Franklin First Financial, Ltd
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Franklin First Financial, Ltd 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin First Financial, Ltd 538 Broadhollow Road Melville, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,232 |
| Total Mortgage Loan Application Amount | $584,410,000 |
| Average Mortgage Loan Application Amount | $244,666 |
| Highest Mortgage Loan Application Amount | $818,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Franklin First Financial, Ltd. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin First Financial, Ltd's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Franklin First Financial, Ltd's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin First Financial, Ltd serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin First Financial, Ltd, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin First Financial, Ltd's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 212 | $ 59,723,000 | $ 281,000 | $ 98,000 |
| Kings County New York | 207 | $ 74,567,000 | $ 360,000 | $ 92,000 |
| Queens County New York | 160 | $ 52,944,000 | $ 330,000 | $ 90,000 |
| Nassau County New York | 150 | $ 49,623,000 | $ 330,000 | $ 117,000 |
| Bronx County New York | 66 | $ 21,347,000 | $ 323,000 | $ 77,000 |
| Richmond County New York | 43 | $ 13,995,000 | $ 325,000 | $ 99,000 |
| Bergen County New Jersey | 42 | $ 12,820,000 | $ 305,000 | $ 105,000 |
| Westchester County New York | 42 | $ 14,777,000 | $ 351,000 | $ 108,000 |
| Erie County New York | 38 | $ 5,975,000 | $ 157,000 | $ 88,000 |
| Cook County Illinois | 32 | $ 5,667,000 | $ 177,000 | $ 64,000 |
| Essex County New Jersey | 31 | $ 8,926,000 | $ 287,000 | $ 87,000 |
| Prince George's County Maryland | 28 | $ 6,927,000 | $ 247,000 | $ 81,000 |
| Middlesex County New Jersey | 23 | $ 6,074,000 | $ 264,000 | $ 91,000 |
| Los Angeles County California | 21 | $ 6,017,000 | $ 286,000 | $ 76,000 |
| Fairfield County Connecticut | 21 | $ 5,423,000 | $ 258,000 | $ 93,000 |
| Passaic County New Jersey | 21 | $ 6,111,000 | $ 291,000 | $ 100,000 |
| Hartford County Connecticut | 20 | $ 4,283,000 | $ 214,000 | $ 69,000 |
| Ocean County New Jersey | 20 | $ 5,433,000 | $ 271,000 | $ 84,000 |
| Middlesex County Massachusetts | 18 | $ 5,112,000 | $ 284,000 | $ 89,000 |
| Monmouth County New Jersey | 18 | $ 5,517,000 | $ 306,000 | $ 212,000 |
| Philadelphia County Pennsylvania | 18 | $ 3,151,000 | $ 175,000 | $ 56,000 |
| Miami-Dade County Florida | 17 | $ 3,304,000 | $ 194,000 | $ 88,000 |
| Dutchess County New York | 16 | $ 4,806,000 | $ 300,000 | $ 118,000 |
| Broward County Florida | 15 | $ 2,856,000 | $ 190,000 | $ 123,000 |
| Plymouth County Massachusetts | 15 | $ 3,132,000 | $ 208,000 | $ 71,000 |
| Morris County New Jersey | 15 | $ 4,465,000 | $ 297,000 | $ 152,000 |
| Union County New Jersey | 15 | $ 4,245,000 | $ 283,000 | $ 101,000 |
| Rockland County New York | 15 | $ 4,744,000 | $ 316,000 | $ 108,000 |
| New Haven County Connecticut | 14 | $ 3,157,000 | $ 225,000 | $ 72,000 |
| New York County New York | 14 | $ 5,637,000 | $ 402,000 | $ 188,000 |
| Hudson County New Jersey | 13 | $ 3,459,000 | $ 266,000 | $ 99,000 |
| Orange County New York | 13 | $ 3,362,000 | $ 258,000 | $ 92,000 |
| Monroe County Pennsylvania | 12 | $ 2,061,000 | $ 171,000 | $ 65,000 |
| Monroe County New York | 11 | $ 1,501,000 | $ 136,000 | $ 74,000 |
| Essex County Massachusetts | 10 | $ 2,884,000 | $ 288,000 | $ 79,000 |
| Worcester County Massachusetts | 10 | $ 2,462,000 | $ 246,000 | $ 87,000 |
| Otsego County New York | 10 | $ 2,085,000 | $ 208,000 | $ 134,000 |
| Montgomery County Pennsylvania | 10 | $ 2,472,000 | $ 247,000 | $ 74,000 |
| Palm Beach County Florida | 9 | $ 1,919,000 | $ 213,000 | $ 73,000 |
| Norfolk County Massachusetts | 9 | $ 2,567,000 | $ 285,000 | $ 87,000 |
| Suffolk County Massachusetts | 9 | $ 2,711,000 | $ 301,000 | $ 71,000 |
