Gateway Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Gateway Bank, Fsb 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Gateway Bank, Fsb
2336 Merced Street
San Leandro, CA 94577
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 24,512
Total Mortgage Loan Application Amount $6,165,896,000
Average Mortgage Loan Application Amount $161,116
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $79,023
Highest Applicant Income $7,524,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Gateway Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Gateway Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank, Fsb serves its applicants.

Each category highlights the total number of mortgage applications processed by Gateway Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank, Fsb's mortgage activity for 2003.

Mortgage Loan Application Totals for Gateway Bank, Fsb by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 3,951 $ 905,744,000 $ 229,000 $ 81,000
Orange County California 2,120 $ 546,615,000 $ 257,000 $ 109,000
Santa Clara County California 1,847 $ 589,839,000 $ 319,000 $ 119,000
San Diego County California 1,771 $ 435,210,000 $ 245,000 $ 89,000
Alameda County California 1,585 $ 443,123,000 $ 279,000 $ 114,000
Contra Costa County California 1,324 $ 362,356,000 $ 273,000 $ 94,000
San Francisco County California 918 $ 366,364,000 $ 399,000 $ 167,000
San Mateo County California 908 $ 331,729,000 $ 365,000 $ 146,000
Riverside County California 863 $ 163,331,000 $ 189,000 $ 72,000
Marin County California 813 $ 347,085,000 $ 426,000 $ 148,000
San Bernardino County California 773 $ 136,719,000 $ 176,000 $ 77,000
Sacramento County California 528 $ 89,806,000 $ 170,000 $ 70,000
Sonoma County California 523 $ 142,857,000 $ 273,000 $ 83,000
Maricopa County Arizona 466 $ 88,787,000 $ 190,000 $ 118,000
Clark County Nevada 465 $ 69,859,000 $ 150,000 $ 73,000
Salt Lake County Utah 464 $ 63,896,000 $ 137,000 $ 67,000
Ventura County California 353 $ 86,228,000 $ 244,000 $ 86,000
Solano County California 224 $ 47,745,000 $ 213,000 $ 77,000
San Joaquin County California 223 $ 39,545,000 $ 177,000 $ 76,000
Stanislaus County California 193 $ 29,228,000 $ 151,000 $ 62,000
Santa Cruz County California 181 $ 51,148,000 $ 282,000 $ 90,000
Santa Barbara County California 168 $ 36,005,000 $ 214,000 $ 76,000
King County Washington 157 $ 47,654,000 $ 303,000 $ 123,000
Pima County Arizona 156 $ 32,953,000 $ 211,000 $ 117,000
Placer County California 153 $ 37,769,000 $ 246,000 $ 295,000
Monterey County California 130 $ 43,984,000 $ 338,000 $ 198,000
Fresno County California 106 $ 14,871,000 $ 140,000 $ 80,000
Utah County Utah 92 $ 15,316,000 $ 166,000 $ 50,000
Shasta County California 90 $ 13,228,000 $ 146,000 $ 60,000
Davis County Utah 85 $ 13,444,000 $ 158,000 $ 61,000
San Luis Obispo County California 84 $ 21,621,000 $ 257,000 $ 125,000
Kern County California 82 $ 10,177,000 $ 124,000 $ 79,000
Napa County California 67 $ 20,026,000 $ 298,000 $ 135,000
El Dorado County California 60 $ 13,914,000 $ 231,000 $ 123,000
Nevada County California 54 $ 13,726,000 $ 254,000 $ 111,000
Washoe County Nevada 52 $ 10,176,000 $ 195,000 $ 121,000
San Benito County California 50 $ 12,167,000 $ 243,000 $ 91,000
Merced County California 49 $ 7,562,000 $ 154,000 $ 63,000
Yolo County California 49 $ 10,207,000 $ 208,000 $ 122,000
Weber County Utah 42 $ 5,507,000 $ 131,000 $ 31,000
