Gateway First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Gateway First Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway First Bank 244 South Gateway Place Jenks, OK 74037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 56,780 |
| Total Mortgage Loan Application Amount | $12,873,370,000 |
| Average Mortgage Loan Application Amount | $217,000 |
| Highest Mortgage Loan Application Amount | $2,385,000 |
| Average Applicant Income | $118,000 |
| Highest Applicant Income | $3,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Gateway First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Gateway First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway First Bank's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 7,824 | $ 1,601,800,000 | $ 208,282 | $ 104,564 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4,727 | $ 1,034,705,000 | $ 218,000 | $ 105,000 |
| DALLAS-PLANO-IRVING, TX | 2,513 | $ 663,525,000 | $ 264,000 | $ 119,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 2,424 | $ 548,180,000 | $ 226,000 | $ 96,000 |
| OKLAHOMA CITY, OK | 1,952 | $ 419,000,000 | $ 214,000 | $ 106,000 |
| FORT WORTH-ARLINGTON, TX | 1,945 | $ 464,045,000 | $ 238,000 | $ 107,000 |
| BATON ROUGE, LA | 1,549 | $ 184,125,000 | $ 118,000 | $ 55,000 |
| TULSA, OK | 1,487 | $ 328,845,000 | $ 221,000 | $ 118,000 |
| CAMDEN, NJ | 1,374 | $ 274,260,000 | $ 199,000 | $ 98,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1,090 | $ 255,510,000 | $ 234,000 | $ 102,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,000 | $ 243,050,000 | $ 243,000 | $ 85,000 |
| NEW YORK-NEWARK, NY | 959 | $ 310,175,000 | $ 323,000 | $ 128,000 |
| AUSTIN-ROUND ROCK, TX | 828 | $ 255,050,000 | $ 308,000 | $ 131,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 753 | $ 217,765,000 | $ 289,000 | $ 126,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 660 | $ 119,040,000 | $ 180,000 | $ 89,000 |
| KNOXVILLE, TN | 621 | $ 150,135,000 | $ 241,000 | $ 90,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 620 | $ 212,680,000 | $ 345,500 | $ 117,500 |
| RAPID CITY, SD | 605 | $ 132,925,000 | $ 219,000 | $ 81,000 |
| CHARLESTON, WV | 601 | $ 96,875,000 | $ 161,000 | $ 84,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 592 | $ 129,170,000 | $ 218,000 | $ 108,000 |
| SALT LAKE CITY, UT | 567 | $ 178,835,000 | $ 315,000 | $ 96,000 |
| WICHITA, KS | 556 | $ 108,400,000 | $ 194,000 | $ 93,000 |
| SHREVEPORT-BOSSIER CITY, LA | 541 | $ 46,325,000 | $ 85,000 | $ 47,000 |
| BOISE CITY, ID | 536 | $ 169,630,000 | $ 316,000 | $ 130,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 534 | $ 120,780,000 | $ 213,000 | $ 95,500 |
| DENVER-AURORA-LAKEWOOD, CO | 528 | $ 183,250,000 | $ 347,000 | $ 120,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 513 | $ 111,025,000 | $ 224,500 | $ 99,500 |
| KILLEEN-TEMPLE, TX | 509 | $ 112,905,000 | $ 221,000 | $ 89,000 |
| SANTA FE, NM | 475 | $ 158,555,000 | $ 333,000 | $ 135,000 |
| MCALLEN-EDINBURG-MISSION, TX | 460 | $ 90,930,000 | $ 197,000 | $ 100,000 |
| FORT COLLINS, CO | 446 | $ 155,840,000 | $ 349,000 | $ 146,000 |
| JACKSONVILLE, FL | 436 | $ 92,760,000 | $ 212,000 | $ 85,000 |
| LUBBOCK, TX | 435 | $ 86,315,000 | $ 198,000 | $ 105,000 |
| SAN ANGELO, TX | 429 | $ 84,595,000 | $ 197,000 | $ 85,000 |
| BEAUMONT-PORT ARTHUR, TX | 404 | $ 86,460,000 | $ 214,000 | $ 101,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 401 | $ 76,865,000 | $ 191,000 | $ 98,000 |
