Guaranty Bank Mortgage Lending & HMDA Data, 2003
In 2003, Guaranty Bank of Dallas, TX reported 23,422 mortgage applications totaling $3.9 billion. The average application was for $164,955, and applicants reported an average income of $103,800. 28% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Dallas, TX (3,510), Houston, TX (1,536) and Greensboro--Winston-Salem--High Point, NC (1,348) (applications in parentheses).
| Mortgage Company & Address | Guaranty Bank 8333 Douglas Avenue Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,422 |
| Total Mortgage Loan Application Amount | $3,863,580,000 |
| Average Mortgage Loan Application Amount | $164,955 |
| Highest Mortgage Loan Application Amount | $5,550,000 |
| Average Applicant Income | $103,800 |
| Highest Applicant Income | $4,860,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin, Texas | 1,288 | $ 40,644,000 | $ 31,555 | $ 106,000 |
| Guilford, North Carolina | 1,103 | $ 170,708,000 | $ 154,766 | $ 68,000 |
| Dallas, Texas | 1,103 | $ 43,501,000 | $ 39,438 | $ 127,000 |
| Harris, Texas | 1,080 | $ 47,552,000 | $ 44,029 | $ 112,000 |
| Tarrant, Texas | 1,054 | $ 35,021,000 | $ 33,226 | $ 95,000 |
| Denton, Texas | 938 | $ 29,321,000 | $ 31,259 | $ 100,000 |
| Los Angeles, California | 930 | $ 357,828,000 | $ 384,761 | $ 121,000 |
| San Diego, California | 881 | $ 307,028,000 | $ 348,499 | $ 110,000 |
| Orange, California | 762 | $ 289,083,000 | $ 379,374 | $ 129,000 |
| Buncombe, North Carolina | 676 | $ 102,853,000 | $ 152,149 | $ 52,000 |
| Mecklenburg, North Carolina | 534 | $ 79,508,000 | $ 148,891 | $ 63,000 |
| Travis, Texas | 507 | $ 28,031,000 | $ 55,287 | $ 105,000 |
| Fairfax, Virginia | 425 | $ 41,517,000 | $ 97,687 | $ 114,000 |
| Riverside, California | 401 | $ 105,807,000 | $ 263,857 | $ 99,000 |
| Santa Clara, California | 395 | $ 149,701,000 | $ 378,989 | $ 126,000 |
| Contra Costa, California | 369 | $ 117,871,000 | $ 319,433 | $ 120,000 |
| Alameda, California | 353 | $ 111,725,000 | $ 316,501 | $ 120,000 |
| Williamson, Texas | 286 | $ 11,265,000 | $ 39,388 | $ 92,000 |
| Montgomery, Maryland | 278 | $ 36,876,000 | $ 132,647 | $ 104,000 |
| Fulton, Georgia | 251 | $ 74,455,000 | $ 296,633 | $ 99,000 |
| Fort Bend, Texas | 250 | $ 11,238,000 | $ 44,952 | $ 185,000 |
| Bexar, Texas | 227 | $ 9,956,000 | $ 43,859 | $ 95,000 |
| Wake, North Carolina | 212 | $ 39,267,000 | $ 185,221 | $ 64,000 |
| Loudoun, Virginia | 198 | $ 16,467,000 | $ 83,166 | $ 100,000 |
| Henderson, North Carolina | 196 | $ 28,278,000 | $ 144,275 | $ 72,000 |
| El Paso, Colorado | 188 | $ 28,583,000 | $ 152,037 | $ 52,000 |
| Montgomery, Texas | 186 | $ 6,826,000 | $ 36,698 | $ 128,000 |
| San Mateo, California | 171 | $ 74,039,000 | $ 432,976 | $ 139,000 |
| Forsyth, North Carolina | 169 | $ 18,897,000 | $ 111,816 | $ 60,000 |
| Prince George's, Maryland | 168 | $ 17,460,000 | $ 103,928 | $ 83,000 |
| San Bernardino, California | 164 | $ 36,999,000 | $ 225,603 | $ 89,000 |
| Maricopa, Arizona | 163 | $ 36,703,000 | $ 225,171 | $ 107,000 |
| Prince William, Virginia | 144 | $ 10,349,000 | $ 71,868 | $ 100,000 |
| Marin, California | 136 | $ 65,920,000 | $ 484,705 | $ 195,000 |
| San Francisco, California | 135 | $ 61,500,000 | $ 455,555 | $ 117,000 |
| Ventura, California | 135 | $ 49,007,000 | $ 363,014 | $ 146,000 |
| York, South Carolina | 126 | $ 18,428,000 | $ 146,253 | $ 51,000 |
| Cobb, Georgia | 125 | $ 24,118,000 | $ 192,944 | $ 80,000 |
| Gwinnett, Georgia | 122 | $ 24,748,000 | $ 202,852 | $ 76,000 |
| Galveston, Texas | 121 | $ 4,422,000 | $ 36,545 | $ 94,000 |
| Middlesex, Massachusetts | 120 | $ 43,190,000 | $ 359,916 | $ 125,000 |
| DeKalb, Georgia | 119 | $ 27,346,000 | $ 229,798 | $ 108,000 |
| Sonoma, California | 113 | $ 37,254,000 | $ 329,681 | $ 130,000 |
| Cook, Illinois | 105 | $ 34,703,000 | $ 330,504 | $ 102,000 |
| Brazoria, Texas | 103 | $ 5,388,000 | $ 52,310 | $ 110,000 |
| Orange, Florida | 92 | $ 23,047,000 | $ 250,510 | $ 105,000 |
| Anne Arundel, Maryland | 86 | $ 7,747,000 | $ 90,081 | $ 92,000 |
| Howard, Maryland | 81 | $ 6,779,000 | $ 83,691 | $ 121,000 |
| Brazos, Texas | 80 | $ 2,805,000 | $ 35,062 | $ 146,000 |
| Sacramento, California | 75 | $ 11,044,000 | $ 147,253 | $ 91,000 |
| Fairfield, Connecticut | 75 | $ 28,536,000 | $ 380,480 | $ 159,000 |
| Rockwall, Texas | 75 | $ 2,763,000 | $ 36,840 | $ 109,000 |
| Palm Beach, Florida | 71 | $ 15,639,000 | $ 220,267 | $ 89,000 |
