Gte Federal Credit Union Mortgage Lending & HMDA Data, 2023

In 2023, Gte Federal Credit Union of Tampa, FL reported 3,853 mortgage applications totaling $554.3 million, down 7% from 2022. The average application was for $143,858, and applicants reported an average income of $153,764. 52% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (1,820), North Port-Sarasota-Bradenton, FL (149) and Lakeland-Winter Haven, FL (138) (applications in parentheses).

Mortgage Company & Address Gte Federal Credit Union
711 E Henderson Avenue
Tampa, FL 33602
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,853
Total Mortgage Loan Application Amount $554,285,000
Average Mortgage Loan Application Amount $143,858
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $153,764
Highest Applicant Income $7,245,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gte Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gte Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hillsborough, Florida 933 $ 145,575,000 $ 156,028 $ 112,000
Pinellas, Florida 459 $ 58,875,000 $ 128,267 $ 108,000
Pasco, Florida 361 $ 49,265,000 $ 136,468 $ 112,000
Polk, Florida 138 $ 15,500,000 $ 112,318 $ 90,000
Los Angeles, California 80 $ 14,090,000 $ 176,125 $ 260,000
Manatee, Florida 78 $ 14,620,000 $ 187,435 $ 126,000
Miami-Dade, Florida 74 $ 11,610,000 $ 156,891 $ 196,000
Sarasota, Florida 71 $ 11,545,000 $ 162,605 $ 157,000
Hernando, Florida 67 $ 8,155,000 $ 121,716 $ 90,000
Broward, Florida 64 $ 9,720,000 $ 151,875 $ 210,000
Citrus, Florida 55 $ 7,315,000 $ 133,000 $ 91,000
Marion, Florida 52 $ 4,390,000 $ 84,423 $ 78,000
Maricopa, Arizona 45 $ 6,195,000 $ 137,666 $ 242,000
Palm Beach, Florida 43 $ 8,995,000 $ 209,186 $ 247,000
San Diego, California 38 $ 6,760,000 $ 177,894 $ 261,000
Orange, Florida 31 $ 5,215,000 $ 168,225 $ 127,000
Clark, Nevada 28 $ 4,060,000 $ 145,000 $ 197,000
Riverside, California 24 $ 3,580,000 $ 149,166 $ 257,000
Williamson, Tennessee 23 $ 4,715,000 $ 205,000 $ 237,000
Sacramento, California 21 $ 2,675,000 $ 127,380 $ 182,000
Ada, Idaho 21 $ 2,225,000 $ 105,952 $ 173,000
Washoe, Nevada 21 $ 2,555,000 $ 121,666 $ 177,000
Bergen, New Jersey 21 $ 3,105,000 $ 147,857 $ 239,000
Orange, California 19 $ 3,295,000 $ 173,421 $ 288,000
Hudson, New Jersey 19 $ 2,745,000 $ 144,473 $ 199,000
San Bernardino, California 18 $ 1,800,000 $ 100,000 $ 156,000
Seminole, Florida 15 $ 2,625,000 $ 175,000 $ 173,000
New Castle, Delaware 14 $ 1,530,000 $ 109,285 $ 156,000
Lake, Florida 14 $ 3,470,000 $ 247,857 $ 158,000
Davidson, Tennessee 14 $ 2,470,000 $ 176,428 $ 207,000
Placer, California 13 $ 1,725,000 $ 132,692 $ 221,000
Collier, Florida 13 $ 1,465,000 $ 112,692 $ 251,000
San Joaquin, California 12 $ 1,510,000 $ 125,833 $ 125,000
Ventura, California 12 $ 2,160,000 $ 180,000 $ 234,000
