Guaranteed Rate Affinity, LLC Mortgage Lending & HMDA Data, 2021
In 2021, Guaranteed Rate Affinity, LLC of Chicago, IL reported 56,286 mortgage applications totaling $22.1 billion, up 16% from 2020. The average application was for $391,872, and applicants reported an average income of $151,551. 70% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (3,373), Chicago-Naperville, IL (3,363) and Newark, NJ-PA (1,660) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate Affinity, LLC 1800 West Larchmont Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 56,286 |
| Total Mortgage Loan Application Amount | $22,056,960,000 |
| Average Mortgage Loan Application Amount | $391,872 |
| Highest Mortgage Loan Application Amount | $39,725,000 |
| Average Applicant Income | $151,551 |
| Highest Applicant Income | $7,367,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate Affinity, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,373 | $ 949,805,000 | $ 281,590 | $ 108,984 |
| Chicago-Naperville, IL | 3,363 | $ 1,002,535,000 | $ 298,107 | $ 129,000 |
| Outside any metro area | 1,692 | $ 478,930,000 | $ 283,055 | $ 131,908 |
| Newark, NJ-PA | 1,660 | $ 790,900,000 | $ 476,445 | $ 199,753 |
| Baltimore-Columbia-Towson, MD | 1,613 | $ 556,985,000 | $ 345,309 | $ 134,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,605 | $ 1,059,745,000 | $ 660,277 | $ 242,835 |
| Pittsburgh, PA | 1,569 | $ 342,855,000 | $ 218,518 | $ 102,000 |
| Oakland-Hayward-Berkeley, CA | 1,472 | $ 1,102,910,000 | $ 749,259 | $ 226,000 |
| St. Louis, MO-IL | 1,429 | $ 354,625,000 | $ 248,163 | $ 107,100 |
| Denver-Aurora-Lakewood, CO | 1,301 | $ 581,775,000 | $ 447,175 | $ 161,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,289 | $ 602,645,000 | $ 467,529 | $ 180,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,178 | $ 348,430,000 | $ 295,780 | $ 110,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,167 | $ 856,145,000 | $ 733,628 | $ 253,000 |
| New York-Newark, NY | 1,130 | $ 424,880,000 | $ 376,000 | $ 156,415 |
| Cambridge-Newton-Framingham, MA | 1,082 | $ 545,730,000 | $ 504,371 | $ 180,000 |
| Houston-The Woodlands-Sugar Land, TX | 1,077 | $ 336,765,000 | $ 312,688 | $ 145,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1,074 | $ 888,650,000 | $ 827,420 | $ 250,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,072 | $ 547,240,000 | $ 510,485 | $ 171,214 |
| Sacramento--Roseville--Arden-Arcade, CA | 1,027 | $ 438,225,000 | $ 426,703 | $ 161,000 |
| Boston, MA | 1,004 | $ 485,100,000 | $ 483,167 | $ 174,000 |
| Tampa-St. Petersburg-Clearwater, FL | 999 | $ 301,405,000 | $ 301,706 | $ 133,000 |
| Columbia, SC | 980 | $ 231,650,000 | $ 236,377 | $ 92,000 |
| Providence-Warwick, RI-MA | 967 | $ 281,485,000 | $ 291,091 | $ 101,025 |
| Phoenix-Mesa-Scottsdale, AZ | 909 | $ 315,765,000 | $ 347,376 | $ 128,000 |
| San Francisco-Redwood City-South San Francisco, CA | 906 | $ 851,010,000 | $ 939,304 | $ 288,000 |
| New Haven-Milford, CT | 821 | $ 224,395,000 | $ 273,319 | $ 117,000 |
| Cincinnati, OH-KY-IN | 755 | $ 175,885,000 | $ 232,960 | $ 103,446 |
| North Port-Sarasota-Bradenton, FL | 738 | $ 232,620,000 | $ 315,203 | $ 139,000 |
| Hartford-West Hartford-East Hartford, CT | 699 | $ 176,025,000 | $ 251,824 | $ 113,000 |
| San Diego-Carlsbad, CA | 674 | $ 405,810,000 | $ 602,091 | $ 185,000 |
| Dallas-Plano-Irving, TX | 614 | $ 202,830,000 | $ 330,342 | $ 149,000 |
| Orlando-Kissimmee-Sanford, FL | 613 | $ 186,075,000 | $ 303,548 | $ 127,000 |
| Austin-Round Rock, TX | 611 | $ 254,915,000 | $ 417,209 | $ 181,000 |
