Goldwater Bank, N.A. Mortgage Lending & HMDA Data, 2016

In 2016, Goldwater Bank, N.A. of Phoenix, AZ reported 10,459 mortgage applications totaling $2.2 billion, up 449% from 2015. The average application was for $212,058, and applicants reported an average income of $82,217. 62% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,047), Tacoma-Lakewood, WA (623) and Port St. Lucie, FL (478) (applications in parentheses).

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 10,459
Total Mortgage Loan Application Amount $2,217,923,000
Average Mortgage Loan Application Amount $212,058
Highest Mortgage Loan Application Amount $1,969,000
Average Applicant Income $82,217
Highest Applicant Income $1,244,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Goldwater Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pierce, Washington 623 $ 165,837,000 $ 266,191 $ 88,000
Harris, Texas 476 $ 89,347,000 $ 187,703 $ 103,000
St. Lucie, Florida 395 $ 68,184,000 $ 172,617 $ 77,000
Marion, Florida 328 $ 41,215,000 $ 125,655 $ 61,000
Thurston, Washington 314 $ 79,727,000 $ 253,907 $ 79,000
Montgomery, Texas 285 $ 58,282,000 $ 204,498 $ 103,000
Mohave, Arizona 265 $ 39,442,000 $ 148,837 $ 71,000
Bernalillo, New Mexico 145 $ 20,355,000 $ 140,379 $ 65,000
Ouachita, Louisiana 130 $ 19,796,000 $ 152,276 $ 64,000
Maricopa, Arizona 119 $ 29,431,000 $ 247,319 $ 94,000
Douglas, Colorado 108 $ 37,480,000 $ 347,037 $ 128,000
Fort Bend, Texas 107 $ 23,407,000 $ 218,757 $ 104,000
Jefferson, Kentucky 105 $ 20,512,000 $ 195,352 $ 87,000
King, Washington 105 $ 33,772,000 $ 321,638 $ 97,000
Cuyahoga, Ohio 101 $ 14,679,000 $ 145,336 $ 72,000
Travis, Texas 97 $ 27,470,000 $ 283,195 $ 118,000
Los Angeles, California 94 $ 34,363,000 $ 365,563 $ 97,000
Polk, Iowa 94 $ 14,891,000 $ 158,414 $ 60,000
St. John the Baptist, Louisiana 93 $ 13,136,000 $ 141,247 $ 61,000
Palm Beach, Florida 92 $ 22,448,000 $ 244,000 $ 106,000
Bossier, Louisiana 88 $ 17,203,000 $ 195,488 $ 75,000
Oklahoma, Oklahoma 88 $ 14,274,000 $ 162,204 $ 80,000
Caddo, Louisiana 86 $ 14,341,000 $ 166,755 $ 73,000
Martin, Florida 83 $ 19,460,000 $ 234,457 $ 92,000
Arapahoe, Colorado 81 $ 23,001,000 $ 283,962 $ 97,000
Hernando, Florida 78 $ 10,609,000 $ 136,012 $ 58,000
Clark, Nevada 76 $ 17,145,000 $ 225,592 $ 68,000
St. Charles, Louisiana 75 $ 15,910,000 $ 212,133 $ 91,000
Williamson, Texas 71 $ 17,286,000 $ 243,464 $ 111,000
Brazos, Texas 68 $ 12,485,000 $ 183,602 $ 117,000
Larimer, Colorado 67 $ 18,796,000 $ 280,537 $ 100,000
Jefferson, Colorado 66 $ 17,909,000 $ 271,348 $ 115,000
Denver, Colorado 65 $ 19,136,000 $ 294,400 $ 102,000
Collier, Florida 64 $ 13,991,000 $ 218,609 $ 59,000
Frederick, Maryland 58 $ 15,103,000 $ 260,396 $ 89,000
Cook, Illinois 57 $ 12,968,000 $ 227,508 $ 81,000
Adams, Colorado 56 $ 14,878,000 $ 265,678 $ 90,000
Prince George's, Maryland 55 $ 15,046,000 $ 273,563 $ 86,000
Weld, Colorado 53 $ 12,984,000 $ 244,981 $ 102,000
Tarrant, Texas 53 $ 9,130,000 $ 172,264 $ 70,000
Jefferson, Alabama 52 $ 10,634,000 $ 204,500 $ 72,000
Chambers, Texas 50 $ 12,913,000 $ 258,260 $ 131,000
Galveston, Texas 50 $ 10,129,000 $ 202,580 $ 108,000
Lee, Florida 49 $ 8,443,000 $ 172,306 $ 63,000
Brazoria, Texas 48 $ 8,752,000 $ 182,333 $ 83,000
Calcasieu, Louisiana 47 $ 8,158,000 $ 173,574 $ 72,000
Hennepin, Minnesota 46 $ 8,739,000 $ 189,978 $ 58,000
Pearl River, Mississippi 44 $ 5,686,000 $ 129,227 $ 58,000
Clark, Indiana 41 $ 6,107,000 $ 148,951 $ 64,000
Parker, Texas 40 $ 9,227,000 $ 230,675 $ 102,000
Jefferson, Louisiana 39 $ 7,191,000 $ 184,384 $ 64,000
Plymouth, Massachusetts 39 $ 9,527,000 $ 244,282 $ 67,000
