Guaranty Bank, FSB Mortgage Lending & HMDA Data, 2006
In 2006, Guaranty Bank, FSB of Brown Deer, WI reported 28,561 mortgage applications totaling $4.0 billion, down 14% from 2005. The average application was for $140,307, and applicants reported an average income of $88,613. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (1,721), Chicago-Naperville-Joliet, IL (1,516) and Charleston-North Charleston, SC (994) (applications in parentheses).
| Mortgage Company & Address | Guaranty Bank, FSB 4000 W Brown Deer Road Brown Deer, WI 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28,561 |
| Total Mortgage Loan Application Amount | $4,007,315,000 |
| Average Mortgage Loan Application Amount | $140,307 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $88,613 |
| Highest Applicant Income | $5,472,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 1,721 | $ 221,502,000 | $ 128,705 | $ 89,000 |
| Chicago-Naperville-Joliet, IL | 1,516 | $ 212,819,000 | $ 140,381 | $ 93,000 |
| Charleston-North Charleston, SC | 994 | $ 162,443,000 | $ 163,423 | $ 80,000 |
| Milwaukee-Waukesha-West Allis, WI | 954 | $ 104,053,000 | $ 109,070 | $ 80,000 |
| Portland-Vancouver-Beaverton, OR-WA | 897 | $ 138,444,000 | $ 154,341 | $ 92,622 |
| Phoenix-Mesa-Scottsdale, AZ | 851 | $ 126,513,000 | $ 148,663 | $ 117,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 781 | $ 79,777,000 | $ 102,147 | $ 93,194 |
| Denver-Aurora, CO | 617 | $ 95,800,000 | $ 155,267 | $ 111,000 |
| Los Angeles-Long Beach-Glendale, CA | 609 | $ 208,814,000 | $ 342,880 | $ 140,000 |
| Seattle-Bellevue-Everett, WA | 589 | $ 91,367,000 | $ 155,122 | $ 108,000 |
| Dallas-Plano-Irving, TX | 588 | $ 71,941,000 | $ 122,348 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 587 | $ 98,499,000 | $ 167,800 | $ 57,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 551 | $ 138,343,000 | $ 251,076 | $ 107,818 |
| Philadelphia, PA | 477 | $ 89,114,000 | $ 186,821 | $ 117,000 |
| Lakeland, FL | 410 | $ 69,645,000 | $ 169,865 | $ 58,000 |
| Providence-New Bedford-Fall River, RI-MA | 388 | $ 62,304,000 | $ 160,577 | $ 75,430 |
| Madison, WI | 335 | $ 39,937,000 | $ 119,214 | $ 75,000 |
| Riverside-San Bernardino-Ontario, CA | 314 | $ 65,138,000 | $ 207,445 | $ 125,000 |
| Boston-Quincy, MA | 308 | $ 66,629,000 | $ 216,327 | $ 92,000 |
| Eugene-Springfield, OR | 300 | $ 50,817,000 | $ 169,390 | $ 66,000 |
| Rockford, IL | 293 | $ 29,802,000 | $ 101,713 | $ 54,000 |
| Cape Coral-Fort Myers, FL | 258 | $ 40,455,000 | $ 156,802 | $ 59,000 |
| Spokane, WA | 252 | $ 34,918,000 | $ 138,563 | $ 65,000 |
| Cincinnati-Middletown, OH-KY-IN | 242 | $ 13,399,000 | $ 55,367 | $ 71,603 |
| Colorado Springs, CO | 236 | $ 33,798,000 | $ 143,211 | $ 90,000 |
| Cambridge-Newton-Framingham, MA | 226 | $ 44,276,000 | $ 195,911 | $ 96,000 |
| Tampa-St. Petersburg-Clearwater, FL | 222 | $ 22,947,000 | $ 103,364 | $ 87,000 |
| Albuquerque, NM | 214 | $ 21,044,000 | $ 98,336 | $ 84,000 |
| Tacoma, WA | 212 | $ 28,141,000 | $ 132,740 | $ 85,000 |