Osceola, Florida 12 $ 1,790,000 $ 149,166 $ 164,000
Volusia, Florida 12 $ 1,390,000 $ 115,833 $ 128,000
Bucks, Pennsylvania 12 $ 2,030,000 $ 169,166 $ 200,000
King, Washington 12 $ 2,390,000 $ 199,166 $ 403,000
Alameda, California 11 $ 2,225,000 $ 202,272 $ 284,000
Charlotte, Florida 11 $ 1,035,000 $ 94,090 $ 84,000
Lee, Florida 11 $ 1,145,000 $ 104,090 $ 113,000
Berkeley, South Carolina 11 $ 915,000 $ 83,181 $ 104,000
Charleston, South Carolina 11 $ 1,125,000 $ 102,272 $ 159,000
Canyon, Idaho 10 $ 1,620,000 $ 162,000 $ 230,000
Kootenai, Idaho 10 $ 1,800,000 $ 180,000 $ 192,000
Montgomery, Maryland 10 $ 1,750,000 $ 175,000 $ 328,000
Prince George's, Maryland 10 $ 1,050,000 $ 105,000 $ 222,000
Monmouth, New Jersey 10 $ 1,910,000 $ 191,000 $ 252,000
Shelby, Tennessee 10 $ 980,000 $ 98,000 $ 162,000
Brevard, Florida 9 $ 1,515,000 $ 168,333 $ 170,000
St. Johns, Florida 9 $ 705,000 $ 78,333 $ 137,000
Sumter, Florida 9 $ 1,945,000 $ 216,111 $ 133,000
Flathead, Montana 9 $ 1,125,000 $ 125,000 $ 128,000
Morris, New Jersey 9 $ 1,425,000 $ 158,333 $ 240,000
Rutherford, Tennessee 9 $ 1,535,000 $ 170,555 $ 185,000
Salt Lake, Utah 9 $ 1,245,000 $ 138,333 $ 207,000
Contra Costa, California 8 $ 1,220,000 $ 152,500 $ 311,000
Duval, Florida 8 $ 890,000 $ 111,250 $ 180,000
St. Lucie, Florida 8 $ 1,970,000 $ 246,250 $ 146,000
Anne Arundel, Maryland 8 $ 1,610,000 $ 201,250 $ 282,000
Baltimore, Maryland 8 $ 1,060,000 $ 132,500 $ 213,000
Baltimore City, Maryland 8 $ 900,000 $ 112,500 $ 136,000
Essex, New Jersey 8 $ 1,970,000 $ 246,250 $ 255,000
Ocean, New Jersey 8 $ 1,050,000 $ 131,250 $ 162,000
Chester, Pennsylvania 8 $ 1,070,000 $ 133,750 $ 209,000
Horry, South Carolina 8 $ 1,050,000 $ 131,250 $ 115,000
Hamilton, Tennessee 8 $ 1,100,000 $ 137,500 $ 336,000
Fresno, California 7 $ 745,000 $ 106,428 $ 148,000
Kern, California 7 $ 605,000 $ 86,428 $ 171,000
Sonoma, California 7 $ 925,000 $ 132,142 $ 220,000
Fairfield, Connecticut 7 $ 1,515,000 $ 216,428 $ 384,000
Delaware, Pennsylvania 7 $ 1,485,000 $ 212,142 $ 279,000
York, South Carolina 7 $ 885,000 $ 126,428 $ 176,000
Sumner, Tennessee 7 $ 1,415,000 $ 202,142 $ 269,000
San Luis Obispo, California 6 $ 960,000 $ 160,000 $ 279,000
San Mateo, California 6 $ 1,910,000 $ 318,333 $ 356,000
Sussex, Delaware 6 $ 910,000 $ 151,666 $ 237,000
Middlesex, New Jersey 6 $ 1,000,000 $ 166,666 $ 149,000
Passaic, New Jersey 6 $ 610,000 $ 101,666 $ 193,000
Wake, North Carolina 6 $ 510,000 $ 85,000 $ 178,000
Philadelphia, Pennsylvania 6 $ 1,020,000 $ 170,000 $ 1,380,000
Knox, Tennessee 6 $ 870,000 $ 145,000 $ 152,000
Maury, Tennessee 6 $ 410,000 $ 68,333 $ 97,000
Pinal, Arizona 5 $ 455,000 $ 91,000 $ 106,000
Levy, Florida 5 $ 905,000 $ 181,000 $ 108,000
Martin, Florida 5 $ 925,000 $ 185,000 $ 202,000
Honolulu, Hawaii 5 $ 435,000 $ 87,000 $ 139,000