| Montgomery County-Bucks County-Chester County, PA | 530 | $ 178,850,000 | $ 337,452 | $ 145,000 |
| Columbus, OH | 522 | $ 132,990,000 | $ 254,770 | $ 107,000 |
| Anaheim-Santa Ana-Irvine, CA | 515 | $ 343,105,000 | $ 666,223 | $ 219,000 |
| Tucson, AZ | 501 | $ 132,395,000 | $ 264,261 | $ 105,000 |
| Philadelphia, PA | 414 | $ 118,890,000 | $ 287,173 | $ 127,000 |
| Fort Worth-Arlington, TX | 402 | $ 131,610,000 | $ 327,388 | $ 153,000 |
| Charlotte-Concord-Gastonia, NC-SC | 401 | $ 132,215,000 | $ 329,713 | $ 118,119 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 383 | $ 142,495,000 | $ 372,049 | $ 197,000 |
| Provo-Orem, UT | 381 | $ 127,705,000 | $ 335,183 | $ 117,000 |
| Charleston-North Charleston, SC | 378 | $ 128,830,000 | $ 340,820 | $ 120,000 |
| Elgin, IL | 373 | $ 90,575,000 | $ 242,828 | $ 108,000 |
| Riverside-San Bernardino-Ontario, CA | 370 | $ 157,800,000 | $ 426,486 | $ 170,000 |
| Santa Rosa, CA | 337 | $ 170,145,000 | $ 504,881 | $ 157,000 |
| Camden, NJ | 329 | $ 85,335,000 | $ 259,376 | $ 131,000 |
| San Rafael, CA | 311 | $ 228,825,000 | $ 735,771 | $ 225,000 |
| Lake County-Kenosha County, IL-WI | 309 | $ 112,085,000 | $ 362,734 | $ 182,546 |
| Salisbury, MD-DE | 307 | $ 80,095,000 | $ 260,895 | $ 138,758 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 302 | $ 98,870,000 | $ 327,384 | $ 155,000 |
| Worcester, MA-CT | 291 | $ 91,825,000 | $ 315,549 | $ 114,144 |
| Boulder, CO | 271 | $ 137,805,000 | $ 508,505 | $ 196,000 |
| Salt Lake City, UT | 233 | $ 81,205,000 | $ 348,519 | $ 113,000 |
| Washington-Baltimore-Arlington, DC | 233 | $ 106,835,000 | $ 458,519 | $ 164,000 |
| Palm Bay-Melbourne-Titusville, FL | 229 | $ 65,355,000 | $ 285,393 | $ 128,000 |
| Milwaukee-Waukesha-West Allis, WI | 225 | $ 63,585,000 | $ 282,600 | $ 132,000 |
| Miami-Miami Beach-Kendall, FL | 208 | $ 89,130,000 | $ 428,509 | $ 202,000 |
| Rochester, MN | 207 | $ 45,525,000 | $ 219,927 | $ 84,000 |
| Salinas, CA | 184 | $ 109,010,000 | $ 592,445 | $ 184,000 |
| Nassau County-Suffolk County, NY | 182 | $ 107,150,000 | $ 588,736 | $ 226,000 |
| Wilmington, DE-MD-NJ | 180 | $ 45,540,000 | $ 253,000 | $ 100,744 |
| Colorado Springs, CO | 177 | $ 65,945,000 | $ 372,570 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 176 | $ 39,680,000 | $ 225,454 | $ 91,312 |
| Cape Coral-Fort Myers, FL | 173 | $ 50,245,000 | $ 290,433 | $ 149,000 |
| San Antonio-New Braunfels, TX | 163 | $ 45,445,000 | $ 278,803 | $ 121,000 |
| Norwich-New London, CT | 162 | $ 46,190,000 | $ 285,123 | $ 124,000 |
| Naples-Immokalee-Marco Island, FL | 151 | $ 62,955,000 | $ 416,920 | $ 230,000 |
| Trenton, NJ | 144 | $ 51,780,000 | $ 359,583 | $ 144,000 |
| Springfield, MA | 142 | $ 35,510,000 | $ 250,070 | $ 106,000 |
| Lakeland-Winter Haven, FL | 138 | $ 32,000,000 | $ 231,884 | $ 92,000 |
| Santa Cruz-Watsonville, CA | 134 | $ 82,070,000 | $ 612,462 | $ 185,000 |
| Fort Collins, CO | 133 | $ 48,275,000 | $ 362,969 | $ 119,000 |
| Port St. Lucie, FL | 128 | $ 31,830,000 | $ 248,671 | $ 91,000 |
| Greeley, CO | 126 | $ 44,610,000 | $ 354,047 | $ 123,000 |
| Ogden-Clearfield, UT | 116 | $ 40,210,000 | $ 346,637 | $ 98,000 |
| Sumter, SC | 113 | $ 25,365,000 | $ 224,469 | $ 80,000 |
| Stockton-Lodi, CA | 109 | $ 44,935,000 | $ 412,247 | $ 143,000 |
| Harrisburg-Carlisle, PA | 107 | $ 20,245,000 | $ 189,205 | $ 90,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 107 | $ 73,365,000 | $ 685,654 | $ 245,000 |
| California-Lexington Park, MD | 103 | $ 35,965,000 | $ 349,174 | $ 134,000 |
