Gateway Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Gateway Bank, Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank, Fsb 2336 Merced Street San Leandro, CA 94577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,625 |
| Total Mortgage Loan Application Amount | $3,489,148,000 |
| Average Mortgage Loan Application Amount | $235,666 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $1,893,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Gateway Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Gateway Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank, Fsb's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,196 | $ 642,871,000 | $ 292,000 | $ 91,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,094 | $ 197,707,000 | $ 180,000 | $ 77,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 810 | $ 255,159,000 | $ 315,000 | $ 103,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 764 | $ 243,867,000 | $ 319,000 | $ 125,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 690 | $ 246,895,000 | $ 334,500 | $ 92,500 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 536 | $ 188,038,000 | $ 350,000 | $ 123,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 433 | $ 165,340,000 | $ 381,000 | $ 137,000 |
| NASSAU-SUFFOLK, NY | 390 | $ 121,821,000 | $ 312,000 | $ 97,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 339 | $ 84,458,000 | $ 245,000 | $ 87,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 240 | $ 51,090,000 | $ 212,000 | $ 91,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 217 | $ 64,169,000 | $ 295,000 | $ 111,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 215 | $ 68,043,000 | $ 316,000 | $ 102,000 |
| EDISON-NEW BRUNSWICK, NJ | 206 | $ 52,344,000 | $ 254,000 | $ 83,000 |
| NEWARK-UNION, NJ-PA | 184 | $ 49,319,000 | $ 208,500 | $ 64,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 177 | $ 31,593,000 | $ 178,000 | $ 83,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 173 | $ 34,870,000 | $ 201,000 | $ 65,000 |
| PHILADELPHIA, PA | 167 | $ 31,266,000 | $ 187,000 | $ 65,000 |
| RICHMOND, VA | 139 | $ 24,679,000 | $ 177,000 | $ 57,000 |
| ST. LOUIS, MO-IL | 139 | $ 23,544,000 | $ 166,500 | $ 66,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 114 | $ 29,643,000 | $ 231,500 | $ 63,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 109 | $ 21,780,000 | $ 199,000 | $ 74,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 102 | $ 20,655,000 | $ 202,000 | $ 64,000 |
| FRESNO, CA | 91 | $ 19,082,000 | $ 209,000 | $ 86,000 |
| HONOLULU, HI | 91 | $ 34,229,000 | $ 376,000 | $ 99,000 |
| BALTIMORE-TOWSON, MD | 87 | $ 19,261,000 | $ 221,000 | $ 71,000 |
| SANTA ROSA-PETALUMA, CA | 85 | $ 27,096,000 | $ 318,000 | $ 128,000 |
| CAMDEN, NJ | 81 | $ 15,355,000 | $ 189,000 | $ 71,000 |
| DENVER-AURORA-BROOMFIELD, CO | 80 | $ 17,688,000 | $ 221,000 | $ 74,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 80 | $ 22,139,000 | $ 276,000 | $ 97,000 |
| BOSTON-QUINCY, MA | 77 | $ 20,447,000 | $ 265,000 | $ 98,000 |
| SALINAS, CA | 72 | $ 21,021,000 | $ 291,000 | $ 113,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 66 | $ 15,852,000 | $ 240,000 | $ 75,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 66 | $ 13,911,000 | $ 210,000 | $ 66,000 |
| NEW HAVEN-MILFORD, CT | 64 | $ 12,863,000 | $ 200,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 57 | $ 18,313,000 | $ 321,000 | $ 104,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 52 | $ 15,658,000 | $ 301,000 | $ 97,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 48 | $ 12,763,000 | $ 265,000 | $ 89,000 |