| Davenport-Moline-Rock Island, IA-IL | 207 | $ 18,212,000 | $ 87,980 | $ 47,144 |
| Essex County, MA | 205 | $ 42,063,000 | $ 205,185 | $ 94,000 |
| Indianapolis-Carmel, IN | 203 | $ 19,388,000 | $ 95,507 | $ 110,000 |
| Las Vegas-Paradise, NV | 201 | $ 19,112,000 | $ 95,084 | $ 100,000 |
| Worcester, MA | 197 | $ 29,884,000 | $ 151,695 | $ 70,000 |
| Hartford-West Hartford-East Hartford, CT | 182 | $ 20,538,000 | $ 112,846 | $ 87,000 |
| St. Louis, MO-IL | 170 | $ 13,050,000 | $ 76,764 | $ 87,647 |
| Gainesville, GA | 166 | $ 26,624,000 | $ 160,385 | $ 76,000 |
| New Haven-Milford, CT | 162 | $ 17,968,000 | $ 110,913 | $ 73,000 |
| Des Moines-West Des Moines, IA | 161 | $ 14,261,000 | $ 88,577 | $ 62,000 |
| Pensacola-Ferry Pass-Brent, FL | 151 | $ 24,031,000 | $ 159,145 | $ 64,000 |
| Pittsburgh, PA | 151 | $ 6,330,000 | $ 41,920 | $ 68,000 |
| Warren-Troy-Farmington Hills, MI | 150 | $ 10,284,000 | $ 68,560 | $ 92,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 149 | $ 22,904,000 | $ 153,718 | $ 61,000 |
| Bend, OR | 148 | $ 26,066,000 | $ 176,121 | $ 85,000 |
| Orlando-Kissimmee, FL | 145 | $ 19,275,000 | $ 132,931 | $ 97,000 |
| Salt Lake City, UT | 143 | $ 13,084,000 | $ 91,496 | $ 114,000 |
| Evansville, IN-KY | 140 | $ 18,676,000 | $ 133,400 | $ 61,000 |
| Jacksonville, FL | 136 | $ 17,241,000 | $ 126,772 | $ 87,000 |
| San Diego-Carlsbad-San Marcos, CA | 135 | $ 38,994,000 | $ 288,844 | $ 180,000 |
| Bethesda-Gaithersburg-Frederick, MD | 134 | $ 33,298,000 | $ 248,492 | $ 129,000 |
| Rockingham County-Strafford County, NH | 133 | $ 22,990,000 | $ 172,857 | $ 93,000 |
| Santa Ana-Anaheim-Irvine, CA | 132 | $ 48,996,000 | $ 371,181 | $ 150,000 |
| Charlotte-Gastonia-Concord, NC-SC | 128 | $ 10,628,000 | $ 83,031 | $ 94,312 |
| Port St. Lucie-Fort Pierce, FL | 125 | $ 21,308,000 | $ 170,464 | $ 51,000 |
| Baltimore-Towson, MD | 123 | $ 17,131,000 | $ 139,276 | $ 113,000 |
| Lake County-Kenosha County, IL-WI | 123 | $ 15,552,000 | $ 126,439 | $ 96,715 |
| Kansas City, MO-KS | 117 | $ 10,189,000 | $ 87,085 | $ 85,495 |
| Ocala, FL | 114 | $ 15,847,000 | $ 139,008 | $ 39,000 |
| Manchester-Nashua, NH | 112 | $ 16,529,000 | $ 147,580 | $ 72,000 |
| Sarasota-Bradenton-Venice, FL | 111 | $ 15,505,000 | $ 139,684 | $ 49,000 |
| Tucson, AZ | 101 | $ 7,884,000 | $ 78,059 | $ 102,000 |
| Fort Worth-Arlington, TX | 100 | $ 9,247,000 | $ 92,470 | $ 86,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 90 | $ 16,473,000 | $ 183,033 | $ 129,000 |
| Louisville-Jefferson County, KY-IN | 88 | $ 6,662,000 | $ 75,704 | $ 77,465 |
| Sacramento--Arden-Arcade--Roseville, CA | 88 | $ 13,086,000 | $ 148,704 | $ 184,000 |
| Detroit-Livonia-Dearborn, MI | 87 | $ 4,808,000 | $ 55,264 | $ 55,000 |
| Green Bay, WI | 86 | $ 4,482,000 | $ 52,116 | $ 77,000 |
| Salem, OR | 86 | $ 7,482,000 | $ 87,000 | $ 82,000 |
| Raleigh-Cary, NC | 85 | $ 9,272,000 | $ 109,082 | $ 71,000 |
| Coeur D'Alene, ID | 84 | $ 12,613,000 | $ 150,154 | $ 56,000 |
