691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,635 |
| Total Mortgage Loan Application Amount | $1,064,947,000 |
| Average Mortgage Loan Application Amount | $111,930 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $102,906 |
| Highest Applicant Income | $4,437,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Franklin Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Franklin Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Financial's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 1,261 | $ 313,315,000 | $ 248,000 | $ 121,000 |
| Los Angeles County California | 953 | $ 172,087,000 | $ 180,000 | $ 95,000 |
| Riverside County California | 297 | $ 43,921,000 | $ 147,000 | $ 98,000 |
| San Francisco County California | 284 | $ 85,434,000 | $ 300,000 | $ 110,000 |
| San Diego County California | 241 | $ 47,515,000 | $ 197,000 | $ 111,000 |
| San Bernardino County California | 191 | $ 25,427,000 | $ 133,000 | $ 68,000 |
| Alameda County California | 171 | $ 31,236,000 | $ 182,000 | $ 96,000 |
| San Mateo County California | 159 | $ 43,020,000 | $ 270,000 | $ 109,000 |
| Contra Costa County California | 141 | $ 26,386,000 | $ 187,000 | $ 90,000 |
| Santa Clara County California | 105 | $ 20,812,000 | $ 198,000 | $ 124,000 |
| Ventura County California | 87 | $ 19,578,000 | $ 225,000 | $ 135,000 |
| Cook County Illinois | 76 | $ 8,698,000 | $ 114,000 | $ 75,000 |
| Sacramento County California | 68 | $ 8,723,000 | $ 128,000 | $ 81,000 |
| Maricopa County Arizona | 61 | $ 6,186,000 | $ 101,000 | $ 98,000 |
| Denver County Colorado | 52 | $ 6,959,000 | $ 133,000 | $ 76,000 |
| Solano County California | 48 | $ 7,579,000 | $ 157,000 | $ 93,000 |
| Stanislaus County California | 47 | $ 4,900,000 | $ 104,000 | $ 77,000 |
| Clark County Nevada | 44 | $ 7,785,000 | $ 176,000 | $ 231,000 |
| San Joaquin County California | 41 | $ 5,096,000 | $ 124,000 | $ 90,000 |
| Arapahoe County Colorado | 41 | $ 4,605,000 | $ 112,000 | $ 81,000 |
| Adams County Colorado | 36 | $ 2,874,000 | $ 79,000 | $ 71,000 |
| Jefferson County Colorado | 36 | $ 3,039,000 | $ 84,000 | $ 85,000 |
| Sonoma County California | 35 | $ 6,792,000 | $ 194,000 | $ 95,000 |
| El Paso County Colorado | 30 | $ 2,778,000 | $ 92,000 | $ 71,000 |
| Kern County California | 29 | $ 3,951,000 | $ 136,000 | $ 93,000 |
| Honolulu County Hawaii | 27 | $ 7,648,000 | $ 283,000 | $ 282,000 |
| Marin County California | 26 | $ 11,366,000 | $ 437,000 | $ 132,000 |
| Orange County Florida | 24 | $ 2,059,000 | $ 85,000 | $ 80,000 |
| King County Washington | 24 | $ 3,236,000 | $ 134,000 | $ 92,000 |
| Monterey County California | 23 | $ 3,013,000 | $ 131,000 | $ 101,000 |
| Santa Cruz County California | 22 | $ 6,710,000 | $ 305,000 | $ 97,000 |
| Douglas County Colorado | 22 | $ 1,649,000 | $ 74,000 | $ 118,000 |
| Miami-Dade County Florida | 21 | $ 2,592,000 | $ 123,000 | $ 84,000 |
| Placer County California | 20 | $ 6,360,000 | $ 318,000 | $ 125,000 |
| Larimer County Colorado | 19 | $ 1,669,000 | $ 87,000 | $ 56,000 |
| Hawaii County Hawaii | 19 | $ 4,046,000 | $ 212,000 | $ 166,000 |
| Broward County Florida | 18 | $ 1,574,000 | $ 87,000 | $ 95,000 |