| BOULDER, CO | 47 | $ 12,448,000 | $ 264,000 | $ 103,000 |
| STOCKTON, CA | 47 | $ 9,812,000 | $ 208,000 | $ 98,000 |
| VALLEJO-FAIRFIELD, CA | 43 | $ 10,745,000 | $ 249,000 | $ 105,000 |
| WILMINGTON, DE-MD-NJ | 34 | $ 6,705,000 | $ 209,666 | $ 65,666 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 33 | $ 8,277,000 | $ 247,500 | $ 89,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 32 | $ 6,042,000 | $ 199,000 | $ 63,000 |
| BAKERSFIELD, CA | 32 | $ 5,336,000 | $ 166,000 | $ 77,000 |
| EUGENE-SPRINGFIELD, OR | 32 | $ 6,892,000 | $ 215,000 | $ 83,000 |
| GREENSBORO-HIGH POINT, NC | 32 | $ 4,188,000 | $ 130,000 | $ 51,000 |
| TACOMA, WA | 32 | $ 7,968,000 | $ 249,000 | $ 80,000 |
| BIRMINGHAM-HOOVER, AL | 29 | $ 5,824,000 | $ 200,000 | $ 88,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 29 | $ 4,528,000 | $ 169,500 | $ 59,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 28 | $ 3,942,000 | $ 140,000 | $ 48,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 27 | $ 5,808,000 | $ 215,000 | $ 86,000 |
| LAS VEGAS-PARADISE, NV | 26 | $ 4,622,000 | $ 177,000 | $ 63,000 |
| REDDING, CA | 26 | $ 5,178,000 | $ 199,000 | $ 97,000 |
| SALEM, OR | 26 | $ 5,062,000 | $ 194,000 | $ 102,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 26 | $ 7,863,000 | $ 302,000 | $ 96,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 25 | $ 4,171,000 | $ 166,000 | $ 72,000 |
| KANSAS CITY, MO-KS | 25 | $ 3,828,000 | $ 157,500 | $ 63,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 25 | $ 4,870,000 | $ 194,000 | $ 78,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 25 | $ 6,565,000 | $ 262,000 | $ 111,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 24 | $ 8,236,000 | $ 343,000 | $ 149,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 24 | $ 7,635,000 | $ 318,000 | $ 107,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 23 | $ 4,593,000 | $ 199,000 | $ 74,000 |
| MODESTO, CA | 23 | $ 3,834,000 | $ 166,000 | $ 158,000 |
| HUNTSVILLE, AL | 22 | $ 3,421,000 | $ 155,000 | $ 75,000 |
| TRENTON-EWING, NJ | 22 | $ 4,599,000 | $ 209,000 | $ 56,000 |
| INDIANAPOLIS-CARMEL, IN | 21 | $ 3,260,000 | $ 155,000 | $ 73,000 |
| ORLANDO-KISSIMMEE, FL | 21 | $ 3,552,000 | $ 169,000 | $ 45,000 |
| ASHEVILLE, NC | 20 | $ 4,136,000 | $ 206,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 19 | $ 5,289,000 | $ 278,000 | $ 87,000 |
| COLUMBIA, SC | 19 | $ 3,078,000 | $ 162,000 | $ 47,000 |
| JACKSONVILLE, FL | 19 | $ 3,012,000 | $ 158,000 | $ 56,000 |
| NORWICH-NEW LONDON, CT | 19 | $ 3,748,000 | $ 197,000 | $ 59,000 |
| RALEIGH-CARY, NC | 19 | $ 3,374,000 | $ 177,000 | $ 73,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 19 | $ 3,008,000 | $ 158,000 | $ 57,000 |
| PITTSBURGH, PA | 18 | $ 2,122,000 | $ 117,000 | $ 43,000 |
| BARNSTABLE TOWN, MA | 17 | $ 4,736,000 | $ 278,000 | $ 114,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 17 | $ 3,330,000 | $ 195,000 | $ 60,000 |
| KINGSTON, NY | 17 | $ 3,363,000 | $ 197,000 | $ 59,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 17 | $ 2,936,000 | $ 172,000 | $ 54,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 17 | $ 2,659,000 | $ 156,000 | $ 68,000 |
| BEND, OR | 16 | $ 4,620,000 | $ 288,000 | $ 105,000 |
| MADERA-CHOWCHILLA, CA | 16 | $ 2,363,000 | $ 147,000 | $ 94,000 |
| TULSA, OK | 16 | $ 2,249,000 | $ 140,000 | $ 52,000 |
| ALBUQUERQUE, NM | 15 | $ 2,291,000 | $ 152,000 | $ 47,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 15 | $ 1,597,000 | $ 106,000 | $ 63,000 |