| Columbus, OH | 84 | $ 4,627,000 | $ 55,083 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 84 | $ 10,530,000 | $ 125,357 | $ 86,000 |
| Greeley, CO | 83 | $ 8,972,000 | $ 108,096 | $ 96,000 |
| Oklahoma City, OK | 83 | $ 4,605,000 | $ 55,481 | $ 90,000 |
| Sebastian-Vero Beach, FL | 81 | $ 13,230,000 | $ 163,333 | $ 58,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 79 | $ 30,128,000 | $ 381,367 | $ 124,000 |
| Cleveland-Elyria-Mentor, OH | 78 | $ 3,256,000 | $ 41,743 | $ 75,000 |
| Fort Collins-Loveland, CO | 76 | $ 8,952,000 | $ 117,789 | $ 81,000 |
| Medford, OR | 72 | $ 13,672,000 | $ 189,888 | $ 68,000 |
| Racine, WI | 71 | $ 6,697,000 | $ 94,323 | $ 76,000 |
| Appleton, WI | 68 | $ 2,517,000 | $ 37,014 | $ 69,000 |
| Richmond, VA | 68 | $ 8,835,000 | $ 129,926 | $ 80,000 |
| Springfield, MA | 67 | $ 5,354,000 | $ 79,910 | $ 59,000 |
| Tallahassee, FL | 67 | $ 7,687,000 | $ 114,731 | $ 52,000 |
| Bremerton-Silverdale, WA | 63 | $ 10,816,000 | $ 171,682 | $ 79,000 |
| Grand Junction, CO | 62 | $ 7,775,000 | $ 125,403 | $ 59,000 |
| Athens-Clarke County, GA | 60 | $ 6,422,000 | $ 107,033 | $ 96,000 |
| Barnstable Town, MA | 58 | $ 13,537,000 | $ 233,396 | $ 137,000 |
| New York-White Plains-Wayne, NY-NJ | 58 | $ 5,921,000 | $ 102,086 | $ 115,206 |
| Oakland-Fremont-Hayward, CA | 57 | $ 10,944,000 | $ 192,000 | $ 160,000 |
| Bridgeport-Stamford-Norwalk, CT | 56 | $ 9,920,000 | $ 177,142 | $ 98,000 |
| Provo-Orem, UT | 56 | $ 4,214,000 | $ 75,250 | $ 95,000 |
| Owensboro, KY | 55 | $ 6,445,000 | $ 117,181 | $ 57,000 |
| Miami-Miami Beach-Kendall, FL | 54 | $ 5,522,000 | $ 102,259 | $ 101,000 |
| Boise City-Nampa, ID | 52 | $ 7,105,000 | $ 136,634 | $ 81,000 |
| Durham, NC | 52 | $ 5,100,000 | $ 98,076 | $ 59,000 |
| Fort Walton Beach-Crestview-Destin, FL | 49 | $ 9,389,000 | $ 191,612 | $ 61,000 |
| Janesville, WI | 49 | $ 3,716,000 | $ 75,836 | $ 65,000 |
| Memphis, TN-MS-AR | 47 | $ 4,408,000 | $ 93,787 | $ 88,553 |
| Ogden-Clearfield, UT | 47 | $ 1,922,000 | $ 40,893 | $ 75,000 |
| Olympia, WA | 46 | $ 6,009,000 | $ 130,630 | $ 107,000 |
| Naples-Marco Island, FL | 45 | $ 7,479,000 | $ 166,200 | $ 43,000 |
| Nassau-Suffolk, NY | 45 | $ 4,063,000 | $ 90,288 | $ 139,000 |
| Norwich-New London, CT | 45 | $ 6,340,000 | $ 140,888 | $ 60,000 |
| Portland-South Portland-Biddeford, ME | 45 | $ 5,542,000 | $ 123,155 | $ 148,000 |
| Santa Fe, NM | 44 | $ 6,294,000 | $ 143,045 | $ 106,000 |
| Akron, OH | 42 | $ 1,661,000 | $ 39,547 | $ 70,000 |
| Tulsa, OK | 42 | $ 2,981,000 | $ 70,976 | $ 94,000 |
| Dayton, OH | 40 | $ 1,718,000 | $ 42,950 | $ 84,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 40 | $ 5,287,000 | $ 132,175 | $ 156,000 |
| Atlantic City, NJ | 39 | $ 8,592,000 | $ 220,307 | $ 117,000 |
| Birmingham-Hoover, AL | 39 | $ 2,407,000 | $ 61,717 | $ 87,000 |
| Punta Gorda, FL | 36 | $ 6,380,000 | $ 177,222 | $ 47,000 |
| Lancaster, PA | 35 | $ 4,983,000 | $ 142,371 | $ 104,000 |
| Oshkosh-Neenah, WI | 35 | $ 1,527,000 | $ 43,628 | $ 82,000 |
| Longview, WA | 34 | $ 4,568,000 | $ 134,352 | $ 77,000 |