| York-Hanover, PA | 96 | $ 20,430,000 | $ 212,812 | $ 88,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 94 | $ 23,790,000 | $ 253,085 | $ 84,000 |
| Vallejo-Fairfield, CA | 92 | $ 38,590,000 | $ 419,456 | $ 201,000 |
| Manchester-Nashua, NH | 91 | $ 28,955,000 | $ 318,186 | $ 130,000 |
| Pensacola-Ferry Pass-Brent, FL | 91 | $ 25,485,000 | $ 280,054 | $ 118,000 |
| Gary, IN | 90 | $ 20,580,000 | $ 228,666 | $ 95,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 89 | $ 22,505,000 | $ 252,865 | $ 103,752 |
| Jacksonville, FL | 89 | $ 25,295,000 | $ 284,213 | $ 113,000 |
| Punta Gorda, FL | 82 | $ 21,250,000 | $ 259,146 | $ 106,000 |
| Rockingham County-Strafford County, NH | 82 | $ 26,360,000 | $ 321,463 | $ 115,000 |
| St. Cloud, MN | 78 | $ 15,290,000 | $ 196,025 | $ 80,000 |
| Seattle-Bellevue-Everett, WA | 77 | $ 49,325,000 | $ 640,584 | $ 191,000 |
| Killeen-Temple, TX | 70 | $ 15,470,000 | $ 221,000 | $ 84,000 |
| Las Vegas-Henderson-Paradise, NV | 65 | $ 27,555,000 | $ 423,923 | $ 213,000 |
| Barnstable Town, MA | 63 | $ 28,225,000 | $ 448,015 | $ 223,000 |
| Dayton-Springfield-Kettering, OH | 62 | $ 12,160,000 | $ 196,129 | $ 89,000 |
| Lancaster, PA | 57 | $ 13,135,000 | $ 230,438 | $ 81,000 |
| Cleveland-Elyria, OH | 54 | $ 13,550,000 | $ 250,925 | $ 154,000 |
| Reading, PA | 53 | $ 10,485,000 | $ 197,830 | $ 81,000 |
| Crestview-Fort Walton Beach-Destin, FL | 47 | $ 19,715,000 | $ 419,468 | $ 134,000 |
| Racine, WI | 43 | $ 8,785,000 | $ 204,302 | $ 84,000 |
| Fresno, CA | 41 | $ 12,185,000 | $ 297,195 | $ 137,000 |
| Modesto, CA | 40 | $ 15,120,000 | $ 378,000 | $ 190,000 |
| Prescott Valley-Prescott, AZ | 37 | $ 15,385,000 | $ 415,810 | $ 149,000 |
| Huntsville, AL | 35 | $ 11,355,000 | $ 324,428 | $ 142,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 33 | $ 11,605,000 | $ 351,666 | $ 137,000 |
| Raleigh, NC | 33 | $ 11,215,000 | $ 339,848 | $ 145,000 |
| Tyler, TX | 33 | $ 7,125,000 | $ 215,909 | $ 83,000 |
| Greenville-Anderson-Mauldin, SC | 31 | $ 8,765,000 | $ 282,741 | $ 119,000 |
| Ocala, FL | 31 | $ 6,625,000 | $ 213,709 | $ 78,000 |
| Portland-South Portland, ME | 30 | $ 10,470,000 | $ 349,000 | $ 176,000 |
| Warner Robins, GA | 29 | $ 6,245,000 | $ 215,344 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 29 | $ 9,415,000 | $ 324,655 | $ 159,000 |
| Kansas City, MO-KS | 28 | $ 8,490,000 | $ 303,214 | $ 132,142 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 28 | $ 9,560,000 | $ 341,428 | $ 144,785 |
| Atlantic City-Hammonton, NJ | 27 | $ 7,785,000 | $ 288,333 | $ 208,000 |
| Gainesville, GA | 27 | $ 10,405,000 | $ 385,370 | $ 124,000 |
| Louisville/Jefferson County, KY-IN | 27 | $ 7,245,000 | $ 268,333 | $ 106,851 |
| Ocean City, NJ | 27 | $ 9,725,000 | $ 360,185 | $ 253,000 |
| Richmond, VA | 27 | $ 9,385,000 | $ 347,592 | $ 143,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 27 | $ 5,935,000 | $ 219,814 | $ 148,000 |
| Merced, CA | 26 | $ 8,570,000 | $ 329,615 | $ 132,000 |
| El Paso, TX | 24 | $ 4,580,000 | $ 190,833 | $ 75,000 |
| Indianapolis-Carmel-Anderson, IN | 24 | $ 7,920,000 | $ 330,000 | $ 147,000 |
| Sebastian-Vero Beach, FL | 24 | $ 6,000,000 | $ 250,000 | $ 111,000 |
| Hagerstown-Martinsburg, MD-WV | 23 | $ 5,605,000 | $ 243,695 | $ 85,565 |
| Panama City, FL | 23 | $ 7,085,000 | $ 308,043 | $ 141,000 |
| Bakersfield, CA | 22 | $ 7,310,000 | $ 332,272 | $ 163,000 |
| Napa, CA | 22 | $ 12,130,000 | $ 551,363 | $ 276,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 21 | $ 4,325,000 | $ 205,952 | $ 141,000 |