Snohomish County Washington 36 $ 7,773,000 $ 215,000 $ 84,000
Multnomah County Oregon 34 $ 5,320,000 $ 156,000 $ 101,000
Butte County California 32 $ 5,696,000 $ 178,000 $ 62,000
Calaveras County California 29 $ 5,669,000 $ 195,000 $ 110,000
Miami-Dade County Florida 28 $ 4,267,000 $ 152,000 $ 51,000
Tuolumne County California 27 $ 4,399,000 $ 162,000 $ 98,000
Baltimore County Maryland 27 $ 3,679,000 $ 136,000 $ 38,000
Washington County Oregon 24 $ 4,147,000 $ 172,000 $ 66,000
Pierce County Washington 24 $ 5,480,000 $ 228,000 $ 80,000
Mendocino County California 21 $ 4,746,000 $ 226,000 $ 96,000
Cook County Illinois 20 $ 3,146,000 $ 157,000 $ 72,000
Tulare County California 19 $ 2,308,000 $ 121,000 $ 70,000
Clackamas County Oregon 17 $ 3,304,000 $ 194,000 $ 53,000
Amador County California 16 $ 2,643,000 $ 165,000 $ 72,000
Honolulu County Hawaii 16 $ 4,011,000 $ 250,000 $ 127,000
Anne Arundel County Maryland 16 $ 2,767,000 $ 172,000 $ 37,000
Nassau County New York 16 $ 4,418,000 $ 276,000 $ 62,000
Lake County California 15 $ 2,341,000 $ 156,000 $ 98,000
Tehama County California 13 $ 1,664,000 $ 128,000 $ 61,000
Broward County Florida 13 $ 2,192,000 $ 168,000 $ 51,000
DuPage County Illinois 13 $ 2,618,000 $ 201,000 $ 126,000
Washington County Utah 13 $ 1,738,000 $ 133,000 $ 23,000
Madera County California 12 $ 2,451,000 $ 204,000 $ 128,000
Orange County Florida 12 $ 1,726,000 $ 143,000 $ 76,000
Howard County Maryland 12 $ 2,168,000 $ 180,000 $ 56,000
Suffolk County New York 12 $ 2,582,000 $ 215,000 $ 160,000
Tooele County Utah 12 $ 1,467,000 $ 122,000 $ 31,000
Humboldt County California 11 $ 1,815,000 $ 165,000 $ 58,000
Volusia County Florida 11 $ 1,168,000 $ 106,000 $ 49,000
Fairfax County Virginia 11 $ 2,032,000 $ 184,000 $ 82,000
Thurston County Washington 11 $ 1,930,000 $ 175,000 $ 57,000
Mohave County Arizona 10 $ 1,362,000 $ 136,000 $ 74,000
Palm Beach County Florida 10 $ 1,561,000 $ 156,000 $ 68,000
Baltimore City County Maryland 10 $ 1,241,000 $ 124,000 $ 70,000
Queens County New York 10 $ 2,924,000 $ 292,000 $ 207,000
Yavapai County Arizona 9 $ 1,210,000 $ 134,000 $ 49,000
Sutter County California 9 $ 1,581,000 $ 175,000 $ 119,000
Arapahoe County Colorado 9 $ 1,671,000 $ 185,000 $ 45,000
New Haven County Connecticut 9 $ 1,263,000 $ 140,000 $ 182,000
Carson City County Nevada 9 $ 1,454,000 $ 161,000 $ 81,000
Clark County Washington 9 $ 1,509,000 $ 167,000 $ 109,000
Mono County California 8 $ 1,790,000 $ 223,000 $ 108,000
Hawaii County Hawaii 8 $ 5,254,000 $ 656,000 $ 226,000
Montgomery County Maryland 8 $ 1,656,000 $ 207,000 $ 47,000
Cache County Utah 8 $ 954,000 $ 119,000 $ 29,000
Summit County Utah 8 $ 4,588,000 $ 573,000 $ 377,000
Pinal County Arizona 7 $ 1,470,000 $ 210,000 $ 70,000
Plumas County California 7 $ 880,000 $ 125,000 $ 98,000
Hartford County Connecticut 7 $ 1,094,000 $ 156,000 $ 57,000
Seminole County Florida 7 $ 851,000 $ 121,000 $ 50,000
Maui County Hawaii 7 $ 1,400,000 $ 200,000 $ 89,000
Prince George's County Maryland 7 $ 1,235,000 $ 176,000 $ 90,000
Kitsap County Washington 7 $ 1,924,000 $ 274,000 $ 79,000
Cochise County Arizona 6 $ 1,057,000 $ 176,000 $ 94,000
Kings County California 6 $ 791,000 $ 131,000 $ 79,000
Yuba County California 6 $ 878,000 $ 146,000 $ 63,000
Brevard County Florida 6 $ 706,000 $ 117,000 $ 56,000
Duval County Florida 6 $ 796,000 $ 132,000 $ 57,000
Leon County Florida 6 $ 684,000 $ 114,000 $ 62,000
Carroll County Maryland 6 $ 989,000 $ 164,000 $ 69,000
