Glacier Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Glacier Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Glacier Bank 202 Main Kalispell, MT 59901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 17,010 |
| Total Mortgage Loan Application Amount | $4,454,190,000 |
| Average Mortgage Loan Application Amount | $217,800 |
| Highest Mortgage Loan Application Amount | $26,005,000 |
| Average Applicant Income | $129,200 |
| Highest Applicant Income | $6,252,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Glacier Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Glacier Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Glacier Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Glacier Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Glacier Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Glacier Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kootenai County Idaho | 1,825 | $ 508,515,000 | $ 278,000 | $ 141,000 |
| Flathead County Montana | 1,535 | $ 451,945,000 | $ 294,000 | $ 163,000 |
| Gallatin County Montana | 1,189 | $ 428,765,000 | $ 360,000 | $ 149,000 |
| Missoula County Montana | 1,017 | $ 255,325,000 | $ 251,000 | $ 145,000 |
| Yellowstone County Montana | 926 | $ 184,450,000 | $ 199,000 | $ 100,000 |
| Spokane County Washington | 777 | $ 224,225,000 | $ 288,000 | $ 152,000 |
| Bonner County Idaho | 678 | $ 194,030,000 | $ 286,000 | $ 140,000 |
| Lewis and Clark County Montana | 621 | $ 134,545,000 | $ 216,000 | $ 111,000 |
| Bannock County Idaho | 543 | $ 107,765,000 | $ 198,000 | $ 97,000 |
| Park County Wyoming | 463 | $ 111,395,000 | $ 240,000 | $ 118,000 |
| Ada County Idaho | 436 | $ 98,760,000 | $ 226,000 | $ 137,000 |
| Mohave County Arizona | 389 | $ 98,375,000 | $ 252,000 | $ 126,000 |
| Lake County Montana | 380 | $ 96,530,000 | $ 254,000 | $ 151,000 |
| Yavapai County Arizona | 339 | $ 95,965,000 | $ 283,000 | $ 115,000 |
| Ravalli County Montana | 326 | $ 81,700,000 | $ 250,000 | $ 115,000 |
| Silver Bow County Montana | 253 | $ 46,825,000 | $ 185,000 | $ 95,000 |
| Lincoln County Montana | 210 | $ 40,720,000 | $ 193,000 | $ 93,000 |
| Boundary County Idaho | 209 | $ 42,225,000 | $ 202,000 | $ 85,000 |
| Uinta County Wyoming | 194 | $ 35,340,000 | $ 182,000 | $ 94,000 |
| Bonneville County Idaho | 186 | $ 42,700,000 | $ 229,000 | $ 124,000 |
| Canyon County Idaho | 185 | $ 33,185,000 | $ 179,000 | $ 90,000 |
| Lincoln County Wyoming | 174 | $ 38,600,000 | $ 221,000 | $ 108,000 |
| Platte County Wyoming | 167 | $ 28,455,000 | $ 170,000 | $ 84,000 |
| Chelan County Washington | 145 | $ 50,275,000 | $ 346,000 | $ 190,000 |
| La Plata County Colorado | 135 | $ 40,495,000 | $ 299,000 | $ 111,000 |
| Fergus County Montana | 132 | $ 21,110,000 | $ 159,000 | $ 87,000 |
| Natrona County Wyoming | 124 | $ 28,410,000 | $ 229,000 | $ 148,000 |
| Deer Lodge County Montana | 119 | $ 15,225,000 | $ 127,000 | $ 81,000 |
| Maricopa County Arizona | 109 | $ 47,585,000 | $ 436,000 | $ 219,000 |
| Mesa County Colorado | 109 | $ 21,125,000 | $ 193,000 | $ 102,000 |
| Sanders County Montana | 106 | $ 19,530,000 | $ 184,000 | $ 111,000 |
| Goshen County Wyoming | 102 | $ 15,810,000 | $ 155,000 | $ 72,000 |
| Blaine County Idaho | 93 | $ 22,485,000 | $ 241,000 | $ 132,000 |
| Jefferson County Montana | 92 | $ 22,980,000 | $ 249,000 | $ 130,000 |