| Oakland, Michigan | 70 | $ 13,055,000 | $ 186,500 | $ 97,000 |
| Hennepin, Minnesota | 67 | $ 19,357,000 | $ 288,910 | $ 126,000 |
| Union, North Carolina | 67 | $ 10,905,000 | $ 162,761 | $ 63,000 |
| Wayne, Michigan | 66 | $ 10,339,000 | $ 156,651 | $ 58,000 |
| Greenville, South Carolina | 63 | $ 8,559,000 | $ 135,857 | $ 60,000 |
| Clark, Nevada | 62 | $ 8,744,000 | $ 141,032 | $ 95,000 |
| District of Columbia, District Of Columbia | 60 | $ 6,253,000 | $ 104,216 | $ 103,000 |
| Baltimore, Maryland | 60 | $ 5,139,000 | $ 85,650 | $ 74,000 |
| Iredell, North Carolina | 55 | $ 9,000,000 | $ 163,636 | $ 71,000 |
| Arlington, Virginia | 55 | $ 3,940,000 | $ 71,636 | $ 120,000 |
| Carroll, Maryland | 53 | $ 5,953,000 | $ 112,320 | $ 73,000 |
| Hays, Texas | 53 | $ 2,236,000 | $ 42,188 | $ 108,000 |
| Solano, California | 52 | $ 9,388,000 | $ 180,538 | $ 106,000 |
| San Joaquin, California | 51 | $ 10,896,000 | $ 213,647 | $ 97,000 |
| Douglas, Colorado | 51 | $ 12,126,000 | $ 237,764 | $ 95,000 |
| Macomb, Michigan | 51 | $ 7,335,000 | $ 143,823 | $ 56,000 |
| Boulder, Colorado | 50 | $ 9,539,000 | $ 190,780 | $ 94,000 |
| Seminole, Florida | 50 | $ 12,777,000 | $ 255,540 | $ 111,000 |
| Ellis, Texas | 48 | $ 1,392,000 | $ 29,000 | $ 107,000 |
| Alexandria, Virginia | 47 | $ 3,712,000 | $ 78,978 | $ 113,000 |
| Fresno, California | 42 | $ 6,733,000 | $ 160,309 | $ 86,000 |
| Arapahoe, Colorado | 42 | $ 7,228,000 | $ 172,095 | $ 124,000 |
| Norfolk, Massachusetts | 42 | $ 15,244,000 | $ 362,952 | $ 173,000 |
| Cherokee, Georgia | 41 | $ 7,096,000 | $ 173,073 | $ 94,000 |
| Cabarrus, North Carolina | 41 | $ 5,462,000 | $ 133,219 | $ 43,000 |
| Frederick, Maryland | 40 | $ 4,718,000 | $ 117,950 | $ 95,000 |
| Suffolk, Massachusetts | 40 | $ 17,120,000 | $ 428,000 | $ 165,000 |
| Comal, Texas | 40 | $ 1,678,000 | $ 41,950 | $ 121,000 |
| Kaufman, Texas | 40 | $ 1,068,000 | $ 26,700 | $ 81,000 |
| Santa Cruz, California | 39 | $ 13,703,000 | $ 351,358 | $ 107,000 |
| Forsyth, Georgia | 39 | $ 8,541,000 | $ 219,000 | $ 89,000 |
| El Paso, Texas | 39 | $ 1,109,000 | $ 28,435 | $ 145,000 |
| Parker, Texas | 38 | $ 1,129,000 | $ 29,710 | $ 106,000 |
| King, Washington | 38 | $ 8,829,000 | $ 232,342 | $ 95,000 |
| Broward, Florida | 36 | $ 9,106,000 | $ 252,944 | $ 127,000 |
| Adams, Colorado | 35 | $ 6,231,000 | $ 178,028 | $ 77,000 |
| Davidson, North Carolina | 35 | $ 3,582,000 | $ 102,342 | $ 53,000 |
| Johnson, Texas | 35 | $ 898,000 | $ 25,657 | $ 86,000 |
| Monterey, California | 34 | $ 9,766,000 | $ 287,235 | $ 102,000 |
| Livingston, Michigan | 34 | $ 6,013,000 | $ 176,852 | $ 77,000 |
| Denver, Colorado | 32 | $ 4,875,000 | $ 152,343 | $ 146,000 |
| Charles, Maryland | 32 | $ 2,363,000 | $ 73,843 | $ 74,000 |
| Guadalupe, Texas | 32 | $ 1,009,000 | $ 31,531 | $ 77,000 |
| Randolph, North Carolina | 31 | $ 3,526,000 | $ 113,741 | $ 44,000 |
| Lee, Florida | 30 | $ 4,775,000 | $ 159,166 | $ 72,000 |
| Plymouth, Massachusetts | 30 | $ 9,911,000 | $ 330,366 | $ 134,000 |
| Larimer, Colorado | 28 | $ 5,870,000 | $ 209,642 | $ 80,000 |
| Hood, Texas | 28 | $ 784,000 | $ 28,000 | $ 135,000 |
| New Haven, Connecticut | 26 | $ 7,192,000 | $ 276,615 | $ 120,000 |
| DuPage, Illinois | 26 | $ 7,295,000 | $ 280,576 | $ 104,000 |
| Bristol, Massachusetts | 26 | $ 5,727,000 | $ 220,269 | $ 91,000 |
| Bell, Texas | 26 | $ 774,000 | $ 29,769 | $ 91,000 |
| Placer, California | 25 | $ 7,902,000 | $ 316,080 | $ 168,000 |
| Chatham, Georgia | 25 | $ 6,675,000 | $ 267,000 | $ 558,000 |
| Essex, Massachusetts | 25 | $ 7,233,000 | $ 289,320 | $ 144,000 |
| Washtenaw, Michigan | 25 | $ 6,524,000 | $ 260,960 | $ 72,000 |
| McLennan, Texas | 25 | $ 663,000 | $ 26,520 | $ 217,000 |
| Chesterfield, Virginia | 25 | $ 5,133,000 | $ 205,320 | $ 127,000 |
| Stafford, Virginia | 25 | $ 1,515,000 | $ 60,600 | $ 84,000 |
| Butte, California | 24 | $ 4,476,000 | $ 186,500 | $ 132,000 |
| Hartford, Connecticut | 24 | $ 5,771,000 | $ 240,458 | $ 102,000 |
| Gaston, North Carolina | 24 | $ 2,926,000 | $ 121,916 | $ 42,000 |
| Lincoln, North Carolina | 24 | $ 3,660,000 | $ 152,500 | $ 60,000 |
| Washoe, Nevada | 23 | $ 5,501,000 | $ 239,173 | $ 126,000 |
| Fayette, Georgia | 22 | $ 4,660,000 | $ 211,818 | $ 123,000 |
| Madison, North Carolina | 22 | $ 2,869,000 | $ 130,409 | $ 66,000 |
| Grayson, Texas | 22 | $ 600,000 | $ 27,272 | $ 116,000 |
| Honolulu, Hawaii | 21 | $ 6,976,000 | $ 332,190 | $ 74,000 |