Harford County Maryland 6 $ 858,000 $ 143,000 $ 40,000
Wayne County Michigan 6 $ 726,000 $ 121,000 $ 50,000
Greenville County South Carolina 6 $ 1,152,000 $ 192,000 $ 79,000
Denver County Colorado 5 $ 965,000 $ 193,000 $ 103,000
Collier County Florida 5 $ 922,000 $ 184,000 $ 150,000
Hillsborough County Florida 5 $ 745,000 $ 149,000 $ 57,000
Pinellas County Florida 5 $ 880,000 $ 176,000 $ 56,000
Ada County Idaho 5 $ 821,000 $ 164,000 $ 59,000
Suffolk County Massachusetts 5 $ 1,709,000 $ 341,000 $ 190,000
Oakland County Michigan 5 $ 1,242,000 $ 248,000 $ 100,000
Douglas County Nevada 5 $ 1,055,000 $ 211,000 $ 76,000
Middlesex County New Jersey 5 $ 1,101,000 $ 220,000 $ 129,000
Kings County New York 5 $ 802,000 $ 160,000 $ 71,000
Lane County Oregon 5 $ 565,000 $ 113,000 $ 59,000
Box Elder County Utah 5 $ 636,000 $ 127,000 $ 50,000
Prince William County Virginia 5 $ 1,227,000 $ 245,000 $ 82,000
Gila County Arizona 4 $ 410,000 $ 102,000 $ 28,000
Imperial County California 4 $ 539,000 $ 134,000 $ 99,000
Mariposa County California 4 $ 661,000 $ 165,000 $ 67,000
Adams County Colorado 4 $ 768,000 $ 192,000 $ 43,000
Lake County Florida 4 $ 723,000 $ 180,000 $ 65,000
Allegan County Michigan 4 $ 398,000 $ 99,000 $ 51,000
Macomb County Michigan 4 $ 541,000 $ 135,000 $ 72,000
Lyon County Nevada 4 $ 777,000 $ 194,000 $ 274,000
Bernalillo County New Mexico 4 $ 365,000 $ 91,000 $ 103,000
Bronx County New York 4 $ 905,000 $ 226,000 $ 85,000
Westchester County New York 4 $ 1,040,000 $ 260,000 $ 158,000
Mecklenburg County North Carolina 4 $ 564,000 $ 141,000 $ 78,000
Jackson County Oregon 4 $ 911,000 $ 227,000 $ 101,000
Linn County Oregon 4 $ 485,000 $ 121,000 $ 46,000
Marion County Oregon 4 $ 422,000 $ 105,000 $ 63,000
Wasatch County Utah 4 $ 824,000 $ 206,000 $ 22,000
Loudoun County Virginia 4 $ 865,000 $ 216,000 $ 82,000
Anchorage County Alaska 3 $ 943,000 $ 314,000 $ 168,000
Inyo County California 3 $ 609,000 $ 203,000 $ 95,000
Siskiyou County California 3 $ 326,000 $ 108,000 $ 76,000
New London County Connecticut 3 $ 533,000 $ 177,000 $ 80,000
Alachua County Florida 3 $ 290,000 $ 96,000 $ 65,000
Flagler County Florida 3 $ 339,000 $ 113,000 $ 32,000
Lee County Florida 3 $ 194,000 $ 64,000 $ 36,000
Marion County Florida 3 $ 201,000 $ 67,000 $ 29,000
Martin County Florida 3 $ 417,000 $ 139,000 $ 61,000
St. Lucie County Florida 3 $ 295,000 $ 98,000 $ 76,000
Walton County Florida 3 $ 558,000 $ 186,000 $ 111,000
Kauai County Hawaii 3 $ 945,000 $ 315,000 $ 77,000
Kane County Illinois 3 $ 472,000 $ 157,000 $ 60,000
McHenry County Illinois 3 $ 365,000 $ 121,000 $ 92,000
Will County Illinois 3 $ 629,000 $ 209,000 $ 58,000
Middlesex County Massachusetts 3 $ 458,000 $ 152,000 $ 91,000
Hennepin County Minnesota 3 $ 620,000 $ 206,000 $ 76,000
Lancaster County Nebraska 3 $ 655,000 $ 218,000 $ 109,000
Nye County Nevada 3 $ 254,000 $ 84,000 $ 75,000
Burlington County New Jersey 3 $ 456,000 $ 152,000 $ 72,000
Richmond County New York 3 $ 574,000 $ 191,000 $ 74,000
Hamilton County Ohio 3 $ 408,000 $ 136,000 $ 63,000
Polk County Oregon 3 $ 239,000 $ 79,000 $ 46,000
Virginia Beach County Virginia 3 $ 475,000 $ 158,000 $ 66,000
Coconino County Arizona 2 $ 416,000 $ 208,000 $ 87,000
Navajo County Arizona 2 $ 390,000 $ 195,000 $ 176,000
Washington County Arkansas 2 $ 176,000 $ 88,000 $ 60,000
Colusa County California 2 $ 275,000 $ 137,000 $ 54,000
Del Norte County California 2 $ 217,000 $ 108,000 $ 42,000
