Greenlight Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Greenlight Financial Services 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenlight Financial Services 18200 Von Karman Ste #300 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 55,797 |
| Total Mortgage Loan Application Amount | $9,419,253,000 |
| Average Mortgage Loan Application Amount | $119,164 |
| Highest Mortgage Loan Application Amount | $1,175,000 |
| Average Applicant Income | $79,753 |
| Highest Applicant Income | $7,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Greenlight Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenlight Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Greenlight Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenlight Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenlight Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenlight Financial Services's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH, CA | 14,112 | $ 2,590,729,000 | $ 183,000 | $ 81,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 9,951 | $ 1,569,605,000 | $ 157,000 | $ 72,000 |
| ORANGE COUNTY, CA | 6,495 | $ 1,357,310,000 | $ 208,000 | $ 77,000 |
| SAN DIEGO, CA | 3,042 | $ 590,814,000 | $ 194,000 | $ 80,000 |
| SACRAMENTO, CA | 1,770 | $ 297,321,000 | $ 167,000 | $ 91,000 |
| VENTURA, CA | 1,564 | $ 318,688,000 | $ 203,000 | $ 117,000 |
| PHOENIX-MESA, AZ | 1,455 | $ 180,486,000 | $ 124,000 | $ 60,000 |
| OAKLAND, CA | 1,257 | $ 252,946,000 | $ 201,000 | $ 79,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,095 | $ 184,286,000 | $ 168,000 | $ 70,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 539 | $ 102,310,000 | $ 189,000 | $ 86,000 |
| SAN FRANCISCO, CA | 494 | $ 111,235,000 | $ 225,000 | $ 94,000 |
| TACOMA, WA | 446 | $ 63,593,000 | $ 142,000 | $ 73,000 |
| STOCKTON-LODI, CA | 438 | $ 70,112,000 | $ 160,000 | $ 64,000 |
| BAKERSFIELD, CA | 421 | $ 48,857,000 | $ 116,000 | $ 71,000 |
| SAN JOSE, CA | 396 | $ 87,573,000 | $ 221,000 | $ 79,000 |
| ORLANDO, FL | 324 | $ 41,100,000 | $ 126,000 | $ 62,000 |
| MODESTO, CA | 269 | $ 38,116,000 | $ 141,000 | $ 60,000 |
| FORT LAUDERDALE, FL | 254 | $ 34,458,000 | $ 135,000 | $ 67,000 |
| PHILADELPHIA, PA-NJ | 224 | $ 24,215,000 | $ 108,000 | $ 69,000 |
| HOUSTON, TX | 219 | $ 26,374,000 | $ 120,000 | $ 91,000 |
| MONMOUTH-OCEAN, NJ | 211 | $ 32,410,000 | $ 153,000 | $ 73,000 |
| SANTA ROSA, CA | 210 | $ 41,494,000 | $ 197,000 | $ 191,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 210 | $ 25,219,000 | $ 120,000 | $ 75,000 |
| ATLANTA, GA | 207 | $ 24,417,000 | $ 117,000 | $ 65,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 199 | $ 34,601,000 | $ 173,000 | $ 90,000 |
| WEST PALM BEACH-BOCA RATON, FL | 196 | $ 25,778,000 | $ 131,000 | $ 75,000 |
| MIAMI, FL | 188 | $ 23,091,000 | $ 122,000 | $ 56,000 |
| DALLAS, TX | 183 | $ 24,658,000 | $ 134,000 | $ 80,000 |
| NEWARK, NJ | 177 | $ 31,139,000 | $ 175,000 | $ 88,000 |