| Camden County New Jersey | 9 | $ 1,720,000 | $ 191,000 | $ 67,000 |
| Somerset County New Jersey | 9 | $ 2,704,000 | $ 300,000 | $ 115,000 |
| Delaware County Pennsylvania | 9 | $ 1,802,000 | $ 200,000 | $ 74,000 |
| Middlesex County Connecticut | 8 | $ 2,213,000 | $ 276,000 | $ 98,000 |
| New Castle County Delaware | 8 | $ 1,427,000 | $ 178,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 8 | $ 2,621,000 | $ 327,000 | $ 111,000 |
| Hall County Georgia | 8 | $ 1,049,000 | $ 131,000 | $ 59,000 |
| Anne Arundel County Maryland | 8 | $ 2,013,000 | $ 251,000 | $ 77,000 |
| Montgomery County Maryland | 8 | $ 2,877,000 | $ 359,000 | $ 113,000 |
| Hampden County Massachusetts | 8 | $ 1,501,000 | $ 187,000 | $ 81,000 |
| Hillsborough County New Hampshire | 8 | $ 2,100,000 | $ 262,000 | $ 85,000 |
| Mercer County New Jersey | 8 | $ 1,762,000 | $ 220,000 | $ 98,000 |
| Horry County South Carolina | 8 | $ 2,585,000 | $ 323,000 | $ 88,000 |
| Bristol County Massachusetts | 7 | $ 1,485,000 | $ 212,000 | $ 45,000 |
| Burlington County New Jersey | 7 | $ 2,004,000 | $ 286,000 | $ 90,000 |
| Rensselaer County New York | 7 | $ 1,091,000 | $ 155,000 | $ 60,000 |
| Saratoga County New York | 7 | $ 1,264,000 | $ 180,000 | $ 80,000 |
| Ulster County New York | 7 | $ 1,367,000 | $ 195,000 | $ 85,000 |
| Allegheny County Pennsylvania | 7 | $ 1,392,000 | $ 198,000 | $ 102,000 |
| Bucks County Pennsylvania | 7 | $ 1,425,000 | $ 203,000 | $ 79,000 |
| Chester County Pennsylvania | 7 | $ 1,999,000 | $ 285,000 | $ 85,000 |
| Harris County Texas | 7 | $ 1,081,000 | $ 154,000 | $ 10,000 |
| Baltimore County Maryland | 6 | $ 1,474,000 | $ 245,000 | $ 102,000 |
| Gloucester County New Jersey | 6 | $ 1,098,000 | $ 183,000 | $ 65,000 |
| Albany County New York | 6 | $ 1,180,000 | $ 196,000 | $ 45,000 |
| Putnam County New York | 6 | $ 1,608,000 | $ 268,000 | $ 128,000 |
| Franklin County Ohio | 6 | $ 1,030,000 | $ 171,000 | $ 51,000 |
| Berks County Pennsylvania | 6 | $ 1,142,000 | $ 190,000 | $ 73,000 |
| DuPage County Illinois | 5 | $ 1,348,000 | $ 269,000 | $ 99,000 |
| Niagara County New York | 5 | $ 818,000 | $ 163,000 | $ 78,000 |
| Schenectady County New York | 5 | $ 587,000 | $ 117,000 | $ 57,000 |
| Fresno County California | 4 | $ 795,000 | $ 198,000 | $ 67,000 |
| San Diego County California | 4 | $ 1,014,000 | $ 253,000 | $ 81,000 |
| Litchfield County Connecticut | 4 | $ 722,000 | $ 180,000 | $ 63,000 |
| Kent County Delaware | 4 | $ 916,000 | $ 229,000 | $ 40,000 |
| Hillsborough County Florida | 4 | $ 485,000 | $ 121,000 | $ 42,000 |
| Marion County Florida | 4 | $ 459,000 | $ 114,000 | $ 54,000 |
| Orange County Florida | 4 | $ 621,000 | $ 155,000 | $ 65,000 |
| Pasco County Florida | 4 | $ 594,000 | $ 148,000 | $ 46,000 |
| Bibb County Georgia | 4 | $ 526,000 | $ 131,000 | $ 81,000 |
| Carroll County Maryland | 4 | $ 870,000 | $ 217,000 | $ 75,000 |
| Harford County Maryland | 4 | $ 1,138,000 | $ 284,000 | $ 86,000 |
| Macomb County Michigan | 4 | $ 756,000 | $ 189,000 | $ 53,000 |
| Oakland County Michigan | 4 | $ 866,000 | $ 216,000 | $ 87,000 |
| Strafford County New Hampshire | 4 | $ 966,000 | $ 241,000 | $ 90,000 |
| Atlantic County New Jersey | 4 | $ 1,128,000 | $ 282,000 | $ 106,000 |
| Sussex County New Jersey | 4 | $ 1,089,000 | $ 272,000 | $ 116,000 |
| Washington County New York | 4 | $ 830,000 | $ 207,000 | $ 75,000 |
| Wyoming County New York | 4 | $ 549,000 | $ 137,000 | $ 61,000 |
| Buncombe County North Carolina | 4 | $ 875,000 | $ 218,000 | $ 98,000 |
| Mecklenburg County North Carolina | 4 | $ 695,000 | $ 173,000 | $ 53,000 |
| Cuyahoga County Ohio | 4 | $ 560,000 | $ 140,000 | $ 49,000 |
| Dauphin County Pennsylvania | 4 | $ 990,000 | $ 247,000 | $ 94,000 |
| Lancaster County Pennsylvania | 4 | $ 723,000 | $ 180,000 | $ 89,000 |
| Westmoreland County Pennsylvania | 4 | $ 608,000 | $ 152,000 | $ 60,000 |
| San Joaquin County California | 3 | $ 410,000 | $ 136,000 | $ 96,000 |
