Gte Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gte Federal Credit Union 711 E Henderson Avenue Tampa, FL 33602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,853 |
| Total Mortgage Loan Application Amount | $554,285,000 |
| Average Mortgage Loan Application Amount | $134,800 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $143,200 |
| Highest Applicant Income | $7,245,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Gte Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gte Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Gte Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gte Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Gte Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gte Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 933 | $ 145,575,000 | $ 156,000 | $ 112,000 |
| Pinellas County Florida | 459 | $ 58,875,000 | $ 128,000 | $ 108,000 |
| Pasco County Florida | 361 | $ 49,265,000 | $ 136,000 | $ 112,000 |
| Polk County Florida | 138 | $ 15,500,000 | $ 112,000 | $ 90,000 |
| Los Angeles County California | 80 | $ 14,090,000 | $ 176,000 | $ 260,000 |
| Manatee County Florida | 78 | $ 14,620,000 | $ 187,000 | $ 126,000 |
| Miami-Dade County Florida | 74 | $ 11,610,000 | $ 156,000 | $ 196,000 |
| Sarasota County Florida | 71 | $ 11,545,000 | $ 162,000 | $ 157,000 |
| Hernando County Florida | 67 | $ 8,155,000 | $ 121,000 | $ 90,000 |
| Broward County Florida | 64 | $ 9,720,000 | $ 151,000 | $ 210,000 |
| Citrus County Florida | 55 | $ 7,315,000 | $ 133,000 | $ 91,000 |
| Marion County Florida | 52 | $ 4,390,000 | $ 84,000 | $ 78,000 |
| Maricopa County Arizona | 45 | $ 6,195,000 | $ 137,000 | $ 242,000 |
| Palm Beach County Florida | 43 | $ 8,995,000 | $ 209,000 | $ 247,000 |
| San Diego County California | 38 | $ 6,760,000 | $ 177,000 | $ 261,000 |
| Orange County Florida | 31 | $ 5,215,000 | $ 168,000 | $ 127,000 |
| Clark County Nevada | 28 | $ 4,060,000 | $ 145,000 | $ 197,000 |
| Riverside County California | 24 | $ 3,580,000 | $ 149,000 | $ 257,000 |
| Williamson County Tennessee | 23 | $ 4,715,000 | $ 205,000 | $ 237,000 |
| Sacramento County California | 21 | $ 2,675,000 | $ 127,000 | $ 182,000 |
| Ada County Idaho | 21 | $ 2,225,000 | $ 105,000 | $ 173,000 |
| Washoe County Nevada | 21 | $ 2,555,000 | $ 121,000 | $ 177,000 |
| Bergen County New Jersey | 21 | $ 3,105,000 | $ 147,000 | $ 239,000 |
| Orange County California | 19 | $ 3,295,000 | $ 173,000 | $ 288,000 |
| Hudson County New Jersey | 19 | $ 2,745,000 | $ 144,000 | $ 199,000 |
| San Bernardino County California | 18 | $ 1,800,000 | $ 100,000 | $ 156,000 |
| Seminole County Florida | 15 | $ 2,625,000 | $ 175,000 | $ 173,000 |
| New Castle County Delaware | 14 | $ 1,530,000 | $ 109,000 | $ 156,000 |
| Lake County Florida | 14 | $ 3,470,000 | $ 247,000 | $ 158,000 |
| Davidson County Tennessee | 14 | $ 2,470,000 | $ 176,000 | $ 207,000 |
| Placer County California | 13 | $ 1,725,000 | $ 132,000 | $ 221,000 |
| Collier County Florida | 13 | $ 1,465,000 | $ 112,000 | $ 251,000 |
| San Joaquin County California | 12 | $ 1,510,000 | $ 125,000 | $ 125,000 |
| Ventura County California | 12 | $ 2,160,000 | $ 180,000 | $ 234,000 |
| Osceola County Florida | 12 | $ 1,790,000 | $ 149,000 | $ 164,000 |
| Volusia County Florida | 12 | $ 1,390,000 | $ 115,000 | $ 128,000 |
| Bucks County Pennsylvania | 12 | $ 2,030,000 | $ 169,000 | $ 200,000 |
| King County Washington | 12 | $ 2,390,000 | $ 199,000 | $ 403,000 |
| Alameda County California | 11 | $ 2,225,000 | $ 202,000 | $ 284,000 |
| Charlotte County Florida | 11 | $ 1,035,000 | $ 94,000 | $ 84,000 |
| Lee County Florida | 11 | $ 1,145,000 | $ 104,000 | $ 113,000 |
| Berkeley County South Carolina | 11 | $ 915,000 | $ 83,000 | $ 104,000 |
| Charleston County South Carolina | 11 | $ 1,125,000 | $ 102,000 | $ 159,000 |
| Canyon County Idaho | 10 | $ 1,620,000 | $ 162,000 | $ 230,000 |
| Kootenai County Idaho | 10 | $ 1,800,000 | $ 180,000 | $ 192,000 |
| Montgomery County Maryland | 10 | $ 1,750,000 | $ 175,000 | $ 328,000 |
| Prince George's County Maryland | 10 | $ 1,050,000 | $ 105,000 | $ 222,000 |
| Monmouth County New Jersey | 10 | $ 1,910,000 | $ 191,000 | $ 252,000 |
| Shelby County Tennessee | 10 | $ 980,000 | $ 98,000 | $ 162,000 |
