Greenbox Loans Mortgage Lending & HMDA Data, 2020

In 2020, Greenbox Loans of Los Angeles, CA reported 2,237 mortgage applications totaling $1.1 billion, down 23% from 2019. The average application was for $510,610, and applicants reported an average income of $303,512. 32% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (456), Riverside-San Bernardino-Ontario, CA (129) and Houston-The Woodlands-Sugar Land, TX (101) (applications in parentheses).

Mortgage Company & Address Greenbox Loans
3250 Wilshire Blvd., Suite 1900
Los Angeles, CA 90010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 2,237
Total Mortgage Loan Application Amount $1,142,235,000
Average Mortgage Loan Application Amount $510,610
Highest Mortgage Loan Application Amount $5,525,000
Average Applicant Income $303,512
Highest Applicant Income $7,404,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenbox Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenbox Loans by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 456 $ 324,180,000 $ 710,921 $ 302,000
Orange, California 85 $ 55,055,000 $ 647,705 $ 441,000
Miami-Dade, Florida 75 $ 36,935,000 $ 492,466 $ 273,000
Maricopa, Arizona 69 $ 25,875,000 $ 375,000 $ 220,000
Riverside, California 65 $ 26,425,000 $ 406,538 $ 284,000
Clark, Nevada 65 $ 23,685,000 $ 364,384 $ 140,000
San Bernardino, California 64 $ 25,310,000 $ 395,468 $ 286,000
Harris, Texas 56 $ 13,640,000 $ 243,571 $ 159,000
Broward, Florida 52 $ 21,790,000 $ 419,038 $ 514,000
San Diego, California 35 $ 21,455,000 $ 613,000 $ 279,000
Contra Costa, California 32 $ 15,690,000 $ 490,312 $ 138,000
Palm Beach, Florida 32 $ 20,950,000 $ 654,687 $ 558,000
Santa Clara, California 30 $ 26,900,000 $ 896,666 $ 680,000
Orange, Florida 29 $ 6,975,000 $ 240,517 $ 109,000
Alameda, California 26 $ 16,320,000 $ 627,692 $ 198,000
Santa Barbara, California 25 $ 31,425,000 $ 1,257,000 $ 2,525,000
Ventura, California 23 $ 12,315,000 $ 535,434 $ 218,000
Cook, Illinois 23 $ 4,585,000 $ 199,347 $ 108,000
Bexar, Texas 23 $ 5,265,000 $ 228,913 $ 111,000
Monterey, California 21 $ 23,615,000 $ 1,124,523 $ 250,000
San Joaquin, California 21 $ 7,855,000 $ 374,047 $ 144,000
Sacramento, California 19 $ 4,815,000 $ 253,421 $ 137,000
Polk, Florida 19 $ 4,365,000 $ 229,736 $ 88,000
Hillsborough, Florida 18 $ 4,780,000 $ 265,555 $ 227,000
Osceola, Florida 18 $ 6,420,000 $ 356,666 $ 98,000
Fort Bend, Texas 18 $ 8,530,000 $ 473,888 $ 502,000
Stanislaus, California 17 $ 9,095,000 $ 535,000 $ 429,000
Lee, Florida 17 $ 10,445,000 $ 614,411 $ 222,000
Solano, California 16 $ 7,580,000 $ 473,750 $ 146,000