| Bingham County Idaho | 91 | $ 25,755,000 | $ 283,000 | $ 123,000 |
| Washoe County Nevada | 91 | $ 27,475,000 | $ 301,000 | $ 238,000 |
| Sublette County Wyoming | 88 | $ 20,040,000 | $ 227,000 | $ 102,000 |
| Pueblo County Colorado | 87 | $ 16,545,000 | $ 190,000 | $ 122,000 |
| Sweetwater County Wyoming | 75 | $ 18,785,000 | $ 250,000 | $ 92,000 |
| Chaffee County Colorado | 71 | $ 19,545,000 | $ 275,000 | $ 119,000 |
| El Paso County Colorado | 71 | $ 18,935,000 | $ 266,000 | $ 148,000 |
| Denver County Colorado | 70 | $ 38,540,000 | $ 550,000 | $ 356,000 |
| Shoshone County Idaho | 69 | $ 10,185,000 | $ 147,000 | $ 77,000 |
| Madison County Montana | 68 | $ 29,420,000 | $ 432,000 | $ 228,000 |
| Davis County Utah | 68 | $ 29,360,000 | $ 431,000 | $ 153,000 |
| Morgan County Utah | 68 | $ 15,880,000 | $ 233,000 | $ 108,000 |
| Big Horn County Wyoming | 64 | $ 9,800,000 | $ 153,000 | $ 68,000 |
| Park County Montana | 61 | $ 17,345,000 | $ 284,000 | $ 130,000 |
| Okanogan County Washington | 56 | $ 12,270,000 | $ 219,000 | $ 102,000 |
| Broadwater County Montana | 55 | $ 12,235,000 | $ 222,000 | $ 98,000 |
| Jefferson County Idaho | 53 | $ 12,575,000 | $ 237,000 | $ 117,000 |
| Douglas County Washington | 46 | $ 20,680,000 | $ 449,000 | $ 172,000 |
| Pend Oreille County Washington | 42 | $ 8,290,000 | $ 197,000 | $ 87,000 |
| Summit County Utah | 40 | $ 18,540,000 | $ 463,000 | $ 210,000 |
| Fremont County Colorado | 39 | $ 7,745,000 | $ 198,000 | $ 132,000 |
| Cascade County Montana | 39 | $ 7,585,000 | $ 194,000 | $ 107,000 |
| Salt Lake County Utah | 37 | $ 12,225,000 | $ 330,000 | $ 139,000 |
| Coconino County Arizona | 36 | $ 10,410,000 | $ 289,000 | $ 155,000 |
| Carbon County Montana | 36 | $ 7,880,000 | $ 218,000 | $ 134,000 |
| Yuma County Arizona | 35 | $ 8,345,000 | $ 238,000 | $ 88,000 |
| Archuleta County Colorado | 33 | $ 6,245,000 | $ 189,000 | $ 108,000 |
| Fremont County Idaho | 33 | $ 9,295,000 | $ 281,000 | $ 169,000 |
| Teton County Montana | 33 | $ 3,965,000 | $ 120,000 | $ 99,000 |
| Arapahoe County Colorado | 32 | $ 17,390,000 | $ 543,000 | $ 142,000 |
| Benewah County Idaho | 32 | $ 5,490,000 | $ 171,000 | $ 75,000 |
| Utah County Utah | 32 | $ 7,970,000 | $ 249,000 | $ 147,000 |
| Routt County Colorado | 29 | $ 5,745,000 | $ 198,000 | $ 163,000 |
| Stillwater County Montana | 28 | $ 6,890,000 | $ 246,000 | $ 117,000 |
| Granite County Montana | 26 | $ 5,930,000 | $ 228,000 | $ 139,000 |
| Stevens County Washington | 26 | $ 6,310,000 | $ 242,000 | $ 101,000 |
| Weber County Utah | 24 | $ 6,200,000 | $ 258,000 | $ 97,000 |
| Valley County Idaho | 23 | $ 7,685,000 | $ 334,000 | $ 283,000 |
| King County Washington | 22 | $ 8,120,000 | $ 369,000 | $ 224,000 |
| Pinal County Arizona | 21 | $ 19,195,000 | $ 914,000 | $ 88,000 |
| Powell County Montana | 21 | $ 3,135,000 | $ 149,000 | $ 138,000 |
| Pima County Arizona | 20 | $ 9,190,000 | $ 459,000 | $ 260,000 |
| Chouteau County Montana | 20 | $ 1,590,000 | $ 79,000 | $ 88,000 |
| Mineral County Montana | 20 | $ 3,410,000 | $ 170,000 | $ 93,000 |
| Douglas County Nevada | 19 | $ 6,415,000 | $ 337,000 | $ 235,000 |
| Adams County Colorado | 18 | $ 10,760,000 | $ 597,000 | $ 61,000 |
| Caribou County Idaho | 17 | $ 2,065,000 | $ 121,000 | $ 84,000 |
| Rio Blanco County Colorado | 16 | $ 1,500,000 | $ 93,000 | $ 93,000 |
