Greenberry Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Greenberry Financial Services 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Greenberry Financial Services
999 Corporate Drive, Suite 110
Ladera Ranch, CA 92694
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  
Total Number of Mortgage Applications 260
Total Mortgage Loan Application Amount $61,097,000
Average Mortgage Loan Application Amount $274,666
Highest Mortgage Loan Application Amount $1,484,000
Average Applicant Income $62,000
Highest Applicant Income $900,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Greenberry Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenberry Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Greenberry Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenberry Financial Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Greenberry Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenberry Financial Services's mortgage activity for 2009.

Mortgage Loan Application Totals for Greenberry Financial Services by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa County Arizona 23 $ 4,359,000 $ 189,000 $ 91,000
Orange County California 17 $ 7,127,000 $ 419,000 $ 67,000
Los Angeles County California 16 $ 4,723,000 $ 295,000 $ 52,000
San Diego County California 13 $ 4,716,000 $ 362,000 $ 96,000
San Bernardino County California 8 $ 1,362,000 $ 170,000 $ 21,000
Riverside County California 7 $ 1,748,000 $ 249,000 $ 37,000
Ramsey County Minnesota 6 $ 1,117,000 $ 186,000 $ 0
Pima County Arizona 5 $ 888,000 $ 177,000 $ 33,000
Pinal County Arizona 5 $ 859,000 $ 171,000 $ 14,000
Cochise County Arizona 4 $ 456,000 $ 114,000 $ 26,000
Dakota County Minnesota 4 $ 1,191,000 $ 297,000 $ 0
St. Louis County Minnesota 4 $ 608,000 $ 152,000 $ 15,000
Harris County Texas 4 $ 711,000 $ 177,000 $ 0
Tarrant County Texas 4 $ 862,000 $ 215,000 $ 0
Mohave County Arizona 3 $ 448,000 $ 149,000 $ 32,000
Santa Clara County California 3 $ 1,683,000 $ 561,000 $ 0
Sonoma County California 3 $ 530,000 $ 176,000 $ 30,000
Adams County Colorado 3 $ 715,000 $ 238,000 $ 0
Jefferson County Colorado 3 $ 685,000 $ 228,000 $ 72,000
DeKalb County Georgia 3 $ 597,000 $ 199,000 $ 0
Honolulu County Hawaii 3 $ 1,178,000 $ 392,000 $ 0
Ada County Idaho 3 $ 884,000 $ 294,000 $ 108,000
Cook County Illinois 3 $ 790,000 $ 263,000 $ 32,000
Oakland County Michigan 3 $ 569,000 $ 189,000 $ 47,000
Hennepin County Minnesota 3 $ 587,000 $ 195,000 $ 0
Clackamas County Oregon 3 $ 419,000 $ 139,000 $ 0
Multnomah County Oregon 3 $ 473,000 $ 157,000 $ 0
Dallas County Texas 3 $ 503,000 $ 167,000 $ 0
Kaufman County Texas 3 $ 552,000 $ 184,000 $ 0
Salt Lake County Utah 3 $ 607,000 $ 202,000 $ 20,000
Yuma County Arizona 2 $ 181,000 $ 90,000 $ 0
Tulare County California 2 $ 430,000 $ 215,000 $ 0
Arapahoe County Colorado 2 $ 518,000 $ 259,000 $ 29,000
Miami-Dade County Florida 2 $ 436,000 $ 218,000 $ 0
Orange County Florida 2 $ 370,000 $ 185,000 $ 0
Anoka County Minnesota 2 $ 371,000 $ 185,000 $ 30,000
Clay County Minnesota 2 $ 221,000 $ 110,000 $ 0
Jackson County Missouri 2 $ 296,000 $ 148,000 $ 0
St. Louis County Missouri 2 $ 265,000 $ 132,000 $ 0
Polk County Oregon 2 $ 235,000 $ 117,000 $ 0
Greenville County South Carolina 2 $ 258,000 $ 129,000 $ 28,000
Davidson County Tennessee 2 $ 1,669,000 $ 834,000 $ 0
Montgomery County Texas 2 $ 355,000 $ 177,000 $ 0
Travis County Texas 2 $ 358,000 $ 179,000 $ 0
Coconino County Arizona 1 $ 100,000 $ 100,000 $ 57,000
Navajo County Arizona 1 $ 159,000 $ 159,000 $ 0
Santa Cruz County Arizona 1 $ 75,000 $ 75,000 $ 0
Yavapai County Arizona 1 $ 123,000 $ 123,000 $ 37,000
Alameda County California 1 $ 167,000 $ 167,000 $ 0
Contra Costa County California 1 $ 461,000 $ 461,000 $ 70,000
Fresno County California 1 $ 199,000 $ 199,000 $ 0
Imperial County California 1 $ 150,000 $ 150,000 $ 0
Madera County California 1 $ 275,000 $ 275,000 $ 0
Nevada County California 1 $ 224,000 $ 224,000 $ 39,000
Sacramento County California 1 $ 303,000 $ 303,000 $ 0
San Joaquin County California 1 $ 93,000 $ 93,000 $ 37,000
San Mateo County California 1 $ 571,000 $ 571,000 $ 96,000
Ventura County California 1 $ 325,000 $ 325,000 $ 55,000
Delta County Colorado 1 $ 317,000 $ 317,000 $ 85,000
Garfield County Colorado 1 $ 309,000 $ 309,000 $ 0
Las Animas County Colorado 1 $ 275,000 $ 275,000 $ 0
Pueblo County Colorado 1 $ 171,000 $ 171,000 $ 0