Montgomery, Texas 16 $ 8,890,000 $ 555,625 $ 395,000
Dallas, Texas 15 $ 4,555,000 $ 303,666 $ 154,000
Placer, California 14 $ 12,810,000 $ 915,000 $ 332,000
Prince George's, Maryland 14 $ 4,280,000 $ 305,714 $ 109,000
King, Washington 14 $ 12,740,000 $ 910,000 $ 223,000
San Mateo, California 13 $ 17,095,000 $ 1,315,000 $ 391,000
Tarrant, Texas 13 $ 4,125,000 $ 317,307 $ 186,000
Travis, Texas 12 $ 12,930,000 $ 1,077,500 $ 589,000
Fresno, California 11 $ 2,745,000 $ 249,545 $ 325,000
Kern, California 11 $ 2,925,000 $ 265,909 $ 145,000
Montgomery, Maryland 10 $ 5,100,000 $ 510,000 $ 322,000
Merced, California 9 $ 2,445,000 $ 271,666 $ 85,000
Denver, Colorado 9 $ 3,645,000 $ 405,000 $ 87,000
Orleans, Louisiana 9 $ 6,125,000 $ 680,555 $ 218,000
San Francisco, California 8 $ 9,720,000 $ 1,215,000 $ 237,000
San Luis Obispo, California 8 $ 1,720,000 $ 215,000 $ 143,000
Seminole, Florida 8 $ 1,670,000 $ 208,750 $ 59,000
Middlesex, New Jersey 8 $ 1,830,000 $ 228,750 $ 100,000
Washington, Oregon 8 $ 2,270,000 $ 283,750 $ 1,584,000
El Paso, Texas 8 $ 2,200,000 $ 275,000 $ 102,000
Mohave, Arizona 7 $ 2,415,000 $ 345,000 $ 336,000
Madera, California 7 $ 1,495,000 $ 213,571 $ 46,000
Fairfield, Connecticut 7 $ 6,415,000 $ 916,428 $ 376,000
Pasco, Florida 7 $ 1,285,000 $ 183,571 $ 2,624,000
Volusia, Florida 7 $ 1,405,000 $ 200,714 $ 124,000
Kane, Illinois 7 $ 1,095,000 $ 156,428 $ 64,000
Washoe, Nevada 7 $ 1,695,000 $ 242,142 $ 59,000
Essex, New Jersey 7 $ 2,655,000 $ 379,285 $ 279,000
Ocean, New Jersey 7 $ 3,035,000 $ 433,571 $ 476,000
Multnomah, Oregon 7 $ 2,555,000 $ 365,000 $ 131,000
Collin, Texas 7 $ 3,225,000 $ 460,714 $ 270,000
Fairfax, Virginia 7 $ 8,795,000 $ 1,256,428 $ 456,000
Pierce, Washington 7 $ 3,325,000 $ 475,000 $ 170,000
Adams, Colorado 6 $ 1,660,000 $ 276,666 $ 100,000
Collier, Florida 6 $ 3,520,000 $ 586,666 $ 172,000
Oakland, Michigan 6 $ 1,820,000 $ 303,333 $ 345,000
Monmouth, New Jersey 6 $ 3,040,000 $ 506,666 $ 207,000
Philadelphia, Pennsylvania 6 $ 1,990,000 $ 331,666 $ 393,000
Denton, Texas 6 $ 3,250,000 $ 541,666 $ 329,000
Galveston, Texas 6 $ 1,510,000 $ 251,666 $ 281,000
El Dorado, California 5 $ 2,505,000 $ 501,000 $ 125,000
Tulare, California 5 $ 1,635,000 $ 327,000 $ 335,000
Douglas, Colorado 5 $ 1,665,000 $ 333,000 $ 12,000
Duval, Florida 5 $ 1,175,000 $ 235,000 $ 143,000
Manatee, Florida 5 $ 1,005,000 $ 201,000 $ 203,000
Monroe, Florida 5 $ 4,045,000 $ 809,000 $ 206,000
DeKalb, Georgia 5 $ 1,315,000 $ 263,000 $ 128,000
Fulton, Georgia 5 $ 1,145,000 $ 229,000 $ 59,000
Lake, Illinois 5 $ 905,000 $ 181,000 $ 78,000