| Madison County Idaho | 16 | $ 3,560,000 | $ 222,000 | $ 153,000 |
| Clark County Nevada | 16 | $ 4,300,000 | $ 268,000 | $ 153,000 |
| Box Elder County Utah | 16 | $ 3,440,000 | $ 215,000 | $ 82,000 |
| Jefferson County Colorado | 15 | $ 5,895,000 | $ 393,000 | $ 147,000 |
| Power County Idaho | 15 | $ 3,675,000 | $ 245,000 | $ 121,000 |
| Wasatch County Utah | 15 | $ 5,535,000 | $ 369,000 | $ 165,000 |
| Douglas County Colorado | 14 | $ 7,640,000 | $ 545,000 | $ 160,000 |
| Twin Falls County Idaho | 14 | $ 4,990,000 | $ 356,000 | $ 80,000 |
| Blaine County Montana | 14 | $ 2,150,000 | $ 153,000 | $ 60,000 |
| Bear Lake County Idaho | 13 | $ 3,495,000 | $ 268,000 | $ 152,000 |
| Teton County Idaho | 13 | $ 4,085,000 | $ 314,000 | $ 249,000 |
| Boise County Idaho | 11 | $ 4,315,000 | $ 392,000 | $ 271,000 |
| Laramie County Wyoming | 11 | $ 2,625,000 | $ 238,000 | $ 82,000 |
| Moffat County Colorado | 10 | $ 1,280,000 | $ 128,000 | $ 93,000 |
| Elmore County Idaho | 10 | $ 1,550,000 | $ 155,000 | $ 127,000 |
| Washington County Utah | 10 | $ 4,380,000 | $ 438,000 | $ 325,000 |
| Judith Basin County Montana | 9 | $ 1,155,000 | $ 128,000 | $ 45,000 |
| Snohomish County Washington | 9 | $ 2,785,000 | $ 309,000 | $ 221,000 |
| Converse County Wyoming | 9 | $ 1,995,000 | $ 221,000 | $ 91,000 |
| Fremont County Wyoming | 9 | $ 1,915,000 | $ 212,000 | $ 95,000 |
| Beaverhead County Montana | 8 | $ 1,440,000 | $ 180,000 | $ 90,000 |
| Pondera County Montana | 8 | $ 950,000 | $ 118,000 | $ 77,000 |
| Carson City County Nevada | 8 | $ 2,410,000 | $ 301,000 | $ 114,000 |
| Grant County Washington | 8 | $ 970,000 | $ 121,000 | $ 128,000 |
| Pierce County Washington | 8 | $ 5,700,000 | $ 712,000 | $ 428,000 |
| Montezuma County Colorado | 7 | $ 1,915,000 | $ 273,000 | $ 104,000 |
| Gem County Idaho | 7 | $ 1,375,000 | $ 196,000 | $ 120,000 |
| Musselshell County Montana | 7 | $ 1,125,000 | $ 160,000 | $ 69,000 |
| Niobrara County Wyoming | 7 | $ 625,000 | $ 89,000 | $ 62,000 |
| Boulder County Colorado | 6 | $ 4,140,000 | $ 690,000 | $ 203,000 |
| Custer County Idaho | 6 | $ 980,000 | $ 163,000 | $ 63,000 |
| Benton County Washington | 6 | $ 1,150,000 | $ 191,000 | $ 112,000 |
| Whitman County Washington | 6 | $ 2,040,000 | $ 340,000 | $ 158,000 |
| Custer County Colorado | 5 | $ 1,755,000 | $ 351,000 | $ 102,000 |
| Larimer County Colorado | 5 | $ 7,675,000 | $ 1,535,000 | $ 123,000 |
| Latah County Idaho | 5 | $ 1,045,000 | $ 209,000 | $ 137,000 |
| Liberty County Montana | 5 | $ 715,000 | $ 143,000 | $ 109,000 |
| Lyon County Nevada | 5 | $ 805,000 | $ 161,000 | $ 81,000 |
| Lincoln County Washington | 5 | $ 895,000 | $ 179,000 | $ 101,000 |
| Sheridan County Wyoming | 5 | $ 1,265,000 | $ 253,000 | $ 245,000 |
| Gila County Arizona | 4 | $ 2,750,000 | $ 687,000 | $ 253,000 |
| Navajo County Arizona | 4 | $ 1,330,000 | $ 332,000 | $ 291,000 |
| Teller County Colorado | 4 | $ 1,270,000 | $ 317,000 | $ 48,000 |
| Weld County Colorado | 4 | $ 1,190,000 | $ 297,000 | $ 155,000 |
| Gooding County Idaho | 4 | $ 710,000 | $ 177,000 | $ 78,000 |
| Lemhi County Idaho | 4 | $ 1,230,000 | $ 307,000 | $ 228,000 |
| Oneida County Idaho | 4 | $ 860,000 | $ 215,000 | $ 41,000 |
| Meagher County Montana | 4 | $ 640,000 | $ 160,000 | $ 68,000 |
| Toole County Montana | 4 | $ 520,000 | $ 130,000 | $ 100,000 |
