Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Great Western Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 225 S Main Ave Sioux Falls, SD 57104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 249 |
| Total Mortgage Loan Application Amount | $47,045,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $2,775,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $1,192,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 26 | $ 5,240,000 | $ 201,000 | $ 90,000 |
| Lancaster County Nebraska | 12 | $ 2,180,000 | $ 181,000 | $ 82,000 |
| Brown County South Dakota | 10 | $ 2,270,000 | $ 227,000 | $ 106,000 |
| Webster County Iowa | 9 | $ 1,815,000 | $ 201,000 | $ 77,000 |
| Douglas County Nebraska | 9 | $ 1,585,000 | $ 176,000 | $ 119,000 |
| Lincoln County South Dakota | 9 | $ 1,895,000 | $ 210,000 | $ 169,000 |
| Larimer County Colorado | 8 | $ 1,330,000 | $ 166,000 | $ 143,000 |
| Denver County Colorado | 6 | $ 3,020,000 | $ 503,000 | $ 319,000 |
| Weld County Colorado | 6 | $ 680,000 | $ 113,000 | $ 131,000 |
| Black Hawk County Iowa | 5 | $ 6,505,000 | $ 1,301,000 | $ 60,000 |
| Polk County Iowa | 5 | $ 1,145,000 | $ 229,000 | $ 173,000 |
| Dawson County Nebraska | 5 | $ 505,000 | $ 101,000 | $ 64,000 |
| Platte County Nebraska | 5 | $ 295,000 | $ 59,000 | $ 84,000 |
| Montgomery County Iowa | 4 | $ 120,000 | $ 30,000 | $ 61,000 |
| Pottawattamie County Iowa | 4 | $ 430,000 | $ 107,000 | $ 72,000 |
| Lyon County Minnesota | 4 | $ 490,000 | $ 122,000 | $ 129,000 |
| Holt County Nebraska | 4 | $ 290,000 | $ 72,000 | $ 42,000 |
| Valley County Nebraska | 4 | $ 240,000 | $ 60,000 | $ 89,000 |
| Boulder County Colorado | 3 | $ 965,000 | $ 321,000 | $ 181,000 |
| Lucas County Iowa | 3 | $ 165,000 | $ 55,000 | $ 63,000 |
| Story County Iowa | 3 | $ 545,000 | $ 181,000 | $ 180,000 |
| Tama County Iowa | 3 | $ 165,000 | $ 55,000 | $ 54,000 |
| Mercer County Missouri | 3 | $ 345,000 | $ 115,000 | $ 40,000 |
| Gage County Nebraska | 3 | $ 365,000 | $ 121,000 | $ 55,000 |
| Lincoln County Nebraska | 3 | $ 535,000 | $ 178,000 | $ 175,000 |
| Sarpy County Nebraska | 3 | $ 235,000 | $ 78,000 | $ 89,000 |
| Codington County South Dakota | 3 | $ 595,000 | $ 198,000 | $ 80,000 |
| El Paso County Colorado | 2 | $ 380,000 | $ 190,000 | $ 107,000 |
| Clarke County Iowa | 2 | $ 90,000 | $ 45,000 | $ 82,000 |
| Fremont County Iowa | 2 | $ 70,000 | $ 35,000 | $ 61,000 |
| Henry County Iowa | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Jasper County Iowa | 2 | $ 230,000 | $ 115,000 | $ 53,000 |
| Linn County Iowa | 2 | $ 340,000 | $ 170,000 | $ 125,000 |
| Ringgold County Iowa | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Taylor County Iowa | 2 | $ 160,000 | $ 80,000 | $ 64,000 |
| Warren County Iowa | 2 | $ 300,000 | $ 150,000 | $ 48,000 |
| Johnson County Kansas | 2 | $ 260,000 | $ 130,000 | $ 113,000 |
| Lincoln County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 67,000 |
| Adams County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Box Butte County Nebraska | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Buffalo County Nebraska | 2 | $ 100,000 | $ 50,000 | $ 113,000 |
| Hall County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 42,000 |
| Jefferson County Nebraska | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Scotts Bluff County Nebraska | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Aurora County South Dakota | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Bon Homme County South Dakota | 2 | $ 90,000 | $ 45,000 | $ 34,000 |
| Brookings County South Dakota | 2 | $ 300,000 | $ 150,000 | $ 131,000 |
| Grant County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Lawrence County South Dakota | 2 | $ 1,130,000 | $ 565,000 | $ 896,000 |
| Union County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 137,000 |
| Gila County Arizona | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Napa County California | 1 | $ 615,000 | $ 615,000 | $ 284,000 |
| Arapahoe County Colorado | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Grand County Colorado | 1 | $ 375,000 | $ 375,000 | $ 232,000 |
| Hancock County Illinois | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Boone County Iowa | 1 | $ 225,000 | $ 225,000 | $ 140,000 |