| Fairfield County Connecticut | 17 | $ 3,821,000 | $ 224,000 | $ 89,000 |
| Napa County California | 15 | $ 3,368,000 | $ 224,000 | $ 83,000 |
| Maui County Hawaii | 15 | $ 3,519,000 | $ 234,000 | $ 148,000 |
| Jackson County Oregon | 15 | $ 1,296,000 | $ 86,000 | $ 60,000 |
| Montgomery County Maryland | 14 | $ 1,837,000 | $ 131,000 | $ 99,000 |
| Fresno County California | 13 | $ 1,255,000 | $ 96,000 | $ 85,000 |
| Wayne County Michigan | 13 | $ 1,708,000 | $ 131,000 | $ 89,000 |
| Nye County Nevada | 13 | $ 983,000 | $ 75,000 | $ 1,000 |
| Salt Lake County Utah | 13 | $ 1,486,000 | $ 114,000 | $ 63,000 |
| Snohomish County Washington | 12 | $ 932,000 | $ 77,000 | $ 64,000 |
| Merced County California | 11 | $ 1,772,000 | $ 161,000 | $ 94,000 |
| Palm Beach County Florida | 11 | $ 1,090,000 | $ 99,000 | $ 82,000 |
| Bernalillo County New Mexico | 11 | $ 893,000 | $ 81,000 | $ 137,000 |
| Milwaukee County Wisconsin | 11 | $ 963,000 | $ 87,000 | $ 59,000 |
| San Luis Obispo County California | 10 | $ 3,014,000 | $ 301,000 | $ 270,000 |
| Polk County Florida | 10 | $ 1,214,000 | $ 121,000 | $ 66,000 |
| DuPage County Illinois | 10 | $ 1,355,000 | $ 135,000 | $ 58,000 |
| Jackson County Missouri | 10 | $ 565,000 | $ 56,000 | $ 83,000 |
| Cuyahoga County Ohio | 10 | $ 754,000 | $ 75,000 | $ 43,000 |
| Clark County Washington | 10 | $ 979,000 | $ 97,000 | $ 82,000 |
| Pierce County Washington | 10 | $ 790,000 | $ 79,000 | $ 123,000 |
| Tulare County California | 9 | $ 961,000 | $ 106,000 | $ 61,000 |
| Lee County Florida | 9 | $ 851,000 | $ 94,000 | $ 127,000 |
| Fulton County Georgia | 9 | $ 1,406,000 | $ 156,000 | $ 196,000 |
| Mohave County Arizona | 8 | $ 1,114,000 | $ 139,000 | $ 146,000 |
| El Dorado County California | 8 | $ 1,345,000 | $ 168,000 | $ 230,000 |
| Imperial County California | 8 | $ 622,000 | $ 77,000 | $ 77,000 |
| Boulder County Colorado | 8 | $ 1,272,000 | $ 159,000 | $ 127,000 |
| Hamilton County Ohio | 8 | $ 574,000 | $ 71,000 | $ 108,000 |
| Clackamas County Oregon | 8 | $ 2,206,000 | $ 275,000 | $ 212,000 |
| Deschutes County Oregon | 8 | $ 956,000 | $ 119,000 | $ 109,000 |
| Pima County Arizona | 7 | $ 417,000 | $ 59,000 | $ 56,000 |
| Butte County California | 7 | $ 629,000 | $ 89,000 | $ 53,000 |
| Mono County California | 7 | $ 1,289,000 | $ 184,000 | $ 135,000 |
| Nevada County California | 7 | $ 997,000 | $ 142,000 | $ 110,000 |
| Weld County Colorado | 7 | $ 737,000 | $ 105,000 | $ 63,000 |
| Hartford County Connecticut | 7 | $ 1,105,000 | $ 157,000 | $ 57,000 |
| New Haven County Connecticut | 7 | $ 1,010,000 | $ 144,000 | $ 82,000 |
| Seminole County Florida | 7 | $ 665,000 | $ 95,000 | $ 84,000 |
| Volusia County Florida | 7 | $ 491,000 | $ 70,000 | $ 65,000 |
| Washington County Oregon | 7 | $ 588,000 | $ 84,000 | $ 66,000 |
| Pueblo County Colorado | 6 | $ 296,000 | $ 49,000 | $ 55,000 |
| Pinellas County Florida | 6 | $ 500,000 | $ 83,000 | $ 90,000 |
| Franklin County Ohio | 6 | $ 366,000 | $ 61,000 | $ 69,000 |
| Santa Barbara County California | 5 | $ 1,282,000 | $ 256,000 | $ 143,000 |
| Elbert County Colorado | 5 | $ 514,000 | $ 102,000 | $ 76,000 |