| Cache County Utah | 4 | $ 740,000 | $ 185,000 | $ 290,000 |
| Rich County Utah | 4 | $ 1,080,000 | $ 270,000 | $ 108,000 |
| Kitsap County Washington | 4 | $ 1,050,000 | $ 262,000 | $ 144,000 |
| Yakima County Washington | 4 | $ 1,050,000 | $ 262,000 | $ 75,000 |
| Campbell County Wyoming | 4 | $ 790,000 | $ 197,000 | $ 85,000 |
| Carbon County Wyoming | 4 | $ 450,000 | $ 112,000 | $ 68,000 |
| Park County Colorado | 3 | $ 845,000 | $ 281,000 | $ 93,000 |
| Butte County Idaho | 3 | $ 535,000 | $ 178,000 | $ 94,000 |
| Nez Perce County Idaho | 3 | $ 685,000 | $ 228,000 | $ 261,000 |
| Owyhee County Idaho | 3 | $ 615,000 | $ 205,000 | $ 70,000 |
| Scotts Bluff County Nebraska | 3 | $ 355,000 | $ 118,000 | $ 87,000 |
| Thurston County Washington | 3 | $ 625,000 | $ 208,000 | $ 101,000 |
| Washington County Wisconsin | 3 | $ 935,000 | $ 311,000 | $ 103,000 |
| Albany County Wyoming | 3 | $ 285,000 | $ 95,000 | $ 110,000 |
| Teton County Wyoming | 3 | $ 3,485,000 | $ 1,161,000 | $ 141,000 |
| Apache County Arizona | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Elbert County Colorado | 2 | $ 710,000 | $ 355,000 | $ 94,000 |
| Grand County Colorado | 2 | $ 470,000 | $ 235,000 | $ 227,000 |
| Gunnison County Colorado | 2 | $ 1,660,000 | $ 830,000 | $ 544,000 |
| Las Animas County Colorado | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| San Juan County Colorado | 2 | $ 280,000 | $ 140,000 | $ 205,000 |
| Summit County Colorado | 2 | $ 390,000 | $ 195,000 | $ 244,000 |
| Adams County Idaho | 2 | $ 260,000 | $ 130,000 | $ 112,000 |
| Camas County Idaho | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Cassia County Idaho | 2 | $ 360,000 | $ 180,000 | $ 174,000 |
| Payette County Idaho | 2 | $ 390,000 | $ 195,000 | $ 98,000 |
| Washington County Idaho | 2 | $ 400,000 | $ 200,000 | $ 110,000 |
| Big Horn County Montana | 2 | $ 440,000 | $ 220,000 | $ 123,000 |
| Glacier County Montana | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Hill County Montana | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Wheatland County Montana | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| San Juan County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 186,000 |
| Sanpete County Utah | 2 | $ 460,000 | $ 230,000 | $ 100,000 |
| Clallam County Washington | 2 | $ 830,000 | $ 415,000 | $ 104,000 |
| Franklin County Washington | 2 | $ 920,000 | $ 460,000 | $ 127,000 |
| Cochise County Arizona | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Santa Cruz County Arizona | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Los Angeles County California | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Riverside County California | 1 | $ 405,000 | $ 405,000 | $ 217,000 |
| San Bernardino County California | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| San Mateo County California | 1 | $ 585,000 | $ 585,000 | $ 375,000 |
| Sonoma County California | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Conejos County Colorado | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Delta County Colorado | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Eagle County Colorado | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Garfield County Colorado | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Lake County Colorado | 1 | $ 305,000 | $ 305,000 | $ 171,000 |