| Osceola County Florida | 3 | $ 243,000 | $ 81,000 | $ 44,000 |
| Pinellas County Florida | 3 | $ 298,000 | $ 99,000 | $ 37,000 |
| St. Lucie County Florida | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| Cherokee County Georgia | 3 | $ 659,000 | $ 219,000 | $ 48,000 |
| Fulton County Georgia | 3 | $ 475,000 | $ 158,000 | $ 60,000 |
| Gwinnett County Georgia | 3 | $ 514,000 | $ 171,000 | $ 52,000 |
| Marion County Indiana | 3 | $ 512,000 | $ 170,000 | $ 0 |
| St. Joseph County Indiana | 3 | $ 390,000 | $ 130,000 | $ 12,000 |
| Penobscot County Maine | 3 | $ 523,000 | $ 174,000 | $ 77,000 |
| Frederick County Maryland | 3 | $ 815,000 | $ 271,000 | $ 72,000 |
| Hampshire County Massachusetts | 3 | $ 813,000 | $ 271,000 | $ 83,000 |
| Wayne County Michigan | 3 | $ 502,000 | $ 167,000 | $ 74,000 |
| Salem County New Jersey | 3 | $ 605,000 | $ 201,000 | $ 69,000 |
| Greene County New York | 3 | $ 722,000 | $ 240,000 | $ 103,000 |
| Herkimer County New York | 3 | $ 355,000 | $ 118,000 | $ 64,000 |
| Onondaga County New York | 3 | $ 486,000 | $ 162,000 | $ 57,000 |
| Warren County New York | 3 | $ 534,000 | $ 178,000 | $ 58,000 |
| Wayne County New York | 3 | $ 380,000 | $ 126,000 | $ 87,000 |
| Brunswick County North Carolina | 3 | $ 553,000 | $ 184,000 | $ 144,000 |
| Macon County North Carolina | 3 | $ 713,000 | $ 237,000 | $ 71,000 |
| Wake County North Carolina | 3 | $ 673,000 | $ 224,000 | $ 34,000 |
| Canadian County Oklahoma | 3 | $ 730,000 | $ 243,000 | $ 90,000 |
| Lehigh County Pennsylvania | 3 | $ 459,000 | $ 153,000 | $ 26,000 |
| Luzerne County Pennsylvania | 3 | $ 468,000 | $ 156,000 | $ 48,000 |
| Northampton County Pennsylvania | 3 | $ 494,000 | $ 164,000 | $ 76,000 |
| York County Pennsylvania | 3 | $ 570,000 | $ 190,000 | $ 64,000 |
| Kent County Rhode Island | 3 | $ 731,000 | $ 243,000 | $ 96,000 |
| Richland County South Carolina | 3 | $ 585,000 | $ 195,000 | $ 79,000 |
| Davidson County Tennessee | 3 | $ 582,000 | $ 194,000 | $ 29,000 |
| Knox County Tennessee | 3 | $ 421,000 | $ 140,000 | $ 54,000 |
| Williamson County Tennessee | 3 | $ 637,000 | $ 212,000 | $ 62,000 |
| Contra Costa County California | 2 | $ 679,000 | $ 339,000 | $ 82,000 |
| Orange County California | 2 | $ 611,000 | $ 305,000 | $ 177,000 |
| Santa Clara County California | 2 | $ 951,000 | $ 475,000 | $ 122,000 |
| New London County Connecticut | 2 | $ 382,000 | $ 191,000 | $ 95,000 |
| Windham County Connecticut | 2 | $ 325,000 | $ 162,000 | $ 25,000 |
| Brevard County Florida | 2 | $ 258,000 | $ 129,000 | $ 41,000 |
| Clay County Florida | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Collier County Florida | 2 | $ 315,000 | $ 157,000 | $ 48,000 |
| Duval County Florida | 2 | $ 276,000 | $ 138,000 | $ 34,000 |
| Lake County Florida | 2 | $ 550,000 | $ 275,000 | $ 161,000 |
| Manatee County Florida | 2 | $ 348,000 | $ 174,000 | $ 86,000 |
| Polk County Florida | 2 | $ 506,000 | $ 253,000 | $ 83,000 |
| Volusia County Florida | 2 | $ 188,000 | $ 94,000 | $ 65,000 |
| DeKalb County Georgia | 2 | $ 305,000 | $ 152,000 | $ 70,000 |
| Douglas County Georgia | 2 | $ 166,000 | $ 83,000 | $ 77,000 |
| Forsyth County Georgia | 2 | $ 644,000 | $ 322,000 | $ 168,000 |
| Glynn County Georgia | 2 | $ 542,000 | $ 271,000 | $ 99,000 |
| Henry County Georgia | 2 | $ 399,000 | $ 199,000 | $ 54,000 |
| Lowndes County Georgia | 2 | $ 280,000 | $ 140,000 | $ 52,000 |
| Paulding County Georgia | 2 | $ 226,000 | $ 113,000 | $ 62,000 |
| McHenry County Illinois | 2 | $ 332,000 | $ 166,000 | $ 80,000 |
| Will County Illinois | 2 | $ 263,000 | $ 131,000 | $ 49,000 |
| Hamilton County Indiana | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Lake County Indiana | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Marshall County Indiana | 2 | $ 265,000 | $ 132,000 | $ 38,000 |
| Cumberland County Maine | 2 | $ 412,000 | $ 206,000 | $ 61,000 |
| Baltimore City County Maryland | 2 | $ 834,000 | $ 417,000 | $ 162,000 |