Glenn County California 2 $ 365,000 $ 182,000 $ 38,000
Sierra County California 2 $ 215,000 $ 107,000 $ 55,000
Boulder County Colorado 2 $ 970,000 $ 485,000 $ 148,000
El Paso County Colorado 2 $ 363,000 $ 181,000 $ 69,000
Fairfield County Connecticut 2 $ 808,000 $ 404,000 $ 189,000
Litchfield County Connecticut 2 $ 324,000 $ 162,000 $ 71,000
Middlesex County Connecticut 2 $ 263,000 $ 131,000 $ 57,000
Charlotte County Florida 2 $ 225,000 $ 112,000 $ 24,000
Clay County Florida 2 $ 256,000 $ 128,000 $ 77,000
Manatee County Florida 2 $ 472,000 $ 236,000 $ 82,000
Nassau County Florida 2 $ 441,000 $ 220,000 $ 91,000
Osceola County Florida 2 $ 200,000 $ 100,000 $ 53,000
Pasco County Florida 2 $ 101,000 $ 50,000 $ 29,000
Santa Rosa County Florida 2 $ 262,000 $ 131,000 $ 53,000
DeKalb County Georgia 2 $ 239,000 $ 119,000 $ 35,000
Lee County Illinois 2 $ 158,000 $ 79,000 $ 71,000
Madison County Illinois 2 $ 202,000 $ 101,000 $ 61,000
Warren County Illinois 2 $ 63,000 $ 31,000 $ 48,000
Vanderburgh County Indiana 2 $ 260,000 $ 130,000 $ 68,000
Lafayette County Louisiana 2 $ 115,000 $ 57,000 $ 54,000
Cecil County Maryland 2 $ 237,000 $ 118,000 $ 36,000
Charles County Maryland 2 $ 185,000 $ 92,000 $ 107,000
Queen Anne's County Maryland 2 $ 204,000 $ 102,000 $ 28,000
Nantucket County Massachusetts 2 $ 532,000 $ 266,000 $ 212,000
Ingham County Michigan 2 $ 174,000 $ 87,000 $ 60,000
Isabella County Michigan 2 $ 68,000 $ 34,000 $ 39,000
Van Buren County Michigan 2 $ 168,000 $ 84,000 $ 26,000
Lamar County Mississippi 2 $ 69,000 $ 34,000 $ 35,000
Ravalli County Montana 2 $ 225,000 $ 112,000 $ 41,000
Hudson County New Jersey 2 $ 556,000 $ 278,000 $ 112,000
Somerset County New Jersey 2 $ 238,000 $ 119,000 $ 129,000
Santa Fe County New Mexico 2 $ 289,000 $ 144,000 $ 79,000
Monroe County New York 2 $ 398,000 $ 199,000 $ 56,000
Rensselaer County New York 2 $ 115,000 $ 57,000 $ 72,000
Durham County North Carolina 2 $ 215,000 $ 107,000 $ 62,000
Guilford County North Carolina 2 $ 233,000 $ 116,000 $ 51,000
Union County North Carolina 2 $ 205,000 $ 102,000 $ 51,000
Wake County North Carolina 2 $ 287,000 $ 143,000 $ 57,000
Cass County North Dakota 2 $ 230,000 $ 115,000 $ 60,000
Lawrence County Ohio 2 $ 55,000 $ 27,000 $ 21,000
Cleveland County Oklahoma 2 $ 174,000 $ 87,000 $ 120,000
Benton County Oregon 2 $ 356,000 $ 178,000 $ 81,000
Columbia County Oregon 2 $ 262,000 $ 131,000 $ 102,000
Deschutes County Oregon 2 $ 328,000 $ 164,000 $ 100,000
Josephine County Oregon 2 $ 247,000 $ 123,000 $ 55,000
Klamath County Oregon 2 $ 138,000 $ 69,000 $ 36,000
Tillamook County Oregon 2 $ 89,000 $ 44,000 $ 22,000
Allegheny County Pennsylvania 2 $ 95,000 $ 47,000 $ 32,000
Hamilton County Tennessee 2 $ 122,000 $ 61,000 $ 125,000
Bandera County Texas 2 $ 61,000 $ 30,000 $ 27,000
Lee County Texas 2 $ 162,000 $ 81,000 $ 80,000
Morgan County Utah 2 $ 226,000 $ 113,000 $ 40,000
Arlington County Virginia 2 $ 537,000 $ 268,000 $ 182,000
Chesapeake County Virginia 2 $ 409,000 $ 204,000 $ 78,000
Chesterfield County Virginia 2 $ 189,000 $ 94,000 $ 56,000
Franklin County Virginia 2 $ 190,000 $ 95,000 $ 34,000
James City County Virginia 2 $ 156,000 $ 78,000 $ 87,000
York County Virginia 2 $ 372,000 $ 186,000 $ 68,000
Chelan County Washington 2 $ 212,000 $ 106,000 $ 70,000
Douglas County Washington 2 $ 137,000 $ 68,000 $ 50,000
Spokane County Washington 2 $ 247,000 $ 123,000 $ 57,000