| Montrose County Colorado | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Morgan County Colorado | 1 | $ 245,000 | $ 245,000 | $ 206,000 |
| San Miguel County Colorado | 1 | $ 745,000 | $ 745,000 | $ 379,000 |
| Idaho County Idaho | 1 | $ 155,000 | $ 155,000 | $ 182,000 |
| Jerome County Idaho | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Lincoln County Idaho | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Minidoka County Idaho | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Henry County Missouri | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| Custer County Montana | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Dawson County Montana | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Golden Valley County Montana | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Phillips County Montana | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Prairie County Montana | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| Richland County Montana | 1 | $ 255,000 | $ 255,000 | $ 215,000 |
| Rosebud County Montana | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Valley County Montana | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Box Butte County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Cheyenne County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Harlan County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Holt County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Lancaster County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Morrill County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Platte County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Richardson County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Lander County Nevada | 1 | $ 65,000 | $ 65,000 | $ 109,000 |
| Mineral County Nevada | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Nye County Nevada | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pershing County Nevada | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Charleston County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 541,000 |
| Carbon County Utah | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Iron County Utah | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Kane County Utah | 1 | $ 165,000 | $ 165,000 | $ 187,000 |
| Tooele County Utah | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Uintah County Utah | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Adams County Washington | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Clark County Washington | 1 | $ 505,000 | $ 505,000 | $ 165,000 |
| Cowlitz County Washington | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Grays Harbor County Washington | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Kittitas County Washington | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Klickitat County Washington | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Mason County Washington | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Skagit County Washington | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Walla Walla County Washington | 1 | $ 235,000 | $ 235,000 | $ 41,000 |
| Washakie County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Weston County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Glacier Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,762 | $2,095,130,000 | $309,000 | $26,005,000 | $134,000 | $3,997,000 |