| Calvert, Maryland | 21 | $ 1,976,000 | $ 94,095 | $ 78,000 |
| Midland, Texas | 21 | $ 692,000 | $ 32,952 | $ 172,000 |
| Smith, Texas | 21 | $ 709,000 | $ 33,761 | $ 92,000 |
| Santa Barbara, California | 20 | $ 6,768,000 | $ 338,400 | $ 134,000 |
| Jefferson, Colorado | 20 | $ 3,568,000 | $ 178,400 | $ 79,000 |
| Miami-Dade, Florida | 20 | $ 4,200,000 | $ 210,000 | $ 127,000 |
| Harford, Maryland | 20 | $ 1,933,000 | $ 96,650 | $ 80,000 |
| Worcester, Massachusetts | 19 | $ 4,645,000 | $ 244,473 | $ 103,000 |
| Wise, Texas | 19 | $ 456,000 | $ 24,000 | $ 97,000 |
| Henrico, Virginia | 19 | $ 2,373,000 | $ 124,894 | $ 91,000 |
| Clark, Washington | 19 | $ 2,938,000 | $ 154,631 | $ 105,000 |
| Kern, California | 18 | $ 2,376,000 | $ 132,000 | $ 84,000 |
| Volusia, Florida | 18 | $ 3,833,000 | $ 212,944 | $ 83,000 |
| Hall, Georgia | 18 | $ 3,759,000 | $ 208,833 | $ 125,000 |
| Lake, Illinois | 18 | $ 7,868,000 | $ 437,111 | $ 148,000 |
| Santa Fe, New Mexico | 18 | $ 6,261,000 | $ 347,833 | $ 149,000 |
| Rockingham, North Carolina | 18 | $ 2,222,000 | $ 123,444 | $ 53,000 |
| Roanoke, Virginia | 18 | $ 2,580,000 | $ 143,333 | $ 94,000 |
| Duval, Florida | 17 | $ 2,921,000 | $ 171,823 | $ 77,000 |
| Washington, Oregon | 17 | $ 3,150,000 | $ 185,294 | $ 92,000 |
| Outagamie, Wisconsin | 17 | $ 2,152,000 | $ 126,588 | $ 64,000 |
| Stanislaus, California | 16 | $ 2,683,000 | $ 167,687 | $ 86,000 |
| Pinellas, Florida | 16 | $ 2,894,000 | $ 180,875 | $ 107,000 |
| Genesee, Michigan | 16 | $ 2,595,000 | $ 162,187 | $ 63,000 |
| Williamson, Tennessee | 16 | $ 2,927,000 | $ 182,937 | $ 70,000 |
| San Benito, California | 15 | $ 4,270,000 | $ 284,666 | $ 92,000 |
| Montgomery, Ohio | 15 | $ 1,283,000 | $ 85,533 | $ 50,000 |
| Greenwood, South Carolina | 15 | $ 1,785,000 | $ 119,000 | $ 50,000 |
| Burnet, Texas | 15 | $ 1,595,000 | $ 106,333 | $ 152,000 |
| Jefferson, Texas | 15 | $ 416,000 | $ 27,733 | $ 107,000 |
| Winnebago, Wisconsin | 15 | $ 1,957,000 | $ 130,466 | $ 68,000 |
| Napa, California | 14 | $ 5,277,000 | $ 376,928 | $ 197,000 |
| Pueblo, Colorado | 14 | $ 2,199,000 | $ 157,071 | $ 126,000 |
| Dakota, Minnesota | 14 | $ 3,570,000 | $ 255,000 | $ 76,000 |
| Hillsborough, New Hampshire | 14 | $ 2,572,000 | $ 183,714 | $ 113,000 |
| Pickens, South Carolina | 14 | $ 1,564,000 | $ 111,714 | $ 44,000 |
| Roanoke City, Virginia | 14 | $ 1,805,000 | $ 128,928 | $ 79,000 |
| Baltimore City, Maryland | 13 | $ 754,000 | $ 58,000 | $ 51,000 |
| Alamance, North Carolina | 13 | $ 1,601,000 | $ 123,153 | $ 63,000 |
| Catawba, North Carolina | 13 | $ 1,951,000 | $ 150,076 | $ 64,000 |
| Chester, Pennsylvania | 13 | $ 915,000 | $ 70,384 | $ 117,000 |
| Culpeper, Virginia | 13 | $ 630,000 | $ 48,461 | $ 84,000 |
| Pinal, Arizona | 12 | $ 2,128,000 | $ 177,333 | $ 66,000 |
| Litchfield, Connecticut | 12 | $ 3,768,000 | $ 314,000 | $ 126,000 |
| Coweta, Georgia | 12 | $ 1,535,000 | $ 127,916 | $ 69,000 |
| Glynn, Georgia | 12 | $ 1,534,000 | $ 127,833 | $ 43,000 |
| Barnstable, Massachusetts | 12 | $ 4,161,000 | $ 346,750 | $ 147,000 |
| St. Charles, Missouri | 12 | $ 357,000 | $ 29,750 | $ 99,000 |
| St. Louis, Missouri | 12 | $ 822,000 | $ 68,500 | $ 67,000 |
| Suffolk, New York | 12 | $ 5,040,000 | $ 420,000 | $ 157,000 |
| Brunswick, North Carolina | 12 | $ 2,163,000 | $ 180,250 | $ 124,000 |
| New Hanover, North Carolina | 12 | $ 5,284,000 | $ 440,333 | $ 287,000 |
| Vance, North Carolina | 12 | $ 1,159,000 | $ 96,583 | $ 43,000 |
| Nueces, Texas | 12 | $ 236,000 | $ 19,666 | $ 90,000 |
| Webb, Texas | 12 | $ 567,000 | $ 47,250 | $ 96,000 |
| Fauquier, Virginia | 12 | $ 493,000 | $ 41,083 | $ 89,000 |
| Virginia Beach, Virginia | 12 | $ 756,000 | $ 63,000 | $ 103,000 |
| Coconino, Arizona | 11 | $ 720,000 | $ 65,454 | $ 124,000 |
| El Dorado, California | 11 | $ 2,006,000 | $ 182,363 | $ 132,000 |
| Kauai, Hawaii | 11 | $ 4,496,000 | $ 408,727 | $ 119,000 |
| Blaine, Idaho | 11 | $ 2,927,000 | $ 266,090 | $ 90,000 |
| Kane, Illinois | 11 | $ 2,347,000 | $ 213,363 | $ 110,000 |
| Watauga, North Carolina | 11 | $ 1,354,000 | $ 123,090 | $ 76,000 |
| York, Pennsylvania | 11 | $ 253,000 | $ 23,000 | $ 72,000 |
| Kendall, Texas | 11 | $ 301,000 | $ 27,363 | $ 67,000 |
| San Luis Obispo, California | 10 | $ 2,953,000 | $ 295,300 | $ 175,000 |
| Yolo, California | 10 | $ 2,000,000 | $ 200,000 | $ 179,000 |
| Weld, Colorado | 10 | $ 1,900,000 | $ 190,000 | $ 137,000 |
