Greenlight Financial Services Mortgage Lending & HMDA Data, 2003

In 2003, Greenlight Financial Services of Irvine, CA reported 55,797 mortgage applications totaling $9.4 billion. The average application was for $168,812, and applicants reported an average income of $77,435. 46% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Los Angeles-Long Beach, CA (14,112), Riverside-San Bernardino, CA (9,951) and Orange County, CA (6,495) (applications in parentheses).

Mortgage Company & Address Greenlight Financial Services
18200 Von Karman Ste #300
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 55,797
Total Mortgage Loan Application Amount $9,419,253,000
Average Mortgage Loan Application Amount $168,812
Highest Mortgage Loan Application Amount $1,175,000
Average Applicant Income $77,435
Highest Applicant Income $7,488,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenlight Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenlight Financial Services by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 14,112 $ 2,590,729,000 $ 183,583 $ 81,000
Orange, California 6,495 $ 1,357,310,000 $ 208,977 $ 77,000
Riverside, California 5,000 $ 814,257,000 $ 162,851 $ 75,000
San Bernardino, California 4,951 $ 755,348,000 $ 152,564 $ 70,000
San Diego, California 3,042 $ 590,814,000 $ 194,218 $ 80,000
Ventura, California 1,564 $ 318,688,000 $ 203,764 $ 117,000
Maricopa, Arizona 1,367 $ 171,735,000 $ 125,629 $ 62,000
Sacramento, California 1,216 $ 194,161,000 $ 159,671 $ 97,000
Contra Costa, California 691 $ 135,571,000 $ 196,195 $ 80,000
King, Washington 654 $ 111,928,000 $ 171,143 $ 69,000
Alameda, California 566 $ 117,375,000 $ 207,376 $ 77,000
Solano, California 457 $ 84,608,000 $ 185,137 $ 79,000
Pierce, Washington 446 $ 63,593,000 $ 142,585 $ 73,000
San Joaquin, California 438 $ 70,112,000 $ 160,073 $ 64,000
Kern, California 421 $ 48,857,000 $ 116,049 $ 71,000
Santa Clara, California 396 $ 87,573,000 $ 221,143 $ 79,000
Snohomish, Washington 390 $ 64,935,000 $ 166,500 $ 72,000
Placer, California 328 $ 64,240,000 $ 195,853 $ 86,000
San Mateo, California 290 $ 65,441,000 $ 225,658 $ 99,000
Stanislaus, California 269 $ 38,116,000 $ 141,695 $ 60,000
Broward, Florida 254 $ 34,458,000 $ 135,661 $ 67,000
El Dorado, California 226 $ 38,920,000 $ 172,212 $ 78,000
Sonoma, California 210 $ 41,494,000 $ 197,590 $ 191,000
Palm Beach, Florida 196 $ 25,778,000 $ 131,520 $ 75,000
Miami-Dade, Florida 188 $ 23,091,000 $ 122,824 $ 56,000
Orange, Florida 166 $ 20,109,000 $ 121,138 $ 63,000
Mohave, Arizona 163 $ 19,149,000 $ 117,478 $ 84,000
Harris, Texas 159 $ 17,899,000 $ 112,572 $ 90,000
Kitsap, Washington 149 $ 18,909,000 $ 126,906 $ 62,000
Fresno, California 145 $ 21,295,000 $ 146,862 $ 75,000
Ocean, New Jersey 132 $ 18,957,000 $ 143,613 $ 67,000
San Francisco, California 126 $ 28,083,000 $ 222,880 $ 79,000
Santa Barbara, California 125 $ 25,387,000 $ 203,096 $ 82,000
Honolulu, Hawaii 125 $ 24,776,000 $ 198,208 $ 78,000
Yolo, California 119 $ 20,629,000 $ 173,352 $ 65,000
Thurston, Washington 115 $ 15,736,000 $ 136,834 $ 70,000
Pima, Arizona 107 $ 13,305,000 $ 124,345 $ 49,000
Brevard, Florida 104 $ 11,928,000 $ 114,692 $ 60,000
Middlesex, New Jersey 103 $ 16,670,000 $ 161,844 $ 83,000
Yavapai, Arizona 102 $ 13,933,000 $ 136,598 $ 64,000
San Luis Obispo, California 100 $ 19,663,000 $ 196,630 $ 122,000
Nevada, California 93 $ 17,153,000 $ 184,440 $ 81,000
Pinal, Arizona 88 $ 8,751,000 $ 99,443 $ 53,000
Philadelphia, Pennsylvania 87 $ 5,798,000 $ 66,643 $ 41,000
Tuolumne, California 84 $ 13,237,000 $ 157,583 $ 70,000
Napa, California 82 $ 17,702,000 $ 215,878 $ 103,000