| Brevard County Florida | 9 | $ 1,515,000 | $ 168,000 | $ 170,000 |
| St. Johns County Florida | 9 | $ 705,000 | $ 78,000 | $ 137,000 |
| Sumter County Florida | 9 | $ 1,945,000 | $ 216,000 | $ 133,000 |
| Flathead County Montana | 9 | $ 1,125,000 | $ 125,000 | $ 128,000 |
| Morris County New Jersey | 9 | $ 1,425,000 | $ 158,000 | $ 240,000 |
| Rutherford County Tennessee | 9 | $ 1,535,000 | $ 170,000 | $ 185,000 |
| Salt Lake County Utah | 9 | $ 1,245,000 | $ 138,000 | $ 207,000 |
| Contra Costa County California | 8 | $ 1,220,000 | $ 152,000 | $ 311,000 |
| Duval County Florida | 8 | $ 890,000 | $ 111,000 | $ 180,000 |
| St. Lucie County Florida | 8 | $ 1,970,000 | $ 246,000 | $ 146,000 |
| Anne Arundel County Maryland | 8 | $ 1,610,000 | $ 201,000 | $ 282,000 |
| Baltimore County Maryland | 8 | $ 1,060,000 | $ 132,000 | $ 213,000 |
| Baltimore City County Maryland | 8 | $ 900,000 | $ 112,000 | $ 136,000 |
| Essex County New Jersey | 8 | $ 1,970,000 | $ 246,000 | $ 255,000 |
| Ocean County New Jersey | 8 | $ 1,050,000 | $ 131,000 | $ 162,000 |
| Chester County Pennsylvania | 8 | $ 1,070,000 | $ 133,000 | $ 209,000 |
| Horry County South Carolina | 8 | $ 1,050,000 | $ 131,000 | $ 115,000 |
| Hamilton County Tennessee | 8 | $ 1,100,000 | $ 137,000 | $ 336,000 |
| Fresno County California | 7 | $ 745,000 | $ 106,000 | $ 148,000 |
| Kern County California | 7 | $ 605,000 | $ 86,000 | $ 171,000 |
| Sonoma County California | 7 | $ 925,000 | $ 132,000 | $ 220,000 |
| Fairfield County Connecticut | 7 | $ 1,515,000 | $ 216,000 | $ 384,000 |
| Delaware County Pennsylvania | 7 | $ 1,485,000 | $ 212,000 | $ 279,000 |
| York County South Carolina | 7 | $ 885,000 | $ 126,000 | $ 176,000 |
| Sumner County Tennessee | 7 | $ 1,415,000 | $ 202,000 | $ 269,000 |
| San Luis Obispo County California | 6 | $ 960,000 | $ 160,000 | $ 279,000 |
| San Mateo County California | 6 | $ 1,910,000 | $ 318,000 | $ 356,000 |
| Sussex County Delaware | 6 | $ 910,000 | $ 151,000 | $ 237,000 |
| Middlesex County New Jersey | 6 | $ 1,000,000 | $ 166,000 | $ 149,000 |
| Passaic County New Jersey | 6 | $ 610,000 | $ 101,000 | $ 193,000 |
| Wake County North Carolina | 6 | $ 510,000 | $ 85,000 | $ 178,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,020,000 | $ 170,000 | $ 1,380,000 |
| Knox County Tennessee | 6 | $ 870,000 | $ 145,000 | $ 152,000 |
| Maury County Tennessee | 6 | $ 410,000 | $ 68,000 | $ 97,000 |
| Pinal County Arizona | 5 | $ 455,000 | $ 91,000 | $ 106,000 |
| Levy County Florida | 5 | $ 905,000 | $ 181,000 | $ 108,000 |
| Martin County Florida | 5 | $ 925,000 | $ 185,000 | $ 202,000 |
| Honolulu County Hawaii | 5 | $ 435,000 | $ 87,000 | $ 139,000 |
| Washtenaw County Michigan | 5 | $ 715,000 | $ 143,000 | $ 254,000 |
| Lyon County Nevada | 5 | $ 405,000 | $ 81,000 | $ 170,000 |
| Burlington County New Jersey | 5 | $ 865,000 | $ 173,000 | $ 292,000 |
| Sussex County New Jersey | 5 | $ 655,000 | $ 131,000 | $ 234,000 |
| Union County New Jersey | 5 | $ 565,000 | $ 113,000 | $ 263,000 |
| Clackamas County Oregon | 5 | $ 475,000 | $ 95,000 | $ 153,000 |
| Montgomery County Pennsylvania | 5 | $ 795,000 | $ 159,000 | $ 217,000 |
| Dorchester County South Carolina | 5 | $ 425,000 | $ 85,000 | $ 128,000 |
| Utah County Utah | 5 | $ 805,000 | $ 161,000 | $ 237,000 |
| Clark County Washington | 5 | $ 695,000 | $ 139,000 | $ 179,000 |
| Pierce County Washington | 5 | $ 355,000 | $ 71,000 | $ 163,000 |
| Baldwin County Alabama | 4 | $ 700,000 | $ 175,000 | $ 1,628,000 |
| Madison County Alabama | 4 | $ 860,000 | $ 215,000 | $ 284,000 |
| Pima County Arizona | 4 | $ 480,000 | $ 120,000 | $ 97,000 |
| El Dorado County California | 4 | $ 380,000 | $ 95,000 | $ 167,000 |
| Marin County California | 4 | $ 750,000 | $ 187,000 | $ 315,000 |
| San Francisco County California | 4 | $ 560,000 | $ 140,000 | $ 316,000 |
| Santa Barbara County California | 4 | $ 1,220,000 | $ 305,000 | $ 505,000 |
| Solano County California | 4 | $ 470,000 | $ 117,000 | $ 219,000 |
| Bay County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 259,000 |
| Santa Rosa County Florida | 4 | $ 590,000 | $ 147,000 | $ 157,000 |
| Maui County Hawaii | 4 | $ 640,000 | $ 160,000 | $ 179,000 |
| Twin Falls County Idaho | 4 | $ 490,000 | $ 122,000 | $ 158,000 |
| Howard County Maryland | 4 | $ 1,150,000 | $ 287,000 | $ 277,000 |
