Gateway Bank F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Gateway Bank F.S.B. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank F.S.B. 360 8Th Street Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,733 |
| Total Mortgage Loan Application Amount | $1,485,304,000 |
| Average Mortgage Loan Application Amount | $312,500 |
| Highest Mortgage Loan Application Amount | $1,850,000 |
| Average Applicant Income | $114,500 |
| Highest Applicant Income | $1,573,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Gateway Bank F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Gateway Bank F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank F.S.B.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,795 | $ 600,354,000 | $ 334,000 | $ 117,000 |
| Orange County California | 690 | $ 243,860,000 | $ 353,000 | $ 121,000 |
| Riverside County California | 340 | $ 74,755,000 | $ 219,000 | $ 97,000 |
| San Diego County California | 337 | $ 112,518,000 | $ 333,000 | $ 122,000 |
| San Bernardino County California | 241 | $ 55,076,000 | $ 228,000 | $ 99,000 |
| Santa Clara County California | 182 | $ 74,509,000 | $ 409,000 | $ 135,000 |
| Ventura County California | 146 | $ 47,808,000 | $ 327,000 | $ 123,000 |
| Alameda County California | 91 | $ 34,319,000 | $ 377,000 | $ 122,000 |
| Fresno County California | 88 | $ 17,566,000 | $ 199,000 | $ 127,000 |
| Contra Costa County California | 71 | $ 23,208,000 | $ 326,000 | $ 235,000 |
| Fairfax County Virginia | 70 | $ 20,380,000 | $ 291,000 | $ 79,000 |
| Gwinnett County Georgia | 57 | $ 9,143,000 | $ 160,000 | $ 52,000 |
| San Francisco County California | 35 | $ 21,570,000 | $ 616,000 | $ 176,000 |
| Solano County California | 26 | $ 4,993,000 | $ 192,000 | $ 373,000 |
| Sacramento County California | 25 | $ 6,488,000 | $ 259,000 | $ 106,000 |
| San Mateo County California | 24 | $ 10,183,000 | $ 424,000 | $ 135,000 |
| Montgomery County Maryland | 24 | $ 6,058,000 | $ 252,000 | $ 68,000 |
| Kings County New York | 23 | $ 7,786,000 | $ 338,000 | $ 94,000 |
| Honolulu County Hawaii | 22 | $ 8,963,000 | $ 407,000 | $ 117,000 |
| Prince William County Virginia | 21 | $ 5,003,000 | $ 238,000 | $ 66,000 |
| Sonoma County California | 19 | $ 5,227,000 | $ 275,000 | $ 84,000 |
| Stanislaus County California | 16 | $ 3,460,000 | $ 216,000 | $ 131,000 |
| Marin County California | 15 | $ 5,135,000 | $ 342,000 | $ 128,000 |
| Maricopa County Arizona | 14 | $ 2,953,000 | $ 210,000 | $ 89,000 |
| Clark County Nevada | 13 | $ 2,165,000 | $ 166,000 | $ 94,000 |
| Kern County California | 12 | $ 2,906,000 | $ 242,000 | $ 125,000 |
| Madera County California | 12 | $ 1,866,000 | $ 155,000 | $ 84,000 |
| Howard County Maryland | 12 | $ 3,474,000 | $ 289,000 | $ 79,000 |
| Snohomish County Washington | 11 | $ 2,903,000 | $ 263,000 | $ 73,000 |
| San Joaquin County California | 10 | $ 2,408,000 | $ 240,000 | $ 121,000 |
| San Luis Obispo County California | 10 | $ 4,026,000 | $ 402,000 | $ 686,000 |
| Placer County California | 9 | $ 2,310,000 | $ 256,000 | $ 148,000 |
| Bronx County New York | 9 | $ 2,091,000 | $ 232,000 | $ 74,000 |
| El Dorado County California | 8 | $ 2,096,000 | $ 262,000 | $ 157,000 |
| Tulare County California | 8 | $ 701,000 | $ 87,000 | $ 81,000 |
| Prince George's County Maryland | 8 | $ 1,371,000 | $ 171,000 | $ 42,000 |