Pinellas, Florida 82 $ 10,708,000 $ 130,585 $ 100,000
Volusia, Florida 81 $ 8,233,000 $ 101,641 $ 55,000
Dallas, Texas 81 $ 10,615,000 $ 131,049 $ 79,000
Duval, Florida 80 $ 9,635,000 $ 120,437 $ 56,000
Seminole, Florida 80 $ 11,511,000 $ 143,887 $ 74,000
Monmouth, New Jersey 79 $ 13,453,000 $ 170,291 $ 78,000
Tarrant, Texas 79 $ 9,068,000 $ 114,784 $ 95,000
Marin, California 78 $ 17,711,000 $ 227,064 $ 104,000
Hillsborough, Florida 78 $ 9,195,000 $ 117,884 $ 67,000
Somerset, New Jersey 78 $ 15,088,000 $ 193,435 $ 103,000
Calaveras, California 77 $ 11,969,000 $ 155,441 $ 71,000
Sutter, California 74 $ 10,337,000 $ 139,689 $ 66,000
Lake, California 71 $ 9,666,000 $ 136,140 $ 67,000
Monterey, California 71 $ 15,245,000 $ 214,718 $ 82,000
Butte, California 68 $ 9,333,000 $ 137,250 $ 78,000
Burlington, New Jersey 64 $ 8,172,000 $ 127,687 $ 69,000
Amador, California 63 $ 10,239,000 $ 162,523 $ 72,000
Middlesex, Massachusetts 58 $ 8,972,000 $ 154,689 $ 61,000
Imperial, California 57 $ 6,944,000 $ 121,824 $ 96,000
Mendocino, California 57 $ 8,989,000 $ 157,701 $ 68,000
Tulare, California 54 $ 7,011,000 $ 129,833 $ 80,000
Merced, California 53 $ 7,330,000 $ 138,301 $ 63,000
Shasta, California 53 $ 7,934,000 $ 149,698 $ 89,000
New Castle, Delaware 53 $ 6,347,000 $ 119,754 $ 70,000
Santa Cruz, California 52 $ 11,537,000 $ 221,865 $ 79,000
El Paso, Colorado 51 $ 7,766,000 $ 152,274 $ 60,000
Lee, Florida 51 $ 6,438,000 $ 126,235 $ 59,000
Union, New Jersey 51 $ 9,282,000 $ 182,000 $ 93,000
Island, Washington 51 $ 7,423,000 $ 145,549 $ 68,000
Essex, New Jersey 49 $ 7,982,000 $ 162,897 $ 76,000
Montgomery, Pennsylvania 49 $ 6,210,000 $ 126,734 $ 67,000
Bergen, New Jersey 48 $ 10,314,000 $ 214,875 $ 115,000
St. Lucie, Florida 47 $ 4,993,000 $ 106,234 $ 63,000
Camden, New Jersey 47 $ 5,254,000 $ 111,787 $ 101,000
Bexar, Texas 47 $ 5,676,000 $ 120,765 $ 115,000
Atlantic, New Jersey 44 $ 4,788,000 $ 108,818 $ 65,000
Gloucester, New Jersey 44 $ 4,841,000 $ 110,022 $ 71,000
Grays Harbor, Washington 44 $ 4,575,000 $ 103,977 $ 55,000
Collin, Texas 43 $ 6,480,000 $ 150,697 $ 96,000
Bernalillo, New Mexico 42 $ 5,019,000 $ 119,500 $ 68,000
Gwinnett, Georgia 41 $ 4,952,000 $ 120,780 $ 66,000
Skagit, Washington 41 $ 5,845,000 $ 142,560 $ 61,000
Yuba, California 40 $ 4,949,000 $ 123,725 $ 60,000
Morris, New Jersey 40 $ 8,696,000 $ 217,400 $ 125,000
Fairfield, Connecticut 39 $ 7,740,000 $ 198,461 $ 78,000
Collier, Florida 39 $ 5,602,000 $ 143,641 $ 97,000
Lake, Florida 39 $ 4,516,000 $ 115,794 $ 50,000
Osceola, Florida 39 $ 4,964,000 $ 127,282 $ 55,000
Sarasota, Florida 39 $ 5,544,000 $ 142,153 $ 48,000
Hawaii, Hawaii 39 $ 6,326,000 $ 162,205 $ 94,000
Shelby, Tennessee 39 $ 5,148,000 $ 132,000 $ 104,000
Mason, Washington 38 $ 5,008,000 $ 131,789 $ 60,000
Coconino, Arizona 37 $ 5,915,000 $ 159,864 $ 84,000
Oklahoma, Oklahoma 37 $ 3,163,000 $ 85,486 $ 58,000
Hartford, Connecticut 36 $ 4,737,000 $ 131,583 $ 79,000
Baltimore, Maryland 36 $ 3,166,000 $ 87,944 $ 79,000
Whatcom, Washington 36 $ 5,304,000 $ 147,333 $ 57,000
Escambia, Florida 35 $ 3,820,000 $ 109,142 $ 57,000
Marion, Florida 35 $ 3,356,000 $ 95,885 $ 61,000
Hennepin, Minnesota 34 $ 4,338,000 $ 127,588 $ 71,000
Yuma, Arizona 33 $ 3,242,000 $ 98,242 $ 65,000
New Haven, Connecticut 33 $ 3,972,000 $ 120,363 $ 63,000
Okaloosa, Florida 33 $ 4,220,000 $ 127,878 $ 73,000
Santa Rosa, Florida 33 $ 4,371,000 $ 132,454 $ 72,000
Martin, Florida 32 $ 4,416,000 $ 138,000 $ 52,000
Montgomery, Maryland 32 $ 5,591,000 $ 174,718 $ 91,000
Deschutes, Oregon 32 $ 4,862,000 $ 151,937 $ 53,000