| GREELEY, CO | 399 | $ 123,345,000 | $ 309,000 | $ 105,000 |
| SUMTER, SC | 353 | $ 56,515,000 | $ 160,000 | $ 68,000 |
| PROVO-OREM, UT | 334 | $ 111,000,000 | $ 332,000 | $ 97,000 |
| LAS CRUCES, NM | 332 | $ 62,440,000 | $ 188,000 | $ 87,000 |
| NEWARK, NJ-PA | 328 | $ 113,210,000 | $ 267,000 | $ 103,500 |
| TYLER, TX | 298 | $ 55,700,000 | $ 186,000 | $ 87,000 |
| VINELAND-BRIDGETON, NJ | 294 | $ 41,290,000 | $ 140,000 | $ 59,000 |
| NEW ORLEANS-METAIRIE, LA | 283 | $ 38,975,000 | $ 137,000 | $ 63,000 |
| MIDLAND, TX | 274 | $ 62,610,000 | $ 228,000 | $ 98,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 255 | $ 53,805,000 | $ 211,000 | $ 99,000 |
| HAMMOND, LA | 242 | $ 34,830,000 | $ 143,000 | $ 67,000 |
| STOCKTON-LODI, CA | 242 | $ 45,540,000 | $ 188,000 | $ 98,000 |
| FORT SMITH, AR-OK | 237 | $ 43,945,000 | $ 191,000 | $ 126,000 |
| ODESSA, TX | 236 | $ 46,740,000 | $ 198,000 | $ 81,000 |
| ENID, OK | 231 | $ 36,525,000 | $ 158,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 224 | $ 42,660,000 | $ 210,333 | $ 78,333 |
| CORPUS CHRISTI, TX | 223 | $ 45,955,000 | $ 206,000 | $ 105,000 |
| YUMA, AZ | 217 | $ 44,475,000 | $ 204,000 | $ 79,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 211 | $ 45,375,000 | $ 215,000 | $ 96,000 |
| JOPLIN, MO | 196 | $ 32,060,000 | $ 163,000 | $ 74,000 |
| DES MOINES-WEST DES MOINES, IA | 189 | $ 41,375,000 | $ 218,000 | $ 106,000 |
| GRAND ISLAND, NE | 186 | $ 30,780,000 | $ 165,000 | $ 76,000 |
| LAWTON, OK | 186 | $ 30,610,000 | $ 164,000 | $ 73,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 185 | $ 54,615,000 | $ 295,000 | $ 121,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 180 | $ 46,850,000 | $ 293,500 | $ 128,500 |
| ALBUQUERQUE, NM | 177 | $ 43,735,000 | $ 247,000 | $ 108,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 173 | $ 43,595,000 | $ 251,000 | $ 104,000 |
| ABILENE, TX | 172 | $ 35,940,000 | $ 208,000 | $ 98,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 166 | $ 48,820,000 | $ 294,000 | $ 127,000 |
| PHILADELPHIA, PA | 163 | $ 36,735,000 | $ 225,000 | $ 95,000 |
| IDAHO FALLS, ID | 155 | $ 40,245,000 | $ 259,000 | $ 87,000 |
| WACO, TX | 155 | $ 37,305,000 | $ 240,000 | $ 98,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 152 | $ 45,780,000 | $ 301,000 | $ 116,000 |
| SPRINGFIELD, MO | 151 | $ 34,365,000 | $ 227,000 | $ 97,000 |
| BROWNSVILLE-HARLINGEN, TX | 144 | $ 25,330,000 | $ 175,000 | $ 97,000 |
| MODESTO, CA | 144 | $ 25,610,000 | $ 177,000 | $ 87,000 |
| OGDEN-CLEARFIELD, UT | 139 | $ 40,025,000 | $ 287,000 | $ 91,000 |
| LAREDO, TX | 136 | $ 25,380,000 | $ 186,000 | $ 73,000 |
| BAKERSFIELD, CA | 134 | $ 18,220,000 | $ 135,000 | $ 78,000 |
| EL PASO, TX | 132 | $ 27,120,000 | $ 205,000 | $ 114,000 |
| RENO, NV | 132 | $ 41,550,000 | $ 314,000 | $ 93,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 129 | $ 40,605,000 | $ 314,000 | $ 116,000 |
| KANSAS CITY, MO-KS | 128 | $ 29,170,000 | $ 229,000 | $ 106,500 |
| WILMINGTON, DE-MD-NJ | 123 | $ 22,805,000 | $ 231,333 | $ 89,333 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 121 | $ 33,485,000 | $ 276,000 | $ 153,000 |
| COLUMBUS, OH | 117 | $ 26,465,000 | $ 226,000 | $ 91,000 |
| CINCINNATI, OH-KY-IN | 116 | $ 23,760,000 | $ 204,000 | $ 112,333 |