| Refinancing | 4,959 | $1,286,805,000 | $259,000 | $6,805,000 | $141,000 | $6,252,000 |
| Cash-out Refinancing | 2,906 | $764,180,000 | $262,000 | $1,795,000 | $112,000 | $1,800,000 |
| Home Improvement | 1,268 | $151,210,000 | $119,000 | $12,195,000 | $122,000 | $1,721,000 |
| Other Purpose | 1,115 | $156,865,000 | $140,000 | $1,005,000 | $137,000 | $2,247,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,514 | $3,583,470,000 | $246,000 | $4,205,000 | $131,000 | $6,252,000 |
| Not Provided | 1,354 | $373,200,000 | $275,000 | $2,945,000 | $149,000 | $4,172,000 |
| Not applicable | 437 | $340,985,000 | $780,000 | $26,005,000 | $0 | $0 |
| Hispanic | 397 | $86,875,000 | $218,000 | $1,555,000 | $98,000 | $427,000 |
| American Indian or Alaskan Native | 113 | $21,475,000 | $190,000 | $515,000 | $88,000 | $706,000 |
| Asian | 111 | $28,015,000 | $252,000 | $1,405,000 | $166,000 | $979,000 |
| Black or African American | 43 | $11,095,000 | $258,000 | $525,000 | $99,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,385,000 | $178,000 | $335,000 | $80,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,784 | $4,153,770,000 | $263,000 | $26,005,000 | $136,000 | $6,252,000 |
| FHA-insured (Federal Housing Administration) | 544 | $117,150,000 | $215,000 | $595,000 | $67,000 | $261,000 |
| VA-guaranteed (Veterans Administration) | 465 | $139,785,000 | $300,000 | $1,355,000 | $91,000 | $491,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 217 | $43,485,000 | $200,000 | $475,000 | $55,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,218 | $3,162,640,000 | $258,000 | $26,005,000 | $134,000 | $6,252,000 |
| Application Withdrawn By Applicant | 2,973 | $841,505,000 | $283,000 | $2,945,000 | $139,000 | $2,697,000 |
| Application Denied By Financial Institution | 1,597 | $383,695,000 | $240,000 | $6,805,000 | $93,000 | $5,240,000 |
| Application Approved But Not Accepted | 127 | $38,475,000 | $302,000 | $3,505,000 | $163,000 | $1,193,000 |
| File Closed For Incompleteness | 92 | $26,980,000 | $293,000 | $3,005,000 | $178,000 | $3,997,000 |
| Loan Purchased By The Institution | 3 | $895,000 | $298,000 | $395,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,413 | $4,070,495,000 | $264,000 | $26,005,000 | $136,000 | $6,252,000 |
| Debt-To-Income Ratio | 750 | $184,330,000 | $245,000 | $4,205,000 | $63,000 | $800,000 |
| Credit History | 425 | $84,565,000 | $198,000 | $905,000 | $97,000 | $3,120,000 |
| Collateral | 267 | $58,225,000 | $218,000 | $2,005,000 | $126,000 | $2,524,000 |
| Other | 71 | $33,575,000 | $472,000 | $6,805,000 | $269,000 | $5,240,000 |
| Employment History | 34 | $8,330,000 | $245,000 | $865,000 | $72,000 | $759,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $9,760,000 | $305,000 | $905,000 | $96,000 | $364,000 |
| Unverifiable Information | 17 | $4,715,000 | $277,000 | $995,000 | $147,000 | $406,000 |
| Credit Application Incomplete | 1 | $195,000 | $195,000 | $195,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Glacier Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Glacier Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Montana, download the full spreadsheet
with aggregated HMDA statistics today.