Washtenaw, Michigan 5 $ 715,000 $ 143,000 $ 254,000
Lyon, Nevada 5 $ 405,000 $ 81,000 $ 170,000
Burlington, New Jersey 5 $ 865,000 $ 173,000 $ 292,000
Sussex, New Jersey 5 $ 655,000 $ 131,000 $ 234,000
Union, New Jersey 5 $ 565,000 $ 113,000 $ 263,000
Clackamas, Oregon 5 $ 475,000 $ 95,000 $ 153,000
Montgomery, Pennsylvania 5 $ 795,000 $ 159,000 $ 217,000
Dorchester, South Carolina 5 $ 425,000 $ 85,000 $ 128,000
Utah, Utah 5 $ 805,000 $ 161,000 $ 237,000
Clark, Washington 5 $ 695,000 $ 139,000 $ 179,000
Pierce, Washington 5 $ 355,000 $ 71,000 $ 163,000
Baldwin, Alabama 4 $ 700,000 $ 175,000 $ 1,628,000
Madison, Alabama 4 $ 860,000 $ 215,000 $ 284,000
Pima, Arizona 4 $ 480,000 $ 120,000 $ 97,000
El Dorado, California 4 $ 380,000 $ 95,000 $ 167,000
Marin, California 4 $ 750,000 $ 187,500 $ 315,000
San Francisco, California 4 $ 560,000 $ 140,000 $ 316,000
Santa Barbara, California 4 $ 1,220,000 $ 305,000 $ 505,000
Solano, California 4 $ 470,000 $ 117,500 $ 219,000
Bay, Florida 4 $ 1,030,000 $ 257,500 $ 259,000
Santa Rosa, Florida 4 $ 590,000 $ 147,500 $ 157,000
Maui, Hawaii 4 $ 640,000 $ 160,000 $ 179,000
Twin Falls, Idaho 4 $ 490,000 $ 122,500 $ 158,000
Howard, Maryland 4 $ 1,150,000 $ 287,500 $ 277,000
Mercer, New Jersey 4 $ 1,010,000 $ 252,500 $ 276,000
Cabarrus, North Carolina 4 $ 360,000 $ 90,000 $ 209,000
Washington, Oregon 4 $ 800,000 $ 200,000 $ 167,000
Beaufort, South Carolina 4 $ 750,000 $ 187,500 $ 298,000
Snohomish, Washington 4 $ 610,000 $ 152,500 $ 138,000
Thurston, Washington 4 $ 760,000 $ 190,000 $ 122,000
Monterey, California 3 $ 375,000 $ 125,000 $ 156,000
Nevada, California 3 $ 375,000 $ 125,000 $ 213,000
Santa Clara, California 3 $ 515,000 $ 171,666 $ 619,000
Larimer, Colorado 3 $ 405,000 $ 135,000 $ 205,000
Indian River, Florida 3 $ 605,000 $ 201,666 $ 133,000
Leon, Florida 3 $ 255,000 $ 85,000 $ 142,000
Monroe, Florida 3 $ 625,000 $ 208,333 $ 389,000
Blaine, Idaho 3 $ 765,000 $ 255,000 $ 452,000
Bonner, Idaho 3 $ 385,000 $ 128,333 $ 215,000
Cecil, Maryland 3 $ 445,000 $ 148,333 $ 119,000
Macomb, Michigan 3 $ 425,000 $ 141,666 $ 222,000
Hennepin, Minnesota 3 $ 565,000 $ 188,333 $ 355,000
Gallatin, Montana 3 $ 465,000 $ 155,000 $ 263,000
Douglas, Nebraska 3 $ 285,000 $ 95,000 $ 276,000
Douglas, Nevada 3 $ 185,000 $ 61,666 $ 112,000
Hunterdon, New Jersey 3 $ 585,000 $ 195,000 $ 452,000
Iredell, North Carolina 3 $ 495,000 $ 165,000 $ 236,000
Mecklenburg, North Carolina 3 $ 485,000 $ 161,666 $ 236,000
Franklin, Ohio 3 $ 815,000 $ 271,666 $ 337,000
Summit, Ohio 3 $ 225,000 $ 75,000 $ 142,000
Multnomah, Oregon 3 $ 305,000 $ 101,666 $ 236,000
Berks, Pennsylvania 3 $ 265,000 $ 88,333 $ 131,000
Greenville, South Carolina 3 $ 295,000 $ 98,333 $ 158,000
Lancaster, South Carolina 3 $ 215,000 $ 71,666 $ 140,000
Blount, Tennessee 3 $ 275,000 $ 91,666 $ 80,000