Fort Bend, Texas 32 $ 5,087,000 $ 158,968 $ 87,000
Humboldt, California 31 $ 5,278,000 $ 170,258 $ 63,000
Pasco, Florida 31 $ 3,213,000 $ 103,645 $ 55,000
Maui, Hawaii 31 $ 6,704,000 $ 216,258 $ 126,000
Bucks, Pennsylvania 31 $ 4,924,000 $ 158,838 $ 77,000
Clark, Washington 31 $ 3,789,000 $ 122,225 $ 73,000
Siskiyou, California 30 $ 3,746,000 $ 124,866 $ 68,000
Manatee, Florida 30 $ 4,599,000 $ 153,300 $ 72,000
Polk, Florida 30 $ 2,638,000 $ 87,933 $ 63,000
Tulsa, Oklahoma 30 $ 3,574,000 $ 119,133 $ 93,000
Denton, Texas 30 $ 4,132,000 $ 137,733 $ 76,000
Navajo, Arizona 29 $ 3,186,000 $ 109,862 $ 54,000
Prince George's, Maryland 29 $ 3,856,000 $ 132,965 $ 72,000
Mercer, New Jersey 29 $ 5,151,000 $ 177,620 $ 98,000
Washington, Oregon 29 $ 4,275,000 $ 147,413 $ 80,000
Delaware, Pennsylvania 29 $ 3,269,000 $ 112,724 $ 63,000
Mono, California 28 $ 4,936,000 $ 176,285 $ 138,000
Cobb, Georgia 28 $ 3,252,000 $ 116,142 $ 62,000
DeKalb, Georgia 28 $ 3,296,000 $ 117,714 $ 99,000
St. Louis, Missouri 28 $ 3,274,000 $ 116,928 $ 64,000
Chester, Pennsylvania 28 $ 4,014,000 $ 143,357 $ 108,000
Clallam, Washington 28 $ 2,972,000 $ 106,142 $ 61,000
Clay, Florida 26 $ 2,988,000 $ 114,923 $ 88,000
Fulton, Georgia 26 $ 3,565,000 $ 137,115 $ 61,000
Bristol, Massachusetts 26 $ 4,154,000 $ 159,769 $ 74,000
Wake, North Carolina 26 $ 2,997,000 $ 115,269 $ 57,000
Montgomery, Texas 26 $ 3,206,000 $ 123,307 $ 88,000
Travis, Texas 26 $ 3,526,000 $ 135,615 $ 67,000
Spokane, Washington 26 $ 3,014,000 $ 115,923 $ 55,000
Kauai, Hawaii 25 $ 4,434,000 $ 177,360 $ 68,000
Salt Lake, Utah 25 $ 3,341,000 $ 133,640 $ 77,000
Jefferson, Colorado 24 $ 4,309,000 $ 179,541 $ 89,000
Leon, Florida 24 $ 2,754,000 $ 114,750 $ 68,000
Norfolk, Massachusetts 24 $ 3,966,000 $ 165,250 $ 76,000
Worcester, Massachusetts 24 $ 2,997,000 $ 124,875 $ 65,000
Dona Ana, New Mexico 24 $ 2,443,000 $ 101,791 $ 60,000
Kings, California 23 $ 2,527,000 $ 109,869 $ 101,000
Madera, California 23 $ 3,128,000 $ 136,000 $ 67,000
Anne Arundel, Maryland 23 $ 3,125,000 $ 135,869 $ 79,000
Essex, Massachusetts 23 $ 4,219,000 $ 183,434 $ 80,000
Lane, Oregon 23 $ 2,753,000 $ 119,695 $ 70,000
El Paso, Texas 23 $ 2,482,000 $ 107,913 $ 83,000
Williamson, Texas 23 $ 3,168,000 $ 137,739 $ 93,000
Anchorage, Alaska 22 $ 3,579,000 $ 162,681 $ 102,000
Gila, Arizona 22 $ 2,726,000 $ 123,909 $ 58,000
Arapahoe, Colorado 22 $ 3,152,000 $ 143,272 $ 74,000
Charlotte, Florida 22 $ 2,493,000 $ 113,318 $ 48,000
Plymouth, Massachusetts 22 $ 3,502,000 $ 159,181 $ 70,000
Sussex, New Jersey 22 $ 2,897,000 $ 131,681 $ 71,000
Josephine, Oregon 22 $ 3,144,000 $ 142,909 $ 64,000
Knox, Tennessee 22 $ 2,769,000 $ 125,863 $ 74,000
Galveston, Texas 22 $ 2,447,000 $ 111,227 $ 77,000
Lewis, Washington 22 $ 2,266,000 $ 103,000 $ 64,000
Cochise, Arizona 21 $ 2,265,000 $ 107,857 $ 63,000
Hudson, New Jersey 21 $ 3,380,000 $ 160,952 $ 73,000
Passaic, New Jersey 21 $ 3,509,000 $ 167,095 $ 82,000
Davidson, Tennessee 21 $ 2,757,000 $ 131,285 $ 53,000
Douglas, Colorado 20 $ 3,430,000 $ 171,500 $ 92,000
Monroe, Florida 20 $ 4,134,000 $ 206,700 $ 105,000
St. Johns, Florida 20 $ 3,140,000 $ 157,000 $ 87,000
Cape May, New Jersey 20 $ 2,676,000 $ 133,800 $ 99,000
Multnomah, Oregon 20 $ 3,324,000 $ 166,200 $ 91,000
Chelan, Washington 20 $ 2,522,000 $ 126,100 $ 50,000
Yakima, Washington 20 $ 2,570,000 $ 128,500 $ 70,000
Pulaski, Arkansas 19 $ 1,981,000 $ 104,263 $ 79,000
Plumas, California 19 $ 2,557,000 $ 134,578 $ 64,000
Adams, Colorado 19 $ 2,603,000 $ 137,000 $ 65,000
Hernando, Florida 19 $ 2,103,000 $ 110,684 $ 62,000
Hampden, Massachusetts 19 $ 1,494,000 $ 78,631 $ 51,000