| Martin, Florida | 10 | $ 2,861,000 | $ 286,100 | $ 117,000 |
| Osceola, Florida | 10 | $ 2,517,000 | $ 251,700 | $ 100,000 |
| Polk, Florida | 10 | $ 2,053,000 | $ 205,300 | $ 114,000 |
| Durham, North Carolina | 10 | $ 1,420,000 | $ 142,000 | $ 61,000 |
| Haywood, North Carolina | 10 | $ 993,000 | $ 99,300 | $ 49,000 |
| Rowan, North Carolina | 10 | $ 1,202,000 | $ 120,200 | $ 30,000 |
| Surry, North Carolina | 10 | $ 1,470,000 | $ 147,000 | $ 70,000 |
| Cuyahoga, Ohio | 10 | $ 1,729,000 | $ 172,900 | $ 75,000 |
| Tulsa, Oklahoma | 10 | $ 455,000 | $ 45,500 | $ 120,000 |
| Multnomah, Oregon | 10 | $ 2,201,000 | $ 220,100 | $ 347,000 |
| Horry, South Carolina | 10 | $ 1,428,000 | $ 142,800 | $ 110,000 |
| Davidson, Tennessee | 10 | $ 1,208,000 | $ 120,800 | $ 51,000 |
| Austin, Texas | 10 | $ 507,000 | $ 50,700 | $ 82,000 |
| Chambers, Texas | 10 | $ 521,000 | $ 52,100 | $ 66,000 |
| Hunt, Texas | 10 | $ 169,000 | $ 16,900 | $ 92,000 |
| Snohomish, Washington | 10 | $ 2,565,000 | $ 256,500 | $ 82,000 |
| Merced, California | 9 | $ 1,874,000 | $ 208,222 | $ 114,000 |
| Collier, Florida | 9 | $ 1,661,000 | $ 184,555 | $ 108,000 |
| Queen Anne's, Maryland | 9 | $ 1,005,000 | $ 111,666 | $ 88,000 |
| Kent, Michigan | 9 | $ 1,191,000 | $ 132,333 | $ 67,000 |
| Washington, Minnesota | 9 | $ 2,665,000 | $ 296,111 | $ 117,000 |
| Bernalillo, New Mexico | 9 | $ 771,000 | $ 85,666 | $ 71,000 |
| Bastrop, Texas | 9 | $ 190,000 | $ 21,111 | $ 97,000 |
| Liberty, Texas | 9 | $ 172,000 | $ 19,111 | $ 83,000 |
| Pima, Arizona | 8 | $ 1,126,000 | $ 140,750 | $ 108,000 |
| Shasta, California | 8 | $ 568,000 | $ 71,000 | $ 71,000 |
| New London, Connecticut | 8 | $ 1,768,000 | $ 221,000 | $ 91,000 |
| Hillsborough, Florida | 8 | $ 2,967,000 | $ 370,875 | $ 132,000 |
| Clayton, Georgia | 8 | $ 976,000 | $ 122,000 | $ 65,000 |
| Douglas, Georgia | 8 | $ 1,182,000 | $ 147,750 | $ 70,000 |
| Newton, Georgia | 8 | $ 851,000 | $ 106,375 | $ 56,000 |
| Hamilton, Indiana | 8 | $ 1,120,000 | $ 140,000 | $ 101,000 |
| Marion, Indiana | 8 | $ 2,016,000 | $ 252,000 | $ 170,000 |
| Ramsey, Minnesota | 8 | $ 1,184,000 | $ 148,000 | $ 51,000 |
| Chatham, North Carolina | 8 | $ 1,043,000 | $ 130,375 | $ 70,000 |
| Granville, North Carolina | 8 | $ 1,044,000 | $ 130,500 | $ 54,000 |
| Oklahoma, Oklahoma | 8 | $ 760,000 | $ 95,000 | $ 231,000 |
| Lane, Oregon | 8 | $ 605,000 | $ 75,625 | $ 79,000 |
| Henderson, Texas | 8 | $ 154,000 | $ 19,250 | $ 186,000 |
| Randall, Texas | 8 | $ 168,000 | $ 21,000 | $ 146,000 |
| Thurston, Washington | 8 | $ 588,000 | $ 73,500 | $ 83,000 |
| Tulare, California | 7 | $ 954,000 | $ 136,285 | $ 68,000 |
| Clay, Florida | 7 | $ 943,000 | $ 134,714 | $ 59,000 |
| Flagler, Florida | 7 | $ 1,801,000 | $ 257,285 | $ 168,000 |
| Paulding, Georgia | 7 | $ 1,230,000 | $ 175,714 | $ 65,000 |
| Maui, Hawaii | 7 | $ 3,984,000 | $ 569,142 | $ 299,000 |
| Polk, Iowa | 7 | $ 1,139,000 | $ 162,714 | $ 57,000 |
| Scott, Iowa | 7 | $ 761,000 | $ 108,714 | $ 47,000 |
| St. Mary's, Maryland | 7 | $ 382,000 | $ 54,571 | $ 94,000 |
| Rockingham, New Hampshire | 7 | $ 1,443,000 | $ 206,142 | $ 83,000 |
| Johnston, North Carolina | 7 | $ 978,000 | $ 139,714 | $ 71,000 |
| Franklin, Ohio | 7 | $ 793,000 | $ 113,285 | $ 64,000 |
| Deschutes, Oregon | 7 | $ 1,184,000 | $ 169,142 | $ 117,000 |
| Bucks, Pennsylvania | 7 | $ 1,442,000 | $ 206,000 | $ 123,000 |
| Llano, Texas | 7 | $ 1,331,000 | $ 190,142 | $ 122,000 |
| Tom Green, Texas | 7 | $ 125,000 | $ 17,857 | $ 67,000 |
| Washington, Texas | 7 | $ 110,000 | $ 15,714 | $ 71,000 |
| Utah, Utah | 7 | $ 1,863,000 | $ 266,142 | $ 59,000 |
| Albemarle, Virginia | 7 | $ 626,000 | $ 89,428 | $ 90,000 |
| Botetourt, Virginia | 7 | $ 1,188,000 | $ 169,714 | $ 76,000 |
| Matanuska-Susitna, Alaska | 6 | $ 1,025,000 | $ 170,833 | $ 160,000 |
| Plumas, California | 6 | $ 1,570,000 | $ 261,666 | $ 152,000 |
| Middlesex, Connecticut | 6 | $ 1,436,000 | $ 239,333 | $ 169,000 |
| Brevard, Florida | 6 | $ 1,979,000 | $ 329,833 | $ 77,000 |
| Manatee, Florida | 6 | $ 931,000 | $ 155,166 | $ 80,000 |
| Barrow, Georgia | 6 | $ 673,000 | $ 112,166 | $ 169,000 |
| Bryan, Georgia | 6 | $ 855,000 | $ 142,500 | $ 55,000 |
| Gordon, Georgia | 6 | $ 750,000 | $ 125,000 | $ 84,000 |
| Henry, Georgia | 6 | $ 943,000 | $ 157,166 | $ 72,000 |
| Boyd, Kentucky | 6 | $ 483,000 | $ 80,500 | $ 65,000 |
| St. Clair, Michigan | 6 | $ 1,126,000 | $ 187,666 | $ 75,000 |