| FRESNO, CA | 168 | $ 24,423,000 | $ 145,000 | $ 73,000 |
| BREMERTON, WA | 149 | $ 18,909,000 | $ 126,000 | $ 62,000 |
| JACKSONVILLE, FL | 135 | $ 16,868,000 | $ 124,000 | $ 72,000 |
| HONOLULU, HI | 125 | $ 24,776,000 | $ 198,000 | $ 78,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 125 | $ 25,387,000 | $ 203,000 | $ 82,000 |
| YOLO, CA | 119 | $ 20,629,000 | $ 173,000 | $ 65,000 |
| OLYMPIA, WA | 115 | $ 15,736,000 | $ 136,000 | $ 70,000 |
| YUBA CITY, CA | 114 | $ 15,286,000 | $ 134,000 | $ 63,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 108 | $ 15,242,000 | $ 141,000 | $ 71,000 |
| TUCSON, AZ | 107 | $ 13,305,000 | $ 124,000 | $ 49,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 104 | $ 11,928,000 | $ 114,000 | $ 60,000 |
| BOSTON, MA-NH | 102 | $ 18,116,000 | $ 177,000 | $ 74,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 100 | $ 19,663,000 | $ 196,000 | $ 122,000 |
| DAYTONA BEACH, FL | 99 | $ 10,643,000 | $ 107,000 | $ 59,000 |
| DENVER, CO | 95 | $ 14,735,000 | $ 155,000 | $ 75,000 |
| FORT WORTH-ARLINGTON, TX | 94 | $ 10,525,000 | $ 111,000 | $ 86,000 |
| BALTIMORE, MD | 93 | $ 10,053,000 | $ 108,000 | $ 70,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 79 | $ 9,409,000 | $ 119,000 | $ 58,000 |
| PORTLAND-VANCOUVER, OR-WA | 73 | $ 11,648,000 | $ 159,000 | $ 85,000 |
| SALINAS, CA | 71 | $ 15,245,000 | $ 214,000 | $ 82,000 |
| BERGEN-PASSAIC, NJ | 69 | $ 13,823,000 | $ 200,000 | $ 102,000 |
| SARASOTA-BRADENTON, FL | 69 | $ 10,143,000 | $ 147,000 | $ 59,000 |
| CHICO-PARADISE, CA | 68 | $ 9,333,000 | $ 137,000 | $ 78,000 |
| PENSACOLA, FL | 68 | $ 8,191,000 | $ 120,000 | $ 64,000 |
| ST. LOUIS, MO-IL | 66 | $ 6,395,000 | $ 96,000 | $ 55,000 |
| ATLANTIC-CAPE MAY, NJ | 64 | $ 7,464,000 | $ 116,000 | $ 80,000 |
| AUSTIN-SAN MARCOS, TX | 64 | $ 8,331,000 | $ 130,000 | $ 71,000 |
| SAN ANTONIO, TX | 59 | $ 7,521,000 | $ 127,000 | $ 104,000 |
| OKLAHOMA CITY, OK | 57 | $ 5,155,000 | $ 90,000 | $ 58,000 |
| ALBUQUERQUE, NM | 56 | $ 6,626,000 | $ 118,000 | $ 68,000 |
| HARTFORD, CT | 55 | $ 7,076,000 | $ 128,000 | $ 74,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 54 | $ 7,011,000 | $ 129,000 | $ 80,000 |
| MERCED, CA | 53 | $ 7,330,000 | $ 138,000 | $ 63,000 |
| REDDING, CA | 53 | $ 7,934,000 | $ 149,000 | $ 89,000 |
| WILMINGTON-NEWARK, DE-MD | 53 | $ 6,347,000 | $ 119,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 52 | $ 11,537,000 | $ 221,000 | $ 79,000 |
| COLORADO SPRINGS, CO | 51 | $ 7,766,000 | $ 152,000 | $ 60,000 |
| FORT MYERS-CAPE CORAL, FL | 51 | $ 6,438,000 | $ 126,000 | $ 59,000 |
| NASHVILLE, TN | 46 | $ 5,964,000 | $ 129,000 | $ 67,000 |
| TULSA, OK | 46 | $ 5,445,000 | $ 118,000 | $ 77,000 |
| KNOXVILLE, TN | 45 | $ 5,679,000 | $ 126,000 | $ 74,000 |
| MEMPHIS, TN-AR-MS | 45 | $ 5,869,000 | $ 130,000 | $ 93,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 42 | $ 5,070,000 | $ 120,000 | $ 62,000 |