McHenry, Illinois 5 $ 935,000 $ 187,000 $ 108,000
Will, Illinois 5 $ 1,045,000 $ 209,000 $ 137,000
Anne Arundel, Maryland 5 $ 1,925,000 $ 385,000 $ 87,000
Henrico, Virginia 5 $ 1,775,000 $ 355,000 $ 100,000
Franklin, Washington 5 $ 945,000 $ 189,000 $ 43,000
Snohomish, Washington 5 $ 1,765,000 $ 353,000 $ 72,000
Arapahoe, Colorado 4 $ 1,250,000 $ 312,500 $ 121,000
New Haven, Connecticut 4 $ 680,000 $ 170,000 $ 72,000
Pinellas, Florida 4 $ 1,580,000 $ 395,000 $ 199,000
Sarasota, Florida 4 $ 3,220,000 $ 805,000 $ 399,000
St. Lucie, Florida 4 $ 920,000 $ 230,000 $ 252,000
Walton, Florida 4 $ 2,730,000 $ 682,500 $ 2,214,000
Canyon, Idaho 4 $ 1,070,000 $ 267,500 $ 242,000
Baltimore, Maryland 4 $ 890,000 $ 222,500 $ 75,000
Frederick, Maryland 4 $ 1,120,000 $ 280,000 $ 583,000
Howard, Maryland 4 $ 2,260,000 $ 565,000 $ 166,000
Middlesex, Massachusetts 4 $ 2,120,000 $ 530,000 $ 168,000
Wayne, Michigan 4 $ 980,000 $ 245,000 $ 121,000
Bergen, New Jersey 4 $ 2,060,000 $ 515,000 $ 126,000
Lane, Oregon 4 $ 840,000 $ 210,000 $ 60,000
Marion, Oregon 4 $ 840,000 $ 210,000 $ 102,000
Davidson, Tennessee 4 $ 680,000 $ 170,000 $ 235,000
Lubbock, Texas 4 $ 1,840,000 $ 460,000 $ 150,000
Clark, Washington 4 $ 1,260,000 $ 315,000 $ 117,000
Yavapai, Arizona 3 $ 1,045,000 $ 348,333 $ 89,000
Marin, California 3 $ 2,885,000 $ 961,666 $ 277,000
Jefferson, Colorado 3 $ 975,000 $ 325,000 $ 250,000
Larimer, Colorado 3 $ 2,445,000 $ 815,000 $ 587,000
New Castle, Delaware 3 $ 505,000 $ 168,333 $ 18,000
Brevard, Florida 3 $ 1,265,000 $ 421,666 $ 186,000
Charlotte, Florida 3 $ 975,000 $ 325,000 $ 94,000
Indian River, Florida 3 $ 985,000 $ 328,333 $ 202,000
Lake, Florida 3 $ 625,000 $ 208,333 $ 121,000
Martin, Florida 3 $ 2,645,000 $ 881,666 $ 255,000
Okaloosa, Florida 3 $ 915,000 $ 305,000 $ 153,000
Ada, Idaho 3 $ 985,000 $ 328,333 $ 277,000
Bonneville, Idaho 3 $ 875,000 $ 291,666 $ 71,000
East Baton Rouge, Louisiana 3 $ 925,000 $ 308,333 $ 257,000
Jefferson, Louisiana 3 $ 1,315,000 $ 438,333 $ 298,000
Mercer, New Jersey 3 $ 505,000 $ 168,333 $ 33,000
Union, New Jersey 3 $ 625,000 $ 208,333 $ 41,000
Henderson, North Carolina 3 $ 2,615,000 $ 871,666 $ 0
Butler, Ohio 3 $ 715,000 $ 238,333 $ 73,000
Bucks, Pennsylvania 3 $ 735,000 $ 245,000 $ 127,000
Rutherford, Tennessee 3 $ 635,000 $ 211,666 $ 62,000
Navarro, Texas 3 $ 1,355,000 $ 451,666 $ 0
Williamson, Texas 3 $ 345,000 $ 115,000 $ 67,000
Prince William, Virginia 3 $ 1,235,000 $ 411,666 $ 201,000
Pima, Arizona 2 $ 360,000 $ 180,000 $ 15,000
Imperial, California 2 $ 290,000 $ 145,000 $ 0
Napa, California 2 $ 1,380,000 $ 690,000 $ 253,000