| FORT COLLINS-LOVELAND, CO | 15 | $ 4,819,000 | $ 321,000 | $ 104,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 15 | $ 3,062,000 | $ 195,000 | $ 71,500 |
| MEDFORD, OR | 14 | $ 3,289,000 | $ 234,000 | $ 130,000 |
| TUCSON, AZ | 14 | $ 2,941,000 | $ 210,000 | $ 59,000 |
| VISALIA-PORTERVILLE, CA | 14 | $ 1,841,000 | $ 131,000 | $ 72,000 |
| BATON ROUGE, LA | 13 | $ 2,578,000 | $ 198,000 | $ 74,000 |
| BUFFALO-NIAGARA FALLS, NY | 13 | $ 1,469,000 | $ 113,000 | $ 51,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 13 | $ 1,857,000 | $ 135,000 | $ 44,500 |
| CHICO, CA | 12 | $ 2,719,000 | $ 226,000 | $ 92,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 12 | $ 1,675,000 | $ 139,000 | $ 48,000 |
| COLUMBUS, OH | 11 | $ 1,841,000 | $ 167,000 | $ 53,000 |
| DURHAM-CHAPEL HILL, NC | 11 | $ 1,752,000 | $ 159,000 | $ 54,000 |
| GARY, IN | 11 | $ 1,996,000 | $ 181,000 | $ 70,000 |
| MEMPHIS, TN-MS-AR | 11 | $ 1,674,000 | $ 152,000 | $ 52,000 |
| MOBILE, AL | 11 | $ 1,471,000 | $ 133,000 | $ 56,000 |
| NAPA, CA | 11 | $ 2,990,000 | $ 271,000 | $ 95,000 |
| OKLAHOMA CITY, OK | 11 | $ 1,459,000 | $ 132,000 | $ 66,000 |
| READING, PA | 11 | $ 1,503,000 | $ 136,000 | $ 51,000 |
| SAVANNAH, GA | 11 | $ 1,587,000 | $ 144,000 | $ 56,000 |
| SCRANTON--WILKES-BARRE, PA | 11 | $ 1,292,000 | $ 117,000 | $ 60,000 |
| APPLETON, WI | 10 | $ 1,482,000 | $ 148,000 | $ 70,000 |
| CHATTANOOGA, TN-GA | 10 | $ 1,063,000 | $ 104,500 | $ 42,500 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 2,165,000 | $ 216,000 | $ 88,000 |
| FORT SMITH, AR-OK | 10 | $ 1,279,000 | $ 122,500 | $ 51,500 |
| DOVER, DE | 9 | $ 1,892,000 | $ 210,000 | $ 57,000 |
| LONGVIEW, WA | 9 | $ 1,539,000 | $ 171,000 | $ 73,000 |
| OCALA, FL | 9 | $ 1,082,000 | $ 120,000 | $ 39,000 |
| PEABODY, MA | 9 | $ 2,653,000 | $ 294,000 | $ 87,000 |
| WORCESTER, MA | 9 | $ 2,063,000 | $ 229,000 | $ 103,000 |
| ALBANY, GA | 8 | $ 1,087,000 | $ 135,000 | $ 46,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 8 | $ 990,000 | $ 123,000 | $ 55,000 |
| MERCED, CA | 8 | $ 912,000 | $ 114,000 | $ 72,000 |
| OCEAN CITY, NJ | 8 | $ 1,953,000 | $ 244,000 | $ 77,000 |
| SPRINGFIELD, MO | 8 | $ 1,141,000 | $ 142,000 | $ 42,000 |
| UTICA-ROME, NY | 8 | $ 1,036,000 | $ 129,000 | $ 44,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 2,129,000 | $ 304,000 | $ 103,000 |
| CHARLOTTESVILLE, VA | 7 | $ 1,149,000 | $ 164,000 | $ 45,000 |
| COLUMBUS, GA-AL | 7 | $ 1,177,000 | $ 161,000 | $ 62,000 |
| HARRISBURG-CARLISLE, PA | 7 | $ 948,000 | $ 135,000 | $ 59,000 |
| OLYMPIA, WA | 7 | $ 1,702,000 | $ 243,000 | $ 82,000 |
| ROCHESTER, NY | 7 | $ 963,000 | $ 137,000 | $ 52,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 7 | $ 1,759,000 | $ 251,000 | $ 79,000 |
| WINSTON-SALEM, NC | 7 | $ 1,013,000 | $ 144,000 | $ 55,000 |
| YORK-HANOVER, PA | 7 | $ 1,309,000 | $ 187,000 | $ 51,000 |
| ANCHORAGE, AK | 6 | $ 1,052,000 | $ 175,000 | $ 70,000 |
| ANNISTON-OXFORD, AL | 6 | $ 950,000 | $ 158,000 | $ 70,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 959,000 | $ 138,500 | $ 44,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 1,282,000 | $ 213,000 | $ 81,000 |
| BELLINGHAM, WA | 6 | $ 1,446,000 | $ 241,000 | $ 65,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 941,000 | $ 156,000 | $ 61,000 |
| CLARKSVILLE, TN-KY | 6 | $ 898,000 | $ 184,500 | $ 61,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 861,000 | $ 143,000 | $ 34,000 |
| DES MOINES-WEST DES MOINES, IA | 6 | $ 782,000 | $ 130,000 | $ 47,000 |