| Reno, NV | 21 | $ 10,075,000 | $ 479,761 | $ 169,000 |
| Daphne-Fairhope-Foley, AL | 20 | $ 5,150,000 | $ 257,500 | $ 108,000 |
| Santa Maria-Santa Barbara, CA | 20 | $ 15,530,000 | $ 776,500 | $ 699,000 |
| St. George, UT | 20 | $ 6,650,000 | $ 332,500 | $ 145,000 |
| Dover, DE | 19 | $ 4,965,000 | $ 261,315 | $ 81,000 |
| Macon-Bibb County, GA | 19 | $ 3,005,000 | $ 158,157 | $ 63,000 |
| Yuba City, CA | 19 | $ 5,735,000 | $ 301,842 | $ 95,000 |
| Boise City, ID | 18 | $ 7,130,000 | $ 396,111 | $ 195,000 |
| Duluth, MN-WI | 18 | $ 3,640,000 | $ 202,222 | $ 131,166 |
| Lake Havasu City-Kingman, AZ | 18 | $ 5,100,000 | $ 283,333 | $ 159,000 |
| Montgomery, AL | 18 | $ 3,540,000 | $ 196,666 | $ 85,000 |
| Niles-Benton Harbor, MI | 18 | $ 5,480,000 | $ 304,444 | $ 214,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 17 | $ 6,965,000 | $ 409,705 | $ 178,000 |
| Winchester, VA-WV | 17 | $ 5,565,000 | $ 327,352 | $ 146,000 |
| Asheville, NC | 16 | $ 5,590,000 | $ 349,375 | $ 183,000 |
| Greensboro-High Point, NC | 16 | $ 4,410,000 | $ 275,625 | $ 108,000 |
| Kankakee, IL | 16 | $ 2,500,000 | $ 156,250 | $ 115,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 16 | $ 6,330,000 | $ 395,625 | $ 171,375 |
| Chico, CA | 15 | $ 4,855,000 | $ 323,666 | $ 200,000 |
| East Stroudsburg, PA | 15 | $ 3,195,000 | $ 213,000 | $ 213,000 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 3,985,000 | $ 265,666 | $ 128,000 |
| Homosassa Springs, FL | 15 | $ 3,295,000 | $ 219,666 | $ 102,000 |
| Michigan City-La Porte, IN | 15 | $ 3,335,000 | $ 222,333 | $ 145,000 |
| Akron, OH | 14 | $ 3,550,000 | $ 253,571 | $ 116,000 |
| Gettysburg, PA | 14 | $ 3,020,000 | $ 215,714 | $ 112,000 |
| Madera, CA | 14 | $ 4,390,000 | $ 313,571 | $ 171,000 |
| Oklahoma City, OK | 14 | $ 5,010,000 | $ 357,857 | $ 155,000 |
| Redding, CA | 14 | $ 3,690,000 | $ 263,571 | $ 96,000 |
| Detroit-Dearborn-Livonia, MI | 13 | $ 3,035,000 | $ 233,461 | $ 105,000 |
| Flagstaff, AZ | 13 | $ 4,295,000 | $ 330,384 | $ 121,000 |
| Pittsfield, MA | 13 | $ 3,945,000 | $ 303,461 | $ 188,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 13 | $ 5,765,000 | $ 443,461 | $ 179,000 |
| Columbus, GA-AL | 12 | $ 2,060,000 | $ 171,666 | $ 86,000 |
| Gainesville, FL | 12 | $ 2,380,000 | $ 198,333 | $ 97,000 |
| Grand Rapids-Wyoming, MI | 12 | $ 3,440,000 | $ 286,666 | $ 146,000 |
| Memphis, TN-MS-AR | 12 | $ 4,600,000 | $ 383,333 | $ 162,250 |
| Pueblo, CO | 12 | $ 3,890,000 | $ 324,166 | $ 115,000 |
| Savannah, GA | 12 | $ 2,800,000 | $ 233,333 | $ 94,000 |
| Springfield, OH | 12 | $ 2,120,000 | $ 176,666 | $ 79,000 |
| Albuquerque, NM | 11 | $ 3,575,000 | $ 325,000 | $ 173,000 |
| New Orleans-Metairie, LA | 11 | $ 3,735,000 | $ 339,545 | $ 146,000 |
| Youngstown-Warren-Boardman, OH-PA | 11 | $ 2,365,000 | $ 215,000 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 4,350,000 | $ 435,000 | $ 277,000 |
| Longview, TX | 10 | $ 2,010,000 | $ 201,000 | $ 108,000 |
| Madison, WI | 10 | $ 4,510,000 | $ 451,000 | $ 153,000 |
| Rome, GA | 10 | $ 1,450,000 | $ 145,000 | $ 55,000 |
| Winston-Salem, NC | 10 | $ 2,170,000 | $ 217,000 | $ 92,000 |
| Athens-Clarke County, GA | 9 | $ 2,865,000 | $ 318,333 | $ 96,000 |
| Beaumont-Port Arthur, TX | 9 | $ 1,345,000 | $ 149,444 | $ 97,000 |
| Florence, SC | 9 | $ 2,295,000 | $ 255,000 | $ 122,000 |
| Kingston, NY | 9 | $ 5,685,000 | $ 631,666 | $ 299,000 |
| Knoxville, TN | 9 | $ 3,045,000 | $ 338,333 | $ 117,000 |
| Waco, TX | 9 | $ 2,825,000 | $ 313,888 | $ 185,000 |