| Mercer County New Jersey | 4 | $ 1,010,000 | $ 252,000 | $ 276,000 |
| Cabarrus County North Carolina | 4 | $ 360,000 | $ 90,000 | $ 209,000 |
| Washington County Oregon | 4 | $ 800,000 | $ 200,000 | $ 167,000 |
| Beaufort County South Carolina | 4 | $ 750,000 | $ 187,000 | $ 298,000 |
| Snohomish County Washington | 4 | $ 610,000 | $ 152,000 | $ 138,000 |
| Thurston County Washington | 4 | $ 760,000 | $ 190,000 | $ 122,000 |
| Monterey County California | 3 | $ 375,000 | $ 125,000 | $ 156,000 |
| Nevada County California | 3 | $ 375,000 | $ 125,000 | $ 213,000 |
| Santa Clara County California | 3 | $ 515,000 | $ 171,000 | $ 619,000 |
| Larimer County Colorado | 3 | $ 405,000 | $ 135,000 | $ 205,000 |
| Indian River County Florida | 3 | $ 605,000 | $ 201,000 | $ 133,000 |
| Leon County Florida | 3 | $ 255,000 | $ 85,000 | $ 142,000 |
| Monroe County Florida | 3 | $ 625,000 | $ 208,000 | $ 389,000 |
| Blaine County Idaho | 3 | $ 765,000 | $ 255,000 | $ 452,000 |
| Bonner County Idaho | 3 | $ 385,000 | $ 128,000 | $ 215,000 |
| Cecil County Maryland | 3 | $ 445,000 | $ 148,000 | $ 119,000 |
| Macomb County Michigan | 3 | $ 425,000 | $ 141,000 | $ 222,000 |
| Hennepin County Minnesota | 3 | $ 565,000 | $ 188,000 | $ 355,000 |
| Gallatin County Montana | 3 | $ 465,000 | $ 155,000 | $ 263,000 |
| Douglas County Nebraska | 3 | $ 285,000 | $ 95,000 | $ 276,000 |
| Douglas County Nevada | 3 | $ 185,000 | $ 61,000 | $ 112,000 |
| Hunterdon County New Jersey | 3 | $ 585,000 | $ 195,000 | $ 452,000 |
| Iredell County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 236,000 |
| Mecklenburg County North Carolina | 3 | $ 485,000 | $ 161,000 | $ 236,000 |
| Franklin County Ohio | 3 | $ 815,000 | $ 271,000 | $ 337,000 |
| Summit County Ohio | 3 | $ 225,000 | $ 75,000 | $ 142,000 |
| Multnomah County Oregon | 3 | $ 305,000 | $ 101,000 | $ 236,000 |
| Berks County Pennsylvania | 3 | $ 265,000 | $ 88,000 | $ 131,000 |
| Greenville County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 158,000 |
| Lancaster County South Carolina | 3 | $ 215,000 | $ 71,000 | $ 140,000 |
| Blount County Tennessee | 3 | $ 275,000 | $ 91,000 | $ 80,000 |
| Sullivan County Tennessee | 3 | $ 305,000 | $ 101,000 | $ 133,000 |
| Weber County Utah | 3 | $ 405,000 | $ 135,000 | $ 160,000 |
| Fairfax County Virginia | 3 | $ 615,000 | $ 205,000 | $ 333,000 |
| Virginia Beach County Virginia | 3 | $ 395,000 | $ 131,000 | $ 147,000 |
| Anchorage County Alaska | 2 | $ 250,000 | $ 125,000 | $ 378,000 |
| Mohave County Arizona | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Navajo County Arizona | 2 | $ 130,000 | $ 65,000 | $ 284,000 |
| Yavapai County Arizona | 2 | $ 270,000 | $ 135,000 | $ 141,000 |
| Butte County California | 2 | $ 320,000 | $ 160,000 | $ 447,000 |
| Calaveras County California | 2 | $ 410,000 | $ 205,000 | $ 244,000 |
| Madera County California | 2 | $ 200,000 | $ 100,000 | $ 300,000 |
| Merced County California | 2 | $ 110,000 | $ 55,000 | $ 146,000 |
| Tuolumne County California | 2 | $ 210,000 | $ 105,000 | $ 285,000 |
| Denver County Colorado | 2 | $ 250,000 | $ 125,000 | $ 295,000 |
| Hartford County Connecticut | 2 | $ 270,000 | $ 135,000 | $ 216,000 |
| Clay County Florida | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Columbia County Florida | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Escambia County Florida | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Gilchrist County Florida | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Highlands County Florida | 2 | $ 120,000 | $ 60,000 | $ 176,000 |
| Madison County Florida | 2 | $ 160,000 | $ 80,000 | $ 105,000 |
| Okaloosa County Florida | 2 | $ 120,000 | $ 60,000 | $ 71,000 |
| Walton County Florida | 2 | $ 540,000 | $ 270,000 | $ 1,291,000 |
| Fulton County Georgia | 2 | $ 240,000 | $ 120,000 | $ 294,000 |
| Hawaii County Hawaii | 2 | $ 240,000 | $ 120,000 | $ 181,000 |
| Bonneville County Idaho | 2 | $ 210,000 | $ 105,000 | $ 100,000 |
| Boundary County Idaho | 2 | $ 210,000 | $ 105,000 | $ 77,000 |
| Butler County Kansas | 2 | $ 80,000 | $ 40,000 | $ 74,000 |
| Carroll County Maryland | 2 | $ 320,000 | $ 160,000 | $ 177,000 |
| Charles County Maryland | 2 | $ 170,000 | $ 85,000 | $ 122,000 |
| Harford County Maryland | 2 | $ 140,000 | $ 70,000 | $ 149,000 |