| DULUTH, MN-WI | 6 | $ 968,000 | $ 182,500 | $ 66,000 |
| GREELEY, CO | 6 | $ 1,646,000 | $ 274,000 | $ 81,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 885,000 | $ 147,000 | $ 46,000 |
| KNOXVILLE, TN | 6 | $ 1,112,000 | $ 185,000 | $ 74,000 |
| LAKELAND-WINTER HAVEN, FL | 6 | $ 768,000 | $ 128,000 | $ 50,000 |
| LANCASTER, PA | 6 | $ 1,128,000 | $ 188,000 | $ 80,000 |
| MONTGOMERY, AL | 6 | $ 1,300,000 | $ 216,000 | $ 94,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 6 | $ 1,739,000 | $ 289,000 | $ 87,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 845,000 | $ 140,000 | $ 57,000 |
| SPOKANE, WA | 6 | $ 1,044,000 | $ 174,000 | $ 78,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 813,000 | $ 143,000 | $ 50,000 |
| AKRON, OH | 5 | $ 726,000 | $ 145,000 | $ 76,000 |
| EL CENTRO, CA | 5 | $ 716,000 | $ 143,000 | $ 49,000 |
| FLAGSTAFF, AZ | 5 | $ 1,091,000 | $ 218,000 | $ 54,000 |
| FLORENCE, SC | 5 | $ 664,000 | $ 132,000 | $ 54,000 |
| JOHNSON CITY, TN | 5 | $ 587,000 | $ 117,000 | $ 37,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,176,000 | $ 220,500 | $ 66,000 |
| LAWTON, OK | 5 | $ 685,000 | $ 137,000 | $ 57,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 5 | $ 652,000 | $ 116,000 | $ 58,000 |
| MACON, GA | 5 | $ 634,000 | $ 126,000 | $ 50,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 5 | $ 800,000 | $ 160,000 | $ 54,000 |
| MOUNT VERNON-ANACORTES, WA | 5 | $ 1,052,000 | $ 210,000 | $ 90,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 5 | $ 1,347,000 | $ 269,000 | $ 81,000 |
| VALDOSTA, GA | 5 | $ 600,000 | $ 120,000 | $ 49,000 |
| WICHITA, KS | 5 | $ 733,000 | $ 146,000 | $ 60,000 |
| YUBA CITY, CA | 5 | $ 877,000 | $ 175,000 | $ 79,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 688,000 | $ 172,000 | $ 73,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 534,000 | $ 133,000 | $ 43,000 |
| BRADENTON-SARASOTA-VENICE, FL | 4 | $ 561,000 | $ 140,000 | $ 51,000 |
| BURLINGTON, NC | 4 | $ 534,000 | $ 133,000 | $ 49,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 708,000 | $ 177,000 | $ 45,000 |
| EVANSVILLE, IN-KY | 4 | $ 423,000 | $ 105,000 | $ 47,000 |
| FAYETTEVILLE, NC | 4 | $ 568,000 | $ 142,000 | $ 65,000 |
| GREENVILLE, NC | 4 | $ 477,000 | $ 119,000 | $ 64,000 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 581,000 | $ 145,000 | $ 43,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 4 | $ 622,000 | $ 155,000 | $ 86,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 700,000 | $ 175,000 | $ 72,000 |
| LYNCHBURG, VA | 4 | $ 628,000 | $ 157,000 | $ 58,000 |
| MANCHESTER-NASHUA, NH | 4 | $ 822,000 | $ 205,000 | $ 80,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 589,000 | $ 147,000 | $ 46,000 |
| PITTSFIELD, MA | 4 | $ 562,000 | $ 140,000 | $ 56,000 |
| PORT ST. LUCIE, FL | 4 | $ 794,000 | $ 198,000 | $ 78,000 |
| RENO-SPARKS, NV | 4 | $ 1,100,000 | $ 275,000 | $ 76,000 |
| ROCKY MOUNT, NC | 4 | $ 634,000 | $ 158,000 | $ 34,000 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 551,000 | $ 137,000 | $ 34,000 |
| TOLEDO, OH | 4 | $ 461,000 | $ 115,000 | $ 32,000 |
| WENATCHEE-EAST WENATCHEE, WA | 4 | $ 974,000 | $ 243,000 | $ 57,000 |
| WILMINGTON, NC | 4 | $ 673,000 | $ 168,000 | $ 75,000 |
| YAKIMA, WA | 4 | $ 687,000 | $ 171,000 | $ 61,000 |
| ALTOONA, PA | 3 | $ 451,000 | $ 150,000 | $ 58,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 456,000 | $ 152,000 | $ 43,000 |
| AUBURN-OPELIKA, AL | 3 | $ 438,000 | $ 146,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 3 | $ 258,000 | $ 86,000 | $ 38,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 3 | $ 288,000 | $ 90,500 | $ 45,500 |