| FRESNO, CA | 116 | $ 16,480,000 | $ 142,000 | $ 75,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 116 | $ 56,150,000 | $ 460,750 | $ 154,750 |
| PITTSBURGH, PA | 114 | $ 22,750,000 | $ 199,000 | $ 85,000 |
| LONGVIEW, TX | 110 | $ 20,380,000 | $ 185,000 | $ 87,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 103 | $ 40,145,000 | $ 389,000 | $ 156,000 |
| VALLEJO-FAIRFIELD, CA | 102 | $ 24,320,000 | $ 238,000 | $ 118,000 |
| PORT ST. LUCIE, FL | 99 | $ 19,975,000 | $ 201,000 | $ 93,000 |
| SHERMAN-DENISON, TX | 95 | $ 20,125,000 | $ 211,000 | $ 102,000 |
| COLORADO SPRINGS, CO | 94 | $ 29,780,000 | $ 316,000 | $ 134,000 |
| READING, PA | 91 | $ 18,065,000 | $ 198,000 | $ 94,000 |
| SAN DIEGO-CARLSBAD, CA | 90 | $ 23,110,000 | $ 256,000 | $ 106,000 |
| TRENTON, NJ | 89 | $ 17,405,000 | $ 195,000 | $ 91,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 84 | $ 13,490,000 | $ 160,000 | $ 68,000 |
| LAKE CHARLES, LA | 84 | $ 16,800,000 | $ 200,000 | $ 102,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 84 | $ 23,530,000 | $ 280,000 | $ 117,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 83 | $ 21,805,000 | $ 262,000 | $ 131,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 81 | $ 16,125,000 | $ 209,000 | $ 89,500 |
| BEND-REDMOND, OR | 79 | $ 25,315,000 | $ 320,000 | $ 96,000 |
| LINCOLN, NE | 78 | $ 17,280,000 | $ 221,000 | $ 108,000 |
| AKRON, OH | 77 | $ 13,375,000 | $ 173,000 | $ 74,000 |
| COLLEGE STATION-BRYAN, TX | 72 | $ 17,060,000 | $ 236,000 | $ 111,000 |
| MANSFIELD, OH | 71 | $ 10,315,000 | $ 145,000 | $ 66,000 |
| ST. LOUIS, MO-IL | 68 | $ 14,520,000 | $ 192,000 | $ 124,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 67 | $ 17,135,000 | $ 255,000 | $ 100,000 |
| AMARILLO, TX | 66 | $ 11,860,000 | $ 179,000 | $ 92,000 |
| LONGVIEW, WA | 65 | $ 16,335,000 | $ 251,000 | $ 76,000 |
| BIRMINGHAM-HOOVER, AL | 62 | $ 12,790,000 | $ 206,000 | $ 93,000 |
| REDDING, CA | 60 | $ 7,940,000 | $ 132,000 | $ 76,000 |
| VISALIA-PORTERVILLE, CA | 60 | $ 8,000,000 | $ 133,000 | $ 76,000 |
| YUBA CITY, CA | 60 | $ 9,250,000 | $ 154,000 | $ 81,000 |
| TEXARKANA, TX-AR | 59 | $ 13,035,000 | $ 216,500 | $ 117,500 |
| WILMINGTON, NC | 59 | $ 14,715,000 | $ 249,000 | $ 77,000 |
| EL CENTRO, CA | 58 | $ 7,980,000 | $ 137,000 | $ 93,000 |
| SPOKANE-SPOKANE VALLEY, WA | 56 | $ 14,330,000 | $ 255,000 | $ 100,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 55 | $ 16,675,000 | $ 303,000 | $ 106,000 |
| BOULDER, CO | 53 | $ 18,765,000 | $ 354,000 | $ 139,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 52 | $ 30,920,000 | $ 594,000 | $ 231,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 48 | $ 10,270,000 | $ 213,000 | $ 116,500 |
| CASPER, WY | 47 | $ 11,185,000 | $ 237,000 | $ 113,000 |
| MERCED, CA | 44 | $ 6,180,000 | $ 140,000 | $ 75,000 |
| MORRISTOWN, TN | 44 | $ 8,510,000 | $ 193,000 | $ 70,000 |
| OCEAN CITY, NJ | 43 | $ 13,655,000 | $ 317,000 | $ 182,000 |
| BECKLEY, WV | 42 | $ 5,480,000 | $ 130,000 | $ 65,000 |
| JACKSONVILLE, NC | 42 | $ 7,250,000 | $ 172,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 41 | $ 9,045,000 | $ 218,666 | $ 135,666 |
| MONROE, LA | 41 | $ 4,415,000 | $ 107,000 | $ 52,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 40 | $ 17,220,000 | $ 430,000 | $ 124,000 |
| HOT SPRINGS, AR | 39 | $ 9,985,000 | $ 256,000 | $ 167,000 |
