Great Western Financial Services, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Financial Services, Inc. 5408 W Plano Pkwy Plano, TX 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,063 |
| Total Mortgage Loan Application Amount | $836,165,000 |
| Average Mortgage Loan Application Amount | $239,750 |
| Highest Mortgage Loan Application Amount | $2,045,000 |
| Average Applicant Income | $131,500 |
| Highest Applicant Income | $2,786,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Great Western Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Great Western Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Financial Services, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 407 | $ 112,285,000 | $ 275,000 | $ 111,000 |
| Tarrant County Texas | 365 | $ 97,455,000 | $ 267,000 | $ 109,000 |
| Harris County Texas | 302 | $ 81,270,000 | $ 269,000 | $ 112,000 |
| Collin County Texas | 261 | $ 87,555,000 | $ 335,000 | $ 139,000 |
| Denton County Texas | 260 | $ 89,610,000 | $ 344,000 | $ 146,000 |
| Bexar County Texas | 71 | $ 15,775,000 | $ 222,000 | $ 94,000 |
| Travis County Texas | 62 | $ 23,060,000 | $ 371,000 | $ 146,000 |
| Hillsborough County Florida | 61 | $ 19,565,000 | $ 320,000 | $ 145,000 |
| Kaufman County Texas | 54 | $ 13,730,000 | $ 254,000 | $ 102,000 |
| Fort Bend County Texas | 47 | $ 15,035,000 | $ 319,000 | $ 141,000 |
| Montgomery County Texas | 44 | $ 12,060,000 | $ 274,000 | $ 110,000 |
| Rockwall County Texas | 43 | $ 14,455,000 | $ 336,000 | $ 123,000 |
| Williamson County Texas | 40 | $ 14,120,000 | $ 353,000 | $ 126,000 |
| Ellis County Texas | 39 | $ 12,965,000 | $ 332,000 | $ 114,000 |
| Pinellas County Florida | 33 | $ 8,015,000 | $ 242,000 | $ 98,000 |
| Orange County Florida | 32 | $ 8,290,000 | $ 259,000 | $ 85,000 |
| Johnson County Texas | 31 | $ 8,045,000 | $ 259,000 | $ 77,000 |
| Lee County Florida | 27 | $ 7,495,000 | $ 277,000 | $ 137,000 |
| Galveston County Texas | 27 | $ 6,775,000 | $ 250,000 | $ 136,000 |
| Brazoria County Texas | 24 | $ 6,110,000 | $ 254,000 | $ 109,000 |
| Bell County Texas | 23 | $ 4,115,000 | $ 178,000 | $ 107,000 |
| Hunt County Texas | 22 | $ 4,210,000 | $ 191,000 | $ 82,000 |
| Lubbock County Texas | 21 | $ 4,545,000 | $ 216,000 | $ 110,000 |
| Duval County Florida | 20 | $ 4,680,000 | $ 234,000 | $ 92,000 |
| Pasco County Florida | 18 | $ 4,350,000 | $ 241,000 | $ 80,000 |
| Polk County Florida | 18 | $ 4,060,000 | $ 225,000 | $ 78,000 |
| El Paso County Texas | 18 | $ 3,050,000 | $ 169,000 | $ 85,000 |
| Grayson County Texas | 18 | $ 3,710,000 | $ 206,000 | $ 105,000 |
| Hays County Texas | 17 | $ 6,075,000 | $ 357,000 | $ 129,000 |
| Parker County Texas | 17 | $ 5,975,000 | $ 351,000 | $ 88,000 |
| Volusia County Florida | 15 | $ 3,275,000 | $ 218,000 | $ 75,000 |
| Comal County Texas | 15 | $ 4,415,000 | $ 294,000 | $ 139,000 |
| McLennan County Texas | 14 | $ 3,140,000 | $ 224,000 | $ 106,000 |
| Nueces County Texas | 14 | $ 3,790,000 | $ 270,000 | $ 143,000 |
| Wichita County Texas | 14 | $ 1,960,000 | $ 140,000 | $ 77,000 |
| Oklahoma County Oklahoma | 13 | $ 2,445,000 | $ 188,000 | $ 74,000 |
| Smith County Texas | 13 | $ 2,585,000 | $ 198,000 | $ 81,000 |
| Osceola County Florida | 12 | $ 3,530,000 | $ 294,000 | $ 117,000 |
| Ector County Texas | 12 | $ 2,350,000 | $ 195,000 | $ 85,000 |
| Palm Beach County Florida | 11 | $ 2,605,000 | $ 236,000 | $ 110,000 |
| Henderson County Texas | 11 | $ 2,275,000 | $ 206,000 | $ 118,000 |
| Hidalgo County Texas | 11 | $ 1,565,000 | $ 142,000 | $ 65,000 |
| Marion County Florida | 10 | $ 1,820,000 | $ 182,000 | $ 89,000 |
| Gregg County Texas | 10 | $ 1,850,000 | $ 185,000 | $ 79,000 |
| Indian River County Florida | 9 | $ 2,075,000 | $ 230,000 | $ 99,000 |
| Lake County Florida | 9 | $ 2,215,000 | $ 246,000 | $ 73,000 |
| Sarasota County Florida | 9 | $ 2,905,000 | $ 322,000 | $ 141,000 |
| Cameron County Texas | 9 | $ 1,355,000 | $ 150,000 | $ 71,000 |
| Hood County Texas | 9 | $ 2,875,000 | $ 319,000 | $ 140,000 |
| Wise County Texas | 9 | $ 2,215,000 | $ 246,000 | $ 82,000 |
| Hernando County Florida | 8 | $ 1,620,000 | $ 202,000 | $ 59,000 |
| St. Lucie County Florida | 8 | $ 1,940,000 | $ 242,000 | $ 116,000 |
| Shelby County Tennessee | 8 | $ 1,620,000 | $ 202,000 | $ 96,000 |
| Jefferson County Texas | 8 | $ 1,140,000 | $ 142,000 | $ 86,000 |
| Brevard County Florida | 7 | $ 1,175,000 | $ 167,000 | $ 96,000 |
| Charlotte County Florida | 7 | $ 1,435,000 | $ 205,000 | $ 82,000 |
| St. Johns County Florida | 7 | $ 3,445,000 | $ 492,000 | $ 166,000 |
| Bastrop County Texas | 7 | $ 1,565,000 | $ 223,000 | $ 87,000 |
| Burnet County Texas | 7 | $ 1,545,000 | $ 220,000 | $ 106,000 |
| Lamar County Texas | 7 | $ 1,255,000 | $ 179,000 | $ 127,000 |
| Randall County Texas | 7 | $ 1,425,000 | $ 203,000 | $ 74,000 |