| Cecil County Maryland | 2 | $ 511,000 | $ 255,000 | $ 98,000 |
| St. Mary's County Maryland | 2 | $ 441,000 | $ 220,000 | $ 63,000 |
| Berkshire County Massachusetts | 2 | $ 485,000 | $ 242,000 | $ 89,000 |
| Lapeer County Michigan | 2 | $ 206,000 | $ 103,000 | $ 44,000 |
| Washington County Minnesota | 2 | $ 284,000 | $ 142,000 | $ 40,000 |
| Cape May County New Jersey | 2 | $ 482,000 | $ 241,000 | $ 107,000 |
| Cumberland County New Jersey | 2 | $ 347,000 | $ 173,000 | $ 77,000 |
| Hunterdon County New Jersey | 2 | $ 596,000 | $ 298,000 | $ 125,000 |
| Warren County New Jersey | 2 | $ 484,000 | $ 242,000 | $ 83,000 |
| Dona Ana County New Mexico | 2 | $ 256,000 | $ 128,000 | $ 33,000 |
| Essex County New York | 2 | $ 405,000 | $ 202,000 | $ 111,000 |
| Jefferson County New York | 2 | $ 448,000 | $ 224,000 | $ 71,000 |
| Madison County New York | 2 | $ 407,000 | $ 203,000 | $ 71,000 |
| Sullivan County New York | 2 | $ 564,000 | $ 282,000 | $ 90,000 |
| Craven County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 73,000 |
| Cumberland County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 87,000 |
| McDowell County North Carolina | 2 | $ 209,000 | $ 104,000 | $ 36,000 |
| Rutherford County North Carolina | 2 | $ 153,000 | $ 76,000 | $ 34,000 |
| Transylvania County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 60,000 |
| Union County North Carolina | 2 | $ 522,000 | $ 261,000 | $ 95,000 |
| Butler County Ohio | 2 | $ 405,000 | $ 202,000 | $ 80,000 |
| Lake County Ohio | 2 | $ 315,000 | $ 157,000 | $ 52,000 |
| Montgomery County Ohio | 2 | $ 242,000 | $ 121,000 | $ 19,000 |
| Tulsa County Oklahoma | 2 | $ 215,000 | $ 107,000 | $ 30,000 |
| Cumberland County Pennsylvania | 2 | $ 365,000 | $ 182,000 | $ 58,000 |
| Franklin County Pennsylvania | 2 | $ 279,000 | $ 139,000 | $ 70,000 |
| Pike County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 140,000 |
| Washington County Pennsylvania | 2 | $ 338,000 | $ 169,000 | $ 95,000 |
| Aiken County South Carolina | 2 | $ 319,000 | $ 159,000 | $ 54,000 |
| Anderson County South Carolina | 2 | $ 231,000 | $ 115,000 | $ 90,000 |
| Charleston County South Carolina | 2 | $ 425,000 | $ 212,000 | $ 78,000 |
| Dorchester County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Greenville County South Carolina | 2 | $ 385,000 | $ 192,000 | $ 81,000 |
| Rutherford County Tennessee | 2 | $ 364,000 | $ 182,000 | $ 63,000 |
| Shelby County Tennessee | 2 | $ 314,000 | $ 157,000 | $ 34,000 |
| Bexar County Texas | 2 | $ 409,000 | $ 204,000 | $ 0 |
| Collin County Texas | 2 | $ 243,000 | $ 121,000 | $ 24,000 |
| Dallas County Texas | 2 | $ 269,000 | $ 134,000 | $ 0 |
| Tarrant County Texas | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| Clark County Washington | 2 | $ 403,000 | $ 201,000 | $ 58,000 |
| Sheridan County Wyoming | 2 | $ 221,000 | $ 110,000 | $ 47,000 |
| Fairbanks North Star County Alaska | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Matanuska-Susitna County Alaska | 1 | $ 151,000 | $ 151,000 | $ 36,000 |
| Benton County Arkansas | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| Faulkner County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Lonoke County Arkansas | 1 | $ 210,000 | $ 210,000 | $ 35,000 |
| Newton County Arkansas | 1 | $ 63,000 | $ 63,000 | $ 20,000 |
| Pope County Arkansas | 1 | $ 121,000 | $ 121,000 | $ 57,000 |
| Monterey County California | 1 | $ 214,000 | $ 214,000 | $ 58,000 |
| Riverside County California | 1 | $ 236,000 | $ 236,000 | $ 77,000 |
| San Luis Obispo County California | 1 | $ 436,000 | $ 436,000 | $ 108,000 |
| Santa Barbara County California | 1 | $ 422,000 | $ 422,000 | $ 81,000 |
| Santa Cruz County California | 1 | $ 322,000 | $ 322,000 | $ 160,000 |
| Sonoma County California | 1 | $ 498,000 | $ 498,000 | $ 216,000 |
| Stanislaus County California | 1 | $ 246,000 | $ 246,000 | $ 80,000 |
| Tuolumne County California | 1 | $ 188,000 | $ 188,000 | $ 49,000 |