| IOWA CITY, IA | 37 | $ 9,635,000 | $ 260,000 | $ 147,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 35 | $ 12,125,000 | $ 346,000 | $ 236,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 34 | $ 9,290,000 | $ 273,000 | $ 127,000 |
| LAFAYETTE, LA | 34 | $ 4,140,000 | $ 121,000 | $ 62,000 |
| COLUMBIA, SC | 33 | $ 7,055,000 | $ 213,000 | $ 122,000 |
| SIOUX CITY, IA-NE-SD | 32 | $ 5,080,000 | $ 210,666 | $ 102,666 |
| TUCSON, AZ | 32 | $ 6,670,000 | $ 208,000 | $ 82,000 |
| SAVANNAH, GA | 31 | $ 7,795,000 | $ 251,000 | $ 93,000 |
| ST. GEORGE, UT | 31 | $ 10,785,000 | $ 347,000 | $ 115,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 31 | $ 7,835,000 | $ 252,000 | $ 124,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 29 | $ 6,115,000 | $ 204,500 | $ 118,500 |
| JOHNSON CITY, TN | 29 | $ 5,725,000 | $ 197,000 | $ 85,000 |
| JONESBORO, AR | 29 | $ 5,605,000 | $ 193,000 | $ 97,000 |
| LAKELAND-WINTER HAVEN, FL | 29 | $ 6,565,000 | $ 226,000 | $ 104,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 27 | $ 7,725,000 | $ 286,000 | $ 137,000 |
| VICTORIA, TX | 27 | $ 4,065,000 | $ 150,000 | $ 92,000 |
| CLEVELAND, TN | 26 | $ 5,280,000 | $ 203,000 | $ 73,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 26 | $ 10,900,000 | $ 419,000 | $ 312,000 |
| HUNTSVILLE, AL | 26 | $ 6,990,000 | $ 268,000 | $ 92,000 |
| TWIN FALLS, ID | 26 | $ 5,510,000 | $ 211,000 | $ 68,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 25 | $ 10,415,000 | $ 416,000 | $ 170,000 |
| CHICAGO-NAPERVILLE, IL | 25 | $ 6,675,000 | $ 267,000 | $ 200,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 25 | $ 8,625,000 | $ 345,000 | $ 173,000 |
| SALEM, OR | 25 | $ 6,295,000 | $ 251,000 | $ 90,000 |
| CEDAR RAPIDS, IA | 24 | $ 5,330,000 | $ 222,000 | $ 109,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 24 | $ 4,450,000 | $ 156,500 | $ 89,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 24 | $ 7,390,000 | $ 307,000 | $ 102,000 |
| RICHMOND, VA | 24 | $ 5,660,000 | $ 235,000 | $ 109,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 24 | $ 6,020,000 | $ 250,000 | $ 107,000 |
| CHEYENNE, WY | 23 | $ 5,925,000 | $ 257,000 | $ 88,000 |
| SANTA MARIA-SANTA BARBARA, CA | 23 | $ 4,845,000 | $ 210,000 | $ 93,000 |
| WICHITA FALLS, TX | 23 | $ 3,165,000 | $ 137,000 | $ 72,000 |
| CAPE CORAL-FORT MYERS, FL | 22 | $ 4,630,000 | $ 210,000 | $ 149,000 |
| CHICO, CA | 22 | $ 3,350,000 | $ 152,000 | $ 91,000 |
| DECATUR, AL | 22 | $ 2,890,000 | $ 131,000 | $ 54,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 22 | $ 6,960,000 | $ 316,000 | $ 111,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 22 | $ 6,950,000 | $ 315,000 | $ 150,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 21 | $ 5,765,000 | $ 274,000 | $ 190,000 |
| PUEBLO, CO | 20 | $ 4,650,000 | $ 232,000 | $ 85,000 |
| RALEIGH, NC | 20 | $ 6,020,000 | $ 301,000 | $ 131,000 |
| WINSTON-SALEM, NC | 20 | $ 3,650,000 | $ 182,000 | $ 70,000 |
| CHATTANOOGA, TN-GA | 19 | $ 4,645,000 | $ 242,000 | $ 98,000 |
| CLEVELAND-ELYRIA, OH | 19 | $ 3,005,000 | $ 158,000 | $ 138,000 |
| ALEXANDRIA, LA | 18 | $ 1,590,000 | $ 88,000 | $ 53,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 17 | $ 3,915,000 | $ 230,000 | $ 102,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 16 | $ 2,570,000 | $ 186,500 | $ 128,500 |
| PENSACOLA-FERRY PASS-BRENT, FL | 16 | $ 3,590,000 | $ 224,000 | $ 162,000 |
| AMES, IA | 14 | $ 2,880,000 | $ 205,000 | $ 97,000 |
| GAINESVILLE, FL | 14 | $ 2,740,000 | $ 195,000 | $ 76,000 |