| Collier County Florida | 6 | $ 2,070,000 | $ 345,000 | $ 645,000 |
| Leon County Florida | 6 | $ 1,270,000 | $ 211,000 | $ 89,000 |
| Manatee County Florida | 6 | $ 1,210,000 | $ 201,000 | $ 200,000 |
| Okaloosa County Florida | 6 | $ 1,490,000 | $ 248,000 | $ 165,000 |
| Cleveland County Oklahoma | 6 | $ 1,190,000 | $ 198,000 | $ 75,000 |
| Midland County Texas | 6 | $ 1,880,000 | $ 313,000 | $ 126,000 |
| Escambia County Florida | 5 | $ 825,000 | $ 165,000 | $ 129,000 |
| Highlands County Florida | 5 | $ 735,000 | $ 147,000 | $ 65,000 |
| Chambers County Texas | 5 | $ 1,545,000 | $ 309,000 | $ 167,000 |
| Guadalupe County Texas | 5 | $ 1,375,000 | $ 275,000 | $ 92,000 |
| Orange County Texas | 5 | $ 555,000 | $ 111,000 | $ 90,000 |
| San Jacinto County Texas | 5 | $ 795,000 | $ 159,000 | $ 87,000 |
| Taylor County Texas | 5 | $ 1,175,000 | $ 235,000 | $ 54,000 |
| Jefferson County Colorado | 4 | $ 1,460,000 | $ 365,000 | $ 89,000 |
| Citrus County Florida | 4 | $ 550,000 | $ 137,000 | $ 71,000 |
| Seminole County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 92,000 |
| Tulsa County Oklahoma | 4 | $ 910,000 | $ 227,000 | $ 67,000 |
| Montgomery County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 69,000 |
| Bowie County Texas | 4 | $ 790,000 | $ 197,000 | $ 87,000 |
| Coryell County Texas | 4 | $ 630,000 | $ 157,000 | $ 73,000 |
| Harrison County Texas | 4 | $ 650,000 | $ 162,000 | $ 46,000 |
| Liberty County Texas | 4 | $ 690,000 | $ 172,000 | $ 83,000 |
| Llano County Texas | 4 | $ 500,000 | $ 125,000 | $ 88,000 |
| Titus County Texas | 4 | $ 740,000 | $ 185,000 | $ 67,000 |
| Tom Green County Texas | 4 | $ 770,000 | $ 192,000 | $ 184,000 |
| Contra Costa County California | 3 | $ 1,755,000 | $ 585,000 | $ 169,000 |
| Denver County Colorado | 3 | $ 625,000 | $ 208,000 | $ 74,000 |
| El Paso County Colorado | 3 | $ 715,000 | $ 238,000 | $ 71,000 |
| Alachua County Florida | 3 | $ 395,000 | $ 131,000 | $ 80,000 |
| Broward County Florida | 3 | $ 825,000 | $ 275,000 | $ 66,000 |
| Columbia County Florida | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| Washington County Florida | 3 | $ 315,000 | $ 105,000 | $ 26,000 |
| Canadian County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| Caldwell County Texas | 3 | $ 885,000 | $ 295,000 | $ 76,000 |
| Fannin County Texas | 3 | $ 435,000 | $ 145,000 | $ 153,000 |
| Howard County Texas | 3 | $ 615,000 | $ 205,000 | $ 83,000 |
| McCulloch County Texas | 3 | $ 305,000 | $ 101,000 | $ 122,000 |
| Montague County Texas | 3 | $ 295,000 | $ 98,000 | $ 31,000 |
| Polk County Texas | 3 | $ 1,265,000 | $ 421,000 | $ 225,000 |
| San Patricio County Texas | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Victoria County Texas | 3 | $ 475,000 | $ 158,000 | $ 65,000 |
| Webb County Texas | 3 | $ 615,000 | $ 205,000 | $ 71,000 |
| Wood County Texas | 3 | $ 1,035,000 | $ 345,000 | $ 111,000 |
| Los Angeles County California | 2 | $ 810,000 | $ 405,000 | $ 104,000 |
| Riverside County California | 2 | $ 460,000 | $ 230,000 | $ 101,000 |
| San Diego County California | 2 | $ 590,000 | $ 295,000 | $ 206,000 |
| Archuleta County Colorado | 2 | $ 560,000 | $ 280,000 | $ 139,000 |
| Routt County Colorado | 2 | $ 1,220,000 | $ 610,000 | $ 165,000 |
| Levy County Florida | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Martin County Florida | 2 | $ 1,080,000 | $ 540,000 | $ 251,000 |
| Miami-Dade County Florida | 2 | $ 660,000 | $ 330,000 | $ 86,000 |
| Nassau County Florida | 2 | $ 520,000 | $ 260,000 | $ 69,000 |
| Walton County Florida | 2 | $ 570,000 | $ 285,000 | $ 77,000 |
| Coffee County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| Sullivan County Tennessee | 2 | $ 220,000 | $ 110,000 | $ 52,000 |
| Anderson County Texas | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Bee County Texas | 2 | $ 160,000 | $ 80,000 | $ 86,000 |
| Brazos County Texas | 2 | $ 560,000 | $ 280,000 | $ 102,000 |
| Cooke County Texas | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Eastland County Texas | 2 | $ 220,000 | $ 110,000 | $ 100,000 |
| Erath County Texas | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| Gonzales County Texas | 2 | $ 620,000 | $ 310,000 | $ 78,000 |
| Grimes County Texas | 2 | $ 350,000 | $ 175,000 | $ 87,000 |
| Mitchell County Texas | 2 | $ 260,000 | $ 130,000 | $ 137,000 |
| Navarro County Texas | 2 | $ 320,000 | $ 160,000 | $ 104,000 |
| Pecos County Texas | 2 | $ 310,000 | $ 155,000 | $ 112,000 |
| Potter County Texas | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Reeves County Texas | 2 | $ 430,000 | $ 215,000 | $ 95,000 |
| Terry County Texas | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Tyler County Texas | 2 | $ 150,000 | $ 75,000 | $ 28,000 |
| Upshur County Texas | 2 | $ 310,000 | $ 155,000 | $ 36,000 |
| Van Zandt County Texas | 2 | $ 370,000 | $ 185,000 | $ 57,000 |