| Cass County Iowa | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Decatur County Iowa | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Des Moines County Iowa | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Grundy County Iowa | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jefferson County Iowa | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Lee County Iowa | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Marshall County Iowa | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Mills County Iowa | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Clay County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hickory County Missouri | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Jackson County Missouri | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cass County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Cuming County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Harlan County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Keith County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Morrill County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Phelps County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Richardson County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Washington County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 188,000 |
| Wayne County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cass County North Dakota | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Deuel County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 1,000 |
| Hutchinson County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Kingsbury County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| Lake County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Lyman County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Marshall County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Pennington County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Roberts County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 743,000 |
| Tripp County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Turner County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Walworth County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Yankton County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Uintah County Utah | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Whitman County Washington | 1 | $ 485,000 | $ 485,000 | $ 546,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 82 | $20,770,000 | $253,000 | $1,465,000 | $126,000 | $1,192,000 |
| Refinancing | 78 | $15,360,000 | $196,000 | $2,775,000 | $88,000 | $329,000 |
| Home Improvement | 42 | $4,190,000 | $99,000 | $905,000 | $118,000 | $743,000 |
| Other Purpose | 24 | $2,150,000 | $89,000 | $505,000 | $133,000 | $705,000 |
| Cash-out Refinancing | 23 | $4,575,000 | $198,000 | $1,315,000 | $85,000 | $274,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 171 | $27,655,000 | $161,000 | $1,465,000 | $117,000 | $1,192,000 |
| Not Provided | 43 | $4,735,000 | $110,000 | $375,000 | $95,000 | $326,000 |
| Not applicable | 16 | $12,320,000 | $770,000 | $2,775,000 | $0 | $0 |
| Hispanic | 10 | $780,000 | $78,000 | $155,000 | $65,000 | $138,000 |
| American Indian or Alaskan Native | 4 | $150,000 | $37,000 | $45,000 | $32,000 | $57,000 |
| Asian | 3 | $965,000 | $321,000 | $505,000 | $205,000 | $497,000 |
| Black or African American | 1 | $165,000 | $165,000 | $165,000 | $46,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 239 | $45,375,000 | $189,000 | $2,775,000 | $112,000 | $1,192,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $775,000 | $155,000 | $225,000 | $40,000 | $64,000 |
| FHA-insured (Federal Housing Administration) | 3 | $335,000 | $111,000 | $175,000 | $88,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 2 | $560,000 | $280,000 | $335,000 | $104,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 152 | $31,820,000 | $209,000 | $2,775,000 | $115,000 | $1,192,000 |
| Application Withdrawn By Applicant | 44 | $8,180,000 | $185,000 | $655,000 | $108,000 | $743,000 |
| Application Denied By Financial Institution | 41 | $5,905,000 | $144,000 | $1,315,000 | $85,000 | $600,000 |
| File Closed For Incompleteness | 10 | $1,000,000 | $100,000 | $225,000 | $154,000 | $705,000 |
| Application Approved But Not Accepted | 2 | $140,000 | $70,000 | $105,000 | $49,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 208 | $41,140,000 | $197,000 | $2,775,000 | $115,000 | $1,192,000 |
| Credit History | 21 | $1,895,000 | $90,000 | $315,000 | $70,000 | $274,000 |
| Debt-To-Income Ratio | 9 | $2,735,000 | $303,000 | $1,315,000 | $42,000 | $62,000 |
| Collateral | 6 | $490,000 | $81,000 | $175,000 | $191,000 | $600,000 |
| Other | 4 | $600,000 | $150,000 | $215,000 | $81,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $185,000 | $185,000 | $185,000 | $48,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.