| Nashville-Davidson--Murfreesboro, TN | 33 | $ 2,171,000 | $ 65,787 | $ 103,000 |
| Bakersfield, CA | 32 | $ 4,450,000 | $ 139,062 | $ 93,000 |
| Pueblo, CO | 30 | $ 3,910,000 | $ 130,333 | $ 77,000 |
| Gary, IN | 29 | $ 2,524,000 | $ 87,034 | $ 82,000 |
| Las Cruces, NM | 29 | $ 2,528,000 | $ 87,172 | $ 101,000 |
| Omaha-Council Bluffs, NE-IA | 29 | $ 1,714,000 | $ 59,103 | $ 82,379 |
| Wilmington, DE-MD-NJ | 28 | $ 2,764,000 | $ 98,714 | $ 91,321 |
| Bellingham, WA | 27 | $ 4,509,000 | $ 167,000 | $ 85,000 |
| Boulder, CO | 27 | $ 6,419,000 | $ 237,740 | $ 161,000 |
| Duluth, MN-WI | 27 | $ 1,818,000 | $ 67,333 | $ 89,814 |
| Tyler, TX | 27 | $ 3,128,000 | $ 115,851 | $ 65,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 26 | $ 2,158,000 | $ 83,000 | $ 66,000 |
| Sheboygan, WI | 26 | $ 2,102,000 | $ 80,846 | $ 61,000 |
| Columbia, SC | 25 | $ 1,737,000 | $ 69,480 | $ 84,000 |
| Scranton--Wilkes-Barre, PA | 25 | $ 1,854,000 | $ 74,160 | $ 36,000 |
| York-Hanover, PA | 25 | $ 3,361,000 | $ 134,440 | $ 98,000 |
| El Paso, TX | 24 | $ 2,395,000 | $ 99,791 | $ 73,000 |
| Fond Du Lac, WI | 23 | $ 1,196,000 | $ 52,000 | $ 75,000 |
| Harrisburg-Carlisle, PA | 23 | $ 3,789,000 | $ 164,739 | $ 97,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 6,934,000 | $ 301,478 | $ 101,000 |
| St. Cloud, MN | 23 | $ 1,639,000 | $ 71,260 | $ 88,000 |
| Asheville, NC | 22 | $ 2,112,000 | $ 96,000 | $ 125,000 |
| Erie, PA | 22 | $ 156,000 | $ 7,090 | $ 62,000 |
| Rochester, MN | 22 | $ 1,038,000 | $ 47,181 | $ 77,000 |
| Camden, NJ | 21 | $ 2,840,000 | $ 135,238 | $ 146,000 |
| Edison, NJ | 21 | $ 3,798,000 | $ 180,857 | $ 133,000 |
| Winston-Salem, NC | 21 | $ 1,688,000 | $ 80,380 | $ 110,000 |
| Toledo, OH | 20 | $ 765,000 | $ 38,250 | $ 121,000 |
| Youngstown-Warren-Boardman, OH-PA | 20 | $ 844,000 | $ 42,200 | $ 77,400 |
| Augusta-Richmond County, GA-SC | 19 | $ 1,048,000 | $ 55,157 | $ 87,894 |
| Baton Rouge, LA | 19 | $ 1,784,000 | $ 93,894 | $ 140,000 |
| Dubuque, IA | 19 | $ 1,167,000 | $ 61,421 | $ 51,000 |
| Springfield, MO | 19 | $ 1,756,000 | $ 92,421 | $ 9,000 |
| Eau Claire, WI | 18 | $ 1,084,000 | $ 60,222 | $ 104,000 |
| Hagerstown-Martinsburg, MD-WV | 18 | $ 2,037,000 | $ 113,166 | $ 63,000 |
| Houston-Sugar Land-Baytown, TX | 18 | $ 2,484,000 | $ 138,000 | $ 239,000 |
| Stockton, CA | 18 | $ 3,330,000 | $ 185,000 | $ 100,000 |
| Casper, WY | 17 | $ 1,761,000 | $ 103,588 | $ 91,000 |
| New Orleans-Metairie-Kenner, LA | 17 | $ 1,556,000 | $ 91,529 | $ 93,000 |
| San Francisco-San Mateo-Redwood City, CA | 17 | $ 6,140,000 | $ 361,176 | $ 188,000 |
| Austin-Round Rock, TX | 16 | $ 2,408,000 | $ 150,500 | $ 136,000 |
| Elkhart-Goshen, IN | 16 | $ 1,540,000 | $ 96,250 | $ 54,000 |
| Greenville, SC | 16 | $ 1,175,000 | $ 73,437 | $ 72,000 |
| Lincoln, NE | 16 | $ 546,000 | $ 34,125 | $ 74,000 |
| San Antonio, TX | 16 | $ 1,534,000 | $ 95,875 | $ 191,000 |
| Grand Rapids-Wyoming, MI | 15 | $ 597,000 | $ 39,800 | $ 55,000 |
| Greensboro-High Point, NC | 15 | $ 758,000 | $ 50,533 | $ 79,000 |