| Waller County Texas | 2 | $ 950,000 | $ 475,000 | $ 169,000 |
| Washington County Texas | 2 | $ 240,000 | $ 120,000 | $ 260,000 |
| El Dorado County California | 1 | $ 465,000 | $ 465,000 | $ 105,000 |
| Kern County California | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Lake County California | 1 | $ 365,000 | $ 365,000 | $ 336,000 |
| Orange County California | 1 | $ 325,000 | $ 325,000 | $ 217,000 |
| San Bernardino County California | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Adams County Colorado | 1 | $ 385,000 | $ 385,000 | $ 336,000 |
| Gunnison County Colorado | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Lake County Colorado | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Flagler County Florida | 1 | $ 315,000 | $ 315,000 | $ 176,000 |
| Gadsden County Florida | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Holmes County Florida | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Jackson County Florida | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Okeechobee County Florida | 1 | $ 165,000 | $ 165,000 | $ 279,000 |
| Putnam County Florida | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Santa Rosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 142,000 |
| Sumter County Florida | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Suwannee County Florida | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Wakulla County Florida | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Marion County Indiana | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Bernalillo County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Colfax County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Dona Ana County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Santa Fe County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Beckham County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Kay County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Stephens County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 86,000 |
| Anderson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Benton County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Blount County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Bradley County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Davidson County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 48,000 |
| DeKalb County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Hardeman County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 160,000 |
| Hardin County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Henry County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Knox County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| Loudon County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 60,000 |
| Madison County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Maury County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Morgan County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Robertson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Scott County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Sevier County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Tipton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Van Buren County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Angelina County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Aransas County Texas | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Atascosa County Texas | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Bandera County Texas | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Bosque County Texas | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Brewster County Texas | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Burleson County Texas | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Callahan County Texas | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Cass County Texas | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Cherokee County Texas | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Clay County Texas | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Collingsworth County Texas | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Comanche County Texas | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Crane County Texas | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| Culberson County Texas | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Dawson County Texas | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Duval County Texas | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Freestone County Texas | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Gaines County Texas | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Gillespie County Texas | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Gray County Texas | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| Hamilton County Texas | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Hardin County Texas | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Hartley County Texas | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Haskell County Texas | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Hill County Texas | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Hopkins County Texas | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Hutchinson County Texas | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Jackson County Texas | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Jasper County Texas | 1 | $ 205,000 | $ 205,000 | $ 172,000 |