Nevada, California 2 $ 530,000 $ 265,000 $ 43,000
Santa Cruz, California 2 $ 920,000 $ 460,000 $ 3,089,000
Shasta, California 2 $ 670,000 $ 335,000 $ 143,000
Sonoma, California 2 $ 850,000 $ 425,000 $ 92,000
Weld, Colorado 2 $ 830,000 $ 415,000 $ 115,000
Hartford, Connecticut 2 $ 340,000 $ 170,000 $ 50,000
Citrus, Florida 2 $ 400,000 $ 200,000 $ 97,000
Highlands, Florida 2 $ 310,000 $ 155,000 $ 0
Leon, Florida 2 $ 730,000 $ 365,000 $ 156,000
Effingham, Georgia 2 $ 670,000 $ 335,000 $ 507,000
Gwinnett, Georgia 2 $ 600,000 $ 300,000 $ 202,000
Henry, Georgia 2 $ 560,000 $ 280,000 $ 109,000
Newton, Georgia 2 $ 400,000 $ 200,000 $ 75,000
Honolulu, Hawaii 2 $ 720,000 $ 360,000 $ 125,000
Kootenai, Idaho 2 $ 1,150,000 $ 575,000 $ 145,000
Lafayette, Louisiana 2 $ 1,350,000 $ 675,000 $ 600,000
Baltimore City, Maryland 2 $ 290,000 $ 145,000 $ 58,000
Charles, Maryland 2 $ 1,090,000 $ 545,000 $ 473,000
Norfolk, Massachusetts 2 $ 1,290,000 $ 645,000 $ 179,000
Kent, Michigan 2 $ 900,000 $ 450,000 $ 216,000
Burlington, New Jersey 2 $ 930,000 $ 465,000 $ 259,000
Camden, New Jersey 2 $ 620,000 $ 310,000 $ 108,000
Hudson, New Jersey 2 $ 490,000 $ 245,000 $ 34,000
Passaic, New Jersey 2 $ 570,000 $ 285,000 $ 32,000
Sussex, New Jersey 2 $ 880,000 $ 440,000 $ 121,000
Orange, North Carolina 2 $ 970,000 $ 485,000 $ 510,000
Wake, North Carolina 2 $ 530,000 $ 265,000 $ 61,000
Franklin, Ohio 2 $ 810,000 $ 405,000 $ 107,000
Medina, Ohio 2 $ 580,000 $ 290,000 $ 71,000
Cleveland, Oklahoma 2 $ 480,000 $ 240,000 $ 83,000
Clackamas, Oregon 2 $ 2,630,000 $ 1,315,000 $ 491,000
Jackson, Oregon 2 $ 1,010,000 $ 505,000 $ 82,000
Jefferson, Oregon 2 $ 620,000 $ 310,000 $ 211,000
Linn, Oregon 2 $ 780,000 $ 390,000 $ 61,000
Yamhill, Oregon 2 $ 1,140,000 $ 570,000 $ 168,000
Chester, Pennsylvania 2 $ 720,000 $ 360,000 $ 227,000
Montgomery, Pennsylvania 2 $ 520,000 $ 260,000 $ 3,048,000
Kaufman, Texas 2 $ 430,000 $ 215,000 $ 92,000
Kendall, Texas 2 $ 1,520,000 $ 760,000 $ 133,000
Waller, Texas 2 $ 550,000 $ 275,000 $ 160,000
Coconino, Arizona 1 $ 905,000 $ 905,000 $ 468,000
Gila, Arizona 1 $ 405,000 $ 405,000 $ 354,000
Pinal, Arizona 1 $ 255,000 $ 255,000 $ 0
Santa Cruz, Arizona 1 $ 125,000 $ 125,000 $ 344,000
Butte, California 1 $ 145,000 $ 145,000 $ 68,000
Calaveras, California 1 $ 335,000 $ 335,000 $ 131,000
Kings, California 1 $ 165,000 $ 165,000 $ 87,000
San Benito, California 1 $ 205,000 $ 205,000 $ 52,000
Siskiyou, California 1 $ 155,000 $ 155,000 $ 42,000
Tehama, California 1 $ 165,000 $ 165,000 $ 52,000
Yuba, California 1 $ 235,000 $ 235,000 $ 50,000