| Kennewick-Richland-Pasco, WA | 15 | $ 2,142,000 | $ 142,800 | $ 64,000 |
| Corvallis, OR | 14 | $ 1,678,000 | $ 119,857 | $ 81,000 |
| Fresno, CA | 14 | $ 1,277,000 | $ 91,214 | $ 106,000 |
| Lansing-East Lansing, MI | 14 | $ 638,000 | $ 45,571 | $ 85,000 |
| Lexington-Fayette, KY | 14 | $ 612,000 | $ 43,714 | $ 70,000 |
| Visalia-Porterville, CA | 14 | $ 2,070,000 | $ 147,857 | $ 70,000 |
| Ann Arbor, MI | 13 | $ 789,000 | $ 60,692 | $ 92,000 |
| Canton-Massillon, OH | 13 | $ 452,000 | $ 34,769 | $ 79,000 |
| Cedar Rapids, IA | 13 | $ 957,000 | $ 73,615 | $ 74,000 |
| Flagstaff, AZ | 13 | $ 2,857,000 | $ 219,769 | $ 127,000 |
| Flint, MI | 13 | $ 521,000 | $ 40,076 | $ 52,000 |
| Knoxville, TN | 13 | $ 1,318,000 | $ 101,384 | $ 98,000 |
| Mount Vernon-Anacortes, WA | 13 | $ 2,074,000 | $ 159,538 | $ 72,000 |
| Prescott, AZ | 13 | $ 1,667,000 | $ 128,230 | $ 178,000 |
| St. George, UT | 13 | $ 941,000 | $ 72,384 | $ 133,000 |
| Ames, IA | 12 | $ 901,000 | $ 75,083 | $ 112,000 |
| Newark-Union, NJ-PA | 12 | $ 973,000 | $ 81,083 | $ 121,416 |
| Reading, PA | 12 | $ 764,000 | $ 63,666 | $ 82,000 |
| Winchester, VA-WV | 12 | $ 1,609,000 | $ 134,083 | $ 64,000 |
| Bloomington-Normal, IL | 11 | $ 499,000 | $ 45,363 | $ 105,000 |
| Buffalo-Niagara Falls, NY | 11 | $ 437,000 | $ 39,727 | $ 64,000 |
| Idaho Falls, ID | 11 | $ 1,548,000 | $ 140,727 | $ 89,000 |
| Springfield, OH | 11 | $ 443,000 | $ 40,272 | $ 63,000 |
| Wilmington, NC | 11 | $ 654,000 | $ 59,454 | $ 80,000 |
| Champaign-Urbana, IL | 10 | $ 732,000 | $ 73,200 | $ 41,000 |
| Chattanooga, TN-GA | 10 | $ 534,000 | $ 53,400 | $ 65,000 |
| Huntsville, AL | 10 | $ 383,000 | $ 38,300 | $ 81,000 |
| Iowa City, IA | 10 | $ 878,000 | $ 87,800 | $ 59,000 |
| Kalamazoo-Portage, MI | 10 | $ 684,000 | $ 68,400 | $ 63,000 |
| Macon, GA | 10 | $ 566,000 | $ 56,600 | $ 60,000 |
| Missoula, MT | 10 | $ 1,165,000 | $ 116,500 | $ 73,000 |
| Panama City-Lynn Haven, FL | 9 | $ 1,632,000 | $ 181,333 | $ 157,000 |
| Peoria, IL | 9 | $ 883,000 | $ 98,111 | $ 162,000 |
| Redding, CA | 9 | $ 560,000 | $ 62,222 | $ 83,000 |
| Reno-Sparks, NV | 9 | $ 1,449,000 | $ 161,000 | $ 120,000 |
| Spartanburg, SC | 9 | $ 512,000 | $ 56,888 | $ 67,000 |
| Waterloo-Cedar Falls, IA | 9 | $ 553,000 | $ 61,444 | $ 45,000 |
| Wausau, WI | 9 | $ 487,000 | $ 54,111 | $ 50,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 355,000 | $ 44,375 | $ 97,000 |
| Fort Wayne, IN | 8 | $ 402,000 | $ 50,250 | $ 70,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 8 | $ 760,000 | $ 95,000 | $ 105,000 |
| Pocatello, ID | 8 | $ 562,000 | $ 70,250 | $ 75,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 8 | $ 477,000 | $ 59,625 | $ 104,000 |
| Savannah, GA | 8 | $ 576,000 | $ 72,000 | $ 91,000 |
| Vallejo-Fairfield, CA | 8 | $ 1,484,000 | $ 185,500 | $ 136,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 7 | $ 525,000 | $ 75,000 | $ 83,000 |
| Greenville, NC | 7 | $ 507,000 | $ 72,428 | $ 66,000 |
| Holland-Grand Haven, MI | 7 | $ 371,000 | $ 53,000 | $ 66,000 |