Baltimore, Maryland 38 $ 10,087,000 $ 265,447 $ 100,000
Montgomery, Maryland 38 $ 11,665,000 $ 306,973 $ 92,000
Riverside, California 37 $ 10,538,000 $ 284,810 $ 85,000
Broward, Florida 36 $ 9,043,000 $ 251,194 $ 97,000
Snohomish, Washington 35 $ 11,712,000 $ 334,628 $ 103,000
Anne Arundel, Maryland 34 $ 10,603,000 $ 311,852 $ 102,000
San Diego, California 33 $ 11,648,000 $ 352,969 $ 92,000
East Baton Rouge, Louisiana 33 $ 5,635,000 $ 170,757 $ 68,000
Summit, Ohio 33 $ 4,672,000 $ 141,575 $ 54,000
El Paso, Texas 32 $ 6,904,000 $ 215,750 $ 92,000
Spokane, Washington 32 $ 5,912,000 $ 184,750 $ 90,000
Orange, California 31 $ 13,053,000 $ 421,064 $ 114,000
Boulder, Colorado 31 $ 9,481,000 $ 305,838 $ 136,000
Sandoval, New Mexico 31 $ 4,799,000 $ 154,806 $ 63,000
Shelby, Alabama 30 $ 6,073,000 $ 202,433 $ 81,000
Dakota, Minnesota 30 $ 7,377,000 $ 245,900 $ 67,000
Dallas, Texas 30 $ 4,562,000 $ 152,066 $ 107,000
Multnomah, Oregon 29 $ 7,724,000 $ 266,344 $ 95,000
Johnson, Texas 29 $ 5,549,000 $ 191,344 $ 90,000
Miami-Dade, Florida 26 $ 5,976,000 $ 229,846 $ 110,000
Washington, Oregon 26 $ 6,995,000 $ 269,038 $ 94,000
Denton, Texas 25 $ 5,527,000 $ 221,080 $ 101,000
Orleans, Louisiana 24 $ 4,244,000 $ 176,833 $ 94,000
Mason, Washington 24 $ 4,085,000 $ 170,208 $ 70,000
Sacramento, California 23 $ 5,685,000 $ 247,173 $ 62,000
Kootenai, Idaho 23 $ 4,465,000 $ 194,130 $ 71,000
Ascension, Louisiana 23 $ 4,840,000 $ 210,434 $ 77,000
Mecklenburg, North Carolina 23 $ 4,756,000 $ 206,782 $ 83,000
Kitsap, Washington 23 $ 5,905,000 $ 256,739 $ 58,000
Union, Louisiana 22 $ 3,734,000 $ 169,727 $ 73,000
Wayne, Michigan 22 $ 3,603,000 $ 163,772 $ 82,000
Lorain, Ohio 22 $ 3,437,000 $ 156,227 $ 55,000
Canadian, Oklahoma 22 $ 3,877,000 $ 176,227 $ 73,000
Lewis, Washington 22 $ 5,034,000 $ 228,818 $ 71,000
El Paso, Colorado 21 $ 4,220,000 $ 200,952 $ 58,000
Hillsborough, Florida 21 $ 3,840,000 $ 182,857 $ 54,000
Gwinnett, Georgia 21 $ 4,437,000 $ 211,285 $ 73,000
Anoka, Minnesota 21 $ 4,164,000 $ 198,285 $ 64,000
Fulton, Georgia 20 $ 4,180,000 $ 209,000 $ 80,000
DuPage, Illinois 20 $ 4,090,000 $ 204,500 $ 69,000
St. James, Louisiana 20 $ 4,063,000 $ 203,150 $ 89,000
Hays, Texas 20 $ 4,660,000 $ 233,000 $ 98,000
San Bernardino, California 19 $ 5,513,000 $ 290,157 $ 96,000
Baltimore City, Maryland 19 $ 3,990,000 $ 210,000 $ 62,000
Lake, Ohio 19 $ 2,729,000 $ 143,631 $ 50,000
Collin, Texas 19 $ 4,292,000 $ 225,894 $ 88,000
DeKalb, Georgia 18 $ 3,225,000 $ 179,166 $ 57,000
Warren, Iowa 18 $ 3,034,000 $ 168,555 $ 72,000
Liberty, Texas 18 $ 3,909,000 $ 217,166 $ 104,000
Starr, Texas 18 $ 2,758,000 $ 153,222 $ 81,000
Alameda, California 17 $ 6,150,000 $ 361,764 $ 101,000
Brevard, Florida 17 $ 3,178,000 $ 186,941 $ 63,000
Pasco, Florida 17 $ 3,166,000 $ 186,235 $ 85,000
Tangipahoa, Louisiana 17 $ 3,351,000 $ 197,117 $ 61,000
Bristol, Massachusetts 17 $ 4,016,000 $ 236,235 $ 52,000
Medina, Ohio 17 $ 2,988,000 $ 175,764 $ 78,000
Cobb, Georgia 16 $ 3,610,000 $ 225,625 $ 80,000
Floyd, Indiana 16 $ 2,800,000 $ 175,000 $ 102,000
Dallas, Iowa 16 $ 3,743,000 $ 233,937 $ 102,000
Shelby, Kentucky 16 $ 2,645,000 $ 165,312 $ 59,000
Oakland, Michigan 16 $ 4,731,000 $ 295,687 $ 121,000
Ramsey, Minnesota 16 $ 2,417,000 $ 151,062 $ 106,000
Grays Harbor, Washington 16 $ 2,922,000 $ 182,625 $ 63,000
Oldham, Kentucky 15 $ 3,561,000 $ 237,400 $ 93,000
Howard, Maryland 15 $ 4,519,000 $ 301,266 $ 86,000
Bastrop, Texas 15 $ 2,644,000 $ 176,266 $ 100,000
Grimes, Texas 15 $ 2,350,000 $ 156,666 $ 75,000
Hidalgo, Texas 15 $ 2,446,000 $ 163,066 $ 62,000
Indian River, Florida 14 $ 2,481,000 $ 177,214 $ 65,000