Providence, Rhode Island 19 $ 2,019,000 $ 106,263 $ 53,000
Bell, Texas 19 $ 1,866,000 $ 98,210 $ 59,000
Jefferson, Alabama 18 $ 1,208,000 $ 67,111 $ 66,000
Flagler, Florida 18 $ 2,410,000 $ 133,888 $ 64,000
Dakota, Minnesota 18 $ 2,234,000 $ 124,111 $ 55,000
Hunterdon, New Jersey 18 $ 2,843,000 $ 157,944 $ 76,000
Clackamas, Oregon 18 $ 3,049,000 $ 169,388 $ 76,000
Jackson, Oregon 18 $ 2,512,000 $ 139,555 $ 60,000
Kittitas, Washington 18 $ 2,347,000 $ 130,388 $ 43,000
Ada, Idaho 17 $ 2,180,000 $ 128,235 $ 70,000
Kootenai, Idaho 17 $ 2,062,000 $ 121,294 $ 77,000
Johnson, Kansas 17 $ 2,639,000 $ 155,235 $ 82,000
York, Maine 17 $ 1,884,000 $ 110,823 $ 70,000
Douglas, Nebraska 17 $ 1,183,000 $ 69,588 $ 59,000
San Juan, New Mexico 17 $ 2,094,000 $ 123,176 $ 73,000
Cook, Illinois 16 $ 2,351,000 $ 146,937 $ 63,000
Jackson, Missouri 16 $ 1,669,000 $ 104,312 $ 55,000
Jefferson, Washington 16 $ 2,762,000 $ 172,625 $ 89,000
Citrus, Florida 15 $ 2,144,000 $ 142,933 $ 76,000
Henry, Georgia 15 $ 1,709,000 $ 113,933 $ 47,000
Jefferson, Kentucky 15 $ 1,387,000 $ 92,466 $ 66,000
Warren, New Jersey 15 $ 2,282,000 $ 152,133 $ 73,000
La Paz, Arizona 14 $ 1,910,000 $ 136,428 $ 96,000
Middlesex, Connecticut 14 $ 1,782,000 $ 127,285 $ 74,000
Santa Fe, New Mexico 14 $ 2,022,000 $ 144,428 $ 75,000
Guilford, North Carolina 14 $ 1,545,000 $ 110,357 $ 63,000
Marion, Oregon 14 $ 1,933,000 $ 138,071 $ 72,000
Hidalgo, Texas 14 $ 1,009,000 $ 72,071 $ 63,000
Washington, Arkansas 13 $ 1,263,000 $ 97,153 $ 60,000
Colusa, California 13 $ 2,031,000 $ 156,230 $ 62,000
Alachua, Florida 13 $ 1,195,000 $ 91,923 $ 69,000
Baltimore City, Maryland 13 $ 768,000 $ 59,076 $ 38,000
Ravalli, Montana 13 $ 2,170,000 $ 166,923 $ 62,000
Cumberland, North Carolina 13 $ 1,027,000 $ 79,000 $ 54,000
Douglas, Oregon 13 $ 1,459,000 $ 112,230 $ 55,000
Berks, Pennsylvania 13 $ 1,223,000 $ 94,076 $ 57,000
Horry, South Carolina 13 $ 1,479,000 $ 113,769 $ 206,000
Inyo, California 12 $ 2,466,000 $ 205,500 $ 89,000
San Benito, California 12 $ 2,831,000 $ 235,916 $ 91,000
Tehama, California 12 $ 1,494,000 $ 124,500 $ 78,000
Trinity, California 12 $ 1,474,000 $ 122,833 $ 67,000
New London, Connecticut 12 $ 1,727,000 $ 143,916 $ 62,000
Polk, Iowa 12 $ 1,036,000 $ 86,333 $ 71,000
Sedgwick, Kansas 12 $ 987,000 $ 82,250 $ 46,000
Anoka, Minnesota 12 $ 1,487,000 $ 123,916 $ 74,000
St. Charles, Missouri 12 $ 1,440,000 $ 120,000 $ 48,000
Cumberland, New Jersey 12 $ 1,114,000 $ 92,833 $ 55,000
Cleveland, Oklahoma 12 $ 1,366,000 $ 113,833 $ 64,000
Allegheny, Pennsylvania 12 $ 511,000 $ 42,583 $ 45,000
Nueces, Texas 12 $ 1,076,000 $ 89,666 $ 55,000
Taylor, Texas 12 $ 1,138,000 $ 94,833 $ 80,000
Utah, Utah 12 $ 1,856,000 $ 154,666 $ 140,000
Sierra, California 11 $ 1,858,000 $ 168,909 $ 62,000
Sussex, Delaware 11 $ 1,165,000 $ 105,909 $ 44,000
Bay, Florida 11 $ 1,407,000 $ 127,909 $ 70,000
Indian River, Florida 11 $ 2,677,000 $ 243,363 $ 80,000
Sumter, Florida 11 $ 1,528,000 $ 138,909 $ 57,000
Marion, Indiana 11 $ 1,265,000 $ 115,000 $ 58,000
Linn, Iowa 11 $ 1,044,000 $ 94,909 $ 57,000
Cumberland, Maine 11 $ 1,422,000 $ 129,272 $ 55,000
Barnstable, Massachusetts 11 $ 1,692,000 $ 153,818 $ 66,000
Ramsey, Minnesota 11 $ 2,118,000 $ 192,545 $ 83,000
Yellowstone, Montana 11 $ 1,144,000 $ 104,000 $ 53,000
Taos, New Mexico 11 $ 1,775,000 $ 161,363 $ 73,000
Lehigh, Pennsylvania 11 $ 937,000 $ 85,181 $ 33,000
Northampton, Pennsylvania 11 $ 992,000 $ 90,181 $ 52,000
Sullivan, Tennessee 11 $ 781,000 $ 71,000 $ 48,000
Baldwin, Alabama 10 $ 1,117,000 $ 111,700 $ 55,000
Graham, Arizona 10 $ 733,000 $ 73,300 $ 41,000