Sullivan, Tennessee 3 $ 305,000 $ 101,666 $ 133,000
Weber, Utah 3 $ 405,000 $ 135,000 $ 160,000
Fairfax, Virginia 3 $ 615,000 $ 205,000 $ 333,000
Virginia Beach, Virginia 3 $ 395,000 $ 131,666 $ 147,000
Anchorage, Alaska 2 $ 250,000 $ 125,000 $ 378,000
Mohave, Arizona 2 $ 120,000 $ 60,000 $ 57,000
Navajo, Arizona 2 $ 130,000 $ 65,000 $ 284,000
Yavapai, Arizona 2 $ 270,000 $ 135,000 $ 141,000
Butte, California 2 $ 320,000 $ 160,000 $ 447,000
Calaveras, California 2 $ 410,000 $ 205,000 $ 244,000
Madera, California 2 $ 200,000 $ 100,000 $ 300,000
Merced, California 2 $ 110,000 $ 55,000 $ 146,000
Tuolumne, California 2 $ 210,000 $ 105,000 $ 285,000
Denver, Colorado 2 $ 250,000 $ 125,000 $ 295,000
Hartford, Connecticut 2 $ 270,000 $ 135,000 $ 216,000
Clay, Florida 2 $ 110,000 $ 55,000 $ 102,000
Columbia, Florida 2 $ 80,000 $ 40,000 $ 76,000
Escambia, Florida 2 $ 100,000 $ 50,000 $ 56,000
Gilchrist, Florida 2 $ 220,000 $ 110,000 $ 61,000
Highlands, Florida 2 $ 120,000 $ 60,000 $ 176,000
Madison, Florida 2 $ 160,000 $ 80,000 $ 105,000
Okaloosa, Florida 2 $ 120,000 $ 60,000 $ 71,000
Walton, Florida 2 $ 540,000 $ 270,000 $ 1,291,000
Fulton, Georgia 2 $ 240,000 $ 120,000 $ 294,000
Hawaii, Hawaii 2 $ 240,000 $ 120,000 $ 181,000
Bonneville, Idaho 2 $ 210,000 $ 105,000 $ 100,000
Boundary, Idaho 2 $ 210,000 $ 105,000 $ 77,000
Butler, Kansas 2 $ 80,000 $ 40,000 $ 74,000
Carroll, Maryland 2 $ 320,000 $ 160,000 $ 177,000
Charles, Maryland 2 $ 170,000 $ 85,000 $ 122,000
Harford, Maryland 2 $ 140,000 $ 70,000 $ 149,000
St. Mary's, Maryland 2 $ 440,000 $ 220,000 $ 272,000
Washington, Maryland 2 $ 110,000 $ 55,000 $ 138,000
Genesee, Michigan 2 $ 270,000 $ 135,000 $ 114,000
Wayne, Michigan 2 $ 150,000 $ 75,000 $ 191,000
Camden, New Jersey 2 $ 310,000 $ 155,000 $ 120,000
Gloucester, New Jersey 2 $ 180,000 $ 90,000 $ 188,000
Somerset, New Jersey 2 $ 440,000 $ 220,000 $ 376,000
Johnston, North Carolina 2 $ 110,000 $ 55,000 $ 168,000
New Hanover, North Carolina 2 $ 580,000 $ 290,000 $ 275,000
Rowan, North Carolina 2 $ 220,000 $ 110,000 $ 86,000
Union, North Carolina 2 $ 510,000 $ 255,000 $ 313,000
Butler, Ohio 2 $ 220,000 $ 110,000 $ 122,000
Clermont, Ohio 2 $ 330,000 $ 165,000 $ 94,000
Cuyahoga, Ohio 2 $ 300,000 $ 150,000 $ 90,000
Hamilton, Ohio 2 $ 150,000 $ 75,000 $ 107,000
Douglas, Oregon 2 $ 290,000 $ 145,000 $ 123,000
Lane, Oregon 2 $ 380,000 $ 190,000 $ 130,000
Lincoln, Oregon 2 $ 140,000 $ 70,000 $ 120,000
Linn, Oregon 2 $ 150,000 $ 75,000 $ 152,000
Lancaster, Pennsylvania 2 $ 110,000 $ 55,000 $ 52,000
Aiken, South Carolina 2 $ 110,000 $ 55,000 $ 86,000
Anderson, South Carolina 2 $ 140,000 $ 70,000 $ 105,000
Chester, South Carolina 2 $ 110,000 $ 55,000 $ 120,000
Richland, South Carolina 2 $ 150,000 $ 75,000 $ 83,000
Cheatham, Tennessee 2 $ 120,000 $ 60,000 $ 173,000