| NAPLES, FL | 39 | $ 5,602,000 | $ 143,000 | $ 97,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 38 | $ 4,104,000 | $ 108,000 | $ 66,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 38 | $ 4,012,000 | $ 105,000 | $ 79,000 |
| FLAGSTAFF, AZ-UT | 37 | $ 5,915,000 | $ 159,000 | $ 84,000 |
| SALT LAKE CITY-OGDEN, UT | 37 | $ 4,889,000 | $ 132,000 | $ 72,000 |
| BELLINGHAM, WA | 36 | $ 5,304,000 | $ 147,000 | $ 57,000 |
| OCALA, FL | 35 | $ 3,356,000 | $ 95,000 | $ 61,000 |
| FORT WALTON BEACH, FL | 33 | $ 4,220,000 | $ 127,000 | $ 73,000 |
| YUMA, AZ | 33 | $ 3,242,000 | $ 98,000 | $ 65,000 |
| KANSAS CITY, MO-KS | 31 | $ 3,373,000 | $ 108,000 | $ 53,000 |
| LAKELAND-WINTER HAVEN, FL | 30 | $ 2,638,000 | $ 87,000 | $ 63,000 |
| PITTSBURGH, PA | 29 | $ 1,691,000 | $ 58,000 | $ 46,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 29 | $ 3,637,000 | $ 125,000 | $ 62,000 |
| TALLAHASSEE, FL | 29 | $ 3,127,000 | $ 107,000 | $ 76,000 |
| TRENTON, NJ | 29 | $ 5,151,000 | $ 177,000 | $ 98,000 |
| BOISE CITY, ID | 26 | $ 2,737,000 | $ 105,000 | $ 63,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 26 | $ 2,618,000 | $ 100,000 | $ 68,000 |
| SPOKANE, WA | 26 | $ 3,014,000 | $ 115,000 | $ 55,000 |
| CHICAGO, IL | 25 | $ 3,612,000 | $ 144,000 | $ 62,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 25 | $ 2,383,000 | $ 95,000 | $ 54,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 24 | $ 2,241,000 | $ 93,000 | $ 45,000 |
| BIRMINGHAM, AL | 24 | $ 1,773,000 | $ 73,000 | $ 70,000 |
| INDIANAPOLIS, IN | 24 | $ 3,043,000 | $ 126,000 | $ 72,000 |
| KILLEEN-TEMPLE, TX | 24 | $ 2,208,000 | $ 92,000 | $ 52,000 |
| LAS CRUCES, NM | 24 | $ 2,443,000 | $ 101,000 | $ 60,000 |
| EL PASO, TX | 23 | $ 2,482,000 | $ 107,000 | $ 83,000 |
| EUGENE-SPRINGFIELD, OR | 23 | $ 2,753,000 | $ 119,000 | $ 70,000 |
| SPRINGFIELD, MA | 23 | $ 1,885,000 | $ 81,000 | $ 48,000 |
| ANCHORAGE, AK | 22 | $ 3,579,000 | $ 162,000 | $ 102,000 |
| BRIDGEPORT, CT | 22 | $ 3,151,000 | $ 143,000 | $ 66,000 |
| GALVESTON-TEXAS CITY, TX | 22 | $ 2,447,000 | $ 111,000 | $ 77,000 |
| PUNTA GORDA, FL | 22 | $ 2,493,000 | $ 113,000 | $ 48,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 21 | $ 1,844,000 | $ 87,000 | $ 52,000 |
| JERSEY CITY, NJ | 21 | $ 3,380,000 | $ 160,000 | $ 73,000 |
| LOUISVILLE, KY-IN | 21 | $ 2,022,000 | $ 96,000 | $ 61,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 20 | $ 1,840,000 | $ 92,000 | $ 50,000 |
| LOWELL, MA-NH | 20 | $ 2,459,000 | $ 122,000 | $ 60,000 |
| OMAHA, NE-IA | 20 | $ 1,566,000 | $ 78,000 | $ 112,000 |
| YAKIMA, WA | 20 | $ 2,570,000 | $ 128,000 | $ 70,000 |
| MEDFORD-ASHLAND, OR | 18 | $ 2,512,000 | $ 139,000 | $ 60,000 |
| MOBILE, AL | 17 | $ 1,616,000 | $ 95,000 | $ 53,000 |
| STAMFORD-NORWALK, CT | 17 | $ 3,545,000 | $ 208,000 | $ 71,000 |
| DES MOINES, IA | 16 | $ 1,311,000 | $ 81,000 | $ 70,000 |
| SALEM, OR | 16 | $ 2,279,000 | $ 142,000 | $ 75,000 |
| WATERBURY, CT | 16 | $ 2,003,000 | $ 125,000 | $ 68,000 |
| BROCKTON, MA | 15 | $ 2,102,000 | $ 140,000 | $ 67,000 |