Santa Cruz, Arizona 10 $ 796,000 $ 79,600 $ 38,000
Saline, Arkansas 10 $ 1,374,000 $ 137,400 $ 90,000
Denver, Colorado 10 $ 1,241,000 $ 124,100 $ 58,000
Fremont, Colorado 10 $ 1,145,000 $ 114,500 $ 66,000
Fayette, Kentucky 10 $ 1,151,000 $ 115,100 $ 72,000
Howard, Maryland 10 $ 2,091,000 $ 209,100 $ 89,000
Washington, Minnesota 10 $ 1,314,000 $ 131,400 $ 60,000
Greene, Missouri 10 $ 719,000 $ 71,900 $ 77,000
Otero, New Mexico 10 $ 1,310,000 $ 131,000 $ 75,000
Mecklenburg, North Carolina 10 $ 1,273,000 $ 127,300 $ 63,000
Monroe, Pennsylvania 10 $ 741,000 $ 74,100 $ 65,000
Blount, Tennessee 10 $ 1,280,000 $ 128,000 $ 64,000
Hamilton, Tennessee 10 $ 997,000 $ 99,700 $ 56,000
Brazoria, Texas 10 $ 1,078,000 $ 107,800 $ 98,000
Cameron, Texas 10 $ 1,161,000 $ 116,100 $ 56,000
Hays, Texas 10 $ 1,237,000 $ 123,700 $ 56,000
Benton, Washington 10 $ 1,115,000 $ 111,500 $ 67,000
Milwaukee, Wisconsin 10 $ 628,000 $ 62,800 $ 72,000
Madison, Alabama 9 $ 472,000 $ 52,444 $ 46,000
Montgomery, Alabama 9 $ 717,000 $ 79,666 $ 42,000
Faulkner, Arkansas 9 $ 657,000 $ 73,000 $ 67,000
Larimer, Colorado 9 $ 1,261,000 $ 140,111 $ 53,000
Weld, Colorado 9 $ 918,000 $ 102,000 $ 50,000
Kent, Delaware 9 $ 1,127,000 $ 125,222 $ 54,000
Highlands, Florida 9 $ 715,000 $ 79,444 $ 44,000
Nassau, Florida 9 $ 1,105,000 $ 122,777 $ 88,000
Forsyth, Georgia 9 $ 1,268,000 $ 140,888 $ 72,000
Bonner, Idaho 9 $ 1,135,000 $ 126,111 $ 51,000
Canyon, Idaho 9 $ 557,000 $ 61,888 $ 49,000
Lake, Indiana 9 $ 999,000 $ 111,000 $ 61,000
St. Mary's, Maryland 9 $ 1,155,000 $ 128,333 $ 66,000
Suffolk, Massachusetts 9 $ 1,654,000 $ 183,777 $ 66,000
Scott, Minnesota 9 $ 1,562,000 $ 173,555 $ 77,000
Jefferson, Missouri 9 $ 884,000 $ 98,222 $ 61,000
Park, Montana 9 $ 1,047,000 $ 116,333 $ 101,000
Jefferson, Texas 9 $ 676,000 $ 75,111 $ 56,000
Smith, Texas 9 $ 1,251,000 $ 139,000 $ 89,000
San Juan, Washington 9 $ 1,370,000 $ 152,222 $ 55,000
Stevens, Washington 9 $ 740,000 $ 82,222 $ 47,000
Benton, Arkansas 8 $ 581,000 $ 72,625 $ 42,000
Garland, Arkansas 8 $ 1,088,000 $ 136,000 $ 77,000
Litchfield, Connecticut 8 $ 1,573,000 $ 196,625 $ 103,000
Cherokee, Georgia 8 $ 956,000 $ 119,500 $ 65,000
Clayton, Georgia 8 $ 670,000 $ 83,750 $ 49,000
Paulding, Georgia 8 $ 955,000 $ 119,375 $ 61,000
Allen, Indiana 8 $ 899,000 $ 112,375 $ 68,000
Story, Iowa 8 $ 1,162,000 $ 145,250 $ 72,000
Kennebec, Maine 8 $ 580,000 $ 72,500 $ 46,000
St. Louis City, Missouri 8 $ 365,000 $ 45,625 $ 54,000
Comanche, Oklahoma 8 $ 411,000 $ 51,375 $ 52,000
Jackson, Oklahoma 8 $ 911,000 $ 113,875 $ 128,000
Rogers, Oklahoma 8 $ 1,158,000 $ 144,750 $ 78,000
Lincoln, Oregon 8 $ 992,000 $ 124,000 $ 56,000
Lancaster, Pennsylvania 8 $ 517,000 $ 64,625 $ 31,000
Lexington, South Carolina 8 $ 908,000 $ 113,500 $ 65,000
York, South Carolina 8 $ 1,011,000 $ 126,375 $ 71,000
Montgomery, Tennessee 8 $ 787,000 $ 98,375 $ 60,000
Williamson, Tennessee 8 $ 1,595,000 $ 199,375 $ 117,000
Henderson, Texas 8 $ 723,000 $ 90,375 $ 71,000
Rockwall, Texas 8 $ 1,620,000 $ 202,500 $ 114,000
Davis, Utah 8 $ 971,000 $ 121,375 $ 69,000
Washington, Utah 8 $ 927,000 $ 115,875 $ 104,000
Douglas, Washington 8 $ 1,111,000 $ 138,875 $ 65,000
Grant, Washington 8 $ 952,000 $ 119,000 $ 59,000
Mobile, Alabama 7 $ 499,000 $ 71,285 $ 50,000
Glenn, California 7 $ 753,000 $ 107,571 $ 55,000
Mariposa, California 7 $ 1,052,000 $ 150,285 $ 72,000
Pueblo, Colorado 7 $ 903,000 $ 129,000 $ 59,000
Putnam, Florida 7 $ 603,000 $ 86,142 $ 57,000
Chatham, Georgia 7 $ 977,000 $ 139,571 $ 91,000
Shawnee, Kansas 7 $ 546,000 $ 78,000 $ 50,000
Jefferson, Louisiana 7 $ 366,000 $ 52,285 $ 29,000