| Denver County Colorado | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| La Plata County Colorado | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| Tolland County Connecticut | 1 | $ 212,000 | $ 212,000 | $ 57,000 |
| Sussex County Delaware | 1 | $ 141,000 | $ 141,000 | $ 154,000 |
| Bradford County Florida | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Charlotte County Florida | 1 | $ 64,000 | $ 64,000 | $ 55,000 |
| Citrus County Florida | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Escambia County Florida | 1 | $ 168,000 | $ 168,000 | $ 76,000 |
| Lee County Florida | 1 | $ 97,000 | $ 97,000 | $ 45,000 |
| Monroe County Florida | 1 | $ 296,000 | $ 296,000 | $ 62,000 |
| Sarasota County Florida | 1 | $ 146,000 | $ 146,000 | $ 40,000 |
| Seminole County Florida | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| St. Johns County Florida | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Barrow County Georgia | 1 | $ 232,000 | $ 232,000 | $ 83,000 |
| Carroll County Georgia | 1 | $ 131,000 | $ 131,000 | $ 38,000 |
| Catoosa County Georgia | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Clayton County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Cobb County Georgia | 1 | $ 252,000 | $ 252,000 | $ 237,000 |
| Columbia County Georgia | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Dawson County Georgia | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Fayette County Georgia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Floyd County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Habersham County Georgia | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| Houston County Georgia | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Jasper County Georgia | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Lamar County Georgia | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
| Lee County Georgia | 1 | $ 97,000 | $ 97,000 | $ 28,000 |
| Pulaski County Georgia | 1 | $ 151,000 | $ 151,000 | $ 151,000 |
| Rockdale County Georgia | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Troup County Georgia | 1 | $ 71,000 | $ 71,000 | $ 53,000 |
| Upson County Georgia | 1 | $ 139,000 | $ 139,000 | $ 37,000 |
| Wilcox County Georgia | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Honolulu County Hawaii | 1 | $ 169,000 | $ 169,000 | $ 48,000 |
| Bannock County Idaho | 1 | $ 281,000 | $ 281,000 | $ 83,000 |
| Kootenai County Idaho | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Payette County Idaho | 1 | $ 260,000 | $ 260,000 | $ 87,000 |
| Kendall County Illinois | 1 | $ 161,000 | $ 161,000 | $ 60,000 |
| Lake County Illinois | 1 | $ 147,000 | $ 147,000 | $ 109,000 |
| LaSalle County Illinois | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| Livingston County Illinois | 1 | $ 201,000 | $ 201,000 | $ 127,000 |
| Sangamon County Illinois | 1 | $ 184,000 | $ 184,000 | $ 66,000 |
| St. Clair County Illinois | 1 | $ 116,000 | $ 116,000 | $ 81,000 |
| Brown County Indiana | 1 | $ 209,000 | $ 209,000 | $ 81,000 |
| Elkhart County Indiana | 1 | $ 99,000 | $ 99,000 | $ 31,000 |
| Grant County Indiana | 1 | $ 114,000 | $ 114,000 | $ 94,000 |
| Hendricks County Indiana | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Johnson County Iowa | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Lyon County Iowa | 1 | $ 191,000 | $ 191,000 | $ 52,000 |
| Mitchell County Iowa | 1 | $ 230,000 | $ 230,000 | $ 105,000 |
| Polk County Iowa | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Leavenworth County Kansas | 1 | $ 133,000 | $ 133,000 | $ 79,000 |
| Sedgwick County Kansas | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Androscoggin County Maine | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Franklin County Maine | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Kennebec County Maine | 1 | $ 112,000 | $ 112,000 | $ 55,000 |
| Lincoln County Maine | 1 | $ 112,000 | $ 112,000 | $ 49,000 |