| CORPUS CHRISTI, TX | 15 | $ 1,373,000 | $ 91,000 | $ 64,000 |
| FORT WAYNE, IN | 15 | $ 1,520,000 | $ 101,000 | $ 55,000 |
| WICHITA, KS | 15 | $ 1,187,000 | $ 79,000 | $ 46,000 |
| WORCESTER, MA-CT | 15 | $ 1,821,000 | $ 121,000 | $ 68,000 |
| GARY, IN | 14 | $ 1,574,000 | $ 112,000 | $ 61,000 |
| MCALLEN-EDINBURG-MISSION, TX | 14 | $ 1,009,000 | $ 72,000 | $ 63,000 |
| MILWAUKEE-WAUKESHA, WI | 14 | $ 1,315,000 | $ 93,000 | $ 70,000 |
| SANTA FE, NM | 14 | $ 2,022,000 | $ 144,000 | $ 75,000 |
| BEAUMONT-PORT ARTHUR, TX | 13 | $ 989,000 | $ 76,000 | $ 60,000 |
| FAYETTEVILLE, NC | 13 | $ 1,027,000 | $ 79,000 | $ 54,000 |
| GAINESVILLE, FL | 13 | $ 1,195,000 | $ 91,000 | $ 69,000 |
| MONTGOMERY, AL | 13 | $ 1,099,000 | $ 84,000 | $ 53,000 |
| MYRTLE BEACH, SC | 13 | $ 1,479,000 | $ 113,000 | $ 206,000 |
| NEW HAVEN-MERIDEN, CT | 13 | $ 1,337,000 | $ 102,000 | $ 53,000 |
| NEW ORLEANS, LA | 13 | $ 490,000 | $ 37,000 | $ 42,000 |
| READING, PA | 13 | $ 1,223,000 | $ 94,000 | $ 57,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 13 | $ 1,737,000 | $ 133,000 | $ 71,000 |
| SPRINGFIELD, MO | 13 | $ 862,000 | $ 66,000 | $ 71,000 |
| ABILENE, TX | 12 | $ 1,138,000 | $ 94,000 | $ 80,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 12 | $ 696,000 | $ 58,000 | $ 33,000 |
| HUNTSVILLE, AL | 12 | $ 809,000 | $ 67,000 | $ 53,000 |
| LEXINGTON, KY | 12 | $ 1,961,000 | $ 163,000 | $ 83,000 |
| PORTLAND, ME | 12 | $ 1,565,000 | $ 130,000 | $ 59,000 |
| PROVO-OREM, UT | 12 | $ 1,856,000 | $ 154,000 | $ 140,000 |
| SAVANNAH, GA | 12 | $ 1,401,000 | $ 116,000 | $ 81,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 12 | $ 1,114,000 | $ 92,000 | $ 55,000 |
| BILLINGS, MT | 11 | $ 1,144,000 | $ 104,000 | $ 53,000 |
| CEDAR RAPIDS, IA | 11 | $ 1,044,000 | $ 94,000 | $ 57,000 |
| CHATTANOOGA, TN-GA | 11 | $ 1,082,000 | $ 98,000 | $ 61,000 |
| COLUMBIA, SC | 11 | $ 968,000 | $ 88,000 | $ 44,000 |
| LAWRENCE, MA-NH | 11 | $ 1,631,000 | $ 148,000 | $ 53,000 |
| NEW LONDON-NORWICH, CT-RI | 11 | $ 1,577,000 | $ 143,000 | $ 67,000 |
| PANAMA CITY, FL | 11 | $ 1,407,000 | $ 127,000 | $ 70,000 |
| AUGUSTA-AIKEN, GA-SC | 10 | $ 927,000 | $ 92,000 | $ 50,000 |
| BRAZORIA, TX | 10 | $ 1,078,000 | $ 107,000 | $ 98,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 10 | $ 1,161,000 | $ 116,000 | $ 56,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 1,135,000 | $ 113,000 | $ 46,000 |
| ST. JOSEPH, MO | 10 | $ 740,000 | $ 74,000 | $ 48,000 |
| DOVER, DE | 9 | $ 1,127,000 | $ 125,000 | $ 54,000 |
| FORT COLLINS-LOVELAND, CO | 9 | $ 1,261,000 | $ 140,000 | $ 53,000 |
| GREELEY, CO | 9 | $ 918,000 | $ 102,000 | $ 50,000 |
| JOPLIN, MO | 9 | $ 778,000 | $ 86,000 | $ 43,000 |
| LONGVIEW-MARSHALL, TX | 9 | $ 930,000 | $ 103,000 | $ 54,000 |
| MACON, GA | 9 | $ 634,000 | $ 70,000 | $ 62,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 9 | $ 515,000 | $ 57,000 | $ 50,000 |
| TYLER, TX | 9 | $ 1,251,000 | $ 139,000 | $ 89,000 |