Fayette, Tennessee 2 $ 180,000 $ 90,000 $ 257,000
Jefferson, Tennessee 2 $ 130,000 $ 65,000 $ 114,000
Putnam, Tennessee 2 $ 180,000 $ 90,000 $ 114,000
Robertson, Tennessee 2 $ 260,000 $ 130,000 $ 133,000
Wilson, Tennessee 2 $ 150,000 $ 75,000 $ 79,000
Davis, Utah 2 $ 200,000 $ 100,000 $ 134,000
Whatcom, Washington 2 $ 380,000 $ 190,000 $ 225,000
DeKalb, Alabama 1 $ 125,000 $ 125,000 $ 271,000
Elmore, Alabama 1 $ 55,000 $ 55,000 $ 96,000
Houston, Alabama 1 $ 55,000 $ 55,000 $ 86,000
Jefferson, Alabama 1 $ 55,000 $ 55,000 $ 75,000
Lee, Alabama 1 $ 105,000 $ 105,000 $ 123,000
Marshall, Alabama 1 $ 85,000 $ 85,000 $ 60,000
Montgomery, Alabama 1 $ 55,000 $ 55,000 $ 64,000
Matanuska-Susitna, Alaska 1 $ 205,000 $ 205,000 $ 182,000
Coconino, Arizona 1 $ 75,000 $ 75,000 $ 63,000
Yuma, Arizona 1 $ 55,000 $ 55,000 $ 60,000
Colusa, California 1 $ 65,000 $ 65,000 $ 115,000
Lake, California 1 $ 65,000 $ 65,000 $ 101,000
Mono, California 1 $ 105,000 $ 105,000 $ 126,000
Napa, California 1 $ 55,000 $ 55,000 $ 330,000
Shasta, California 1 $ 235,000 $ 235,000 $ 98,000
Stanislaus, California 1 $ 105,000 $ 105,000 $ 163,000
Tulare, California 1 $ 55,000 $ 55,000 $ 60,000
Yolo, California 1 $ 55,000 $ 55,000 $ 79,000
Yuba, California 1 $ 125,000 $ 125,000 $ 79,000
Adams, Colorado 1 $ 55,000 $ 55,000 $ 137,000
Arapahoe, Colorado 1 $ 55,000 $ 55,000 $ 89,000
Chaffee, Colorado 1 $ 65,000 $ 65,000 $ 98,000
Douglas, Colorado 1 $ 255,000 $ 255,000 $ 263,000
El Paso, Colorado 1 $ 105,000 $ 105,000 $ 153,000
Garfield, Colorado 1 $ 55,000 $ 55,000 $ 127,000
Jefferson, Colorado 1 $ 115,000 $ 115,000 $ 403,000
La Plata, Colorado 1 $ 115,000 $ 115,000 $ 48,000
Mesa, Colorado 1 $ 165,000 $ 165,000 $ 175,000
Kent, Delaware 1 $ 55,000 $ 55,000 $ 38,000
Flagler, Florida 1 $ 305,000 $ 305,000 $ 147,000
Gadsden, Florida 1 $ 55,000 $ 55,000 $ 89,000
Glades, Florida 1 $ 55,000 $ 55,000 $ 36,000
Nassau, Florida 1 $ 165,000 $ 165,000 $ 156,000
Putnam, Florida 1 $ 75,000 $ 75,000 $ 41,000
Taylor, Florida 1 $ 165,000 $ 165,000 $ 150,000
Coweta, Georgia 1 $ 55,000 $ 55,000 $ 206,000
Fannin, Georgia 1 $ 55,000 $ 55,000 $ 44,000
Gwinnett, Georgia 1 $ 75,000 $ 75,000 $ 178,000
Murray, Georgia 1 $ 55,000 $ 55,000 $ 60,000
Kauai, Hawaii 1 $ 105,000 $ 105,000 $ 100,000
Boise, Idaho 1 $ 85,000 $ 85,000 $ 83,000
Elmore, Idaho 1 $ 55,000 $ 55,000 $ 68,000
Gem, Idaho 1 $ 115,000 $ 115,000 $ 205,000
Jefferson, Idaho 1 $ 225,000 $ 225,000 $ 123,000
Latah, Idaho 1 $ 105,000 $ 105,000 $ 111,000
Minidoka, Idaho 1 $ 55,000 $ 55,000 $ 42,000
Nez Perce, Idaho 1 $ 105,000 $ 105,000 $ 95,000
Oneida, Idaho 1 $ 205,000 $ 205,000 $ 123,000
Owyhee, Idaho 1 $ 255,000 $ 255,000 $ 100,000
Shoshone, Idaho 1 $ 25,000 $ 25,000 $ 64,000
Teton, Idaho 1 $ 155,000 $ 155,000 $ 204,000
Valley, Idaho 1 $ 95,000 $ 95,000 $ 64,000