| Somerset County Maine | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| York County Maine | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
| Charles County Maryland | 1 | $ 294,000 | $ 294,000 | $ 64,000 |
| Kent County Maryland | 1 | $ 217,000 | $ 217,000 | $ 41,000 |
| Queen Anne's County Maryland | 1 | $ 424,000 | $ 424,000 | $ 99,000 |
| Somerset County Maryland | 1 | $ 290,000 | $ 290,000 | $ 59,000 |
| Talbot County Maryland | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| Washington County Maryland | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Barnstable County Massachusetts | 1 | $ 381,000 | $ 381,000 | $ 123,000 |
| Dukes County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 55,000 |
| Franklin County Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Chippewa County Michigan | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 118,000 | $ 118,000 | $ 102,000 |
| Aitkin County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Anoka County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Douglas County Minnesota | 1 | $ 104,000 | $ 104,000 | $ 36,000 |
| Hennepin County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 72,000 |
| Ramsey County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Park County Montana | 1 | $ 251,000 | $ 251,000 | $ 54,000 |
| Buffalo County Nebraska | 1 | $ 204,000 | $ 204,000 | $ 104,000 |
| Carroll County New Hampshire | 1 | $ 157,000 | $ 157,000 | $ 93,000 |
| Rockingham County New Hampshire | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
| Chaves County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| Eddy County New Mexico | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
| Lea County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Los Alamos County New Mexico | 1 | $ 367,000 | $ 367,000 | $ 174,000 |
| Santa Fe County New Mexico | 1 | $ 281,000 | $ 281,000 | $ 73,000 |
| Broome County New York | 1 | $ 147,000 | $ 147,000 | $ 57,000 |
| Cattaraugus County New York | 1 | $ 140,000 | $ 140,000 | $ 95,000 |
| Cayuga County New York | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Chautauqua County New York | 1 | $ 49,000 | $ 49,000 | $ 26,000 |
| Chemung County New York | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Chenango County New York | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
| Clinton County New York | 1 | $ 211,000 | $ 211,000 | $ 73,000 |
| Fulton County New York | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Oneida County New York | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Ontario County New York | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Oswego County New York | 1 | $ 253,000 | $ 253,000 | $ 79,000 |
| Steuben County New York | 1 | $ 330,000 | $ 330,000 | $ 74,000 |
| Cabarrus County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 67,000 |
| Caldwell County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 64,000 |
| Catawba County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 26,000 |
| Currituck County North Carolina | 1 | $ 339,000 | $ 339,000 | $ 64,000 |
| Durham County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 69,000 |
| Gaston County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 24,000 |
| Henderson County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 66,000 |
| Jackson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 83,000 |
| Lincoln County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| New Hanover County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 127,000 |
| Northampton County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Onslow County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 49,000 |
| Pitt County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Polk County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| Warren County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 22,000 |