| Loudoun County Virginia | 8 | $ 2,706,000 | $ 338,000 | $ 93,000 |
| Monterey County California | 7 | $ 2,424,000 | $ 346,000 | $ 138,000 |
| Arapahoe County Colorado | 7 | $ 1,384,000 | $ 197,000 | $ 80,000 |
| Cobb County Georgia | 7 | $ 962,000 | $ 137,000 | $ 38,000 |
| Bucks County Pennsylvania | 7 | $ 1,456,000 | $ 208,000 | $ 91,000 |
| Santa Barbara County California | 6 | $ 1,902,000 | $ 317,000 | $ 94,000 |
| DeKalb County Georgia | 6 | $ 779,000 | $ 129,000 | $ 43,000 |
| Forsyth County Georgia | 5 | $ 1,283,000 | $ 256,000 | $ 79,000 |
| Baltimore County Maryland | 5 | $ 926,000 | $ 185,000 | $ 37,000 |
| Middlesex County New Jersey | 5 | $ 1,058,000 | $ 211,000 | $ 123,000 |
| Nassau County New York | 5 | $ 1,234,000 | $ 246,000 | $ 78,000 |
| Westchester County New York | 5 | $ 1,865,000 | $ 373,000 | $ 149,000 |
| Humboldt County California | 4 | $ 975,000 | $ 243,000 | $ 93,000 |
| Merced County California | 4 | $ 635,000 | $ 158,000 | $ 47,000 |
| Santa Cruz County California | 4 | $ 1,709,000 | $ 427,000 | $ 224,000 |
| Yolo County California | 4 | $ 990,000 | $ 247,000 | $ 100,000 |
| Queens County New York | 4 | $ 1,336,000 | $ 334,000 | $ 171,000 |
| Manassas County Virginia | 4 | $ 805,000 | $ 201,000 | $ 43,000 |
| Napa County California | 3 | $ 1,249,000 | $ 416,000 | $ 239,000 |
| Palm Beach County Florida | 3 | $ 876,000 | $ 292,000 | $ 141,000 |
| St. Johns County Florida | 3 | $ 826,000 | $ 275,000 | $ 104,000 |
| Fulton County Georgia | 3 | $ 810,000 | $ 270,000 | $ 68,000 |
| Monmouth County New Jersey | 3 | $ 922,000 | $ 307,000 | $ 128,000 |
| Dauphin County Pennsylvania | 3 | $ 414,000 | $ 138,000 | $ 167,000 |
| Philadelphia County Pennsylvania | 3 | $ 766,000 | $ 255,000 | $ 67,000 |
| Fort Bend County Texas | 3 | $ 575,000 | $ 191,000 | $ 128,000 |
| Hampton County Virginia | 3 | $ 445,000 | $ 148,000 | $ 75,000 |
| Manassas Park County Virginia | 3 | $ 487,000 | $ 162,000 | $ 55,000 |
| King County Washington | 3 | $ 1,033,000 | $ 344,000 | $ 128,000 |
| Kitsap County Washington | 3 | $ 730,000 | $ 243,000 | $ 97,000 |
| Coconino County Arizona | 2 | $ 562,000 | $ 281,000 | $ 84,000 |
| San Benito County California | 2 | $ 521,000 | $ 260,000 | $ 96,000 |
| Shasta County California | 2 | $ 344,000 | $ 172,000 | $ 90,000 |
| Trinity County California | 2 | $ 122,000 | $ 61,000 | $ 106,000 |
| Denver County Colorado | 2 | $ 554,000 | $ 277,000 | $ 93,000 |
| Cherokee County Georgia | 2 | $ 367,000 | $ 183,000 | $ 56,000 |
| Douglas County Georgia | 2 | $ 245,000 | $ 122,000 | $ 33,000 |
| Hall County Georgia | 2 | $ 188,000 | $ 94,000 | $ 16,000 |
| Hawaii County Hawaii | 2 | $ 556,000 | $ 278,000 | $ 74,000 |
| Maui County Hawaii | 2 | $ 521,000 | $ 260,000 | $ 55,000 |
| Charles County Maryland | 2 | $ 343,000 | $ 171,000 | $ 42,000 |
| Cape May County New Jersey | 2 | $ 615,000 | $ 307,000 | $ 126,000 |
| Hudson County New Jersey | 2 | $ 457,000 | $ 228,000 | $ 111,000 |
| Mercer County New Jersey | 2 | $ 395,000 | $ 197,000 | $ 87,000 |
| Suffolk County New York | 2 | $ 504,000 | $ 252,000 | $ 105,000 |
| Berks County Pennsylvania | 2 | $ 351,000 | $ 175,000 | $ 137,000 |
| Franklin County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 96,000 |
| Westmoreland County Pennsylvania | 2 | $ 485,000 | $ 242,000 | $ 84,000 |