Boone, Indiana 1 $ 65,000 $ 65,000 $ 171,000
Marion, Indiana 1 $ 55,000 $ 55,000 $ 89,000
Cherokee, Iowa 1 $ 55,000 $ 55,000 $ 108,000
Clinton, Iowa 1 $ 55,000 $ 55,000 $ 297,000
Dickinson, Iowa 1 $ 55,000 $ 55,000 $ 153,000
Polk, Iowa 1 $ 85,000 $ 85,000 $ 72,000
Scott, Iowa 1 $ 155,000 $ 155,000 $ 109,000
Washington, Iowa 1 $ 85,000 $ 85,000 $ 72,000
Woodbury, Iowa 1 $ 75,000 $ 75,000 $ 123,000
Ellis, Kansas 1 $ 55,000 $ 55,000 $ 77,000
Johnson, Kansas 1 $ 45,000 $ 45,000 $ 123,000
Labette, Kansas 1 $ 35,000 $ 35,000 $ 35,000
Lyon, Kansas 1 $ 65,000 $ 65,000 $ 60,000
Miami, Kansas 1 $ 55,000 $ 55,000 $ 66,000
Sedgwick, Kansas 1 $ 105,000 $ 105,000 $ 149,000
Fayette, Kentucky 1 $ 55,000 $ 55,000 $ 55,000
Gallatin, Kentucky 1 $ 105,000 $ 105,000 $ 106,000
Kenton, Kentucky 1 $ 105,000 $ 105,000 $ 90,000
Scott, Kentucky 1 $ 55,000 $ 55,000 $ 162,000
Frederick, Maryland 1 $ 185,000 $ 185,000 $ 288,000
Middlesex, Massachusetts 1 $ 45,000 $ 45,000 $ 76,000
Benzie, Michigan 1 $ 55,000 $ 55,000 $ 99,000
Kent, Michigan 1 $ 55,000 $ 55,000 $ 125,000
Lake, Michigan 1 $ 55,000 $ 55,000 $ 62,000
Leelanau, Michigan 1 $ 135,000 $ 135,000 $ 84,000
Livingston, Michigan 1 $ 155,000 $ 155,000 $ 122,000
Marquette, Michigan 1 $ 255,000 $ 255,000 $ 427,000
Midland, Michigan 1 $ 85,000 $ 85,000 $ 212,000
Oakland, Michigan 1 $ 65,000 $ 65,000 $ 76,000
Sanilac, Michigan 1 $ 25,000 $ 25,000 $ 56,000
Carver, Minnesota 1 $ 265,000 $ 265,000 $ 136,000
Crow Wing, Minnesota 1 $ 55,000 $ 55,000 $ 139,000
Washington, Minnesota 1 $ 145,000 $ 145,000 $ 190,000
Missoula, Montana 1 $ 85,000 $ 85,000 $ 182,000
Washington, Nebraska 1 $ 75,000 $ 75,000 $ 152,000
Carson City, Nevada 1 $ 55,000 $ 55,000 $ 100,000
Elko, Nevada 1 $ 185,000 $ 185,000 $ 120,000
Cape May, New Jersey 1 $ 325,000 $ 325,000 $ 416,000
Alamance, North Carolina 1 $ 475,000 $ 475,000 $ 496,000
Brunswick, North Carolina 1 $ 55,000 $ 55,000 $ 75,000
Caswell, North Carolina 1 $ 45,000 $ 45,000 $ 87,000
Catawba, North Carolina 1 $ 105,000 $ 105,000 $ 231,000
Chatham, North Carolina 1 $ 135,000 $ 135,000 $ 210,000
Cleveland, North Carolina 1 $ 55,000 $ 55,000 $ 48,000
Cumberland, North Carolina 1 $ 105,000 $ 105,000 $ 76,000
Gaston, North Carolina 1 $ 105,000 $ 105,000 $ 85,000
Madison, North Carolina 1 $ 55,000 $ 55,000 $ 60,000
Yadkin, North Carolina 1 $ 55,000 $ 55,000 $ 81,000
Allen, Ohio 1 $ 105,000 $ 105,000 $ 148,000
Delaware, Ohio 1 $ 75,000 $ 75,000 $ 70,000
Fairfield, Ohio 1 $ 105,000 $ 105,000 $ 100,000
Geauga, Ohio 1 $ 105,000 $ 105,000 $ 93,000
Licking, Ohio 1 $ 55,000 $ 55,000 $ 70,000
Logan, Ohio 1 $ 25,000 $ 25,000 $ 390,000
Lorain, Ohio 1 $ 55,000 $ 55,000 $ 110,000
Madison, Ohio 1 $ 185,000 $ 185,000 $ 230,000
Mahoning, Ohio 1 $ 55,000 $ 55,000 $ 66,000
Stark, Ohio 1 $ 55,000 $ 55,000 $ 52,000