| DANVILLE, IL | 3 | $ 353,000 | $ 117,000 | $ 30,000 |
| DECATUR, AL | 3 | $ 326,000 | $ 108,000 | $ 59,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 382,000 | $ 127,000 | $ 33,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 581,000 | $ 193,000 | $ 122,000 |
| GAINESVILLE, GA | 3 | $ 551,000 | $ 183,000 | $ 76,000 |
| GRAND JUNCTION, CO | 3 | $ 656,000 | $ 218,000 | $ 77,000 |
| GREEN BAY, WI | 3 | $ 502,000 | $ 167,000 | $ 62,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 454,000 | $ 151,000 | $ 47,000 |
| HINESVILLE-FORT STEWART, GA | 3 | $ 317,000 | $ 105,000 | $ 48,000 |
| IDAHO FALLS, ID | 3 | $ 585,000 | $ 195,000 | $ 72,000 |
| JEFFERSON CITY, MO | 3 | $ 410,000 | $ 136,000 | $ 53,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 483,000 | $ 161,000 | $ 76,000 |
| LANSING-EAST LANSING, MI | 3 | $ 401,000 | $ 133,000 | $ 40,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 258,000 | $ 86,000 | $ 36,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 342,000 | $ 107,000 | $ 47,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 252,000 | $ 84,000 | $ 36,000 |
| PEORIA, IL | 3 | $ 316,000 | $ 105,000 | $ 30,000 |
| PINE BLUFF, AR | 3 | $ 396,000 | $ 132,000 | $ 50,000 |
| PRESCOTT, AZ | 3 | $ 618,000 | $ 206,000 | $ 216,000 |
| ROANOKE, VA | 3 | $ 382,000 | $ 127,000 | $ 19,000 |
| SAN ANTONIO, TX | 3 | $ 407,000 | $ 135,000 | $ 70,000 |
| SHREVEPORT-BOSSIER CITY, LA | 3 | $ 331,000 | $ 110,000 | $ 60,000 |
| SPARTANBURG, SC | 3 | $ 359,000 | $ 119,000 | $ 54,000 |
| SPRINGFIELD, MA | 3 | $ 514,000 | $ 171,000 | $ 71,000 |
| ST. CLOUD, MN | 3 | $ 491,000 | $ 163,000 | $ 67,000 |
| SUMTER, SC | 3 | $ 302,000 | $ 100,000 | $ 28,000 |
| SYRACUSE, NY | 3 | $ 274,000 | $ 91,000 | $ 42,000 |
| TERRE HAUTE, IN | 3 | $ 399,000 | $ 133,000 | $ 33,000 |
| TOPEKA, KS | 3 | $ 498,000 | $ 166,000 | $ 49,000 |
| WARNER ROBINS, GA | 3 | $ 358,000 | $ 119,000 | $ 37,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 367,000 | $ 122,000 | $ 46,000 |
| WILLIAMSPORT, PA | 3 | $ 571,000 | $ 190,000 | $ 69,000 |
| ANDERSON, SC | 2 | $ 155,000 | $ 77,000 | $ 33,000 |
| BATTLE CREEK, MI | 2 | $ 205,000 | $ 102,000 | $ 47,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 268,000 | $ 134,000 | $ 88,000 |
| BINGHAMTON, NY | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| BLOOMINGTON, IN | 2 | $ 349,000 | $ 174,000 | $ 57,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 334,000 | $ 167,000 | $ 46,000 |
| BRUNSWICK, GA | 2 | $ 326,000 | $ 163,000 | $ 83,000 |
| CHARLESTON, WV | 2 | $ 354,000 | $ 177,000 | $ 93,000 |
| CORVALLIS, OR | 2 | $ 551,000 | $ 275,000 | $ 72,000 |
| CUMBERLAND, MD-WV | 2 | $ 197,000 | $ 98,000 | $ 26,000 |
| DAYTON, OH | 2 | $ 281,000 | $ 140,000 | $ 48,000 |
| DUBUQUE, IA | 2 | $ 407,000 | $ 203,000 | $ 49,000 |
| FARMINGTON, NM | 2 | $ 315,000 | $ 157,000 | $ 60,000 |
| FLINT, MI | 2 | $ 112,000 | $ 56,000 | $ 30,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 219,000 | $ 109,000 | $ 41,000 |
| FOND DU LAC, WI | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| FORT WAYNE, IN | 2 | $ 161,000 | $ 80,000 | $ 40,000 |
| GAINESVILLE, FL | 2 | $ 246,000 | $ 123,000 | $ 25,000 |
| HANFORD-CORCORAN, CA | 2 | $ 490,000 | $ 245,000 | $ 62,000 |
| HARRISONBURG, VA | 2 | $ 423,000 | $ 211,000 | $ 94,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 2 | $ 331,000 | $ 165,000 | $ 97,000 |
| JOPLIN, MO | 2 | $ 224,000 | $ 112,000 | $ 56,000 |