| Duval County Florida | 5 | $ 298,000 | $ 59,000 | $ 44,000 |
| Hillsborough County Florida | 5 | $ 664,000 | $ 132,000 | $ 23,000 |
| Monroe County Florida | 5 | $ 655,000 | $ 131,000 | $ 169,000 |
| Kane County Illinois | 5 | $ 696,000 | $ 139,000 | $ 95,000 |
| Kent County Michigan | 5 | $ 492,000 | $ 98,000 | $ 90,000 |
| Oakland County Michigan | 5 | $ 503,000 | $ 100,000 | $ 103,000 |
| Hennepin County Minnesota | 5 | $ 754,000 | $ 150,000 | $ 109,000 |
| Lake County Ohio | 5 | $ 538,000 | $ 107,000 | $ 68,000 |
| Loudoun County Virginia | 5 | $ 800,000 | $ 160,000 | $ 130,000 |
| Grant County Washington | 5 | $ 372,000 | $ 74,000 | $ 27,000 |
| Lake County California | 4 | $ 160,000 | $ 40,000 | $ 145,000 |
| Teller County Colorado | 4 | $ 406,000 | $ 101,000 | $ 57,000 |
| Lake County Florida | 4 | $ 141,000 | $ 35,000 | $ 70,000 |
| Manatee County Florida | 4 | $ 342,000 | $ 85,000 | $ 54,000 |
| Sarasota County Florida | 4 | $ 158,000 | $ 39,000 | $ 68,000 |
| Walton County Florida | 4 | $ 636,000 | $ 159,000 | $ 214,000 |
| DeKalb County Georgia | 4 | $ 290,000 | $ 72,000 | $ 99,000 |
| Fayette County Georgia | 4 | $ 480,000 | $ 120,000 | $ 95,000 |
| Canyon County Idaho | 4 | $ 203,000 | $ 50,000 | $ 77,000 |
| Williamson County Illinois | 4 | $ 611,000 | $ 152,000 | $ 77,000 |
| Lancaster County Nebraska | 4 | $ 676,000 | $ 169,000 | $ 110,000 |
| Douglas County Nevada | 4 | $ 1,360,000 | $ 340,000 | $ 124,000 |
| Lorain County Ohio | 4 | $ 356,000 | $ 89,000 | $ 69,000 |
| Montgomery County Ohio | 4 | $ 279,000 | $ 69,000 | $ 71,000 |
| Multnomah County Oregon | 4 | $ 241,000 | $ 60,000 | $ 91,000 |
| Weber County Utah | 4 | $ 292,000 | $ 73,000 | $ 83,000 |
| Fairfax County Virginia | 4 | $ 713,000 | $ 178,000 | $ 151,000 |
| Yavapai County Arizona | 3 | $ 266,000 | $ 88,000 | $ 70,000 |
| Humboldt County California | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Inyo County California | 3 | $ 603,000 | $ 201,000 | $ 43,000 |
| Yolo County California | 3 | $ 203,000 | $ 67,000 | $ 85,000 |
| Mesa County Colorado | 3 | $ 126,000 | $ 42,000 | $ 79,000 |
| Routt County Colorado | 3 | $ 382,000 | $ 127,000 | $ 96,000 |
| Summit County Colorado | 3 | $ 502,000 | $ 167,000 | $ 217,000 |
| Litchfield County Connecticut | 3 | $ 134,000 | $ 44,000 | $ 55,000 |
| New London County Connecticut | 3 | $ 259,000 | $ 86,000 | $ 98,000 |
| Osceola County Florida | 3 | $ 947,000 | $ 315,000 | $ 169,000 |
| Pasco County Florida | 3 | $ 125,000 | $ 41,000 | $ 68,000 |
| Ada County Idaho | 3 | $ 220,000 | $ 73,000 | $ 84,000 |
| Will County Illinois | 3 | $ 130,000 | $ 43,000 | $ 82,000 |
| Johnson County Indiana | 3 | $ 761,000 | $ 253,000 | $ 116,000 |
| Lake County Indiana | 3 | $ 217,000 | $ 72,000 | $ 52,000 |
| Prince George's County Maryland | 3 | $ 277,000 | $ 92,000 | $ 56,000 |
| St. Charles County Missouri | 3 | $ 314,000 | $ 104,000 | $ 72,000 |
| St. Louis City County Missouri | 3 | $ 341,000 | $ 113,000 | $ 83,000 |
| Washoe County Nevada | 3 | $ 405,000 | $ 135,000 | $ 101,000 |
| Butler County Ohio | 3 | $ 179,000 | $ 59,000 | $ 39,000 |
| Lucas County Ohio | 3 | $ 171,000 | $ 57,000 | $ 69,000 |