| Modesto, CA | 7 | $ 734,000 | $ 104,857 | $ 90,000 |
| Rochester, NY | 7 | $ 235,000 | $ 33,571 | $ 96,000 |
| Hanford-Corcoran, CA | 6 | $ 586,000 | $ 97,666 | $ 47,000 |
| Kankakee-Bradley, IL | 6 | $ 535,000 | $ 89,166 | $ 88,000 |
| Lewiston, ID-WA | 6 | $ 508,000 | $ 84,666 | $ 48,500 |
| Logan, UT-ID | 6 | $ 514,000 | $ 85,666 | $ 53,500 |
| Montgomery, AL | 6 | $ 412,000 | $ 68,666 | $ 59,000 |
| Ocean City, NJ | 6 | $ 1,718,000 | $ 286,333 | $ 127,000 |
| Santa Barbara-Santa Maria, CA | 6 | $ 1,435,000 | $ 239,166 | $ 77,000 |
| Wenatchee, WA | 6 | $ 616,000 | $ 102,666 | $ 92,000 |
| Burlington-South Burlington, VT | 5 | $ 299,000 | $ 59,800 | $ 107,000 |
| Charlottesville, VA | 5 | $ 569,000 | $ 113,800 | $ 68,000 |
| Cheyenne, WY | 5 | $ 436,000 | $ 87,200 | $ 68,000 |
| Jackson, MI | 5 | $ 200,000 | $ 40,000 | $ 55,000 |
| Lafayette, IN | 5 | $ 303,000 | $ 60,600 | $ 61,000 |
| Pittsfield, MA | 5 | $ 955,000 | $ 191,000 | $ 91,000 |
| Syracuse, NY | 5 | $ 156,000 | $ 31,200 | $ 70,000 |
| Columbus, GA-AL | 4 | $ 430,000 | $ 107,500 | $ 97,000 |
| Fayetteville, NC | 4 | $ 229,000 | $ 57,250 | $ 60,000 |
| Harrisonburg, VA | 4 | $ 347,000 | $ 86,750 | $ 123,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 101,000 | $ 25,250 | $ 52,000 |
| Honolulu, HI | 4 | $ 1,256,000 | $ 314,000 | $ 205,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 202,000 | $ 50,500 | $ 52,500 |
| Kingston, NY | 4 | $ 314,000 | $ 78,500 | $ 177,000 |
| La Crosse, WI-MN | 4 | $ 441,000 | $ 110,250 | $ 177,250 |
| Lafayette, LA | 4 | $ 134,000 | $ 33,500 | $ 86,000 |
| Lewiston-Auburn, ME | 4 | $ 207,000 | $ 51,750 | $ 64,000 |
| Mobile, AL | 4 | $ 144,000 | $ 36,000 | $ 63,000 |
| Monroe, MI | 4 | $ 189,000 | $ 47,250 | $ 102,000 |
| Muncie, IN | 4 | $ 359,000 | $ 89,750 | $ 36,000 |
| Rocky Mount, NC | 4 | $ 262,000 | $ 65,500 | $ 21,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,088,000 | $ 272,000 | $ 156,000 |
| Sioux Falls, SD | 4 | $ 611,000 | $ 152,750 | $ 178,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 362,000 | $ 90,500 | $ 88,000 |
| Valdosta, GA | 4 | $ 294,000 | $ 73,500 | $ 67,000 |
| Yuba City, CA | 4 | $ 217,000 | $ 54,250 | $ 91,000 |
| Anderson, IN | 3 | $ 159,000 | $ 53,000 | $ 128,000 |
| Anderson, SC | 3 | $ 178,000 | $ 59,333 | $ 52,000 |
| Brunswick, GA | 3 | $ 1,004,000 | $ 334,666 | $ 96,000 |
| Chico, CA | 3 | $ 447,000 | $ 149,000 | $ 167,000 |
| Corpus Christi, TX | 3 | $ 304,000 | $ 101,333 | $ 167,000 |
| Cumberland, MD-WV | 3 | $ 294,000 | $ 98,000 | $ 92,000 |
| Elizabethtown, KY | 3 | $ 95,000 | $ 31,666 | $ 40,000 |
| Elmira, NY | 3 | $ 123,000 | $ 41,000 | $ 63,000 |
| Farmington, NM | 3 | $ 492,000 | $ 164,000 | $ 81,000 |
| Gainesville, FL | 3 | $ 290,000 | $ 96,666 | $ 201,000 |
| Glens Falls, NY | 3 | $ 46,000 | $ 15,333 | $ 54,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 368,000 | $ 122,666 | $ 82,000 |
| Jacksonville, NC | 3 | $ 148,000 | $ 49,333 | $ 53,000 |
| Kokomo, IN | 3 | $ 106,000 | $ 35,333 | $ 67,000 |