| LAFAYETTE, IN | 2 | $ 327,000 | $ 163,000 | $ 35,000 |
| LAFAYETTE, LA | 2 | $ 257,000 | $ 128,000 | $ 69,000 |
| LAKE CHARLES, LA | 2 | $ 279,000 | $ 139,000 | $ 85,000 |
| LEBANON, PA | 2 | $ 217,000 | $ 108,000 | $ 37,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 229,000 | $ 114,000 | $ 73,000 |
| LINCOLN, NE | 2 | $ 442,000 | $ 221,000 | $ 97,000 |
| MANHATTAN, KS | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 284,000 | $ 142,000 | $ 56,000 |
| MORRISTOWN, TN | 2 | $ 512,000 | $ 256,000 | $ 49,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 256,000 | $ 128,000 | $ 45,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 377,000 | $ 188,000 | $ 88,000 |
| PUEBLO, CO | 2 | $ 245,000 | $ 122,000 | $ 34,000 |
| PUNTA GORDA, FL | 2 | $ 258,000 | $ 129,000 | $ 46,000 |
| RACINE, WI | 2 | $ 282,000 | $ 141,000 | $ 62,000 |
| ROCHESTER, MN | 2 | $ 307,000 | $ 153,000 | $ 72,000 |
| ROME, GA | 2 | $ 269,000 | $ 134,000 | $ 43,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 2 | $ 179,000 | $ 89,000 | $ 33,000 |
| SALISBURY, MD | 2 | $ 314,000 | $ 157,000 | $ 45,000 |
| SANDUSKY, OH | 2 | $ 223,000 | $ 111,000 | $ 46,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 156,000 | $ 78,000 | $ 40,000 |
| STATE COLLEGE, PA | 2 | $ 202,000 | $ 101,000 | $ 53,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 193,000 | $ 96,000 | $ 44,000 |
| YUMA, AZ | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| ALEXANDRIA, LA | 1 | $ 212,000 | $ 212,000 | $ 36,000 |
| ANDERSON, IN | 1 | $ 111,000 | $ 111,000 | $ 45,000 |
| ANN ARBOR, MI | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| BANGOR, ME | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| BAY CITY, MI | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| BOWLING GREEN, KY | 1 | $ 97,000 | $ 97,000 | $ 79,000 |
| CARSON CITY, NV | 1 | $ 300,000 | $ 300,000 | $ 131,000 |
| CASPER, WY | 1 | $ 227,000 | $ 227,000 | $ 70,000 |
| CEDAR RAPIDS, IA | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 157,000 | $ 157,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 157,000 | $ 157,000 | $ 59,000 |
| DALTON, GA | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| DECATUR, IL | 1 | $ 134,000 | $ 134,000 | $ 116,000 |
| DOTHAN, AL | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| EL PASO, TX | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| ELIZABETHTOWN, KY | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| ELKHART-GOSHEN, IN | 1 | $ 91,000 | $ 91,000 | $ 58,000 |
| ELMIRA, NY | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| ERIE, PA | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| FARGO, ND-MN | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 87,000 | $ 87,000 | $ 47,000 |
| GADSDEN, AL | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| GOLDSBORO, NC | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| GRAND FORKS, ND-MN | 1 | $ 209,000 | $ 209,000 | $ 121,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 133,000 | $ 133,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 110,000 | $ 110,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| JACKSON, TN | 1 | $ 103,000 | $ 103,000 | $ 26,000 |
| JOHNSTOWN, PA | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| JONESBORO, AR | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 116,000 | $ 116,000 | $ 56,000 |
| LAS CRUCES, NM | 1 | $ 357,000 | $ 357,000 | $ 86,000 |
| LEWISTON-AUBURN, ME | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| LIMA, OH | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| MADISON, WI | 1 | $ 126,000 | $ 126,000 | $ 27,000 |