Whitman County Washington 2 $ 183,000 $ 91,000 $ 49,000
Sublette County Wyoming 2 $ 147,000 $ 73,000 $ 57,000
Barbour County Alabama 1 $ 51,000 $ 51,000 $ 167,000
Matanuska-Susitna County Alaska 1 $ 323,000 $ 323,000 $ 82,000
Santa Cruz County Arizona 1 $ 369,000 $ 369,000 $ 180,000
Lassen County California 1 $ 183,000 $ 183,000 $ 58,000
Modoc County California 1 $ 171,000 $ 171,000 $ 46,000
Trinity County California 1 $ 138,000 $ 138,000 $ 39,000
Archuleta County Colorado 1 $ 211,000 $ 211,000 $ 96,000
Douglas County Colorado 1 $ 211,000 $ 211,000 $ 90,000
Fremont County Colorado 1 $ 58,000 $ 58,000 $ 20,000
Gilpin County Colorado 1 $ 291,000 $ 291,000 $ 89,000
Jefferson County Colorado 1 $ 100,000 $ 100,000 $ 86,000
Larimer County Colorado 1 $ 35,000 $ 35,000 $ 43,000
Mesa County Colorado 1 $ 151,000 $ 151,000 $ 109,000
Montrose County Colorado 1 $ 172,000 $ 172,000 $ 181,000
Pueblo County Colorado 1 $ 130,000 $ 130,000 $ 0
Routt County Colorado 1 $ 249,000 $ 249,000 $ 496,000
Summit County Colorado 1 $ 205,000 $ 205,000 $ 0
Windham County Connecticut 1 $ 150,000 $ 150,000 $ 86,000
Bay County Florida 1 $ 64,000 $ 64,000 $ 44,000
Hardee County Florida 1 $ 168,000 $ 168,000 $ 75,000
Hernando County Florida 1 $ 86,000 $ 86,000 $ 0
Indian River County Florida 1 $ 89,000 $ 89,000 $ 42,000
Polk County Florida 1 $ 127,000 $ 127,000 $ 34,000
Putnam County Florida 1 $ 42,000 $ 42,000 $ 24,000
Sarasota County Florida 1 $ 104,000 $ 104,000 $ 28,000
St. Johns County Florida 1 $ 202,000 $ 202,000 $ 111,000
Dawson County Georgia 1 $ 100,000 $ 100,000 $ 72,000
Douglas County Georgia 1 $ 128,000 $ 128,000 $ 90,000
Fulton County Georgia 1 $ 524,000 $ 524,000 $ 187,000
Bannock County Idaho 1 $ 85,000 $ 85,000 $ 30,000
Bonner County Idaho 1 $ 110,000 $ 110,000 $ 40,000
Bonneville County Idaho 1 $ 222,000 $ 222,000 $ 68,000
Jerome County Idaho 1 $ 82,000 $ 82,000 $ 45,000
Kootenai County Idaho 1 $ 125,000 $ 125,000 $ 52,000
Valley County Idaho 1 $ 136,000 $ 136,000 $ 46,000
Boone County Illinois 1 $ 68,000 $ 68,000 $ 30,000
Champaign County Illinois 1 $ 84,000 $ 84,000 $ 35,000
Clinton County Illinois 1 $ 105,000 $ 105,000 $ 78,000
Kankakee County Illinois 1 $ 95,000 $ 95,000 $ 47,000
Lake County Illinois 1 $ 163,000 $ 163,000 $ 68,000
Piatt County Illinois 1 $ 100,000 $ 100,000 $ 59,000
Pike County Illinois 1 $ 48,000 $ 48,000 $ 25,000
Tazewell County Illinois 1 $ 144,000 $ 144,000 $ 84,000
Washington County Illinois 1 $ 125,000 $ 125,000 $ 118,000
Allen County Indiana 1 $ 130,000 $ 130,000 $ 80,000
Elkhart County Indiana 1 $ 99,000 $ 99,000 $ 65,000
Hamilton County Indiana 1 $ 475,000 $ 475,000 $ 144,000
Wayne County Indiana 1 $ 92,000 $ 92,000 $ 52,000
Story County Iowa 1 $ 96,000 $ 96,000 $ 103,000
Thomas County Kansas 1 $ 18,000 $ 18,000 $ 78,000
Bullitt County Kentucky 1 $ 89,000 $ 89,000 $ 37,000
Montgomery County Kentucky 1 $ 144,000 $ 144,000 $ 55,000
Plaquemines County Louisiana 1 $ 68,000 $ 68,000 $ 23,000
St. Mary County Louisiana 1 $ 74,000 $ 74,000 $ 26,000
Cumberland County Maine 1 $ 99,000 $ 99,000 $ 37,000
Waldo County Maine 1 $ 301,000 $ 301,000 $ 93,000
Frederick County Maryland 1 $ 159,000 $ 159,000 $ 62,000
Somerset County Maryland 1 $ 103,000 $ 103,000 $ 60,000
St. Mary's County Maryland 1 $ 160,000 $ 160,000 $ 45,000
Washington County Maryland 1 $ 112,000 $ 112,000 $ 33,000
Wicomico County Maryland 1 $ 118,000 $ 118,000 $ 30,000
Worcester County Maryland 1 $ 144,000 $ 144,000 $ 39,000
