Gte Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Gte Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gte Federal Credit Union 711 E Henderson Avenue Tampa, FL 33602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,153 |
| Total Mortgage Loan Application Amount | $564,065,000 |
| Average Mortgage Loan Application Amount | $133,800 |
| Highest Mortgage Loan Application Amount | $1,255,000 |
| Average Applicant Income | $145,800 |
| Highest Applicant Income | $6,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Gte Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gte Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Gte Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gte Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Gte Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gte Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 1,118 | $ 146,910,000 | $ 131,000 | $ 111,000 |
| Pasco County Florida | 490 | $ 61,170,000 | $ 124,000 | $ 101,000 |
| Pinellas County Florida | 475 | $ 54,135,000 | $ 113,000 | $ 104,000 |
| Polk County Florida | 190 | $ 22,670,000 | $ 119,000 | $ 86,000 |
| Manatee County Florida | 97 | $ 13,615,000 | $ 140,000 | $ 158,000 |
| Sarasota County Florida | 96 | $ 13,110,000 | $ 136,000 | $ 108,000 |
| Broward County Florida | 87 | $ 11,485,000 | $ 132,000 | $ 185,000 |
| Los Angeles County California | 85 | $ 16,655,000 | $ 195,000 | $ 264,000 |
| Miami-Dade County Florida | 84 | $ 9,710,000 | $ 115,000 | $ 186,000 |
| Hernando County Florida | 71 | $ 8,785,000 | $ 123,000 | $ 77,000 |
| Citrus County Florida | 67 | $ 8,575,000 | $ 127,000 | $ 108,000 |
| Marion County Florida | 67 | $ 8,325,000 | $ 124,000 | $ 70,000 |
| Palm Beach County Florida | 44 | $ 7,860,000 | $ 178,000 | $ 171,000 |
| Orange County Florida | 40 | $ 7,910,000 | $ 197,000 | $ 163,000 |
| Riverside County California | 39 | $ 5,805,000 | $ 148,000 | $ 209,000 |
| Maricopa County Arizona | 26 | $ 3,950,000 | $ 151,000 | $ 201,000 |
| San Diego County California | 26 | $ 4,450,000 | $ 171,000 | $ 252,000 |
| Orange County California | 25 | $ 5,905,000 | $ 236,000 | $ 412,000 |
| Salt Lake County Utah | 23 | $ 3,975,000 | $ 172,000 | $ 259,000 |
| Hudson County New Jersey | 20 | $ 3,050,000 | $ 152,000 | $ 313,000 |
| Alameda County California | 19 | $ 2,945,000 | $ 155,000 | $ 264,000 |
| Lee County Florida | 18 | $ 2,530,000 | $ 140,000 | $ 312,000 |
| Clark County Nevada | 18 | $ 2,880,000 | $ 160,000 | $ 191,000 |
| Wake County North Carolina | 18 | $ 2,980,000 | $ 165,000 | $ 149,000 |
| Contra Costa County California | 17 | $ 2,935,000 | $ 172,000 | $ 260,000 |
| Sacramento County California | 17 | $ 2,995,000 | $ 176,000 | $ 264,000 |
| Montgomery County Pennsylvania | 17 | $ 2,255,000 | $ 132,000 | $ 164,000 |
| Santa Clara County California | 16 | $ 3,260,000 | $ 203,000 | $ 231,000 |
| Osceola County Florida | 16 | $ 2,720,000 | $ 170,000 | $ 157,000 |
| Essex County New Jersey | 16 | $ 3,200,000 | $ 200,000 | $ 226,000 |
| San Bernardino County California | 15 | $ 2,635,000 | $ 175,000 | $ 230,000 |
| Lake County Florida | 15 | $ 1,545,000 | $ 103,000 | $ 92,000 |
| St. Lucie County Florida | 15 | $ 2,095,000 | $ 139,000 | $ 169,000 |
| Ada County Idaho | 15 | $ 2,525,000 | $ 168,000 | $ 175,000 |
| Utah County Utah | 15 | $ 2,195,000 | $ 146,000 | $ 179,000 |
| Bergen County New Jersey | 13 | $ 1,765,000 | $ 135,000 | $ 251,000 |
| Mecklenburg County North Carolina | 13 | $ 2,715,000 | $ 208,000 | $ 476,000 |
| Duval County Florida | 12 | $ 1,430,000 | $ 119,000 | $ 130,000 |
| Ventura County California | 10 | $ 1,550,000 | $ 155,000 | $ 221,000 |
| Brevard County Florida | 10 | $ 1,270,000 | $ 127,000 | $ 119,000 |
| Fulton County Georgia | 10 | $ 1,420,000 | $ 142,000 | $ 196,000 |
| Williamson County Tennessee | 10 | $ 1,200,000 | $ 120,000 | $ 185,000 |
| Placer County California | 9 | $ 1,485,000 | $ 165,000 | $ 258,000 |
| Charlotte County Florida | 9 | $ 1,835,000 | $ 203,000 | $ 117,000 |
| Washoe County Nevada | 9 | $ 1,075,000 | $ 119,000 | $ 224,000 |
| Davidson County Tennessee | 9 | $ 1,235,000 | $ 137,000 | $ 305,000 |
| Solano County California | 8 | $ 1,070,000 | $ 133,000 | $ 261,000 |
| Fairfield County Connecticut | 8 | $ 1,180,000 | $ 147,000 | $ 197,000 |