Washington, Maryland 7 $ 440,000 $ 62,857 $ 33,000
Olmsted, Minnesota 7 $ 815,000 $ 116,428 $ 40,000
Clay, Missouri 7 $ 921,000 $ 131,571 $ 53,000
Flathead, Montana 7 $ 1,274,000 $ 182,000 $ 76,000
Sandoval, New Mexico 7 $ 928,000 $ 132,571 $ 75,000
Valencia, New Mexico 7 $ 679,000 $ 97,000 $ 59,000
Cabarrus, North Carolina 7 $ 679,000 $ 97,000 $ 108,000
Durham, North Carolina 7 $ 658,000 $ 94,000 $ 49,000
Payne, Oklahoma 7 $ 610,000 $ 87,142 $ 50,000
Sevier, Tennessee 7 $ 935,000 $ 133,571 $ 79,000
Lubbock, Texas 7 $ 741,000 $ 105,857 $ 80,000
McLennan, Texas 7 $ 540,000 $ 77,142 $ 61,000
Parker, Texas 7 $ 521,000 $ 74,428 $ 63,000
Prince William, Virginia 7 $ 687,000 $ 98,142 $ 188,000
Walla Walla, Washington 7 $ 676,000 $ 96,571 $ 58,000
Lassen, California 6 $ 996,000 $ 166,000 $ 80,000
Boulder, Colorado 6 $ 1,156,000 $ 192,666 $ 105,000
Okeechobee, Florida 6 $ 489,000 $ 81,500 $ 35,000
Bartow, Georgia 6 $ 649,000 $ 108,166 $ 46,000
Carroll, Georgia 6 $ 649,000 $ 108,166 $ 56,000
Fremont, Idaho 6 $ 641,000 $ 106,833 $ 41,000
East Baton Rouge, Louisiana 6 $ 368,000 $ 61,333 $ 207,000
Charles, Maryland 6 $ 913,000 $ 152,166 $ 92,000
Carlton, Minnesota 6 $ 851,000 $ 141,833 $ 53,000
Buchanan, Missouri 6 $ 314,000 $ 52,333 $ 36,000
Newton, Missouri 6 $ 650,000 $ 108,333 $ 52,000
Missoula, Montana 6 $ 759,000 $ 126,500 $ 60,000
Buncombe, North Carolina 6 $ 716,000 $ 119,333 $ 54,000
Davidson, North Carolina 6 $ 713,000 $ 118,833 $ 127,000
McDowell, North Carolina 6 $ 550,000 $ 91,666 $ 64,000
Pittsburg, Oklahoma 6 $ 447,000 $ 74,500 $ 60,000
Klamath, Oregon 6 $ 571,000 $ 95,166 $ 49,000
Greenville, South Carolina 6 $ 358,000 $ 59,666 $ 48,000
Spartanburg, South Carolina 6 $ 359,000 $ 59,833 $ 47,000
Carroll, Tennessee 6 $ 533,000 $ 88,833 $ 59,000
Hawkins, Tennessee 6 $ 532,000 $ 88,666 $ 47,000
Maury, Tennessee 6 $ 607,000 $ 101,166 $ 48,000
Comal, Texas 6 $ 1,068,000 $ 178,000 $ 99,000
Ellis, Texas 6 $ 428,000 $ 71,333 $ 52,000
Guadalupe, Texas 6 $ 777,000 $ 129,500 $ 66,000
Cowlitz, Washington 6 $ 590,000 $ 98,333 $ 39,000
Klickitat, Washington 6 $ 859,000 $ 143,166 $ 81,000
Pacific, Washington 6 $ 495,000 $ 82,500 $ 53,000
Lee, Alabama 5 $ 337,000 $ 67,400 $ 33,000
Marshall, Alabama 5 $ 466,000 $ 93,200 $ 49,000
Fairbanks North Star, Alaska 5 $ 798,000 $ 159,600 $ 75,000
Chaffee, Colorado 5 $ 908,000 $ 181,600 $ 98,000
La Plata, Colorado 5 $ 940,000 $ 188,000 $ 52,000
Summit, Colorado 5 $ 945,000 $ 189,000 $ 77,000
Gadsden, Florida 5 $ 373,000 $ 74,600 $ 101,000
Walton, Florida 5 $ 811,000 $ 162,200 $ 54,000
Columbia, Georgia 5 $ 597,000 $ 119,400 $ 66,000
Douglas, Georgia 5 $ 458,000 $ 91,600 $ 57,000
Fayette, Georgia 5 $ 813,000 $ 162,600 $ 97,000
Houston, Georgia 5 $ 363,000 $ 72,600 $ 57,000
Richmond, Georgia 5 $ 330,000 $ 66,000 $ 37,000
Bannock, Idaho 5 $ 598,000 $ 119,600 $ 75,000
Blaine, Idaho 5 $ 570,000 $ 114,000 $ 126,000
Howard, Indiana 5 $ 500,000 $ 100,000 $ 77,000
Porter, Indiana 5 $ 575,000 $ 115,000 $ 61,000
St. Joseph, Indiana 5 $ 373,000 $ 74,600 $ 45,000
Iowa, Iowa 5 $ 675,000 $ 135,000 $ 50,000
Anderson, Kansas 5 $ 484,000 $ 96,800 $ 73,000
Riley, Kansas 5 $ 540,000 $ 108,000 $ 45,000
McCracken, Kentucky 5 $ 376,000 $ 75,200 $ 72,000
Carroll, Maryland 5 $ 619,000 $ 123,800 $ 91,000
Frederick, Maryland 5 $ 594,000 $ 118,800 $ 234,000
Harford, Maryland 5 $ 246,000 $ 49,200 $ 40,000
Sherburne, Minnesota 5 $ 547,000 $ 109,400 $ 57,000
Johnson, Missouri 5 $ 674,000 $ 134,800 $ 46,000
Lincoln, Montana 5 $ 608,000 $ 121,600 $ 45,000
Salem, New Jersey 5 $ 301,000 $ 60,200 $ 43,000
Eddy, New Mexico 5 $ 356,000 $ 71,200 $ 69,000