Marion, Indiana 14 $ 1,894,000 $ 135,285 $ 67,000
St. Tammany, Louisiana 14 $ 2,587,000 $ 184,785 $ 56,000
Carroll, Maryland 14 $ 3,581,000 $ 255,785 $ 89,000
Harford, Maryland 14 $ 3,743,000 $ 267,357 $ 58,000
Lucas, Ohio 14 $ 1,457,000 $ 104,071 $ 48,000
Bexar, Texas 14 $ 2,771,000 $ 197,928 $ 86,000
Navajo, Arizona 13 $ 1,677,000 $ 129,000 $ 65,000
Orange, Florida 13 $ 2,125,000 $ 163,461 $ 54,000
Livingston, Louisiana 13 $ 2,149,000 $ 165,307 $ 53,000
Charles, Maryland 13 $ 3,591,000 $ 276,230 $ 110,000
Suffolk, New York 13 $ 4,263,000 $ 327,923 $ 116,000
Wake, North Carolina 13 $ 3,113,000 $ 239,461 $ 57,000
Clackamas, Oregon 13 $ 3,644,000 $ 280,307 $ 63,000
Maury, Tennessee 13 $ 2,827,000 $ 217,461 $ 88,000
McLennan, Texas 13 $ 2,050,000 $ 157,692 $ 71,000
Fairfax, Virginia 13 $ 5,664,000 $ 435,692 $ 109,000
San Joaquin, California 12 $ 2,769,000 $ 230,750 $ 84,000
New Haven, Connecticut 12 $ 2,488,000 $ 207,333 $ 76,000
Lake, Florida 12 $ 1,353,000 $ 112,750 $ 51,000
Honolulu, Hawaii 12 $ 5,441,000 $ 453,416 $ 87,000
Lincoln, Louisiana 12 $ 1,630,000 $ 135,833 $ 54,000
Kings, New York 12 $ 5,021,000 $ 418,416 $ 119,000
Washington, Texas 12 $ 3,129,000 $ 260,750 $ 124,000
Wise, Texas 12 $ 1,930,000 $ 160,833 $ 63,000
Contra Costa, California 11 $ 4,664,000 $ 424,000 $ 120,000
District of Columbia, District Of Columbia 11 $ 3,816,000 $ 346,909 $ 158,000
Citrus, Florida 11 $ 1,322,000 $ 120,181 $ 51,000
Hamilton, Florida 11 $ 1,157,000 $ 105,181 $ 53,000
Polk, Florida 11 $ 1,637,000 $ 148,818 $ 67,000
Maui, Hawaii 11 $ 4,836,000 $ 439,636 $ 96,000
Middlesex, Massachusetts 11 $ 3,122,000 $ 283,818 $ 83,000
Macomb, Michigan 11 $ 2,248,000 $ 204,363 $ 70,000
Scott, Minnesota 11 $ 2,437,000 $ 221,545 $ 45,000
Douglas, Nebraska 11 $ 1,586,000 $ 144,181 $ 55,000
Philadelphia, Pennsylvania 11 $ 1,829,000 $ 166,272 $ 47,000
Burnet, Texas 11 $ 1,970,000 $ 179,090 $ 81,000
Walker, Texas 11 $ 1,921,000 $ 174,636 $ 83,000
Waller, Texas 11 $ 2,260,000 $ 205,454 $ 92,000
Clark, Washington 11 $ 2,326,000 $ 211,454 $ 84,000
Gila, Arizona 10 $ 1,875,000 $ 187,500 $ 58,000
Pinal, Arizona 10 $ 1,770,000 $ 177,000 $ 68,000
Santa Clara, California 10 $ 5,189,000 $ 518,900 $ 122,000
New Castle, Delaware 10 $ 2,591,000 $ 259,100 $ 59,000
Manatee, Florida 10 $ 2,140,000 $ 214,000 $ 91,000
Pinellas, Florida 10 $ 2,332,000 $ 233,200 $ 107,000
Volusia, Florida 10 $ 1,723,000 $ 172,300 $ 81,000
Bullitt, Kentucky 10 $ 1,562,000 $ 156,200 $ 50,000
Webster, Louisiana 10 $ 1,109,000 $ 110,900 $ 59,000
Washington, Maryland 10 $ 2,040,000 $ 204,000 $ 70,000
Norfolk, Massachusetts 10 $ 3,869,000 $ 386,900 $ 86,000
Suffolk, Massachusetts 10 $ 3,389,000 $ 338,900 $ 72,000
Worcester, Massachusetts 10 $ 2,764,000 $ 276,400 $ 114,000
Bergen, New Jersey 10 $ 3,530,000 $ 353,000 $ 84,000
Essex, New Jersey 10 $ 2,389,000 $ 238,900 $ 90,000
Middlesex, New Jersey 10 $ 2,257,000 $ 225,700 $ 75,000
Lea, New Mexico 10 $ 1,381,000 $ 138,100 $ 70,000
Bronx, New York 10 $ 3,184,000 $ 318,400 $ 121,000
Logan, Oklahoma 10 $ 2,296,000 $ 229,600 $ 76,000
Comal, Texas 10 $ 2,182,000 $ 218,200 $ 82,000
Milwaukee, Wisconsin 10 $ 1,449,000 $ 144,900 $ 69,000
St. Clair, Alabama 9 $ 1,420,000 $ 157,777 $ 71,000
Pima, Arizona 9 $ 1,623,000 $ 180,333 $ 105,000
Fresno, California 9 $ 1,885,000 $ 209,444 $ 70,000
Solano, California 9 $ 2,619,000 $ 291,000 $ 94,000
Stanislaus, California 9 $ 1,957,000 $ 217,444 $ 69,000
Douglas, Georgia 9 $ 1,873,000 $ 208,111 $ 86,000
Ada, Idaho 9 $ 1,771,000 $ 196,777 $ 72,000
Kane, Illinois 9 $ 1,563,000 $ 173,666 $ 58,000
Lake, Indiana 9 $ 1,632,000 $ 181,333 $ 53,000