| BARNSTABLE-YARMOUTH, MA | 8 | $ 1,197,000 | $ 149,000 | $ 64,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 8 | $ 787,000 | $ 98,000 | $ 60,000 |
| DANBURY, CT | 8 | $ 2,300,000 | $ 287,000 | $ 102,000 |
| LANCASTER, PA | 8 | $ 517,000 | $ 64,000 | $ 31,000 |
| LAWTON, OK | 8 | $ 411,000 | $ 51,000 | $ 52,000 |
| BATON ROUGE, LA | 7 | $ 398,000 | $ 56,000 | $ 189,000 |
| HAGERSTOWN, MD | 7 | $ 440,000 | $ 62,000 | $ 33,000 |
| HICKORY-MORGANTON-LENOIR, NC | 7 | $ 907,000 | $ 129,000 | $ 76,000 |
| LUBBOCK, TX | 7 | $ 741,000 | $ 105,000 | $ 80,000 |
| PUEBLO, CO | 7 | $ 903,000 | $ 129,000 | $ 59,000 |
| ROCHESTER, MN | 7 | $ 815,000 | $ 116,000 | $ 40,000 |
| TOPEKA, KS | 7 | $ 546,000 | $ 78,000 | $ 50,000 |
| WACO, TX | 7 | $ 540,000 | $ 77,000 | $ 61,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 6 | $ 339,000 | $ 56,000 | $ 45,000 |
| ASHEVILLE, NC | 6 | $ 716,000 | $ 119,000 | $ 54,000 |
| BOULDER-LONGMONT, CO | 6 | $ 1,156,000 | $ 192,000 | $ 105,000 |
| JACKSON, TN | 6 | $ 602,000 | $ 100,000 | $ 70,000 |
| KOKOMO, IN | 6 | $ 590,000 | $ 98,000 | $ 77,000 |
| MISSOULA, MT | 6 | $ 759,000 | $ 126,000 | $ 60,000 |
| NEW BEDFORD, MA | 6 | $ 843,000 | $ 140,000 | $ 64,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 6 | $ 501,000 | $ 83,000 | $ 50,000 |
| WILMINGTON, NC | 6 | $ 436,000 | $ 72,000 | $ 48,000 |
| AMARILLO, TX | 5 | $ 483,000 | $ 96,000 | $ 65,000 |
| ATHENS, GA | 5 | $ 498,000 | $ 99,000 | $ 43,000 |
| AUBURN-OPELIKA, AL | 5 | $ 337,000 | $ 67,000 | $ 33,000 |
| CHEYENNE, WY | 5 | $ 647,000 | $ 129,000 | $ 31,000 |
| DOTHAN, AL | 5 | $ 669,000 | $ 133,000 | $ 87,000 |
| EVANSVILLE-HENDERSON, IN-KY | 5 | $ 405,000 | $ 81,000 | $ 47,000 |
| MADISON, WI | 5 | $ 837,000 | $ 167,000 | $ 89,000 |
| POCATELLO, ID | 5 | $ 598,000 | $ 119,000 | $ 75,000 |
| RICHMOND-PETERSBURG, VA | 5 | $ 183,000 | $ 36,000 | $ 61,000 |
| SHERMAN-DENISON, TX | 5 | $ 381,000 | $ 76,000 | $ 62,000 |
| SOUTH BEND, IN | 5 | $ 373,000 | $ 74,000 | $ 45,000 |
| VICTORIA, TX | 5 | $ 254,000 | $ 50,000 | $ 51,000 |
| WICHITA FALLS, TX | 5 | $ 387,000 | $ 77,000 | $ 45,000 |
| WILLIAMSPORT, PA | 5 | $ 476,000 | $ 95,000 | $ 46,000 |
| YORK, PA | 5 | $ 160,000 | $ 32,000 | $ 34,000 |
| ANNISTON, AL | 4 | $ 113,000 | $ 28,000 | $ 69,000 |
| BRYAN-COLLEGE STATION, TX | 4 | $ 242,000 | $ 60,000 | $ 36,000 |
| COLUMBIA, MO | 4 | $ 385,000 | $ 96,000 | $ 42,000 |
| GRAND JUNCTION, CO | 4 | $ 376,000 | $ 94,000 | $ 49,000 |
| JOHNSTOWN, PA | 4 | $ 193,000 | $ 48,000 | $ 37,000 |
| KENOSHA, WI | 4 | $ 669,000 | $ 167,000 | $ 89,000 |
| ODESSA-MIDLAND, TX | 4 | $ 347,000 | $ 86,000 | $ 83,000 |
| RACINE, WI | 4 | $ 478,000 | $ 119,000 | $ 75,000 |
| ROCKY MOUNT, NC | 4 | $ 93,000 | $ 23,000 | $ 32,000 |
| SAN ANGELO, TX | 4 | $ 380,000 | $ 95,000 | $ 96,000 |
| SIOUX FALLS, SD | 4 | $ 328,000 | $ 82,000 | $ 46,000 |
| STATE COLLEGE, PA | 4 | $ 561,000 | $ 140,000 | $ 54,000 |