| Wright, Minnesota | 6 | $ 1,671,000 | $ 278,500 | $ 99,000 |
| Monmouth, New Jersey | 6 | $ 2,194,000 | $ 365,666 | $ 181,000 |
| Caldwell, North Carolina | 6 | $ 1,169,000 | $ 194,833 | $ 60,000 |
| Franklin, North Carolina | 6 | $ 624,000 | $ 104,000 | $ 55,000 |
| Orange, North Carolina | 6 | $ 1,155,000 | $ 192,500 | $ 140,000 |
| Greene, Ohio | 6 | $ 630,000 | $ 105,000 | $ 73,000 |
| Clackamas, Oregon | 6 | $ 1,830,000 | $ 305,000 | $ 184,000 |
| Charleston, South Carolina | 6 | $ 1,229,000 | $ 204,833 | $ 78,000 |
| Spartanburg, South Carolina | 6 | $ 996,000 | $ 166,000 | $ 69,000 |
| Cameron, Texas | 6 | $ 561,000 | $ 93,500 | $ 167,000 |
| Cooke, Texas | 6 | $ 122,000 | $ 20,333 | $ 114,000 |
| Hidalgo, Texas | 6 | $ 142,000 | $ 23,666 | $ 135,000 |
| Franklin, Virginia | 6 | $ 974,000 | $ 162,333 | $ 131,000 |
| Hanover, Virginia | 6 | $ 142,000 | $ 23,666 | $ 73,000 |
| Montgomery, Virginia | 6 | $ 675,000 | $ 112,500 | $ 70,000 |
| Pierce, Washington | 6 | $ 755,000 | $ 125,833 | $ 12,000 |
| Teton, Wyoming | 6 | $ 1,438,000 | $ 239,666 | $ 66,000 |
| Nevada, California | 5 | $ 2,099,000 | $ 419,800 | $ 158,000 |
| Tuolumne, California | 5 | $ 579,000 | $ 115,800 | $ 108,000 |
| Summit, Colorado | 5 | $ 1,447,000 | $ 289,400 | $ 271,000 |
| New Castle, Delaware | 5 | $ 1,496,000 | $ 299,200 | $ 110,000 |
| St. Johns, Florida | 5 | $ 1,155,000 | $ 231,000 | $ 361,000 |
| Liberty, Georgia | 5 | $ 329,000 | $ 65,800 | $ 17,000 |
| Walton, Georgia | 5 | $ 923,000 | $ 184,600 | $ 77,000 |
| McHenry, Illinois | 5 | $ 1,110,000 | $ 222,000 | $ 80,000 |
| Rock Island, Illinois | 5 | $ 521,000 | $ 104,200 | $ 53,000 |
| Hendricks, Indiana | 5 | $ 852,000 | $ 170,400 | $ 81,000 |
| Porter, Indiana | 5 | $ 925,000 | $ 185,000 | $ 100,000 |
| Talbot, Maryland | 5 | $ 460,000 | $ 92,000 | $ 302,000 |
| Grand Traverse, Michigan | 5 | $ 435,000 | $ 87,000 | $ 115,000 |
| Anoka, Minnesota | 5 | $ 749,000 | $ 149,800 | $ 47,000 |
| Scott, Minnesota | 5 | $ 1,383,000 | $ 276,600 | $ 84,000 |
| Essex, New Jersey | 5 | $ 920,000 | $ 184,000 | $ 71,000 |
| Westchester, New York | 5 | $ 2,343,000 | $ 468,600 | $ 293,000 |
| Avery, North Carolina | 5 | $ 927,000 | $ 185,400 | $ 347,000 |
| Polk, North Carolina | 5 | $ 693,000 | $ 138,600 | $ 85,000 |
| Warren, North Carolina | 5 | $ 591,000 | $ 118,200 | $ 58,000 |
| Summit, Ohio | 5 | $ 754,000 | $ 150,800 | $ 52,000 |
| Atascosa, Texas | 5 | $ 74,000 | $ 14,800 | $ 82,000 |
| Hardin, Texas | 5 | $ 164,000 | $ 32,800 | $ 97,000 |
| Lubbock, Texas | 5 | $ 257,000 | $ 51,400 | $ 93,000 |
| Medina, Texas | 5 | $ 131,000 | $ 26,200 | $ 67,000 |
| Van Zandt, Texas | 5 | $ 125,000 | $ 25,000 | $ 97,000 |
| Wichita, Texas | 5 | $ 180,000 | $ 36,000 | $ 98,000 |
| Salt Lake, Utah | 5 | $ 1,299,000 | $ 259,800 | $ 147,000 |
| Summit, Utah | 5 | $ 2,595,000 | $ 519,000 | $ 281,000 |
| Bedford, Virginia | 5 | $ 778,000 | $ 155,600 | $ 82,000 |
| Lake, California | 4 | $ 569,000 | $ 142,250 | $ 72,000 |
| Mendocino, California | 4 | $ 1,587,000 | $ 396,750 | $ 119,000 |
| Eagle, Colorado | 4 | $ 1,442,000 | $ 360,500 | $ 204,000 |
| Fremont, Colorado | 4 | $ 417,000 | $ 104,250 | $ 13,000 |
| Teller, Colorado | 4 | $ 362,000 | $ 90,500 | $ 53,000 |
| Okaloosa, Florida | 4 | $ 979,000 | $ 244,750 | $ 157,000 |
| Pasco, Florida | 4 | $ 588,000 | $ 147,000 | $ 90,000 |
| Sarasota, Florida | 4 | $ 570,000 | $ 142,500 | $ 73,000 |
| Will, Illinois | 4 | $ 1,479,000 | $ 369,750 | $ 124,000 |
| Allen, Indiana | 4 | $ 398,000 | $ 99,500 | $ 57,000 |
| Linn, Iowa | 4 | $ 623,000 | $ 155,750 | $ 92,000 |
| Johnson, Kansas | 4 | $ 635,000 | $ 158,750 | $ 74,000 |
| Jefferson, Kentucky | 4 | $ 501,000 | $ 125,250 | $ 32,000 |
| Kenton, Kentucky | 4 | $ 575,000 | $ 143,750 | $ 100,000 |
| East Baton Rouge, Louisiana | 4 | $ 323,000 | $ 80,750 | $ 459,000 |
| Washington, Maryland | 4 | $ 321,000 | $ 80,250 | $ 86,000 |
| Lyon, Nevada | 4 | $ 585,000 | $ 146,250 | $ 108,000 |
| Bergen, New Jersey | 4 | $ 1,207,000 | $ 301,750 | $ 161,000 |
| Middlesex, New Jersey | 4 | $ 1,229,000 | $ 307,250 | $ 120,000 |
| Cleveland, North Carolina | 4 | $ 372,000 | $ 93,000 | $ 33,000 |
| Davie, North Carolina | 4 | $ 716,000 | $ 179,000 | $ 90,000 |
| Montgomery, North Carolina | 4 | $ 799,000 | $ 199,750 | $ 244,000 |
| Transylvania, North Carolina | 4 | $ 486,000 | $ 121,500 | $ 60,000 |
| Franklin, Pennsylvania | 4 | $ 684,000 | $ 171,000 | $ 102,000 |