Essex County Massachusetts 1 $ 272,000 $ 272,000 $ 98,000
Norfolk County Massachusetts 1 $ 289,000 $ 289,000 $ 95,000
Plymouth County Massachusetts 1 $ 166,000 $ 166,000 $ 52,000
Worcester County Massachusetts 1 $ 140,000 $ 140,000 $ 32,000
Clare County Michigan 1 $ 76,000 $ 76,000 $ 62,000
Genesee County Michigan 1 $ 383,000 $ 383,000 $ 113,000
Kent County Michigan 1 $ 68,000 $ 68,000 $ 26,000
Menominee County Michigan 1 $ 96,000 $ 96,000 $ 25,000
Midland County Michigan 1 $ 92,000 $ 92,000 $ 35,000
Monroe County Michigan 1 $ 108,000 $ 108,000 $ 46,000
Otsego County Michigan 1 $ 85,000 $ 85,000 $ 243,000
Ottawa County Michigan 1 $ 120,000 $ 120,000 $ 38,000
Roscommon County Michigan 1 $ 92,000 $ 92,000 $ 38,000
St. Clair County Michigan 1 $ 268,000 $ 268,000 $ 78,000
Washtenaw County Michigan 1 $ 76,000 $ 76,000 $ 36,000
Anoka County Minnesota 1 $ 109,000 $ 109,000 $ 50,000
Carver County Minnesota 1 $ 144,000 $ 144,000 $ 55,000
Dakota County Minnesota 1 $ 221,000 $ 221,000 $ 102,000
Douglas County Minnesota 1 $ 150,000 $ 150,000 $ 82,000
Goodhue County Minnesota 1 $ 234,000 $ 234,000 $ 99,000
DeSoto County Mississippi 1 $ 213,000 $ 213,000 $ 125,000
Boone County Missouri 1 $ 180,000 $ 180,000 $ 113,000
Jefferson County Missouri 1 $ 113,000 $ 113,000 $ 45,000
St. Louis County Missouri 1 $ 50,000 $ 50,000 $ 127,000
St. Louis City County Missouri 1 $ 63,000 $ 63,000 $ 37,000
Warren County Missouri 1 $ 150,000 $ 150,000 $ 158,000
Gallatin County Montana 1 $ 506,000 $ 506,000 $ 236,000
Buffalo County Nebraska 1 $ 75,000 $ 75,000 $ 37,000
Dodge County Nebraska 1 $ 114,000 $ 114,000 $ 48,000
Gage County Nebraska 1 $ 100,000 $ 100,000 $ 89,000
Humboldt County Nevada 1 $ 147,000 $ 147,000 $ 69,000
Grafton County New Hampshire 1 $ 74,000 $ 74,000 $ 29,000
Hillsborough County New Hampshire 1 $ 88,000 $ 88,000 $ 61,000
Atlantic County New Jersey 1 $ 535,000 $ 535,000 $ 141,000
Camden County New Jersey 1 $ 80,000 $ 80,000 $ 42,000
Mercer County New Jersey 1 $ 246,000 $ 246,000 $ 164,000
Morris County New Jersey 1 $ 305,000 $ 305,000 $ 57,000
Passaic County New Jersey 1 $ 150,000 $ 150,000 $ 38,000
Dona Ana County New Mexico 1 $ 436,000 $ 436,000 $ 120,000
Grant County New Mexico 1 $ 21,000 $ 21,000 $ 10,000
Sandoval County New Mexico 1 $ 114,000 $ 114,000 $ 48,000
Chemung County New York 1 $ 46,000 $ 46,000 $ 26,000
Cortland County New York 1 $ 105,000 $ 105,000 $ 81,000
Delaware County New York 1 $ 47,000 $ 47,000 $ 50,000
Essex County New York 1 $ 70,000 $ 70,000 $ 39,000
Montgomery County New York 1 $ 69,000 $ 69,000 $ 40,000
Niagara County New York 1 $ 56,000 $ 56,000 $ 56,000
Ontario County New York 1 $ 22,000 $ 22,000 $ 96,000
Orange County New York 1 $ 378,000 $ 378,000 $ 250,000
Rockland County New York 1 $ 176,000 $ 176,000 $ 189,000
Saratoga County New York 1 $ 173,000 $ 173,000 $ 57,000
Schenectady County New York 1 $ 92,000 $ 92,000 $ 60,000
Ulster County New York 1 $ 171,000 $ 171,000 $ 79,000
Wayne County New York 1 $ 37,000 $ 37,000 $ 43,000
Beaufort County North Carolina 1 $ 68,000 $ 68,000 $ 20,000
Buncombe County North Carolina 1 $ 149,000 $ 149,000 $ 53,000
Cabarrus County North Carolina 1 $ 270,000 $ 270,000 $ 77,000
Duplin County North Carolina 1 $ 72,000 $ 72,000 $ 80,000
Forsyth County North Carolina 1 $ 101,000 $ 101,000 $ 43,000
Henderson County North Carolina 1 $ 133,000 $ 133,000 $ 65,000
Hoke County North Carolina 1 $ 85,000 $ 85,000 $ 46,000