| Collier County Florida | 8 | $ 890,000 | $ 111,000 | $ 201,000 |
| Seminole County Florida | 8 | $ 1,420,000 | $ 177,000 | $ 149,000 |
| Kootenai County Idaho | 8 | $ 1,900,000 | $ 237,000 | $ 222,000 |
| Monmouth County New Jersey | 8 | $ 980,000 | $ 122,000 | $ 149,000 |
| Washington County Oregon | 8 | $ 1,150,000 | $ 143,000 | $ 251,000 |
| Alachua County Florida | 7 | $ 1,055,000 | $ 150,000 | $ 160,000 |
| St. Johns County Florida | 7 | $ 1,365,000 | $ 195,000 | $ 171,000 |
| DeKalb County Georgia | 7 | $ 905,000 | $ 129,000 | $ 218,000 |
| Union County North Carolina | 7 | $ 1,215,000 | $ 173,000 | $ 193,000 |
| Hamilton County Tennessee | 7 | $ 575,000 | $ 82,000 | $ 101,000 |
| Knox County Tennessee | 7 | $ 955,000 | $ 136,000 | $ 130,000 |
| Rutherford County Tennessee | 7 | $ 475,000 | $ 67,000 | $ 132,000 |
| San Francisco County California | 6 | $ 900,000 | $ 150,000 | $ 446,000 |
| San Joaquin County California | 6 | $ 980,000 | $ 163,000 | $ 193,000 |
| Sussex County Delaware | 6 | $ 910,000 | $ 151,000 | $ 292,000 |
| Leon County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 87,000 |
| Monroe County Florida | 6 | $ 970,000 | $ 161,000 | $ 298,000 |
| Volusia County Florida | 6 | $ 890,000 | $ 148,000 | $ 81,000 |
| Morris County New Jersey | 6 | $ 540,000 | $ 90,000 | $ 208,000 |
| Ocean County New Jersey | 6 | $ 1,150,000 | $ 191,000 | $ 200,000 |
| Bucks County Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 213,000 |
| El Dorado County California | 5 | $ 1,565,000 | $ 313,000 | $ 271,000 |
| San Luis Obispo County California | 5 | $ 1,075,000 | $ 215,000 | $ 183,000 |
| San Mateo County California | 5 | $ 1,145,000 | $ 229,000 | $ 314,000 |
| Yolo County California | 5 | $ 915,000 | $ 183,000 | $ 215,000 |
| Johnson County Kansas | 5 | $ 965,000 | $ 193,000 | $ 220,000 |
| Middlesex County New Jersey | 5 | $ 575,000 | $ 115,000 | $ 149,000 |
| Passaic County New Jersey | 5 | $ 455,000 | $ 91,000 | $ 117,000 |
| Iredell County North Carolina | 5 | $ 1,065,000 | $ 213,000 | $ 198,000 |
| Clackamas County Oregon | 5 | $ 755,000 | $ 151,000 | $ 201,000 |
| York County South Carolina | 5 | $ 645,000 | $ 129,000 | $ 118,000 |
| Wilson County Tennessee | 5 | $ 605,000 | $ 121,000 | $ 155,000 |
| Washington County Utah | 5 | $ 395,000 | $ 79,000 | $ 150,000 |
| Pima County Arizona | 4 | $ 480,000 | $ 120,000 | $ 425,000 |
| Marin County California | 4 | $ 620,000 | $ 155,000 | $ 362,000 |
| Monterey County California | 4 | $ 890,000 | $ 222,000 | $ 387,000 |
| Santa Barbara County California | 4 | $ 1,100,000 | $ 275,000 | $ 335,000 |
| New Castle County Delaware | 4 | $ 490,000 | $ 122,000 | $ 152,000 |
| Escambia County Florida | 4 | $ 470,000 | $ 117,000 | $ 128,000 |
| Levy County Florida | 4 | $ 450,000 | $ 112,000 | $ 54,000 |
| Martin County Florida | 4 | $ 700,000 | $ 175,000 | $ 143,000 |
| Cobb County Georgia | 4 | $ 490,000 | $ 122,000 | $ 297,000 |
| Gwinnett County Georgia | 4 | $ 610,000 | $ 152,000 | $ 225,000 |
| Canyon County Idaho | 4 | $ 870,000 | $ 217,000 | $ 237,000 |
| Baltimore County Maryland | 4 | $ 640,000 | $ 160,000 | $ 169,000 |
| Montgomery County Maryland | 4 | $ 670,000 | $ 167,000 | $ 233,000 |
| Burlington County New Jersey | 4 | $ 440,000 | $ 110,000 | $ 193,000 |
| Cabarrus County North Carolina | 4 | $ 290,000 | $ 72,000 | $ 138,000 |
| Delaware County Ohio | 4 | $ 460,000 | $ 115,000 | $ 120,000 |
| Beaufort County South Carolina | 4 | $ 510,000 | $ 127,000 | $ 66,000 |
| Charleston County South Carolina | 4 | $ 790,000 | $ 197,000 | $ 166,000 |
| Sevier County Tennessee | 4 | $ 380,000 | $ 95,000 | $ 523,000 |
| Sumner County Tennessee | 4 | $ 400,000 | $ 100,000 | $ 133,000 |
| Loudoun County Virginia | 4 | $ 1,000,000 | $ 250,000 | $ 236,000 |
| Yavapai County Arizona | 3 | $ 345,000 | $ 115,000 | $ 161,000 |
| Fresno County California | 3 | $ 625,000 | $ 208,000 | $ 205,000 |
| Madera County California | 3 | $ 215,000 | $ 71,000 | $ 228,000 |
| Sonoma County California | 3 | $ 275,000 | $ 91,000 | $ 209,000 |
| Stanislaus County California | 3 | $ 435,000 | $ 145,000 | $ 183,000 |
| El Paso County Colorado | 3 | $ 465,000 | $ 155,000 | $ 225,000 |
| Highlands County Florida | 3 | $ 325,000 | $ 108,000 | $ 80,000 |
| Santa Rosa County Florida | 3 | $ 295,000 | $ 98,000 | $ 105,000 |