| Anderson, South Carolina | 4 | $ 589,000 | $ 147,250 | $ 68,000 |
| Hamilton, Tennessee | 4 | $ 549,000 | $ 137,250 | $ 72,000 |
| Shelby, Tennessee | 4 | $ 782,000 | $ 195,500 | $ 109,000 |
| Wilson, Tennessee | 4 | $ 494,000 | $ 123,500 | $ 70,000 |
| Gregg, Texas | 4 | $ 122,000 | $ 30,500 | $ 71,000 |
| Walker, Texas | 4 | $ 219,000 | $ 54,750 | $ 40,000 |
| Wood, Texas | 4 | $ 153,000 | $ 38,250 | $ 108,000 |
| Clarke, Virginia | 4 | $ 125,000 | $ 31,250 | $ 147,000 |
| Fairfax City, Virginia | 4 | $ 274,000 | $ 68,500 | $ 139,000 |
| James City, Virginia | 4 | $ 238,000 | $ 59,500 | $ 98,000 |
| Louisa, Virginia | 4 | $ 266,000 | $ 66,500 | $ 147,000 |
| York, Virginia | 4 | $ 170,000 | $ 42,500 | $ 66,000 |
| Cowlitz, Washington | 4 | $ 586,000 | $ 146,500 | $ 144,000 |
| Ohio, West Virginia | 4 | $ 510,000 | $ 127,500 | $ 88,000 |
| Fond du Lac, Wisconsin | 4 | $ 420,000 | $ 105,000 | $ 78,000 |
| Houston, Alabama | 3 | $ 290,000 | $ 96,666 | $ 69,000 |
| Morgan, Alabama | 3 | $ 379,000 | $ 126,333 | $ 57,000 |
| Mohave, Arizona | 3 | $ 214,000 | $ 71,333 | $ 106,000 |
| Calaveras, California | 3 | $ 1,040,000 | $ 346,666 | $ 258,000 |
| Lassen, California | 3 | $ 446,000 | $ 148,666 | $ 90,000 |
| Madera, California | 3 | $ 691,000 | $ 230,333 | $ 73,000 |
| Pitkin, Colorado | 3 | $ 3,825,000 | $ 1,275,000 | $ 744,000 |
| Tolland, Connecticut | 3 | $ 505,000 | $ 168,333 | $ 82,000 |
| Bay, Florida | 3 | $ 762,000 | $ 254,000 | $ 46,000 |
| Lake, Florida | 3 | $ 883,000 | $ 294,333 | $ 92,000 |
| Bartow, Georgia | 3 | $ 306,000 | $ 102,000 | $ 35,000 |
| Bulloch, Georgia | 3 | $ 495,000 | $ 165,000 | $ 101,000 |
| Oconee, Georgia | 3 | $ 857,000 | $ 285,666 | $ 92,000 |
| Rockdale, Georgia | 3 | $ 622,000 | $ 207,333 | $ 84,000 |
| Lake, Indiana | 3 | $ 326,000 | $ 108,666 | $ 49,000 |
| Cecil, Maryland | 3 | $ 411,000 | $ 137,000 | $ 33,000 |
| Kent, Maryland | 3 | $ 602,000 | $ 200,666 | $ 64,000 |
| Wicomico, Maryland | 3 | $ 183,000 | $ 61,000 | $ 85,000 |
| Nantucket, Massachusetts | 3 | $ 1,402,000 | $ 467,333 | $ 132,000 |
| Ingham, Michigan | 3 | $ 760,000 | $ 253,333 | $ 125,000 |
| Saginaw, Michigan | 3 | $ 700,000 | $ 233,333 | $ 85,000 |
| St. Louis City, Missouri | 3 | $ 486,000 | $ 162,000 | $ 85,000 |
| Merrimack, New Hampshire | 3 | $ 609,000 | $ 203,000 | $ 70,000 |
| Queens, New York | 3 | $ 1,006,000 | $ 335,333 | $ 86,000 |
| Rockland, New York | 3 | $ 1,350,000 | $ 450,000 | $ 181,000 |
| Carteret, North Carolina | 3 | $ 571,000 | $ 190,333 | $ 182,000 |
| Cumberland, North Carolina | 3 | $ 348,000 | $ 116,000 | $ 46,000 |
| Dare, North Carolina | 3 | $ 1,208,000 | $ 402,666 | $ 234,000 |
| Harnett, North Carolina | 3 | $ 850,000 | $ 283,333 | $ 84,000 |
| McDowell, North Carolina | 3 | $ 416,000 | $ 138,666 | $ 98,000 |
| Moore, North Carolina | 3 | $ 522,000 | $ 174,000 | $ 23,000 |
| Rutherford, North Carolina | 3 | $ 492,000 | $ 164,000 | $ 125,000 |
| Stokes, North Carolina | 3 | $ 343,000 | $ 114,333 | $ 65,000 |
| Yadkin, North Carolina | 3 | $ 301,000 | $ 100,333 | $ 60,000 |
| Belmont, Ohio | 3 | $ 135,000 | $ 45,000 | $ 31,000 |
| Butler, Ohio | 3 | $ 444,000 | $ 148,000 | $ 132,000 |
| Delaware, Ohio | 3 | $ 725,000 | $ 241,666 | $ 174,000 |
| Hamilton, Ohio | 3 | $ 1,125,000 | $ 375,000 | $ 226,000 |
| Medina, Ohio | 3 | $ 769,000 | $ 256,333 | $ 75,000 |
| Miami, Ohio | 3 | $ 645,000 | $ 215,000 | $ 86,000 |
| Warren, Ohio | 3 | $ 439,000 | $ 146,333 | $ 54,000 |
| Cleveland, Oklahoma | 3 | $ 175,000 | $ 58,333 | $ 122,000 |
| Wagoner, Oklahoma | 3 | $ 289,000 | $ 96,333 | $ 123,000 |
| Allegheny, Pennsylvania | 3 | $ 425,000 | $ 141,666 | $ 129,000 |
| Delaware, Pennsylvania | 3 | $ 386,000 | $ 128,666 | $ 136,000 |
| Cherokee, South Carolina | 3 | $ 445,000 | $ 148,333 | $ 64,000 |
| Laurens, South Carolina | 3 | $ 440,000 | $ 146,666 | $ 69,000 |
| Richland, South Carolina | 3 | $ 348,000 | $ 116,000 | $ 48,000 |
| Loudon, Tennessee | 3 | $ 294,000 | $ 98,000 | $ 38,000 |
| Bandera, Texas | 3 | $ 145,000 | $ 48,333 | $ 84,000 |
| Coryell, Texas | 3 | $ 95,000 | $ 31,666 | $ 92,000 |
| Ector, Texas | 3 | $ 33,000 | $ 11,000 | $ 55,000 |
| Harrison, Texas | 3 | $ 81,000 | $ 27,000 | $ 89,000 |
| Howard, Texas | 3 | $ 56,000 | $ 18,666 | $ 79,000 |
| Palo Pinto, Texas | 3 | $ 79,000 | $ 26,333 | $ 377,000 |
| Polk, Texas | 3 | $ 48,000 | $ 16,000 | $ 86,000 |
| Potter, Texas | 3 | $ 109,000 | $ 36,333 | $ 205,000 |