| St. Mary's County Maryland | 2 | $ 440,000 | $ 220,000 | $ 272,000 |
| Washington County Maryland | 2 | $ 110,000 | $ 55,000 | $ 138,000 |
| Genesee County Michigan | 2 | $ 270,000 | $ 135,000 | $ 114,000 |
| Wayne County Michigan | 2 | $ 150,000 | $ 75,000 | $ 191,000 |
| Camden County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 120,000 |
| Gloucester County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 188,000 |
| Somerset County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 376,000 |
| Johnston County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 168,000 |
| New Hanover County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 275,000 |
| Rowan County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Union County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 313,000 |
| Butler County Ohio | 2 | $ 220,000 | $ 110,000 | $ 122,000 |
| Clermont County Ohio | 2 | $ 330,000 | $ 165,000 | $ 94,000 |
| Cuyahoga County Ohio | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Hamilton County Ohio | 2 | $ 150,000 | $ 75,000 | $ 107,000 |
| Douglas County Oregon | 2 | $ 290,000 | $ 145,000 | $ 123,000 |
| Lane County Oregon | 2 | $ 380,000 | $ 190,000 | $ 130,000 |
| Lincoln County Oregon | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| Linn County Oregon | 2 | $ 150,000 | $ 75,000 | $ 152,000 |
| Lancaster County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 52,000 |
| Aiken County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 86,000 |
| Anderson County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 105,000 |
| Chester County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| Richland County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 83,000 |
| Cheatham County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 173,000 |
| Fayette County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 257,000 |
| Jefferson County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 114,000 |
| Putnam County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Robertson County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 133,000 |
| Wilson County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| Davis County Utah | 2 | $ 200,000 | $ 100,000 | $ 134,000 |
| Whatcom County Washington | 2 | $ 380,000 | $ 190,000 | $ 225,000 |
| DeKalb County Alabama | 1 | $ 125,000 | $ 125,000 | $ 271,000 |
| Elmore County Alabama | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Houston County Alabama | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Marshall County Alabama | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Montgomery County Alabama | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Matanuska-Susitna County Alaska | 1 | $ 205,000 | $ 205,000 | $ 182,000 |
| Coconino County Arizona | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Yuma County Arizona | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Colusa County California | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Lake County California | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Mono County California | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Napa County California | 1 | $ 55,000 | $ 55,000 | $ 330,000 |
| Shasta County California | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Stanislaus County California | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Tulare County California | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Yolo County California | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Yuba County California | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Adams County Colorado | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Arapahoe County Colorado | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Chaffee County Colorado | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Douglas County Colorado | 1 | $ 255,000 | $ 255,000 | $ 263,000 |
| El Paso County Colorado | 1 | $ 105,000 | $ 105,000 | $ 153,000 |
| Garfield County Colorado | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Jefferson County Colorado | 1 | $ 115,000 | $ 115,000 | $ 403,000 |