| Cherokee County Georgia | 3 | $ 635,000 | $ 211,000 | $ 342,000 |
| Forsyth County Georgia | 3 | $ 385,000 | $ 128,000 | $ 260,000 |
| Bonner County Idaho | 3 | $ 565,000 | $ 188,000 | $ 127,000 |
| Gem County Idaho | 3 | $ 285,000 | $ 95,000 | $ 94,000 |
| Twin Falls County Idaho | 3 | $ 295,000 | $ 98,000 | $ 121,000 |
| Anne Arundel County Maryland | 3 | $ 295,000 | $ 98,000 | $ 220,000 |
| Baltimore City County Maryland | 3 | $ 175,000 | $ 58,000 | $ 158,000 |
| Macomb County Michigan | 3 | $ 205,000 | $ 68,000 | $ 67,000 |
| Washtenaw County Michigan | 3 | $ 385,000 | $ 128,000 | $ 69,000 |
| Wayne County Michigan | 3 | $ 255,000 | $ 85,000 | $ 83,000 |
| Hennepin County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 178,000 |
| Somerset County New Jersey | 3 | $ 455,000 | $ 151,000 | $ 218,000 |
| Union County New Jersey | 3 | $ 1,065,000 | $ 355,000 | $ 396,000 |
| Franklin County Ohio | 3 | $ 475,000 | $ 158,000 | $ 284,000 |
| Clatsop County Oregon | 3 | $ 715,000 | $ 238,000 | $ 319,000 |
| Multnomah County Oregon | 3 | $ 395,000 | $ 131,000 | $ 278,000 |
| Allegheny County Pennsylvania | 3 | $ 415,000 | $ 138,000 | $ 143,000 |
| Greenville County South Carolina | 3 | $ 395,000 | $ 131,000 | $ 59,000 |
| Davis County Utah | 3 | $ 805,000 | $ 268,000 | $ 240,000 |
| Weber County Utah | 3 | $ 525,000 | $ 175,000 | $ 353,000 |
| Chesapeake County Virginia | 3 | $ 185,000 | $ 61,000 | $ 135,000 |
| Butte County California | 2 | $ 540,000 | $ 270,000 | $ 226,000 |
| Calaveras County California | 2 | $ 170,000 | $ 85,000 | $ 243,000 |
| Mendocino County California | 2 | $ 130,000 | $ 65,000 | $ 147,000 |
| Napa County California | 2 | $ 180,000 | $ 90,000 | $ 139,000 |
| Santa Cruz County California | 2 | $ 480,000 | $ 240,000 | $ 268,000 |
| Douglas County Colorado | 2 | $ 390,000 | $ 195,000 | $ 289,000 |
| Jefferson County Colorado | 2 | $ 310,000 | $ 155,000 | $ 294,000 |
| Weld County Colorado | 2 | $ 100,000 | $ 50,000 | $ 135,000 |
| Middlesex County Connecticut | 2 | $ 210,000 | $ 105,000 | $ 147,000 |
| Bay County Florida | 2 | $ 780,000 | $ 390,000 | $ 132,000 |
| Clay County Florida | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Flagler County Florida | 2 | $ 150,000 | $ 75,000 | $ 87,000 |
| Indian River County Florida | 2 | $ 140,000 | $ 70,000 | $ 88,000 |
| Jefferson County Florida | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Okaloosa County Florida | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Suwannee County Florida | 2 | $ 350,000 | $ 175,000 | $ 35,000 |
| Madison County Idaho | 2 | $ 280,000 | $ 140,000 | $ 124,000 |
| Nez Perce County Idaho | 2 | $ 280,000 | $ 140,000 | $ 203,000 |
| Lake County Indiana | 2 | $ 250,000 | $ 125,000 | $ 216,000 |
| Frederick County Maryland | 2 | $ 230,000 | $ 115,000 | $ 113,000 |
| Harford County Maryland | 2 | $ 160,000 | $ 80,000 | $ 198,000 |
| Jackson County Michigan | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| Ramsey County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 172,000 |
| Missoula County Montana | 2 | $ 460,000 | $ 230,000 | $ 158,000 |
| Atlantic County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 219,000 |
| Camden County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Hunterdon County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 137,000 |
| Chatham County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 393,000 |
| Cherokee County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 115,000 |
| Cleveland County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 155,000 |
| Granville County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 160,000 |
| Guilford County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 126,000 |
| Johnston County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Rutherford County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 380,000 |
| Cuyahoga County Ohio | 2 | $ 230,000 | $ 115,000 | $ 160,000 |
| Fairfield County Ohio | 2 | $ 170,000 | $ 85,000 | $ 122,000 |
| Hamilton County Ohio | 2 | $ 110,000 | $ 55,000 | $ 89,000 |
| Summit County Ohio | 2 | $ 120,000 | $ 60,000 | $ 106,000 |
| Oklahoma County Oklahoma | 2 | $ 430,000 | $ 215,000 | $ 185,000 |
| Delaware County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 438,000 |
