Greenbox Loans Mortgage Lending & HMDA Data, 2019

In 2019, Greenbox Loans of Los Angeles, CA reported 2,892 mortgage applications totaling $1.4 billion, up 27% from 2018. The average application was for $475,739, and applicants reported an average income of $219,246. 30% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (423), Houston-The Woodlands-Sugar Land, TX (126) and Riverside-San Bernardino-Ontario, CA (124) (applications in parentheses).

Mortgage Company & Address Greenbox Loans
3250 Wilshire Blvd., Suite 1900
Los Angeles, CA 90010
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 2,892
Total Mortgage Loan Application Amount $1,375,840,000
Average Mortgage Loan Application Amount $475,739
Highest Mortgage Loan Application Amount $8,825,000
Average Applicant Income $219,246
Highest Applicant Income $6,319,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenbox Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the California Lender List

Mortgage Loan Application Detail Totals for Greenbox Loans in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,474 $576,660,000 $391,000 $5,205,000 $171,000 $6,000,000
Cash-out Refinancing 1,033 $550,415,000 $532,000 $5,205,000 $278,000 $6,319,000
Refinancing 384 $245,800,000 $640,000 $8,825,000 $245,000 $5,955,000
Other Purpose 1 $2,965,000 $2,965,000 $2,965,000 $753,000 $753,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,061 $604,345,000 $569,000 $5,205,000 $256,000 $6,000,000
Hispanic 897 $279,275,000 $311,000 $5,205,000 $127,000 $3,000,000
Not Provided 438 $235,560,000 $537,000 $5,205,000 $344,000 $6,319,000
Black or African American 241 $102,275,000 $424,000 $3,005,000 $157,000 $2,857,000
Asian 234 $138,240,000 $590,000 $8,825,000 $242,000 $2,892,000
Native Hawaiian or Other Pacific Islander 7 $5,955,000 $850,000 $3,275,000 $172,000 $365,000
American Indian or Alaskan Native 6 $7,010,000 $1,168,000 $4,505,000 $145,000 $287,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,873 $1,370,165,000 $476,000 $8,825,000 $220,000 $6,319,000
FHA-insured (Federal Housing Administration) 18 $5,470,000 $303,000 $675,000 $103,000 $562,000
VA-guaranteed (Veterans Administration) 1 $205,000 $205,000 $205,000 $72,000 $72,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 861 $393,825,000 $457,000 $5,205,000 $240,000 $6,319,000
Application Withdrawn By Applicant 764 $385,320,000 $504,000 $5,205,000 $231,000 $3,000,000
Application Approved But Not Accepted 531 $253,855,000 $478,000 $8,825,000 $198,000 $5,950,000
Application Denied By Financial Institution 328 $162,690,000 $496,000 $3,505,000 $208,000 $6,215,000
File Closed For Incompleteness 207 $109,485,000 $528,000 $3,715,000 $193,000 $2,400,000
Preapproval Approved but not Accepted 201 $70,665,000 $351,000 $2,585,000 $186,000 $6,000,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,564 $1,213,150,000 $473,000 $8,825,000 $221,000 $6,319,000
Collateral 95 $53,045,000 $558,000 $3,505,000 $321,000 $6,215,000
Debt-To-Income Ratio 94 $40,250,000 $428,000 $1,505,000 $92,000 $410,000
Credit History 50 $21,590,000 $431,000 $1,705,000 $191,000 $624,000
Unverifiable Information 36 $22,540,000 $626,000 $3,275,000 $276,000 $2,332,000
Insufficient Cash (Downpayment, Closing Cost) 32 $10,400,000 $325,000 $1,355,000 $165,000 $977,000
Credit Application Incomplete 13 $10,855,000 $835,000 $3,005,000 $210,000 $994,000
Employment History 7 $3,605,000 $515,000 $1,575,000 $175,000 $391,000
Other 1 $405,000 $405,000 $405,000 $290,000 $290,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenbox Loans's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenbox Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List