| HOUMA-THIBODAUX, LA | 14 | $ 1,980,000 | $ 141,000 | $ 70,000 |
| MADERA, CA | 14 | $ 2,180,000 | $ 155,000 | $ 81,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 14 | $ 4,180,000 | $ 298,000 | $ 127,000 |
| PANAMA CITY, FL | 14 | $ 3,860,000 | $ 275,000 | $ 122,000 |
| POCATELLO, ID | 14 | $ 2,720,000 | $ 194,000 | $ 63,000 |
| SANTA ROSA, CA | 14 | $ 3,320,000 | $ 237,000 | $ 123,000 |
| EAST STROUDSBURG, PA | 13 | $ 2,875,000 | $ 221,000 | $ 133,000 |
| FLORENCE-MUSCLE SHOALS, AL | 13 | $ 2,585,000 | $ 198,000 | $ 95,000 |
| FAYETTEVILLE, NC | 12 | $ 2,460,000 | $ 205,000 | $ 80,000 |
| LANCASTER, PA | 12 | $ 2,830,000 | $ 235,000 | $ 95,000 |
| LEBANON, PA | 12 | $ 2,680,000 | $ 223,000 | $ 116,000 |
| LOGAN, UT-ID | 12 | $ 3,500,000 | $ 349,000 | $ 105,500 |
| PUNTA GORDA, FL | 12 | $ 2,770,000 | $ 230,000 | $ 61,000 |
| SPRINGFIELD, OH | 12 | $ 1,960,000 | $ 163,000 | $ 64,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 5,580,000 | $ 465,000 | $ 139,000 |
| CARSON CITY, NV | 11 | $ 3,295,000 | $ 299,000 | $ 56,000 |
| COEUR D'ALENE, ID | 11 | $ 3,465,000 | $ 315,000 | $ 145,000 |
| GRAND JUNCTION, CO | 11 | $ 2,815,000 | $ 255,000 | $ 117,000 |
| HICKORY-LENOIR-MORGANTON, NC | 11 | $ 3,005,000 | $ 273,000 | $ 60,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 11 | $ 5,055,000 | $ 459,000 | $ 187,000 |
| SALISBURY, MD-DE | 11 | $ 2,795,000 | $ 254,500 | $ 102,000 |
| COLUMBUS, IN | 10 | $ 1,210,000 | $ 121,000 | $ 59,000 |
| ELGIN, IL | 10 | $ 1,630,000 | $ 163,000 | $ 130,000 |
| FLAGSTAFF, AZ | 10 | $ 2,920,000 | $ 292,000 | $ 96,000 |
| GREENSBORO-HIGH POINT, NC | 10 | $ 3,100,000 | $ 310,000 | $ 100,000 |
| HANFORD-CORCORAN, CA | 10 | $ 1,350,000 | $ 135,000 | $ 74,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 10 | $ 2,140,000 | $ 211,000 | $ 151,500 |
| OCALA, FL | 10 | $ 2,210,000 | $ 221,000 | $ 108,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 10 | $ 2,710,000 | $ 271,000 | $ 127,000 |
| ASHEVILLE, NC | 9 | $ 2,575,000 | $ 286,000 | $ 102,000 |
| DOVER, DE | 9 | $ 2,575,000 | $ 286,000 | $ 74,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 9 | $ 3,025,000 | $ 336,000 | $ 115,000 |
| TUSCALOOSA, AL | 9 | $ 2,275,000 | $ 252,000 | $ 112,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,750,000 | $ 218,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 8 | $ 2,090,000 | $ 294,000 | $ 121,500 |
| DURHAM-CHAPEL HILL, NC | 8 | $ 3,290,000 | $ 411,000 | $ 166,000 |
| JACKSON, MS | 8 | $ 1,710,000 | $ 213,000 | $ 110,000 |
| MADISON, WI | 8 | $ 1,800,000 | $ 225,000 | $ 85,000 |
| NEW BERN, NC | 8 | $ 1,800,000 | $ 225,000 | $ 92,000 |
| PINE BLUFF, AR | 8 | $ 1,420,000 | $ 177,000 | $ 138,000 |
| SIOUX FALLS, SD | 8 | $ 2,150,000 | $ 268,000 | $ 140,000 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 1,850,000 | $ 231,000 | $ 87,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 3,065,000 | $ 437,000 | $ 155,000 |
| FARMINGTON, NM | 7 | $ 1,545,000 | $ 220,000 | $ 69,000 |
| FLORENCE, SC | 7 | $ 1,395,000 | $ 199,000 | $ 83,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 855,000 | $ 122,000 | $ 52,000 |
| MORGANTOWN, WV | 7 | $ 1,285,000 | $ 183,000 | $ 56,000 |
| PARKERSBURG-VIENNA, WV | 7 | $ 1,195,000 | $ 170,000 | $ 61,000 |
| ROANOKE, VA | 7 | $ 2,005,000 | $ 286,000 | $ 115,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 7 | $ 2,875,000 | $ 410,000 | $ 192,000 |