| Hamilton County Tennessee | 2 | $ 251,000 | $ 125,000 | $ 31,000 |
| Denton County Texas | 2 | $ 379,000 | $ 189,000 | $ 77,000 |
| Alexandria County Virginia | 2 | $ 689,000 | $ 344,000 | $ 65,000 |
| Madison County Alabama | 1 | $ 157,000 | $ 157,000 | $ 161,000 |
| Cochise County Arizona | 1 | $ 208,000 | $ 208,000 | $ 62,000 |
| Mohave County Arizona | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Pima County Arizona | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Butte County California | 1 | $ 244,000 | $ 244,000 | $ 127,000 |
| Calaveras County California | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Nevada County California | 1 | $ 407,000 | $ 407,000 | $ 84,000 |
| Yuba County California | 1 | $ 197,000 | $ 197,000 | $ 73,000 |
| Adams County Colorado | 1 | $ 267,000 | $ 267,000 | $ 86,000 |
| Douglas County Colorado | 1 | $ 211,000 | $ 211,000 | $ 137,000 |
| Elbert County Colorado | 1 | $ 400,000 | $ 400,000 | $ 87,000 |
| Jefferson County Colorado | 1 | $ 278,000 | $ 278,000 | $ 77,000 |
| Larimer County Colorado | 1 | $ 165,000 | $ 165,000 | $ 92,000 |
| Middlesex County Connecticut | 1 | $ 178,000 | $ 178,000 | $ 66,000 |
| New Castle County Delaware | 1 | $ 176,000 | $ 176,000 | $ 86,000 |
| Duval County Florida | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
| Hillsborough County Florida | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Marion County Florida | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Orange County Florida | 1 | $ 111,000 | $ 111,000 | $ 84,000 |
| Pasco County Florida | 1 | $ 66,000 | $ 66,000 | $ 52,000 |
| Sarasota County Florida | 1 | $ 191,000 | $ 191,000 | $ 53,000 |
| Barrow County Georgia | 1 | $ 127,000 | $ 127,000 | $ 180,000 |
| Carroll County Georgia | 1 | $ 312,000 | $ 312,000 | $ 76,000 |
| Chatham County Georgia | 1 | $ 161,000 | $ 161,000 | $ 44,000 |
| Clayton County Georgia | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Fayette County Georgia | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Kauai County Hawaii | 1 | $ 400,000 | $ 400,000 | $ 107,000 |
| DuPage County Illinois | 1 | $ 184,000 | $ 184,000 | $ 59,000 |
| Anne Arundel County Maryland | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Baltimore City County Maryland | 1 | $ 166,000 | $ 166,000 | $ 115,000 |
| Calvert County Maryland | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Carroll County Maryland | 1 | $ 103,000 | $ 103,000 | $ 69,000 |
| Frederick County Maryland | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Harford County Maryland | 1 | $ 210,000 | $ 210,000 | $ 55,000 |
| Atlantic County New Jersey | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Bergen County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Burlington County New Jersey | 1 | $ 304,000 | $ 304,000 | $ 185,000 |
| Essex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 173,000 |
| Morris County New Jersey | 1 | $ 239,000 | $ 239,000 | $ 141,000 |
| Somerset County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 108,000 |
| Allegheny County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
| Centre County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 143,000 |
| Chester County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 97,000 |
| Delaware County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 120,000 |