Warren, Ohio 1 $ 55,000 $ 55,000 $ 69,000
Wayne, Ohio 1 $ 55,000 $ 55,000 $ 190,000
Oklahoma, Oklahoma 1 $ 75,000 $ 75,000 $ 153,000
Clatsop, Oregon 1 $ 125,000 $ 125,000 $ 92,000
Coos, Oregon 1 $ 185,000 $ 185,000 $ 120,000
Crook, Oregon 1 $ 505,000 $ 505,000 $ 368,000
Yamhill, Oregon 1 $ 55,000 $ 55,000 $ 84,000
Allegheny, Pennsylvania 1 $ 175,000 $ 175,000 $ 266,000
Clearfield, Pennsylvania 1 $ 55,000 $ 55,000 $ 77,000
Dauphin, Pennsylvania 1 $ 55,000 $ 55,000 $ 329,000
Lehigh, Pennsylvania 1 $ 105,000 $ 105,000 $ 92,000
McKean, Pennsylvania 1 $ 75,000 $ 75,000 $ 79,000
Monroe, Pennsylvania 1 $ 105,000 $ 105,000 $ 135,000
Wayne, Pennsylvania 1 $ 55,000 $ 55,000 $ 71,000
Cherokee, South Carolina 1 $ 55,000 $ 55,000 $ 62,000
Georgetown, South Carolina 1 $ 55,000 $ 55,000 $ 136,000
Kershaw, South Carolina 1 $ 55,000 $ 55,000 $ 72,000
Lexington, South Carolina 1 $ 95,000 $ 95,000 $ 39,000
Oconee, South Carolina 1 $ 55,000 $ 55,000 $ 100,000
Pickens, South Carolina 1 $ 65,000 $ 65,000 $ 128,000
Spartanburg, South Carolina 1 $ 55,000 $ 55,000 $ 54,000
Anderson, Tennessee 1 $ 55,000 $ 55,000 $ 298,000
Bradley, Tennessee 1 $ 55,000 $ 55,000 $ 80,000
Carter, Tennessee 1 $ 95,000 $ 95,000 $ 132,000
DeKalb, Tennessee 1 $ 75,000 $ 75,000 $ 64,000
Dickson, Tennessee 1 $ 85,000 $ 85,000 $ 84,000
Obion, Tennessee 1 $ 55,000 $ 55,000 $ 31,000
Sequatchie, Tennessee 1 $ 105,000 $ 105,000 $ 114,000
Sevier, Tennessee 1 $ 305,000 $ 305,000 $ 320,000
Tipton, Tennessee 1 $ 35,000 $ 35,000 $ 64,000
Trousdale, Tennessee 1 $ 155,000 $ 155,000 $ 172,000
Warren, Tennessee 1 $ 55,000 $ 55,000 $ 103,000
Garfield, Utah 1 $ 45,000 $ 45,000 $ 138,000
Sevier, Utah 1 $ 355,000 $ 355,000 $ 877,000
Summit, Utah 1 $ 505,000 $ 505,000 $ 1,448,000
Tooele, Utah 1 $ 155,000 $ 155,000 $ 123,000
Washington, Utah 1 $ 105,000 $ 105,000 $ 101,000
Addison, Vermont 1 $ 105,000 $ 105,000 $ 119,000
Caledonia, Vermont 1 $ 55,000 $ 55,000 $ 129,000
Chittenden, Vermont 1 $ 115,000 $ 115,000 $ 119,000
Franklin, Vermont 1 $ 155,000 $ 155,000 $ 107,000
Lamoille, Vermont 1 $ 125,000 $ 125,000 $ 158,000
Fluvanna, Virginia 1 $ 105,000 $ 105,000 $ 116,000
Gloucester, Virginia 1 $ 95,000 $ 95,000 $ 127,000
Henrico, Virginia 1 $ 25,000 $ 25,000 $ 171,000
Manassas Park, Virginia 1 $ 155,000 $ 155,000 $ 236,000
Rockbridge, Virginia 1 $ 165,000 $ 165,000 $ 315,000
Rockingham, Virginia 1 $ 55,000 $ 55,000 $ 73,000
Spotsylvania, Virginia 1 $ 185,000 $ 185,000 $ 238,000
Douglas, Washington 1 $ 195,000 $ 195,000 $ 349,000
Grant, Washington 1 $ 75,000 $ 75,000 $ 123,000
Kitsap, Washington 1 $ 55,000 $ 55,000 $ 120,000
Skagit, Washington 1 $ 55,000 $ 55,000 $ 105,000
Spokane, Washington 1 $ 255,000 $ 255,000 $ 245,000
Brown, Wisconsin 1 $ 105,000 $ 105,000 $ 115,000
Dodge, Wisconsin 1 $ 55,000 $ 55,000 $ 62,000