| Ann Arbor, MI | 8 | $ 2,480,000 | $ 310,000 | $ 135,000 |
| Birmingham-Hoover, AL | 8 | $ 2,510,000 | $ 313,750 | $ 140,000 |
| Corpus Christi, TX | 8 | $ 2,310,000 | $ 288,750 | $ 154,000 |
| Fayetteville, NC | 8 | $ 1,680,000 | $ 210,000 | $ 117,000 |
| Lebanon, PA | 8 | $ 1,760,000 | $ 220,000 | $ 93,000 |
| Rockford, IL | 8 | $ 1,210,000 | $ 151,250 | $ 87,000 |
| Sherman-Denison, TX | 8 | $ 2,060,000 | $ 257,500 | $ 60,000 |
| Tacoma-Lakewood, WA | 8 | $ 3,450,000 | $ 431,250 | $ 122,000 |
| The Villages, FL | 8 | $ 1,300,000 | $ 162,500 | $ 100,000 |
| Bend-Redmond, OR | 7 | $ 2,865,000 | $ 409,285 | $ 189,000 |
| Champaign-Urbana, IL | 7 | $ 1,165,000 | $ 166,428 | $ 113,000 |
| College Station-Bryan, TX | 7 | $ 1,705,000 | $ 243,571 | $ 140,000 |
| Logan, UT-ID | 7 | $ 1,865,000 | $ 266,428 | $ 62,000 |
| Mobile, AL | 7 | $ 1,555,000 | $ 222,142 | $ 142,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,335,000 | $ 190,714 | $ 70,000 |
| Wilmington, NC | 7 | $ 2,205,000 | $ 315,000 | $ 159,000 |
| Abilene, TX | 6 | $ 1,330,000 | $ 221,666 | $ 75,000 |
| Albany, GA | 6 | $ 990,000 | $ 165,000 | $ 51,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 2,760,000 | $ 460,000 | $ 395,000 |
| Bremerton-Silverdale, WA | 6 | $ 3,400,000 | $ 566,666 | $ 151,000 |
| Charlottesville, VA | 6 | $ 2,020,000 | $ 336,666 | $ 202,000 |
| Chattanooga, TN-GA | 6 | $ 1,520,000 | $ 253,333 | $ 259,000 |
| Coeur D'Alene, ID | 6 | $ 1,470,000 | $ 245,000 | $ 188,000 |
| Grand Junction, CO | 6 | $ 1,700,000 | $ 283,333 | $ 123,000 |
| Johnstown, PA | 6 | $ 720,000 | $ 120,000 | $ 51,000 |
| Kennewick-Richland, WA | 6 | $ 1,970,000 | $ 328,333 | $ 158,000 |
| Omaha-Council Bluffs, NE-IA | 6 | $ 1,990,000 | $ 331,666 | $ 153,000 |
| Billings, MT | 5 | $ 1,535,000 | $ 307,000 | $ 155,000 |
| Bloomington, IL | 5 | $ 845,000 | $ 169,000 | $ 129,000 |
| Bowling Green, KY | 5 | $ 1,475,000 | $ 295,000 | $ 109,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,365,000 | $ 273,000 | $ 302,000 |
| Canton-Massillon, OH | 5 | $ 1,345,000 | $ 269,000 | $ 100,000 |
| Cape Girardeau, MO-IL | 5 | $ 995,000 | $ 199,000 | $ 89,000 |
| Chambersburg-Waynesboro, PA | 5 | $ 945,000 | $ 189,000 | $ 49,000 |
| Dalton, GA | 5 | $ 1,075,000 | $ 215,000 | $ 83,000 |
| Des Moines-West Des Moines, IA | 5 | $ 1,505,000 | $ 301,000 | $ 141,000 |
| Gadsden, AL | 5 | $ 1,735,000 | $ 347,000 | $ 212,000 |
| Jackson, MS | 5 | $ 1,285,000 | $ 257,000 | $ 146,000 |
| Kalamazoo-Portage, MI | 5 | $ 2,175,000 | $ 435,000 | $ 155,000 |
| Lafayette-West Lafayette, IN | 5 | $ 1,375,000 | $ 275,000 | $ 178,000 |
| Lansing-East Lansing, MI | 5 | $ 1,095,000 | $ 219,000 | $ 111,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 1,135,000 | $ 227,000 | $ 126,000 |
| Toledo, OH | 5 | $ 1,765,000 | $ 353,000 | $ 158,000 |
| Tulsa, OK | 5 | $ 1,265,000 | $ 253,000 | $ 151,000 |
| Tuscaloosa, AL | 5 | $ 1,485,000 | $ 297,000 | $ 130,000 |
| Baton Rouge, LA | 4 | $ 1,610,000 | $ 402,500 | $ 154,000 |
| Durham-Chapel Hill, NC | 4 | $ 1,580,000 | $ 395,000 | $ 94,000 |
| Fort Wayne, IN | 4 | $ 750,000 | $ 187,500 | $ 88,000 |
| La Crosse-Onalaska, WI-MN | 4 | $ 930,000 | $ 232,500 | $ 69,000 |
| Lafayette, LA | 4 | $ 780,000 | $ 195,000 | $ 64,000 |
| Las Cruces, NM | 4 | $ 530,000 | $ 132,500 | $ 131,000 |
| Lynchburg, VA | 4 | $ 940,000 | $ 235,000 | $ 174,000 |
| Manhattan, KS | 4 | $ 640,000 | $ 160,000 | $ 112,000 |
| Medford, OR | 4 | $ 1,470,000 | $ 367,500 | $ 92,000 |
| Midland, TX | 4 | $ 1,200,000 | $ 300,000 | $ 150,000 |