| ALBANY, GA | 3 | $ 211,000 | $ 70,000 | $ 38,000 |
| BURLINGTON, VT | 3 | $ 481,000 | $ 160,000 | $ 55,000 |
| COLUMBUS, GA-AL | 3 | $ 287,000 | $ 95,000 | $ 85,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 111,000 | $ 37,000 | $ 44,000 |
| DULUTH-SUPERIOR, MN-WI | 3 | $ 286,000 | $ 95,000 | $ 78,000 |
| FARGO-MOORHEAD, ND-MN | 3 | $ 264,000 | $ 88,000 | $ 47,000 |
| FLORENCE, AL | 3 | $ 73,000 | $ 24,000 | $ 40,000 |
| FORT SMITH, AR-OK | 3 | $ 346,000 | $ 115,000 | $ 48,000 |
| GOLDSBORO, NC | 3 | $ 212,000 | $ 70,000 | $ 61,000 |
| JONESBORO, AR | 3 | $ 290,000 | $ 96,000 | $ 58,000 |
| OWENSBORO, KY | 3 | $ 390,000 | $ 130,000 | $ 102,000 |
| PITTSFIELD, MA | 3 | $ 263,000 | $ 87,000 | $ 31,000 |
| RAPID CITY, SD | 3 | $ 377,000 | $ 125,000 | $ 59,000 |
| SHARON, PA | 3 | $ 71,000 | $ 23,000 | $ 42,000 |
| SIOUX CITY, IA-NE | 3 | $ 285,000 | $ 95,000 | $ 86,000 |
| TUSCALOOSA, AL | 3 | $ 210,000 | $ 70,000 | $ 38,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 532,000 | $ 177,000 | $ 192,000 |
| ALTOONA, PA | 2 | $ 35,000 | $ 17,000 | $ 25,000 |
| BISMARCK, ND | 2 | $ 282,000 | $ 141,000 | $ 106,000 |
| CASPER, WY | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| CORVALLIS, OR | 2 | $ 191,000 | $ 95,000 | $ 71,000 |
| CUMBERLAND, MD-WV | 2 | $ 40,000 | $ 20,000 | $ 16,000 |
| EAU CLAIRE, WI | 2 | $ 181,000 | $ 90,000 | $ 26,000 |
| ELKHART-GOSHEN, IN | 2 | $ 165,000 | $ 82,000 | $ 61,000 |
| ENID, OK | 2 | $ 102,000 | $ 51,000 | $ 53,000 |
| FITCHBURG-LEOMINSTER, MA | 2 | $ 298,000 | $ 149,000 | $ 63,000 |
| GREEN BAY, WI | 2 | $ 92,000 | $ 46,000 | $ 65,000 |
| JACKSONVILLE, NC | 2 | $ 71,000 | $ 35,000 | $ 23,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 40,000 | $ 20,000 | $ 10,000 |
| KANKAKEE, IL | 2 | $ 176,000 | $ 88,000 | $ 48,000 |
| LAFAYETTE, LA | 2 | $ 130,000 | $ 65,000 | $ 24,000 |
| LAKE CHARLES, LA | 2 | $ 50,000 | $ 25,000 | $ 8,000 |
| LAREDO, TX | 2 | $ 366,000 | $ 183,000 | $ 82,000 |
| MUNCIE, IN | 2 | $ 256,000 | $ 128,000 | $ 52,000 |
| SHEBOYGAN, WI | 2 | $ 108,000 | $ 54,000 | $ 37,000 |
| SUMTER, SC | 2 | $ 55,000 | $ 27,000 | $ 21,000 |
| TERRE HAUTE, IN | 2 | $ 226,000 | $ 113,000 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| BANGOR, ME | 1 | $ 86,000 | $ 86,000 | $ 37,000 |
| BLOOMINGTON, IN | 1 | $ 117,000 | $ 117,000 | $ 74,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 16,000 | $ 16,000 | $ 39,000 |
| CHARLOTTESVILLE, VA | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| DANVILLE, VA | 1 | $ 181,000 | $ 181,000 | $ 58,000 |
| DECATUR, AL | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| ERIE, PA | 1 | $ 28,000 | $ 28,000 | $ 15,000 |
| FLORENCE, SC | 1 | $ 205,000 | $ 205,000 | $ 169,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| GREAT FALLS, MT | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| GREENVILLE, NC | 1 | $ 20,000 | $ 20,000 | $ 67,000 |