| Watauga County North Carolina | 1 | $ 630,000 | $ 630,000 | $ 190,000 |
| Wilkes County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Ashland County Ohio | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Clark County Ohio | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Fulton County Ohio | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Greene County Ohio | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| Hamilton County Ohio | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Licking County Ohio | 1 | $ 129,000 | $ 129,000 | $ 75,000 |
| Muskingum County Ohio | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Pike County Ohio | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Sandusky County Ohio | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Stark County Ohio | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Summit County Ohio | 1 | $ 174,000 | $ 174,000 | $ 74,000 |
| Trumbull County Ohio | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Wyandot County Ohio | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Comanche County Oklahoma | 1 | $ 197,000 | $ 197,000 | $ 99,000 |
| Rogers County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Josephine County Oregon | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Klamath County Oregon | 1 | $ 166,000 | $ 166,000 | $ 43,000 |
| Lane County Oregon | 1 | $ 163,000 | $ 163,000 | $ 55,000 |
| Linn County Oregon | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Multnomah County Oregon | 1 | $ 411,000 | $ 411,000 | $ 153,000 |
| Beaver County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 59,000 |
| Butler County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 90,000 |
| Carbon County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 38,000 |
| Clearfield County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Juniata County Pennsylvania | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 48,000 |
| Lawrence County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 50,000 |
| Lebanon County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
| Sullivan County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 170,000 |
| Susquehanna County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Union County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 34,000 |
| Venango County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Newport County Rhode Island | 1 | $ 323,000 | $ 323,000 | $ 106,000 |
| Providence County Rhode Island | 1 | $ 326,000 | $ 326,000 | $ 78,000 |
| Beaufort County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Georgetown County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Oconee County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| Pickens County South Carolina | 1 | $ 299,000 | $ 299,000 | $ 98,000 |
| Spartanburg County South Carolina | 1 | $ 198,000 | $ 198,000 | $ 0 |
| York County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Butte County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Minnehaha County South Dakota | 1 | $ 213,000 | $ 213,000 | $ 96,000 |
| Blount County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 41,000 |
| Bradley County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Campbell County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 36,000 |
| Carter County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 61,000 |
| Cheatham County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Hamilton County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 72,000 |
| Lincoln County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 78,000 |
| Putnam County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Robertson County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Sullivan County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 71,000 |
| Sumner County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Bowie County Texas | 1 | $ 130,000 | $ 130,000 | $ 105,000 |