| La Plata County Colorado | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Mesa County Colorado | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Kent County Delaware | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Flagler County Florida | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Gadsden County Florida | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Glades County Florida | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Nassau County Florida | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Putnam County Florida | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Taylor County Florida | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Coweta County Georgia | 1 | $ 55,000 | $ 55,000 | $ 206,000 |
| Fannin County Georgia | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 178,000 |
| Murray County Georgia | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Kauai County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Boise County Idaho | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Elmore County Idaho | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Gem County Idaho | 1 | $ 115,000 | $ 115,000 | $ 205,000 |
| Jefferson County Idaho | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Latah County Idaho | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Minidoka County Idaho | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Nez Perce County Idaho | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Oneida County Idaho | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Owyhee County Idaho | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Shoshone County Idaho | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Teton County Idaho | 1 | $ 155,000 | $ 155,000 | $ 204,000 |
| Valley County Idaho | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Boone County Indiana | 1 | $ 65,000 | $ 65,000 | $ 171,000 |
| Marion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Cherokee County Iowa | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Clinton County Iowa | 1 | $ 55,000 | $ 55,000 | $ 297,000 |
| Dickinson County Iowa | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Polk County Iowa | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Scott County Iowa | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Washington County Iowa | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Woodbury County Iowa | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Ellis County Kansas | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Johnson County Kansas | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Labette County Kansas | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Lyon County Kansas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Miami County Kansas | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Sedgwick County Kansas | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Fayette County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Gallatin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Kenton County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Scott County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 162,000 |
| Frederick County Maryland | 1 | $ 185,000 | $ 185,000 | $ 288,000 |
| Middlesex County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Benzie County Michigan | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Kent County Michigan | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Lake County Michigan | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Leelanau County Michigan | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Livingston County Michigan | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Marquette County Michigan | 1 | $ 255,000 | $ 255,000 | $ 427,000 |
| Midland County Michigan | 1 | $ 85,000 | $ 85,000 | $ 212,000 |
| Oakland County Michigan | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Sanilac County Michigan | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Carver County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Crow Wing County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Washington County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 190,000 |