| Berkeley County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 119,000 |
| Lexington County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 393,000 |
| Bradley County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 116,000 |
| Franklin County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 176,000 |
| Tooele County Utah | 2 | $ 310,000 | $ 155,000 | $ 158,000 |
| Wasatch County Utah | 2 | $ 680,000 | $ 340,000 | $ 1,106,000 |
| Fairfax County Virginia | 2 | $ 630,000 | $ 315,000 | $ 346,000 |
| Calhoun County Alabama | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Jefferson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Limestone County Alabama | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Madison County Alabama | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Montgomery County Alabama | 1 | $ 45,000 | $ 45,000 | $ 236,000 |
| Tuscaloosa County Alabama | 1 | $ 255,000 | $ 255,000 | $ 491,000 |
| Humboldt County California | 1 | $ 85,000 | $ 85,000 | $ 300,000 |
| Kern County California | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Kings County California | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Merced County California | 1 | $ 205,000 | $ 205,000 | $ 285,000 |
| San Benito County California | 1 | $ 215,000 | $ 215,000 | $ 277,000 |
| Shasta County California | 1 | $ 155,000 | $ 155,000 | $ 168,000 |
| Siskiyou County California | 1 | $ 55,000 | $ 55,000 | $ 209,000 |
| Tulare County California | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Tuolumne County California | 1 | $ 55,000 | $ 55,000 | $ 217,000 |
| Yuba County California | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Arapahoe County Colorado | 1 | $ 105,000 | $ 105,000 | $ 270,000 |
| Denver County Colorado | 1 | $ 205,000 | $ 205,000 | $ 315,000 |
| Summit County Colorado | 1 | $ 305,000 | $ 305,000 | $ 803,000 |
| Hartford County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 255,000 |
| Tolland County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Columbia County Florida | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Glades County Florida | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Gulf County Florida | 1 | $ 45,000 | $ 45,000 | $ 202,000 |
| Hamilton County Florida | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Hendry County Florida | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Okeechobee County Florida | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Putnam County Florida | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 161,000 |
| Banks County Georgia | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Barrow County Georgia | 1 | $ 215,000 | $ 215,000 | $ 443,000 |
| Bibb County Georgia | 1 | $ 85,000 | $ 85,000 | $ 149,000 |
| Butts County Georgia | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Clayton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Columbia County Georgia | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Effingham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 187,000 |
| Fannin County Georgia | 1 | $ 115,000 | $ 115,000 | $ 1,212,000 |
| Fayette County Georgia | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Glynn County Georgia | 1 | $ 25,000 | $ 25,000 | $ 230,000 |
| Hall County Georgia | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Laurens County Georgia | 1 | $ 285,000 | $ 285,000 | $ 147,000 |
| Pike County Georgia | 1 | $ 475,000 | $ 475,000 | $ 278,000 |
| Walton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| Blaine County Idaho | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Cassia County Idaho | 1 | $ 475,000 | $ 475,000 | $ 226,000 |
| Jefferson County Idaho | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Oneida County Idaho | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Washington County Idaho | 1 | $ 275,000 | $ 275,000 | $ 960,000 |
| Johnson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Marion County Indiana | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Porter County Indiana | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Tippecanoe County Indiana | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Labette County Kansas | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Fayette County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 403,000 |