Nash County North Carolina 1 $ 130,000 $ 130,000 $ 88,000
Orange County North Carolina 1 $ 170,000 $ 170,000 $ 85,000
Transylvania County North Carolina 1 $ 112,000 $ 112,000 $ 90,000
Warren County North Carolina 1 $ 125,000 $ 125,000 $ 94,000
Burleigh County North Dakota 1 $ 21,000 $ 21,000 $ 56,000
Cuyahoga County Ohio 1 $ 240,000 $ 240,000 $ 95,000
Greene County Ohio 1 $ 90,000 $ 90,000 $ 39,000
Richland County Ohio 1 $ 46,000 $ 46,000 $ 59,000
Summit County Ohio 1 $ 120,000 $ 120,000 $ 75,000
Canadian County Oklahoma 1 $ 69,000 $ 69,000 $ 34,000
Logan County Oklahoma 1 $ 94,000 $ 94,000 $ 49,000
Oklahoma County Oklahoma 1 $ 261,000 $ 261,000 $ 100,000
Curry County Oregon 1 $ 199,000 $ 199,000 $ 70,000
Douglas County Oregon 1 $ 84,000 $ 84,000 $ 40,000
Lincoln County Oregon 1 $ 170,000 $ 170,000 $ 99,000
Umatilla County Oregon 1 $ 178,000 $ 178,000 $ 144,000
Yamhill County Oregon 1 $ 148,000 $ 148,000 $ 146,000
Bucks County Pennsylvania 1 $ 171,000 $ 171,000 $ 68,000
Chester County Pennsylvania 1 $ 169,000 $ 169,000 $ 109,000
Dauphin County Pennsylvania 1 $ 98,000 $ 98,000 $ 0
Lehigh County Pennsylvania 1 $ 213,000 $ 213,000 $ 90,000
Northampton County Pennsylvania 1 $ 115,000 $ 115,000 $ 85,000
Philadelphia County Pennsylvania 1 $ 104,000 $ 104,000 $ 67,000
Kent County Rhode Island 1 $ 125,000 $ 125,000 $ 54,000
Washington County Rhode Island 1 $ 700,000 $ 700,000 $ 0
Beaufort County South Carolina 1 $ 70,000 $ 70,000 $ 38,000
Horry County South Carolina 1 $ 242,000 $ 242,000 $ 60,000
Lee County South Carolina 1 $ 87,000 $ 87,000 $ 45,000
Oconee County South Carolina 1 $ 111,000 $ 111,000 $ 44,000
York County South Carolina 1 $ 69,000 $ 69,000 $ 44,000
Brown County South Dakota 1 $ 150,000 $ 150,000 $ 54,000
Lawrence County South Dakota 1 $ 98,000 $ 98,000 $ 38,000
Minnehaha County South Dakota 1 $ 240,000 $ 240,000 $ 119,000
Pennington County South Dakota 1 $ 88,000 $ 88,000 $ 60,000
Davidson County Tennessee 1 $ 143,000 $ 143,000 $ 48,000
Hamblen County Tennessee 1 $ 110,000 $ 110,000 $ 34,000
Macon County Tennessee 1 $ 140,000 $ 140,000 $ 48,000
Marion County Tennessee 1 $ 77,000 $ 77,000 $ 43,000
Roane County Tennessee 1 $ 186,000 $ 186,000 $ 60,000
Rutherford County Tennessee 1 $ 99,000 $ 99,000 $ 50,000
Smith County Tennessee 1 $ 66,000 $ 66,000 $ 199,000
Williamson County Tennessee 1 $ 90,000 $ 90,000 $ 87,000
Ector County Texas 1 $ 67,000 $ 67,000 $ 95,000
Galveston County Texas 1 $ 106,000 $ 106,000 $ 123,000
Gregg County Texas 1 $ 87,000 $ 87,000 $ 59,000
Tarrant County Texas 1 $ 110,000 $ 110,000 $ 49,000
Wharton County Texas 1 $ 66,000 $ 66,000 $ 39,000
Winkler County Texas 1 $ 52,000 $ 52,000 $ 30,000
Carbon County Utah 1 $ 79,000 $ 79,000 $ 26,000
San Juan County Utah 1 $ 78,000 $ 78,000 $ 40,000
Sanpete County Utah 1 $ 107,000 $ 107,000 $ 0
Alexandria County Virginia 1 $ 379,000 $ 379,000 $ 105,000
Fauquier County Virginia 1 $ 383,000 $ 383,000 $ 188,000
Fluvanna County Virginia 1 $ 130,000 $ 130,000 $ 54,000
Hanover County Virginia 1 $ 92,000 $ 92,000 $ 40,000
Henrico County Virginia 1 $ 87,000 $ 87,000 $ 50,000
Norfolk County Virginia 1 $ 117,000 $ 117,000 $ 8,000
Pittsylvania County Virginia 1 $ 113,000 $ 113,000 $ 58,000
Roanoke County Virginia 1 $ 185,000 $ 185,000 $ 135,000
Spotsylvania County Virginia 1 $ 166,000 $ 166,000 $ 42,000
Stafford County Virginia 1 $ 189,000 $ 189,000 $ 54,000
Waynesboro County Virginia 1 $ 156,000 $ 156,000 $ 48,000