Broward County Florida 1 $ 243,000 $ 243,000 $ 0
Duval County Florida 1 $ 203,000 $ 203,000 $ 0
Hillsborough County Florida 1 $ 199,000 $ 199,000 $ 0
Marion County Florida 1 $ 170,000 $ 170,000 $ 0
Okaloosa County Florida 1 $ 193,000 $ 193,000 $ 0
Palm Beach County Florida 1 $ 170,000 $ 170,000 $ 0
Pasco County Florida 1 $ 198,000 $ 198,000 $ 0
Barrow County Georgia 1 $ 177,000 $ 177,000 $ 0
Cobb County Georgia 1 $ 169,000 $ 169,000 $ 0
Fulton County Georgia 1 $ 220,000 $ 220,000 $ 179,000
Gwinnett County Georgia 1 $ 194,000 $ 194,000 $ 0
Rabun County Georgia 1 $ 401,000 $ 401,000 $ 169,000
Kane County Illinois 1 $ 163,000 $ 163,000 $ 0
St. Clair County Illinois 1 $ 201,000 $ 201,000 $ 0
Lapeer County Michigan 1 $ 154,000 $ 154,000 $ 0
Livingston County Michigan 1 $ 183,000 $ 183,000 $ 0
Lyon County Minnesota 1 $ 175,000 $ 175,000 $ 0
Wright County Minnesota 1 $ 171,000 $ 171,000 $ 0
Jefferson County Missouri 1 $ 272,000 $ 272,000 $ 0
St. Louis City County Missouri 1 $ 220,000 $ 220,000 $ 0
Comanche County Oklahoma 1 $ 166,000 $ 166,000 $ 0
Lane County Oregon 1 $ 103,000 $ 103,000 $ 0
Linn County Oregon 1 $ 199,000 $ 199,000 $ 0
Marion County Oregon 1 $ 186,000 $ 186,000 $ 0
Tillamook County Oregon 1 $ 258,000 $ 258,000 $ 0
Umatilla County Oregon 1 $ 155,000 $ 155,000 $ 0
Berks County Pennsylvania 1 $ 94,000 $ 94,000 $ 131,000
Richland County South Carolina 1 $ 106,000 $ 106,000 $ 0
Dickson County Tennessee 1 $ 213,000 $ 213,000 $ 0
Shelby County Tennessee 1 $ 201,000 $ 201,000 $ 0
Sumner County Tennessee 1 $ 233,000 $ 233,000 $ 0
Bell County Texas 1 $ 166,000 $ 166,000 $ 0
Bexar County Texas 1 $ 157,000 $ 157,000 $ 0
Galveston County Texas 1 $ 168,000 $ 168,000 $ 0
Johnson County Texas 1 $ 223,000 $ 223,000 $ 0
Kleberg County Texas 1 $ 164,000 $ 164,000 $ 0
McLennan County Texas 1 $ 156,000 $ 156,000 $ 0
Webb County Texas 1 $ 166,000 $ 166,000 $ 0
Wise County Texas 1 $ 268,000 $ 268,000 $ 0
Grand County Utah 1 $ 262,000 $ 262,000 $ 137,000
Salem County Virginia 1 $ 188,000 $ 188,000 $ 80,000
Spotsylvania County Virginia 1 $ 220,000 $ 220,000 $ 0
Stafford County Virginia 1 $ 234,000 $ 234,000 $ 164,000
Virginia Beach County Virginia 1 $ 198,000 $ 198,000 $ 37,000
Grant County Washington 1 $ 153,000 $ 153,000 $ 0
Pierce County Washington 1 $ 177,000 $ 177,000 $ 0

Mortgage Loan Application Detail Totals for Greenberry Financial Services in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 222 $50,975,000 $229,000 $1,484,000 $25,000 $900,000
Home Purchase 37 $9,791,000 $264,000 $600,000 $84,000 $283,000
Home Improvement 1 $331,000 $331,000 $331,000 $77,000 $77,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 156 $36,701,000 $235,000 $1,484,000 $43,000 $900,000
Not Provided 81 $18,478,000 $228,000 $739,000 $13,000 $131,000
Black or African American 11 $2,084,000 $189,000 $273,000 $3,000 $36,000
Hispanic 7 $2,054,000 $293,000 $397,000 $66,000 $109,000
Asian 3 $1,400,000 $466,000 $571,000 $94,000 $129,000
Native Hawaiian or Other Pacific Islander 1 $212,000 $212,000 $212,000 $49,000 $49,000
Not applicable 1 $168,000 $168,000 $168,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 185 $41,761,000 $225,000 $739,000 $14,000 $171,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 71 $18,225,000 $256,000 $1,484,000 $83,000 $900,000
VA-guaranteed (Veterans Administration) 4 $1,111,000 $277,000 $397,000 $62,000 $95,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 168 $42,986,000 $255,000 $1,484,000 $33,000 $900,000
Application Withdrawn By Applicant 64 $11,870,000 $185,000 $571,000 $33,000 $200,000
Application Approved But Not Accepted 14 $3,867,000 $276,000 $516,000 $32,000 $214,000
Application Denied By Financial Institution 14 $2,374,000 $169,000 $278,000 $35,000 $96,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 7 $1,111,000 $158,000 $208,000 $42,000 $96,000
Employment History 2 $318,000 $159,000 $159,000 $21,000 $43,000
Insufficient Cash (Downpayment, Closing Cost) 2 $335,000 $167,000 $224,000 $19,000 $39,000
Other 1 $229,000 $229,000 $229,000 $40,000 $40,000
Collateral 1 $278,000 $278,000 $278,000 $77,000 $77,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenberry Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenberry Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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