Laramie, Wyoming 1 $ 115,000 $ 115,000 $ 316,000
Lincoln, Wyoming 1 $ 105,000 $ 105,000 $ 182,000
Sweetwater, Wyoming 1 $ 85,000 $ 85,000 $ 178,000

Mortgage Loan Application Detail Totals for Gte Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,086 $98,500,000 $90,000 $895,000 $104,000 $1,248,000
Other Purpose 1,045 $123,425,000 $118,000 $505,000 $177,000 $7,245,000
Home Purchase 906 $241,420,000 $266,000 $3,005,000 $229,000 $2,509,000
Refinancing 597 $74,255,000 $124,000 $1,145,000 $111,000 $995,000
Home Improvement 219 $16,685,000 $76,000 $665,000 $95,000 $311,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,088 $301,130,000 $144,000 $3,005,000 $159,000 $5,521,000
Hispanic 704 $96,000,000 $136,000 $1,685,000 $128,000 $1,248,000
Not Provided 489 $67,965,000 $138,000 $865,000 $159,000 $2,127,000
Black or African American 407 $58,515,000 $143,000 $1,145,000 $149,000 $7,245,000
Asian 126 $26,080,000 $206,000 $895,000 $210,000 $842,000
American Indian or Alaskan Native 20 $2,390,000 $119,000 $545,000 $113,000 $330,000
Native Hawaiian or Other Pacific Islander 12 $1,240,000 $103,000 $335,000 $107,000 $160,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,805 $539,385,000 $141,000 $3,005,000 $154,000 $7,245,000
FHA-insured (Federal Housing Administration) 43 $12,705,000 $295,000 $485,000 $97,000 $274,000
VA-guaranteed (Veterans Administration) 5 $2,195,000 $439,000 $735,000 $144,000 $226,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,987 $308,805,000 $155,000 $3,005,000 $174,000 $5,521,000
Application Denied By Financial Institution 1,115 $131,005,000 $117,000 $1,005,000 $119,000 $7,245,000
Application Withdrawn By Applicant 499 $82,835,000 $166,000 $1,055,000 $153,000 $1,349,000
File Closed For Incompleteness 190 $24,930,000 $131,000 $1,685,000 $141,000 $2,127,000
Application Approved But Not Accepted 62 $6,710,000 $108,000 $405,000 $154,000 $1,177,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,738 $423,280,000 $154,000 $3,005,000 $167,000 $5,521,000
Debt-To-Income Ratio 674 $80,960,000 $120,000 $1,005,000 $101,000 $804,000
Credit History 250 $26,080,000 $104,000 $585,000 $152,000 $7,245,000
Collateral 125 $13,455,000 $107,000 $665,000 $133,000 $804,000
Other 42 $4,680,000 $111,000 $925,000 $140,000 $787,000
Unverifiable Information 9 $2,085,000 $231,000 $725,000 $276,000 $950,000
Employment History 8 $2,130,000 $266,000 $655,000 $141,000 $233,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,060,000 $265,000 $655,000 $163,000 $264,000
Credit Application Incomplete 3 $555,000 $185,000 $355,000 $142,000 $251,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gte Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gte Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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