Wise County Virginia 1 $ 90,000 $ 90,000 $ 27,000
Clallam County Washington 1 $ 65,000 $ 65,000 $ 97,000
Cowlitz County Washington 1 $ 185,000 $ 185,000 $ 86,000
Franklin County Washington 1 $ 142,000 $ 142,000 $ 69,000
Grant County Washington 1 $ 188,000 $ 188,000 $ 289,000
Skagit County Washington 1 $ 149,000 $ 149,000 $ 84,000
Whatcom County Washington 1 $ 221,000 $ 221,000 $ 84,000
Yakima County Washington 1 $ 94,000 $ 94,000 $ 45,000
Hancock County West Virginia 1 $ 65,000 $ 65,000 $ 36,000
Vilas County Wisconsin 1 $ 240,000 $ 240,000 $ 44,000

Mortgage Loan Application Detail Totals for Gateway Bank, Fsb in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 19,946 $5,101,451,000 $172,955 $4,000,000 $79,755 $7,524,000
Home Purchase (one-to-four family) 4,555 $1,062,104,000 $146,473 $2,070,000 $80,684 $2,465,000
Home Improvement (one-to-four family) 11 $2,341,000 $169,000 $500,000 $47,000 $156,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,897 $3,723,999,000 $183,860 $4,000,000 $91,441 $4,441,000
Information not provided by applicant in mail or telephone application 3,213 $718,915,000 $150,055 $1,650,000 $73,166 $2,400,000
Asian or Pacific Islander 3,192 $870,363,000 $222,555 $2,000,000 $96,555 $7,524,000
Hispanic 2,320 $436,575,000 $147,533 $2,350,000 $54,666 $3,085,000
Other 1,010 $221,205,000 $164,310 $2,070,000 $89,655 $1,908,000
Black 443 $88,581,000 $157,235 $793,000 $80,470 $1,200,000
Not applicable 372 $90,302,000 $162,000 $1,000,000 $69,500 $522,000
American Indian or Alaskan Native 65 $15,956,000 $149,571 $870,000 $66,000 $703,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,638 $6,057,910,000 $161,142 $4,000,000 $80,959 $7,524,000
FHA-insured (Federal Housing Administration) 868 $107,082,000 $129,153 $323,000 $35,846 $474,000
VA-guaranteed (Veterans Administration) 5 $850,000 $177,333 $240,000 $48,666 $85,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $54,000 $54,000 $54,000 $197,000 $197,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 20,435 $5,008,020,000 $158,916 $4,000,000 $74,437 $7,524,000
Loan Originated 2,936 $811,773,000 $207,071 $2,600,000 $152,214 $1,923,000
Application Approved But Not Accepted 652 $181,080,000 $249,857 $1,680,000 $127,428 $899,000
Application Withdrawn By Applicant 330 $105,576,000 $246,500 $2,925,000 $90,750 $936,000
Application Denied By Financial Institution 151 $56,048,000 $707,375 $4,000,000 $275,375 $4,441,000
File Closed For Incompleteness 8 $3,399,000 $424,000 $1,250,000 $142,000 $450,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 60 $21,603,000 $857,333 $4,000,000 $279,333 $1,959,000
Debt-To-Income Ratio 38 $10,380,000 $520,666 $2,275,000 $245,000 $4,441,000
Collateral 20 $5,357,000 $197,666 $1,180,000 $177,333 $786,000
Other 19 $6,996,000 $317,000 $1,500,000 $87,000 $820,000
Unverifiable Information 5 $5,678,000 $1,135,000 $2,450,000 $130,000 $513,000
Employment History 4 $1,147,000 $286,000 $374,000 $66,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 2 $327,000 $163,000 $208,000 $42,000 $51,000
Credit Application Incomplete 2 $4,316,000 $2,158,000 $4,000,000 $541,000 $917,000
Mortgage Insurance Denied 1 $244,000 $244,000 $244,000 $80,000 $80,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank, Fsb's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gateway Bank, Fsb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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