| Carroll County Maryland | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Prince George's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Wicomico County Maryland | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Emmet County Michigan | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Grand Traverse County Michigan | 1 | $ 25,000 | $ 25,000 | $ 142,000 |
| Kent County Michigan | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Lapeer County Michigan | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Livingston County Michigan | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Oakland County Michigan | 1 | $ 95,000 | $ 95,000 | $ 446,000 |
| St. Clair County Michigan | 1 | $ 85,000 | $ 85,000 | $ 275,000 |
| Van Buren County Michigan | 1 | $ 45,000 | $ 45,000 | $ 472,000 |
| Wexford County Michigan | 1 | $ 115,000 | $ 115,000 | $ 153,000 |
| Anoka County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 167,000 |
| Carver County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Dakota County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 176,000 |
| Flathead County Montana | 1 | $ 155,000 | $ 155,000 | $ 177,000 |
| Gallatin County Montana | 1 | $ 155,000 | $ 155,000 | $ 230,000 |
| Humboldt County Nevada | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Storey County Nevada | 1 | $ 85,000 | $ 85,000 | $ 186,000 |
| Cumberland County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Gloucester County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Mercer County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 473,000 |
| Sussex County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 203,000 |
| Dare County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 323,000 |
| Davidson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Forsyth County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 262,000 |
| Franklin County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Gaston County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 578,000 |
| McDowell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 316,000 |
| Pender County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 185,000 |
| Robeson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Rowan County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 210,000 |
| Brown County Ohio | 1 | $ 75,000 | $ 75,000 | $ 418,000 |
| Butler County Ohio | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Warren County Ohio | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Cleveland County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| McIntosh County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 283,000 |
| Deschutes County Oregon | 1 | $ 345,000 | $ 345,000 | $ 183,000 |
| Hood River County Oregon | 1 | $ 145,000 | $ 145,000 | $ 203,000 |
| Lane County Oregon | 1 | $ 505,000 | $ 505,000 | $ 289,000 |
| Marion County Oregon | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Berks County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Carbon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Chester County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 255,000 |
| Crawford County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 653,000 |
| Cumberland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Monroe County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 250,000 |
| Philadelphia County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 480,000 |
| Washington County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 265,000 |
| Westmoreland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Chesterfield County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Horry County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 240,000 |
| Lancaster County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| McCormick County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 919,000 |
| Pickens County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Anderson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Blount County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 540,000 |
| Cheatham County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Cumberland County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Fentress County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Hickman County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Loudon County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 403,000 |