| Rochester, NY | 4 | $ 1,590,000 | $ 397,500 | $ 194,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 910,000 | $ 227,500 | $ 113,250 |
| Tallahassee, FL | 4 | $ 750,000 | $ 187,500 | $ 90,000 |
| Visalia-Porterville, CA | 4 | $ 1,290,000 | $ 322,500 | $ 170,000 |
| Alexandria, LA | 3 | $ 695,000 | $ 231,666 | $ 167,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 835,000 | $ 278,333 | $ 104,000 |
| Appleton, WI | 3 | $ 545,000 | $ 181,666 | $ 84,000 |
| Battle Creek, MI | 3 | $ 895,000 | $ 298,333 | $ 128,000 |
| Brownsville-Harlingen, TX | 3 | $ 835,000 | $ 278,333 | $ 114,000 |
| Cleveland, TN | 3 | $ 675,000 | $ 225,000 | $ 127,000 |
| Decatur, AL | 3 | $ 1,205,000 | $ 401,666 | $ 155,000 |
| Green Bay, WI | 3 | $ 695,000 | $ 231,666 | $ 103,000 |
| Jackson, MI | 3 | $ 895,000 | $ 298,333 | $ 123,000 |
| Jacksonville, NC | 3 | $ 595,000 | $ 198,333 | $ 41,000 |
| Lima, OH | 3 | $ 725,000 | $ 241,666 | $ 123,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 1,305,000 | $ 435,000 | $ 159,000 |
| Lubbock, TX | 3 | $ 305,000 | $ 101,666 | $ 326,000 |
| Mankato-North Mankato, MN | 3 | $ 685,000 | $ 228,333 | $ 113,000 |
| Midland, MI | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Muskegon, MI | 3 | $ 915,000 | $ 305,000 | $ 167,000 |
| New Bern, NC | 3 | $ 415,000 | $ 138,333 | $ 161,000 |
| Sebring, FL | 3 | $ 365,000 | $ 121,666 | $ 54,000 |
| Springfield, MO | 3 | $ 1,155,000 | $ 385,000 | $ 141,000 |
| Valdosta, GA | 3 | $ 765,000 | $ 255,000 | $ 64,000 |
| Vineland-Bridgeton, NJ | 3 | $ 685,000 | $ 228,333 | $ 97,000 |
| Wausau, WI | 3 | $ 835,000 | $ 278,333 | $ 211,000 |
| Wichita, KS | 3 | $ 475,000 | $ 158,333 | $ 177,000 |
| Altoona, PA | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Amarillo, TX | 2 | $ 220,000 | $ 110,000 | $ 106,000 |
| Anchorage, AK | 2 | $ 610,000 | $ 305,000 | $ 98,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 330,000 | $ 165,000 | $ 171,000 |
| Bloomington, IN | 2 | $ 370,000 | $ 185,000 | $ 48,000 |
| Bloomsburg-Berwick, PA | 2 | $ 530,000 | $ 265,000 | $ 75,000 |
| Brunswick, GA | 2 | $ 540,000 | $ 270,000 | $ 61,000 |
| Burlington, NC | 2 | $ 310,000 | $ 155,000 | $ 385,000 |
| Carbondale-Marion, IL | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Carson City, NV | 2 | $ 670,000 | $ 335,000 | $ 80,000 |
| Columbia, MO | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Cumberland, MD-WV | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Eugene, OR | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
| Evansville, IN-KY | 2 | $ 820,000 | $ 410,000 | $ 126,000 |
| Fargo, ND-MN | 2 | $ 790,000 | $ 395,000 | $ 139,000 |
| Glens Falls, NY | 2 | $ 400,000 | $ 200,000 | $ 134,000 |
| Goldsboro, NC | 2 | $ 300,000 | $ 150,000 | $ 84,000 |
| Greenville, NC | 2 | $ 710,000 | $ 355,000 | $ 138,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 570,000 | $ 285,000 | $ 115,000 |
| Hanford-Corcoran, CA | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Harrisonburg, VA | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Houma-Thibodaux, LA | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Iowa City, IA | 2 | $ 1,080,000 | $ 540,000 | $ 153,000 |
| Jonesboro, AR | 2 | $ 540,000 | $ 270,000 | $ 116,000 |
| Lawton, OK | 2 | $ 410,000 | $ 205,000 | $ 82,000 |
| Lexington-Fayette, KY | 2 | $ 240,000 | $ 120,000 | $ 124,000 |
| Mansfield, OH | 2 | $ 480,000 | $ 240,000 | $ 52,000 |
| Morgantown, WV | 2 | $ 470,000 | $ 235,000 | $ 110,000 |
| Olympia-Tumwater, WA | 2 | $ 480,000 | $ 240,000 | $ 160,000 |