| COLUMBIA, MO | 6 | $ 1,620,000 | $ 270,000 | $ 131,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 6 | $ 1,590,000 | $ 221,000 | $ 165,000 |
| OLYMPIA-TUMWATER, WA | 6 | $ 2,730,000 | $ 455,000 | $ 95,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 6 | $ 1,200,000 | $ 200,000 | $ 141,000 |
| SEBASTIAN-VERO BEACH, FL | 6 | $ 960,000 | $ 160,000 | $ 59,000 |
| ALBANY, OR | 5 | $ 615,000 | $ 123,000 | $ 70,000 |
| EUGENE, OR | 5 | $ 895,000 | $ 179,000 | $ 74,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 815,000 | $ 163,000 | $ 72,000 |
| HOMOSASSA SPRINGS, FL | 5 | $ 1,135,000 | $ 227,000 | $ 98,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 1,365,000 | $ 273,000 | $ 111,000 |
| SPARTANBURG, SC | 5 | $ 1,615,000 | $ 323,000 | $ 112,000 |
| TALLAHASSEE, FL | 5 | $ 1,245,000 | $ 249,000 | $ 87,000 |
| TOLEDO, OH | 5 | $ 705,000 | $ 141,000 | $ 61,000 |
| TOPEKA, KS | 5 | $ 945,000 | $ 189,000 | $ 69,000 |
| YORK-HANOVER, PA | 5 | $ 1,035,000 | $ 207,000 | $ 87,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 365,000 | $ 76,500 | $ 320,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 720,000 | $ 180,000 | $ 113,000 |
| BELLINGHAM, WA | 4 | $ 1,040,000 | $ 260,000 | $ 90,000 |
| GETTYSBURG, PA | 4 | $ 860,000 | $ 215,000 | $ 87,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 4 | $ 920,000 | $ 230,000 | $ 77,000 |
| JACKSON, TN | 4 | $ 1,240,000 | $ 310,000 | $ 184,000 |
| LAWRENCE, KS | 4 | $ 660,000 | $ 165,000 | $ 67,000 |
| MACON-BIBB COUNTY, GA | 4 | $ 550,000 | $ 137,000 | $ 55,000 |
| MONTGOMERY, AL | 4 | $ 810,000 | $ 202,000 | $ 98,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,980,000 | $ 495,000 | $ 114,000 |
| NAPA, CA | 4 | $ 790,000 | $ 197,000 | $ 89,000 |
| SALINAS, CA | 4 | $ 800,000 | $ 200,000 | $ 86,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 1,830,000 | $ 457,000 | $ 164,000 |
| SEBRING, FL | 4 | $ 330,000 | $ 82,000 | $ 36,000 |
| TERRE HAUTE, IN | 4 | $ 800,000 | $ 200,000 | $ 59,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4 | $ 810,000 | $ 202,000 | $ 65,000 |
| WHEELING, WV-OH | 4 | $ 430,000 | $ 107,500 | $ 117,500 |
| YAKIMA, WA | 4 | $ 700,000 | $ 175,000 | $ 58,000 |
| BILLINGS, MT | 3 | $ 975,000 | $ 325,000 | $ 101,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 665,000 | $ 221,000 | $ 82,000 |
| CHARLOTTESVILLE, VA | 3 | $ 1,145,000 | $ 381,000 | $ 144,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 405,000 | $ 135,000 | $ 61,000 |
| DUBUQUE, IA | 3 | $ 535,000 | $ 178,000 | $ 66,000 |
| DULUTH, MN-WI | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| GOLDSBORO, NC | 3 | $ 405,000 | $ 135,000 | $ 31,000 |
| GRANTS PASS, OR | 3 | $ 865,000 | $ 288,000 | $ 99,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 655,000 | $ 218,000 | $ 106,000 |
| JEFFERSON CITY, MO | 3 | $ 325,000 | $ 108,000 | $ 46,000 |
| KOKOMO, IN | 3 | $ 265,000 | $ 88,000 | $ 58,000 |
| LYNCHBURG, VA | 3 | $ 505,000 | $ 168,000 | $ 59,000 |
| MOBILE, AL | 3 | $ 765,000 | $ 255,000 | $ 119,000 |
| APPLETON, WI | 2 | $ 510,000 | $ 255,000 | $ 73,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 390,000 | $ 195,000 | $ 143,000 |
| BOWLING GREEN, KY | 2 | $ 390,000 | $ 195,000 | $ 50,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 1,910,000 | $ 955,000 | $ 630,000 |
| BRUNSWICK, GA | 2 | $ 630,000 | $ 315,000 | $ 105,000 |