Cleveland, North Carolina 5 $ 309,000 $ 61,800 $ 38,000
Dare, North Carolina 5 $ 588,000 $ 117,600 $ 54,000
Forsyth, North Carolina 5 $ 608,000 $ 121,600 $ 50,000
Halifax, North Carolina 5 $ 225,000 $ 45,000 $ 28,000
Beaver, Pennsylvania 5 $ 532,000 $ 106,400 $ 51,000
Lebanon, Pennsylvania 5 $ 346,000 $ 69,200 $ 41,000
Lycoming, Pennsylvania 5 $ 476,000 $ 95,200 $ 46,000
York, Pennsylvania 5 $ 160,000 $ 32,000 $ 34,000
Anderson, South Carolina 5 $ 653,000 $ 130,600 $ 51,000
Beaufort, South Carolina 5 $ 1,141,000 $ 228,200 $ 93,000
Charleston, South Carolina 5 $ 509,000 $ 101,800 $ 40,000
Franklin, Tennessee 5 $ 385,000 $ 77,000 $ 34,000
Sumner, Tennessee 5 $ 556,000 $ 111,200 $ 59,000
Atascosa, Texas 5 $ 466,000 $ 93,200 $ 113,000
Bastrop, Texas 5 $ 400,000 $ 80,000 $ 42,000
Coryell, Texas 5 $ 342,000 $ 68,400 $ 40,000
Grayson, Texas 5 $ 381,000 $ 76,200 $ 62,000
Hood, Texas 5 $ 536,000 $ 107,200 $ 70,000
Kaufman, Texas 5 $ 504,000 $ 100,800 $ 45,000
Val Verde, Texas 5 $ 412,000 $ 82,400 $ 50,000
Victoria, Texas 5 $ 254,000 $ 50,800 $ 51,000
Wichita, Texas 5 $ 387,000 $ 77,400 $ 45,000
Windsor, Vermont 5 $ 515,000 $ 103,000 $ 69,000
Fairfax, Virginia 5 $ 526,000 $ 105,200 $ 47,000
Okanogan, Washington 5 $ 781,000 $ 156,200 $ 127,000
Dane, Wisconsin 5 $ 837,000 $ 167,400 $ 89,000
Sauk, Wisconsin 5 $ 722,000 $ 144,400 $ 73,000
Laramie, Wyoming 5 $ 647,000 $ 129,400 $ 31,000
Autauga, Alabama 4 $ 382,000 $ 95,500 $ 73,000
Calhoun, Alabama 4 $ 113,000 $ 28,250 $ 69,000
Jackson, Alabama 4 $ 133,000 $ 33,250 $ 40,000
Shelby, Alabama 4 $ 318,000 $ 79,500 $ 96,000
Talladega, Alabama 4 $ 111,000 $ 27,750 $ 21,000
Matanuska-Susitna, Alaska 4 $ 458,000 $ 114,500 $ 42,000
Sitka, Alaska 4 $ 560,000 $ 140,000 $ 72,000
Apache, Arizona 4 $ 367,000 $ 91,750 $ 44,000
Madison, Arkansas 4 $ 123,000 $ 30,750 $ 26,000
Polk, Arkansas 4 $ 638,000 $ 159,500 $ 92,000
Pope, Arkansas 4 $ 196,000 $ 49,000 $ 45,000
Del Norte, California 4 $ 561,000 $ 140,250 $ 63,000
Eagle, Colorado 4 $ 794,000 $ 198,500 $ 75,000
Grand, Colorado 4 $ 626,000 $ 156,500 $ 89,000
Huerfano, Colorado 4 $ 316,000 $ 79,000 $ 32,000
Mesa, Colorado 4 $ 376,000 $ 94,000 $ 49,000
Park, Colorado 4 $ 561,000 $ 140,250 $ 53,000
Teller, Colorado 4 $ 560,000 $ 140,000 $ 50,000
Tolland, Connecticut 4 $ 481,000 $ 120,250 $ 75,000
Windham, Connecticut 4 $ 515,000 $ 128,750 $ 73,000
Bradford, Florida 4 $ 336,000 $ 84,000 $ 41,000
Levy, Florida 4 $ 229,000 $ 57,250 $ 43,000
Wakulla, Florida 4 $ 265,000 $ 66,250 $ 36,000
Coweta, Georgia 4 $ 229,000 $ 57,250 $ 70,000
Elmore, Idaho 4 $ 328,000 $ 82,000 $ 85,000
Twin Falls, Idaho 4 $ 326,000 $ 81,500 $ 30,000
DuPage, Illinois 4 $ 646,000 $ 161,500 $ 68,000
Hamilton, Indiana 4 $ 666,000 $ 166,500 $ 124,000
Madison, Indiana 4 $ 460,000 $ 115,000 $ 39,000
Des Moines, Iowa 4 $ 138,000 $ 34,500 $ 62,000
Dickinson, Kansas 4 $ 269,000 $ 67,250 $ 49,000
Greenup, Kentucky 4 $ 278,000 $ 69,500 $ 38,000
Penobscot, Maine 4 $ 312,000 $ 78,000 $ 35,000
Waldo, Maine 4 $ 479,000 $ 119,750 $ 48,000
Calvert, Maryland 4 $ 758,000 $ 189,500 $ 73,000
Berkshire, Massachusetts 4 $ 453,000 $ 113,250 $ 54,000
Cass, Minnesota 4 $ 540,000 $ 135,000 $ 89,000
Andrew, Missouri 4 $ 426,000 $ 106,500 $ 63,000
Boone, Missouri 4 $ 385,000 $ 96,250 $ 42,000
Camden, Missouri 4 $ 665,000 $ 166,250 $ 77,000
Cape Girardeau, Missouri 4 $ 549,000 $ 137,250 $ 57,000
Cass, Missouri 4 $ 301,000 $ 75,250 $ 36,000
Cole, Missouri 4 $ 247,000 $ 61,750 $ 33,000
Franklin, Missouri 4 $ 138,000 $ 34,500 $ 54,000
Lincoln, Missouri 4 $ 267,000 $ 66,750 $ 39,000
Taney, Missouri 4 $ 300,000 $ 75,000 $ 28,000