| Portage County Ohio | 3 | $ 1,080,000 | $ 360,000 | $ 142,000 |
| Lane County Oregon | 3 | $ 156,000 | $ 52,000 | $ 49,000 |
| Dallas County Texas | 3 | $ 335,000 | $ 111,000 | $ 60,000 |
| Davis County Utah | 3 | $ 208,000 | $ 69,000 | $ 140,000 |
| Cowlitz County Washington | 3 | $ 95,000 | $ 31,000 | $ 65,000 |
| Island County Washington | 3 | $ 673,000 | $ 224,000 | $ 109,000 |
| Kitsap County Washington | 3 | $ 515,000 | $ 171,000 | $ 92,000 |
| Skagit County Washington | 3 | $ 159,000 | $ 53,000 | $ 53,000 |
| Pinal County Arizona | 2 | $ 123,000 | $ 61,000 | $ 20,000 |
| Yuma County Arizona | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Madera County California | 2 | $ 1,555,000 | $ 777,000 | $ 218,000 |
| San Benito County California | 2 | $ 167,000 | $ 83,000 | $ 114,000 |
| Shasta County California | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
| Sutter County California | 2 | $ 258,000 | $ 129,000 | $ 46,000 |
| Tuolumne County California | 2 | $ 430,000 | $ 215,000 | $ 132,000 |
| Garfield County Colorado | 2 | $ 806,000 | $ 403,000 | $ 153,000 |
| Kit Carson County Colorado | 2 | $ 68,000 | $ 34,000 | $ 86,000 |
| Middlesex County Connecticut | 2 | $ 218,000 | $ 109,000 | $ 89,000 |
| Tolland County Connecticut | 2 | $ 315,000 | $ 157,000 | $ 101,000 |
| New Castle County Delaware | 2 | $ 162,000 | $ 81,000 | $ 129,000 |
| Bay County Florida | 2 | $ 299,000 | $ 149,000 | $ 134,000 |
| Flagler County Florida | 2 | $ 250,000 | $ 125,000 | $ 87,000 |
| Martin County Florida | 2 | $ 157,000 | $ 78,000 | $ 67,000 |
| Gwinnett County Georgia | 2 | $ 499,000 | $ 249,000 | $ 206,000 |
| Bonneville County Idaho | 2 | $ 42,000 | $ 21,000 | $ 42,000 |
| Kankakee County Illinois | 2 | $ 52,000 | $ 26,000 | $ 51,000 |
| Howard County Indiana | 2 | $ 100,000 | $ 50,000 | $ 103,000 |
| Putnam County Indiana | 2 | $ 114,000 | $ 57,000 | $ 108,000 |
| Vanderburgh County Indiana | 2 | $ 225,000 | $ 112,000 | $ 270,000 |
| Campbell County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 68,000 |
| Anne Arundel County Maryland | 2 | $ 123,000 | $ 61,000 | $ 97,000 |
| Baltimore County Maryland | 2 | $ 112,000 | $ 56,000 | $ 96,000 |
| Macomb County Michigan | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Washtenaw County Michigan | 2 | $ 192,000 | $ 96,000 | $ 72,000 |
| Itasca County Minnesota | 2 | $ 429,000 | $ 214,000 | $ 88,000 |
| Washington County Minnesota | 2 | $ 264,000 | $ 132,000 | $ 101,000 |
| Wright County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| DeSoto County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Douglas County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Ocean County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| Santa Fe County New Mexico | 2 | $ 259,000 | $ 129,000 | $ 54,000 |
| Clermont County Ohio | 2 | $ 70,000 | $ 35,000 | $ 67,000 |
| Geauga County Ohio | 2 | $ 447,000 | $ 223,000 | $ 135,000 |
| Summit County Ohio | 2 | $ 368,000 | $ 184,000 | $ 62,000 |
| Tulsa County Oklahoma | 2 | $ 274,000 | $ 137,000 | $ 192,000 |
| Curry County Oregon | 2 | $ 148,000 | $ 74,000 | $ 101,000 |
| Yamhill County Oregon | 2 | $ 175,000 | $ 87,000 | $ 69,000 |