| Galveston County Texas | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Hardin County Texas | 1 | $ 213,000 | $ 213,000 | $ 140,000 |
| Kaufman County Texas | 1 | $ 162,000 | $ 162,000 | $ 96,000 |
| Parker County Texas | 1 | $ 276,000 | $ 276,000 | $ 99,000 |
| Travis County Texas | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Franklin County Vermont | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Island County Washington | 1 | $ 250,000 | $ 250,000 | $ 79,000 |
| Spokane County Washington | 1 | $ 148,000 | $ 148,000 | $ 34,000 |
| Thurston County Washington | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Yakima County Washington | 1 | $ 202,000 | $ 202,000 | $ 52,000 |
| Berkeley County West Virginia | 1 | $ 137,000 | $ 137,000 | $ 54,000 |
| Pleasants County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Albany County Wyoming | 1 | $ 140,000 | $ 140,000 | $ 24,000 |
| Laramie County Wyoming | 1 | $ 200,000 | $ 200,000 | $ 102,000 |
| Lincoln County Wyoming | 1 | $ 256,000 | $ 256,000 | $ 115,000 |
| Teton County Wyoming | 1 | $ 544,000 | $ 544,000 | $ 151,000 |
| Uinta County Wyoming | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Franklin First Financial, Ltd in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,540 | $403,675,000 | $262,000 | $818,000 | $87,000 | $1,137,000 |
| Home Purchase | 673 | $176,742,000 | $262,000 | $725,000 | $90,000 | $1,500,000 |
| Home Improvement | 19 | $3,993,000 | $210,000 | $592,000 | $66,000 | $136,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,240 | $313,376,000 | $252,000 | $757,000 | $90,000 | $1,009,000 |
| Black or African American | 438 | $118,753,000 | $271,000 | $710,000 | $83,000 | $1,500,000 |
| Not Provided | 273 | $75,225,000 | $275,000 | $783,000 | $89,000 | $768,000 |
| Hispanic | 193 | $50,051,000 | $259,000 | $630,000 | $78,000 | $344,000 |
| Asian | 47 | $14,195,000 | $302,000 | $818,000 | $94,000 | $270,000 |
| American Indian or Alaskan Native | 17 | $5,462,000 | $321,000 | $708,000 | $140,000 | $1,137,000 |
| Not applicable | 14 | $3,636,000 | $259,000 | $439,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,712,000 | $371,000 | $633,000 | $96,000 | $172,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,538 | $405,905,000 | $263,000 | $783,000 | $82,000 | $1,500,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 694 | $178,505,000 | $257,000 | $818,000 | $99,000 | $1,137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,287 | $331,560,000 | $257,000 | $742,000 | $86,000 | $1,009,000 |
| Application Approved But Not Accepted | 384 | $98,278,000 | $255,000 | $818,000 | $94,000 | $1,500,000 |
| Application Denied By Financial Institution | 280 | $78,696,000 | $281,000 | $730,000 | $88,000 | $768,000 |
| Application Withdrawn By Applicant | 138 | $37,155,000 | $269,000 | $730,000 | $91,000 | $1,137,000 |
| File Closed For Incompleteness | 129 | $35,085,000 | $271,000 | $578,000 | $85,000 | $258,000 |
| Loan Purchased By The Institution | 14 | $3,636,000 | $259,000 | $439,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 62 | $19,529,000 | $314,000 | $730,000 | $80,000 | $217,000 |
| Collateral | 31 | $8,145,000 | $262,000 | $544,000 | $88,000 | $165,000 |
| Credit History | 25 | $6,482,000 | $259,000 | $546,000 | $81,000 | $154,000 |
| Other | 22 | $6,054,000 | $275,000 | $491,000 | $148,000 | $768,000 |
| Employment History | 8 | $2,471,000 | $308,000 | $506,000 | $72,000 | $104,000 |
| Unverifiable Information | 4 | $1,632,000 | $408,000 | $513,000 | $135,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $596,000 | $198,000 | $291,000 | $65,000 | $80,000 |
| Credit Application Incomplete | 2 | $578,000 | $289,000 | $436,000 | $74,000 | $108,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin First Financial, Ltd's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin First Financial, Ltd's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.