Boulder, Colorado 1 $ 345,000 $ 345,000 $ 93,000
Clear Creek, Colorado 1 $ 155,000 $ 155,000 $ 0
El Paso, Colorado 1 $ 285,000 $ 285,000 $ 20,000
Gunnison, Colorado 1 $ 225,000 $ 225,000 $ 0
Park, Colorado 1 $ 435,000 $ 435,000 $ 144,000
Pitkin, Colorado 1 $ 855,000 $ 855,000 $ 0
Prowers, Colorado 1 $ 155,000 $ 155,000 $ 88,000
Summit, Colorado 1 $ 3,505,000 $ 3,505,000 $ 3,355,000
Litchfield, Connecticut 1 $ 165,000 $ 165,000 $ 81,000
District of Columbia, District Of Columbia 1 $ 345,000 $ 345,000 $ 78,000
Alachua, Florida 1 $ 125,000 $ 125,000 $ 60,000
Flagler, Florida 1 $ 155,000 $ 155,000 $ 799,000
Hernando, Florida 1 $ 185,000 $ 185,000 $ 393,000
Marion, Florida 1 $ 195,000 $ 195,000 $ 0
Sumter, Florida 1 $ 155,000 $ 155,000 $ 57,000
Baldwin, Georgia 1 $ 335,000 $ 335,000 $ 110,000
Butts, Georgia 1 $ 125,000 $ 125,000 $ 43,000
Coweta, Georgia 1 $ 205,000 $ 205,000 $ 63,000
Hall, Georgia 1 $ 225,000 $ 225,000 $ 67,000
Jeff Davis, Georgia 1 $ 175,000 $ 175,000 $ 64,000
Rockdale, Georgia 1 $ 375,000 $ 375,000 $ 269,000
Hawaii, Hawaii 1 $ 1,355,000 $ 1,355,000 $ 0
Kauai, Hawaii 1 $ 1,825,000 $ 1,825,000 $ 0
Bannock, Idaho 1 $ 195,000 $ 195,000 $ 98,000
Blaine, Idaho 1 $ 625,000 $ 625,000 $ 141,000
Nez Perce, Idaho 1 $ 155,000 $ 155,000 $ 156,000
Twin Falls, Idaho 1 $ 185,000 $ 185,000 $ 137,000
Valley, Idaho 1 $ 395,000 $ 395,000 $ 98,000
DuPage, Illinois 1 $ 185,000 $ 185,000 $ 53,000
Grundy, Illinois 1 $ 185,000 $ 185,000 $ 61,000
Caddo, Louisiana 1 $ 175,000 $ 175,000 $ 39,000
Tangipahoa, Louisiana 1 $ 185,000 $ 185,000 $ 103,000
Allegany, Maryland 1 $ 215,000 $ 215,000 $ 364,000
Queen Anne's, Maryland 1 $ 165,000 $ 165,000 $ 0
Franklin, Massachusetts 1 $ 185,000 $ 185,000 $ 69,000
Nantucket, Massachusetts 1 $ 1,805,000 $ 1,805,000 $ 0
Plymouth, Massachusetts 1 $ 185,000 $ 185,000 $ 0
Suffolk, Massachusetts 1 $ 625,000 $ 625,000 $ 116,000
Worcester, Massachusetts 1 $ 435,000 $ 435,000 $ 239,000
Barry, Michigan 1 $ 425,000 $ 425,000 $ 142,000
Jackson, Michigan 1 $ 285,000 $ 285,000 $ 218,000
Livingston, Michigan 1 $ 155,000 $ 155,000 $ 0
Macomb, Michigan 1 $ 325,000 $ 325,000 $ 163,000
DeSoto, Mississippi 1 $ 165,000 $ 165,000 $ 75,000
Lee, Mississippi 1 $ 145,000 $ 145,000 $ 96,000
Sanders, Montana 1 $ 145,000 $ 145,000 $ 0
Cape May, New Jersey 1 $ 495,000 $ 495,000 $ 420,000
Warren, New Jersey 1 $ 175,000 $ 175,000 $ 54,000
Alamance, North Carolina 1 $ 125,000 $ 125,000 $ 53,000
Buncombe, North Carolina 1 $ 525,000 $ 525,000 $ 45,000
Carteret, North Carolina 1 $ 165,000 $ 165,000 $ 184,000
Iredell, North Carolina 1 $ 1,005,000 $ 1,005,000 $ 360,000