| Charleston County South Carolina | 2 | $ 75,000 | $ 37,000 | $ 54,000 |
| Hamilton County Tennessee | 2 | $ 236,000 | $ 118,000 | $ 48,000 |
| Maury County Tennessee | 2 | $ 194,000 | $ 97,000 | $ 24,000 |
| Harris County Texas | 2 | $ 755,000 | $ 377,000 | $ 186,000 |
| Summit County Utah | 2 | $ 266,000 | $ 133,000 | $ 19,000 |
| Spokane County Washington | 2 | $ 371,000 | $ 185,000 | $ 30,000 |
| Whatcom County Washington | 2 | $ 79,000 | $ 39,000 | $ 319,000 |
| Dane County Wisconsin | 2 | $ 225,000 | $ 112,000 | $ 155,000 |
| Kenosha County Wisconsin | 2 | $ 103,000 | $ 51,000 | $ 100,000 |
| Waukesha County Wisconsin | 2 | $ 192,000 | $ 96,000 | $ 68,000 |
| Winnebago County Wisconsin | 2 | $ 129,000 | $ 64,000 | $ 79,000 |
| Cochise County Arizona | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Coconino County Arizona | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Calaveras County California | 1 | $ 232,000 | $ 232,000 | $ 120,000 |
| Mariposa County California | 1 | $ 49,000 | $ 49,000 | $ 131,000 |
| Mendocino County California | 1 | $ 186,000 | $ 186,000 | $ 54,000 |
| Siskiyou County California | 1 | $ 60,000 | $ 60,000 | $ 125,000 |
| Archuleta County Colorado | 1 | $ 250,000 | $ 250,000 | $ 240,000 |
| Clear Creek County Colorado | 1 | $ 74,000 | $ 74,000 | $ 288,000 |
| Logan County Colorado | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| San Miguel County Colorado | 1 | $ 150,000 | $ 150,000 | $ 2,160,000 |
| Washington County Colorado | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 1 | $ 90,000 | $ 90,000 | $ 86,000 |
| Brevard County Florida | 1 | $ 80,000 | $ 80,000 | $ 113,000 |
| Charlotte County Florida | 1 | $ 28,000 | $ 28,000 | $ 56,000 |
| Collier County Florida | 1 | $ 224,000 | $ 224,000 | $ 69,000 |
| Highlands County Florida | 1 | $ 81,000 | $ 81,000 | $ 107,000 |
| Leon County Florida | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Santa Rosa County Florida | 1 | $ 22,000 | $ 22,000 | $ 92,000 |
| St. Johns County Florida | 1 | $ 60,000 | $ 60,000 | $ 228,000 |
| Clayton County Georgia | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Pulaski County Georgia | 1 | $ 30,000 | $ 30,000 | $ 77,000 |
| Richmond County Georgia | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Kauai County Hawaii | 1 | $ 326,000 | $ 326,000 | $ 322,000 |
| Bingham County Idaho | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Blaine County Idaho | 1 | $ 3,500,000 | $ 3,500,000 | $ 960,000 |
| Boise County Idaho | 1 | $ 51,000 | $ 51,000 | $ 78,000 |
| Nez Perce County Idaho | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Bond County Illinois | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Lake County Illinois | 1 | $ 40,000 | $ 40,000 | $ 90,000 |
| McHenry County Illinois | 1 | $ 94,000 | $ 94,000 | $ 363,000 |
| St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Allen County Indiana | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Cass County Indiana | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Dearborn County Indiana | 1 | $ 62,000 | $ 62,000 | $ 108,000 |
| Marion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 73,000 |