| Merced, CA | 3 | $ 554,000 | $ 184,666 | $ 108,000 |
| Michigan City-La Porte, IN | 3 | $ 252,000 | $ 84,000 | $ 64,000 |
| Muskegon-Norton Shores, MI | 3 | $ 184,000 | $ 61,333 | $ 63,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 115,000 | $ 38,333 | $ 48,000 |
| Salisbury, MD | 3 | $ 499,000 | $ 166,333 | $ 111,000 |
| Shreveport-Bossier City, LA | 3 | $ 199,000 | $ 66,333 | $ 95,000 |
| Trenton-Ewing, NJ | 3 | $ 191,000 | $ 63,666 | $ 87,000 |
| Warner Robins, GA | 3 | $ 87,000 | $ 29,000 | $ 67,000 |
| Yakima, WA | 3 | $ 426,000 | $ 142,000 | $ 78,000 |
| Yuma, AZ | 3 | $ 152,000 | $ 50,666 | $ 151,000 |
| Abilene, TX | 2 | $ 144,000 | $ 72,000 | $ 65,000 |
| Anniston-Oxford, AL | 2 | $ 85,000 | $ 42,500 | $ 51,000 |
| Auburn-Opelika, AL | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| Bangor, ME | 2 | $ 54,000 | $ 27,000 | $ 163,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| Burlington, NC | 2 | $ 173,000 | $ 86,500 | $ 141,000 |
| Cleveland, TN | 2 | $ 204,000 | $ 102,000 | $ 31,000 |
| Columbia, MO | 2 | $ 112,000 | $ 56,000 | $ 56,000 |
| Dalton, GA | 2 | $ 66,000 | $ 33,000 | $ 53,000 |
| Fort Smith, AR-OK | 2 | $ 125,000 | $ 62,500 | $ 72,000 |
| Great Falls, MT | 2 | $ 81,000 | $ 40,500 | $ 540,000 |
| Johnson City, TN | 2 | $ 76,000 | $ 38,000 | $ 83,000 |
| Johnstown, PA | 2 | $ 25,000 | $ 12,500 | $ 35,000 |
| Lake Charles, LA | 2 | $ 160,000 | $ 80,000 | $ 114,000 |
| Little Rock-North Little Rock, AR | 2 | $ 269,000 | $ 134,500 | $ 36,000 |
| Lubbock, TX | 2 | $ 104,000 | $ 52,000 | $ 330,000 |
| Lynchburg, VA | 2 | $ 143,000 | $ 71,500 | $ 54,000 |
| Madera, CA | 2 | $ 141,000 | $ 70,500 | $ 94,000 |
| Mansfield, OH | 2 | $ 54,000 | $ 27,000 | $ 57,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 292,000 | $ 146,000 | $ 126,000 |
| Napa, CA | 2 | $ 349,000 | $ 174,500 | $ 103,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 86,000 | $ 43,000 | $ 55,000 |
| Sandusky, OH | 2 | $ 59,000 | $ 29,500 | $ 82,000 |
| Springfield, IL | 2 | $ 315,000 | $ 157,500 | $ 80,000 |
| St. Joseph, MO-KS | 2 | $ 99,000 | $ 49,500 | $ 45,000 |
| State College, PA | 2 | $ 298,000 | $ 149,000 | $ 38,000 |
| Sumter, SC | 2 | $ 421,000 | $ 210,500 | $ 141,000 |
| Terre Haute, IN | 2 | $ 89,000 | $ 44,500 | $ 58,000 |
| Tuscaloosa, AL | 2 | $ 183,000 | $ 91,500 | $ 121,000 |
| Utica-Rome, NY | 2 | $ 78,000 | $ 39,000 | $ 68,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 273,000 | $ 136,500 | $ 86,000 |
| Williamsport, PA | 2 | $ 153,000 | $ 76,500 | $ 87,000 |
| Alexandria, LA | 1 | $ 33,000 | $ 33,000 | $ 115,000 |
| Altoona, PA | 1 | $ 48,000 | $ 48,000 | $ 47,000 |
| Binghamton, NY | 1 | $ 53,000 | $ 53,000 | $ 93,000 |
| Bloomington, IN | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Carson City, NV | 1 | $ 224,000 | $ 224,000 | $ 52,000 |
| Charleston, WV | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Clarksville, TN-KY | 1 | $ 204,000 | $ 204,000 | $ 105,000 |
| Danville, IL | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Dover, DE | 1 | $ 132,000 | $ 132,000 | $ 116,000 |