| Erie County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 58,000 |
| Lackawanna County Pennsylvania | 1 | $ 396,000 | $ 396,000 | $ 162,000 |
| Luzerne County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 98,000 |
| Lycoming County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Montgomery County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
| York County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 121,000 |
| McMinn County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 20,000 |
| Collin County Texas | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| Dallas County Texas | 1 | $ 214,000 | $ 214,000 | $ 84,000 |
| Harris County Texas | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Hidalgo County Texas | 1 | $ 167,000 | $ 167,000 | $ 120,000 |
| Arlington County Virginia | 1 | $ 520,000 | $ 520,000 | $ 165,000 |
| Augusta County Virginia | 1 | $ 214,000 | $ 214,000 | $ 45,000 |
| Culpeper County Virginia | 1 | $ 141,000 | $ 141,000 | $ 76,000 |
| Henrico County Virginia | 1 | $ 223,000 | $ 223,000 | $ 109,000 |
| Norfolk County Virginia | 1 | $ 282,000 | $ 282,000 | $ 81,000 |
| Chelan County Washington | 1 | $ 204,000 | $ 204,000 | $ 55,000 |
| Grant County Washington | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| Mason County Washington | 1 | $ 218,000 | $ 218,000 | $ 57,000 |
| Pierce County Washington | 1 | $ 192,000 | $ 192,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Gateway Bank F.S.B. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,043 | $962,599,000 | $316,000 | $1,850,000 | $126,000 | $1,573,000 |
| Home Purchase | 1,690 | $522,705,000 | $309,000 | $1,730,000 | $103,000 | $741,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,963 | $631,122,000 | $321,000 | $1,400,000 | $115,000 | $1,025,000 |
| White | 1,706 | $556,021,000 | $325,000 | $1,850,000 | $138,000 | $1,573,000 |
| Hispanic | 672 | $170,192,000 | $253,000 | $1,000,000 | $75,000 | $426,000 |
| Not Provided | 274 | $94,524,000 | $344,000 | $825,000 | $124,000 | $420,000 |
| Black or African American | 71 | $19,254,000 | $271,000 | $639,000 | $99,000 | $410,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $11,601,000 | $305,000 | $725,000 | $118,000 | $394,000 |
| American Indian or Alaskan Native | 8 | $2,417,000 | $302,000 | $564,000 | $99,000 | $173,000 |
| Not applicable | 1 | $173,000 | $173,000 | $173,000 | $136,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,229 | $1,330,424,000 | $314,000 | $1,850,000 | $122,000 | $1,573,000 |
| FHA-insured (Federal Housing Administration) | 470 | $142,575,000 | $303,000 | $730,000 | $85,000 | $480,000 |
| VA-guaranteed (Veterans Administration) | 34 | $12,305,000 | $361,000 | $598,000 | $104,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,699 | $1,478,067,000 | $314,000 | $1,850,000 | $116,000 | $1,573,000 |
| Loan Originated | 32 | $6,405,000 | $200,000 | $1,000,000 | $354,000 | $902,000 |
| Application Denied By Financial Institution | 1 | $409,000 | $409,000 | $409,000 | $87,000 | $87,000 |
| Application Withdrawn By Applicant | 1 | $423,000 | $423,000 | $423,000 | $107,000 | $107,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $409,000 | $409,000 | $409,000 | $87,000 | $87,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank F.S.B.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.