| Hopkins County Kentucky | 1 | $ 29,000 | $ 29,000 | $ 52,000 |
| Oldham County Kentucky | 1 | $ 276,000 | $ 276,000 | $ 559,000 |
| Orleans County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 48,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 88,000 |
| Calvert County Maryland | 1 | $ 111,000 | $ 111,000 | $ 94,000 |
| Carroll County Maryland | 1 | $ 39,000 | $ 39,000 | $ 64,000 |
| Frederick County Maryland | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Harford County Maryland | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Howard County Maryland | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| St. Mary's County Maryland | 1 | $ 50,000 | $ 50,000 | $ 92,000 |
| Washington County Maryland | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Wicomico County Maryland | 1 | $ 39,000 | $ 39,000 | $ 109,000 |
| Ionia County Michigan | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Mason County Michigan | 1 | $ 47,000 | $ 47,000 | $ 142,000 |
| Ottawa County Michigan | 1 | $ 116,000 | $ 116,000 | $ 83,000 |
| Saginaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Anoka County Minnesota | 1 | $ 27,000 | $ 27,000 | $ 42,000 |
| McLeod County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 44,000 |
| Boone County Missouri | 1 | $ 168,000 | $ 168,000 | $ 90,000 |
| Christian County Missouri | 1 | $ 206,000 | $ 206,000 | $ 90,000 |
| Cole County Missouri | 1 | $ 43,000 | $ 43,000 | $ 146,000 |
| Jefferson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Otoe County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 197,000 |
| Carson City County Nevada | 1 | $ 172,000 | $ 172,000 | $ 79,000 |
| Lyon County Nevada | 1 | $ 230,000 | $ 230,000 | $ 102,000 |
| Sandoval County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 240,000 |
| Allen County Ohio | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Clark County Ohio | 1 | $ 32,000 | $ 32,000 | $ 50,000 |
| Erie County Ohio | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Greene County Ohio | 1 | $ 69,000 | $ 69,000 | $ 90,000 |
| Van Wert County Ohio | 1 | $ 71,000 | $ 71,000 | $ 106,000 |
| Warren County Ohio | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Coos County Oregon | 1 | $ 53,000 | $ 53,000 | $ 198,000 |
| Crook County Oregon | 1 | $ 32,000 | $ 32,000 | $ 51,000 |
| Douglas County Oregon | 1 | $ 276,000 | $ 276,000 | $ 120,000 |
| Hood River County Oregon | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Marion County Oregon | 1 | $ 31,000 | $ 31,000 | $ 106,000 |
| Philadelphia County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Beaufort County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Horry County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 348,000 |
| Meade County South Dakota | 1 | $ 92,000 | $ 92,000 | $ 90,000 |
| Davidson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Dyer County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 75,000 |
| Franklin County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 132,000 |
| Fort Bend County Texas | 1 | $ 111,000 | $ 111,000 | $ 54,000 |