Mecklenburg, North Carolina 1 $ 165,000 $ 165,000 $ 51,000
Union, North Carolina 1 $ 875,000 $ 875,000 $ 1,454,000
Cuyahoga, Ohio 1 $ 305,000 $ 305,000 $ 180,000
Delaware, Ohio 1 $ 225,000 $ 225,000 $ 68,000
Hamilton, Ohio 1 $ 335,000 $ 335,000 $ 111,000
Warren, Ohio 1 $ 155,000 $ 155,000 $ 0
Garfield, Oklahoma 1 $ 115,000 $ 115,000 $ 63,000
Clatsop, Oregon 1 $ 175,000 $ 175,000 $ 50,000
Crook, Oregon 1 $ 445,000 $ 445,000 $ 192,000
Polk, Oregon 1 $ 1,325,000 $ 1,325,000 $ 480,000
Umatilla, Oregon 1 $ 115,000 $ 115,000 $ 53,000
Beaver, Pennsylvania 1 $ 355,000 $ 355,000 $ 216,000
Delaware, Pennsylvania 1 $ 225,000 $ 225,000 $ 124,000
Erie, Pennsylvania 1 $ 175,000 $ 175,000 $ 77,000
Lehigh, Pennsylvania 1 $ 135,000 $ 135,000 $ 86,000
Mercer, Pennsylvania 1 $ 305,000 $ 305,000 $ 186,000
Anderson, South Carolina 1 $ 525,000 $ 525,000 $ 0
Hamilton, Tennessee 1 $ 135,000 $ 135,000 $ 38,000
Hickman, Tennessee 1 $ 545,000 $ 545,000 $ 384,000
McMinn, Tennessee 1 $ 805,000 $ 805,000 $ 5,000
Smith, Tennessee 1 $ 1,235,000 $ 1,235,000 $ 0
Sumner, Tennessee 1 $ 255,000 $ 255,000 $ 407,000
Williamson, Tennessee 1 $ 455,000 $ 455,000 $ 314,000
Angelina, Texas 1 $ 325,000 $ 325,000 $ 504,000
Austin, Texas 1 $ 155,000 $ 155,000 $ 77,000
Brazoria, Texas 1 $ 145,000 $ 145,000 $ 64,000
Erath, Texas 1 $ 215,000 $ 215,000 $ 195,000
Hidalgo, Texas 1 $ 155,000 $ 155,000 $ 250,000
Johnson, Texas 1 $ 355,000 $ 355,000 $ 216,000
Liberty, Texas 1 $ 175,000 $ 175,000 $ 44,000
McLennan, Texas 1 $ 315,000 $ 315,000 $ 540,000
Midland, Texas 1 $ 235,000 $ 235,000 $ 80,000
Nueces, Texas 1 $ 405,000 $ 405,000 $ 491,000
Parker, Texas 1 $ 275,000 $ 275,000 $ 588,000
Randall, Texas 1 $ 215,000 $ 215,000 $ 61,000
Wilson, Texas 1 $ 305,000 $ 305,000 $ 255,000
Chesapeake, Virginia 1 $ 285,000 $ 285,000 $ 153,000
Chesterfield, Virginia 1 $ 175,000 $ 175,000 $ 93,000
Hampton, Virginia 1 $ 145,000 $ 145,000 $ 93,000
New Kent, Virginia 1 $ 135,000 $ 135,000 $ 147,000
Spotsylvania, Virginia 1 $ 185,000 $ 185,000 $ 50,000
Warren, Virginia 1 $ 205,000 $ 205,000 $ 75,000
York, Virginia 1 $ 125,000 $ 125,000 $ 33,000
Kitsap, Washington 1 $ 355,000 $ 355,000 $ 151,000
Mason, Washington 1 $ 285,000 $ 285,000 $ 230,000
San Juan, Washington 1 $ 385,000 $ 385,000 $ 119,000
Spokane, Washington 1 $ 155,000 $ 155,000 $ 18,000
Milwaukee, Wisconsin 1 $ 215,000 $ 215,000 $ 138,000
Portage, Wisconsin 1 $ 395,000 $ 395,000 $ 780,000
Racine, Wisconsin 1 $ 265,000 $ 265,000 $ 107,000
Waukesha, Wisconsin 1 $ 505,000 $ 505,000 $ 120,000