| El Centro, CA | 1 | $ 244,000 | $ 244,000 | $ 214,000 |
| Fargo, ND-MN | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Grand Forks, ND-MN | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Gulfport-Biloxi, MS | 1 | $ 33,000 | $ 33,000 | $ 69,000 |
| Houma-Bayou Cane-Thibodaux, LA | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Jackson, MS | 1 | $ 64,000 | $ 64,000 | $ 92,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Lawrence, KS | 1 | $ 43,000 | $ 43,000 | $ 84,000 |
| Lebanon, PA | 1 | $ 46,000 | $ 46,000 | $ 25,000 |
| Morristown, TN | 1 | $ 43,000 | $ 43,000 | $ 120,000 |
| Niles-Benton Harbor, MI | 1 | $ 3,000 | $ 3,000 | $ 65,000 |
| Roanoke, VA | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Salinas, CA | 1 | $ 129,000 | $ 129,000 | $ 128,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 624,000 | $ 624,000 | $ 168,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,100,000 | $ 1,100,000 | $ 288,000 |
| Sioux City, IA-NE-SD | 1 | $ 31,000 | $ 31,000 | $ 21,000 |
| Topeka, KS | 1 | $ 48,000 | $ 48,000 | $ 73,000 |
| Waco, TX | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Wichita, KS | 1 | $ 32,000 | $ 32,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank, FSB in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 14,856 | $2,296,059,000 | $154,000 | $3,500,000 | $85,000 | $5,472,000 |
| Refinancing | 10,072 | $1,473,469,000 | $146,000 | $1,918,000 | $92,000 | $2,100,000 |
| Home Improvement | 3,633 | $237,787,000 | $65,000 | $890,000 | $94,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 21,333 | $2,968,681,000 | $139,000 | $3,500,000 | $91,000 | $5,472,000 |
| Hispanic | 2,623 | $386,739,000 | $147,000 | $1,000,000 | $70,000 | $540,000 |
| Black or African American | 2,002 | $276,891,000 | $138,000 | $1,120,000 | $76,000 | $927,000 |
| Not Provided | 1,478 | $158,657,000 | $107,000 | $796,000 | $88,000 | $772,000 |
| Asian | 930 | $186,503,000 | $200,000 | $1,000,000 | $109,000 | $747,000 |
| Native Hawaiian or Other Pacific Islander | 125 | $21,106,000 | $168,000 | $688,000 | $106,000 | $1,531,000 |
| American Indian or Alaskan Native | 69 | $8,675,000 | $125,000 | $610,000 | $88,000 | $468,000 |
| Not applicable | 1 | $63,000 | $63,000 | $63,000 | $241,000 | $241,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,201 | $3,782,687,000 | $139,000 | $3,500,000 | $90,000 | $5,472,000 |
| FHA-insured (Federal Housing Administration) | 952 | $145,628,000 | $152,000 | $358,000 | $57,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 398 | $77,315,000 | $194,000 | $417,000 | $59,000 | $259,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,685,000 | $168,000 | $186,000 | $37,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 28,561 | $4,007,315,000 | $140,000 | $3,500,000 | $89,000 | $5,472,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank, FSB's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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