Gallatin, Montana 4 $ 451,000 $ 112,750 $ 41,000
Buffalo, Nebraska 4 $ 420,000 $ 105,000 $ 66,000
Lea, New Mexico 4 $ 333,000 $ 83,250 $ 69,000
Brunswick, North Carolina 4 $ 411,000 $ 102,750 $ 55,000
Carteret, North Carolina 4 $ 327,000 $ 81,750 $ 39,000
Johnston, North Carolina 4 $ 651,000 $ 162,750 $ 109,000
Union, North Carolina 4 $ 494,000 $ 123,500 $ 52,000
Watauga, North Carolina 4 $ 502,000 $ 125,500 $ 70,000
Choctaw, Oklahoma 4 $ 392,000 $ 98,000 $ 40,000
Creek, Oklahoma 4 $ 162,000 $ 40,500 $ 41,000
Le Flore, Oklahoma 4 $ 188,000 $ 47,000 $ 46,000
Pottawatomie, Oklahoma 4 $ 309,000 $ 77,250 $ 61,000
Jefferson, Oregon 4 $ 395,000 $ 98,750 $ 67,000
Wasco, Oregon 4 $ 298,000 $ 74,500 $ 31,000
Yamhill, Oregon 4 $ 641,000 $ 160,250 $ 100,000
Cambria, Pennsylvania 4 $ 193,000 $ 48,250 $ 37,000
Centre, Pennsylvania 4 $ 561,000 $ 140,250 $ 54,000
Clearfield, Pennsylvania 4 $ 387,000 $ 96,750 $ 112,000
Dauphin, Pennsylvania 4 $ 169,000 $ 42,250 $ 29,000
Fayette, Pennsylvania 4 $ 155,000 $ 38,750 $ 37,000
Lackawanna, Pennsylvania 4 $ 198,000 $ 49,500 $ 60,000
Luzerne, Pennsylvania 4 $ 272,000 $ 68,000 $ 49,000
Pike, Pennsylvania 4 $ 574,000 $ 143,500 $ 74,000
Washington, Pennsylvania 4 $ 219,000 $ 54,750 $ 61,000
Kent, Rhode Island 4 $ 407,000 $ 101,750 $ 51,000
Washington, Rhode Island 4 $ 970,000 $ 242,500 $ 97,000
Berkeley, South Carolina 4 $ 568,000 $ 142,000 $ 58,000
Minnehaha, South Dakota 4 $ 328,000 $ 82,000 $ 46,000
Benton, Tennessee 4 $ 426,000 $ 106,500 $ 39,000
Carter, Tennessee 4 $ 575,000 $ 143,750 $ 56,000
Page:

Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 42,543 $7,165,433,000 $112,000 $999,000 $65,333 $7,488,000
Home Improvement (one-to-four family) 11,784 $1,947,856,000 $114,533 $897,000 $64,000 $2,442,000
Home Purchase (one-to-four family) 1,470 $305,964,000 $132,634 $1,175,000 $113,926 $1,200,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 41,239 $7,018,300,000 $114,312 $999,000 $73,562 $6,302,000
White 9,896 $1,630,037,000 $114,022 $1,175,000 $72,311 $7,488,000
Hispanic 2,402 $382,374,000 $115,000 $850,000 $55,086 $800,000
Asian or Pacific Islander 1,153 $221,886,000 $144,409 $628,000 $81,318 $3,600,000
Black 680 $98,244,000 $81,965 $640,000 $50,379 $792,000
Other 352 $58,228,000 $102,153 $650,000 $69,038 $720,000
American Indian or Alaskan Native 75 $10,184,000 $93,714 $505,000 $50,642 $175,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 55,797 $9,419,253,000 $113,166 $1,175,000 $73,916 $7,488,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 25,813 $4,586,827,000 $129,568 $999,000 $71,000 $2,932,000
Application Withdrawn By Applicant 14,707 $2,441,589,000 $122,893 $999,000 $88,829 $3,600,000
Application Denied By Financial Institution 10,281 $1,502,932,000 $93,000 $950,000 $53,916 $7,488,000
Application Approved But Not Accepted 4,716 $839,190,000 $129,682 $1,175,000 $75,146 $6,302,000
File Closed For Incompleteness 280 $48,715,000 $133,333 $545,000 $63,375 $1,456,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,037 $213,367,000 $67,466 $650,000 $52,888 $912,000
Other 1,444 $191,664,000 $78,800 $561,000 $55,250 $851,000
Debt-To-Income Ratio 615 $83,855,000 $93,486 $750,000 $43,351 $400,000
Collateral 258 $34,777,000 $87,133 $497,000 $60,466 $340,000
Credit Application Incomplete 225 $22,511,000 $58,321 $606,000 $46,107 $840,000
Unverifiable Information 128 $18,776,000 $99,550 $426,000 $53,850 $240,000
Employment History 56 $5,671,000 $87,800 $290,000 $42,666 $150,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenlight Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List