| Missoula County Montana | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Washington County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| Carson City County Nevada | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Elko County Nevada | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Cape May County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 416,000 |
| Alamance County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 496,000 |
| Brunswick County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Caswell County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Catawba County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 231,000 |
| Chatham County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 210,000 |
| Cleveland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Cumberland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Gaston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Madison County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Yadkin County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Allen County Ohio | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Delaware County Ohio | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Fairfield County Ohio | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Geauga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Licking County Ohio | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Logan County Ohio | 1 | $ 25,000 | $ 25,000 | $ 390,000 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Madison County Ohio | 1 | $ 185,000 | $ 185,000 | $ 230,000 |
| Mahoning County Ohio | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Stark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Warren County Ohio | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Wayne County Ohio | 1 | $ 55,000 | $ 55,000 | $ 190,000 |
| Oklahoma County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
| Clatsop County Oregon | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Coos County Oregon | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Crook County Oregon | 1 | $ 505,000 | $ 505,000 | $ 368,000 |
| Yamhill County Oregon | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Allegheny County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 266,000 |
| Clearfield County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Dauphin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 329,000 |
| Lehigh County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| McKean County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Monroe County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Wayne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Cherokee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Georgetown County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Kershaw County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Lexington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Oconee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Pickens County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Anderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 298,000 |
| Bradley County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Carter County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| DeKalb County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Dickson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Obion County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Sequatchie County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Sevier County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 320,000 |
| Tipton County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Trousdale County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Warren County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Garfield County Utah | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Sevier County Utah | 1 | $ 355,000 | $ 355,000 | $ 877,000 |
| Summit County Utah | 1 | $ 505,000 | $ 505,000 | $ 1,448,000 |
| Tooele County Utah | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Washington County Utah | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Addison County Vermont | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Caledonia County Vermont | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Chittenden County Vermont | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Franklin County Vermont | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Lamoille County Vermont | 1 | $ 125,000 | $ 125,000 | $ 158,000 |