| Potter County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Travis County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cache County Utah | 1 | $ 76,000 | $ 76,000 | $ 79,000 |
| Utah County Utah | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Wasatch County Utah | 1 | $ 106,000 | $ 106,000 | $ 122,000 |
| Arlington County Virginia | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Hanover County Virginia | 1 | $ 180,000 | $ 180,000 | $ 74,000 |
| Prince William County Virginia | 1 | $ 270,000 | $ 270,000 | $ 84,000 |
| Stafford County Virginia | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Clallam County Washington | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Yakima County Washington | 1 | $ 26,000 | $ 26,000 | $ 68,000 |
| Marathon County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Oneida County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 149,000 |
| Outagamie County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 86,000 |
| Racine County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 42,000 |
| Goshen County Wyoming | 1 | $ 44,000 | $ 44,000 | $ 15,000 |
Mortgage Loan Application Detail Totals for Franklin Financial in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,065 | $659,975,000 | $136,290 | $4,000,000 | $99,709 | $2,284,000 |
| Home Purchase (one-to-four family) | 2,182 | $378,309,000 | $127,580 | $2,380,000 | $106,709 | $4,437,000 |
| Home Improvement (one-to-four family) | 388 | $26,663,000 | $60,250 | $500,000 | $102,125 | $780,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,410 | $699,022,000 | $135,741 | $3,960,000 | $105,774 | $4,437,000 |
| Hispanic | 887 | $129,295,000 | $125,800 | $1,000,000 | $103,950 | $576,000 |
| Information not provided by applicant in mail or telephone application | 618 | $103,127,000 | $97,653 | $4,000,000 | $90,230 | $1,632,000 |
| Asian or Pacific Islander | 429 | $93,922,000 | $119,230 | $2,000,000 | $118,692 | $1,798,000 |
| Black | 233 | $28,528,000 | $93,722 | $770,000 | $78,611 | $308,000 |
| Other | 42 | $7,714,000 | $228,857 | $980,000 | $111,857 | $300,000 |
| American Indian or Alaskan Native | 16 | $3,339,000 | $124,000 | $645,000 | $147,000 | $734,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,633 | $1,064,559,000 | $123,888 | $4,000,000 | $101,972 | $4,437,000 |
| FHA-insured (Federal Housing Administration) | 2 | $388,000 | $194,000 | $273,000 | $137,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,065 | $650,930,000 | $151,892 | $2,380,000 | $120,821 | $2,160,000 |
| Application Approved But Not Accepted | 915 | $160,153,000 | $118,551 | $998,000 | $99,689 | $984,000 |
| Application Denied By Financial Institution | 801 | $104,120,000 | $87,111 | $1,495,000 | $86,296 | $2,160,000 |
| Application Withdrawn By Applicant | 418 | $79,708,000 | $116,565 | $3,960,000 | $112,956 | $4,437,000 |
| File Closed For Incompleteness | 381 | $62,938,000 | $152,571 | $4,000,000 | $118,035 | $960,000 |
| Loan Purchased By The Institution | 55 | $7,098,000 | $101,200 | $650,000 | $50,000 | $268,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Financial's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.