Lafourche, Louisiana 9 $ 1,334,000 $ 148,222 $ 80,000
Terrebonne, Louisiana 9 $ 1,571,000 $ 174,555 $ 65,000
Essex, Massachusetts 9 $ 2,612,000 $ 290,222 $ 70,000
Jackson, Missouri 9 $ 1,779,000 $ 197,666 $ 68,000
Hudson, New Jersey 9 $ 2,156,000 $ 239,555 $ 85,000
Monmouth, New Jersey 9 $ 3,238,000 $ 359,777 $ 103,000
Santa Fe, New Mexico 9 $ 2,094,000 $ 232,666 $ 108,000
Queens, New York 9 $ 3,632,000 $ 403,555 $ 98,000
Guilford, North Carolina 9 $ 1,633,000 $ 181,444 $ 40,000
Franklin, Ohio 9 $ 1,431,000 $ 159,000 $ 57,000
Geauga, Ohio 9 $ 2,060,000 $ 228,888 $ 110,000
Cleveland, Oklahoma 9 $ 1,358,000 $ 150,888 $ 64,000
Delaware, Pennsylvania 9 $ 1,512,000 $ 168,000 $ 87,000
Pennington, South Dakota 9 $ 2,000,000 $ 222,222 $ 68,000
Davidson, Tennessee 9 $ 1,465,000 $ 162,777 $ 68,000
Chesterfield, Virginia 9 $ 1,756,000 $ 195,111 $ 54,000
Ventura, California 8 $ 3,018,000 $ 377,250 $ 117,000
Duval, Florida 8 $ 1,302,000 $ 162,750 $ 61,000
Sarasota, Florida 8 $ 2,083,000 $ 260,375 $ 91,000
Sumter, Florida 8 $ 970,000 $ 121,250 $ 59,000
McHenry, Illinois 8 $ 1,162,000 $ 145,250 $ 80,000
Will, Illinois 8 $ 2,380,000 $ 297,500 $ 82,000
Morehouse, Louisiana 8 $ 1,305,000 $ 163,125 $ 86,000
St. Louis, Missouri 8 $ 1,776,000 $ 222,000 $ 94,000
Washoe, Nevada 8 $ 1,789,000 $ 223,625 $ 47,000
Hamilton, Ohio 8 $ 1,042,000 $ 130,250 $ 79,000
Horry, South Carolina 8 $ 1,378,000 $ 172,250 $ 62,000
Ellis, Texas 8 $ 1,734,000 $ 216,750 $ 86,000
Mobile, Alabama 7 $ 1,010,000 $ 144,285 $ 60,000
Yavapai, Arizona 7 $ 1,260,000 $ 180,000 $ 81,000
Kern, California 7 $ 1,728,000 $ 246,857 $ 61,000
Grand, Colorado 7 $ 1,672,000 $ 238,857 $ 127,000
Hartford, Connecticut 7 $ 1,134,000 $ 162,000 $ 82,000
Osceola, Florida 7 $ 983,000 $ 140,428 $ 58,000
Boone, Iowa 7 $ 1,485,000 $ 212,142 $ 69,000
Jackson, Louisiana 7 $ 927,000 $ 132,428 $ 58,000
Washington, Minnesota 7 $ 1,599,000 $ 228,428 $ 90,000
St. Charles, Missouri 7 $ 1,672,000 $ 238,857 $ 81,000
Atlantic, New Jersey 7 $ 1,681,000 $ 240,142 $ 75,000
Camden, New Jersey 7 $ 1,747,000 $ 249,571 $ 98,000
Ocean, New Jersey 7 $ 1,940,000 $ 277,142 $ 70,000
Valencia, New Mexico 7 $ 1,520,000 $ 217,142 $ 99,000
Portage, Ohio 7 $ 1,312,000 $ 187,428 $ 57,000
Allegheny, Pennsylvania 7 $ 1,116,000 $ 159,428 $ 86,000
Greenville, South Carolina 7 $ 1,125,000 $ 160,714 $ 47,000
Hamilton, Tennessee 7 $ 1,045,000 $ 149,285 $ 50,000
Williamson, Tennessee 7 $ 2,079,000 $ 297,000 $ 86,000
Hood, Texas 7 $ 1,073,000 $ 153,285 $ 93,000
Kaufman, Texas 7 $ 998,000 $ 142,571 $ 55,000
Utah, Utah 7 $ 1,806,000 $ 258,000 $ 25,000
Loudoun, Virginia 7 $ 3,228,000 $ 461,142 $ 89,000
Tallapoosa, Alabama 6 $ 2,242,000 $ 373,666 $ 118,000
Summit, Colorado 6 $ 2,442,000 $ 407,000 $ 183,000
Fairfield, Connecticut 6 $ 2,619,000 $ 436,500 $ 92,000
Levy, Florida 6 $ 574,000 $ 95,666 $ 40,000
Clayton, Georgia 6 $ 795,000 $ 132,500 $ 48,000
Pottawattamie, Iowa 6 $ 964,000 $ 160,666 $ 47,000
Spencer, Kentucky 6 $ 1,281,000 $ 213,500 $ 81,000
Richland, Louisiana 6 $ 830,000 $ 138,333 $ 77,000
St. Mary's, Maryland 6 $ 1,159,000 $ 193,166 $ 75,000
Worcester, Maryland 6 $ 3,295,000 $ 549,166 $ 208,000
Sarpy, Nebraska 6 $ 940,000 $ 156,666 $ 93,000
Mercer, New Jersey 6 $ 1,882,000 $ 313,666 $ 190,000
Morris, New Jersey 6 $ 1,840,000 $ 306,666 $ 42,000
Erie, New York 6 $ 1,350,000 $ 225,000 $ 105,000
Westchester, New York 6 $ 1,836,000 $ 306,000 $ 119,000
Forsyth, North Carolina 6 $ 946,000 $ 157,666 $ 70,000
Chester, Pennsylvania 6 $ 1,501,000 $ 250,166 $ 74,000
Sumner, Tennessee 6 $ 1,719,000 $ 286,500 $ 97,000
Erath, Texas 6 $ 1,001,000 $ 166,833 $ 74,000