| Montgomery County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Moore County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Sullivan County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Washington County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Morgan County Utah | 1 | $ 385,000 | $ 385,000 | $ 155,000 |
| Arlington County Virginia | 1 | $ 195,000 | $ 195,000 | $ 295,000 |
| Fauquier County Virginia | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
| Henrico County Virginia | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| James City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Portsmouth County Virginia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Prince William County Virginia | 1 | $ 185,000 | $ 185,000 | $ 259,000 |
| Clark County Washington | 1 | $ 115,000 | $ 115,000 | $ 196,000 |
| King County Washington | 1 | $ 505,000 | $ 505,000 | $ 281,000 |
| Pierce County Washington | 1 | $ 175,000 | $ 175,000 | $ 232,000 |
| Fond du Lac County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Oconto County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Outagamie County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Gte Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,533 | $162,175,000 | $105,000 | $1,255,000 | $99,000 | $2,760,000 |
| Home Purchase | 962 | $194,820,000 | $202,000 | $1,195,000 | $212,000 | $6,200,000 |
| Refinancing | 754 | $91,040,000 | $120,000 | $675,000 | $118,000 | $1,564,000 |
| Other Purpose | 675 | $91,515,000 | $135,000 | $505,000 | $182,000 | $2,067,000 |
| Home Improvement | 229 | $24,515,000 | $107,000 | $965,000 | $118,000 | $4,333,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,283 | $314,135,000 | $137,000 | $1,255,000 | $149,000 | $6,200,000 |
| Hispanic | 769 | $97,315,000 | $126,000 | $745,000 | $112,000 | $1,455,000 |
| Not Provided | 567 | $80,525,000 | $142,000 | $745,000 | $172,000 | $2,088,000 |
| Black or African American | 385 | $48,235,000 | $125,000 | $565,000 | $121,000 | $4,333,000 |
| Asian | 108 | $18,360,000 | $170,000 | $1,195,000 | $181,000 | $840,000 |
| American Indian or Alaskan Native | 19 | $2,925,000 | $153,000 | $445,000 | $90,000 | $327,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $685,000 | $76,000 | $155,000 | $167,000 | $455,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,126 | $556,720,000 | $134,000 | $1,255,000 | $144,000 | $6,200,000 |
| FHA-insured (Federal Housing Administration) | 25 | $6,895,000 | $275,000 | $445,000 | $86,000 | $268,000 |
| VA-guaranteed (Veterans Administration) | 2 | $450,000 | $225,000 | $255,000 | $76,000 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,320 | $323,300,000 | $139,000 | $965,000 | $157,000 | $4,324,000 |
| Application Denied By Financial Institution | 918 | $107,340,000 | $116,000 | $585,000 | $109,000 | $4,333,000 |
| Application Withdrawn By Applicant | 557 | $90,825,000 | $163,000 | $1,255,000 | $156,000 | $6,200,000 |
| File Closed For Incompleteness | 310 | $36,510,000 | $117,000 | $685,000 | $117,000 | $1,176,000 |
| Application Approved But Not Accepted | 48 | $6,090,000 | $126,000 | $715,000 | $173,000 | $937,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,235 | $456,725,000 | $141,000 | $1,255,000 | $153,000 | $6,200,000 |
| Debt-To-Income Ratio | 464 | $56,260,000 | $121,000 | $585,000 | $88,000 | $4,333,000 |
| Credit History | 230 | $23,510,000 | $102,000 | $535,000 | $128,000 | $1,800,000 |
| Collateral | 127 | $15,255,000 | $120,000 | $515,000 | $131,000 | $841,000 |
| Other | 77 | $8,865,000 | $115,000 | $485,000 | $135,000 | $676,000 |
| Employment History | 7 | $1,005,000 | $143,000 | $335,000 | $63,000 | $135,000 |
| Unverifiable Information | 6 | $1,080,000 | $180,000 | $335,000 | $224,000 | $803,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $810,000 | $202,000 | $285,000 | $96,000 | $181,000 |
| Credit Application Incomplete | 3 | $555,000 | $185,000 | $215,000 | $71,000 | $82,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gte Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gte Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.