Mortgage Loan Application Detail Totals for Greenbox Loans in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,385 $628,695,000 $453,000 $3,245,000 $267,000 $6,600,000
Cash-out Refinancing 501 $290,645,000 $580,000 $4,115,000 $395,000 $7,404,000
Refinancing 351 $222,895,000 $635,000 $5,525,000 $317,000 $6,634,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 902 $543,210,000 $602,000 $3,845,000 $389,000 $6,634,000
Hispanic 692 $228,410,000 $330,000 $3,055,000 $185,000 $7,404,000
Not Provided 283 $193,995,000 $685,000 $5,525,000 $364,000 $6,059,000
Black or African American 187 $74,805,000 $400,000 $2,105,000 $258,000 $6,196,000
Asian 143 $86,195,000 $602,000 $4,115,000 $283,000 $6,017,000
American Indian or Alaskan Native 12 $4,320,000 $360,000 $1,045,000 $262,000 $960,000
Native Hawaiian or Other Pacific Islander 12 $7,190,000 $599,000 $1,805,000 $323,000 $1,680,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,231 $1,139,405,000 $510,000 $5,525,000 $304,000 $7,404,000
FHA-insured (Federal Housing Administration) 6 $2,830,000 $471,000 $635,000 $170,000 $562,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 712 $367,910,000 $516,000 $3,505,000 $245,000 $5,940,000
Application Withdrawn By Applicant 576 $330,810,000 $574,000 $5,525,000 $470,000 $7,404,000
Preapproval Approved but not Accepted 413 $191,595,000 $463,000 $3,245,000 $264,000 $6,256,000
Application Denied By Financial Institution 326 $150,660,000 $462,000 $5,395,000 $231,000 $6,634,000
File Closed For Incompleteness 116 $57,020,000 $491,000 $2,505,000 $246,000 $7,404,000
Application Approved But Not Accepted 93 $42,535,000 $457,000 $2,495,000 $223,000 $5,939,000
Preapproval Denied by Financial Institution 1 $1,705,000 $1,705,000 $1,705,000 $102,000 $102,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,910 $989,870,000 $518,000 $5,525,000 $316,000 $7,404,000
Credit Application Incomplete 164 $70,860,000 $432,000 $2,505,000 $247,000 $6,634,000
Debt-To-Income Ratio 58 $24,850,000 $428,000 $1,355,000 $93,000 $410,000
Credit History 43 $22,975,000 $534,000 $5,395,000 $214,000 $1,500,000
Collateral 24 $15,470,000 $644,000 $3,505,000 $597,000 $5,939,000
Unverifiable Information 16 $8,480,000 $530,000 $1,895,000 $211,000 $1,200,000
Employment History 13 $4,315,000 $331,000 $625,000 $125,000 $310,000
Insufficient Cash (Downpayment, Closing Cost) 8 $5,000,000 $625,000 $1,795,000 $41,000 $88,000
Mortgage Insurance Denied 1 $415,000 $415,000 $415,000 $521,000 $521,000
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenbox Loans's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenbox Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List