Henderson, Texas 6 $ 578,000 $ 96,333 $ 38,000
Salt Lake, Utah 6 $ 1,480,000 $ 246,666 $ 65,000
Arlington, Virginia 6 $ 1,369,000 $ 228,166 $ 100,000
Prince William, Virginia 6 $ 2,313,000 $ 385,500 $ 121,000
Virginia Beach, Virginia 6 $ 1,195,000 $ 199,166 $ 71,000
Benton, Washington 6 $ 1,326,000 $ 221,000 $ 86,000
Waukesha, Wisconsin 6 $ 1,653,000 $ 275,500 $ 130,000
Baldwin, Alabama 5 $ 1,476,000 $ 295,200 $ 88,000
Broomfield, Colorado 5 $ 1,277,000 $ 255,400 $ 132,000
New London, Connecticut 5 $ 922,000 $ 184,400 $ 77,000
Alachua, Florida 5 $ 555,000 $ 111,000 $ 75,000
Clay, Florida 5 $ 1,049,000 $ 209,800 $ 70,000
St. Johns, Florida 5 $ 1,748,000 $ 349,600 $ 115,000
Cherokee, Georgia 5 $ 1,128,000 $ 225,600 $ 70,000
Fayette, Georgia 5 $ 1,307,000 $ 261,400 $ 80,000
Story, Iowa 5 $ 1,193,000 $ 238,600 $ 78,000
Johnson, Kansas 5 $ 1,158,000 $ 231,600 $ 70,000
Bienville, Louisiana 5 $ 474,000 $ 94,800 $ 55,000
West Carroll, Louisiana 5 $ 501,000 $ 100,200 $ 50,000
Cumberland, Maine 5 $ 969,000 $ 193,800 $ 50,000
York, Maine 5 $ 1,112,000 $ 222,400 $ 60,000
Hampden, Massachusetts 5 $ 1,026,000 $ 205,200 $ 79,000
Genesee, Michigan 5 $ 979,000 $ 195,800 $ 55,000
Livingston, Michigan 5 $ 933,000 $ 186,600 $ 45,000
Sherburne, Minnesota 5 $ 796,000 $ 159,200 $ 45,000
St. Louis, Minnesota 5 $ 1,154,000 $ 230,800 $ 84,000
DeSoto, Mississippi 5 $ 842,000 $ 168,400 $ 45,000
Lamar, Mississippi 5 $ 558,000 $ 111,600 $ 37,000
Hillsborough, New Hampshire 5 $ 1,020,000 $ 204,000 $ 30,000
Burlington, New Jersey 5 $ 1,030,000 $ 206,000 $ 114,000
Monroe, New York 5 $ 604,000 $ 120,800 $ 51,000
Alamance, North Carolina 5 $ 842,000 $ 168,400 $ 52,000
Brunswick, North Carolina 5 $ 712,000 $ 142,400 $ 74,000
Gaston, North Carolina 5 $ 567,000 $ 113,400 $ 50,000
New Hanover, North Carolina 5 $ 993,000 $ 198,600 $ 37,000
Stark, Ohio 5 $ 936,000 $ 187,200 $ 69,000
Yamhill, Oregon 5 $ 1,147,000 $ 229,400 $ 24,000
Monroe, Pennsylvania 5 $ 837,000 $ 167,400 $ 69,000
Providence, Rhode Island 5 $ 1,073,000 $ 214,600 $ 61,000
Knox, Tennessee 5 $ 878,000 $ 175,600 $ 62,000
Marshall, Tennessee 5 $ 798,000 $ 159,600 $ 58,000
Montgomery, Tennessee 5 $ 1,030,000 $ 206,000 $ 45,000
Shelby, Tennessee 5 $ 998,000 $ 199,600 $ 87,000
Bell, Texas 5 $ 731,000 $ 146,200 $ 101,000
Polk, Texas 5 $ 584,000 $ 116,800 $ 65,000
Rockwall, Texas 5 $ 1,293,000 $ 258,600 $ 117,000
Washington, Utah 5 $ 1,101,000 $ 220,200 $ 146,000
Stafford, Virginia 5 $ 1,549,000 $ 309,800 $ 167,000
Grant, Washington 5 $ 1,326,000 $ 265,200 $ 115,000
Skagit, Washington 5 $ 1,296,000 $ 259,200 $ 52,000
Yakima, Washington 5 $ 953,000 $ 190,600 $ 60,000
Juneau, Wisconsin 5 $ 441,000 $ 88,200 $ 39,000
Elmore, Alabama 4 $ 715,000 $ 178,750 $ 64,000
Anchorage, Alaska 4 $ 1,101,000 $ 275,250 $ 50,000
Placer, California 4 $ 1,415,000 $ 353,750 $ 108,000
Santa Cruz, California 4 $ 1,521,000 $ 380,250 $ 102,000
Sonoma, California 4 $ 1,426,000 $ 356,500 $ 82,000
Elbert, Colorado 4 $ 1,173,000 $ 293,250 $ 93,000
Pueblo, Colorado 4 $ 880,000 $ 220,000 $ 50,000
Sussex, Delaware 4 $ 2,093,000 $ 523,250 $ 78,000
Columbia, Florida 4 $ 758,000 $ 189,500 $ 73,000
Monroe, Florida 4 $ 1,249,000 $ 312,250 $ 62,000
Okeechobee, Florida 4 $ 639,000 $ 159,750 $ 52,000
Seminole, Florida 4 $ 780,000 $ 195,000 $ 60,000
Walton, Florida 4 $ 914,000 $ 228,500 $ 154,000
Henry, Georgia 4 $ 833,000 $ 208,250 $ 113,000
Newton, Georgia 4 $ 1,063,000 $ 265,750 $ 87,000
Paulding, Georgia 4 $ 664,000 $ 166,000 $ 65,000
Lake, Illinois 4 $ 901,000 $ 225,250 $ 54,000
Harrison, Indiana 4 $ 707,000 $ 176,750 $ 37,000
Linn, Iowa 4 $ 344,000 $ 86,000 $ 45,000
Scott, Iowa 4 $ 584,000 $ 146,000 $ 46,000