| BURLINGTON, NC | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| CARBONDALE-MARION, IL | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 2 | $ 480,000 | $ 240,000 | $ 131,000 |
| CUMBERLAND, MD-WV | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 450,000 | $ 225,000 | $ 97,000 |
| FORT WAYNE, IN | 2 | $ 360,000 | $ 180,000 | $ 37,000 |
| GAINESVILLE, GA | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| GREENVILLE, NC | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| HARRISONBURG, VA | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| HINESVILLE, GA | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| KANKAKEE, IL | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| LANSING-EAST LANSING, MI | 2 | $ 240,000 | $ 120,000 | $ 123,000 |
| LEWISTON, ID-WA | 2 | $ 360,000 | $ 180,000 | $ 107,000 |
| MANHATTAN, KS | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| MEDFORD, OR | 2 | $ 660,000 | $ 330,000 | $ 96,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 580,000 | $ 290,000 | $ 140,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 560,000 | $ 280,000 | $ 111,000 |
| PEORIA, IL | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| SHEBOYGAN, WI | 2 | $ 680,000 | $ 340,000 | $ 180,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 320,000 | $ 160,000 | $ 39,000 |
| ST. CLOUD, MN | 2 | $ 760,000 | $ 380,000 | $ 90,000 |
| STATE COLLEGE, PA | 2 | $ 600,000 | $ 300,000 | $ 89,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 410,000 | $ 205,000 | $ 57,000 |
| THE VILLAGES, FL | 2 | $ 640,000 | $ 320,000 | $ 136,000 |
| WINCHESTER, VA-WV | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| BAY CITY, MI | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| BISMARCK, ND | 1 | $ 145,000 | $ 145,000 | $ 285,000 |
| BLOOMINGTON, IN | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| COLUMBUS, GA-AL | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| DOTHAN, AL | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| EVANSVILLE, IN-KY | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| FARGO, ND-MN | 1 | $ 365,000 | $ 365,000 | $ 144,000 |
| GADSDEN, AL | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| GARY, IN | 1 | $ 285,000 | $ 285,000 | $ 164,000 |
| GRAND FORKS, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 375,000 | $ 375,000 | $ 162,000 |
| GREEN BAY, WI | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| HATTIESBURG, MS | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| JACKSON, MI | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| JOHNSTOWN, PA | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| OWENSBORO, KY | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| RACINE, WI | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| ROCKFORD, IL | 1 | $ 225,000 | $ 225,000 | $ 707,000 |
| SAGINAW, MI | 1 | $ 205,000 | $ 205,000 | $ 45,000 |
| SAN RAFAEL, CA | 1 | $ 705,000 | $ 705,000 | $ 127,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 675,000 | $ 675,000 | $ 227,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| SPRINGFIELD, IL | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| ST. JOSEPH, MO-KS | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| VALDOSTA, GA | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| WALLA WALLA, WA | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| WARNER ROBINS, GA | 1 | $ 265,000 | $ 265,000 | $ 36,000 |