| LAFAYETTE, IN | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| LANSING-EAST LANSING, MI | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| LAWRENCE, KS | 1 | $ 108,000 | $ 108,000 | $ 87,000 |
| LEWISTON-AUBURN, ME | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| NASSAU-SUFFOLK, NY | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| PINE BLUFF, AR | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| ROCKFORD, IL | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| ST. CLOUD, MN | 1 | $ 290,000 | $ 290,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Greenlight Financial Services in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 42,543 | $7,165,433,000 | $112,000 | $999,000 | $65,333 | $7,488,000 |
| Home Improvement (one-to-four family) | 11,784 | $1,947,856,000 | $114,533 | $897,000 | $64,000 | $2,442,000 |
| Home Purchase (one-to-four family) | 1,470 | $305,964,000 | $132,634 | $1,175,000 | $113,926 | $1,200,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 41,239 | $7,018,300,000 | $114,312 | $999,000 | $73,562 | $6,302,000 |
| White | 9,896 | $1,630,037,000 | $114,022 | $1,175,000 | $72,311 | $7,488,000 |
| Hispanic | 2,402 | $382,374,000 | $115,000 | $850,000 | $55,086 | $800,000 |
| Asian or Pacific Islander | 1,153 | $221,886,000 | $144,409 | $628,000 | $81,318 | $3,600,000 |
| Black | 680 | $98,244,000 | $81,965 | $640,000 | $50,379 | $792,000 |
| Other | 352 | $58,228,000 | $102,153 | $650,000 | $69,038 | $720,000 |
| American Indian or Alaskan Native | 75 | $10,184,000 | $93,714 | $505,000 | $50,642 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 55,797 | $9,419,253,000 | $113,166 | $1,175,000 | $73,916 | $7,488,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,813 | $4,586,827,000 | $129,568 | $999,000 | $71,000 | $2,932,000 |
| Application Withdrawn By Applicant | 14,707 | $2,441,589,000 | $122,893 | $999,000 | $88,829 | $3,600,000 |
| Application Denied By Financial Institution | 10,281 | $1,502,932,000 | $93,000 | $950,000 | $53,916 | $7,488,000 |
| Application Approved But Not Accepted | 4,716 | $839,190,000 | $129,682 | $1,175,000 | $75,146 | $6,302,000 |
| File Closed For Incompleteness | 280 | $48,715,000 | $133,333 | $545,000 | $63,375 | $1,456,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,037 | $213,367,000 | $67,466 | $650,000 | $52,888 | $912,000 |
| Other | 1,444 | $191,664,000 | $78,800 | $561,000 | $55,250 | $851,000 |
| Debt-To-Income Ratio | 615 | $83,855,000 | $93,486 | $750,000 | $43,351 | $400,000 |
| Collateral | 258 | $34,777,000 | $87,133 | $497,000 | $60,466 | $340,000 |
| Credit Application Incomplete | 225 | $22,511,000 | $58,321 | $606,000 | $46,107 | $840,000 |
| Unverifiable Information | 128 | $18,776,000 | $99,550 | $426,000 | $53,850 | $240,000 |
| Employment History | 56 | $5,671,000 | $87,800 | $290,000 | $42,666 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenlight Financial Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenlight Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.