Claiborne, Louisiana 4 $ 583,000 $ 145,750 $ 56,000
La Salle, Louisiana 4 $ 564,000 $ 141,000 $ 178,000
Madison, Louisiana 4 $ 626,000 $ 156,500 $ 125,000
Natchitoches, Louisiana 4 $ 551,000 $ 137,750 $ 82,000
Cecil, Maryland 4 $ 774,000 $ 193,500 $ 81,000
Wright, Minnesota 4 $ 651,000 $ 162,750 $ 41,000
Harrison, Mississippi 4 $ 604,000 $ 151,000 $ 113,000
Jefferson, Missouri 4 $ 845,000 $ 211,250 $ 34,000
Lancaster, Nebraska 4 $ 670,000 $ 167,500 $ 105,000
Passaic, New Jersey 4 $ 971,000 $ 242,750 $ 62,000
Union, New Jersey 4 $ 953,000 $ 238,250 $ 80,000
Nassau, New York 4 $ 1,698,000 $ 424,500 $ 185,000
Richmond, New York 4 $ 1,291,000 $ 322,750 $ 86,000
Cabarrus, North Carolina 4 $ 659,000 $ 164,750 $ 54,000
Hoke, North Carolina 4 $ 760,000 $ 190,000 $ 66,000
Columbiana, Ohio 4 $ 600,000 $ 150,000 $ 75,000
Trumbull, Ohio 4 $ 435,000 $ 108,750 $ 51,000
McClain, Oklahoma 4 $ 491,000 $ 122,750 $ 63,000
Berks, Pennsylvania 4 $ 827,000 $ 206,750 $ 76,000
Bucks, Pennsylvania 4 $ 907,000 $ 226,750 $ 62,000
Cumberland, Pennsylvania 4 $ 1,058,000 $ 264,500 $ 90,000
Beaufort, South Carolina 4 $ 1,377,000 $ 344,250 $ 314,000
Lancaster, South Carolina 4 $ 720,000 $ 180,000 $ 54,000
Richland, South Carolina 4 $ 709,000 $ 177,250 $ 64,000
Rutherford, Tennessee 4 $ 693,000 $ 173,250 $ 86,000
Washington, Tennessee 4 $ 567,000 $ 141,750 $ 59,000
Caldwell, Texas 4 $ 719,000 $ 179,750 $ 106,000
Cameron, Texas 4 $ 492,000 $ 123,000 $ 89,000
Ector, Texas 4 $ 728,000 $ 182,000 $ 133,000
Harrison, Texas 4 $ 515,000 $ 128,750 $ 76,000
Lubbock, Texas 4 $ 651,000 $ 162,750 $ 88,000
Midland, Texas 4 $ 586,000 $ 146,500 $ 81,000
Orange, Texas 4 $ 438,000 $ 109,500 $ 55,000
San Jacinto, Texas 4 $ 637,000 $ 159,250 $ 80,000
Smith, Texas 4 $ 492,000 $ 123,000 $ 63,000
Chittenden, Vermont 4 $ 457,000 $ 114,250 $ 27,000
Cowlitz, Washington 4 $ 545,000 $ 136,250 $ 81,000
St. Croix, Wisconsin 4 $ 937,000 $ 234,250 $ 48,000
Laramie, Wyoming 4 $ 753,000 $ 188,250 $ 52,000
Park, Wyoming 4 $ 538,000 $ 134,500 $ 108,000
Madison, Alabama 3 $ 521,000 $ 173,666 $ 28,000
Apache, Arizona 3 $ 324,000 $ 108,000 $ 68,000
Coconino, Arizona 3 $ 627,000 $ 209,000 $ 114,000
Benton, Arkansas 3 $ 527,000 $ 175,666 $ 98,000
Union, Arkansas 3 $ 346,000 $ 115,333 $ 107,000
Monterey, California 3 $ 1,127,000 $ 375,666 $ 74,000
San Francisco, California 3 $ 1,386,000 $ 462,000 $ 158,000
San Mateo, California 3 $ 922,000 $ 307,333 $ 159,000
Chaffee, Colorado 3 $ 859,000 $ 286,333 $ 61,000
Delta, Colorado 3 $ 561,000 $ 187,000 $ 104,000
Garfield, Colorado 3 $ 1,107,000 $ 369,000 $ 53,000
Gilpin, Colorado 3 $ 751,000 $ 250,333 $ 130,000
Park, Colorado 3 $ 574,000 $ 191,333 $ 73,000
Kent, Delaware 3 $ 490,000 $ 163,333 $ 66,000
Bay, Florida 3 $ 466,000 $ 155,333 $ 35,000
Okaloosa, Florida 3 $ 699,000 $ 233,000 $ 81,000
Santa Rosa, Florida 3 $ 454,000 $ 151,333 $ 75,000
Suwannee, Florida 3 $ 628,000 $ 209,333 $ 65,000
Catoosa, Georgia 3 $ 560,000 $ 186,666 $ 121,000
Coweta, Georgia 3 $ 855,000 $ 285,000 $ 213,000
Forsyth, Georgia 3 $ 859,000 $ 286,333 $ 84,000
Bonneville, Idaho 3 $ 546,000 $ 182,000 $ 25,000
Hamilton, Indiana 3 $ 790,000 $ 263,333 $ 79,000
Cerro Gordo, Iowa 3 $ 385,000 $ 128,333 $ 82,000
Muscatine, Iowa 3 $ 390,000 $ 130,000 $ 62,000
Woodbury, Iowa 3 $ 417,000 $ 139,000 $ 66,000
Sedgwick, Kansas 3 $ 561,000 $ 187,000 $ 76,000
Wyandotte, Kansas 3 $ 271,000 $ 90,333 $ 29,000
Daviess, Kentucky 3 $ 370,000 $ 123,333 $ 34,000
Hardin, Kentucky 3 $ 676,000 $ 225,333 $ 60,000
Assumption, Louisiana 3 $ 325,000 $ 108,333 $ 68,000
Caldwell, Louisiana 3 $ 385,000 $ 128,333 $ 40,000