| Val Verde, Texas | 3 | $ 72,000 | $ 24,000 | $ 156,000 |
| Greene, Virginia | 3 | $ 505,000 | $ 168,333 | $ 103,000 |
| Hampton, Virginia | 3 | $ 87,000 | $ 29,000 | $ 69,000 |
| Lexington, Virginia | 3 | $ 521,000 | $ 173,666 | $ 90,000 |
| Manassas, Virginia | 3 | $ 306,000 | $ 102,000 | $ 74,000 |
| Newport News, Virginia | 3 | $ 70,000 | $ 23,333 | $ 155,000 |
| Richmond City, Virginia | 3 | $ 245,000 | $ 81,666 | $ 81,000 |
| Wayne, West Virginia | 3 | $ 333,000 | $ 111,000 | $ 56,000 |
| St. Croix, Wisconsin | 3 | $ 459,000 | $ 153,000 | $ 558,000 |
| Laramie, Wyoming | 3 | $ 307,000 | $ 102,333 | $ 54,000 |
| Mobile, Alabama | 2 | $ 480,000 | $ 240,000 | $ 112,000 |
| Cochise, Arizona | 2 | $ 559,000 | $ 279,500 | $ 85,000 |
| Yavapai, Arizona | 2 | $ 519,000 | $ 259,500 | $ 161,000 |
| Garland, Arkansas | 2 | $ 516,000 | $ 258,000 | $ 145,000 |
| Monroe, Florida | 2 | $ 492,000 | $ 246,000 | $ 197,000 |
| Nassau, Florida | 2 | $ 494,000 | $ 247,000 | $ 133,000 |
| Walton, Florida | 2 | $ 648,000 | $ 324,000 | $ 116,000 |
| Clarke, Georgia | 2 | $ 381,000 | $ 190,500 | $ 93,000 |
| Columbia, Georgia | 2 | $ 362,000 | $ 181,000 | $ 95,000 |
| Dawson, Georgia | 2 | $ 377,000 | $ 188,500 | $ 159,000 |
| Fannin, Georgia | 2 | $ 936,000 | $ 468,000 | $ 458,000 |
| Floyd, Georgia | 2 | $ 214,000 | $ 107,000 | $ 54,000 |
| Jackson, Georgia | 2 | $ 292,000 | $ 146,000 | $ 40,000 |
| Lumpkin, Georgia | 2 | $ 808,000 | $ 404,000 | $ 80,000 |
| Richmond, Georgia | 2 | $ 187,000 | $ 93,500 | $ 139,000 |
| Ada, Idaho | 2 | $ 450,000 | $ 225,000 | $ 130,000 |
| Henry, Illinois | 2 | $ 244,000 | $ 122,000 | $ 73,000 |
| Macon, Illinois | 2 | $ 79,000 | $ 39,500 | $ 44,000 |
| St. Clair, Illinois | 2 | $ 205,000 | $ 102,500 | $ 84,000 |
| Johnson, Indiana | 2 | $ 163,000 | $ 81,500 | $ 68,000 |
| Madison, Indiana | 2 | $ 287,000 | $ 143,500 | $ 97,000 |
| Tippecanoe, Indiana | 2 | $ 463,000 | $ 231,500 | $ 165,000 |
| Clinton, Iowa | 2 | $ 176,000 | $ 88,000 | $ 62,000 |
| Johnson, Iowa | 2 | $ 566,000 | $ 283,000 | $ 165,000 |
| Worcester, Maryland | 2 | $ 288,000 | $ 144,000 | $ 117,000 |
| Franklin, Massachusetts | 2 | $ 276,000 | $ 138,000 | $ 58,000 |
| Hampden, Massachusetts | 2 | $ 295,000 | $ 147,500 | $ 44,000 |
| Bay, Michigan | 2 | $ 268,000 | $ 134,000 | $ 39,000 |
| Cheboygan, Michigan | 2 | $ 485,000 | $ 242,500 | $ 95,000 |
| Jackson, Michigan | 2 | $ 246,000 | $ 123,000 | $ 45,000 |
| Kalamazoo, Michigan | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| Monroe, Michigan | 2 | $ 355,000 | $ 177,500 | $ 107,000 |
| Muskegon, Michigan | 2 | $ 179,000 | $ 89,500 | $ 39,000 |
| Aitkin, Minnesota | 2 | $ 385,000 | $ 192,500 | $ 147,000 |
| Crow Wing, Minnesota | 2 | $ 569,000 | $ 284,500 | $ 168,000 |
| Goodhue, Minnesota | 2 | $ 525,000 | $ 262,500 | $ 78,000 |
| Franklin, Missouri | 2 | $ 36,000 | $ 18,000 | $ 59,000 |
| Jackson, Missouri | 2 | $ 253,000 | $ 126,500 | $ 0 |
| Douglas, Nevada | 2 | $ 894,000 | $ 447,000 | $ 381,000 |
| Cheshire, New Hampshire | 2 | $ 186,000 | $ 93,000 | $ 68,000 |
| Grafton, New Hampshire | 2 | $ 620,000 | $ 310,000 | $ 140,000 |
| Strafford, New Hampshire | 2 | $ 388,000 | $ 194,000 | $ 644,000 |
| Passaic, New Jersey | 2 | $ 732,000 | $ 366,000 | $ 125,000 |
| Dona Ana, New Mexico | 2 | $ 501,000 | $ 250,500 | $ 104,000 |
| Nassau, New York | 2 | $ 880,000 | $ 440,000 | $ 266,000 |
| Orange, New York | 2 | $ 717,000 | $ 358,500 | $ 129,000 |
| Ashe, North Carolina | 2 | $ 527,000 | $ 263,500 | $ 82,000 |
| Burke, North Carolina | 2 | $ 161,000 | $ 80,500 | $ 50,000 |
| Craven, North Carolina | 2 | $ 159,000 | $ 79,500 | $ 66,000 |
| Halifax, North Carolina | 2 | $ 179,000 | $ 89,500 | $ 26,000 |
| Lee, North Carolina | 2 | $ 298,000 | $ 149,000 | $ 60,000 |
| Pender, North Carolina | 2 | $ 253,000 | $ 126,500 | $ 130,000 |
| Stanly, North Carolina | 2 | $ 239,000 | $ 119,500 | $ 55,000 |
| Swain, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Clark, Ohio | 2 | $ 151,000 | $ 75,500 | $ 65,000 |
| Lawrence, Ohio | 2 | $ 146,000 | $ 73,000 | $ 49,000 |
| Philadelphia, Pennsylvania | 2 | $ 115,000 | $ 57,500 | $ 56,000 |
| Newport, Rhode Island | 2 | $ 661,000 | $ 330,500 | $ 174,000 |
| Providence, Rhode Island | 2 | $ 390,000 | $ 195,000 | $ 201,000 |
| Washington, Rhode Island | 2 | $ 865,000 | $ 432,500 | $ 13,000 |
| Beaufort, South Carolina | 2 | $ 638,000 | $ 319,000 | $ 153,000 |