| MONROE, MI | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| MORGANTOWN, WV | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 342,000 | $ 342,000 | $ 116,000 |
| OWENSBORO, KY | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| PALM COAST, FL | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| POCATELLO, ID | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| PROVO-OREM, UT | 1 | $ 236,000 | $ 236,000 | $ 93,000 |
| SALT LAKE CITY, UT | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| SANTA FE, NM | 1 | $ 254,000 | $ 254,000 | $ 58,000 |
| SHEBOYGAN, WI | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| SPRINGFIELD, OH | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| TALLAHASSEE, FL | 1 | $ 238,000 | $ 238,000 | $ 80,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| TUSCALOOSA, AL | 1 | $ 211,000 | $ 211,000 | $ 13,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| WHEELING, WV-OH | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| WINCHESTER, VA-WV | 1 | $ 196,000 | $ 196,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Gateway Bank, Fsb in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,771 | $2,558,262,000 | $261,000 | $1,425,000 | $91,000 | $1,893,000 |
| Home Purchase | 3,850 | $930,066,000 | $241,000 | $1,000,000 | $82,000 | $1,536,000 |
| Home Improvement | 4 | $820,000 | $205,000 | $368,000 | $54,000 | $71,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,773 | $3,276,085,000 | $256,000 | $1,000,000 | $88,000 | $1,893,000 |
| White | 408 | $108,072,000 | $264,000 | $1,425,000 | $109,000 | $902,000 |
| Asian | 169 | $45,410,000 | $268,000 | $1,200,000 | $96,000 | $718,000 |
| Hispanic | 156 | $31,609,000 | $202,000 | $750,000 | $69,000 | $276,000 |
| Not Provided | 83 | $22,301,000 | $268,000 | $716,000 | $83,000 | $253,000 |
| Black or African American | 31 | $5,258,000 | $169,000 | $417,000 | $98,000 | $848,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $413,000 | $82,000 | $158,000 | $91,000 | $217,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,713 | $2,428,939,000 | $278,000 | $1,425,000 | $102,000 | $1,893,000 |
| FHA-insured (Federal Housing Administration) | 4,847 | $1,042,225,000 | $215,000 | $834,000 | $65,000 | $1,572,000 |
| VA-guaranteed (Veterans Administration) | 64 | $17,774,000 | $277,000 | $715,000 | $83,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $210,000 | $210,000 | $210,000 | $67,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 13,532 | $3,458,263,000 | $255,000 | $1,000,000 | $89,000 | $1,893,000 |
| Loan Originated | 57 | $16,361,000 | $287,000 | $768,000 | $108,000 | $276,000 |
| Application Withdrawn By Applicant | 13 | $5,606,000 | $431,000 | $1,425,000 | $156,000 | $852,000 |
| Application Approved But Not Accepted | 12 | $4,962,000 | $413,000 | $1,044,000 | $112,000 | $312,000 |
| Application Denied By Financial Institution | 10 | $3,636,000 | $363,000 | $1,200,000 | $95,000 | $265,000 |
| Preapproval Approved but not Accepted | 1 | $320,000 | $320,000 | $320,000 | $66,000 | $66,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $3,080,000 | $513,000 | $1,200,000 | $90,000 | $265,000 |
| Other | 2 | $164,000 | $82,000 | $101,000 | $118,000 | $132,000 |
| Unverifiable Information | 1 | $232,000 | $232,000 | $232,000 | $130,000 | $130,000 |
| Collateral | 1 | $160,000 | $160,000 | $160,000 | $47,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank, Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.