East Feliciana, Louisiana 3 $ 408,000 $ 136,000 $ 87,000
Jefferson Davis, Louisiana 3 $ 373,000 $ 124,333 $ 71,000
Rapides, Louisiana 3 $ 684,000 $ 228,000 $ 60,000
Sabine, Louisiana 3 $ 327,000 $ 109,000 $ 37,000
St. Landry, Louisiana 3 $ 378,000 $ 126,000 $ 59,000
St. Mary, Louisiana 3 $ 319,000 $ 106,333 $ 72,000
Kennebec, Maine 3 $ 342,000 $ 114,000 $ 68,000
Calvert, Maryland 3 $ 917,000 $ 305,666 $ 37,000
Queen Anne's, Maryland 3 $ 536,000 $ 178,666 $ 99,000
Barnstable, Massachusetts 3 $ 821,000 $ 273,666 $ 37,000
Kent, Michigan 3 $ 420,000 $ 140,000 $ 44,000
Monroe, Michigan 3 $ 355,000 $ 118,333 $ 59,000
Saginaw, Michigan 3 $ 447,000 $ 149,000 $ 64,000
Isanti, Minnesota 3 $ 479,000 $ 159,666 $ 46,000
Hancock, Mississippi 3 $ 404,000 $ 134,666 $ 55,000
Jackson, Mississippi 3 $ 518,000 $ 172,666 $ 46,000
Rankin, Mississippi 3 $ 547,000 $ 182,333 $ 54,000
Clay, Missouri 3 $ 364,000 $ 121,333 $ 15,000
Missoula, Montana 3 $ 759,000 $ 253,000 $ 87,000
Buffalo, Nebraska 3 $ 708,000 $ 236,000 $ 57,000
Lyon, Nevada 3 $ 793,000 $ 264,333 $ 63,000
Rockingham, New Hampshire 3 $ 890,000 $ 296,666 $ 117,000
Gloucester, New Jersey 3 $ 613,000 $ 204,333 $ 116,000
Somerset, New Jersey 3 $ 954,000 $ 318,000 $ 132,000
Sussex, New Jersey 3 $ 770,000 $ 256,666 $ 57,000
Eddy, New Mexico 3 $ 359,000 $ 119,666 $ 45,000
Albany, New York 3 $ 486,000 $ 162,000 $ 88,000
Orange, New York 3 $ 632,000 $ 210,666 $ 117,000
Buncombe, North Carolina 3 $ 411,000 $ 137,000 $ 34,000
Iredell, North Carolina 3 $ 803,000 $ 267,666 $ 75,000
Johnston, North Carolina 3 $ 629,000 $ 209,666 $ 69,000
Nash, North Carolina 3 $ 396,000 $ 132,000 $ 29,000
Rowan, North Carolina 3 $ 516,000 $ 172,000 $ 97,000
Union, North Carolina 3 $ 501,000 $ 167,000 $ 55,000
Burleigh, North Dakota 3 $ 718,000 $ 239,333 $ 130,000
McKenzie, North Dakota 3 $ 313,000 $ 104,333 $ 53,000
Ashtabula, Ohio 3 $ 303,000 $ 101,000 $ 37,000
Hardin, Ohio 3 $ 299,000 $ 99,666 $ 39,000
Richland, Ohio 3 $ 392,000 $ 130,666 $ 59,000
Wayne, Ohio 3 $ 543,000 $ 181,000 $ 70,000
Grady, Oklahoma 3 $ 526,000 $ 175,333 $ 90,000
Tulsa, Oklahoma 3 $ 412,000 $ 137,333 $ 31,000
Deschutes, Oregon 3 $ 783,000 $ 261,000 $ 35,000
Jackson, Oregon 3 $ 541,000 $ 180,333 $ 43,000
Marion, Oregon 3 $ 563,000 $ 187,666 $ 81,000
Fayette, Pennsylvania 3 $ 678,000 $ 226,000 $ 57,000
Lancaster, Pennsylvania 3 $ 581,000 $ 193,666 $ 27,000
Northampton, Pennsylvania 3 $ 884,000 $ 294,666 $ 27,000
Washington, Rhode Island 3 $ 1,031,000 $ 343,666 $ 77,000
York, South Carolina 3 $ 550,000 $ 183,333 $ 147,000
Fayette, Tennessee 3 $ 259,000 $ 86,333 $ 125,000
Tipton, Tennessee 3 $ 495,000 $ 165,000 $ 23,000
Aransas, Texas 3 $ 448,000 $ 149,333 $ 76,000
Bandera, Texas 3 $ 389,000 $ 129,666 $ 30,000
Guadalupe, Texas 3 $ 557,000 $ 185,666 $ 85,000
Llano, Texas 3 $ 494,000 $ 164,666 $ 94,000
Nueces, Texas 3 $ 513,000 $ 171,000 $ 129,000
Trinity, Texas 3 $ 343,000 $ 114,333 $ 63,000
Victoria, Texas 3 $ 526,000 $ 175,333 $ 71,000
Wharton, Texas 3 $ 386,000 $ 128,666 $ 63,000
Henrico, Virginia 3 $ 429,000 $ 143,000 $ 61,000
Portsmouth, Virginia 3 $ 436,000 $ 145,333 $ 0
Chelan, Washington 3 $ 639,000 $ 213,000 $ 153,000
Clallam, Washington 3 $ 538,000 $ 179,333 $ 63,000
Brown, Wisconsin 3 $ 535,000 $ 178,333 $ 57,000
Dodge, Wisconsin 3 $ 477,000 $ 159,000 $ 4,000
Grant, Wisconsin 3 $ 271,000 $ 90,333 $ 78,000
La Crosse, Wisconsin 3 $ 421,000 $ 140,333 $ 89,000
Marinette, Wisconsin 3 $ 641,000 $ 213,666 $ 76,000
Outagamie, Wisconsin 3 $ 521,000 $ 173,666 $ 100,000
Autauga, Alabama 2 $ 352,000 $ 176,000 $ 62,000
Cullman, Alabama 2 $ 417,000 $ 208,500 $ 489,000