| Lancaster, South Carolina | 2 | $ 248,000 | $ 124,000 | $ 50,000 |
| Lexington, South Carolina | 2 | $ 279,000 | $ 139,500 | $ 91,000 |
| Rutherford, Tennessee | 2 | $ 266,000 | $ 133,000 | $ 38,000 |
| Sullivan, Tennessee | 2 | $ 158,000 | $ 79,000 | $ 42,000 |
| Angelina, Texas | 2 | $ 82,000 | $ 41,000 | $ 90,000 |
| Blanco, Texas | 2 | $ 37,000 | $ 18,500 | $ 83,000 |
| Brown, Texas | 2 | $ 177,000 | $ 88,500 | $ 281,000 |
| Calhoun, Texas | 2 | $ 48,000 | $ 24,000 | $ 152,000 |
| Colorado, Texas | 2 | $ 177,000 | $ 88,500 | $ 96,000 |
| Fannin, Texas | 2 | $ 83,000 | $ 41,500 | $ 52,000 |
| Freestone, Texas | 2 | $ 79,000 | $ 39,500 | $ 142,000 |
| Gillespie, Texas | 2 | $ 35,000 | $ 17,500 | $ 56,000 |
| Grimes, Texas | 2 | $ 28,000 | $ 14,000 | $ 73,000 |
| Jackson, Texas | 2 | $ 61,000 | $ 30,500 | $ 79,000 |
| Kerr, Texas | 2 | $ 33,000 | $ 16,500 | $ 82,000 |
| Lee, Texas | 2 | $ 78,000 | $ 39,000 | $ 77,000 |
| Leon, Texas | 2 | $ 76,000 | $ 38,000 | $ 171,000 |
| Matagorda, Texas | 2 | $ 55,000 | $ 27,500 | $ 126,000 |
| Maverick, Texas | 2 | $ 92,000 | $ 46,000 | $ 95,000 |
| Wilson, Texas | 2 | $ 47,000 | $ 23,500 | $ 98,000 |
| Charlottesville, Virginia | 2 | $ 355,000 | $ 177,500 | $ 41,000 |
| Chesapeake, Virginia | 2 | $ 94,000 | $ 47,000 | $ 194,000 |
| Colonial Heights, Virginia | 2 | $ 65,000 | $ 32,500 | $ 96,000 |
| Falls Church, Virginia | 2 | $ 78,000 | $ 39,000 | $ 110,000 |
| Frederick, Virginia | 2 | $ 78,000 | $ 39,000 | $ 113,000 |
| King George, Virginia | 2 | $ 82,000 | $ 41,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 12,361 | $1,615,705,000 | $178,382 | $5,000,000 | $103,468 | $4,860,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 10,652 | $2,232,105,000 | $216,851 | $5,550,000 | $104,297 | $3,175,000 |
| Home Improvement (one-to-four family) | 409 | $15,770,000 | $158,333 | $387,000 | $114,333 | $3,645,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,646 | $2,817,271,000 | $193,510 | $5,550,000 | $107,551 | $3,645,000 |
| Information not provided by applicant in mail or telephone application | 1,733 | $370,628,000 | $210,444 | $1,912,000 | $100,000 | $2,000,000 |
| Asian or Pacific Islander | 1,656 | $295,784,000 | $177,653 | $1,500,000 | $91,000 | $4,860,000 |
| Hispanic | 1,134 | $182,043,000 | $188,642 | $1,050,000 | $113,500 | $3,360,000 |
| Black | 771 | $105,777,000 | $160,517 | $1,330,000 | $84,206 | $1,150,000 |
| Other | 326 | $49,726,000 | $180,571 | $1,300,000 | $95,904 | $480,000 |
| Not applicable | 96 | $32,278,000 | $369,153 | $1,500,000 | $189,538 | $1,012,000 |
| American Indian or Alaskan Native | 60 | $10,073,000 | $193,153 | $694,000 | $99,538 | $343,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,440 | $3,740,578,000 | $197,142 | $5,550,000 | $110,326 | $4,860,000 |
| FHA-insured (Federal Housing Administration) | 810 | $98,605,000 | $134,366 | $325,000 | $39,366 | $801,000 |
| VA-guaranteed (Veterans Administration) | 170 | $24,143,000 | $131,235 | $250,000 | $43,941 | $963,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $254,000 | $127,000 | $139,000 | $88,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 14,290 | $3,560,234,000 | $207,265 | $5,550,000 | $104,653 | $4,860,000 |
| Loan Originated | 6,498 | $205,950,000 | $33,272 | $331,000 | $104,318 | $3,645,000 |
| Application Denied By Financial Institution | 1,552 | $59,704,000 | $45,750 | $540,000 | $101,875 | $1,027,000 |
| Application Approved But Not Accepted | 1,053 | $36,356,000 | $45,166 | $229,000 | $111,333 | $761,000 |
| Application Withdrawn By Applicant | 29 | $1,336,000 | $97,500 | $315,000 | $270,500 | $2,000,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 856 | $28,786,000 | $43,000 | $540,000 | $95,142 | $1,027,000 |
| Debt-To-Income Ratio | 353 | $13,598,000 | $46,666 | $289,000 | $83,500 | $391,000 |
| Other | 253 | $14,437,000 | $60,285 | $500,000 | $131,857 | $840,000 |
| Employment History | 61 | $2,027,000 | $60,666 | $215,000 | $123,000 | $312,000 |
| Credit Application Incomplete | 16 | $469,000 | $32,333 | $77,000 | $90,333 | $161,000 |
| Unverifiable Information | 9 | $246,000 | $22,000 | $100,000 | $123,333 | $246,000 |
| Collateral | 3 | $103,000 | $38,000 | $50,000 | $112,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $38,000 | $38,000 | $38,000 | $154,000 | $154,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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