| Oshkosh-Neenah, WI | 2 | $ 440,000 | $ 220,000 | $ 72,000 |
| Owensboro, KY | 2 | $ 380,000 | $ 190,000 | $ 25,000 |
| Peoria, IL | 2 | $ 540,000 | $ 270,000 | $ 129,000 |
| Roanoke, VA | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Saginaw, MI | 2 | $ 650,000 | $ 325,000 | $ 157,000 |
| Sheboygan, WI | 2 | $ 710,000 | $ 355,000 | $ 81,000 |
| Spartanburg, SC | 2 | $ 500,000 | $ 250,000 | $ 75,000 |
| State College, PA | 2 | $ 910,000 | $ 455,000 | $ 278,000 |
| Syracuse, NY | 2 | $ 640,000 | $ 320,000 | $ 206,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 520,000 | $ 260,000 | $ 125,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 160,000 | $ 80,000 | $ 30,500 |
| Williamsport, PA | 2 | $ 290,000 | $ 145,000 | $ 75,000 |
| Albany, OR | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Auburn-Opelika, AL | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Bangor, ME | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Bellingham, WA | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Bismarck, ND | 1 | $ 145,000 | $ 145,000 | $ 161,000 |
| Burlington-South Burlington, VT | 1 | $ 285,000 | $ 285,000 | $ 28,000 |
| Charleston, WV | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Clarksville, TN-KY | 1 | $ 255,000 | $ 255,000 | $ 95,000 |
| Decatur, IL | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Dubuque, IA | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| El Centro, CA | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Fairbanks, AK | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Florence-Muscle Shoals, AL | 1 | $ 475,000 | $ 475,000 | $ 170,000 |
| Fond Du Lac, WI | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Fort Smith, AR-OK | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Hammond, LA | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Hattiesburg, MS | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Hinesville, GA | 1 | $ 175,000 | $ 175,000 | $ 174,000 |
| Jackson, TN | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Johnson City, TN | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Kokomo, IN | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Laredo, TX | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| Lewiston-Auburn, ME | 1 | $ 275,000 | $ 275,000 | $ 52,000 |
| Monroe, LA | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Monroe, MI | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Morristown, TN | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Muncie, IN | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Parkersburg-Vienna, WV | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Pine Bluff, AR | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Pocatello, ID | 1 | $ 205,000 | $ 205,000 | $ 263,000 |
| Salem, OR | 1 | $ 435,000 | $ 435,000 | $ 131,000 |
| San Angelo, TX | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Spokane-Spokane Valley, WA | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| Springfield, IL | 1 | $ 515,000 | $ 515,000 | $ 176,000 |
| St. Joseph, MO-KS | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Victoria, TX | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Walla Walla, WA | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Wenatchee, WA | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Wheeling, WV-OH | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Wichita Falls, TX | 1 | $ 545,000 | $ 545,000 | $ 974,000 |
| Yakima, WA | 1 | $ 545,000 | $ 545,000 | $ 185,000 |