| Kerr County Texas | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Lavaca County Texas | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Martin County Texas | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Matagorda County Texas | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Milam County Texas | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Moore County Texas | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Morris County Texas | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Newton County Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Nolan County Texas | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Ochiltree County Texas | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Palo Pinto County Texas | 1 | $ 355,000 | $ 355,000 | $ 179,000 |
| Rains County Texas | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| Robertson County Texas | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| San Augustine County Texas | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Scurry County Texas | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Trinity County Texas | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Wharton County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Winkler County Texas | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Young County Texas | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Zapata County Texas | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,173 | $600,895,000 | $276,000 | $2,045,000 | $108,000 | $2,600,000 |
| Refinancing | 576 | $156,990,000 | $272,000 | $1,445,000 | $130,000 | $629,000 |
| Cash-out Refinancing | 311 | $77,795,000 | $250,000 | $975,000 | $131,000 | $2,786,000 |
| Home Improvement | 3 | $485,000 | $161,000 | $175,000 | $157,000 | $269,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,511 | $418,955,000 | $277,000 | $1,375,000 | $119,000 | $2,786,000 |
| Not Provided | 782 | $219,290,000 | $280,000 | $1,445,000 | $123,000 | $2,600,000 |
| Hispanic | 345 | $78,395,000 | $227,000 | $545,000 | $88,000 | $403,000 |
| Black or African American | 235 | $60,295,000 | $256,000 | $775,000 | $88,000 | $442,000 |
| Asian | 181 | $54,875,000 | $303,000 | $685,000 | $126,000 | $720,000 |
| American Indian or Alaskan Native | 7 | $3,395,000 | $485,000 | $2,045,000 | $163,000 | $713,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $960,000 | $480,000 | $545,000 | $206,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,406 | $666,740,000 | $277,000 | $2,045,000 | $125,000 | $2,786,000 |
| FHA-insured (Federal Housing Administration) | 521 | $127,635,000 | $244,000 | $475,000 | $77,000 | $413,000 |
| VA-guaranteed (Veterans Administration) | 131 | $40,655,000 | $310,000 | $775,000 | $72,000 | $205,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,135,000 | $227,000 | $315,000 | $69,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,996 | $545,210,000 | $273,000 | $1,445,000 | $118,000 | $2,786,000 |
| Application Withdrawn By Applicant | 818 | $229,640,000 | $280,000 | $2,045,000 | $115,000 | $1,200,000 |
| Application Denied By Financial Institution | 238 | $58,450,000 | $245,000 | $1,165,000 | $82,000 | $396,000 |
| Application Approved But Not Accepted | 11 | $2,865,000 | $260,000 | $485,000 | $123,000 | $223,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,825 | $777,715,000 | $275,000 | $2,045,000 | $117,000 | $2,786,000 |
| Debt-To-Income Ratio | 79 | $20,905,000 | $264,000 | $815,000 | $69,000 | $273,000 |
| Collateral | 50 | $9,970,000 | $199,000 | $425,000 | $79,000 | $260,000 |
| Employment History | 32 | $7,010,000 | $219,000 | $365,000 | $82,000 | $241,000 |
| Credit History | 27 | $7,115,000 | $263,000 | $685,000 | $96,000 | $234,000 |
| Unverifiable Information | 21 | $6,315,000 | $300,000 | $1,165,000 | $108,000 | $395,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,655,000 | $245,000 | $845,000 | $81,000 | $396,000 |
| Other | 10 | $2,480,000 | $248,000 | $685,000 | $114,000 | $317,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Financial Services, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.