| WAUSAU, WI | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| WILLIAMSPORT, PA | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Gateway First Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 36,417 | $8,055,145,000 | $221,000 | $2,385,000 | $95,000 | $2,217,000 |
| Refinancing | 11,884 | $2,795,990,000 | $235,000 | $2,375,000 | $114,000 | $3,400,000 |
| Cash-out Refinancing | 8,191 | $1,972,675,000 | $240,000 | $1,805,000 | $108,000 | $1,684,000 |
| Other Purpose | 288 | $49,560,000 | $172,000 | $645,000 | $155,000 | $1,006,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33,233 | $7,938,265,000 | $238,000 | $2,385,000 | $109,000 | $3,400,000 |
| Hispanic | 10,036 | $2,019,430,000 | $201,000 | $1,715,000 | $81,000 | $1,154,000 |
| Not Provided | 5,354 | $1,271,580,000 | $237,000 | $2,005,000 | $109,000 | $1,808,000 |
| Black or African American | 5,286 | $920,170,000 | $174,000 | $835,000 | $74,000 | $650,000 |
| Asian | 1,422 | $380,190,000 | $267,000 | $2,005,000 | $125,000 | $1,458,000 |
| American Indian or Alaskan Native | 950 | $203,530,000 | $214,000 | $1,205,000 | $97,000 | $1,498,000 |
| Native Hawaiian or Other Pacific Islander | 82 | $20,060,000 | $244,000 | $595,000 | $83,000 | $195,000 |
| Not applicable | 7 | $3,755,000 | $536,000 | $1,185,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 39,819 | $8,829,895,000 | $221,000 | $2,385,000 | $113,000 | $3,400,000 |
| FHA-insured (Federal Housing Administration) | 11,702 | $2,631,330,000 | $224,000 | $825,000 | $69,000 | $650,000 |
| VA-guaranteed (Veterans Administration) | 4,116 | $1,220,870,000 | $296,000 | $1,575,000 | $95,000 | $560,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,143 | $191,275,000 | $167,000 | $465,000 | $52,000 | $153,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 35,919 | $8,253,275,000 | $229,000 | $1,765,000 | $101,000 | $2,433,000 |
| Application Withdrawn By Applicant | 9,170 | $2,190,360,000 | $238,000 | $2,385,000 | $108,000 | $2,773,000 |
| Loan Purchased By The Institution | 8,668 | $1,775,190,000 | $204,000 | $835,000 | $100,000 | $2,184,000 |
| Application Denied By Financial Institution | 2,312 | $485,840,000 | $210,000 | $2,005,000 | $74,000 | $3,400,000 |
| File Closed For Incompleteness | 379 | $92,085,000 | $242,000 | $1,175,000 | $111,000 | $1,650,000 |
| Application Approved But Not Accepted | 332 | $76,620,000 | $230,000 | $615,000 | $107,000 | $736,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 54,468 | $12,387,530,000 | $227,000 | $2,385,000 | $102,000 | $2,773,000 |
| Debt-To-Income Ratio | 1,134 | $246,800,000 | $217,000 | $2,005,000 | $57,000 | $737,000 |
| Credit History | 486 | $99,560,000 | $204,000 | $825,000 | $86,000 | $889,000 |
| Collateral | 231 | $48,125,000 | $208,000 | $1,345,000 | $110,000 | $3,400,000 |
| Unverifiable Information | 110 | $24,320,000 | $221,000 | $675,000 | $90,000 | $414,000 |
| Employment History | 92 | $14,600,000 | $158,000 | $555,000 | $56,000 | $252,000 |
| Mortgage Insurance Denied | 77 | $15,475,000 | $200,000 | $645,000 | $97,000 | $670,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 74 | $15,580,000 | $210,000 | $805,000 | $90,000 | $444,000 |
| Other | 60 | $11,370,000 | $189,000 | $1,035,000 | $113,000 | $968,000 |
| Credit Application Incomplete | 48 | $10,010,000 | $208,000 | $465,000 | $97,000 | $270,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.