| Yuma, AZ | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate Affinity, LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 34,300 | $13,425,610,000 | $391,000 | $5,005,000 | $144,000 | $7,198,000 |
| Refinancing | 14,657 | $5,899,355,000 | $402,000 | $39,725,000 | $170,000 | $7,367,000 |
| Cash-out Refinancing | 7,329 | $2,731,995,000 | $372,000 | $5,605,000 | $150,000 | $6,738,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 33,595 | $12,784,905,000 | $380,000 | $5,605,000 | $152,000 | $7,198,000 |
| Not Provided | 9,030 | $3,687,410,000 | $408,000 | $5,005,000 | $159,000 | $7,367,000 |
| Hispanic | 4,351 | $1,477,275,000 | $339,000 | $3,005,000 | $116,000 | $1,489,000 |
| Black or African American | 4,023 | $1,147,615,000 | $285,000 | $3,325,000 | $100,000 | $4,300,000 |
| Asian | 3,320 | $1,865,970,000 | $562,000 | $4,505,000 | $194,000 | $2,957,000 |
| American Indian or Alaskan Native | 298 | $96,510,000 | $323,000 | $4,505,000 | $117,000 | $1,596,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $14,110,000 | $391,000 | $665,000 | $121,000 | $300,000 |
| Not applicable | 11 | $2,865,000 | $260,000 | $615,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47,853 | $19,330,275,000 | $403,000 | $39,725,000 | $161,000 | $7,367,000 |
| FHA-insured (Federal Housing Administration) | 4,709 | $1,253,465,000 | $266,000 | $1,185,000 | $77,000 | $470,000 |
| VA-guaranteed (Veterans Administration) | 3,584 | $1,444,290,000 | $402,000 | $3,325,000 | $115,000 | $1,212,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $28,930,000 | $206,000 | $535,000 | $59,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 39,616 | $15,402,190,000 | $388,000 | $5,605,000 | $148,000 | $7,367,000 |
| Application Withdrawn By Applicant | 12,519 | $5,152,475,000 | $411,000 | $39,725,000 | $167,000 | $6,738,000 |
| Application Denied By Financial Institution | 2,486 | $888,770,000 | $357,000 | $4,705,000 | $110,000 | $2,549,000 |
| File Closed For Incompleteness | 1,226 | $442,460,000 | $360,000 | $3,005,000 | $162,000 | $6,325,000 |
| Application Approved But Not Accepted | 387 | $150,175,000 | $388,000 | $2,005,000 | $146,000 | $795,000 |
| Preapproval Approved but not Accepted | 22 | $10,370,000 | $471,000 | $2,405,000 | $114,000 | $485,000 |
| Preapproval Denied by Financial Institution | 19 | $7,655,000 | $402,000 | $2,305,000 | $85,000 | $392,000 |
| Loan Purchased By The Institution | 11 | $2,865,000 | $260,000 | $615,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 53,781 | $21,160,535,000 | $393,000 | $39,725,000 | $153,000 | $7,367,000 |
| Debt-To-Income Ratio | 1,012 | $388,110,000 | $383,000 | $4,505,000 | $87,000 | $2,549,000 |
| Credit History | 543 | $173,805,000 | $320,000 | $4,505,000 | $124,000 | $1,860,000 |
| Collateral | 295 | $95,125,000 | $322,000 | $2,365,000 | $136,000 | $1,300,000 |
| Other | 262 | $97,810,000 | $373,000 | $2,005,000 | $141,000 | $948,000 |
| Unverifiable Information | 182 | $79,350,000 | $435,000 | $4,705,000 | $125,000 | $1,306,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 104 | $28,920,000 | $278,000 | $1,525,000 | $86,000 | $567,000 |
| Employment History | 100 | $29,210,000 | $292,000 | $1,405,000 | $94,000 | $1,759,000 |
| Credit Application Incomplete | 7 | $4,095,000 | $585,000 | $2,005,000 | $168,000 | $425,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate Affinity, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate Affinity, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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