| Fluvanna County Virginia | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Gloucester County Virginia | 1 | $ 95,000 | $ 95,000 | $ 127,000 |
| Henrico County Virginia | 1 | $ 25,000 | $ 25,000 | $ 171,000 |
| Manassas Park County Virginia | 1 | $ 155,000 | $ 155,000 | $ 236,000 |
| Rockbridge County Virginia | 1 | $ 165,000 | $ 165,000 | $ 315,000 |
| Rockingham County Virginia | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Spotsylvania County Virginia | 1 | $ 185,000 | $ 185,000 | $ 238,000 |
| Douglas County Washington | 1 | $ 195,000 | $ 195,000 | $ 349,000 |
| Grant County Washington | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Kitsap County Washington | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Skagit County Washington | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Spokane County Washington | 1 | $ 255,000 | $ 255,000 | $ 245,000 |
| Brown County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Dodge County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Laramie County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 316,000 |
| Lincoln County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Sweetwater County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 178,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 1,086 | $98,500,000 | $90,000 | $895,000 | $104,000 | $1,248,000 |
| Other Purpose | 1,045 | $123,425,000 | $118,000 | $505,000 | $177,000 | $7,245,000 |
| Home Purchase | 906 | $241,420,000 | $266,000 | $3,005,000 | $229,000 | $2,509,000 |
| Refinancing | 597 | $74,255,000 | $124,000 | $1,145,000 | $111,000 | $995,000 |
| Home Improvement | 219 | $16,685,000 | $76,000 | $665,000 | $95,000 | $311,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,088 | $301,130,000 | $144,000 | $3,005,000 | $159,000 | $5,521,000 |
| Hispanic | 704 | $96,000,000 | $136,000 | $1,685,000 | $128,000 | $1,248,000 |
| Not Provided | 489 | $67,965,000 | $138,000 | $865,000 | $159,000 | $2,127,000 |
| Black or African American | 407 | $58,515,000 | $143,000 | $1,145,000 | $149,000 | $7,245,000 |
| Asian | 126 | $26,080,000 | $206,000 | $895,000 | $210,000 | $842,000 |
| American Indian or Alaskan Native | 20 | $2,390,000 | $119,000 | $545,000 | $113,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,240,000 | $103,000 | $335,000 | $107,000 | $160,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,805 | $539,385,000 | $141,000 | $3,005,000 | $154,000 | $7,245,000 |
| FHA-insured (Federal Housing Administration) | 43 | $12,705,000 | $295,000 | $485,000 | $97,000 | $274,000 |
| VA-guaranteed (Veterans Administration) | 5 | $2,195,000 | $439,000 | $735,000 | $144,000 | $226,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,987 | $308,805,000 | $155,000 | $3,005,000 | $174,000 | $5,521,000 |
| Application Denied By Financial Institution | 1,115 | $131,005,000 | $117,000 | $1,005,000 | $119,000 | $7,245,000 |
| Application Withdrawn By Applicant | 499 | $82,835,000 | $166,000 | $1,055,000 | $153,000 | $1,349,000 |
| File Closed For Incompleteness | 190 | $24,930,000 | $131,000 | $1,685,000 | $141,000 | $2,127,000 |
| Application Approved But Not Accepted | 62 | $6,710,000 | $108,000 | $405,000 | $154,000 | $1,177,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,738 | $423,280,000 | $154,000 | $3,005,000 | $167,000 | $5,521,000 |
| Debt-To-Income Ratio | 674 | $80,960,000 | $120,000 | $1,005,000 | $101,000 | $804,000 |
| Credit History | 250 | $26,080,000 | $104,000 | $585,000 | $152,000 | $7,245,000 |
| Collateral | 125 | $13,455,000 | $107,000 | $665,000 | $133,000 | $804,000 |
| Other | 42 | $4,680,000 | $111,000 | $925,000 | $140,000 | $787,000 |
| Unverifiable Information | 9 | $2,085,000 | $231,000 | $725,000 | $276,000 | $950,000 |
| Employment History | 8 | $2,130,000 | $266,000 | $655,000 | $141,000 | $233,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,060,000 | $265,000 | $655,000 | $163,000 | $264,000 |
| Credit Application Incomplete | 3 | $555,000 | $185,000 | $355,000 | $142,000 | $251,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gte Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gte Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.