Montgomery, Alabama 2 $ 380,000 $ 190,000 $ 86,000
Pike, Alabama 2 $ 251,000 $ 125,500 $ 73,000
Russell, Alabama 2 $ 293,000 $ 146,500 $ 69,000
Talladega, Alabama 2 $ 199,000 $ 99,500 $ 50,000
Matanuska-Susitna, Alaska 2 $ 610,000 $ 305,000 $ 35,000
Yuma, Arizona 2 $ 481,000 $ 240,500 $ 99,000
Pulaski, Arkansas 2 $ 440,000 $ 220,000 $ 145,000
Madera, California 2 $ 545,000 $ 272,500 $ 137,000
Marin, California 2 $ 393,000 $ 196,500 $ 39,000
Mendocino, California 2 $ 405,000 $ 202,500 $ 89,000
Merced, California 2 $ 374,000 $ 187,000 $ 103,000
Nevada, California 2 $ 565,000 $ 282,500 $ 84,000
Santa Barbara, California 2 $ 540,000 $ 270,000 $ 70,000
Tulare, California 2 $ 380,000 $ 190,000 $ 120,000
Archuleta, Colorado 2 $ 255,000 $ 127,500 $ 61,000
Gunnison, Colorado 2 $ 145,000 $ 72,500 $ 166,000
Charlotte, Florida 2 $ 205,000 $ 102,500 $ 38,000
Escambia, Florida 2 $ 391,000 $ 195,500 $ 69,000
Highlands, Florida 2 $ 241,000 $ 120,500 $ 37,000
Holmes, Florida 2 $ 139,000 $ 69,500 $ 52,000
Bryan, Georgia 2 $ 272,000 $ 136,000 $ 8,000
Chatham, Georgia 2 $ 384,000 $ 192,000 $ 72,000
Hall, Georgia 2 $ 638,000 $ 319,000 $ 92,000
Houston, Georgia 2 $ 278,000 $ 139,000 $ 28,000
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Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,214 $1,229,459,000 $197,000 $1,969,000 $81,000 $1,244,000
Refinancing 4,245 $988,464,000 $232,000 $1,537,000 $84,000 $1,164,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,122 $1,527,142,000 $214,000 $1,969,000 $85,000 $1,244,000
Hispanic 1,103 $207,544,000 $188,000 $791,000 $70,000 $750,000
Black or African American 1,064 $209,914,000 $197,000 $935,000 $72,000 $1,013,000
Not Provided 789 $179,515,000 $227,000 $1,192,000 $85,000 $900,000
Asian 265 $66,089,000 $249,000 $1,190,000 $87,000 $394,000
American Indian or Alaskan Native 59 $13,138,000 $222,000 $554,000 $79,000 $304,000
Native Hawaiin or Other Pacific Islander 57 $14,581,000 $255,000 $625,000 $77,000 $176,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,893 $1,089,280,000 $222,000 $1,969,000 $103,000 $1,244,000
FHA-insured (Federal Housing Administration) 3,667 $665,817,000 $181,000 $736,000 $60,000 $458,000
VA-guaranteed (Veterans Administration) 1,599 $417,673,000 $261,000 $1,537,000 $74,000 $500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 300 $45,153,000 $150,000 $447,000 $52,000 $642,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,509 $1,366,170,000 $209,000 $1,379,000 $83,000 $1,013,000
Application Withdrawn By Applicant 2,199 $465,895,000 $211,000 $1,192,000 $86,000 $1,244,000
Application Denied By Financial Institution 902 $186,050,000 $206,000 $1,120,000 $73,000 $900,000
File Closed For Incompleteness 600 $142,585,000 $237,000 $1,969,000 $74,000 $720,000
Application Approved But Not Accepted 249 $57,223,000 $229,000 $1,537,000 $79,000 $385,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 283 $61,685,000 $217,000 $1,120,000 $55,000 $245,000
Credit History 228 $44,550,000 $195,000 $682,000 $77,000 $373,000
Collateral 189 $36,470,000 $192,000 $999,000 $83,000 $371,000
Other 57 $12,013,000 $210,000 $666,000 $79,000 $302,000
Unverifiable Information 45 $10,196,000 $226,000 $545,000 $108,000 $900,000
Employment History 43 $8,551,000 $198,000 $569,000 $66,000 $399,000
Credit Application Incomplete 36 $8,805,000 $244,000 $792,000 $96,000 $389,000
Insufficient Cash (Downpayment, Closing Cost) 20 $3,662,000 $183,000 $518,000 $79,000 $342,000
Mortgage Insurance Denied 1 $118,000 $118,000 $118,000 $65,000 $65,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

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